A system for AI-driven cloud security compliance in FinTech applications
Patent Information
- Application Number
- DE202024107283
- Authority / Receiving Office
- DE · DE
- Patent Type
- Utility models
- Current Assignee / Owner
- Filing Date
- 2024-12-15
- Publication Date
- 2025-04-10
- Estimated Expiration
- 2034-12-31
Smart Images

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Abstract
Description
Technical Field:This utility model relates to the integration of AI into FinTech security and compliance frameworks for applications and allows companies to keep track of a proactive approach to security risks and ensure compliance with legal regulations. In order to maintain the efficiency of the framework in the ever-developing threat landscape of the financial sector, it is important to perform continuous analyses and changes. An AI-controlled security and compliance solution for financial institution applications includes many critical components. Given the sensitivity of financial data and the many constraints FinTech is subject to, the framework must ensure that the data is secure and confidential and satisfies all relevant laws and regulations.Prior art: The FinTech sector experiences severe changes characterized by the integration of AI-controlled systems for a variety of applications. These include rule compliance assessment, risk management, risk assessment and three intelligence performance, and data encryption. The use of AI in policy compliance mapping serves to ensure cloud security frames are consistent with established policy rules. Artificial intelligence is increasingly used to assess and mitigate risks, detect vulnerabilities in cloud environments, and examine patterns other than historical data.This includes encrypting data during transmission or storage, implementing least-privilege access protocols, and using artificial intelligence systems to prevent data loss. The implementation of AI-controlled authentication to maintain access in parallel with identification management (IAM) is in progress and adjusts the access restrictions according to user behavior and risk profiles. The use of AI extends to monitoring and responding to incidents where it analyzes protocols acribically and detects irregularities in real time. This involves the development of automated methods for detection, assessment and response to incidents. Artificial intelligence is increasingly used in the field of training and knowledge propagation and performs Phishing simulations to assess personnel' readiness for social engineering threats. The use of AI-controlled platforms realizes continuous staff training. Finally, mechanisms are established for systematically checking and validating compliance with established standards. This thorough compliance methodology is of substantial importance to the FinTech sector. One goal of personalized healthcare is to tailor the medical care to the individual needs and preferences of each patient. Limited data analysis capabilities are a problem for traditional health care systems. To provide accurate and customized health suggestions, our utility model processes huge amounts of patient data using cloud computing and AI. In order to avoid security risks and to comply with laws, companies KI can integrate into their framework for securing FinTech applications. In order for the framework to remain effective in the constantly changing threat environment of the financial industry, regular analyses and changes are required. Given the sensitivity and regulatory burden of financial data, an AI-controlled security and compliance solution must guarantee data protection and security and, at the same time, must comply with all applicable rules and regulations in order to solve the above-mentioned problems.Illustration of the Utility Model(1) Purpose of the Utility ModelThe proposed utility model introduces a cloud-based platform that utilizes machine learning, artificial intelligence, and algorithms for the analysis of patient data. The platform is comprised of various components for collecting, storing, analyzing, and analyzing data, all of which are securely hosted in a cloud infrastructure. The system generates customized Fin-Tech system perspectives and therapy suggestions that are derived from the analysis of real-time data.(1) Technical SolutionThe discursence concerns the merging of fin-tech systems, optimal methods for the execution, formation progress, systematic evaluations and assessments, cooperation with specialists, compliance with regulatory framework conditions, the contribution of KI to fulfil compliance requirements, mechanization of compliance documentation etc. the preservation of confidentiality and security of information within a personalized framework aimed at adapting the interventions of fin-tech systems to the individual requirements of the individual.The invention provides an AI-controlled framework for real-time monitoring and optimization of cloud security conformance in FinTech applications. The framework uses machine learning algorithms to detect anomalies, predict potential threats, and automate compliance processes.DESCRIPTION OF THE DRAWINGSFIG. 1FIG. 1 is a structural diagram illustrating the data processing and compliance monitoring system and illustrating the flow of user data acquisition over various phases including AI analysis, cloud security, and compliance monitoring.User data: As a first input, data of users is collected.AI analysis: The collected data is subjected to AI-controlled analysis to obtain findings or to recognize patterns.Cloud Security Layer: The data is passed through a cloud security layer to ensure security and integrity during processing.Anomaly Detection: The system detects any variances or unusual patterns in the data.Compliance Monitoring (from different sources): Data from multiple sources is monitored for compliance with regulations or standards.Data preprocessing: The monitored data is cleaned and prepared for further processing.Data Input: Preprocessed data is fed to the system for compliance evaluation.Compliance Reports: Reports are created that summarize the results of the compliance tests.Real-time data analysis: The system performs continuous data analysis in real time.Machine Learning Models for Regulatory Authorities: Trained Machine Learning Models and Compliance Findings are shared with regulatory authorities to meet reporting requirements.AI model training: The system uses the findings from compliance reports and real-time analyses to iteratively improve the AI models.FIG. 2FIG. 2 is a detailed view of the data preprocessing phase showing how raw data is prepared for analysis and compliance monitoring in the system.The image is a simplified flow diagram illustrating the role of the AI in facilitating personalization. The steps in the process are as follows: 1. user interface: The starting point at which users interact with the system, input, or engage in the application. 2. data collection: User interactions are collected and stored for further processing. 3. cloud storage: The collected data is securely stored in the cloud for accessibility and scalability. 4. data processing and analysis: Advanced AI algorithms process and analyze the stored data to identify patterns, preferences, and findings. 5. the contribution of AI to personalization: The data analyzed is used to create personalized experiences or recommendations tailored to the user's needs.FIG. 3FIG. 3 provides a schematic illustration of the AI analysis module and cloud security layer illustrating their interactions and roles in ensuring data integrity and conformance.The image is a flowchart that outlines a process for early detection and prevention using data analysis and machine learning. The steps in the process are: 1. data acquisition: collecting relevant data from various sources that serve as input for the analysis. 2. data analysis and machine learning: use of data analysis tools and machine learning algorithms to reveal patterns, findings, or anomalies. 3. data processing and analysis: Refinement of the collected data and perform detailed analyses to ensure they are ready for implementable findings. 4. early detection and prevention: Take advantage of the findings from the analysis to detect potential risks or problems early and implement preventive measures.This process illustrates how AI-controlled tools and analyses can proactively address challenges through timely detection and action.Numbers in the figures mean: 1. user data 2. AI analysis 3. cloud security layer 4. compliance monitoring (from various sources) 5. collection of user data 6. anomaly detection 7. data preprocessing 8. data input 9. compliance reports 10. machine learning models for regulatory authorities 11. real-time data analysis 12. AI model trainingThese numbers collectively illustrate the architecture and AI-controlled cloud security compliance framework for the Fin-Tech App.
Claims
A system for AI-controlled cloud security compliance in fin-tech applications, comprising: • a user interface module configured to collect user data; • a data acquisition module configured to collect data from various sources including user activities, network traffic, and system protocols; • a cloud storage module configured to securely store the collected data in a cloud environment; • a data preprocessing and analysis module configured to pre-process and analyze the collected data using machine learning algorithms; • an AI module configured to enable real-time monitoring and threat detection based on the analyzed data.The system of claim 1, further comprising: • an anomaly detection module configured to detect and predict potential security threats and compliance violations using machine learning algorithms; • a compliance automation module configured to ensure that the system complies with legal standards by automatizing compliance processes; • a compliance reporting module configured to generate compliance reports based on real-time data analyses.The system of claim 2, further comprising: • a machine learning model training module configured to train AI models using the collected, processed, and analyzed data, and wherein the trained models are used to improve compliance monitoring and reporting accuracy and efficiency; • a real-time data analysis module configured to continuously monitor and analyze data for potential threats and compliance problems.The system of claim 3, wherein the user interface module provides: a visual representation of compliance status and threat levels that allows users to interact with the system to configure settings, display reports, and manage compliance processes, and wherein the early detection and prevention module uses the analyzed data to proactively identify potential safety risks and mitigate compliance questions.