Enterprise financial management system

By integrating advanced machine learning, deep learning, blockchain and big data analysis technologies, an enterprise financial management system is designed to solve the shortcomings of existing systems in data processing, budget management, financial risk forecasting and audit compliance, and achieve more efficient, flexible and transparent financial management.

CN119809843AInactive Publication Date: 2025-04-11SUZHOU WEIZHONG WEILAN SMART TECHNOLOGY CO LTD
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Patent Information

Application Number
CN202411859631.9
Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
Filing Date
2024-12-17
Publication Date
2025-04-11
Estimated Expiration
Not applicable · inactive patent

AI Technical Summary

Technical Problem

The existing enterprise financial management system has shortcomings in handling unstructured data, budget management, financial risk forecasting, audit compliance and financial analysis, and is unable to fully support decision-making, respond to operational changes in real time, identify potential risks in a timely manner, and ensure the authenticity and compliance of data.

Method used

Through integrated machine learning, deep learning, blockchain and big data analysis technologies, an enterprise financial management system is designed, including data acquisition and integration modules, budget and financial execution forecasting modules, intelligent decision-making optimization engines, financial risk forecasting and automatic early warning modules, intelligent audit and compliance guarantee modules, and real-time financial analysis and reporting modules, dynamically process structured and unstructured data, adjust budgets in real time, automatically identify financial risks, and ensure transparency and compliance of financial operations.

Benefits of technology

It realizes dynamic processing of structured and unstructured data, improves the real-time and accuracy of budget management, enhances the forward-looking and automation of financial risk forecasts, ensures the transparency and compliance of financial operations, and significantly improves the adaptability, forward-looking and efficiency of financial management.

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Abstract

The invention discloses an enterprise financial management system, and the system comprises a data collection and integration module, a budget and financial execution prediction module, an intelligent decision optimization module, a financial risk prediction and automatic early warning module, an intelligent auditing and compliance guarantee module, and a real-time financial analysis and report module. The real-time financial analysis and report module provides a multi-dimensional dynamic financial analysis and customized report for a management layer by using a natural language generation and data visualization technology, and the system can dynamically process structured and unstructured data, ensure the uniformity and timeliness of the data, and improve the real-time financial analysis and report efficiency. According to the invention, the method achieves the seamless connection of budget and actual execution, supports multi-scene and multi-target decision optimization, remarkably improves the transparency, adaptability and foresight of financial management, improves the accuracy and response capability of decision, and provides an intelligent, global and dynamic solution for the financial management of enterprises.
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Description

Technical Field

[0001] The present invention relates to the technical field of financial management, and in particular to an enterprise financial management system. Background Art

[0002] Existing enterprise financial management systems have made significant progress in supporting the collection, processing and analysis of financial data. Many systems can extract structured data from internal financial systems and achieve basic data cleaning and integration through a certain degree of automation. In addition, some systems integrate budget management, risk control and financial report generation functions. With the help of traditional algorithms and rule engines, they can help enterprises achieve basic financial data analysis, budget tracking and risk monitoring. These systems play an important role in improving the efficiency of enterprise financial management and reducing the risk of human operation.

[0003] However, existing technologies still have many shortcomings. First, most systems have limited processing capabilities for unstructured data and are unable to fully integrate complex data sources such as external markets and industry trends, resulting in insufficient breadth and depth of data-supported decision-making. Secondly, budget management modules are mostly static models that cannot respond to changes in internal corporate operations or external market dynamics in real time, resulting in significant deviations between budget forecasts and actual execution. In addition, existing technologies rely on rule-based models for financial risk forecasting and management, which lack flexibility and foresight, and are unable to identify potential risks in a timely manner and provide adaptive solutions. At the same time, audit and compliance functions are also insufficient in terms of transparency and automation. Traditional systems are difficult to fully guarantee the authenticity and compliance of data, resulting in difficulty in improving the credibility of financial operations and compliance efficiency. Summary of the invention

[0004] The present invention aims to solve one of the technical problems in the related art at least to a certain extent.

[0005] To this end, the purpose of the present invention is to propose an enterprise financial management system that can solve the shortcomings of existing technologies in data processing, budget management, financial risk forecasting, audit compliance and financial analysis by integrating advanced machine learning, deep learning, blockchain and big data analysis technologies. The system can dynamically process structured and unstructured data, adjust budget forecasts in real time, perform intelligent decision-making optimization based on multi-dimensional financial data, automatically identify and warn of potential financial risks, and ensure the transparency and compliance of financial operations. At the same time, the real-time financial analysis and reporting module provides flexible customization functions to help management have an in-depth understanding of the financial situation, thereby improving the accuracy and responsiveness of decision-making, and significantly improving the adaptability, foresight and efficiency of the system.

[0006] To achieve the above object, the present invention proposes an enterprise financial management system, comprising:

[0007] Data collection and integration module, which is used to automatically collect and synchronize financial data, operational data and external environmental data from multiple internal systems and external data sources of the enterprise through standardized interfaces to ensure the uniformity and timeliness of data. The module further integrates structured and unstructured data into a unified data model through data cleaning, data fusion and format conversion technologies;

[0008] The budget and financial execution forecast module combines historical financial data, real-time operating data and external market economic data, establishes an adaptive financial model through machine learning algorithms, and predicts financial execution in real time. This module can automatically generate dynamic budgets based on the actual operating conditions of the enterprise and changes in the external environment, and adjust the forecast strategy in real time during the budget execution process, automatically detect and correct the deviation between the budget and actual execution, and ensure a high degree of consistency between the budget and actual financial activities;

[0009] Intelligent decision-making optimization engine, based on deep learning and reinforcement learning algorithms, automatically optimizes the allocation of corporate financial resources. The engine analyzes various financial and operational data in real time, and provides intelligent decision-making suggestions for enterprises in multiple financial dimensions such as capital flow, investment decisions, tax planning, and cost control. It also makes dynamic adjustments based on decision feedback. The engine can automatically select the optimal financial strategy in different business scenarios.

[0010] The financial risk prediction and automatic early warning module uses big data analysis and predictive modeling technology to analyze the company's financial risks in real time, including liquidity risk, credit risk, market risk, etc. This module can predict risks before they occur and send alerts to management through an automatic early warning mechanism. If risks occur, the system can automatically adjust financial decisions or optimize capital flow strategies through a preset self-healing mechanism to reduce the impact of risks on corporate finances;

[0011] Intelligent audit and compliance assurance module, based on blockchain technology and smart contracts, ensures the transparency, traceability and compliance of all financial operations. Every financial transaction is verified in real time through smart contracts and generates an audit log that cannot be tampered with. The system can automatically perform compliance checks according to the company's compliance requirements, and promptly alarm when problems are found. At the same time, it generates compliance reports to ensure that the company's financial activities comply with relevant regulatory requirements;

[0012] The real-time financial analysis and reporting module automatically generates financial reports through natural language generation technology, and combines intelligent data analysis tools for real-time dynamic display. Management can use this module to quickly obtain and analyze key financial data such as financial status, budget execution, return on investment, cost control, etc. This module also has multi-dimensional data visualization functions, which can support users to choose different report views and analysis angles according to their needs, helping users to understand financial data more accurately.

[0013] The enterprise financial management system of the present invention, the data collection and integration module realizes the real-time collection, cleaning and unified modeling of multi-source heterogeneous data, the budget and financial execution prediction module uses machine learning technology to establish an adaptive financial model, and adjusts the budget and prediction in real time. The intelligent decision optimization engine uses deep learning and reinforcement learning technology to dynamically optimize the financial resource allocation and provide intelligent decision-making suggestions. The financial risk prediction and automatic early warning module uses big data analysis and predictive modeling technology to identify and dynamically warn financial risks in advance. The intelligent audit and compliance assurance module uses blockchain and smart contract technology to ensure the immutability and automatic audit of financial data. The real-time financial analysis and reporting module uses natural language generation and data visualization technology to provide management with multi-dimensional dynamic financial analysis and customized reports. The system can dynamically process structured and unstructured data, ensure the uniformity and timeliness of data, realize seamless connection between budget and actual execution, support multi-scenario and multi-objective decision optimization, significantly improve the transparency, adaptability and foresight of financial management, and at the same time improve the accuracy and responsiveness of decision-making, providing intelligent, global and dynamic solutions for the financial management of enterprises.

[0014] In addition, the enterprise financial management system proposed in the present invention may also have the following additional technical features:

[0015] Specifically, the data acquisition and integration module further includes an automatic data cleaning and verification function, which can automatically detect and correct data anomalies and improve data quality.

[0016] Specifically, the budget and financial execution forecasting module can perform multi-dimensional modeling through deep learning algorithms based on external economic data, industry trends and market changes, and provide enterprises with global and long-term financial forecasts.

[0017] Specifically, the intelligent decision-making optimization engine can perform multi-objective optimization in different scenarios, such as capital scheduling, investment decisions, cost control, etc., and automatically select the optimal financial strategy based on the company's historical data, operational goals and external environmental changes.

[0018] Specifically, the financial risk prediction and automatic early warning module can identify and predict different levels of financial risks by establishing a multi-level risk assessment model, and make dynamic adjustments through real-time data analysis, and automatically take measures to reduce risks.

[0019] Specifically, the intelligent audit and compliance assurance module encrypts and stores the operation records of each financial transaction through blockchain technology, and conducts real-time audits through smart contracts to ensure that the system data cannot be tampered with and the audit process is automated.

[0020] Specifically, the real-time financial analysis and reporting module further supports multi-level and multi-dimensional financial data analysis, including but not limited to financial reports such as cash flow, balance sheet, income statement, cash flow statement, etc., and supports customized analysis dimensions and data views to help users conduct in-depth financial analysis.

[0021] Additional aspects and advantages of the present invention will be given in part in the following description and in part will be obvious from the following description, or will be learned through practice of the present invention. BRIEF DESCRIPTION OF THE DRAWINGS

[0022] The above and / or additional aspects and advantages of the present invention will become apparent and easily understood from the following description of the embodiments in conjunction with the accompanying drawings, in which:

[0023] Figure 1 This is a schematic diagram of the enterprise financial management system of the present invention;

[0024] Figure 2 This is a schematic diagram of the data acquisition and integration module of the present invention;

[0025] Figure 3 It is a schematic diagram of the budget and financial execution forecast module of the present invention. DETAILED DESCRIPTION

[0026] Embodiments of the present invention are described in detail below, and examples of the embodiments are shown in the accompanying drawings, wherein the same or similar reference numerals throughout represent the same or similar elements or elements with the same or similar functions. The embodiments described below with reference to the accompanying drawings are exemplary and are intended to be used to explain the present invention, and should not be construed as limitations of the present invention. On the contrary, embodiments of the present invention include all changes, modifications and equivalents that fall within the spirit and connotation of the appended claims.

[0027] The enterprise financial management system according to an embodiment of the present invention is described below with reference to the accompanying drawings.

[0028] like Figure 1-Figure 3As shown, the enterprise financial management system of an embodiment of the present invention can have a data collection and integration module, which is used to automatically collect and synchronize financial data, operational data and external environmental data in real time from multiple internal systems and external data sources of the enterprise through standardized interfaces to ensure the uniformity and timeliness of the data. The module further integrates structured and unstructured data into a unified data model through data cleaning, data fusion and format conversion technologies.

[0029] It should be noted that the data collection and integration module described in this embodiment automatically collects and synchronizes financial, operational and external environmental data from multiple systems within the enterprise and external data sources through standardized interfaces to ensure data uniformity and timeliness. The module uses data cleaning technology to automatically detect and correct errors to ensure data quality. Through data fusion, structured and unstructured data from different sources are integrated into a unified data model, and data in different formats are standardized through format conversion. This process provides high-quality, comprehensive and timely data support for subsequent analysis, prediction and decision-making.

[0030] The budget and financial execution forecasting module combines historical financial data, real-time operational data and external market economic data, establishes an adaptive financial model through machine learning algorithms, and predicts financial execution in real time. This module can automatically generate dynamic budgets based on the company's actual operating conditions and changes in the external environment, and adjust the forecasting strategy in real time during the budget execution process, automatically detect and correct the deviation between the budget and actual execution, and ensure a high degree of consistency between the budget and actual financial activities.

[0031] It should be noted that the budget and financial execution forecast module described in this embodiment combines historical financial data, real-time operational data and external market economic data, and uses machine learning algorithms to build an adaptive financial model, which can predict the financial execution of the enterprise in real time. This module can not only automatically generate dynamic budgets based on the operating conditions of the enterprise and changes in the external environment, but also continuously monitor and adjust the forecasting strategy during the budget execution process. By detecting the deviation between the budget and actual execution in real time, the system can automatically correct the budget forecast to ensure that the budget is highly consistent with actual financial activities, thereby improving the accuracy and flexibility of financial management, helping enterprises to quickly respond to changes and optimize resource allocation.

[0032] The intelligent decision-making optimization engine automatically optimizes the allocation of corporate financial resources based on deep learning and reinforcement learning algorithms. The engine analyzes various financial and operational data in real time, and provides companies with intelligent decision-making suggestions in multiple financial dimensions such as capital flow, investment decisions, tax planning, and cost control. It also makes dynamic adjustments based on decision feedback. The engine can automatically select the optimal financial strategy in different business scenarios.

[0033] It should be noted that the intelligent decision optimization engine described in this embodiment uses deep learning and reinforcement learning algorithms to automatically analyze the financial and operational data of the enterprise, and provide accurate decision-making suggestions in multiple financial dimensions such as capital flow, investment decisions, tax planning, and cost control. Through real-time monitoring and analysis, the system can dynamically adjust decision-making strategies and optimize resource allocation based on feedback. The engine automatically selects the optimal financial strategy in different business scenarios, thereby helping enterprises optimize financial management, improve efficiency, reduce costs, and enhance decision-making flexibility.

[0034] The financial risk prediction and automatic early warning module uses big data analysis and predictive modeling technology to analyze the company's financial risks in real time, including liquidity risk, credit risk, market risk, etc. This module can predict risks before they occur and send alerts to management through an automatic early warning mechanism. If risks occur, the system can automatically adjust financial decisions or optimize cash flow strategies through a preset self-healing mechanism to reduce the impact of risks on corporate finances.

[0035] It should be noted that the financial risk prediction and automatic warning module described in this embodiment monitors the financial status of the enterprise in real time through big data analysis and predictive modeling technology, and identifies and predicts potential risks such as liquidity risk, credit risk, and market risk. The module can issue warnings before risks occur, provide alerts to management in a timely manner, and adjust financial decisions or optimize capital flow strategies through automated mechanisms to mitigate the impact of risks on corporate finances. Through these real-time responses and adaptive measures, the system effectively reduces financial risks and enhances the ability of enterprises to cope with uncertainty and external shocks.

[0036] The intelligent audit and compliance assurance module, based on blockchain technology and smart contracts, ensures the transparency, traceability and compliance of all financial operations. Each financial transaction is verified in real time through smart contracts and generates an unalterable audit log. The system can automatically perform compliance checks based on the company's compliance requirements, and promptly issue alarms when problems are found. At the same time, it generates compliance reports to ensure that the company's financial activities comply with relevant regulatory requirements.

[0037] It should be noted that the intelligent audit and compliance assurance module described in this embodiment uses blockchain technology and smart contracts to ensure the transparency and traceability of all financial operations. Each financial transaction is verified in real time through smart contracts to generate an unalterable audit log to ensure the authenticity and integrity of the data. The system can automatically perform compliance checks according to the compliance requirements of the enterprise, and issue alerts in time when any problems are found, while generating compliance reports to help enterprises ensure that financial activities comply with relevant laws and regulations, reduce compliance risks, and improve the transparency and efficiency of financial management.

[0038] The real-time financial analysis and reporting module automatically generates financial reports through natural language generation technology, and combines intelligent data analysis tools for real-time dynamic display. Management can use this module to quickly obtain and analyze key financial data such as financial status, budget execution, return on investment, cost control, etc. This module also has multi-dimensional data visualization functions, which can support users to choose different report views and analysis angles according to their needs, helping users to understand financial data more accurately.

[0039] It should be noted that the real-time financial analysis and reporting module described in this embodiment uses natural language generation technology to automatically generate financial reports, and combines intelligent data analysis tools to display key data such as financial status, budget execution, return on investment, cost control, etc. in real time. Through the multi-dimensional data visualization function, management can choose different report views and analysis angles according to specific needs to help deeply understand financial data, discover potential problems and make accurate decisions. This module not only improves the efficiency of financial report generation, but also enhances the ease of use and operability of the report, providing enterprises with more efficient financial monitoring and decision-making support.

[0040] Specifically, the data collection and integration module first acquires structured and unstructured data from internal and external sources of the enterprise in real time, and uses data cleaning, fusion and format conversion technology to unify the data format, providing high-quality data support for subsequent modules. Subsequently, the budget and financial execution forecast module dynamically analyzes real-time data through machine learning algorithms, generates an adaptive budget model and makes real-time adjustments to ensure the match between budget and actual execution. The intelligent decision optimization engine further uses deep learning and reinforcement learning technologies to provide optimal decision suggestions in terms of capital flow, investment decisions and cost control, and dynamically optimizes according to feedback. The financial risk prediction and automatic early warning module predicts and warns of potential risks based on big data analysis, and automatically optimizes financial strategies through a self-healing mechanism. The intelligent audit and compliance assurance module uses blockchain technology to encrypt and store data, and uses smart contracts to realize transaction verification and audit automation to ensure data transparency and operational compliance. Finally, the real-time financial analysis and reporting module combines natural language generation technology and visualization tools to provide multi-dimensional dynamic reports to support management's in-depth analysis and decision-making.

[0041] The system solves many problems in existing technologies by combining artificial intelligence, big data analysis and blockchain technology, including enhancing the ability to process unstructured data, achieving comprehensive integration of data sources, dynamic budget adjustment and real-time forecasting to improve the accuracy of budget execution, intelligent decision-making optimization to significantly improve the efficiency of financial resource allocation, real-time risk prediction and early warning mechanism to significantly improve the foresight of risk management, and automated auditing and compliance checks to ensure the transparency and compliance of operations, thereby comprehensively improving the intelligence level and decision-making ability of corporate financial management.

[0042] In one embodiment of the present invention, Figure 1-Figure 3 As shown, the data acquisition and integration module further includes automatic data cleaning and verification functions, which can automatically detect and correct data anomalies and improve data quality.

[0043] Specifically, the working principle of the data collection and integration module is to collect data in real time by connecting the enterprise's internal multi-source data interface and external data sources, and use the built-in data cleaning and verification algorithm to automatically detect and process the input data, including identifying abnormal data, duplicate data and missing data through preset rules, statistical models and machine learning technology, and automatically correcting or completing outliers with intelligent correction strategies, and ensuring that the corrected data meets the predetermined specifications through consistency verification, ultimately generating high-quality, structured data in a unified format, providing an accurate and reliable data foundation for subsequent financial analysis and decision-making.

[0044] In one embodiment of the present invention, Figure 1-Figure 3 As shown in the figure, the budget and financial execution forecasting module can provide enterprises with global and long-term financial forecasts through multi-dimensional modeling based on external economic data, industry trends and market changes through deep learning algorithms.

[0045] Specifically, in one embodiment of the present invention, the budget and financial execution forecasting module receives external economic data, industry trends and market change information, combines it with the company's internal financial and operational data, and uses the multi-dimensional modeling technology in the deep learning algorithm to analyze and process the data. First, key variables are extracted through feature engineering, and neural networks, time series models, and regression analysis methods are used to model and train the data. Subsequently, the model parameters are optimized through a dynamic tuning algorithm to enable it to accurately capture the dynamic changes in the market and industry. Ultimately, the module outputs global and long-term forecast results covering core financial indicators such as corporate revenue, cost, and profit, providing data-driven financial decision support for the company.

[0046] In one embodiment of the present invention, Figure 1-Figure 3 As shown, the intelligent decision-making optimization engine can perform multi-objective optimization in different scenarios, such as capital scheduling, investment decisions, cost control, etc., and automatically select the optimal financial strategy based on the company's historical data, operational goals and changes in the external environment.

[0047] Specifically, the intelligent decision-making optimization engine integrates the company's historical data, operational goals, and external environment change information, and uses a multi-objective optimization algorithm to model and analyze decision-making problems in different scenarios. First, it uses data preprocessing and feature extraction techniques to screen out key variables that affect decision-making, and combines machine learning algorithms to classify scenarios and dynamically allocate target weights. Then, based on heuristic algorithms, linear programming, or deep reinforcement learning, it simulates and evaluates possible strategic plans, comprehensively considering goals such as capital utilization efficiency, risk control, and profit maximization, and through iterative optimization, it selects the optimal financial strategy that meets the company's current needs and future plans, ensuring intelligence and efficiency in capital scheduling, investment decisions, and cost control.

[0048] In one embodiment of the present invention, Figure 1-Figure 3 As shown, the financial risk prediction and automatic early warning module can identify and predict different levels of financial risks by establishing a multi-level risk assessment model, and make dynamic adjustments through real-time data analysis, and automatically take measures to reduce risks.

[0049] It should be noted that the financial risk prediction and automatic early warning module described in this embodiment dynamically identifies and predicts different levels of financial risks by establishing a three-layer assessment model of macroeconomic environmental risk, industry-specific risk and internal enterprise risk, combined with real-time data analysis. When it is detected that the risk exceeds the preset threshold, the module can automatically adjust the strategy and take countermeasures in real time to reduce the impact of the risk.

[0050] In one embodiment of the present invention, Figure 1-Figure 3 As shown, the intelligent audit and compliance assurance module uses blockchain technology to encrypt and store the operation records of each financial transaction, and conducts real-time audits through smart contracts to ensure that the system data cannot be tampered with and the audit process is automated. The real-time financial analysis and reporting module further supports multi-level and multi-dimensional financial data analysis, including but not limited to financial reports such as capital flow, balance sheet, income statement, cash flow statement, etc., and supports customized analysis dimensions and data views to help users conduct in-depth financial analysis.

[0051] It should be noted that the intelligent audit and compliance assurance module described in this embodiment uses blockchain technology to encrypt and store each financial transaction, and combines smart contracts to achieve real-time auditing, ensuring that data cannot be tampered with and audit automation. The real-time financial analysis and reporting module supports multi-level and multi-dimensional financial data analysis, covering core reports such as capital flow, assets and liabilities, profits and cash flow, and provides custom analysis dimensions and dynamic data view functions to help users efficiently complete in-depth financial insights and decision support.

[0052] Specifically, the intelligent audit and compliance assurance module uses blockchain technology to perform distributed encrypted storage of financial transaction operation records. Each transaction generates an independent encrypted hash value and is linked to the timestamp node of the blockchain network to ensure the integrity and immutability of the data. At the same time, the smart contract automatically verifies and compares the data in the blockchain according to the preset audit rules, identifies potential compliance issues in real time and generates audit records. The real-time financial analysis and reporting module extracts and summarizes multi-level and multi-dimensional financial data such as capital flow, assets and liabilities, profits and cash flow through integration with the blockchain storage system and the enterprise financial database, and uses data mining and visualization technology to realize automated analysis and generate dynamic reports, supporting users to customize data dimensions and analysis views according to business needs, quickly locate problems and generate decision support suggestions.

[0053] In summary, the enterprise financial management system of the embodiment of the present invention, the data collection and integration module realizes the real-time collection, cleaning and unified modeling of multi-source heterogeneous data, the budget and financial execution prediction module uses machine learning technology to establish an adaptive financial model, adjusts the budget and prediction in real time, the intelligent decision optimization engine uses deep learning and reinforcement learning technology to dynamically optimize the financial resource allocation and provide intelligent decision suggestions, the financial risk prediction and automatic warning module uses big data analysis and prediction modeling technology to identify and dynamically warn financial risks in advance, the intelligent audit and compliance assurance module uses blockchain and smart contract technology to ensure the immutability and automatic audit of financial data, and the real-time financial analysis and reporting module uses natural language generation and data visualization technology to provide multi-dimensional dynamic financial analysis and customized reports for management. The system can dynamically process structured and unstructured data, ensure the uniformity and timeliness of data, realize the seamless connection between budget and actual execution, support multi-scenario and multi-objective decision optimization, significantly improve the transparency, adaptability and foresight of financial management, and at the same time improve the accuracy and responsiveness of decision-making, providing intelligent, global and dynamic solutions for the financial management of enterprises.

[0054] In the description of this specification, the terms "first" and "second" are used for descriptive purposes only and cannot be understood as indicating or implying relative importance or implicitly indicating the number of the indicated technical features. Therefore, the features defined as "first" and "second" may explicitly or implicitly include at least one of the features. In the description of the present invention, the meaning of "plurality" is at least two, such as two, three, etc., unless otherwise clearly and specifically defined.

[0055] In the description of this specification, the description with reference to the terms "one embodiment", "some embodiments", "example", "specific example", or "some examples" etc. means that the specific features, structures, materials or characteristics described in conjunction with the embodiment or example are included in at least one embodiment or example of the present invention. In this specification, the schematic representations of the above terms do not necessarily refer to the same embodiment or example. Moreover, the specific features, structures, materials or characteristics described may be combined in any one or more embodiments or examples in a suitable manner. In addition, those skilled in the art may combine and combine the different embodiments or examples described in this specification and the features of the different embodiments or examples, without contradiction.

[0056] Although the embodiments of the present invention have been shown and described above, it is to be understood that the above embodiments are exemplary and are not to be construed as limitations of the present invention. A person skilled in the art may change, modify, replace and deform the above embodiments within the scope of the present invention.

Claims

1. An enterprise financial management system, characterized in that: include: Data collection and integration module, which is used to automatically collect and synchronize financial data, operational data and external environmental data from multiple internal systems and external data sources of the enterprise through standardized interfaces to ensure the uniformity and timeliness of data. The module further integrates structured and unstructured data into a unified data model through data cleaning, data fusion and format conversion technologies; The budget and financial execution forecast module combines historical financial data, real-time operating data and external market economic data, establishes an adaptive financial model through machine learning algorithms, and predicts financial execution in real time. This module can automatically generate dynamic budgets based on the actual operating conditions of the enterprise and changes in the external environment, and adjust the forecast strategy in real time during the budget execution process, automatically detect and correct the deviation between the budget and actual execution, and ensure a high degree of consistency between the budget and actual financial activities; Intelligent decision-making optimization engine, based on deep learning and reinforcement learning algorithms, automatically optimizes the allocation of corporate financial resources. The engine analyzes various financial and operational data in real time, and provides intelligent decision-making suggestions for enterprises in multiple financial dimensions such as capital flow, investment decisions, tax planning, and cost control. It also makes dynamic adjustments based on decision feedback. The engine can automatically select the optimal financial strategy in different business scenarios. The financial risk prediction and automatic early warning module uses big data analysis and predictive modeling technology to analyze the company's financial risks in real time, including liquidity risk, credit risk, market risk, etc. This module can predict risks before they occur and send alerts to management through an automatic early warning mechanism. If risks occur, the system can automatically adjust financial decisions or optimize capital flow strategies through a preset self-healing mechanism to reduce the impact of risks on corporate finances; Intelligent audit and compliance assurance module, based on blockchain technology and smart contracts, ensures the transparency, traceability and compliance of all financial operations. Every financial transaction is verified in real time through smart contracts and generates an audit log that cannot be tampered with. The system can automatically perform compliance checks according to the company's compliance requirements, and promptly alarm when problems are found. At the same time, it generates compliance reports to ensure that the company's financial activities comply with relevant regulatory requirements; The real-time financial analysis and reporting module automatically generates financial reports through natural language generation technology, and combines intelligent data analysis tools for real-time dynamic display. Management can use this module to quickly obtain and analyze key financial data such as financial status, budget execution, return on investment, cost control, etc. This module also has multi-dimensional data visualization functions, which can support users to choose different report views and analysis angles according to their needs, helping users to understand financial data more accurately.

2. The enterprise financial management system according to claim 1, characterized in that: The data acquisition and integration module further includes an automatic data cleaning and verification function, which can automatically detect and correct data anomalies and improve data quality.

3. The enterprise financial management system according to claim 1, characterized in that: The budget and financial execution forecasting module can perform multi-dimensional modeling based on external economic data, industry trends and market changes through deep learning algorithms to provide enterprises with global and long-term financial forecasts.

4. The enterprise financial management system according to claim 1, characterized in that: The intelligent decision-making optimization engine can perform multi-objective optimization in different scenarios, such as capital scheduling, investment decision-making, cost control, etc., and automatically select the optimal financial strategy based on the company's historical data, operational goals and changes in the external environment.

5. The enterprise financial management system according to claim 1, characterized in that: The financial risk prediction and automatic early warning module can identify and predict different levels of financial risks by establishing a multi-level risk assessment model, and make dynamic adjustments through real-time data analysis, and automatically take measures to reduce risks.

6. The enterprise financial management system according to claim 1, characterized in that: The intelligent audit and compliance assurance module uses blockchain technology to encrypt and store the operation records of each financial transaction, and conducts real-time audits through smart contracts to ensure that system data cannot be tampered with and that the audit process is automated.

7. The enterprise financial management system according to claim 1, characterized in that: The real-time financial analysis and reporting module further supports multi-level and multi-dimensional financial data analysis, including but not limited to financial reports such as cash flow, balance sheet, income statement, cash flow statement, etc., and supports customized analysis dimensions and data views to help users conduct in-depth financial analysis.

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