Resource transfer processing method, device, electronic device and storage medium
By responding to resource transfer requests in the payment system, determining the target resource operation rules and automatically triggering preset events, the problem of lack of flexibility in the existing payment logic is solved, and the system flexibility and adaptability improvement is achieved, and the user experience is improved.
Patent Information
- Application Number
- CN202411810948.3
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- Filing Date
- 2024-12-10
- Publication Date
- 2025-04-01
AI Technical Summary
The existing payment logic lacks flexibility when handling different payment methods and cannot dynamically adjust resource operation processes according to the business needs of the enterprise, resulting in poor system flexibility, poor adaptability and user experience.
By responding to resource transfer requests, target resource operation rules are determined based on resource transfer methods and preset mapping relationships, preset resource transfer events are automatically triggered, and processing requests are sent to preset transfer channels, triggering corresponding events and executing response operations based on the execution results.
It realizes the flexibility and adaptability of the system, can dynamically adjust resource operation rules according to business needs, and improves the efficiency and user experience of the resource transfer process.
Smart Images
Figure CN119741009A_ABST
Abstract
Description
Technical Field
[0001] The present disclosure relates to the field of computer technology, and in particular to a resource transfer processing method, device, electronic device and storage medium. Background Art
[0002] The enterprise wallet payment domain maintains payment instruction arrangements for multiple payment methods, including various events such as payment application, payment success, payment failure, payment cancellation, payment refund and payment settlement. Different acceptors have different acceptance characteristics.
[0003] However, the current payment logic lacks flexibility in handling different payment methods for different business needs, especially in terms of resource operations. Taking VCC payment as an example, the traditional payment logic only supports fixed operation processes during payment settlement and cannot be dynamically adjusted according to the business needs of the enterprise. For example, when using VCC payment, the default payment settlement operation is to unfreeze the account, while ideally, the enterprise hopes that under certain circumstances, the payment settlement operation can achieve flexible processing of "more refund and less supplement". This lack of intelligent configuration not only affects the effective use of resources, but also leads to reduced business processing efficiency and impaired user experience, resulting in problems such as poor system flexibility, adaptability and reduced user experience. Summary of the invention
[0004] The present disclosure provides a resource transfer processing method, device, electronic device and storage medium to at least solve the problems of poor system flexibility, poor adaptability and reduced user experience in the related art.
[0005] According to a first aspect of an embodiment of the present disclosure, a resource transfer processing method is provided, including:
[0006] In response to a resource transfer request triggered by a target account in a process of acquiring a target object, a target resource operation rule is determined based on a resource transfer mode in the resource transfer request and a first preset mapping relationship, wherein the first preset mapping relationship represents a preset resource operation rule corresponding to each of a plurality of resource transfer modes, and the preset resource operation rule is used to indicate a preset response operation corresponding to each of a plurality of preset resource transfer events in the resource transfer process;
[0007] Automatically triggering a preset transfer application event among the multiple preset resource transfer events, determining a first target response operation corresponding to the preset transfer application event based on the target resource operation rule, and executing the first target response operation;
[0008] Sending a resource transfer processing request to a preset transfer channel party corresponding to the resource transfer mode, so that the preset transfer channel party executes a resource transfer processing operation corresponding to the resource transfer processing request, and determining a target triggering event based on the execution result of the resource transfer processing operation, wherein the target triggering event is any preset resource transfer event among the multiple preset resource transfer events;
[0009] Upon receiving a trigger instruction corresponding to the target trigger event sent by the preset transfer channel, the target trigger event is triggered, a second target response operation corresponding to the target trigger event is determined based on the target resource operation rule, and the second target response operation is executed.
[0010] According to a second aspect of an embodiment of the present disclosure, a resource transfer processing device is provided, including:
[0011] a target resource operation rule acquisition module, configured to respond to a resource transfer request triggered by a target account in the process of acquiring a target object, and determine a target resource operation rule based on a resource transfer mode in the resource transfer request and a first preset mapping relationship, wherein the first preset mapping relationship represents a preset resource operation rule corresponding to each of a plurality of resource transfer modes, and the preset resource operation rule is used to indicate a preset response operation corresponding to each of a plurality of preset resource transfer events in the resource transfer process;
[0012] A first target response operation execution module, configured to automatically trigger a preset transfer application event among the plurality of preset resource transfer events, determine a first target response operation corresponding to the preset transfer application event based on the target resource operation rule, and execute the first target response operation;
[0013] a target trigger event acquisition module, configured to send a resource transfer processing request to a preset transfer channel party corresponding to the resource transfer mode, so that the preset transfer channel party executes a resource transfer processing operation corresponding to the resource transfer processing request, and determines a target trigger event based on an execution result of the resource transfer processing operation, wherein the target trigger event is any preset resource transfer event among the multiple preset resource transfer events;
[0014] The second target response operation execution module is used to trigger the target trigger event upon receiving a trigger instruction corresponding to the target trigger event sent by the preset transfer channel party, determine the second target response operation corresponding to the target trigger event based on the target resource operation rule, and execute the second target response operation.
[0015] According to a third aspect of an embodiment of the present disclosure, an electronic device is provided, comprising: a processor; and a memory for storing instructions executable by the processor; wherein the processor is used to execute the instructions to implement a method as described in any one of the above-mentioned first aspects.
[0016] According to a fourth aspect of an embodiment of the present disclosure, a computer-readable storage medium is provided. When instructions in the storage medium are executed by a processor of an electronic device, the electronic device is enabled to execute any method described in the first aspect of the embodiment of the present disclosure.
[0017] According to a fifth aspect of an embodiment of the present disclosure, there is provided a computer program product comprising instructions, which, when executed on a computer, enables the computer to execute any one of the methods described in the first aspect of the embodiment of the present disclosure.
[0018] The technical solution provided by the embodiments of the present disclosure brings at least the following beneficial effects:
[0019] The target resource operation rules are determined based on the resource transfer mode in the resource transfer request and the first preset mapping relationship, which can flexibly adapt to different resource transfer modes, so that the system can flexibly adjust the preset resource operation rules according to different business needs, thereby enhancing the flexibility and adaptability of the system. Then, the preset resource transfer application event is automatically triggered, and the corresponding operation is performed according to the target resource operation rules, thereby realizing a rapid response to the resource transfer application. Then, a resource transfer processing request is sent to the preset transfer channel party so that the preset transfer channel party performs the corresponding resource transfer processing operation, and based on the execution result of the resource transfer processing operation, the target trigger event is determined. After receiving the trigger instruction corresponding to the target trigger event sent by the preset transfer channel party, the target trigger event can be quickly triggered, and the corresponding response operation is performed based on the target resource operation rules. This efficient response mechanism can ensure timely feedback and processing during the resource transfer process, thereby improving the user experience.
[0020] It is to be understood that the foregoing general description and the following detailed description are exemplary and explanatory only and are not restrictive of the present disclosure. BRIEF DESCRIPTION OF THE DRAWINGS
[0021] The drawings herein are incorporated into and constitute a part of the specification, illustrate embodiments consistent with the present disclosure, and together with the description are used to explain the principles of the present disclosure, and do not constitute improper limitations on the present disclosure.
[0022] Figure 1 is a flowchart of a resource transfer processing method according to an exemplary embodiment;
[0023] Figure 2It is a flow chart showing a method of storing rule identification information corresponding to a target resource operation rule on a resource transfer record sheet based on a transfer identification according to an exemplary embodiment;
[0024] Figure 3 is a schematic diagram of a flow chart of determining a first target response operation according to an exemplary embodiment;
[0025] Figure 4 is a block diagram of a resource transfer processing device according to an exemplary embodiment;
[0026] Figure 5 The invention is a block diagram of an electronic device for resource transfer processing according to an exemplary embodiment. DETAILED DESCRIPTION
[0027] In order to enable ordinary persons in the art to better understand the technical solutions of the present disclosure, the technical solutions in the embodiments of the present disclosure will be clearly and completely described below in conjunction with the accompanying drawings.
[0028] It should be noted that the terms "first", "second", etc. in the specification and claims of the present disclosure and the above-mentioned drawings are used to distinguish similar different contents, and are not necessarily used to describe a specific order or sequence. It should be understood that the data used in this way can be interchanged where appropriate, so that the embodiments of the present disclosure described herein can be implemented in an order other than those illustrated or described herein. The embodiments described in the following exemplary embodiments do not represent all embodiments consistent with the present disclosure. Instead, they are merely examples of devices and methods consistent with some aspects of the present disclosure as detailed in the attached claims.
[0029] It should be noted that the user information (including but not limited to user device information, user personal information, etc.) and data (including but not limited to data for display, data for analysis, etc.) involved in this disclosure are all information and data authorized by the user or fully authorized by all parties.
[0030] Figure 1 is a flow chart of a resource transfer processing method according to an exemplary embodiment. Figure 1 As shown, the resource transfer processing method is used in electronic devices such as servers, and includes the following steps:
[0031] In step S101, in response to a resource transfer request triggered by a target account in a process of acquiring a target object, a target resource operation rule is determined based on a resource transfer method in the resource transfer request and a first preset mapping relationship.
[0032] In a specific embodiment, the above-mentioned first preset mapping relationship represents the preset resource operation rules corresponding to each of the multiple resource transfer methods. The preset resource operation rules are used to indicate the preset response operations corresponding to each of the multiple preset resource transfer events during the resource transfer process. The preset response operations are operations on the resources corresponding to the target account.
[0033] In a specific embodiment, the plurality of preset resource transfer events include at least one of a preset transfer success event, a preset transfer failure event, a preset transfer cancellation event, a preset resource cancellation event and a preset resource settlement event, and a preset transfer application event.
[0034] For example, the target object may be a physical commodity or a virtual commodity. The resource transfer method may be a VCC (Virtual Credit Card) payment or a QR code scanning payment method.
[0035] Exemplarily, multiple preset resource operation rules can be set by setting different preset response operations corresponding to multiple preset resource transfer events. Specifically, the multiple preset resource operation rules corresponding to the multiple preset resource transfer events may include at least two of the first resource operation rule, the second resource operation rule, and the third resource operation rule. Accordingly, the first preset mapping relationship can represent that the resource transfer method of the QR code being scanned corresponds to the first resource operation rule, and the resource transfer method of the VCC payment corresponds to the second resource operation rule and the third resource operation rule.
[0036] Exemplarily, the preset transfer success event may be a payment success event, the preset transfer failure event may be a payment failure event, the preset transfer cancellation event may be a payment cancellation event, the preset resource cancellation event may be a payment refund event, the preset resource settlement event may be a payment settlement event, and the preset transfer application event may be a payment application event.
[0037] Exemplarily, the first resource operation rule is used to indicate that the payment application event corresponds to the frozen account operation, the payment success event corresponds to the unfreeze account operation, the payment failure event corresponds to the unfreeze account operation, the payment cancellation event corresponds to the credit account operation, the payment settlement event has no operation, and the payment refund event corresponds to the credit account operation. The second resource operation rule is used to indicate that the payment application event corresponds to the frozen account operation, the payment success event has no operation, the payment failure event corresponds to the unfreeze account operation, the payment cancellation event corresponds to the unfreeze account operation, the payment settlement event corresponds to the unfreeze account operation, and the payment refund event corresponds to the credit account operation. The third resource operation rule is used to indicate that the payment application event corresponds to the frozen account operation, the payment success event corresponds to the unfreeze account operation, the payment failure event corresponds to the unfreeze account operation, the payment cancellation event corresponds to the credit account operation, the payment settlement event corresponds to the over-refund and under-supplement operation, and the payment refund event corresponds to the credit account operation.
[0038] In a specific embodiment, the above-mentioned determining the target resource operation rule based on the resource transfer mode in the resource transfer request and the first preset mapping relationship includes:
[0039] The target resource operation rule is determined based on the resource transfer mode, the service configuration information in the resource transfer request and the second preset mapping relationship.
[0040] In a specific embodiment, the above-mentioned second preset mapping relationship represents the preset resource operation rules corresponding to each of the multiple preset combinations, and the multiple preset combinations include any resource transfer method among multiple resource transfer methods and any business configuration information among multiple business configuration information, and the business configuration information is used to indicate the resource settlement type of the resources corresponding to the target object.
[0041] Exemplarily, the service configuration information may be a resource settlement type such as a post-settlement mode or a pre-payment mode. The preset combination may include at least one of a VCC payment plus a post-settlement mode and a VCC payment plus a preset mode. Accordingly, the second preset mapping relationship may indicate that the VCC payment plus the post-settlement mode corresponds to the second resource operation rule, and the VCC payment plus the preset mode corresponds to the third resource operation rule.
[0042] In the above embodiment, the target resource operation rules are determined based on the resource transfer mode, the business configuration information and the second preset mapping relationship, ensuring that the operation in the resource transfer process is based on actual needs, and improving the accuracy, flexibility and efficiency of the operation. Among them, the second preset mapping relationship represents the preset resource operation rules corresponding to any resource transfer mode plus any business configuration information, which enhances the business configuration management capability, enables the system to handle different resource transfer requirements, and improves the adaptability of the system.
[0043] In step S103, a preset transfer application event among a plurality of preset resource transfer events is automatically triggered, a first target response operation corresponding to the preset transfer application event is determined based on a target resource operation rule, and the first target response operation is executed.
[0044] In a specific embodiment, Figure 2 As shown, the above method also includes:
[0045] In step S201, a transfer identifier of a target object is generated.
[0046] In a specific embodiment, the transfer identifier is used to uniquely identify an acquisition event of the target object corresponding to the current resource transfer request.
[0047] In step S203, based on the transfer identifier, the rule identifier information corresponding to the target resource operation rule is stored in the resource transfer record sheet.
[0048] In a specific embodiment, the rule identification information is used to uniquely identify the target resource operation rule. In a specific embodiment, the resource transfer record sheet is used to record the relevant information of this resource transfer request. Exemplarily, the resource transfer record sheet may include the order number of the transaction commodity, the order amount and the rule identification information corresponding to the target resource operation rule.
[0049] In the above embodiment, a transfer identifier of the target object is generated, and based on the transfer identifier, the rule identification information corresponding to the target resource operation rule is stored in the resource transfer record sheet, so that in subsequent operations, the corresponding target resource operation rule can be quickly queried through the transfer identifier, thereby reducing the complexity and uncertainty in the resource transfer process and improving the efficiency and accuracy of information retrieval and resource transfer.
[0050] In a specific embodiment, Figure 3 As shown, the above-mentioned determination of the first target response operation corresponding to the preset transfer application event based on the target resource operation rule includes:
[0051] In step S301, based on the transfer identifier, the rule identifier information on the resource transfer record is searched.
[0052] In step S303, the target resource operation rule is acquired based on the rule identification information.
[0053] In step S305, a first target response operation is determined based on the target resource operation rule.
[0054] In the above embodiment, the corresponding rule identification information can be quickly found based on the transfer identifier, thereby improving the resource transfer efficiency. The target resource operation rules are obtained through the found rule identification information, and then the first target response operation is determined based on the target resource operation rules, thereby ensuring that the applied rules are related to the current resource transfer, reducing operational errors caused by incorrect application of rules, and improving the reliability of resource management.
[0055] In a specific embodiment, the performing of the first target response operation includes:
[0056] A first preset interface corresponding to the first target response operation is called to perform the first target response operation on the resource corresponding to the target object.
[0057] In a specific embodiment, multiple preset resource transfer events are abstracted into code blocks for implementing preset response operations corresponding to each preset resource transfer event. Specifically, a preset transfer success event is abstracted into a preset transfer success code block, a preset transfer failure event is abstracted into a preset transfer failure code block, a preset transfer cancellation event is abstracted into a preset transfer cancellation code block, a preset resource cancellation event is abstracted into a preset resource cancellation code block, a preset resource settlement event is abstracted into a preset resource settlement code block, and a preset transfer application event is abstracted into a preset transfer application code block. Correspondingly, the preset transfer success code block is a code block used to implement the preset response operation corresponding to the preset transfer success event in each preset resource operation rule, the preset transfer failure code block is a code block used to implement the preset response operation corresponding to the preset transfer failure event in each preset resource operation rule, the preset transfer cancellation code block is a code block used to implement the preset response operation corresponding to the preset transfer cancellation event in each preset resource operation rule, the preset resource cancellation code block is a code block used to implement the preset response operation corresponding to the preset resource cancellation event in each preset resource operation rule, the preset resource settlement code block is a code block used to implement the preset response operation corresponding to the preset resource settlement event in each preset resource operation rule, and the preset transfer application code block is a code block used to implement the preset response operation corresponding to the preset transfer application event in each preset resource operation rule.
[0058] In a specific embodiment, an interface is defined, which includes a preset transfer success code block, a preset transfer failure code block, a preset transfer cancellation code block, a preset resource cancellation code block, a preset resource settlement code block, and a preset transfer application code block. For each preset resource operation rule, a class that implements the above interface is created. In the class corresponding to each preset resource operation rule, the specific implementation of each code block defines the preset response operation that should be executed when the corresponding preset resource transfer event occurs.
[0059] In a specific embodiment, the above-mentioned calling of the first preset interface corresponding to the first target response operation and performing the first target response operation on the resource corresponding to the target object may include: selecting an implementation class of the target resource operation rule, creating an instance of the implementation class, and calling the preset transfer application code block through this instance to perform the first target response operation.
[0060] In step S105, a resource transfer processing request is sent to a preset transfer channel party corresponding to the resource transfer mode, so that the preset transfer channel party executes a resource transfer processing operation corresponding to the resource transfer processing request, and determines a target trigger event based on the execution result of the resource transfer processing operation.
[0061] In a specific embodiment, the target triggering event is any one of a plurality of preset resource transfer events.
[0062] In a specific embodiment, the preset transfer channel is an intermediary organization or service provider used to process and complete resource transfer during the resource transfer process.
[0063] In a specific embodiment, the resource transfer processing request includes a transfer identifier, so that the trigger instruction corresponding to the target trigger event sent by the preset transfer channel party carries the transfer identifier.
[0064] Exemplarily, the resource transfer processing operation may include risk control interception, account balance check, payment password check, etc. In actual application, the specific resource transfer processing operation is based on the resource transfer method.
[0065] Specifically, taking VCC payment as an example of resource transfer, the resource transfer processing operation may be checking the user's account balance, risk control interception, and channel payment operation. After determining that the account balance is greater than or equal to the price of the transaction commodity, risk control interception is successful, and the channel party notifies of payment success, a payment success event is triggered; after determining that the account balance is less than the price of the transaction commodity, risk control interception fails, and the channel party notifies of payment failure, a payment failure event is triggered.
[0066] Taking the resource transfer method of payment on a third-party payment platform as an example, the resource transfer processing operation can be to pull up the payment platform to allow the user to enter the payment password, risk control interception and channel payment operation. After confirming that the payment password is correct, risk control interception is successful, and the channel party notifies of payment success, a payment success event is triggered; after risk control interception fails or the channel party notifies of payment failure, a payment failure event is triggered.
[0067] In an optional embodiment, after a successful payment, the user can trigger a payment cancellation event through a preset transfer channel based on actual needs; after a successful payment and payment settlement, the user can trigger a payment refund event through a preset transfer channel based on actual needs; the user can trigger a payment settlement event by executing an operation to confirm receipt of the target object on the product order page based on actual needs.
[0068] In step S107, when a trigger instruction corresponding to a target trigger event sent by a preset transfer channel is received, the target trigger event is triggered, and based on the target resource operation rule, a second target response operation corresponding to the target trigger event is determined and executed.
[0069] In a specific embodiment, the performing the second target response operation includes:
[0070] A second preset interface corresponding to the second target response operation is called to perform the second target response operation on the resource corresponding to the target object.
[0071] In a specific embodiment, the above-mentioned calling of the second preset interface corresponding to the second target response operation and performing the second target response operation on the resources corresponding to the target object can refer to the above-mentioned calling of the first preset interface corresponding to the first target response operation and performing the first target response operation on the resources corresponding to the target object, which will not be repeated here.
[0072] In the above embodiment, the corresponding target response operation is executed by calling the preset interface to ensure that when the preset resource transfer event occurs, the system can respond consistently and correctly, and the operation management of resources can be automatically performed, reducing the need for human intervention, thereby reducing operation time and error rate, ensuring that the preset response operation can be completed quickly and accurately, and the highly standardized and method-based operation method provides a clear, efficient and secure execution framework for the system's resource management, greatly improving the resource processing capabilities and the overall performance of the system.
[0073] Figure 4 FIG. 1 is a block diagram of a resource transfer processing device according to an exemplary embodiment. Figure 4 , the device comprises:
[0074] The target resource operation rule acquisition module 410 is used to respond to a resource transfer request triggered by the target account in the process of acquiring the target object, and determine the target resource operation rule based on the resource transfer mode in the resource transfer request and the first preset mapping relationship.
[0075] The first target response operation execution module 420 is used to automatically trigger a preset transfer application event among multiple preset resource transfer events, determine the first target response operation corresponding to the preset transfer application event based on the target resource operation rule, and execute the first target response operation.
[0076] The target trigger event acquisition module 430 is used to send a resource transfer processing request to the preset transfer channel party corresponding to the resource transfer method, so that the preset transfer channel party executes the resource transfer processing operation corresponding to the resource transfer processing request, and determines the target trigger event based on the execution result of the resource transfer processing operation.
[0077] The second target response operation execution module 440 is used to trigger the target trigger event upon receiving a trigger instruction corresponding to the target trigger event sent by the preset transfer channel party, determine the second target response operation corresponding to the target trigger event based on the target resource operation rule, and execute the second target response operation.
[0078] In an optional embodiment, the target resource operation rule acquisition module 410 includes:
[0079] The target resource operation rule acquisition unit is used to determine the target resource operation rule based on the resource transfer mode, the service configuration information in the resource transfer request and the second preset mapping relationship.
[0080] In an optional embodiment, the above device further includes:
[0081] A transfer identification acquisition module, used to generate a transfer identification of a target object;
[0082] The rule identification information storage module is used to store the rule identification information corresponding to the target resource operation rule on the resource transfer record sheet based on the transfer identification.
[0083] In an optional embodiment, the first target response operation execution module 420 includes:
[0084] A rule identification information search unit, used to search for rule identification information on a resource transfer record sheet based on a transfer identification;
[0085] A target resource operation rule acquisition unit, used to acquire the target resource operation rule based on the rule identification information;
[0086] The first target response operation acquisition unit is used to determine the first target response operation based on the target resource operation rule.
[0087] In an optional embodiment, the first target response operation execution module 420 includes:
[0088] The first target response operation execution unit is used to call a first preset interface corresponding to the first target response operation to execute the first target response operation on the resources corresponding to the target object.
[0089] In an optional embodiment, the second target response operation execution module 440 includes:
[0090] The second target response operation execution unit is used to call a second preset interface corresponding to the second target response operation to execute the second target response operation on the resources corresponding to the target object.
[0091] Regarding the device in the above embodiment, the specific manner in which each module performs operations has been described in detail in the embodiment of the method, and will not be elaborated here.
[0092] Figure 5 is a block diagram of an electronic device for resource transfer processing according to an exemplary embodiment. The electronic device may be a server, and its internal structure diagram may be as shown in FIG. Figure 5As shown. The electronic device includes a processor, a memory, a network interface, a display screen and an input device connected via a system bus. Among them, the processor of the electronic device is used to provide computing and control capabilities. The memory of the electronic device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the operation of the operating system and the computer program in the non-volatile storage medium. The network interface of the electronic device is used to communicate with an external terminal via a network connection. When the computer program is executed by the processor, a resource transfer processing method is implemented. The display screen of the electronic device can be a liquid crystal display screen or an electronic ink display screen, and the input device of the electronic device can be a touch layer covering the display screen, or a button, trackball or touchpad set on the housing of the electronic device, or an external keyboard, touchpad or mouse, etc.
[0093] Those skilled in the art will understand that Figure 5 The structure shown in the figure is merely a block diagram of a partial structure related to the scheme of the present disclosure, and does not constitute a limitation on the electronic device to which the scheme of the present disclosure is applied. The specific electronic device may include more or fewer components than those shown in the figure, or combine certain components, or have a different arrangement of components.
[0094] In an exemplary embodiment, an electronic device is also provided, including: a processor; and a memory for storing instructions executable by the processor; wherein the processor is used to execute the instructions to implement the resource transfer processing method in the embodiment of the present disclosure.
[0095] In an exemplary embodiment, a computer-readable storage medium is also provided. When instructions in the storage medium are executed by a processor of an electronic device, the electronic device can execute the resource transfer processing method in the embodiment of the present disclosure.
[0096] Those skilled in the art will readily appreciate other embodiments of the present disclosure after considering the specification and practicing the invention disclosed herein. This application is intended to cover any variations, uses, or adaptations of the present disclosure that follow the general principles of the present disclosure and include common knowledge or customary techniques in the art that are not disclosed in the present disclosure. The specification and examples are intended to be exemplary only, and the true scope and spirit of the present disclosure are indicated by the following claims.
[0097] It should be understood that the present disclosure is not limited to the exact structures that have been described above and shown in the drawings, and that various modifications and changes may be made without departing from the scope thereof. The scope of the present disclosure is limited only by the appended claims.
Claims
1. A resource transfer processing method, characterized in that: include: In response to a resource transfer request triggered by a target account in a process of acquiring a target object, a target resource operation rule is determined based on a resource transfer mode in the resource transfer request and a first preset mapping relationship, wherein the first preset mapping relationship represents a preset resource operation rule corresponding to each of a plurality of resource transfer modes, and the preset resource operation rule is used to indicate a preset response operation corresponding to each of a plurality of preset resource transfer events in the resource transfer process; Automatically triggering a preset transfer application event among the multiple preset resource transfer events, determining a first target response operation corresponding to the preset transfer application event based on the target resource operation rule, and executing the first target response operation; Sending a resource transfer processing request to a preset transfer channel party corresponding to the resource transfer mode, so that the preset transfer channel party executes a resource transfer processing operation corresponding to the resource transfer processing request, and determining a target triggering event based on the execution result of the resource transfer processing operation, wherein the target triggering event is any preset resource transfer event among the multiple preset resource transfer events; Upon receiving a trigger instruction corresponding to the target trigger event sent by the preset transfer channel, the target trigger event is triggered, a second target response operation corresponding to the target trigger event is determined based on the target resource operation rule, and the second target response operation is executed.
2. The method according to claim 1, characterized in that: The determining of the target resource operation rule based on the resource transfer mode in the resource transfer request and the first preset mapping relationship includes: The target resource operation rule is determined based on the resource transfer method, the business configuration information in the resource transfer request and the second preset mapping relationship, wherein the second preset mapping relationship represents the preset resource operation rules corresponding to each of multiple preset combinations, and the multiple preset combinations include any resource transfer method in the multiple resource transfer methods and any business configuration information in the multiple business configuration information, and the business configuration information is used to indicate the resource settlement type of the resource corresponding to the target object.
3. The method according to claim 1, characterized in that: The method further comprises: generating a transfer identifier of the target object; Based on the transfer identifier, the rule identifier information corresponding to the target resource operation rule is stored in a resource transfer record sheet.
4. The method according to claim 3, characterized in that: The determining, based on the target resource operation rule, a first target response operation corresponding to the preset transfer application event includes: Based on the transfer identifier, searching for the rule identifier information on the resource transfer record sheet; Based on the rule identification information, acquiring the target resource operation rule; Based on the target resource operation rule, the first target response operation is determined.
5. The method according to any one of claims 1 to 4, characterized in that: The performing of the first target response operation comprises: A first preset interface corresponding to the first target response operation is called to perform the first target response operation on the resource corresponding to the target object.
6. The method according to any one of claims 1 to 4, characterized in that: The performing of the second target response operation comprises: A second preset interface corresponding to the second target response operation is called to perform the second target response operation on the resource corresponding to the target object.
7. The method according to any one of claims 1 to 4, characterized in that: The plurality of preset resource transfer events include at least one of a preset transfer success event, a preset transfer failure event, a preset transfer cancellation event, a preset resource cancellation event and a preset resource settlement event, and the preset transfer application event.
8. A resource transfer processing device, characterized in that: include: a target resource operation rule acquisition module, configured to respond to a resource transfer request triggered by a target account in the process of acquiring a target object, and determine a target resource operation rule based on a resource transfer mode in the resource transfer request and a first preset mapping relationship, wherein the first preset mapping relationship represents a preset resource operation rule corresponding to each of a plurality of resource transfer modes, and the preset resource operation rule is used to indicate a preset response operation corresponding to each of a plurality of preset resource transfer events in the resource transfer process; A first target response operation execution module, configured to automatically trigger a preset transfer application event among the plurality of preset resource transfer events, determine a first target response operation corresponding to the preset transfer application event based on the target resource operation rule, and execute the first target response operation; a target trigger event acquisition module, configured to send a resource transfer processing request to a preset transfer channel party corresponding to the resource transfer mode, so that the preset transfer channel party executes a resource transfer processing operation corresponding to the resource transfer processing request, and determines a target trigger event based on an execution result of the resource transfer processing operation, wherein the target trigger event is any preset resource transfer event among the multiple preset resource transfer events; The second target response operation execution module is used to trigger the target trigger event upon receiving a trigger instruction corresponding to the target trigger event sent by the preset transfer channel party, determine the second target response operation corresponding to the target trigger event based on the target resource operation rule, and execute the second target response operation.
9. An electronic device, characterized in that: include: processor; a memory for storing instructions executable by the processor; The processor is configured to execute the instructions to implement a resource transfer processing method as claimed in any one of claims 1 to 7.
10. A computer-readable storage medium, characterized in that: When the instructions in the storage medium are executed by a processor of an electronic device, the electronic device is enabled to execute the resource transfer processing method according to any one of claims 1 to 7.