Method and system for controlling card issuance

Abstract

To improve the convenience, quickness, efficiency and reliability of card issue.SOLUTION: The method includes receiving, by a card management server, a card issuance request from a user device desiring to issue a card, and requesting and receiving, by a card issuing device, authentication data from the card management server through an issuing device management server in response to the card issuance request, generating an authentication code based on the received authentication data and displaying the generated authentication code on a display, the user device recognizing the displayed authentication code, transmitting a verification request for card issuance to a card management server, and receiving a verification result from the card management server, and the card issuing device requesting and receiving a card issuance authentication result from the card management server through an issuing device management server in response to a request to proceed to a next step; A card is generated by storing and printing card information of a card requested to be issued on a pre-stored temporary card in response to completion of authentication for card issuance, and the generated card is issued.SELECTED DRAWING: Figure 2

Description

[Technical Field]

[0001] The present invention relates to a method and system for controlling card issuance. [Background technology]

[0002] Due to their convenience, an increasing number of users are using cards (e.g., credit cards, prepaid cards, debit cards, etc.) for financial transactions (e.g., payments, cash withdrawals, etc.). Cards can be issued in various ways. For example, a user can visit a card company's affiliated store to issue and receive a card. As another example, a user can apply for a card over the Internet or by telephone and receive the card from a card delivery person.

[0003] However, current card issuance methods can cause inconvenience to users. For example, users must visit an affiliated store in person to receive a card. Also, it generally takes a considerable amount of time (e.g., 2 to 10 days) to deliver a card. This causes inconvenience to users, as they cannot use the card until it is delivered.

[0004] Therefore, there is a need for a card issuing method that can eliminate the above-mentioned problems and / or inconveniences. Summary of the Invention [Problem to be solved by the invention]

[0005] In order to solve the above-mentioned problems, the object of the present invention is to provide a method and system for controlling card issuance that can improve the convenience, speed, efficiency, and / or reliability of card issuance.

[0006] The technical problems of the present invention are not limited to those mentioned above, and other problems not mentioned will be clearly understood by those skilled in the art from the following description. [Means for solving the problem]

[0007] A method for controlling card issuance according to one embodiment of the present invention may include the steps of: a card management server receiving a card issuance application from an electronic device of a user who desires to have a card issued through a card issuing device; the card issuing device requesting and receiving authentication data from the card management server through an issuing device management server in response to the input of the card issuance request; the card issuing device generating an authentication code based on the received authentication data and displaying the generated authentication code on a display; the electronic device recognizing the displayed authentication code, transmitting a verification request for card issuance to the card management server, and receiving a verification result from the card management server; the card issuing device requesting and receiving an authentication result for card issuance from the card management server through the issuing device management server in response to a request to proceed to the next step; and the card issuing device generating a card by storing and printing card information of the requested card on a pre-stored temporary card in response to completion of authentication for card issuance, and issuing the generated card.

[0008] According to one embodiment, the method may further comprise the step of the electronic device authenticating itself in response to recognizing the authentication code.

[0009] According to one embodiment, the step of requesting and receiving the authentication data may include the steps of the card issuing device transmitting a request for the authentication data together with its own identification code to the card management server through the issuing device management server, and the card management server generating the authentication data including the identification code, authentication number, expiration time, and address information in response to receiving the request, and transmitting the generated authentication data to the card issuing device through the issuing device management server.

[0010] According to one embodiment, the step of recognizing the displayed authentication code may include the electronic device extracting the authentication number and the identification code from the authentication code. The step of transmitting the verification request may include the electronic device transmitting the extracted authentication number and the extracted identification code to the card management server. The step of receiving the verification result may include the card management server generating issuance data related to the requested card in response to receiving the verification request and storing the generated issuance data, the card management server transmitting a verification result for the card issuance to the electronic device, and the electronic device receiving the verification result from the card management server.

[0011] According to one embodiment, the method may further include the step of the card management server transmitting a request to proceed to the next step to the card issuing device after transmitting the verification result.

[0012] According to one embodiment, the step of requesting and receiving the authentication result may include the steps of the card issuing device transmitting the authentication result request including the authentication number and the identification code to the card management server through the issuing device management server, the card management server selecting issuance data based on the authentication number and the identification code in response to receiving the authentication result request, and the card management server transmitting the authentication result including the selected issuance data, the authentication number, and the identification code to the card issuing device through the issuing device management server.

[0013] According to one embodiment, the step of issuing the card may include the steps of ejecting the generated card through an ejection port and confirming whether the ejected card has been received.

[0014] According to one embodiment, the method may further include a step in which the card issuing device transmits information regarding the success or failure of the card issuance to the card management server through the issuing device management server, and a step in which the card management server transmits information regarding the success or failure of the card issuance to the electronic device.

[0015] According to one embodiment, the step of transmitting information regarding the success or failure of the card issuance may include a step in which, when the card issuance is successful and the user receives the issued card, the card issuing device transmits the completion of the card issuance to the card management server through the issuing device management server, and a step in which the card management server notifies the electronic device of the completion of the card issuance and a request for registration of the issued card.

[0016] According to one embodiment, the step of transmitting information regarding the success or failure of the card issuance may include a step in which, if the card issuance is successful and the user has not received the issued card, the card issuing device transmits information indicating that the issued card has not been received to the card management server through the issuing device management server, and a step in which the card management server sets the issued card to a lost state and notifies the electronic device that the issued card has not been received and has been set to the lost state.

[0017] According to one embodiment, the method may further include the step of notifying the failure of the card issuance through the electronic device if the card issuance fails.

[0018] A system for controlling card issuance according to an embodiment of the present invention may include an electronic device, a card management server, a card issuing device, and an issuing device management server. The card management server may receive a card issuance application from the electronic device through the card issuing device, receive a request to transmit authentication data from the card issuing device through the issuing device management server, transmit the authentication data to the card issuing device through the issuing device management server, receive a verification request for card issuance from the electronic device and transmit the verification result to the electronic device, receive a request to transmit an authentication result for the card issuance from the card issuing device through the issuing device management server, and transmit the authentication result to the card issuing device through the issuing device management server. The card issuing device may request and receive authentication data from the card management server through the issuing device management server in response to the user's input of a card issuance request, generate an authentication code based on the received authentication data, display the generated authentication code on a display, request and receive an authentication result for card issuance from the card management server through the issuing device management server in response to a request to proceed to a next step, store and print information about the card requested for issuance on a pre-stored temporary card in response to completion of authentication for the card issuance, generate a card, and issue the generated card. The electronic device may transmit a card issuance request through the card issuing device to the card management server, recognize the authentication code displayed on the card issuing device, transmit a verification request for card issuance to the card management server, and receive the verification result from the card management server.

[0019] According to one embodiment, the electronic device may further perform identity authentication in response to recognizing the authentication code.

[0020] According to one embodiment, the card issuing device may transmit a request for the authentication data together with its own identification code to the card management server. In response to receiving the request, the card management server may generate the authentication data including the identification code, an authentication number, an expiration time, and address information, and transmit the generated authentication data to the card issuing device.

[0021] According to one embodiment, the electronic device may extract the authentication number and the identification code from the authentication code and transmit the extracted authentication number and the extracted identification code to the card management server. In response to receiving the verification request, the card management server may generate issuance data related to the requested card, store the generated issuance data, and transmit the verification result to the electronic device.

[0022] According to one embodiment, the card management server may transmit the verification result and then transmit a request to proceed to the next step to the card issuing device.

[0023] According to one embodiment, the card issuing device may transmit the authentication result request including the authentication number and the identification code to the card management server. In response to receiving the authentication result request, the card management server may select issuance data based on the authentication number and the identification code, and transmit the authentication result including the selected issuance data, the authentication number, and the identification code to the card issuing device.

[0024] According to one embodiment, the card issuing device can eject the generated card through an ejection port and check whether the ejected card has been received.

[0025] According to one embodiment, the card issuing device may transmit information regarding the success or failure of the card issuance to the card management server, and the card management server may transmit the transmitted information regarding the success or failure of the card issuance to the electronic device.

[0026] A method for controlling card issuance according to one embodiment of the present invention may include the steps of: a card management server receiving a card issuance application from an electronic device of a user who desires to have a card issued through a card issuing device; the card management server receiving a request to transmit authentication data necessary for generating an authentication code from the card issuing device; the card management server transmitting the authentication data to the card issuing device; the card management server receiving from the electronic device a verification request for card issuance based on the authentication code displayed on the card issuing device based on the authentication data; the card management server transmitting a verification result to the electronic device; the card management server receiving from the card issuing device a request to transmit an authentication result for the card issuance; the card management server transmitting the authentication result to the card issuing device; and the card management server receiving from the card issuing device information regarding the success or failure of the card issuance. [Effects of the Invention]

[0027] An embodiment of the present invention can improve the convenience, speed, efficiency, and / or reliability of card issuance, thereby improving user convenience. For example, according to the present invention, a user can receive a card quickly and conveniently through a kiosk located nearby. Furthermore, according to the present invention, a user can receive a card efficiently and securely through an identity authentication procedure linked to an electronic device (e.g., a smartphone).

[0028] The effects of the present invention are not limited to those mentioned above, and other effects not mentioned will be clearly understood by those skilled in the art from the claims. [Brief explanation of the drawings]

[0029] [Figure 1] FIG. 1 is a diagram showing the configuration of a system for controlling card issuance according to one embodiment of the present invention. [Figure 2] FIG. 2 is a flowchart illustrating a method for controlling card issuance in a card issuing system according to an embodiment of the present invention. [Figure 3a] FIG. 3a is a diagram showing an example of an initial screen of a card issuing device according to one embodiment of the present invention. [Figure 3b] FIG. 3b is a diagram showing an example of a screen for providing an authentication code in a card issuing device according to an embodiment of the present invention. [Figure 3c] FIG. 3c is a diagram illustrating an example of a screen that guides the user to complete verification in an electronic device according to an embodiment of the present invention. [Figure 3d] FIG. 3d is a diagram showing an example of a screen that guides the user during card issuance in the card issuing device according to one embodiment of the present invention. [Figure 3e] FIG. 3e is a diagram showing an example of a screen that provides issued card information in a card issuing device according to an embodiment of the present invention. [Figure 3f] FIG. 3F is a diagram showing an example of a screen for notifying completion of card issuance in the card issuing device according to one embodiment of the present invention. [Figure 3g] FIG. 3g is a diagram showing an example of a screen for informing completion of card issuance in an electronic device according to an embodiment of the present invention. [Figure 3h] FIG. 3h is a diagram showing an example of a screen informing the user that an issued card has not been received in an electronic device according to an embodiment of the present invention. [Figure 3i] FIG. 3i is a diagram showing an example of a screen notifying the user that card issuance has failed in an electronic device according to an embodiment of the present invention. [Figure 4] FIG. 4 is a diagram showing the configuration of a system for controlling card issuance according to another embodiment of the present invention. DETAILED DESCRIPTION OF THE INVENTION

[0030] Preferred embodiments of the present invention will be described in detail below with reference to the accompanying drawings. Advantages and features of the present invention, as well as methods for achieving them, will become apparent from the following detailed examples, which are provided in conjunction with the accompanying drawings. However, the present invention is not limited to the examples disclosed below, and may be realized in various different forms. These examples are provided solely to ensure complete disclosure of the present invention and to fully convey the scope of the present invention to those skilled in the art. The present invention is defined solely by the scope of the claims. Hereinafter, the same reference numerals refer to the same components.

[0031] Although terms such as "first" and "second" are used to describe various elements, components, and / or sections, it is understood that these elements, components, and / or sections are not limited by these terms. These terms are used merely to distinguish one element, component, or section from another. Therefore, it is understood that a first element, first component, or first section referred to below may also be a second element, second component, or second section within the technical spirit of the present invention.

[0032] The terms used herein are for the purpose of describing the embodiments and are not intended to limit the present invention. In this specification, the singular forms "a," "an," and "the" include the plural forms unless the context clearly dictates otherwise. As used herein, "comprises" and / or "made of" do not exclude the presence or addition of one or more other components, steps, operations, and / or elements in addition to the stated components, steps, operations, and / or elements.

[0033] Unless otherwise defined, all terms (including technical and scientific terms) used herein can be used in a manner commonly understood by those skilled in the art to which the present invention pertains. Furthermore, terms defined in commonly used dictionaries should not be interpreted ideally or excessively unless clearly and specifically defined.

[0034] FIG. 1 is a diagram showing the configuration of a system for controlling card issuance according to one embodiment of the present invention.

[0035] 1, a system for controlling card issuance (hereinafter referred to as "card issuing system") 1000 according to an embodiment of the present invention can support a card issuance service for online or offline payment (or installment payment). The card issuance system 1000 can include a card management server 100, a user device (hereinafter referred to as "electronic device") 200, a card issuing device 300, and an issuing device management server 400.

[0036] The card management server 100 can support various card-related services. For example, the card management server 100 can support an online or offline payment (or installment payment) service. The card management server 100 can also support a card issuance (or reissue) service for payment. In other words, the card management server 100 can include a payment service server 110 and a card issuance server 120. The card management server 100 can also store information about service subscribers (e.g., information about at least one payment card held by the subscriber, information about a charge account, etc.) in a database.

[0037] According to one embodiment, the card management server 100 may support card issuance through the card issuing device 300. The card management server 100 may be connected to the electronic device 200 and the issuing device management server 400 via a wired or wireless network. For example, the card management server 100 may receive a card issuance request from the electronic device 200 through the card issuing device 300, receive a request from the card issuing device 300 to transmit authentication data through the issuing device management server 400, transmit the authentication data to the card issuing device 300 through the issuing device management server 400, receive a verification request for card issuance from the electronic device 100, transmit the verification result to the electronic device 100, receive a request from the card issuing device 300 to transmit an authentication result for the card issuance through the issuing device management server 400, and transmit the authentication result to the card issuing device 300 through the issuing device management server 400. An operation method of the card management server 100 for the above-described card issuance will be described later with reference to FIGS. 2 to 3i.

[0038] The electronic device 200 may include an online / offline payment function. The electronic device may be, for example, a smartphone, a smartwatch, etc. The electronic device 200 may include (e.g., be installed with) an app (e.g., an electronic wallet, a mobile card, etc.) that manages and controls the payment function. According to an embodiment, the electronic device 200 may transmit a card issuance request through the card issuing device 300 to the card management server 100, recognize an authentication code displayed on the card issuing device 300, transmit a verification request for card issuance to the card management server 100, and receive a verification result from the card management server 100. The electronic device 200 may also receive card issuance information (e.g., whether the card issuance was successful) from the card management server 100. Details of the operation of the electronic device 200 for card issuance will be described later with reference to FIGS. 2 to 3i.

[0039] The card issuing device 300 may be a kiosk that provides various services. In response to a user's input of a card issuance request, the card issuing device 300, according to one embodiment, may request and receive authentication data from the card management server 100 through the issuing device management server 400. The card issuing device 300 may generate an authentication code based on the received authentication data and display the generated authentication code on a display. In response to a request to proceed to the next step, the card issuing device 300 may request and receive an authentication result for card issuance from the card management server 100 through the issuing device management server 400. In response to the completion of authentication for the card issuance, the card issuing device 300 may generate a card by storing (e.g., recording card information in the memory of an IC chip) and printing card information related to the requested card on a pre-stored temporary card (e.g., a blank card with no information stored (or written) in an IC (integrated-circuit) chip (e.g., an IC chip memory)), and then issue the generated card. Although not shown, the card issuing device 300 according to one embodiment may include a storage box for storing a large number of temporary cards, an outlet for discharging cards, and a recording module for storing (or recording) card information in an IC chip. Details of the operation of the card issuing device 300 for issuing the card will be described later with reference to Figures 2 to 3i.

[0040] The issuing device management server 400 can support various services of the card issuing device 300. The issuing device management server 400 according to one embodiment can control communication between the card issuing device 300 and the card management server 100 for card issuance.

[0041] FIG. 2 is a flowchart illustrating a method for controlling card issuance in a card issuing system according to an embodiment of the present invention. FIG. 3a is a diagram illustrating an example of an initial screen in a card issuing device according to an embodiment of the present invention. FIG. 3b is a diagram illustrating an example of a screen for providing an authentication code in a card issuing device according to an embodiment of the present invention. FIG. 3c is a diagram illustrating an example of a screen for notifying a user that verification has been completed in an electronic device according to an embodiment of the present invention. FIG. 3d is a diagram illustrating an example of a screen for notifying a user that a card is being issued in a card issuing device according to an embodiment of the present invention. FIG. 3e is a diagram illustrating an example of a screen for providing issued card information in a card issuing device according to an embodiment of the present invention. FIG. 3f is a diagram illustrating an example of a screen for notifying a user that card issuance has been completed in a card issuing device according to an embodiment of the present invention. FIG. 3g is a diagram illustrating an example of a screen for notifying a user that card issuance has been completed in an electronic device according to an embodiment of the present invention. FIG. 3h is a diagram illustrating an example of a screen for notifying a user that an issued card has not been received in an electronic device according to an embodiment of the present invention. FIG. 3i is a diagram illustrating an example of a screen for notifying a user that card issuance has failed in an electronic device according to an embodiment of the present invention.

[0042] 2 to 3i, a method for controlling card issuance in a card issuing system according to an embodiment of the present invention (hereinafter, the "card issuance method") may include a step of applying for card issuance (S201). For example, a user who desires to receive a card (e.g., a physical card) through the card issuing device 300 may apply for card issuance to the card management server 100 through the electronic device 200. Specifically, the user may apply for card issuance through a payment service app or a web browser installed on the electronic device 200. Meanwhile, although not shown in FIG. 2, the card issuance method may further include a step in which the card management server 100 stores a card issuance application history of the user. The card issuance application history can be used for authentication when a card is issued through the card issuing device 300 at a later date.

[0043] The card issuing method may include a step (S203) of inputting a card issuance request. For example, a user may select (e.g., touch) a card issuance menu 301 from various menus on the initial screen of the card issuing device 300 shown in Fig. 3a, and input a card issuance request to the card issuing device 300.

[0044] The card issuance method may include steps of requesting authentication data (S205, S207). For example, the card issuing device 300 may transmit a request for authentication data to the issuing device management server 400 (S205), and the issuing device management server 400 may transmit the request for authentication data to the card management server 100 (e.g., card issuance server 120) (S207). In other words, the card issuing device 300 may request authentication data from the card management server 100 through the issuing device management server 400 in response to the input of a card issuance request. Meanwhile, the card issuing device 300 may transmit its own identification code together with the request for authentication data.

[0045] The card issuance method may include steps of receiving authentication data (S209, S211). For example, the card management server 100 may generate authentication data in response to a request for authentication data and transmit the generated authentication data to the issuing device management server 400 (S209), and the issuing device management server 400 may transmit the authentication data transmitted from the card management server 100 to the card issuing device 300 (S211). In other words, the card issuing device 300 may receive authentication data from the card management server 100 through the issuing device management server 400. Meanwhile, the authentication data transmitted from the card management server 100 to the card issuing device 300 may include the identification code, authentication number, expiration time, and address information (e.g., URL).

[0046] According to some embodiments, the card issuing method may include the step of storing an authentication request (S210). The step S210 may be omitted.

[0047] The card issuance method may include a step of generating and outputting an authentication code (S213). For example, the card issuing device 300 may generate an authentication code (e.g., a QR code) based on the received authentication data and output (e.g., display) the generated authentication code on a display. Specifically, as shown in FIG. 3b, the card issuing device 300 may output an authentication code 302, a validity period 303 based on the expiration time, and a guidance message 304 providing usage instructions on the display. After completing the authentication code recognition and card issuance verification, the card issuing device 300 may further display a menu 305 for proceeding to the next step on the display.

[0048] The card issuing method may include a step of recognizing an authentication code (S215). For example, if the user activates the camera of the electronic device 200 in response to the prompt message 304, the electronic device 200 may recognize the authentication code from a preview image (or a captured image) of the authentication code displayed on the display of the card issuing device 300. At this time, the electronic device 200 may extract the authentication number and the identification code from the authentication code. Meanwhile, the card issuing method may further include a step of the electronic device performing identity authentication in response to the recognition of the authentication code. The identity authentication may be performed by various known methods (e.g., SMS authentication, card authentication, use of a third-party authentication service, etc.).

[0049] The card issuance method may include a step of requesting verification for card issuance (S217). For example, the electronic device 200 may request verification for card issuance from the card management server 100 in response to completion of authentication code recognition (and identity authentication). At this time, the electronic device 200 may transmit an identification code and an authentication number extracted from the recognized authentication code to the card management server 100.

[0050] The card issuance method may include a verification step (S219). For example, the card management server 100 may verify whether the user is the one who applied for card issuance. The card management server 100 may generate issuance data related to the requested card and store the generated issuance data. The card management server 100 may map the authentication number and the identification code to the issuance data and store the map. The issuance data may include card information (e.g., card number, name, expiration date, payment PIN, security code, etc.). The name may be extracted from the user's account information. Specifically, the payment service server 110 of the card management server 100 receives a verification request (e.g., including the authentication number and identification code). The payment service server 110 transmits the verification request together with the account information to the card issuance server 120, and the card issuance server 120 generates issuance data and maps the authentication number and identification code to the issuance data and stores the map.

[0051] The card issuance method may include a step of transmitting a verification result (S221). For example, the card management server 100 may transmit a verification response indicating that verification for card issuance has been completed (or succeeded) to the electronic device 200 as the verification result. Specifically, the card issuance server 120 of the card management server 100 may transmit the verification result to the payment service server 110, and the payment service server 110 may transmit the verification result to the electronic device 200.

[0052] The card issuing method may include displaying a verification completion screen (S223). For example, the electronic device 200 may display the verification completion screen as shown in FIG. 3c. The verification completion screen may include a message 306 requesting the card issuing device 300 to enter a menu 305 to proceed to the next step.

[0053] The card issuance method may include a step (S225) of inputting a request to proceed to the next step. For example, a user may select (e.g., touch) menu 305 on the card issuing device 300 to input a request to proceed to the next step to the card issuing device 300. According to some embodiments, when the card issuance verification is completed (or succeeded) in step S219 (e.g., after storing or transmitting issuance data), the card management server 100 may transmit a request to proceed to the next step to the card issuing device 300 via the issuing device management server 400. In this case, the verification completion screen may not include message 306. According to other embodiments, if the electronic device 200, rather than the card issuing device 300, requests to proceed to the next step, the card management server 100 may transmit a request to proceed to the next step to the card issuing device 300 via the issuing device management server 400. In this case, the verification completion screen of the electronic device 200 should include a menu (not shown) requesting to proceed to the next step.

[0054] The card issuing method may include steps of requesting an authentication result (S227, S229). For example, the card issuing device 300 may transmit a request for the authentication result to the issuing device management server 400 (S227), and the issuing device management server 400 may transmit the request for the authentication result to the card management server 100 (S229). In other words, the card issuing device 300 may request the authentication result from the card management server 100 through the issuing device management server 400. Meanwhile, the card issuing device 300 may transmit both the authentication number and the identification code when requesting the authentication result.

[0055] The card issuance method may include steps of receiving an authentication result (S231, S233). For example, in response to a request for the authentication result, the card management server 100 may select issuance authentication data based on the authentication number and the identification code, and transmit the authentication result including the selected issuance authentication data to the issuing device management server 400 (S231), and the issuing device management server 400 may transmit the authentication result transmitted from the card management server 100 to the card issuing device 300 (S233). In other words, the card issuing device 300 may receive the authentication result from the card management server 100 through the issuing device management server 400. Meanwhile, the authentication result may include the identification code, the authentication number, and the issuance authentication data.

[0056] The card issuance method may include a step of generating and issuing a card (S235). For example, the card issuing device 300 may generate a card by storing (e.g., recording card information in an IC chip memory) and printing card information (e.g., card number, name, expiration date, and security code) included in the issuance data on a pre-stored temporary card, and then issue (e.g., ejecting) the generated card through an ejection port. Specifically, as shown in FIG. 3d, the card issuing device 300 may display a screen informing the user that a card is being issued while generating the card. Furthermore, upon completion of card generation, the card issuing device 300 may output a screen for confirming the generated card information (e.g., card type, name in English) as shown in FIG. 3e. When a confirmation menu 307 is input in FIG. 3e, the card issuing device 300 may output a screen informing the user that card issuance is complete as shown in FIG. 3f.

[0057] The card issuance method may include steps of transmitting card issuance information (S237, S239, S241). For example, the card issuance device 300 may transmit the card issuance information to the issuing device management server 400, the issuing device management server 400 may transmit the card issuance information to the card management server 100, and the card management server 100 may transmit the card issuance information to the electronic device 200. The card issuance information may include information regarding success or failure of the card issuance.

[0058] Specifically, in the steps of transmitting the card issuance information (S237, S239, S241), if the card issuance is successful and the user receives the issued card, the card issuing device 300 transmits the completion of the card issuance to the card management server 100 via the issuing device management server 400, and the card management server 100 can notify the electronic device 200 of the completion of the card issuance and a request for registration of the issued card (e.g., by transmitting a push message). For example, the electronic device 200 can output an issuance completion screen as shown in FIG. 3g.

[0059] Meanwhile, in the steps of transmitting the card issuance information (S237, S239, S241), if the card issuance is successful but the user has not received the issued card, the card issuing device 300 may transmit a notification that the card has not been received to the card management server 100 via the issuing device management server 400, and the card management server 100 may set the card to a lost state and notify the electronic device 200 of the setting of the card to a lost state and not received (e.g., by transmitting a push message). For example, the electronic device 200 may output a screen instructing the user to set the card to a lost state due to non-received status, as shown in FIG. 3h.

[0060] Meanwhile, although not shown in FIG. 2, the card issuance method may further include a step of notifying the electronic device 200 of the failure of card issuance if the card issuance fails. For example, the electronic device 200 may output a screen informing the user of the failure of issuance, as shown in FIG. 3i. Specifically, if an error occurs in some of the steps of FIG. 2 (e.g., the expiration time passes before step S225 is executed, or authentication fails in steps S227 to S233), resulting in a failure of card issuance, the card issuance device 300 may transmit the failure of card issuance to the card management server 100 via the issuing device management server 400, and the card management server 100 may notify the electronic device 200 of the failure of card issuance (e.g., by transmitting a push message). As another example, if an error occurs in steps S215 to S221 of FIG. 2, the electronic device 200 may notify the user of the occurrence of an error (e.g., verification failure) by a pop-up message.

[0061] According to the card issuance method of the present invention, after applying for card issuance, the user can easily and quickly receive a card through one of the nearby card issuing devices 300. In other words, the user's convenience in card issuance can be improved. According to some embodiments, the card issuance method may further include a step in which the user selects a card issuing device for card issuance when applying for card issuance or after completing the application. In this case, the card management server 100 may recommend at least one card issuing device based on the user's location.

[0062] FIG. 4 is a diagram showing the configuration of a system for controlling card issuance according to another embodiment of the present invention.

[0063] Referring to FIG. 4, a system 2000 for controlling card issuance according to another embodiment of the present invention may include a card management server 100, a user device 200, and a card issuing device 300. In other words, in the card issuance system 2000 of FIG. 4, the issuing device management server 130 may be included in the card management server 100. This is because the provider managing the card issuing device 300 and the provider providing the payment service (e.g., the provider operating the card management server 100) are the same. Apart from this difference, the card issuance system 2000 of FIG. 4 is similar to the card issuance system 1000 of FIG. 1. Therefore, a detailed description will be omitted. According to some embodiments, at least one of the payment service server 110, the card issuing server 120, and the issuing device management server 130 may be integrated.

[0064] Various embodiments herein may be implemented as software (e.g., a program) including one or more instructions stored in a storage medium (e.g., internal or external memory) readable by a machine (e.g., an electronic device). For example, a processor of the machine (e.g., an electronic device) may retrieve and execute at least one of the one or more instructions stored in the storage medium. This enables the machine to be operated to perform at least one function according to the retrieved at least one instruction. The one or more instructions may include code generated by a compiler or code that can be executed by an interpreter. The machine-readable storage medium may be provided in the form of a non-transitory storage medium. Here, "non-transitory" simply means that the storage medium is a tangible device and does not contain signals (e.g., electromagnetic waves). This term does not distinguish between data being stored semi-permanently and data being stored temporarily on the storage medium.

[0065] Methods according to various embodiments of the present disclosure may be provided in a computer program product. The computer program product may be traded as a commodity between a seller and a buyer. The computer program product may be distributed in the form of a machine-readable storage medium (e.g., a compact disc read-only memory (CD-ROM)) or may be distributed online (e.g., downloaded or uploaded) through an application store (e.g., Play Store™) (or directly between two user devices (e.g., smartphones)). In the case of online distribution, at least a portion of the computer program product may be at least temporarily stored or temporarily generated on a machine-readable storage medium, such as the memory of a manufacturer's server, an application store server, or an intermediary server.

[0066] While the present invention has been described above with reference to the illustrated embodiments, these embodiments are merely illustrative, and it will be apparent to those skilled in the art that various modifications, changes, and equivalent embodiments of the above-described embodiments are possible without departing from the spirit and scope of the present invention. Therefore, the technical scope of protection of the present invention should be determined by the technical ideas of the appended claims. [Explanation of symbols]

[0067] 1000 / 2000: Card issuing system 100: Card management server 200: User device (electronic device) 300: Card issuing device 400 / 130: Issuing device management server 110: Payment service server 120: Card issuing server

Claims

1. 1. A method for controlling card issuance, comprising: a step in which a card management server receives a card issuance application from an electronic device of a user who desires to have a card issued through a card issuing device; the card issuing device requesting and receiving authentication data from the card management server through an issuing device management server in response to an input of a card issuance request; the card issuing device generating an authentication code based on the received authentication data and displaying the generated authentication code on a display; the electronic device recognizing the displayed authentication code, transmitting a verification request for card issuance to the card management server, and receiving a verification result from the card management server; the card issuing device, in response to a request to proceed to the next step, requests and receives a card issuance authentication result from the card management server via the issuing device management server; the card issuing device, in response to the completion of authentication for the card issuance, stores and prints card information of the requested card on a pre-stored temporary card on which no information is stored or written, to generate a card, and issues the generated card; The step of requesting and receiving authentication data comprises: the card issuing device transmitting the request for authentication data together with its own identification code including physical location information of the device to the card management server through the issuing device management server; The method includes a step in which, in response to receiving the request, the card management server generates the authentication data including the identification code, authentication number, and expiration time, which includes physical location information of the device, and transmits the generated authentication data to the card issuing device via the issuing device management server.

2. The method of claim 1 , further comprising the step of the electronic device authenticating itself in response to recognizing the authentication code.

3. The step of recognizing the displayed authentication code includes: the electronic device extracting the authentication number and the identification code from the authentication code; The step of transmitting the verification request includes: the electronic device transmitting the extracted authentication number and the extracted identification code to the card management server; The step of receiving the verification result includes: the card management server, in response to receiving the verification request, generating issuance data related to the requested card and storing the generated issuance data; the card management server transmitting a verification result for the card issuance to the electronic device; The method of claim 1 , further comprising the step of: the electronic device receiving the verification result from the card management server.

4. The method of claim 3 , further comprising the step of: after transmitting the verification result, the card management server transmitting a request to proceed to the next step to the card issuing device.

5. The step of requesting and receiving an authentication result includes: the card issuing device transmitting the authentication result request including the authentication number and the identification code to the card management server through the issuing device management server; the card management server, in response to receiving the authentication result request, selecting issuance data based on the authentication number and the identification code; The method of claim 3, further comprising the step of the card management server transmitting the authentication result, including the selected issuance data, the authentication number, and the identification code, to the card issuing device through the issuing device management server.

6. The step of issuing the card includes: Discharging the generated card through a discharge port; The method according to claim 5, further comprising the step of confirming whether the ejected card has been received.

7. the card issuing device transmitting information regarding success or failure of the card issuance to the card management server via the issuing device management server; The method of claim 6, further comprising the step of the card management server transmitting information regarding the success or failure of the card issuance to the electronic device.

8. The step of transmitting information regarding success or failure of card issuance includes: When the card issuance is successful and the user receives the issued card, the card issuing device transmits a completion of the card issuance to the card management server through the card issuing device management server; The method of claim 7, further comprising the step of the card management server notifying the electronic device of the completion of the card issuance and a request for registration for use of the issued card.

9. The step of transmitting information regarding success or failure of card issuance includes: If the card issuance is successful and the user has not received the issued card, the card issuing device transmits a notice of non-receipt of the issued card to the card management server via the card issuing device management server; 8. The method of claim 7, further comprising the step of: the card management server setting the issued card to a lost status and notifying the electronic device that the issued card has not been received and has been set to the lost status.

10. The method of claim 1 , further comprising the step of, if the card issuance fails, notifying the card issuance failure through the electronic device.

11. In a system for controlling card issuance, an electronic device; a card management server; a card issuing device; an issuing device management server; The card management server receiving a card issuance application through the card issuing device from the electronic device, receiving a request to transmit authentication data from the card issuing device through the issuing device management server, transmitting the authentication data to the card issuing device through the issuing device management server, receiving a verification request for card issuance from the electronic device, transmitting the verification result to the electronic device, receiving a request to transmit an authentication result for card issuance from the card issuing device through the issuing device management server, and transmitting the authentication result to the card issuing device through the issuing device management server; The card issuing device In response to a user's input of a card issuance request, request and receive authentication data from the card management server through the issuing device management server, generate an authentication code based on the received authentication data, display the generated authentication code on a display, request and receive an authentication result for card issuance from the card management server through the issuing device management server in response to a request to proceed to the next step, and in response to completion of authentication for the card issuance, store and print card information of the card requested for issuance on a pre-stored temporary card on which no information has been stored or written, thereby generating a card, and issuing the generated card; The electronic device is Transmitting a card issuance application through the card issuing device to the card management server, recognizing an authentication code displayed on the card issuing device, transmitting a verification request for card issuance to the card management server, and receiving a verification result from the card management server; the card issuing device transmits the request for the authentication data together with its own identification code including physical location information of the device to the card management server; In response to receiving the request, the card management server generates the authentication data including the identification code, authentication number, and expiration time, which includes physical location information of the device, and transmits the generated authentication data to the card issuing device.

12. The electronic device is The system of claim 11 , further comprising: performing identity verification in response to recognizing the authentication code.

13. the electronic device extracts the authentication number and the identification code from the authentication code, and transmits the extracted authentication number and the extracted identification code to the card management server; The system of claim 11 , wherein the card management server generates issuance data related to the requested card in response to receiving the verification request, stores the generated issuance data, and transmits the verification result to the electronic device.

14. The card management server The system of claim 13, further comprising: transmitting a request to proceed to the next step to the card issuing device after transmitting the verification result.

15. the card issuing device transmits the authentication result request including the authentication number and the identification code to the card management server; 14. The system of claim 13, wherein the card management server, in response to receiving the authentication result request, selects issuance data based on the authentication number and the identification code, and transmits the authentication result including the selected issuance data, the authentication number, and the identification code to the card issuing device.

16. The card issuing device The system according to claim 15, wherein the generated card is ejected through an ejection port, and whether or not the ejected card has been received is confirmed.

17. the card issuing device transmits information regarding the success or failure of the card issuance to the card management server; The system according to claim 16, wherein the card management server transmits the transmitted information regarding success or failure of the card issuance to the electronic device.

18. 1. A method for controlling card issuance, comprising: a step in which a card management server receives a card issuance application from an electronic device of a user who desires to have a card issued through a card issuing device; the card management server receiving from the card issuing device a request to transmit authentication data necessary for generating an authentication code together with its own identification code including physical location information of the card issuing device; the card management server generates the authentication data including the identification code, the authentication number, and the expiration time, including the physical location information of the device, and transmits the authentication data to the card issuing device; the card management server receiving from the electronic device a verification request for card issuance based on the authentication code displayed on the card issuing device based on the authentication data; the card management server transmitting a verification result to the electronic device; the card management server receiving a request for transmission of an authentication result for the card issuance from the card issuing device; the card management server transmitting the authentication result to the card issuing device; the card issuing device generates a card by storing and printing card information of the requested card on a pre-stored temporary card on which no information is stored or written, in response to the authentication result, and when the generated card is issued, the card management server receives information regarding the success or failure of the card issuance from the card issuing device.

Images