Electronic payment terminal device

Abstract

To provide an electronic payment terminal device capable of handling a plurality of electronic payment services and performing rapid payment processing. [Solution] An electronic payment terminal device that is compatible with a first type of electronic payment service and a second type of electronic payment service registered in an electronic payment medium, wherein the first type of electronic payment service uses wireless communication according to a first wireless communication standard, and two or more of such services can be registered in the electronic payment medium, and the second type of electronic payment service uses wireless communication according to a second wireless communication standard, and only one of such services can be registered in the electronic payment medium, the electronic payment terminal device detects the first type of electronic payment service and the second type of electronic payment service, and if the detected first type of electronic payment service is a first specified payment service that is predetermined from among the first type of electronic payment services, performs payment processing using the second type of electronic payment service.

Description

[Technical field]

[0001] The present invention relates to an electronic payment terminal device that supports a plurality of electronic payment services. [Background technology]

[0002] An electronic payment terminal device is a terminal device used for payments in electronic payment services, and is often connected to or installed in vending machines, settlement machines, POS registers, ticket vending machines, coin lockers, service equipment, etc. (hereinafter referred to as "vending machines, etc.") (see Patent Document 1).

[0003] Some electronic payment terminal devices support multiple electronic payment services. In such electronic payment terminal devices that support multiple electronic payment services, the user is usually required to select the electronic payment service to be used for the payment before processing the payment. [Prior art documents] [Patent documents]

[0004] [Patent Document 1] JP 2015-125715 A Summary of the Invention [Problem to be solved by the invention]

[0005] An object of the present invention is to provide an electronic payment terminal device that is compatible with a plurality of electronic payment services and is capable of rapid payment processing. [Means for solving the problem]

[0006] In order to solve the above problems, the electronic payment terminal device of the present invention is an electronic payment terminal device that is compatible with a first type of electronic payment service and a second type of electronic payment service registered in an electronic payment medium, wherein the first type of electronic payment service uses wireless communication according to a first wireless communication standard and two or more types of electronic payment services can be registered in the electronic payment medium, and the second type of electronic payment service uses wireless communication according to a second wireless communication standard and only one type of electronic payment service can be registered in the electronic payment medium, the electronic payment terminal device has a control unit that detects the electronic payment service registered in the electronic payment medium and performs payment processing using the electronic payment service, and the control unit detects the first type of electronic payment service and the second type of electronic payment service, and if the detected first type of electronic payment service is a first specified payment service predetermined from among the first type of electronic payment services, performs payment processing using the second type of electronic payment service.

[0007] The first type of electronic payment service may be an electronic money electronic payment service, and the second type of electronic payment service may be a contactless credit card payment service. The first predetermined electronic payment service may be an electronic money electronic payment service linked to a credit card corresponding to the credit card of the second type of electronic payment service.

[0008] The electronic payment terminal device may further include a display unit that displays a selection screen for an electronic payment service. When the control unit detects only the first type of electronic payment service, if there is one detected electronic payment service of the first type, the control unit may perform a payment process using the detected electronic payment service, and when there are two or more detected electronic payment services of the first type, the control unit may cause the display unit to display a selection screen for an electronic payment service. Moreover, the control unit may detect the first type of electronic payment service and the second type of electronic payment service, and when there are two or more detected electronic payment services of the first type, the control unit may cause the display unit to display a selection screen for an electronic payment service. Moreover, when there is only the second type of electronic payment service, the control unit may perform a payment process using the detected electronic payment service of the second type.

[0009] The electronic payment terminal device may be configured so that, when the control unit detects the first type of electronic payment service and the second type of electronic payment service, and the detected first type of electronic payment service is a second specified payment service that is predetermined from among the first type of electronic payment services, the control unit performs payment processing using the second specified electronic payment service.

[0010] The electronic payment terminal device may further be compatible with a third type of electronic payment service registered in the electronic payment medium, the third type of electronic payment service being a code payment service that makes payment by reading a code displayed on the electronic payment medium, and the control unit may perform payment processing using the third type of electronic payment service when it detects the third type of electronic payment service. Effect of the Invention

[0011] According to the electronic payment terminal device of the present invention, payment processing can be carried out quickly. [Brief description of the drawings]

[0012] [Figure 1]1 is a block diagram showing a configuration of an electronic payment terminal device according to an embodiment of the present invention; [Diagram 2] FIG. 2 is a perspective view showing an example of the appearance of an electronic payment terminal device. [Figure 3A] FIG. 13 is a front view showing an example of a display on a touch panel of the electronic payment terminal device, showing an electronic payment service selection screen. [Figure 3B] FIG. 13 is a front view showing an example of a display on a touch panel of the electronic payment terminal device, showing a screen that prompts a user to select a product. [Figure 3C] FIG. 13 is a front view showing an example of the display on a touch panel of an electronic payment terminal device, showing a screen that prompts the user to touch an electronic payment medium registered with a preselected electronic payment service (electronic money A). [Figure 3D] FIG. 13 is a front view showing an example of a display on a touch panel of an electronic payment terminal device, showing a screen informing the user that payment is being processed and instructing the user not to release the electronic payment medium. [Figure 3E] FIG. 13 is a front view showing an example of a display on a touch panel of the electronic payment terminal device, showing a screen notifying the user that payment processing has been completed. [Figure 3F] FIG. 13 is a front view showing an example of a display on a touch panel of an electronic payment terminal device, showing a screen that prompts a user to touch an electronic payment medium or photograph a code displayed on the electronic payment medium. [Figure 3G] This is a front view showing an example of the display of a touch panel of an electronic payment terminal device, showing a screen that prompts the user to select an electronic payment service to be used for payment when two or more first type electronic payment services (electronic money A to C) are detected. [Figure 3H] This is a front view showing an example of the display on the touch panel of an electronic payment terminal device, showing a screen informing the user that payment using the detected second type of electronic payment service (credit A) is being processed and instructing the user not to let go of the electronic payment medium. [Figure 3I] FIG. 13 is a front view showing an example of the display on the touch panel of the electronic payment terminal device, showing a screen notifying that processing of the detected payment using the second type of electronic payment service (credit card A) has been completed. [Figure 3J]This is a front view showing an example of the display on a touch panel of an electronic payment terminal device, and shows a screen that prompts the user to select the electronic payment service to be used for payment when one first type of payment service (electronic money B) and one second type of electronic payment service (credit A) are detected. [Figure 3K] FIG. 13 is a front view showing an example of a display on a touch panel of an electronic payment terminal device, showing a screen that prompts a user to touch an electronic payment medium on which a selected electronic payment service (credit card A) is registered. [Figure 3L] This is a front view showing an example of the display of a touch panel of an electronic payment terminal device, showing a screen that prompts the user to select an electronic payment service to be used for payment when two or more first type payment services (electronic money A to C) and a second type electronic payment service (credit A) are detected. [Figure 4] FIG. 11 is a flow chart showing a first example of the process flow of an electronic payment terminal device, showing the process flow of an electronic payment terminal device installed in a vending machine. [Diagram 5] FIG. 11 is a flow diagram showing a first example of the flow of payment processing when no electronic payment service is selected in advance (payment processing without pre-selection). [Figure 6] FIG. 11 is a flow diagram showing a second example of the flow of payment processing when no electronic payment service is selected in advance (payment processing without pre-selection). [Figure 7] FIG. 11 is a flow chart showing a second example of the processing flow of the electronic payment terminal device, showing the processing flow of the electronic payment terminal device mounted in the settlement machine. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS

[0013] Hereinafter, an embodiment of the present invention (hereinafter, referred to as "this embodiment") will be described with reference to the drawings.

[0014] Fig. 1 is a block diagram showing the configuration of electronic payment terminal device 10 of this embodiment. Fig. 2 is a perspective view showing an example of the appearance of electronic payment terminal device 10. Figs. 3A to 3L are front views showing an example of the display of touch panels 17, 18 of electronic payment terminal device 10.

[0015] The electronic payment terminal device 10 is a terminal device used for payments in electronic payment services, and is usually connected to or installed in a vending machine, etc. The electronic payment terminal device 10 reads the electronic payment services registered in the electronic payment medium, and performs payment processing using the electronic payment services.

[0016] Examples of electronic payment services include electronic money, contactless credit card payment, and code payment. One of the features of electronic payment terminal device 10 of this embodiment is that it is capable of supporting a plurality of electronic payment services.

[0017] The electronic payment medium is a contactless IC card, a mobile terminal having a function of emulating a contactless IC card, or a mobile terminal having a function of displaying a code used for code payment. The electronic payment medium may also be a print medium on which a code used for code payment is printed. Examples of the above-mentioned mobile terminal include mobile phones, smartphones, and smart watches. Registration of an electronic payment service to a mobile terminal having a function of emulating a contactless IC card is performed using an application such as Google Pay (registered trademark), Apple Pay (registered trademark), or Osaifu-Keitai (registered trademark). Examples of the above-mentioned print medium include cards made of paper or plastic.

[0018] As shown in Figures 1 and 2, the electronic payment terminal device 10 includes a control unit 11, a memory unit 12, a first communication unit 13, a second communication unit 14, a short-range wireless communication unit 15, a photographing unit 16, a display unit 17, and an input unit 18.

[0019] The control unit 11 controls the processing in the electronic payment terminal device 10. The control unit 11 also detects electronic payment services registered in the electronic payment medium via the short-range wireless communication unit 15 and the photographing unit 16 described below, and performs payment processing using the electronic payment service. The control unit 11 controls the processing in the electronic payment terminal device 10 according to a program stored in the storage unit 12 described below. The control unit 11 is constituted by, for example, a CPU (Central Processing Unit). In this specification, the processing described as being performed by the electronic payment terminal device 10 can be said to be performed by this control unit 11.

[0020] The storage unit 12 stores programs and calculation parameters used by the control unit 11. The storage unit 12 is configured by, for example, a RAM (Random Access Memory) and a ROM (Read Only Memory).

[0021] First communication unit 13 communicates with a main control of a vending machine or the like to which electronic payment terminal device 10 is connected or installed. In other words, first communication unit 13 is a communication interface used for communication with a main control of a vending machine or the like to which electronic payment terminal device 10 is connected or installed. First communication unit 13 is connected to the main control of the vending machine or the like via, for example, a local communication line.

[0022] The second communication unit 14 communicates with a center server of an external electronic payment service. In other words, the second communication unit 14 is a communication interface used for communication with the center server of the electronic payment service. The second communication unit 14 is connected to the center server of the electronic payment service, for example, via a wireless communication network.

[0023] The display unit 17 and the input unit 18 are parts that make up a user interface. The display unit 17 displays information for the user. The input unit 18 accepts input from the user. The display unit 17 and the input unit 18 of the electronic payment terminal device 10 of this embodiment are configured with touch panels 17, 18 that serve as both the display unit 18 and the output unit 17. Note that the configurations of the display unit 17 and the input unit 18 of the present invention are not limited to these. For example, it is also conceivable that the display unit 17 is configured with a display, and the input unit 18 is configured with a push button switch independent of the display.

[0024] The short-range wireless communication unit 15 communicates with an electronic payment medium held near the short-range wireless communication unit 15 via short-range wireless communication. In other words, the short-range wireless communication unit 15 is a communication interface used for communication with the electronic payment medium. The short-range wireless communication unit 15 has an antenna. The antenna of the short-range wireless communication unit 15 in this embodiment is disposed on the back of the touch panels 17 and 18, as shown by the dashed line in FIG. 2. Hereinafter, holding an electronic payment medium near the short-range wireless communication unit 15 may also be referred to as "touching" the short-range wireless communication unit 15.

[0025] The photographing unit 16 photographs the code for the electronic payment service of the code payment displayed on the electronic payment medium. The photographing unit 16 is, for example, configured with a CCD camera.

[0026] The basic configuration of electronic payment terminal device 10 is as described above, but electronic payment terminal device 10 of this embodiment further has the features described below.

[0027] The electronic payment terminal device 10 of this embodiment is compatible with at least the first and second types of electronic payment services described below.

[0028] The first type of electronic payment service is an electronic payment service that uses wireless communication based on a first wireless communication standard and allows two or more electronic payment services to be registered to one electronic payment medium.

[0029] The first wireless communication standard in this embodiment is Type-F (ISO / IEC18092) of Near Field Communication (NFC). More specifically, the first wireless communication standard in this embodiment is Felica (registered trademark).

[0030] The first type of electronic payment service in this embodiment is an electronic money electronic payment service. In this specification, "electronic money electronic payment service" refers to an electronic payment service that uses a prepaid or postpaid electronic payment mechanism and does not fall under either the contactless payment or code payment of a credit card described below. Examples of electronic money electronic payment services include iD (registered trademark), QUICPay (registered trademark), Suica (registered trademark), nanaco (registered trademark), WAON (registered trademark), Rakuten Edy (registered trademark), and PiTaPa (registered trademark).

[0031] The second wireless communication standard of the present embodiment is NFC Type-A and Type-B (ISO / IEC14443). More specifically, the second wireless communication standard of the present embodiment is a standard of EMV (Europay, MasterCard, VISA protocol) specifications.

[0032] The second type of electronic payment service is an electronic payment service that uses wireless communication according to a second wireless communication standard different from the above-mentioned first wireless communication standard, and can only be registered once per electronic payment medium. However, it is possible to register both this second type of electronic payment service and the first type of electronic payment service in one electronic payment medium.

[0033] The second type of electronic payment service in this embodiment is contactless payment (touch payment) of credit cards. Examples of contactless payment of credit cards include contactless payment (touch payment) of Visa (registered trademark), American Express (registered trademark), Discover (registered trademark), Diners Club (registered trademark), and UnionPay (registered trademark).

[0034] Since the first and second types of electronic payment services are as described above, the combination of the first and second types of electronic payment services registered in one electronic payment medium will be any one of the following (A) to (E). (A) One type 1 electronic payment service (B) Two or more electronic payment services of the first type (C) one type 1 electronic payment service and one type 2 electronic payment service (D) Two or more electronic payment services of the first type and one electronic payment service of the second type. (E) One type 2 electronic payment service

[0035] In addition, the combination of electronic payment services that the electronic payment terminal device 10 detects by reading the electronic payment medium will also be any one of the above (A) to (E).

[0036] In the present embodiment, when the detected electronic payment service is the above-mentioned "(C) one first type electronic payment service and one second type electronic payment service" and the detected first type electronic payment service is a first specified payment service that is predetermined from among the first type electronic payment services, the electronic payment terminal device 10 performs payment processing using the second type electronic payment service.

[0037] In other words, the control unit 11 of the electronic payment terminal device 10 of this embodiment detects both a first type of electronic payment service and a second type of electronic payment service, and if the detected first type of electronic payment service is a first specified payment service that is predetermined from among the first type of electronic payment services, performs payment processing using the detected second type of electronic payment service.

[0038] With this configuration, in the above case, it becomes possible to complete the payment process without the user having to select an electronic payment service.

[0039] The first predetermined electronic payment service can be arbitrarily selected from among the first type of electronic payment services. However, from the viewpoint of user convenience, it is preferable that the first type of electronic payment service is an electronic money electronic payment service, the second type of electronic payment service is a contactless credit card payment service, and the first predetermined electronic payment service is an electronic money electronic payment service linked to a credit card corresponding to the credit card of the second type of electronic payment service. Examples of such first predetermined electronic payment services include iD (registered trademark) and QUICPay (registered trademark).

[0040] In addition, the electronic payment terminal device 10 of this embodiment may perform payment processing using the second type of electronic payment service when the detected electronic payment service is the above-mentioned "(C) one first type electronic payment service and one second type electronic payment service" and the detected first type electronic payment service is a second specified payment service predetermined from among the first type electronic payment services.

[0041] In other words, the control unit 11 of the electronic payment terminal device 10 of this embodiment may detect a first type electronic payment service and a second type electronic payment service, and if the detected first type electronic payment service is a second predetermined payment service that is predetermined from the first type electronic payment services, perform payment processing using the second predetermined electronic payment service. Here, the second predetermined electronic payment service is an electronic payment service different from the above-mentioned first predetermined electronic payment service.

[0042] With this configuration, in the above case, it becomes possible to complete the payment process without the user having to select an electronic payment service.

[0043] The second predetermined electronic payment service is a first type electronic payment service, and can be arbitrarily selected from electronic payment services that do not fall under the above-mentioned first predetermined electronic payment service. However, from the viewpoint of user convenience, etc., it is preferable that the second predetermined electronic payment service is an electronic payment service that is widely used. Examples of such second predetermined electronic payment services include electronic payment services for transportation-related electronic money such as Suica (registered trademark) and nanaco (registered trademark).

[0044] Furthermore, the electronic payment terminal device 10 of this embodiment can display a screen on the touch panels 17, 18 that allows the user to select an electronic payment service (see Figs. 3A, 3G, 3J, and 3L). In other words, the electronic payment terminal device 10 of this embodiment further includes a display unit that displays a selection screen for an electronic payment service. This configuration allows the user to select an electronic payment service to be used for payment as necessary.

[0045] Furthermore, when the detected electronic payment service is the above-mentioned "(A) one first type electronic payment service," electronic payment terminal device 10 of this embodiment performs payment processing using the detected electronic payment service, and when the detected electronic payment service is the above-mentioned "(B) two or more first type electronic payment services," it displays a screen on touch panels 17, 18 that accepts the user's selection of an electronic payment service. In other words, when control unit 11 of electronic payment terminal device 10 of this embodiment detects only first type electronic payment services, if there is one detected first type electronic payment service, it performs payment processing using the detected electronic payment service, and if there are two or more detected first type electronic payment services, it causes the display unit to display an electronic payment service selection screen.

[0046] Furthermore, when the detected electronic payment services are the above-mentioned "(D) two or more first type electronic payment services and one second type electronic payment service," electronic payment terminal device 10 of this embodiment displays a screen that accepts the user's selection of an electronic payment service on touch panels 17, 18. In other words, control unit 11 of electronic payment terminal device 10 of this embodiment detects a first type electronic payment service and a second type electronic payment service, and when there are two or more detected first type electronic payment services, causes the display unit to display an electronic payment service selection screen.

[0047] In addition, in the electronic payment terminal device 10 of the present invention, even if the detected electronic payment services are the above-mentioned "(D) two or more first type electronic payment services and one second type electronic payment service," if the above-mentioned first specified electronic payment service is present among the detected first type electronic payment services, payment can be made using the detected second type electronic payment service, similar to "(C) one first type electronic payment service and one second type electronic payment service." Furthermore, in the electronic payment terminal device 10 of the present invention, even if the detected electronic payment services are the above-mentioned "(D) two or more first type electronic payment services and one second type electronic payment service," if the above-mentioned second specified electronic payment service is present among the detected first type electronic payment services, payment can be made using the second specified electronic payment service, similar to "(C) one first type electronic payment service and one second type electronic payment service."

[0048] Furthermore, when the detected electronic payment service is the above-mentioned "(E) one second type electronic payment service," electronic payment terminal device 10 of this embodiment performs payment processing using the detected second type electronic payment service. In other words, when control unit 11 of electronic payment terminal device 10 of this embodiment detects only the second type electronic payment service, it performs payment processing using the detected second type electronic payment service.

[0049] Furthermore, electronic payment terminal device 10 of this embodiment is capable of handling not only the first and second types of electronic payment services described above, but also a third type of electronic payment service, which will be described next.

[0050] The third type of electronic payment service is a code payment service in which payment is made by reading a code displayed on an electronic payment medium. The code displayed on the electronic payment medium is, for example, a code displayed on a mobile device or a code printed on a print medium.

[0051] The code used in the code payment service is a one-dimensional code such as a barcode or a two-dimensional code such as a QR code (registered trademark). Examples of the third type of electronic payment service include QR code payments such as PayPay (registered trademark), LINE Pay (registered trademark), Rakuten Pay (registered trademark), au Pay (registered trademark), Merpay (registered trademark), and dPay (registered trademark).

[0052] The electronic payment terminal device 10 of this embodiment prioritizes payment processing using the third type electronic payment service. In other words, when the control unit 11 of the electronic payment terminal device 10 of this embodiment detects a third type electronic payment service, it performs payment processing using the detected third type electronic payment service.

[0053] With the above-mentioned configuration, electronic payment terminal device 10 of this embodiment is capable of rapid payment processing.

[0054] Next, the flow of processing performed by the electronic payment terminal device 10 of this embodiment will be described.

[0055] FIG. 4 is a flow diagram showing a first example of the process flow of electronic payment terminal device 10. The flow diagram of FIG. 4 shows the process flow of electronic payment terminal device 10 installed in a vending machine.

[0056] A vending machine equipped with electronic payment terminal device 10 is in a standby state and is ready to accept a product selection (S1, S2). A user can select a product by, for example, pressing a product selection button provided on the vending machine.

[0057] Moreover, in the standby state, electronic payment terminal device 10 is in a state where it can accept a selection of an electronic payment service (S1, S2).

[0058] At this time, as shown in Fig. 3A, electronic payment terminal device 10 displays an electronic payment service selection screen on touch panels 17, 18. The user can select an electronic payment service by touching the icon of each electronic payment service displayed on touch panels 17, 18.

[0059] A user of a vending machine equipped with electronic payment terminal device 10 can select an electronic payment service to be used for payment before selecting a product on the vending machine. A user of a vending machine equipped with electronic payment terminal device 10 can also select a product on the vending machine without selecting an electronic payment service to be used for payment. Hereinafter, the selection of an electronic payment service here may also be referred to as "pre-selection of an electronic payment service." The electronic payment service selected here may also be referred to as the "pre-selected electronic payment service."

[0060] First, a case will be described in which a vending machine user pre-selects an electronic payment service before selecting a product from the vending machine.

[0061] In the standby state, if electronic payment terminal device 10 accepts a pre-selection of an electronic payment service, electronic payment terminal device 10 goes into a state of waiting for acceptance of a product selection for the vending machine (S4).

[0062] At this time, as shown in Fig. 3B, electronic payment terminal device 10 displays a screen prompting the selection of a product on touch panels 17, 18. Fig. 3B shows an example in which electronic money A is the preselected electronic payment service.

[0063] When the vending machine accepts the product selection, the main control of the vending machine transmits information on the payment amount to the control unit 11 of the electronic payment terminal device 10 via the first communication unit 13. The electronic payment terminal device 10 then performs payment processing using the preselected electronic payment service (S5).

[0064] At this time, as shown in Fig. 3C, electronic payment terminal device 10 displays a screen on touch panels 17, 18 prompting the user to touch the electronic payment medium on which the preselected electronic payment service is registered to short-range wireless communication unit 15. From the time when electronic payment terminal device 10 reads the electronic payment service registered in the electronic payment medium to the time when it completes the payment processing, as shown in Fig. 3D, electronic payment terminal device 10 displays a screen on touch panels 17, 18 informing the user that the payment is being processed and instructing the user not to move the electronic payment medium away from short-range wireless communication unit 15. When electronic payment terminal device 10 has completed the payment processing, as shown in Fig. 3E, electronic payment terminal device 10 displays a screen on touch panels 17, 18 informing the user that the payment processing has been completed.

[0065] If the preselected payment service is code payment, electronic payment terminal device 10 displays a screen on touch panels 17, 18 prompting the user to photograph the code displayed on the electronic payment medium with photographing unit 16. In addition, from the time electronic payment terminal device 10 reads the code displayed on the electronic payment medium until it completes the payment processing, electronic payment terminal device 10 displays a screen on touch panels 17, 18 notifying the user that the payment is being processed. Then, when electronic payment terminal device 10 has completed the payment processing, electronic payment terminal device 10 displays a screen on display unit 17 notifying the user that the payment processing has been completed.

[0066] After the electronic payment terminal device 10 performs the payment process (S5) using the preselected electronic payment service, the vending machine provides the product (S6).

[0067] Next, a case will be described in which a user of a vending machine selects a product from the vending machine without previously selecting an electronic payment service.

[0068] When the vending machine accepts the product selection, the main control of the vending machine transmits information on the payment amount to the control unit 11 of the electronic payment terminal device 10 via the first communication unit 13. The electronic payment terminal device 10 then performs a payment process in the case where an electronic payment service has not been pre-selected, which will be described later (S3). Hereinafter, the payment process in the case where an electronic payment service has not been pre-selected may also be referred to as "payment process without pre-selection."

[0069] After the electronic payment terminal device 10 performs the above-mentioned non-preselection payment process S3, the vending machine dispenses the product (S6).

[0070] FIG. 5 is a flow diagram showing a first example of the flow of payment processing S3 when no electronic payment service has been selected in advance (payment processing without prior selection).

[0071] In the payment process S3 without pre-selection, first, the electronic payment terminal device 10 accepts the touch of the electronic payment medium to the short-range wireless communication unit 15 and the photographing of the code displayed on the electronic payment medium by the photographing unit 16, and becomes in a state where it can read the electronic payment medium (S31).

[0072] At this time, the electronic payment terminal device 10 displays a screen on touch panels 17, 18, as shown in Figure 3F, encouraging the user to touch the electronic payment medium to the short-range wireless communication unit 15, or to photograph the code displayed on the electronic payment medium with the photographing unit 16.

[0073] As described above, the combination of electronic payment services that the electronic payment terminal device 10 detects by reading the electronic payment medium will be any one of the following (A) to (F). (A) One type 1 electronic payment service (B) Two or more electronic payment services of the first type (C) one type 1 electronic payment service and one type 2 electronic payment service (D) Two or more electronic payment services of the first type and one electronic payment service of the second type. (E) One type 2 electronic payment service (F) Type 3 electronic payment services

[0074] If the detected electronic payment service is the above-mentioned "(A) one first type electronic payment service", the electronic payment terminal device 10 performs payment processing using the detected first type payment service (S32, S37).

[0075] At this time, while the payment is being processed, the electronic payment terminal device 10 displays a screen on touch panels 17, 18, as shown in Figure 3D, indicating that the payment is being processed and instructing the user not to move the electronic payment medium away from the short-range wireless communication unit 15, and when the payment processing is completed, displays a screen on touch panels 17, 18, as shown in Figure 3E, indicating that the payment processing has been completed.

[0076] If the detected electronic payment service is "(B) two or more first type electronic payment services" as described above, the electronic payment terminal device 10 performs a process to accept the selection of an electronic payment service (S33), and then performs a payment process using the first type electronic payment service selected there (S37). Hereinafter, the process to accept the selection of an electronic payment service may be referred to as the "electronic payment service selection process."

[0077] At this time, electronic payment terminal device 10 displays a screen on touch panels 17, 18 prompting the user to select an electronic payment service to be used for payment, as shown in Fig. 3G. After the user has selected an electronic payment service, electronic payment terminal device 10 displays a screen on touch panels 17, 18 prompting the user to touch the electronic payment medium to short-range wireless communication unit 15, as shown in Fig. 3C. From the time electronic payment terminal device 10 reads the selected electronic payment service until it completes the payment process, electronic payment terminal device 10 displays a screen on touch panels 17, 18 as shown in Fig. 3D notifying the user that the payment is being processed and instructing the user not to remove the electronic payment medium from short-range wireless communication unit 15. When electronic payment terminal device 10 completes the payment process, electronic payment terminal device 10 displays a screen on touch panels 17, 18 notifying the user that the payment process has been completed, as shown in Fig. 3E.

[0078] If the detected electronic payment service is the above-mentioned "(C) one first type electronic payment service and one second type electronic payment service," the electronic payment terminal device 10 determines whether the first type electronic payment service is a predetermined first specified electronic payment service (S35).

[0079] If the detected first type of electronic payment service is the first predetermined electronic payment service, the electronic payment terminal device 10 performs payment processing using the detected second type of electronic payment service (S38).

[0080] At this time, while the payment is being processed, electronic payment terminal device 10 displays a screen on touch panels 17, 18, as shown in Figure 3H, informing the user that the payment is being processed and instructing the user not to move the electronic payment medium away from short-range wireless communication unit 15, and when the payment processing is completed, displays a screen on touch panels 17, 18, as shown in Figure 3I, informing the user that the payment processing has been completed.

[0081] On the other hand, if the detected first type of electronic payment service is not the first specified electronic payment service, the electronic payment terminal device 10 performs a process to accept the selection of an electronic payment service (electronic payment service selection process) (S36), and then performs payment processing using the first or second type of electronic payment service selected there (S37, 38).

[0082] At this time, as shown in Fig. 3J, electronic payment terminal device 10 displays on touch panels 17, 18 a screen that prompts the user to select an electronic payment service to be used for payment. After the user selects an electronic payment service, electronic payment terminal device 10 displays on touch panels 17, 18 a screen that prompts the user to touch the electronic payment medium to short-range wireless communication unit 15, as shown in Fig. 3K. From the time electronic payment terminal device 10 reads the selected electronic payment service until it completes the payment process, electronic payment terminal device 10 displays on touch panels 17, 18 a screen that notifies the user that the payment is being processed and instructs the user not to remove the electronic payment medium from short-range wireless communication unit 15, as shown in Fig. 3H. When electronic payment terminal device 10 completes the payment process, electronic payment terminal device 10 displays on touch panels 17, 18 a screen that notifies the user that the payment process has been completed, as shown in Fig. 3I.

[0083] If the detected electronic payment service is "(D) two or more first type electronic payment services and one second type electronic payment service," the electronic payment terminal device 10 performs a process to accept the selection of an electronic payment service (electronic payment service selection process) (S36), and then performs payment processing using the first or second type electronic payment service selected there (S37, 38).

[0084] Here, as shown in FIG. 3L, electronic payment terminal device 10 displays on touch panels 17 and 18 a screen that prompts the user to select an electronic payment service to be used for payment. After the user selects an electronic payment service, electronic payment terminal device 10 displays on touch panel 17 a screen that prompts the user to touch the electronic payment medium to short-range wireless communication unit 15, as shown in FIG. 3K. From the time electronic payment terminal device 10 reads the selected electronic payment service until it completes the payment process, electronic payment terminal device 10 displays on touch panels 17 and 18 a screen that notifies the user that the payment is being processed and instructs the user not to remove the electronic payment medium from short-range wireless communication unit 15, as shown in FIG. 3H. When electronic payment terminal device 10 completes the payment process, electronic payment terminal device 10 displays on touch panels 17 and 18 a screen that notifies the user that the payment process has been completed, as shown in FIG. 3I.

[0085] As mentioned above, in the electronic payment terminal device 10 of the present invention, even if the detected electronic payment service is the above-mentioned "(D) two or more first type electronic payment services and one second type electronic payment service", if the above-mentioned first specified electronic payment service is included among the detected first type electronic payment services, payment can be made using the detected second type electronic payment service, as in the case of "(C) one first type electronic payment service and one second type electronic payment service".

[0086] If the detected electronic payment service is "(E) one second type electronic payment service", the electronic payment terminal device 10 performs payment processing using the detected second type electronic payment service (S38).

[0087] At this time, as shown in Figure 3H, while the payment is being processed, electronic payment terminal device 10 displays a screen on touch panels 17, 18 informing the user that the payment is being processed and instructing the user not to move the electronic payment medium away from short-range wireless communication unit 15, and when the payment processing is completed, as shown in Figure 3I, displays a screen on touch panels 17, 18 informing the user that the payment processing has been completed.

[0088] If the detected electronic payment service is "(F) third type electronic payment service," the electronic payment terminal device 10 performs payment processing using the third type electronic payment service (S39).

[0089] At this time, while the payment is being processed, the electronic payment terminal device 10 displays on the touch panels 17 and 18 a screen informing the user that the payment is being processed, and when the payment is completed, displays on the touch panels 17 and 18 a screen informing the user that the payment has been processed.

[0090] FIG. 6 is a flow diagram showing a second example of the flow of the payment process S3 when no electronic payment service has been selected in advance (payment process without prior selection).

[0091] This second example differs from the above-mentioned first example only in the processing when the detected electronic payment service is the above-mentioned "(C) one first type electronic payment service and one second type electronic payment service." Therefore, here, only the case where the detected electronic payment service is the above-mentioned "(C) one first type electronic payment service and one second type electronic payment service" will be described.

[0092] If the detected electronic payment service is the above-mentioned "(C) one first type electronic payment service and one second type electronic payment service," the electronic payment terminal device 10 determines whether the first type electronic payment service is a predetermined second specified electronic payment service (S35-0).

[0093] If the detected first type of electronic payment service is a second specified electronic payment service, the electronic payment terminal device 10 performs payment processing using the second specified electronic payment service, which is the detected first type of electronic payment service (S37).

[0094] On the other hand, if the detected first type of electronic payment service is not the second specified electronic payment service, the electronic payment terminal device 10 determines whether the first type of electronic payment service is a predetermined first specified electronic payment service (S35).

[0095] If the detected first type of electronic payment service is the first predetermined electronic payment service, the electronic payment terminal device 10 performs payment processing using the detected second type of electronic payment service (S38).

[0096] On the other hand, if the detected first type of electronic payment service is not the first specified electronic payment service, the electronic payment terminal device 10 performs a process to accept the selection of an electronic payment service (electronic payment service selection process) (S36), and then performs payment processing using the first or second type of electronic payment service selected there (S37, 38).

[0097] As mentioned above, in the electronic payment terminal device 10 of the present invention, even if the detected electronic payment services are the above-mentioned "(D) two or more first type electronic payment services and one second type electronic payment service", if the above-mentioned second specified electronic payment service is present among the detected first type electronic payment services, it is possible to make payment using the second specified electronic payment service, as in the case of "(C) one first type electronic payment service and one second type electronic payment service".

[0098] The above is an example of the process flow of electronic payment terminal device 10 installed in a vending machine. This process flow enables electronic payment terminal device 10 to perform quick payment processing.

[0099] Fig. 7 is a flow diagram showing a second example of the process flow of electronic payment terminal device 10. The flow diagram in Fig. 7 shows the process flow of electronic payment terminal device 10 installed in a settlement machine.

[0100] A cash register differs from a vending machine in that there is no product selection and the payment amount is determined in advance.

[0101] In electronic payment terminal device 10 equipped with a settlement machine, first, information on the settlement amount is sent from the main control of the settlement machine to control unit 11 of electronic payment terminal device 10 via the first communication unit.

[0102] When electronic payment terminal device 10 receives the settlement amount information from the settlement machine, it enters a state in which it can accept the advance selection of an electronic payment service and can read the electronic payment medium (S91). More specifically, the state in which it can read the electronic payment medium is a state in which it can accept the touch of the electronic payment medium to short-range wireless communication unit 15 and the photographing of the code displayed on the electronic payment medium by photographing unit 16, thereby reading the electronic payment medium.

[0103] If the preselection of the electronic payment service is accepted, the payment process is carried out using the preselected electronic payment service (S94).

[0104] On the other hand, if the electronic payment medium is read without accepting a pre-selection of an electronic payment service, the electronic payment terminal device 10 performs processing similar to the payment processing without pre-selection S3 in the first example of the processing flow of the electronic payment terminal device 10 described above (S93).

[0105] The above is an example of the process flow of the electronic payment terminal device 10 installed in the settlement machine. This process flow enables the electronic payment terminal device 10 to perform quick payment processing.

[0106] Although one embodiment of the present invention has been described above, the electronic payment terminal device of the present invention is not limited to the above embodiment. The electronic payment terminal device of the present invention can be embodied in various other forms, and various omissions, substitutions, changes, and additions can be made without departing from the gist of the invention.

[0107] The present invention can also be configured as follows. [Item 1] An electronic payment terminal device capable of handling a first type of electronic payment service and a second type of electronic payment service registered in an electronic payment medium, The first type of electronic payment service uses wireless communication according to a first wireless communication standard, and two or more electronic payment media can be registered; The second type of electronic payment service uses wireless communication according to a second wireless communication standard, and only one of the electronic payment services can be registered in the electronic payment medium; The electronic payment terminal device includes a control unit that detects an electronic payment service registered in the electronic payment medium and processes a payment using the electronic payment service, The control unit detects the first type of electronic payment service and the second type of electronic payment service, and when the detected first type of electronic payment service is only a first predetermined payment service that is predetermined among the first type of electronic payment services, performs a payment process using the second type of electronic payment service. Electronic payment terminal. [Item 2] The electronic payment terminal device according to item 1, The electronic payment terminal device, wherein the first type of electronic payment service is an electronic money electronic payment service, and the second type of electronic payment service is a contactless credit card payment service. [Item 3] The electronic payment terminal device according to item 2, The first predetermined electronic payment service is an electronic payment terminal device that is an electronic payment service for electronic money linked to a credit card corresponding to the credit card of the second type of electronic payment service. [Item 4] An electronic payment terminal device according to any one of items 1 to 3, The electronic payment terminal device further comprises a display unit that displays a selection screen for electronic payment services. [Item 5] Item 4. An electronic payment terminal device according to the present invention, The control unit of the electronic payment terminal device detects only the first type of electronic payment service, and if there is one detected electronic payment service of the first type, performs payment processing using the detected electronic payment service, and if there are two or more detected electronic payment services of the first type, causes the display unit to display an electronic payment service selection screen. [Item 6] Item 4 or 5, an electronic payment terminal device, The control unit detects the first type of electronic payment service and the second type of electronic payment service, and if there are two or more of the first type of electronic payment services detected, causes the display unit to display an electronic payment service selection screen. [Item 7] An electronic payment terminal device according to any one of items 1 to 6, The control unit is an electronic payment terminal device that, when detecting only the second type of electronic payment service, performs payment processing using the detected second type of electronic payment service. [Item 8] An electronic payment terminal device according to any one of items 1 to 7, The control unit detects the first type of electronic payment service and the second type of electronic payment service, and if the detected first type of electronic payment service is only a second specified payment service that is predetermined from among the first type of electronic payment services, performs payment processing using the second specified electronic payment service. [Item 9] An electronic payment terminal device according to any one of items 1 to 8, The electronic payment terminal device is further capable of supporting a third type of electronic payment service registered in the electronic payment medium, The third type of electronic payment service is a code payment service in which payment is made by reading a code displayed on the electronic payment medium, When the control unit detects the third type of electronic payment service, the control unit performs a payment process using the third type of electronic payment service. Electronic payment terminal. [Explanation of symbols]

[0108] 10 Electronic payment terminal device 11 Control section 12 Storage section 13 First Communications Department 14 2nd Communications Department 15 Near Field Wireless Communication Department 16. Photography Department 17 Display section 18 Input section 17, 18 Touch panel

Claims

1. An electronic payment terminal device capable of handling a first type of electronic payment service and a second type of electronic payment service registered in an electronic payment medium, The first type of electronic payment service uses wireless communication according to a first wireless communication standard, and two or more electronic payment media can be registered; The second type of electronic payment service uses wireless communication according to a second wireless communication standard, and only one electronic payment medium can be registered; The electronic payment terminal device includes a control unit that detects an electronic payment service registered in the electronic payment medium and performs payment processing using the electronic payment service, The control unit detects the first type of electronic payment service and the second type of electronic payment service, and when the detected first type of electronic payment service is a first predetermined payment service that is selected from the first type of electronic payment services, performs a payment process using the second type of electronic payment service. Electronic payment terminal.

2. 2. The electronic payment terminal device according to claim 1, The electronic payment terminal device, wherein the first type of electronic payment service is an electronic money electronic payment service, and the second type of electronic payment service is a contactless credit card payment service.

3. 3. The electronic payment terminal device according to claim 2, The first predetermined electronic payment service is an electronic payment service for electronic money linked to a credit card corresponding to the credit card of the second type of electronic payment service.

4. 2. The electronic payment terminal device according to claim 1, The electronic payment terminal device further comprises a display unit that displays a selection screen for electronic payment services.

5. 5. The electronic payment terminal device according to claim 4, When the control unit detects only the first type of electronic payment service, if there is one detected electronic payment service of the first type, the control unit performs payment processing using the detected electronic payment service, and if there are two or more detected electronic payment services of the first type, the control unit causes the display unit to display an electronic payment service selection screen.

6. 5. The electronic payment terminal device according to claim 4, The control unit detects the first type of electronic payment service and the second type of electronic payment service, and if there are two or more of the first type of electronic payment services detected, causes the display unit to display an electronic payment service selection screen.

7. 2. The electronic payment terminal device according to claim 1, The control unit is an electronic payment terminal device that, when detecting only the second type of electronic payment service, performs payment processing using the detected second type of electronic payment service.

8. 2. The electronic payment terminal device according to claim 1, The control unit detects the first type of electronic payment service and the second type of electronic payment service, and if the detected first type of electronic payment service is a second specified payment service that is predetermined from among the first type of electronic payment services, performs payment processing using the second specified electronic payment service.

9. 2. The electronic payment terminal device according to claim 1, The electronic payment terminal device is further capable of supporting a third type of electronic payment service registered in the electronic payment medium, The third type of electronic payment service is a code payment service in which payment is made by reading a code displayed on the electronic payment medium, When the control unit detects the third type of electronic payment service, the control unit performs a payment process using the third type of electronic payment service. Electronic payment terminal.

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