Identity Verification

Abstract

The embodiments herein disclose an identity authentication method, apparatus, smart wearable device, medium, and program product. The method is applied to a smart wearable device and includes the steps of: the smart wearable device obtaining a target payment operation of a target user; the smart wearable device obtaining target identity authentication information corresponding to the target user in response to the target payment operation; and the smart wearable device determining a target identity authentication result corresponding to the target user based on the target identity authentication information.

Claims

1. A method of identity verification applicable to smart wearable devices. The smart wearable device acquires the target payment operation of the target user, The smart wearable device responds to the target payment operation by obtaining target identity authentication information corresponding to the target user, The smart wearable device determines a target identity authentication result corresponding to the target user based on the target identity authentication information. Methods that include...

2. After the smart wearable device has acquired the target payment operation of the target user, and before the smart wearable device acquires the target identity authentication information corresponding to the target user in response to the target payment operation, the method: The process further includes determining whether the smart wearable device is in the target state before the target payment operation, The step of the smart wearable device obtaining target identity authentication information corresponding to the target user in response to the target payment operation is as follows: If the smart wearable device is determined to be in a target state, the process includes the step of obtaining target identity authentication information corresponding to the target user in response to the target payment operation. The method according to claim 1.

3. After the smart wearable device has acquired the target payment operation of the target user, and before the smart wearable device acquires the target identity authentication information corresponding to the target user in response to the target payment operation, the method: The process further includes determining whether the time interval between a first time corresponding to the target payment operation and a second time indicating the time when the smart wearable device last performed identity authentication and the identity authentication was successful exceeds a target time length. The step of the smart wearable device obtaining target identity authentication information corresponding to the target user in response to the target payment operation is as follows: If it is determined that the time interval between the first time and the second time exceeds the target time length, the process includes the step of obtaining target identity authentication information corresponding to the target user in response to the target payment operation. The method according to claim 1.

4. After the smart wearable device has acquired the target payment operation of the target user, and before the smart wearable device acquires the target identity authentication information corresponding to the target user in response to the target payment operation, the method: The method further includes determining whether the smart wearable device has been in a state of not being worn since the last time it performed identity authentication and the identity authentication was successful, The step of the smart wearable device obtaining target identity authentication information corresponding to the target user in response to the target payment operation is as follows: If it is determined that there is a state where the device is not installed, the step of obtaining the target identity authentication information corresponding to the target user in response to the target payment operation includes the following steps: The method according to claim 1.

5. After the smart wearable device obtains the target payment operation of the target user, the method proceeds as follows: The method according to any one of claims 1 to 4, further comprising the step of determining that the identity authentication of the target user has been successful if the smart wearable device is not in a target state before the target payment operation, and / or the time interval between a first time and a second time corresponding to the target payment operation does not exceed a target time length, and / or the smart wearable device has not been in an unattached state since the last time identity authentication was performed and the identity authentication was successful, wherein the second time corresponds to the time when the smart wearable device last performed identity authentication and the identity authentication was successful.

6. The method according to claim 1, wherein the target identity authentication information includes target biometric information and / or target behavioral information, the target biometric information includes at least one of target blood oxygen information, target heart rate information, target blood oxygen information, and target electrocardiogram information corresponding to the target user, and the target behavioral information includes at least one of historical sleep information, historical exercise information, and historical movement trajectory information monitored by the smart wearable device within a predetermined time period prior to the target payment operation.

7. The step of the smart wearable device determining the target identity authentication result corresponding to the target user based on the target identity authentication information is as follows: The method according to claim 6, wherein if the difference between the target biometric information and the pre-set biometric information is within a pre-set range, and / or if the target behavior information satisfies pre-set conditions, the smart wearable device includes the step of determining the target identity authentication result corresponding to the target user as successful, and the pre-set biometric information is biometric information corresponding to a first user who has payment authority for the smart wearable device.

8. Before the smart wearable device determines the target identity authentication result corresponding to the target user based on the target identity authentication information, the method: The process further includes the step of obtaining registered information corresponding to a first user who has payment authority for the smart wearable device, The step of the smart wearable device determining the target identity authentication result corresponding to the target user based on the target identity authentication information is as follows: The method according to claim 1, wherein the smart wearable device includes the step of determining a target identity authentication result corresponding to the target user based on the registered information and the target identity authentication information.

9. The method according to claim 8, wherein the target identity authentication information includes at least one of the following: target fingerprint information, target facial information, target PIN code information, target password information, and target ID code information, and the information type of the target identity authentication information is the information type of some or all of the registered information.

10. Before the smart wearable device acquires the target user's target payment operation, the method The steps include obtaining registered information entered by a first user who has payment authority for the smart wearable device, The steps include obtaining the information modification operation of the second user, If it is determined that the identity authentication of the second user has been successful based on the registered information, the steps include modifying the registered information in response to the information modification operation. The method according to claim 1, further comprising:

11. The smart wearable device has payment software installed, and the target identity authentication result includes the fact that the target user's identity authentication was successful. The step of the smart wearable device acquiring the target payment operation of the target user is: The smart wearable device includes the step of acquiring the target payment operation of the target user based on the payment software, After the smart wearable device determines the target identity authentication result corresponding to the target user based on the target identity authentication information, the method proceeds as follows: The further step includes displaying the payment code in the payment software on the display screen of the smart wearable device. The method according to claim 1.

12. An identity authentication device, applicable to smart wearable devices, A first acquisition module for obtaining the target payment operation of the target user, A second acquisition module for obtaining target identity authentication information corresponding to the target user in response to the target payment operation, A first determination module for determining the target identity authentication result corresponding to the target user based on the target identity authentication information, A device including a device.

13. Equipped with a processor and memory, The processor is connected to the memory, The aforementioned memory is used to store executable program code. A smart wearable device that performs the method according to any one of claims 1 to 11 by having the processor execute a program corresponding to the executable program code stored in the memory.

14. A computer storage medium that stores a plurality of instructions loaded by a processor and suitable for performing a step according to any one of claims 1 to 11.

15. A computer program product including instructions, wherein when the computer program product is executed on a computer or processor, it causes the computer or processor to execute the identity authentication method described in any one of claims 1 to 11.

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