5G message-based testament data processing method and device

Abstract

The invention discloses a testament data processing method and device based on a 5G message, and relates to the technical field of 5G, and the method comprises the steps: receiving a testament creation request sent by a user through the 5G message; according to the mobile phone number of the testae and the mobile phone number of the testae-related personnel, real-name authentication information of the testae and the testae-related personnel stored in an operator system is obtained, and identity information of the testae and the testae-related personnel is verified; after verification is passed, auditing the testament content according to auditing modes, namely handwriting, voice, face auditing and the like, corresponding to the testament type to which the testament content belongs; after the audit is passed, uploading the testament content to a private chain generated by testament associated personnel; and the testament content is sent to a bank background, and the bank background associates a property account corresponding to the property allocation type in the testament content with the mobile phone number of the testae and then uploads the property account to a private chain. According to the invention, the testament data processing efficiency can be improved, and the authenticity and effectiveness of the testament can be ensured.

Description

Technical Field

[0001] The present invention relates to the field of 5G technology, and in particular to a will data processing method and device based on 5G messages. Background Art

[0002] This section is intended to provide a background or context for embodiments of the present invention. No description herein is admitted to be prior art by virtue of its inclusion in this section.

[0003] A will is a legal act in which the testator disposes of his estate or other affairs within the scope permitted by law and in the manner prescribed by law, and takes effect upon the testator's death. There are three forms of wills: handwritten will, written will, printed will, audio and video will, oral will and notarized will. For different forms of wills, the authenticity and validity of the will are particularly important.

[0004] In the prior art, the will review agency reviews the contents of the will, and after the review is passed, the will is stored in the blockchain. When executing the will, the bank can obtain the will content from the blockchain and distribute the property involved in the will content. This method ensures that the will cannot be tampered with. However, the will review agency needs to call on the information of multiple systems to review the contents of the will. The process is relatively cumbersome and the efficiency of will review is low. Moreover, the bank needs some time and procedures in the process of executing the will, and cannot ensure the timeliness of property distribution. The efficiency of will execution is also low. Summary of the invention

[0005] An embodiment of the present invention provides a will data processing method based on 5G messages, which is used to improve the review efficiency and execution efficiency of the will while ensuring the authenticity and validity of the will. The method is applied to a 5G message server, and the method includes:

[0006] Obtain a will creation request sent by the user via 5G messaging and the testator's mobile phone number corresponding to the 5G messaging; the will creation request includes the testator's identity information, the will content, the mobile phone number of the person associated with the will, and the identity information of the person associated with the will;

[0007] According to the testator's mobile phone number, the testator's real-name authentication information stored in the operator's system is obtained; based on the testator's real-name authentication information, the testator's identity information is verified;

[0008] According to the mobile phone number of the person associated with the will, the real-name authentication information of the person associated with the will stored in the operator system is obtained; based on the real-name authentication information of the person associated with the will, the identity information of the person associated with the will is verified;

[0009] After the identity information of the testator and the identity information of the persons associated with the will are verified, the contents of the will are reviewed according to the pre-set review method information corresponding to the will type to which the contents of the will belong;

[0010] After the will is reviewed and approved, a private chain is created based on the mobile phone number and identity information of the person associated with the will, and the will content is uploaded to the private chain via 5G messaging;

[0011] The will content and the testator's mobile phone number are sent to the bank's backend server via 5G messages, so that the bank's backend server can obtain the property distribution type and property distribution information in the will content, query the property account information corresponding to the property distribution type according to the property distribution type, and associate the property account information and property distribution information corresponding to the property distribution type with the testator's mobile phone number before uploading them to the private chain.

[0012] The embodiment of the present invention further provides a will data processing device based on 5G messages, which is used to improve the review efficiency and execution efficiency of the will while ensuring the authenticity and validity of the will. The device includes:

[0013] An acquisition module is used to obtain a will creation request sent by a user through a 5G message and the testator's mobile phone number corresponding to the 5G message; the will creation request includes the testator's identity information, the will content, the mobile phone number of the person associated with the will, and the identity information of the person associated with the will;

[0014] The first verification module is used to obtain the testator's real-name authentication information stored in the operator system according to the testator's mobile phone number; based on the testator's real-name authentication information, verify the testator's identity information;

[0015] The second verification module is used to obtain the real-name authentication information of the person associated with the will stored in the operator system according to the mobile phone number of the person associated with the will; based on the real-name authentication information of the person associated with the will, the identity information of the person associated with the will is verified;

[0016] A content review module is used to review the contents of a will according to pre-set review method information corresponding to the will type to which the contents of the will belong, after the identity information of the testator and the identity information of persons associated with the will have been verified;

[0017] The chain module is used to create a private chain based on the mobile phone number and identity information of the person associated with the will after the will content is reviewed and approved, and upload the will content to the private chain through 5G messages;

[0018] The sending module is used to send the will content and the testator's mobile phone number to the bank's back-end server through 5G messages, so that the bank's back-end server can obtain the property distribution type and property distribution information in the will content, query the property account information corresponding to the property distribution type according to the property distribution type, and after associating the property account information and property distribution information corresponding to the property distribution type with the testator's mobile phone number, upload them to the private chain.

[0019] An embodiment of the present invention also provides a computer device, including a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor implements the above-mentioned 5G message-based will data processing method when executing the computer program.

[0020] An embodiment of the present invention also provides a computer-readable storage medium, which stores a computer program. When the computer program is executed by a processor, it implements the above-mentioned will data processing method based on 5G messages.

[0021] An embodiment of the present invention also provides a computer program product, which includes a computer program, and when the computer program is executed by a processor, it implements the above-mentioned will data processing method based on 5G messages.

[0022] In an embodiment of the present invention, a will creation request sent by a user through a 5G message and the testator's mobile phone number corresponding to the 5G message are obtained; the will creation request includes the testator's identity information, the will content, the mobile phone number of the person associated with the will, and the identity information of the person associated with the will; according to the testator's mobile phone number, the testator's real-name authentication information stored in the operator system is obtained; based on the testator's real-name authentication information, the testator's identity information is verified; according to the mobile phone number of the person associated with the will, the real-name authentication information of the person associated with the will stored in the operator system is obtained; based on the real-name authentication information of the person associated with the will, the identity information of the person associated with the will is verified; after the testator's identity information and the identity information of the person associated with the will are verified , review the contents of the will according to the pre-set review method information corresponding to the will type to which the contents of the will belong; after the contents of the will are reviewed and approved, create a private chain based on the mobile phone numbers and identity information of the persons associated with the will, and upload the contents of the will to the private chain via 5G messages; send the contents of the will and the testator's mobile phone number to the bank's backend server via 5G messages, so that the bank's backend server obtains the property distribution type and property distribution information in the will content, queries the property account information corresponding to the property distribution type according to the property distribution type, associates the property account information and property distribution information corresponding to the property distribution type with the testator's mobile phone number, and then uploads them to the private chain. Compared with the existing will data processing, initiating a will creation request through 5G messages, reviewing the will based on the real-name authentication information stored in the operator system and the pre-set review method information, can improve the review efficiency of the will; the bank's back-end server pre-associates the property account information and property distribution information corresponding to the property distribution type in the will content with the testator's mobile phone number. When executing the will, the bank's back-end server can distribute the property based on the property account information and property distribution information corresponding to the property distribution type associated with the testator's mobile phone number, ensuring the timeliness of property distribution and improving the efficiency of will execution; by uploading the will content, the property account information corresponding to the property distribution type and the testator's mobile phone number association information to the private chain, the authenticity and validity of the will can be ensured. BRIEF DESCRIPTION OF THE DRAWINGS

[0023] In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the following briefly introduces the drawings required for use in the embodiments or the prior art descriptions. Obviously, the drawings described below are only some embodiments of the present invention. For ordinary technicians in this field, other drawings can be obtained based on these drawings without creative work. In the drawings:

[0024] Figure 1 A flowchart of a will data processing method based on 5G messages provided in an embodiment of the present invention;

[0025] Figure 2 A flowchart of another will data processing method based on 5G messages provided in an embodiment of the present invention;

[0026] Figure 3 A flowchart of a will modification method based on 5G messages provided in an embodiment of the present invention;

[0027] Figure 4 Schematic diagram of a will data processing device based on 5G messages in an embodiment of the present invention;

[0028] Figure 5 A schematic diagram of a computer device provided in an embodiment of the present invention. DETAILED DESCRIPTION

[0029] To make the purpose, technical solution and advantages of the embodiments of the present invention more clear, the embodiments of the present invention are further described in detail below in conjunction with the accompanying drawings. Here, the exemplary embodiments of the present invention and their descriptions are used to explain the present invention, but are not intended to limit the present invention.

[0030] In the description of this specification, the terms "include", "including", "have", "contain", etc. are all open terms, which mean including but not limited to. The descriptions with reference to the terms "one embodiment", "a specific embodiment", "some embodiments", "for example", etc. mean that the specific features, structures or characteristics described in conjunction with the embodiment or example are included in at least one embodiment or example of the present application. In this specification, the schematic representations of the above terms do not necessarily refer to the same embodiment or example. Moreover, the specific features, structures or characteristics described may be combined in a suitable manner in any one or more embodiments or examples. The order of steps involved in each embodiment is used to schematically illustrate the implementation of the present application, and the order of steps is not limited and can be appropriately adjusted as needed.

[0031] After research, it was found that in the existing technology, the will review the content of the will, and after the review is passed, the will content is stored in the blockchain. When executing the will, the bank can obtain the will content from the blockchain and distribute the property involved in the will content. This method ensures the immutability of the will. However, the will review agency needs to call on the information of multiple systems to review the content of the will. The process is relatively cumbersome and the efficiency of the will review is low. Moreover, the bank needs some time and procedures in the process of executing the will, and cannot ensure the timeliness of the property distribution. The efficiency of the execution of the will is also low.

[0032] In response to the above research, an embodiment of the present invention provides a will data processing method and device based on 5G messages. 5G messages are used to realize the circulation and review of will data, which can improve the processing efficiency of will data. After the will is reviewed and approved, the bank will pre-associate the property account information and property distribution information corresponding to each property distribution type of the testator with the testator's mobile phone number. When executing the will, the bank does not need too much time and procedures. It can quickly distribute the property only through the property account information and property distribution information corresponding to the property distribution type associated with the testator's mobile phone number, thereby ensuring the timeliness of property distribution and improving the efficiency of will execution. At the same time, by uploading the will data to the blockchain, the authenticity and validity of the will can be ensured.

[0033] like Figure 1 As shown, it is a flowchart of a will data processing method based on 5G messages provided by an embodiment of the present invention. The method may include the following steps:

[0034] Step 101, obtaining a will creation request sent by a user via 5G messaging and the testator's mobile phone number corresponding to the 5G messaging; the will creation request includes the testator's identity information, the will content, the mobile phone number of the person associated with the will, and the identity information of the person associated with the will;

[0035] Step 102, obtaining the testator's real-name authentication information stored in the operator system according to the testator's mobile phone number; verifying the testator's identity information based on the testator's real-name authentication information;

[0036] Step 103, obtaining the real-name authentication information of the person associated with the will stored in the operator system according to the mobile phone number of the person associated with the will; and verifying the identity information of the person associated with the will based on the real-name authentication information of the person associated with the will;

[0037] Step 104, after the identity information of the testator and the identity information of the persons associated with the will are verified, the contents of the will are reviewed according to the pre-set review method information corresponding to the will type to which the contents of the will belong; the review method includes: at least one of handwriting identification, voice review, and face review;

[0038] Step 105: after the will is reviewed and approved, a private chain is created based on the mobile phone number and identity information of the person associated with the will, and the will content is uploaded to the private chain via 5G messaging;

[0039] Step 106, sending the will content and the testator's mobile phone number to the bank's backend server via 5G messages, so that the bank's backend server obtains the property distribution type and property distribution information in the will content, queries the property account information corresponding to the property distribution type according to the property distribution type, associates the property account information and property distribution information corresponding to the property distribution type with the testator's mobile phone number, and uploads them to the private chain, wherein the property distribution type includes at least one of the testator's deposits, bonds, stocks, and pensions.

[0040] In an embodiment of the present invention, a will creation request sent by a user through a 5G message and the testator's mobile phone number corresponding to the 5G message are obtained; the will creation request includes the testator's identity information, the will content, the mobile phone number of the person associated with the will, and the identity information of the person associated with the will; according to the testator's mobile phone number, the testator's real-name authentication information stored in the operator system is obtained; based on the testator's real-name authentication information, the testator's identity information is verified; according to the mobile phone number of the person associated with the will, the real-name authentication information of the person associated with the will stored in the operator system is obtained; based on the real-name authentication information of the person associated with the will, the identity information of the person associated with the will is verified; after the testator's identity information and the identity information of the person associated with the will are verified , review the contents of the will according to the pre-set review method information corresponding to the will type to which the contents of the will belong; after the contents of the will are reviewed and approved, create a private chain based on the mobile phone numbers and identity information of the persons associated with the will, and upload the contents of the will to the private chain via 5G messages; send the contents of the will and the testator's mobile phone number to the bank's backend server via 5G messages, so that the bank's backend server obtains the property distribution type and property distribution information in the will content, queries the property account information corresponding to the property distribution type according to the property distribution type, associates the property account information and property distribution information corresponding to the property distribution type with the testator's mobile phone number, and then uploads them to the private chain. Compared with the existing will data processing, initiating a will creation request through 5G messages, reviewing the will based on the real-name authentication information stored in the operator system and the pre-set review method information, can improve the review efficiency of the will; the bank's back-end server pre-associates the property account information and property distribution information corresponding to the property distribution type in the will content with the testator's mobile phone number. When executing the will, the bank's back-end server can distribute the property based on the property account information and property distribution information corresponding to the property distribution type associated with the testator's mobile phone number, ensuring the timeliness of property distribution and improving the efficiency of will execution; by uploading the will content, the property account information corresponding to the property distribution type and the testator's mobile phone number association information to the private chain, the authenticity and validity of the will can be ensured.

[0041] In the above step 101, the user can initiate a will creation request through the 5G message page, and the 5G message server obtains the will creation request sent by the user through the 5G message and the testator's mobile phone number corresponding to the 5G message.

[0042] The will creation request may include the testator's identity information, the will content, the mobile phone number of the person associated with the will, and the identity information of the person associated with the will. The testator's mobile phone number corresponding to the 5G message is the mobile phone number when the 5G message is sent.

[0043] In specific implementation, users can fill in the testator's identity information, will content, will-related person's mobile phone number and will-related person's identity information on the 5G message page. The testator's identity information and will-related person's identity information can include identity document images, work information, home address, etc.; the will content can be a testator's handwritten will, a proxy will, a printed will, a testator's audio and video will, etc. Based on different types of wills, the content of the will is also different. For example, the testator's handwritten will, a proxy will, and a printed will can be uploaded in the form of images, and the content of the will is an image containing all the will information; the testator's audio and video will can be uploaded in the form of audio or video, and the content of the will is audio and video containing all the will information.

[0044] In one embodiment, in order to ensure the security of 5G message transmission, a will creation request can be generated by encrypting the testator's identity information, will content, mobile phone numbers of will-related persons, and identity information of will-related persons using a 5G terminal private key. The 5G terminal private key can be the private key of the terminal that sends the 5G message.

[0045] In one embodiment, after the above step 101, the following steps may also be included:

[0046] According to the testator's mobile phone number and the pre-stored association table of mobile phone numbers and 5G terminal public keys, obtain the 5G terminal public key corresponding to the testator's mobile phone number;

[0047] The 5G terminal public key corresponding to the testator's mobile phone number is used to decrypt the will creation request to obtain the testator's identity information, will content, mobile phone numbers of people associated with the will, and identity information of people associated with the will.

[0048] In this way, by using the 5G terminal public key and private key to encrypt and decrypt the will creation request, the security of information when the will creation request is transmitted via 5G messages can be ensured.

[0049] In the above steps 102 and 103, the real-name authentication information of the testator stored in the operator system can be obtained according to the testator's mobile phone number carried in the will creation request; the testator's identity information can be verified based on the real-name authentication information; and the real-name authentication information of the persons associated with the will stored in the operator system can be obtained according to the mobile phone number of the persons associated with the will; the identity information of the persons associated with the will can be verified based on the real-name authentication information.

[0050] In specific implementation, when a user applies for a mobile phone number from an operator, the operator needs to perform real-name authentication on the user, for example, verification of ID card information, etc. Therefore, in an embodiment of the present invention, the user's real-name authentication information stored in the operator system can be used to authenticate the identity information of the testator and the identity information of the persons associated with the will in the will creation request. In this way, the will server does not need to verify the identity of the testator and his / her associated persons by calling multiple information (for example, the bank's backend system), which simplifies the process of will review, improves the efficiency of will data processing, and can also ensure the authenticity of the identity of the testator and the persons associated with the will.

[0051] In the above step 104, after the identity information of the testator and the identity information of the persons associated with the will are verified, the content of the will can be reviewed according to the pre-set review method information corresponding to the will type to which the content of the will belongs; the review method includes: at least one of handwriting identification, voice review, and facial review.

[0052] In specific implementation, based on the above description, the will type of the will content can be a handwritten will, a written will, a printed will, a will recorded or videotaped by the testator, etc. Based on different types of wills, the review methods of the will content are also different. Therefore, the review methods corresponding to different will types can be pre-set, and the will content can be reviewed according to the review method of the will type to which the will content belongs.

[0053] For example, a testator's handwritten will requires that the testator's entire will be handwritten and that it also needs to include the testator's signature. Therefore, the corresponding review method for a handwritten will can be set to perform handwriting identification on all the information of the will to determine whether the testator's signature information in the will image information and the handwriting of the handwritten will are from the testator himself. For another example, a notary will is written by a notary and contains the signatures of the testator, the notary and other witnesses. Therefore, the corresponding review method for a notary will can be set to handwriting identification to determine whether the handwriting information of the notary in the will image information is from the notary himself and to identify the handwriting information of the signatures of other witnesses and the testator. Similarly, In principle, a printed will requires the testator and witnesses to sign on each page of the printed will. Therefore, the corresponding audit method for printed wills can be set to handwriting identification, and handwriting identification is performed on the signatures of the testator and witnesses in the image information of each page of the printed will. An audio-visual will is a will made with tools that can record sound or images, such as a camera or recorder. When a will is made in this form, the name or portrait of the testator and two or more witnesses needs to be recorded in the audio-visual recording. Therefore, the corresponding audit method for audio-visual wills can be set to voice review and face review, and the portraits or voices of the testator and two or more witnesses in the audio-visual will are reviewed and verified.

[0054] In one embodiment, in order to improve the efficiency of will review, before the above step 104, the following steps may also be included:

[0055] Determine the information format of the will type to which the will content belongs according to the will type to which the will content belongs and the correspondence between the will type and the information format set in advance;

[0056] Review the information format of the will content according to the information format of the will type to which the will content belongs;

[0057] Step 104 may specifically include:

[0058] After the identity information of the testator and the persons associated with the will have been verified and the information format of the will content has been reviewed and approved, the will content is reviewed according to the pre-set review method information corresponding to the will type to which the will content belongs.

[0059] In specific implementation, different types of wills have different format requirements for the will content. Therefore, before reviewing the content of the will, the information format of the will content can also be reviewed based on the information format of the will type to which the will content belongs.

[0060] For example, the information format of a testator's handwritten will should include the testator's signature and the year, month, day and other information. Therefore, based on the information format corresponding to the testator's handwritten will, it can be judged whether the will image information contains the testator's signature and the year, month, day and other information. For another example, the information format of a notary will should include the signatures of the testator, the notary and other witnesses, and the year, month, day and other information. Therefore, based on the information format corresponding to the notary will, it can be judged whether the will image information contains the signature information of the notary and other witnesses, the signature information of the testator, and the year, month, day and other information. Similarly, the information format of a printed will not only needs If there are more than two witnesses, the testator and the witnesses must sign on each page of the will and indicate the year, month and day. Therefore, based on the information format corresponding to the printed will, it is possible to judge whether the image information of each page of the printed will contains the signature information of the testator and two or more witnesses, as well as information such as the year, month and day. The information format of an audio-visual will is that the name or portrait of the testator and two or more witnesses, as well as the year, month and day should be recorded in the audio-visual recording. Therefore, based on the information format corresponding to the audio-visual will, it is possible to judge whether the audio-visual will contains the name or portrait of the testator and two or more witnesses, as well as information such as the year, month and day.

[0061] In one embodiment, since the content of a will involves information related to the testator's property, such as real estate certification materials, etc., in order to further ensure the authenticity and validity of the content of the will, the testator's property-related information can be sent to the corresponding will reviewer via 5G messages. The will reviewer will confirm the testator's property-related information offline and send the review results back to the 5G message server.

[0062] In one embodiment, in order to further ensure the authenticity of the will, before the above step 104, Figure 2 As shown, the following steps may also be included:

[0063] Step 201, sending a video information collection request to the user via a 5G message, so that the user records a verification video according to the information collection instruction in the video information collection request;

[0064] Step 202, receiving a verification video based on the video information collection request feedback;

[0065] Step 203, reviewing the verification video;

[0066] The above step 104 may specifically include:

[0067] After the identity information of the testator and the persons associated with the will are verified and the verification video is reviewed and approved, the contents of the will are reviewed according to the pre-set review method information corresponding to the will type to which the contents of the will belong.

[0068] In specific implementation, the testator's verification video can be collected in real time through 5G messages. The testator can record the verification video according to the information collection instructions. The 5G message server can review the verification video to ensure that the person who initiated the will creation request is the testator himself, thereby ensuring the authenticity of the will.

[0069] In the above step 105, after the content of the will is reviewed and approved, a private chain can be created based on the mobile phone number and identity information of the person associated with the will, and the content of the will can be uploaded to the private chain via 5G messages.

[0070] In specific implementation, after the content of the will is reviewed and approved, a private chain can be created, and the persons associated with the will can be used as nodes of the private chain, and the content of the will can be uploaded to the private chain through 5G messages.

[0071] In the above step 106, after uploading the will content to the private chain, the will content and the testator's mobile phone number can also be sent to the bank's back-end server via 5G messages, so that the bank's back-end server can obtain the property distribution type and property distribution information in the will content, query the property account information corresponding to the property distribution type according to the property distribution type, and after associating the property account information and property distribution information corresponding to the property distribution type with the testator's mobile phone number, upload them to the private chain, wherein the property distribution type may include at least one of the testator's deposits, bonds, stocks, and pensions.

[0072] In specific implementation, since there are various types of property distribution of the testator, and the accounts for each type of property distribution are different, in order to quickly locate the account of each type of property distribution of the testator when executing the will after the testator's death, the will content and the testator's mobile phone number can be sent to the bank's back-end server after the will is reviewed and approved. The bank's back-end server will query the account and property distribution information corresponding to the property distribution type, associate it with the testator's mobile phone number and upload it to the private chain. In this way, when executing the will, the testator's account for each type of property distribution can be quickly located, and the property can be distributed according to the property distribution information, thereby improving the efficiency of the execution of the will and ensuring the authenticity and validity of the will.

[0073] In one embodiment, after step 106, Figure 3 As shown, it may also include:

[0074] Step 301, receiving a will modification request sent by a user via a 5G message;

[0075] Step 302, obtaining the will content stored on the private chain according to the testator's mobile phone number carried in the will modification request;

[0076] Step 303, modify the will according to the modification information in the will modification request;

[0077] Step 304, after the modification, sending modification confirmation information to each node of the private chain via 5G message;

[0078] Step 305, after receiving the modification confirmation information fed back by each node, upload the modified will content to the private chain.

[0079] In specific implementation, after uploading the will content to the private chain, the testator can also modify the will content of the private chain. Specifically, the testator can initiate a will modification request through 5G messages, and the 5G message server verifies the testator's mobile phone number carried in the will modification request. After the verification is passed, the will content stored on the private chain can be obtained according to the testator's mobile phone number carried in the will modification request, and the will content can be modified. The modified will content is sent to each node of the private chain through 5G messages, and each node confirms it. After receiving the modification confirmation information fed back by each node, the modified will content can be uploaded to the private chain to complete the modification of the will content.

[0080] In one embodiment, after the testator dies, it may also include: after the testator's death is confirmed through each node of the private chain, a will execution smart contract is generated, and the will is executed based on the will execution smart contract.

[0081] In specific implementation, the fulfillment of a will based on a will execution smart contract may include: the bank's backend server can query the property account information and property distribution information associated with the testator's mobile phone number, and based on the will execution smart contract, distribute the property in each property account information associated with the testator's mobile phone number according to the distribution ratio in the property distribution information.

[0082] In one embodiment, it may also include: querying the will content of the private chain through 5G messages.

[0083] It should be noted that the information collected in the technical solution of this application is information and data authorized by the user or fully authorized by all parties, and the collection, storage, use, processing, transmission, provision, disclosure and application of the relevant data are subject to the relevant laws, regulations and standards of the relevant countries and regions, and necessary confidentiality measures have been taken. It does not violate public order and good morals, and provides users with corresponding operation entrances for users to choose to authorize or refuse; and the technical solution of this application also provides users with corresponding operation entrances for users to choose to agree or refuse the automated decision-making results. If the user chooses to agree, the expert decision-making process will be entered.

[0084] The embodiment of the present invention also provides a will data processing device based on 5G messages, as described in the following embodiments. Since the principle of solving the problem by the device is similar to that of the will data processing method based on 5G messages, the implementation of the device can refer to the implementation of the will data processing method based on 5G messages, and the repeated parts will not be repeated.

[0085] like Figure 4 As shown, a schematic diagram of a will data processing device based on 5G messages provided by an embodiment of the present invention is applied to a 5G message server, and the device may include:

[0086] The acquisition module 401 is used to obtain a will creation request sent by a user through a 5G message and the testator's mobile phone number corresponding to the 5G message; the will creation request includes the testator's identity information, the will content, the mobile phone number of the person associated with the will, and the identity information of the person associated with the will;

[0087] The first verification module 402 is used to obtain the testator's real-name authentication information stored in the operator system according to the testator's mobile phone number; and verify the testator's identity information based on the testator's real-name authentication information;

[0088] The second verification module 403 is used to obtain the real-name authentication information of the person associated with the will stored in the operator system according to the mobile phone number of the person associated with the will; and verify the identity information of the person associated with the will based on the real-name authentication information of the person associated with the will;

[0089] The content review module 404 is used to review the contents of the will after the identity information of the testator and the identity information of the persons associated with the will has been verified, according to the pre-set review method information corresponding to the will type to which the contents of the will belong; the review method includes: at least one of handwriting identification, voice review, and face review;

[0090] The uplink module 405 is used to create a private chain according to the mobile phone number and identity information of the person associated with the will after the will content is reviewed and approved, and upload the will content to the private chain through 5G messages;

[0091] The sending module 406 is used to send the will content and the testator's mobile phone number to the bank's backend server via 5G messages, so that the bank's backend server obtains the property distribution type and property distribution information in the will content, queries the property account information corresponding to the property distribution type according to the property distribution type, associates the property account information and property distribution information corresponding to the property distribution type with the testator's mobile phone number, and then uploads them to the private chain, wherein the property distribution type includes at least one of the testator's deposits, bonds, stocks, and pensions.

[0092] In one embodiment, the will creation request can be generated by encrypting the testator's identity information, will content, mobile phone numbers of will-related persons, and identity information of will-related persons using a 5G terminal private key, and the 5G terminal private key is the private key of the terminal that sends the 5G message.

[0093] In one embodiment, a decryption module may also be included, which is used to: after the receiving module receives a will creation request sent by the user through a 5G message:

[0094] According to the testator's mobile phone number carried in the will creation request and the pre-stored association table of mobile phone numbers and 5G terminal public keys, obtain the 5G terminal public key corresponding to the testator's mobile phone number;

[0095] The 5G terminal public key corresponding to the testator's mobile phone number is used to decrypt the will creation request to obtain the testator's identity information, will content, mobile phone numbers of people associated with the will, and identity information of people associated with the will.

[0096] In one embodiment, a format review module may also be included, which is used for, after the content review module verifies the identity information of the testator and the identity information of the persons associated with the will, before reviewing the contents of the will according to the pre-set review method information corresponding to the will type to which the contents of the will belong:

[0097] Determine the information format of the will type to which the will content belongs according to the will type to which the will content belongs and the correspondence between the will type and the information format set in advance;

[0098] Review the information format of the will content according to the information format of the will type to which the will content belongs;

[0099] The content review module can be used to:

[0100] After the identity information of the testator and the persons associated with the will have been verified and the information format of the will content has been reviewed and approved, the will content is reviewed according to the pre-set review method information corresponding to the will type to which the will content belongs.

[0101] In one embodiment, a video verification module may also be included, which is used for the content review module to verify the identity information of the testator and the identity information of the persons associated with the will, and before reviewing the contents of the will according to the pre-set review method information corresponding to the will type to which the contents of the will belong, after the identity information of the testator and the persons associated with the will are verified by the content review module:

[0102] Send a video information collection request to the user via a 5G message, so that the user can record a verification video according to the information collection instruction in the video information collection request;

[0103] Receiving a verification video based on a video information collection request feedback;

[0104] Review the verification video;

[0105] The content review module can be used to:

[0106] After the identity information of the testator and the persons associated with the will are verified and the verification video is reviewed and approved, the contents of the will are reviewed according to the pre-set review method information corresponding to the will type to which the contents of the will belong.

[0107] In one embodiment, a will modification module may also be included, which is used to:

[0108] Receive will modification requests sent by users via 5G messages;

[0109] Obtain the will content stored on the private chain based on the testator’s mobile phone number in the will modification request;

[0110] Modify the contents of the will according to the modification information in the will modification request;

[0111] After the modification, the modification confirmation information is sent to each node of the private chain via 5G message;

[0112] After receiving the modification confirmation information from each node, the modified will content is uploaded to the private chain.

[0113] It should be noted that, although several modules of the will data processing device based on 5G messages are mentioned in the above detailed description, this division is only exemplary and not mandatory. In fact, according to an embodiment of the present invention, the features and functions of two or more modules described above can be concretized in one module. Conversely, the features and functions of one module described above can be further divided into multiple modules for concretization.

[0114] An embodiment of the present invention further provides a computer device, Figure 5 This is a schematic diagram of a computer device in an embodiment of the present invention. The computer device 500 includes a memory 510, a processor 520, and a computer program 530 stored in the memory 510 and executable on the processor 520. When the processor 520 executes the computer program 530, the above-mentioned will data processing method based on 5G messages is implemented.

[0115] An embodiment of the present invention also provides a computer-readable storage medium, which stores a computer program. When the computer program is executed by a processor, it implements the above-mentioned will data processing method based on 5G messages.

[0116] An embodiment of the present invention also provides a computer program product, which includes a computer program, and when the computer program is executed by a processor, it implements the above-mentioned will data processing method based on 5G messages.

[0117] In an embodiment of the present invention, a will creation request sent by a user through a 5G message and the testator's mobile phone number corresponding to the 5G message are obtained; the will creation request includes the testator's identity information, the will content, the mobile phone number of the person associated with the will, and the identity information of the person associated with the will; according to the testator's mobile phone number, the testator's real-name authentication information stored in the operator system is obtained; based on the testator's real-name authentication information, the testator's identity information is verified; according to the mobile phone number of the person associated with the will, the real-name authentication information of the person associated with the will stored in the operator system is obtained; based on the real-name authentication information of the person associated with the will, the identity information of the person associated with the will is verified; after the testator's identity information and the identity information of the person associated with the will are verified , review the contents of the will according to the pre-set review method information corresponding to the will type to which the contents of the will belong; after the contents of the will are reviewed and approved, create a private chain based on the mobile phone numbers and identity information of the persons associated with the will, and upload the contents of the will to the private chain via 5G messages; send the contents of the will and the testator's mobile phone number to the bank's backend server via 5G messages, so that the bank's backend server obtains the property distribution type and property distribution information in the will content, queries the property account information corresponding to the property distribution type according to the property distribution type, associates the property account information and property distribution information corresponding to the property distribution type with the testator's mobile phone number, and then uploads them to the private chain. Compared with the existing will data processing, initiating a will creation request through 5G messages, reviewing the will based on the real-name authentication information stored in the operator system and the pre-set review method information, can improve the review efficiency of the will; the bank's back-end server pre-associates the property account information and property distribution information corresponding to the property distribution type in the will content with the testator's mobile phone number. When executing the will, the bank's back-end server can distribute the property based on the property account information and property distribution information corresponding to the property distribution type associated with the testator's mobile phone number, ensuring the timeliness of property distribution and improving the efficiency of will execution; by uploading the will content, the property account information corresponding to the property distribution type and the testator's mobile phone number association information to the private chain, the authenticity and validity of the will can be ensured.

[0118] Those skilled in the art will appreciate that embodiments of the present invention may be provided as methods, systems, or computer program products. Therefore, the present invention may take the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware. Moreover, the present invention may take the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer-usable program code.

[0119] The present invention is described with reference to flowcharts and / or block diagrams of methods, devices (systems), and computer program products according to embodiments of the present invention. It should be understood that each process and / or block in the flowchart and / or block diagram, as well as the combination of processes and / or blocks in the flowchart and / or block diagram, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing device to produce a machine, so that the instructions executed by the processor of the computer or other programmable data processing device generate instructions for implementing the processes in the flowchart and / or block diagram. Figure 1 A process or multiple processes and / or boxes Figure 1 A device that provides the functions specified in a block or multiple blocks.

[0120] These computer program instructions may also be stored in a computer-readable memory capable of directing a computer or other programmable data processing device to operate in a specific manner, so that the instructions stored in the computer-readable memory produce an article of manufacture comprising an instruction device, which implements the process Figure 1 A process or multiple processes and / or boxes Figure 1 A function specified in one or more boxes.

[0121] These computer program instructions can also be loaded onto a computer or other programmable data processing device so that a series of operating steps are executed on the computer or other programmable device to produce a computer-implemented process, thereby providing instructions for implementing the process. Figure 1 A process or multiple processes and / or boxes Figure 1 The steps for the functions specified in one or more boxes.

[0122] The specific embodiments described above further illustrate the objectives, technical solutions and beneficial effects of the present invention in detail. It should be understood that the above description is only a specific embodiment of the present invention and is not intended to limit the scope of protection of the present invention. Any modifications, equivalent substitutions, improvements, etc. made within the spirit and principles of the present invention should be included in the scope of protection of the present invention.

Claims

1. A will data processing method based on 5G messages, characterized in that: Applied to 5G message servers, including: Obtain a will creation request sent by the user via 5G messaging and the testator's mobile phone number corresponding to the 5G messaging; the will creation request includes the testator's identity information, the will content, the mobile phone number of the person associated with the will, and the identity information of the person associated with the will; According to the testator's mobile phone number, the testator's real-name authentication information stored in the operator's system is obtained; based on the testator's real-name authentication information, the testator's identity information is verified; According to the mobile phone number of the person associated with the will, the real-name authentication information of the person associated with the will stored in the operator system is obtained; based on the real-name authentication information of the person associated with the will, the identity information of the person associated with the will is verified; After the identity information of the testator and the identity information of the persons associated with the will are verified, the contents of the will are reviewed according to the pre-set review method information corresponding to the will type to which the contents of the will belong; After the will is reviewed and approved, a private chain is created based on the mobile phone number and identity information of the person associated with the will, and the will content is uploaded to the private chain via 5G messaging; The will content and the testator's mobile phone number are sent to the bank's backend server via 5G messages, so that the bank's backend server can obtain the property distribution type and property distribution information in the will content, query the property account information corresponding to the property distribution type according to the property distribution type, and associate the property account information and property distribution information corresponding to the property distribution type with the testator's mobile phone number before uploading them to the private chain.

2. The method according to claim 1, characterized in that The will creation request is generated by encrypting the testator's identity information, will content, mobile phone numbers of will-related persons, and identity information of will-related persons using the 5G terminal private key. The 5G terminal private key is the private key of the terminal that sends the 5G message.

3. The method according to claim 2, characterized in that After receiving the will creation request sent by the user via 5G messaging, it also includes: According to the testator's mobile phone number and the pre-stored association table of mobile phone numbers and 5G terminal public keys, obtain the 5G terminal public key corresponding to the testator's mobile phone number; The 5G terminal public key corresponding to the testator's mobile phone number is used to decrypt the will creation request to obtain the testator's identity information, will content, mobile phone numbers of people associated with the will, and identity information of people associated with the will.

4. The method according to claim 1, characterized in that After the identity information of the testator and the persons associated with the will are verified, according to the pre-set review method information corresponding to the will type to which the will content belongs, before reviewing the will content, it also includes: Determine the information format of the will type to which the will content belongs according to the will type to which the will content belongs and the correspondence between the will type and the information format set in advance; Review the information format of the will content according to the information format of the will type to which the will content belongs; After the identity information of the testator and the persons associated with the will is verified, the will content is reviewed according to the pre-set review method information corresponding to the will type to which the will content belongs, including: After the identity information of the testator and the persons associated with the will have been verified and the information format of the will content has been reviewed and approved, the will content is reviewed according to the pre-set review method information corresponding to the will type to which the will content belongs.

5. The method according to claim 1, characterized in that After the identity information of the testator and the persons associated with the will are verified, according to the pre-set review method information corresponding to the will type to which the will content belongs, before reviewing the will content, it also includes: Send a video information collection request to the user via a 5G message, so that the user can record a verification video according to the information collection instruction in the video information collection request; Receiving a verification video based on a video information collection request feedback; Review the verification video; After the identity information of the testator and the persons associated with the will is verified, the will content is reviewed according to the pre-set review method information corresponding to the will type to which the will content belongs, including: After the identity information of the testator and the persons associated with the will are verified and the verification video is reviewed and approved, the contents of the will are reviewed according to the pre-set review method information corresponding to the will type to which the contents of the will belong.

6. The method according to claim 1, characterized in that Also includes: Receive will modification requests sent by users via 5G messages; Obtain the will content stored on the private chain based on the testator’s mobile phone number in the will modification request; Modify the contents of the will according to the modification information in the will modification request; After the modification, the modification confirmation information is sent to each node of the private chain via 5G message; After receiving the modification confirmation information from each node, the modified will content is uploaded to the private chain.

7. A will data processing device based on 5G messages, characterized in that: Applied to 5G message servers, including: An acquisition module is used to obtain a will creation request sent by a user through a 5G message and the testator's mobile phone number corresponding to the 5G message; the will creation request includes the testator's identity information, the will content, the mobile phone number of the person associated with the will, and the identity information of the person associated with the will; The first verification module is used to obtain the testator's real-name authentication information stored in the operator system according to the testator's mobile phone number; based on the testator's real-name authentication information, verify the testator's identity information; The second verification module is used to obtain the real-name authentication information of the person associated with the will stored in the operator system according to the mobile phone number of the person associated with the will; based on the real-name authentication information of the person associated with the will, the identity information of the person associated with the will is verified; A content review module is used to review the contents of a will according to the pre-set review method information corresponding to the will type to which the contents of the will belong, after the identity information of the testator and the identity information of the persons associated with the will have been verified; The chain module is used to create a private chain based on the mobile phone number and identity information of the person associated with the will after the will content is reviewed and approved, and upload the will content to the private chain through 5G messages; The sending module is used to send the will content and the testator's mobile phone number to the bank's back-end server through 5G messages, so that the bank's back-end server can obtain the property distribution type and property distribution information in the will content, query the property account information corresponding to the property distribution type according to the property distribution type, and after associating the property account information and property distribution information corresponding to the property distribution type with the testator's mobile phone number, upload them to the private chain.

8. A computer device comprising a memory, a processor and a computer program stored in the memory and executable on the processor, characterized in that: When the processor executes the computer program, the method according to any one of claims 1 to 6 is implemented.

9. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the method according to any one of claims 1 to 6 is implemented.

10. A computer program product, characterized in that The computer program product comprises a computer program, and when the computer program is executed by a processor, the method according to any one of claims 1 to 6 is implemented.

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