Information processing device, information processing method, program, and information processing system

Abstract

To provide a mechanism to calculate insurance expense of travel insurance for a space travel.SOLUTION: An information processing device 2 comprises: a storage section 22 for associating information showing a flying object with a risk value of the flying body to store them; an acquiring section 231 for acquiring travel information, which show details of a space travel to identify the objected flying body and acquiring plan information of an insurance plan; a calculation section 232 for calculating insurance expense of an insurance plan at higher price as risk degree shown by the flying body risk value stored in association with the objected flying body in the storage section 22 becomes higher, and calculating the insurance expense of the insurance plan at lower price as the risk degree shown by the flying body risk value stored in association with the objected flying body in the storage 22 becomes lower; and an output section 233 for outputting the insurance expense of the insurance plan calculated with the calculation section 232.SELECTED DRAWING: Figure 2

Description

[Technical field]

[0001] The present invention relates to an information processing device, an information processing method, a program, and an information processing system. [Background technology]

[0002] A system for calculating travel insurance premiums has been known in the past. Patent Document 1 discloses a technology for calculating insurance premiums based on the area and travel details of a policyholder's travel. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] JP 2002-175407 A Summary of the Invention [Problem to be solved by the invention]

[0004] In recent years, with the improvement of space technology, plans for space travel into outer space are being advanced. Since various risks may occur in space travel, it is expected that there will be a high demand for travel insurance for space travel. However, since the risks of damage suffered by participants in travel differ between travel within the Earth, such as domestic travel and overseas travel (hereinafter referred to as "internal Earth travel"), and space travel, even if the conventional technology for calculating the premiums for travel insurance for internal Earth travel is directly applied to travel insurance for space travel, the risks specific to space travel cannot be reflected in the premiums for the travel insurance. Therefore, there is a demand to provide a mechanism for calculating the premiums for travel insurance for space travel.

[0005] The present invention has been made in consideration of these points, and aims to provide a mechanism for calculating insurance premiums for travel insurance for space travel. [Means for solving the problem]

[0006] An information processing device according to a first aspect of the present invention has a memory unit that stores information indicating a flying object flying in outer space and an aircraft risk value indicating the degree of risk of damage suffered by the insured person by boarding the flying object in association with each other; a travel information acquisition unit that acquires travel information indicating the contents of a space trip whose itinerary includes outer space, the travel information including information for identifying a target flying object, which is the flying object used in the space trip; a plan information acquisition unit that acquires plan information indicating an insurance plan including the contents of compensation for damage suffered by a participant participating in the space trip by boarding the target flying object; a calculation unit that calculates a higher insurance premium for the insurance plan the higher the degree of risk indicated by the aircraft risk value stored in the memory unit in association with the target flying object, and calculates a lower insurance premium for the insurance plan the lower the degree of risk indicated by the aircraft risk value stored in the memory unit in association with the target flying object; and an output unit that outputs the insurance premium for the insurance plan calculated by the calculation unit.

[0007] The insurance plan may further include compensation for health damage suffered by participants in the space trip due to their stay in outer space, and the calculation unit may calculate the insurance premium for the insurance plan to be higher the longer the stay in outer space during the space trip, and lower the premium for the insurance plan the shorter the stay.

[0008] The insurance plan may further include compensation for health damage suffered by participants in the space trip as a result of their stay in outer space, the information processing device may further have a participant information acquisition unit that acquires information about the participants including the ages of the participants, and the calculation unit may calculate the insurance premium for the insurance plan based on the ages of the participants.

[0009] The travel information may include information indicating the boarding period during which the participant will be boarding the flying vehicle, and the calculation unit may calculate the insurance premium for the insurance plan to be higher the longer the boarding period, and lower the insurance premium for the insurance plan the shorter the boarding period.

[0010] The memory unit may store, for each region on the globe, an area risk value indicating the degree of risk of damage suffered by the insured person as a result of traveling to that region in association with the region, and the calculation unit may calculate the insurance premium for the insurance plan using an area risk value that has a relatively high degree of risk among the multiple area risk values ​​stored in the memory unit.

[0011] The memory unit may store a space risk value defined as a numerical value indicating the degree of risk of damage suffered by the insured person as a result of traveling into outer space, and the calculation unit may calculate the insurance premium for the insurance plan using the space risk value stored in the memory unit.

[0012] The information processing device may further have a flying object information acquisition unit that acquires emission information indicating the amount of emissions emitted by the target flying object as it flies through outer space, and the calculation unit may calculate the insurance premium for the insurance plan to be higher the greater the amount of emissions indicated by the emission information acquired by the flying object information acquisition unit, and may calculate the insurance premium for the insurance plan to be lower the smaller the amount of emissions indicated by the emission information acquired by the flying object information acquisition unit.

[0013] An information processing method according to a second aspect of the present invention is executed by a computer having a memory unit that stores information indicating a flying object flying in outer space and an aircraft risk value indicating the degree of risk of damage suffered by the insured person by boarding the flying object, and includes the steps of acquiring travel information indicating the contents of a space trip that includes outer space in its itinerary, the travel information including information for identifying a target flying object, which is the flying object used in the space trip; acquiring plan information indicating an insurance plan including the contents of compensation for damage suffered by a participant participating in the space trip by boarding the target flying object; calculating a higher insurance premium for the insurance plan the higher the degree of risk indicated by the aircraft risk value stored in the memory unit in association with the target flying object, and calculating a lower insurance premium for the insurance plan the lower the degree of risk indicated by the aircraft risk value stored in the memory unit in association with the target flying object; and outputting the calculated insurance premium for the insurance plan.

[0014] A program according to a third aspect of the present invention causes a computer having a memory unit that stores information indicating a flying object flying in outer space and an aircraft risk value that indicates the degree of risk of damage suffered by the insured person by boarding the flying object, in association with each other, to function as: a travel information acquisition unit that acquires travel information indicating the contents of a space trip that includes outer space in its itinerary, the travel information including information for identifying a target flying object, which is the flying object used in the space trip; a plan information acquisition unit that acquires plan information indicating an insurance plan including the contents of compensation for damage suffered by a participant participating in the space trip by boarding the target flying object; a calculation unit that calculates a higher insurance premium for the insurance plan the higher the degree of risk indicated by the aircraft risk value stored in the memory unit in association with the target flying object, and calculates a lower insurance premium for the insurance plan the lower the degree of risk indicated by the aircraft risk value stored in the memory unit in association with the target flying object; and an output unit that outputs the insurance premium for the insurance plan calculated by the calculation unit.

[0015] An information processing system according to a fourth aspect of the present invention is an information processing system having a participant terminal used by a participant participating in a space trip whose itinerary includes outer space, and an information processing system for calculating insurance premiums for an insurance plan, the information processing system including: a memory unit that stores information indicating an air vehicle flying in outer space and an air vehicle risk value indicating the degree of risk of damage suffered by the insured person by boarding the air vehicle, in association with each other; and a travel information acquisition unit that acquires travel information indicating the contents of the space trip, the travel information including information indicating a target air vehicle, which is the air vehicle used in the space trip. The insurance system has a plan information acquisition unit that acquires plan information indicating an insurance plan including compensation for damages suffered by the participant by boarding the target flying object, a calculation unit that calculates a higher insurance premium for the insurance plan the higher the degree of risk indicated by the flying object risk value associated with the target flying object and stored in the memory unit, and calculates a lower insurance premium for the insurance plan the lower the degree of risk indicated by the flying object risk value associated with the target flying object and stored in the memory unit, and an output unit that displays the insurance premium for the insurance plan calculated by the calculation unit on the participant terminal. Effect of the Invention

[0016] The present invention has an effect of providing a mechanism for calculating insurance premiums for travel insurance for space travel. [Brief description of the drawings]

[0017] [Figure 1] 1 is a diagram for explaining an overview of an information processing system S. [Diagram 2] FIG. 2 is a block diagram of an information processing device 2. [Diagram 3] FIG. 2 is a diagram showing an example of the configuration of a flying object management database. [Figure 4] 2 is a sequence diagram showing the flow of processing in the information processing system S. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS

[0018] [Outline of Information Processing System S] FIG. 1 is a diagram for explaining an overview of an information processing system S. The information processing system S is a system used for providing an insurance provision service to an insured person. The insurance provision service is a service that provides travel insurance for space travel whose itinerary includes outer space (for example, a space at an altitude of 100 kilometers or more from the earth's surface). Space travel is travel whose itinerary includes outer space, and includes, for example, travel staying in outer space, travel staying at a space facility in outer space such as the International Space Station, and travel staying on celestial bodies such as the Moon and Mars. The information processing system S has a participant terminal 1 and an information processing device 2.

[0019] The participant terminal 1 is a terminal used by a participant, and is, for example, a smartphone, a tablet terminal, a personal computer, etc. A participant is a user who takes part in a space trip.

[0020] The information processing device 2 is a device that manages insurance provision services, and is, for example, a server. The information processing device 2 manages risk values ​​used to calculate insurance premiums for travel insurance for space travel. The risk value is a numerical value indicating the degree of risk of occurrence of damage suffered by the insured person of the travel insurance by participating in the space travel, and is, for example, a coefficient used to multiply a predetermined unit price of insurance premium.

[0021] In space travel, flying objects that fly in outer space, such as rockets and aircraft, are used. In the case of flying objects, the risk of damage suffered by a passenger by boarding the flying object is considered to be higher than the risk of aircraft, etc., used in travel within the Earth, so when calculating the premium for travel insurance for space travel, it is necessary to take the risk of the flying object into consideration. Therefore, the information processing system S calculates the premium for travel insurance for space travel, taking into consideration the risk of the flying object used in space travel.

[0022] The risk values ​​managed in the information processing device 2 include an airborne object risk value corresponding to an airborne object. The airborne object risk value is a numerical value indicating the degree of risk of occurrence of damage suffered by the insured person of the travel insurance when boarding an airborne object. The processes executed by the information processing system S will be described below.

[0023] First, when a participant accesses the website of the insurance providing service on the participant terminal 1, the participant terminal 1 displays a subscription procedure page for carrying out the procedure of subscribing to travel insurance for space travel. The subscription procedure page is provided with input items for inputting the details of the space travel, and selection items for selecting one of a number of travel insurance plans.

[0024] In this case, when the participant inputs the details of the space trip in the input fields on the enrollment procedure page and selects one of the insurance plans from among multiple insurance plans, the participant terminal 1 transmits the travel information and plan information to the information processing device 2 ((1) in FIG. 1). The travel information is information indicating the details of the space trip input by the participant in the input fields, and includes information for identifying the flying object to be used for the space trip (hereinafter referred to as the "target flying object"). The plan information is information indicating the insurance plan selected by the participant from among multiple insurance plans.

[0025] The information processing device 2 calculates the insurance premium for the insurance plan indicated by the plan information using the risk value of the space travel. Specifically, the information processing device 2 calculates the insurance premium for the insurance plan based on the air vehicle risk value associated with the target air vehicle ((2) in FIG. 1). More specifically, the information processing device 2 calculates the insurance premium for the insurance plan to be higher the higher the degree of risk indicated by the air vehicle risk value corresponding to the target air vehicle, and calculates the insurance premium for the insurance plan to be lower the lower the degree of risk indicated by the air vehicle risk value corresponding to the target air vehicle.

[0026] Then, the information processing device 2 displays the calculated insurance premium for the insurance plan on the participant terminal 1 ((3) in FIG. 1). In this way, the information processing system S can provide a mechanism for calculating the insurance premium for travel insurance for space travel. The configuration of the information processing device 2 will be described below.

[0027] [Configuration of information processing device 2] Fig. 2 is a block diagram of an information processing device 2. In Fig. 2, arrows indicate main data flows, and data flows other than those shown in Fig. 2 may exist. In Fig. 2, each block indicates a configuration in functional units, not a configuration in hardware (device) units. Therefore, the blocks shown in Fig. 2 may be implemented in a single device, or may be implemented separately in multiple devices. Data may be exchanged between blocks via any means, such as a data bus, a network, or a portable storage medium.

[0028] The information processing device 2 includes a communication unit 21, a storage unit 22, and a control unit 23. The information processing device 2 may be configured by connecting two or more physically separate devices by wire or wirelessly. The information processing device 2 may also be configured by a cloud that is a collection of computer resources.

[0029] The communication unit 21 has a communication controller for transmitting and receiving data to and from an external device such as the participant terminal 1 via the network. The communication unit 21 notifies the control unit 23 of data received from the external device via the network. The communication unit 21 also transmits data output from the control unit 23 to the external device via the network.

[0030] The storage unit 22 is a storage medium including a ROM (Read Only Memory), a RAM (Random Access Memory), a hard disk drive, etc. The storage unit 22 may be provided outside the information processing device 2, in which case data may be exchanged between the storage unit 22 and the control unit 23 via a network. The storage unit 22 stores in advance a program to be executed by the control unit 23. The storage unit 22 stores a risk value management database that manages flying object risk values.

[0031] 3 is a diagram showing an example of the configuration of the airborne object management database. The airborne object management database stores airborne object information and airborne object risk values ​​in association with each other. The airborne object information is information about the airborne object, and includes, for example, the manufacturing company that manufactured the airborne object, the engine used in the airborne object, the type of the airborne object, the launch method of the airborne object, and the like. The airborne object information may further include the ID of the airborne object, the name of the airborne object, and the like.

[0032] In the above, an example in which the flying object risk value is associated with a plurality of pieces of information related to the flying object has been described, but this is not limiting. For example, the flying object risk value may be a risk value calculated by adding up each item risk value corresponding to a certain flying object when an item risk value is associated with each item related to the flying object (for example, the manufacturing company that manufactured the flying object, the engine used in the flying object, the model of the flying object, and the launch method of the flying object).

[0033] 2, the control unit 23 has an acquisition unit 231, a calculation unit 232, and an output unit 233. The control unit 23 is a processor such as a CPU (Central Processing Unit), and functions as the acquisition unit 231, the calculation unit 232, and the output unit 233 by executing a program stored in the storage unit 22.

[0034] The acquisition unit 231 functions as a travel information acquisition unit and acquires travel information indicating the contents of a space trip that includes a space travel itinerary, including information for identifying a target flying object that is a flying object used in the space trip. The information for identifying the target flying object is, for example, the manufacturer of the target flying object, the engine used in the target flying object, the model of the target flying object, the launch method of the target flying object, etc.

[0035] The information for identifying the target flying object may be information indicating the flying object (for example, the name of the flying object, the ID of the flying object, etc.). For example, the storage unit 22 stores a flying object list in which information indicating the flying object is associated with the manufacturer of the flying object. In this case, after acquiring the travel information, the acquisition unit 231 refers to the flying object list and acquires information indicating the engine used, model, launch method, etc. corresponding to the target flying object from a manufacturing company management server (not shown) managed by the manufacturer of the target flying object indicated by the travel information.

[0036] The acquisition unit 231 also functions as a plan information acquisition unit, and acquires plan information indicating an insurance plan including the details of compensation for damages incurred by a participant participating in the space travel by boarding the target flying object. The acquisition unit 231 acquires, as the plan information, information indicating an insurance plan selected by the participant from among a plurality of insurance plans each having different compensation details.

[0037] The calculation unit 232 calculates the insurance premium for the insurance plan indicated by the plan information acquired by the acquisition unit 231, based on the air vehicle risk value stored in the air vehicle management database in association with the target air vehicle indicated by the travel information acquired by the acquisition unit 231. The calculation unit 232 calculates the insurance premium for the insurance plan, for example, based on the ID of the target air vehicle acquired by the acquisition unit 231 in the air vehicle management database, or the air vehicle risk value associated with the manufacturer of the target air vehicle, the engine used for the target air vehicle, the model of the target air vehicle, and the launch method of the target air vehicle.

[0038] The calculation unit 232 calculates a higher insurance premium for the insurance plan indicated by the plan information as the degree of risk indicated by the flying object risk value corresponding to the target flying object is higher. Also, the calculation unit 232 calculates a lower insurance premium for the insurance plan indicated by the plan information as the degree of risk indicated by the flying object risk value stored in the flying object management database in association with the target flying object indicated by the travel information is lower.

[0039] For example, the memory unit 22 stores the unit price of each insurance plan, and the calculation unit 232 calculates the insurance premium for the insurance plan by multiplying the flying object risk value corresponding to the target flying object by the unit price corresponding to the insurance plan indicated by the plan information.

[0040] Here, the risk of damage caused by the insured person of the travel insurance boarding an airborne vehicle may vary depending on the duration of the insured person's boarding of the airborne vehicle, such that the degree of risk is higher if the insured person boards the airborne vehicle for several days than if the insured person boards the airborne vehicle for a few hours, etc. Therefore, the information processing device 2 may calculate the insurance premium for the insurance plan taking into account the duration of stay of the target airborne vehicle.

[0041] For example, the travel information includes information indicating the boarding period during which the participant boards the flying object. In this case, the calculation unit 232 calculates a higher insurance premium for the insurance plan for the longer boarding period of the target flying object by the participant, and calculates a lower insurance premium for the insurance plan for the shorter boarding period of the target flying object by the participant. The calculation unit 232 calculates the insurance premium for the insurance plan by, for example, multiplying the flying object risk value corresponding to the target flying object, the boarding period, and the unit price corresponding to the insurance plan indicated by the plan information. In this way, the information processing device 2 can calculate the insurance premium for the insurance plan taking into account the boarding period during which the participant boards the target flying object.

[0042] In the above, an example has been described in which the information processing device 2 calculates the insurance premium for the insurance plan by taking into consideration the risk in the target flying object, but this is not limiting. For example, since the environment in outer space is different from that on Earth, damage may occur when the insured person travels (stays) in outer space. Therefore, the information processing device 2 may calculate the insurance premium for the insurance plan by taking into consideration the participant's stay in outer space.

[0043] For example, the insurance plan further includes compensation for health damage suffered by participants in space travel due to their stay in outer space. Also, for example, a space risk value is stored in the storage unit 22. The space risk value is a risk value determined as a numerical value indicating the degree of risk of damage incurred by the insured person due to traveling to outer space, and is determined, for example, based on the track record of past space travel (damage suffered by multiple insured persons due to their stay in outer space).

[0044] In this case, the calculation unit 232 calculates the insurance premium for the insurance plan using the space risk value stored in the memory unit 22. For example, the calculation unit 232 first calculates a total risk value by summing the space risk value and the flying object risk value corresponding to the target flying object. Then, the calculation unit 232 calculates the insurance premium for the insurance plan by multiplying the calculated total risk value by the unit price corresponding to the insurance plan indicated by the plan information. In this way, the information processing device 2 can calculate the insurance premium for the insurance plan taking into account the participant's stay in outer space.

[0045] The space risk value may be associated with each location where the participant stays. The location where the participant stays may be, for example, outer space including a space facility, a planet, etc. In this case, the calculation unit 232 calculates the insurance premium for the insurance plan using the space risk value associated with the location where the participant stays during the space trip.

[0046] Here, before the start of a space trip or immediately after the start of a space trip, there are cases where the space risk value cannot be calculated because there are few space trips. Therefore, the information processing device 2 may calculate the insurance premium for the insurance plan by referring to the risk value of intra-earth travel.

[0047] For example, the storage unit 22 stores, for each region on the earth, a region risk value in association with the region. The region risk value is a risk value determined as a numerical value indicating the degree of risk of damage that the insured person will incur by traveling to the region. In this case, the calculation unit 232 calculates the insurance premium for the insurance plan by using, as the space risk value, a region risk value with a relatively high degree of risk among the multiple region risk values ​​stored in the storage unit 22.

[0048] The calculation unit 232, for example, selects the area risk value with the highest degree of risk from among the multiple area risk values ​​stored in the storage unit 22, and calculates the insurance premium for the insurance plan using the selected area risk value as the space risk value. In this way, the information processing device 2 can calculate the insurance premium for the insurance plan even if there is little experience with space travel.

[0049] The risk of damage caused by the participant traveling to outer space may vary depending on the length of the stay in outer space. Therefore, the information processing device 2 may calculate the insurance premium for the insurance plan taking into account the stay period of the participant in outer space.

[0050] Specifically, the calculation unit 232 calculates the insurance premium for the insurance plan to be higher the longer the stay period in outer space during the space travel, and calculates the insurance premium for the insurance plan to be lower the shorter the stay period in outer space. For example, the calculation unit 232 calculates the total risk value by summing up the product of the space risk value and the stay period in outer space and the flying object risk value corresponding to the target flying object.

[0051] The risk of health damage caused by a stay in outer space for a participant participating in a space trip may vary depending on the participant's age. Therefore, the information processing device may calculate the insurance premium for the insurance plan taking into account the participant's age.

[0052] In this case, first, the acquisition unit 231 further functions as a participant information acquisition unit and acquires information about the participant including the age of the participant. Then, the calculation unit 232 calculates the insurance premium of the insurance plan based on the age of the participant.

[0053] For example, the space risk value for each age group of the insured person is stored in the memory unit 22. For example, the space risk values ​​corresponding to the infants and elderly people are set to values ​​indicating a higher degree of risk than the space risk values ​​corresponding to the people other than the infants and elderly people.

[0054] In this case, the calculation unit 232 selects a space risk value associated with the age group including the age of the participant from among the multiple space risk values ​​stored in the memory unit 22, and calculates the insurance premium for the insurance plan using the selected space risk value. In this way, the information processing device 2 can calculate the insurance premium for the insurance plan taking into account the age of the participant. Note that the space risk value may be set according to not only the age group of the insured person, but also the gender, the presence or absence of a disease, etc.

[0055] Incidentally, when a flying object flies into outer space, some of its parts and other discharged materials may be discharged from the flying object into outer space. This discharged material discharged into outer space, so-called space debris, floats near the Earth in outer space and may affect the flight of the flying object if it hits the flying object. Therefore, the greater the amount of discharged material, the higher the probability of affecting the flight of the flying object (the risk of damage to the insured person caused by boarding the flying object). Therefore, it is preferable to take into account the amount of discharged materials emitted by the target flying object when calculating the insurance premium for the insurance plan. Therefore, the information processing device 2 may calculate the insurance premium for the insurance plan by taking into account the amount of discharged materials emitted by the target flying object.

[0056] First, the acquisition unit 231 further functions as a flying object information acquisition unit, and acquires emission amount information indicating the amount of emissions emitted by the target flying object as it flies through space from the manufacturer management server of the target flying object. Then, the calculation unit 232 calculates the insurance premium for the insurance plan to be higher as the amount of emissions indicated by the emission information acquired by the acquisition unit 231 increases, and calculates the insurance premium for the insurance plan to be lower as the amount of emissions indicated by the emission information acquired by the acquisition unit 231 decreases.

[0057] For example, the flying object management database further stores an emission range, which is a range of the emission amount, in association with the airborne object, and the calculation unit 232 calculates the insurance premium for the insurance plan using the airborne object risk value stored in further association with the emission range including the emission amount indicated by the emission amount information acquired by the acquisition unit 231. For example, the memory unit 22 stores an emission threshold value used to determine whether the emission amount is large or not, and a predetermined coefficient for further increasing the degree of risk indicated by the airborne object risk value when the emission amount is large, and when the calculation unit 232 determines that the emission amount indicated by the emission amount information acquired by the acquisition unit 231 exceeds the emission threshold, the calculation unit 232 may calculate the insurance premium for the insurance plan using the airborne object risk value after applying the predetermined coefficient.

[0058] In the above, an example has been described in which the information processing device 2 acquires emission information indicating the emission amount of the target flying object, but this is not limited thereto. For example, the information processing device 2 may estimate the emission amount of the target flying object based on the fuel, parts, equipment, etc. used in the target flying object. For example, the storage unit 22 stores information indicating the emission amount of the flying object for each combination of fuel, parts, and equipment used in the flying object. In this case, first, the acquisition unit 231 acquires information indicating the fuel, parts, and equipment used in the target flying object from the manufacturer management server of the target flying object. Then, the calculation unit 232 calculates the insurance premium of the insurance plan based on the emission amount of the target flying object associated with the fuel, parts, and equipment used in the target flying object.

[0059] The output unit 233 outputs the insurance premium of the insurance plan calculated by the calculation unit 232. The output unit 233, for example, displays the insurance premium of the insurance plan calculated by the calculation unit 232 on the enrollment procedure page displayed on the participant terminal 1.

[0060] [Processing of information processing system S] Next, a description will be given of the flow of processing executed by the information processing system S. Fig. 4 is a sequence diagram showing the flow of processing by the information processing system S. This processing starts when the acquisition unit 231 acquires the trip information and plan information from the participant terminal 1 (S1).

[0061] The calculation unit 232 calculates the insurance premium for the insurance plan indicated by the plan information acquired by the acquisition unit 231 based on the flying object risk value stored in the flying object management database in association with the target flying object indicated by the travel information acquired by the acquisition unit 231 (S2).

[0062] Then, the output unit 233 transmits the insurance premium of the insurance plan calculated by the calculation unit 232 to the participant terminal 1 (S3). After that, the participant terminal 1 displays the acquired insurance premium of the insurance plan on the enrollment procedure page.

[0063] [Effects of this embodiment] As described above, the information processing device 2 calculates the insurance premium for the insurance plan to be higher as the degree of risk indicated by the air vehicle risk value corresponding to the target air vehicle used in the space travel is higher, and calculates the insurance premium for the insurance plan to be lower as the degree of risk indicated by the air vehicle risk value corresponding to the target air vehicle is lower, and outputs the calculated insurance premium for the insurance plan. In this way, the information processing device 2 can provide a mechanism for calculating the insurance premium for travel insurance for space travel.

[0064] Although the present invention has been described above using the embodiments, the technical scope of the present invention is not limited to the scope described in the above embodiments, and various modifications and changes are possible within the scope of the gist of the present invention. For example, all or part of the device can be configured by distributing or integrating functionally or physically in any unit. In addition, new embodiments resulting from any combination of multiple embodiments are also included in the embodiments of the present invention. The effect of the new embodiment resulting from the combination combines the effect of the original embodiment. [Explanation of symbols]

[0065] 1 Participant terminal 2. Information processing equipment 21 Communications Department 22 Memory section 23 Control Unit 231 Acquisition Department 232 Calculation section 233 Output section S Information Processing System

Claims

1. a storage unit that stores information indicating a flying object flying in outer space and a flying object risk value that indicates the degree of risk of damage that the insured person will suffer by boarding the flying object, in association with each other; a travel information acquisition unit that acquires travel information indicating the contents of a space travel including an itinerary in which outer space is included, the travel information including information for identifying a target flying object that is the flying object used in the space travel; a plan information acquisition unit that acquires plan information indicating an insurance plan including details of compensation for damages incurred by a participant participating in the space travel by boarding the target flying object; a calculation unit that calculates a higher insurance premium for the insurance plan as the degree of risk indicated by the airborne object risk value stored in the memory unit in association with the target airborne object increases, and calculates a lower insurance premium for the insurance plan as the degree of risk indicated by the airborne object risk value stored in the memory unit in association with the target airborne object decreases; an output unit that outputs the insurance premium of the insurance plan calculated by the calculation unit; An information processing device having the above configuration.

2. The insurance plan further includes a provision for compensation for damage to health suffered by participants in the space travel caused by their stay in outer space; The calculation unit calculates the insurance premium of the insurance plan to be higher as the stay period in outer space during the space travel is longer, and calculates the insurance premium of the insurance plan to be lower as the stay period is shorter. The information processing device according to claim 1 .

3. The insurance plan further includes a provision for compensation for damage to health suffered by participants in the space travel caused by their stay in outer space; The information processing device further includes a participant information acquisition unit that acquires information about the participant including an age of the participant, The calculation unit calculates a premium for the insurance plan based on the age of the participant. The information processing device according to claim 1 .

4. the travel information includes information indicating a boarding period during which the participant will board the flying object; The calculation unit calculates the insurance premium of the insurance plan to be higher as the boarding period is longer, and calculates the insurance premium of the insurance plan to be lower as the boarding period is shorter. The information processing device according to claim 1 .

5. the storage unit stores, for each region on the earth, a region risk value in association with the region, the region risk value indicating the degree of risk of occurrence of damage that the insured person will incur by traveling to the region; The calculation unit calculates a premium for the insurance plan by using a regional risk value having a relatively high degree of risk among the plurality of regional risk values ​​stored in the storage unit. The information processing device according to claim 1 .

6. The storage unit stores a space risk value defined as a numerical value indicating the degree of risk of occurrence of damage caused by the insured person traveling in outer space, The calculation unit calculates the insurance premium of the insurance plan using the space risk value stored in the storage unit. The information processing device according to claim 1 .

7. The information processing device further includes a flying object information acquisition unit that acquires emission information indicating an amount of emission material emitted by the target flying object flying in outer space, The calculation unit calculates a higher insurance premium for the insurance plan as the amount of emissions indicated by the emission information acquired by the flying object information acquisition unit increases, and calculates a lower insurance premium for the insurance plan as the amount of emissions indicated by the emission information acquired by the flying object information acquisition unit decreases. The information processing device according to claim 1 .

8. A method for calculating the risk of damage to an insured person by using a computer having a storage unit that stores information indicating a flying object flying in outer space and a flying object risk value indicating the degree of risk of damage to an insured person by boarding the flying object, the method being executed by the ... acquiring travel information indicating the contents of a space trip that includes an itinerary for space travel, the travel information including information for identifying a target flying object that is the flying object used in the space trip; acquiring plan information indicating an insurance plan including details of compensation for damages incurred by participants participating in the space travel by boarding the target flying object; calculating a higher insurance premium for the insurance plan as the degree of risk indicated by the airborne object risk value stored in the memory unit in association with the target airborne object is higher, and calculating a lower insurance premium for the insurance plan as the degree of risk indicated by the airborne object risk value stored in the memory unit in association with the target airborne object is lower; outputting the calculated insurance premium for the insurance plan; An information processing method comprising the steps of:

9. A computer having a storage unit that stores information indicating a flying object flying in outer space and a flying object risk value that indicates the degree of risk of damage that an insured person will incur by boarding the flying object, a travel information acquisition unit that acquires travel information indicating the contents of a space travel including an itinerary in which outer space is included, the travel information including information for identifying a target flying object that is the flying object used in the space travel; a plan information acquisition unit that acquires plan information indicating an insurance plan including details of compensation for damages incurred by participants participating in the space travel due to boarding the target flying object; a calculation unit that calculates a higher insurance premium for the insurance plan as the degree of risk indicated by the airborne object risk value stored in the storage unit in association with the target airborne object increases, and calculates a lower insurance premium for the insurance plan as the degree of risk indicated by the airborne object risk value stored in the storage unit in association with the target airborne object decreases; and an output unit that outputs the insurance premium of the insurance plan calculated by the calculation unit; A program to function as a

10. An information processing device having a participant terminal used by a participant participating in a space trip including an outer space trip in an itinerary, and an information processing device that calculates insurance premiums for an insurance plan, The information processing device includes: a storage unit that stores information indicating a flying object flying in outer space and a flying object risk value that indicates the degree of risk of damage that the insured person will suffer by boarding the flying object, in association with each other; a travel information acquisition unit that acquires travel information indicating the content of the space travel, the travel information including information indicating a target flying object that is the flying object used in the space travel; a plan information acquisition unit that acquires plan information indicating an insurance plan including details of compensation for damages incurred by the participant when boarding the target air vehicle; a calculation unit that calculates a higher insurance premium for the insurance plan as the degree of risk indicated by the airborne object risk value stored in the memory unit in association with the target airborne object increases, and calculates a lower insurance premium for the insurance plan as the degree of risk indicated by the airborne object risk value stored in the memory unit in association with the target airborne object decreases; an output unit that displays the insurance premium of the insurance plan calculated by the calculation unit on the participant terminal; having Information processing system.

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