Transaction broker fee settlement method and device, electronic equipment and storage medium

Abstract

The invention discloses a transaction broker cost settlement method and device, electronic equipment and a storage medium, and the settlement method is applied to a fund business server, and specifically comprises the steps: obtaining the cost of a plurality of transaction brokers; according to a first feature and a second feature in each transaction broker fee, obtaining a combined transaction broker fee; and in response to a clearing instruction, according to a third feature in the merged transaction broker cost, generating clearing information, the third feature being used for representing the transaction type of the transaction broker cost, the second feature being used for representing the currency of the transaction broker cost, and the first feature being used for representing the broker of the transaction broker cost. According to the invention, the cost settlement efficiency of the transaction broker is improved, and the accuracy is ensured. The method can be used for a fund business system, the management uniformity and flexibility of fund business transaction broker expenses can be improved, the workload of business personnel configuration is reduced, and the expense checking rate and accuracy are improved.

Description

Technical Field

[0001] This application relates to the technical fields of fund management and transaction clearing, and particularly relates to a method and device for clearing transaction broker fees, an electronic device, and a storage medium. Background Art

[0002] Transaction broker fees refer to the fees charged by brokers for providing transaction services during financial transactions. Transaction broker fees include the providers of transaction broker fees and the users of transaction broker services.

[0003] In related technologies, for the providers of transaction broker fees, in some solutions, functions such as data visualization assessment of the broker team and visualization presentation of market information are realized, providing an efficient information management platform for the financial market. In addition to the modules for customer matching and quote management, the system also includes a broker service management module and a team assessment management module, which can visually present market information and customer information, and generate business assessment documents for each broker according to electronic transaction confirmation forms.

[0004] In related technologies, for the users of transaction broker services, currently, various financial institutions have developed rapidly in cost management and automated fee calculation technologies. In some solutions, transaction broker fees are automatically calculated according to transaction types, amounts, and market conditions, reducing human errors. For example, in some solutions of fee optimization algorithms, relying on machine learning, historical transaction data can be analyzed to predict the best trading opportunities and reduce fee costs. For example, in some solutions of multi-currency transaction fee calculators, such calculators can handle the fees of multi-currency transactions and are applicable to cross-border transactions. For example, in some solutions of dynamic fee adjustment mechanisms, the mechanism can dynamically adjust fees according to the market and trading volume to ensure controlling transaction fee costs under different market conditions and enabling institutions to maintain competitiveness.

[0005] In existing technical solutions, there is a lack of attention to the user dimension of transaction broker services in China, and the management of transaction broker fees mainly focuses on two aspects: one is to realize the automation of fee calculation to improve efficiency; the other is to strive to minimize costs to enhance economic benefits. However, this focus to some extent ignores the optimization of the transaction broker fee clearing and settlement process from the user dimension. Summary of the Invention

[0006] Embodiments of this application provide a method and device for clearing transaction broker fees, an electronic device, and a storage medium, so as to improve the efficiency of clearing transaction broker fees while ensuring accuracy.

[0007] Embodiments of this application adopt the following technical solutions:

[0008] In a first aspect, an embodiment of the present application provides a method for clearing transaction broker fees, which is applied to a funds business server, and the clearing method includes:

[0009] Obtain multiple transaction broker fees;

[0010] Based on a first feature and a second feature in each of the transaction broker fees, obtain a consolidated transaction broker fee;

[0011] In response to a clearing instruction, generate clearing information based on a third feature in the consolidated transaction broker fee, where the third feature is used to characterize the transaction type of the transaction broker fee, the second feature is used to characterize the currency of the transaction broker fee, and the first feature is used to characterize the broker of the transaction broker fee.

[0012] In some embodiments, the obtaining a consolidated transaction broker fee based on a first feature and a second feature in each of the transaction broker fees includes:

[0013] In response to a transaction broker fee collection instruction, merge the transaction broker fee amounts according to the broker name information in the first feature and the currency information in the second feature to generate a single cash flow detail, and this single cash flow detail does not respond to a transaction broker fee modification instruction.

[0014] In some embodiments, after obtaining the consolidated transaction broker fee based on a first feature and a second feature in each of the transaction broker fees, it further includes:

[0015] At the end of the day, check the single cash flow detail generated by the consolidated transaction broker fee against the detail of the transaction broker fee before consolidation;

[0016] At the end of the day, check the consolidated single cash flow against the detail of the transaction broker fee before consolidation;

[0017] Based on the fee amount under the broker name information in the first feature and the fee amount under the currency information in the second feature in the single cash flow detail, determine whether there is a one-to-many matching relationship with the corresponding payment broker fee in the currency and broker name of the transaction broker fee.

[0018] In some embodiments, the generating clearing information based on a third feature in the consolidated transaction broker fee in response to a clearing instruction includes:

[0019] Match the broker name information in the first feature, the currency information in the second feature, and the transaction type of the transaction broker fee in the third feature with the remittance route information stored in the memory according to the clearing instruction;

[0020] Generate the settlement information for the single cash flow details configuration, which at least includes the remittance route information and the settlement information on the settlement date, and submit it for approval based on the matching results.

[0021] In some embodiments, the method further includes:

[0022] When a transaction generating a transaction broker fee reaches the confirmed state, calculate the broker fee based on the transaction broker fee field carried in the interface downstream transaction and / or the manual book upload transaction, and record it in the database.

[0023] In some embodiments, the method further includes:

[0024] In response to a modification request for the transaction broker fee, modify the broker name or the payment amount;

[0025] If the payment amount is modified to zero, delete the current transaction broker fee.

[0026] In a second aspect, an embodiment of the present application further provides a transaction broker fee settlement system. Based on the fund business system, the settlement system includes:

[0027] A transaction management module, and the transaction management module further includes a single cash flow management module;

[0028] The single cash flow management module further includes a broker fee module, and the broker fee module is used to execute the transaction broker fee settlement method described in the first aspect;

[0029] The broker fee module is linked with the single cash flow management module to manually collect the broker fees for multiple transactions, and the broker fee module is also linked with the transaction management module to generate the transaction broker fees.

[0030] In a third aspect, an embodiment of the present application further provides a transaction broker fee settlement device. Applied to the fund business server, the settlement device includes:

[0031] An acquisition module, configured to acquire multiple transaction broker fees;

[0032] A merging module, configured to obtain the merged transaction broker fees according to the first feature and the second feature in each of the transaction broker fees;

[0033] A liquidation module, configured to generate liquidation information according to a third feature in the combined transaction broker fees in response to a liquidation instruction, where the third feature is used to characterize the transaction type of the transaction broker fees, the second feature is used to characterize the currency of the transaction broker fees, and the first feature is used to characterize the broker of the transaction broker fees.

[0034] In a fourth aspect, an embodiment of the present application further provides an electronic device, including: a processor; and a memory arranged to store computer-executable instructions, where the executable instructions, when executed, cause the processor to execute the above method.

[0035] In a fifth aspect, an embodiment of the present application further provides a computer-readable storage medium, where the computer-readable storage medium stores one or more programs, and when the one or more programs are executed by an electronic device including a plurality of application programs, the electronic device is caused to execute the above method.

[0036] The above at least one technical solution adopted in the embodiments of the present application can achieve the following beneficial effects: obtaining multiple transaction broker fees, then obtaining the combined transaction broker fees according to the first feature and the second feature in each of the transaction broker fees. Finally, in response to a liquidation instruction, liquidation information is generated according to the third feature in the combined transaction broker fees. For the first feature used to characterize the broker of the transaction broker fees, the second feature used to characterize the currency of the transaction broker fees, and the third feature used to characterize the transaction type of the transaction broker fees, the above method realizes the aggregation and combination of multiple transaction broker fees and the liquidation after combination. BRIEF DESCRIPTION OF THE DRAWINGS

[0037] The drawings described herein are used to provide a further understanding of the present application and constitute a part of the present application. The illustrative embodiments and descriptions of the present application are used to explain the present application and do not constitute an improper limitation of the present application. In the drawings:

[0038] Figure 1 It is a schematic diagram of the system architecture of the transaction broker fee liquidation method in the embodiments of the present application;

[0039] Figure 2 It is a schematic flowchart of the transaction broker fee liquidation method in the embodiments of the present application;

[0040] Figure 3 It is a schematic structural diagram of the transaction broker fee liquidation device in the embodiments of the present application;

[0041] Figure 4 It is a schematic structural diagram of an electronic device in the embodiments of the present application. DETAILED DESCRIPTION OF THE EMBODIMENTS

[0042] To make the objectives, technical solutions, and advantages of this application clearer, the technical solutions of this application will be clearly and completely described below in conjunction with specific embodiments of this application and the corresponding drawings. Obviously, the described embodiments are only a part of the embodiments of this application, rather than all of them. All other embodiments obtained by those of ordinary skill in the art based on the embodiments in this application without creative efforts belong to the scope of protection of this application.

[0043] In the related art, in the solutions for users of trading broker services, there are generally the following problems:

[0044] (1) Scattered fees: The fees of multiple trading brokers are not effectively consolidated, resulting in overly scattered trading broker fee information, making it difficult to conduct centralized management and transmission, and also not conducive to statistics and analysis.

[0045] (2) Low verification rate and accuracy: Since the trading management system calculates and processes trading broker fees on a single - transaction basis automatically without integration. Therefore, it is difficult and less willing for manual verification, reducing the accuracy and efficiency of verification.

[0046] (3) Poor flexibility: Although the fee calculation has achieved automation, this automation is often limited to specific calculation rules and scenarios, lacking sufficient flexibility and being difficult to adapt to sudden scenarios and changing business requirements.

[0047] In view of the above deficiencies, in order to improve the overall efficiency of the funds business system, it is necessary to deeply optimize the clearing and settlement process of trading broker fees to solve the above problems and achieve more efficient, flexible, and economical fee management. The trading broker fee clearing method provided in the embodiments of this application batches and consolidates trading broker fees through certain aggregation rules to achieve centralized management, improve the verification rate and accuracy, and simplify the process.

[0048] The following details the technical solutions provided in each embodiment of this application in conjunction with the drawings.

[0049] As Figure 1 shown, the trading management module 10, as the core component of the funds business system, at least includes a single cash - flow management system 101 in the trading management module 10. At the same time, the single cash - flow management system 101 belongs to the trading bookkeeping module (not shown). In the single cash - flow management system 101, there is at least a broker fee module 1011, and through the broker fee module 1011, functions including but not limited to recording, modifying, consolidating trading broker fees, and the subsequent clearing process after consolidation are realized.

[0050] The embodiments of this application provide a trading broker fee clearing method, as Figure 2As shown in the figure, a schematic flowchart of the transaction broker fee settlement method in the embodiments of the present application is provided. The method at least includes the following steps S210 to S230:

[0051] Step S210: Obtain multiple transaction broker fees.

[0052] The ways to obtain transaction broker fees include, but are not limited to, newly recorded transaction broker fees, transaction broker fees that need to be modified, and transaction broker fees that need to be merged. As Figure 1 shown in the figure, in the transaction management system of the fund business system, the transaction broker fee module is implemented as an independent function. A sub-module is added under the fund business system architecture for specifically managing transaction broker fees.

[0053] Step S220: Obtain the merged transaction broker fees according to the first feature and the second feature in each of the transaction broker fees.

[0054] For each of the transaction broker fees, the fee amounts can be merged according to the currency and the broker name. After the merger, a single cash flow detail is generated, and the single cash flow amount is the sum of the payment fee amounts in each merged record. That is, the broker fees are automatically calculated and stored according to the transaction information. The fund business system sets up a special transaction broker fee sub-module under the single cash flow module, enhancing the overall scalability, reusability, and reliability of the system.

[0055] Specifically, after the merger is completed, a pop-up window on the front-end page reminds the business personnel to confirm the total payment fee amount again. Only after the business personnel confirm that it is correct can a single cash flow detail be generated.

[0056] Step S230: In response to the settlement instruction, generate settlement information according to the third feature in the merged transaction broker fees. The third feature is used to characterize the transaction type of the transaction broker fee, the second feature is used to characterize the currency of the transaction broker fee, and the first feature is used to characterize the broker of the transaction broker fee.

[0057] After multiple transaction broker fees are merged into a single cash flow according to the currency and the broker name, wait for the user to configure the clearing and settlement information for this single cash flow and submit it for approval. At the same time, it is also necessary to generate settlement information / instructions according to the transaction type of the transaction broker fee. In this way, after the approval is passed, a corresponding settlement application is generated according to the single cash flow information and sent to the downstream system to complete the settlement of this single cash flow. That is, the process of generating a single cash flow detail after merging the fees, as well as the confirmation steps and the function of automatically flowing to the next module involved in this process.

[0058] Through the above method, centralized management is achieved. Specifically, the transaction broker fee management module is adopted to uniformly view and manage, and functions such as batch import, modification, and aggregation are realized to achieve centralized management of transaction broker fees.

[0059] Through the above method, the linkage between the transaction management module and the transaction broker fee module is realized, enabling the fund business system to automatically retrieve transaction information and batch generate transaction broker fees. A dedicated transaction broker fee management module is added under the single cash flow management module and linked with the transaction management module (transaction bookkeeping) to automatically generate transaction broker fees. The transaction broker fee module is linked with the single cash flow management module to achieve manual aggregation of transaction broker fees.

[0060] Different from the related art, in which multiple transaction broker fees are not effectively merged, resulting in the problem of overly scattered transaction broker fee information, through the above method, the merged transaction broker fees are obtained according to the first feature and the second feature in each of the transaction broker fees; in response to the settlement instruction, settlement information is generated according to the third feature in the merged transaction broker fees.

[0061] Different from the related art, in which the transaction management system calculates and processes transaction broker fees on a single - transaction basis without integration, through the above method, multiple transaction broker fees are obtained, and then the merged transaction broker fees are obtained according to the first feature and the second feature in each of the transaction broker fees. Finally, in response to the settlement instruction, settlement information is generated according to the third feature in the merged transaction broker fees. This solves the problem of difficult accounting caused by the lack of integration of single - transaction broker fees.

[0062] In an embodiment of the present application, the obtaining of the merged transaction broker fees according to the first feature and the second feature in each of the transaction broker fees includes: in response to the transaction broker fee aggregation instruction, according to the broker name information in the first feature and the currency information in the second feature, the transaction broker fee amounts are merged to generate a single cash flow detail, and this single cash flow detail does not respond to the transaction broker fee modification instruction.

[0063] After the transaction broker fees are verified to be correct, the business personnel can manually trigger batch merging of broker fees on the transaction broker fee interface. The fund business system merges the fee amounts according to the currency and broker name. After the merging is completed, a single cash flow detail is generated, and the single cash flow amount is the sum of the payment fee amounts in each merged record. After the merging is completed, a pop - up window is used on the front - end page to remind the business personnel to confirm the total payment fee amount again. Only after the business personnel confirm that it is correct can a single cash flow detail be generated.

[0064] It should be noted that after the merged single cash flow details are generated, they automatically enter the expense details query module, and the status flows normally.

[0065] During specific operations, when the user selects the transaction broker fees to be merged on the front-end interface (either full data or incremental data can be selected), an aggregation instruction is generated, and grouping and merging are performed according to the currency and broker name saved in the library table. The total expense amounts of different currencies for each broker are merged and summarized. The calculation results can be pop-up displayed on the front-end page, waiting for the user to confirm.

[0066] It can be understood that the front-end page display includes, but is not limited to, information such as broker name, department, currency, expense amount, etc.

[0067] Furthermore, after the user confirms on the front-end page, the funds business system sends an MQ message queue to the single cash flow module, stores the merged broker name, department, currency, and expense amount in the single cash flow module, generates a single cash flow, and displays it on the corresponding front-end interface.

[0068] It should be noted that after the merger of a transaction broker fee is completed, the funds business system does not support modifying the transaction broker fee again in the transaction broker fee module.

[0069] The verification rate and accuracy are improved through the above method: before and after the aggregation and before generating the single cash flow details, business personnel are required to confirm, adding a verification link to improve the verification rate and accuracy of transaction broker fees. Based on the reasonable division of the requirements for transaction broker fees, the transaction broker fees are divided into four relatively independent functions (automatic recording, manual modification, verification and confirmation, and manual merger), and the linkage between the transaction management module and the transaction broker fee sub-module, and between the transaction broker fee sub-module and the single cash flow module is realized. A secondary verification link is added during the merger of transaction broker fees, which can help business personnel quickly and accurately discover and locate problems when problems occur.

[0070] In an embodiment of the present application, after obtaining the merged transaction broker fees according to the first feature and the second feature in each transaction broker fee, it further includes: verifying the single cash flow details generated by the merged transaction broker fees with the details of the transaction broker fees before the merger at the end of the day; verifying the merged single cash flow with the details of the transaction broker fees before the merger at the end of the day; based on the expense amount under the name information of the broker in the first feature and the expense amount under the currency information in the second feature in the single cash flow details, determining whether there is a one-to-many matching relationship with the corresponding payment broker fees in the currency and broker name in the transaction broker fees.

[0071] In the financial industry, end-of-day usually means the official end of a day's trading activities, and all accounts and transaction records are settled. In the banking system, end-of-day processing includes operations such as clearing all transactions that occurred on the day and updating account balances. To ensure data accuracy, the system reconciles the combined single cash flow with the details of transaction broker fees before the combination at the end of the day, that is, performs end-of-day reconciliation of transaction broker fees.

[0072] After receiving the end-of-day cut-off message from the associated system - accounting platform at each accounting date, the batch scheduling platform in the funds business system automatically initiates the batch job for end-of-day reconciliation, and automatically checks whether the fee amount under a certain currency and broker name in the single cash flow module can achieve a one-to-many exact match with all the payment broker fees under the corresponding currency and broker name in the transaction broker fee sub-module.

[0073] The reconciliation rate and accuracy are improved through the above methods: before and after the aggregation and before generating the single cash flow details, business personnel are required to confirm, adding a reconciliation link to improve the reconciliation rate and accuracy of transaction broker fees.

[0074] In an embodiment of the present application, in response to the clearing instruction, according to the third feature in the combined transaction broker fees, clearing information is generated, including: matching the name information of the broker in the first feature, the currency information in the second feature, and the transaction type of the transaction broker fees in the third feature with the remittance route information saved in the memory according to the clearing instruction; according to the matching result, generating clearing information for the single cash flow details configuration at least including remittance route information and clearing day clearing information and submitting it for approval.

[0075] When a transaction is concluded, transaction bookkeeping levels are used to register transaction elements. A corresponding cash flow is generated in the cash flow module, triggering the clearing module to perform clearing. The loop information is a necessary condition for completing the clearing form. The loop information at least includes currency, transaction type, and broker name. Among them, different accounts are used for currency, different accounts are also used for transaction type, and there are corresponding distinctions for broker name. That is, when the three elements of currency, transaction type, and broker name are matched, a clearing instruction is generated, and then the operator will view from which corresponding account the payment is deducted according to the loop information.

[0076] When performing clearing after the combination of transaction broker fees, multiple transaction broker fees are combined into a single cash flow according to currency and broker name, and then wait for the user to configure clearing and settlement information (including but not limited to remittance route information, clearing day) for this single cash flow and submit it for approval. After the approval is passed, a corresponding clearing application is generated according to the single cash flow information and sent to the downstream system to complete the clearing of this single cash flow.

[0077] Specifically, when the fees of multiple transaction brokers are consolidated into a single cash flow, a pop-up window will enter the single cash flow bookkeeping interface, waiting for the user to configure the clearing and settlement information and submit it for approval. The fund business system will then match the broker name, currency, and transaction type with the remittance route information stored in the system for our side (the user of the transaction broker service), and match a corresponding remittance route information to be automatically displayed back to the cash flow bookkeeping interface, while the user can manually modify it. The fund business system will store the clearing date manually entered by the user in the database and send a clearing application to the outside on the T-1 working day of that clearing date.

[0078] After the clearing and settlement information is entered, the user determines to submit for approval on the front-end page. After the approval is passed, the clearing module generates a clearing application based on the field information pushed by the single cash flow module and the cash flow module (mainly including the full single cash flow fields and the full cash flow fields), with the status being pending transmission, waiting for the background to poll and send it to the downstream system. The downstream system generates a clearing instruction and groups and reports it for transmission.

[0079] Through the above method, the supplement and transmission of clearing information are realized. After the generation of the single cash flow after consolidation, wait for the completion of the supplement of the clearing and settlement information (the fund business system automatically matches the remittance route according to the corresponding elements, and the user manually enters the clearing date) and submit for approval; after the approval is passed, the clearing module generates the corresponding clearing application and sends it downstream, and the clearing status flows normally.

[0080] In an embodiment of the present application, the method further includes: when the transaction generating the transaction broker fee reaches the confirmed state, calculating the broker fee based on the transaction broker fee field carried in the interface downstream transaction and / or the manual book upload transaction and storing it in the database.

[0081] The main sources of the newly added record of the transaction broker fee are the interface downstream transaction and the manual bookkeeping transaction. When the transaction reaches the confirmed state, the fund business system automatically calculates the broker fee based on the transaction broker fee in the transaction downstream message or the transaction information manually uploaded, and stores it in the transaction broker fee module according to the time, and at the same time stores the trader name. The transaction broker fees in the transaction broker fee module correspond to the transactions one by one, and are generated at the end of each quarter, and of course, it can also be generated in real time on a selected date.

[0082] Specifically, the downward trading messages or transaction information recorded manually on trading platforms such as the foreign exchange trading center are stored in the transaction details table of the system's transaction module. When a transaction is submitted, approved, and reaches the confirmed status, the transaction module pushes the department where the transaction is concluded, the trader, the transaction number, the name of the broker, the transaction type, the transaction term, and the brokerage rate to the transaction broker fee sub-module through an interface and stores them. And the initial broker fee is calculated according to a pre-set calculation formula (for example, transaction broker fee = brokerage rate * delivery amount * transaction term / 1,000,000) and then stored. After a record of the transaction broker fee is completed, the system displays the name of the broker, the transaction type, the transaction term, and the brokerage rate on the front-end display interface for the convenience of business personnel to view and manage.

[0083] The verification rate and accuracy are improved through the above methods: before and after the aggregation and before generating the single cash flow details, business personnel are required to confirm, adding a verification link to improve the verification rate and accuracy of the transaction broker fees. The combination of automation and manual operation is adopted: Automatic generation: The system automatically calculates the broker fee based on the downward trading message or the transaction information uploaded manually. Manual aggregation: Support for manual modification and verification of the transaction broker fee.

[0084] In an embodiment of the present application, the method further includes: in response to a modification request for the transaction broker fee, modifying the name of the broker or the payment amount; if the payment amount is modified to zero, deleting the current transaction broker fee.

[0085] For the scenario of modifying the transaction broker fee, business personnel can modify each record on the transaction broker fee interface according to business needs, and can modify the fields of the name of the broker and the payment amount; if a broker fee needs to be deleted, it can be modified by changing the broker fee amount of this record to 0; the business personnel confirm this transaction broker fee in the system through the merge method.

[0086] Specifically, when the user selects a transaction broker fee with the name or amount to be modified on the front-end interface and enters the modification pop-up window, the fund business system stores the new broker name and payment amount input by the user. The newly modified payment amount is stored in the payment broker fee, and the newly modified broker name directly overwrites the original broker name. After the modification is completed, the system automatically calculates the change ratio according to the initial broker fee and the payment broker fee (for example, the calculation formula is used: (payment broker fee - initial broker fee) / payment broker fee), stores it in the change ratio, and performs front-end display, which is also convenient for business personnel to intuitively feel the change range.

[0087] Through the above method, after the transaction broker fees are generated, the functions of manually modifying the broker name and the amount of payment fees are supported, which can adapt to different business scenarios. At the same time, after the modification, it is necessary to confirm again to reduce the risk of misoperation. The fee record and management process includes, but is not limited to, recording: a dedicated interface is provided to display and allow recording and modification of transaction broker fees. Modification: An interface is provided for business personnel to modify the fee details as needed. Verification: Support single or batch verification to ensure the accuracy of fee information. Consolidation: Consolidate fees based on currency and broker name, and generate a single cash flow detail. Confirmation and generation mechanism: After consolidation, it is necessary for business personnel to confirm again. After verification, a single cash flow detail is automatically generated and transferred to the fee detail query module.

[0088] The present application also provides a transaction broker fee clearing system. Based on the funds business system, the clearing system includes:

[0089] A transaction management module, and the transaction management module further includes a single cash flow management module;

[0090] The single cash flow management module further includes a broker fee module, and the broker fee module is used to execute the transaction broker fee clearing method described above;

[0091] The broker fee module is linked with the single cash flow management module for manual collection of multiple transaction broker fees, and the broker fee module is also linked with the transaction management module to generate transaction broker fees.

[0092] Among them, the transaction broker fee clearing method is applied to a funds business server, and specifically includes obtaining multiple transaction broker fees;

[0093] According to the first feature and the second feature in each of the transaction broker fees, the combined transaction broker fees are obtained;

[0094] In response to a clearing instruction, according to the third feature in the combined transaction broker fees, clearing information is generated. The third feature is used to characterize the transaction type of the transaction broker fees, the second feature is used to characterize the currency of the transaction broker fees, and the first feature is used to characterize the broker of the transaction broker fees.

[0095] Based on the transaction broker fee clearing system, a dedicated transaction broker fee management sub-module is added under the single cash flow management module of the funds business system, and it is linked with the transaction management module and the clearing module.

[0096] The embodiment of the present application also provides a transaction broker fee clearing device 300, as Figure 3As shown, a schematic structural diagram of a transaction broker fee clearing device in an embodiment of the present application is provided. The transaction broker fee clearing device 300 at least includes: an acquisition module 310, a merging module 320, and a clearing module 330, where:

[0097] In an embodiment of the present application, the acquisition module 310 is specifically configured to: acquire multiple transaction broker fees.

[0098] The ways to acquire transaction broker fees include, but are not limited to, newly recorded transaction broker fees, transaction broker fees that need to be modified, and transaction broker fees that need to be merged. As Figure 1 shown, in the transaction management system of the fund business system, the transaction broker fee module is implemented as an independent function.

[0099] In an embodiment of the present application, the merging module 320 is specifically configured to: obtain the merged transaction broker fees according to the first feature and the second feature in each of the transaction broker fees.

[0100] For each of the transaction broker fees, the fee amounts can be merged according to the currency and the broker name. After the merging is completed, a single cash flow detail is generated, and the single cash flow amount is the sum of the payment amounts in each merged record.

[0101] Specifically, after the merging is completed, a pop-up window on the front-end page reminds the business personnel to confirm the total payment amount again. Only after the business personnel confirm that it is correct can the single cash flow detail be generated.

[0102] In an embodiment of the present application, the clearing module 330 is specifically configured to: in response to a clearing instruction, generate clearing information according to the third feature in the merged transaction broker fees. The third feature is used to represent the transaction type of the transaction broker fees, the second feature is used to represent the currency of the transaction broker fees, and the first feature is used to represent the broker of the transaction broker fees.

[0103] After multiple transaction broker fees are merged into a single cash flow according to the currency and the broker name, wait for the user to configure the clearing and settlement information for this single cash flow and submit it for approval. At the same time, it is also necessary to generate clearing information / instructions according to the transaction type of the transaction broker fees. In this way, after the approval is passed, a corresponding clearing application is generated according to the single cash flow information and sent to the downstream system to complete the clearing of this single cash flow.

[0104] It can be understood that the above-mentioned transaction broker fee clearing device can implement each step of the transaction broker fee clearing method provided in the foregoing embodiment. The relevant explanations regarding the transaction broker fee clearing method are applicable to the transaction broker fee clearing device and will not be elaborated here.

[0105] Figure 4 is a schematic structural diagram of an electronic device according to an embodiment of the present application. Please refer to Figure 4 , at the hardware level, the electronic device includes a processor, and optionally also includes an internal bus, a network interface, and a memory. Among them, the memory may include a memory, such as a high-speed random access memory (Random-Access Memory, RAM), and may also include a non-volatile memory, such as at least one disk memory, etc. Of course, the electronic device may also include other hardware required for other services.

[0106] The processor, the network interface, and the memory can be interconnected through the internal bus, and the internal bus can be an ISA (Industry Standard Architecture) bus, a PCI (Peripheral Component Interconnect) bus, or an EISA (Extended Industry Standard Architecture) bus, etc. The bus can be divided into an address bus, a data bus, a control bus, etc. For the sake of simplicity of representation, Figure 4 only a bidirectional arrow is used in

[0107] Memory, used to store programs. Specifically, the program may include program code, and the program code includes computer operation instructions. The memory may include a memory and a non-volatile memory, and provide instructions and data to the processor.

[0108] The processor reads the corresponding computer program from the non-volatile memory into the memory and then runs it, forming a transaction broker fee clearing device at the logical level. The processor executes the program stored in the memory and is specifically used to perform the following operations:

[0109] Obtain multiple transaction broker fees;

[0110] According to the first feature and the second feature in each of the transaction broker fees, obtain the combined transaction broker fee;

[0111] In response to the clearing instruction, generate clearing information according to the third feature in the combined transaction broker fee, where the third feature is used to characterize the transaction type of the transaction broker fee, the second feature is used to characterize the currency of the transaction broker fee, and the first feature is used to characterize the broker of the transaction broker fee.

[0112] The above is as described in the present application Figure 2The method executed by the transaction broker fee clearing device disclosed in the illustrated embodiment can be applied to or implemented by a processor. The processor may be an integrated circuit chip with signal processing capabilities. In the implementation process, each step of the above method can be completed by the integrated logic circuit of the hardware in the processor or the instructions in the form of software. The above processor may be a general-purpose processor, including a central processing unit (CPU), a network processor (NP), etc.; it may also be a digital signal processor (DSP), an application specific integrated circuit (ASIC), a field-programmable gate array (FPGA), or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components. It can implement or execute each method, step, and logic block diagram disclosed in the embodiments of the present application. The general-purpose processor may be a microprocessor or the processor may also be any conventional processor, etc. The steps of the method disclosed in combination with the embodiments of the present application can be directly embodied as being executed and completed by the hardware decoding processor, or executed and completed by a combination of the hardware and software modules in the decoding processor. The software module may be located in a mature storage medium in the art such as a random access memory, a flash memory, a read-only memory, a programmable read-only memory, or an electrically erasable programmable memory, a register, etc. This storage medium is located in the memory, and the processor reads the information in the memory and combines its hardware to complete the steps of the above method.

[0113] The electronic device can also execute Figure 2 the method executed by the transaction broker fee clearing device in Figure 2 the illustrated embodiment and implement the functions of the transaction broker fee clearing device in

[0114] Embodiments of the present application also propose a computer-readable storage medium that stores one or more programs. The one or more programs include instructions that, when executed by an electronic device including multiple application programs, can enable the electronic device to execute Figure 2 the method executed by the transaction broker fee clearing device in the illustrated embodiment and specifically used to execute:

[0115] Obtain multiple transaction broker fees;

[0116] According to the first feature and the second feature in each of the transaction broker fees, obtain the combined transaction broker fee;

[0117] In response to a liquidation instruction, liquidation information is generated according to a third feature in the combined transaction broker fees, where the third feature is used to characterize the transaction type of the transaction broker fees, the second feature is used to characterize the currency of the transaction broker fees, and the first feature is used to characterize the broker of the transaction broker fees.

[0118] Those skilled in the art will understand that the embodiments of the present invention can be provided as a method, a system, or a computer program product. Therefore, the present invention can take the form of a completely hardware embodiment, a completely software embodiment, or an embodiment combining software and hardware aspects. Moreover, the present invention can take the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer-usable program code.

[0119] The present invention is described with reference to the flowcharts and / or block diagrams of methods, apparatuses (systems), and computer program products according to embodiments of the present invention. It should be understood that each flow and / or block in the flowchart and / or block diagram, and the combination of flows and / or blocks in the flowchart and / or block diagram, can be realized by computer program instructions. These computer program instructions can be provided to the processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing devices to generate a machine, so that the instructions executed by the processor of the computer or other programmable data processing devices generate means for realizing the specified functions in Figure 1 one flow or multiple flows and / or blocks Figure 1 one block or multiple blocks.

[0120] These computer program instructions can also be stored in a computer-readable memory that can direct a computer or other programmable data processing device to work in a specific manner, so that the instructions stored in the computer-readable memory generate a manufactured article including instruction means, and the instruction means realizes the specified functions in Figure 1 one flow or multiple flows and / or blocks Figure 1 one block or multiple blocks.

[0121] These computer program instructions can also be loaded onto a computer or other programmable data processing device, so that a series of operation steps are executed on the computer or other programmable device to generate a computer-implemented process, and thus the instructions executed on the computer or other programmable device provide steps for realizing the specified functions in Figure 1 one flow or multiple flows and / or blocks Figure 1 one block or multiple blocks.

[0122] In a typical configuration, a computing device includes one or more processors (CPUs), an input / output interface, a network interface, and a memory.

[0123] The memory may include non-permanent storage in a computer-readable medium, random access memory (RAM) and / or non-volatile memory in the form of read-only memory (ROM) or flash RAM. The memory is an example of a computer-readable medium.

[0124] Computer readable media include permanent and non-permanent, removable and non-removable media that can be implemented by any method or technology to store information. Information can be computer readable instructions, data structures, program modules or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static random access memory (SRAM), dynamic random access memory (DRAM), other types of random access memory (RAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), flash memory or other memory technology, compact disk read-only memory (CD-ROM), digital versatile disk (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices or any other non-transmission media that can be used to store information that can be accessed by a computing device. As defined herein, computer readable media does not include temporary computer readable media (transitory media), such as modulated data signals and carrier waves.

[0125] It should also be noted that the terms "include", "comprises" or any other variations thereof are intended to cover non-exclusive inclusion, so that a process, method, commodity or device including a series of elements includes not only those elements, but also other elements not explicitly listed, or also includes elements inherent to such process, method, commodity or device. In the absence of more restrictions, the elements defined by the sentence "comprises a ..." do not exclude the existence of other identical elements in the process, method, commodity or device including the elements.

[0126] Those skilled in the art will appreciate that the embodiments of the present application may be provided as methods, systems or computer program products. Therefore, the present application may adopt the form of a complete hardware embodiment, a complete software embodiment or an embodiment in combination with software and hardware. Moreover, the present application may adopt the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) that contain computer-usable program code.

[0127] The above are only embodiments of the present application and are not intended to limit the present application. For those skilled in the art, various changes and modifications can be made to the present application. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application shall be included within the scope of the claims of the present application.

Claims

1. A method for clearing transaction broker fees, wherein, Applied to a funds business server, the clearing method includes: Obtain multiple transaction broker fees; Based on the first feature and the second feature in each of the transaction broker fees, obtain the combined transaction broker fees; In response to a clearing instruction, generate clearing information based on the third feature in the combined transaction broker fees, where the third feature is used to characterize the transaction type of the transaction broker fee, the second feature is used to characterize the currency of the transaction broker fee, and the first feature is used to characterize the broker of the transaction broker fee.

2. The method according to claim 1, wherein, The step of obtaining the combined transaction broker fees based on the first feature and the second feature in each of the transaction broker fees includes: In response to a transaction broker fee collection instruction, combine the transaction broker fee amounts according to the broker name information in the first feature and the currency information in the second feature to generate a single cash flow detail, and this single cash flow detail does not respond to a transaction broker fee modification instruction.

3. The method according to claim 2, wherein After obtaining the combined transaction broker fees based on the first feature and the second feature in each of the transaction broker fees, it further includes: At the end of the day, check the single cash flow detail generated by the combined transaction broker fees against the detail of the transaction broker fees before combination; At the end of the day, check the combined single cash flow against the detail of the transaction broker fees before combination; Based on the fee amount under the broker name information in the first feature and the fee amount under the currency information in the second feature in the single cash flow detail, determine whether there is a one-to-many matching relationship with the corresponding payment broker fees in terms of currency and broker name in the transaction broker fees.

4. The method according to claim 2, wherein The step of generating clearing information based on the third feature in the combined transaction broker fees in response to a clearing instruction includes: Match the broker name information in the first feature, the currency information in the second feature, and the transaction type of the transaction broker fee in the third feature with the remittance route information saved in the memory according to the clearing instruction; According to the matching result, generate clearing information for the single cash flow detail that at least includes remittance route information and clearing day clearing information and submit it for approval.

5. The method according to claim 1, the method further includes: When the transaction generating the transaction broker fee reaches the confirmed state, calculate the broker fee based on the transaction broker fee fields carried in the interface downlink transaction and / or the manual book upload transaction and record it in the database.

6. The method according to claim 5, the method further includes: In response to a modification request for the transaction broker fee, modify the broker name or the payment fee amount; If the payment fee amount is modified to zero, delete the current transaction broker fee.

7. A trading broker fee clearing system, wherein, Based on a funds business system, the clearing system includes: A transaction management module, and the transaction management module further includes a single cash flow management module; The single cash flow management module further includes a broker fee module, and the broker fee module is used to execute the transaction broker fee clearing method according to any one of claims 1 to 6. The broker fee module is linked with the single cash flow management module for manually collecting the broker fees of multiple transactions. The broker fee module is also linked with the transaction management module for generating transaction broker fees.

8. A trading broker fee clearing device, wherein, Applied to a funds business server, the clearing device includes: An acquisition module for acquiring the broker fees of multiple transactions; A merging module for obtaining the merged transaction broker fees according to the first feature and the second feature in each of the transaction broker fees; A clearing module for generating clearing information according to the third feature in the merged transaction broker fees in response to a clearing instruction. The third feature is used to characterize the transaction type of the transaction broker fees, the second feature is used to characterize the currency of the transaction broker fees, and the first feature is used to characterize the broker of the transaction broker fees.

9. An electronic device, comprising: A processor; And A memory arranged to store computer-executable instructions, which when executed cause the processor to execute the method according to any one of claims 1 to 7.

10. A computer-readable storage medium storing one or more programs, which when executed by an electronic device including a plurality of application programs cause the electronic device to execute the method according to any one of claims 1 to 7.

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