An investment recommendation system

Abstract

The present invention relates to a system (1) which enables customers to invest in investment products at the right time, customers who do not follow investment news to be quickly informed, and presentation and investment advice for the products the customer wants to be provided.

Description

[0001] AN INVESTMENT RECOMMENDATION SYSTEM

[0002] Technical Field

[0003] The present invention relates to a system which enables customers to invest in investment products at the right time, customers who do not follow investment news to be quickly informed, and presentation and investment advice for the products the customer wants to be provided.

[0004] Background of the Invention

[0005] Today, individuals are offered a variety of wealth accumulation opportunities and new investment methods beyond traditional savings methods in the form of deposits / storage. Among these, stock or futures / option investments are widely used, but it is difficult for individuals to invest in them, and as a result, indirect investment products that are separately collected, operated and managed stand out.

[0006] For this reason, considering the studies and deficiencies included in the current technique, it is understood that there is a need for a system which enables customers to invest in investment products at the right time, customers who do not follow investment news to be quickly informed, and presentation and investment advice for the products the customer wants to be provided.

[0007] The Korean patent document no. KR101065425B1, an application included in the state of the art, discloses a system which provides a virtual fund investment service for customers who do not have knowledge of funds or who are interested in funds but do not have knowledge of the investment. In the said invention, a financial account opening system for providing and managing a virtual investment service is provided. Customer information and financial account opening application information of a customer is provided to the financial institution. The customer applies for the opening of the financial account through a non-face-to- face channel. The invention also relates to an application method for opening a predetermined financial account for providing and managing a virtual investment service. The financial account opening process involves the generation of the account opening electronic document and storage thereof in an electronic document repository. Financial account opening is provided through a financial account opening interface and simulated investment.

[0008] Summary of the Invention

[0009] An object of the present invention is to realize a system which enables customers to invest in investment products at the right time, customers who do not follow investment news to be quickly informed, and presentation and investment advice for the products the customer wants to be provided.

[0010] Detailed Description of the Invention

[0011] “An Investment Recommendation System” realized to fulfil the objective of the present invention is shown in the figure attached, in which:

[0012] Figure 1 is a schematic view of the inventive system.

[0013] The components illustrated in the figure are individually numbered, where the numbers refer to the following:

[0014] 1. System

[0015] 2. Electronic device

[0016] 3. Interface 4. Server

[0017] The inventive system (1) developed with the aim of enabling investment advice to be provided comprises at least one electronic device (2) which is configured to exchange data by using any remote communication protocol and to run at least one application thereon; at least one interface (3) which is configured to be run on the electronic device (2); to enable logging into bank accounts with a username and password, making selections for investment products in the form of stocks, funds, Euro Bonds, indicating that a recommendation is requested, displaying the “buy” recommendation of the investment product, and displaying the hold / sell recommendations in the form of a notification; and at least one server (4) which is configured to establish connection with the electronic device (2) by using any communication protocol; and to establish communication with the interface (3) run on the electronic device (2) through this established connection; to process investment product analyses and buy / sell / hold recommendations of the institution; to generate investment recommendations; and to transmit them as notifications on the interface (3).

[0018] The electronic device (2) included in the inventive system (1) is configured to exchange data by using any remote communication protocol and to run at least one application thereon. The electronic device (2) is a device in the form of a cell phone, tablet computer, desktop computer and / or portable computer. The electronic device (2) is configured to run the interface (3) thereon. The electronic device (2) is configured to establish connection with the server (4) by using any remote communication protocol included in the state of the art.

[0019] The interface (3) included in the inventive system (1) is configured to be run on the electronic device (2). The interface (3) is configured to enable bank customers to log in to their bank accounts with a username and password. The interface (3) is configured to enable bank customers to make selections for investment products they are interested in, such as stocks, funds, Euro Bonds, and to indicate that they want to receive a recommendation. The interface (3) is configured to display the “buy” recommendation of the investment product selected by the customer. The interface (3) is configured to display hold / sell recommendations for the products held by the customer in the form of a notification.

[0020] The server (4) included in the inventive system (1) is configured to establish connection with the electronic device (2) by using any communication protocol included in the state of the art, and to establish communication with the interface (3) run on the electronic device (2) through this established connection. The server (4) is configured to process investment product analyses and buy / sell / hold recommendations of the institution. The server (4) is configured to transmit “buy” information to the customer for products that match the “buy” recommendation among the products selected by the customer in the event that it accesses the investment recommendation request through the interface (3). The server (4) is configured to generate hold / sell recommendations for products held by the customer and to inform customers who want to receive this notification.

[0021] Industrial Application of the Invention

[0022] In the inventive system (1), the server (4) processes investment product analyses and buy / sell / hold recommendations of the institution, transmits “buy” information to the customer for products that match the “buy” recommendation among the products selected by the customer in the event that it accesses the investment recommendation request through the interface (3), generates hold / sell recommendations for products held by the customer and informs customers who want to receive this notification. In this way, it is enabled for customers to invest in investment products at the right time, for customers who do not follow investment news to be quickly informed, and for presentation and investment advice for the products the customer wants to be provided.

[0023] Within these basic concepts; it is possible to develop various embodiments of the inventive “An Investment Recommendation System (1)”; the invention cannot be limited to examples disclosed herein and it is essentially according to claims.

Claims

CLAIMS1. A system (1) developed with the aim of enabling investment advice to be provided; comprising at least one electronic device (2) which is configured to exchange data by using any remote communication protocol and to run at least one application thereon; at least one interface (3) which is configured to be run on the electronic device (2); to enable logging into bank accounts with a username and password, making selections for investment products in the form of stocks, funds, Euro Bonds, indicating that a recommendation is requested, displaying the “buy” recommendation of the investment product, and displaying the hold / sell recommendations in the form of a notification; and characterized by at least one server (4) which is configured to establish connection with the electronic device (2) by using any communication protocol; and to establish communication with the interface (3) run on the electronic device (2) through this established connection; to process investment product analyses and buy / sell / hold recommendations of the institution; to generate investment recommendations; and to transmit them as notifications on the interface (3).

2. A system (1) according to Claim 1; characterized by the electronic device (2) which is a device in the form of a cell phone, tablet computer, desktop computer and / or portable computer; and is configured to exchange data by using any remote communication protocol and to run at least one application thereon.

3. A system (1) according to Claim 1 or 2; characterized by the electronic device (2) which is configured to run the interface (3) thereon.

4. A system (1) according to Claim 3; characterized by the electronic device (2) which is configured to establish connection with the server (4) by using any remote communication protocol.

5. A system (1) according to any one of the preceding claims; characterized by the interface (3) which is configured to be run on the electronic device (2).

6. A system (1) according to any one of the preceding claims; characterized by the interface (3) which is configured to enable bank customers to log in to their bank accounts with a username and password.

7. A system (1) according to any one of the preceding claims; characterized by the interface (3) which is configured to enable bank customers to make selections for investment products they are interested in, such as stocks, funds, Euro Bonds, and to indicate that they want to receive a recommendation .

8. A system (1) according to any one of the preceding claims; characterized by the interface (3) which is configured to display the “buy” recommendation of the investment product selected by the customer.

9. A system (1) according to any one of the preceding claims; characterized by the interface (3) which is configured to display hold / sell recommendations for the products held by the customer in the form of a notification.

10. A system (1) according to any one of the preceding claims; characterized by the server (4) which is configured to establish connection with the electronic device (2) by using any remote communication protocol; and to establish communication with the interface (3) run on the electronic device (2) through this established connection.

11. A system (1) according to any one of the preceding claims; characterized by the server (4) which is configured to process investment product analyses and buy / sell / hold recommendations of the institution.

12. A system (1) according to any one of the preceding claims; characterized by the server (4) which is configured to transmit “buy” information to the customer for products that match the “buy” recommendation among the products selected by the customer in the event that it accesses the investment recommendation request through the interface (3).

13. A system (1) according to any one of the preceding claims; characterized by the server (4) which is configured to generate hold / sell recommendations for products held by the customer and to inform customers who want to receive this notification.

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