Resource transfer confirmation method and device, electronic equipment and storage medium

Abstract

The invention relates to the technical field of data processing, in particular to a resource transfer confirmation method and device, electronic equipment and a storage medium, and the method comprises the steps that VR equipment responds to a resource transfer operation triggered by a target object, and completes identity verification based on collected iris information; meanwhile, collecting a comprehensive brain wave generated by the target object under the influence of the confirmation prompt information; and then determining a target computer wave of an attention concentration degree calculation basis from the comprehensive brain waves, and further determining that the target object completes confirmation of resource transfer when the attention concentration degree obtained by calculation exceeds a first set value. In this way, it can be guaranteed that resource transfer confirmation of the target object is carried out under the condition that the target object conforms to the willingness of the target object, and the safety in the resource transfer process is improved.

Description

Background Art

[0002] In related technologies, with the development of virtual reality technology (VR), resource transfer in the process of business processing can be achieved with the help of VR equipment.

[0003] For example, you can use VR devices to browse items in an immersive way and complete item redemption operations.

[0004] Currently, in the process of transferring resources with the help of VR devices, after the VR device detects that the current user has triggered a resource transfer operation, when it is recognized that the current user has focused his eyes on a designated area as instructed, or when it is recognized that the current user has completed a confirmation operation with the help of a handle, it can be determined that the current user has completed the confirmation of the resource transfer, and the resource transfer process can be completed for the current user.

[0005] However, in the existing resource transfer confirmation process, information confirmation can only rely on the user's actions, so it is impossible to perceive the user's operational intention when confirming the resource transfer, and it is impossible to ensure the security of the resource transfer process. Summary of the invention

[0006] The embodiments of the present application provide a resource transfer confirmation method, device, electronic device and storage medium to ensure that the user can follow his or her own operating intention when confirming the resource transfer, thereby improving the security of the resource transfer process.

[0007] In the first aspect, a resource transfer confirmation method is proposed, which is applied to VR devices, including:

[0008] In response to a resource transfer operation triggered by a target object, collecting iris information of the target object;

[0009] When it is determined that there is target candidate iris information matching the iris information among the pre-stored candidate iris information, the identity authentication of the target object is completed; wherein one candidate iris information is associated with one business object and at least one account information of the one business object;

[0010] The generated confirmation prompt information is displayed to the target object, and the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information are collected, wherein the confirmation prompt information is used to prompt the target object to concentrate;

[0011] A target brain wave of a target type is determined from the comprehensive brain wave, and the attention concentration of the target object is obtained based on the fluctuation of the target brain wave. When the attention concentration exceeds a first set value, it is determined that the target object has completed the resource transfer.

[0012] In a second aspect, a resource transfer confirmation device is provided, comprising:

[0013] A first collecting unit, configured to collect iris information of a target object in response to a resource transfer operation triggered by the target object;

[0014] A verification unit, configured to complete the identity verification of the target object when determining that there is target candidate iris information matching the iris information among the pre-stored candidate iris information; wherein one candidate iris information is associated with one business object and at least one account information of the one business object;

[0015] A second collection unit is used to display the generated confirmation prompt information to the target object, and collect the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information, wherein the confirmation prompt information is used to prompt the target object to concentrate;

[0016] A determination unit is used to determine a target brain wave of a target type from the comprehensive brain wave, and obtain the attention concentration of the target object according to the fluctuation of the target brain wave, and when the attention concentration exceeds a first set value, determine the confirmation that the target object has completed the resource transfer.

[0017] Optionally, when the attention concentration does not exceed the first set value, the determining unit is configured to perform the following operations:

[0018] Counting the total number of times that the attention concentration recorded for the target object does not exceed the first set value continuously during the current response to the resource transfer operation;

[0019] When it is determined that the total number of times has not reached the second set value, the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information are re-collected, and when the re-determined attention concentration exceeds the first set value, it is determined that the target object has completed the information confirmation.

[0020] Optionally, when it is determined that the total number of times reaches a second set value, the determining unit is configured to perform the following operations:

[0021] Determining that the target object has not completed the confirmation of resource transfer;

[0022] A query request is sent to a safety confirmation device pre-associated with the target object, and when it is determined that confirmation information fed back by the safety confirmation device is obtained within a preset time period, operation stop information is displayed to the target object.

[0023] Optionally, when determining the target brain wave of the target type from the comprehensive brain wave, the determining unit is used to:

[0024] Performing filtering processing on the comprehensive brain wave to obtain the comprehensive brain wave after denoising;

[0025] Performing spectrum analysis on the comprehensive brain waves to obtain a corresponding spectrum graph;

[0026] The target brain wave is determined from the integrated brain wave according to the frequency range corresponding to the target brain wave of the target type and the frequency spectrum.

[0027] Optionally, when obtaining the attention concentration of the target object according to the fluctuation of the target brain wave, the determination unit is used to:

[0028] Based on the fluctuation of the target brain wave, the corresponding target waveform energy value is calculated, and based on the fluctuation of the comprehensive brain wave, the corresponding comprehensive waveform energy value is calculated;

[0029] Based on the ratio of the target waveform energy value to the comprehensive waveform energy value, the attention concentration of the target object is obtained.

[0030] Optionally, before the resource transfer operation triggered in response to the target object, the first acquisition unit is further configured to:

[0031] In response to an information registration request triggered by a target object, collecting iris information of the target object;

[0032] At least one account information authorized by the target object to participate in the resource transfer operation is obtained, and after completing the target object's use authority verification for each account information, an association relationship between the target object's iris information and the at least one account information is established.

[0033] Optionally, when collecting the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information, the second collecting unit is used to:

[0034] Starting from a set time interval after the confirmation prompt information is presented, a pre-configured brain wave collection component is used to collect comprehensive brain waves of the target object for a set time length.

[0035] Optionally, when presenting the generated confirmation prompt information to the target object, the second acquisition unit is used to:

[0036] Acquire the information content presentation format preset by the target object, and acquire confirmation prompt information generated for the target object;

[0037] The confirmation prompt information is formatted according to the content presentation format, and the processed confirmation prompt information is displayed to the target object.

[0038] In a third aspect, an electronic device is proposed, comprising a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor implements the above-mentioned resource transfer confirmation method when executing the program.

[0039] In a fourth aspect, a computer-readable storage medium is proposed, on which a computer program is stored, and when the computer program is executed by a processor, the above-mentioned resource transfer confirmation method is implemented.

[0040] In a fifth aspect, a computer program product is proposed, including a computer program, wherein the computer program implements the above-mentioned resource transfer confirmation method when executed by a processor.

[0041] The beneficial effects of this application are as follows:

[0042] In an embodiment of the present application, a method, device, electronic device and storage medium for confirming resource transfer are proposed, wherein the VR device collects iris information for confirming the identity of the target object in response to a resource transfer operation triggered by a target object; thereafter, after determining that the collected iris information successfully matches each pre-stored candidate iris information, the identity authentication of the target object is completed; at the same time, the generated confirmation prompt information is presented to the target object, and the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information are collected, wherein the confirmation prompt information is used to prompt the target object to concentrate; thereafter, the target brain waves based on which the attention concentration is calculated are determined from the comprehensive brain waves, and then when the calculated attention concentration exceeds a first set value, it is determined that the target object has completed the confirmation of the resource transfer.

[0043] In this way, after the VR device presents the confirmation prompt information for instructing the target object to concentrate its attention, it can determine the concentration of the target object's attention during the confirmation process of resource transfer by collecting and processing brain waves, which provides a basis for determining whether the target object is focused on the confirmation of resource transfer. Therefore, with the help of attention concentration, the target object's willingness to confirm resource transfer can be quantified; moreover, by setting the target object to complete the confirmation of resource transfer when the attention concentration exceeds the first set value, it is equivalent to defining the target object's attention concentration. Only when the attention concentration is higher than the first set value is it defined as the existence of confirmation willingness, so that the target object's confirmation of resource transfer is completed in accordance with its own wishes;

[0044] In addition, after completing the identity authentication based on the collected iris information, the confirmation of resource transfer can be completed with the help of the collected brain waves, so there is no need to perform manual operation or focusing operation for confirmation processing. This improves the confirmation effect of resource transfer while being able to improve the smoothness of the confirmation process to a certain extent, improves the risk resistance during the resource transfer process, ensures the security of the resource transfer process, and helps to efficiently complete the resource transfer process. BRIEF DESCRIPTION OF THE DRAWINGS

[0045] Figure 1 A schematic diagram of possible application scenarios in the embodiments of the present application;

[0046] Figure 2A This is a schematic diagram of the confirmation process of resource transfer in the implementation of this application;

[0047] Figure 2B A schematic diagram of the information content presentation format and confirmation prompt information determined in the embodiments of the present application;

[0048] Figure 2C This is a schematic diagram of confirmation prompt information presented in an embodiment of the present application;

[0049] Figure 2D This is a schematic diagram of a brain wave collection component on a VR device in an embodiment of the present application;

[0050] Figure 2E This is a schematic diagram of the timing of collecting comprehensive brain waves in the implementation of this application;

[0051] Figure 3 This is a schematic diagram of the payment confirmation process in the embodiment of the present application;

[0052] Figure 4 A schematic diagram of the logical structure of a device for confirming resource transfer in an embodiment of the present application;

[0053] Figure 5A schematic diagram of a hardware structure of an electronic device according to an embodiment of the present application;

[0054] Figure 6 Schematic diagram of the structure of a computing device in an embodiment of the present application. DETAILED DESCRIPTION

[0055] In order to make the purpose, technical solution and advantages of the embodiments of the present application clearer, the technical solution of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described embodiments are part of the embodiments of the technical solution of the present application, rather than all of the embodiments. Based on the embodiments recorded in the application documents, all other embodiments obtained by ordinary technicians in this field without creative work are within the scope of protection of the technical solution of the present application.

[0056] The terms "first", "second", etc. in the specification and claims of this application and the above-mentioned drawings are used to distinguish similar objects, and are not necessarily used to describe a specific order or sequence. It should be understood that the numbers used in this way can be interchanged where appropriate, so that the embodiments of the invention described herein can be implemented in sequences other than those illustrated or described herein.

[0057] Some of the terms used in the embodiments of the present application are explained below to facilitate understanding by those skilled in the art.

[0058] Virtual Reality (VR) device: a device that can simulate a three-dimensional environment and interactive experience perceived by humans.

[0059] Iris payment: refers to the method of completing identity authentication and payment authorization by identifying the iris during the payment process.

[0060] Confirmation key: refers to the component that can trigger the confirmation operation when submitting information or performing an operation. By operating the confirmation key, the validity and correctness of the confirmation operation can be guaranteed.

[0061] Focus: refers to the point where attention of related objects is focused. When setting the focus content, it is usually highlighted by making the font larger, bolder, or brighter.

[0062] Identity verification: refers to verifying the identity information of relevant objects through various methods such as fingerprint recognition, facial recognition, iris recognition, etc.

[0063] Payment authorization: refers to the authorization operation in which the relevant party agrees to pay.

[0064] Delta wave: A type of brain wave with a frequency range of 0.5-4Hz. This type of brain wave usually occurs in deep sleep or coma.

[0065] Theta wave: A type of brain wave with a frequency range of 4-8Hz. This type of brain wave usually appears in a relaxed and relaxed state, and also appears partially in hypnosis and meditation.

[0066] Alpha wave: A type of brain wave with a frequency range of 8-13Hz. This type of brain wave usually appears in a relaxed state that does not require much attention.

[0067] Beta wave: A type of brain wave with a frequency range of 13-30Hz. This type of brain wave usually appears when the attention is highly concentrated and focused on action.

[0068] Gamma wave: A type of brain wave with a frequency exceeding 30Hz. This type of brain wave is usually associated with large amounts of information processing tasks and higher-level neural activity.

[0069] The following is a brief introduction to the design concept of the embodiment of the present application:

[0070] Under related technologies, with the development of VR technology, resource transfer in the process of business processing can be achieved with the help of VR equipment.

[0071] For example, when implementing payment confirmation on a VR device, after completing identity verification, payment confirmation can be achieved by identifying the eye focus area or by triggering the confirmation button through the handle.

[0072] However, in the existing resource transfer confirmation process, information confirmation can only rely on the actions of the user, so it is impossible to perceive the user's operational intention when confirming, it is difficult to avoid the situation where the relevant objects are forced to confirm the resource transfer, and it is impossible to ensure the security of the resource transfer process.

[0073] In view of this, in an embodiment of the present application, a method, device, electronic device and storage medium for confirming resource transfer are proposed, wherein the VR device responds to the resource transfer operation triggered by the target object, collects iris information for confirming the identity of the target object; then, after determining that the collected iris information successfully matches each pre-stored candidate iris information, the identity authentication of the target object is completed; at the same time, the generated confirmation prompt information is presented to the target object, and the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information are collected, wherein the confirmation prompt information is used to prompt the target object to concentrate; then, the target brain wave based on which the attention concentration is calculated is determined from the comprehensive brain wave, and then when the calculated attention concentration exceeds a first set value, it is determined that the target object has completed the confirmation of the resource transfer.

[0074] In this way, after the VR device presents the confirmation prompt information for instructing the target object to concentrate its attention, it can determine the concentration of the target object's attention during the confirmation process of resource transfer by collecting and processing brain waves, which provides a basis for determining whether the target object is focused on the confirmation of resource transfer. Therefore, with the help of attention concentration, the target object's willingness to confirm resource transfer can be quantified; moreover, by setting the target object to complete the confirmation of resource transfer when the attention concentration exceeds the first set value, it is equivalent to defining the target object's attention concentration. Only when the attention concentration is higher than the first set value is it defined as the existence of confirmation willingness, so that the target object's confirmation of resource transfer is completed in accordance with its own wishes;

[0075] In addition, after completing the identity authentication based on the collected iris information, the confirmation of resource transfer can be completed with the help of the collected brain waves, so there is no need to perform manual operation or focusing operation for confirmation processing. This improves the confirmation effect of resource transfer while being able to improve the smoothness of the confirmation process to a certain extent, improves the risk resistance during the resource transfer process, ensures the security of the resource transfer process, and helps to efficiently complete the resource transfer process.

[0076] The preferred embodiments of the present application are described below in conjunction with the drawings in the specification. It should be understood that the preferred embodiments described herein are only used to illustrate and explain the present application, and are not used to limit the present application. In addition, the embodiments of the present application and the features in the embodiments may be combined with each other if there is no conflict.

[0077] See also Figure 1 , which is a schematic diagram of a possible application scenario in an embodiment of the present application. The schematic diagram of the application scenario includes a VR device 110 and a processing device 120.

[0078] The VR device 110 can present content to the user and can assist the user in completing resource transfer; moreover, after the user triggers a resource transfer operation, the VR device collects the user's iris information and integrated brain waves during the confirmation process of the resource transfer for the user, and then completes the confirmation process with the help of the iris information and integrated brain waves, wherein the content that the VR device 110 can present to the user can be stored in the VR device 110 itself, or can be obtained by the VR device 110 from the processing device 120; the VR device 110 can be a head-mounted VR display device, such as a VR helmet, VR glasses, etc.

[0079] It should be noted that in the embodiment of the present application, the location for collecting the comprehensive brain waves can be flexibly set according to the layout requirements of the components on the VR device, and the present application does not impose specific restrictions on this. In a possible embodiment of the present application, the VR device 110 can send the collected data to the processing device 120 for processing, and complete the identity authentication and resource transfer willingness judgment of the target object based on the processing results fed back by the processing device; or, the VR device 110 can process based on the collected data to complete the identity authentication and resource transfer willingness judgment of the target object; in the following description of the present application, only the VR device 110 completing the identity authentication and resource transfer willingness judgment by itself will be used as an example for explanation.

[0080] The processing device 120 can be an independent physical server, or a server cluster or distributed system composed of multiple physical servers. It can also be a cloud server that provides basic cloud computing services such as cloud services, cloud databases, cloud computing, cloud functions, cloud storage, network services, cloud communications, middleware services, domain name services, security services, CDN (Content Delivery Network), as well as big data and artificial intelligence platforms.

[0081] In the embodiment of the present application, a communication connection may be established between the VR device 110 and the processing device 120 through wired communication or wireless communication.

[0082] The technical solution proposed in this application can realize the confirmation of resource transfer in various scenarios. The following describes the relevant application process in combination with several possible application scenarios:

[0083] Scenario 1: Confirmation of resource transfer in an e-commerce shopping scenario.

[0084] In the e-commerce shopping scenario proposed in Scenario 1, the VR device 110 presents a virtual product model to the target object (i.e., the user), so that the target object can view the details of the virtual product in an immersive way; on this basis, the VR device 110 can respond to the target object's selection and settlement operations of the virtual product with the help of a VR remote control, specific gestures, etc.

[0085] Furthermore, the VR device 110 collects the iris information of the target object and completes the identity authentication of the target object based on the collected iris information; at the same time, the VR device 110 determines the target object's willingness to confirm the resource transfer by collecting the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information, wherein the confirmation prompt information is used to prompt the target object to concentrate.

[0086] Specifically, after calculating the target object's attention concentration, whether the target object's attention is concentrated is determined based on the quantitative relationship between the attention concentration and the first set value; then, after determining that the target object's attention is concentrated, it can be considered that the target object has the willingness to pay for the virtual goods, and therefore it can be determined that the target object has completed the confirmation of the resource transfer for the virtual goods, that is, in the case of iris payment, the payment authorization of the target object is obtained.

[0087] Scenario 2: Confirm resource transfer in the resource transfer scenario.

[0088] In the resource transfer scenario proposed in Scenario 2, the VR device 110 presents the acquired transfer information to the target object (ie, the user object).

[0089] Furthermore, the VR device 110 collects the iris information of the target object in response to the resource transfer indication triggered by the target object, and completes the identity authentication of the target object based on the collected iris information; at the same time, the VR device 110 determines the target object's willingness to confirm the resource transfer by collecting the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information, wherein the confirmation prompt information is used to prompt the target object to concentrate.

[0090] Specifically, after calculating the target object's attention concentration, determine whether the target object's attention is concentrated based on the quantitative relationship between the attention concentration and the first set value; then, after determining that the target object's attention is concentrated, it can be considered that the target object has the intention to transfer money, and therefore it can be determined that the target object has completed the confirmation of the resource transfer during the transfer process.

[0091] Scenario 3: Confirmation of resource transfer in multimedia data playback scenario.

[0092] In the multimedia data playback scenario proposed in scenario three, the VR device 110 displays multimedia data to the target object (i.e., the user object), wherein the presented multimedia data may be video data or image data, etc.

[0093] Furthermore, when the target object needs to play paid content, the VR device 110 responds to the resource transfer indication triggered by the target object for the paid content, collects the iris information of the target object, and completes the identity authentication of the target object based on the collected iris information; at the same time, the VR device 110 determines the target object's willingness to confirm the resource transfer by collecting the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information, wherein the confirmation prompt information is used to prompt the target object to concentrate.

[0094] Specifically, after calculating the target object's attention concentration, whether the target object's attention is concentrated is determined based on the quantitative relationship between the attention concentration and the first set value; thereafter, after determining that the target object's attention is concentrated, it can be considered that the target object has the willingness to pay, and therefore it can be determined that in the case of iris payment, the target object completes the confirmation of resource transfer in the process of paying for multimedia data, that is, the target object's payment authorization is obtained.

[0095] The following describes the resource transfer confirmation process from the perspective of the VR device 110 in conjunction with the accompanying drawings:

[0096] See also Figure 2A As shown, it is a schematic diagram of the confirmation process of resource transfer in the implementation of this application. Figure 2A , the confirmation process of resource transfer is explained:

[0097] Step 201: The VR device collects iris information of the target object in response to a resource transfer operation triggered by the target object.

[0098] In an embodiment of the present application, the VR device presents content that can be obtained by transferring resources to the target object in various application scenarios according to the operation instructions of the target object, wherein the obtainable content can be physical content or virtual content; physical content can specifically refer to items that can be purchased in an e-commerce scenario, etc.; virtual content can refer to game skins, articles, songs, and videos, etc.

[0099] The VR device collects iris information of the target object in response to a resource transfer operation triggered by the target object for the presented content.

[0100] Specifically, the VR device can collect the iris information of the target object with the help of the built-in iris information collection component, wherein the collected iris information can specifically be the iris image of the target object; since the collection of iris information is a conventional technology in the field, the present application does not impose specific restrictions on the method of collecting iris information.

[0101] For example, in a possible method of collecting iris information, an LED light source may be used to illuminate the iris, and the light intensity of the LED light source may be changed to induce changes in the iris, thereby achieving collection of iris information.

[0102] It should be noted that in the embodiments of the present application, considering the uniqueness of iris features, identity authentication can be performed with the help of iris information; the iris is the annular part located between the black pupil and the white sclera of the human eye, which contains many detailed features such as interlaced spots, filaments, crowns, stripes, crypts, etc., and the iris remains unchanged after formation.

[0103] In the embodiment of the present application, in order to ensure that the collected iris information can be subsequently verified, it is necessary to complete the iris information registration of each business object including the target object before executing step 201.

[0104] During the process of registering iris information, the VR device responds to the information registration request triggered by the target object and collects the iris information of the target object; then obtains at least one account information authorized by the target object to participate in the resource transfer operation, and after completing the target object's permission to use each account information, establishes an association relationship between the target object's iris information and at least one account information.

[0105] Specifically, in order for the VR device to implement identity authentication based on the iris information of the business object during the resource transfer process, it is necessary to pre-register the iris information for each business object, where each business object refers to an object that can use the same VR device for resource transfer, or each business object can refer to an object that can use the common functions on different VR devices for resource transfer; a target object can be understood as a business object.

[0106] On this basis, the VR device responds to the information registration request triggered by the target object and collects the iris information of the target object; then, obtains at least one account information authorized by the target object to participate in the resource transfer operation, wherein the VR device can obtain at least one account information provided by the target object through the target object scanning a code or operation input; thereafter, the VR device verifies the target object's use authority for each account provided by it, and when it is determined that there is a direct ownership relationship or an authorized use relationship between the target object and the corresponding at least one account, it can be determined that the target object's use authority verification for each account information is completed, wherein one account information indicates one account; based on this, an association relationship between the target object's iris information and at least one account information can be established.

[0107] In an embodiment of the present application, when verifying the target object's permission to use each account information, the VR device can send a query request to the server associated with the account information based on the acquired identity information of the target object, so as to query the relationship between the target object and the account information provided by the target object, and then determine the target object's permission to use the corresponding account, wherein the identity information of the target object can be provided by the target object.

[0108] It should be noted that in the embodiment of the present application, with respect to the direct ownership relationship between the target object and the account, the account registered by the target object itself can be determined as the account that has a direct ownership relationship with the target object; with respect to the authorized use relationship, the account that the target object is authorized to share can be determined as the account that has an authorized use relationship with the target object.

[0109] For example, the account registered by the target object itself can be regarded as an account that has a direct affiliation with the target object; when other objects have opened the resource payment function for the target object, the accounts registered by other objects can be used by the target object, and thus the target object can use the accounts registered by other objects during the resource transfer process. Then, the accounts registered and opened by other objects and authorized for use by the target object can be regarded as accounts that have an authorized use relationship with the target object.

[0110] In this way, with the help of the information registration process before the resource transfer process occurs, the iris information of the target object can be collected and stored, providing a searchable basis for the subsequent identity authentication of the target object, improving the verification efficiency during the resource transfer process, and providing a guarantee for the smooth progress of the resource transfer process.

[0111] Step 202: When the VR device determines that there is target candidate iris information matching the iris information of the target object among the pre-stored candidate iris information, the identity authentication of the target object is completed.

[0112] Specifically, after the VR device collects the iris information of the target object, it determines whether the identity authentication of the target object is completed by determining the match between the iris information of the target object and each pre-stored candidate iris information, wherein one candidate iris information is associated with one business object and at least one account information of one business object.

[0113] When the VR device determines that there is target candidate iris information that matches the iris information of the target object among the pre-stored candidate iris information, it can be determined that the identity authentication of the target object is completed; conversely, when the VR device determines that there is no target candidate iris information that matches the iris information of the target object among the pre-stored candidate iris information, it can be determined that the identity authentication of the target object is not completed. At this time, an indication information of identity authentication failure can be presented to the target object.

[0114] When specifically executing step 202, in some feasible embodiments, the VR device may determine whether there is target candidate iris information that successfully matches the iris information of the target object among the candidate iris information pre-stored locally; in other feasible embodiments, the VR device may obtain the pre-stored candidate iris information from the processing device, and determine whether there is target candidate iris information that successfully matches the iris information of the target object based on the obtained candidate iris information; in other feasible embodiments, the VR device may send the iris information of the target object to the processing device, and determine whether there is target candidate iris information that successfully matches the iris information of the target object among the pre-stored candidate iris information based on the matching result fed back by the processing device.

[0115] It should be noted that when comparing the iris information of the target object with the pre-stored candidate iris information, when the iris information is an iris picture, the iris information matching can be completed by performing feature extraction and similarity comparison on the iris picture. The relevant technology for matching iris information is a mature technology in the field, and this application does not make any specific restrictions here.

[0116] Step 203: The VR device displays the generated confirmation prompt information to the target object, and collects the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information, wherein the confirmation prompt information is used to prompt the target object to concentrate.

[0117] In the embodiment of the present application, while executing step 202, the VR device can display the generated confirmation prompt information to the target object, and collect the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information.

[0118] In the process of displaying the confirmation prompt information to the target object, the VR device obtains the information content presentation format preset by the target object, and obtains the confirmation prompt information generated for the target object; then formats the confirmation prompt information according to the content presentation format, and displays the processed confirmation prompt information to the target object.

[0119] Specifically, the VR device can provide the target object with the function of setting the information content presentation format, so that the target object can set the information content presentation format in a personalized manner in advance according to actual presentation needs, wherein the information content presentation format can specifically refer to restrictions on the visual presentation effect of the content, and the restrictions include font, size, and color, etc.

[0120] On this basis, when the VR device determines that the target object has preset an information content presentation format, it can obtain the information content presentation format preset by the target object, and format the confirmation prompt information generated for the target object according to the information content presentation format to obtain the processed confirmation prompt information; in addition, when the VR device determines that the target object has not preset an information content presentation format, it can obtain the default information content presentation format, and format the confirmation prompt information generated for the target object according to the information content presentation format to obtain the processed confirmation prompt information. Then, the processed confirmation prompt information is presented to the target object.

[0121] For example, see Figure 2B As shown, it is a schematic diagram of the information content presentation format and confirmation prompt information determined in the embodiment of the present application, according to Figure 2BAs shown in the content, after the VR device determines that the current target object is Xiao Zhang, it can obtain the information content presentation format pre-stored for "Xiao Zhang": font-Songti; font size-14; color black. Obtain the confirmation prompt information generated for "Xiao Zhang", where the confirmation prompt information includes text content and gaze position identification method; the gaze position identification method can be a black solid circle, that is, the focus of the target object when concentrating attention can be marked by a black solid circle; the text content includes: Xiao Zhang, please concentrate; look here.

[0122] For example, see Figure 2C As shown, it is a schematic diagram of confirmation prompt information presented in an embodiment of the present application, and the VR device is based on Figure 2B The information content presentation format shown is Figure 2B The confirmation prompt information indicated in the figure is formatted, and finally the attached Figure 2C The display effect shown.

[0123] In this way, the confirmation prompt information can be formatted according to the personalized settings of the target object, so that the confirmation prompt information finally presented to the target object can meet the personalized needs of the target object.

[0124] In the process of the VR device collecting the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information, according to the actual processing needs, the VR device can start from the set time interval after the confirmation prompt information is presented, and use the pre-configured brain wave collection component to collect the comprehensive brain waves of the target object for the set time length.

[0125] Specifically, according to actual processing needs, in order to reserve some time for the target object to view the confirmation prompt information, starting from a set time interval after the confirmation prompt information is presented, the brain wave collection component can be used to collect comprehensive brain waves of the target object for a set time length.

[0126] It should be noted that the value of the time interval is set according to actual processing needs, and this application does not impose any specific restrictions on this; the position of the brain wave acquisition component in the VR device can be flexibly set according to actual deployment needs, and the comprehensive computer wave is obtained by mixing multiple brain waves, which may include δ waves, θ waves, α waves, β waves, and γ waves.

[0127] For example, see Figure 2D As shown, it is a schematic diagram of the brain wave collection component on the VR device in the embodiment of the present application. Figure 2D It can be seen from the illustrated content that in a feasible implementation, there is a forehead brain wave collector on the VR device to collect the comprehensive brain waves of the target object.

[0128] For example, see Figure 2E As shown, it is a schematic diagram of the timing of collecting comprehensive brain waves in the implementation of this application. Figure 2E In the indicated and feasible collection method, after presenting confirmation prompt information to the target object, the comprehensive brain wave collection can begin after a short delay. Assuming that the set time is 10S, then 10S of comprehensive brain wave collection can be carried out.

[0129] In this way, with the help of the brain wave collection component, it is possible to collect the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information instructing to concentrate attention; moreover, in the process of collecting the comprehensive brain waves, in order to take into account the information viewing time of the target object in the actual collection scenario, the collection of the comprehensive brain waves has a certain delay compared to the presentation of the confirmation prompt information, which can improve the collection effect of the comprehensive brain waves.

[0130] Step 204: The VR device determines the target brain wave of the target type from the comprehensive brain wave, and obtains the attention concentration of the target object based on the fluctuation of the target brain wave, and when the attention concentration exceeds the first set value, determines that the target object has completed the confirmation of resource transfer.

[0131] When executing step 204, in the process of determining the target brain waves of the target type from the comprehensive brain waves, the VR device can filter the comprehensive brain waves to obtain the denoised comprehensive brain waves; then perform spectrum analysis on the comprehensive brain waves to obtain the corresponding spectrum diagram; thereafter, determine the target brain waves from the comprehensive brain waves according to the frequency range and spectrum diagram corresponding to the target brain waves of the target type.

[0132] Specifically, after the VR device obtains the comprehensive brain waves collected within a set time, according to actual processing needs, the collected comprehensive brain waves for the set time can be used as the comprehensive brain waves for processing, or the comprehensive brain waves for the set time can be sampled, and only the comprehensive brain waves for the specified time are retained as the comprehensive brain waves for subsequent processing.

[0133] For example, when the collected comprehensive brain waves are 20S, subsequent processing can be performed based on the 20S comprehensive brain waves.

[0134] For another example, when the collected comprehensive brain waves are 20S, assuming the specified time length is 10S, the comprehensive brain waves of 10S can be determined from the comprehensive brain waves of 20S, and subsequent processing can be performed based on the determined comprehensive brain waves of 10S.

[0135] Afterwards, the integrated brain waves can be filtered according to the frequency range of each type of brain wave, and the signal waves that do not belong to the corresponding frequency range can be filtered out to obtain the denoised integrated brain waves.

[0136] Specifically, VR devices can use high-pass filtering to remove baseline drift and low-frequency interference in the integrated brain waves, wherein a 50Hz notch filter is generally used to remove power supply interference.

[0137] Furthermore, a signal processing algorithm may be used to process and analyze the denoised integrated brain waves to separate target brain waves of a target type, wherein the target brain waves of the target type may be β waves.

[0138] Specifically, the VR device can perform Fourier transform on the denoised integrated brain waves, convert the time domain signal into a frequency domain signal, and obtain a spectrum diagram corresponding to the integrated brain waves; then, based on the frequency range corresponding to the β wave, the target brain wave is determined from the integrated brain wave, where the frequency range of the β wave (i.e., the frequency band corresponding to the β wave) is 13-30Hz.

[0139] It should be noted that in the embodiments of the present application, when classifying designated waves (i.e., target brain waves) from mixed waves (i.e., integrated brain waves), other signal separation technologies in the field can also be used for processing, and the present application does not impose any specific restrictions on this.

[0140] In this way, according to the frequency band differences of different types of brain waves, the target brain waves of the target type can be effectively determined from the comprehensive brain waves mixed with multiple types of brain waves, providing a processing basis for subsequent analysis of the target brain waves.

[0141] Afterwards, the VR device calculates the corresponding target waveform energy value based on the fluctuation of the target brain waves and the corresponding comprehensive waveform energy value based on the fluctuation of the comprehensive brain waves in the process of obtaining the target object's attention concentration; then, based on the ratio of the target waveform energy value to the comprehensive waveform energy value, the target object's attention concentration is obtained.

[0142] Specifically, when calculating the waveform energy value, the amplitude density spectrum can be used for calculation, or the power spectrum density can be used for calculation. The following takes the integrated brain wave after filtering as x(t) as an example to illustrate the relevant calculation process:

[0143] When calculating the target waveform energy value corresponding to the target brain wave with the aid of the amplitude density spectrum, the integrated brain wave x(t) is subjected to fast Fourier transform (FFT) processing to obtain the spectrum density X(ω). Then, the amplitude density spectrum is calculated with the aid of the following formula:

[0144] p(ω)=|X(ω)| 2

[0145] Where p(ω) is the amplitude density spectrum

[0146] Then, the target waveform energy value of the target brain wave is calculated using the following formula:

[0147]

[0148] Among them, Energy represents the target waveform energy value of the target brain wave; f1 is the starting frequency of the target brain wave, f2 is the ending frequency of the target brain wave, and the frequency range (or frequency band) corresponding to the target brain wave is f1-f2.

[0149] When calculating the waveform energy value of the target brain wave with the help of power spectral density, the Welch algorithm in MATLAB can be used to calculate the energy in the frequency band corresponding to the target brain wave component. The specific formula is as follows:

[0150] [P XX ,freqs]=welch(x,fs,nperseg=win,noverlap=int(win*0.5))

[0151] Among them, x is the comprehensive brain wave (or brain wave signal) of the target object, fs is the sampling rate used when collecting the comprehensive brain wave, win is the window length, usually the Hamming window is selected. Pxx is the power spectrum density data, and freqs is the corresponding frequency data.

[0152] Then, the power spectrum density value is converted into energy with the help of the function np.trapz(). The relevant calculation formula is as follows:

[0153] Energy=np.trapz(Pxx[(freqs>=13)&(freqs<=30)])

[0154] Among them, Energy is the result of calculating the energy value of the corresponding target waveform when the beta wave is used as the target brain wave; the np.trapz() function is a tool used for numerical integration in Numpy. It adds up the areas of each small rectangle above xi to get the area under the entire curve by approximately solving the definite integral (i.e., the area under the curve between the interval [a,b]).

[0155] Furthermore, when calculating the concentration, the following formula is used:

[0156] concentration=100*(Energy / (sum(Pxx)))

[0157] Among them, concentration is the calculated concentration, Energy is the target waveform energy value of the target brain wave, and sum(Pxx) is the waveform energy value of the full frequency band, that is, the comprehensive waveform energy value corresponding to the comprehensive brain wave.

[0158] In this way, by calculating the target waveform energy value corresponding to the target brain wave and calculating the comprehensive waveform energy value corresponding to the comprehensive brain wave, it is possible to determine the proportion of the target brain wave in the comprehensive brain wave from the perspective of waveform energy. When the target brain wave is a β wave, it is equivalent to describing the activity of the β wave by calculating the proportion of the waveform energy value, and thus can effectively describe the concentration of the target object's attention.

[0159] Furthermore, in an embodiment of the present application, after the VR device completes the calculation of attention concentration, when it is determined that the calculated attention concentration exceeds a preset first setting value, it can be determined that the target object has completed the resource transfer, wherein the first setting value is set according to actual processing needs, and the present application does not limit the specific value content.

[0160] In the embodiment of the present application, based on the technical content proposed in the above step 204, it can be known that when the VR device determines that the attention concentration calculated for the target object exceeds the preset first set value, it can be determined that the target object is currently in a state of concentration; on this basis, optionally, the waveform characteristics of the target object's specified brain waves in the state of concentration can be analyzed, and then the confirmation analysis can be assisted based on the waveform characteristics in the state of concentration, wherein the specified brain waves can be comprehensive brain waves, or the target brain waves extracted from the comprehensive brain waves mentioned above.

[0161] In order to realize the analysis of waveform characteristics, the VR device can store the target brain waves of the target object, or store the comprehensive brain waves of the target object; further, a brainwave ripple change model can be constructed for the target object, so that with the help of the brainwave ripple change model, the waveform characteristics of the target brain waves of the target object when the target object is concentrating can be determined; or, with the help of the brainwave ripple change model, the waveform characteristics of the comprehensive brain waves of the target object when the target object is concentrating can be determined for the target object.

[0162] It should be understood that the waveform characteristics associated with the target object in the state of concentration will be updated after the comprehensive brain waves of the target object are newly collected and it is determined that the collected comprehensive brain waves correspond to the state of concentration. Therefore, in the process of confirming the resource transfer for the target object, if the previously collected brain wave data is insufficient, it will be impossible to effectively determine the waveform characteristics of the target object in the state of concentration. In order to prevent this from happening, a third setting value can be set for the total number of stored historical brain waves, wherein the historical brain waves are the comprehensive brain waves based on which it is determined that the target object is in a state of concentration. When the total number of stored times reaches the third setting value, the waveform characteristics are introduced to participate in the confirmation of the resource transfer. Otherwise, when the total number of stored times does not reach the third setting value, the waveform characteristics are not introduced to participate in the confirmation of the resource transfer, but the confirmation method proposed in the above step 204 is used for confirmation.

[0163] Based on this, in the subsequent confirmation process of resource transfer for the target object, when the waveform characteristics of the comprehensive brain waves in the state of concentration are constructed for the target object, the determined waveform characteristics can be compared with the newly collected comprehensive brain waves for the target object. At the same time, the concentration determination method recorded in the above step 204 can be used to calculate and obtain the processing result; thereafter, the waveform comparison result and the concentration determination result can be used to comprehensively determine whether the target object has completed the confirmation of resource transfer.

[0164] Similarly, when the waveform characteristics of the target brainwaves of the target type in the state of concentration are constructed for the target object, the determined waveform characteristics can be compared with the newly collected target brainwaves for the target object. At the same time, the concentration determination method recorded in the above step 204 can be used to calculate and obtain the processing result; thereafter, the waveform comparison result and the concentration determination result can be used to comprehensively determine whether the target object has completed the resource transfer.

[0165] In the process of determining whether the target object has completed the resource transfer by combining the waveform comparison results and the calculation results of the attention concentration, the determined waveform comparison results can be determined by comparing the matching of the waveform characteristics with the specified brain waves of the specified type, and the waveform comparison results can be determined based on the degree of consistency between the waveform trend indicated by the waveform characteristics and the waveform trend of the actually collected specified brain waves.

[0166] For example, assuming that the analysis is based on a 10-second comprehensive brain wave when storing waveform characteristics, the waveform comparison result can be determined by comparing the duration of the waveform consistent with the waveform trend in the collected 10-second comprehensive brain wave with the ratio of the waveform duration based on which the waveform characteristics were constructed.

[0167] For another example, if a newly collected 20S comprehensive brain wave has waveform characteristics constructed based on the previously collected 10S comprehensive brain wave, then the comparison timing can be started from the position in the 20S comprehensive brain wave that matches the characteristics initially indicated in the waveform characteristics, and the duration of the comprehensive brain wave that matches the waveform characteristics can be determined in the newly collected 20S comprehensive brain wave. Considering that there may be multiple positions in the 20S comprehensive brain wave that match the characteristics initially indicated in the waveform characteristics, multiple matching positions can be determined in the 20S comprehensive brain wave to obtain multiple durations. Furthermore, among the multiple durations determined by matching, the duration with the highest value is selected, assuming it is 5S, then the corresponding waveform comparison result is: 50% consistency.

[0168] Furthermore, according to actual processing needs, the weighted results of the waveform comparison results and the attention concentration can be calculated, weight values ​​can be set for the waveform comparison results and the attention concentration respectively, and the waveform comparison results and the attention concentration can be weightedly superimposed according to the corresponding set weight values ​​to obtain the final value result, and when it is determined that the value result exceeds the fourth set value, it can be determined that the target object has completed the resource transfer.

[0169] Specifically, when the VR device determines that the calculated attention concentration does not exceed the first set value, it can count the total number of times that the attention concentration recorded for the target object in the current response to the resource transfer operation has not exceeded the first set value continuously; when it is determined that the total number of times does not reach the second set value, the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information are re-collected, and when the re-determined attention concentration exceeds the first set value, it is determined that the target object has completed the information confirmation.

[0170] Specifically, when the VR device determines that the attention concentration obtained by the current calculation does not exceed the first set value, it can be determined that the attention concentration of the target object represented in the current collected comprehensive brain waves does not meet the requirements; based on this, optionally, the VR device can provide an opportunity to re-collect comprehensive brain waves for a second set value time, so that when the attention concentration is verified in response to the resource transfer operation triggered by the target object, the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information can be collected multiple times until it is determined that the attention concentration exceeds the first set value based on the currently collected comprehensive brain waves, or until the number of consecutive collections of comprehensive brain waves reaches the second set value.

[0171] It should be noted that the value of the second set value is set according to actual processing needs, and this application does not impose any specific restrictions on this. For example, the value of the second set value is at least 1.

[0172] In this way, the target object can be provided with one or more opportunities to concentrate its attention according to actual processing needs to achieve confirmation and verification, so that the occasional emotional fluctuations of the target object can be taken into account and confirmation failure caused by temporary inattention can be avoided.

[0173] In addition, in an embodiment of the present application, when the VR device determines that the total number of times that the concentration has not reached the first set value in a row reaches a second set value, it can be determined that the target object has not completed the resource transfer confirmation; a query request is sent to a safety confirmation device pre-associated with the target object, and when it is determined that confirmation information is fed back by the safety confirmation device within a preset time period, the operation stop information is displayed to the target object.

[0174] Specifically, when the VR device determines that the target object has failed to concentrate based on the comprehensive brain waves collected for the second consecutive set value, it can be considered that the target object has no intention to confirm the resource transfer, and thus the resource transfer operation of the target object can be stopped; in addition, for safety reasons, a query request can be sent to a safety confirmation device pre-associated with the target object, and when confirmation information is obtained from the safety confirmation device within a preset time period, the operation stop information is displayed to the target object, wherein the operation stop information is used to prompt that the resource transfer operation has been stopped.

[0175] In particular, when no confirmation information is fed back by the security confirmation device within a preset time period, it can be considered that the target object currently has a security risk, so the possible security risk can be reported to the processing device so that the processing device can decide whether to perform an alarm according to the configured security policy.

[0176] It should be noted that, in the embodiment of the present application, the safety confirmation device pre-associated with the target object may be a device held by the target object itself, or may be a device held by other objects that can confirm whether the target object is safe.

[0177] In this way, by calculating the target object's concentration under the guidance of the confirmation prompt information during the resource transfer confirmation process, it is possible to determine whether the target object has the intention to confirm the resource transfer; moreover, when it is determined that the target object does not have the intention to confirm the resource transfer during the actively triggered resource transfer process, it can be considered that there is a security risk, so the safety of the target object can be confirmed through interaction with the security confirmation device, so that the target object's abnormality can be detected in time, thereby improving the safety of the target object during the resource transfer process.

[0178] Furthermore, after confirming that the target object has completed the resource transfer, the VR device can arbitrarily select a target account information from at least one account information determined based on the iris information; and then complete the resource transfer with the help of the account corresponding to the target account information.

[0179] The following is a description of the relevant payment confirmation process by taking the confirmation process of willingness to pay as an example in conjunction with the accompanying drawings:

[0180] It should be noted that for VR devices in payment confirmation scenarios, by adding a brainwave collection device to the forehead of the VR device and combining it with VR iris recognition, the purpose of confirming the willingness to pay can be achieved. When payment is required, the iris is used for personal verification. At the same time, the comprehensive brain waves (i.e., a mixed wave composed of multiple brain waves) of the target object (i.e., the payee) are synchronously collected, and the concentration of attention is calculated with the help of the comprehensive brain waves. Then, the willingness to pay is confirmed based on the relationship between the concentration of attention and the corresponding first set value. When confirming the willingness to pay, the activity of the target brain waves can be checked, and the first set value set for the concentration of attention can be used as the threshold value for confirming the willingness to pay, so that when the calculated concentration of attention is higher than the first set value, it can be determined that there is a willingness to pay.

[0181] See also Figure 3 As shown, it is a schematic diagram of the payment confirmation process in the embodiment of the present application. Figure 3 , explain the relevant confirmation process:

[0182] Step 301: The VR device confirms the product selected by the target object.

[0183] Specifically, after the target object (ie, the user) completes the selection of a product using a handle or gesture, the VR device can confirm the product selected by the target object.

[0184] Step 302: The VR device receives a payment instruction triggered by a target object.

[0185] Specifically, after the user initiates payment for the product, the VR device receives the payment instruction triggered by the target object.

[0186] Step 303: The VR device performs identity authentication based on the collected iris information.

[0187] Specifically, the VR device launches a software development kit (SDK) that implements the iris payment function for identity authentication.

[0188] Step 304: The VR device collects comprehensive brain waves.

[0189] Specifically, after the VR device completes the authentication of the target object, it collects the comprehensive brain waves of the target object while presenting prompt information (or confirmation prompt information) to the target object.

[0190] It should be noted that, since the technical solution proposed in this application determines whether the target object has the willingness to pay based on the target object's attention concentration, the prompt information given may be to concentrate if there is a willingness to pay.

[0191] Step 305: The VR device determines whether the target object has a willingness to pay, and if so, executes step 306; otherwise, executes step 307.

[0192] The VR device calculates the concentration of attention based on the beta waves in the comprehensive brain waves, and then determines whether the target object has the willingness to pay based on the relationship between the concentration of attention and the preset first setting value.

[0193] Step 306: The VR device determines the target object and confirms payment.

[0194] When the VR device determines that the concentration level exceeds the first set value, it can be considered that the concentration level meets the standard, so it can be considered that the target object has the willingness to pay and the payment confirmation has been completed, and then the payment operation can be further executed.

[0195] Step 307: The VR device determines that the target object has not confirmed payment.

[0196] When the VR device determines that the concentration does not exceed the first set value, it can be determined that the concentration does not meet the standard, so it can be considered that the target object has no willingness to pay, and thus the payment confirmation is not completed, and the payment can be canceled after a certain period of time.

[0197] In this way, while ensuring the payment effect, the payment security and the smoothness of the payment process can be effectively improved.

[0198] Based on the same inventive concept, refer to Figure 4 As shown, it is a schematic diagram of the logical structure of the resource transfer confirmation device in the embodiment of the present application. The resource transfer confirmation device 400 includes a first collection unit 401, a verification unit 402, a second collection unit 403, and a determination unit 404, wherein:

[0199] The first collection unit 401 is used to collect iris information of the target object in response to the resource transfer operation triggered by the target object;

[0200] The verification unit 402 is used to complete the identity authentication of the target object when determining that there is target candidate iris information matching the iris information among the pre-stored candidate iris information; wherein one candidate iris information is associated with one business object and at least one account information of one business object;

[0201] The second collection unit 403 is used to display the generated confirmation prompt information to the target object, and collect the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information, wherein the confirmation prompt information is used to prompt the target object to concentrate;

[0202] The determination unit 404 is used to determine the target brain wave of the target type from the comprehensive brain wave, and obtain the attention concentration of the target object according to the fluctuation of the target brain wave, and when the attention concentration exceeds a first set value, determine the confirmation that the target object has completed the resource transfer.

[0203] Optionally, when the attention concentration does not exceed the first set value, the determining unit 404 is configured to perform the following operations:

[0204] Counting the total number of times that the attention concentration recorded for the target object does not exceed the first set value continuously during the current response to the resource transfer operation;

[0205] When it is determined that the total number of times does not reach the second set value, the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information are re-collected, and when the re-determined attention concentration exceeds the first set value, it is determined that the target object has completed the information confirmation.

[0206] Optionally, when it is determined that the total number of times reaches a second set value, the determining unit 404 is configured to perform the following operations:

[0207] Confirmation of uncompleted resource transfers by the target object;

[0208] A query request is sent to a safety confirmation device pre-associated with the target object, and when confirmation information fed back by the safety confirmation device is determined within a preset time period, operation stop information is displayed to the target object.

[0209] Optionally, when determining the target brain wave of the target type from the comprehensive brain wave, the determination unit 404 is used to:

[0210] Perform filtering on the comprehensive brain waves to obtain the denoised comprehensive brain waves;

[0211] Perform spectrum analysis on the comprehensive brain waves to obtain the corresponding spectrum graph;

[0212] The target brain waves are determined from the integrated brain waves according to the frequency range and the spectrum diagram corresponding to the target brain waves of the target type.

[0213] Optionally, when obtaining the concentration of the target object according to the fluctuation of the target brain wave, the determination unit 404 is used to:

[0214] Based on the fluctuation of the target brain wave, the corresponding target waveform energy value is calculated, and based on the fluctuation of the comprehensive brain wave, the corresponding comprehensive waveform energy value is calculated;

[0215] Based on the ratio of the target waveform energy value and the comprehensive waveform energy value, the attention concentration of the target object is obtained.

[0216] Optionally, before responding to the resource transfer operation triggered by the target object, the first collection unit 401 is further configured to:

[0217] In response to an information registration request triggered by a target object, collecting iris information of the target object;

[0218] At least one account information authorized by the target object to participate in the resource transfer operation is obtained, and after completing the target object's use authority verification for each account information, an association relationship between the target object's iris information and the at least one account information is established.

[0219] Optionally, when collecting the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information, the second collecting unit 403 is used to:

[0220] Starting from a set time interval after the confirmation prompt information is presented, a pre-configured brain wave collection component is used to collect comprehensive brain waves of the target object for a set time length.

[0221] Optionally, when displaying the generated confirmation prompt information to the target object, the second collection unit 403 is used to:

[0222] Obtaining the information content presentation format preset by the target object, and obtaining the confirmation prompt information generated for the target object;

[0223] The confirmation prompt information is formatted according to the content presentation format, and the processed confirmation prompt information is displayed to the target object.

[0224] After introducing the method and device for confirming resource transfer according to an exemplary embodiment of the present application, next, an electronic device according to another exemplary embodiment of the present application is introduced.

[0225] Those skilled in the art will appreciate that various aspects of the present application may be implemented as a system, method or program product. Therefore, various aspects of the present application may be specifically implemented in the following forms, namely: a complete hardware implementation, a complete software implementation (including firmware, microcode, etc.), or a combination of hardware and software, which may be collectively referred to as "circuit", "module" or "system" herein.

[0226] Based on the same inventive concept as the above method embodiment, an electronic device is also provided in the embodiment of the present application, referring to Figure 5As shown, it is a schematic diagram of a hardware structure of an electronic device using an embodiment of the present application, and the electronic device 500 may include at least a processor 501 and a memory 502. Among them, the memory 502 stores program codes, and when the program codes are executed by the processor 501, the processor 501 performs any of the above steps of confirming the resource transfer.

[0227] In some possible implementations, the computing device according to the present application may include at least one processor and at least one memory. The memory stores program code, and when the program code is executed by the processor, the processor executes the steps of confirming resource transfer according to various exemplary implementations of the present application described above in this specification. For example, the processor may execute the following steps: Figure 2A Follow the steps shown in .

[0228] Refer to the following Figure 6 The computing device 600 according to this embodiment of the present application is described below. Figure 6 As shown, the computing device 600 is in the form of a general computing device. The components of the computing device 600 may include but are not limited to: at least one processing unit 601, at least one storage unit 602, and a bus 603 connecting different system components (including the storage unit 602 and the processing unit 601).

[0229] Bus 603 represents one or more of several types of bus structures, including a memory bus or memory controller, a peripheral bus, a processor, or a local bus using any of a variety of bus architectures.

[0230] The storage unit 602 may include a readable medium in the form of a volatile memory, such as a random access memory (RAM) 6021 and / or a cache memory 6022 , and may further include a read-only memory (ROM) 6023 .

[0231] The storage unit 602 may also include a program / utility 6025 having a set (at least one) of program modules 6024, such program modules 6024 including but not limited to: an operating system, one or more application programs, other program modules, and program data, each of which or some combination may include an implementation of a network environment.

[0232] The computing device 600 may also communicate with one or more external devices 604 (e.g., keyboards, pointing devices, etc.), may also communicate with one or more devices that enable objects to interact with the computing device 600, and / or any device that enables the computing device 600 to communicate with one or more other computing devices (e.g., routers, modems, etc.). Such communication may be performed via an input / output (I / O) interface 605. In addition, the computing device 600 may also communicate with one or more networks (e.g., a local area network (LAN), a wide area network (WAN), and / or a public network, such as the Internet) via a network adapter 606. As shown, the network adapter 606 communicates with other modules for the computing device 600 via a bus 603. It should be understood that, although not shown in the figure, other hardware and / or software modules may be used in conjunction with the computing device 600, including but not limited to: microcode, device drivers, redundant processors, external disk drive arrays, RAID systems, tape drives, and data backup storage systems.

[0233] Based on the same inventive concept as the above method embodiment, various aspects of the confirmation of resource transfer provided by the present application can also be implemented in the form of a program product, which includes a program code. When the program product is run on an electronic device, the program code is used to enable the electronic device to execute the steps of the method for confirming resource transfer according to various exemplary embodiments of the present application described above in this specification. For example, the electronic device can execute the following steps: Figure 2A Follow the steps shown in .

[0234] The program product may use any combination of one or more readable media. The readable medium may be a readable signal medium or a readable storage medium. The readable storage medium may be, for example, but not limited to, an electrical, magnetic, optical, electromagnetic, infrared, or semiconductor system, device or device, or any combination of the above. More specific examples of readable storage media (a non-exhaustive list) include: an electrical connection with one or more wires, a portable disk, a hard disk, a random access memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disk read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the above.

[0235] Although the preferred embodiments of the present application have been described, those skilled in the art may make additional changes and modifications to these embodiments once they have learned the basic creative concept. Therefore, the appended claims are intended to be interpreted as including the preferred embodiments and all changes and modifications falling within the scope of the present application.

[0236] Obviously, those skilled in the art can make various changes and modifications to the present application without departing from the spirit and scope of the present application. Thus, if these modifications and variations of the present application fall within the scope of the claims of the present application and their equivalents, the present application is also intended to include these modifications and variations.

Claims

1. A method for confirming resource transfer, characterized in that: Applied to VR devices, including: In response to a resource transfer operation triggered by a target object, collecting iris information of the target object; When it is determined that there is target candidate iris information matching the iris information among the pre-stored candidate iris information, the identity authentication of the target object is completed; wherein one candidate iris information is associated with one business object and at least one account information of the one business object; The generated confirmation prompt information is displayed to the target object, and the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information are collected, wherein the confirmation prompt information is used to prompt the target object to concentrate; A target brain wave of a target type is determined from the comprehensive brain wave, and the attention concentration of the target object is obtained based on the fluctuation of the target brain wave. When the attention concentration exceeds a first set value, it is determined that the target object has completed the resource transfer.

2. The method according to claim 1, characterized in that When the attention concentration does not exceed the first set value, the following operations are performed: Counting the total number of times that the attention concentration recorded for the target object does not exceed the first set value continuously during the current response to the resource transfer operation; When it is determined that the total number of times has not reached the second set value, the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information are re-collected, and when the re-determined attention concentration exceeds the first set value, it is determined that the target object has completed the information confirmation.

3. The method according to claim 2, characterized in that When it is determined that the total number of times reaches the second set value, the following operations are performed: Determining that the target object has not completed the confirmation of resource transfer; A query request is sent to a safety confirmation device pre-associated with the target object, and when it is determined that confirmation information fed back by the safety confirmation device is obtained within a preset time period, operation stop information is displayed to the target object.

4. The method according to claim 1, characterized in that The step of determining a target brain wave of a target type from the comprehensive brain wave comprises: Performing filtering processing on the comprehensive brain wave to obtain the comprehensive brain wave after denoising; Performing spectrum analysis on the comprehensive brain waves to obtain a corresponding spectrum graph; The target brain wave is determined from the integrated brain wave according to the frequency range corresponding to the target brain wave of the target type and the frequency spectrum.

5. The method according to claim 1, characterized in that The step of obtaining the concentration of the target object according to the fluctuation of the target brain waves includes: Based on the fluctuation of the target brain wave, the corresponding target waveform energy value is calculated, and based on the fluctuation of the comprehensive brain wave, the corresponding comprehensive waveform energy value is calculated; Based on the ratio of the target waveform energy value to the comprehensive waveform energy value, the attention concentration of the target object is obtained.

6. The method according to any one of claims 1 to 5, characterized in that: Before the resource transfer operation triggered in response to the target object, the method further includes: In response to an information registration request triggered by a target object, collecting iris information of the target object; At least one account information authorized by the target object to participate in the resource transfer operation is obtained, and after completing the target object's use authority verification for each account information, an association relationship between the target object's iris information and the at least one account information is established.

7. The method according to any one of claims 1 to 5, characterized in that: The collecting of the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information includes: Starting from a set time interval after the confirmation prompt information is presented, a pre-configured brain wave collection component is used to collect comprehensive brain waves of the target object for a set time length.

8. The method according to any one of claims 1 to 5, characterized in that: The step of displaying the generated confirmation prompt information to the target object includes: Acquire the information content presentation format preset by the target object, and acquire confirmation prompt information generated for the target object; The confirmation prompt information is formatted according to the content presentation format, and the processed confirmation prompt information is displayed to the target object.

9. A resource transfer confirmation device, characterized in that: include: A first collecting unit, configured to collect iris information of a target object in response to a resource transfer operation triggered by the target object; A verification unit, configured to complete the identity verification of the target object when determining that there is target candidate iris information matching the iris information among the pre-stored candidate iris information; wherein one candidate iris information is associated with one business object and at least one account information of the one business object; A second collection unit is used to display the generated confirmation prompt information to the target object, and collect the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information, wherein the confirmation prompt information is used to prompt the target object to concentrate; A determination unit is used to determine a target brain wave of a target type from the comprehensive brain wave, and obtain the attention concentration of the target object according to the fluctuation of the target brain wave, and when the attention concentration exceeds a first set value, determine the confirmation that the target object has completed the resource transfer.

10. The device according to claim 9, characterized in that When the attention concentration does not exceed the first set value, the determining unit is used to perform the following operations: Counting the total number of times that the attention concentration recorded for the target object does not exceed the first set value continuously during the current response to the resource transfer operation; When it is determined that the total number of times has not reached the second set value, the comprehensive brain waves generated by the target object under the influence of the confirmation prompt information are re-collected, and when the re-determined attention concentration exceeds the first set value, it is determined that the target object has completed the information confirmation.

11. The device according to claim 10, characterized in that When it is determined that the total number of times reaches a second set value, the determining unit is configured to perform the following operations: Determining that the target object has not completed the confirmation of resource transfer; A query request is sent to a safety confirmation device pre-associated with the target object, and when it is determined that confirmation information fed back by the safety confirmation device is obtained within a preset time period, operation stop information is displayed to the target object.

12. An electronic device comprising a memory, a processor, and a computer program stored in the memory and executable on the processor, characterized in that: When the processor executes the program, the method for confirming resource transfer according to any one of claims 1 to 8 is implemented.

13. A computer-readable storage medium having a computer program stored thereon, characterized in that: When the computer program is executed by a processor, the method for confirming resource transfer according to any one of claims 1 to 8 is implemented.

14. A computer program product comprising a computer program, characterized in that When the computer program is executed by a processor, the method for confirming resource transfer according to any one of claims 1 to 8 is implemented.

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