A method and device for recharging a shutdown terminal

Abstract

The embodiment of the present application provides a method and device for recharging a downtime terminal, the method comprising: a first terminal sends a first recharge request to a second terminal via a near-field communication technology based on a first recharge request triggered by a user at a first payment client; the first terminal receives a recharge success notification; the recharge success notification is received by the payment service end after the recharge is completed for the first communication number of the first terminal based on the first recharge request forwarded by the second payment client; wherein, the first payment client is a payment application on the first terminal that has activated the downtime recharge service; the second payment client is the payment application on the second terminal that has activated the assisted recharge service; the payment service end is the service end corresponding to the payment application. The above method can improve the convenience of terminal recharge while saving the system change cost on the operator side.

Description

Technical Field

[0001] The present application relates to the field of communication technology, and in particular to a method and device for recharging a downtime terminal. Background Art

[0002] With the development of mobile communication technology, mobile terminals have become increasingly powerful. Users can use mobile terminals for communication, shopping, learning, and entertainment. Consequently, users are becoming increasingly dependent on mobile terminals, making them an indispensable tool in daily life. However, when using mobile terminals, users may experience terminal downtime due to failure to top up their phone bills in a timely manner, making their mobile terminals unable to connect to the Internet and function normally, causing significant inconvenience.

[0003] In the prior art, in order to solve the various inconveniences caused by terminal shutdown, there are mainly three ways to perform recharge operations when the terminal is shut down. One is the "Green Payment Channel" page, which guides users to the "Green Payment Channel" page to complete the payment. Although this method can complete the recharge operation when the terminal is shut down, it requires many changes to the existing recharge system on the operator side and is not easy to promote. One is to connect the shut down mobile terminal to the terminal network based on the payment query instruction sent by the shut down mobile terminal, so that the user can complete the payment independently. This method still requires major changes to the existing recharge system on the operator side. The third type of shut down mobile terminal transmits payment related information to another mobile terminal through a POS device, and recharges through the mobile terminal. This method requires carrying a POS device and another mobile terminal to complete the recharge. The user operation is complicated and there are still many inconveniences.

[0004] Therefore, there is an urgent need for a method and device for recharging a downtime terminal, which can improve the convenience of terminal recharging while saving the system change cost on the operator side. Summary of the Invention

[0005] The embodiments of the present application provide a method and device for recharging a downed terminal, which can improve the convenience of terminal recharging while saving the system change cost on the operator side.

[0006] In a first aspect, an embodiment of the present application provides a method for recharging a stopped terminal, the method comprising:

[0007] The first terminal sends the first recharge request to the second terminal through the near field communication technology based on the first recharge request triggered by the user at the first payment client;

[0008] The first terminal receives a recharge success notification; the recharge success notification is received after the payment service completes the recharge for the first communication number of the first terminal based on the first recharge request forwarded by the second payment client;

[0009] Among them, the first payment client is the payment application that has activated the shutdown recharge service on the first terminal; the second payment client is the payment application that has activated the assisted recharge service on the second terminal; and the payment server is the server corresponding to the payment application.

[0010] In the above method, based on a first recharge request triggered by a user on a first payment client, the first terminal transmits the first recharge request to the second terminal via near-field communication (NFC). This allows data transmission between the first and second terminals, even without a network connection, and allows communication with the second terminal even when the first terminal is offline. Compared to the prior art method, which requires significant modifications to the operator's recharge system, this method does not require significant modifications to the operator's recharge system. Compared to the prior art method, which requires carrying a POS device and utilizing user-assisted recharge operations on another mobile terminal, this method does not require carrying a POS device. Furthermore, the first payment client is a payment application on the first terminal that has activated the offline recharge service; the second payment client is a payment application on the second terminal that has activated the assisted recharge service. Thus, using NFC, recharge can be completed without the second terminal's knowledge. In other words, the offline terminal recharge method of this application can save operator-side system modification costs and improve the convenience of terminal recharge.

[0011] Optionally, before sending the first recharge request to the second terminal using the near field communication technology, the method further includes:

[0012] Based on a request for activating the service of suspended recharge triggered by the user on the first payment client, the request for activating the service of suspended recharge is sent to the payment server; the request for activating the service of suspended recharge includes first payment account information and first payment verification information; the request for activating the service of suspended recharge is used by the payment server to activate the service of suspended recharge for the first payment client and set it as a password-free payment method after determining that the first payment verification information has been verified.

[0013] In the above method, a user of a first terminal triggers a request to activate a service for recharging during downtime on a first payment client and sends the request to a payment server. This request carries the first payment account information and first payment verification information, enabling the password-free recharging service on the payment server. This eliminates the need to include sensitive information such as the payment password in subsequent recharge requests sent by the first terminal during downtime, effectively preventing theft of sensitive information such as the payment password during recharge request transmission, which could lead to losses and improve the security of the recharge process.

[0014] Optionally, the first recharge request includes the first communication number, the first payment account information, the first payment amount and the payment application identifier; or

[0015] The first recharge request includes the first communication number, first payment account information, first payment amount, first payment verification information and payment application identifier.

[0016] In the above method, the recharge request may carry the payment verification information or may not carry it, that is, the recharge verification process is unnecessary.

[0017] Optionally, based on a request for activating an assisted recharge service triggered by a user on the first payment client, the request for activating an assisted recharge service is sent to the payment server, and the payment server is used to activate the assisted recharge service of the first payment client according to the request for activating an assisted recharge service.

[0018] In the above method, the first payment client and payment application correspond to a service for suspended top-up and an assisted top-up service. Either one or both can be activated. When the payment application only activates the suspended top-up service, the first payment client can perform top-up when the first communication number of the first terminal is suspended. When the payment application only activates the assisted top-up service, assisted top-up can be performed if the first communication number is not suspended. When the payment application activates both the suspended top-up service and the assisted top-up service, the payment application can perform both assisted top-up and suspended top-up.

[0019] Optionally, the first terminal receives a third recharge request sent by a third payment client, where the third recharge request includes a third communication number, third payment account information, a third payment amount, and a payment application identifier;

[0020] After the first terminal determines that the first payment client corresponding to the payment application identifier has activated the assisted recharge service, the first terminal forwards the third recharge request to the payment server through the first payment client.

[0021] In the above method, the first payment client-payment application activates the assisted recharge service and can receive the third recharge request from another terminal-the third terminal to assist the third terminal in recharging.

[0022] Optionally, forwarding the third recharge request to the payment server includes:

[0023] The first terminal forwards the first payment account information and the third recharge request to the payment server, and the first payment account information is used by the payment server to transfer the assistance recharge service fee to the account corresponding to the first payment account information.

[0024] In the above method, when the first terminal activates the assisted recharge service in the first payment client-payment application and assists the third terminal in recharging, it can send its own first payment account information and the third recharge request to the payment service end to obtain assisted recharge compensation.

[0025] Optionally, sending the first recharge request to the second terminal using a near field communication technology includes:

[0026] The first terminal broadcasts a broadcast request based on ultra-wideband technology; based on each broadcast response, the first terminal determines a terminal with activated assisted recharge service and the fastest response as the second terminal; the first terminal sends the first recharge request to the second terminal based on ultra-wideband technology.

[0027] In the above method, the first terminal sends a broadcast request based on an ultra-wideband (UWB) technology broadcast communication request. Based on the responses to each broadcast, the terminal with the fastest response and activated assisted recharge service is determined as the second terminal. This method leverages the advantages of ultra-wideband (UWB) technology, such as its wide spectrum range, low system complexity, low transmitted signal power spectral density, insensitivity to channel fading, low interception capability, and high positioning accuracy, to ensure the reliability and security of data transmission between the first and second terminals. It also applies to high-speed wireless access in dense multipath environments, such as indoors, improving the universality of communication environments. Furthermore, determining the terminal with the fastest response as the second terminal can improve recharge efficiency.

[0028] In a second aspect, an embodiment of the present application provides a method for recharging a stopped terminal, the method comprising:

[0029] The second terminal receives a first recharge request sent by the first terminal through a near field communication technology, where the first recharge request is generated by the first terminal based on a user triggering the first payment client;

[0030] The second terminal sends the first recharge request to the payment server through the second payment client, wherein the payment server is used to recharge the first communication number of the first terminal according to the first recharge request, the first payment client is the payment application on the first terminal that has activated the outage recharge service; the second payment client is the payment application on the second terminal that has activated the assisted recharge service; the payment server is the server corresponding to the payment application.

[0031] In the above method, the second terminal receives the first recharge request sent by the first terminal via near-field communication (NFC). This allows data transmission between the first and second terminals without a network connection. The second terminal can assist the first terminal in sending the first recharge request to the payment server, enabling recharge of the first communication number of the first terminal while the terminal is offline. Compared to the prior art method, which requires significant modifications to the operator's recharge system, this method does not require significant modifications to the operator's recharge system. Compared to the prior art method, which requires carrying a POS device and utilizing another mobile terminal user's operation to assist in recharge, this method does not require carrying a POS device. Furthermore, the first payment client is a payment application on the first terminal that has activated the offline recharge service; the second payment client is a payment application on the second terminal that has activated the assisted recharge service. Thus, using NFC technology, recharge can be completed without the second terminal's knowledge. In other words, the offline terminal recharge method of this application can save operator-side system modification costs and improve the convenience of terminal recharge.

[0032] Optionally, before the second terminal receives the first recharge request sent by the first terminal through the near field communication technology, the method further includes:

[0033] The second terminal receives a broadcast request sent by the first terminal, where the broadcast request is sent by the first terminal in an ultra-wideband technology broadcast manner;

[0034] The second terminal generates a broadcast response according to the broadcast request, and sends the broadcast response to the first terminal based on ultra-wideband technology; the broadcast response carries indication information indicating whether the second payment client has activated the assisted recharge service.

[0035] In the above method, a second terminal receives a broadcast request sent by a first terminal based on an ultra-wideband technology broadcast communication request. The second terminal generates a broadcast response based on the broadcast request and sends the broadcast response to the first terminal based on ultra-wideband technology. This method utilizes the advantages of ultra-wideband (UWB) technology, such as its wide spectrum range, low system complexity, low transmitted signal power spectral density, insensitivity to channel fading, low interception capability, and high positioning accuracy, to ensure the reliability and security of data transmission between the first and second terminals. It is also applicable to high-speed wireless access in dense multipath environments, such as indoors, improving the universality of communication environments.

[0036] Optionally, the second terminal sending the first recharge request to the payment server through the second payment client includes:

[0037] The second terminal sends the first recharge request and the second payment account information to the payment server through the second payment client; the second payment account information is used by the payment server to transfer the assistance recharge service fee to the account corresponding to the second payment account information.

[0038] In the above method, when the second terminal sends the first recharge request of the first terminal to the payment server through the second payment client, it carries the second payment account information and also sends the second payment account information to the payment server, so that the payment server transfers the assistance recharge reward to the account corresponding to the second payment account information.

[0039] In a third aspect, an embodiment of the present application provides a method for recharging a stopped terminal, the method comprising:

[0040] The payment server receives a first recharge request sent by the second terminal based on the second payment client, wherein the first recharge request is generated by the first terminal based on a user triggering the first payment client and sent to the second terminal via a near-field communication technology, wherein the first payment client is a payment application on the first terminal that has activated a power-off recharge service; the second payment client is a payment application on the second terminal that has activated an assisted recharge service; and the payment server is a server corresponding to the payment application;

[0041] The payment server recharges the first communication number of the first terminal after determining that the first communication number of the first terminal is in a suspended state according to the suspended recharge service activated by the first payment client.

[0042] In the above method, the payment service end receives the first recharge request sent by the second terminal based on the second payment client, and recharges the first communication number after determining that the first communication number of the first terminal is in a suspended state according to the suspended recharge service activated by the first payment client. In this way, it is only necessary to integrate the suspended recharge function module (which can provide suspended recharge service and assisted recharge service) into the payment application to realize the recharge of the suspended terminal at any time. Compared with the existing technology that requires major changes to the recharge system on the operator side, this application does not require major changes to the recharge system on the operator side, which can save the cost of system changes on the operator side and improve the simplicity of terminal recharge.

[0043] Optionally, the first recharge request includes the first communication number, first payment account information, first payment amount and payment application identifier;

[0044] The payment server, based on the suspended recharge service activated by the first payment client, recharges the first communication number after determining that the first communication number of the first terminal is in a suspended state, including:

[0045] After the payment service end determines that the first communication number of the first terminal is in an out-of-service state and the communication number corresponding to the first payment account information is consistent with the first communication number, the payment service end recharges the first communication number according to the first payment amount; or

[0046] The first recharge request includes the first communication number, first payment account information, first payment amount, first payment verification information and payment application identifier;

[0047] The payment server, based on the suspended recharge service activated by the first payment client, recharges the first communication number after determining that the first communication number of the first terminal is in a suspended state, including:

[0048] The payment service end determines that the first communication number of the first terminal is in an idle state, and the communication number corresponding to the first payment account information is consistent with the first communication number, and after the first payment verification information is verified, the first communication number is recharged according to the first payment amount.

[0049] In the above method, after receiving the recharge request, the payment server may verify the first communication number and the first payment account information in the recharge request against the communication number corresponding to the first payment account information recorded by the payment server to confirm that the communication number corresponding to the first payment account information is consistent with the first communication number. Furthermore, if the recharge request includes first payment verification information, further verification may be conducted to verify the legitimacy of the first payment verification information. If the recharge request does not include the first payment verification information, the recharge may proceed.

[0050] Optionally, the payment server receives the second payment account information sent by the second terminal based on the second payment client; the payment server assists in transferring the recharge service fee to the account corresponding to the second payment account information.

[0051] In the above method, the payment service end receives the second payment account information of the second terminal and transfers the assisted recharge service fee to the account corresponding to the second payment account information. In this way, the assisted recharge service fee is transferred to the second terminal.

[0052] Optionally, before the payment server receives the first recharge request sent by the second terminal based on the second payment client, it also includes: the payment server receives a request for activating the service-suspended recharge service sent by the first terminal, and the request for activating the service-suspended recharge service includes first payment account information and first payment verification information; after the payment server verifies the first payment verification information, it activates the service-suspended recharge service for the first payment client and sets it as a password-free payment method.

[0053] In the above method, the payment server activates the downtime recharge service and sets it as a password-free payment method. In the subsequent recharge process, the first terminal's first recharge request does not need to carry the first payment verification information, preventing the first payment verification information from being intercepted and causing losses, thereby improving recharge security.

[0054] In a fourth aspect, an embodiment of the present application provides a device for recharging a stopped terminal, the device comprising:

[0055] A processing module configured to, based on a first recharge request triggered by a user at a first payment client, send the first recharge request to a second terminal via a near field communication technology by a transceiver module;

[0056] The transceiver module is further configured to receive a recharge success notification; the recharge success notification is received after the payment service completes recharging the first communication number of the first terminal based on the first recharge request forwarded by the second payment client;

[0057] Among them, the first payment client is the payment application that has activated the shutdown recharge service on the first terminal; the second payment client is the payment application that has activated the assisted recharge service on the second terminal; and the payment server is the server corresponding to the payment application.

[0058] In a fifth aspect, an embodiment of the present application provides a device for recharging a stopped terminal, the device comprising:

[0059] A receiving module, configured to receive a first recharge request sent by a first terminal through a near field communication technology, where the first recharge request is generated by the first terminal based on a user triggering the first payment client;

[0060] A sending module is used to send the first recharge request to the payment server through the second payment client, wherein the payment server is used to recharge the first communication number of the first terminal according to the first recharge request, the first payment client is a payment application on the first terminal that has activated the outage recharge service; the second payment client is the payment application on the second terminal that has activated the assisted recharge service; the payment server is the server corresponding to the payment application.

[0061] In a sixth aspect, an embodiment of the present application provides a device for recharging a stopped terminal, the device comprising:

[0062] a transceiver module configured to receive a first recharge request sent by a second terminal based on a second payment client, wherein the first recharge request is generated by the first terminal based on a user triggering the first payment client and sent to the second terminal via a near-field communication technology, wherein the first payment client is a payment application on the first terminal that has activated a power-off recharge service; the second payment client is a payment application on the second terminal that has activated an assisted recharge service; and the payment server is a server corresponding to the payment application;

[0063] The processing module is configured to recharge the first communication number of the first terminal after determining that the first communication number of the first terminal is in a suspended state according to the suspended recharge service activated by the first payment client.

[0064] In the seventh aspect, an embodiment of the present application also provides a computer device, including: a memory for storing programs; a processor for calling the computer program stored in the memory, and executing the methods described in various possible designs of the first aspect, the second aspect, and the third aspect according to the obtained program.

[0065] In the eighth aspect, an embodiment of the present application also provides a computer-readable non-volatile storage medium, including a computer-readable program. When a computer reads and executes the computer-readable program, the computer executes the methods described in various possible designs of the first aspect, the second aspect, and the third aspect.

[0066] These implementations or other implementations of the present application will be more concise and understandable in the description of the following embodiments. BRIEF DESCRIPTION OF THE DRAWINGS

[0067] In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the following briefly introduces the drawings required for use in the description of the embodiments. Obviously, the drawings described below are only some embodiments of the present invention. For ordinary technicians in this field, other drawings can be obtained based on these drawings without paying any creative work.

[0068] Figure 1 A schematic diagram of the architecture of a suspended terminal recharge provided by an embodiment of the present invention;

[0069] Figure 2 A flowchart of a method for recharging a downtime terminal provided by an embodiment of the present invention;

[0070] Figure 3 A flowchart of a method for recharging a downtime terminal provided by an embodiment of the present invention;

[0071] Figure 4 A flowchart of a method for recharging a downtime terminal provided by an embodiment of the present invention;

[0072] Figure 5 A schematic diagram of a recharging device for a downtime terminal provided by an embodiment of the present invention;

[0073] Figure 6 A schematic diagram of a recharging device for a downtime terminal provided by an embodiment of the present invention;

[0074] Figure 7 A schematic diagram of a recharging device for a downtime terminal provided by an embodiment of the present invention. DETAILED DESCRIPTION

[0075] To make the objectives, technical solutions, and advantages of the present invention more apparent, the present invention will be further described in detail below with reference to the accompanying drawings. It is apparent that the embodiments described are only some, not all, of the present invention. All other embodiments derived by persons of ordinary skill in the art based on the embodiments of the present invention without creative effort are intended to fall within the scope of protection of the present invention.

[0076] Figure 1 An embodiment of the present invention provides a system architecture for recharging a device while the device is powered off. A first payment client is installed in a first terminal 101, a second payment client is installed in a second terminal 102, and a third payment client is installed in a third terminal 103. Each of the first, second, and third payment clients includes a recharging function module. A payment server 104 can receive recharge requests and perform recharging while the device is powered off.

[0077] Taking the first terminal 101 as an example, after the first payment client is installed on the first terminal 101, the user triggers a request to activate the service for suspended recharge in the first payment client and sends the request to the payment server 104. The payment server 104 receives the request for suspended recharge from the first terminal 101 and, after verifying the first payment verification information in the request, activates the service for the first payment client and sets it as a password-free payment method. The payment server 104 can also retrieve user-related information from other channels based on the first payment account information in the request for suspended recharge, and establish a basic information record for suspended recharge for the user. For example, if the first payment account information includes the registered account of the first payment client, the user basic information corresponding to the registered account can be obtained from the user basic information already established by the first payment client based on the registered account, and the user basic information can be stored in the basic information record for suspended recharge, facilitating subsequent verification operations based on information such as the corresponding payment account and the corresponding contact number of the registered account. When the first terminal 101 is down, it can generate a first recharge request based on a user's triggering of the first payment client. The first terminal 101 sends a broadcast request based on ultra-wideband technology, receives responses to each broadcast, and determines the second terminal 102 that has activated the assisted recharge service and responded the fastest. The first terminal 101 then sends the first recharge request to the second terminal 102 via the ultra-wideband technology module in the first payment client. The second terminal 102 receives the first recharge request via the ultra-wideband technology module in the second payment client and sends the first recharge request and the second payment account information to the payment server 104. It should be noted that in this process, the user of the second terminal 102 can be unaware of the assisted recharge service provided by the second payment client, ensuring a high user experience. The payment server 104 receives the first recharge request and the second payment account information, determines that the first communication number in the first recharge request is in an idle state, searches for the idle recharge basic information record, determines that the communication number corresponding to the first payment account information is consistent with the first communication number, recharges the first communication number, and transfers the service remuneration from the payment account set by the user of the first terminal 101 to the second payment account provided by the second terminal 102 according to the set service remuneration (which can be uniformly set by the payment server 104 or set by the user of the first terminal 101).

[0078] The user of the first terminal 101 triggers a request to activate the assisted recharge service at the first payment client, and the first terminal 101 sends the request to activate the assisted recharge service to the payment server 104. The payment server activates the assisted recharge service for the first payment client in accordance with the request. The first terminal 101 receives the broadcast request broadcast by the third terminal 103 based on ultra-wideband technology, generates a broadcast response, and sends it to the third terminal 103. If the third terminal 103 determines that the first payment client of the first terminal 101 has activated the assisted recharge service and has the fastest response, the third terminal 103 sends a third recharge request to the first terminal 101 via the ultra-wideband technology module of the third payment client. The third recharge request may include a third communication number, third payment account information, third payment amount, and payment application identifier.

[0079] The first terminal 101 receives the third recharge request based on the ultra-wideband technology module of the first payment client. After determining that the first payment client corresponding to the payment application identifier has activated the assisted recharge service, the first payment client forwards the first payment account information and the third recharge request to the payment server 104 via the first payment client. It should be noted that in this process, the user of the first terminal 101 can also be unaware of the assisted recharge service provided by the first payment client of the first terminal 101 to ensure a high user experience. The payment server 104 receives the third recharge request and the first payment account information, determines that the third communication number in the third recharge request is in an off-line state, searches the off-line recharge basic information record, determines that the communication number corresponding to the third payment account information is consistent with the third communication number, recharges the third communication number, and transfers the service fee from the payment account set by the third terminal 103 user to the first payment account provided by the first terminal 101 based on the set service fee (which can be set uniformly by the payment server 104 or set by the user of the third terminal 103). In addition, when the first terminal 101, the second terminal 102 and the third terminal 103 communicate with each other through ultra-wideband technology, ultra-wideband technology chips can be further provided in the first terminal 101, the second terminal 102 and the third terminal 103 to implement ultra-wideband technology functions.

[0080] Based on this, the embodiment of the present application provides a process of a method for recharging a stopped terminal, such as Figure 2 As shown, including:

[0081] Step 201: Based on a first recharge request triggered by a user at a first payment client, the first terminal sends the first recharge request to the second terminal via a near field communication technology.

[0082] Here, the first terminal can be a mobile phone, a tablet computer, a smart watch, etc. with communication functions. The first payment client can be a payment application with a function module for topping up a suspended service. For example, payment application software such as WeChat, UnionPay QuickPass, and Alipay. The short-range communication technology can be technologies such as ultra-wideband technology, NFC short-range communication technology, and Bluetooth that can communicate without being connected to the network. Among them, short-range communication technologies between terminals such as ultra-wideband technology and NFC short-range communication technology can communicate through broadcast, enabling the second terminal user for assisting in topping up to complete the service of assisting in topping up the first terminal under the condition of being unaware, ensuring the convenience of topping up and the user experience.

[0083] Step 202: The first terminal receives a top-up success notification; the top-up success notification is received after the payment server completes the top-up for the first communication number of the first terminal based on the first top-up request forwarded by the second payment client; where the first payment client is a payment application on the first terminal that has enabled the service of topping up a suspended service; the second payment client is the payment application on the second terminal that has enabled the service of assisting in topping up; and the payment server is the server corresponding to the payment application.

[0084] Here, the top-up success notification can be sent by the payment server through the operator side after the payment is completed, or directly sent by the payment server to the first payment client. There is no specific restriction on the sending method of the top-up success notification. Specifically, after the payment account of the first terminal user is debited, the payment server calls the top-up interface and sends information such as the first communication number, the first payment amount, and the order of the first terminal user to the operator network or the third-party top-up service provider network to complete the top-up operation. The payment account used by the first terminal user to complete the debit can be bound by the payment server with the first communication number, can be a pre-set default, or can be carried in the first top-up request. There is no specific restriction here.

[0085] In the above method, based on a first recharge request triggered by a user on a first payment client, the first terminal transmits the first recharge request to the second terminal via near-field communication (NFC). This allows data transmission between the first and second terminals, even without a network connection, and allows communication with the second terminal even when the first terminal is offline. Compared to the prior art method, which requires significant modifications to the operator's recharge system, this method does not require significant modifications to the operator's recharge system. Compared to the prior art method, which requires carrying a POS device and utilizing user-assisted recharge operations on another mobile terminal, this method does not require carrying a POS device. Furthermore, the first payment client is a payment application on the first terminal that has activated the offline recharge service; the second payment client is a payment application on the second terminal that has activated the assisted recharge service. Thus, using NFC, recharge can be completed without the second terminal's knowledge. In other words, the offline terminal recharge method of this application can save operator-side system modification costs and improve the convenience of terminal recharge.

[0086] Based on the above method flow, the embodiment of the present application provides another method flow for recharging a stopped terminal, which, before step 201, further includes:

[0087] Based on a request for activating the service of suspended recharge triggered by the user on the first payment client, the request for activating the service of suspended recharge is sent to the payment server; the request for activating the service of suspended recharge includes first payment account information and first payment verification information; the request for activating the service of suspended recharge is used by the payment server to activate the service of suspended recharge for the first payment client and set it as a password-free payment method after determining that the first payment verification information has been verified.

[0088] That is, before the user of the first terminal triggers the generation of the first recharge request, the first payment client's downtime recharge service can be activated. It should be noted that the terminal used to activate the downtime recharge service for the first payment client does not have to be the first terminal. In other words, the first payment client that activates the downtime recharge service refers to the user's registered account. The user can log in to the first payment client of that terminal with the account that has activated the downtime recharge service and use the downtime recharge service on the first payment client of that terminal.

[0089] Based on the above method flow, an embodiment of the present application provides a first recharge request, wherein the first recharge request includes the first communication number, the first payment account information, the first payment amount and the payment application identifier; or the first recharge request includes the first communication number, the first payment account information, the first payment amount, the first payment verification information and the payment application identifier. In other words, the first recharge request can carry the first communication number that is already in a down state, the first payment account information for completing the deduction and recharge, the first payment amount for recharge and the payment application identifier of the first payment client. In this case, the payment service end only needs to verify the first communication number according to the communication number corresponding to the first payment account information, and there is no need to verify other sensitive information such as the payment password. In this way, it can be ensured that the first recharge request will not leak sensitive information during the transmission process, thereby improving security. The first payment verification information, token, etc. can also be added to the first recharge request. There is no restriction on the specific information in the first recharge request here.

[0090] Based on the above method flow, the embodiment of the present application provides a flow of a method for activating an assisted recharge service. This method flow can be executed before or after the above-mentioned activation process of the suspended recharge service, or can be executed together with the suspended recharge service process. For example, simultaneously selecting to activate the suspended recharge service and the assisted recharge service includes:

[0091] Based on a request for activating an assisted recharge service triggered by a user on the first payment client; sending the request for activating an assisted recharge service to the payment server, the payment server is used to activate the assisted recharge service of the first payment client according to the request for activating an assisted recharge service.

[0092] In one example, a user can click the "Activate" button on the "Stop Recharge" application page of the first payment client, check the corresponding authorization agreement, and verify the payment password, so that the first payment client generates a request for activating the assisted recharge service (in this process, the first payment client can obtain the user's first communication number or registered account and other identification information carried in the request for activating the assisted recharge service, so that the payment server can establish an assisted recharge service basic information record for the user on the payment server based on the first communication number or registered account and other identification information. For example, the request for activating the assisted recharge service carries the first communication number, and after the payment password verification is passed, the payment server pulls the user basic information corresponding to the first communication number from the user basic information record of the first payment client, and copies the corresponding user basic information to the assisted recharge service basic information record for executing subsequent assisted recharge services).

[0093] Based on the above method flow, the embodiment of the present application provides a flow of a method for assisting recharge service, which can be executed after the above-mentioned assisted recharge service is activated, including:

[0094] The first terminal receives a third recharge request sent by a third payment client, wherein the third recharge request includes a third communication number, third payment account information, a third payment amount, and a payment application identifier;

[0095] After the first terminal determines that the first payment client corresponding to the payment application identifier has activated the assisted recharge service, it forwards the third recharge request to the payment server through the first payment client. In other words, after activating the assisted recharge service, the first payment client of the first terminal can receive a third recharge request sent by another downtime terminal (a third terminal) and, based on the payment application identifier in the third recharge request, forward the third recharge request to the payment server corresponding to the payment application identified by the payment application identifier, thereby assisting the third terminal in completing the recharge with the third communication number.

[0096] Based on the process of the above-mentioned assisted recharge service method, another assisted recharge service method is designed, including: the first terminal forwarding the first payment account information and the third recharge request to the payment server, and the first payment account information is used by the payment server to transfer the assisted recharge service fee to the account corresponding to the first payment account information. In other words, when forwarding the third recharge request, the first terminal can carry the first payment account information to obtain the assisted recharge service fee. In this way, the reliability of the assisted recharge service can be guaranteed.

[0097] In the above step 201, based on the first recharge request triggered by the user at the first payment client, the first terminal sends the first recharge request to the second terminal via near field communication technology. This may include: the first terminal broadcasting the broadcast request based on ultra-wideband technology; the first terminal, based on each broadcast response, determines the terminal with the fastest response and activated assisted recharge service as the second terminal; the first terminal sending the first recharge request to the second terminal based on ultra-wideband technology. In other words, the first terminal can broadcast the broadcast request based on ultra-wideband technology. If there is a terminal with the assisted recharge service activated near the first terminal, the terminal can receive the broadcast request, generate a broadcast response to the broadcast request, and send it to the first terminal. The first terminal uses the terminal with the fastest response as the second terminal for assisted recharge. In this way, the assisted recharge service can be implemented for the first terminal without the user of the assisted recharge second terminal being aware of it, thereby ensuring recharge convenience and user experience.

[0098] In addition, a method for recharging a downtime terminal is also provided, that is, the process of activating the downtime recharge service can be executed in the downtime recharge process. In one example, the user can click the "Activate" button on the "Downtime Recharge" application page of the first payment client, check the corresponding authorization agreement, enter the payment password (it can also be sensitive information such as face recognition, fingerprint recognition, etc. for verification by the payment server), and enter the downtime recharge amount in the recharge amount input box. The first payment client generates a first recharge request containing the first payment verification information, the first communication number (which can be pulled by the first payment client according to the registered account logged in by the user, or entered by the user, and the specific acquisition method is not limited), the payment application identifier, the token, the first payment account information and other information and sends it to the payment server. The payment server completes the activation and recharge of the downtime recharge service according to the first recharge request. Among them, the first payment verification information can be encrypted by a one-way encryption algorithm to obtain transmission encryption information. After the payment server receives the first recharge request, it restores the first payment account according to the token, obtains the first payment verification information corresponding to the first payment account, and encrypts the first payment verification information according to the same one-way encryption algorithm to obtain verification encryption information. The verification encryption information is compared with the transmission encryption information. If they are consistent, the verification is passed, and recharge can be performed and / or the downtime recharge service can be activated.

[0099] Based on the above system architecture and various method processes, the embodiment of the present application provides a method for recharging a downtime terminal. The method process does not set a password-free payment method. A first payment client is installed in the first terminal, a second payment client is installed in the second terminal, and a third payment client is installed in the third terminal. Figure 3 As shown, including:

[0100] Step 301: The first payment client generates a request for activating a service of charging upon shutdown based on a user trigger, and sends the request to the payment server.

[0101] Here, the request for activating the suspended recharge service may include identification information such as the registered account used by the user to log in on the first payment client or the user's first communication number.

[0102] Step 302: The payment server receives the request for activating the service of suspended recharge, and activates the service of suspended recharge according to the request.

[0103] Here, if the request for activating the service of suspended recharge also includes the first payment verification information, the payment server may further verify the request for activating the service of suspended recharge, and activate the service of suspended recharge after the verification is passed.

[0104] Step 303: The first payment client generates a first recharge request according to the user trigger.

[0105] Here, the first recharge request may include information such as the first communication number, the first payment account information, the first payment verification information, the first payment amount, and the payment application identifier.

[0106] Step 304: The first payment client sends a broadcast request based on ultra-wideband technology.

[0107] Step 305: The second payment client determines, based on the received broadcast request, that the second payment client has activated the assisted recharge service, generates a broadcast response to the broadcast request, and sends the broadcast response to the first payment client.

[0108] Step 306: The first payment client receives the broadcast response of each terminal including the second terminal, and determines that the second terminal has activated the assisted recharge service and has the fastest response.

[0109] Step 307: The first payment client sends the first recharge request to the second payment client via ultra-wideband technology.

[0110] Step 308: The second payment client sends the second payment account information and the first recharge request to the payment server.

[0111] Step 309: The payment server completes the recharging of the first communication number according to the first recharging request, and transfers the assisted recharging service fee to the account corresponding to the second payment account information.

[0112] Here, the payment server determines that the communication number corresponding to the first payment account information in the first recharge request is consistent with the first communication number and the first payment verification information is verified, and recharges the first communication number.

[0113] Step 310: The first payment client generates a request for activating an assisted recharge service based on a user trigger, and sends the request to the payment server.

[0114] Here, the request for activating the assisted recharge service may include identification information such as the first communication number or registered account, and may also include the first payment account information (the user can set which account the assisted recharge service fee is transferred to), and may also include the first payment verification information, etc. There is no restriction on the specific information of the request for activating the assisted recharge service.

[0115] Step 311: After receiving the request for activating the assisted recharge service, the payment server activates the assisted recharge service for the first payment client according to the request.

[0116] Step 312: The first payment client receives the broadcast request broadcast by the third payment client based on the ultra-wideband technology, generates a broadcast response, and sends it to the third payment client based on the ultra-wideband technology.

[0117] Step 313: After receiving the broadcast response, the third payment client sends a third recharge request to the first payment client.

[0118] Step 314: The first payment client sends the first payment account information and the third recharge request to the payment server.

[0119] Step 315: The payment server completes the recharge of the third communication number according to the third recharge request, and transfers the assisted recharge service fee to the account corresponding to the first payment account information.

[0120] It should be noted that the above method flow is not exclusive. For example, the downtime recharge service activation process of steps 301 and 302 can be executed only once, while the subsequent downtime terminal recharge process of steps 303 to 309 can be executed multiple times. The assisted recharge service activation process of steps 310 and 311 can be executed only once, while the subsequent assisted recharge process of steps 312 to 315 can be executed multiple times. Moreover, the process of steps 301 to 309 and the process of steps 310 to 315 do not need to be executed in the above order. The process of steps 310 to 315 can be performed before steps 301 to 309, or only one of the process of steps 301 to 309 and the process of steps 310 to 315 can be executed. In addition, the first payment client, the second payment client, and the third payment client can include an ultra-wideband technology module for sending and receiving broadcast requests, broadcast responses, and recharge requests.

[0121] Based on the above system architecture and various method processes, the embodiment of the present application provides a method for recharging a downtime terminal. The method process is provided with a password-free payment method. A first payment client is installed in the first terminal, a second payment client is installed in the second terminal, and a third payment client is installed in the third terminal. Figure 4 As shown, including:

[0122] Step 401: The first payment client generates a request for activating a service of charging upon shutdown based on a user trigger, and sends the request to the payment server.

[0123] Here, the request for activating the suspended recharge service may include identification information such as the registered account used by the user to log in on the first payment client or the user's first communication number, as well as the first payment verification information.

[0124] Step 402: The payment server receives the request to activate the suspended recharge service, activates the suspended recharge service and sets the suspended recharge service as a password-free payment method after the first payment verification information is passed.

[0125] Step 403: The first payment client generates a first recharge request according to the user trigger.

[0126] Here, the first recharge request may include information such as the first communication number, the first payment account information, the first payment amount, and the payment application identifier.

[0127] Step 404: The first payment client sends a broadcast request based on ultra-wideband technology.

[0128] Step 405: The second payment client determines, based on the received broadcast request, that the second payment client has activated the assisted recharge service, generates a broadcast response to the broadcast request, and sends the broadcast response to the first payment client.

[0129] Step 406: The first payment client receives the broadcast response of each terminal including the second terminal, and determines that the second terminal has activated the assisted recharge service and has the fastest response.

[0130] Step 407: The first payment client sends the first recharge request to the second payment client via ultra-wideband technology.

[0131] Step 408: The second payment client sends the second payment account information and the first recharge request to the payment server.

[0132] Step 409: The payment server completes the recharge of the first communication number according to the first recharge request, and transfers the assisted recharge service fee to the account corresponding to the second payment account information.

[0133] Here, the payment server determines that the communication number corresponding to the first payment account information in the first recharge request is consistent with the first communication number, and recharges the first communication number.

[0134] Step 410: The first payment client generates a request for activating an assisted recharge service based on a user trigger, and sends the request to the payment server.

[0135] Here, the request for activating the assisted recharge service may include identification information such as the first communication number or registered account, and may also include the first payment account information (the user can set which account the assisted recharge service fee is transferred to), and may also include the first payment verification information, etc. There is no restriction on the specific information of the request for activating the assisted recharge service.

[0136] Step 411: After receiving the request for activating the assisted recharge service, the payment server activates the assisted recharge service for the first payment client according to the request.

[0137] Step 412: The first payment client receives the broadcast request broadcast by the third payment client based on the ultra-wideband technology, generates a broadcast response, and sends it to the third payment client based on the ultra-wideband technology.

[0138] Step 413: After receiving the broadcast response, the third payment client sends a third recharge request to the first payment client.

[0139] Step 414: The first payment client sends the first payment account information and the third recharge request to the payment server.

[0140] Step 415: The payment server completes the recharge of the third communication number according to the third recharge request, and transfers the assisted recharge service fee to the account corresponding to the first payment account information.

[0141] It should be noted that the above method flow is not unique. For example, the downtime recharge service activation process of steps 401 and 402 can be executed only once, and the subsequent downtime terminal recharge process of steps 403 to 409 can be executed multiple times. The assisted recharge service activation process of steps 410 and 411 can be executed only once, and the subsequent assisted recharge process of steps 412 to 415 can be executed multiple times. Moreover, the process of steps 301 to 409 and the process of steps 410 to 415 do not need to be executed in the above order. The process of steps 410 to 415 can be performed before steps 401 to 409, or only one of the process of steps 401 to 409 and the process of steps 410 to 415 can be executed. In addition, the first payment client, the second payment client, and the third payment client can include an ultra-wideband technology module for sending and receiving broadcast requests, broadcast responses, and recharge requests, etc.

[0142] Based on the same concept, the embodiment of the present invention provides a device for charging a downtime terminal. Figure 5 A schematic diagram of a charging device for a downtime terminal provided in an embodiment of the present application is shown in FIG. Figure 5 including:

[0143] The processing module 501 is configured to transmit, based on a first recharge request triggered by a user at a first payment client, the first recharge request to a second terminal via a near field communication technology by the transceiver module;

[0144] The transceiver module 502 is also used to receive a recharge success notification; the recharge success notification is received after the payment server completes the recharge for the first communication number of the first terminal based on the first recharge request forwarded by the second payment client; wherein, the first payment client is a payment application on the first terminal that has activated the outage recharge service; the second payment client is the payment application on the second terminal that has activated the assisted recharge service; the payment server is the server corresponding to the payment application.

[0145] Optionally, the processing module 501 is also used to send the service activation request for shutdown recharge service to the payment server through the transceiver module 502 based on the service activation request for shutdown recharge service triggered by the user on the first payment client; the service activation request for shutdown recharge service includes first payment account information and first payment verification information; the service activation request for shutdown recharge service is used by the payment server to activate the service activation service for the first payment client and set it as a password-free payment method after determining that the first payment verification information has been verified.

[0146] Optionally, the first recharge request includes the first communication number, the first payment account information, the first payment amount and the payment application identifier; or the first recharge request includes the first communication number, the first payment account information, the first payment amount, the first payment verification information and the payment application identifier.

[0147] Optionally, the processing module 501 is also used to activate the assisted recharge service request triggered by the user in the first payment client; send the assisted recharge service activation request to the payment server through the transceiver module 502, and the payment server is used to activate the assisted recharge service of the first payment client according to the assisted recharge service activation request.

[0148] Optionally, the transceiver module 502 is also used to receive a third recharge request sent by a third payment client, wherein the third recharge request includes a third communication number, a third payment account information, a third payment amount and a payment application identifier; after determining through the processing module 501 that the first payment client corresponding to the payment application identifier has activated the assisted recharge service, the third recharge request is forwarded to the payment server through the transceiver module 502.

[0149] Optionally, the transceiver module 502 is specifically used to forward the first payment account information and the third recharge request to the payment server, and the first payment account information is used by the payment server to transfer the assistance recharge service fee to the account corresponding to the first payment account information.

[0150] Optionally, the transceiver module 502 is specifically configured to broadcast and send a broadcast request based on ultra-wideband technology;

[0151] The processing module 501 determines the terminal with activated assisted recharge service and fastest response as the second terminal based on each broadcast response; the transceiver module 502 sends the first recharge request to the second terminal based on ultra-wideband technology.

[0152] Based on the same concept, the embodiment of the present invention provides a device for charging a downtime terminal. Figure 6A schematic diagram of a charging device for a downtime terminal provided in an embodiment of the present application is shown in FIG. Figure 6 including:

[0153] A receiving module 601 is configured to receive a first recharge request sent by a first terminal via a near field communication technology, where the first recharge request is generated by the first terminal based on a user triggering the first payment client;

[0154] Sending module 602 is used to send the first recharge request to the payment server through the second payment client, wherein the payment server is used to recharge the first communication number of the first terminal according to the first recharge request, the first payment client is the payment application on the first terminal that has activated the outage recharge service; the second payment client is the payment application on the second terminal that has activated the assisted recharge service; the payment server is the server corresponding to the payment application.

[0155] Optionally, the receiving module 601 is also used to receive a broadcast request sent by the first terminal, which is sent by the first terminal based on ultra-wideband technology; the processing module 603 generates a broadcast response according to the broadcast request, and sends the broadcast response to the first terminal through the sending module 602 based on ultra-wideband technology; the broadcast response carries indication information indicating whether the second payment client has activated the assisted recharge service.

[0156] Optionally, the sending module 602 is specifically used to send the first recharge request and the second payment account information to the payment server through the second payment client; the second payment account information is used by the payment server to assist in transferring the recharge service fee to the account corresponding to the second payment account information.

[0157] Based on the same concept, the embodiment of the present invention provides a device for charging a downtime terminal. Figure 7 A schematic diagram of a charging device for a downtime terminal provided in an embodiment of the present application is shown in FIG. Figure 7 including:

[0158] The transceiver module 701 is configured to receive a first recharge request sent by a second terminal based on a second payment client. The first recharge request is generated by the first terminal based on a user triggering the first payment client and sent to the second terminal via near-field communication technology. The first payment client is a payment application on the first terminal that has activated the suspended recharge service; the second payment client is a payment application on the second terminal that has activated the assisted recharge service; and the payment server is a server corresponding to the payment application.

[0159] The processing module 702 is configured to recharge the first communication number of the first terminal after determining that the first communication number is in a suspended state according to the suspended recharge service activated by the first payment client.

[0160] Optionally, the first recharge request includes the first communication number, the first payment account information, the first payment amount, and the payment application identifier; the processing module 702 is specifically configured to, after determining that the first communication number of the first terminal is in an idle state and the communication number corresponding to the first payment account information is consistent with the first communication number, recharge the first communication number according to the first payment amount; or

[0161] The first recharge request includes the first communication number, the first payment account information, the first payment amount, the first payment verification information and the payment application identifier; the processing module 702 is specifically used to, when the payment service end determines that the first communication number of the first terminal is in an idle state, and the communication number corresponding to the first payment account information is consistent with the first communication number, and after the first payment verification information is verified, recharge the first communication number according to the first payment amount.

[0162] Optionally, the transceiver module 701 is further used to receive second payment account information sent by the second terminal based on the second payment client; the processing module 702 is further used to transfer the assisted recharge service fee to the account corresponding to the second payment account information.

[0163] Optionally, the transceiver module 701 is further configured to receive a request for activating a service of suspended top-up sent by the first terminal, wherein the request for activating the service of suspended top-up includes first payment account information and first payment verification information;

[0164] The processing module 702 is further configured to, after verifying the first payment verification information, enable a downtime recharge service for the first payment client and set it as a password-free payment method.

[0165] Those skilled in the art will appreciate that the embodiments of the present application can be provided as methods, systems, or computer program products. Therefore, the present application can adopt the form of a complete hardware embodiment, a complete software embodiment, or an embodiment in combination with software and hardware. Moreover, the present application can adopt the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to magnetic disk storage, CD-ROM, optical storage, etc.) that contain computer-usable program code.

[0166] The present application is described with reference to the flowcharts and / or block diagrams of the methods, devices (systems), and computer program products according to the present application. It should be understood that each process and / or block in the flowchart and / or block diagram, as well as the combination of processes and / or blocks in the flowchart and / or block diagram, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing device to produce a machine, so that the instructions executed by the processor of the computer or other programmable data processing device generate instructions for implementing the processes in the flowchart and / or block diagram. Figure 1 a process or multiple processes and / or boxes Figure 1 A device that provides the functions specified in a block or multiple blocks.

[0167] These computer program instructions may also be stored in a computer readable memory that can direct a computer or other programmable data processing device to work in a specific manner, so that the instructions stored in the computer readable memory produce an article of manufacture comprising an instruction device, which implements the process Figure 1 a process or multiple processes and / or boxes Figure 1 The function specified in one or more boxes.

[0168] These computer program instructions can also be loaded onto a computer or other programmable data processing device so that a series of operational steps are executed on the computer or other programmable device to produce a computer-implemented process, thereby providing the instructions executed on the computer or other programmable device for implementing the process. Figure 1 a process or multiple processes and / or boxes Figure 1 A step that specifies a function in one or more boxes.

[0169] Obviously, those skilled in the art may make various changes and modifications to this application without departing from the spirit and scope of this application. Thus, if these modifications and variations of this application fall within the scope of the claims of this application and their equivalents, this application is intended to include these modifications and variations.

Claims

1. A method for recharging a downtime terminal, characterized in that: The method comprises: The first terminal sends a first recharge request triggered by a user at the first payment client to a second terminal via near field communication technology; the first recharge request includes a first communication number; the second terminal is determined by the first terminal based on the broadcast responses, from the terminal that has activated the assisted recharge service and has the fastest response. The first terminal receives a recharge success notification; the recharge success notification is received after the payment server completes recharging the first communication number of the first terminal based on the first recharge request forwarded by the second payment client; wherein the first payment client is a payment application for which a suspended recharge service has been activated on the first terminal; the second payment client is the payment application for which an assisted recharge service has been activated on the second terminal; the payment server is a server corresponding to the payment application; before sending the first recharge request to the second terminal using a near field communication technology, the method further includes: Based on a request for activating the service of suspended recharge triggered by the user on the first payment client, the request for activating the service of suspended recharge is sent to the payment server; the request for activating the service of suspended recharge includes first payment account information and first payment verification information; the request for activating the service of suspended recharge is used by the payment server to activate the service of suspended recharge for the first payment client and set it as a password-free payment method after determining that the first payment verification information has been verified.

2. The method according to claim 1, wherein The first recharge request includes the first communication number, the first payment account information, the first payment amount and the payment application identifier; or The first recharge request includes the first communication number, first payment account information, first payment amount, first payment verification information and payment application identifier.

3. The method according to claim 1, wherein Also includes: Based on a request for activation of an assisted recharge service triggered by the user on the first payment client; The request for activating the assisted recharge service is sent to the payment server, and the payment server is configured to activate the assisted recharge service for the first payment client according to the request for activating the assisted recharge service.

4. The method according to claim 3, wherein Also includes: The first terminal receives a third recharge request sent by a third payment client, wherein the third recharge request includes a third communication number, third payment account information, a third payment amount, and a payment application identifier; After the first terminal determines that the first payment client corresponding to the payment application identifier has activated the assisted recharge service, the first terminal forwards the third recharge request to the payment server through the first payment client.

5. The method according to claim 4, wherein Forwarding the third recharge request to the payment server includes: The first terminal forwards the first payment account information and the third recharge request to the payment server, and the first payment account information is used by the payment server to transfer the assistance recharge service fee to the account corresponding to the first payment account information.

6. The method according to claim 1, wherein Sending the first recharge request to the second terminal using a near field communication technology includes: The first terminal broadcasts a broadcast request based on ultra-wideband technology; The first terminal determines, based on the broadcast responses, a terminal that has activated the assisted recharge service and has the fastest response as the second terminal; The first terminal sends the first recharge request to the second terminal based on ultra-wideband technology.

7. A method for recharging a downtime terminal, characterized in that: The method comprises: The second terminal receives a first recharge request sent by the first terminal via near field communication technology, the first recharge request being generated by the first terminal based on a user triggering the first payment client; the first recharge request including a first contact number; and the second terminal being determined by the first terminal based on various broadcast responses from a terminal that has activated the assisted recharge service and has the fastest response. The second terminal sends the first recharge request to the payment server through the second payment client, wherein the payment server is used to recharge the first communication number of the first terminal according to the first recharge request, the first payment client is the payment application on the first terminal that has activated the outage recharge service; the second payment client is the payment application on the second terminal that has activated the assisted recharge service; the payment server is the server corresponding to the payment application.

8. The method according to claim 7, wherein Before the second terminal receives the first recharge request sent by the first terminal through the near field communication technology, the method further includes: The second terminal receives a broadcast request sent by the first terminal, where the broadcast request is sent by the first terminal in an ultra-wideband technology broadcast manner; The second terminal generates a broadcast response according to the broadcast request, and sends the broadcast response to the first terminal based on ultra-wideband technology; the broadcast response carries indication information indicating whether the second payment client has activated the assisted recharge service.

9. The method according to claim 7, wherein The second terminal sends the first recharge request to the payment server through the second payment client, including: The second terminal sends the first recharge request and the second payment account information to the payment server through the second payment client; the second payment account information is used by the payment server to transfer the assistance recharge service fee to the account corresponding to the second payment account information.

10. A method for recharging a stopped terminal, characterized in that: The method comprises: The payment server receives a first recharge request sent by a second terminal based on a second payment client. The first recharge request is generated by the first terminal based on a user triggering the first payment client and sent to the second terminal via a near-field communication technology. The first payment client is a payment application on the first terminal that has activated the suspended recharge service; the second payment client is the payment application on the second terminal that has activated the assisted recharge service; the payment server is the server corresponding to the payment application; the first recharge request includes a first communication number; and the second terminal is determined by the first terminal based on each broadcast response, by selecting the terminal that has activated the assisted recharge service and has the fastest response. The payment server recharges the first communication number of the first terminal after determining that the first communication number of the first terminal is in a suspended state according to the suspended recharge service activated by the first payment client; Before the payment server receives the first recharge request sent by the second terminal based on the second payment client, the method further includes: The payment service end receives a request for activating a service of charging upon shutdown sent by the first terminal, wherein the request for activating a service of charging upon shutdown includes first payment account information and first payment verification information; After the payment service end verifies the first payment verification information, it activates a downtime recharge service for the first payment client and sets it as a password-free payment method.

11. The method according to claim 10, wherein The first recharge request includes the first communication number, first payment account information, first payment amount and payment application identifier; The payment server, based on the suspended recharge service activated by the first payment client, recharges the first communication number after determining that the first communication number of the first terminal is in a suspended state, including: After the payment service end determines that the first communication number of the first terminal is in an out-of-service state and the communication number corresponding to the first payment account information is consistent with the first communication number, the payment service end recharges the first communication number according to the first payment amount; or The first recharge request includes the first communication number, first payment account information, first payment amount, first payment verification information and payment application identifier; The payment server, based on the suspended recharge service activated by the first payment client, recharges the first communication number after determining that the first communication number of the first terminal is in a suspended state, including: The payment service end determines that the first communication number of the first terminal is in an idle state, and the communication number corresponding to the first payment account information is consistent with the first communication number, and after the first payment verification information is verified, the first communication number is recharged according to the first payment amount.

12. The method according to claim 11, wherein Also includes: The payment server receives the second payment account information sent by the second terminal based on the second payment client; The payment service end will assist in transferring the recharge service fee to the account corresponding to the second payment account information.

13. A device for charging a stopped terminal, characterized in that: The device comprises: a processing module configured to transmit, by a transceiver module, a first recharge request triggered by a user at a first payment client to a second terminal via near field communication technology; the first recharge request including a first communication number; and the second terminal being determined by the first terminal based on various broadcast responses from a terminal that has activated the assisted recharge service and has the fastest response; The transceiver module is further configured to receive a recharge success notification; the recharge success notification is received after the payment service completes recharging the first communication number of the first terminal based on the first recharge request forwarded by the second payment client; The first payment client is a payment application that has activated the suspended recharge service on the first terminal; the second payment client is the payment application that has activated the assisted recharge service on the second terminal; and the payment server is the server corresponding to the payment application; The processing module is further configured to send a request for activating the service of suspended recharge to the payment server based on a request for activating the service of suspended recharge triggered by the user on the first payment client; the request for activating the service of suspended recharge includes first payment account information and first payment verification information; the request for activating the service of suspended recharge is used by the payment server to activate the service of suspended recharge for the first payment client and set it as a password-free payment method after determining that the first payment verification information has been verified.

14. A device for charging a downtime terminal, characterized in that: The device comprises: A receiving module, configured to receive a first recharge request sent by a first terminal via a near field communication technology, wherein the first recharge request is generated by the first terminal based on a user triggering the first payment client; the first recharge request includes a first communication number; A sending module is used to send the first recharge request to the payment server through the second payment client, wherein the payment server is used to recharge the first communication number of the first terminal according to the first recharge request, the first payment client is a payment application on the first terminal that has activated the shutdown recharge service; the second payment client is the payment application on the second terminal that has activated the assisted recharge service; the payment server is the server corresponding to the payment application; the second terminal is determined by the first terminal based on each broadcast response, and the terminal with the assisted recharge service activated and the fastest response is determined.

15. A device for charging a downtime terminal, characterized in that: The device comprises: a transceiver module configured to receive a first recharge request sent by a second terminal based on a second payment client, the first recharge request being generated by the first terminal based on a user triggering the first payment client and sent to the second terminal via near-field communication technology, wherein the first payment client is a payment application on the first terminal that has activated the suspended recharge service; the second payment client is the payment application on the second terminal that has activated the assisted recharge service; the payment server is the server corresponding to the payment application; the first recharge request includes a first communication number; and the second terminal is determined by the first terminal based on each broadcast response by selecting the terminal that has activated the assisted recharge service and has the fastest response; a processing module, configured to recharge the first communication number of the first terminal after determining that the first communication number is in an idle state, according to the idle recharge service activated by the first payment client; The transceiver module is also used for the payment server to receive a request for activating a service of suspended recharge sent by the first terminal, wherein the request for activating the service of suspended recharge includes first payment account information and first payment verification information; after the payment server verifies the first payment verification information, it activates the service of suspended recharge for the first payment client and sets it as a password-free payment method.

16. A computing device, characterized in that include: a memory for storing program instructions; A processor, configured to call the program instructions stored in the memory and execute the method according to any one of claims 1 to 6, 7 to 9, and 10 to 12 according to the obtained program.

17. A computer-readable non-volatile storage medium, characterized in that: The method comprises computer-readable instructions, which, when read and executed by a computer, cause the computer to perform the method according to any one of claims 1 to 6, 7 to 9, and 10 to 12.

Images