Business issuing method and device, electronic equipment and storage medium

By obtaining the attribute information of the order-issuing staff and generating barcode information on the insurance entry page, the problem of low order-issuing efficiency in insurance business is solved, and the flexibility of users to self-insurance and order-issuing is achieved.

CN119313480APending Publication Date: 2025-01-14PEOPLE'S INSURANCE COMPANY OF CHINA +1
View PDF 8 Cites 0 Cited by

Patent Information

Application Number
CN202411548615.8
Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
Filing Date
2024-10-31
Publication Date
2025-01-14

AI Technical Summary

Technical Problem

The current insurance business is inefficient in issuing orders, and business personnel need to manually collect and enter insurance information, resulting in low efficiency.

Method used

By detecting the order-issuing trigger operation of the order-issuing member, obtaining its attribute information, determining the candidate insurance product with code-issuing permission, and generating barcode information of the insured entry page. Users can open the insured entry page by scanning the barcode by scanning the software to open the insured entry page.

Benefits of technology

It improves the efficiency and accuracy of order placement, realizes user-insurance, reduces user-operated steps, and enhances the flexibility of order placement.

✦ Generated by Eureka AI based on patent content.

Smart Images

  • Figure CN119313480A_ABST
    Figure CN119313480A_ABST
Patent Text Reader

Abstract

The invention provides a service issuing method and device, electronic equipment and a storage medium, and the method comprises the steps: obtaining the first attribute information of an issuing person in response to the detection of an issuing triggering operation of the issuing person; according to the first attribute information, determining candidate insurance products of which the individual has code issuing authority, and displaying a product list of the candidate insurance products; obtaining parameter information of a target insurance product in response to a detected order issuing configuration operation on the target insurance product in the product list; according to the parameter information, generating an insurance input page of the target insurance product; generating bar code information of the insurance entry page according to the link of the insurance entry page; wherein the insurance input page is displayed when the bar code information is scanned by scanning software on the terminal, so that insurance can be performed through the insurance input page. According to the method, the insurance product is rapidly propagated to the user side through the bar code information, so that the user can buy insurance autonomously, and the issuing efficiency is improved.
Need to check novelty before this filing date? Find Prior Art

Description

Technical Field

[0001] The present application relates to the field of insurance technology, and in particular to a business billing method, device, electronic device and storage medium. Background Art

[0002] With the development of society and the improvement of people's safety awareness, people have gradually realized the importance of insurance, and more and more people are buying insurance. Buying insurance can bring many benefits to people.

[0003] In the related technology, business personnel are usually required to collect lists and uniformly enter insurance information, but this method is relatively inefficient in issuing policies. Summary of the invention

[0004] The present application aims to solve one of the technical problems in the related art at least to some extent.

[0005] To this end, the first purpose of this application is to propose a business order issuance method to improve order issuance efficiency.

[0006] The second objective of this application is to provide a service billing device.

[0007] The third objective of the present application is to provide an electronic device.

[0008] A fourth objective of the present application is to provide a computer-readable storage medium.

[0009] A fifth object of the present application is to provide a computer program product.

[0010] To achieve the above-mentioned purpose, the first embodiment of the present application proposes a business billing method, including:

[0011] In response to detecting a trigger operation of issuing a bill by a bill issuing clerk, obtaining first attribute information of the bill issuing clerk;

[0012] Determine, based on the first attribute information, candidate insurance products for which the issuer has the authority to issue codes, and display a product list of the candidate insurance products;

[0013] In response to detecting a policy configuration operation for a target insurance product in the product list, acquiring parameter information of the target insurance product;

[0014] Generate an insurance entry page for the target insurance product according to the parameter information;

[0015] The barcode information of the insurance entry page is generated according to the link of the insurance entry page; wherein, when the barcode information is scanned by scanning software on the terminal, the insurance entry page is displayed, so that insurance can be purchased through the insurance entry page.

[0016] To achieve the above-mentioned purpose, the second embodiment of the present application proposes a service bill issuing device, including:

[0017] A first acquisition module, configured to acquire first attribute information of the order issuer in response to detecting an order issue triggering operation of the order issuer;

[0018] A first determination module, configured to determine, based on the first attribute information, candidate insurance products for which the issuer has the authority to issue codes, and display a product list of the candidate insurance products;

[0019] A second acquisition module, configured to acquire parameter information of a target insurance product in the product list in response to detecting a policy configuration operation for the target insurance product in the product list;

[0020] A first generating module, used to generate an insurance entry page for the target insurance product according to the parameter information;

[0021] The second generating module is used to generate the barcode information of the insurance entry page according to the link of the insurance entry page; wherein, when the barcode information is scanned by the scanning software on the terminal, the insurance entry page is displayed, so that insurance can be purchased through the insurance entry page.

[0022] To achieve the above-mentioned purpose, the third aspect of the present application provides an electronic device, including: a processor, and a memory communicatively connected to the processor;

[0023] The memory stores computer-executable instructions;

[0024] The processor executes the computer-executable instructions stored in the memory to implement the method as described in the embodiment of the first aspect.

[0025] To achieve the above-mentioned purpose, the fourth aspect embodiment of the present application proposes a computer-readable storage medium, in which computer-readable storage medium is stored computer execution instructions, and when the computer execution instructions are executed by a processor, they are used to implement the method described in the first aspect embodiment.

[0026] To achieve the above-mentioned purpose, the fifth aspect of the present application proposes a computer program product, including a computer program, which implements the method described in the first aspect when executed by a processor.

[0027] The business order issuance method, device, electronic device and storage medium provided by the present application obtain the first attribute information of the order issuer when the order issue trigger operation of the order issuer is detected, and determine the candidate insurance products for which the order issuer has the authority to issue codes based on the first attribute information. If the order issuance configuration operation of the target insurance product in the product list of the candidate insurance products is detected, the parameter information of the insurance product is obtained, and the insurance entry page is generated based on the parameter information, and then the barcode information is generated based on the link of the insurance entry page. Thus, the insurance product is quickly disseminated to the user side through the barcode information. When the user scans the barcode information through the scanning software on the terminal, the insurance entry page can be opened and the insurance information can be entered, so that the user can take out insurance independently and the order issuance efficiency is improved. In addition, the candidate insurance products with the authority to issue codes are determined based on the attribute information of the order issuer, so as to improve the accuracy of order issuance. In addition, the order issuer can configure the order for the insurance product to be issued, so as to improve the flexibility of order issuance.

[0028] Additional aspects and advantages of the present application will be given in part in the description below, and in part will become apparent from the description below, or will be learned through the practice of the present application. BRIEF DESCRIPTION OF THE DRAWINGS

[0029] The above and / or additional aspects and advantages of the present application will become apparent and easily understood from the following description of the embodiments in conjunction with the accompanying drawings, in which:

[0030] Figure 1 A flowchart of a business order issuance method provided in an embodiment of the present application;

[0031] Figure 2 A flowchart of another method for issuing a business order provided in an embodiment of the present application;

[0032] Figure 3 A schematic diagram of a process of issuing a business order provided in an embodiment of the present application;

[0033] Figure 4 A schematic diagram of the structure of a business order issuing device provided in an embodiment of the present application. DETAILED DESCRIPTION

[0034] Embodiments of the present application are described in detail below, and examples of the embodiments are shown in the accompanying drawings, wherein the same or similar reference numerals throughout represent the same or similar elements or elements having the same or similar functions. The embodiments described below with reference to the accompanying drawings are exemplary and are intended to be used to explain the present application, and should not be construed as limiting the present application.

[0035] The following describes the service order issuance method and device of the embodiment of the present application with reference to the accompanying drawings.

[0036] Figure 1A flowchart of a business order issuance method provided in an embodiment of the present application.

[0037] In the related technology, business personnel are usually required to collect lists and uniformly enter insurance information, but this method is relatively inefficient in issuing policies.

[0038] To solve this problem, the embodiment of the present application provides a service billing method to improve the billing efficiency. For example, the service billing method of the embodiment of the present application is executed by a service billing management system as an example for explanation.

[0039] like Figure 1 As shown, the business order issuance method includes the following steps:

[0040] Step 101, in response to detecting an order-issuing triggering operation by an order-issuing clerk, obtaining first attribute information of the order-issuing clerk.

[0041] In the present application, the first attribute information of the bill issuer may include but is not limited to the bill issuer's name, work number, contact information, affiliation information, etc. Among them, the affiliation information may include information of the organization to which the bill issuer belongs.

[0042] Exemplarily, the order maker can log in to the business order management system. After logging in to the business order management system, the order function control on the front-end page can be triggered. The business order management system can then detect the order trigger operation of the order maker and obtain the first attribute information of the order maker based on the account information of the order maker.

[0043] Exemplarily, the business order management system can be connected to the personnel management system to obtain the first attribute information of the order issuer from the personnel management system.

[0044] Step 102: Determine, based on the first attribute information, candidate insurance products for which the issuer has the authority to issue codes, and display a product list of the candidate insurance products.

[0045] As a possible implementation, the insurance products that each bill issuer has the authority to issue codes for can be preset. For example, the correspondence between bill issuers and the insurance products that have the authority to issue codes for can be stored, so that the candidate insurance products that the bill issuer has the authority to issue codes for can be determined based on the first attribute information and the correspondence. For example, the correspondence can be queried based on the identification information of the bill issuer in the first attribute information to determine the candidate insurance products that the bill issuer has the authority to issue codes for.

[0046] As another possible implementation, the issuing clerk's affiliated institution may be determined based on the issuing clerk's affiliated information in the first attribute information, and the insurance products under the affiliated institution may be determined based on the hierarchical information of the affiliated institution. Then, based on the insurance products under the affiliated institution, the candidate insurance products for which the issuing clerk has the authority to issue codes may be determined. Exemplarily, among the insurance products under the affiliated institution, the insurance products related to the issuing clerk's business type may be determined as the candidate insurance products for which the issuing clerk has the authority to issue codes. Exemplarily, all the insurance products under the affiliated institution may be determined as the candidate insurance products for which the issuing clerk has the authority to issue codes.

[0047] The affiliation of the order-issuing clerk may refer to the institution or unit to which the order-issuing clerk belongs.

[0048] For example, the affiliation information of a certain policy issuer is that the policy issuer belongs to organization A, and organization A also has subordinate organizations B and C. Then the insurance products of organization A itself and the insurance products of subordinate organizations B and C can be regarded as insurance products under organization A. All insurance products under organization A can be identified as candidate insurance products for which the policy issuer has the authority to issue codes. That is, the policy issuer has the authority to issue codes for all insurance products under team A.

[0049] After determining the candidate insurance products for which the biller has the authority to issue codes, a product list of the candidate insurance products may be displayed on the front-end page, wherein the product list may include the product identification of each candidate insurance product, such as the name of the candidate insurance product, the number of the candidate insurance product, etc.

[0050] Step 103, in response to detecting a policy configuration operation for a target insurance product in the product list, obtaining parameter information of the target insurance product.

[0051] In this application, the biller can select the insurance product to be billed from the product list and perform billing configuration operations on the selected insurance product, such as selecting the template bill of the insurance product, specifying the insurance start date, specifying the insurance end date, and inputting the biller's affiliation information. If the business billing management system detects the billing configuration operation for the target insurance product in the product list, the parameter information of the target insurance product can be obtained. Here, the target insurance product refers to the insurance product to be billed selected from the product list.

[0052] The parameter information may include, but is not limited to, product information of the target insurance product, template policy, insurance start date, insurance end date, and information on the issuing officer.

[0053] Step 104: Generate an insurance entry page for the target insurance product based on the parameter information.

[0054] In this application, an insurance entry page for the target insurance product can be generated according to the parameter information of the target insurance product. The insurance entry page can be an H5 page, which refers to a web page developed using HTML5 technology.

[0055] Step 105, generating barcode information of the insurance entry page according to the link of the insurance entry page.

[0056] The barcode information may be a QR code or a barcode, etc.

[0057] In this application, when the user uses the scanning software on the terminal to scan the barcode information, the insurance entry page can be displayed on the terminal. The user can read the insurance terms and notices on the insurance entry page and enter the insurance information on the insurance entry page.

[0058] Taking the barcode information as a QR code as an example, the order clerk can share the QR code with the user. The user scans the QR code with the scanning software on the terminal to open the insurance entry page and enter the insurance information on the insurance entry page.

[0059] In the embodiment of the present application, when the order issuing clerk's order triggering operation is detected, the first attribute information of the order issuing clerk is obtained, and based on the first attribute information, the candidate insurance products for which the order issuing clerk has the authority to issue codes are determined. If the order issuing configuration operation for the target insurance product in the product list of the candidate insurance products is detected, the parameter information of the insurance product is obtained, and the insurance entry page is generated based on the parameter information, and then the barcode information is generated based on the link of the insurance entry page. Thus, the insurance product is quickly disseminated to the user side through the barcode information. When the user scans the barcode information through the scanning software on the terminal, the insurance entry page can be opened and the insurance information can be entered, so that the user can take out insurance independently, which improves the efficiency of order issuance. In addition, the candidate insurance products with the authority to issue codes are determined based on the attribute information of the order issuing clerk, which improves the accuracy of order issuance. In addition, the order issuing clerk can configure the order for the insurance product to be issued, which improves the flexibility of order issuance.

[0060] Figure 2 A flowchart of another business order issuance method provided in an embodiment of the present application.

[0061] like Figure 2 As shown, the business order issuing method may include the following steps:

[0062] Step 201, in response to detecting an order-issuing triggering operation by an order-issuing clerk, obtaining first attribute information of the order-issuing clerk.

[0063] Step 202: Determine, based on the first attribute information, candidate insurance products for which the issuer has the authority to issue codes, and display a product list of the candidate insurance products.

[0064] Step 203, in response to detecting a policy configuration operation for a target insurance product in the product list, obtaining parameter information of the target insurance product.

[0065] Step 204: Generate an insurance entry page for the target insurance product based on the parameter information.

[0066] Step 205, generating barcode information of the insurance entry page according to the link of the insurance entry page.

[0067] In the present application, steps 201 to 205 may be implemented in any of the embodiments of the present application, and therefore will not be described in detail herein.

[0068] Step 206: In response to receiving the insurance request for the target insurance product, obtain second attribute information of the business administrator of the target insurance product.

[0069] In this application, after the user enters the insurance information on the insurance entry page, the submit control in the insurance entry page can be triggered. At this time, the business order management system can receive the insurance request for the target insurance product, where the insurance request can include the product information of the target insurance product, and the second attribute information of the business administrator of the target insurance product can be obtained based on the product information of the target insurance product.

[0070] Among them, the business administrator of the target insurance product may refer to a person who configures the target insurance product in the insurance core system.

[0071] The second attribute information may include but is not limited to the name, work number, contact information and other information of the business administrator.

[0072] Optionally, if the user enters the target data on the insurance entry page, the terminal may send a related data query request to the business billing management system, and the business billing management system performs a query based on the target data in the related data query request to determine whether there is related data of the target data. If there is related data of the target data, the related data may be sent to the terminal, and the terminal may display the related data on the insurance entry page. Thus, when the user enters the target data, the related data of the target data may be automatically displayed, which may reduce the user's input operations and improve the efficiency of information input.

[0073] For example, the target data may be part of the insured's information, such as name, and the associated data may include other information of the insured, such as gender, contact information, address, etc., information of the insured, etc.

[0074] For example, the information of the intended policyholder and the insured can be collected in advance and stored in the business order management system. After the user enters the policyholder's information on the insurance entry page, the terminal can send the policyholder's information to the business order management system. The business order management system queries the policyholder's information to determine whether there is relevant data about the policyholder. If so, it returns it to the terminal, which displays the data on the insurance entry page. As a result, when the user enters the policyholder's information, more detailed data is automatically displayed, which simplifies the user's entry operation and improves the efficiency of information entry.

[0075] Step 207, generating an insurance message according to the first attribute information, the second attribute information and the insurance data in the insurance request.

[0076] In this application, the insurance request may also include insurance data, such as the information of the policyholder, the information of the insured, etc. The business bill management system may generate an insurance message based on the first attribute information of the bill issuer, the second attribute information of the business administrator, the insurance data, etc.

[0077] Step 208, the insurance application message is sent to the insurance core system, so that the insurance core system generates an insurance application number and a payment link according to the insurance application message.

[0078] In this application, the business order management system can send the insurance message to the insurance core system. After receiving the insurance message, the insurance core system can generate an insurance order number and a payment link according to the content of the insurance message. Among them, the insurance order number can be used to uniquely identify the insurance record.

[0079] Step 209, receiving the insurance policy number and payment link sent by the insurance core system.

[0080] In this application, the insurance core system can send the generated insurance policy number and payment link to the business policy management system, and the business policy management system receives the insurance policy number and payment link sent by the insurance core system.

[0081] Step 210, sending the insurance policy number and payment link to the terminal.

[0082] In this application, the business order management system sends the insurance policy number and payment link received from the insurance core system to the terminal. The terminal switches from the insurance entry page to the electronic signature page, which displays the insurance policy number. The user can electronically sign according to the insurance policy number on the electronic signature page. After the user completes the electronic signature, the terminal sends the electronic signature completion result to the business order management system. The business order management system then completes the image storage by connecting to the imaging system, and then jumps to the payment link. The terminal switches from the electronic signature page to the payment page, and the user can pay through the payment control on the payment page.

[0083] Exemplarily, the electronic signature page and the payment page can be H5 pages.

[0084] Optionally, if the business order management system receives the payment success information, it can determine that the payment of the insurance application number is successful, and then send a policy generation request to the insurance core system. After receiving the policy generation request, the insurance core system can generate a policy number according to the insurance application number in the policy generation request. Among them, the policy number can be used to uniquely identify the insurance policy.

[0085] Optionally, the insurance core system can determine the target object associated with the policy number based on the policy number, such as the policyholder, the insured, etc., and send the policy download link and insurance success prompt information to the target object.

[0086] Exemplarily, the insurance core system can generate a short message containing an electronic insurance policy download link based on a customized message template according to the insurance plan of the configured target insurance product. The short message can also include a prompt message of successful insurance purchase, and the short message can be sent to the target object.

[0087] Therefore, after the insurance is successfully purchased, the electronic insurance policy download link and insurance success prompt information can be sent to the target object, so that the target object can know the insurance result and download the electronic insurance policy, avoiding the user logging into the relevant system to download, and the operation is simple.

[0088] In an embodiment of the present application, after receiving an insurance request for a target insurance product, an insurance message can be generated based on the second information of the business administrator of the target insurance product, the attribute information of the policy issuer and the insurance data, and by interacting with the insurance core system, the insurance policy number and payment link can be obtained, and then sent to the terminal for the user to electronically sign and pay, thereby realizing autonomous insurance and autonomous payment. There is no need for the user to log in to insurance-related applications to place insurance and pay, which reduces user operations and improves insurance efficiency.

[0089] In one embodiment of the present application, based on the above embodiment, the business policy issuance management system can periodically obtain a first policy list from the insurance core system. The first policy list can be a list of all current policies, and determine the policy issuers at each institutional level based on the affiliation information of the policy issuers to whom each policy in the first policy list belongs and the hierarchical information of each institution. Combined with the policy issuers to whom each policy in the first policy list belongs, the policies issued by the policy issuers at each institutional level are determined. Then, based on the policies issued by the policy issuers at each institutional level, a second policy list at each institutional level can be obtained.

[0090] The second insurance policy list may include, but is not limited to, the insurance policy number, information about the issuer of the insurance policy, information about the business manager of the insurance product to which the insurance policy belongs, etc.

[0091] Therefore, by interacting with the core insurance system, insurance policies can be obtained on a regular basis, and based on the hierarchical relationship of each institution, a list of insurance policies at all levels can be formed to facilitate tracking and management.

[0092] Optionally, when a person with policy query authority performs a policy query operation in the business policy issuance management system, the business policy issuance management system can obtain a policy query request, wherein the policy query request may include role identification information. Based on the role identification information, the target institutional level corresponding to the role identification information can be determined, and then based on the policies under the target institutional level, the target policy list can be obtained and displayed.

[0093] The role identification information may refer to the identification information of the object performing the query operation, such as an account number or work number, etc. For example, the object performing the query operation may be an order clerk or a business administrator, or other personnel with query authority, etc.

[0094] The target organization level refers to the level of the organization to which the object identified by the role identification information belongs.

[0095] Exemplarily, the organization to which the object identified by the role identification information belongs can be determined based on the role identification information, and then the level of the organization to which the identified object belongs, that is, the target organization level, can be determined based on the level information of each organization.

[0096] Therefore, insurance policies can be queried based on role identification information and the results of the policy query can be returned, which facilitates supervision by the institution and superior institutions.

[0097] To facilitate understanding, the following Figure 3 To explain, Figure 3 A schematic diagram of a process for issuing a business order provided in an embodiment of the present application.

[0098] like Figure 3 As shown, the business administrator can configure insurance products in the insurance core system, and can also configure and supervise the business billing management system. The billing clerk can configure billing in the business billing management system. The business billing management system can generate an insurance entry page based on the billing clerk's billing configuration operations, and generate barcode information for the insurance entry page.

[0099] When the user scans the barcode information on the insurance entry page through the scanning software on the terminal, the terminal displays the insurance entry page. The user enters the information on the insurance entry page and clicks Submit. Figure 3As shown, the user initiates an insurance request, which is sent to the business order management system. The order management system generates an insurance message and then requests the insurance core system. The insurance core system generates an insurance policy number and payment connection based on the insurance message. The insurance core system returns it to the business order management system, which then returns it to the terminal.

[0100] The electronic signature page can be displayed on the terminal. After the user completes the electronic signature on the terminal, he / she will be redirected to the payment link to make the payment.

[0101] In order to implement the above embodiment, the present application also proposes a service billing device. Figure 4 A schematic diagram of the structure of a business order issuing device provided in an embodiment of the present application.

[0102] like Figure 4 As shown, the service bill issuing device 400 includes:

[0103] A first acquisition module 410 is used to acquire first attribute information of the order issuer in response to detecting an order issue triggering operation of the order issuer;

[0104] A first determination module 420 is used to determine, based on the first attribute information, candidate insurance products for which the issuer has the authority to issue codes, and display a product list of the candidate insurance products;

[0105] A second acquisition module 430 is used to acquire parameter information of the target insurance product in the product list in response to detecting a policy configuration operation for the target insurance product in the product list;

[0106] A first generating module 440 is used to generate an insurance entry page for the target insurance product according to the parameter information;

[0107] The second generating module 450 is used to generate the barcode information of the insurance entry page according to the link of the insurance entry page; wherein, when the barcode information is scanned by the scanning software on the terminal, the insurance entry page is displayed, so that insurance can be purchased through the insurance entry page.

[0108] Further, in a possible implementation of the embodiment of the present application, the first attribute information includes the attribution information of the order issuer, and the first determination module 420 is used to:

[0109] Determine the affiliated institution of the bill issuing clerk according to the affiliated information;

[0110] Determine the insurance products under the affiliated institution according to the hierarchical information of the affiliated institution;

[0111] The candidate insurance products are determined according to the insurance products under the affiliated institution.

[0112] Furthermore, in a possible implementation of the embodiment of the present application, the device may also include:

[0113] A third acquisition module is used to obtain second attribute information of the business administrator of the target insurance product in response to receiving an insurance request for the target insurance product; wherein the insurance request is sent when a submit control in the insurance entry page is triggered;

[0114] A third generating module, configured to generate an insurance message according to the first attribute information, the second attribute information and the insurance data in the insurance request;

[0115] A sending module, used for sending the insurance application message to the insurance core system, so that the insurance core system generates an insurance application number and a payment link according to the insurance application message;

[0116] A receiving module, used for receiving the insurance application number and the payment link sent by the insurance core system;

[0117] The sending module is also used to send the insurance application number and the payment link to the terminal, so that the terminal switches from the insurance entry page to display the electronic signature page, and after completing the electronic signature based on the insurance application number, jumps to the payment link to make payment.

[0118] Furthermore, in a possible implementation of the embodiment of the present application, the sending module is further configured to:

[0119] In response to determining that the payment of the insurance application number is successful, a policy generation request is sent to the insurance core system, so that the insurance core system generates a policy number according to the policy generation request, and sends a policy download link and insurance success prompt information to the target object associated with the policy number.

[0120] Furthermore, in a possible implementation of the embodiment of the present application, the device may also include:

[0121] A query module, configured to respond to receiving a query request for associated data of target data in the insurance entry page, and query according to the target data in the associated data query request to determine whether there is associated data of the target data;

[0122] The sending module is used for sending the associated data to the terminal in response to the existence of the associated data of the target data, so that the terminal displays the associated data in the insurance entry page.

[0123] Furthermore, in a possible implementation of the embodiment of the present application, the device may also include:

[0124] A fourth acquisition module is used to acquire a first insurance policy list from the insurance core system;

[0125] The classification module is used to classify the insurance policies in the first insurance policy list according to the issuers to whom each policy belongs, the institutions to which the issuers belong, and the hierarchical information of each institution, so as to obtain a second insurance policy list of each institutional level.

[0126] Furthermore, in a possible implementation of the embodiment of the present application, the device may also include:

[0127] A fifth acquisition module, used to acquire an insurance policy query request; wherein the insurance policy query request includes role identification information;

[0128] A second determination module, configured to determine, based on the role identification information, a target organization level corresponding to the role identification information;

[0129] The sixth acquisition module is used to acquire a target policy list based on the insurance policies under the target institution level.

[0130] It should be noted that the aforementioned explanation of the embodiment of the service bill issuance method is also applicable to the service bill issuance device of this embodiment and will not be repeated here.

[0131] In the embodiment of the present application, when the order issuing clerk's order triggering operation is detected, the first attribute information of the order issuing clerk is obtained, and based on the first attribute information, the candidate insurance products for which the order issuing clerk has the authority to issue codes are determined. If the order configuration operation for the target insurance product in the product list of the candidate insurance products is detected, the parameter information of the insurance product is obtained, and the insurance entry page is generated based on the parameter information, and then the barcode information is generated based on the link of the insurance entry page. Thus, the insurance product can be quickly disseminated to the user side through the barcode information. When the user scans the barcode information through the scanning software on the terminal, the insurance entry page can be opened and the insurance information can be entered, so that the user can take out insurance independently, which improves the efficiency of order issuance. Moreover, the candidate insurance products with the authority to issue codes are determined based on the attribute information of the order issuing clerk, which improves the accuracy of order issuance. In addition, the order issuing clerk can configure the order for the insurance product to be issued, which improves the flexibility of order issuance.

[0132] In order to implement the above embodiments, the present application also proposes an electronic device, comprising: a processor, and a memory communicatively connected to the processor; the memory stores computer-executable instructions; the processor executes the computer-executable instructions stored in the memory to implement the method provided by the above embodiments.

[0133] In order to implement the above embodiments, the present application also proposes a computer-readable storage medium, in which computer-executable instructions are stored. When the computer-executable instructions are executed by a processor, they are used to implement the methods provided by the above embodiments.

[0134] In order to implement the above embodiments, the present application also proposes a computer program product, including a computer program, which implements the methods provided by the above embodiments when executed by a processor.

[0135] The collection, storage, use, processing, transmission, provision and disclosure of user personal information involved in this application are in compliance with relevant laws and regulations and do not violate public order and good morals.

[0136] It should be noted that personal information from users should be collected for legitimate and reasonable purposes and should not be shared or sold outside of these legitimate uses. In addition, such collection / sharing should be carried out after receiving the user's informed consent, including but not limited to notifying the user to read the user agreement / user notice and sign the agreement / authorization including authorization of relevant user information before the user uses the function. In addition, any necessary steps should be taken to protect and safeguard access to such personal information data and ensure that others who have access to personal information data comply with its privacy policy and procedures.

[0137] The present application is expected to provide an implementation scheme for users to selectively block the use or access of personal information data. That is, the present disclosure is expected to provide hardware and / or software to prevent or block access to such personal information data. Once the personal information data is no longer needed, the risk can be minimized by limiting data collection and deleting the data. In addition, when applicable, such personal information is de-identified to protect the privacy of the user.

[0138] In the description of the aforementioned embodiments, the description with reference to the terms "one embodiment", "some embodiments", "example", "specific example", or "some examples" etc. means that the specific features, structures, materials or characteristics described in conjunction with the embodiment or example are included in at least one embodiment or example of the present application. In this specification, the schematic representations of the above terms do not necessarily refer to the same embodiment or example. Moreover, the specific features, structures, materials or characteristics described may be combined in any one or more embodiments or examples in a suitable manner. In addition, those skilled in the art may combine and combine the different embodiments or examples described in this specification and the features of the different embodiments or examples, without contradiction.

[0139] In addition, the terms "first" and "second" are used for descriptive purposes only and should not be understood as indicating or implying relative importance or implicitly indicating the number of the indicated technical features. Therefore, the features defined as "first" and "second" may explicitly or implicitly include at least one of the features. In the description of this application, the meaning of "plurality" is at least two, such as two, three, etc., unless otherwise clearly and specifically defined.

[0140] Any process or method description in a flowchart or otherwise described herein may be understood to represent a module, fragment or portion of code comprising one or more executable instructions for implementing the steps of a custom logical function or process, and the scope of the preferred embodiments of the present application includes alternative implementations in which functions may not be performed in the order shown or discussed, including performing functions in a substantially simultaneous manner or in the reverse order depending on the functions involved, which should be understood by technicians in the technical field to which the embodiments of the present application belong.

[0141] The logic and / or steps represented in the flowchart or otherwise described herein, for example, can be considered as an ordered list of executable instructions for implementing logical functions, and can be embodied in any computer-readable medium for use by an instruction execution system, device or apparatus (such as a computer-based system, a system including a processor, or other system that can fetch instructions from an instruction execution system, device or apparatus and execute the instructions), or in combination with these instruction execution systems, devices or apparatuses. For the purpose of this specification, "computer-readable medium" can be any device that can contain, store, communicate, propagate or transmit a program for use by an instruction execution system, device or apparatus, or in combination with these instruction execution systems, devices or apparatuses. More specific examples of computer-readable media (a non-exhaustive list) include the following: an electrical connection with one or more wires (electronic device), a portable computer disk box (magnetic device), a random access memory (RAM), a read-only memory (ROM), an erasable and programmable read-only memory (EPROM or flash memory), a fiber optic device, and a portable compact disk read-only memory (CDROM). In addition, the computer-readable medium may even be paper or other suitable medium on which the program is printed, since the program may be obtained electronically, for example, by optically scanning the paper or other medium and then editing, interpreting or processing in other suitable ways if necessary, and then stored in a computer memory.

[0142] It should be understood that the various parts of the present application can be implemented by hardware, software, firmware or a combination thereof. In the above-mentioned embodiments, multiple steps or methods can be implemented by software or firmware stored in a memory and executed by a suitable instruction execution system. For example, if implemented by hardware, as in another embodiment, it can be implemented by any one of the following technologies known in the art or their combination: a discrete logic circuit having a logic gate circuit for implementing a logic function for a data signal, a dedicated integrated circuit having a suitable combination of logic gate circuits, a programmable gate array (PGA), a field programmable gate array (FPGA), etc.

[0143] A person skilled in the art may understand that all or part of the steps in the method for implementing the above-mentioned embodiment may be completed by instructing related hardware through a program, and the program may be stored in a computer-readable storage medium, which, when executed, includes one or a combination of the steps of the method embodiment.

[0144] In addition, each functional unit in each embodiment of the present application may be integrated into a processing module, or each unit may exist physically separately, or two or more units may be integrated into one module. The above-mentioned integrated module may be implemented in the form of hardware or in the form of a software functional module. If the integrated module is implemented in the form of a software functional module and sold or used as an independent product, it may also be stored in a computer-readable storage medium.

[0145] The storage medium mentioned above may be a read-only memory, a magnetic disk or an optical disk, etc. Although the embodiments of the present application have been shown and described above, it can be understood that the above embodiments are exemplary and cannot be understood as limiting the present application. A person of ordinary skill in the art may change, modify, replace and modify the above embodiments within the scope of the present application.

Claims

1. A business order method, characterized in that: The following steps are involved: In response to detecting a trigger operation of issuing a bill by a bill issuing clerk, obtaining first attribute information of the bill issuing clerk; Determine, based on the first attribute information, candidate insurance products for which the issuer has the authority to issue codes, and display a product list of the candidate insurance products; In response to detecting a policy configuration operation for a target insurance product in the product list, acquiring parameter information of the target insurance product; Generate an insurance entry page for the target insurance product according to the parameter information; The barcode information of the insurance entry page is generated according to the link of the insurance entry page; wherein, when the barcode information is scanned by scanning software on the terminal, the insurance entry page is displayed, so that insurance can be purchased through the insurance entry page.

2. The method according to claim 1, characterized in that The first attribute information includes the ownership information of the issuer, and determining, based on the first attribute information, the candidate insurance products for which the issuer has the authority to issue codes includes: Determining the institution to which the bill issuer belongs based on the attribution information; Determine the insurance products under the affiliated institution according to the hierarchical information of the affiliated institution; The candidate insurance products are determined according to the insurance products under the affiliated institution.

3. The method according to claim 1, characterized in that Also includes: In response to receiving an insurance request for the target insurance product, obtaining second attribute information of a business administrator of the target insurance product; wherein the insurance request is sent when a submit control in the insurance entry page is triggered; Generate an insurance message according to the first attribute information, the second attribute information and the insurance data in the insurance request; Sending the insurance application message to the insurance core system so that the insurance core system generates an insurance application number and a payment link according to the insurance application message; Receiving the insurance application number and the payment link sent by the insurance core system; The insurance application number and the payment link are sent to the terminal, so that the terminal switches from the insurance entry page to display the electronic signature page, and after completing the electronic signature based on the insurance application number, jumps to the payment link to make payment.

4. The method according to claim 3, characterized in that Also includes: In response to determining that the payment of the insurance application number is successful, a policy generation request is sent to the insurance core system, so that the insurance core system generates a policy number according to the policy generation request, and sends a policy download link and insurance success prompt information to the target object associated with the policy number.

5. The method according to claim 1, characterized in that Also includes: In response to receiving a query request for associated data of target data in the insurance entry page, querying according to the target data in the query request for associated data to determine whether there is associated data of the target data; In response to the existence of associated data of the target data, the associated data is sent to the terminal, so that the terminal displays the associated data in the insurance entry page.

6. The method according to claim 1, characterized in that Also includes: Get the first policy list from the insurance core system; According to the issuers of each policy in the first policy list, the institutions to which the issuers belong and the hierarchical information of each institution, the policies are classified to obtain a second policy list of each institutional level.

7. The method according to claim 6, characterized in that Also includes: Obtaining an insurance policy query request; wherein the insurance policy query request includes role identification information; According to the role identification information, determining the target organization level corresponding to the role identification information; Obtain a target policy list based on the policies under the target institution level.

8. A business order issuing device, characterized in that: include: A first acquisition module, configured to acquire first attribute information of the order issuer in response to detecting an order issue triggering operation of the order issuer; A first determination module, configured to determine, based on the first attribute information, candidate insurance products for which the issuer has the authority to issue codes, and display a product list of the candidate insurance products; A second acquisition module, configured to acquire parameter information of a target insurance product in the product list in response to detecting a policy configuration operation for the target insurance product in the product list; A first generating module, used to generate an insurance entry page for the target insurance product according to the parameter information; The second generating module is used to generate the barcode information of the insurance entry page according to the link of the insurance entry page; wherein, when the barcode information is scanned by the scanning software on the terminal, the insurance entry page is displayed, so that insurance can be purchased through the insurance entry page.

9. An electronic device, characterized in that: include: A processor, and a memory communicatively connected to the processor; The memory stores computer-executable instructions; The processor executes the computer-executable instructions stored in the memory to implement the method according to any one of claims 1 to 7.

10. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores computer-executable instructions, which are used to implement the method according to any one of claims 1 to 7 when executed by a processor.

11. A computer program product, characterized in that The invention comprises a computer program, which implements the method according to any one of claims 1 to 7 when being executed by a processor.

Citation Information

Patent Citations

  • Method and device for managing user account

    CN107784480A

  • Multiple-insurance product issuing device and method, and computer readable storage medium

    CN108416679A

  • Policy node flow transmitting method, apparatus, computer device and storage medium

    CN109284971A

  • Policy generation method and device, computer device and storage medium

    CN109447818A

  • Method for realizing quick order placement for insurance sales by using OCR and QR Code technologies

    CN110223181A