Logistics account funds management method and device
By introducing logistics account fund management methods into the flexible employment settlement system of outlets, the problem that existing systems cannot achieve efficient and high-accuracy withdrawal of capital accounts has been solved, and the accuracy and efficiency of withdrawals have been improved.
Patent Information
- Application Number
- CN202411790464.7
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- Filing Date
- 2024-12-06
- Publication Date
- 2025-04-04
AI Technical Summary
The existing flexible employment settlement system of outlets has simple functions and cannot achieve efficient and accurate withdrawals of fund accounts.
Provide a logistics account fund management method. By obtaining the balance information of the fund account, it determines whether the account balance is greater than the withdrawal requirement, and judges based on conditions such as whether it is within the withdrawal time, whether there is an order in the withdrawal, and whether the withdrawal account has been bound to the withdrawal account, and finally generates a withdrawal order and withdrawal.
It improves the accuracy and efficiency of withdrawals of funds accounts, and solves the problem that existing systems cannot achieve efficient and high-accuracy withdrawals.
Smart Images
Figure CN119762234A_ABST
Abstract
Description
Technical Field
[0001] The present invention relates to the technical field of logistics account fund management, and in particular to a logistics account fund management method and device. Background Art
[0002] The branch flexible employment settlement system is a settlement system for branches, which aims to provide branches with convenient and efficient employment settlement services, including account information management, virtual account recharge, payment bill import, batch order payment, invoice application and other functions.
[0003] The current branch flexible employment settlement system has simple functions and is unable to achieve efficient and accurate withdrawals from capital accounts.
[0004] Therefore, a logistics account fund management method and device are provided to solve the above problems. Summary of the invention
[0005] The main purpose of the present invention is to solve the problems that the existing flexible employment settlement system of outlets has simple functions and cannot realize the withdrawal of funds from accounts with high efficiency and high accuracy.
[0006] A first aspect of the present invention provides a logistics account fund management method, the logistics account fund management method comprising: Obtain the balance information of the fund account according to the withdrawal request, and determine whether the account balance is greater than the withdrawal request. If so, enter the withdrawal time determination process; Enter the withdrawal time judgment process to determine whether it is within the withdrawal time. If so, enter the withdrawal order judgment process; Enter the withdrawal order judgment process to determine whether there is an order for withdrawal. If not, enter the withdrawal account binding judgment process; Enter the withdrawal account binding judgment process to determine whether the withdrawal account has been bound. If so, enter the account existence judgment process under review; Enter the process of judging the existence of the account under review to determine whether there is an account under review. If not, enter the process of submitting withdrawal information; Enter the withdrawal information submission judgment process to determine whether the user has not exceeded the monthly limit, there is no order with the same amount, and the user identity has not expired. If so, submit the withdrawal information; Determine whether the withdrawal amount meets the preset requirements. If so, enter the user's withdrawal amount determination process for the current month; Enter the user's monthly withdrawal amount judgment process to determine whether the user's monthly withdrawal amount is greater than 40,000. If not, generate a withdrawal order and withdraw cash according to the withdrawal order. Update the account balance after the withdrawal.
[0007] Optionally, determine whether the account balance is greater than the withdrawal requirement. If not, generate information indicating that the withdrawal requirement is not met and the withdrawal cannot be made; Determine whether it is within the withdrawal time. If not, generate information that it is not within the withdrawal time. Determine whether there is an order being withdrawn. If so, generate information that there is an order being withdrawn and the withdrawal cannot be made; Determine whether the withdrawal account has been bound. If not, generate the information that the withdrawal account is not bound and the withdrawal cannot be made; Determine whether there is an account under review. If so, generate information that the account is under review and cannot be withdrawn; Determine whether the user has not exceeded the monthly limit, there is no order with the same amount, and the user identity has not expired. If not, generate a withdrawal failure message; Determine whether the withdrawal amount meets the preset requirements. If not, generate a withdrawal failure message; Determine whether the user's monthly withdrawal amount is greater than 40,000. If so, generate a withdrawal failure message.
[0008] Optionally, the balance information of the fund account is obtained according to the withdrawal requirement, and it is determined whether the balance of the account is greater than the withdrawal requirement. If so, before entering the withdrawal time determination process, the following steps are included: Receive a command for obtaining basic information of a recommender, and obtain basic information of the recommender according to the command, wherein the basic information of the recommender includes: recommender level information, recommended withdrawal account information, and recommender exclusive link information; The recommender level information includes the recommender's current level information and the recommender's upgrade description information; The recommended withdrawal account information includes account balance information and account information; The account information includes payee identity information, account name information, account opening bank information and account information.
[0009] Optionally, the determining whether the balance of the account is greater than the withdrawal requirement specifically includes: Perform fund verification on the account balance. If the account balance is greater than or equal to 100, the fund verification passes. If the account balance is less than 100, the fund verification fails. When the funds verification fails, a prompt message is generated indicating that the withdrawal amount must be greater than 100.
[0010] Optionally, the determination of whether the user has not exceeded the monthly limit, there is no order with the same amount, and the user identity has not expired is simultaneously established includes: Determine whether the user's monthly payment limit exceeds 30,000. If so, generate a reminder that the user's withdrawal amount this month exceeds the limit and cannot withdraw cash anymore. If not, determine whether there is an order with the same amount. If there is an order for the same amount, a prompt will be generated that a withdrawal order for the same amount has already existed for the user on that day.
[0011] Optionally, the determination of whether a withdrawal account has been bound, if not, generating an unbound withdrawal account, and the information that the withdrawal cannot be made also includes: Retrieve the account submission page and send it to the client; Get the withdrawal account submission information and bind the withdrawal account submission information.
[0012] Optionally, before the step of “obtaining the balance information of the fund account according to the withdrawal request”, the following steps may also be included: The login information is obtained, a basic information menu of the recommending officer is retrieved, and the basic information menu of the recommending officer is sent to the client, wherein the basic information menu of the recommending officer includes the registration information of the recommending officer and the account information of the recommending officer.
[0013] A second aspect of the present invention provides a logistics account fund management device, comprising: The balance information judgment module is used to obtain the balance information of the fund account according to the withdrawal requirement, and judge whether the balance of the account is greater than the withdrawal requirement. If so, it enters the withdrawal time judgment process; The time information judgment module is used to enter the withdrawal time judgment process to determine whether it is within the withdrawal time. If so, it enters the withdrawal order judgment process; The withdrawal order judgment module is used to enter the withdrawal order judgment process to determine whether there is an order for withdrawal. If not, it enters the withdrawal account binding judgment process; The account binding judgment module is used to enter the withdrawal account binding judgment process to determine whether the withdrawal account has been bound. If so, it enters the account existence judgment process under review; The existence judgment module is used to enter the account existence judgment process under review to determine whether there is an account under review. If not, it enters the withdrawal information submission judgment process; The withdrawal information judgment module is used to enter the withdrawal information submission judgment process to judge whether the user has not exceeded the monthly limit, there is no order with the same amount, and the user identity has not expired. If so, the withdrawal information is submitted; The withdrawal amount judgment module is used to judge whether the withdrawal amount meets the preset requirements. If so, it enters the user's withdrawal amount judgment process for the current month; The monthly withdrawal judgment module is used to enter the user's monthly withdrawal amount judgment process to determine whether the user's monthly withdrawal amount is greater than 40,000. If not, a withdrawal order is generated and withdrawals are made according to the withdrawal order. The account balance is updated after the withdrawal.
[0014] A third aspect of the present invention provides an electronic device, the electronic device comprising a memory and at least one processor, the memory storing instructions; The at least one processor calls the instructions in the memory to enable the electronic device to execute each step of the logistics account fund management method as described above.
[0015] A fourth aspect of the present invention provides a computer-readable storage medium having instructions stored thereon, and the instructions, when executed by a processor, implement the various steps of the logistics account fund management method as described above.
[0016] In the technical solution of the present invention, by obtaining the balance of the fund account according to the withdrawal requirement, it is judged whether the account balance is greater than the preset threshold; if it is less than the threshold, it is not possible to withdraw cash; if it is greater than the threshold, it is judged whether it is within the withdrawal time, and if it is within the withdrawal time, it is judged whether there is an order for withdrawal; if it is judged that there is no order for withdrawal, it is judged whether the withdrawal account has been bound, if it is judged that the withdrawal account has been bound, it is further judged whether there is an account under review; if it is judged that there is no account under review, it is judged in turn whether the user exceeds the monthly limit, whether there is an order with the same amount, whether the user identity has expired, etc.; if all the judgments are passed, the withdrawal information is submitted; it is judged whether the withdrawal amount meets the requirements, if it meets, it is judged whether the user's withdrawal amount in the month is greater than 40,000, if not, a withdrawal order is generated, and withdrawal is performed according to the withdrawal order, and the account balance is updated after the withdrawal. The withdrawal accuracy and efficiency of the fund account can be improved. BRIEF DESCRIPTION OF THE DRAWINGS
[0017] Figure 1 A flow chart of a logistics account fund management method provided by a first embodiment of the present invention; Figure 2 A flow chart of a logistics account fund management method provided by a second embodiment of the present invention; Figure 3 A flow chart of a logistics account fund management method provided by a third embodiment of the present invention; Figure 4 A schematic diagram of the structure of a logistics account fund management device provided by an embodiment of the present invention; Figure 5 A schematic diagram of the structure of an electronic device provided by an embodiment of the present invention. DETAILED DESCRIPTION
[0018] The embodiment of the present invention provides a logistics account fund management method, including obtaining the balance information of the fund account according to the withdrawal requirement, judging whether the balance of the account is greater than the withdrawal requirement, and if so, entering the withdrawal time judgment process; entering the withdrawal time judgment process to judge whether it is within the withdrawal time, and if so, entering the withdrawal order judgment process; entering the withdrawal order judgment process to judge whether there is an order in the process of withdrawal, and if not, entering the withdrawal account binding judgment process; entering the withdrawal account binding judgment process to judge whether the withdrawal account has been bound, and if so, entering the account existence judgment process under review; entering the account existence judgment process under review to judge whether there is an account under review , if not, enter the withdrawal information submission judgment process; enter the withdrawal information submission judgment process to judge whether the user has not exceeded the monthly limit, there is no order with the same amount, and the user identity has not expired. If so, submit the withdrawal information; judge whether the withdrawal amount meets the preset requirements. If so, enter the user's monthly withdrawal amount judgment process; enter the user's monthly withdrawal amount judgment process to judge whether the user's monthly withdrawal amount is greater than 40,000. If not, generate a withdrawal order, and withdraw cash according to the withdrawal order. After the withdrawal, update the account balance. The present invention solves the problems of the existing flexible employment settlement system of outlets having simple functions and being unable to realize efficient and high-accuracy withdrawal of capital accounts.
[0019] The terms "first", "second", "third", "fourth", etc. (if any) in the specification and claims of the present invention and the above-mentioned drawings are used to distinguish similar objects, and are not necessarily used to describe a specific order or sequence. It should be understood that the data used in this way can be interchanged where appropriate, so that the embodiments described herein can be implemented in an order other than that illustrated or described herein. In addition, the terms "including" or "having" and any variations thereof are intended to cover non-exclusive inclusions, for example, a process, method, system, product or device that includes a series of steps or units is not necessarily limited to those steps or units that are clearly listed, but may include other steps or units that are not clearly listed or inherent to these processes, methods, products or devices.
[0020] For ease of understanding, the specific process of the embodiment of the present invention is described below. Figure 1 The first embodiment of the logistics account fund management method in the embodiment of the present invention includes: Obtaining login information, calling up a recommender basic information menu, and sending the recommender basic information menu to the client, wherein the recommender basic information menu includes recommender registration information and recommender account information; Obtain the balance information of the fund account according to the withdrawal requirements, and determine whether the account balance is greater than the withdrawal requirements. If so, enter the withdrawal time determination process; if not, generate information that the withdrawal requirements are not met and the withdrawal cannot be made; Determining whether the account balance is greater than the withdrawal requirement specifically includes: Perform fund verification on the account balance. If the account balance is greater than or equal to 100, the fund verification passes. If the account balance is less than 100, the fund verification fails. When the funds verification fails, a prompt message is generated that the withdrawal amount must be greater than 100. This can improve the withdrawal efficiency.
[0021] Enter the withdrawal time judgment process to determine whether it is within the withdrawal time. If so, enter the withdrawal order judgment process; if not, generate the information that it is not within the withdrawal time; Enter the withdrawal order judgment process to determine whether there is an order in progress. If not, enter the withdrawal account binding judgment process; if so, generate information that there is an order in progress and the withdrawal cannot be made; Enter the withdrawal account binding judgment process to determine whether the withdrawal account has been bound. If so, enter the account existence judgment process under review; if not, generate the information that the withdrawal account is not bound and cannot withdraw cash; Enter the process of judging the existence of the account under review to determine whether there is an account under review. If not, enter the process of submitting withdrawal information. If yes, generate the information that the account under review exists and cannot be withdrawn; Enter the withdrawal information submission judgment process to determine whether the user has not exceeded the monthly limit, there is no order with the same amount, and the user identity has not expired. If so, submit the withdrawal information; if not, generate a withdrawal failure information; Determine whether the user has not exceeded the monthly limit, there is no order with the same amount, and the user identity has not expired, including: Determine whether the user's monthly payment limit exceeds 30,000. If so, generate a reminder that the user's withdrawal amount this month exceeds the limit and cannot withdraw cash anymore. If not, determine whether there is an order with the same amount. If there is an order for the same amount, a prompt will be generated that a withdrawal order for the same amount has already existed for the user on that day.
[0022] Determine whether the withdrawal amount meets the preset requirements. If so, enter the user's withdrawal amount judgment process for the current month; if not, generate a withdrawal failure message; Enter the user's monthly withdrawal amount judgment process to determine whether the user's monthly withdrawal amount is greater than 40,000. If not, generate a withdrawal order, and withdraw cash according to the withdrawal order. Update the account balance after the withdrawal; if so, generate a withdrawal failure information.
[0023] See also Figure 2 The second embodiment of the logistics account fund management method in the embodiment of the present invention includes: Obtaining login information, calling up a recommender basic information menu, and sending the recommender basic information menu to the client, wherein the recommender basic information menu includes recommender registration information and recommender account information; Receive a command for obtaining basic information of a recommender, and obtain basic information of the recommender according to the command, wherein the basic information of the recommender includes: recommender level information, recommended withdrawal account information, and recommender exclusive link information; The recommender level information includes the recommender's current level information and the recommender's upgrade description information; The recommended withdrawal account information includes account balance information and account information; The account information includes payee identity information, account name information, account opening bank information and account information.
[0024] Obtain the balance information of the fund account according to the withdrawal requirements, and determine whether the account balance is greater than the withdrawal requirements. If so, enter the withdrawal time determination process; if not, generate information that the withdrawal requirements are not met and the withdrawal cannot be made; Determining whether the account balance is greater than the withdrawal requirement specifically includes: Perform fund verification on the account balance. If the account balance is greater than or equal to 100, the fund verification passes. If the account balance is less than 100, the fund verification fails. When the funds verification fails, a prompt message is generated that the withdrawal amount must be greater than 100. This can improve the withdrawal efficiency.
[0025] Enter the withdrawal time judgment process to determine whether it is within the withdrawal time. If so, enter the withdrawal order judgment process; if not, generate the information that it is not within the withdrawal time; Enter the withdrawal order judgment process to determine whether there is an order in progress. If not, enter the withdrawal account binding judgment process; if so, generate information that there is an order in progress and the withdrawal cannot be made; Enter the withdrawal account binding judgment process to determine whether the withdrawal account has been bound. If so, enter the account existence judgment process under review; if not, generate the information that the withdrawal account is not bound and cannot withdraw cash; Enter the process of judging the existence of the account under review to determine whether there is an account under review. If not, enter the process of submitting withdrawal information. If yes, generate the information that the account under review exists and cannot be withdrawn; Enter the withdrawal information submission judgment process to determine whether the user has not exceeded the monthly limit, there is no order with the same amount, and the user identity has not expired. If so, submit the withdrawal information; if not, generate a withdrawal failure information; Determine whether the user has not exceeded the monthly limit, there is no order with the same amount, and the user identity has not expired, including: Determine whether the user's monthly payment limit exceeds 30,000. If so, generate a reminder that the user's withdrawal amount this month exceeds the limit and cannot withdraw cash anymore. If not, determine whether there is an order with the same amount. If there is an order for the same amount, a prompt will be generated that a withdrawal order for the same amount has already existed for the user on that day.
[0026] Determine whether the withdrawal amount meets the preset requirements. If so, enter the user's withdrawal amount judgment process for the current month; if not, generate a withdrawal failure message; Enter the user's monthly withdrawal amount judgment process to determine whether the user's monthly withdrawal amount is greater than 40,000. If not, generate a withdrawal order, and withdraw cash according to the withdrawal order. Update the account balance after the withdrawal; if so, generate a withdrawal failure information.
[0027] See also Figure 3 The third embodiment of the logistics account fund management method in the embodiment of the present invention includes: Obtaining login information, calling up a recommender basic information menu, and sending the recommender basic information menu to the client, wherein the recommender basic information menu includes recommender registration information and recommender account information; Receive a command for obtaining basic information of a recommender, and obtain basic information of the recommender according to the command, wherein the basic information of the recommender includes: recommender level information, recommended withdrawal account information, and recommender exclusive link information; The recommender level information includes the recommender's current level information and the recommender's upgrade description information; The recommended withdrawal account information includes account balance information and account information; The account information includes payee identity information, account name information, account opening bank information and account information.
[0028] Obtain the balance information of the fund account according to the withdrawal requirements, and determine whether the account balance is greater than the withdrawal requirements. If so, enter the withdrawal time determination process; if not, generate information that the withdrawal requirements are not met and the withdrawal cannot be made; Determining whether the account balance is greater than the withdrawal requirement specifically includes: Perform fund verification on the account balance. If the account balance is greater than or equal to 100, the fund verification passes. If the account balance is less than 100, the fund verification fails. When the funds verification fails, a prompt message is generated that the withdrawal amount must be greater than 100. This can improve the withdrawal efficiency.
[0029] Enter the withdrawal time judgment process to determine whether it is within the withdrawal time. If so, enter the withdrawal order judgment process; if not, generate the information that it is not within the withdrawal time; Enter the withdrawal order judgment process to determine whether there is an order in progress. If not, enter the withdrawal account binding judgment process; if so, generate information that there is an order in progress and the withdrawal cannot be made; Enter the withdrawal account binding judgment process to determine whether the withdrawal account has been bound. If so, enter the account existence judgment process under review; if not, generate the information that the withdrawal account is not bound and cannot withdraw cash; Enter the process of judging the existence of the account under review to determine whether there is an account under review. If not, enter the process of submitting withdrawal information. If yes, generate the information that the account under review exists and cannot be withdrawn; It also includes: calling the account submission page and sending the account submission page to the client; Get the withdrawal account submission information and bind the withdrawal account submission information.
[0030] Enter the withdrawal information submission judgment process to determine whether the user has not exceeded the monthly limit, there is no order with the same amount, and the user identity has not expired. If so, submit the withdrawal information; if not, generate a withdrawal failure information; Determine whether the user has not exceeded the monthly limit, there is no order with the same amount, and the user identity has not expired, including: Determine whether the user's monthly payment limit exceeds 30,000. If so, generate a reminder that the user's withdrawal amount this month exceeds the limit and cannot withdraw cash anymore. If not, determine whether there is an order with the same amount. If there is an order for the same amount, a prompt will be generated that a withdrawal order for the same amount has already existed for the user on that day.
[0031] Determine whether the withdrawal amount meets the preset requirements. If so, enter the user's withdrawal amount judgment process for the current month; if not, generate a withdrawal failure message; Enter the user's monthly withdrawal amount judgment process to determine whether the user's monthly withdrawal amount is greater than 40,000. If not, generate a withdrawal order, and withdraw cash according to the withdrawal order. Update the account balance after the withdrawal; if so, generate a withdrawal failure information.
[0032] The above describes the logistics account fund management method in the embodiment of the present invention. The following describes the logistics account fund management device in the embodiment of the present invention. Figure 4 In the embodiment of the present invention, the logistics account fund management device includes: The balance information determination module 401 is used to obtain the balance information of the fund account according to the withdrawal requirement, and determine whether the balance of the account is greater than the withdrawal requirement. If so, the withdrawal time determination process is entered; The time information judgment module 402 is used to enter the withdrawal time judgment process to determine whether it is within the withdrawal time. If so, enter the withdrawal order judgment process; The withdrawal order determination module 403 is used to enter the withdrawal order determination process to determine whether there is an order in progress for withdrawal. If not, the withdrawal account binding determination process is entered; The account binding judgment module 404 is used to enter the withdrawal account binding judgment process to determine whether the withdrawal account has been bound. If so, enter the account existence judgment process under review; Existence determination module 405, used to enter the existence determination process of the account under review to determine whether there is an account under review, and if not, enter the withdrawal information submission determination process; The withdrawal information determination module 406 is used to enter the withdrawal information determination process to determine whether the user has not exceeded the monthly limit, there is no order with the same amount, and the user identity has not expired. If so, the withdrawal information is submitted; The withdrawal amount determination module 407 is used to determine whether the withdrawal amount meets the preset requirements. If so, the user's withdrawal amount determination process for the current month is entered; The monthly cash withdrawal judgment module 408 is used to enter the user's monthly cash withdrawal amount judgment process to determine whether the user's monthly cash withdrawal amount is greater than 40,000. If not, a cash withdrawal order is generated, and cash is withdrawn according to the withdrawal order, and the account balance is updated after the withdrawal.
[0033] above Figure 4 The logistics account fund management device in the embodiment of the present invention is described in detail from the perspective of modular functional entities, and the electronic device in the embodiment of the present invention is described in detail from the perspective of hardware processing.
[0034] Figure 5 7 is a schematic diagram of the structure of an electronic device provided by an embodiment of the present invention. The electronic device 700 may have relatively large differences due to different configurations or performances, and may include one or more processors (central processing units, CPU) 710 (for example, one or more processors) and a memory 720, and one or more storage media 730 (for example, one or more mass storage devices) storing application programs 733 or data 732. Among them, the memory 720 and the storage medium 730 can be temporary storage or permanent storage. The program stored in the storage medium 730 may include one or more modules (not shown in the figure), and each module may include a series of instruction operations in the electronic device 700. Furthermore, the processor 710 may be configured to communicate with the storage medium 730 to execute a series of instruction operations in the storage medium 730 on the electronic device 700.
[0035] The electronic device 700 may also include one or more power supplies 740, one or more wired or wireless network interfaces 750, one or more input and output interfaces 750, and / or one or more operating systems 731, such as Windows Serve, Mac OS X, Unix, Linux, FreeBSD, etc. It will be appreciated by those skilled in the art that Figure 5 The structure of the electronic device shown does not constitute a limitation on the electronic device, and may include more or less components than shown in the figure, or combine some components, or arrange the components differently.
[0036] The present invention also provides a computer-readable storage medium, which may be a non-volatile computer-readable storage medium or a volatile computer-readable storage medium. Instructions are stored in the computer-readable storage medium. When the instructions are executed on a computer, the computer executes the steps of the logistics account fund management method.
[0037] Those skilled in the art can clearly understand that, for the convenience and brevity of description, the specific working process of the above-described system, device, or unit can refer to the corresponding process in the aforementioned method embodiment and will not be repeated here.
[0038] If the integrated unit is implemented in the form of a software functional unit and sold or used as an independent product, it can be stored in a computer-readable storage medium. Based on this understanding, the technical solution of the present invention is essentially or the part that contributes to the prior art or the whole or part of the technical solution can be embodied in the form of a software product. The computer software product is stored in a storage medium, including several instructions to enable a computer device (which can be a personal computer, server, or network device, etc.) to perform all or part of the steps of the method described in each embodiment of the present invention. The aforementioned storage medium includes: U disk, mobile hard disk, read-only memory (ROM), random access memory (RAM), disk or optical disk and other media that can store program code.
[0039] As described above, the above embodiments are only used to illustrate the technical solutions of the present invention, rather than to limit the same. Although the present invention has been described in detail with reference to the aforementioned embodiments, those skilled in the art should understand that the technical solutions described in the aforementioned embodiments may still be modified, or some of the technical features thereof may be replaced by equivalents. However, these modifications or replacements do not deviate the essence of the corresponding technical solutions from the spirit and scope of the technical solutions of the embodiments of the present invention.
Claims
1. A logistics account fund management method, characterized in that: The logistics account fund management method includes: Obtain the balance information of the fund account according to the withdrawal request, and determine whether the account balance is greater than the withdrawal request. If so, enter the withdrawal time determination process; Enter the withdrawal time judgment process to determine whether it is within the withdrawal time. If so, enter the withdrawal order judgment process; Enter the withdrawal order judgment process to determine whether there is an order for withdrawal. If not, enter the withdrawal account binding judgment process; Enter the withdrawal account binding judgment process to determine whether the withdrawal account has been bound. If so, enter the account existence judgment process under review; Enter the process of judging the existence of the account under review to determine whether there is an account under review. If not, enter the process of submitting withdrawal information; Enter the withdrawal information submission judgment process to determine whether the user has not exceeded the monthly limit, there is no order with the same amount, and the user identity has not expired. If so, submit the withdrawal information; Determine whether the withdrawal amount meets the preset requirements. If so, enter the user's withdrawal amount determination process for the current month; Enter the user's monthly withdrawal amount judgment process to determine whether the user's monthly withdrawal amount is greater than 40,000. If not, generate a withdrawal order and withdraw cash according to the withdrawal order. Update the account balance after the withdrawal.
2. The logistics account fund management method according to claim 1, characterized in that: Determine whether the account balance is greater than the withdrawal requirement. If not, generate a message indicating that the withdrawal requirement is not met and the withdrawal cannot be made. Determine whether it is within the withdrawal time. If not, generate information that it is not within the withdrawal time. Determine whether there is an order being withdrawn. If so, generate information that there is an order being withdrawn and the withdrawal cannot be made; Determine whether the withdrawal account has been bound. If not, generate the information that the withdrawal account is not bound and the withdrawal cannot be made; Determine whether there is an account under review. If so, generate information that the account is under review and cannot be withdrawn; Determine whether the user has not exceeded the monthly limit, there is no order with the same amount, and the user identity has not expired. If not, generate a withdrawal failure message; Determine whether the withdrawal amount meets the preset requirements. If not, generate a withdrawal failure message; Determine whether the user's monthly withdrawal amount is greater than 40,000. If so, generate a withdrawal failure message.
3. The logistics account fund management method according to claim 2, characterized in that: The balance information of the fund account is obtained according to the withdrawal requirement, and it is determined whether the balance of the account is greater than the withdrawal requirement. If so, before entering the withdrawal time determination process, the following steps are included: Receive a command for obtaining basic information of a recommender, and obtain basic information of the recommender according to the command, wherein the basic information of the recommender includes: recommender level information, recommended withdrawal account information, and recommender exclusive link information; The recommender level information includes the recommender's current level information and the recommender's upgrade description information; The recommended withdrawal account information includes account balance information and account information; The account information includes payee identity information, account name information, account opening bank information and account information.
4. The logistics account fund management method according to claim 3, characterized in that: The determination of whether the balance of the account is greater than the withdrawal requirement specifically includes: Perform fund verification on the account balance. If the account balance is greater than or equal to 100, the fund verification passes. If the account balance is less than 100, the fund verification fails. When the funds verification fails, a prompt message is generated indicating that the withdrawal amount must be greater than 100.
5. The logistics account fund management method according to claim 4, characterized in that: The determination of whether the user has not exceeded the monthly limit, there is no order with the same amount, and the user identity has not expired is simultaneously established specifically includes: Determine whether the user's monthly payment limit exceeds 30,000. If so, generate a reminder that the user's withdrawal amount this month exceeds the limit and cannot withdraw cash anymore. If not, determine whether there is an order with the same amount. If there is an order for the same amount, a prompt will be generated that a withdrawal order for the same amount for the user already exists on that day.
6. The logistics account fund management method according to claim 5, characterized in that: The determination of whether a withdrawal account has been bound, if not, generating an unbound withdrawal account, and the information of being unable to withdraw cash also includes: Retrieve the account submission page and send it to the client; Get the withdrawal account submission information and bind the withdrawal account submission information.
7. The logistics account fund management method according to claim 6, characterized in that: The "obtaining the balance information of the fund account according to the withdrawal request" also includes: The login information is obtained, a recommender basic information menu is retrieved, and the recommender basic information menu is sent to the client, wherein the recommender basic information menu includes the recommender registration information and the recommender account information.
8. A logistics account fund management device, used in the logistics account fund management method according to any one of claims 1 to 6, characterized in that: include: The balance information judgment module is used to obtain the balance information of the fund account according to the withdrawal requirement, and judge whether the balance of the account is greater than the withdrawal requirement. If so, it enters the withdrawal time judgment process; The time information judgment module is used to enter the withdrawal time judgment process to determine whether it is within the withdrawal time. If so, it enters the withdrawal order judgment process; The withdrawal order judgment module is used to enter the withdrawal order judgment process to determine whether there is an order for withdrawal. If not, it enters the withdrawal account binding judgment process; The account binding judgment module is used to enter the withdrawal account binding judgment process to determine whether the withdrawal account has been bound. If so, it enters the account existence judgment process under review; The existence judgment module is used to enter the account existence judgment process under review to determine whether there is an account under review. If not, it will enter the withdrawal information submission judgment process; The withdrawal information judgment module is used to enter the withdrawal information submission judgment process to judge whether the user has not exceeded the monthly limit, there is no order with the same amount, and the user identity has not expired. If so, the withdrawal information is submitted; The withdrawal amount judgment module is used to judge whether the withdrawal amount meets the preset requirements. If so, it enters the user's monthly withdrawal amount judgment process; The monthly withdrawal judgment module is used to enter the user's monthly withdrawal amount judgment process to determine whether the user's monthly withdrawal amount is greater than 40,000. If not, a withdrawal order is generated and withdrawals are made according to the withdrawal order. The account balance is updated after the withdrawal.
9. An electronic device, comprising a memory and at least one processor, wherein instructions are stored in the memory; The at least one processor calls the instructions in the memory so that the electronic device executes each step of the logistics account fund management method as described in any one of claims 1-6.
10. A computer-readable storage medium having instructions stored thereon, characterized in that: When the instructions are executed by the processor, the various steps of the logistics account fund management method as described in any one of claims 1-6 are implemented.