Evaluation system and method for quickly acquiring enterprise credit

Abstract

The invention relates to the technical field of enterprise services, and particularly discloses an evaluation system and method for quickly obtaining enterprise credit, and the system comprises an enterprise credit comprehensive platform which comprises commercial credit, management credit, market credit, financial credit and legal credit; when the evaluation of enterprise credit is quickly obtained, a member logs in the platform, an evaluation score general list and a branch list of enterprise credit in a page can be seen, the enterprise credit evaluation is inquired according to the current business and the existence or absence of an intentional enterprise, and when no intentional enterprise exists, the enterprise credit evaluation is quickly obtained. According to the method, a target enterprise can be selected according to a branch list of a corresponding service, and evaluation of enterprise credit of the target enterprise can be checked, or adaptive enterprises can be generated according to an automatic matching unit and ranking query of matching rankings of the adaptive enterprises can be carried out, and if an intentional enterprise exists, the target enterprise can be directly searched, and query acquisition of credit evaluation can be carried out.

Description

Technical Field

[0001] The present invention relates to the technical field of enterprise services, and specifically discloses an evaluation system and method for quickly obtaining enterprise credit. Background Art

[0002] Enterprise credit refers to the reputation and reliability shown by an enterprise in economic activities. It reflects the behavior and ability of an enterprise in aspects such as transactions, contract performance, debt repayment, etc. Enterprise credit is usually evaluated by professional credit rating agencies, which will comprehensively consider factors such as the financial status, operating history, and industry status of the enterprise and give corresponding credit ratings.

[0003] For example, the invention with the authorization announcement number CN110046984A discloses an enterprise credit rating system and evaluation method. The former includes a data acquisition module: regularly acquiring enterprise tender announcement information and winning bid information of each trading center; a data cleaning module: used for filtering the collected announcements; an index weight determination module: using the machine learning random forest (CRF) regression algorithm, randomly extracting part of the data from historical data as training data and putting it into the algorithm to build a model; a credit score calculation module: calculating the corresponding dimension scores according to the weights of each dimension of the index, and storing the calculation results in a relational database; a user search display module: used for users to search and display the search results. For investors, the present invention can better screen out those enterprises with high credit ratings as investment targets, avoid risks, and improve benefits. For enterprises, it can reduce the financing cost. Currently, enterprise credit is an important indicator for the speed of cooperation progress before the initial business contact. For the party with excellent enterprise credit, most of the qualification review time can be saved during business docking. Since most enterprise service projects are numerous and the cooperation party will select multiple enterprises for comparison, if the cooperation party cannot obtain the corresponding and rapid enterprise credit evaluation for the current business in a targeted manner, a lot of time will be wasted in this link. At the same time, during the investigation process, because many small and medium-sized enterprises are not filed in professional institutions, the relevant information is not sufficiently public and lacks the support of big data, it is easy to have artificial concealment and deception, which will also affect the safety of later cooperation. Summary of the Invention

[0004] In view of this, the purpose of the present invention is to provide an evaluation system and method for quickly obtaining enterprise credit to solve the problems that the credit information of small and medium-sized enterprises is not sufficiently public, affecting the cooperation safety, and consuming a lot of time for querying the enterprise credit of multiple alternative enterprises.

[0005] To achieve the above object, the present invention provides the following technical solutions: An evaluation system and method for quickly obtaining enterprise credit, including an enterprise credit comprehensive platform, where the enterprise credit comprehensive platform includes commercial credit, management credit, market credit, financial credit, and legal credit.

[0006] Further, the enterprise credit comprehensive platform is provided with a login interface, including member login and guest login. Member login can query the detailed enterprise information, overall score, specific scores of each item, and evaluation content given by the platform for commercial credit, management credit, market credit, financial credit, and legal credit. Guest login can only query the enterprise profile and overall score.

[0007] Further, the member login also includes normal information disclosure and abnormal information disclosure. Normal information disclosure includes financial credit and legal credit, and abnormal information disclosure includes commercial credit, management credit, and market credit;

[0008] For the query of abnormal information disclosure, it is necessary to contact the enterprise in advance, communicate with its main person in charge, log in to the enterprise credit page in the platform, and through the verification code, remotely log in to the page with the registered mobile phone number.

[0009] Further, the abnormal information disclosure includes self-evaluation and third-party intervention evaluation;

[0010] Self-evaluation: Relevant content is published through the after-sales evaluation between the enterprise and the cooperation party and the positive comments of the cooperation party on the enterprise. During the screening process of the enterprise, points can be added to the enterprise. The published content needs to be true and includes relevant contract content, cooperation pictures, positive comment information, etc.;

[0011] Third-party intervention evaluation: It is evaluated by users outside the enterprise. Commercial credit and market credit include the evaluation of the enterprise by the cooperation party, and management credit includes the evaluation of the enterprise by individuals.

[0012] Further, the enterprise information comprehensive platform respectively sets up pairing pages for the cooperation party and the enterprise, and for individuals and the enterprise;

[0013] For the pairing of the cooperation party and the enterprise, when the enterprise needs the cooperation party to conduct a third-party evaluation or the cooperation party needs to actively evaluate the enterprise, relevant cooperation materials such as contracts, orders, and agreements are uploaded on the page. After the material review, the cooperation party can give a positive or negative evaluation of the enterprise;

[0014] Management credit refers to the credit evaluation of the company's employees on the company, which specifically includes management system, salary and benefits, and corporate culture. Employees can anonymously authenticate through their ID card number. The platform will communicate with the company regularly and update employee information in real time. After logging in, the page will only have check items, including scoring content corresponding to management system, salary and benefits, and corporate culture. In order to avoid malicious evaluation due to personal emotional problems by employees or forced good comments by the company, the page will only have check items, including scoring content corresponding to management system, salary and benefits, and corporate culture. An employee can only make an evaluation once within three months. If bad or good comments appear in a cluster or for a continuous period of time, the platform will send professionals to conduct unannounced visits. If there is an error, the evaluation will be revoked immediately. If the situation is true, the evaluation will be retained. Platform professionals will also follow up from time to time to verify the evaluation of management credit.

[0015] Furthermore, the enterprise credit comprehensive platform is also provided with a scoring module, which includes a database, in which commercial credit, management credit, market credit, financial credit and legal credit are divided into five parts, among which financial credit and legal credit have fixed proportions;

[0016] The scores of commercial credit, management credit and market credit are shared equally, and each evaluation is used as the scoring standard.

[0017] Furthermore, the total score of the scoring module will be displayed in the central area of the enterprise credit inquiry page, which is divided into a total score unit, a credit score unit, and a detailed content unit. The detailed content unit includes comments, likes, and rewards.

[0018] Furthermore, the scoring module will set up a list on the platform system, which will be divided into a general list and a branch list. The general list will be used as a ranking of the credit scores of all enterprises in the system, and the branch list can be used to rank the credit scores of corresponding types of enterprises.

[0019] Furthermore, the scoring module also includes an automatic matching unit, which includes a business matching search box and a matching enterprise scoring search box.

[0020] Furthermore, the evaluation method for quickly obtaining corporate credit is as follows:

[0021] S1. Determine the type of business you need to cooperate with, register as a member on the enterprise credit comprehensive platform with your real name, and then log in for authentication;

[0022] S2. If there is no clear cooperation with one or more enterprises, you can quickly obtain the credit score ranking of relevant enterprises that are suitable for cooperation according to the score list on the platform page. If it is already clear, you can directly search for the credit evaluation of relevant enterprises on the page;

[0023] S3.1. Without clear conditions for partner enterprises, by inputting information on the business type into the business matching search box of the automatic matching unit, multiple adapted enterprises can be generated synchronously, and the enterprises are ranked in sequence according to their credit evaluation scores. By selecting any number of enterprise names and inputting them into the matching enterprise scoring search box, the fitness scores are ranked again through comparison with the current business;

[0024] S3.2. For users who have already identified partner enterprises, after retrieving the relevant enterprise units, the total credit evaluation score of the enterprise will be directly displayed on the page, and the specific scores of each credit item will be set below the total score. By contacting the person in charge reserved on the platform by phone and obtaining the permission of the other party, SMS verification code authentication for querying detailed content information is carried out. After logging in, the self-evaluation and third-party intervention evaluation of the enterprise in terms of credit evaluation can be further queried;

[0025] S4. In S3.1, after determining the selected enterprises, according to the method of S3.2, query the detailed information of the enterprise credit evaluation. Through the score content of the credit evaluation, the required credit evaluation information can be quickly obtained, and the efficiency of querying the creditworthiness of enterprises can be improved;

[0026] S5. During or after the cooperation, in order to be able to conduct a credit evaluation of the enterprise, by uploading relevant cooperation documents, such as photos of contracts, orders or agreements, after verification in the background, the credit rating of the enterprise is opened, which is mainly used for the assessment of commercial credit and market credit;

[0027] S6. When enterprise employees need to evaluate the management credit of the enterprise, after member registration, identity authentication is carried out on the corresponding management credit evaluation page of the evaluation page. Log in through the ID number of the ID card. After logging in, the management system, salary treatment and corporate culture related to management credit can be selected and scored. The scoring must be real. If there are malicious evaluations, after random follow-up visits by platform personnel or unannounced visits to continuously swiped evaluations, the scores will be determined or adjusted according to the actual situation to ensure the fairness of the scoring.

[0028] The working principle and beneficial effects of this solution are as follows: 1. When quickly obtaining the credit evaluation of an enterprise, by logging in to the platform as a member, the total list and branch lists of the credit evaluation scores of enterprises on the page can be seen. According to the current business and whether there is an intended enterprise, the credit evaluation of the enterprise is queried. When there is no intended enterprise, the target enterprise can be selected according to the branch list of the corresponding business and its enterprise credit evaluation can be viewed, or the generation of adapted enterprises and the ranking query of the ranking of adapted enterprise matching can be carried out according to the automatic matching unit. When there is an intended enterprise, the target enterprise can be directly searched to obtain the credit evaluation query;

[0029] 2. When it is necessary to obtain the credit evaluation of the target enterprise as described in 1, log in as a member to enter the credit evaluation page of the target enterprise. The total score displayed first can quickly judge the reliability of the target enterprise's credit according to the evaluation level of the total score. Then, based on the specific scores of commercial credit, management credit, market credit, financial credit, and legal credit divided by the total score, targeted credit judgments can be made, and screening can be carried out according to the high and low levels of various credits required for the current business. If it is necessary to further understand the credit evaluation content of the current target enterprise, communication can be made with the person in charge through the reserved phone number. After the other party agrees, SMS verification can be carried out to view the specific evaluation content other than the score of the credit evaluation, including the credit evaluations of employees and previous partners.

[0030] Other advantages, objectives, and features of the present invention will be described to some extent in the subsequent specification, and to some extent, will be obvious to those skilled in the art based on the study of the following text, or can be taught from the practice of the present invention. The objectives and other advantages of the present invention can be achieved and obtained through the following specification. BRIEF DESCRIPTION OF THE DRAWINGS

[0031] Figure 1 It is a general schematic diagram of the enterprise credit evaluation for the embodiment. DETAILED DESCRIPTION OF THE EMBODIMENTS

[0032] The following will be further described in detail through specific embodiments:

[0033] Embodiment

[0034] As Figure 1 shown, a credit evaluation system and method for quickly obtaining enterprise credit are disclosed, including an enterprise credit comprehensive platform. The enterprise credit comprehensive platform includes commercial credit, management credit, market credit, financial credit, and legal credit, specifically:

[0035] Financial credit refers to the degree of integrity of an enterprise in financial management and fund use;

[0036] Legal credit refers to the performance of an enterprise in complying with laws and regulations;

[0037] Commercial credit refers to the integrity performance of an enterprise in commercial transactions;

[0038] Management credit refers to the integrity and management level of the enterprise management;

[0039] Market credit refers to the reputation and word-of-mouth of an enterprise in the market.

[0040] The enterprise credit comprehensive platform is set with a login interface, including member login and guest login. Member login can query the detailed information of enterprises' commercial credit, management credit, market credit, financial credit and legal credit, the overall score, the specific scores of each item, and the evaluation content given by the platform. Guest login can only query the enterprise profile and the overall score;

[0041] Member login also includes normal information disclosure and abnormal information disclosure. Normal information disclosure includes financial credit and legal credit. These two categories are the basic evaluation information of enterprises, playing a major screening role. Financial credit is synchronized with the tax bureau information announcement in real time to ensure that there is no tax evasion in the enterprise's tax matters. Legal credit is synchronized with the industrial and commercial bureau information announcement in real time to prevent enterprises from engaging in illegal and disciplinary behaviors during daily operations. Abnormal information disclosure includes commercial credit, management credit and market credit. These three categories are the main inspection contents when establishing contracts, including the commercial value, management system and market analysis of the current project, etc.;

[0042] To query the abnormal information disclosure, it is necessary to contact the enterprise in advance, communicate with its main person in charge, log in to the enterprise credit page in the platform, and through the verification code, remotely log in to the page with the registered mobile phone number, which can ensure the security of the abnormal information disclosure process and at the same time prevent the outside world from casually obtaining the content of abnormal information;

[0043] Abnormal information disclosure includes self-evaluation and third-party intervention evaluation;

[0044] Self-evaluation: By releasing relevant content through the after-sales evaluation between the enterprise and the cooperation party and the positive comments of the cooperation party on the enterprise, points can be added to the enterprise during the screening process. The released content must be true and include relevant contract content, cooperation pictures, positive comment information, etc.;

[0045] Third-party intervention evaluation: Through evaluations by users outside the enterprise. Commercial credit and market credit include the evaluations of the enterprise by the cooperation party, and management credit includes the evaluations of the enterprise by individuals;

[0046] The enterprise information comprehensive platform sets up matching pages for partners and enterprises, and individuals and enterprises. In order to avoid malicious good and bad reviews of the enterprise itself or external competitors, the matching of partners and enterprises requires the partner to conduct a third-party evaluation or the partner needs to actively evaluate the enterprise. The relevant cooperation materials, such as contracts, orders and agreements, can be uploaded on the page. The materials can prove that the partner and the enterprise are currently or have completed cooperation. After the materials are reviewed, the partner can give a good or bad evaluation to the enterprise. Management credit is aimed at the credit evaluation of the enterprise by the employees, which specifically includes management system, salary and benefits, and corporate culture. Employees can anonymously authenticate through their ID card numbers. The platform will communicate with the company regularly to update employee information in real time. After logging in, in order to avoid malicious comments from employees due to personal emotional problems or companies requiring employees to give forced positive comments, the page will only set up check items, including scoring content corresponding to management system, salary and benefits, and corporate culture. An employee can only be evaluated once within three months. If negative or positive comments appear in a cluster or continuously, the platform will send professionals to conduct unannounced visits. If there is an error, the evaluation will be revoked immediately. If the situation is true, the evaluation will be retained. Platform professionals will also follow up from time to time to verify the evaluation of management credit;

[0047] The management credit anti-fraud evaluation correction method is based on:

[0048]

[0049] The weight (ω j ) is defined by the following rules:

[0050]

[0051] where ω j When it is 1, it is a normal evaluation (non-intensive period and verified);

[0052] ω j When it is 0.2, it is intensive evaluation (multiple evaluations within 3 months and no verification);

[0053] ω j When it is 0, it is a malicious review (which will be removed after verification by the platform).

[0054] The enterprise credit comprehensive platform is also equipped with a scoring module. The scoring module includes a database. In the database, business credit, management credit, market credit, financial credit, and legal credit are divided into five parts. Among them, financial credit and legal credit have fixed proportions. If there is a problem in any link of the credit with a fixed proportion, the score of this credit will directly be 0 points. Financial credit and legal credit, as the bottom line of enterprise credit, do not allow any problems. Through a one-size-fits-all approach, it is avoided that enterprises take advantage of loopholes in financial credit and legal credit through the scoring module;

[0055] The scores of business credit, management credit, and market credit are evenly distributed. Each evaluation is used as the scoring standard. For example:

[0056] The total scores of business credit, management credit, market credit, financial credit, and legal credit are 100 points. Let business credit be A, management credit be B, market credit be C, financial credit be D, and legal credit be E. Then A + B + C + D + E = 100 points;

[0057] A to E are 20 points respectively, and the scores of D and E are 0 or 20 points;

[0058] B includes B1 to Bn, C includes C1 to Cn, and D includes D1 to Dn;

[0059] The score of B is {B (any number of good reviews) / B1 + B2 + B3 +...... + Bn} * 20. The scoring methods of C and D are the same as that of B, and the corresponding scores can be obtained. The accuracy of the score is four decimal places. After calculating the scores, the final total score can be obtained by adding up the scores of each item. After the backstage personnel verify, auxiliary scoring will be carried out according to the numerical range of the total score, including:

[0060] 95 to 100 points are excellent, 85 to 95 points are very good, 70 to 85 points are good, 60 to 70 points are average, and below 60 points are unqualified;

[0061] Method for auxiliary scoring based on the total score: Introduce the standard deviation stability factor,

[0062]

[0063] Among them, BaseScore is the original total score (A + B + C + D + E);

[0064] σ is the standard deviation of the score (reflecting the degree of dispersion of each dimension).

[0065] The total score of the scoring module will be displayed in the central area of the enterprise credit query page, which is divided into a total score unit, various credit scoring units, and a detailed content unit. The detailed content unit includes comments, likes, and rewards, which can intuitively provide quick access to credit evaluation information for query users and give direct evaluation prompts to members or visitors. After a member logs in, the specific scores of each credit item will be further displayed below the total score. After the member communicates with the enterprise responsible person and passes the verification and authentication, they can further view the detailed content of the credit evaluation, such as good or bad comments, likes, and rewards.

[0066] The scoring module will set up lists on the platform system. The lists will be divided into a total list and branch lists. The total list is the ranking of the credit scores of all enterprises in the system, and the branch lists can rank the credit scores of corresponding types of enterprises to facilitate query users to quickly obtain and retrieve matching partnership enterprises. Enterprises ranked at the top of each list can receive different levels of promotion rewards according to the weekly list, monthly list, quarterly list, and annual list, enabling enterprises with excellent credit to be recommended within the system.

[0067] The scoring module also includes an automatic matching unit. The automatic matching unit includes a business matching search box and a matching enterprise score search box. Enter the current business type into the business matching search box, and multiple suitable enterprises with high credit evaluation rankings can be generated. By selecting any number of the retrieved enterprises and performing a secondary matching through the matching enterprise score search box for business-related content, a matching score can be obtained. Through the ranking of the matching scores, the names of all cooperative enterprises can be quickly obtained and their creditworthiness can be quickly queried. For example:

[0068] The current business type is δ. After retrieving in the business matching search box, enterprises β1, β2, β3, β4, and β5 are obtained and displayed in order of evaluation scores. By selecting any number of enterprises, β1, β3, and β4, and entering them into the matching enterprise score search box, the matching score ranking for the currently selected enterprises is generated.

[0069] Business matching comprehensive scoring formula:

[0070]

[0071] S credit : Total enterprise credit score (0 - 100);

[0072] S business : Business relevance score;

[0073] α and β: Weight scores. For example, α is 0.7 and β is 0.3, satisfying the characteristic that the sum of the two is 1.

[0074] The method for quickly obtaining an enterprise credit evaluation is as follows:

[0075] S1. Determine the current business types that require cooperation, register as a member in the enterprise credit comprehensive platform with real names, and then, conduct authentication and login.

[0076] S2. In the case of one or more enterprises without clear cooperation, relevant enterprise credit score rankings suitable for cooperative enterprises can be quickly obtained according to the scoring list on the platform page. If it is already clear, relevant enterprise credit evaluations can be directly searched within the page.

[0077] S3.1. Under the condition of no clear cooperative enterprise, by inputting the information of the business type into the business matching retrieval box of the automatic matching unit, multiple suitable enterprises can be synchronously generated, and the enterprise rankings are sorted in sequence according to the credit evaluation scores. By selecting any number of enterprise names and inputting them into the matching enterprise score retrieval box, the adaptability score ranking is conducted again through comparison with the current business.

[0078] S3.2. For users who already have a clear cooperative enterprise, after retrieving the relevant enterprise unit, the total credit evaluation score of the enterprise will be directly displayed on the page, and specific scores for each credit item will be set below the total score. By contacting the reserved responsible person's phone number on the platform and obtaining the other party's permission, SMS verification code authentication for detailed content information query is conducted. After logging in, the self-evaluation and third-party intervention evaluation of the enterprise in terms of credit evaluation can be further queried.

[0079] S4. In S3.1, after determining the selected enterprises, according to the method of S3.2, query the detailed information of the enterprise credit evaluation. Through the score content of the credit evaluation, the required credit evaluation information can be quickly obtained, and the efficiency of querying the enterprise creditworthiness can be improved.

[0080] S5. During or after the cooperation, in order to be able to conduct credit evaluation on the enterprise, by uploading relevant cooperation documents, such as photos of contracts, orders or agreements, after verification in the background, the credit evaluation of the enterprise is opened, which is mainly used for the assessment of commercial credit and market credit.

[0081] S6. When enterprise employees need to evaluate the enterprise management credit, after member registration, conduct identity authentication on the corresponding management credit evaluation page of the evaluation page, log in through the ID card number. After logging in, the management systems, salary treatments, and corporate cultures related to management credit can be selected and scored. The scoring needs to be real. If there are malicious evaluations, after random follow-ups by platform personnel or unannounced visits to continuously spammed evaluations, the scores will be determined or adjusted according to the actual situation to ensure the fairness of the scoring.

[0082] The above are only embodiments of the present invention, and common general knowledge such as specific structures and characteristics known in the solutions is not described in detail herein. It should be noted that for those skilled in the art, without departing from the structure of the present invention, several modifications and improvements can be made, and these should also be regarded as the protection scope of the present invention, and these will not affect the implementation effect of the present invention and the practicality of the present invention.

Claims

1. An evaluation system and method for quickly obtaining enterprise credit, characterized in that: It includes an enterprise credit comprehensive platform, and the enterprise credit comprehensive platform includes commercial credit, management credit, market credit, financial credit, and legal credit.

2. The evaluation system and method for quickly obtaining enterprise credit according to claim 1, characterized in that: The enterprise credit comprehensive platform is provided with a login interface, including member login and guest login. Member login can query the detailed enterprise information, overall score, specific scores of each item, and evaluation content given by the platform for commercial credit, management credit, market credit, financial credit, and legal credit. Guest login can only query the enterprise profile and overall score.

3. The evaluation system and method for quickly obtaining enterprise credit according to claim 2, characterized in that: The member login also includes normal information disclosure and abnormal information disclosure. Normal information disclosure includes financial credit and legal credit, and abnormal information disclosure includes commercial credit, management credit, and market credit. For the query of abnormal information disclosure, it is necessary to contact the enterprise in advance, communicate with its main person in charge, log in to the enterprise credit page within the platform, and through the verification code, remotely log in to the page with the registered mobile phone number.

4. A credit evaluation system and method for quickly obtaining enterprise credit according to claim 3, characterized in that: The abnormal information disclosure includes self-evaluation and third-party intervention evaluation. Self-evaluation: Relevant content is published through the after-sales evaluation between the enterprise and the cooperative party and the favorable comments of the cooperative party on the enterprise. During the screening process of the enterprise, points can be added to the enterprise. The published content needs to be true and includes relevant contract content, cooperation pictures, favorable comment information, etc. Third-party intervention evaluation: It is evaluated by users other than the enterprise. Commercial credit and market credit include the evaluation of the enterprise by the cooperative party, and management credit includes the evaluation of the enterprise by individuals.

5. The evaluation system and method for quickly obtaining enterprise credit according to claim 4, characterized in that: The enterprise information comprehensive platform respectively sets up pairing pages for the cooperative party and the enterprise, and for individuals and the enterprise. For the pairing of the cooperative party and the enterprise, when the enterprise needs the cooperative party to conduct a third-party evaluation or the cooperative party needs to actively evaluate the enterprise, relevant cooperation materials such as contracts, orders, and agreements are uploaded on the page. After the material review, the cooperative party can give a favorable or unfavorable evaluation of the enterprise. Management credit is aimed at the credit evaluation of the enterprise by its employees, specifically including management systems, salary treatments, and corporate cultures. Employees can conduct anonymous authentication through their ID card numbers. The platform will regularly communicate with the enterprise and update the employee information in real time. After logging in, only check boxes will be set on the page, including the scoring content corresponding to management systems, salary treatments, and corporate cultures.

6. The evaluation system and method for quickly obtaining enterprise credit according to claim 5, characterized in that: The enterprise credit comprehensive platform is also provided with a scoring module. The scoring module includes a database. In the database, commercial credit, management credit, market credit, financial credit, and legal credit are divided into five parts, and among them, financial credit and legal credit have fixed proportions. The scores of commercial credit, management credit, and market credit are evenly distributed, and each evaluation is used as the scoring standard.

7. A credit evaluation system and method for quickly obtaining enterprise credit according to claim 6, characterized in that: The total score of the scoring module will be displayed in the central area of the enterprise credit query page, which is divided into a total score unit, each credit scoring unit, and a detailed content unit. The detailed content unit includes comments, likes, and rewards.

8. The evaluation system and method for quickly obtaining enterprise credit according to claim 7, characterized in that: The scoring module will set up a list on the platform system. The list will be divided into a total list and a branch list. The total list is the ranking of the credit scores of all enterprises in the system, and the branch list can be the ranking of the credit scores of corresponding types of enterprises.

9. The evaluation system and method for quickly obtaining enterprise credit according to claim 8, characterized in that: The scoring module also includes an automatic matching unit, which includes a business matching search box and a matching enterprise scoring search box.

10. A credit evaluation system and method for quickly obtaining enterprise credit according to any one of claims 1-9, characterized in that: A quick evaluation method for obtaining corporate credit is as follows: S1. Determine the type of business you need to cooperate with, register as a member on the enterprise credit comprehensive platform with your real name, and then log in for authentication; S2. If there is no clear cooperation with one or more enterprises, you can quickly obtain the credit score ranking of relevant enterprises that are suitable for cooperation according to the score list on the platform page. If it is already clear, you can directly search for the credit evaluation of relevant enterprises on the page; S3.

1. In the absence of clear cooperative enterprises, multiple suitable enterprises can be generated simultaneously by inputting the business type information into the business matching search box of the automatic matching unit, and the enterprise rankings are sorted in order of credit evaluation scores. By selecting any number of enterprise names and inputting them into the matching enterprise scoring search box, the compatibility rating is ranked again by comparing with the current business; S3.

2. For users who have identified their cooperative enterprises, after searching for relevant enterprise units, the page will directly display the total credit evaluation score of the enterprise, and set the specific scores of each credit item below the total score. Through the reserved phone number of the person in charge of the platform, they can contact the person in charge, and after obtaining the other party's permission, they can conduct SMS verification code authentication for detailed content information query. After logging in, they can further query the enterprise's self-evaluation and third-party intervention evaluation in terms of credit evaluation; S4. After determining the selected enterprise counterpart in S3.1, query the detailed information of the enterprise credit evaluation according to the method in S3.

2. Through the credit evaluation score content, the required credit evaluation information can be quickly obtained, and the efficiency of the enterprise credit inquiry can be improved; S5. During or after the cooperation is completed, in order to evaluate the credit of the enterprise, by uploading relevant cooperation documents, such as photos of contracts, orders or agreements, after verification in the background, the credit evaluation of the enterprise is opened, which is mainly used for the assessment of commercial credit and market credit; S6. When enterprise employees need to evaluate the enterprise's management credit, they can register as members, perform identity authentication on the management credit evaluation page corresponding to the evaluation page, and log in using their ID card number. After logging in, they can rate the management system, salary and benefits, and corporate culture related to management credit. The ratings must be true. If there are malicious evaluations, the platform staff will follow up at irregular intervals or conduct unannounced visits to the evaluations that are continuously screened, and will determine or adjust the ratings based on the actual situation to ensure the fairness of the ratings.

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