Reimbursement method and system and related equipment

Abstract

The invention discloses a reimbursement method and system and related equipment, and the method comprises the following steps: obtaining a plurality of reimbursement orders after reimbursement, the reimbursement orders after reimbursement are reimbursement orders after reimbursement payment, and comprise reimbursement orders completed by a machine and reimbursement orders completed by manpower, then selecting a reimbursement order set with risks from the plurality of reimbursement orders after reimbursement, according to the method, the reimbursement system can pay the reimbursement fund to the reimbursement user firstly, and then the reimbursement fund is checked in a spot check mode, so that the reimbursement user can quickly obtain the reimbursement fund, the reimbursement efficiency is improved, and the reimbursement efficiency is improved. Meanwhile, fund risks caused by the fact that most receipts are not manually audited are reduced in a sampling inspection mode, so that the reimbursement system can improve the reimbursement efficiency while ensuring the auditing quality.

Description

Technical Field

[0001] The present application relates to the field of computers, and in particular to a reimbursement method, system and related equipment. Background Art

[0002] The reimbursement system usually requires a large number of financial personnel to review the compliance and accuracy of the reimbursement form. Not only does it have the problem of high labor costs, but the efficiency of the review is also low, resulting in low reimbursement efficiency and a long period for employees to receive reimbursement. If a robot review is introduced, it is usually used to review some simple issues first, and then handed over to manual review, reducing the workload of manual review and achieving the purpose of auxiliary review. This is because the robot can only review the reimbursement form according to some simple matching rules, such as whether the reimbursement form bills are complete, whether the bills are complete, etc. For many high-risk reimbursement forms, the robot cannot review the problems, so after the machine review is assisted by human review, manual review is still required, otherwise there will be great financial risks. The introduction of robot review can only slightly reduce the workload of manual review, and the reimbursement efficiency still cannot be improved. Employees still take a long time to get reimbursed expenses. Therefore, how to improve the efficiency of reimbursement is an urgent problem to be solved in the reimbursement system. Summary of the invention

[0003] The present application provides a reimbursement method, system and related equipment to solve the problem of low reimbursement efficiency.

[0004] In a first aspect, a reimbursement method is provided, which includes the following steps: a reimbursement system obtains a plurality of reimbursement forms after reimbursement, the reimbursement forms after reimbursement are reimbursement forms that have completed reimbursement payments, the reimbursement forms after reimbursement include reimbursement forms completed by a machine and reimbursement forms completed manually, a reimbursement form set is screened out from the plurality of reimbursement forms after reimbursement, the reimbursement form set includes reimbursement forms after reimbursement that are at risk, the reimbursement form set is reviewed, and a sampling result is obtained.

[0005] Implement the method described in the first aspect, first complete the payment of the reimbursement form, and then conduct random inspections on multiple reimbursement forms that have been reimbursed, so that the reimbursement system can first pay the reimbursement amount to the reimbursement user, and then conduct an audit through random inspections. The reimbursement user can quickly obtain the reimbursement amount, thereby improving the efficiency of reimbursement. At the same time, random inspections can reduce the financial risks brought about by the fact that most documents are not manually reviewed, so that the reimbursement system can improve the reimbursement efficiency while ensuring the quality of the audit.

[0006] In one possible implementation, some reimbursement forms in a reimbursement form set can be obtained through a full sampling method. Specifically, the full sampling method can be as follows: when screening out a reimbursement form set from multiple reimbursement forms after reimbursement, the sampling status of each reimbursement form in the multiple reimbursement forms after reimbursement can be determined first, and the sampling status includes sampling and no sampling. The sampling rules are determined based on the risk issues that arise in the reimbursement forms in historical data after reimbursement. The risk issues that arise after reimbursement include risk issues caused by changes in the document elements of the reimbursement forms after reimbursement. Then, a reimbursement form set is determined based on the sampling status of each reimbursement form, wherein the reimbursement form set includes reimbursement forms whose sampling status is sampling.

[0007] Optionally, the sampling status of the reimbursement form with a red-cancelled invoice or an invoice canceled can be determined as sampling. An invoice canceled means that the invoice in the reimbursement form is canceled after reimbursement. An invoice red-cancelled means that the invoice in the reimbursement form is reissued with a red-cancelled invoice after reimbursement. A red-cancelled invoice is a special red-ink invoice issued when the invoice is incorrect or the goods sold are returned in whole or in part. A red-cancelled invoice can replace the original invoice. If an invoice is red-cancelled or canceled, the related reimbursement form also needs to be adjusted accordingly, including correcting the amount, date or other relevant information on the reimbursement form to maintain the accuracy of financial records, otherwise there will be financial risks, such as affecting the company's tax declaration and other things.

[0008] Optionally, the sampling status of the reimbursement form whose credit has changed can be determined as sampling, and the reimbursement users include reimbursed employees and suppliers, and the sampling status of the reimbursement forms of low-credit employees and high-risk suppliers can be determined as sampling. It should be understood that since the risk level of the supplier and the credit rating of the employee are constantly changing over time, the risk level of the supplier and the credit rating of the employee may meet the conditions before the reimbursement deduction is completed on the reimbursement form, but after the reimbursement deduction is completed, the supplier becomes a high-risk supplier, or the employee's credit becomes low. At this time, it is necessary to conduct a new review of the previous reimbursement form to determine whether the funds need to be recovered to avoid financial risks.

[0009] Optionally, the sampling status of the reimbursement form whose reimbursement document has changed can be determined as sampling. The reimbursement document is various documents attached to the reimbursement form, such as contracts, agreements, reimbursement rules and regulations, etc. For example, after the reimbursement payment is completed on the reimbursement form, additional terms are added to the relevant contract in the reimbursement form, the terms change when the contract is renewed, the company's reimbursement system changes, etc. The corresponding labels can be contract changes, document changes, etc., which are not specifically limited in this application.

[0010] Optionally, the sampling status of the reimbursement form for which the invoice is repeatedly used can be determined as sampling. It should be understood that some complex expense reimbursement processes may involve multiple invoices, and employees may submit duplicate invoices for reimbursement. Identifying such reimbursement forms can avoid unnecessary expenses and financial risk issues.

[0011] The above implementation method uses some random inspection rules to screen out reimbursement forms with risk problems from multiple reimbursement forms, and adds them to the reimbursement form collection for review. Reimbursement forms with risks can be processed in time to avoid financial losses and reduce financial risks. At the same time, some additional random inspection rules are determined according to the post-reimbursement risks, which can avoid financial risks caused by reimbursement forms whose document elements have changed after reimbursement.

[0012] In one possible implementation, some reimbursement forms in a reimbursement form set may be obtained through a typical sampling method. Specifically, the typical sampling method may be as follows: a reimbursement form set is screened out from a plurality of reimbursed reimbursement forms according to risk indicators, and the reimbursement form set includes reimbursed reimbursement forms that meet the risk indicators.

[0013] Furthermore, the risk indicator and the corresponding second label are obtained based on the risk-aggregated reimbursement forms in the historical data. The risk-aggregated reimbursement forms include multiple reimbursement forms with the same document elements and the same risk issues. The risk indicator is obtained based on the same document elements.

[0014] In the specific implementation, risk indicators may include the reimbursement user, reimbursement account, reimbursement department, approver, reimbursement time, reimbursement amount, etc. in the document elements. The management user can flexibly configure some risk indicators of risk aggregation scenarios that often occur based on historical data and management experience. This application does not make specific limitations.

[0015] The above implementation method screens out reimbursement forms with the same document elements and the same risk issues by analyzing historical data, and then screens out typical reimbursement forms based on the document elements for random inspection. It should be understood that other reimbursement forms with the same document elements may have the same risk issues. At this time, these reimbursement forms are screened out through risk indicators for manual review, which can timely discover undetected risk issues and avoid financial risks.

[0016] In one possible implementation, some reimbursement forms in a reimbursement form set can be obtained through a stratified sampling method. Specifically, the stratified sampling method can be as follows: based on a stratification index, multiple reimbursement forms after reimbursement are divided into multiple stratification groups, and multiple reimbursement forms are extracted from multiple levels according to the stratified sampling method to obtain a reimbursement form set. The stratification index is any one of the document elements in the reimbursement form, such as department, document type, region, etc., and this application does not make any specific limitation.

[0017] The above implementation method divides multiple reimbursement forms after reimbursement into multiple stratified groups, and then extracts multiple reimbursement forms by stratified sampling from the multiple stratified groups, ensuring that each stratified group can extract samples to add to the reimbursement form set, so that the extracted reimbursement forms have better balance and can better represent the diversity and differences of the overall reimbursement forms after reimbursement, so that the sampling results obtained are more representative.

[0018] In one possible implementation, the reimbursement system may use one or more of the three sampling methods of full sampling, typical sampling, and stratified sampling to obtain a set of reimbursement forms, which is not specifically limited in this application. Furthermore, the three sampling methods may be performed simultaneously, sequentially, or partially simultaneously and partially sequentially. For example, a full sampling is performed based on sampling rules at the end of each year, a typical sampling is performed based on risk indicators at the end of each month, and random stratified sampling is performed at the end of each year and the end of each month using the third label rule. The above examples are for illustration only and are not specifically limited in this application.

[0019] The above implementation method conducts a full sampling inspection on the reimbursement forms after reimbursement through sampling rules, conducts typical sampling inspection on the reimbursement forms in risk concentration scenarios through risk indicators, and conducts random stratified sampling inspection on the reimbursement forms after reimbursement through stratified indicators. Through multi-faceted sampling, it ensures that reimbursement forms with risks can be screened out in a timely manner to reduce financial risks.

[0020] In one possible implementation, before the reimbursement system obtains multiple reimbursement forms after reimbursement, the reimbursement system can obtain a reimbursement form, which is a reimbursement form to be processed submitted by the reimbursement user. The processing method of the reimbursement form is determined according to the reimbursement rules. The processing methods include manual processing and machine processing. The reimbursement form is processed according to the processing method of the reimbursement form to obtain the reimbursement form after reimbursement.

[0021] The above implementation method can determine the processing method for the reimbursement forms submitted by the reimbursement users, and then process them manually or by machine. Most reimbursement forms processed by the machine will directly enter the reimbursement payment process, so that most reimbursement users can obtain the reimbursement amount in time, improving the reimbursement efficiency. Then, by conducting random inspections and audits on the reimbursement forms after reimbursement, the risk of funds can be reduced, thereby improving the reimbursement efficiency and reducing financial risks.

[0022] In a possible implementation, the reimbursement rule includes a preset ratio between the number of manually processed reimbursement forms and the number of machine processed reimbursement forms, and the sampling result includes a capital loss value and a recommended ratio. The recommended ratio is the recommended ratio between the number of manually processed reimbursement forms and the number of machine processed reimbursement forms, and the recommended ratio is determined based on the capital loss value and the preset ratio. For example, the ratio of machine processed reimbursement forms is 95%, and the sampling result shows that the capital loss value is high, and the recommended ratio is 90%. After receiving the sampling result, the user can adjust the preset ratio from 95% to 90%. The above example is for illustration only and is not specifically limited in this application.

[0023] In the above implementation method, the sampling results include the financial loss value and the recommended ratio, so that the user can continuously adjust the ratio between the reimbursement forms processed by the machine and the reimbursement forms processed manually according to the recommended ratio. After multiple rounds of adjustment, the quantity ratio between the reimbursement forms processed manually and the reimbursement forms processed by the machine can reach a reasonable value, so that most of the reimbursement forms processed by the machine are low-risk or risk-free reimbursement forms, and most of the reimbursement forms processed manually are high-risk reimbursement forms, thereby improving the reimbursement efficiency while minimizing the reimbursement risk.

[0024] In one possible implementation, the reimbursement rules include a judgment condition and a corresponding first label. The first label is used to indicate the manual reimbursement process or the machine reimbursement process of the reimbursement form. Different first labels correspond to different manual reimbursement processes, and different manual reimbursement processes correspond to different review users.

[0025] The above implementation method further divides the reimbursement forms into different types through the first label, so that reimbursement forms processed by machines can be further divided into multiple machine reimbursement processes, and reimbursement forms processed manually can be further divided into multiple manual reimbursement processes, so that each reimbursement form can be processed in a targeted manner, especially for the manual reimbursement process, each reimbursement form can be handed over to the review users of different special groups for manual review, which improves the reimbursement efficiency.

[0026] In one possible implementation, when reviewing a set of reimbursement forms, the second label of the set of reimbursement forms can be determined according to the sampling rules. The second label is used to indicate the manual sampling process or machine sampling process of the reimbursement forms after reimbursement. Different second labels correspond to different manual sampling processes, and different manual sampling processes correspond to different review users. The reimbursement set is reviewed based on the second label.

[0027] Optionally, the second label of the reimbursement form set obtained by means of full sampling can be determined according to the full label rule. The full label rule may include judgment conditions, sampling status and corresponding second label. For example, for a reimbursement form whose invoice is cancelled by red cancellation, its sampling status is sampling, and the second label is invoice cancelled by red cancellation; for example, for a reimbursement form whose credit of the reimbursement user has changed, its sampling status is sampling, and the second label is low-credit employee or high-risk supplier; for example, for a reimbursement form whose documents within the reimbursement form have changed, its sampling status is sampling, and the second label is contract change, document change, etc.; for example, for a reimbursement form whose invoice is reused, its sampling status is sampling, and the second label is duplicate reimbursement. The above examples are for illustration only, and this application does not limit the rights sampling rules.

[0028] Optionally, the second label of the reimbursement form set obtained by typical sampling can be determined based on the risk indicator. The typical sampling rules include risk indicators and corresponding second labels. The risk indicators and corresponding second labels can be obtained based on historical data. Based on the risk-aggregated reimbursement forms in the historical data, the risk indicators and corresponding second labels for screening the reimbursement form set are determined. The risk-aggregated reimbursement forms include multiple reimbursement forms with the same document elements and the same risk issues. The risk indicators are the above-mentioned same document elements, and the second labels are the above-mentioned same risk issues.

[0029] Optionally, the second label of the set of reimbursement forms obtained by layered sampling can be determined according to a layered label rule, where the layered label rule includes a determination condition and a corresponding second label.

[0030] It should be noted that the reimbursement rules are mainly aimed at the risks before reimbursement, and the sampling rules are mainly aimed at the risks after reimbursement, so the reimbursement rules are different from the sampling rules, or they are partially the same and partially different. At the same time, the full label rule in the sampling rule is aimed at all reimbursement forms. The number of reimbursement forms processed using the full label rule is large, so the granularity of the full label rule can be coarser to improve the efficiency of sampling; the stratified sampling rule is mainly aimed at some reimbursement forms obtained by stratified sampling. The number of reimbursement forms processed using the stratified label rule is small, so the granularity of the stratified sampling rule can be finer to improve the quality of sampling. The above examples are for illustration, and the reimbursement rules and sampling rules can be flexibly configured according to the actual application scenarios, and this application does not make specific limitations.

[0031] The above implementation method determines the second label of the screened reimbursement form set, and different second labels are used to indicate different manual sampling processes or machine sampling processes, so that each reimbursement form can be manually or machine reviewed based on the second label when being sampled, thereby improving the efficiency of sampling.

[0032] In a possible implementation, the sampling results are used for the management user to configure the reimbursement rules and the sampling rules. In a specific implementation, the sampling results may include the recommended results of the reimbursement rules, which include the recommended judgment conditions and the corresponding recommended processing methods. For example, if the judgment condition is a large-amount bill, and the corresponding processing method is a machine processing method, the sampling results show that the proportion of reimbursement bills with problems in large-amount bills is very high. At this time, the recommended results generated by the reimbursement system may include: the recommended judgment condition is a large-amount bill, and the corresponding recommended processing method is a manual processing method. It should be understood that the above examples are used to illustrate that the way of adjusting the reimbursement rules through the sampling report can achieve a reasonable ratio of the types of reimbursement bills processed manually and machine-processed before the reimbursement is completed. High-risk reimbursement bills are manually reviewed, and low-risk or no-risk reimbursement bills go through the machine processing process. The pressure of subsequent sampling of reimbursement bills after reimbursement will also be reduced. Similarly, the sampling report can also include the recommended results of the sampling rules, which will not be repeated here.

[0033] Furthermore, the recommendation result may also include a recommended first label and a recommended processing flow indicated by the recommended first label. For example, the judgment condition in Table 1 is a large-value order, and the corresponding processing method is a payment risk special process. However, the company's rules and regulations require that large-value orders of different amounts be reviewed by different users. For example, orders above 1 million yuan need to be reviewed by Department A, and orders above 10 million yuan need to be reviewed by Department B. Therefore, in actual processing, after a large-value order enters the payment risk special process, Department A and Department B may have to transfer the order back and forth for processing. For example, a large-value order of 3 million yuan is sent to Department B, and Department B needs to transfer it to Department A for processing. For example, a large order of 40 million is sent to Department A, and Department A needs to transfer it to Department B for processing. The process is very cumbersome. When filling in the manual registration question, the audit user will feedback the need to subdivide the large order by label according to the amount. If multiple audit users mention this demand, the recommended results in the sampling report can also include the judgment conditions for reimbursement exceeding 1 million yuan. The corresponding recommended processing method is not manual, and the corresponding first label is a large amount. The corresponding reimbursement process is submitted to Department A for review. Similarly, it can also include the judgment conditions, processing methods and reimbursement processes of the first label of super large amounts. Examples are not given here one by one. It should be understood that by recommending the first label and the processing flow indicated by the first label, users can better adjust the reimbursement rules, improve reimbursement efficiency, and reduce the subsequent sampling processing pressure. Similarly, the recommendation results can also include recommending the second label and the recommended processing flow indicated by the second label, which will not be elaborated here.

[0034] In a second aspect, a reimbursement system is provided, which may include a sampling unit and an audit unit. The sampling unit is used to obtain multiple reimbursement forms after reimbursement, the reimbursement forms after reimbursement are reimbursement forms for which reimbursement payment has been completed, the reimbursement forms after reimbursement include reimbursement forms completed by a machine and reimbursement forms completed manually. The sampling unit is used to screen out a set of reimbursement forms from the multiple reimbursement forms after reimbursement, the reimbursement form set includes reimbursement forms after reimbursement that are at risk, and the audit unit is used to audit the set of reimbursement forms to obtain the sampling results.

[0035] Implement the system described in the second aspect. The system can first complete the payment of the reimbursement form, and then conduct random inspections on multiple reimbursement forms that have been completed for reimbursement, so that the reimbursement system can first pay the reimbursement amount to the reimbursement user, and then conduct an audit through random inspections. The reimbursement user can quickly obtain the reimbursement amount, thereby improving the efficiency of reimbursement. At the same time, random inspections can reduce the financial risks brought about by the fact that most documents are not manually reviewed, so that the reimbursement system can improve the reimbursement efficiency while ensuring the quality of the audit.

[0036] In one possible implementation, a sampling unit is used to determine the sampling status of each reimbursement form among multiple reimbursement forms after reimbursement, where the sampling status includes sampling and not sampling, and the sampling rules are determined based on risk issues that arise in reimbursement forms in historical data after reimbursement, and the risk issues that arise after reimbursement include risk issues caused by changes in document elements of the reimbursement form after reimbursement. A reimbursement form set is determined based on the sampling status of each reimbursement form, wherein the reimbursement form set includes reimbursement forms whose sampling status is sampling.

[0037] In a possible implementation, the sampling unit is used to screen out a set of reimbursement forms from a plurality of reimbursed reimbursement forms according to a risk indicator, and the set of reimbursement forms includes reimbursed reimbursement forms that meet the risk indicator.

[0038] In one possible implementation, the risk indicator and the corresponding second label are obtained based on the risk aggregation reimbursement forms in the historical sampling results. The risk aggregation reimbursement forms include multiple reimbursement forms with the same document elements and the same risk issues. The risk indicator is obtained based on the same document elements.

[0039] In one possible implementation, the sampling unit is used to divide multiple reimbursement forms into multiple stratification groups based on a stratification index, and extract multiple reimbursement forms from multiple levels according to a stratified sampling method to obtain a reimbursement form set. The stratification index is any one of the document elements in the reimbursement form.

[0040] In one possible implementation, the system also includes an acquisition unit, a determination unit and a payment unit, wherein the acquisition unit is used to acquire a reimbursement form, which is a reimbursement form to be processed submitted by the reimbursement user; the determination unit is used to determine a processing method for the reimbursement form according to the reimbursement rules, and the processing methods include manual processing and machine processing; the payment unit is used to process the reimbursement form according to the processing method of the reimbursement form to obtain the reimbursement form after reimbursement.

[0041] In one possible implementation, the reimbursement rules include a preset ratio between the number of reimbursement forms processed manually and the number of reimbursement forms processed by a machine, and the sampling results include a financial loss value and a recommended ratio. The recommended ratio is the recommended ratio between the number of reimbursement forms processed manually and the number of reimbursement forms processed by a machine, and the recommended ratio is determined based on the financial loss value and the preset ratio.

[0042] In one possible implementation, the reimbursement rules include a judgment condition and a corresponding first label. The first label is used to indicate the manual reimbursement process or the machine reimbursement process of the reimbursement form. Different first labels correspond to different manual reimbursement processes, and different manual reimbursement processes correspond to different review users.

[0043] In one possible implementation, the audit unit is used to determine the second label of the reimbursement form set according to the sampling rules, and the second label is used to indicate the manual sampling process or machine sampling process of the reimbursement form after reimbursement. Different second labels correspond to different manual sampling processes, and different manual sampling processes correspond to different audit users. The reimbursement set is audited based on the second label.

[0044] In a possible implementation, the sampling inspection results are used by the management user to configure reimbursement rules and sampling inspection rules.

[0045] In a third aspect, a computing device is provided, which includes a processor and a memory, the memory is used to store instructions, and the processor is used to execute instructions, so that the computing device implements the method described in the first aspect.

[0046] In a fourth aspect, a computer-readable storage medium is provided, in which instructions are stored. When the instructions are executed by a computing device or a computing device cluster, the method described in the first aspect is implemented.

[0047] In a fifth aspect, a computing device cluster is provided, which includes at least one computing device, each of the at least one computing device includes a processor and a memory, and the processor of the at least one computing device is used to execute instructions stored in the memory of the at least one computing device, so that the computing device cluster implements the method described in the first aspect.

[0048] In a sixth aspect, a computer program product comprising instructions is provided, wherein the computer program product includes instructions that can be run on a computing device or software or a program product stored in any available medium, and when the computer program product is run on a computing device or a computing device cluster, the computing device or the computing device cluster executes the method described in the first aspect. BRIEF DESCRIPTION OF THE DRAWINGS

[0049] Figure 1 It is an architectural diagram of a reimbursement system provided by this application;

[0050] Figure 2 It is a schematic diagram of the steps of a reimbursement method provided by this application;

[0051] Figure 3 This is an example diagram of obtaining a set of reimbursement forms and a second label through full sampling in an application scenario provided by this application;

[0052] Figure 4 This is an example diagram of obtaining a set of reimbursement forms and a second label through typical sampling in an application scenario provided by the present application;

[0053] Figure 5 This is an example diagram of the steps of obtaining a set of reimbursement forms and a second label by means of layered sampling in an application scenario provided by the present application;

[0054] Figure 6 It is an exemplary configuration interface provided by this application;

[0055] Figure 7 It is a structural diagram of a reimbursement system provided by this application;

[0056] Figure 8 It is a structural schematic diagram of a computing device provided by this application. DETAILED DESCRIPTION

[0057] In order to solve the problem that the current reimbursement system cannot improve the reimbursement efficiency, the present application provides a reimbursement system, which can first obtain multiple reimbursement forms, determine the first label of each reimbursement form according to the reimbursement rules, complete the reimbursement payment of each reimbursement form based on the reimbursement process indicated by the first label, obtain multiple reimbursement forms after reimbursement, and then obtain at least one reimbursement form set from the multiple reimbursement forms after reimbursement, determine the second label of each reimbursement form set according to the sampling rule, process each reimbursement form set based on the sampling process indicated by the second label, obtain the sampling result, and complete the reimbursement of this batch of reimbursement forms. In the above process, the reimbursement system can first pay the reimbursement amount to the reimbursement user, and then review it through sampling, so that the reimbursement user can quickly obtain the reimbursement amount, thereby improving the efficiency of reimbursement. At the same time, the financial risk brought by the fact that most documents are not manually reviewed is reduced through sampling, so that the reimbursement system can improve the reimbursement efficiency while ensuring the quality of the review.

[0058] The technical solution to be protected by this application is described in detail below with reference to the accompanying drawings.

[0059] Figure 1 This is an architecture diagram of a reimbursement system provided by this application, such as Figure 1 As shown, the architecture includes at least one operating terminal and a reimbursement system 200, wherein: Figure 1 The system is described as including two operating terminals, specifically a first operating terminal 100A and a second operating terminal 100B, wherein a communication connection is established between the first operating terminal 100A, the second operating terminal 100B and the reimbursement system 200 through a network 300, and the communication connection can be a wired connection or a wireless connection, which is not specifically limited in this application.

[0060] The operating end (including the first operating end 100A and the second operating end 100B) is used to realize human-computer interaction and can be deployed on terminal devices. The terminal devices include personal computers, smart phones, wearable devices, handheld processing devices, tablet computers, mobile notebooks, augmented reality (AR) devices, virtual reality (VR) devices, integrated handheld devices, wearable devices, vehicle-mounted devices, smart conference equipment, smart advertising equipment, smart home appliances and other electronic devices with computing capabilities. Among them, smart home appliances can be electronic devices such as household robots, which are not specifically limited here.

[0061] The user using the first operation terminal 100A may be a reimbursement user who submits an expense report, such as an employee in an enterprise who has an expense report request, or a supplier who has transactions with the enterprise, and the user using the second operation terminal 100B may be an audit user who processes an expense report, such as a financial employee in an enterprise who processes an expense report request. In a specific implementation, the first operation terminal 100A and the second operation terminal 100B may be software or applications running on a terminal device or computing device controlled by the user, such as a personal computer (PC) client, a browser-based World Wide Web (web) client, an application (APP) client running on a mobile terminal, or a cloud platform console, which is not specifically limited in this application.

[0062] Optionally, the operation terminal can be a client for reimbursement, wherein the first operation terminal 100A is a client used by the reimbursement user, and the second operation terminal 100B is a client used by the review user. The reimbursement user submits the reimbursement form using the first operation terminal 100A, and the review user reviews the reimbursement form using the second operation terminal 100B. The operation terminal can be a client dedicated to reimbursement, or a plug-in or functional module for processing reimbursement in the office management software of an enterprise, such as the reimbursement functional module in the commonly used (office automation, OA) client of an enterprise. The above examples are for illustration only and are not specifically limited in this application.

[0063] Optionally, the operation terminal can be a client of the cloud platform, such as a console of the cloud platform, which can be a web-based console or a console based on an application programming interface (API), which is not specifically limited in this application. The console can provide reimbursement cloud services to management users, and management users can obtain the right to use the reimbursement system provided by this application by purchasing cloud services. The management users here can be users who manage and maintain the reimbursement system 200, such as employees of the financial department, information technology (IT) employees, etc. For example, after the IT administrator of an enterprise purchases reimbursement cloud services through the console, he obtains the right to use the reimbursement system, and can allocate the right to use the first operation terminal 100A to employees in the enterprise, and then allocate the right to use the second operation terminal 100B to financial employees in the enterprise. In this way, employees with reimbursement needs in the enterprise can use the first operation terminal 100A to submit reimbursement forms, and financial employees in the enterprise can use the second operation terminal 100B to process the reimbursement forms.

[0064] In a specific implementation, the operating terminals used by the reimbursement user and the review user can be deployed on the same or different types of terminal devices. For example, the operating terminal of the reimbursement user is deployed on a mobile phone, the first operating terminal 100A is an APP client, the operating terminal of the review user is deployed on a personal computer, and the second operating terminal 100B is a web-based client or PC client. The above examples are for illustration only and are not specifically limited in this application.

[0065] The reimbursement system 200 can be deployed on a computing device or a computing device cluster, wherein the computing device includes a bare metal server (BMS), a virtual machine, a container, or an edge computing device. BMS refers to a general physical server, such as an ARM server or an X86 server; a virtual machine refers to a complete computer system with complete hardware system functions and running in a completely isolated environment that is simulated by software. All work that can be done in a physical computer can be done in a virtual machine. When creating a virtual machine in a computing device, part of the hard disk and memory capacity of the physical machine needs to be used as the hard disk and memory capacity of the virtual machine. Each virtual machine has an independent hard disk and operating system, and can operate the virtual machine like a physical machine; a container is a portable software unit that can merge an application and all its dependencies into a software package that is not limited by the underlying host operating system, so there is no need to build a complex environment, simplifying the process from application development to deployment; an edge computing device refers to a device that is closer to the data source and end user, and has low latency and high bandwidth characteristics, such as intelligent routing, edge servers, etc. A computing device cluster may include multiple of the above computing devices, such as a data center, which is not specifically limited in this application.

[0066] Optionally, the reimbursement system 200 can be deployed on a computing device or computing device cluster within the enterprise, and the operation terminal can be deployed on office equipment within the enterprise, such as an office computer. In this case, the network 300 can be the enterprise's local area network (LAN), and the operation terminal and the reimbursement system 200 communicate using the enterprise's internal network. Alternatively, the operation terminal is deployed on a private device of the enterprise's employees or suppliers, such as a mobile phone, tablet, personal computer, etc. In this case, the network 300 can be the Internet, and the operation terminal and the reimbursement system 200 communicate using the Internet.

[0067] Optionally, the reimbursement system 200 can be deployed in a cloud data center, and the operation terminal 100 can be deployed in terminal devices used by enterprise employees or suppliers, including office computers, personal computers, mobile phones, tablets, etc. Enterprises can obtain the right to use the reimbursement system 200 by purchasing cloud services, and provide cloud service user accounts to enterprise employees or suppliers, so that enterprise employees or suppliers can use the operation terminal to log in to their respective assigned user accounts and establish a communication connection between the operation terminal and the reimbursement system 200.

[0068] It should be understood that the above examples are for illustration purposes only, and the deployment of the first operating terminal 100A, the second operating terminal 100B and the reimbursement system 200 may be determined based on actual application scenarios, and this application does not impose any specific limitations.

[0069] Combined with the above Figure 1 , describes in detail the architecture of the reimbursement system provided by this application, and the following is combined with Figures 2 to 6 , explain the reimbursement method provided in this application. Figure 2 This is a schematic diagram of the steps of a reimbursement method provided by this application. The reimbursement method can be applied to Figure 1 In the reimbursement system 200 shown, Figure 2 As shown, the reimbursement method may include the following steps:

[0070] S201: The first operating terminal 100A sends a reimbursement form to the reimbursement system 200.

[0071] In a specific implementation, the reimbursement form is sent by the reimbursement user through the first operating terminal 100A. The reimbursement user may include corporate employees, suppliers and other users with reimbursement needs. The reimbursement form is an electronic or paper document that records and requests expense reimbursement, and is used to submit expenditures to the financial department for compensation or refund. Generally, the reimbursement form may include multiple documents, such as a reimbursement document statement, an invoice document, a payment record document, an itinerary, a contract, a purchase order, etc. Each document may include at least one document element. For example, the reimbursement document statement may include the name of the reimbursement user, the employee ID, the reimbursement card number, the name of the expense item, the date, the amount, etc. The invoice document may include the invoice header, the tax number, the amount, etc. The itinerary may include the starting point of the trip, the end point of the trip, the actual amount paid, the payment method, etc. The above examples are for illustration and are not specifically limited in this application.

[0072] In a possible implementation, after receiving the reimbursement form, the reimbursement system 200 can perform risk verification on the reimbursement form through the risk verification rules to obtain the risk verification result of the reimbursement form. If the risk verification result is that the reimbursement form is returned, the user can be directly prompted that the reimbursement cannot be reimbursed. If the risk verification result is that the reimbursement form is not returned, the risk level and / or risk type can be additionally displayed. For example, the risk level is additionally displayed as medium risk and the risk category is excessive reimbursement, or the risk level is additionally displayed as high risk and the risk category is large-amount form. The above examples are for illustration only and are not specifically limited in this application.

[0073] Optionally, the reimbursement system 200 can send the risk verification result to the approving user of the reimbursement form, so that the approving user can promptly know whether the reimbursement form has risks and what the risk type is, thereby improving the approval efficiency of the approving user. It should be understood that the reimbursement form usually needs to be approved by the approving user before it can be submitted. The approving user here is usually the superior leader, department leader, etc. of the reimbursement user, and the specific approving user can be determined according to actual business needs.

[0074] Optionally, the reimbursement system 200 can also feed back the risk verification results to the reimbursement user, who can enter explanatory information based on the risk level and risk type, such as the reason for the large bill, the reason for the loss of the document, the reason for the over-reimbursement, etc., and then send the explanatory information fed back by the reimbursement user and the risk verification results together to the approval user for approval, so that the approval user can reduce the number of communications with the reimbursement user and further improve the approval efficiency. After obtaining the approval result of the approval user, the label of the reimbursement form is further determined according to the label rule.

[0075] In a specific implementation, the reimbursement system 200 may store risk verification rules for obtaining the above-mentioned risk verification results. The risk verification rules may be system default rules or rules configured by management users. This application does not make specific limitations. The management users here refer to technical personnel who manage and configure the reimbursement system 200, such as IT technicians.

[0076] For example, the risk verification rules may include whether the necessary documents of the reimbursement form are complete, for example, the reimbursement form needs to be attached with an invoice. The reimbursement form without an invoice can be determined as the reimbursement form that needs to be returned. The risk verification rules may also include whether the content of the reimbursement form is clear and complete, such as whether the invoice is clear and complete, whether the card number of the reimbursed user is complete, whether the telephone number is complete, etc. The risk verification rules may also include whether the document elements of the reimbursement form are correct, such as whether the invoice header is correct. The risk verification rules for reimbursement forms that must be returned can be determined based on the actual application scenario, and this application does not make specific limitations.

[0077] It should be understood that after obtaining the reimbursement form, the acquisition unit 310 performs risk verification on the reimbursement form through risk verification rules, and can screen out some reimbursement forms with obvious problems that need to be returned, thereby reducing the subsequent processing pressure of the reimbursement system 200.

[0078] S202: The reimbursement system 200 determines a processing method for the reimbursement form.

[0079] When the processing method is manual processing, S204 and S205 are executed, and when the processing method is machine processing, S203 is executed.

[0080] In one possible implementation, the reimbursement system 200 can determine the processing method of the reimbursement form by a preset ratio, which refers to the ratio between the number of reimbursement forms processed by the machine preset by the management user and the number of reimbursement forms processed manually. The reimbursement system 200 can obtain multiple reimbursement forms based on the ratio, and then extract the reimbursement forms in proportion to determine the manual processing method and the machine processing method. For example, if the ratio is 9 to 1, if 100 reimbursement forms are obtained, then 90 of them are processed by the machine and 10 are processed manually. It should be understood that the above examples are for illustration purposes only and are not specifically limited in this application.

[0081] In a possible implementation, the reimbursement system 200 determines the processing method of the reimbursement form through the reimbursement rules. The processing methods include manual processing and machine processing. The reimbursement form of the manual processing method can be handed over to the review user for manual review. After the review is passed, the manual reimbursement is completed. The reimbursement form of the machine processing method does not need to be manually reviewed and can be directly reimbursed according to the preset machine reimbursement process. In a specific implementation, the reimbursement rules may include a judgment condition and a corresponding processing method. The processing method of the reimbursement form is determined by determining whether the reimbursement form meets the judgment condition.

[0082] For example, the judgment condition is: "The reimbursement amount exceeds 1 million yuan", and the corresponding processing method is: "Manual processing". For example, the judgment condition is "The reimbursement overdue is less than 30 days", and the corresponding processing method is: "Machine processing". It should be understood that the management user can determine the processing method corresponding to different judgment conditions through the company's reimbursement system, and this application does not make specific limitations.

[0083] In a possible implementation, the reimbursement system 200 may determine the first label of the reimbursement form according to the reimbursement rule. The reimbursement rule may include a determination condition and a corresponding first label, and the first label of the reimbursement form is determined by determining whether the reimbursement form meets the determination condition. The content of the first label may be any text, letter or symbol, and the present application does not limit the specific form of the first label.

[0084] Optionally, the first label is used to indicate the reimbursement process of the reimbursement form. The reimbursement rules may also include the reimbursement process corresponding to the first label. There are differences in the reimbursement processes corresponding to different first labels. That is to say, the reimbursement process of the reimbursement form with machine reimbursement can be subdivided into multiple types, corresponding to different first labels respectively; the reimbursement process of the reimbursement form with manual reimbursement can also be subdivided into multiple types, corresponding to different first labels respectively. For example, the first label A corresponds to manual reimbursement process A, the first label B corresponds to manual reimbursement process B, the first label C corresponds to machine reimbursement process C, and the first label D corresponds to machine reimbursement process D. It should be understood that by subdividing the specific reimbursement processes of machine reimbursement and manual reimbursement through the first label, each reimbursement form can be processed in a targeted manner, especially for the manual reimbursement process, each reimbursement form can be handed over to the review users of different special groups for manual review, and the reimbursement efficiency is higher.

[0085] For example, Table 1 below is an example table of reimbursement rules provided by this application. As shown in Table 1 below, the reimbursement rules may include judgment conditions, processing methods, a first label, and a reimbursement process. It should be understood that the reimbursement rules shown in Table 1 are used for illustration, and the reimbursement rules may also include more or less content, such as the risk level corresponding to each judgment condition, such as large orders corresponding to medium risk, low-credit employees corresponding to high risk, etc., or large orders corresponding to level 1 risk, low-credit employees corresponding to level 3 risk, etc. This application does not make specific limitations. The content of the reimbursement rules can be flexibly configured according to the application scenario, and this application does not make specific limitations.

[0086] In the example shown in Table 1, the first label may include large bills, low-credit employees, overdue reimbursement, lost documents, financial compliance, risky suppliers, over-reimbursement, no violations, etc. Each first label has its corresponding judgment condition, processing method and corresponding reimbursement process. For example, the judgment condition of the large bill label is that the cost exceeds the threshold, the processing method is manual processing, and the reimbursement process is a payment risk special process; for example, the judgment condition of the overdue reimbursement label is that the reimbursement date exceeds the deadline, the processing method is not machine processing, and the reimbursement process is a machine reimbursement process. For details, please refer to the reimbursement rule example table shown in Table 1 below. It should be understood that in the example shown in Table 1, the special process refers to sending the reimbursement form to the corresponding special financial employee for manual review and reimbursement. Table 1 is used as an example for illustration, and this application does not make specific limitations.

[0087] Table 1 Example of reimbursement rules

[0088] Judgment conditions Processing First Label Reimbursement Process Fees exceed threshold Artificial Large order Payment risk special process Credit below threshold Artificial Low credit employees Payment risk special process The reimbursement date is beyond the deadline machine Overdue reimbursement Machine Reimbursement Process The documents in the expense report are incomplete Artificial Missing file Special process for archive risk Financial irregularities in expense reports Artificial Financial Compliance Supplier Risk Special Process The supplier's risk value is above the threshold Artificial Risky Suppliers Supplier Risk Special Process Reimbursement amount exceeds the threshold Artificial Excess reimbursement Special process for reimbursement of violations No violations machine No violations Machine Reimbursement Process

[0089] In a specific implementation, each judgment condition may be configured with a corresponding judgment process, and the reimbursement system 200 may determine whether the reimbursement form meets the judgment condition based on the judgment process. For example, the judgment process for a first label being a large-amount form may be: obtaining the reimbursement amount in the reimbursement form, and comparing the reimbursement amount with a threshold value to determine whether it is a large-amount form; for another example, the judgment process for a first label being a low-credit employee may be: obtaining the credit value of the reimbursement user from the credit system, and comparing the credit value with a threshold value to determine whether the reimbursement user is a low-credit employee; for another example, the judgment process for a first label being a missing file may be: matching multiple documents in the reimbursement form with the document list to determine whether the reimbursement form is missing a document. It should be understood that the above judgment process is used for illustration, and the judgment condition for each first label may be determined according to the actual application scenario, and the corresponding judgment process may be configured. Examples are not given one by one here.

[0090] It should be noted that each first label in the reimbursement rules shown in Table 1 can be further subdivided. For example, large-amount orders can be subdivided into reimbursement orders exceeding 1 million corresponding to processing flow X, and reimbursement orders exceeding 2 million corresponding to processing flow Y. Therefore, large-amount orders can also be subdivided into relatively large amounts and super-large amounts.

[0091] Optionally, the reimbursement system 200 can also train an artificial intelligence (AI) model based on the above reimbursement rules to obtain a trained first label generation model, and determine the first label of the reimbursement form based on the first label generation model. Among them, the first sample set used when training the AI ​​model may include input samples and output samples, wherein the input samples include reimbursement form samples, and the output samples include the first labels corresponding to the reimbursement form samples. The above AI model may include but is not limited to convolutional neural networks (CNN), recurrent neural networks (RNN), graph neural networks (GNN), long short-term memory networks (LSTM), etc., and this application does not make specific limitations.

[0092] In a specific implementation, the above reimbursement rules can be determined by the management user according to the company's reimbursement system. Different types of reimbursement forms can have different reimbursement processes and corresponding to different labels; they can also be determined by the management user according to the possible risk issues of the reimbursement forms. Reimbursement forms with different risk issues have different reimbursement processes and corresponding to different labels; they can also be determined by the management user based on other reasons, which can be determined according to the actual application scenarios and business needs, and this application does not make specific restrictions. For examples of reimbursement rules, please refer to the relevant content of Table 1, which will not be repeated here.

[0093] Optionally, if it is determined according to the reimbursement rules that the reimbursement form has multiple first tags, the first tags with the same reimbursement process can be merged, or the first tag corresponding to the machine reimbursement process can be merged with the first tag corresponding to the manual reimbursement process, so as to simplify the processing process and improve processing efficiency. For example, a reimbursement form may be marked with multiple first tags such as "large amount form", "overdue reimbursement", "low credit employee" and so on. At this time, according to the reimbursement rules, it is determined that the processing methods corresponding to "overdue reimbursement" and "low credit employee" are machine processing, and the processing method corresponding to "large amount form" is manual processing. Then the reimbursement processes corresponding to the three tags can be merged, and the reimbursement form enters the manual reimbursement processing process. This is because all problems of the reimbursement form can be resolved before reimbursement during manual processing. For another example, a reimbursement form may be marked with multiple first labels such as "large amount bill" and "risky supplier". Among them, the processing methods corresponding to "large amount bill" and "risky supplier" are both manual processing, and the reimbursement processes indicated by the first labels are the same, and they all need to be submitted to Department A for manual review. At this time, the labels can also be merged. The above examples are for illustration only and this application does not make specific limitations.

[0094] It should be noted that the risk verification rules used in S202 are mainly for the preliminary classification of reimbursement form processing methods, which is used to improve the efficiency of subsequent approval. The risk verification rules will also be relatively simple, and the focus is on quickly obtaining risk verification results. The reimbursement rules used in S203 are used to determine the reimbursement process of reimbursement forms, so the configuration of reimbursement rules should be more comprehensive and complex, and the focus is on ensuring the rationality of the reimbursement process. Therefore, risk verification rules and reimbursement rules can be set according to different focuses.

[0095] S203: The reimbursement system 200 completes the reimbursement payment of the reimbursement form and obtains the reimbursement form after reimbursement.

[0096] Optionally, the machine reimbursement process may include determining the pre-voucher information of the reimbursement form based on the reimbursement form, paying the reimbursement amount to the user based on the pre-voucher information, completing the reimbursement, and obtaining the reimbursement form after the reimbursement. Pre-voucher information is an accounting voucher used to record future financial transactions or events. Pre-vouchers can ensure that transactions can be accurately recorded when formal accounting occurs after future transactions occur. Pre-voucher information may include transaction date, transaction description, transaction amount, related party information, account number, supporting documents, authorized signature, approver information, number identification, and other additional information. Among them, the transaction date refers to the expected date on which the transaction occurs; the transaction description may include the reason, background and purpose of the transaction; the transaction amount refers to the amount involved in the transaction; the relevant party information includes the name, address or other information of the company, individual or entity, to facilitate the subsequent reconciliation process; the account number includes the number of the account involved in the transaction, such as the account number for receiving funds and the account number for debiting funds; supporting documents include invoices, receipts, contracts, etc., which are used to subsequently verify the legality and accuracy of the transaction; the authorized signature includes the signature of the authorized person to determine the compliance and legality of the transaction; the approver information includes the name, position and other information of the authorized person; the number identifier is the unique identifier of the pre-voucher, which is convenient for subsequent management and tracking of the pre-voucher; other additional information can be determined according to the specific actual scenario, such as project number, information of the person in charge, information of related transactions, etc., and this application does not make specific limitations.

[0097] In a specific implementation, during the machine reimbursement process, the reimbursement system 200 can communicate with some third-party payment systems, such as a bank transfer system, to determine the payment method, payment amount, payment account, deduction account and other information based on the pre-voucher information and the reimbursement form, and deposit the amount required to be reimbursed by the reimbursement user into the payment account provided by the reimbursement user, and generate a payment record for archiving.

[0098] Optionally, the machine reimbursement process may also include updating the credit value information of the reimbursement user, wherein the reimbursement users include enterprise employees and suppliers, and the credit value information includes the credit value of the enterprise employees and the risk value of the supplier. Some reimbursement processes corresponding to the first label need to update the credit value information of the reimbursement user, and some reimbursement processes corresponding to the first label do not need to be updated. Specifically, it can be determined whether to update and how to update the credit value information of the reimbursement user according to the reimbursement process corresponding to the first label. For example, the reimbursement form with the excess reimbursement label needs to deduct the employee's credit value. If the excess is less than 100%, the credit value will be deducted by 3 points, and if the excess is more than 100%, the credit value will be deducted by 5 points. The reimbursement form with the large-amount label does not need to deduct the employee's credit value. The above examples are for illustration and are not specifically limited in this application. The credit value can also be used by the reimbursement system 200 to determine the first label and the second label, such as determining in S202 whether the first label of the reimbursement user is a low-credit employee or a high-risk supplier.

[0099] It should be understood that by updating the credit system when reimbursement is made and then determining the credit value of the reimbursement user based on the credit system when determining the label, the reimbursement user will pay more attention to maintaining his or her own credit. The reimbursement user will try to reduce the number of applications for high-risk reimbursement forms as much as possible, resulting in a smaller and smaller number of reimbursement forms that require manual review. The entire reimbursement system can be in a virtuous circle, thereby improving the reimbursement efficiency of the reimbursement system.

[0100] Optionally, the machine reimbursement process of reimbursement forms with different first labels is the same or different, and the machine reimbursement process corresponding to each first label can be flexibly configured according to actual business needs. For example, the reimbursement form with an overdue reimbursement label needs to determine the deduction of the reimbursement amount based on the number of overdue days, with a deduction of 5% for 30 days overdue and 10% for 60 days overdue; for example, after the reimbursement is completed, a reimbursement form with no violations needs to send a notification to the first operating terminal 100A that the reimbursement is successful and the payment will be completed within 3 working days. It should be understood that the above reimbursement process is used for illustration, and the reimbursement process of reimbursement forms with different first labels can be determined according to the actual application scenario, and this application does not make specific limitations.

[0101] Optionally, the machine reimbursement process may also include a machine initial verification process and a machine review process. After the machine initial verification process obtains the pre-voucher information corresponding to the reimbursement form, the machine review process can complete the review of the pre-voucher information. The review process may include determining whether the process of obtaining the pre-voucher information is incorrect, such as whether to deduct the credit value, whether to deduct the amount, etc., to further improve the accuracy of the reimbursement process and ensure the accuracy of the pre-voucher information.

[0102] S204: The reimbursement system 200 sends a reimbursement form to the second operating terminal 100B.

[0103] In a specific implementation, a reimbursement form that is processed manually needs to be sent to the corresponding review user for review. Specifically, the manual reimbursement process can be determined according to the first label of the reimbursement form. Different first labels indicate different manual reimbursement processes. For example, some reimbursement forms require 2 people to review at the same time, and some reimbursement forms require 4 people to review in turn. The review users corresponding to different first labels may be different. The reimbursement system 200 can send the reimbursement form to the corresponding second operating terminal 100B according to the manual reimbursement process corresponding to the first label. For example, the first label of reimbursement form A1 is B1, and the corresponding manual reimbursement process is: first send it to the review user C1 for preliminary review, then send it to the review user D1 for review, and then send it to the senior expert E1 for review. Then S204 can send the reimbursement form to the review user C1, the review user D1 and the senior expert E1 for manual review in turn. It should be understood that under the manual review method, the reimbursement forms with different first labels are handled by different professionals, and each reimbursement form is processed in a targeted manner. The subdivision of the work content can improve the review efficiency.

[0104] Optionally, the manual reimbursement process may include sending a reimbursement form to the corresponding reviewing user, and may also include receiving the reimbursement form after reimbursement feedback from the reviewing user, and may include receiving a credit value update request from the reviewing user, and updating the credit value based on the credit value update request. The description of the pre-credential information and credit value information can be referred to the aforementioned content and will not be repeated here.

[0105] Optionally, the review users corresponding to different manual reimbursement processes may be different, and the number of review users may also be different. There are differences in the job levels, permissions or functions of different review users. For example, the review users may include preliminary review users, review users and senior expert users. The reimbursement system 200 can send the reimbursement form to the preliminary review user, the review user and the senior expert user in sequence. When the review conclusions fed back by each user are all passed, the pre-voucher information corresponding to the reimbursement form is obtained. Among them, the preliminary review user can communicate with the reimbursement user based on the first label and the reimbursement form, and upload the preliminary review results when it is determined that the reimbursement is passed. The preliminary review results may include but are not limited to communication records, pre-voucher information, and review records. The review user can conduct a secondary review of the preliminary review results, and upload the review results when it is determined that the reimbursement is passed. The senior expert user can review the preliminary review results and the review results three times to obtain the senior expert review results. The reimbursement form is reviewed multiple times by review users with different roles to improve the accuracy of reimbursement and reduce financial risks.

[0106] It should be noted that the initial review users, review users, and senior expert users corresponding to the manual reimbursement processes with different first labels may also be different. For example, the initial review user in the workflow corresponding to the first label of a large-amount bill is user A who reviews the amount, and the initial review user in the workflow corresponding to the first label of a lost file is user B who reviews the content of the lost file. The two are responsible for different work content, work authority, and possibly different work departments. The initial review users, review users, and senior expert users corresponding to each workflow can be determined based on the actual application scenario. It should be understood that under the manual review method, reimbursement forms with different first labels are handled by different professionals, and each reimbursement form is handled in a targeted manner. The subdivision of work content can improve the review efficiency.

[0107] For example, as shown in Table 1, the payment risk special process can send a reimbursement form to an auditing user who audits payment risks. The auditing user can review the reimbursement amount according to the first label "large amount form". After determining that the reimbursement form is indeed a large amount form, the auditing user will communicate with the reimbursement user to determine the reason for the large amount form, and decide whether to pass the review in combination with the company's rules and regulations. If the review is passed, the pre-voucher information of the reimbursement form will be determined and fed back to the reimbursement system 200. If the employee's credit value information needs to be deducted, a request to update the credit value information needs to be submitted; for another example, the archive risk special process can send a reimbursement form to an auditing user who audits archive risks. The auditing user can review whether the document of the reimbursement form is complete according to the first label "lost file". After determining that there is indeed a lost file in the reimbursement form, the auditing user will communicate with the reimbursement user about the content of the lost file and why it is lost, and determine whether the file can be reviewed and approved after being lost in combination with the company's rules and regulations. It should be understood that the above examples are for illustration and this application is not specifically limited.

[0108] S205: The second operating terminal 100B sends the reimbursement form after reimbursement to the reimbursement system 200.

[0109] In a specific implementation, the second operating terminal 100B can display the reimbursement form and the second label to the reviewing user. The reviewing user can review the reimbursement form based on the reimbursement form and the first label, and can communicate with the reimbursement user offline when necessary. If the review is passed, the pre-voucher information corresponding to the reimbursement form can be obtained. If the review fails, a message of review failure is returned to the first operating terminal 100A.

[0110] Optionally, after obtaining the pre-voucher information, the reviewing user can manually determine the payment method, payment amount, payment account, deduction account and other information based on the pre-voucher information, deposit the amount required to be reimbursed by the reimbursement user into the payment account provided by the reimbursement user, and generate a payment record for archiving. Of course, the pre-voucher information and the reimbursement form can also be sent to the reimbursement system 200, and the reimbursement system 200 can pay the reimbursement amount to the reimbursement user through the above-mentioned machine reimbursement process and obtain the reimbursement form after reimbursement, which is not specifically limited in this application.

[0111] It can be understood that the processing method of the reimbursement form is determined by S202, and the reimbursement forms with lower risks are processed by machine processing, and the reimbursement forms with higher risks are processed by manual processing. In fact, in the actual processing process, the proportion of reimbursement forms with lower risks can reach 90% to 95%, and the proportion of higher-risk reimbursement forms that require manual review is only 5% to 10%. Therefore, the reimbursement method provided by this application can enable reimbursement payments for reimbursement forms with lower risks to be completed quickly, thereby improving the user experience of reimbursement users. At the same time, a small number of reimbursement forms with higher risks will only be reimbursed after manual review, avoiding financial risks, reducing the number of manually reviewed reimbursement forms, and reducing labor costs.

[0112] It should be understood that in the embodiments of the present application, the reimbursement form after reimbursement refers to the reimbursement form for which the reimbursement amount has been paid to the reimbursement user. The reimbursement form may or may not have been manually reviewed, and this application does not make any specific limitations.

[0113] S206: The reimbursement system 200 selects a reimbursement form set from the multiple reimbursement forms.

[0114] In a specific implementation, the reimbursement form set includes reimbursement forms with risks. Risk refers to reimbursement forms that need to be reviewed. The specific definition of reimbursement forms with risks can be determined according to the business scenario. The reimbursement system 200 can determine the sampling status of the reimbursement forms after reimbursement according to the sampling rules. The sampling status includes sampling and no sampling. The reimbursement forms with the sampling status of sampling are added to the reimbursement form set and wait to enter the sampling process. The sampling process includes the machine sampling process and the manual sampling process. The reimbursement forms with the sampling status of no sampling do not need to be processed. It should be understood that most of the reimbursement forms after payment are reimbursement forms that have not been manually reviewed, and there may be reimbursement forms that have been reimbursed incorrectly. Therefore, by sampling the reimbursement forms after reimbursement in S206, the reimbursement form set is screened out for review again, so that the misreported funds can be recovered in time and the financial losses can be reduced.

[0115] In one possible implementation, the sampling rules may include full label rules, and the sampling scope of the full label rules is multiple reimbursement forms after reimbursement, that is, for the whole, the full label rules may include judgment conditions and corresponding sampling status, and reimbursement forms after reimbursement that meet the judgment conditions can be included in the reimbursement form collection.

[0116] Furthermore, the full label rules may include judgment conditions, corresponding sampling status and corresponding second labels. The sampling status is used to indicate whether the reimbursement form needs to enter the sampling review process. The second label is used to indicate the specific sampling review process of the reimbursement form, such as indicating that the reimbursement form enters the manual special sampling process for large-value forms, or enters the machine sampling process for overdue reimbursements.

[0117] In the specific implementation, the full label rules may include some rules for post-reimbursement risks. The post-reimbursement risks here refer to the risks that may be caused by changes in the document elements of the reimbursement form after the reimbursement payment is completed. Document elements refer to the content of each document in the reimbursement form, such as the reimbursement person, reimbursement time, reimbursement amount, invoice, additional documents, etc. For example, after the reimbursement form is completed, the goods that have been sold are fully or partially returned, and a red invoice needs to be issued to modify the invoice content. At this time, the reimbursement form has changed; for example, after the reimbursement form is paid, the supplier has financial risk problems, and the supplier risk has changed, which may threaten the company's reputation and financial stability. At this time, the supplier risk value in the reimbursement form has changed, and there are also changes in contract terms and company rules and regulations. The above label rules for post-reimbursement risks can be determined according to the actual application scenario.

[0118] For example, Figure 3 This is an example diagram of obtaining a set of reimbursement forms and a second label through full sampling in an application scenario provided by this application, such as Figure 3 As shown, first obtain multiple reimbursement forms after reimbursement, determine the second label of each reimbursement form through the full label rule, and filter out the reimbursement form set from the multiple reimbursement forms after reimbursement according to the type of the second label (spot check or no spot check). Figure 3 An example of full label rules is given. Each rule may include a judgment condition and a corresponding second label and sampling status, such as Figure 3 The first expense report from the top to the bottom meets the judgment condition a1, so it can be labeled a1. The sampling status is sampling, so this expense report can be added to the expense report set. The third expense report meets the judgment condition a3, so it can be labeled a3. The sampling status is not sampling, so this expense report is not added to the expense report set. It should be understood that Figure 3 This is used as an example, and this application does not make any specific limitations. Through full sampling, all reimbursement forms can be fully checked, and reimbursement forms with high risk levels can be obtained for review, which can reduce financial risks.

[0119] Optionally, the judgment conditions of the above-mentioned full label rules may include invoice red cancellation or invoice cancellation. The reimbursement form that meets the judgment conditions can be marked with a second label of red cancellation and cancellation invoice, and the corresponding sampling status is sampling. The corresponding sampling process can be configured according to business needs, such as the corresponding manual review process, wherein invoice cancellation means that the invoice in the reimbursement form is canceled after reimbursement, and invoice red cancellation means that the invoice in the reimbursement form is re-issued with a red cancellation invoice after reimbursement. The red cancellation invoice is a special red-ink invoice issued when the invoice is incorrect or the goods sold are returned in full or in part. The red cancellation invoice can replace the original invoice. If the invoice is red cancelled or cancelled, the related reimbursement form also needs to be adjusted accordingly, including correcting the amount, date or other relevant information on the reimbursement form to maintain the accuracy of financial records, otherwise there will be financial risks, such as affecting the company's tax declaration and other things. In specific implementation, the red cancellation invoice can be identified by checking the invoice number. A red cancellation usually generates a new invoice based on the original invoice. The number of the new invoice may include the original invoice number and an additional mark, such as "red cancellation" or "cancelled". The red cancellation invoice can also be identified by checking the amount, checking whether the invoice header is the same as the original invoice, checking the date, checking the remarks, etc. This application does not make specific limitations.

[0120] Optionally, the judgment condition of the above-mentioned full label rule may include a change in the credit of the reimbursement user. The reimbursement form that meets the judgment condition can be marked with a second label such as a high-risk supplier or a low-credit employee. The sampling state is a sampling inspection, and the corresponding sampling process can be configured according to business needs, such as a corresponding manual review process. For example, if the supplier in the reimbursement form is determined to be a high-risk supplier, the corresponding second label is a high-risk supplier, or if the reimbursement user is determined to be a low-credit employee, the corresponding second label is a low-credit employee. It should be understood that since the risk level of the supplier and the credit rating of the employee are constantly changing over time, the risk level of the supplier and the credit rating of the employee may meet the conditions before the reimbursement deduction is completed on the reimbursement form, but after the reimbursement deduction is completed, the supplier becomes a high-risk supplier, or the employee's credit becomes low. At this time, a new review of the previous reimbursement form is required to determine whether the funds need to be recovered to avoid financial risks. Among them, the method for determining the risk level of the supplier and the credit rating of the employee can refer to the relevant description of the aforementioned credit system, which will not be repeated here.

[0121] Optionally, the judgment condition of the above-mentioned full label rule may include changes in the documents in the reimbursement form. The reimbursement form that meets the judgment condition can be marked with a second label such as contract change, document change, etc. The corresponding sampling status is sampling, and the corresponding sampling process can be configured according to business needs, such as the corresponding manual review process. For example, after the reimbursement payment is completed on the reimbursement form, additional terms are added to the relevant contract in the reimbursement form, the terms change when the contract is renewed, the company's reimbursement system changes, etc. The corresponding labels can be contract changes, document changes, etc., which are not specifically limited in this application. It should be understood that the sampling rules may also include some other possible changes in the reimbursement form after reimbursement, which are not illustrated here one by one.

[0122] Optionally, the judgment condition of the full label rule may also include that the invoice in the reimbursement form is reused. The reimbursement form that meets the judgment condition can be marked with a second label of repeated reimbursement, and the corresponding sampling status is sampling. The corresponding sampling process can be configured according to business needs, such as a corresponding manual review process. It should be understood that the reimbursement process of some complex expenses may involve multiple invoices, and employees may submit duplicate invoices for reimbursement. Identifying such reimbursement forms can avoid unnecessary expenses and financial risks.

[0123] Optionally, the full label rules may also include the reimbursement rules used in S203. It should be understood that manual review may result in erroneous reviews due to carelessness. By performing a second review of the reimbursement forms that have been reimbursed through the sampling rules, reimbursement forms that have been missed or manually misreviewed can be screened out, thereby recovering funds in a timely manner and reducing financial risks.

[0124] It should be understood that the full label rules may also include more content, which can be flexibly configured according to the actual application scenario, and this application does not make specific limitations.

[0125] In a possible implementation, the sampling inspection rule may also include a typical label rule, which includes a risk index. The sampling inspection scope applicable to the typical label rule is a typical reimbursement form, that is, a reimbursement form that meets the risk index. Specifically, the sampling inspection status of the reimbursement form that meets the risk index is determined to be sampling inspection, and the sampling inspection status of the reimbursement form that does not meet the risk index is determined to be non-sampling inspection. The reimbursement form with the sampling inspection status of sampling inspection will be added to the reimbursement form set.

[0126] Furthermore, a typical labeling rule may include a risk indicator and a corresponding second label. The sampling status of the reimbursement form that meets the risk indicator is determined to be sampling, and the second label is used to indicate the specific sampling review process. The reimbursement form sets obtained using different risk indicators correspond to different second labels, and different second labels correspond to different sampling processes. For example, the second label of multiple reimbursement forms in the reimbursement form set filtered according to the risk indicator X1 is Y1, and the manual sampling process of the reimbursement form set with the second label Y1 is Z1; the second label of multiple reimbursement forms in the reimbursement form set filtered according to the risk indicator X2 is Y2, and the manual sampling process of the reimbursement form set with the second label Y2 is Z2, and so on, and examples are not given here one by one.

[0127] Optionally, the risk indicator and the corresponding second label can be obtained based on historical reimbursement data, and the risk indicator and the corresponding second label for screening the set of reimbursement forms are determined based on the risk-aggregated reimbursement forms in the historical reimbursement data, wherein the risk-aggregated reimbursement forms include multiple reimbursement forms with the same document elements and the same risk issues, the risk indicator is the above-mentioned same document element, the second label is the above-mentioned same risk issue, and the above-mentioned historical reimbursement data includes historical sampling results. It should be understood that if the historical reimbursement data shows that some reimbursement forms with the same risk issues have the same document elements, then other reimbursement forms with the same document elements may have the same risk issues. At this time, by screening out these reimbursement forms through risk indicators for manual review, undetected risk issues can be discovered in a timely manner to avoid financial risks.

[0128] For example, Figure 4 This is an example diagram of obtaining a set of reimbursement forms and a second label through typical sampling in an application scenario provided by the present application, such as Figure 4 As shown, in a typical sampling method, it is necessary to first screen out a set of reimbursement forms that meet the risk indicators from the reimbursement forms after reimbursement based on the risk indicators. The label of each reimbursement form in the set of reimbursement forms corresponds to the risk indicator used in the screening, for example Figure 4 The second label of the set of reimbursement forms obtained by screening through risk indicator 1 is the second label b1 corresponding to risk indicator 1, the second label of the set of reimbursement forms obtained by screening through risk indicator 2 is the second label b2 corresponding to risk indicator 2, and so on. It should be understood that Figure 4 This application is used for illustration purposes only and is not specifically limited. By conducting key inspections on some risk-intensive scenarios through typical sampling methods, the reimbursement forms that were not sampled through the full sampling method can be checked for deficiencies and filled in, thereby further reducing financial risks.

[0129] For another example, if historical data shows that there are 5 reimbursement forms with unauthorized approval belonging to Department A, then Department A is likely to have submitted multiple reimbursement forms with unauthorized approval. Therefore, the document element of Department A can be used as a risk indicator to filter out all reimbursement forms submitted by Department A within a period of time and give them a second label of unauthorized approval. For another example, if historical data shows that the catering expense reimbursement forms submitted by employee B include multiple meals a day, then employee B is likely to have reimbursed invoices repeatedly. Therefore, the document element of employee B can be used as a risk indicator to filter out all reimbursement forms submitted by employee B within a period of time and give them a second label of repeated reimbursement. For another example, if historical data shows that employee C 1 In the reimbursement forms submitted in the past year, the amount paid to supplier C2 exceeds 10% of the total amount, so there is a risk of concentrated supplier payment between supplier C2 and employee C1, so the document element of supplier C2 can be used as a risk indicator to screen out all reimbursement forms submitted by supplier C2 within a period of time and give them a second label of concentrated supplier payment risk; for example, historical data shows that there are multiple reimbursement forms with excessive holiday expenses a few days before and after holiday D, so the date range of the holiday can be used as a risk indicator to screen out all reimbursement forms for holiday expenses within the date range and give them a second label of excessive holiday expenses. It should be understood that the above examples are for illustration purposes and are not specifically limited in this application.

[0130] In the specific implementation, risk indicators may include the reimbursement user, reimbursement account, reimbursement department, approver, reimbursement time, reimbursement amount, etc. in the document elements. The management user can flexibly configure some risk indicators of risk aggregation scenarios that often occur based on historical data and management experience. This application does not make specific limitations.

[0131] Optionally, when obtaining a set of reimbursement forms according to risk indicators, a set of reimbursement forms can also be obtained by combining risk indicators through stratified sampling. Specifically, multiple reimbursement forms after reimbursement can be divided into multiple stratified groups according to stratified indicators. The stratified indicators here can also be document elements in the reimbursement forms. For example, the multiple reimbursement forms after screening can be divided into multiple stratified groups according to document elements such as department, document type, and region. Then, at least one reimbursement form is selected from each stratified group according to the risk indicators, such as random sampling based on risk indicators such as the actual payment amount of the supplier and holiday expenses. After obtaining the set of reimbursement forms, the corresponding second label is added.

[0132] In a possible implementation, the sampling rule may also include a stratified label rule. The sampling scope corresponding to the stratified label rule is the reimbursement forms obtained by stratified sampling, that is, some reimbursement forms are selected from the whole according to a certain proportion. The sampling status of the selected reimbursement forms is sampling, and the sampling status of the unselected reimbursement forms is not sampling.

[0133] In a specific implementation, the sampling scope corresponding to the stratified labeling rule is the set of reimbursement forms obtained by stratified sampling. The specific process of stratified sampling can be as follows: the reimbursement forms are divided into multiple stratified groups according to the stratification index, and then multiple reimbursement forms are extracted from the multiple stratified groups by stratified sampling to obtain a set of reimbursement forms, and then the second label of each reimbursement form in the set of reimbursement forms is determined based on the stratified sampling rule. The stratification index is any one of the document elements in the reimbursement form, such as department, document type, region, etc., which is not specifically limited in this application. In a specific implementation, when extracting multiple reimbursement forms from multiple stratified groups, a preset number of reimbursement forms can be randomly extracted from each stratified group according to a preset ratio, or the same number of reimbursement forms can be extracted from each stratified group, which is not specifically limited in this application.

[0134] For example, Figure 5 This is an example diagram of the steps of obtaining a set of reimbursement forms and a second label by means of layered sampling in an application scenario provided by the present application, such as Figure 5 As shown, the reimbursement system 200 may first obtain at least one set of reimbursement forms through hierarchical indicators and hierarchical sampling, and then determine the second label of each set of reimbursement forms based on the hierarchical label rule.

[0135] It should be noted that the reimbursement rules are mainly aimed at the risks before reimbursement, and the sampling rules are mainly aimed at the risks after reimbursement, so the reimbursement rules are different from the sampling rules, or they are partially the same and partially different. At the same time, the full label rule in the sampling rule is aimed at all reimbursement forms. The number of reimbursement forms processed using the full label rule is large, so the granularity of the full label rule can be coarser to improve the efficiency of sampling; the stratified sampling rule is mainly aimed at some reimbursement forms obtained by stratified sampling. The number of reimbursement forms processed using the stratified label rule is small, so the granularity of the stratified sampling rule can be finer to improve the quality of sampling. The above examples are for illustration, and the reimbursement rules and sampling rules can be flexibly configured according to the actual application scenarios, and this application does not make specific limitations.

[0136] In a possible implementation, the reimbursement system 200 may use any of the three sampling methods of full sampling, typical sampling, and stratified sampling to obtain a set of reimbursement forms, or may use a combination of the three sampling methods to obtain a set of reimbursement forms, which is not specifically limited in this application. Furthermore, the three sampling methods may be performed simultaneously, sequentially, or partially simultaneously and partially sequentially, such as performing a full sampling based on sampling rules at the end of each year, performing a typical sampling based on risk indicators at the end of each month, and performing random stratified sampling based on the third label rule at the end of each year and the end of each month. The above examples are for illustration only and are not specifically limited in this application.

[0137] It should be understood that all reimbursement forms after reimbursement are subject to full sampling inspection through sampling inspection rules, typical sampling inspection is carried out on reimbursement forms in risk concentration scenarios through risk indicators, and random stratified sampling inspection is carried out on reimbursement forms after reimbursement through third label rules. Multi-faceted sampling inspection ensures that risky reimbursement forms can be screened out in a timely manner to reduce financial risks.

[0138] S207: The reimbursement system 200 sends a set of reimbursement forms to the second operating terminal 100B.

[0139] Optionally, the second tag is used to indicate the sampling process of the expense report set, which may include a manual sampling process and a machine sampling process. Generally, for some expense report sets with simple sampling processes, a machine sampling process can be configured to determine the sampling results, but most expense report sets are better handled manually to ensure the accuracy of the sampling results.

[0140] It should be understood that Figure 2 The embodiment takes the manual sampling process of the reimbursement form set as an example for explanation, so after S206 screens out the reimbursement form set, S207 sends it to the review user for review. In other embodiments, the reimbursement form set can also be subdivided to determine the reimbursement forms that need manual review and those that need machine review, and then enter the manual sampling process and the machine sampling process respectively.

[0141] In a specific implementation, the reimbursement system 200 can send the reimbursement forms with different second tags to different second operating terminals 100B for processing according to the second tag of each reimbursement form in the reimbursement form set and the manual sampling process indicated by the second tag.

[0142] It should be understood that most of the reimbursement forms that have completed payment have not been manually reviewed, and there may be erroneous reimbursement forms. Timely spot checks and audits of reimbursement forms can recover misreported funds in a timely manner and reduce financial losses.

[0143] S208: The second operating terminal 100B returns the sampling result to the reimbursement system 200.

[0144] Optionally, the sampling results include at least manual registration issues and capital loss values. Manual registration issues may include the risk types contained in the reimbursement form set, the causes of the risks, etc. The content of the manual registration issues can be determined based on the actual business scenario, and this application does not make specific restrictions. Among them, the sampling results are used for management users to adjust the reimbursement rules and sampling rules, adjust the reimbursement process corresponding to the first label and the sampling process corresponding to the second label, and can also adjust some risk indicators, stratification indicators, the number of reimbursement form sets, etc., which are not specifically limited in this application. For example, the management user can evaluate the problem situation and capital loss rate for the whole year based on the capital loss value of one year and the manual registration issues for one year, adjust the reimbursement rules and sampling rules based on the problem situation and capital loss rate, and modify the number of reimbursement forms that are manually reviewed.

[0145] For example, in the reimbursement rules used in the first year, "overdue reimbursement" corresponds to a machine reimbursement process and does not require manual review. However, the random inspection results of the first year showed that there were a large number of overdue reimbursement forms in the first year, and employees were slow to submit expense reimbursements, resulting in the company's funds being stranded and financial risks. At this time, the machine reimbursement process corresponding to "overdue reimbursement" can be modified based on the random inspection results, such as deducting the employee's credit value, or increasing the amount of deducted employee credit value, or modifying the reimbursement process corresponding to "overdue reimbursement" to a manual reimbursement process. The above examples are for illustration only and are not specifically limited in this application.

[0146] S209: The reimbursement system 200 sends a sampling report to the second operating terminal 100B.

[0147] In a specific implementation, the reimbursement system 200 can integrate the sampling results of multiple reimbursement form sets sent by multiple second operating terminals 100B to determine a sampling report for this batch of reimbursement form sets. The sampling report may include comprehensive problems of multiple reimbursement form sets and the capital loss rate of multiple reimbursement form sets. For example, S202 obtains 1,000 reimbursement forms, and after executing S202 to S207 to complete the reimbursement of these 1,000 reimbursement forms, 100 reimbursement form sets are extracted from the 1,000 reimbursement forms after reimbursement. 100 sampling results can be obtained by executing S208 to S209, and then S210 can integrate the 100 sampling results to obtain a sampling report, which may include a summary of problems and a capital loss rate. The above examples are for illustration purposes only and are not specifically limited in this application.

[0148] Optionally, the sampling report may include a recommended ratio of processing methods, which refers to a preset ratio between manually processed reimbursement forms and machine processed reimbursement forms when S202 determines the processing method of the reimbursement forms. The management user may adjust the ratio used in S202 according to the recommended ratio, such as adjusting the ratio of machine processed reimbursement forms from 95% to 90%. After multiple rounds of adjustments, the ratio between the number of manually processed and machine processed reimbursement forms may reach a reasonable value.

[0149] Optionally, the sampling report may include a recommended result of the reimbursement rule, and the recommended result includes a recommended judgment condition and a corresponding recommended processing method. For example, if the judgment condition is a large-amount bill, and the corresponding processing method is a machine processing method, and the sampling result shows that the proportion of reimbursement bills with problems for large-amount bills is very high, then the recommended result generated by the reimbursement system may include: the recommended judgment condition is a large-amount bill, and the corresponding recommended processing method is a manual processing method. It should be understood that the above examples are used to illustrate that the method of adjusting the reimbursement rules through the sampling report can achieve a reasonable ratio between the types of reimbursement bills processed manually and machine-processed in S202, with high-risk reimbursement bills being manually reviewed and low-risk or no-risk reimbursement bills going through the machine processing process, and the subsequent sampling pressure of S206 to S208 will also be reduced.

[0150] Furthermore, the recommendation result may also include a recommended first label and a recommended processing flow indicated by the recommended first label. For example, the judgment condition in Table 1 is a large-value order, and the corresponding processing method is a payment risk special process. However, the company's rules and regulations require that large-value orders of different amounts be reviewed by different users. For example, orders above 1 million yuan need to be reviewed by Department A, and orders above 10 million yuan need to be reviewed by Department B. Therefore, in actual processing, after a large-value order enters the payment risk special process, Department A and Department B may have to transfer the order back and forth for processing. For example, a large-value order of 3 million yuan is sent to Department B, and Department B needs to transfer it to Department A for processing. For example, a large bill of 40 million is sent to Department A, and Department A needs to transfer it to Department B for processing. The process is very cumbersome. When filling in the manual registration question, the audit user will feedback the need to subdivide the large bill by label according to the amount. If multiple audit users mention this requirement, the recommended results in the sampling report can also include the judgment conditions for reimbursement of excess amounts below 1 million yuan. The corresponding recommended processing method is not manual, and the corresponding first label is a large amount. The corresponding reimbursement process is submitted to Department A for review. Similarly, it can also include the judgment conditions, processing methods and reimbursement processes of the first label of super-large amounts. Examples are not given here one by one. It should be understood that by recommending the first label and the processing flow indicated by the first label, users can better adjust the reimbursement rules, improve reimbursement efficiency, and reduce the pressure of subsequent sampling processing.

[0151] S210 : The second operating terminal 100B sends a configuration update request to the reimbursement system 200 .

[0152] In a specific implementation, the management user can obtain the sampling report through the second operation terminal 100B, and decide whether to adjust the reimbursement rules and sampling rules according to the sampling report. If adjustment is required, S210 can be executed to send a configuration update request to the reimbursement system 200, and the configuration update request includes the reimbursement rules and / or sampling rules to be updated. Optionally, the reimbursement system 200 can also recommend the reimbursement rules and sampling rules that need to be updated to the second operation terminal 100B according to the sampling report, which can be implemented through a recommendation model. The recommendation model can be an AI model or a statistical model, which is not specifically limited in this application.

[0153] It can be understood that through the reimbursement rules, most reimbursement forms can be reimbursed directly without manual review, thereby improving reimbursement efficiency, and then the reimbursement forms are spot-checked through various sampling methods to minimize the financial risks brought by the fact that most documents are not manually reviewed. Then, the financial loss rate is determined based on the sampling results, and the reimbursement rules and sampling rules are adjusted, and the amount of manual review of documents is adjusted, so that the entire reimbursement system 200 can ensure higher reimbursement efficiency while ensuring lower financial risks.

[0154] In order to make this application better understood, Figure 6 The configuration interface provided in this application is illustrated with examples.

[0155] Figure 6 This is an exemplary configuration interface provided by this application. Figure 1 The configuration unit 380 in the embodiment obtains the configuration request input by the management user, which may also be Figure 2 In the embodiment, the interface used by the management user when S201 sends a configuration request can also be the interface used by the management user when S210 sends a configuration update request, which is not specifically limited in this application. At the same time, the configuration interface can be used to configure reimbursement rules or to configure sampling rules, which is not specifically limited in this application.

[0156] Specifically, Figure 6 The configuration interface shown is used to configure the first label and the corresponding reimbursement process. The specific configuration content is: in the configuration reimbursement rules, the reimbursement process corresponding to the "large amount order" label is "payment special process", such as Figure 6 As shown, the configuration interface may include a creator information display area 610, a rule source selection area 620, a label name input area 630, a workflow source selection area 640, a workflow description input area 650, a workflow parameter selection area 660 and a save control area 670. Each of the above areas is explained below.

[0157] The creator information display area 610 is used to display relevant information of the creator of the label. The creator here refers to the management user. The relevant information of the creator may include the creator's name, creation time, last updated name, last updated time, etc. Of course, it can also include more or less information, and this application does not make specific limitations.

[0158] The rule source selection area 620 is used for the management user to select the label rule that needs to be configured. If you want to configure the reimbursement rule, you can select the reimbursement rule. If you want to configure the full label rule, you can select the sampling rule-full label rule, and so on. Examples are not given here one by one.

[0159] It should be understood that the reimbursement rule includes a determination condition, a first tag, and a reimbursement process, and the specific description can be referred to in the embodiment of Table 1. Figure 6 The configuration interface shown is used to configure the correspondence between labels and workflows, so Figure 6 The application scenario shown assumes that the correspondence between the judgment conditions and the labels has been configured. The reimbursement rules displayed in the rule source selection area 620 have actually configured the correspondence between the judgment conditions and the labels. The management user only needs to select the reimbursement rules to configure the correspondence between a label and the workflow.

[0160] Furthermore, if the user needs to configure the corresponding relationship between the judgment condition and the first tag, the user can do so by Figure 6 The configuration can be implemented through the graphical interface shown, and can also be implemented through non-graphical interfaces such as API or CLI, or through API input code, which is not specifically limited in this application.

[0161] The tag name input area 630 is used for the management user to select the name of the tag to be configured, such as Figure 6 The example shown needs to configure the reimbursement process corresponding to the large-amount bill, so the selection result of the label name input area 630 is large-amount bill. If you want to configure the reimbursement process corresponding to the file loss, the selection result of this area can also be file loss.

[0162] The workflow source selection area 640 is used for the management user to select the name of the workflow to be configured, such as Figure 6 The example shown requires that the reimbursement process corresponding to the large-amount order be configured as a special payment process, so the special payment process is selected in the workflow source selection area 640. If the reimbursement process corresponding to the file loss is to be configured, the selection result of this area may be a special file risk process.

[0163] It should be understood that Figure 6 The configuration interface shown is used to configure the correspondence between labels and workflows, so Figure 6 The application scenario shown assumes that the steps of each workflow are already configured. Users only need to select a workflow to configure the corresponding relationship between a label and the workflow. Furthermore, if the management user needs to configure the specific steps of the workflow, they can do so through a similar Figure 6 The configuration can be implemented through the graphical interface shown, and can also be implemented through non-graphical interfaces such as API or CLI, or through API input code, which is not specifically limited in this application.

[0164] The workflow description input area 650 is used for the management user to input some description information to help other management users understand the purpose and steps of the workflow.

[0165] The workflow parameter selection area 660 is used for the management user to set some workflow related parameters, such as Figure 6 The parameter of review before payment shown in the figure, if turned on, means that the expense report corresponding to the first label needs to be manually reviewed and can enter the manual expense report process, and if turned off, means that the expense report corresponding to the first label does not need to be manually reviewed and can enter the machine expense report process. Figure 6 The Merge Create To-Do parameter shown in the figure is turned on to indicate that if a reimbursement form has multiple tags, then multiple tags can be merged. Turning it off means that multiple tags will not be merged. For the specific method of merging tags, please refer to Figure 1 and Figure 2 The relevant description of the embodiments will not be repeated here.

[0166] The save control area 670 is used for the management user to save or cancel the configuration, and can also set whether to take effect on the configured reimbursement rules.

[0167] It should be understood that through Figure 6 In the configuration interface shown, the management user can flexibly configure the correspondence between different first labels and different workflows, and after obtaining the sampling report, the management user can flexibly modify the correspondence between the configured first labels and workflows according to the capital loss rate in the sampling report. For example, the reimbursement form previously reimbursed manually can be modified to be machine reimbursed, or the reimbursement form previously reimbursed by machine can be modified to be manual reimbursement, etc. In this way, the reimbursement rules used during reimbursement are continuously adjusted, and the number of reimbursement forms for manual reimbursement is adjusted to a reasonable value, so that the reimbursement system 200 can minimize financial risks and reduce labor costs while ensuring reimbursement efficiency, thereby forming a scientific and rigorous reimbursement process.

[0168] In summary, the reimbursement method provided by the present application can first obtain multiple reimbursement forms, determine the first label of each reimbursement form according to the reimbursement rules, and complete the reimbursement payment of each reimbursement form based on the reimbursement process indicated by the first label. The reimbursement process includes a machine reimbursement process and a manual reimbursement process, among which most reimbursement forms with lower risks will go through the machine reimbursement process, and a small number of reimbursement forms with higher risks will enter the manual reimbursement process. In this way, most reimbursement forms can quickly get reimbursement funds, thereby improving reimbursement efficiency. At the same time, after the reimbursement is completed, a collection of reimbursement forms will be extracted from the reimbursed reimbursement forms from time to time for review to obtain the results of random inspections. In this way, not only can the lost funds be recovered in time, but also the previous reimbursement process and random inspection process can be optimized according to the random inspection results, and the reimbursement rules and random inspection rules can be updated, so that the reimbursement system can enter a virtuous circle, reducing the number of reimbursement forms entering the manual reimbursement process while ensuring the quality of reimbursement and reducing financial risks.

[0169] The above describes in detail the reimbursement method provided by this application. Figure 7 The unit modules in the reimbursement system provided in this application are explained.

[0170] Figure 7 is a schematic diagram of the structure of the reimbursement system provided by the present application, and the reimbursement system can be Figure 1-Figure 6 The reimbursement system 200 described in the embodiment is as follows: Figure 7 As shown, the reimbursement system 200 includes an acquisition unit 310, a determination unit 320, a workflow unit 330, a processing unit 340, an audit unit 350, a payment unit 360, a sampling unit 370, and a configuration unit 380. It should be understood that Figure 7 This is an exemplary division method. The reimbursement system 200 may also include more or fewer units, which is not specifically limited in this application.

[0171] Need to explain, Figure 7The structure shown may be an implementation of the reimbursement system 200 deployed on a single computing device. When the reimbursement system 200 is deployed on a computing device cluster composed of multiple computing devices, different computing devices in the computing device cluster may store instructions for implementing the acquisition unit 310, the determination unit 320, the workflow unit 330, the processing unit 340, the review unit 350, the payment unit 360, the sampling unit 370, and the configuration unit 380, respectively. For example, the computing device A in the computing device cluster stores the instructions of the acquisition unit 310, the determination unit 320, the workflow unit 330, the processing unit 340, the review unit 350, and the payment unit 360, and the computing device B stores the instructions of the sampling unit 370 and the configuration unit 380. The above examples are for illustration and are not specifically limited in this application. Of course, different computing devices may also store the same instructions, such as computing device B and computing device C both store the instructions of the sampling unit 370 and the configuration unit 380 to implement the functions of the sampling unit 370 and the configuration unit 380, which is not specifically limited in this application.

[0172] The functions of each unit module in the reimbursement system 200 are described below.

[0173] The acquisition unit 310 is used to receive the reimbursement form sent by the first operating terminal 100A. The reimbursement form is sent to the determination unit 320 for processing. The acquisition unit 310 is used to implement Figure 2 S201 in the embodiment. It should be noted that if the reimbursement system is deployed in a computing device cluster, the acquisition unit 310 can be deployed in any computing device in the computing device cluster, and the reimbursement form acquired by the acquisition unit 310 can be sent to the computing device where the determination unit 320 is located for processing.

[0174] In a possible implementation, after receiving the reimbursement form, the acquisition unit 310 can perform risk verification on the reimbursement form through the risk verification rules to obtain the risk verification result of the reimbursement form. If the risk verification result is that the reimbursement form is returned, the user can be directly prompted that it cannot be reimbursed. If the risk verification result is that the reimbursement form is not returned, the risk level and / or risk type can be additionally displayed. For example, the risk level is additionally displayed as medium risk and the risk category is excessive reimbursement, or the risk level is additionally displayed as high risk and the risk category is large-amount bill. The above examples are for illustration only and are not specifically limited in this application.

[0175] Optionally, the acquisition unit 310 can send the risk verification result to the approving user of the reimbursement form, so that the approving user can promptly know whether the reimbursement form has risks and what the risk type is, thereby improving the approval efficiency of the approving user. It should be understood that the reimbursement form usually needs to be approved by the approving user before it can be submitted. The approving user here is usually the superior leader, department leader, etc. of the reimbursement user, and the specific approving user can be determined according to actual business needs.

[0176] Optionally, the acquisition unit 310 can also feed back the risk verification result to the reimbursement user, and the reimbursement user can enter explanatory information according to the risk level and risk type, such as the reason for the large bill, the reason for the loss of the document, the reason for the over-reimbursement, etc., and then send the explanatory information fed back by the reimbursement user and the risk verification result together to the approval user for approval, so that the approval user can reduce the number of communications with the reimbursement user and further improve the approval efficiency. After obtaining the approval result of the approval user, the label of the reimbursement form is further determined according to the label rule.

[0177] In a specific implementation, the reimbursement system 200 may store risk verification rules for implementing the above risk verification and obtaining the risk verification results of the reimbursement form. The risk verification rules may be system default rules or rules configured by management users, which are not specifically limited in this application. The management users here refer to the technicians who manage and configure the reimbursement system 200, such as IT technicians.

[0178] The determination unit 320 is used to determine the processing method of the expense report, and then send the expense report and the processing method to the workflow unit 330 for processing. Figure 2 S202 in the embodiment. It should be noted that if the reimbursement system is deployed in a computing device cluster, the determination unit 320 can be deployed in any computing device in the computing device cluster, and the determination unit 320 can send the reimbursement form and the first tag to the computing device where the workflow unit 330 is located for processing. The processing method includes manual processing and machine processing.

[0179] In one possible implementation, the determination unit 320 can determine the processing method of the reimbursement form by a preset ratio, where the preset ratio refers to the ratio between the number of reimbursement forms processed by the machine method preset by the management user and the number of reimbursement forms processed by the manual method. The determination unit 320 can obtain multiple reimbursement forms based on the ratio, and then select the reimbursement forms in proportion to determine the manual processing method and the machine processing method.

[0180] In a possible implementation, the determination unit 320 determines the processing method of the reimbursement form through the reimbursement rules, and the processing methods include manual processing and machine processing. The reimbursement form of the manual processing method can be handed over to the review user for manual review, and the manual reimbursement is completed after the review is passed. The reimbursement form of the machine processing method does not need to be manually reviewed, and the reimbursement can be completed directly according to the preset machine reimbursement process. In a specific implementation, the reimbursement rules may include a determination condition and a corresponding processing method, and the processing method of the reimbursement form is determined by determining whether the reimbursement form meets the determination condition.

[0181] In one possible implementation, the reimbursement system 200 may determine the first label of the reimbursement form according to the reimbursement rules. The reimbursement rules may include a determination condition and a corresponding first label, and the first label of the reimbursement form is determined by determining whether the reimbursement form meets the determination condition. Among them, the content of the first label can be any text, letters or symbols, and the present application does not limit the specific form of the first label. For example, a reimbursement form with expenses exceeding a threshold can determine that its first label is a large-amount form, and a reimbursement form with a reimbursement date exceeding the deadline can determine that its first label is an overdue reimbursement. The above examples are for illustration only and are not specifically limited in this application. Among them, the content of the first label can be any text, letters or symbols, and the present application does not limit the specific form of the first label.

[0182] Optionally, the first label is used to indicate the reimbursement process of the reimbursement form, and the reimbursement rule may also include the reimbursement process corresponding to the first label. In the embodiment of the present application, the reimbursement process corresponding to the first label may include a manual reimbursement process and a machine reimbursement process. The manual reimbursement process refers to sending the reimbursement form and the first label to the second operating terminal 100B for manual review and reimbursement; the machine reimbursement process refers to reimbursing the reimbursement form according to a preset process.

[0183] Furthermore, the manual reimbursement process and the machine reimbursement process can be further subdivided into a variety of different sub-processes, and different sub-processes can be targeted at reimbursement forms with different first labels. For example, the first label A corresponds to the manual reimbursement process A, the first label B corresponds to the manual reimbursement process B, the first label C corresponds to the machine reimbursement process C, and the first label D corresponds to the machine reimbursement process D. The above examples are for illustration only and are not specifically limited in this application. It should be understood that there are differences in the reimbursement processes for reimbursement forms of different risk types. By subdividing the first label, each reimbursement form can be processed in a targeted manner, and the reimbursement efficiency is higher.

[0184] In the specific implementation, the above reimbursement rules can be determined by the management user based on the company's reimbursement system. Different types of reimbursement forms can have different reimbursement processes and correspond to different labels; they can also be determined by the management user based on the possible risk issues of the reimbursement forms. Reimbursement forms with different risk issues have different reimbursement processes and correspond to different labels; they can also be determined by the management user based on other reasons, which can be determined according to the actual application scenarios and business needs, and this application does not make specific limitations.

[0185] The workflow unit 330 is used to determine the reimbursement process of the reimbursement form according to the first label of the reimbursement form, and send the reimbursement form and the first label to the processing unit 340 or the review unit 350 according to the reimbursement process. Figure 2 S202 in the embodiment. It should be noted that if the reimbursement system is deployed in a computing device cluster, the workflow unit 330 can be deployed in any computing device in the computing device cluster, and the workflow unit 330 can send the reimbursement form and the first tag to the computing device where the processing unit 340 or the review unit 350 is located for processing.

[0186] In a specific implementation, the workflow unit 330 can determine the reimbursement process according to the first label of the reimbursement form and the reimbursement rules. The reimbursement process includes a manual reimbursement process and a machine reimbursement process. The reimbursement form and the first label belonging to the manual reimbursement process will be sent to the review unit 350 for manual review and reimbursement, and the reimbursement form and the first label belonging to the machine reimbursement process will be sent to the processing unit 340 for machine reimbursement. Further, the reimbursement system 200 can configure the workflow corresponding to each reimbursement process in advance, and the workflow unit 330 can trigger the corresponding workflow based on the first label. The workflow of the manual reimbursement process is executed by the review unit 350, and the workflow of the machine reimbursement process is executed by the processing unit 340.

[0187] The processing unit 340 is used to process the reimbursement form processed by the machine, generate pre-voucher information of the reimbursement form, and then send the pre-voucher information to the payment unit 360 for processing. Figure 2 S203 and its optional steps in the embodiment. It should be noted that if the reimbursement system is deployed in a computing device cluster, the audit unit 350 can be deployed in any computing device in the computing device cluster, and the audit unit 350 can send the generated pre-credential information to the computing device where the payment unit 360 is located.

[0188] In a specific implementation, the processing unit 340 may execute a machine reimbursement process to complete the processing of the reimbursement form. Optionally, the machine reimbursement process may include determining pre-voucher information of the reimbursement form, and the pre-voucher information may be sent to the payment unit 360 for reimbursement payment. It should be understood that the reimbursement form processed by the processing unit 340 is a reimbursement form that does not require manual review, and is usually a reimbursement form with no risk or medium or low risk. It can be flexibly configured according to actual business needs, and this application does not make specific limitations.

[0189] In the specific implementation, the pre-voucher information is an accounting voucher used to record future financial transactions or events. The pre-voucher can ensure that the transaction can be accurately recorded when the formal accounting is done after the future transaction occurs. The pre-voucher information may include the transaction date, transaction description, transaction amount, related party information, account number, supporting documents, authorized signature, approver information, number identification and other additional information. Among them, the transaction date refers to the expected date of the transaction; the transaction description may include the reason, background and purpose of the transaction; the transaction amount refers to the amount involved in the transaction; the related party information includes the name, address or other information of the company, individual or entity, which is convenient for the subsequent reconciliation process; the account number includes the number of the account involved in the transaction, such as the account number of the payment account and the account number of the deduction account; the supporting documents include invoices, receipts, contracts, etc., which are used to verify the legality and accuracy of the transaction; the authorized signature includes the signature of the authorized person to determine the compliance and legality of the transaction; the approver information includes the name, position and other information of the authorized person; the number identification is the unique identifier of the pre-voucher, which is convenient for the subsequent management and tracking of the pre-voucher; other additional information can be determined according to the specific actual scenario, such as the project number, the information of the person in charge, the information of the related transaction, etc., which is not specifically limited in this application.

[0190] Optionally, the machine reimbursement process may include updating the credit value information of the reimbursement user, wherein the reimbursement users include enterprise employees and suppliers, and the credit value information includes the credit value of the enterprise employees and the risk value of the supplier. Some reimbursement processes corresponding to the first tags need to update the credit value information of the reimbursement users, and some reimbursement processes corresponding to the first tags do not need to be updated. Specifically, it can be determined whether to update and how to update the credit value information of the reimbursement user according to the reimbursement process corresponding to the first tag. For example, the reimbursement form with the excess reimbursement label needs to deduct the employee's credit value. If the excess is less than 100%, the credit value will be deducted by 3 points. If the excess is more than 100%, the credit value will be deducted by 5 points. The reimbursement form with the large-amount label does not need to deduct the employee's credit value. The above examples are for illustration, and this application does not make specific limitations. In a specific implementation, the credit value information can be stored in a credit system, and the credit system is used for the determination unit 320 to determine whether the user's first label is a low-credit employee or a high-risk supplier.

[0191] It should be understood that by updating the credit system when reimbursement is made and then determining the credit value of the reimbursement user based on the credit system when determining the label, the reimbursement user will pay more attention to maintaining his or her own credit. The reimbursement user will try to reduce the number of applications for high-risk reimbursement forms as much as possible, resulting in a smaller and smaller number of reimbursement forms that require manual review. The entire reimbursement system can be in a virtuous circle, thereby improving the reimbursement efficiency of the reimbursement system.

[0192] Optionally, the machine reimbursement process of reimbursement forms with different first labels is the same or different, and the machine reimbursement process corresponding to each first label can be flexibly configured according to actual business needs. For example, the reimbursement form with an overdue reimbursement label needs to determine the deduction of the reimbursement amount based on the number of overdue days, with a deduction of 5% for 30 days overdue and 10% for 60 days overdue; for example, after the reimbursement is completed, a reimbursement form with no violations needs to send a notification to the first operating terminal 100A that the reimbursement is successful and the payment will be completed within 3 working days. It should be understood that the above reimbursement process is used for illustration, and the reimbursement process of reimbursement forms with different first labels can be determined according to the actual application scenario, and this application does not make specific limitations.

[0193] Optionally, the machine reimbursement process may also include a machine initial verification process and a machine review process. After the machine initial verification process obtains the pre-voucher information corresponding to the reimbursement form, the machine review process can complete the review of the pre-voucher information. The review process may include determining whether the process of obtaining the pre-voucher information is incorrect, such as whether to deduct the credit value, whether to deduct the amount, etc., to further improve the accuracy of the reimbursement process and ensure the accuracy of the pre-voucher information.

[0194] The review unit 350 is used to send the reimbursement form and the first label to the second operating terminal 100B for manual review, and receive the reimbursement form after reimbursement from the second operating terminal 100B. Figure 2 S204 and S205 in the embodiment. It should be noted that if the reimbursement system is deployed in a computing device cluster, the audit unit 350 can be deployed in any computing device in the computing device cluster.

[0195] Optionally, the manual reimbursement process may include receiving pre-voucher information of the reimbursement form fed back by the review user, and may also include receiving a request for updating the credit value information of the reimbursement user fed back by the review user. The description of the pre-voucher information and the credit value information can refer to the above content and will not be repeated here. In the specific implementation, the manual reimbursement process of the reimbursement forms with different first tags is the same or different, and can be flexibly configured according to actual business needs.

[0196] Optionally, the review user in a workflow may be one or more, and different review users may hold different second operating terminals 100B. Different review users may have different ranks, permissions or functions. For example, review users may include initial review users, review users and senior expert users. Review users with different roles can conduct multiple reviews on reimbursement forms to improve the accuracy of reimbursement and reduce financial risks. It should be noted that workflows with different first labels correspond to different initial review users, review users and senior expert users. It should be understood that under the manual review method, reimbursement forms with different first labels are handled by different professionals, and each reimbursement form is handled in a targeted manner. The review efficiency can be improved after the work content is subdivided.

[0197] The payment unit 360 is used to receive the pre-voucher information and reimbursement form sent by the processing unit 340 and the review unit 350, complete the reimbursement deduction, generate a payment record, and obtain the reimbursement form after reimbursement.

[0198] In a specific implementation, the payment unit 360 can determine the payment method, payment amount, payment account, deduction account and other information based on the pre-voucher information and the reimbursement form, deposit the amount required to be reimbursed by the reimbursement user into the payment account provided by the reimbursement user, and generate a payment record for archiving.

[0199] It should be noted that the payment unit 360 can communicate with some third-party payment systems, such as a bank transfer system, and can also communicate with some storage systems, such as a storage system for storing payment records, a storage system for storing expense reports, etc. Figure 1 This is an exemplary architecture provided by the present application. The reimbursement system 200 can also be connected with more systems, which are not illustrated one by one here.

[0200] It can be understood that the present application determines the first label of the reimbursement form through the determination unit 320, and then sends some reimbursement forms with lower risks to the processing unit 340 and the payment unit 360 for reimbursement, and sends the reimbursement forms with higher risks to the review unit 350 for review, and then completes the reimbursement through the payment unit 360 after the review is passed. Under normal circumstances, the proportion of reimbursement forms with lower risks can reach 90% to 95%, and the proportion of reimbursement forms with higher risks that require manual review is only 5% to 10%. Therefore, through the reimbursement method provided by this application, reimbursement and payment can be completed quickly for reimbursement forms with lower risks, improving the user experience of reimbursement users. At the same time, a small number of reimbursement forms with higher risks will be reimbursed and paid only after manual review, avoiding financial risks, reducing the number of manually reviewed reimbursement forms, and reducing labor costs.

[0201] The sampling unit 370 is used to obtain at least one reimbursement form set from the reimbursement forms after reimbursement, and then send the reimbursement form set to the workflow unit 330 for processing. Figure 2 S206 and its optional steps in the embodiment. It should be noted that if the reimbursement system is deployed in a computing device cluster, the sampling unit 370 can be deployed in any computing device in the computing device cluster. After obtaining the reimbursement form set, the sampling unit 370 can send the reimbursement form set to the computing device where the workflow unit 330 is located.

[0202] In a specific implementation, the reimbursement forms in the reimbursement form set are the reimbursement forms that need to be reviewed. The reimbursement system 200 can determine the sampling status of the reimbursement forms after reimbursement according to the sampling rule. The sampling status includes sampling and non-sampling. The reimbursement forms with the sampling status of sampling are added to the reimbursement form set and wait to enter the sampling process. The sampling process includes the machine sampling process and the manual sampling process. The reimbursement forms with the sampling status of non-sampling do not need to be processed.

[0203] In one possible implementation, the sampling rules may include full label rules, and the sampling scope of the full label rules is multiple reimbursement forms after reimbursement, that is, for the whole, the full label rules may include judgment conditions and corresponding sampling status, and reimbursement forms after reimbursement that meet the judgment conditions can be included in the reimbursement form collection.

[0204] Furthermore, the full label rules may include judgment conditions, corresponding sampling status and corresponding second labels. The sampling status is used to indicate whether the reimbursement form needs to enter the sampling review process. The second label is used to indicate the specific sampling review process of the reimbursement form. In the specific implementation, the full label rules may include some rules for post-reimbursement risks. The post-reimbursement risks here refer to the risks that the document elements of the reimbursement form may change after the reimbursement payment is completed.

[0205] Optionally, the judgment conditions of the above-mentioned full label rules may include changes in the credit of the reimbursement user. The reimbursement form that meets the judgment conditions can be marked with a second label such as high-risk supplier, low-credit employee, etc. The sampling status is sampling, and the corresponding sampling process can be configured according to business needs, such as the corresponding manual review process.

[0206] Optionally, the judgment condition of the full label rule may include changes in the documents in the reimbursement form. The reimbursement form that meets the judgment condition can be marked with a second label such as contract change, document change, etc. The corresponding sampling status is sampling, and the corresponding sampling process can be configured according to business needs, such as a corresponding manual review process. The above full label rule may include changes in the credit of the reimbursement user, such as the supplier in the reimbursement form is determined to be a high-risk supplier, the corresponding label is a high-risk supplier, or the reimbursement user is determined to be a low-credit employee, and the corresponding label is a low-credit employee.

[0207] Optionally, the judgment condition of the full label rule may also include that the invoice in the reimbursement form is reused. The reimbursement form that meets the judgment condition may be marked with a second label of repeated reimbursement, and the corresponding sampling status is sampling. The corresponding sampling process can be configured according to business needs, such as a corresponding manual review process. It should be understood that the sampling rule may also include some other possible changes in the reimbursement form after reimbursement, which are not illustrated one by one here.

[0208] In a possible implementation, the sampling inspection rule may also include a typical label rule, which includes a risk index. The sampling inspection scope applicable to the typical label rule is a typical reimbursement form, that is, a reimbursement form that meets the risk index. Specifically, the sampling inspection status of the reimbursement form that meets the risk index is determined to be sampling inspection, and the sampling inspection status of the reimbursement form that does not meet the risk index is determined to be non-sampling inspection. The reimbursement form with the sampling inspection status of sampling inspection will be added to the reimbursement form set.

[0209] Furthermore, a typical labeling rule may include a risk indicator and a corresponding second label. The sampling status of the reimbursement form that meets the risk indicator is determined to be sampling, and the second label is used to indicate the specific sampling review process. The reimbursement form sets obtained using different risk indicators correspond to different second labels, and different second labels correspond to different sampling processes. For example, the second label of multiple reimbursement forms in the reimbursement form set filtered according to the risk indicator X1 is Y1, and the manual sampling process of the reimbursement form set with the second label Y1 is Z1; the second label of multiple reimbursement forms in the reimbursement form set filtered according to the risk indicator X2 is Y2, and the manual sampling process of the reimbursement form set with the second label Y2 is Z2, and so on, and examples are not given here one by one.

[0210] In a specific implementation, the risk indicator and the corresponding second label can be obtained based on the historical reimbursement data, and the risk indicator and the second label used to screen the reimbursement form set are determined based on the risk aggregation reimbursement forms in the historical reimbursement data, wherein the risk aggregation reimbursement forms include multiple reimbursement forms with the same document elements and the same risk problems, the risk indicator is the above-mentioned same document element, the second label is the above-mentioned same risk problem, and the above-mentioned historical reimbursement data includes historical sampling results. It should be understood that if the historical reimbursement data shows that some reimbursement forms with the same risk problems have the same document elements, then other reimbursement forms with the same document elements may have the same risk problems. At this time, these reimbursement forms are screened out through risk indicators for manual review, which can timely discover undetected risk problems and avoid financial risks. In a specific implementation, the risk indicator may include the reimbursement user, reimbursement account, reimbursement department, approver, reimbursement time, reimbursement amount, etc. in the document elements. The management user flexibly configures some risk indicators that often appear in risk aggregation scenarios based on historical data and management experience, and this application does not make specific restrictions.

[0211] In a possible implementation, the sampling rule may also include a stratified label rule. The sampling scope corresponding to the stratified label rule is the reimbursement forms obtained by stratified sampling, that is, some reimbursement forms are selected from the whole according to a certain proportion. The sampling status of the selected reimbursement forms is sampling, and the sampling status of the unselected reimbursement forms is not sampling.

[0212] In a specific implementation, the sampling scope corresponding to the stratified labeling rule is the set of reimbursement forms obtained by stratified sampling. The specific process of stratified sampling can be as follows: the reimbursement forms are divided into multiple stratified groups according to the stratification index, and then multiple reimbursement forms are extracted from the multiple stratified groups by stratified sampling to obtain a set of reimbursement forms, and then the second label of each reimbursement form in the set of reimbursement forms is determined based on the stratified sampling rule. The stratification index is any one of the document elements in the reimbursement form, such as department, document type, region, etc., which is not specifically limited in this application. In a specific implementation, when extracting multiple reimbursement forms from multiple stratified groups, a preset number of reimbursement forms can be randomly extracted from each stratified group according to a preset ratio, or the same number of reimbursement forms can be extracted from each stratified group, which is not specifically limited in this application.

[0213] It should be noted that the reimbursement rules are mainly aimed at the risks before reimbursement, and the sampling rules are mainly aimed at the risks after reimbursement, so the reimbursement rules are different from the sampling rules, or some are the same and some are different. At the same time, the full labeling rules in the sampling rules are aimed at all reimbursement forms, so the granularity of the full labeling rules can be finer to avoid screening out too many reimbursement forms for manual processing. The stratified labeling rules are mainly aimed at the reimbursement forms obtained by stratified sampling, so the granularity of the stratified labeling rules can be coarser to avoid too few reimbursement forms in stratified sampling. The above examples are for illustration, and the reimbursement rules and sampling rules can be flexibly configured according to the actual application scenarios, and this application does not make specific limitations.

[0214] In one possible implementation, the sampling unit 370 may use any one of the three sampling methods mentioned above, namely, full sampling, typical sampling, and stratified sampling, to obtain a set of reimbursement forms, or may use a combination of the three sampling methods to obtain a set of reimbursement forms, which is not specifically limited in this application.

[0215] Furthermore, the three sampling inspection methods can be carried out simultaneously, sequentially, or partially simultaneously and partially sequentially. For example, a full sampling inspection is carried out based on the sampling inspection rules at the end of each year, a typical sampling inspection is carried out based on the risk indicators at the end of each month, and a random stratified sampling inspection is carried out at the end of each year and the end of each month through the third label rule. The above examples are for illustration only and are not specifically limited in this application.

[0216] It should be understood that all reimbursement forms after reimbursement are subject to full sampling inspection through sampling inspection rules, typical sampling inspection is carried out on reimbursement forms in risk concentration scenarios through risk indicators, and random stratified sampling inspection is carried out on reimbursement forms after reimbursement through third label rules. Multi-faceted sampling inspection ensures that risky reimbursement forms can be screened out in a timely manner to reduce financial risks.

[0217] Optionally, the workflow unit 330 can receive a set of reimbursement forms sent by the sampling unit 370, and determine the sampling process of the reimbursement forms based on the second label of each reimbursement form in the reimbursement form set, that is, the reimbursement forms with low risk, and the reimbursement forms with manual sampling process are sent to the review unit 350, and the reimbursement forms with machine sampling process are sent to the processing unit 340.

[0218] The machine sampling process when the processing unit 340 reviews the reimbursement form set includes: according to the preset machine sampling process, the compliance of each reimbursement form in the reimbursement form set is determined according to the payment record, the second label and the first label, and the sampling result is generated. The manual sampling process when the review unit 340 reviews the reimbursement form set includes: sending the payment record, the second label and the first label of the reimbursement form set to the second operating terminal 100B, and receiving the sampling result returned by the second operating terminal 100B.

[0219] In the specific implementation, the sampling results are used for management users to adjust the reimbursement rules and sampling rules. Specifically, some reimbursement processes corresponding to the first labels can be adjusted, and some sampling processes corresponding to the second labels can also be adjusted. Some risk indicators, stratification indicators, the number of reimbursement form sets, etc. can also be adjusted. This application does not make specific limitations.

[0220] In the specific implementation, the sampling results include manually registered problems and capital loss values. For example, the management user can evaluate the problem situation and capital loss rate for the whole year based on the capital loss value of one year and the manually registered problems for one year, adjust the reimbursement rules and sampling rules according to the problem situation and capital loss rate, and modify the number of reimbursement forms manually reviewed.

[0221] For example, in the reimbursement rules used in the first year, "overdue reimbursement" corresponds to a machine reimbursement process and does not require manual review. However, the random inspection results of the first year showed that there were a large number of overdue reimbursement forms in the first year, and employees were slow to submit expense reimbursements, resulting in the company's funds being stranded and financial risks. At this time, the machine reimbursement process corresponding to "overdue reimbursement" can be modified based on the random inspection results, such as deducting the employee's credit value, or increasing the amount of deducted employee credit value, or modifying the reimbursement process corresponding to "overdue reimbursement" to a manual reimbursement process. The above examples are for illustration only and are not specifically limited in this application.

[0222] It can be understood that the reimbursement system 200 provided in the present application allows most reimbursement forms to be reimbursed directly through reimbursement rules without manual review, thereby improving reimbursement efficiency, and then conducts random inspections on the reimbursement forms after reimbursement through various random inspection methods to minimize the financial risks brought about by the fact that most documents are not manually reviewed. Then, the financial loss rate is determined based on the random inspection results, and the reimbursement rules and random inspection rules are adjusted, and the amount of manual review of documents is adjusted, so that the entire reimbursement system 200 can ensure higher reimbursement efficiency while ensuring lower financial risks.

[0223] Furthermore, the reimbursement system 200 can integrate the sampling results of multiple reimbursement form sets sent by multiple second operating terminals 100B to determine the sampling report of this batch of reimbursement form sets. The sampling report may include comprehensive problems of multiple reimbursement form sets and the capital loss rate of multiple reimbursement form sets.

[0224] Optionally, the sampling report may include a recommended ratio of processing methods, which refers to the preset ratio between manually processed reimbursement forms and machine processed reimbursement forms when S202 determines the processing method of the reimbursement form. The management user can adjust the ratio used by S202 according to the recommended ratio, such as adjusting the ratio of machine processed reimbursement forms from 95% to 90%. After multiple rounds of adjustment, the quantitative ratio between manually processed and machine processed reimbursement forms can reach a reasonable value. Optionally, the sampling report may include a recommended result of the reimbursement rule, which includes a recommended judgment condition and a corresponding recommended processing method. Optionally, the recommendation result may also include a recommended first tag and a recommended processing flow indicated by the recommended first tag.

[0225] The configuration unit 380 is used to receive a configuration request from a management user, and the configuration request may include the above-mentioned reimbursement rules and sampling rules.

[0226] In the specific implementation, after the review unit 350 obtains the sampling results fed back by the review user, the configuration unit 380 can generate a sampling report based on the sampling results fed back by multiple review users and send it to the management user. The management user can adjust the reimbursement rules and sampling rules based on the sampling report and initiate the above configuration request.

[0227] It should be understood that if the management user needs to adjust the number of manually processed reimbursement forms, it can also be achieved by adjusting the reimbursement rules and sampling rules. Taking Table 1 as an example, if you want to reduce the number of manually processed reimbursement forms, the management user can modify the reimbursement process corresponding to the large-amount forms in the reimbursement rules shown in Table 1 to a machine reimbursement process, or modify the reimbursement process corresponding to the excess reimbursement to a machine reimbursement process. Similarly, if you want to increase the number of manually processed reimbursement forms, for example, if the company's financial personnel find that a large number of overdue reimbursement documents affect the company's financial data, then the reimbursement process corresponding to the overdue reimbursement can be modified to manual processing, such as configuring the reimbursement process corresponding to the overdue reimbursement to be: payment risk special process. The above examples are for illustration purposes only. The correspondence between labels and processing processes can be flexibly configured according to the actual application scenarios, and this application does not make specific limitations.

[0228] In a specific implementation, the configuration unit 380 may receive the above configuration request through a configuration interface, which may be a graphical user interface (GUI), an API, a command line interface (CLI), etc., which is not specifically limited in this application.

[0229] Referring to the foregoing content, it can be known that the reimbursement user communicates with the reimbursement system 200 through the first operating terminal 100A, the review user communicates with the reimbursement system 200 through the second operating terminal 100B, the management user can communicate with the reimbursement system 200 through the first operating terminal 100A or the second operating terminal 100B, and can also communicate with the reimbursement system 200 through a third client. In short, the reimbursement person can configure the reimbursement rules and sampling rules of the reimbursement system 200 as a management user, the financial staff can also configure the reimbursement rules and sampling rules of the reimbursement system 200 as a management user, and the company's IT personnel can also configure the reimbursement rules and sampling rules of the reimbursement system 200 as a management user. This application does not make specific limitations.

[0230] In summary, the reimbursement system can first obtain multiple reimbursement forms, determine the first label of each reimbursement form according to the reimbursement rules, and complete the reimbursement payment of each reimbursement form based on the reimbursement process indicated by the first label. The reimbursement process includes a machine reimbursement process and a manual reimbursement process. Among them, most reimbursement forms with lower risks will go through the machine reimbursement process, and a small number of reimbursement forms with higher risks will enter the manual reimbursement process. In this way, most reimbursement forms can quickly get reimbursement funds, improving reimbursement efficiency. At the same time, after the reimbursement is completed, a collection of reimbursement forms will be extracted from the reimbursed reimbursement forms from time to time for review to obtain the sampling results. In this way, not only can the lost funds be recovered in time, but also the previous reimbursement process and sampling process can be optimized according to the sampling results, and the reimbursement rules and sampling rules can be updated, so that the reimbursement system can enter a virtuous circle, reduce the number of reimbursement forms entering the manual reimbursement process, ensure the quality of reimbursement, and reduce financial risks.

[0231] The following will be combined Figure 8 , describing a computing device provided according to the present application.

[0232] Figure 8 800 is a schematic diagram of a computing device provided by the present application, and the computing device 800 may be the risk management system in the aforementioned content. Further, the computing device 800 includes a processor 801, a storage unit 802, a storage medium 803, and a communication interface 804, wherein the processor 801, the storage unit 802, the storage medium 803, and the communication interface 804 communicate through a bus 805, and also communicate through other means such as wireless transmission.

[0233] The processor 801 is composed of a plurality of general-purpose processors, such as a CPU. The above-mentioned hardware chip is an application-specific integrated circuit (ASIC), a programmable logic device (PLD) or a combination thereof. The above-mentioned PLD is a complex programmable logic device (CPLD), a field-programmable gate array (FPGA), a generic array logic (GAL), a data processing unit (DPU), a system on chip (SoC) or any combination thereof. The processor 801 executes various types of digital storage instructions, such as software or firmware programs stored in the storage unit 802, which enables the computing device 800 to provide a wide variety of services.

[0234] In a specific implementation, as an embodiment, the processor 801 includes one or more CPUs, such as Figure 8 CPU0 and CPU1 are shown in the figure.

[0235] In a specific implementation, as an embodiment, the computing device 800 also includes multiple processors, such as Figure 8 801 and processor 806 shown in . Each of these processors can be a single-core processor (single-CPU) or a multi-core processor (multi-CPU). The processor here refers to one or more devices, circuits, and / or processing cores for processing data (such as computer program instructions).

[0236] The storage unit 802 is used to store program codes, and is controlled by the processor 801 to execute the above Figure 1-Figure 6 The processing steps of the reimbursement method in any embodiment. The program code includes one or more software units. The one or more software units are Figure 1 The acquisition unit, determination unit, processing unit, review unit, sampling unit and configuration unit in the embodiment, wherein the acquisition unit is used to acquire multiple expense reimbursement forms, can be specifically used to implement Figure 2 S201 and its optional steps in the embodiment. The determination unit is used to determine the processing method of each reimbursement form according to the reimbursement rules, which can be specifically used to implement Figure 2 S202 and its optional steps in the embodiment. The processing unit is used to process the reimbursement form of the machine reimbursement process to generate pre-voucher information, which can be specifically used to implement Figure 2 S203 and its optional steps in the embodiment. The audit unit is used to process the reimbursement form of the manual reimbursement process to generate pre-voucher information, which can be specifically used to implement Figure 2 S204, S205 and optional steps thereof in the embodiment. The sampling unit is used to obtain at least one set of reimbursement forms from multiple reimbursement forms according to the sampling rule, determine the sampling method of the reimbursement form set, and then send the at least one set of reimbursement forms and the second tag to the workflow unit, which can be specifically used to implement Figure 2 S206 and its optional steps in the embodiment. The configuration unit is used to receive a configuration request sent by a management user, and the configuration request may include reimbursement rules and sampling rules, which can be used to implement Figure 2 S210 and its optional steps in the embodiment.

[0237] The storage unit 802 includes a read-only memory and a random access memory, and provides instructions and data to the processor 801. The storage unit 802 also includes a non-volatile random access memory. The storage unit 802 is a volatile memory or a non-volatile memory, or includes both volatile and non-volatile memories. Among them, the non-volatile memory is a read-only memory (ROM), a programmable ROM (PROM), an erasable PROM (EPROM), an electrically erasable programmable read-only memory (EEPROM), or a flash memory. The volatile memory is a random access memory (RAM), which is used as an external cache. By way of example but not limitation, many forms of RAM are used, such as static RAM (SRAM), dynamic random access memory (DRAM), synchronous DRAM (SDRAM), double data rate synchronous dynamic random access memory (DDR SDRAM), enhanced synchronous dynamic random access memory (ESDRAM), synchronous link dynamic random access memory (SLDRAM) and direct rambus RAM (DR RAM). It can also be a hard disk, a universal serial bus (USB), a flash memory, a secure digital memory card (SD card), a memory stick, etc. The hard disk is a hard disk drive (HDD), a solid state disk (SSD), a mechanical hard disk (HDD), etc., and this application does not make specific limitations.

[0238] The storage medium 803 is a carrier for storing data, such as a hard disk, a USB flash drive (universal serialbus), a flash memory, a secure digital memory card (SD card), a memory stick, etc. The hard disk can be a hard disk drive (HDD), a solid state disk (SSD), a mechanical hard disk (HDD), etc., and this application does not make specific limitations.

[0239] The communication interface 804 is a wired interface (such as an Ethernet interface), an internal interface (such as a high-speed serial computer expansion bus (Peripheral Component Interconnect express, PCIe) bus interface), a wired interface (such as an Ethernet interface) or a wireless interface (such as a cellular network interface or a wireless local area network interface) for communicating with other servers or units.

[0240] The bus 805 is a Peripheral Component Interconnect Express (PCIe) bus, an extended industry standard architecture (EISA) bus, a unified bus (Ubus or UB), a compute express link (CXL), a cache coherent interconnect for accelerators (CCIX), etc. The bus 805 is divided into an address bus, a data bus, a control bus, etc.

[0241] The bus 805 includes not only a data bus but also a power bus, a control bus, and a status signal bus, etc. However, for the sake of clarity, various buses are labeled as the bus 805 in the figure.

[0242] Need to explain, Figure 8 This is only one possible implementation of the embodiment of the present application. In practical applications, the computing device 800 may also include more or fewer components, which is not limited here. Figure 1-Figure 6 The relevant explanations in the embodiments will not be repeated here.

[0243] The embodiment of the present application further provides a computing device cluster, which may be the risk management system in the aforementioned content, and the computing device cluster includes at least one computing device 800. The storage unit 802 in one or more computing devices 800 in the computing device cluster may store the same or different instructions for executing the reimbursement method.

[0244] The present application also provides a computer program product including instructions. The computer program product may be software or a program product including instructions that can be run on a computing device or stored in any available medium. When the computer program product is run on at least one computing device, the at least one computing device executes the reimbursement method.

[0245] The embodiment of the present application also provides a computer-readable storage medium. The computer-readable storage medium can be any available medium that can be stored by the computing device or a data storage device such as a data center containing one or more available media. The available medium can be a magnetic medium (e.g., a floppy disk, a hard disk, a tape), an optical medium (e.g., a high-density digital video disc (DVD)), or a semiconductor medium (e.g., a solid-state hard disk), etc. The computer-readable storage medium includes instructions that instruct the computing device to execute the reimbursement method.

[0246] The above embodiments may be implemented in whole or in part by software, hardware, firmware or any other combination thereof. When implemented using software, the above embodiments may be implemented in whole or in part in the form of a computer program product. The computer program product includes a plurality of computer instructions. When the computer program instructions are loaded or executed on a computer, the process or function according to the embodiment of the present invention is generated in whole or in part. The computer may be a general-purpose computer, a special-purpose computer, a computer network, or other programmable device. The computer instructions may be stored in a computer-readable storage medium or transmitted from one computer-readable storage medium to another computer-readable storage medium.

[0247] The above are only specific embodiments of the present invention, but the protection scope of the present invention is not limited thereto. Any technician familiar with the technical field can easily think of various equivalent repairs or replacements within the technical scope disclosed by the present invention, and these repairs or replacements should be included in the protection scope of the present invention. Therefore, the protection scope of the present invention shall be based on the protection scope of the claims.

Claims

1. A reimbursement method, characterized in that: The method comprises: The reimbursement system obtains a plurality of reimbursement forms after reimbursement, wherein the reimbursement forms after reimbursement are reimbursement forms for which reimbursement payment has been completed, and the reimbursement forms after reimbursement include reimbursement forms completed by a machine and reimbursement forms completed manually; Filtering out a set of reimbursement forms from the multiple reimbursed reimbursement forms, wherein the set of reimbursement forms includes reimbursed reimbursement forms with risks; The reimbursement form set is reviewed to obtain a sampling result.

2. The method according to claim 1, characterized in that The step of selecting a set of reimbursement forms from the plurality of reimbursed reimbursement forms comprises: Determine a sampling inspection status of each reimbursement form among the multiple reimbursement forms after reimbursement, wherein the sampling inspection status includes sampling inspection and non-sampling inspection, and the sampling inspection rule is determined based on risk problems that occur in reimbursement forms in historical data after reimbursement, and the risk problems that occur after reimbursement include risk problems caused by changes in document elements of the reimbursement form after reimbursement; The reimbursement form set is determined according to the sampling status of each reimbursement form, wherein the reimbursement form set includes reimbursement forms whose sampling status is sampling.

3. The method according to claim 1 or 2, characterized in that: The step of selecting a set of reimbursement forms from the multiple reimbursed reimbursement forms includes: selecting a set of reimbursement forms from the multiple reimbursed reimbursement forms according to a risk indicator, wherein the set of reimbursement forms includes reimbursed reimbursement forms that meet the risk indicator.

4. The method according to claim 3, characterized in that The risk indicator and the corresponding second label are obtained based on the risk aggregation reimbursement forms in the historical sampling results. The risk aggregation reimbursement forms include multiple reimbursement forms with the same document elements and the same risk issues. The risk indicator is obtained based on the same document elements.

5. The method according to any one of claims 1 to 4, characterized in that: The step of filtering out a set of reimbursement forms from the multiple reimbursed reimbursement forms includes: dividing the multiple reimbursed reimbursement forms into multiple stratification groups based on a stratification index, extracting multiple reimbursement forms from the multiple levels in a stratified sampling manner, and obtaining the set of reimbursement forms, wherein the stratification index is any one of the document elements in the reimbursement form.

6. The method according to any one of claims 1 to 5, characterized in that: Before the reimbursement system obtains a plurality of reimbursement forms, the method further includes: Obtaining a reimbursement form, wherein the reimbursement form is a reimbursement form to be processed submitted by a reimbursement user; Determining a processing method for the reimbursement form according to the reimbursement rules, wherein the processing method includes manual processing and machine processing; The reimbursement form is processed according to the processing method of the reimbursement form to obtain the reimbursement form after reimbursement.

7. The method according to claim 6, characterized in that The reimbursement rules include a preset ratio between the number of reimbursement forms processed manually and the number of reimbursement forms processed by the machine; The sampling result includes a capital loss value and a recommended ratio. The recommended ratio is the recommended ratio between the number of reimbursement forms processed manually and the number of reimbursement forms processed by a machine. The recommended ratio is determined based on the capital loss value and the preset ratio.

8. The method according to claim 7, characterized in that The reimbursement rule includes a judgment condition and a corresponding first label, wherein the first label is used to indicate the manual reimbursement process or the machine reimbursement process of the reimbursement form. Different first labels correspond to different manual reimbursement processes, and different manual reimbursement processes correspond to different review users.

9. The method according to claim 8, characterized in that Reviewing the reimbursement form set includes: Determine a second tag of the reimbursement form set according to the sampling rule, the second tag is used to indicate the manual sampling process or the machine sampling process of the reimbursement form after reimbursement, different second tags correspond to different manual sampling processes, and different manual sampling processes correspond to different review users; The reimbursement collection is reviewed based on the second tag.

10. The method according to claim 8, characterized in that The sampling inspection result is used for the management user to configure the reimbursement rule and the sampling inspection rule.

11. A reimbursement system, characterized in that: The system includes a sampling unit and an audit unit. The sampling unit is used to obtain a plurality of reimbursement forms after reimbursement, wherein the reimbursement forms after reimbursement are reimbursement forms for which reimbursement payment has been completed, and the reimbursement forms after reimbursement include reimbursement forms completed by machines and reimbursement forms completed manually; The sampling unit is used to select a set of reimbursement forms from the multiple reimbursed reimbursement forms, wherein the set of reimbursement forms includes reimbursed reimbursement forms with risks; The review unit is used to review the reimbursement form set and obtain a sampling result.

12. A computing device, characterized in that: The computing device comprises a processor and a memory, wherein the memory is used to store instructions, and the processor is used to execute the instructions, so that the computing device implements the method according to any one of claims 1 to 10.

13. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores instructions, and the instructions are executed by a computing device or a computing device cluster to implement the method according to any one of claims 1 to 10.

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