Payment method for ETC system, related products and ETC system

Abstract

The present invention relates to a payment method, related products and ETC system for an ETC system. Among them, the ETC system includes a roadside unit and a vehicle-mounted medium that supports a digital RMB soft wallet, and the payment method includes: obtaining deduction information from the vehicle-mounted medium via the roadside unit; determining a deduction application related to the digital RMB soft wallet in the vehicle-mounted medium based on the deduction information; sending the deduction application to a bank digital RMB system with digital RMB management authority; and determining to complete the online payment of the ETC system in response to receiving a deduction result prompt based on the deduction application feedback from the bank digital RMB system. Through the technical solution of the present invention, the existing ETC charging model can be innovated, and the long-distance and rapid payment of digital RMB can be realized through the complementary advantages of digital RMB and ETC, thereby meeting the online payment needs in the ETC scenario.

Description

Technical Field

[0001] The present invention generally relates to the field of digital RMB technology. More specifically, the present invention relates to a payment method for an ETC system, an ETC charging device and a computer-readable storage medium for executing the aforementioned method, and an ETC system. Background Art

[0002] This section is intended to provide background or context for the embodiments of the invention set forth in the claims. The descriptions herein may include concepts that may be explored, but not necessarily concepts that have been previously thought of or explored. Therefore, unless otherwise noted herein, the content described in this section is not prior art with respect to the specification and claims of this application, and is not admitted to be prior art by inclusion in this section.

[0003] Against the background of the rapid development of intelligent transportation systems, the fully automatic electronic toll collection system (ETC), also known as the electronic non-stop toll collection system, can communicate with the microwave equipment in the ETC lane through the on-board electronic tag + ETC card, realizing the fully automatic toll collection system function of paying highway fees and other communication fees without stopping the vehicle.

[0004] However, in the current car life, ETC can meet the needs of non-stop toll collection on highways, but the payment method usually adopts traditional accounting or stored value payment, and the single transaction time is relatively long. At the same time, with the advancement and development of electronic information and Internet technology, the digitization of RMB has become inevitable in the future. Traditional digital RMB payment methods usually use short-range communication technologies such as NFC or video recognition. This digital RMB payment method that relies on short-range communication technology has problems such as low payment efficiency and long transaction time, and it is also not suitable for scenarios such as long-distance payment.

[0005] It can be seen that the traditional payment methods used in the ETC system have great limitations and are in urgent need of improvement. Summary of the invention

[0006] In order to at least solve the technical problems described in the above background technology section, the present invention proposes a payment solution for the ETC system. Using the solution of the present invention, the digital RMB hard wallet can be combined as a new payment method to realize online payment of the ETC system. In view of this, the present invention provides solutions in the following aspects.

[0007] The first aspect of the present invention provides a payment method for an ETC system, which includes a roadside unit and a vehicle-mounted medium that supports a digital RMB soft wallet. The payment method includes: obtaining deduction information from the vehicle-mounted medium via the roadside unit; determining a deduction application related to the digital RMB soft wallet in the vehicle-mounted medium based on the deduction information; sending the deduction application to a bank digital RMB system with digital RMB management authority; and in response to receiving a deduction result prompt from the bank digital RMB system based on the deduction application feedback, determining that the online payment of the ETC system is completed.

[0008] In one embodiment, obtaining the deduction information from the vehicle-mounted medium via the roadside unit includes: obtaining the digital RMB authorization and authentication information related to the digital RMB soft wallet from the vehicle-mounted medium via the roadside unit; obtaining the billing information related to the vehicle bound to the vehicle-mounted medium from the vehicle-mounted medium via the roadside unit; and performing billing statistics based on the digital RMB authorization and authentication information and the billing information to obtain the deduction information.

[0009] In one embodiment, determining a deduction application related to the digital RMB soft wallet in the vehicle-mounted medium based on the deduction information includes: determining the deduction application based on the digital RMB authentication information and the deduction information.

[0010] In one embodiment, wherein the bank digital RMB system includes a first bank digital RMB system and a second bank digital RMB system, and the second bank digital RMB system authorizes the first bank digital RMB system to have management authority over digital RMB, sending the deduction application to the bank digital RMB system with digital RMB management authority includes: sending the deduction application to the first bank digital RMB system and / or the second bank digital RMB system, so that the first bank digital RMB system and / or the second bank digital RMB system completes the deduction based on the deduction application and provides feedback on the deduction result.

[0011] In one embodiment, the roadside unit and the vehicle-mounted medium exchange information via a dedicated short-range communication link DSRC.

[0012] The second aspect of the present invention provides an ETC toll collection device, comprising: a processor; and a memory, which stores computer instructions for payment of the ETC system. When the computer instructions are executed by the processor, the ETC toll collection device executes the payment method described in the first aspect above and in multiple embodiments below.

[0013] The third aspect of the present invention provides a computer-readable storage medium, comprising computer instructions for payment of an ETC system, and when the computer instructions are executed by the processor, the method described in the first aspect above and in multiple embodiments below is implemented.

[0014] The fourth aspect of the present invention provides an ETC system, comprising: a vehicle-mounted medium configured to support a digital RMB soft wallet; a roadside unit configured to interact with the vehicle-mounted medium supporting the digital RMB soft wallet; and an ETC toll collection device, which interacts with the roadside unit and is configured to execute the payment method described in the first aspect above and in multiple embodiments below, so as to realize online payment of the ETC system based on the digital RMB soft wallet of the vehicle-mounted medium.

[0015] In one embodiment, it also includes: a bank digital RMB system, which interacts with the ETC toll collection device and is configured to respond to receiving a deduction application related to the digital RMB soft wallet in the vehicle-mounted medium sent by the ETC toll collection device, complete the deduction based on the deduction application and feedback the deduction result prompt.

[0016] In one embodiment, the bank digital RMB system includes a first bank digital RMB system and a second bank digital RMB system, and the second bank digital RMB system authorizes the first bank digital RMB system to have management authority over the digital RMB, wherein the first bank digital RMB system interacts with the ETC toll collection device, and is specifically configured to perform the following operations: in response to receiving a deduction application related to the digital RMB soft wallet in the vehicle-mounted medium sent by the ETC toll collection device, wherein the deduction application includes digital RMB authentication information and deduction information; performing digital RMB deduction authentication based on the digital RMB authentication information; in response to the authentication being passed, transferring the digital RMB in the digital RMB soft wallet to the charging party's digital RMB soft wallet based on the deduction information to complete the deduction; and feeding back a deduction result prompt to the ETC toll collection device.

[0017] In one embodiment, the first bank's digital RMB system is also configured to send a digital RMB owner change request to the second bank's digital RMB system after completing the deduction process, so that the second bank's digital RMB system performs an owner change operation in response to the digital RMB owner change request.

[0018] By using the solution provided by the present invention, the relevant information about the digital RMB soft wallet is exchanged between the roadside unit and the vehicle-mounted medium, and the online payment of the ETC system is realized in combination with the bank's digital RMB system. It can be seen that the solution of the present invention can innovate the existing ETC charging model, and through the complementary advantages of digital RMB and ETC, the long-distance and fast payment of digital RMB can be realized, thereby meeting the online payment needs in the ETC scenario. BRIEF DESCRIPTION OF THE DRAWINGS

[0019] By reading the following detailed description with reference to the accompanying drawings, the above and other objects, features and advantages of the exemplary embodiments of the present invention will become readily understood. In the accompanying drawings, several embodiments of the present invention are shown in an exemplary and non-limiting manner, and the same or corresponding reference numerals represent the same or corresponding parts, wherein:

[0020] Figure 1 is a flow chart showing a payment method for an ETC system according to one embodiment of the present invention;

[0021] Figure 2 is a flow chart showing a payment method for an ETC system according to another embodiment of the present invention;

[0022] Figure 3 is a block diagram showing the structure of an ETC toll collection device according to an embodiment of the present invention;

[0023] Figure 4 is a block diagram showing a structure of an ETC system according to an embodiment of the present invention; and

[0024] Figure 5 FIG. 4 is a flow chart showing a payment method for an ETC system according to another embodiment of the present invention. DETAILED DESCRIPTION

[0025] The following will be combined with the drawings in the embodiments of the present invention to clearly and completely describe the technical solutions in the embodiments of the present invention. Obviously, the described embodiments are part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those skilled in the art without creative work are within the scope of protection of the present invention.

[0026] It should be understood that the terms "first", "second", "third" and "fourth" etc. in the claims, specifications and drawings of the present invention are used to distinguish different objects rather than to describe a specific order. The terms "include" and "comprise" used in the specification and claims of the present invention indicate the presence of the described features, wholes, steps, operations, elements and / or components, but do not exclude the presence or addition of one or more other features, wholes, steps, operations, elements, components and / or their collections.

[0027] It should also be understood that the terms used in this specification of the present invention are only for the purpose of describing specific embodiments and are not intended to limit the present invention. As used in the specification of the present invention and the claims, the singular forms of "a", "an" and "the" are intended to include the plural forms unless the context clearly indicates otherwise. It should also be further understood that the term "and / or" used in the specification of the present invention and the claims refers to any combination of one or more of the associated listed items and all possible combinations, and includes these combinations.

[0028] As used in this specification and claims, the term "if" may be interpreted as "when" or "upon" or "in response to determining" or "in response to detecting," depending on the context. Similarly, the phrase "if it is determined" or "if [described condition or event] is detected" may be interpreted as meaning "upon determination" or "in response to determining" or "upon detection of [described condition or event]" or "in response to detecting [described condition or event]," depending on the context.

[0029] The inventor found that in the existing car life, the payment methods used in the ETC system mostly adopt traditional account payment or stored value payment. This traditional payment method is single in form and has a long single transaction time, which is in urgent need of improvement. In addition, the inventor also found that with the progress and development of electronic information and Internet technology, the digitization of RMB has become inevitable in the future. The development of digital RMB has a far-reaching impact on the development of my country's financial system. Its high payment efficiency and convenient management have far-reaching significance for improving the efficiency of RMB transactions and improving the level of financial management. The traditional digital RMB payment methods mainly include payment methods such as scanning code payment, payment code payment, and transfer payment. In the above methods, in order to ensure the security of payment, short-distance communication technologies such as NFC or video recognition are usually used. This digital RMB payment method that relies on short-distance communication technology has problems such as low payment efficiency and long transaction time. It cannot be directly applied to car life scenarios, especially in scenarios with no parking fee requirements. To this end, the inventor found through research that the digital RMB and the ETC system can complement each other's advantages to achieve long-distance and fast payment of digital RMB, so that the digital RMB payment method can be effectively applied in car life scenarios.

[0030] The specific embodiments of the present invention are described in detail below with reference to the accompanying drawings.

[0031] Figure 1 is a flowchart showing a payment method 100 for an ETC system according to an embodiment of the present invention. It should be noted that the ETC system here may include a roadside unit and a vehicle-mounted medium supporting a digital RMB soft wallet, and the two have the advantage of fast response communication. Among them, the vehicle-mounted medium may include an on-board unit (OBU for short), a composite pass card (CPC for short), and the like. It is understandable that the specific form of the vehicle-mounted medium is not limited here, and other carriers in the vehicle that can communicate with the roadside unit and support the digital RMB soft wallet may also be included. In addition, the digital RMB can be considered as a virtual currency based on a node network and a digital encryption algorithm, and the digital RMB wallet is a storage medium for the digital RMB. Among them, the digital RMB soft wallet can be understood as a form of digital RMB wallet, which mainly provides wallet services through smart applications that support digital RMB, usually in the form of App. The aforementioned vehicle-mounted medium that supports the digital RMB soft wallet can be understood as being bound to a smart application App that supports digital RMB.

[0032] like Figure 1 As shown, at step S101, the deduction information can be obtained from the vehicle-mounted medium via the roadside unit. The roadside unit in the ETC system and the vehicle-mounted medium have the advantage of fast response communication. For example, fast information exchange can be carried out through a dedicated short-range communication link DSRC or other communication methods. In some embodiments, the roadside unit can establish a communication link with the vehicle-mounted medium that can respond quickly, and then obtain the deduction information from the vehicle-mounted medium through the communication link, and can transmit the obtained deduction information.

[0033] Next, at step S102, the deduction application related to the digital RMB soft wallet in the vehicle medium can be determined based on the aforementioned deduction information. In some embodiments, the specific deduction application can be determined by the deduction information obtained from the roadside unit, and the vehicle medium can support the digital RMB soft wallet. Thus, the deduction application related to the digital RMB soft wallet can be further determined, which can provide a prerequisite for the subsequent remote online payment in combination with the digital RMB soft wallet.

[0034] Next, at step S103, a deduction application may be sent to the digital RMB system of a bank with digital RMB management authority. In some embodiments, after the deduction application is determined, the deduction application may be sent to the digital RMB system of the bank via wired or wireless communication, so that the digital RMB system of the bank deducts the fee based on the deduction application and provides feedback on the deduction result.

[0035] Finally, at step S104, in response to receiving the deduction result prompt from the bank digital RMB system based on the aforementioned deduction application feedback, it is determined that the online payment of the ETC system is completed.

[0036] The vehicle-mounted medium supports the digital RMB soft wallet, which can communicate and interact quickly with the roadside unit, and upload the deduction information with the roadside unit as the communication medium. Then the digital RMB soft wallet can be further combined to determine the deduction application, and the bank's digital RMB system can be combined to carry out the deduction settlement to realize the online payment of the ETC system. It can be seen that the scheme of the present invention exchanges the relevant information of the digital RMB soft wallet by means of the rapid response communication advantage between the roadside unit and the vehicle-mounted medium in the ETC system. This application that combines the communication advantages of the ETC system and the convenient payment advantages of the digital RMB breaks through the constraints of distance compared to the traditional digital RMB payment method. The rapid response communication technology of ETC expands the digital RMB payment method from short-distance payment based on NFC and other methods to long-distance payment, making the digital RMB payment method diversified and the digital RMB payment diverse. At the same time, the application of digital RMB also provides convenience for the ETC fee deduction method, adding new payment means and methods for non-stop charging.

[0037] Figure 2 2 is a flow chart showing a payment method 200 for an ETC system according to another embodiment of the present invention. It should be noted that method 200 can be understood as a further limitation and expansion of method 100. Figure 1 The relevant description also applies to the following.

[0038] Specifically, Figure 2 As shown, at step S201, the digital RMB authorization and authentication information related to the digital RMB soft wallet can be obtained from the vehicle-mounted medium via the roadside unit. Among them, the digital RMB authorization and authentication information needs to be written and authenticated by the soft wallet issuing agency bound to the vehicle-mounted medium to indicate that the vehicle-mounted medium has the digital RMB soft wallet deduction function. The roadside unit and the vehicle-mounted medium in the ETC system have communication advantages that can respond quickly, such as dedicated short-range communication links DSRC. A communication link that can respond quickly is established between the roadside unit and the vehicle-mounted medium, and then the vehicle-mounted medium sends the digital RMB authorization and authentication to the roadside unit through the communication link, and the roadside unit is used as a communication medium to transmit the digital RMB authorization and authentication.

[0039] Next, at step S202, the billing information related to the vehicle bound to the vehicle-mounted medium can be obtained from the vehicle-mounted medium via the roadside unit. As mentioned above, a communication link capable of rapid response is established between the roadside unit and the vehicle-mounted medium, and then the vehicle-mounted medium can send the billing information to the roadside unit through the communication link, and the roadside unit is used as a communication medium to transmit the billing information. In some implementation scenarios, the billing information may include account information of the digital RMB soft wallet, mileage information of the vehicle, entry information, etc.

[0040] Next, at step S203, the billing statistics can be performed based on the digital RMB authorization and authentication information and the billing information to obtain the deduction information. Adding the digital RMB authorization and authentication information to the deduction statistics process of the deduction information can ensure the security of the transaction.

[0041] Next, at step S204, a deduction application may be determined based on the digital RMB authentication information and the deduction information. Specifically, the integrated digital RMB authentication information and the deduction information may be used as a deduction application.

[0042] Then, at step S205, the deduction application can be sent to the digital RMB system of the bank with digital RMB management authority. Among them, the aforementioned bank digital RMB system includes the first bank digital RMB system (such as a commercial bank digital RMB system) and the second bank digital RMB system (such as a central bank digital RMB system), and the second bank digital RMB system authorizes the first bank digital RMB system to manage the digital RMB. In some embodiments, the deduction application can be sent directly to the first bank digital RMB system so that the first bank digital RMB system completes the deduction based on the deduction application and feedbacks the deduction result prompt. In other embodiments, the deduction application can also be sent to the second bank digital RMB system so that the second bank digital RMB system completes the deduction based on the deduction application and feedbacks the deduction result prompt. Alternatively, the deduction application can be sent to the first and second bank digital RMB systems at the same time. In actual applications, the corresponding bank system can be selected to upload the deduction application according to the bank management authority of the digital RMB soft wallet in the vehicle-mounted medium.

[0043] Finally, in step S206, in response to receiving the deduction result prompt from the bank digital RMB system based on the aforementioned deduction application feedback, it is determined that the online payment of the ETC system is completed.

[0044] As a result, the digital RMB is uniformly managed by the bank's digital RMB system, which shortens the process of fee clearing and settlement, thereby improving the payment efficiency of ETC fees.

[0045] Figure 3The structure block diagram of the ETC toll collection device 300 according to an embodiment of the present invention is shown. The ETC toll collection device 300 includes a processor 301 and a memory 302. The memory 302 stores computer instructions for payment of the ETC system. When the computer instructions are executed by the processor 301, the ETC toll collection device 300 executes the above-mentioned method in combination with the above-mentioned method. Figure 1 and Figure 2 For example, in some embodiments, the ETC charging device 300 can perform the acquisition of deduction information, the determination and transmission of deduction application, etc. Based on this, the communication advantages of the ETC system and the convenient payment advantages of the digital RMB can be combined through the ETC charging device 300 to support long-distance fast online payment of the digital RMB in the ETC scenario.

[0046] Figure 4 A structural block diagram of an ETC system 400 according to an embodiment of the present invention is shown.

[0047] like Figure 4 As shown, the ETC system 400 includes a vehicle medium 401, a roadside unit 402, and an ETC charging device 403. The vehicle medium 401 is configured to support a digital RMB soft wallet, and the roadside unit 402 is configured to interact with the vehicle medium 401 that supports the digital RMB soft wallet. The ETC charging device 403 interacts with the roadside unit 402 and is configured to perform Figure 1 and Figure 2 The payment methods shown may include Figure 3 The ETC charging equipment shown in the figure is used to realize the online payment of the ETC system based on the digital 5 RMB soft wallet on the vehicle medium. Figures 1 to 3 The relevant descriptions about the ETC system, on-vehicle media, roadside units and ETC toll collection equipment also apply to the following text.

[0048] Furthermore, the ETC system 400 also includes: a bank digital RMB system 404, which is

[0049] The ETC charging device 403 interacts and is configured to respond to receiving a deduction application related to the digital RMB soft wallet in the vehicle medium sent by the ETC charging device 403, and complete the deduction based on the deduction application.

[0050] The deduction result will be reported.

[0051] Furthermore, in some embodiments, the bank digital RMB system 404 may include a first bank digital RMB system such as various commercial bank systems and a second bank digital RMB system such as a central bank system.

[0052] The digital RMB system of the first bank is authorized by the digital RMB system of the second bank to manage the digital RMB. Among them, the digital RMB system of the first bank interacts with the ETC charging equipment, and can respond to the deduction application related to the digital RMB soft wallet in the vehicle medium sent by the ETC charging equipment. Among them, the deduction application includes digital RMB authentication information and deduction information. The specific process of obtaining the deduction information can be referred to in the previous article combined with Figure 2

[0053] Then, the digital RMB 0 deduction authentication can be performed based on the digital RMB authentication information. Then, in response to the authentication passing, the digital RMB soft currency can be transferred based on the deduction information.

[0054] The digital RMB in the package is transferred to the digital RMB soft wallet of the charging party to complete the deduction. Finally, the deduction result prompt is fed back to the ETC charging device.

[0055] Furthermore, in some embodiments, the First Bank Digital RMB system is also configured to

[0056] After the deduction is completed, a digital RMB owner change request is sent to the digital RMB system of the second bank, so that the digital RMB system of the second bank responds to the digital RMB owner change request and executes the owner change.

[0057] As a result, the digital RMB will eventually be managed uniformly by the central bank's digital RMB system, which not only improves the security level of ETC fee payment, but also greatly shortens the fee clearing and settlement process, thereby improving the payment efficiency of ETC fees.

[0058] Figure 5 FIG. 1 is a flow chart showing a payment method for an ETC system according to another embodiment of the present invention. In this embodiment, the ETC system includes Figure 4 The vehicle-mounted media, roadside unit, and ETC charging equipment (i.e. Figure 5 The ETC charging system platform in the industry) and the bank digital RMB system. The bank digital RMB system includes the commercial bank digital RMB system and the central bank digital RMB system.

[0059] In actual applications, the following interactions are performed between various parts of the ETC system:

[0060] At S1, the roadside unit can monitor and identify motor vehicles with vehicle-mounted media bound to the digital RMB soft wallet within a certain range in real time. Among them, the vehicle-mounted media may include vehicle-mounted electronic tags, composite pass cards, etc. In some embodiments, when a motor vehicle carrying an electronic tag bound to an ETC-specific digital RMB wallet enters the ETC communication range, the roadside unit communicates with the electronic tag of the motor vehicle and uses DSRC dedicated short-range communication technology to collect vehicle information and ETC-specific digital RMB authorization and authentication information.

[0061] At S2, the ETC toll collection system platform obtains vehicle information and ETC dedicated digital RMB wallet authorization and authentication information from the roadside unit, and performs billing statistics on the server background. Then the digital RMB authorization and authentication information and billing information are sent to the commercial bank digital RMB system to initiate a digital RMB payment request.

[0062] At S3, the digital RMB system of commercial banks obtains digital RMB authorization and authentication information from the ETC toll collection system platform through wired or wireless communication, and completes the digital RMB deduction authentication based on the digital RMB authorization and authentication information. As a result, the ETC-specific digital RMB wallet authentication authorization information is added to the DSRC information transmission, which enhances the security and reliability of the commercial bank's deduction authentication information. In addition, the digital RMB system of commercial banks combines the digital RMB deduction authentication success information and the billing statistics information of the ETC toll collection system platform to transfer the money in the digital RMB soft wallet account of the vehicle-mounted medium to the digital RMB account of the high-speed toll collector, and use digital RMB to complete the high-speed toll settlement.

[0063] At S4, after the commercial bank's digital RMB system completes the digital RMB deduction operation, it will feedback the ETC charging system platform the successful deduction information, and the vehicle can pass without stopping.

[0064] At S5, after the commercial bank's digital RMB system successfully deducts the fee, it sends a digital RMB owner change request to the central bank's digital RMB system. The central bank's RMB system changes the digital RMB owner from the car owner's user account to the toll collector's account, completing the owner change operation.

[0065] At S6, after the central bank's digital RMB system completes the owner change operation, it feedbacks to the commercial bank's digital RMB system that the operation is successful and the digital RMB owner is changed successfully. At this point, the digital RMB online payment process in the ETC scenario is completed.

[0066] Compared with the traditional digital RMB payment method, the combined application of the ETC system and the digital RMB breaks through the constraints of distance. The DSRC dedicated short-range communication technology of ETC expands the digital RMB payment method from short-distance payment based on NFC and other methods to long-distance payment, making the digital RMB payment method diversified and the digital RMB payment diverse. In particular, the method of using the digital RMB soft wallet to pay high-speed fees online in combination with the existing ETC electronic non-stop toll collection system also facilitates the ETC fee deduction method and adds new means and methods of payment for high-speed fees. In addition, the digital RMB is uniformly issued and managed by the central bank, which improves the security level of ETC fee payment and greatly shortens the fee clearing and settlement process, improving the payment efficiency of ETC fees.

[0067] From the above description of the modular design of the present invention, it can be seen that the system of the present invention can be flexibly arranged according to the application scenario or demand without being limited to the architecture shown in the accompanying drawings. Further, it should also be understood that any module, unit, component, server, computer or device that performs the operation of the example of the present invention may include or otherwise access a computer-readable medium, such as a storage medium, a computer storage medium or a data storage device (removable) and / or non-removable) such as a disk, an optical disk or a tape. Computer storage media may include volatile and non-volatile, removable and non-removable media implemented in any method or technology for storing information, such as computer-readable instructions, data structures, program modules or other data. Based on this, the present invention also discloses a computer-readable storage medium on which computer-readable instructions for payment of the ETC system are stored, and when the computer-readable instructions are executed by one or more processors, the methods and operations described in conjunction with the accompanying drawings are implemented.

[0068] Although this specification has shown and described a plurality of embodiments of the present invention, it is obvious to those skilled in the art that such embodiments are provided by way of example only. Those skilled in the art will appreciate many changes, modifications and alternatives without departing from the thought and spirit of the present invention. It should be understood that in the process of practicing the present invention, various alternatives to the embodiments of the present invention described herein may be adopted. The attached claims are intended to define the scope of protection of the present invention, and therefore cover the modular compositions, equivalents or alternatives within the scope of these claims.

Claims

1. A payment method for an ETC system, characterized in that: Applied to ETC charging equipment, the ETC system includes a roadside unit, a vehicle-mounted medium supporting a digital RMB soft wallet, and the ETC charging equipment, and the payment method includes: Acquiring deduction information from the vehicle-mounted medium via the roadside unit; Determine a deduction application related to the digital RMB soft wallet in the vehicle-mounted medium based on the deduction information; Sending the deduction application to the digital RMB system of a bank with digital RMB management authority; and In response to receiving a deduction result prompt from the bank digital RMB system based on the deduction application feedback, determining to complete the online payment of the ETC system; Wherein, obtaining the deduction information from the vehicle-mounted medium via the roadside unit includes: The digital RMB authorization authentication information related to the digital RMB soft wallet is obtained from the vehicle-mounted medium via the roadside unit. The digital RMB authorization information is written and authenticated by the digital RMB soft wallet issuing institution to indicate that the vehicle-mounted medium has the digital RMB soft wallet deduction function; Acquiring, via the roadside unit, from the vehicle-mounted medium, charging information related to the vehicle bound to the vehicle-mounted medium; and Billing statistics are performed based on the digital RMB authorization and authentication information and the billing information to obtain the deduction information.

2. The payment method according to claim 1, characterized in that: Determining a deduction application related to the digital RMB soft wallet in the vehicle-mounted medium based on the deduction information includes: The deduction application is determined based on the digital RMB authentication information and the deduction information.

3. The payment method according to claim 1, characterized in that: The bank digital RMB system includes a first bank digital RMB system and a second bank digital RMB system, and the second bank digital RMB system authorizes the first bank digital RMB system to have management authority over digital RMB, and sending the deduction application to the bank digital RMB system with digital RMB management authority includes: The deduction application is sent to the first bank digital RMB system and / or the second bank digital RMB system, so that the first bank digital RMB system and / or the second bank digital RMB system completes the deduction based on the deduction application and provides feedback on the deduction result.

4. The payment method according to any one of claims 1 to 3, characterized in that: The roadside unit and the vehicle-mounted medium exchange information via a dedicated short-range communication link DSRC.

5. An ETC toll collection device, characterized in that: include: processor; as well as A memory storing computer instructions for payment of an ETC system, wherein when the computer instructions are executed by the processor, the ETC toll collection device executes the payment method according to any one of claims 1 to 4.

6. A computer-readable storage medium, characterized in that: Contains program instructions for payment of the ETC system, and when the program instructions are executed by a processor, the payment method according to any one of claims 1 to 4 is implemented.

7. An ETC system, characterized in that: include: In-vehicle media, which is configured to support digital RMB soft wallets; A roadside unit configured to interact with an on-board medium supporting a digital RMB soft wallet; as well as An ETC toll collection device, which interacts with the roadside unit and is configured to execute the payment method described in any one of claims 1 to 4, so as to realize online payment of the ETC system based on the digital RMB soft wallet of the vehicle-mounted medium.

8. The ETC system according to claim 7, characterized in that: Also includes: The bank digital RMB system interacts with the ETC toll collection device and is configured to respond to a deduction application related to the digital RMB soft wallet in the vehicle-mounted medium sent by the ETC toll collection device, complete the deduction based on the deduction application and feedback the deduction result prompt.

9. The ETC system according to claim 8, characterized in that: The bank digital RMB system includes the first bank digital RMB system and the second bank digital RMB system, and the second bank digital RMB system authorizes the first bank digital RMB system to manage the digital RMB, wherein the first bank digital RMB system interacts with the ETC charging device, and the specific configuration performs the following operations: In response to receiving a deduction application related to the digital RMB soft wallet in the vehicle-mounted medium sent by the ETC charging device, wherein the deduction application includes digital RMB authentication information and deduction information; Execute digital RMB deduction authentication based on the digital RMB authentication information; In response to the authentication being passed, based on the deduction information, the digital RMB in the digital RMB soft wallet is transferred to the digital RMB soft wallet of the charging party to complete the deduction; as well as Feedback the deduction result prompt to the ETC toll collection device.

10. The ETC system according to claim 9, characterized in that: in The first bank's digital RMB system is also configured to send a digital RMB owner change request to the second bank's digital RMB system after completing the deduction processing, so that the second bank's digital RMB system performs the owner change operation in response to the digital RMB owner change request.

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