Bank self-service terminal

Abstract

The utility model discloses a self-service terminal for banks, which belongs to financial tools, can be used in the field of financial science and technology, and comprises a body which is constructed into a columnar shell with a plurality of side walls; the plurality of operation parts are respectively arranged on a plurality of side walls of the body; the host part is rotatably mounted in the body and is configured to be capable of handling bank cards, processing transaction operations of users and handling banknotes; and the control part is installed on the body and is constructed to control the operation end of the host part to rotate to the positions facing the multiple operation parts, so that a user can carry out transaction operation from different side surfaces of the body, and a client can carry out operation nearby.

Description

Technical Field

[0001] The utility model relates to the technical field of bank self-service equipment and the financial field, belongs to financial equipment, can be used in the field of financial technology, and particularly relates to a bank self-service terminal applied to a financial workplace. Background Art

[0002] Among the daily banking operations, cash operations such as deposits and withdrawals are the most popular among customers. Due to the limited number of staff at bank branches, customers often have to wait for a long time.

[0003] To this end, a bank self-service terminal is provided in the prior art, so that customers can complete cash services such as deposits and withdrawals through the bank self-service terminal, so as to improve the efficiency of bank business handling and reduce the waiting time of customers. For example, the utility model patent with the authorization announcement number CN215910965U discloses a face recognition device of an ATM machine and an ATM machine thereof, wherein the ATM machine is provided with an operation port only on one side wall, so that customers can only perform transaction operations on one side of the operation terminal of the ATM machine, and it is impossible for customers to perform operations nearby according to their location.

[0004] Therefore, the existing bank self-service terminals usually have an operation port on only one side, and customers must go to the side facing the operation port of the bank self-service terminal to perform relevant transaction operations. Customers cannot operate nearby according to their location, which brings inconvenience to customers in performing transaction operations. Utility Model Content

[0005] In view of this, an embodiment of the utility model provides a bank self-service terminal, which enables customers to perform transaction operations from any side of the bank self-service terminal, so that customers can operate nearby.

[0006] According to an embodiment of the utility model, a bank self-service terminal is provided, comprising: a main body, which is configured as a columnar shell with multiple side walls; multiple operating parts, which are respectively installed on the multiple side walls of the main body; a host part, which is rotatably installed inside the main body and is configured to be able to handle bank cards, process user transaction operations and handle banknotes; and a control part, which is installed on the main body and is configured to control the operating end of the host part to rotate to a position facing the multiple operating parts respectively, so that the user can perform transaction operations from different sides of the main body.

[0007] According to an embodiment of the utility model, the main unit includes: a rotating assembly installed on the bottom wall on the inner side of the main body, the output end of the rotating assembly extending in the height direction; and an operating box, the bottom of which is installed on the output end of the rotating assembly and rotates under the drive of the rotating assembly.

[0008] According to an embodiment of the utility model, the rotating assembly includes: a base mounted on the bottom wall inside the body; and a motor mounted on the base, wherein the output end of the motor extends in the height direction and is connected to the bottom of the operating box.

[0009] According to an embodiment of the utility model, a banknote storage box is installed inside the operating box, and the banknote storage box includes: a box body, which is constructed as a roughly rectangular shell with an opening on one side, and is installed inside the operating box; a door body, which is rotatably installed on one side of the box body opening; and an opening and closing assembly, which is movably installed inside the box body, and one end of which abuts against the door body to drive the door body to open and close; wherein a second banknote outlet is formed on the side wall of the operating box to allow the door body to extend.

[0010] According to an embodiment of the utility model, the opening and closing assembly includes: a cylinder, installed on the inner wall of the box body facing the door body; a push plate, a first end of which is connected to the output end of the cylinder; and a top plate, installed on the second end of the push plate via a connecting piece and abutting against the door body; wherein, under the drive of the cylinder, the top plate is driven by the push plate to move toward or away from the door body, so that the door body opens toward the outside or closes on the box body.

[0011] According to an embodiment of the utility model, the control part includes: a plurality of trigger components, respectively installed on a plurality of side walls of the main body; a plurality of receiving components, respectively installed on a plurality of outer walls of the host part, suitable for receiving infrared signals emitted by the trigger components; and a locator, installed at the operating end of the host part; wherein each of the trigger components faces one of the receiving components, and when the user triggers one of the plurality of trigger components, the receiving component facing the trigger component in the triggered state receives the infrared signal to determine the operating part facing the user, and controls the host part to rotate to a position where the locator faces the operating part facing the user.

[0012] According to an embodiment of the utility model, each of the trigger components includes a switch button and an infrared light source which are respectively installed on the inner and outer sides of the same side wall of the body and are electrically connected to each other, so that the infrared light source is triggered to emit infrared light by triggering the switch button.

[0013] According to an embodiment of the utility model, each of the operating parts includes a display screen, a keyboard, a first cash outlet and a first card insertion port which are installed on the outer wall of the same side of the body.

[0014] According to an embodiment of the utility model, when the operating end of the host part is rotated to face the operating part facing the user, the first cash outlet and the first card insertion port of the operating part facing the user are respectively aligned with the second cash outlet and the second card insertion port of the host part.

[0015] According to an embodiment of the utility model, the body and the host part are both constructed as substantially rectangular parallelepipeds, and an operating part is respectively installed on the four side walls of the body.

[0016] According to the bank self-service terminal of the above-mentioned embodiment of the utility model, a plurality of operating parts are respectively installed on a plurality of side walls of the main body, and the main unit is rotatably installed inside the main body. The operating end of the main unit is controlled by a control unit installed inside the main body to rotate to positions facing the plurality of operating parts respectively, so that users can perform transaction operations from different sides of the main body, so that customers can operate nearby. BRIEF DESCRIPTION OF THE DRAWINGS

[0017] Figure 1 It is a three-dimensional schematic diagram of a bank self-service terminal according to an embodiment of the utility model;

[0018] Figure 2 yes Figure 1 Cross-sectional view along the AA direction;

[0019] Figure 3 It is a three-dimensional schematic diagram of the host part of the bank self-service terminal according to an embodiment of the utility model;

[0020] Figure 4 is a three-dimensional schematic diagram of an operation box of a bank self-service terminal according to an embodiment of the utility model; and

[0021] Figure 5 It is a three-dimensional schematic diagram of a banknote storage box of a bank self-service terminal according to an embodiment of the utility model.

[0022] In the figure:

[0023] 1-Ontology;

[0024] 2-operation unit; 21-display screen; 22-keyboard; 23-first cash outlet; 24-first card insertion port;

[0025] 3- Host unit;

[0026] 31-rotating assembly; 311-output end; 312-base; 313-motor;

[0027] 32-operation box;

[0028] 33-Cash deposit box;

[0029] 331-box; 3311-opening;

[0030] 332-door body;

[0031] 333-opening and closing assembly; 3331-cylinder; 3332-push plate; 3333-first end; 3334-second end; 3335-top plate; 3336-connecting piece;

[0032] 34-operation terminal;

[0033] 35- second cash outlet;

[0034] 36- second card insertion port;

[0035] 4- Control unit;

[0036] 41-trigger component; 411-switch button; 412-infrared light source;

[0037] 42-receiving parts;

[0038] 43-Locator. DETAILED DESCRIPTION

[0039] Hereinafter, embodiments of the present invention will be described with reference to the accompanying drawings. However, it should be understood that these descriptions are exemplary only and are not intended to limit the scope of the present invention. In the following detailed description, for ease of explanation, many specific details are described to provide a comprehensive understanding of the embodiments of the present invention. However, it is obvious that one or more embodiments may also be implemented without these specific details. In addition, in the following description, descriptions of known structures and technologies are omitted to avoid unnecessary confusion of the concepts of the present invention.

[0040] The terms used herein are only for describing specific embodiments and are not intended to limit the present invention. The terms "include", "comprises", etc. used herein indicate the existence of the features, steps, operations and / or components, but do not exclude the existence or addition of one or more other features, steps, operations or components.

[0041] All terms (including technical and scientific terms) used herein have the meanings commonly understood by those skilled in the art unless otherwise defined. It should be noted that the terms used herein should be interpreted as having a meaning consistent with the context of this specification and should not be interpreted in an idealized or overly rigid manner.

[0042] According to the inventive concept of one aspect of the utility model, a bank self-service terminal is provided, comprising: a main body, which is constructed as a columnar shell with multiple side walls; multiple operating parts, which are respectively installed on the multiple side walls of the main body; a host part, which is rotatably installed inside the main body and is constructed to be able to handle bank cards, process user transaction operations and handle banknotes; and a control part, which is installed on the main body and is constructed to control the operating end of the host part to rotate to positions facing the multiple operating parts respectively, so that the user can perform transaction operations from different sides of the main body.

[0043] Figure 1 It is a three-dimensional schematic diagram of a bank self-service terminal according to an embodiment of the utility model; Figure 2 yes Figure 1 Cross-sectional view along the AA direction; Figure 3 It is a three-dimensional schematic diagram of a host part of a bank self-service terminal according to an embodiment of the utility model.

[0044] According to the exemplary embodiment of the present invention, please refer to Figure 1-Figure 3 , provides a bank self-service terminal, including a body 1, a plurality of operating parts 2, a host part 3 and a control part 4. The body 1 is configured as a columnar shell having a plurality of side walls. The plurality of operating parts 2 are respectively mounted on the plurality of side walls of the body 1. The host part 3 is rotatably mounted inside the body 1, and is configured to be able to handle bank cards, process user transaction operations, and handle banknotes. The control part 4 is mounted on the body 1, and is configured to control the operating end 34 of the host part 3 to rotate to positions facing the plurality of operating parts 2 respectively, so that the user can perform transaction operations from different sides of the body 1.

[0045] In this embodiment, multiple operating parts 2 are respectively installed on multiple side walls of the main body 1, and the host part 3 is rotatably installed inside the main body 1. The control part 4 installed inside the main body 1 controls the operating end 34 of the host part 3 to rotate to positions facing the multiple operating parts 2 respectively, so that users can perform transaction operations from different sides of the main body 1, so that customers can operate nearby.

[0046] In some exemplary embodiments, referring to Figure 1-Figure 3 The main unit 3 includes a rotating assembly 31 and an operating box 32. The rotating assembly 31 is mounted on the bottom wall inside the main body 1, and the output end 311 of the rotating assembly 31 extends in the height direction. The bottom of the operating box 32 is mounted on the output end 311 of the rotating assembly 31, and rotates under the drive of the rotating assembly 31.

[0047] Through the above arrangement, under the drive of the rotating assembly 31 , the operating box 32 rotates around the output end 311 of the rotating assembly 31 as an axis, so that under the drive of the rotating assembly 31 , the operating box 32 rotates in a horizontal plane.

[0048] In some exemplary embodiments, referring to Figure 1-Figure 3 The rotating assembly 31 includes a base 312 and a motor 313. The base 312 is mounted on the bottom wall inside the body 1. The motor 313 is mounted on the base 312, and the output end of the motor 313 extends in the height direction and is connected to the bottom of the operation box 32.

[0049] Through the above arrangement, the operation box 32 rotates with the output end of the motor 313 as the axis under the drive of the motor 313. The motor 313 is also provided with a controller (not shown in the figure) for controlling the start and stop of the motor 313. The controller controls the start and stop of the motor 313 to control the operation box 32 to rotate or stop, so that the operation end 34 of the operation box 32 rotates to a specified position.

[0050] Figure 4 It is a three-dimensional schematic diagram of an operation box of a bank self-service terminal according to an embodiment of the utility model; Figure 5 It is a three-dimensional schematic diagram of a banknote storage box of a bank self-service terminal according to an embodiment of the utility model.

[0051] In some exemplary embodiments, referring to Figure 3-Figure 5 , a money storage box 33 is installed inside the operating box 32. The money storage box 33 includes a box body 331, a door body 332 and an opening and closing assembly 333. The box body 331 is constructed as a roughly rectangular shell with an opening on one side, and is installed inside the operating box 32. The door body 332 is rotatably installed on one side of the opening of the box body 331. The opening and closing assembly 333 is movably installed inside the box body 331, and one end abuts against the door body 332 to drive the door body 332 to open and close. Among them, a second money outlet 35 allowing the door body 332 to extend is formed on the side wall of the operating box 32.

[0052] With the above arrangement, when the user needs to take out or add banknotes, the opening and closing assembly 333 moves toward the side of the opening of the box body 331, pushes the door body 332 away from the opening 3311 of the box body 331, and rotates toward the outside. Figure 5 The door 332 is rotated counterclockwise to open the door body 332 so that the door body 332 extends out of the second cash outlet 35. When the user completes taking out or adding cash, the opening and closing assembly 333 moves away from the side of the opening of the box body 331, and the door body 332, under the action of its own gravity, approaches the opening 3311 of the box body 331 and rotates toward the inside. Figure 5 The door 332 is rotated in a clockwise direction so that the door 332 covers the side of the opening of the box body 331.

[0053] In some exemplary embodiments, referring to Figure 4-Figure 5The opening and closing assembly 333 includes a cylinder 3331, a push plate 3332, and a top plate 3335. The cylinder 3331 is mounted on the inner wall of the box body 331 facing the door body 332. The first end 3333 of the push plate 3332 is connected to the output end of the cylinder 3331. The top plate 3335 is mounted on the second end 3334 of the push plate 3332 via a connecting member 3336, and abuts against the door body 332. Among them, under the drive of the cylinder 3331, the push plate 3332 drives the top plate 3335 to move toward or away from the door body 332, so that the door body 332 opens toward the outside or covers the box body 331.

[0054] With the above arrangement, when a user needs to withdraw or add banknotes, the cylinder 3331 pushes the top plate 3335 toward the side of the opening of the box body 331 through the push plate 3332, so as to push the door body 332 away from the opening 3311 of the box body 331 and rotate toward the outside. Figure 5 The door 332 is rotated counterclockwise in the middle, thereby opening the door body 332 and extending the door body 332 out of the second cash outlet 35. When the user has completed withdrawing or adding cash, the cylinder 3331 drives the top plate 3335 to move away from the side of the opening of the box body 331 through the push plate 3332. Under the action of its own gravity, the door body 332 approaches the opening 3311 of the box body 331 and rotates toward the inside. Figure 5 The door 332 is rotated in a clockwise direction so that the door 332 covers the side of the opening of the box body 331.

[0055] In some exemplary embodiments, referring to Figure 1-Figure 3 The control unit 4 includes a plurality of trigger components 41, a plurality of receiving components 42 and a locator 43. The plurality of trigger components 41 are respectively mounted on a plurality of side walls of the body 1. The plurality of receiving components 42 are respectively mounted on a plurality of outer walls of the host unit 3, and are adapted to receive infrared signals emitted by the trigger components 41. The locator 43 is mounted on the operating end 34 of the host unit 3. Each trigger component 41 faces a receiving component 42. When a user triggers one of the plurality of trigger components 41, the receiving component 42 facing the trigger component 41 in the triggered state receives the infrared signal to determine the operating unit 2 facing the user, and controls the host unit 3 to rotate to a position where the locator 43 faces the operating unit 2 facing the user.

[0056] Through the above embodiment, when the user needs to use one of the multiple operating parts 2, the user triggers the trigger component 41 located on the same side wall as the operating part 2, and the trigger component 41 emits infrared light. The receiving member 42 facing the trigger component 41 receives the infrared signal to determine the operating part 2 to be used facing the user. The controller set on the motor 313 controls the motor 313 to rotate, so that the host part 3 rotates to the position where the locator 43 faces the operating part 2 facing the user. At this time, the controller controls the motor 313 to stop rotating. The user can perform transaction operations.

[0057] It should be noted that, in this embodiment, among the multiple operating parts 2 respectively installed on the multiple side walls of the body 1, only one operating part 2 can be used at the same time. That is to say, when one of the multiple operating parts 2 is used, the other multiple operating parts 2 cannot work. In other words, at this time, even if the multiple trigger components 41 corresponding to the other multiple operating parts 2 are triggered, the motor 313 remains in the stopped state under the control of the controller.

[0058] In some exemplary embodiments, referring to Figure 1-Figure 3 Each trigger component 41 includes a switch button 411 and an infrared light source 412 which are respectively installed on the inner and outer sides of the same side wall of the body 1 and are electrically connected to each other, so that the switch button 411 is triggered to trigger the infrared light source 412 to emit infrared light.

[0059] In some exemplary embodiments, referring to Figure 1-Figure 2 Each operating unit 2 includes a display screen 21 , a keyboard 22 , a first cash outlet 23 and a first card insertion port 24 mounted on the outer wall of the same side of the body 1 .

[0060] In some exemplary embodiments, referring to Figure 1-Figure 3 When the operating end 34 of the host part 3 is rotated to face the operating part 2 facing the user, the first cash outlet 23 and the first card insertion port 24 of the operating part 2 facing the user are respectively aligned with the second cash outlet 35 and the second card insertion port 36 of the host part 3, so that the bank card enters or exits the host part 3 through the first card insertion port 24 and the second card insertion port 36 to complete the card insertion or card withdrawal operation. Further, the user completes the cash withdrawal or cash addition operation inside the cash storage box 33 through the first cash outlet 23 and the second cash outlet 35.

[0061] In some exemplary embodiments, referring to Figure 1 The main body 1 and the host part 3 are both constructed as a roughly rectangular parallelepiped, and an operating part 2 is respectively installed on the four side walls of the main body 1.

[0062] It should be noted that, in this embodiment, the main body 1 can also be constructed as a regular hexagonal prism or a regular octagonal prism, and an operating part 2 is respectively installed on each side wall of the main body 1, as long as the operating end 34 of the host part 3 can be rotated to a position facing the operating part 2 to be used.

[0063] The bank self-service terminal of the above embodiment of the utility model is particularly suitable for financial workplaces. Financial workers install multiple operating parts 2 on multiple side walls of the main body 1, and rotatably install the host part 3 inside the main body 1. The control part 4 installed inside the main body 1 controls the operating end 34 of the host part 3 to rotate to positions facing the multiple operating parts 2 respectively, so that users can perform transaction operations from different sides of the main body 1, so that customers can operate nearby.

[0064] So far, the embodiments of the utility model have been described in detail in conjunction with the accompanying drawings. It should be noted that the implementation methods not shown or described in the drawings or the body of the specification are all forms known to ordinary technicians in the relevant technical field and are not described in detail. In addition, the above definitions of each component are not limited to the various specific structures, shapes or methods mentioned in the embodiments, and ordinary technicians in the field can simply change or replace them.

[0065] Those skilled in the art will appreciate that the features described in the various embodiments and / or claims of the present invention may be combined and / or combined in various ways, even if such combinations and / or combinations are not explicitly described in the present invention. In particular, the features described in the various embodiments and / or claims of the present invention may be combined and / or combined in various ways without departing from the spirit and teachings of the present invention. All of these combinations and / or combinations fall within the scope of the present invention.

[0066] The specific embodiments described above further illustrate the purpose, technical solutions and beneficial effects of the present invention. It should be understood that the above description is only a specific embodiment of the present invention and is not intended to limit the present invention. Any modifications, equivalent substitutions, improvements, etc. made within the spirit and principles of the present invention should be included in the protection scope of the present invention.

Claims

1. A bank self-service terminal, characterized in that: include: A body (1) is configured as a cylindrical shell having a plurality of side walls; A plurality of operating parts (2) are respectively mounted on a plurality of side walls of the body (1); A host unit (3) is rotatably mounted inside the body (1) and is configured to handle bank cards, process user transaction operations, and handle banknotes; as well as The control unit (4) is mounted on the main body (1) and is configured to control the operating end (34) of the host unit (3) to rotate to positions facing the plurality of operating units (2) respectively, so that the user can perform transaction operations from different sides of the main body (1).

2. The bank self-service terminal according to claim 1, characterized in that: The host unit (3) comprises: A rotating assembly (31) is mounted on the bottom wall inside the body (1), and an output end (311) of the rotating assembly (31) extends in a height direction; and An operating box (32), the bottom of which is mounted on the output end (311) of the rotating assembly (31) and rotates under the drive of the rotating assembly (31).

3. The bank self-service terminal according to claim 2, characterized in that: The rotating assembly (31) comprises: A base (312) is mounted on the bottom wall inside the body (1); and A motor (313) is installed on the base (312), and an output end of the motor (313) extends in a height direction and is connected to the bottom of the operation box (32).

4. The bank self-service terminal according to claim 2, characterized in that: A banknote storage box (33) is installed inside the operating box (32), and the banknote storage box (33) comprises: The box body (331) is constructed as a substantially rectangular parallelepiped housing with one side open, and is installed inside the operation box (32); A door body (332) is rotatably mounted on one side of the opening of the box body (331); and An opening and closing assembly (333) is movably mounted inside the box body (331), and one end of the opening and closing assembly abuts against the door body (332) to drive the door body (332) to open and close; Wherein, a second cash outlet (35) is formed on the side wall of the operation box (32) to allow the door body (332) to extend out.

5. The bank self-service terminal according to claim 4, characterized in that: The opening and closing assembly (333) comprises: A cylinder (3331) is installed on the inner wall of the box body (331) facing the door body (332); a push plate (3332), wherein a first end (3333) of the push plate (3332) is connected to an output end of the cylinder (3331); and A top plate (3335) is mounted on the second end (3334) of the push plate (3332) via a connecting piece (3336) and is in contact with the door body (332); Wherein, under the drive of the cylinder (3331), the top plate (3335) is driven by the push plate (3332) to move toward or away from the door body (332), so that the door body (332) opens toward the outside or covers the box body (331).

6. The bank self-service terminal according to claim 1, characterized in that: The control unit (4) comprises: A plurality of trigger components (41) are respectively mounted on a plurality of side walls of the body (1); A plurality of receiving components (42), respectively mounted on a plurality of outer walls of the host part (3), and adapted to receive infrared signals emitted by the trigger component (41); and A positioner (43) mounted on the operating end (34) of the host unit (3); Each of the trigger components (41) faces a receiving component (42). When a user triggers one of the multiple trigger components (41), the receiving component (42) facing the trigger component (41) in the triggered state receives an infrared signal to determine the operating part (2) facing the user, and controls the host part (3) to rotate to a position where the locator (43) faces the operating part (2) facing the user.

7. The bank self-service terminal according to claim 6, characterized in that: Each of the trigger components (41) comprises a switch button (411) and an infrared light source (412) which are respectively mounted on the inner and outer sides of the same side wall of the body (1) and are electrically connected to each other, so that the infrared light source (412) is triggered to emit infrared light by triggering the switch button (411).

8. The bank self-service terminal according to claim 6, characterized in that: Each of the operating parts (2) comprises a display screen (21), a keyboard (22), a first cash outlet (23) and a first card insertion port (24) which are mounted on the outer wall of the same side of the body (1).

9. The bank self-service terminal according to claim 8, characterized in that: When the operating end (34) of the host part (3) is rotated to face the operating part (2) facing the user, the first cash outlet (23) and the first card insertion port (24) of the operating part (2) facing the user are respectively aligned with the second cash outlet (35) and the second card insertion port (36) of the host part (3).

10. The bank self-service terminal according to any one of claims 1 to 9, characterized in that: The body (1) and the host part (3) are both constructed as roughly rectangular parallelepipeds, and an operating part (2) is respectively installed on the four side walls of the body (1).

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