Risk assessment method and device, computer equipment, storage medium and computer program product
Patent Information
- Application Number
- CN202511546052.3
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- Filing Date
- 2025-10-28
- Publication Date
- 2026-02-03
AI Technical Summary
Traditional risk assessment methods use a single model architecture, which makes it difficult to fully capture the nonlinear relationships between multimodal data, resulting in low accuracy in risk assessment.
Multimodal information is input into multiple pre-trained risk prediction models to stack the information, construct an enhanced data representation, and use a meta-learner for risk assessment to dynamically respond to changes in data characteristics of the target region.
It significantly improves the accuracy of risk assessment results in complex scenarios, avoids the limitations of a single model in multimodal data fusion and the problem of semantic information loss, and improves the model's adaptability.
Smart Images

Figure CN121458044A_ABST