A method and apparatus for batch subscription

By integrating the multi-step processes of the banking system through batch signing methods, the system automates the processing of large-volume account signings, solving the problem of low efficiency in the banking system when dealing with group clients, and achieving efficient customer information acquisition and standardized system construction.

CN115601150BActive Publication Date: 2026-01-23BANK OF CHINA
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Patent Information

Application Number
CN202211403061.3
Authority / Receiving Office
CN · China
Patent Type
Patents(China)
Current Assignee / Owner
Filing Date
2022-11-10
Publication Date
2026-01-23
Estimated Expiration
2042-11-10

AI Technical Summary

Technical Problem

When processing large volumes of account operations for corporate clients, banking systems suffer from inefficiency and may experience system timeouts. Furthermore, existing technologies struggle to automate the processing of new business types.

Method used

The batch signing method is adopted. By obtaining the pre-set text format, the business process of multiple steps is integrated to automatically process the signing of multiple customer accounts until the account status reaches the pending effect state and takes effect on the preset effective date. Finally, the processing result is fed back.

Benefits of technology

By merging multiple steps, processing time is reduced, the ease of obtaining large amounts of customer information is improved, new business types are supported, and the standardization of system construction and maintenance is promoted.

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Abstract

The application discloses a batch signing method and device, applied to the technical field of big data, wherein the method comprises the following steps: obtaining a pre-set batch of text formats to be processed; obtaining customer information of a plurality of customers according to the text formats, and obtaining a business type to be handled; integrating a plurality of steps of online business handling; according to the text formats and the business type, based on the integrated steps, performing batch signing on accounts of all customers until the account state is a to-be-effective state, wherein the state is effective on a preset effective date; and feeding back result information of the batch processing to the customers. The application can realize batch processing through text processing without changing system codes on a large scale when facing a large number of similar business types, which is helpful for system construction and maintenance.
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Description

TECHNICAL FIELD

[0001] The present application relates to the technical field of big data, and in particular to a batch signing method and device. BACKGROUND

[0002] This section is intended to provide background or context to the embodiments of the application recited in the claims. The description herein does not constitute admission that the prior publication, square, or subject matter described herein and / or the material contained therein are prior art to the claimed application.

[0003] For a bank system, a group customer will be encountered, the number of accounts is huge, and frequent operations on a large number of accounts will affect the system efficiency, which may cause timeout of a certain step, and the logic and handling process for each business type are fixed and similar, and the mature bank system considers the addition and expansion of the automatic processing function of the subsequent new business type. SUMMARY

[0004] The embodiments of the present application provide a batch signing method to realize a batch signing scheme with simple operation, high automation degree and high reliability, which comprises:

[0005] Obtaining a pre-set batch to-be-processed text format;

[0006] Obtaining customer information of a plurality of customers according to the text format, and obtaining a business type to be handled;

[0007] Integrating a plurality of steps in online business handling;

[0008] According to the text format and the business type, based on the integrated steps, batch signing is performed on accounts of all customers until the account state is a to-be-effective state, and the state is effective on a pre-set effective date;

[0009] The result information of the batch processing is fed back to the customer.

[0010] The embodiments of the present application also provide a batch signing device to realize a batch signing scheme with simple operation, high automation degree and high reliability, which comprises:

[0011] A text loading module obtains a pre-set batch to-be-processed text format, and obtains customer information of a plurality of customers according to the text format, and obtains a business type to be handled;

[0012] A text processing module integrates a plurality of steps in online business handling, and according to the text format and the business type, based on the integrated steps, batch signing is performed on accounts of all customers until the account state is a to-be-effective state, and the state is effective on a pre-set effective date;

[0013] A text returning module feeds back the result information of the batch processing to the customer.

[0014] The embodiment of the present application further provides a computer device, comprising a memory, a processor and a computer program stored in the memory and executable on the processor, wherein the processor implements the batch signing method when executing the computer program.

[0015] The embodiment of the present application further provides a computer readable storage medium, wherein the computer readable storage medium stores a computer program, and the computer program is executed by a processor to implement the batch signing method.

[0016] The embodiment of the present application further provides a computer program product, wherein the computer program product comprises a computer program, and the computer program is executed by a processor to implement the batch signing method.

[0017] In the embodiment of the present application, a batch of to-be-processed text formats are acquired in advance; customer information of a plurality of customers is acquired according to the text formats, and a business type to be handled is acquired; a plurality of steps of online business handling are integrated; according to the text formats and the business type, all accounts of the customers are batch signed based on the integrated steps until the account state is a to-be-effective state, and the state is effective on a preset effective date; and result information of the batch processing is fed back to the customers. Compared with the prior art of processing a large amount of customer information in a single step, the processing time is compressed by combining a plurality of steps, and the text type input based on the simple operation is convenient for acquiring a large amount of customer information, and the extensibility of the text format is helpful to adding a new business type. The present application is helpful to the standardization construction and maintenance of subsequent systems. BRIEF DESCRIPTION OF DRAWINGS

[0018] In order to more clearly illustrate the technical solutions of the embodiments of the present application or the prior art, the following will briefly introduce the drawings needed to be used in the embodiments or the prior art description. Obviously, the drawings in the following description are only some embodiments of the present application, and other drawings can be obtained by those skilled in the art without creative labor. In the drawings:

[0019] Figure 1 The flowchart of the batch signing method in the embodiment of the present application;

[0020] Figure 2 The flowchart of the text loading in the embodiment of the present application;

[0021] Figure 3 The flowchart of the text processing in the embodiment of the present application;

[0022] Figure 4 The schematic diagram of the batch signing device in the embodiment of the present application;

[0023] Figure 5 Fig. 1 is a schematic diagram of a computer device according to an embodiment of the present application. DETAILED DESCRIPTION

[0024] In order to make the objectives, technical solutions and advantages of the embodiments of the present application clearer, the embodiments of the present application are further described in detail below with reference to the drawings. Herein, the schematic embodiments of the present application and the descriptions thereof are used to explain the present application but not to limit the present application.

[0025] Figure 1 Fig. 2 is a flowchart of a method for batch signing according to an embodiment of the present application, comprising:

[0026] In step 101, a pre-set batch text format to be processed is obtained.

[0027] In step 102, customer information of a plurality of customers is obtained according to the text format, and a business type to be handled is obtained.

[0028] In step 103, a plurality of steps of online business handling are integrated.

[0029] In step 104, according to the text format and the business type, based on the integrated steps, accounts of all customers are batch signed until the account state is a to-be-effective state, and the state is effective on a pre-set effective date.

[0030] In step 105, the result information of the batch processing is fed back to the customers.

[0031] In the embodiments of the present application, a pre-set batch text format to be processed is obtained, customer information of a plurality of customers is obtained according to the text format, a business type to be handled is obtained, a plurality of steps of online business handling are integrated, according to the text format and the business type, based on the integrated steps, accounts of all customers are batch signed until the account state is a to-be-effective state, and the state is effective on a pre-set effective date, and the result information of the batch processing is fed back to the customers. Compared with the technical solution of processing a large amount of customer information in a single step in the prior art, the processing time is compressed by combining a plurality of steps, and based on the simple text type input, the convenience of obtaining a large amount of customer information can be realized, the extensibility of the text format helps to add new business types, and the present application helps the standardization construction and maintenance of the subsequent system.

[0032] In step 101, a pre-set batch text format to be processed is obtained.

[0033] In an embodiment, the template of the batch text format to be processed corresponds to the business type.

[0034] The text format is preset by the technician, and the corresponding preset text format is obtained each time the business process is executed;

[0035] The text information of the customer can be uploaded to the business processing platform by the customer or the bank staff.

[0036] In step 102, the customer information of a plurality of customers is obtained according to the text format, and the type of business to be handled is obtained.

[0037] In an embodiment, obtaining the customer information of a plurality of customers according to the text format comprises:

[0038] The text format is analyzed to obtain the type of business corresponding to the customer text;

[0039] The text format includes a text header and a text body, and specifies one or any combination of column format, content, and whether it is empty, for example:

[0040] The text header is the first line of text content, and the rule is:

[0041] Member customer number bank number | member customer number | opening bank number | opening bank number | account group number | main account bank number | main account number | opening type | transaction clerk | effective date | product opening template number, and the separator between each data item is “|”;

[0042] The text body is the account opening information of the account to be opened, and each account is independent of a line, and the rule is:

[0043] Account bank number | currency code | account identification | account number | account name | account name in English, wherein if the account needs to sign multiple products, the product opening template number in the text header can be used to achieve it, each template number specifies different product combinations and the default product parameters of each product, and different products can be signed by inputting different template numbers;

[0044] The customer information of the business type is obtained, and the customer information required for the business type is obtained from the database.

[0045] The data acquisition, storage, use, processing, etc. in the technical solution of the application comply with the relevant provisions of the national laws and regulations.

[0046] Figure 2 The flowchart of the text loading of the embodiment of the application, in an embodiment, obtaining the customer information of a plurality of customers according to the text format comprises:

[0047] Step 201, receiving the customer information submitted by the customer according to the text format, and receiving the customer information submitted by the bank staff according to the text format;

[0048] Step 202, submit the customer information to the business processing platform, the business processing platform performs parameter confirmation (checks at least one of the following parameters: name, ID number, transaction clerk, bank number, account opening type) on the customer information, and returns the confirmation result;

[0049] Step 203, when the confirmation result is correct, integrate multiple steps of online business handling.

[0050] In step 103, multiple steps of online business handling are integrated;

[0051] Group customers often need to sign a large number of accounts to the system at one time and open related products to realize the corresponding functions of the system, but the system signing function generally has its own steps, whether it is to open an account, or to sign a platform, or to build a universal parameter, it needs to be operated step by step, and frequent operation of multiple steps on a large number of accounts not only consumes time and effort, but also may affect system efficiency, causing system timeout.

[0052] In an embodiment, the multiple steps of online business handling are integrated, including:

[0053] Based on the online business steps, at least two of the following steps are integrated:

[0054] Opening an account, signing a cash platform, adding an account to an account group, building a universal parameter, and product taking effect.

[0055] In step 104, based on the integrated steps, all customer accounts are batch signed according to the text format and business type until the account state is in the to-be-effective state, which takes effect on the preset effective date;

[0056] Figure 3 The flowchart of the text processing of the embodiment of the present application, in an embodiment, the text processing includes:

[0057] Step 301, generating an account opening text of a customer;

[0058] Step 302, opening an account based on the account opening text to obtain an account;

[0059] Step 303, updating the generated account to a database table;

[0060] Step 304, signing the cash platform and adding the account to the account group one by one for the account in the database table;

[0061] Step 305, based on the integrated steps, signing the accounts in the account group one by one according to the text format until the state of the account is in the to-be-effective state.

[0062] In step 105, the result information of the batch processing is fed back to the customer.

[0063] In an embodiment, the method further comprises:

[0064] Each execution step of the batch subscription is recorded in a control table.

[0065] When an execution step of the batch subscription is wrong, the subscription of the current step corresponding to the customer is interrupted, and the subscription of the next customer is executed.

[0066] The batch subscription is queried and interrupted according to the state displayed by the control table.

[0067] The result information of the processing is displayed to the customer in the form of app or short message, and the customer can obtain the result text or query the text state through the query interface according to the specified time.

[0068] In summary, in the method provided by the embodiment of the application, a batch of to-be-processed text formats are obtained in advance, customer information of a plurality of customers is obtained according to the text formats, and a business type to be handled is obtained; a plurality of steps in online business handling are integrated; according to the text formats and the business type, all accounts of the customers are batch-subscribed based on the integrated steps until the account state is a to-be-effective state, and the state is effective on a preset effective date; and the result information of the batch processing is fed back to the customer. Compared with the prior art of processing a large amount of customer information in a single step, the processing time is compressed by combining a plurality of steps, and based on the simple text type input, the convenience of obtaining a large amount of customer information can be realized, the extensibility of the text format helps to add new business types. The application is helpful for subsequent standardization construction and maintenance of the system. In addition, because each execution step of the batch subscription is recorded in a control table, the application can provide exception handling for different steps, and provides a query function for the final result, which is convenient for maintenance.

[0069] The embodiment of the application further provides a batch subscription device, and the principle of the device is similar to that of the batch subscription method, which will not be described herein.

[0070] Figure 4 Fig. 1 is a schematic diagram of a batch subscription device in the embodiment of the application, which comprises:

[0071] The text loading module 401 obtains a batch of to-be-processed text formats in advance, obtains customer information of a plurality of customers according to the text formats, and obtains a business type to be handled.

[0072] The text processing module 402 integrates multiple steps of online business handling, and based on the integrated steps, the account of all customers is batched and signed until the account state is a to-be-effective state, which is effective on a preset effective date according to the text format and the business type.

[0073] The text return module 403 feeds back the result information of the batch processing to the customer.

[0074] In an embodiment, the text format template to be batched corresponds to the business type.

[0075] In an embodiment, the text loading module is specifically used for:

[0076] The text format is parsed to obtain the business type corresponding to the customer text;

[0077] The text format includes text header and text body, column format, and whether the content is empty.

[0078] The customer information of the business type is obtained.

[0079] In an embodiment, the text loading module is specifically used for:

[0080] The customer information submitted by the customer according to the text format is received;

[0081] The customer information submitted by the bank staff according to the text format is received;

[0082] The customer information is submitted to a business processing platform, the business processing platform confirms the parameters of the customer information, and returns the confirmation result;

[0083] When the confirmation result is correct, multiple steps of online business handling are integrated.

[0084] In an embodiment, the business processing platform is specifically used for:

[0085] At least one of the following parameters is checked;

[0086] Name, ID number, transaction teller, bank number of the opening bank, and opening type.

[0087] In an embodiment, the text processing module is specifically used for:

[0088] At least two of the following steps are integrated:

[0089] Opening an account, signing a cash platform, adding an account to an account group, wildcard building parameters, and product effectiveness.

[0090] In an embodiment, the text processing module is specifically used for:

[0091] generating an account opening text of a customer;

[0092] opening an account based on the account opening text, and obtaining an account;

[0093] updating the generated account into a database table;

[0094] In an embodiment, the text processing module is specifically configured to:

[0095] signing the accounts in the database table one by one to a cash platform and adding the accounts into an account group;

[0096] based on the integrated steps, signing the accounts in the account group one by one according to the text format until the state of the accounts is a to-be-effective state.

[0097] In an embodiment, the device further comprises a control module configured to:

[0098] recording each execution step of the batch signing in a control table;

[0099] when an execution step of the batch signing is wrong, interrupting the signing of the current step corresponding to the customer and executing the signing of the next customer;

[0100] querying and interrupting the batch signing according to the state displayed by the control table.

[0101] In the technical scheme of the present application, the acquisition, storage, use, processing and the like of data comply with relevant provisions of national laws and regulations.

[0102] In summary, in the device provided by the embodiments of the present application, a batch of to-be-processed text formats are obtained in advance; customer information of a plurality of customers is obtained according to the text format, and a business type to be handled is obtained; a plurality of steps in online business handling are integrated; according to the text format and the business type, all accounts of the customers are signed in batches based on the integrated steps until the state of the accounts is a to-be-effective state, and the state is effective on a preset effective date; and the result information of the batch processing is fed back to the customers. Compared with the prior art of processing a large amount of customer information in a single step, the processing time is compressed by combining multiple steps, and based on the simple text type input, the convenience of obtaining a large amount of customer information can be realized, and the extensibility of the text format helps to add new business types. The present application is helpful for the standardization construction and maintenance of subsequent systems. In addition, since each execution step of the batch signing is recorded in the control table, the present application can provide exception handling for different steps, and provide a query function for the final result, which is convenient for maintenance.

[0103] The embodiment of the present application further provides a computer device, Figure 5As a schematic diagram of a computer device in the embodiments of the present application, the computer device 500 comprises a memory 510, a processor 520, and a computer program 530 stored in the memory 510 and capable of running on the processor 520, and the processor 520 implements the above-mentioned batch subscription method when executing the computer program 530.

[0104] The embodiments of the present application also provide a computer readable storage medium, which stores a computer program, and the computer program is executed by a processor to implement the above-mentioned batch subscription method.

[0105] The embodiments of the present application also provide a computer program product, which comprises a computer program, and the computer program is executed by a processor to implement the above-mentioned batch subscription method.

[0106] Those skilled in the art should understand that the embodiments of the present application can be provided as a method, a system, or a computer program product. Therefore, the present application can adopt a completely hardware embodiment, a completely software embodiment, or an embodiment combining software and hardware aspects. Moreover, the present application can adopt a computer program product implemented on one or more computer usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer usable program codes.

[0107] The present application is described with reference to flowcharts and / or block diagrams of the method, device (system), and computer program product according to the embodiments of the present application. It should be understood that each flow and / or block in the flowcharts and / or block diagrams, and the combination of the flows and / or blocks in the flowcharts and / or block diagrams can be implemented by computer program instructions. These computer program instructions can be provided to a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing devices to produce a machine, so that the instructions executed by the computer or other programmable data processing devices generate a device implemented in the flowcharts and / or block diagrams. Figure 1 The function of one flow or multiple flows and / or blocks Figure 1 The function of one block or multiple blocks.

[0108] These computer program instructions can also be stored in a computer readable memory capable of guiding the computer or other programmable data processing devices to work in a specific way, so that the instructions stored in the computer readable memory produce a manufactured product comprising instruction devices, which implement the flowcharts and / or block diagrams. Figure 1 The function of one flow or multiple flows and / or blocks Figure 1 The function of one block or multiple blocks.

[0109] These computer program instructions can also be loaded into a computer or other programmable data processing devices, so that a series of operational steps are performed on the computer or other programmable data processing devices to generate a computer implemented process, so that the instructions executed on the computer or other programmable data processing devices provide a process for implementing the flowchart Figure 1 one flow or multiple flows and / or the functions specified in the block Figure 1 one flow or multiple flows and / or the functions specified in the block

[0110] The above-described specific embodiments, the purpose, technical solutions and beneficial effects of the present application are further described in detail, it should be understood that the above-described is only a specific embodiment of the present application, and is not used to limit the protection scope of the present application, any modification, equivalent replacement, improvement, etc. within the spirit and principles of the present application should be included in the protection scope of the present application.

Claims

1. A method for bulk contract signing, characterized in that, include: Retrieve pre-defined batch text formats to be processed; Based on the text format, obtain customer information for multiple customers and determine the types of services that need to be processed. Integrate multiple online steps in the business processing; Based on the text format and business type, and following the integrated steps, all customer accounts will be signed in batches until the account status is pending activation, which will take effect on a preset effective date. The results of the batch processing will be sent back to the customer. Integrate multiple online steps in the business processing, including: integrating at least two of the following steps: Open an account, sign up for the cash platform, add the account to the account group, configure wildcard parameters, and the product will take effect; Generate an account for each customer, including: generating the customer's account opening text; opening an account based on the account opening text and obtaining the account; Update the generated account information in the database table; Based on the text format and business type, and according to the integrated steps, all customer accounts are signed in batches until the account status is pending activation. This includes: signing each account in the database table with the cash platform and adding them to the account group; and signing each account in the account group according to the integrated steps and the text format until the account status is pending activation. Record each execution step of the batch signing in the control table; if an error occurs in the execution step of the batch signing, interrupt the signing of the customer corresponding to the current step and execute the signing of the next customer; query and interrupt the batch signing according to the status displayed in the control table.

2. The method as described in claim 1, characterized in that, The templates for batch processing of text formats correspond to the business types.

3. The method as described in claim 1, characterized in that, Based on the aforementioned text format, customer information for multiple customers is obtained, including: The text format is parsed to obtain the business type corresponding to the customer text; the text format includes the text header and text body, the format of each column, and whether the content is empty; Obtain customer information for the aforementioned business type.

4. The method as described in claim 1, characterized in that, Based on the aforementioned text format, customer information for multiple customers is obtained, including: Receive customer information submitted by the customer in the text format described above; Receive customer information submitted by bank staff in accordance with the specified text format; The customer information is submitted to the business processing platform, which verifies the parameters of the customer information and returns the confirmation result. Once the result is confirmed to be correct, integrate the multiple online steps in the business processing.

5. The method as described in claim 4, characterized in that, The business processing platform performs parameter verification on the customer information, including: Check at least one of the following parameters; Name, ID number, transaction teller, bank number, account type.

6. A device for bulk contract signing, characterized in that, include: The text loading module obtains a pre-defined batch of text to be processed, retrieves customer information for multiple customers based on the text format, and identifies the types of business to be processed. The text processing module integrates multiple online steps in the business process. Based on the text format and business type, and the integrated steps, it performs batch signing for all customer accounts until the account status is pending activation. The activation status will take effect on a preset effective date. The text return module sends the results of batch processing back to the customer. The text processing module is specifically used to integrate at least two of the following steps: opening an account, signing a contract with the cash platform, adding the account to an account group, wildcard parameter setting, and product activation; The text processing module is specifically used for: generating customer account opening text; opening an account based on the account opening text and obtaining the account; and updating the generated account information in the database table. The text processing module is specifically used to: sign up accounts in the database table one by one with the cash platform and add them to the account group; based on the integrated steps, sign up accounts in the account group one by one according to the text format until the account status is pending activation. The control module is used to: record each execution step of batch contract signing in the control table; interrupt the contract signing of the customer corresponding to the current step when an error occurs in the execution step of batch contract signing, and execute the contract signing of the next customer; and query and interrupt batch contract signing according to the status displayed in the control table.

7. The apparatus as claimed in claim 6, characterized in that, The templates for batch processing of text formats correspond to the business types.

8. The apparatus as claimed in claim 6, characterized in that, The text loading module is specifically used for: The text format is parsed to obtain the business type corresponding to the customer's text; The text format includes the text header and text body, the format of each column, and whether the content is empty; Obtain customer information for the aforementioned business type.

9. The apparatus as claimed in claim 6, characterized in that, The text loading module is specifically used for: Receive customer information submitted by the customer in the text format described above; Receive customer information submitted by bank staff in accordance with the specified text format; The customer information is submitted to the business processing platform, which verifies the parameters of the customer information and returns the confirmation result. Once the result is confirmed to be correct, integrate the multiple online steps in the business processing.

10. The apparatus as claimed in claim 9, characterized in that, The business processing platform is specifically used for: Check at least one of the following parameters; Name, ID number, transaction teller, bank number, account type.

11. A computer device, comprising a memory, a processor, and a computer program stored in the memory and executable on the processor, characterized in that, When the processor executes the computer program, it implements the method of any one of claims 1 to 5.

12. A computer-readable storage medium, characterized in that, The computer-readable storage medium stores a computer program that, when executed by a processor, implements the method of any one of claims 1 to 5.

13. A computer program product, characterized in that, The computer program product includes a computer program that, when executed by a processor, implements the method of any one of claims 1 to 5.

Citation Information

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