Program and trust management system

The program and trust management system clarifies roles in civil trusts by separating trust contract information into trustee and beneficiary certifications, improving asset management and utilization.

JP2024176984AActive Publication Date: 2024-12-19NATIONAL TRUST COUNCIL GENERAL INC ASSOCIATION
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Patent Information

Application Number
JP2023095917
Authority / Receiving Office
JP · JP
Patent Type
Applications
Current Assignee / Owner
Filing Date
2023-06-09
Publication Date
2024-12-19
Estimated Expiration
2043-06-09

AI Technical Summary

Technical Problem

In civil trusts, the roles of settlor, trustee, and beneficiary often become unclear over time, making it difficult for individuals to understand their roles due to the complexity of trust agreements, leading to underutilization of assets.

Method used

A program and trust management system that separates trust contract information into trustee certification information and beneficiary certification information, providing clear identification and communication of roles through terminals and certificates.

Benefits of technology

Enhances clarity and facilitates the management and utilization of trust assets by clearly defining roles, promoting the use of civil trusts among individuals, including family members and enhancing security.

✦ Generated by Eureka AI based on patent content.

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Abstract

To provide a program for dividing trust contract information into trustee certification information and beneficiary certification information and providing them to a settlor, a trustee and a beneficiary.SOLUTION: A program for enabling information transmission between a management server and a terminal via a communication network, the program causes the management server to execute: a receiving function of receiving trust property information; a storage function of causing a storage part to store the trust property information and a reception date / time thereof; an extraction function of extracting trust property identification information from the trust property information; a generation function of generating trustee certification information and beneficiary certification information from the trustee identification information, beneficiary identification information and the trust property identification information, with reception dates / times defined as contract dates, respectively; a notification function of reporting of completion of the generation of the beneficiary certification information to each terminal; and a transmission / browse function of, after the completion is reported, allowing terminals having transmitted requests to transmit or browse.SELECTED DRAWING: Figure 6
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Description

[Technical field]

[0001] The present invention relates to a program and a trust management system. [Background technology]

[0002] A trust is known as a system in which one entrusts one's assets to a trustworthy natural person or corporation, and has them manage, administer, and inherit the assets for a specific person or oneself according to the purpose one has decided. Trusts can be broadly classified into two types: commercial trusts and civil trusts. In commercial trusts, trust banks and trust companies play the role of trustee as a business in order to receive trustee fees, while in civil trusts, individuals or corporations basically play the role of trustee without receiving trustee fees. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] Japanese Patent Application Publication No. 8-58271 Summary of the Invention [Problem to be solved by the invention]

[0004] A trust is made up of three roles: trustor, trustee, and beneficiary, but it is possible for the same person to play all three roles, and the contents of the contract are diverse. In particular, in civil trusts, as time passes after the trust contract is made and as inheritances occur, the parties can no longer understand each person's role, resulting in the assets not being fully utilized. To confirm each person's role in a trust contract, one need only check the contents of the trust agreement, but the contents of the trust agreement are complex, making it difficult for each person to immediately understand their role.

[0005] Here, although it is not a technology related to trusts, Patent Document 1 discloses a used car price list consisting of a vehicle type display section that displays the vehicle model, a new car release date display section, a standard mileage display section, a monthly standard mileage display section, and a color-by-color unit mileage evaluation display section that displays the body color. According to the used car price list of Patent Document 1, the price can be optimized by performing a monetary evaluation of the used car based on each display section. In this way, technology has been developed for organizing various information for easy viewing in used car price lists, but such technology has not yet been developed in the field of trust contracts.

[0006] One object of the present invention is to separate trust agreement information into trustee proof information (or trustee certificate) and beneficiary proof information (beneficiary certificate) and provide them to the trustor, trustee, and beneficiary. [Means for solving the problem]

[0007] The program of the first aspect comprises: A program that enables information transmission via a communication network between a management server that stores and manages trust property information, including trustor information on a trustor of a trust property, trustee information on a trustee, beneficiary information on a beneficiary, and contract content information on the contract content of the trust property, in a memory unit owned by the management server, and at least one of a trustor terminal used by the trustor, a trustee terminal used by the trustee, and a beneficiary terminal used by the beneficiary, The management server, A receiving function for receiving the trust property information inputted and transmitted to the trustor terminal or the trustee terminal through an application running on the trustor terminal and the trustee terminal; a storage function for storing in the storage unit the trust property information received by the receiving function, the terminal through which the trust property information was input and transmitted, and the date and time of receipt thereof; an extraction function for extracting trustee specific information for identifying the trustee, beneficiary specific information for identifying the beneficiary, and trust property specific information for identifying the trust property from the trust property information stored in the memory unit by the memory function; a generation function that generates trustee certification information including the trustee identification information and the trust property identification information, and beneficiary certification information including the beneficiary identification information and the trust property identification information from the trustee identification information, the beneficiary identification information, and the trust property identification information extracted by the extraction function, each assuming that the reception date and time is the contract date; a notification function for notifying the entrustor terminal, the entrustee terminal, and the beneficiary terminal of the completion of the generation process after the trustee certification information and the beneficiary certification information are generated by the generation function; a transmission / viewing function for transmitting or enabling the trustee certification information and the beneficiary certification information to the terminal that transmitted the transmission / viewing request, respectively, by the trustor terminal, the trustee terminal, or the beneficiary terminal via the application after the completion is notified by the notification function, with the reception date and time being the contract date, in response to a transmission / viewing request transmitted from the trustor terminal, the trustee terminal, or the beneficiary terminal; Execute the command.

[0008] The program of the second aspect is In the program of the first aspect, The trust property specific information is composed of first information on the subject of the trust property and second information on other than the subject, The generating function divides the trust property identification information into the first information and the second information, and generates the trustee certification information and the beneficiary certification information; The transmission / viewing function separates the trustee certification information and the beneficiary certification information into the trustee specific information, the first information, and the second information, and the beneficiary specific information, the first information, and the second information, respectively, and transmits them to the terminal that sent the transmission / viewing request or makes them viewable.

[0009] The program of the third aspect is In the program of the second aspect, Furthermore, the management server a mailing function for printing the trustee certification information and the beneficiary certification information by a printer to create a trustee certificate and a beneficiary certificate in response to a mailing request transmitted from the trustor terminal, the trustee terminal, and the beneficiary terminal via the application after the completion is notified by the notification function, and for mailing the trustee certificate and the beneficiary certificate to a location designated by a user of the terminal that transmitted the mailing request; Execute the command.

[0010] The program of the fourth aspect is In the program of the second aspect, Furthermore, the management server a mailing function for printing the trustee certification information and the beneficiary certification information by a printer to create a trustee certificate and a beneficiary certificate in response to a mailing request transmitted from the trustor terminal, the trustee terminal, and the beneficiary terminal via the application after the completion is notified by the notification function, and for mailing the trustee certificate and the beneficiary certificate to a location designated by a user of the terminal that transmitted the mailing request; Execute the command.

[0011] The program of the fifth aspect is In the program of the first aspect, After the completion is notified by the notification function, a request to correct the trustee certification information can be transmitted from the trustor terminal via the application, The receiving function receives the modification request input to and transmitted from the client terminal, The generating function modifies the beneficiary proof information based on the modification request; In the send / re-view function, after the beneficiary certification information is modified, the trustee certification information and the beneficiary certification information modified based on the modification request are sent or made viewable to the trustor terminal, the trustee terminal, and the beneficiary terminal, with the date and time when the modification request was sent being the modification date.

[0012] The program of the sixth aspect is In the program of the third aspect, The trustee certificate and the beneficiary certificate are each a single sheet of paper with text printed on both sides; The trustee certificate has the trustee specific information and the first information printed on one side and the second information printed on the other side, The beneficiary certificate has the beneficiary identifying information and the first information printed on one side, and the second information printed on the other side.

[0013] The seventh aspect of the program is In the program of the first aspect, when a monetary trust is included in the contents of the trust property contract, the management server is capable of receiving withdrawal information for a deposit account from a deposit server managing a deposit account for the monetary trust via the communication network; When the management server receives withdrawal information for the deposit account from the deposit server, The notification function notifies the withdrawal information to the trustor terminal, the trustee terminal, and the beneficiary terminal.

[0014] The program of the eighth aspect is In the program according to any one of the first to seventh aspects, The application is set to operate only when the information on the personal identification number card connected to the entrustor terminal and the trustee terminal and set in the card reader matches the registration information of the entrustor or trustee.

[0015] In one embodiment, the management system includes: a management server that stores and manages trust property information, including trustor information on trustors of trust properties, trustee information on trustees, beneficiary information on beneficiaries, and contract content information on contract content of the trust property, in a memory unit that the management server has and is connected to a communication network; A program that is available to the management server and enables information transmission via the communication network between the management server and at least one of a trustor terminal used by the trustor, a trustee terminal used by the trustee, and a beneficiary terminal used by the beneficiary, the program being any one of the first to seventh aspects; Equipped with. Effect of the Invention

[0016] According to the program of the first aspect, the trust agreement information can be separated into trustee certifying information (or trustee certificate) and beneficiary certifying information (beneficiary certificate) and provided to the trustor, trustee, and beneficiary.

[0017] According to the program of the second aspect, the organized information can be viewed using the terminal that has transmitted the transmission / viewing request.

[0018] According to the programs of the third and fourth aspects, the organized trustee certifying information (or trustee certificate) and beneficiary certifying information (beneficiary certificate) are mailed to the person using the terminal that sent the mailing request.

[0019] According to the program of the fifth aspect, the correction contents are reflected in the trustee certifying information (or trustee certificate) and the beneficiary certifying information (beneficiary certificate).

[0020] According to the program of the sixth aspect, the printed trustee certifying information (or trustee certificate) and beneficiary certifying information (beneficiary certificate) are arranged on the front and back, respectively.

[0021] According to the program of the seventh aspect, when the contents of the trust property contract include a monetary trust, withdrawal information of the deposit account is shared with each of the parties.

[0022] According to the program of the eighth aspect, security is strengthened.

[0023] According to one embodiment of the management system, trust contract information can be separated into trustee certification information (or trustee certificate) and beneficiary certification information (beneficiary certificate) and provided to the trustor, trustee, and beneficiary.

[0024] In addition, these programs and management systems can provide a means for easily checking the contents of the trust contract. As a result, it is possible to promote the use of civil trusts, for example, between family members, by people who are not familiar with trusts in their daily lives, and economic activity is expected to be stimulated. For example, in a civil trust, the parent is the trustor, the child is the trustee, and the grandchild is the beneficiary, and the child (trustee) manages, operates, disposes, etc. of the trust property transferred from the parent (trustor) according to a certain purpose, and can give the trust property and the profits derived therefrom to the grandchild (beneficiary). In other words, even during the parent's lifetime, it is possible to freely manage the property, entrust the right to manage and dispose of the property to a trustworthy child, etc., and give the generated profits to the desired grandchild, etc. In addition, the details of inheritance can be determined by a civil trust, and it is possible to determine the successor of the property up to two generations, and it is also possible to manage the property for people who have difficulty managing their property, such as the elderly and dementia patients. With such a civil trust, it is possible to smoothly manage, operate, dispose of, and inherit the property, and it is expected that the spread of civil trusts will stimulate economic activity. [Brief description of the drawings]

[0025] [Figure 1] FIG. 2 is a diagram showing the front of an indicia (trustee certificate) showing a trustee certificate. [Diagram 2] 1 is a diagram showing the back side of the display item (trustee certificate) showing the trustee certificate. FIG. [Diagram 3] 1 is a diagram showing the surface of a display item (beneficiary certificate) that displays a beneficiary certificate. [Figure 4] A figure showing the back side of the display item (beneficiary certificate) displaying the beneficiary certificate. [Diagram 5] FIG. 2 is a schematic diagram of a trust management system CS according to the present embodiment. [Figure 6] FIG. 2 is a flow diagram of a program PG1 that executes the basic functions of this embodiment. [Figure 7] FIG. 13 is a diagram showing a user terminal on which a certificate is displayed via an application of the present embodiment. [Figure 8] FIG. 11 is a flow diagram of a program for executing an additional function (mailing function) of the present embodiment. [Figure 9] FIG. 11 is a flow diagram of a program for executing an additional function (modification function) of the present embodiment. [Figure 10A] 1 is a schematic diagram of a trust management system CSc that executes an additional function of this embodiment (a withdrawal notification function in the case of a monetary trust). [Figure 10B] FIG. 11 is a flow diagram of a program for executing an additional function (a withdrawal notification function in the case of a money trust) of the present embodiment. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS

[0026] The present embodiment will be described below. First, the certificates (trustee certificate 10 and beneficiary certificate 20) of this embodiment will be described with reference to Figs. 1 to 4. Next, the programs PG1 to PG4 and the trust management system CS of this embodiment will be described with reference to FIGS. Next, a modification of this embodiment will be described.

[0027] Certificate <Certificate of Trustee> 1 is a diagram showing a front surface 10A (an example of one surface) of a display item (trustee certificate 10) displaying a trustee certificate. Trustee certificate 10 includes, as an example, a trustee display section 11 (an example of trustee specific information) that displays information that identifies the trustee, and a trust property display section 12 (an example of first information) that displays information that identifies the trust property.

[0028] The trustee display section 11 is not particularly limited as long as it displays information that identifies the trustee, but it is preferable that the trustee's name or title and address or residence are displayed, for example. This makes it easier to identify the trustee.

[0029] The trust property display section 12 is a section where information identifying the trust property (an example of trust property identification information) is displayed. The trust property display section 12 makes it easy to understand the contents of the trust property. Examples of the trust property include stocks, bonds, real estate, money, intellectual property, and the like.

[0030] It is preferable that the trustee certificate 10 includes a trustee certification section 14 which certifies that the person listed in the trustee display section 11 is the trustee. Furthermore, in this case, it is preferable that the trustee certificate 10 includes a section for the trustor's name and seal, a section for the trustor's signature, a section for the beneficiary's name and seal, a section for the beneficiary's signature, etc.

[0031] When the trustee certificate 10 is a sheet-like medium, it is preferable that the front side 10A of the sheet-like medium includes a trustee indication section 11, a trust property indication section 12, and a trustee certificate title section 13. In addition, it is preferable that an excerpt of the trust agreement (an example of the second information) is written on the back side 10B of the sheet-like medium as shown in Fig. 2.

[0032] The trustee certificate title section 13 is a section that indicates that the sheet medium is a trustee certificate 10.

[0033] The front side 10A of the sheet-like medium includes a trustee display section 11, a trust property display section 12, and a trustee certificate title section 13, making it easy to confirm the trustee and the contents of the trust property at a glance. Furthermore, the back side 10B of the sheet-like medium includes an excerpt of matters related to the trusteeship of the trust agreement, making it easy for the trustee to confirm information related to his or her role without having to decipher a complex trust agreement.

[0034] 2 is a diagram showing the back 10B of the display (trustee certificate 10) showing the trustee certificate. Examples of the excerpted items of the trust agreement written on the back 10B of the sheet-like medium include new trustee designation items related to the designation of the second trustee, third trustee, etc., new trustee specific items identifying the second trustee, third trustee, etc., trust supervisor designation items related to the designation of the trust supervisor, trust supervisor specific items identifying the trust supervisor, and trust property management status report items that stipulate that the trustee shall report when requested by the beneficiary about the management status of the trust property.

[0035] As shown in Figure 2, the trustee certificate issuance details may be stated regarding an agreement to issue a new trustee certificate if the trustee is changed.

[0036] If the trust assets are stocks, for example, it is preferable that the voting rights attribution details regarding the attribution of voting rights are described. Since the voting rights of stocks are not recognized as having monetary value and are not independent trust assets, it is easy for the attribution of voting rights to be unclear when stocks are entrusted, but by describing the voting rights attribution details, it is possible to clarify the attribution of voting rights.

[0037] <Beneficiary Certificate> 3 is a diagram showing the front 20A of a display item (beneficiary certificate 20) displaying a beneficiary certificate. The beneficiary certificate 20 includes a beneficiary display section 21 that displays information identifying the beneficiary, and a trust property display section 22 (another example of the first information) that displays information identifying the trust property.

[0038] The beneficiary display section 21 is not particularly limited as long as it displays information that identifies the beneficiary, but it is preferable that the name or title and address or residence of the beneficiary are displayed, for example. This makes it easier to identify the beneficiary.

[0039] The trust property display section 22 is a section where information identifying the trust property (another example of trust property identification information) is displayed. The trust property display section 22 makes it easy to understand the contents of the trust property. Examples of the trust property include securities such as stocks and bonds, real estate, money, and intellectual property.

[0040] It is preferable that the beneficiary certificate 20 includes a beneficiary certification section 24 which contains a statement to the effect that the person listed in the beneficiary display section 21 is the beneficiary. Furthermore, in this case, it is preferable that the beneficiary certificate 20 includes a section for the trustor's inscription and seal, a section for the trustor's signature, a section for the trustee's inscription and seal, a section for the trustee's signature, etc.

[0041] When the beneficiary certificate 20 is a sheet-like medium, it is preferable that the front side 20A of the sheet-like medium includes a beneficiary display section 21, a trust property display section 22, and a beneficiary certificate title section 23. Here, Fig. 4 is a diagram showing the back side 20B of the display item (beneficiary certificate 20) displaying the beneficiary certificate, and it is preferable that in the beneficiary certificate 20 which is a sheet-like medium, an excerpt from the trust agreement is written on the back side 20B.

[0042] The beneficiary certificate title section 23 is a section that indicates that the sheet medium is a beneficiary certificate 20.

[0043] The front side 20A of the sheet-like medium includes a beneficiary display section 21, a trust property display section 22, and a beneficiary certificate title section 23, making it easy to confirm the beneficiaries and the contents of the trust property at a glance. Furthermore, the back side 20B of the sheet-like medium includes an excerpt of matters related to the beneficiary rights of the trust agreement, making it easy for the beneficiaries to confirm information related to their roles without having to decipher a complex trust agreement.

[0044] Examples of excerpts of the trust agreement written on the back 20B of the sheet-like medium include, for example, as shown in Figure 4, new beneficiary designation items regarding the designation of second beneficiaries, etc., new beneficiary specific items identifying second beneficiaries, etc., trust supervisor designation items regarding the designation of trust supervisors, trust supervisor specific items identifying trust supervisors, and beneficiary rights disposal items regarding the disposal of beneficiary rights.

[0045] As shown in Figure 4, beneficiary certificate issuance details regarding an arrangement for issuing a new beneficiary certificate when the beneficiary changes may be described.

[0046] <Set of Trustee Certificate and Beneficiary Certificate> The trustee certificate 10 and the beneficiary certificate 20 may be a set. The trustee certificate 10 and the beneficiary certificate 20 do not necessarily need to be kept by the trustee and the beneficiary, respectively. For example, a civil trust consulting company may keep a set of the trustee certificate 10 and the beneficiary certificate 20. This can avoid the risk of the trustee certificate 10 and the beneficiary certificate 20 being lost by the trustee, the beneficiary, etc. Furthermore, since the set of the trustee certificate 10 and the beneficiary certificate 20 is two separate display items, when the consulting company receives an inquiry from the trustee, the beneficiary, etc. about the role of each person, it is possible to explain the role of each person by moving each of the separate display items. This makes it easier for the trustee and the beneficiary to imagine the relationship of ownership of rights, the flow of trust property, and the profits generated, and therefore makes it easier for them to understand the role of each person.

[0047] <Set of Trustee Certificate, Beneficiary Certificate and Trust Agreement> The trustee certificate 10, beneficiary certificate 20, and trust agreement may be prepared as a set. By storing the trustee certificate 10, beneficiary certificate 20, and trust agreement together, it is possible to confirm contents not stated in the trustee certificate 10 and beneficiary certificate 20 in the trust agreement. The trust agreement does not need to be the original, and may be a copy of the trust agreement.

[0048] The above is an explanation of the trustee certificate 10 and the beneficiary certificate 20 of this embodiment.

[0049] <Program and Trust Management System> Next, the program PG1 and the trust management system CS, which are basic functions of this embodiment, will be described with reference to FIG. 5, FIG. Here, Fig. 5 is a schematic diagram of the trust management system CS. Fig. 6 is a flow diagram (algorithm S10 diagram) of the program PG1 that executes the basic functions for operating the trust management system CS of this embodiment.

[0050] As shown in FIG. 5, the trust management system CS comprises a management server 100, multiple user terminals 300 (each figure shows user terminals 300A, 300B, and 300C as representative examples), a communication network 400 (the Internet as an example), and an application AP.

[0051] [Management Server] The management server 100 stores and manages trust property information in its own memory unit 120, including settlor information regarding the settlor U1 of the trust property, trustee information regarding the trustee U2, beneficiary information regarding the beneficiary U3, and contract content information regarding the contract content of the trust property. In addition, the program PG1 provided in the application AP enables information transmission via the communication network 400 between the trustor terminal 300A used by the trustor U1, the trustee terminal 300B used by the trustee U2, and the beneficiary terminal 300C used by the beneficiary U3. The program PG1 causes the management server 100 to execute a number of functions, which will be described later.

[0052] [Multiple user terminals (trustor terminal, trustee terminal and beneficiary terminal)] The multiple user terminals 300 are information devices for use by each user, i.e., trustor U1, trustee U2, beneficiary U3, etc., to use the application AP executed based on the program PG1. The information devices in question are smartphones, tablets, personal computers, and other computers. Users U1, U2, etc. are people who have registered with the trust management system CS to use the app. The registration information (unique information such as name or title, address, telephone number, email address, etc.) of trustor U1, trustee U2, beneficiary U3, etc. is stored and managed in the memory unit 120 after undergoing the respective registration procedures.

[0053] 〔application〕 5, the application AP is stored in the storage unit 120 of the management server 100. The application AP includes a program PG1, a data file DF, and various libraries LB. The application AP may be installed on each user terminal 300 and made available for use (e.g., a smartphone app, etc.), or may be stored on the management server 100 and made available via a web browser (e.g., a web app, etc.).

[0054] Next, the program PG1 of this embodiment will be described. As an example, the program PG1 causes the management server 100 to execute the following basic functions. It should be noted that the program PG1 and the trust management system CS including the program PG1 are within the technical scope of the present invention as long as they are capable of realizing the basic functions described below. From another perspective, it should be noted that the forms included in the present invention do not necessarily have the additional functions described below as essential components.

[0055] <Basic functions> The basic functions are a receiving function, a storing function, an extracting function, a generating function, a notifying function, and a sending / viewing function. Here, Fig. 7 is a diagram showing a user terminal 300 on which a certificate is displayed via an application AP. The following description will be given with reference to FIGS.

[0056] (Receiving function) This function causes the management server 100 to receive trust property information entered and transmitted to the trustor terminal 300A or the trustee terminal 300B via the application AP running on the trustor terminal 300A and the trustee terminal 300B (see S100 in Figure 6). The premise for executing this function is that the trustor U1 inputs information about the trust property using the trustor terminal 300A or the trustee U2 inputs information about the trustee property using the trustee terminal 300B via an interface (UI using application AP) displayed on the screen of each terminal (input function (not shown)). The interface of this function allows a person entering information about trust assets to be guided through the interface and enter information even if they do not know the format of the trust agreement.

[0057] (Memory function) This function is a function for storing in storage unit 120 the trust property information received by the receiving function, the terminal from which the trust property information was input and transmitted, and the date and time of receipt (see S200 in FIG. 6).

[0058] (Extraction function) This function extracts (1) trustee-specific information that identifies trustee U2, (2) beneficiary-specific information that identifies beneficiary U3, and (3) trust property-specific information that identifies the trust property from the trust property information stored in memory unit 120 by the memory function (see S300 in Figure 6).

[0059] (Generation function) This function generates trustee certification information including trustee identifying information and trust property identifying information, and beneficiary certification information including beneficiary identifying information and trust property identifying information from the trustee identifying information, beneficiary identifying information, and trust property identifying information extracted by the extraction function, with the receipt date and time of each being assumed to be the contract date (see S400 in Figure 6).

[0060] (Alert function) This function notifies the trustor terminal 300A, the trustee terminal 300B, and the beneficiary terminal 300C of the completion of the generation process after the trustee certification information and the beneficiary certification information have been generated by the generation function (see S500 in Figure 6). This function gives people other than the person who entered the information about the trust property the opportunity to share the information about the trust property that was entered.

[0061] (Send / view function) This function is a function that, after the completion of the above-mentioned generation process has been notified by the notification function, causes the trustee certification information and beneficiary certification information to be transmitted or made viewable to the terminal that sent the transmission / viewing request, with the reception date and time being the contract date, in response to a transmission / viewing request sent from the trustor terminal 300A, the trustee terminal 300B, or the beneficiary terminal 300C via the application AP (see S600 in Figure 6 and Figure 7). This function allows the person who made the send / view request to check information regarding the trust assets.

[0062] As described above, this embodiment has the following effects. That is, according to program PG1, trust contract information can be separated into trustee proof information (or trustee certificate) and beneficiary proof information (beneficiary certificate) and provided to the trustor, trustee, and beneficiary. Also, according to program PG1, the organized information can be viewed using the terminal that sent the transmission / viewing request.

[0063] The above is a description of the program PG1 of this embodiment.

[0064] Additional Features Next, the additional functions will be described. Here, FIG. 8 is a flow diagram (algorithm S10A diagram) of program PG2 that executes the additional function (mailing function). FIG. 9 is a flow diagram (algorithm S10B diagram) of program PG3 that executes the additional function (correction function). FIG. 10A is a schematic diagram of the trust management system CSc that executes the additional function (withdrawal notification function in the case of money trust). FIG. 10B is a flow diagram (algorithm S10C diagram) of program PG3 that executes the additional function (withdrawal notification function in the case of money trust).

[0065] (mailing function) After the completion of the generation process (see S400 in Figure 8) is notified by the notification function (see S500 in Figure 8), this function prints the trustee certification information and beneficiary certification information using a printer (not shown) to create a trustee certificate 10 and a beneficiary certificate 20 in response to a mailing request sent from the trustor terminal 300A, the trustee terminal 300B, and the beneficiary terminal 300C via the application AP (see Figure 5), and mails (arranges for mailing) the trustee certificate and beneficiary certificate (see Figures 1 to 4) to a location (as an example, the address of the person) specified by the person U1, U2, U3 (see Figure 5) using the terminal that sent the mailing request. Here, as shown in FIG. 8, this function (S700) is executed after the basic function (see FIG. 6) is executed. Additionally, the trustee certificate 10 and the beneficiary certificate 20 sent by mail using this function are each a single piece of paper (a single sheet-like medium) with text printed on both sides (see Figures 1 to 4). The trustee certificate 10 has trustee specific information and first information printed on one side (front side 10A) and second information printed on the other side (back side 10B). The beneficiary certificate 20 has beneficiary specific information and first information printed on one side (front side 20A) and second information printed on the other side (back side 20B).

[0066] According to this function, the organized trustee proof information (or trustee certificate) and beneficiary proof information (beneficiary certificate) are mailed to the person using the terminal that sent the mailing request. Also, according to this function, the printed trustee proof information (or trustee certificate) and beneficiary proof information (beneficiary certificate) are arranged on the front and back of a single piece of paper (a single sheet-like medium).

[0067] (Fixed function) This function (1) after the notification function (see S500 in FIG. 8) notifies the completion of the generation process (see S400 in FIG. 8), if there is a request to modify the trustee certification information from the trustor terminal 300A via the application AP, the modification request is transmitted (see S810 and S820 in FIG. 8); (2) then, in addition to the reception function S100, the reception function S100B receives the modification request input to and transmitted from the trustor terminal 300A; and (3) then, the generation function S40 0B, in addition to the generation function S400, the beneficiary certification information is modified based on the modification request, and (4) then, in the send / view function S600B, in addition to the send / view function S600, after the beneficiary certification information has been modified, the trustee certification information and beneficiary certification information modified based on the modification request are transmitted or made viewable to the trustor terminal 300A, the trustee terminal 300B, and the beneficiary terminal 300C, respectively, with the date and time when the modification request was sent being the modification date. In the above (1), if there is no request to modify the trustee certification information from the trustor terminal 300A, the process ends. This function is executed after the basic function (see FIG. 6) is executed. The modification content by this function is included in the second information.

[0068] According to this function, the corrections are reflected in the trustee proof information (or trustee certificate) and the beneficiary proof information (beneficiary certificate).

[0069] (Withdrawal notification function in case of money trust) This function is used when the contract contents for the trust property include a monetary trust and a withdrawal is made from a deposit account (see S910 in Figure 10B), (1) in addition to the receiving function S100, the management server 100 receives withdrawal information from the deposit account from the deposit server 100C (see Figure 10A) that manages the deposit account of the monetary trust via the communication network 400 (see S100C in Figure 10B), and (2) when the management server 100 receives withdrawal information from the deposit account from the deposit server 100C, in addition to the notification function S500, it notifies the trustor terminal 300A, the trustee terminal 300B and the beneficiary terminal 300C of the withdrawal information (see Figure 10B). In this case, the management server 100 is capable of receiving withdrawal information for a deposit account by using, for example, a deposit server 100C that manages the deposit account and an application service provider (ASP). This function is executed after the basic function (see FIG. 6) is executed. The content of the withdrawal information by this function is included in the second information.

[0070] With this function, when the trust property contract includes a monetary trust, withdrawal information from the deposit account is shared with each party.

[0071] This concludes the description of this embodiment.

[0072] <<Variations>> As described above, the present embodiment has been described with reference to Figures 1 to 10B, but this embodiment is merely one example of a form included in the technical scope of the present invention. The technical scope of the present invention also includes, for example, a number of modified examples described below.

[0073] For example, the management server 100 may be configured so that, when performing each function, the application AP is operable only when the information on the personal identification number card (a card on which personal authentication information such as a My Number card is recorded) connected to each terminal (the entrustor terminal 300A and the trustee terminal 300B and set in a card reader (not shown) matches the registration information of the entrustor or trustee that has been registered in advance in the memory unit 120 of the management server 100. This variation provides added security.

[0074] In the above embodiment, the premise for executing the receiving function is that the trustor U1 inputs information about the trust property via an interface (UI by application AP) displayed on the screen of the trustor terminal 300A or the trustee U2 inputs information about the trust property via the trustee terminal 300B (input function). However, this input function may also be performed using, for example, electronic data of the contract contents written on a medium (scanned with a scanner and processed with OCR). Also, the interface may make a voice inquiry so that the inputter can input information by voice.

[0075] In the above embodiment, the system is described as being capable of communicating between the management server 100 and multiple user terminals 300A, 300B, and 300C via the communication network 400 (see FIG. 5). However, for example, as a system using blockchain technology, a user other than the person who inputs the data may be allowed to issue an electronic certificate for the contract contents. Furthermore, this electronic certificate may be allowed to acquire a non-fungible token (NFT).

[0076] Furthermore, the amendment function (see FIG. 8) will result in the certificates (trustee certificate 10 and beneficiary certificate 20) being issued multiple times. Therefore, the trust management systems CS and CSc of this embodiment and this modified example may be modified to a system that utilizes blockchain technology as in the modified example above, and non-fungible tokens may be issued for the certificates issued multiple times. [Explanation of symbols]

[0077] 10 Trustee Certificate 10A surface 10B back side 11 Trustee display area 12 Trust property display section 13 Trustee Certificate Title Section 14 Trustee Certification Department 20 Certificate of Beneficiary 20A surface 21 Beneficiary display section 22 Trust property display section 23 Title section of beneficiary certificate 24 Beneficiary Certification Section 100 Management Servers 100C Deposit Server 120 Storage section 300 user terminals 300A Customer terminal 300B Trustee terminal 300C Beneficiary Terminal 400 Communication Network AP Application CS Trust Management System CSc Trust Management System DF data file LB Various Libraries PG1 Program PG2 Program PG3 Program PG4 Program S10 Algorithm S100 Receiving Function S100B Receiving Function S10A Algorithm S10B Algorithm S10C Algorithm S400 Generation Function S400B generation function S500 Notification function S500C Notification function S600 Send / View Function S600B Send / View Function U1 Trustee, User U2 Trustee, User U3 Beneficiary, user

Claims

1. A program that enables information transmission via a communication network between a management server that stores and manages trust property information, including trustor information on a trustor of a trust property, trustee information on a trustee, beneficiary information on a beneficiary, and contract content information on the contract content of the trust property, in a memory unit owned by the management server, and at least one of a trustor terminal used by the trustor, a trustee terminal used by the trustee, and a beneficiary terminal used by the beneficiary, The management server, A receiving function for receiving the trust property information inputted and transmitted to the trustor terminal or the trustee terminal through an application running on the trustor terminal and the trustee terminal; a storage function for storing in the storage unit the trust property information received by the receiving function, the terminal through which the trust property information was input and transmitted, and the date and time of receipt thereof; an extraction function for extracting trustee specific information for identifying the trustee, beneficiary specific information for identifying the beneficiary, and trust property specific information for identifying the trust property from the trust property information stored in the memory unit by the memory function; a generation function that generates trustee certification information including the trustee identification information and the trust property identification information, and beneficiary certification information including the beneficiary identification information and the trust property identification information from the trustee identification information, the beneficiary identification information, and the trust property identification information extracted by the extraction function, each assuming that the reception date and time is the contract date; a notification function for notifying the entrustor terminal, the entrustee terminal, and the beneficiary terminal of the completion of the generation process after the trustee certification information and the beneficiary certification information are generated by the generation function; a transmission / viewing function that, after the completion is notified by the notification function, transmits or makes viewable the trustee certification information and the beneficiary certification information to the terminal that transmitted the transmission / viewing request, respectively, by assuming that the reception date and time are the contract date, in response to a transmission / viewing request transmitted from the trustor terminal, the trustee terminal, or the beneficiary terminal via the application; Execute the program.

2. The trust property identification information is composed of first information on the subject of the trust property and second information on other than the subject, The generating function divides the trust property identification information into the first information and the second information, and generates the trustee certification information and the beneficiary certification information; The sending / viewing function separates the trustee certification information and the beneficiary certification information into the trustee specific information, the first information, and the second information, and the beneficiary specific information, the first information, and the second information, respectively, and transmits or makes viewable the information to the terminal that has sent the sending / viewing request. The program according to claim 1.

3. Furthermore, the management server a mailing function for printing the trustee certification information and the beneficiary certification information by a printer to create a trustee certificate and a beneficiary certificate in response to a mailing request transmitted from the trustor terminal, the trustee terminal, and the beneficiary terminal via the application after the completion is notified by the notification function, and for mailing the trustee certificate and the beneficiary certificate to a location designated by a user of the terminal that transmitted the mailing request; Execute the The program according to claim 2.

4. Furthermore, the management server a mailing function for printing the trustee certification information and the beneficiary certification information by a printer to create a trustee certificate and a beneficiary certificate in response to a mailing request transmitted from the trustor terminal, the trustee terminal, and the beneficiary terminal via the application after the completion is notified by the notification function, and for mailing the trustee certificate and the beneficiary certificate to a location designated by a user of the terminal that transmitted the mailing request; Execute the The program according to claim 2.

5. After the completion is notified by the notification function, a request to correct the trustee certification information can be transmitted from the trustor terminal via the application, The receiving function receives the modification request input to and transmitted from the client terminal, The generating function modifies the beneficiary proof information based on the modification request; In the transmission / review function, after the beneficiary certification information is corrected, the trustee certification information and the beneficiary certification information corrected based on the correction request are transmitted to the trustor terminal, the trustee terminal, and the beneficiary terminal or made viewable, with the date and time when the correction request was transmitted being regarded as the correction date. The program according to claim 1.

6. The trustee certificate and the beneficiary certificate are each a single sheet of paper with text printed on both sides; The trustee certificate has the trustee specific information and the first information printed on one side and the second information printed on the other side, The beneficiary certificate has the beneficiary identification information and the first information printed on one side and the second information printed on the other side. The program according to claim 3.

7. when a monetary trust is included in the contents of the trust property contract, the management server is capable of receiving withdrawal information for a deposit account from a deposit server managing a deposit account for the monetary trust via the communication network; When the management server receives withdrawal information for the deposit account from the deposit server, The notification function notifies the depositor terminal, the trustee terminal, and the beneficiary terminal of the withdrawal information. The program according to claim 1.

8. The application is set to be operable only when the information on the personal number card connected to the trustor terminal and the trustee terminal and set in the card reader matches the registration information of the trustor or trustee. The program according to any one of claims 1 to 7.

9. a management server that stores and manages trust property information including trustor information on trustors of trust properties, trustee information on trustees, beneficiary information on beneficiaries, and contract content information on contract content of the trust property in a memory unit that the management server has and is connected to a communication network; A program that is available to the management server and enables information transmission via the communication network between the management server and at least one of a trustor terminal used by the trustor, a trustee terminal used by the trustee, and a beneficiary terminal used by the beneficiary, the program comprising: Equipped with Trust management system.

Citation Information

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