Method, device and equipment for acquiring insurance buying progress information of multiple insurance buyers and medium

Abstract

The invention relates to the technical field of data analysis and financial science and technology, and particularly discloses a method and device for obtaining insurance buying progress information of multiple insurance buyers, computer equipment and a storage medium. According to the method, the same insurance template can be sent to the insured persons of the same insured person group, the insured data of each insured person during the insured operation based on the insurance template is received, the insured data is classified according to the information of the insurance object, the insured data corresponding to the insured person group is obtained, the insured data is processed, and the insured person group is determined according to the processed insured data. And obtaining the insurance buying progress of the insurance buying person group. Therefore, the business personnel can directly know the insurance progress of the insurance personnel group without being informed by a third partner, and the insurance progress obtaining efficiency of the insurance personnel group is improved.

Description

Technical Field

[0001] The present application relates to the fields of data analysis and financial technology, and in particular to a method, device, computer equipment and storage medium for obtaining insurance progress information of multiple insured persons. Background Art

[0002] With the development of computer technology, insurance can be purchased through QR codes or insurance links. Most insurance is manually promoted by sales staff. Some of the scenarios already have clear insured objects, such as school insurance, which has clear insured population and number, and is divided into units such as school grades and classes. In order to ensure that all insured persons in the insured group are successfully insured, sales staff need to know the insurance progress corresponding to each group. However, the current insurance purchase process of most institutions is for sales staff to print QR codes for distribution and posting, and personally go to the site to guide customers to purchase insurance, which consumes a lot of manpower and material resources, and the insurance data obtained is based on individuals. It is impossible to obtain the insurance progress of each group, and a third party partner is required to inform the insurance progress, resulting in low efficiency in obtaining the insurance progress, and it is impossible to carry out insurance follow-up work for each group in a timely manner. Therefore, how to improve the efficiency of obtaining the insurance progress of multiple insured persons has become an urgent problem to be solved. Summary of the invention

[0003] The present application provides a method, device, computer equipment and storage medium for obtaining insurance progress information of multiple insured persons, so as to improve the efficiency of obtaining insurance progress of multiple insured persons.

[0004] In a first aspect, the present application provides a method for obtaining insurance progress information of multiple insured persons, the method comprising:

[0005] Obtaining an insured person group, and obtaining an insurance template based on the insured person group;

[0006] Receiving insurance data of the insured person based on the insurance template;

[0007] Based on the information of the insurance subject, the insurance data is divided to obtain at least one subject group data, and the subject group data is analyzed to obtain the insurance progress information of the insured person group.

[0008] In a second aspect, the present application further provides a device for obtaining insurance progress information of multiple insured persons, the device comprising:

[0009] An insurance template acquisition module, used to acquire the insured person group, and acquire the insurance template based on the insured person group;

[0010] An insurance data receiving module, used to receive insurance data of an insured person based on the insurance template;

[0011] The progress information acquisition module is used to divide the insurance data based on the information of the insurance subject, obtain at least one subject group data, and analyze the subject group data to obtain the insurance progress information of the insured person group.

[0012] In a third aspect, the present application also provides a computer device, comprising a memory and a processor; the memory is used to store a computer program; the processor is used to execute the computer program and implement the method for obtaining insurance progress information of multiple insured persons as described above when executing the computer program.

[0013] In a fourth aspect, the present application also provides a computer-readable storage medium, which stores a computer program. When the computer program is executed by a processor, the processor implements the method for obtaining insurance progress information of multiple insured persons as described above.

[0014] The present application discloses a method, device, computer equipment and storage medium for obtaining the insurance progress information of multiple insured persons, obtaining the insured person group, and obtaining the insurance template based on the insured person group; receiving the insurance data of the insured person based on the insurance template; dividing the insurance data based on the information of the insurance target, obtaining at least one target group data, and analyzing the target group data to obtain the insurance progress information of the insured person group. The present application can send the same insurance template to the insured persons of the same insured person group, and receive the insurance data of each insured person when performing the insurance operation based on the insurance template, classify the insurance data according to the information of the insurance target, obtain the insurance data corresponding to the insured person group, process the insurance data, and obtain the insurance progress of the insured person group. This allows business personnel to directly know the insurance progress of the insured person group without being informed by a third party, thereby improving the efficiency of obtaining the insurance progress of the insured person group. BRIEF DESCRIPTION OF THE DRAWINGS

[0015] In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings required for use in the description of the embodiments will be briefly introduced below. Obviously, the drawings described below are some embodiments of the present application. For ordinary technicians in this field, other drawings can be obtained based on these drawings without paying any creative work.

[0016] Figure 1 This is a schematic flow chart of a first embodiment of a method for obtaining insurance progress information of multiple insured persons provided by an embodiment of the present application;

[0017] Figure 2This is a schematic flow chart of a second embodiment of a method for obtaining insurance progress information of multiple insured persons provided by an embodiment of the present application;

[0018] Figure 3 This is a schematic flow chart of a third embodiment of a method for obtaining insurance progress information of multiple insured persons provided by an embodiment of the present application;

[0019] Figure 4 A schematic block diagram of a device for obtaining insurance progress information of multiple insured persons provided in an embodiment of the present application;

[0020] Figure 5 A schematic block diagram of the structure of a computer device provided in an embodiment of the present application. DETAILED DESCRIPTION

[0021] The following will be combined with the drawings in the embodiments of the present application to clearly and completely describe the technical solutions in the embodiments of the present application. Obviously, the described embodiments are part of the embodiments of the present application, not all of the embodiments. Based on the embodiments in the present application, all other embodiments obtained by ordinary technicians in this field without creative work are within the scope of protection of this application.

[0022] The flowcharts shown in the accompanying drawings are only examples and do not necessarily include all the contents and operations / steps, nor must they be executed in the order described. For example, some operations / steps may also be decomposed, combined or partially merged, so the actual execution order may change according to actual conditions.

[0023] It should be understood that the terms used in this application specification are only for the purpose of describing specific embodiments and are not intended to limit the application. As used in this application specification and the appended claims, unless the context clearly indicates otherwise, the singular forms "a", "an" and "the" are intended to include plural forms.

[0024] It should be further understood that the term “and / or” used in the specification and appended claims refers to any combination and all possible combinations of one or more of the associated listed items, and includes these combinations.

[0025] The embodiments of the present application provide a method, device, computer equipment and storage medium for obtaining insurance progress information of multiple insured persons. Among them, the method for obtaining insurance progress information of multiple insured persons can be applied to a server, by sending the same insurance template to insured persons in the same insured person group, and receiving the insurance data of each insured person when performing insurance operations based on the insurance template, classifying the insurance data according to the information of the insurance mark, obtaining the insurance data corresponding to the insured person group, processing the insurance data, and obtaining the insurance progress of the insured person group. This allows business personnel to directly know the insurance progress of the insured person group without being informed by a third party, thereby improving the efficiency of obtaining the insurance progress of the insured person group. Among them, the server can be an independent server or a server cluster.

[0026] In conjunction with the accompanying drawings, some embodiments of the present application are described in detail below. In the absence of conflict, the following embodiments and features in the embodiments can be combined with each other.

[0027] See also Figure 1 , Figure 1 This is a schematic flow chart of a method for obtaining insurance progress information of multiple insured persons provided by an embodiment of the present application. The method for obtaining insurance progress information of multiple insured persons can be applied to a server, and is used to send the same insurance template to insured persons in the same insured person group, and receive the insurance data of each insured person when performing insurance operations based on the insurance template, classify the insurance data according to the information of the insurance mark, obtain the insurance data corresponding to the insured person group, process the insurance data, and obtain the insurance progress of the insured person group. This allows business personnel to directly know the insurance progress of the insured person group without being informed by a third party, thereby improving the efficiency of obtaining the insurance progress of the insured person group.

[0028] like Figure 1 As shown, the method for obtaining the insurance progress information of multiple insured persons specifically includes steps S101 to S103.

[0029] S101, obtaining an insured person group, and obtaining an insurance template based on the insured person group;

[0030] In one embodiment, the corresponding insurance template is retrieved and obtained from the insurance template database according to the insured person group through the integrated platform. The insurance template database includes multiple insurance templates, each of which is designed for a specific insured person group.

[0031] S102, receiving insurance data of the insured person based on the insurance template;

[0032] In one embodiment, the insured person enters the insurance process through a shared insurance link, which already contains the pre-selected insurance template and the information of the subject. The insured person in the insured person group fills in personal information and insurance details in the link, completes the insurance, and obtains the insurance data. The insurance data is submitted and sent back to the integrated platform for insurance services. The integrated platform receives the insurance data filled in by the insured person in the insured person group when performing the insurance operation.

[0033] Furthermore, before receiving the insurance data of the insured person based on the insurance template, it also includes: generating a user insurance link based on the insurance template; sending the user insurance link to each insured person in the insured person group, so that the insured person can perform insurance operations based on the user insurance link.

[0034] In one embodiment, the insurance template includes basic information of the insurance product, such as insurance liability, premium calculation, insurance purchase instructions, etc.

[0035] In one embodiment, one or more user insurance links are generated based on the insurance template. The user insurance links are sent to members of the insured person group. Specifically, the user insurance links can be sent via email, text message, social media message or any other electronic communication method.

[0036] In one embodiment, the user insurance link allows the insured to access the insurance page to fill in the necessary personal information and insurance details, and pay the premium online or choose other payment methods through the link. Specifically, the insurance page displays insurance template information based on the insured group to which the insured belongs, including personalized premium quotes or other customized content based on the insured group.

[0037] S103. Based on the information of the insurance subject, the insurance data is divided to obtain at least one subject group data, and the subject group data is analyzed to obtain the insurance progress information of the insured person group.

[0038] In one embodiment, the insurance data may be cleansed and verified to ensure the accuracy and completeness of the data.

[0039] In one embodiment, data is allocated to corresponding groups according to the classification criteria of the insurance subject or the insured person group. The insurance data of each group is analyzed to track the insurance status, such as insured, pending review, paid, etc. By calculating key indicators such as the number of insured and premium income, the insurance progress information of each group is generated.

[0040] In one embodiment, the insurance progress information is fed back to the integrated insurance service platform in real time and updated in the dashboard, so that business personnel can monitor the insurance status in real time. The dashboard usually contains visual elements, such as charts and progress bars, so that business personnel can quickly grasp the current insurance dynamics.

[0041] In one embodiment, the insurance progress information in the dashboard is used to evaluate the insurance status of different groups and formulate subsequent follow-up strategies, such as urging, resource allocation and customer service.

[0042] Furthermore, after dividing the insurance data based on the insurance target information to obtain at least one target group data and analyzing the target group data to obtain the insurance progress information of the insured person group, it also includes: determining the group to be urged whose insurance progress is lagging behind based on the insurance progress information; obtaining the insurance status of each insured person in the group to be urged, and generating an insurance urging plan based on the insurance status of each insured person in the group to be urged; executing the insurance urging plan for the insured persons in the group to be urged whose insurance status is incomplete, so as to urge the insured persons with incomplete insurance status to complete the insurance.

[0043] In one embodiment, the collected insurance progress information is analyzed using a data analysis tool to determine which groups of insured persons are behind on insurance progress, and the groups with behind-the-curve insurance progress are treated as groups to be urged.

[0044] In one embodiment, for each insured person in the group to be urged, the current insurance status is obtained, including completed and uncompleted. The uncompleted status may include pending review, pending payment, not started, etc.

[0045] In one embodiment, based on the insurance status of each insured person in the group to be urged, a personalized insurance urging plan is formulated. The urging plan may include the content of the urging information, the sending frequency, and the urging method (such as SMS, phone, email, etc.).

[0046] In one embodiment, for the insured persons whose insurance application status is not completed, a urging plan is implemented, including sending reminder information, providing additional insurance guidance or support, reminding the upcoming deadline, etc.

[0047] In one embodiment, the execution effect of the urging plan is tracked, including the response of the insured person and the change of the insurance status.

[0048] In one embodiment, the urging strategy is adjusted in real time based on the tracking results to improve the effectiveness of urging. For example, if it is found that a group of policyholders respond well to a specific type of urging information, the frequency of sending such information can be increased.

[0049] The above-mentioned embodiment provides a method, device, computer equipment and storage medium for obtaining the insurance progress information of multiple insured persons, obtaining the insured person group, and obtaining the insurance template based on the insured person group; receiving the insurance data of the insured person based on the insurance template; dividing the insurance data based on the information of the insurance target, obtaining at least one target group data, and analyzing the target group data to obtain the insurance progress information of the insured person group. This application can send the same insurance template to the insured persons of the same insured person group, and receive the insurance data of each insured person when performing insurance operations based on the insurance template, classify the insurance data according to the information of the insurance target, obtain the insurance data corresponding to the insured person group, process the insurance data, and obtain the insurance progress of the insured person group. This enables business personnel to directly know the insurance progress of the insured person group without being informed by a third party, thereby improving the efficiency of obtaining the insurance progress of the insured person group.

[0050] See also Figure 2 , Figure 2 This is a schematic flow chart of a method for obtaining insurance progress information of multiple insured persons provided by an embodiment of the present application. The method for obtaining insurance progress information of multiple insured persons can be applied to a server, and is used to determine the insured person group by analyzing at least one of the insured person information, and obtain the insurance template corresponding to each insured person group in a preset insurance template database, and can determine a personalized insurance template according to the insured person group, thereby improving the adaptability of insurance products.

[0051] like Figure 2 As shown, the method for obtaining the insurance progress information of multiple insured persons specifically includes steps S201 to S202.

[0052] S201, obtaining at least one insured person's information, and analyzing at least one insured person's information to determine at least one insured person group;

[0053] S202: Obtain insurance templates corresponding to each of the insured person groups from a preset insurance template database.

[0054] In one embodiment, personal information of the insured person, such as name, age, gender, occupation, contact information, etc., is collected through an online form, mobile application or other channels.

[0055] In one embodiment, the collected information is analyzed to determine the characteristics and needs of the insured person, which may include risk assessment, insurance demand analysis, financial status assessment, etc.

[0056] In one embodiment, the insured persons are classified into one or more predefined groups according to the analysis results. The groups can be divided based on age (such as children, adults, and the elderly), occupation (such as teachers, doctors, and engineers), lifestyle (such as smokers and non-smokers), risk assessment, insurance needs, or financial status. For example, for a student group, it can be divided according to school, grade, or class, or divided according to age, to obtain multiple groups of insured persons.

[0057] In one embodiment, the determined group information is recorded in the personal file of the insured person for use in subsequent steps.

[0058] In one embodiment, a preset insurance template database is accessed, the insurance template database includes a plurality of insurance templates, and each insurance template is designed for a specific group of insured persons.

[0059] In one embodiment, the corresponding insurance template is automatically matched according to the group information of the insured person. For example, if the insured person is classified as a "business owner", an insurance template targeting the risk characteristics of the business owner will be provided.

[0060] In another embodiment, the insurance template may be further customized according to the specific needs of the insured person, such as adjusting the insured amount, premium payment plan, etc.

[0061] Furthermore, before obtaining the insurance templates corresponding to each of the insured person groups in the preset insurance template database, it also includes: obtaining at least one preset insured person group and the insurance subject corresponding to the insured person group and the configuration information of the insurance subject; generating the insurance templates corresponding to each of the insured person groups based on the insurance subject and the configuration information; generating the insurance template database based on each of the insured person groups and the insurance templates corresponding to each of the insured person groups.

[0062] In one embodiment, different insured person groups are predefined, for example, grouped according to occupation, age, insurance needs, etc. For example, for a student group, they can be divided according to school, grade or class to obtain multiple insured person groups.

[0063] In one embodiment, each group of insured persons has corresponding insurance subject and configuration information, such as student insurance for schools, property insurance for enterprises, etc.

[0064] In one embodiment, based on the insurance subject and configuration information, the system automatically generates an insurance template corresponding to the insured person group. The insurance template may include insurance terms, rates, liability scope and other information specific to the insured person group to ensure the adaptability of the insurance product.

[0065] In one embodiment, the generated insurance templates are associated with the corresponding insured person groups, and all generated insurance templates correspond to the insured person groups one by one and are stored in the insurance template database, so that business personnel can quickly retrieve and use them according to customer needs.

[0066] In the above embodiment, by analyzing at least one of the insured person information to determine the insured person group, the insurance template corresponding to each insured person group is obtained from a preset insurance template database, and a personalized insurance template can be determined according to the insured person group, thereby improving the adaptability of the insurance product.

[0067] See also Figure 3 , Figure 3 This is a schematic flow chart of a method for obtaining insurance progress information of multiple insured persons provided by an embodiment of the present application. The method for obtaining insurance progress information of multiple insured persons can be applied to a server, and is used to divide the insurance data according to the insurance subject in the insurance data, obtain at least one subject group data, and analyze the subject group data to obtain the insured data, pending review data, and pending payment data corresponding to the insured person group; analyze the insured data, pending review data, and pending payment data with the number of insured persons in the insured person group to obtain the insurance progress information of the insured person group. The insurance progress information of the insured person group can be obtained in a timely manner without the need to be informed by a third party, thereby improving the efficiency of obtaining the insurance progress.

[0068] like Figure 3 As shown, the method for obtaining the insurance progress information of multiple insured persons specifically includes steps S301 and S302.

[0069] S301, dividing the insurance data based on the information of the insurance subject in the insurance data to obtain at least one subject group data;

[0070] S302: Analyze the target group data and the number of insured persons in the insured person group to obtain the insurance progress information.

[0071] In one embodiment, the insurance data may include personal information, insured object, insured amount, insurance date, etc.

[0072] In one embodiment, the insurance data is classified according to the subject matter of insurance to form different subject group data. Specifically, in the insurance data, each insurance record is associated with a specific insurance subject. According to different insurance subjects, the insurance data is divided into different subject group data. Each subject group data contains all insurance records insured with the same insurance subject. For example, the school insurance purchased by the school, the property insurance purchased by the enterprise, etc. are respectively classified into different groups.

[0073] It can be understood that the insurance template corresponding to the insured person group includes the corresponding insurance subject matter, and therefore, the subject matter group data obtained by dividing the subject matter information corresponds to the insured person group.

[0074] In one embodiment, for each target group, the number of insured persons and the insurance status are analyzed, and the insurance progress is calculated. In a specific embodiment, for each target group data, the number of insured persons corresponding thereto is counted. Based on the known insured person group information, the number of persons in each group who have insured the insurance target is determined. By comparing the number of insured persons with the total number of persons in the corresponding insured person group, the insurance progress information is calculated. The insurance progress information can be expressed as the percentage of the insured number of persons to the total number of persons, or can be displayed in other forms so that the salesperson can understand the insurance progress of each insured person group for different insurance targets.

[0075] Furthermore, the analyzing the target group data and the number of insured persons in the insured person group to obtain the insurance progress information includes: analyzing the target group data to obtain the insured data, data to be reviewed and data to be paid corresponding to the insured person group; analyzing the insured data, the data to be reviewed and the data to be paid and the number of insured persons in the insured person group to obtain the insurance progress information of the insured person group.

[0076] In one embodiment, the data of each target group may be further processed, including data cleaning, verification, and formatting, to ensure the accuracy and consistency of the data.

[0077] In one embodiment, for each target group data, the number of insured persons and insurance status are analyzed, including insured, pending review, pending payment, and other statuses.

[0078] In a specific embodiment, for each target group data, the data is divided into three categories according to the operation status of the insured person: insured data: data indicating that the insurance process has been completed and the insurance has been successfully purchased; pending review data: data indicating that the insurance information is in the process of review; pending payment data: data indicating that the insurance information has been submitted and passed the review, but the payment has not yet been completed. It is understandable that the data can also be divided into other categories according to actual needs.

[0079] In a specific embodiment, for each insured person group, the number of insured data, pending review data, and pending payment data corresponding to the insured person group is counted. According to the total number of insured person groups, the ratio of insured, pending review, and pending payment is calculated. Through these ratios, the insurance progress of each insured person group can be intuitively understood, including the ratio of completed insurance, the ratio of pending review, and the ratio of pending payment.

[0080] In one embodiment, the obtained insurance progress information is visualized and converted to obtain dashboard data, so that business personnel can intuitively understand the insurance progress of the insured group. For example, the insured ratio, the ratio to be reviewed, and the ratio to be paid are converted into pie charts.

[0081] In the above embodiment, the insurance data is divided according to the insurance subject in the insurance data to obtain at least one subject group data, and the subject group data is analyzed to obtain the insured data, pending review data and pending payment data corresponding to the insured person group; the insured data, pending review data and pending payment data are analyzed with the number of insured persons in the insured person group to obtain the insurance progress information of the insured person group. The insurance progress information of the insured person group can be obtained in a timely manner without the need for notification by a third party, thereby improving the efficiency of obtaining the insurance progress.

[0082] See also Figure 4 , Figure 4 The embodiment of the present application provides a schematic block diagram of a device for obtaining insurance progress information of multiple insured persons, and the device for obtaining insurance progress information of multiple insured persons is used to execute the aforementioned method for obtaining insurance progress information of multiple insured persons. The device for obtaining insurance progress information of multiple insured persons can be configured on a server.

[0083] like Figure 4 As shown, the device 400 for obtaining the insurance progress information of multiple insured persons includes:

[0084] The insurance template acquisition module 401 is used to acquire the insured person group and acquire the insurance template based on the insured person group;

[0085] The insurance data receiving module 402 is used to receive the insurance data of the insured person based on the insurance template;

[0086] The progress information obtaining module 403 is used to divide the insurance data based on the information of the insurance subject, obtain at least one subject group data, and analyze the subject group data to obtain the insurance progress information of the insured person group.

[0087] Furthermore, the insurance template acquisition module 401 includes:

[0088] An insured person group determination unit, used to obtain at least one insured person information, and analyze at least one insured person information to determine at least one insured person group;

[0089] The insurance template acquisition unit is used to acquire the insurance template corresponding to each of the insured person groups from a preset insurance template database.

[0090] Furthermore, the insurance template acquisition module 401 further includes an insurance template database generation unit, and the insurance template database generation unit includes:

[0091] The insurance subject and configuration information acquisition subunit is used to acquire at least one preset insured person group and the insurance subject corresponding to the insured person group and the configuration information of the insurance subject;

[0092] An insurance template generating subunit, for generating an insurance template corresponding to each of the insured person groups based on the insurance subject and the configuration information;

[0093] The insurance template database generating subunit is used to generate the insurance template database based on each of the insured person groups and the insurance templates corresponding to each of the insured person groups.

[0094] Furthermore, the progress information obtaining module 403 includes:

[0095] a target group data obtaining unit, configured to divide the insurance data based on the information of the insurance target in the insurance data to obtain at least one target group data;

[0096] The insurance progress information obtaining unit is used to analyze the target group data and the number of insured persons in the insured person group to obtain the insurance progress information.

[0097] Furthermore, the insurance progress information obtaining unit includes:

[0098] A data analysis subunit is used to analyze the target group data to obtain the insured data, pending review data and pending payment data corresponding to the insured person group;

[0099] The progress information obtaining subunit is used to analyze the insured data, the data to be reviewed, the data to be paid and the number of insured persons in the insured person group to obtain the insurance progress information of the insured person group.

[0100] Furthermore, the device 400 for obtaining the insurance progress information of multiple insured persons further includes an insurance urging module, and the insurance urging module includes:

[0101] A to-be-expedited group determination unit, used to determine the to-be-expedited group whose insurance progress is lagging behind based on the insurance progress information;

[0102] A generating and determining unit, configured to obtain the insurance status of each insured person in the group to be urged, and generate an insurance urging plan based on the insurance status of each insured person in the group to be urged;

[0103] The plan execution unit is used to execute the insurance urging plan for the insured persons whose insurance status is not completed in the group to be urged, so as to urge the insured persons whose insurance status is not completed to complete the insurance.

[0104] Furthermore, the insurance progress information obtaining device 400 for multiple insured persons further includes an insurance link sending module, and the insurance link sending module includes:

[0105] A link generation unit, used to generate a user insurance link based on the insurance template;

[0106] The link sending unit is used to send the user insurance link to each insured person in the insured person group, so that the insured person can perform insurance operations based on the user insurance link.

[0107] It should be noted that those skilled in the art can clearly understand that, for the convenience and brevity of description, the specific working process of the above-described device and each module can refer to the corresponding process in the aforementioned method embodiment, and will not be repeated here.

[0108] The above-mentioned device can be implemented in the form of a computer program. Figure 5 Runs on the computer device shown.

[0109] See also Figure 5 , Figure 5 1 is a schematic block diagram of a computer device provided in an embodiment of the present application. The computer device may be a server.

[0110] See also Figure 5 The computer device includes a processor, a memory and a network interface connected through a system bus, wherein the memory may include a non-volatile storage medium and an internal memory.

[0111] The non-volatile storage medium can store an operating system and a computer program. The computer program includes program instructions, and when the program instructions are executed, the processor can execute any method for obtaining insurance progress information of multiple insured persons.

[0112] The processor is used to provide computing and control capabilities and support the operation of the entire computer equipment.

[0113] The internal memory provides an environment for the operation of the computer program in the non-volatile storage medium. When the computer program is executed by the processor, the processor can execute any method for obtaining the insurance progress information of multiple insured persons.

[0114] The network interface is used for network communication, such as sending assigned tasks, etc. Those skilled in the art will understand that Figure 5The structure shown in the figure is only a block diagram of a part of the structure related to the solution of the present application, and does not constitute a limitation on the computer device to which the solution of the present application is applied. The specific computer device may include more or fewer components than those shown in the figure, or combine certain components, or have a different arrangement of components.

[0115] It should be understood that the processor may be a central processing unit (CPU), and the processor may also be other general-purpose processors, digital signal processors (DSP), application-specific integrated circuits (ASIC), field-programmable gate arrays (FPGA) or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components, etc. Among them, the general-purpose processor may be a microprocessor or the processor may also be any conventional processor, etc.

[0116] In one embodiment, the processor is used to run a computer program stored in the memory to implement the following steps:

[0117] Obtaining an insured person group, and obtaining an insurance template based on the insured person group;

[0118] Receiving insurance data of the insured person based on the insurance template;

[0119] Based on the information of the insurance subject, the insurance data is divided to obtain at least one subject group data, and the subject group data is analyzed to obtain the insurance progress information of the insured person group.

[0120] In one embodiment, when the processor obtains the insured person group and obtains the insurance template based on the insured person group, it is used to implement:

[0121] Acquire at least one insured person's information, and analyze at least one insured person's information to determine at least one insured person group;

[0122] The insurance templates corresponding to the insured persons are obtained from a preset insurance template database.

[0123] In one embodiment, before obtaining the insurance template corresponding to each of the insured person groups from a preset insurance template database, the processor is further configured to implement:

[0124] Acquire at least one preset insured person group and the insurance subject matter corresponding to the insured person group and configuration information of the insurance subject matter;

[0125] Based on the insurance subject and the configuration information, generate insurance templates corresponding to each of the insured person groups;

[0126] The insurance template database is generated based on each of the insured person groups and the insurance templates corresponding to each of the insured person groups.

[0127] In one embodiment, when the processor divides the insurance data based on the insurance target information to obtain at least one target group data, and analyzes the target group data to obtain the insurance progress information of the insured person group, it is used to implement:

[0128] Based on the information of the insurance subject in the insurance data, the insurance data is divided to obtain at least one subject group data;

[0129] The target group data and the number of insured persons in the insured person group are analyzed to obtain the insurance progress information.

[0130] In one embodiment, when the processor analyzes the target group data and the number of insured persons in the insured person group to obtain the insurance progress information, it is used to implement:

[0131] Analyze the target group data to obtain insured data, pending review data, and pending payment data corresponding to the insured person group;

[0132] The insured data, the data to be reviewed, the data to be paid, and the number of insured persons in the insured person group are analyzed to obtain insurance progress information of the insured person group.

[0133] In one embodiment, after the processor divides the insurance data based on the insurance target information to obtain at least one target group data, analyzes the target group data, and obtains the insurance progress information of the insured person group, it is further used to implement:

[0134] Based on the insurance progress information, determine the group of insurance applications that are lagging behind and need to be expedited;

[0135] Acquiring the insurance status of each insured person in the group to be urged, and generating an insurance urging plan based on the insurance status of each insured person in the group to be urged;

[0136] The insurance urging plan is implemented for the insured persons whose insurance status is not completed in the group to be urged, so as to urge the insured persons whose insurance status is not completed to complete the insurance.

[0137] In one embodiment, before receiving the insurance data of the insured person who takes out insurance based on the insurance template, the processor is further used to implement:

[0138] Based on the insurance template, generate a user insurance link;

[0139] The user insurance link is sent to each insured person in the insured person group, so that the insured person can perform insurance operations based on the user insurance link.

[0140] A computer-readable storage medium is also provided in an embodiment of the present application, wherein the computer-readable storage medium stores a computer program, wherein the computer program includes program instructions, and the processor executes the program instructions to implement any method for obtaining insurance progress information of multiple insured persons provided in an embodiment of the present application.

[0141] The computer-readable storage medium may be an internal storage unit of the computer device described in the foregoing embodiment, such as a hard disk or memory of the computer device. The computer-readable storage medium may also be an external storage device of the computer device, such as a plug-in hard disk, a smart memory card (Smart Medi a Card, SMC), a secure digital (Secure Digital, SD) card, a flash memory card (Flash Card), etc., equipped on the computer device.

[0142] The above is only a specific implementation of the present application, but the protection scope of the present application is not limited thereto. Any technician familiar with the technical field can easily think of various equivalent modifications or replacements within the technical scope disclosed in the present application, and these modifications or replacements should be included in the protection scope of the present application. Therefore, the protection scope of the present application shall be based on the protection scope of the claims.

Claims

1. A method for obtaining insurance progress information of multiple insured persons, characterized in that: include: Obtaining an insured person group, and obtaining an insurance template based on the insured person group; Receiving insurance data of the insured person based on the insurance template; Based on the information of the insurance subject, the insurance data is divided to obtain at least one subject group data, and the subject group data is analyzed to obtain the insurance progress information of the insured person group.

2. The method for obtaining insurance progress information of multiple insured persons according to claim 1, characterized in that: The obtaining of the insured person group and obtaining the insurance template based on the insured person group includes: Acquire at least one insured person's information, and analyze at least one insured person's information to determine at least one insured person group; The insurance templates corresponding to the insured persons are obtained from a preset insurance template database.

3. The method for obtaining insurance progress information of multiple insured persons according to claim 2, characterized in that: Before obtaining the insurance templates corresponding to the insured person groups from the preset insurance template database, the method further includes: Acquire at least one preset insured person group and the insurance subject matter corresponding to the insured person group and configuration information of the insurance subject matter; Based on the insurance subject and the configuration information, generate insurance templates corresponding to each of the insured person groups; The insurance template database is generated based on each of the insured person groups and the insurance templates corresponding to each of the insured person groups.

4. The method for obtaining insurance progress information of multiple insured persons according to claim 1, characterized in that: The step of dividing the insurance data based on the insurance subject information to obtain at least one subject group data, and analyzing the subject group data to obtain the insurance progress information of the insured person group includes: Based on the information of the insurance subject in the insurance data, the insurance data is divided to obtain at least one subject group data; The target group data and the number of insured persons in the insured person group are analyzed to obtain the insurance progress information.

5. The method for obtaining insurance progress information of multiple insured persons according to claim 1, characterized in that: The step of analyzing the target group data and the number of insured persons in the insured person group to obtain the insurance progress information includes: Analyze the target group data to obtain insured data, pending review data, and pending payment data corresponding to the insured person group; The insured data, the data to be reviewed, the data to be paid, and the number of insured persons in the insured person group are analyzed to obtain insurance progress information of the insured person group.

6. The method for obtaining insurance progress information of multiple insured persons according to claim 1, characterized in that: After dividing the insurance data based on the insurance subject information to obtain at least one subject group data, analyzing the subject group data to obtain the insurance progress information of the insured person group, the method further includes: Based on the insurance progress information, determine the group of insurance applications that are lagging behind and need to be expedited; Acquiring the insurance status of each insured person in the group to be urged, and generating an insurance urging plan based on the insurance status of each insured person in the group to be urged; The insurance urging plan is implemented for the insured persons whose insurance status is not completed in the group to be urged, so as to urge the insured persons whose insurance status is not completed to complete the insurance.

7. The method for obtaining insurance progress information of multiple insured persons according to any one of claims 1 to 6, characterized in that: Before receiving the insurance data of the insured person based on the insurance template, the method further includes: Based on the insurance template, generate a user insurance link; The user insurance link is sent to each insured person in the insured person group, so that the insured person can perform insurance operations based on the user insurance link.

8. A device for obtaining insurance progress information of multiple insured persons, characterized in that: include: An insurance template acquisition module, used to acquire the insured person group, and acquire the insurance template based on the insured person group; An insurance data receiving module, used to receive insurance data of an insured person based on the insurance template; The progress information acquisition module is used to divide the insurance data based on the information of the insurance subject, obtain at least one subject group data, and analyze the subject group data to obtain the insurance progress information of the insured person group.

9. A computer device, characterized in that: The computer device includes a memory and a processor; The memory is used to store computer programs; The processor is used to execute the computer program and implement the method for obtaining insurance progress information of multiple insured persons as described in any one of claims 1 to 7 when executing the computer program.

10. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the processor implements the method for obtaining insurance progress information of multiple insured persons according to any one of claims 1 to 7.

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