Business data processing method and device, server, medium and product

Abstract

The application belongs to the technical field of financial technology or other related technical fields, and specifically provides a business data processing method and device, a server, a medium and a product. The method comprises the following steps: obtaining business handling application related data of a target enterprise user; generating corresponding business handling reservation information according to the business handling application related data, and sending the business handling reservation information to a target enterprise treasury system; a business handling agreement is arranged between the target enterprise treasury system and the business server; in response to a click operation of a bank staff, a business examination passing instruction is generated, and corresponding business handling processing is performed on the business handling application related data according to the business examination passing instruction; the click operation is performed by the bank staff according to the business handling reservation information and offline material files. The method provided in the application has higher business processing efficiency.

Description

Technical Field

[0001] This application relates to the field of financial technology or other related technical fields, and in particular to a business data processing method, apparatus, server, medium and product. Background Technology

[0002] With the continuous development and advancement of computer technology, business processing in various fields, such as fintech, is primarily conducted via computers. However, currently, when processing corporate business, banks still require customers to submit materials manually at bank branches. Account managers then manually review the materials, enter the customer information into the bank's system, and process the transaction. This typically involves multiple visits to branches, resulting in low efficiency. For large corporations, such as large enterprise groups, the treasury system of the group's management platform cannot track the processing status of their subsidiaries, further impacting efficiency.

[0003] Therefore, the current methods for handling corporate business are inefficient. Summary of the Invention

[0004] This application provides a business data processing method, apparatus, server, medium, and product to address the problem of low efficiency in current methods of handling corporate business.

[0005] The first aspect of this application provides a business data processing method applied to a business server, the method comprising:

[0006] Obtain relevant data on business processing applications from target enterprise users;

[0007] Based on the business processing application data, corresponding business processing appointment information is generated and sent to the target company's treasury system; a business processing protocol is established between the target company's treasury system and the business server; the business processing protocol is used to enable direct data connection between the target company's treasury system and the business server;

[0008] In response to the click operation of the bank staff, a business review approval instruction is generated, and the relevant data of the business application are processed accordingly based on the business review approval instruction; the click operation is performed by the bank staff based on the business processing appointment information and offline documents; the offline documents are submitted by the target enterprise user based on the business processing appointment information.

[0009] Furthermore, as described above, obtaining the business processing application-related data of the target enterprise user includes:

[0010] Receive relevant data on business processing applications for the target enterprise users sent by the target enterprise's treasury system.

[0011] Furthermore, in the method described above, the data related to the business processing application includes: business processing application data and business processing document data;

[0012] The step of generating corresponding business processing appointment information based on the business processing application data includes:

[0013] The application data for the business processing is subjected to qualification verification processing, and a corresponding pre-approval number is generated when the qualification verification result is passed.

[0014] Based on the pre-approval number and the business processing data, generate corresponding business processing appointment information.

[0015] Furthermore, in the method described above, the business processing application data includes target enterprise user information and business processing qualification information;

[0016] The qualification verification process for the business application data includes:

[0017] Based on the target enterprise user information, retrieve the corresponding baseline qualification information from the preset database;

[0018] The baseline qualification information and the business processing qualification information are subjected to qualification verification processing.

[0019] Furthermore, in the method described above, the service server includes an image recognition sub-server;

[0020] The step of generating corresponding business processing appointment information based on the pre-approval number and the business processing data includes:

[0021] The image recognition sub-server is used to perform image recognition processing on the business processing data in order to determine whether the business processing data is complete and authentic.

[0022] If it is determined that the business processing data is complete and authentic, then the business processing appointment information corresponding to the pre-approval number is generated.

[0023] Furthermore, in the method described above, the business processing application-related data includes: business processing application data;

[0024] The step of generating corresponding business processing appointment information based on the business processing application data includes:

[0025] The application data for the business processing is subjected to qualification verification processing, and a corresponding pre-approval number is generated when the qualification verification result is passed.

[0026] Send the pre-approval number to the target company's treasury system;

[0027] Receive a business processing appointment request sent by the target company's treasury system based on the pre-approval number; the business processing appointment request includes: business processing data;

[0028] Determine whether the data in the business processing documents is complete and authentic;

[0029] If it is determined that the business processing data is complete and authentic, then the business processing appointment information corresponding to the pre-approval number is generated.

[0030] Furthermore, in the method described above, after processing the relevant data of the business application according to the business review approval instruction, the method further includes:

[0031] Send a notification message of successful business processing to the target company's treasury system.

[0032] Furthermore, in the method described above, before obtaining the business processing application-related data of the target enterprise user, the method further includes:

[0033] Receive the business processing agreement request sent by the target enterprise's treasury system; the business processing agreement request includes a business processing agreement;

[0034] The business processing agreement is signed, and the signed business processing agreement is sent to the target company's treasury system.

[0035] A second aspect of this application provides a business data processing apparatus located on a business server, the apparatus comprising:

[0036] The acquisition module is used to acquire data related to the business processing applications of target enterprise users;

[0037] The generation module is used to generate corresponding business processing appointment information based on the business processing application data, and send the business processing appointment information to the target enterprise treasury system; the target enterprise treasury system and the business server are provided with a business processing protocol; the business processing protocol is used to enable direct data connection between the target enterprise treasury system and the business server;

[0038] The processing module is used to respond to the click operation of bank staff, generate a business review approval instruction, and perform corresponding business processing on the relevant data of the business application according to the business review approval instruction; the click operation is performed by bank staff based on the business processing appointment information and offline documents; the offline documents are submitted by the target enterprise user based on the business processing appointment information.

[0039] Furthermore, in the apparatus described above, the acquisition module is specifically used for:

[0040] Receive relevant data on business processing applications for the target enterprise users sent by the target enterprise's treasury system.

[0041] Furthermore, in the apparatus described above, the business processing application-related data includes: business processing application data and business processing document data;

[0042] When the generation module generates corresponding business processing appointment information based on the business processing application data, it is specifically used for:

[0043] The application data for business processing is subjected to qualification verification processing, and a corresponding pre-approval number is generated when the qualification verification result is passed; corresponding business processing appointment information is generated based on the pre-approval number and the business processing data.

[0044] Furthermore, in the device described above, the business processing application data includes target enterprise user information and business processing qualification information;

[0045] When performing qualification verification processing on the business application data, the generation module is specifically used for:

[0046] Based on the target enterprise user information, the corresponding benchmark qualification information is retrieved from the preset database; the benchmark qualification information and the business processing qualification information are then subjected to qualification verification processing.

[0047] Furthermore, in the apparatus described above, the service server includes an image recognition sub-server;

[0048] When the generation module generates corresponding business processing appointment information based on the pre-approval number and the business processing data, it is specifically used for:

[0049] The image recognition sub-server is used to perform image recognition processing on the business processing data to determine whether the business processing data is complete and authentic; if the business processing data is determined to be complete and authentic, then the business processing appointment information corresponding to the pre-approval number is generated.

[0050] Furthermore, in the apparatus described above, the business processing application related data includes: business processing application data;

[0051] When the generation module generates corresponding business processing appointment information based on the business processing application data, it is specifically used for:

[0052] The application data for business processing is subjected to qualification verification processing, and a corresponding pre-approval number is generated when the qualification verification result is passed; the pre-approval number is sent to the target enterprise's treasury system; a business processing appointment request is received from the target enterprise's treasury system based on the pre-approval number; the business processing appointment request includes: business processing data; it is determined whether the business processing data is complete and authentic; if it is determined that the business processing data is complete and authentic, the business processing appointment information corresponding to the pre-approval number is generated.

[0053] Furthermore, the apparatus as described above further includes:

[0054] The sending module is used to send a business processing success notification message to the target company's treasury system.

[0055] Furthermore, the apparatus as described above further includes:

[0056] The agreement signing module is used to receive the business processing agreement request sent by the target enterprise's treasury system; the business processing agreement request includes a business processing agreement; sign the business processing agreement; and send the signed business processing agreement to the target enterprise's treasury system.

[0057] A third aspect of this application provides a service server, including: a processor, a memory, and a transceiver;

[0058] The processor, the memory, and the transceiver circuit are interconnected;

[0059] The memory stores computer-executed instructions; the transceiver is used for sending and receiving data.

[0060] The processor executes computer execution instructions stored in the memory to implement the business data processing method as described in any of the first aspects.

[0061] A fourth aspect of this application provides a computer-readable storage medium storing computer-executable instructions, which, when executed by a processor, are used to implement the business data processing method described in any one of the first aspects.

[0062] The fifth aspect of this application provides a computer program product, including a computer program that, when executed by a processor, implements the business data processing method described in any of the first aspects.

[0063] This application provides a business data processing method, apparatus, server, medium, and product applied to a business server. The method includes: acquiring business application-related data of a target enterprise user; generating corresponding business processing appointment information based on the business application-related data, and sending the business processing appointment information to the target enterprise's treasury system; a business processing protocol is established between the target enterprise's treasury system and the business server; the business processing protocol enables direct data connection between the target enterprise's treasury system and the business server; in response to a click operation by a bank employee, generating a business review approval instruction, and processing the business application-related data accordingly based on the business review approval instruction; the click operation is performed by the bank employee based on the business processing appointment information and offline documents; the offline documents are submitted by the target enterprise user based on the business processing appointment information.

[0064] The business data processing method of this application establishes a direct data connection with the target company's treasury system. After obtaining the relevant data of the target company user's business application, it can directly generate corresponding business processing appointment information based on the application data and send this appointment information to the target company's treasury system. After viewing the appointment information in the treasury system, the target company user can go to a physical branch to submit offline documents. At this time, bank staff review the offline documents and click on them. The business server responds to the bank staff's click, generates a business review approval instruction, and processes the relevant data of the business application according to the instruction. Compared to the current method of handling corporate business entirely offline, this method offers significantly higher efficiency. Attached Figure Description

[0065] The accompanying drawings, which are incorporated in and form part of this specification, illustrate embodiments consistent with this application and, together with the description, serve to explain the principles of this application.

[0066] Figure 1 This is a scenario diagram illustrating how the business data processing method of the embodiments of this application can be implemented;

[0067] Figure 2 Flowchart of the business data processing method provided in this application Figure 1 ;

[0068] Figure 3 Flowchart of the business data processing method provided in this application Figure 2 ;

[0069] Figure 4 A schematic diagram of the overall process of the business data processing method provided in this application;

[0070] Figure 5 Schematic diagram of the business data processing apparatus provided in this application Figure 1 ;

[0071] Figure 6 Schematic diagram of the business data processing apparatus provided in this application Figure 2 ;

[0072] Figure 7 A schematic diagram of the structure of the business server provided in this application.

[0073] The accompanying drawings have illustrated specific embodiments of this application, which will be described in more detail below. These drawings and descriptions are not intended to limit the scope of the concept in any way, but rather to illustrate the concept of this application to those skilled in the art through reference to specific embodiments. Detailed Implementation

[0074] Exemplary embodiments will now be described in detail, examples of which are illustrated in the accompanying drawings. When the following description relates to the drawings, unless otherwise indicated, the same numbers in different drawings denote the same or similar elements. The embodiments described in the following exemplary embodiments do not represent all embodiments consistent with this application. Rather, they are merely examples of apparatuses and methods consistent with some aspects of this application as detailed in the appended claims.

[0075] The collection, storage, use, processing, transmission, provision, and disclosure of user personal information involved in the technical solutions of this application comply with the provisions of relevant laws and regulations and do not violate public order and good morals.

[0076] It should be noted that the business data processing methods, devices, servers, media, and products disclosed herein can be used in the fintech field or other related fields. They can also be used in any field other than fintech, such as the financial field. The application areas of the business data processing methods, devices, servers, media, and products disclosed herein are not limited.

[0077] The technical solutions of this application will be described in detail below with reference to specific embodiments. These specific embodiments can be combined with each other, and the same or similar concepts or processes may not be described again in some embodiments. The embodiments of this application will be described below with reference to the accompanying drawings.

[0078] To clearly understand the technical solution of this application, the existing technical solutions will first be described in detail. A corporate treasury system is a platform for large enterprise groups to monitor and manage corporate resources in real time, focusing on centralized funds and information. Currently, when processing corporate business, customers need to manually submit materials to bank branches offline. Account managers then manually review the materials and enter the customer information into the bank's system for processing. This typically requires multiple visits to branches, resulting in low efficiency. Furthermore, for large corporate clients, the corporate treasury system cannot directly connect to the bank's business server and cannot manage the business processes of subsidiaries, further impacting efficiency. Therefore, the current method of handling corporate business is inefficient.

[0079] Therefore, in response to the problem of low efficiency in the existing methods of handling corporate business, the inventors discovered in their research that, in order to solve this problem, a direct data connection can be established between the business server and the corporate treasury system. This would allow corporate users to directly complete the entire process of applying for business through the corporate treasury system, thereby improving the efficiency of business processing.

[0080] Specifically, by establishing a direct data connection with the target company's treasury system, after obtaining the relevant data of the target company's business application, the system can directly generate corresponding business processing appointment information based on the application data and send this appointment information to the target company's treasury system. After viewing the appointment information in the target company's treasury system, the target company user can go to a physical branch to submit offline documents. At this point, bank staff review the offline documents and click to complete the process. The business server responds to the bank staff's click, generates a business approval instruction, and processes the relevant data of the business application according to the instruction. Compared to the current method of handling corporate business entirely offline, this method is much more efficient.

[0081] Based on the above-mentioned inventive discovery, the inventor has proposed the technical solution of this application.

[0082] The following describes the application scenarios of the business data processing method provided in the embodiments of this application. For example... Figure 1 As shown, this embodiment illustrates one application scenario, where 1 is the business server, 2 is the target enterprise treasury system, 3 is the target enterprise user, and 4 is a bank employee. The network architecture of the application scenario corresponding to the business data processing method provided in this embodiment includes: business server 1 and target enterprise treasury system 2. In this embodiment, a business processing protocol is established between the target enterprise treasury system 2 and the business server 1.

[0083] When target enterprise user 3 needs to conduct business, the internal business application and approval process is first initiated through the target enterprise treasury system 2. After internal approval, the target enterprise treasury system 2 sends the relevant data of the business application to the business server 1. The business server 1 generates corresponding business appointment information based on the application data and sends this appointment information to the target enterprise treasury system 2. At this point, target enterprise user 3 can access the appointment information by viewing the target enterprise treasury system 2. This appointment information includes the appointment time, the business to be conducted, and the required offline documents. Target enterprise user 3 then goes to a physical branch to conduct the business based on the appointment information. Bank staff 4 reviews the appointment information and corresponding offline documents for accuracy. If the appointment is deemed acceptable, the staff clicks to trigger the business server 1 to generate a business approval instruction. Based on this instruction, the staff processes the application data accordingly. After the business is completed, the business server 1 notifies target enterprise user 3 of the result. This notification can be sent to the target enterprise treasury system 2 or the target enterprise user 3's user terminal.

[0084] The embodiments of this application are described below with reference to the accompanying drawings.

[0085] Figure 2 Flowchart of the business data processing method provided in this application Figure 1 ,like Figure 2 As shown, in this embodiment, the execution entity of this application embodiment is a business data processing device, which can be integrated into an electronic device such as a business server. The business data processing method provided in this embodiment includes the following steps:

[0086] Step S101: Obtain relevant data on the business processing application of the target enterprise user.

[0087] In this embodiment, the data related to business processing applications includes business processing application data and business processing document data. The business processing application data includes business processing qualification information and target enterprise user information. Business processing qualification information includes the business processing type and qualifications, while target enterprise user information includes the target enterprise user identifier, contact information, and past processing records. The business processing document data includes the documents required for the business processing.

[0088] Step S102: Generate corresponding business processing appointment information based on the business processing application data, and send the business processing appointment information to the target company's treasury system. A business processing protocol is established between the target company's treasury system and the business server. The business processing protocol enables direct data connection between the target company's treasury system and the business server.

[0089] In this embodiment, the content of the business processing agreement may include business type, customer scope, authorization information, etc. Once the target company's treasury system and the business server sign the business processing agreement, a direct data connection is established between them. The business server can directly obtain the corresponding data from the target company's treasury system, and the target company's treasury system can also call the business server's processing interface, thereby improving business processing efficiency.

[0090] The appointment information includes the type of service, appointment time, and the identifier of the company user. Once the appointment information is generated, it can be sent to the target company's treasury system so that the target company user can submit offline documents based on the appointment information.

[0091] Step S103: In response to the click operation by bank staff, a business review approval instruction is generated, and the relevant data of the business application are processed accordingly based on the business review approval instruction. The click operation is performed by bank staff based on the business processing appointment information and offline documents. The offline documents are submitted by the target enterprise user based on the business processing appointment information.

[0092] Once the target enterprise user views the service appointment information, they can go to a physical branch and submit the required documents. Bank staff will then review the documents and appointment information. If the review is approved, a "service approval instruction" will be generated. Based on this instruction, the bank will process the application data accordingly, improving efficiency.

[0093] This application provides a business data processing method, which includes: acquiring business application-related data of a target enterprise user; generating corresponding business processing appointment information based on the business application-related data, and sending the business processing appointment information to the target enterprise's treasury system. A business processing protocol is established between the target enterprise's treasury system and the business server. The business processing protocol enables direct data connection between the target enterprise's treasury system and the business server. In response to a click operation by bank staff, a business review approval instruction is generated, and the business application-related data is processed accordingly based on the business review approval instruction. The click operation is performed by bank staff based on the business processing appointment information and offline documents. The offline documents are submitted by the target enterprise user based on the business processing appointment information.

[0094] The business data processing method in this application establishes a direct data connection with the target company's treasury system. After obtaining the relevant data of the target company's user's business application, it can directly generate corresponding business processing appointment information based on the application data and send this appointment information to the target company's treasury system. Once the target company user views the appointment information in the treasury system, they can go to a physical branch to submit offline documents. At this point, bank staff review the offline documents and click to complete the process. The business server responds to the bank staff's click, generating a business review approval instruction and processing the application data accordingly. Compared to the current method of handling corporate business entirely offline, this method offers significantly higher efficiency.

[0095] Figure 3 Flowchart of the business data processing method provided in this application Figure 2 ,like Figure 3 As shown, the business data processing method provided in this embodiment is a further refinement of the business data processing method provided in the previous embodiment of this application. The business data processing method provided in this embodiment includes the following steps.

[0096] Step S201: Receive relevant data on business processing applications for the target enterprise user sent by the target enterprise treasury system.

[0097] In this embodiment, since the target enterprise's treasury system is directly connected to the business server, the relevant data of the target enterprise user's business processing application can be obtained directly from the target enterprise's treasury system, thereby improving data acquisition efficiency.

[0098] It should be noted that the data related to business application includes: business application data and business application document data.

[0099] Step S202: Perform qualification verification on the business application data, and generate the corresponding pre-approval number when the qualification verification result is passed.

[0100] In this embodiment, the business application data includes business qualification information, target enterprise user information, etc. Generally, due to the wide variety of business types, and the fact that many services are not open to all users and require specific qualifications to process, the business application data needs to undergo qualification verification before proceeding to the next step. The generated pre-approval number corresponds to the target enterprise user information and the business being processed. In subsequent business processing, the pre-approval number can be used to determine the progress of the business processing.

[0101] Optionally, in this embodiment, the business processing application data includes target enterprise user information and business processing qualification information.

[0102] The qualification verification process in step S202 can be specifically as follows:

[0103] Based on the target enterprise user information, the corresponding benchmark qualification information is retrieved from the preset database.

[0104] The baseline qualification information and business processing qualification information are verified.

[0105] During qualification verification, the system can search a pre-set database to see if the target enterprise user has corresponding baseline qualification information. If so, it can further determine whether the baseline qualification information and the business processing qualification information are the same, thereby confirming whether the target enterprise user is qualified to perform the corresponding business processing. This multi-factor verification approach improves the accuracy of qualification verification and subsequent business processing, preventing situations where unqualified users attempt to process business.

[0106] Step S203: Generate corresponding business processing appointment information based on the pre-approval number and business processing data.

[0107] In this embodiment, after generating the pre-approval number, the business processing data can be verified, and after verification, business processing appointment information can be generated, including the appointment time and the specific business processing procedure.

[0108] After verifying the user's qualifications, it is necessary to further determine whether the business processing data is complete and authentic. This determination process can be performed through the image recognition sub-server included in the business server. Therefore, step 203 can be specifically as follows:

[0109] An image recognition sub-server is used to perform image recognition processing on business processing data in order to determine whether the business processing data is complete and authentic.

[0110] If the data for the business processing is confirmed to be complete and authentic, a business processing appointment information corresponding to the pre-approval number will be generated.

[0111] When determining the completeness of business processing documents, an image recognition sub-server can identify the documents, analyze them, and compare them with the required documents for the business process to confirm their completeness. To verify the authenticity of the documents, identifiers within the documents can be examined, or the data can be compared with baseline data in a pre-set database. By employing an image recognition sub-server to process business processing documents, the completeness and authenticity of these documents can be identified more efficiently and accurately, thereby improving the efficiency of subsequent business processing procedures.

[0112] Step S204: Send the business processing appointment information to the target company's treasury system.

[0113] In this embodiment, the business processing appointment information is sent to the target enterprise's treasury system, which allows the target enterprise users to view the business processing appointment information through the target enterprise's treasury system and submit offline documents and materials at offline branches based on the business processing appointment information.

[0114] In step S205, in response to the click operation of the bank staff, a business review approval instruction is generated, and the relevant data of the business application are processed accordingly based on the business review approval instruction.

[0115] In this embodiment, the implementation of step 205 is similar to that of step 103 in the previous embodiment of the present invention, and will not be described in detail here.

[0116] Step S206: Send a business completion success notification to the target company's treasury system.

[0117] To ensure that target enterprise users are promptly informed of business processing results, a business processing success notification can be sent to the target enterprise's treasury system. Alternatively, the notification can also be sent to the target enterprise user's terminal device or other electronic devices; this embodiment does not limit this approach.

[0118] To further understand the business data processing method of this embodiment, the following will be combined with... Figure 4 Please provide an explanation. For example... Figure 4 As shown, before processing any business transaction, the business server can first sign a business processing agreement. Details are as follows:

[0119] Receives a business processing agreement request sent by the target company's treasury system. The business processing agreement request includes the business processing agreement.

[0120] Sign the business processing agreement and send the signed agreement to the target company's treasury system.

[0121] Alternatively, the business server can send a business processing agreement request to the target company's treasury system to sign the agreement; this embodiment does not limit this approach. Signing a business processing agreement improves the efficiency of subsequent business processing.

[0122] When processing subsequent business transactions, the data related to the business application uploaded by the target enterprise user can be flexibly processed. For example... Figure 4 As shown, when a target company's treasury system applies for business processing from the business server through internal application approval, the provided business processing application data includes: business processing application data. The business server can then perform the following process:

[0123] The application data for business processing is processed for qualification verification, and a corresponding pre-approval number is generated when the qualification verification result is passed.

[0124] Send the pre-approval number to the target company's treasury system.

[0125] Receives a business processing appointment request sent by the target company's treasury system based on the pre-approval number. The business processing appointment request includes: business processing data. This business processing data is supplementary application material data to be submitted later.

[0126] To determine whether the data in a business transaction is complete and authentic, specific methods can be used as follows: Figure 4 As shown, an influence recognition method is used.

[0127] If the data submitted for the business application is confirmed to be complete and authentic, a business application appointment information corresponding to the pre-approval number will be generated. This appointment information includes the scheduled processing time.

[0128] At this point, the target enterprise user can view business processing appointment information from the target enterprise treasury system and go to the branch to conduct business according to the appointment information. Bank staff will review the offline documents and, after approval, click to trigger the business server to generate a business approval instruction. The business server will then process the relevant data of the business application according to the business approval instruction and send a processing result notification to the target enterprise treasury system upon completion of the business processing.

[0129] Figure 4 The business processing flow shown can be flexibly processed based on the business application data uploaded by the target enterprise user, thereby improving the flexibility of business processing.

[0130] Figure 5 Schematic diagram of the business data processing apparatus provided in this application Figure 1 ,like Figure 5 As shown, in this embodiment, the business data processing device 300 can be installed in a business server, and the business data processing device 300 includes:

[0131] The acquisition module 301 is used to acquire data related to the business processing applications of the target enterprise users.

[0132] The generation module 302 is used to generate corresponding business processing appointment information based on the business processing application data, and send the business processing appointment information to the target company's treasury system. A business processing protocol is established between the target company's treasury system and the business server. The business processing protocol enables direct data connection between the target company's treasury system and the business server.

[0133] Processing module 303 is used to respond to the click operation of bank staff, generate a business review approval instruction, and process the relevant data of the business application according to the business review approval instruction. The click operation is executed by bank staff based on the business processing appointment information and offline documents. The offline documents are submitted by the target enterprise user based on the business processing appointment information.

[0134] The business data processing device provided in this embodiment can perform... Figure 2 The technical solution of the method embodiment shown has the same implementation principle and technical effect as... Figure 2 The methods and embodiments shown are similar and will not be described in detail here.

[0135] Figure 6 Schematic diagram of the business data processing apparatus provided in this application Figure 2 ,like Figure 6 As shown, the business data processing apparatus provided in this application is a further refinement of the business data processing apparatus provided in the previous embodiment. For ease of explanation, the business data processing apparatus 400 is used as an example in this embodiment. The business data processing apparatus 400 includes:

[0136] Optionally, in this embodiment, the acquisition module 301 is specifically used for:

[0137] Receive relevant data on business processing applications for the target enterprise users sent by the target enterprise's treasury system.

[0138] Optionally, in this embodiment, the data related to the business processing application includes: business processing application data and business processing document data.

[0139] When generating corresponding business processing appointment information based on business processing application data, the generation module 302 is specifically used for:

[0140] The application data for business processing undergoes qualification verification, and a corresponding pre-approval number is generated when the verification result is satisfactory. Based on the pre-approval number and the business processing documents, corresponding business processing appointment information is generated.

[0141] Optionally, in this embodiment, the business processing application data includes target enterprise user information and business processing qualification information.

[0142] When performing qualification verification processing on business application data, the generation module 302 is specifically used for:

[0143] Based on the target enterprise user information, the system retrieves the corresponding baseline qualification information from a pre-set database. The baseline qualification information and business processing qualification information are then subjected to qualification verification.

[0144] Optionally, in this embodiment, the service server includes an image recognition sub-server.

[0145] When generating corresponding business processing appointment information based on the pre-approval number and business processing data, the generation module 302 is specifically used for:

[0146] An image recognition sub-server is used to perform image recognition processing on the business processing documents to determine whether the documents are complete and authentic. If the documents are determined to be complete and authentic, a business processing appointment information corresponding to the pre-approval number is generated.

[0147] Optionally, in this embodiment, the data related to the business processing application includes: business processing application data.

[0148] When generating corresponding business processing appointment information based on business processing application data, the generation module 302 is specifically used for:

[0149] The system performs qualification verification on the business application data and generates a corresponding pre-approval number when the verification result is satisfactory. The pre-approval number is then sent to the target company's treasury system. The system receives a business appointment request from the target company's treasury system based on the pre-approval number. The business appointment request includes business application materials. The system determines whether the business application materials are complete and authentic. If the business application materials are complete and authentic, the system generates the business appointment information corresponding to the pre-approval number.

[0150] Optionally, in this embodiment, the business data processing device 400 further includes:

[0151] The sending module 402 is used to send a business processing success notification message to the target company's treasury system.

[0152] Optionally, in this embodiment, the business data processing device further includes:

[0153] The agreement signing module 401 is used to receive business processing agreement requests sent by the target company's treasury system. The business processing agreement request includes the business processing agreement itself. The module then signs the business processing agreement and sends the signed agreement to the target company's treasury system.

[0154] The business data processing device provided in this embodiment can perform... Figures 2-4 The technical solution of the method embodiment shown has the same implementation principle and technical effect as... Figures 2-4 The methods and embodiments shown are similar and will not be described in detail here.

[0155] According to embodiments of this application, this application also provides a business server, a computer-readable storage medium, and a computer program product.

[0156] like Figure 7 As shown, Figure 7 This is a schematic diagram of the structure of the business server provided in this application. The business server is intended for various forms of electronic devices, such as laptop computers, desktop computers, workstations, personal digital assistants, blade servers, mainframe computers, and other suitable computers. The components shown herein, their connections and relationships, and their functions are merely illustrative and are not intended to limit the implementation of the present application described and / or claimed herein.

[0157] like Figure 7 As shown, the service server includes a processor 501, a memory 502, and a transceiver 503. The various components are interconnected via different buses and can be installed on a common motherboard or in other ways as needed. The processor can process instructions executed within the service server.

[0158] The memory 502 is the non-transitory computer-readable storage medium provided in this application. The memory stores instructions executable by at least one processor to cause at least one processor to perform the business data processing method provided in this application. The non-transitory computer-readable storage medium of this application stores computer instructions for causing a computer to perform the business data processing method provided in this application.

[0159] Memory 502, as a non-transitory computer-readable storage medium, can be used to store non-transitory software programs, non-transitory computer-executable programs, and modules, such as program instructions / modules corresponding to the business data processing method in the embodiments of this application (e.g., appendix). Figure 5The acquisition module 301, generation module 302, and processing module 303 are shown. The processor 501 executes various functional applications and data processing of the business server by running non-transient software programs, instructions, and modules stored in the memory 502, thus implementing the business data processing method in the above method embodiments. The transceiver 503 is used to send and receive data, such as sending monitoring results to the user terminal.

[0160] In addition, this embodiment also provides a computer program product, which, when the instructions in the computer program product are executed by the processor of an electronic device, enables the electronic device to execute the business data processing method of the above embodiment.

[0161] Other embodiments of the present application will readily occur to those skilled in the art upon consideration of the specification and practice of the invention disclosed herein. This application is intended to cover any variations, uses, or adaptations of the embodiments of this application that follow the general principles of the embodiments of this application and include common knowledge or customary techniques in the art not disclosed in the embodiments of this application.

[0162] It should be understood that the embodiments of this application are not limited to the precise structures described above and shown in the accompanying drawings, and various modifications and changes can be made without departing from their scope. The scope of the embodiments of this application is limited only by the appended claims.

Claims

1. A business data processing method, characterized in that, Applied to a banking business server, the method includes: Receive the business processing agreement request sent by the target enterprise's treasury system; the business processing agreement request includes a business processing agreement; The business processing agreement is signed and then sent to the target company's treasury system. The business processing agreement enables a direct data connection between the target company's treasury system and the bank's business server. The agreement content includes the business type, customer scope, and authorization information. The data directly connects to the target enterprise user to obtain relevant data on business processing applications. The relevant data on business processing applications includes business processing application data and business processing document data. The business processing application data includes target enterprise user information and business processing qualification information. Based on the target enterprise user information, retrieve the corresponding baseline qualification information from the preset database; The baseline qualification information and the business processing qualification information are subjected to qualification verification processing, and a corresponding pre-approval number is generated when the qualification verification processing result is passed; Based on the pre-approval number and the business processing data, generate corresponding business processing appointment information and send the business processing appointment information to the target company's treasury system; In response to the click operation of the bank staff, a business review approval instruction is generated, and the relevant data of the business application are processed accordingly based on the business review approval instruction; the click operation is performed by the bank staff based on the business processing appointment information and offline documents; the offline documents are submitted by the target enterprise user based on the business processing appointment information.

2. The method according to claim 1, characterized in that, The acquisition of data related to the business processing applications of the target enterprise users includes: Receive relevant data on business processing applications for the target enterprise users sent by the target enterprise's treasury system.

3. The method according to claim 1, characterized in that, The banking service server includes an image recognition sub-server; The step of generating corresponding business processing appointment information based on the pre-approval number and the business processing data includes: The image recognition sub-server is used to perform image recognition processing on the business processing data in order to determine whether the business processing data is complete and authentic. If it is determined that the business processing data is complete and authentic, then the business processing appointment information corresponding to the pre-approval number is generated.

4. The method according to claim 1, characterized in that, The data related to the business processing application includes: business processing application data; The step of generating corresponding business processing appointment information based on the business processing application data includes: The application data for the business processing is subjected to qualification verification processing, and a corresponding pre-approval number is generated when the qualification verification result is passed. Send the pre-approval number to the target company's treasury system; Receive a business processing appointment request sent by the target company's treasury system based on the pre-approval number; the business processing appointment request includes: business processing data; Determine whether the data in the business processing documents is complete and authentic; If it is determined that the business processing data is complete and authentic, then the business processing appointment information corresponding to the pre-approval number is generated.

5. The method according to any one of claims 1 to 4, characterized in that, After processing the relevant data of the business application according to the business review approval instruction, the process further includes: Send a notification message of successful business processing to the target company's treasury system.

6. A business data processing device, characterized in that, Located on a banking server, the device includes: The agreement signing module is used to receive the business processing agreement request sent by the target enterprise's treasury system; the business processing agreement request includes the business processing agreement; The business processing agreement is signed and then sent to the target company's treasury system. The business processing agreement enables a direct data connection between the target company's treasury system and the bank's business server. The agreement content includes the business type, customer scope, and authorization information. The acquisition module is used to directly acquire business application-related data of the target enterprise user based on the constructed data; the business application-related data includes business application data and business application document data, wherein the business application data includes target enterprise user information and business application qualification information; The generation module is used to search for corresponding baseline qualification information from a preset database based on the target enterprise user information; The baseline qualification information and the business processing qualification information are subjected to qualification verification processing, and a corresponding pre-approval number is generated when the qualification verification processing result is passed; Based on the pre-approval number and the business processing data, generate corresponding business processing appointment information and send the business processing appointment information to the target company's treasury system; The processing module is used to respond to the click operation of bank staff, generate a business review approval instruction, and perform corresponding business processing on the relevant data of the business application according to the business review approval instruction; the click operation is performed by bank staff based on the business processing appointment information and offline documents; the offline documents are submitted by the target enterprise user based on the business processing appointment information.

7. A banking business server, characterized in that, include: Processor, memory, and transceiver; The processor, the memory, and the transceiver circuit are interconnected; The memory stores computer-executed instructions; the transceiver is used for sending and receiving data. The processor executes computer execution instructions stored in the memory to implement the business data processing method as described in any one of claims 1 to 5.

8. A computer-readable storage medium, characterized in that, The computer-readable storage medium stores computer-executable instructions, which, when executed by a processor, are used to implement the business data processing method as described in any one of claims 1 to 5.

9. A computer program product, comprising a computer program, characterized in that, When the computer program is executed by the processor, it implements the business data processing method as described in any one of claims 1 to 5.

Images