Method and system for preventing and controlling post-loan risks of factoring business, electronic device and storage medium
By using RPA robots to acquire and clean account transaction data for factoring business, and combining matching algorithms and risk assessment logic, the low efficiency of manual processes and interface challenges in factoring indirect repayment business are solved, achieving automated risk control and real-time early warning.
Patent Information
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- CHINA ORDNANCE EQUIP GRP COMMERCIAL FACTORING CO LTD
- Filing Date
- 2026-03-30
- Publication Date
- 2026-07-17
AI Technical Summary
The current post-loan risk management of indirect factoring repayment business relies on manual methods, which are inefficient in information acquisition and difficult to guarantee data accuracy. Furthermore, when acquiring data by connecting to bank interfaces, there are problems such as high interface development costs, long connection cycles, and low willingness of enterprises to cooperate, making it difficult to promote.
RPA robots are used to regularly obtain account transaction data of core enterprises, perform data cleaning and standardization, identify transaction data related to factoring business through matching algorithms, and conduct assessment and early warning based on rule-based risk judgment logic.
It has enabled the automated operation of factoring business, improved the efficiency of information acquisition, ensured data accuracy, avoided the subjectivity of manual matching, and achieved real-time risk warning.
Smart Images
Figure CN122415212A_ABST