Portable payment terminal

By strategically positioning tall components on the underside and payment interfaces on the top surface, the portable payment terminal achieves a compact and user-friendly design for various payment methods.

JP2025131060AActive Publication Date: 2025-09-09PANASONIC INTELLECTUAL PROPERTY MANAGEMENT CO LTD
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Patent Information

Application Number
JP2024028560
Authority / Receiving Office
JP · JP
Patent Type
Applications
Current Assignee / Owner
Filing Date
2024-02-28
Publication Date
2025-09-09
Estimated Expiration
2044-02-28

AI Technical Summary

Technical Problem

Portable payment terminals face challenges in miniaturization due to the need to accommodate various payment methods, with components like cameras and speakers increasing thickness and hindering compact design.

Method used

The portable payment terminal is designed with tall components such as cameras and speakers positioned on the underside, while contact IC card slots and magnetic card slits are placed on the top surface, and payment interfaces are arranged to minimize thickness and facilitate compactness.

Benefits of technology

This configuration allows for a thinner and more compact portable payment terminal capable of multiple payment methods, enhancing user handling and functionality.

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Abstract

To provide a portable payment terminal capable of making payments using various payment methods while achieving miniaturization, especially a thinner design.SOLUTION: The portable payment terminal includes a housing, a touch panel with a display screen, a camera, a speaker, a slot for contact-type IC cards, a slit for magnetic cards, and an antenna. The camera and speaker are located on the lower surface of the housing, between a first extended line and a second extended line. A first space, a second space, and a front surface are arranged so as to extend approximately parallel to each other. The first space and the second space are located on the upper side of the vertical line extending from the center point of the display surface towards the back. The slot for the contact-type IC cards and the first space are arranged in such a way that the insertion direction of a contact-type IC card is arranged substantially parallel to the first extended line and the second extended line. The slit for magnetic cards and the second space are arranged in such a way that the swipe direction of the magnetic card is arranged to be perpendicular to both the first extended line and the second extended line.SELECTED DRAWING: Figure 10
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Description

[Technical Field]

[0001] The present disclosure relates to portable payment terminals. [Background technology]

[0002] A payment terminal is a device that is installed, for example, at a counter in a store and that performs payments. The payment terminal is equipped with a touch panel and can perform payments based on personal information entered through the touch panel. The payment terminal also supports payment media such as cards and can perform payments by reading personal information from such media.

[0003] With the recent diversification of transactions, payment locations are expanding beyond store counters to various other locations. For example, payments for parcels are now made at the delivery destination. For this reason, portable payment terminals that can be carried around are becoming more important (see Patent Documents 1 to 3). [Prior art documents] [Patent documents]

[0004] [Patent Document 1] Japanese Patent Application Laid-Open No. 2019-144944 [Patent Document 2] Japanese Patent Application Laid-Open No. 2012-185543 [Patent Document 3] Japanese Patent Application Publication No. 2017-228237 Summary of the Invention [Problem to be solved by the invention]

[0005] Portable payment terminals require miniaturization for portability. However, there are a wide variety of payment methods, including code payment, contactless payment, contact IC card payment, and magnetic card payment, and different devices are used depending on the payment method. Mounting multiple different devices on a terminal makes miniaturization even more difficult. In particular, components with tall parts (long in the thickness direction of the terminal) such as cameras and speakers (hereinafter referred to as "tall components") increase the thickness of the terminal and can be an obstacle to miniaturization.

[0006] The present disclosure provides a portable payment terminal that can be used for various payment methods and can be made compact, particularly thin. [Means for solving the problem]

[0007] The portable payment terminal of the present disclosure is a portable payment terminal capable of at least code payment, contactless payment, and payment by contact IC card and magnetic card, and comprises a housing having a front surface, a back surface opposite the front surface, and a top surface, bottom surface, and two side surfaces between the front surface and the back surface; a touch panel exposed from the front surface and having a display surface defined by an upper edge corresponding to the top surface, a lower edge corresponding to the bottom surface, a left edge corresponding to one of the side surfaces, and a right edge corresponding to the other side surface; a first camera located inside the housing between a first extension line that is an extension line of the left edge and a second extension line that is an extension line of the right edge, and closer to the bottom surface than the bottom edge, for reading the code payment code from the front surface; a speaker located inside the housing between the first extension line and the second extension line and closer to the bottom surface than the bottom edge, capable of outputting sound related to the payment process from the front surface; and a second camera located between the first extension line and the second extension line and closer to the bottom surface than the bottom edge, for reading the code payment code from the front surface. the housing is provided with a contact IC card slot for inserting the contact IC card, a magnetic card slit provided on the top surface and the two side surfaces for swiping the magnetic card, and an antenna used for the contactless payment, arranged inside the housing along at least one of the top edge, the bottom edge, the left edge, and the right edge; a first space defining the contact IC card slot, a second space defining the magnetic card slit, and the front surface are arranged to extend approximately parallel to each other, the first space and the second space are arranged on the top surface side of a perpendicular line extending from the center point of the display surface toward the back surface of the housing, the contact IC card slot and the first space are arranged so that the insertion direction of the contact IC card is approximately parallel to the first extension line and the second extension line, and the magnetic card slit and the second space are arranged so that the swipe direction of the magnetic card is perpendicular to each of the first extension line and the second extension line. [Effects of the Invention]

[0008] According to the present disclosure, payments can be made using a variety of payment methods, and the portable payment terminal can be made smaller, particularly thinner. [Brief explanation of the drawings]

[0009] [Figure 1] FIG. 1 is a front view showing a configuration example of a portable payment terminal according to an embodiment of the present disclosure. [Figure 2] Rear view showing an example of the configuration of a portable payment terminal [Figure 3] Left side view showing an example of the configuration of a portable payment terminal [Figure 4] Right side view showing a configuration example of a portable payment terminal [Figure 5] A top view showing an example of the configuration of a portable payment terminal [Figure 6] Bottom view showing an example of the configuration of a portable payment terminal [Figure 7] Cross-sectional view along line II in Figure 1 [Figure 8] Cross-sectional view along line II-II in Figure 1 [Figure 9] Cross-sectional view along line III-III in Figure 1 [Figure 10] FIG. 1 is a first perspective view showing a schematic configuration example of a portable payment terminal; [Figure 11] FIG. 2 is a second perspective view showing a schematic configuration example of a portable payment terminal; DETAILED DESCRIPTION OF THE INVENTION

[0010] Hereinafter, embodiments will be described in detail with reference to the drawings as appropriate. However, more detailed description than necessary may be omitted. For example, detailed description of well-known matters or redundant description of substantially identical configurations may be omitted. This is to avoid unnecessary redundancy in the following description and to facilitate understanding by those skilled in the art. Note that the accompanying drawings and the following description are provided to enable those skilled in the art to fully understand the present disclosure, and are not intended to limit the subject matter described in the claims.

[0011] FIG. 1 is a front view showing an example configuration of a portable payment terminal 1 (mobile payment terminal) according to an embodiment of the present disclosure. FIG. 2 is a rear view showing an example configuration of the portable payment terminal 1. FIG. 3 is a left side view showing an example configuration of the portable payment terminal 1. FIG. 4 is a right side view showing an example configuration of the portable payment terminal 1. FIG. 5 is a top view showing an example configuration of the portable payment terminal 1. FIG. 6 is a bottom view showing an example configuration of the portable payment terminal 1.

[0012] The portable payment terminal 1 is a multi-type terminal that allows customers to specify multiple payment methods. The portable payment terminal 1 is a mobile terminal that can be held in the hand of a user, including customers and store clerks who prompt customers to make payments.

[0013] The multiple payment methods include at least code payment, contactless payment, contact IC card payment, and magnetic card payment. Code payment is payment by reading a predetermined code, and includes barcode payment and two-dimensional code (e.g., QR Code (registered trademark)) payment. Contactless payment is payment made using contactless communication (e.g., near field communication (NFC)), and includes electronic money payment and contactless IC card payment. Contact IC card payment is payment made by directly contacting the IC chip of a contact IC card with the contacts of a reader / writer, and includes cash card payment and credit card payment. Magnetic card payment is payment by recording data on the magnetic material of a magnetic card, and includes credit card payment. These multiple payment methods are performed using each of the corresponding multiple payment interfaces (described below). Note that the portable payment terminal 1 may also support other payment methods.

[0014] The portable payment terminal 1 has a housing 10 that is, for example, generally box-shaped. The housing 1 is made of, for example, resin and is held by a user. The housing 1 has a front surface 11 (FIG. 1), which the user primarily views, and a back surface 12 (FIG. 2), which faces the front surface 11. The housing 1 also has a top surface 13 (FIG. 3) and a bottom surface 14 (FIG. 4), which are located between the front surface 11 and the back surface 12. When using the portable payment terminal 1, a user normally looks at the front surface 11 while placing the top surface 13 away from the user, facing the bottom surface 14 toward the user, and holding the portable payment terminal 1 near the bottom surface 14 with their hand. Thus, the bottom surface 14 is the side facing the user, and the top surface 13 is the side facing away from the user. The housing 1 also has two side surfaces, specifically a left side surface 15 (FIG. 5) and a right side surface 16 (FIG. 6), located between the front surface 11 and the back surface 12. The upper surface 13, the lower surface 14, the left side surface 15, and the right side surface 16 are substantially perpendicular to the front surface 11 and the rear surface 12.

[0015] The coordinate axes on the drawing include an X-axis that is parallel to the top surface 13 and bottom surface 14 of the housing on a plane parallel to the front surface 11, and a Y-axis that is perpendicular to the X-axis and parallel to the left side surface 15 and right side surface 16. The coordinate axes also include a Z-axis that is perpendicular to the X-axis and Y-axis. The X-axis direction corresponds to the width direction of the portable payment terminal 1, the Y-axis direction corresponds to the longitudinal direction of the portable payment terminal 1, and the Z-axis direction corresponds to the thickness direction of the portable payment terminal 1.

[0016] 1, the portable payment terminal 1 has a power / operation indicator lamp 81 exposed from the front surface 11, an illuminance sensor 82 exposed from the front surface 11, a touch panel 20 exposed from the front surface 11, and a first camera 30 exposed from the front surface 11. As shown in FIG. 2, the portable payment terminal 1 has a second camera 35 exposed from the rear surface 12, a light 83 exposed from the rear surface 12, and an aimer 84 exposed from the rear surface 12. Details of the touch panel 20, the first camera 30, and the second camera 35 will be described later.

[0017] As shown in Fig. 3, the portable payment terminal 1 has a contact IC card slot 50 provided on the top surface 13 for inserting a contact IC card. As shown in Figs. 3, 5, and 6, the portable payment terminal 1 has magnetic card slits 60 provided on the top surface 13 and two side surfaces (left surface 15 and right surface 16) for swiping a magnetic card. As shown in Fig. 4, the portable payment terminal 1 also has a USB port 85. The contact IC card slot 50 and the magnetic card slit 60 will be described in detail later.

[0018] As shown in Figures 5 and 6, the portable payment terminal 1 has a power button 86 and a volume button 87 exposed from the left side surface 15, and a side button 88 and a charging terminal 89 exposed from the right side surface.

[0019] As described above, the portable payment terminal 1 has a touch panel 20. The touch panel 20 is exposed from the front surface 11, is visible to the user, and has a display surface 25 that can be operated by touching or approaching with a finger. The display surface 25 has a rectangular shape defined by an upper side 21 corresponding to the top surface 13, a lower side 22 corresponding to the bottom surface, a left side 23 corresponding to one side surface (left side surface 15), and a right side 24 corresponding to the other side surface (right side surface 16).

[0020] FIG. 7 is a cross-sectional view taken along line II in FIG. 1. First camera 30 is provided inside housing 10 on the underside 14, with the camera lens of first camera 30 exposed from front face 11, and is capable of capturing an image of a code for code payment positioned facing front face 11. The portion with the camera lens is the tallest part of first camera 30. In portable payment terminal 1, a processor (not shown) can read a code based on the captured image and recognize the content of the code. For example, a user can hold portable payment terminal 1 in their left hand and hold a code displayed on the screen of their smartphone held in their right hand over first camera 30, causing first camera 30 to capture an image of the code, and the processor can read the code based on the captured image to perform code payment.

[0021] The portable payment terminal 1 further includes a second camera 35. The second camera 35 is located inside the housing 10 on the top surface 13 side, and the camera lens of the second camera 35 is exposed from the back surface 12. The second camera 35 is a camera for capturing an image of a product code attached to a product from the back surface 12, separate from the payment described above. The portable payment terminal 1 has a processor (not shown) that can read the product code based on the captured image and recognize details related to the product code. For example, a user holds the portable payment terminal 1 and points the back surface 12 toward the product, and the second camera 35 captures an image of the code printed on the product's packaging box, and the processor can read the product code based on the captured image and obtain product information.

[0022] FIG. 8 is a cross-sectional view taken along line II-II in FIG. 1. FIG. 9 is a cross-sectional view taken along line III-III in FIG. 1. The portable payment terminal 1 further includes a speaker 40. The speaker 40 is provided inside the housing 10 on the underside 14, similar to the first camera 30, and a speaker hole is exposed from the front surface 11. The speaker 40 is capable of outputting sounds related to the payment process from the front surface 11 during payment. The speaker unit, which is the part that outputs the sound, is the tall part of the speaker 40. The speaker hole is provided in a position facing the speaker unit.

[0023] FIG. 10 is a first perspective view showing a schematic configuration example of the portable payment terminal 1. FIG. 11 is a second perspective view showing a schematic configuration example of the portable payment terminal 1. FIG. 10 is a diagram mainly showing the external configuration of the portable payment terminal 1. FIG. 11 is a diagram mainly showing the internal configuration of the portable payment terminal 1. Note that FIGS. 10 and 11 schematically show the portable payment terminal 1 according to the embodiment, and although the shape on the drawings is different from the portable payment terminal 1 in FIGS. 1 to 9, it is the same terminal as the portable payment terminal 1 in FIGS. 1 to 9.

[0024] 10, two extension lines, a first extension line L1 and a second extension line L2, are virtually defined to identify the portable payment terminal 1 according to the embodiment. The first extension line L1 is a line obtained by extending the left side 23 of the display surface 25 of the touch panel 20, which is linear. The second extension line L2 is a line obtained by extending the right side 24 of the display surface 25 of the touch panel 20, which is linear.

[0025] The camera lens of first camera 30 is located inside housing 10 in the region between first extension line L1 and second extension line L2, and closer to bottom surface 14 of housing 10 than bottom edge 22 of display surface 25. The speaker unit, which is the part that outputs sound from speaker 40, is also located inside housing 10 in the region between first extension line L1 and second extension line L2, and closer to bottom surface 14 of housing 10 than bottom edge 22 of display surface 25. The speaker hole of the speaker unit is also located in the region between first extension line L1 and second extension line L2, and closer to bottom surface 14 of housing 10 than bottom edge 22 of display surface 25. Therefore, the appearance of the portable payment terminal can be made compact, including the camera lens and speaker hole of the first camera.

[0026] The contact IC card slot 50 is located in the area between the first extension line L1 and the second extension line L2, and is provided on the top surface 13 of the housing 10. The magnetic card slits 60 are provided on the top surface 13 and two side surfaces (left surface 15 and right surface 16) of the housing 10.

[0027] Furthermore, the portable payment terminal 1 is provided with an antenna 70 used for contactless payment, which is arranged inside the housing 10 along at least one of the upper side 21, lower side 22, left side 23, and right side 24 of the display surface 25. The antenna 70 in this embodiment is an L-shaped antenna arranged along the left side 23 and lower side 22, but it may also be an I-shaped antenna or an antenna of another shape.

[0028] 11, a first space S1 that defines the contact IC card slot 50 and a second space S2 that defines the magnetic card slit 60 are defined inside the housing 10. The first space S1, the second space S2, and the front surface 11 of the housing 10 are arranged to extend approximately parallel to each other.

[0029] The first space S1 and the second space S2 are located closer to the top surface 13 of the housing 10 than a perpendicular line L3 extending from the center point P of the display surface 25 in a plan view toward the back surface 12 of the housing 10. The contact IC card slot 50 and the first space S1 are located so that the insertion direction A of the contact IC card is approximately parallel to the first extension line L1 and the second extension line L2. The magnetic card slit 60 and the second space S2 are located so that the swipe direction B of the magnetic card is perpendicular to each of the first extension line L1 and the second extension line L2.

[0030] Components such as the first camera 30 and speaker 40 are relatively tall compared to other components such as the power / operation indicator lamp 81, illuminance sensor 82, light 83, aimer 84, or USB port 85, and their placement inside the housing 10 tends to increase the size of the portable payment terminal 1, particularly in the thickness direction (Z-axis direction). However, in this embodiment, the relatively tall components such as the first camera 30 and speaker 40 are provided on the bottom surface 14 of the housing 10, and the contact IC card slot 50 and magnetic card slit 60 are provided on the top surface 13 of the housing 10 where these tall components are not present. This prevents the portable payment terminal 1 from becoming larger, particularly in thickness, and makes it easy to achieve a thinner design.

[0031] In addition, the camera lens of the second camera 35 is located inside the housing 10 in the area between the first extension line L1 and the second extension line L2, and on the side of the top surface 13 of the housing 10 closer to the perpendicular line L3.

[0032] The portion of the second camera 35 that has the camera lens is also a relatively tall component. As shown in Figures 5 and 6, the thickness of the top surface 13 side of the housing 10 where the second camera 35 is provided is greater than the thickness of the bottom surface 14 side, but the user does not hold the top surface 13 side of the housing 10 during normal use. This makes it possible to slim down the bottom surface 14 side of the housing 10 that the user holds, while still incorporating the second camera 35 that can read product codes, thereby improving the ease of handling of the portable payment terminal 1.

[0033] In this way, in the portable payment terminal 1 of this embodiment, components with relatively tall parts, such as the first camera 30 and speaker 40, are provided on the bottom surface 14 of the housing 10. In addition, the contact IC card slot 50 and magnetic card slit 60 are provided on the top surface 13 of the housing 10, where these components with tall parts are not present; that is, they are concentrated in one direction and arranged in the same direction. This makes it easy for a user to use the contact IC card slot 50 and magnetic card slit 60 while holding the housing 10. In addition, the portable payment terminal 1 can be easily made thinner.

[0034] Furthermore, by arranging first camera 30 on the side of bottom surface 14, the user is less likely to block the display on display surface 25 with their hand, and can easily hold the cord over first camera 30 while easily viewing display surface 25. Furthermore, by providing both first camera 30 and second camera 35, portable payment terminal 1 can perform both product management and payment.

[0035] As a result, the present disclosure describes at least the following: Note that the components in parentheses correspond to those in the above-described embodiment, but are not limited to these.

[0036] (Item 1) A portable payment terminal (portable payment terminal 1) capable of at least code payment, contactless payment, contact IC card and magnetic card payment, a housing (housing 10) having a front surface (front surface 11), a rear surface (rear surface 12) opposite the front surface, and an upper surface (upper surface 13), a lower surface (lower surface 14), and two side surfaces (left side surface 15, right side surface 16) provided between the front surface and the rear surface; a touch panel (touch panel 20) having a display surface (display surface 25) exposed from the front surface and defined by an upper edge (upper edge 21) corresponding to the upper surface, a lower edge (lower edge 22) corresponding to the lower surface, a left edge (left edge 23) corresponding to one side surface, and a right edge (right edge 24) corresponding to the other side surface; A camera lens of a first camera (first camera 30) is provided between a first extension line (first extension line L1) that is an extension line of the left side and a second extension line (second extension line L2) that is an extension line of the right side, and is located closer to the bottom surface than the bottom side, and is used to capture an image of the code for code payment from the front surface; a speaker unit (a portion from which the sound of the speaker 40 is output) that is provided inside the housing between the first extension line and the second extension line and closer to the bottom surface than the bottom edge and that can output sound related to the payment process from the front surface; a contact IC card slot (contact IC card slot 50) for inserting the contact IC card, the contact IC card slot being provided on the top surface between the first extension line and the second extension line; A magnetic card slit (magnetic card slit 60) is provided on the top surface and the two side surfaces for swiping the magnetic card; an antenna (antenna 70) used for the contactless payment, arranged inside the housing along at least one of the top side, the bottom side, the left side, and the right side; Equipped with a first space (first space S1) defining the contact IC card slot, a second space (second space S2) defining the magnetic card slit, and the front surface are provided to extend substantially parallel to each other, the first space and the second space are provided on the upper surface side of a perpendicular line (perpendicular line L3) extending from a center point (center point P) of the display surface toward the back surface of the housing, the contact IC card slot and the first space are provided so that an insertion direction of the contact IC card is substantially parallel to the first extension line and the second extension line, The magnetic card slit and the second space are arranged so that the swipe direction of the magnetic card is perpendicular to each of the first extension line and the second extension line. Portable payment terminal.

[0037] As a result, the portable payment terminal has relatively tall components such as the first camera and speaker located on the underside of the housing, while the contact IC card slot and magnetic card slot are located on the top side of the housing where these tall components are not present, making it easy to make the portable payment terminal thinner.

[0038] (Item 2) A portable payment terminal (portable payment terminal 1) capable of at least code payment, contactless payment, contact IC card and magnetic card payment, a housing (housing 10) having a front surface (front surface 11), a rear surface (rear surface 12) opposite the front surface, and an upper surface (upper surface 13), a lower surface (lower surface 14), and two side surfaces (left side surface 15, right side surface 16) provided between the front surface and the rear surface; a touch panel (touch panel 20) having a display surface (display surface 25) exposed from the front surface and defined by an upper edge (upper edge 21) corresponding to the upper surface, a lower edge (lower edge 22) corresponding to the lower surface, a left edge (left edge 23) corresponding to one side surface, and a right edge (right edge 24) corresponding to the other side surface; a contact IC card slot (contact IC card slot 50) for inserting the contact IC card, the contact IC card slot being provided on the top surface between a first extension line that is an extension line of the left side and a second extension line that is an extension line of the right side; A magnetic card slit (magnetic card slit 60) is provided on the top surface and the two side surfaces for swiping the magnetic card; an antenna (antenna 70) used for the contactless payment, arranged inside the housing along at least one of the top side, the bottom side, the left side, and the right side; Equipped with a first space (first space S1) defining the contact IC card slot, a second space (second space S2) defining the magnetic card slit, and the front surface are provided to extend substantially parallel to each other, the first space and the second space are provided on the upper surface side of a perpendicular line (perpendicular line L3) extending from a center point (center point P) of the display surface toward the back surface of the housing, the contact IC card slot and the first space are provided so that an insertion direction of the contact IC card is substantially parallel to the first extension line and the second extension line, the magnetic card slit and the second space are arranged so that the swipe direction of the magnetic card is perpendicular to the first extension line and the second extension line, respectively; The camera lens of the first camera (first camera 30) for capturing an image of the code for code payment from the front side is located between a first extension line (first extension line L1) that is an extension line of the left side and a second extension line (second extension line L2) that is an extension line of the right side, and is located closer to the bottom surface than the bottom side, A speaker hole (located opposite the speaker unit of the speaker 40) through which sound related to the payment process is output is located between a first extension line (first extension line L1) that is an extension line of the left side and a second extension line (second extension line L2) that is an extension line of the right side, and is located closer to the bottom surface than the bottom side. Portable payment terminal.

[0039] As a result, the portable payment terminal has components such as the first camera and speaker, which have relatively tall parts, located on the underside of the housing, and the contact IC card slot and magnetic card slit are located on the top side of the housing where these tall parts are not present, allowing the appearance of the portable payment terminal to be compact, including the camera lens of the first camera and the speaker hole.

[0040] (Item 3) The device further includes a second camera (second camera 35) that is provided inside the housing between the first extension line and the second extension line and on the upper surface side of the perpendicular line, and that captures an image of a product code provided on the product from the back surface. Item 1 or 2. A portable payment terminal.

[0041] This allows the portable payment terminal to be equipped with a second camera, allowing for product management, and also makes it possible to make the underside of the housing that the user holds thinner.

[0042] Although various embodiments have been described above with reference to the drawings, it goes without saying that the present disclosure is not limited to such examples. It is clear that a person skilled in the art can conceive of various modifications or alterations within the scope of the claims, and it is understood that these also naturally fall within the technical scope of the present disclosure. Furthermore, the components of the above-described embodiments may be combined in any manner without departing from the spirit of the invention. [Industrial Applicability]

[0043] The present disclosure is useful for portable payment terminals and the like that can be used for payments using various payment methods and can be made smaller, particularly thinner. [Explanation of symbols]

[0044] 1. Portable payment terminal 10. Cabinet 11 Front 12 Back 13 Top side 14 Bottom side 15 Left side 16 Right side 20 Touch Panel 21 Surface 22 Bottom 23 Left side 24 Right hand side 30 Camera 1 35 Second Camera 40 speakers 50 Contact IC card slot 60 Magnetic card slot 70 Antenna L1 First extension line L2 Second extension line L3 perpendicular P center point

Claims

1. A portable payment terminal capable of at least code payment, contactless payment, contact IC card and magnetic card payment, a housing having a front surface, a rear surface opposite to the front surface, and a top surface, a bottom surface, and two side surfaces provided between the front surface and the rear surface; a touch panel exposed from the front surface and having a display surface defined by an upper edge corresponding to the upper surface, a lower edge corresponding to the lower surface, a left edge corresponding to one side surface, and a right edge corresponding to the other side surface; a camera lens of a first camera that is located between a first extension line that is an extension line of the left side and a second extension line that is an extension line of the right side and is located closer to the bottom surface than the bottom side, and that captures an image of the code for code payment from the front surface; a speaker unit that is provided inside the housing between the first extension line and the second extension line and closer to the bottom surface than the bottom edge, and that is capable of outputting sounds related to the payment process from the front surface; a contact IC card slot provided on the top surface between the first extension line and the second extension line, into which the contact IC card is inserted; a magnetic card slot provided on the top surface and the two side surfaces for swiping the magnetic card; an antenna used for the contactless payment, the antenna being arranged inside the housing along at least one of the top side, the bottom side, the left side, and the right side; Equipped with the first space defining the contact IC card slot, the second space defining the magnetic card slit, and the front surface are provided to extend substantially parallel to each other; the first space and the second space are provided on the upper surface side of a perpendicular line extending from a center point of the display surface toward the rear surface of the housing, the contact IC card slot and the first space are provided so that an insertion direction of the contact IC card is substantially parallel to the first extension line and the second extension line, The magnetic card slit and the second space are provided so that a swipe direction of the magnetic card is perpendicular to each of the first extension line and the second extension line. Portable payment terminal.

2. A portable payment terminal capable of at least code payment, contactless payment, contact IC card and magnetic card payment, a housing having a front surface, a rear surface opposite to the front surface, and a top surface, a bottom surface, and two side surfaces provided between the front surface and the rear surface; a touch panel exposed from the front surface and having a display surface defined by an upper edge corresponding to the upper surface, a lower edge corresponding to the lower surface, a left edge corresponding to one side surface, and a right edge corresponding to the other side surface; a contact IC card slot, which is provided on the top surface between a first extension line that is an extension line of the left side and a second extension line that is an extension line of the right side, and into which the contact IC card is inserted; a magnetic card slot provided on the top surface and the two side surfaces for swiping the magnetic card; an antenna used for the contactless payment, the antenna being arranged inside the housing along at least one of the top side, the bottom side, the left side, and the right side; Equipped with the first space defining the contact IC card slot, the second space defining the magnetic card slit, and the front surface are provided to extend substantially parallel to each other; the first space and the second space are provided on the upper surface side of a perpendicular line extending from a center point of the display surface toward the rear surface of the housing, the contact IC card slot and the first space are provided so that an insertion direction of the contact IC card is substantially parallel to the first extension line and the second extension line, the magnetic card slit and the second space are provided so that a swipe direction of the magnetic card is perpendicular to the first extension line and the second extension line, respectively; A camera lens of a first camera for capturing an image of the code for code payment from the front surface is provided between the first extension line and the second extension line and closer to the bottom surface than the bottom edge, a speaker hole through which sound related to the payment process is output is provided between the first extension line and the second extension line and closer to the bottom surface than the bottom edge; Portable payment terminal.

3. a camera lens of a second camera is provided inside the housing between the first extension line and the second extension line and on the upper surface side of the perpendicular line, for capturing an image of a product code provided on the product from the back surface; The portable payment terminal according to claim 1 or 2.

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