A method, device and medium for supervising fund data
By establishing a main account, turnover account and special fund account for fund management, combined with project portrait and correlation calculation, a fund allocation plan is generated, and the problem of rigid fund allocation is solved, the flexibility and accuracy of fund allocation is achieved, and the timely promotion and completion of the project is ensured.
Patent Information
- Application Number
- CN202311121826.9
- Authority / Receiving Office
- CN · China
- Patent Type
- Patents(China)
- Current Assignee / Owner
- Filing Date
- 2023-09-01
- Publication Date
- 2025-08-19
- Estimated Expiration
- 2043-09-01
AI Technical Summary
The existing fund management methods are rigid in the allocation methods of finance at all levels within the jurisdiction, resulting in low management efficiency and affecting project promotion and completion.
Establish a main account for fund management, turnover accounts and multiple special fund accounts, establish special services based on the data of the people's livelihood service information platform, preset a fund allocation calculation model, generate a fund allocation plan through project portrait and correlation calculation, and transfer and distribute funds in the turnover account.
It improves the flexibility and accuracy of fund allocation, ensures that all special services are promptly promoted and completed, and improves the efficiency of fund supervision.
Smart Images

Figure CN117132404B_ABST
Abstract
Description
Technical Field
[0001] The present application relates to the field of data management technology, and in particular to a method, device and medium for supervising fund data. Background Art
[0002] The Finance and Livelihood Services Information Platform serves all levels of finance within the jurisdiction, enabling precise management of funds within the jurisdiction and promoting the implementation of national and autonomous region livelihood policies. Due to the numerous data and projects involved in the jurisdiction's finances at all levels, existing fund management methods suffer from low supervisory efficiency, hindering accurate and flexible fund management. In particular, the rigidity of fund allocation methods has a certain impact on project promotion and completion. Summary of the Invention
[0003] In view of the above problems, this application provides a method for supervising fund data to solve the technical problems of low efficiency in financial fund management and rigid fund allocation.
[0004] To achieve the above-mentioned purpose, the inventors provide a method for supervising fund data, wherein the fund data is livelihood service fund data, comprising the following steps:
[0005] Establish a main fund management account, a revolving account, and two or more special fund accounts;
[0006] Establish two or more special services based on the livelihood data collected by the livelihood service information platform, allocate one special fund account to each special service, and allocate start-up funds to the special fund accounts corresponding to each special service and allocate working capital to the working capital account from the fund management master account;
[0007] Preset fund allocation calculation model;
[0008] Create a project profile for each special service based on the collected livelihood data;
[0009] Updating livelihood data corresponding to each of the special services, updating fund usage data in each special fund account, and progress data of each of the special services through the livelihood service information platform;
[0010] Update the project profile of each special service based on the livelihood data, fund usage data, progress data, and the balance in the revolving account;
[0011] Calculating the correlation between the project portraits, where the correlation is calculated based on the livelihood data corresponding to the special services;
[0012] The fund allocation calculation model generates a fund allocation plan based on the updated project profiles and the correlation, and the fund allocation plan includes:
[0013] Binding two or more special services having the aforementioned correlation to form a special service group, and formulating a fund allocation sub-plan within the special service group based on the aforementioned correlation;
[0014] Allocate funds from the revolving account to the special fund accounts corresponding to the special service group and the special services not included in the special service group, and distribute the funds allocated to the special service group according to the fund allocation sub-plan;
[0015] When the balance in the revolving account is lower than a preset value, additional funds are allocated to the revolving account based on the progress data of each special service.
[0016] Furthermore, the association includes a mutually beneficial relationship and a mutually exclusive relationship; the mutually beneficial relationship means that two or more special services include some of the same livelihood data, so that the budgets of the special services increase or decrease proportionally; the mutually exclusive relationship means that two or more special services include some of the same livelihood data, so that the budgets of the special services change in opposite directions; the fund allocation sub-plan includes: directly allocating funds to each special service in a mutually beneficial relationship in direct proportion;
[0017] Allocate funds for all special services in a mutually exclusive relationship, allocate part of the funds to a part of the special services in the mutually exclusive relationship first, calculate the funding needs of the other part of the special services after a preset time, and allocate funds to the other part of the special services based on the funding needs.
[0018] Furthermore, the fund allocation plan also includes:
[0019] Regularly check the usage data of funds in the revolving account and each of the special fund accounts, and when the funds in the special fund account exceed the subsequent budget of the special service, transfer funds back to the revolving account.
[0020] Furthermore, the livelihood data collected by the livelihood service information platform include:
[0021] Counties, townships, villages, and households within the jurisdiction, as well as corresponding per capita income and living expenditure data;
[0022] Basic data related to the social security system within the jurisdiction, including: social insurance, social welfare, and social assistance;
[0023] The overall plan, annual construction plan, actual construction progress and capital investment data of the affordable housing projects within the jurisdiction.
[0024] Furthermore, it also includes establishing a public payment platform, which supports four payment channels: WeChat, Alipay, UnionPay, and POS.
[0025] To solve the above technical problems, this application also provides another technical solution:
[0026] A fund data supervision device, wherein the fund data is livelihood service fund data, and the fund data supervision device comprises:
[0027] A preset module for setting up a fund management master account, a revolving account, and two or more special fund accounts; and for setting up a fund allocation calculation model;
[0028] A project establishment module is used to establish two or more special services based on the livelihood data collected by the livelihood service information platform, allocate one special fund account to each special service, and allocate start-up funds from the fund management master account to the special fund account corresponding to each special service, and allocate working capital to the working capital account;
[0029] A portrait module is used to create a project portrait for each special service based on the collected livelihood data; update the livelihood data corresponding to each special service through the livelihood service information platform, update the fund usage data in each special fund account, and the progress data of each special service; update the project portrait of each special service based on the livelihood data, fund usage data, progress data and the balance in the revolving account;
[0030] The allocation module is used to calculate the correlation between the project portraits, and the correlation is calculated based on the livelihood data corresponding to each of the special services; the fund allocation calculation model generates a fund allocation plan based on the updated project portraits and the correlation, and the fund allocation plan includes:
[0031] Binding two or more special services having the aforementioned correlation to form a special service group, and formulating a fund allocation sub-plan within the special service group based on the aforementioned correlation;
[0032] Allocate funds from the revolving account to the special fund accounts corresponding to the special service group and the special services not included in the special service group, and distribute the funds allocated to the special service group according to the fund allocation sub-plan;
[0033] When the balance in the revolving account is lower than a preset value, additional funds are allocated to the revolving account based on the progress data of each special service.
[0034] Furthermore, the association includes a mutually beneficial relationship and a mutually exclusive relationship; the mutually beneficial relationship means that two or more special services include some of the same livelihood data, so that the budgets of the special services increase or decrease proportionally; the mutually exclusive relationship means that two or more special services include some of the same livelihood data, so that the budgets of the special services change in opposite directions; the fund allocation sub-plan includes: directly allocating funds to each special service in a mutually beneficial relationship in direct proportion;
[0035] Allocate funds for all special services in a mutually exclusive relationship, allocate part of the funds to a part of the special services in the mutually exclusive relationship first, calculate the funding needs of the other part of the special services after a preset time, and allocate funds to the other part of the special services based on the funding needs.
[0036] Furthermore, it also includes a verification module for regularly verifying the usage data of funds in the revolving account and each of the special fund accounts, and when the funds in the special fund account exceed the later budget of the special service, transferring funds back to the revolving account.
[0037] Furthermore, the livelihood data collected by the livelihood service information platform include:
[0038] Counties, townships, villages, and households within the jurisdiction, as well as corresponding per capita income and living expenditure data;
[0039] Basic data related to the social security system within the jurisdiction, including: social insurance, social welfare, and social assistance;
[0040] The overall plan, annual construction plan, actual construction progress and capital investment data of the affordable housing projects within the jurisdiction.
[0041] In order to solve the above technical problems, this application also provides another technical solution:
[0042] A computer-readable storage medium stores a computer program, which, when executed by a processor, implements the method for supervising fund data as described in any of the above technical solutions.
[0043] Different from the existing technology, the above technical solution establishes a main fund management account, a revolving account and two or more special fund accounts, establishes a project portrait for each special service based on the collected people's livelihood data, and presets a fund allocation calculation model. The fund allocation calculation model generates a fund allocation plan based on the updated project portrait and the said correlation, and in the fund allocation plan, two or more special services with the said correlation are bound to form a special service group, and a fund allocation sub-plan within the special service group is formulated based on the said correlation; funds are allocated from the said revolving account to the special fund accounts corresponding to the special service group and the special services not in the special service group, and the funds allocated to the special service group are allocated according to the said fund allocation sub-plan, which not only improves the efficiency of fund supervision, but also greatly improves the flexibility and accuracy of fund allocation, so that the funds between the special services can be flexibly allocated and called through the revolving account, and can also ensure that each special service can be promoted and completed in a timely manner.
[0044] The above-mentioned records related to the content of the invention are only an overview of the technical solution of this application. In order to enable ordinary technicians in this field to understand the technical solution of this application more clearly, and then implement it according to the text of the specification and the contents recorded in the drawings, and to make the above-mentioned purposes and other purposes, features and advantages of this application easier to understand, the following is an explanation in combination with the specific implementation methods and drawings of this application. BRIEF DESCRIPTION OF THE DRAWINGS
[0045] The drawings are only used to illustrate the principles, implementation methods, applications, features and effects of the specific embodiments of the present invention and other related contents, and are not to be considered as limiting the present application.
[0046] In the drawings of the specification:
[0047] Figure 1 A flowchart of the method for supervising fund data according to the specific implementation method;
[0048] Figure 2 This is a module block diagram of the public payment platform described in the specific implementation method;
[0049] Figure 3 This is a module block diagram of the fund data supervision device described in the specific implementation method;
[0050] Figure 4 A module block diagram of a fund data supervision device according to another specific embodiment;
[0051] Figure 5 A schematic diagram of a computer-readable storage medium according to a specific embodiment;
[0052] The reference numerals in the above drawings are described as follows:
[0053] 10. Preset module; 20. Project establishment module; 30. Profiling module; 40. Allocation module; 300. Fund data monitoring device; 500. Computer-readable storage medium; DETAILED DESCRIPTION
[0054] In order to explain in detail the possible application scenarios, technical principles, specific solutions that can be implemented, and the purpose and effects of this application, the following is a detailed description of the specific embodiments listed in conjunction with the accompanying drawings. The embodiments described herein are only used to more clearly illustrate the technical solutions of this application and are therefore only examples and are not intended to limit the scope of protection of this application.
[0055] References to "embodiments" herein mean that the specific features, structures, or characteristics described in conjunction with the embodiments may be included in at least one embodiment of the present application. The appearance of the word "embodiment" in various places in the specification does not necessarily refer to the same embodiment, nor does it particularly limit its independence or relevance to other embodiments. In principle, in this application, as long as there are no technical contradictions or conflicts, the various technical features mentioned in the embodiments can be combined in any manner to form a corresponding implementable technical solution.
[0056] Unless otherwise defined, the technical terms used herein have the same meanings as those generally understood by those skilled in the art to which this application belongs; the use of relevant terms herein is only for describing specific embodiments and is not intended to limit this application.
[0057] In the description of this application, the term "and / or" is used to describe a logical relationship between objects, indicating that three relationships can exist. For example, A and / or B means: A exists, B exists, and both A and B exist. In addition, the character " / " in this document generally indicates that the objects before and after are in a logical "or" relationship.
[0058] In this application, terms such as "first" and "second" are merely used to distinguish one entity or operation from another entity or operation, and do not necessarily require or imply any actual quantity, priority or sequence relationship between these entities or operations.
[0059] Without further limitations, in this application, the words "include", "comprise", "have" or other similar open-ended expressions used in sentences are intended to cover non-exclusive inclusion. These expressions do not exclude the presence of additional elements in the process, method or product that includes the elements, so that the process, method or product that includes a series of elements may include not only those defined elements, but also other elements that are not explicitly listed, or also include elements inherent to such process, method or product.
[0060] Consistent with the understanding in the Examination Guidelines, in this application, expressions such as "greater than," "less than," and "exceed" are understood to exclude the number itself; expressions such as "above," "below," and "within" are understood to include the number itself. Furthermore, in the description of the embodiments of this application, "multiple" means two or more (including two), and similar expressions related to "multiple," such as "multiple groups" and "multiple times," are also understood in this manner, unless otherwise specifically defined.
[0061] In the description of the embodiments of the present application, the space-related expressions used, such as "center", "longitudinal", "lateral", "length", "width", "thickness", "up", "down", "front", "back", "left", "right", "vertical", "horizontal", "vertical", "top", "bottom", "inside", "outside", "clockwise", "counterclockwise", "axial", "radial", "circumferential", etc., indicate the orientation or position relationship based on the orientation or position relationship shown in the specific embodiments or drawings, and are only for the convenience of describing the specific embodiments of the present application or facilitating the reader's understanding, and do not indicate or imply that the device or component referred to must have a specific position, a specific orientation, or be constructed or operated in a specific orientation. Therefore, it should not be understood as a limitation on the embodiments of the present application.
[0062] Unless otherwise expressly specified or limited, in the description of the embodiments of the present application, the terms "installed", "connected", "connected", "fixed", "set", etc. used should be understood in a broad sense. For example, the "connection" can be a fixed connection, a detachable connection, or an integrated setting; it can be a mechanical connection, an electrical connection, or a communication connection; it can be a direct connection or an indirect connection through an intermediate medium; it can be the internal connection of two elements or the interaction relationship between two elements. For those skilled in the art of the present application, the specific meanings of the above terms in the embodiments of the present application can be understood according to the specific circumstances.
[0063] See also Figure 1 This embodiment provides a method for supervising fund data, which is used for supervising financial funds within a jurisdiction. The fund data is people's livelihood service fund data. The method for supervising fund data includes the following steps:
[0064] S101. Establish a fund management master account, a revolving account, and two or more special fund accounts;
[0065] S102. Establish two or more special services based on the livelihood data collected by the livelihood service information platform, allocate one special fund account to each special service, and allocate start-up funds to the special fund accounts corresponding to the special services and working capital to the working capital accounts from the fund management master account;
[0066] S103. Preset fund allocation calculation model;
[0067] S104. Create a project profile for each special service based on the collected livelihood data;
[0068] S105. Updating the project profile of each special service, specifically including: updating livelihood data corresponding to each special service, updating fund usage data in each special fund account, and progress data of each special service through the livelihood service information platform; updating the project profile of each special service based on the livelihood data, fund usage data, progress data, and the balance in the revolving account;
[0069] S106. Generating a fund allocation plan, specifically including: calculating the correlation between the project portraits, the correlation being calculated based on the livelihood data corresponding to the special services; the fund allocation calculation model generating a fund allocation plan based on the updated project portraits and the correlation, the fund allocation plan including:
[0070] Binding two or more special services having the aforementioned correlation to form a special service group, and formulating a fund allocation sub-plan within the special service group based on the aforementioned correlation;
[0071] Allocate funds from the revolving account to the special fund accounts corresponding to the special service group and the special services not included in the special service group, and distribute the funds allocated to the special service group according to the fund allocation sub-plan;
[0072] When the balance in the revolving account is lower than a preset value, additional funds are allocated to the revolving account based on the progress data of each special service.
[0073] In this embodiment, in step S101, the fund management master account can directly transfer funds to the revolving account and the special fund account, and funds can be transferred between the revolving account and the special fund account. In step S102, the livelihood data collected by the livelihood service information platform include: counties, townships, villages, and households within the jurisdiction, as well as corresponding per capita income and living expenditure data; basic data related to the social security system within the jurisdiction, including: social insurance, social welfare, and social assistance; and the overall plan, annual construction plan, actual construction progress, and capital investment data of affordable housing projects within the jurisdiction. A livelihood data center can be established based on the collected livelihood data. The livelihood data center can provide a variety of services such as data directory, search engine, data subscription, etc., enabling data viewing, printing, downloading, and exchange.
[0074] In step S103, the preset fund allocation calculation model performs a preliminary calculation of comprehensive costs based on the project schedule, total project costs, and costs per stage in the specific implementation project documents for each special service, thereby obtaining the aforementioned start-up capital and working capital. Furthermore, in subsequent fund allocation, the preset fund allocation calculation model generates a fund allocation plan based on the specific data of each special service's project profile and the correlations between project profiles, thereby enabling more accurate and flexible allocation and transfer of funds between the activated special services.
[0075] In step S104, the project profile of the specialized service includes multi-dimensional profile information. The profile information of different dimensions is calculated and analyzed based on the livelihood data corresponding to the specialized service. One profile information item can correspond to one livelihood data item, or one profile information item can be calculated and analyzed based on two or more livelihood data items. Each profile information item is assigned a corresponding identifier, which allows for quick location and comparison of the livelihood data corresponding to the profile information, facilitating analysis and comparison between project profiles.
[0076] The correlation includes mutually beneficial and mutually exclusive relationships. A mutually beneficial relationship refers to two or more specialized services containing some of the same livelihood data, resulting in a proportional increase or decrease in the budgets of the specialized services. A mutually exclusive relationship refers to two or more specialized services containing some of the same livelihood data, resulting in opposite changes in the budgets of the specialized services. In S106, the correlation can be determined by analyzing the specific types and attributes of the livelihood data corresponding to the specialized services, as well as the service objects they serve. For example, if livelihood data 1 and livelihood data 2 are deeply bound together (usually implemented in conjunction with each other or sequentially), livelihood data 1 and livelihood data 2 are included in a positively correlated data list. The mutually beneficial relationship of the specialized services is calculated by analyzing whether the livelihood data in the two or more specialized services appear in the positively correlated data list and the number of such appearances. Conversely, some livelihood data are mutually exclusive. For example, if increased investment in livelihood data 3 reduces the demand for livelihood data 4, livelihood data 3 and livelihood data 4 are included in an anti-correlated data list. The mutually exclusive relationship of the specialized services is calculated by analyzing whether the livelihood data in the two or more specialized services appear in the anti-correlated data list and the number of such appearances.
[0077] The fund allocation sub-plan includes: directly allocating funds to each special service in a mutually beneficial relationship in positive proportion; allocating funds to all special services in a mutually exclusive relationship, allocating part of the funds to a part of the special services in the mutually exclusive relationship first, calculating the fund needs of the other part of the special services after a preset time, and allocating funds to the other part of the special services based on the fund needs.
[0078] In the above embodiment, a project portrait is established for each special service, and a fund allocation calculation model is preset. The fund allocation calculation model generates a fund allocation plan based on the updated project portrait and the correlation, and in the fund allocation plan, two or more special services with the correlation are bound to form a special service group, and a fund allocation sub-plan within the special service group is formulated based on the correlation; funds are allocated from the revolving account to the special service group and the special fund accounts corresponding to the special services not in the special service group, and the funds allocated to the special service group are allocated according to the fund allocation sub-plan, thereby not only improving the efficiency of fund supervision, but also greatly improving the flexibility and accuracy of fund allocation, so that funds between special services can be flexibly allocated and called through the revolving account, and can also ensure that each special service can be promoted and completed in a timely manner.
[0079] In one embodiment, the fund allocation plan further includes: regularly checking the usage data of funds in the revolving account and each of the special fund accounts, and when the funds in the special fund account exceed the later budget of the special service, allocating funds back to the revolving account.
[0080] like Figure 2 As shown, in one embodiment, the method for supervising funds data also includes establishing a public payment platform that supports four payment channels: WeChat, Alipay, UnionPay, and POS. In this embodiment, financial funds paid to individuals or for specialized services can be securely and efficiently disbursed through various payment channels. Furthermore, by leveraging massive data and a rule library, standardized payment methods are implemented during the payment process through rule control, data correlation, and oversight and early warning. Furthermore, payment is facilitated through object identification, assisted review, and data integration. Multiple query channels are established, allowing individuals to query fund disbursement records through various channels, including touch screens, SMS, websites, and WeChat.
[0081] like Figure 3 As shown, in one embodiment, a fund data supervision device 300 is provided, wherein the fund data is livelihood service fund data, and the fund data supervision device 300 includes: a preset module 10, a project establishment module 20, a portrait module 30, and an allocation module 40.
[0082] The preset module 10 is used to set up a fund management main account, a revolving account and two or more special fund accounts; and is used to preset a fund allocation calculation model.
[0083] The project establishment module 20 is used to establish two or more special services based on the people's livelihood data collected by the people's livelihood service information platform. Each special service is allocated a special fund account, and the fund management master account allocates start-up funds to the special fund accounts corresponding to each special service, and allocates working capital to the working capital account.
[0084] The livelihood data collected by the livelihood service information platform includes: counties, townships, villages, and households within the jurisdiction, as well as corresponding per capita income and living expenditure data; basic data related to the social security system within the jurisdiction, including social insurance, social welfare, and social assistance; and overall planning, annual construction plans, actual construction progress, and capital investment data for affordable housing projects within the jurisdiction. A livelihood data center can be established based on the collected livelihood data. The data center can provide a variety of services such as data catalogs, search engines, and data subscriptions, enabling data access, printing, downloading, and exchange.
[0085] The portrait module 30 is used to establish a project portrait for each special service based on the collected people's livelihood data; update the people's livelihood data corresponding to each special service through the people's livelihood service information platform, update the fund usage data in each special fund account, and the progress data of each special service; update the project portrait of each special service based on the people's livelihood data, fund usage data, progress data and the balance in the revolving account.
[0086] The allocation module 40 is used to calculate the correlation between the project portraits, which is calculated based on the livelihood data corresponding to each of the special services; the fund allocation calculation model generates a fund allocation plan based on the updated project portraits and the correlation, and the fund allocation plan includes:
[0087] Two or more special services with the said correlation are bound to form a special service group, and a fund allocation sub-plan within the special service group is formulated according to the said correlation; funds are allocated from the said revolving account to the special service group and the special fund accounts corresponding to the special services not in the said special service group, and the funds allocated to the special service group are allocated according to the said fund allocation sub-plan; when the balance in the said revolving account is lower than the preset value, additional funds are allocated to the said revolving account according to the progress data of each special service.
[0088] In this embodiment, a project portrait is established for each special service, and a fund allocation calculation model is preset. The fund allocation calculation model generates a fund allocation plan based on the updated project portrait and the correlation, and in the fund allocation plan, two or more special services with the correlation are bound to form a special service group, and a fund allocation sub-plan within the special service group is formulated based on the correlation; funds are allocated from the revolving account to the special service group and the special fund accounts corresponding to the special services not in the special service group, and the funds allocated to the special service group are allocated according to the fund allocation sub-plan, thereby not only improving the efficiency of fund supervision, but also greatly improving the flexibility and accuracy of fund allocation, so that funds between special services can be flexibly allocated and called through the revolving account, and can also ensure that each special service can be promoted and completed in a timely manner.
[0089] In one embodiment, the association includes a mutually beneficial relationship and a mutually exclusive relationship; the mutually beneficial relationship means that two or more special services include some of the same livelihood data, causing the budgets of the special services to increase or decrease proportionally; the mutually exclusive relationship means that two or more special services include some of the same livelihood data, causing the budgets of the special services to change in opposite directions; the fund allocation sub-scheme includes: directly allocating funds to each special service in a mutually beneficial relationship in direct proportion;
[0090] Allocate funds for all special services in a mutually exclusive relationship, allocate part of the funds to a part of the special services in the mutually exclusive relationship first, calculate the funding needs of the other part of the special services after a preset time, and allocate funds to the other part of the special services based on the funding needs.
[0091] like Figure 4As shown, in one embodiment, the fund data supervision device also includes a verification module 50, which is used to regularly verify the usage data of funds in the revolving account and each of the special fund accounts, and to transfer funds back to the revolving account when the funds in the special fund account exceed the later budget of the special service.
[0092] like Figure 5 As shown, in one embodiment, a computer-readable storage medium 500 is provided, on which a computer program is stored. When the program is executed by a processor, the method for supervising fund data as described in any of the above embodiments is implemented.
[0093] Finally, it should be noted that although the above embodiments have been described in the specification and drawings of this application, this does not limit the scope of patent protection of this application. All technical solutions generated by replacing or modifying equivalent structures or equivalent processes based on the essential concepts of this application using the contents recorded in the specification and drawings of this application, as well as directly or indirectly implementing the technical solutions of the above embodiments in other related technical fields, are included in the scope of patent protection of this application.
Claims
1. A method for supervising fund data, characterized in that: The fund data is livelihood service fund data, including the following steps: Establish a main fund management account, a revolving account, and two or more special fund accounts; Establish two or more special services based on the livelihood data collected by the livelihood service information platform, allocate one special fund account to each special service, and allocate start-up funds to the special fund accounts corresponding to each special service and allocate working capital to the working capital account from the fund management master account; Preset fund allocation calculation model; Create a project profile for each special service based on the collected livelihood data; Updating livelihood data corresponding to each of the special services, updating fund usage data in each special fund account, and progress data of each of the special services through the livelihood service information platform; updating project profiles of each special service based on the livelihood data, fund usage data, progress data, and the balance in the revolving account; Calculate the correlation between the project portraits, where the correlation is calculated based on the livelihood data corresponding to the special services; the fund allocation calculation model generates a fund allocation plan based on the updated project portraits and the correlation, where the fund allocation plan includes: Binding two or more special services having the aforementioned correlation to form a special service group, and formulating a fund allocation sub-plan within the special service group based on the aforementioned correlation; Allocate funds from the revolving account to the special fund accounts corresponding to the special service group and the special services not included in the special service group, and distribute the funds allocated to the special service group according to the fund allocation sub-plan; When the balance in the revolving account falls below a preset value, additional funds will be allocated to the revolving account based on the progress data of each special service; The association includes mutually beneficial relationships and mutually exclusive relationships; the mutually beneficial relationship means that two or more special services include some of the same livelihood data, causing the budgets of the special services to increase or decrease proportionally; the mutually exclusive relationship means that two or more special services include some of the same livelihood data, causing the budgets of the special services to change in opposite directions; the fund allocation sub-plan includes: directly allocating funds to each special service in a mutually beneficial relationship in direct proportion; Allocate funds for all special services in a mutually exclusive relationship, allocate part of the funds to a part of the special services in the mutually exclusive relationship first, calculate the funding needs of the other part of the special services after a preset time, and allocate funds to the other part of the special services based on the funding needs.
2. The method for supervising fund data according to claim 1, characterized in that: The fund allocation plan also includes: Regularly check the usage data of funds in the revolving account and each of the special fund accounts, and when the funds in the special fund account exceed the subsequent budget of the special service, transfer funds back to the revolving account.
3. The method for supervising fund data according to claim 1, characterized in that: The livelihood data collected by the livelihood service information platform include: Counties, townships, villages, and households within the jurisdiction, as well as corresponding per capita income and living expenditure data; Basic data related to the social security system within the jurisdiction, including: social insurance, social welfare, and social assistance; The overall plan, annual construction plan, actual construction progress and capital investment data of the affordable housing projects within the jurisdiction.
4. The method for supervising fund data according to claim 1, characterized in that: It also includes establishing a public payment platform, which supports four payment channels: WeChat, Alipay, UnionPay, and POS.
5. A fund data supervision device, characterized in that: The fund data is livelihood service fund data, and the fund data supervision device includes: A preset module for setting up a fund management master account, a revolving account, and two or more special fund accounts; and for setting up a fund allocation calculation model; A project establishment module is used to establish two or more special services based on the livelihood data collected by the livelihood service information platform, allocate one special fund account to each special service, and allocate start-up funds from the fund management master account to the special fund account corresponding to each special service, and allocate working capital to the working capital account; A portrait module is used to create a project portrait for each special service based on the collected livelihood data; update the livelihood data corresponding to each special service through the livelihood service information platform, update the fund usage data in each special fund account, and the progress data of each special service; update the project portrait of each special service based on the livelihood data, fund usage data, progress data and the balance in the revolving account; The allocation module is used to calculate the correlation between the project portraits, and the correlation is calculated based on the livelihood data corresponding to each of the special services; the fund allocation calculation model generates a fund allocation plan based on the updated project portraits and the correlation, and the fund allocation plan includes: Binding two or more special services having the aforementioned correlation to form a special service group, and formulating a fund allocation sub-plan within the special service group based on the aforementioned correlation; Allocate funds from the revolving account to the special fund accounts corresponding to the special service group and the special services not included in the special service group, and distribute the funds allocated to the special service group according to the fund allocation sub-plan; When the balance in the revolving account falls below a preset value, additional funds will be allocated to the revolving account based on the progress data of each special service; The association includes mutually beneficial relationships and mutually exclusive relationships; the mutually beneficial relationship means that two or more special services include some of the same livelihood data, causing the budgets of the special services to increase or decrease proportionally; the mutually exclusive relationship means that two or more special services include some of the same livelihood data, causing the budgets of the special services to change in opposite directions; the fund allocation sub-plan includes: directly allocating funds to each special service in a mutually beneficial relationship in direct proportion; Allocate funds for all special services in a mutually exclusive relationship, allocate part of the funds to a part of the special services in the mutually exclusive relationship first, calculate the funding needs of the other part of the special services after a preset time, and allocate funds to the other part of the special services based on the funding needs.
6. The fund data supervision device according to claim 5, characterized in that: It also includes a checking module for regularly checking the usage data of funds in the revolving account and each of the special fund accounts, and for transferring funds back to the revolving account when the funds in the special fund account exceed the later budget of the special service.
7. The fund data supervision device according to claim 5, characterized in that: The livelihood data collected by the livelihood service information platform include: Counties, townships, villages, and households within the jurisdiction, as well as corresponding per capita income and living expenditure data; Basic data related to the social security system within the jurisdiction, including: social insurance, social welfare, and social assistance; The overall plan, annual construction plan, actual construction progress and capital investment data of the affordable housing projects within the jurisdiction.
8. A computer-readable storage medium having a computer program stored thereon, characterized in that: When the program is executed by a processor, the method for supervising fund data as described in any one of claims 1 to 4 is implemented.
Citation Information
Patent Citations
Financial fund data supervision method, medium and equipment
CN117764301A