Farmland risk management and control method and device, electronic equipment and storage medium

Abstract

The invention provides a farmland risk management and control method and device, electronic equipment and a storage medium, and the method comprises the steps: obtaining a construction drawing corresponding to farmland information based on the farmland information associated with an under-insurance policy; based on the construction drawing, determining first position information of an underwriting boundary of the farmland in a satellite remote sensing map; based on the first position information and the current management and control stage of the farmland, generating a management and control task of the farmland, and allocating the management and control task to the target user; and generating a farmland risk report based on the report model corresponding to the management and control stage and the hidden danger data under the condition that the hidden danger data uploaded by the target user to the management and control task is received. According to the method, the farmland is dynamically monitored and managed in combination with a map, the inspection track and hidden danger risks are visualized, a report is automatically generated, inspection personnel can conveniently and rapidly check hidden dangers in the farmland, and the efficiency of farmland risk management and control is improved.

Description

Technical Field

[0001] This application relates to the field of farmland construction and post-construction risk management technology, and in particular to a farmland risk control method, device, electronic equipment and storage medium. Background Technology

[0002] Farmland risk management is a core prerequisite for the effective protection provided by farmland insurance policies. Through proactive prevention, timely intervention during disasters, and precise post-disaster management, the probability and extent of farmland damage are significantly reduced. This aligns with the policyholder's contractual obligations to mitigate disasters and avoid losses during claims, while also reducing the payout burden on insurance companies, leading to more reasonable premium pricing and more sustainable insurance products. Furthermore, effective risk management extends the safety net of farmland insurance policies beyond post-disaster compensation, creating a closed loop with risk prevention to maximize the long-term benefits for policyholders. This ensures that the risk protection value of farmland insurance policies is truly realized, becoming a reliable support for the stability of agricultural production. Summary of the Invention

[0003] This application aims to at least partially address one of the technical problems in the related art.

[0004] Therefore, the first objective of this application is to propose a farmland risk management method to achieve dynamic monitoring of operations such as inspection, management, and rectification of hidden dangers in farmland, visualize the inspection trajectory and the distribution of hidden dangers, automatically generate reports, facilitate inspection personnel to quickly grasp the situation of hidden dangers, and improve the efficiency of risk management.

[0005] The second objective of this application is to propose a farmland risk management device.

[0006] The third objective of this application is to propose an electronic device.

[0007] The fourth objective of this application is to provide a computer-readable storage medium.

[0008] The fifth objective of this application is to provide a computer program product.

[0009] To achieve the above objectives, the first aspect of this application proposes a method for farmland risk management, comprising: Based on the farmland information associated with the existing insurance policy, obtain the construction drawings corresponding to the farmland information; Based on the construction drawings, the first location information of the protection boundary of the farmland is determined in the satellite remote sensing map; Based on the first location information and the current management stage of the farmland, a management task for the farmland is generated and assigned to the target user. Upon receiving the hazard data uploaded by the target user for the management and control task, a risk report for the farmland is generated based on the report model corresponding to the management and control stage and the hazard data.

[0010] To achieve the above objectives, a second aspect of this application provides a farmland risk management device, comprising: The acquisition module is used to acquire the construction drawings corresponding to the farmland information based on the farmland information associated with the insured policy; The determination module is used to determine the first location information of the insurance boundary of farmland in a satellite remote sensing map based on the construction drawing; The allocation module is used to generate management tasks for the farmland based on the first location information and the current management stage of the farmland, and to allocate the management tasks to target users. The generation module is used to generate a risk report for the farmland based on the report model corresponding to the control stage and the hazard data when the target user uploads the hazard data for the control task.

[0011] To achieve the above objectives, a third aspect of this application provides an electronic device, including: a processor, and a memory communicatively connected to the processor; The memory stores computer-executed instructions; The processor executes computer execution instructions stored in the memory to implement the method as described in the first aspect embodiment.

[0012] To achieve the above objectives, a fourth aspect of this application provides a computer-readable storage medium storing computer-executable instructions that, when executed by a processor, are used to implement the method described in the first aspect.

[0013] To achieve the above objectives, a fifth aspect of this application provides a computer program product including a computer program that, when executed by a processor, implements the method described in the first aspect.

[0014] The farmland risk management method, device, electronic equipment, and storage medium provided in this application, through the construction drawings of farmland based on insurance policies, draw the coverage boundary on the map, and assign management tasks to inspection personnel according to the current stage of the farmland. It acquires the hidden danger data collected by the inspection personnel on-site, automatically generates reports, and further manages and rectifies the risks and hidden dangers in the farmland by visualizing the distribution and status of hidden dangers. This allows for dynamic monitoring of the inspection, management, and rectification processes of farmland, visualizes the inspection trajectory and the distribution of hidden dangers, and automatically generates reports, making it convenient for inspection personnel to quickly grasp the situation of hidden dangers, improving the accuracy of risk control positioning, and increasing the efficiency of risk management, thus making farmland management work more visual, convenient, and efficient.

[0015] Additional aspects and advantages of this application will be set forth in part in the description which follows, and in part will be obvious from the description, or may be learned by practice of this application. Attached Figure Description

[0016] The above and / or additional aspects and advantages of this application will become apparent and readily understood from the following description of the embodiments taken in conjunction with the accompanying drawings, wherein: Figure 1 A flowchart illustrating a farmland risk management method provided in an embodiment of this application; Figure 2 This is a schematic diagram of the structure of a farmland risk management device provided in an embodiment of this application. Detailed Implementation

[0017] The embodiments of this application are described in detail below. Examples of these embodiments are shown in the accompanying drawings, wherein the same or similar reference numerals denote the same or similar elements or elements having the same or similar functions throughout. The embodiments described below with reference to the accompanying drawings are exemplary and intended to explain this application, and should not be construed as limiting this application.

[0018] The farmland risk management method and apparatus of this application are described below with reference to the accompanying drawings.

[0019] Current risk control management mainly relies on manual spot checks, using paper records or photos to archive risk points, lacking digital verification methods for the risk control process, coverage, and efficiency.

[0020] To address this issue, this application provides a method for farmland risk management, which constructs a comprehensive management system to realize the visualization (spatial visualization), digitization (data traceability), and visualization (dynamic monitoring) of risk management, and automatically generates phased risk assessment reports. This can effectively improve the efficiency of farmland risk management and realize a digital closed loop for the entire process of risk management. Figure 1 This is a flowchart illustrating a farmland risk management method provided in an embodiment of this application.

[0021] like Figure 1 As shown, this farmland risk management method may include the following steps: Step 101: Based on the farmland information associated with the existing insurance policy, obtain the construction drawings corresponding to the farmland information.

[0022] Among these, farmland information, namely basic farmland information, clarifies the ownership and management entity of the farmland. In some embodiments, it may include information such as geographical location, crop types, and planting patterns.

[0023] In this embodiment, by connecting to the insurance business system, all insured farmland policies can be automatically obtained, and basic farmland information can be maintained based on the policies. The corresponding farmland project construction drawings can then be imported. The construction drawings can be in Computer-Aided Design (CAD) format or Shapefile (SHP) format.

[0024] Step 102: Based on the construction drawings, determine the first location information of the insurance boundary of the farmland in the satellite remote sensing map.

[0025] The first location information may include the latitude and longitude information of each key point that determines the direction of the farmland protection boundary (such as the point where the direction changes, the intersection of the boundary of adjacent contracted plots, and the intersection of linear features such as ditches and roads attached to the contracted plots).

[0026] In this embodiment of the application, the construction drawings can be overlaid onto the satellite remote sensing map to obtain accurate farmland boundary data through Geographic Information System (GIS) technology, thereby determining the first location information of the farmland's coverage boundary.

[0027] It should be noted that, in this application, for farmland where the farmland construction drawings are missing or the files are abnormal, the farmland coverage boundary map can be manually drawn in the satellite remote sensing map using the farmland drawing function.

[0028] Step 103: Based on the first location information and the current control stage of the farmland, generate control tasks for the farmland and assign the control tasks to the target users.

[0029] The current management stage of farmland can also be referred to as the farmland's generation cycle stage, inspection stage, etc. It can include stages such as construction period, completion period, and maintenance period.

[0030] In this embodiment, the criteria and standards for judging potential hazards by inspection personnel may differ at different stages of farmland management, and the types of inspections required may also vary. For example, during the construction phase, inspection items and standards can be developed for various construction projects of high-standard farmland, such as irrigation and drainage projects, field road projects, and farmland power transmission and distribution projects, based on aspects such as procedures, materials, quality, documentation, and supervision. This aims to improve inspection quality and support the elimination of potential hazards during farmland construction. After the completion of high-standard farmland construction, i.e., during the completion phase, the project's completion rate and construction quality can be assessed, and corresponding inspection standards can be developed to identify potential hazards and reduce later maintenance costs. Alternatively, during the farmland maintenance phase, the current status of various farmland projects can be inspected, such as whether drainage facilities are unobstructed and whether power facilities are functioning properly. A daily maintenance inspection model can be developed to facilitate inspection personnel's adherence to standards.

[0031] It should be noted that, in some embodiments of this application, an online reporting model can be developed for each control stage. After determining the control stage of farmland, the reporting model corresponding to that control stage can be called to automatically determine the standards that should be adopted when inspecting potential hazards in farmland at the current stage, thereby generating control tasks and risk reports efficiently and automatically.

[0032] Optionally, the reporting model corresponding to the current management stage of the farmland can be determined first. Then, based on the reporting model, at least one inspection item for the farmland and the corresponding standard for each inspection item can be determined. Subsequently, management tasks for the farmland can be generated based on the inspection items and standards.

[0033] In this embodiment of the application, an online reporting model can be developed, and inspection standards for each stage of farmland management can be established. For different stages of farmland management, different management tasks can be assigned to the inspection personnel to improve the accuracy and reliability of farmland risk management and enhance the quality of risk management.

[0034] In some embodiments, the control task may also include the duration of the task, the frequency of inspection, etc., which are not limited in this application.

[0035] In this embodiment of the application, the target user, namely the inspection personnel who perform the control task, can be assigned based on factors such as the level of farmland claim risk and the distance between the farmland and the inspection personnel.

[0036] In this embodiment of the application, when a new farmland management insurance policy is synchronized from the business system to the farmland management platform, the business administrator can assign the generated management and control tasks to different inspection personnel. For example, if the farmland insurance amount is high, the claim risk is high, or there are no internal inspection personnel of the insurance company in the area where the farmland is located, the task can be assigned to a third-party company for inspection.

[0037] Optionally, the insured area of ​​farmland can be determined first based on the location information.

[0038] Then, based on the initial location information, the insured area, and / or the sum insured of the farmland-related insurance policies, the target user identifier for inspecting the farmland is determined. Based on the target user identifier, the farmland management and control task is then sent to the target user.

[0039] The target user identifier can be an identifier that can uniquely identify a certain inspector, or it can be the identifier of the third-party company to which the inspector belongs, etc.

[0040] In this embodiment, based on the first location information of the farmland, the target users can be identified as internal inspection personnel of the insurance company near the farmland, and farmland management tasks can be sent. Alternatively, if there are no internal inspection personnel of the insurance company near the farmland, the farmland management tasks can be assigned to the inspection personnel of the third-party company based on the identification of the entrusted third-party company. Furthermore, considering the insured area and / or the sum insured of the farmland-related insurance policies, if the insured area exceeds a certain value or the sum insured exceeds a certain value, in order to ensure the objectivity and impartiality of the patrol results, avoid claims disputes, compensate for the insurance company's lack of agricultural expertise, and control operating costs, the farmland management tasks can be assigned to the inspection personnel of the third-party company.

[0041] Optionally, if the target user enables the management task, the target user's second location information can be obtained.

[0042] In this embodiment of the application, the target user can use mobile applications, mini-programs, etc. to inspect high-standard farmland at various stages. By activating the patrol function (i.e. activating the control task), the target user's second location information can be obtained in real time using GPS positioning technology.

[0043] Then, based on the second location information, the target user's inspection trajectory over the farmland is determined. Based on the inspection trajectory and the first location information, the target user's inspection progress for the control tasks and uninspected areas in the farmland are then determined and fed back to the target user.

[0044] In this embodiment, the second location information of the target user can be obtained in real time, and the patrol trajectory can be automatically recorded. The patrol trajectory of the target user for the control task can be displayed on the map, and based on the first location information of the farmland boundary, it can be determined which locations within the farmland have not yet been inspected. Thus, the patrol trajectory, the inspection progress of the control task, and the uninspected areas in the farmland can be displayed intuitively on the map, allowing the target user to quickly and dynamically adjust the inspection plan, avoid duplication or omissions, and monitor the overall progress of the patrol work in real time.

[0045] In this embodiment, the administrator can view the trajectory of the patrol personnel to ensure the authenticity of the patrol process.

[0046] Step 104: Upon receiving the hazard data uploaded by the target user for the control task, generate a risk report for the farmland based on the report model and hazard data corresponding to the control phase.

[0047] In this embodiment of the application, the hidden danger data uploaded by the target user for the management and control task may include photos taken by the user, or descriptions of faults filled in by the user for various facilities in the farmland, etc.

[0048] In this embodiment, data related to potential hazards discovered by target users during inspections can be entered into the report model corresponding to the current control phase to generate a risk report for the farmland. Subsequently, auditors can review the quality of the report.

[0049] It should be noted that each report model can be a structured report template, which can be categorized according to the type of engineering structure (such as ditches, roads, fields, etc.) to facilitate the quick identification of the type of each hazard found during inspection in the risk report. Furthermore, information such as risk type (collapse, leakage, etc.) can be intelligently filled in via drop-down menus.

[0050] It should be noted that after generating a risk report for farmland, the report can be stored in a database. The report can then be queried in the database using a combination of multi-dimensional information, such as policy number, geographic coordinates, and time range.

[0051] Optionally, photos taken by the target user can be obtained, and the timestamp of the photo, the second location information corresponding to the timestamp, and the severity of the potential hazard in the photo can be determined.

[0052] In this embodiment, when a target user takes photos of potential hazards in farmland during the execution of a control task, the system can automatically supplement the photo's location, latitude and longitude, and timestamp based on the device's second location information at the time of shooting, thereby improving maintenance efficiency. Furthermore, after obtaining the photos, the target user can annotate the severity of the hazards in the photos, which can be used to more rationally plan the order of hazard rectification in the future.

[0053] Then, based on timestamps, secondary location information, and severity, the photos can be stored in satellite remote sensing maps to construct a map of potential hazards in farmland.

[0054] In this embodiment, the system can generate a farmland hazard map based on the latitude and longitude information of the photo, and visually display the location, severity, time of occurrence and details of the hazards, so as to facilitate the rectification personnel to view and handle them.

[0055] It should be noted that in some embodiments, after visualizing the distribution of hidden dangers using heat maps, hidden danger rectification tasks can be generated based on the distribution of hidden dangers, and comparisons before and after rectification can be recorded to facilitate monitoring of the rectification progress.

[0056] Optionally, the optimal hazard investigation route for farmland can be determined based on the timestamps, secondary location information, and severity of multiple photos in the hazard distribution map. Then, the optimal hazard investigation route is sent to the target user. Subsequently, upon receiving a photo update instruction for any photo, the rectification of the hazard corresponding to that photo is determined to be complete, and the photo is associated with and stored as an updated photo.

[0057] In this embodiment, since high-standard farmland often covers a large area and has dispersed hazards, rationally arranging the order and route for hazard rectification can effectively reduce travel time. The system, by connecting to the API of any map application software, can generate the optimal hazard investigation route for rectification personnel to refer to. Furthermore, after hazard rectification, reviewers can view the before-and-after comparison of each hazard's rectification effect through the farmland hazard map to ensure the effectiveness of the rectification.

[0058] In this embodiment of the application, when a photo update instruction is received, it should be ensured that the second location information of the user when taking the updated photo is consistent with the second location information corresponding to any photo in the update instruction.

[0059] In this embodiment, the insured boundary is drawn on the map using the construction drawing of farmland based on the policy coverage. According to the current stage of the farmland, management and control tasks are assigned to the inspection personnel. The hidden danger data collected by the inspection personnel on site is obtained and reports are automatically generated. Furthermore, by visualizing the distribution and status of hidden dangers, the risks and hidden dangers in the farmland can be managed and rectified. This allows for dynamic monitoring of the inspection, management, and rectification processes of the farmland. The inspection trajectory and hidden danger distribution are visualized, and reports are automatically generated, making it convenient for inspection personnel to quickly grasp the situation of hidden dangers, improving the accuracy of risk control positioning, and increasing the efficiency of risk management. This makes farmland management and maintenance work more visual, convenient, and efficient.

[0060] In this embodiment, the system can draw farmland maps based on high-standard farmland insurance policy data and satellite remote sensing maps, combined with farmland construction drawings such as CAD and SHP. The farmland maps are then linked to the insurance policy data. Inspection personnel can use mobile applications (APPs), mini-programs, etc., to inspect high-standard farmland at various stages, generate farmland management reports, and achieve closed-loop management of potential hazards, making farmland management work more visual, convenient, and efficient. To achieve the above embodiments, this application also proposes a farmland risk management device.

[0061] Figure 2This is a schematic diagram of the structure of a farmland risk management device provided in an embodiment of this application.

[0062] like Figure 2 As shown, the farmland risk management device 20 includes: The acquisition module 201 is used to acquire the construction drawings corresponding to the farmland information based on the farmland information associated with the insured policy; Module 202 is used to determine the first location information of the protection boundary of farmland in a satellite remote sensing map based on the construction drawings; The allocation module 203 is used to generate farmland management tasks based on the first location information and the current management stage of the farmland, and to allocate the management tasks to the target users. The generation module 204 is used to generate a risk report for farmland based on the report model and risk data corresponding to the control phase when it receives the hidden danger data uploaded by the target user for the control task.

[0063] Furthermore, in one possible implementation of this application embodiment, the allocation module 203 may specifically be used for: Determine the reporting model corresponding to the current management stage of farmland; Based on the report model, determine at least one inspection item for farmland and the corresponding standard for each inspection item; Based on inspection items and standards, farmland management tasks are generated.

[0064] Furthermore, in one possible implementation of this application embodiment, the allocation module 203 may specifically be used for: Based on the first location information, determine the insurable area of ​​farmland; Based on the first location information, the insured area and / or the insured amount of the farmland-related insurance policy, the target user identifier for inspecting the farmland is determined; Based on the target user identifier, farmland management tasks are sent to the target user.

[0065] Furthermore, in one possible implementation of this application embodiment, the allocation module 203 can also be used for: When a target user initiates a management task, obtain the target user's second location information; Based on the second location information, the inspection trajectory of the target user on the farmland is determined; Based on the inspection trajectory and first location information, the inspection progress of the target user for the control task and the uninspected areas in the farmland are determined and fed back to the target user.

[0066] Furthermore, in one possible implementation of this application embodiment, the generation module 204 may specifically be used for: Obtain photos taken by the target user; Determine the timestamp of the photo, the corresponding secondary location information, and the severity of the potential hazard in the photo; Based on timestamps, secondary location information, and severity, the photos are stored in satellite remote sensing maps to construct a distribution map of potential hazards in farmland.

[0067] Furthermore, in one possible implementation of this application embodiment, the generation module 204 can also be used for: Based on the timestamps, secondary location information, and severity of multiple photos in the hazard distribution map, the optimal hazard investigation route for farmland is determined; Send the optimal hazard identification path to the target users; Upon receiving a photo update instruction for any photo, determine that the hazard rectification for any photo has been completed, and associate and store any photo with the updated photo.

[0068] It should be noted that the foregoing explanation of the farmland risk management method embodiment also applies to the farmland risk management device of this embodiment, and will not be repeated here.

[0069] In this embodiment, a construction drawing of farmland covered by an insurance policy is used to draw the coverage boundary on a map. Based on the current stage of the farmland, control tasks are assigned to inspection personnel. Hazard data collected on-site by inspection personnel is obtained, and reports are automatically generated. Furthermore, by visualizing the distribution and status of hazards, risks and hazards in the farmland can be managed and rectified. This allows for dynamic monitoring of the inspection, management, and rectification processes of the farmland, visualization of inspection trajectories and hazard distribution, and automatic report generation. This facilitates inspection personnel in quickly grasping the hazard situation, improves the accuracy of risk control positioning, and enhances the efficiency of risk management, making farmland management work more visual, convenient, and efficient.

[0070] To implement the above embodiments, this application also proposes an electronic device, including: a processor and a memory communicatively connected to the processor; the memory stores computer-executable instructions; the processor executes the computer-executable instructions stored in the memory to implement the method provided in the foregoing embodiments. To implement the above embodiments, this application also proposes a computer-readable storage medium storing computer-executable instructions, which, when executed by a processor, are used to implement the methods provided in the foregoing embodiments.

[0071] To implement the above embodiments, this application also proposes a computer program product, including a computer program that, when executed by a processor, implements the methods provided in the foregoing embodiments.

[0072] The collection, storage, use, processing, transmission, provision, and disclosure of user personal information involved in this application all comply with the provisions of relevant laws and regulations and do not violate public order and good morals.

[0073] It should be noted that personal information collected from users should be used for legitimate and reasonable purposes and should not be shared or sold outside of these legitimate uses. Furthermore, such collection / sharing should only be conducted after receiving the user's informed consent, including but not limited to notifying the user to read the user agreement / user notice and sign an agreement / authorization that includes authorization of relevant user information before the user uses the function. In addition, any necessary steps must be taken to protect and safeguard access to such personal information data and ensure that others with access to personal information data comply with their privacy policies and procedures.

[0074] This application is intended to provide an implementation scheme for users to selectively prevent the use or access to their personal information data. Specifically, this disclosure is intended to provide hardware and / or software to prevent or block access to such personal information data. Once personal information data is no longer needed, risks can be minimized by restricting data collection and deleting data. Furthermore, where applicable, such personal information is de-identified to protect user privacy.

[0075] In the foregoing descriptions of the embodiments, the terms "one embodiment," "some embodiments," "example," "specific example," or "some examples," etc., refer to specific features, structures, materials, or characteristics described in connection with that embodiment or example, which are included in at least one embodiment or example of this application. In this specification, the illustrative expressions of the above terms do not necessarily refer to the same embodiment or example. Furthermore, the specific features, structures, materials, or characteristics described may be combined in any suitable manner in one or more embodiments or examples. Moreover, without contradiction, those skilled in the art can combine and integrate the different embodiments or examples described in this specification, as well as the features of different embodiments or examples.

[0076] Furthermore, the terms "first" and "second" are used for descriptive purposes only and should not be construed as indicating or implying relative importance or implicitly specifying the number of technical features indicated. Thus, a feature defined as "first" or "second" may explicitly or implicitly include at least one of that feature. In the description of this application, "multiple" means at least two, such as two, three, etc., unless otherwise explicitly specified.

[0077] Any process or method description in the flowchart or otherwise herein can be understood as representing a module, segment, or portion of code comprising one or more executable instructions for implementing custom logic functions or processes, and the scope of the preferred embodiments of this application includes additional implementations in which functions may be performed not in the order shown or discussed, including substantially simultaneously or in reverse order depending on the functions involved, as should be understood by those skilled in the art to which embodiments of this application pertain.

[0078] The logic and / or steps represented in the flowchart or otherwise described herein, for example, can be considered as a sequenced list of executable instructions for implementing logical functions, and can be embodied in any computer-readable medium for use by, or in conjunction with, an instruction execution system, apparatus, or device (such as a computer-based system, a processor-included system, or other system that can fetch and execute instructions from, an instruction execution system, apparatus, or device). For the purposes of this specification, "computer-readable medium" can be any means that can contain, store, communicate, propagate, or transmit programs for use by, or in conjunction with, an instruction execution system, apparatus, or device. More specific examples (a non-exhaustive list) of computer-readable media include: an electrical connection having one or more wires (electronic device), a portable computer disk drive (magnetic device), random access memory (RAM), read-only memory (ROM), erasable and editable read-only memory (EPROM or flash memory), fiber optic devices, and portable optical disc read-only memory (CDROM). Alternatively, the computer-readable medium may be paper or other suitable media on which the program can be printed, since the program can be obtained electronically, for example, by optically scanning the paper or other medium, followed by editing, interpreting, or otherwise processing as necessary, and then stored in a computer memory.

[0079] It should be understood that various parts of this application can be implemented using hardware, software, firmware, or a combination thereof. In the above embodiments, multiple steps or methods can be implemented using software or firmware stored in memory and executed by a suitable instruction execution system. For example, if implemented in hardware as in another embodiment, it can be implemented using any one or a combination of the following techniques known in the art: discrete logic circuits having logic gates for implementing logical functions on data signals, application-specific integrated circuits (ASICs) having suitable combinational logic gates, programmable gate arrays (PGAs), field-programmable gate arrays (FPGAs), etc.

[0080] Those skilled in the art will understand that all or part of the steps of the methods in the above embodiments can be implemented by a program instructing related hardware. The program can be stored in a computer-readable storage medium, and when executed, the program includes one or a combination of the steps of the method embodiments.

[0081] Furthermore, the functional units in the various embodiments of this application can be integrated into a processing module, or each unit can exist physically separately, or two or more units can be integrated into a module. The integrated module can be implemented in hardware or as a software functional module. If the integrated module is implemented as a software functional module and sold or used as an independent product, it can also be stored in a computer-readable storage medium.

[0082] The storage medium mentioned above can be a read-only memory, a disk, or an optical disk, etc. Although embodiments of this application have been shown and described above, it is understood that the above embodiments are exemplary and should not be construed as limiting this application. Those skilled in the art can make changes, modifications, substitutions, and variations to the above embodiments within the scope of this application.

Claims

1. A method for farmland risk management, characterized in that, Includes the following steps: Based on the farmland information associated with the existing insurance policy, obtain the construction drawings corresponding to the farmland information; Based on the construction drawings, the first location information of the protection boundary of the farmland is determined in the satellite remote sensing map; Based on the first location information and the current management stage of the farmland, a management task for the farmland is generated and assigned to the target user. Upon receiving the hazard data uploaded by the target user for the management and control task, a risk report for the farmland is generated based on the report model corresponding to the management and control stage and the hazard data.

2. The method according to claim 1, characterized in that, The step of generating a management task for the farmland based on the first location information and the current management stage of the farmland includes: Determine the reporting model corresponding to the current management stage of the farmland; Based on the report model, at least one inspection item for the farmland and the standard corresponding to each inspection item are determined; Based on the inspection items and the standards, management tasks for the farmland are generated.

3. The method according to claim 1, characterized in that, Assigning the management task to the target user includes: Based on the first location information, the insured area of ​​the farmland is determined; Based on the first location information, the insured area and / or the insured amount of the farmland-related insurance policy, the target user identifier for inspecting the farmland is determined; Based on the target user identifier, the farmland management task is sent to the target user.

4. The method according to claim 1, characterized in that, After assigning the management task to the target user, the process further includes: When the target user initiates the management task, the second location information of the target user is obtained; Based on the second location information, the inspection trajectory of the target user on the farmland is determined; Based on the inspection trajectory and the first location information, the inspection progress of the target user on the control task and the uninspected areas in the farmland are determined and fed back to the target user.

5. The method according to claim 4, characterized in that, The receipt of the potential hazard data uploaded by the target user for the management and control task includes: Acquire photos taken by the target user; Determine the timestamp of the photo being taken, the second location information corresponding to the timestamp, and the severity of the potential hazard in the photo; Based on the timestamp, the second location information, and the severity, the photo is stored in the satellite remote sensing map to construct a hazard distribution map of the farmland.

6. The method according to any one of claims 1-5, characterized in that, After generating the risk report for the farmland based on the reporting model corresponding to the control phase and the hazard data, the process further includes: Based on the timestamps, second location information, and severity of multiple photos in the hazard distribution map, the optimal hazard investigation path for the farmland is determined; Send the optimal hazard identification path to the target user; Upon receiving a photo update instruction corresponding to any photo, it is determined that the hazard rectification corresponding to any photo has been completed, and the photo is associated with and stored as an updated photo.

7. A farmland risk management device, characterized in that, include: The acquisition module is used to acquire the construction drawings corresponding to the farmland information based on the farmland information associated with the insured policy; The determination module is used to determine the first location information of the insurance boundary of farmland in a satellite remote sensing map based on the construction drawing; The allocation module is used to generate management tasks for the farmland based on the first location information and the current management stage of the farmland, and to allocate the management tasks to target users. The generation module is used to generate a risk report for the farmland based on the report model corresponding to the control stage and the hazard data when the target user uploads the hazard data for the control task.

8. An electronic device, characterized in that, include: A processor, and a memory communicatively connected to the processor; The memory stores computer-executed instructions; The processor executes computer execution instructions stored in the memory to implement the method as described in any one of claims 1-6.

9. A computer-readable storage medium, characterized in that, The computer-readable storage medium stores computer-executable instructions, which, when executed by a processor, are used to implement the method as described in any one of claims 1-6.

10. A computer program product, characterized in that, Includes a computer program that, when executed by a processor, implements the method of any one of claims 1-6.

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