Information processing apparatus, information processing method, information processing program, and information processing system

Abstract

To improve usability of a service using a family card of a credit card.SOLUTION: In an information processing system, a second information processing apparatus includes: a transaction history storage unit which stores a transaction history using a predetermined service, for each service member who uses the predetermined service that stipulates using a credit card; a member information storage unit which stores, for each service member, member information including a member type of the predetermined service, information indicating whether or not a procedure for subscribing to the predetermined service has been completed, and identification information for identifying a service member who has completed the subscription procedure in an electronic settlement service; an identification unit which refers to the member information to identify a person who is to receive a predetermined privilege available in the electronic settlement service, in the service members; and a providing unit which provides a transaction history and identification information corresponding to the person to whom the privilege is applied, identified by the identification unit, to a first information processing apparatus that executes processing for the electronic settlement service.SELECTED DRAWING: Figure 2

Description

[Technical field]

[0001] The present invention relates to an information processing device, an information processing method, an information processing program, and an information processing system. [Background technology]

[0002] Traditionally, cashless payment methods have been widely recognized by consumers, mainly in commercial transactions between companies and individuals. In particular, electronic payment services that are conducted online using personal user devices such as smartphones have become widely accepted among consumers due to their convenience.

[0003] In addition, for example, with regard to post-payment cashless payments such as credit cards, technologies have been proposed that provide a system that makes it easy for users to pay while also achieving both customer satisfaction and improved collection rates. [Prior art documents] [Patent documents]

[0004] [Patent Document 1] JP 2011-108221 A Summary of the Invention [Problem to be solved by the invention]

[0005] However, the above-mentioned conventional technology leaves room for improvement in terms of improving the usability of services using family cards that credit card holders apply for to allow their family members to use the services.

[0006] The present application has been made in consideration of the above, and aims to provide an information processing device, an information processing method, an information processing program, and an information processing system that can improve the usability of services using family cards that credit card holders apply for to have their family members use them. [Means for solving the problem]

[0007] The information processing device according to the present application is an information processing device that executes processing related to a specific service linked to an electronic payment service, and includes a transaction history storage unit, a member information storage unit, an identification unit, and a providing unit. The transaction history storage unit stores a transaction history using the specific service for each service member who uses the specific service that requires the use of a credit card. The member information storage unit stores, for each service member, member information including a membership type of the specific service, information indicating whether or not a registration procedure for using the specific service has been completed, and identification information that can identify a service member who has completed the registration procedure in the electronic payment service. The identification unit refers to the member information and identifies, from among the service members, a person who is to be granted a specific benefit that can be used in the electronic payment service. The providing unit provides the transaction history and identification information corresponding to the person who is to be granted the benefit identified by the identification unit to a device that executes processing of the electronic payment service. Effect of the Invention

[0008] According to one aspect of the embodiment, it is possible to improve the usability of services using a family card that a credit card holder applies for to allow his / her family members to use the service. [Brief description of the drawings]

[0009] [Figure 1] FIG. 1 is a diagram for explaining an overview of information processing according to the embodiment. [Diagram 2] FIG. 2 is a diagram illustrating an example of the configuration of the second information processing device according to the embodiment. [Diagram 3] FIG. 3 is a diagram illustrating an example of a transaction history stored in a transaction history storage unit according to the embodiment. [Figure 4] FIG. 4 is a diagram illustrating an example of member information stored in a member information storage unit according to the embodiment. [Diagram 5] FIG. 5 is a diagram showing specific contents stored in the benefit content storage unit according to the embodiment. [Figure 6]FIG. 6 is a flowchart illustrating an example of a processing procedure of information processing executed by the second information processing device according to the embodiment. [Figure 7] FIG. 7 is a flowchart illustrating an example of a processing procedure of information processing executed by the first information processing device according to the embodiment. [Figure 8] FIG. 8 is a hardware configuration diagram showing an example of a computer that realizes the functions of the second information processing device and the first information processing device according to the embodiment or the modification. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS

[0010] Hereinafter, the information processing device, the information processing method, the information processing program, and the information processing system according to the present application will be described in detail with reference to the drawings. Note that the information processing device, the information processing method, the information processing program, and the information processing system according to the present application are not limited to the embodiments. In addition, the same parts in the following embodiments are given the same reference numerals, and duplicated explanations are omitted.

[0011] 1. Embodiment (1-1. System Configuration) Hereinafter, the information processing according to the embodiment will be specifically described. First, before describing the information processing according to the embodiment, an example of the configuration of the information processing system SYS will be described with reference to FIG.

[0012] As shown in Fig. 1, the information processing system SYS according to the embodiment includes a user terminal 10, a first information processing device 100, and a second information processing device 200. The user terminal 10, the first information processing device 100, and the second information processing device 200 are connected to a network N (see Fig. 2, for example) by wire or wirelessly. The user terminal 10, the first information processing device 100, and the second information processing device 200 can communicate with other devices via the network N. The network N is, for example, a WAN (Wide Area Network) such as the Internet.

[0013] The user terminal 10 shown in FIG. 1 is an information processing terminal. For example, the user terminal 10A shown in FIG. 1 is used by a user U1-1. For example, the user terminal 10B shown in FIG. 1 is used by a user U1-2. In the following description, when there is no need to distinguish between the user U1-1 and the user U1-2, they will be collectively referred to as "user U1". In addition, in the following description, when there is no need to distinguish between the user terminal 10A and the user terminal 10B, they will be collectively referred to as "user terminal 10". The user terminal 10 is realized by, for example, a smartphone, a tablet terminal, a notebook PC (Personal Computer), a desktop PC, a mobile phone, a PDA (Personal Digital Assistant), or the like. In addition, the user terminal 10 displays information distributed by the first information processing device 100 or the second information processing device 200 by a web browser or an application. Note that FIG. 1 illustrates an example in which the user terminal 10 is a smartphone.

[0014] An application program for end users (hereinafter, appropriately referred to as a "payment application") is installed in the above-mentioned user terminal 10 to use code payment (also referred to as "smartphone payment") by an electronic payment service provided by a predetermined business operator that operates and manages the first information processing device 100 as one of the cashless payment means. When the user terminal 10 receives control information for realizing a predetermined information processing through the payment application from the first information processing device 100, the user terminal 10 realizes the information processing according to the control information. Here, the control information is described in, for example, a script language such as JavaScript (registered trademark), a style sheet language such as CSS (Cascading Style Sheets), a programming language such as Java (registered trademark), or a markup language such as HTML (HyperText Markup Language). Note that the predetermined application itself delivered from the first information processing device 100 may be regarded as the control information.

[0015] The payment app has various functions related to payment by code payment and additional functions related to electronic payment services. The additional functions include a function to check transaction history, a function to search for nearby stores, and a function to manage user accounts. An electronic payment service can be said to be a service that provides a predetermined transaction means for controlling the exchange of electronic money by code payment. The payment app also includes an end-user application program as a mini app (hereinafter referred to as a "card app") for providing user U1 with a function to execute various information processes related to the credit card service provided by the payment business operator U2 between the second information processing device 200 operated and managed by the payment business operator U2.

[0016] The first information processing device 100 shown in Fig. 1 is an information processing device operated and managed by a predetermined business that provides an electronic payment service. For example, the electronic payment service is a service that provides a service user with a usage environment for code payment, which allows the user U1 to instantly pay for the price of a transaction object with a money balance, which is the balance of electronic money held by the user U1, using predetermined code information as described later (it can also be said to be a service that provides a predetermined transaction means that controls the exchange of electronic money by code payment).

[0017] Furthermore, the first information processing device 100 may be realized by a mainframe, a workstation, etc. Furthermore, when the first information processing device 100 is configured by a server device, it may be realized by a single server device, or may be realized by a cloud system in which a plurality of server devices and a plurality of storage devices operate in cooperation with each other.

[0018] In addition, the first information processing device 100, in conjunction with a payment application running on the user terminal 10, executes various processes related to an electronic payment service provided, for example, through a dedicated online system. For example, the first information processing device 100 distributes the payment application to a person who wishes to use the electronic payment service, and provides the electronic payment service on the condition that a predetermined procedure in the payment application is completed. In addition, when the first information processing device 100 accepts a transaction request from the payment application via an interface dedicated to the payment application (for example, various operation screens displayed on the user terminal 10 by the function of a payment supplement), it executes information processing including a remittance process of electronic money between accounts according to the transaction request. The payment application transmits transaction information including information such as the payment destination, the payment source, and the payment amount to the first information processing device 100. In addition to the above-mentioned information, the transaction information may include information such as a transaction code for individually identifying a transaction and date and time information (i.e., a timestamp) for identifying the date and time when the transaction was performed.

[0019] As one of the services incidental to the electronic payment service, the first information processing device 100 provides the service user with a cashless payment environment in which the user U1 can pay the price of the transaction object on a deferred basis using a credit card registered in advance by the user U1 using a predetermined code information. As will be described later, the first information processing device 100 cooperates with the second information processing device 200 as information processing according to the embodiment, and executes various processes related to deferred cashless payment using a cash card.

[0020] For example, electronic payment services provide multiple payment methods that can be selected by each service user (such as user U1 in Figure 1) when using code payment, such as "balance payment," "deferred payment," and "credit card payment." "Deferred payment" and "credit card payment" are deferred payment methods that can be selected when using code payment to pay for the item of a transaction.

[0021] The "deferred payment" and "credit card payment" may be available when a service user of the electronic payment service has completed registration for the credit card service provided by the payment business operator U2. That is, the service user may be able to select "deferred payment" and "credit card payment" on the condition that the service user uses a credit card issued by the payment business operator U2. In this case, the first information processing device 100 and the second information processing device 200 cooperate with each other to realize the payment process when the service user selects "deferred payment" or "credit card payment". For example, the specified business operator and the payment business operator U2 may link information on each other's customers by ID cooperation or the like when collaborating in business. The information on each other's customers may include identification information (user ID) for identifying each service user in each service, information on bank accounts used for settlement of various charges, and the like. In addition, for example, the specified business operator and the payment business operator U2 may manage common identification information between the businesses as information for identifying the same customer. In addition, the specified business operator and the payment business operator U2 may mutually manage at least one of identification information for identifying a service user in the electronic payment service and identification information for identifying a service user in the credit card service. In addition, when authenticating the identity of a service user linked to the identification information, the first information processing device 100 and the second information processing device 200 may execute an identity verification procedure using a method such as eKYC (electronic Know Your Customer). In the following description, "deferred payment" and "post-payment" are synonymous and are merely phrased for convenience of description.

[0022] For example, when "balance payment" is selected in the transaction information obtained from a service user, an electronic payment service instantly settles the price of the transaction by transferring an amount of electronic money equivalent to the price of the transaction from the money balance, which is the balance of electronic money held by the service user, to the payment destination account.

[0023] Also, for example, when "credit card payment" is selected in the transaction information obtained from the service user, the electronic payment service transfers electronic money in an amount equivalent to the price of the transaction to the payment destination account and bills the credit card service for the payment amount equivalent to the price of the transaction. The payment business operator U2 pays the billed amount in response to a bill from the specified business operator. The payment business operator U2 also collects the credit card usage fee by debiting the bank account registered by the service user as the account for debiting the credit card usage fee on a specified date.

[0024] Also, for example, when "deferred payment" is selected in the transaction information acquired from the service user, the electronic payment service advances the price of the transaction and settles it at a later date. In this case, the electronic payment service advances the price of the transaction by transferring electronic money from the advance payment account to an electronic money account (account where the balance of electronic money is managed) held by the store where the payment is made, or by electronically transferring cash in an amount equivalent to the price of the transaction to a bank account held by the store where the payment is made. The electronic payment service also bills the credit card service for a settlement amount equivalent to the price of the "deferred payment". Note that, when the service user has registered a bank account to be used as an account for debiting the price of the "deferred payment", the electronic payment service may collect the price of the "deferred payment" by debiting the registered bank account on a specified date.

[0025] Furthermore, when "deferred payment" is selected in the transaction information acquired from the service user, the electronic payment service may pass the transaction information as is to the credit card service side (i.e., the second information processing device 200) without paying the price of the transaction on behalf of the service user. In this case, the credit card service will pay the price of the transaction on behalf of the service user and collect it from the service user at a later date.

[0026] The second information processing device 200 shown in Fig. 1 is an information processing device operated and managed by a payment service provider U2 that provides a credit card service, which is a postpaid cashless payment service using a credit card. The second information processing device 200 may be realized by a mainframe, a workstation, or the like. In addition, when the second information processing device 200 is configured as a server device, it may be realized by a single or multiple server devices, or may be realized by a cloud system in which multiple server devices and multiple storage devices operate in cooperation with each other.

[0027] The second information processing device 200 executes information processing according to the embodiment. For example, the second information processing device 200 cooperates with the first information processing device 100 to realize payment processing when the service user selects "deferred payment" or "credit card payment" in the payment supplement. The payment business operator U2 allows the service user to select "deferred payment" or "credit card payment" in the electronic payment service on the condition that the service user uses a credit card issued by the payment business operator U2.

[0028] When the second information processing device 200 receives billing information related to "credit card payment" from the electronic payment service (i.e., the first information processing device 100), it executes payment processing to pay the billed amount to a predetermined business. Furthermore, the second information processing device 200 manages the service user who registers the credit card issued by the service provider UC as a payment method in an identifiable state when registering for the use of "credit card payment" in the electronic payment service. For example, the second information processing device 200 manages the user ID corresponding to the service user in association with the customer information (member information) of the cashless payment service operated by the service provider UC. Then, the second information processing device 200 bills the service user who used "credit card payment" in the electronic payment service for the usage fee of "credit card payment" in the electronic payment service based on the bill received from the second information processing device 200. Furthermore, the second information processing device 200 collects the credit card usage fee by debiting the bank account registered by the service user as an account for debiting the credit card usage fee on a predetermined date.

[0029] The second information processing device 200 may also execute a process of deducting the charge for "deferred payment" in the electronic payment service together with the charge for "credit card payment." For example, when the second information processing device 200 acquires billing information related to the charge for "deferred payment" from the electronic payment service, the second information processing device 200 deducts the charge for "deferred payment" and the charge for "credit card payment" from the debit account together based on the charge for "deferred payment" included in the acquired billing information.

[0030] The second information processing device 200 can also accept an application for credit card use from a service user of the electronic payment service (for example, user U1 shown in FIG. 1) through the card application. The second information processing device 200 manages information on the credit card to be issued to the service user as member information of the service member who uses the credit card, in association with application information acquired from the service user. The second information processing device 200 can also accept an application for family card use from a service user (for example, user U1-1 shown in FIG. 1) who owns a credit card in his / her own name issued by the payment service provider U2 through the card application. A family card is a secondary credit card linked to a credit card in the service user's own name. A family card is a credit card that is a family member of user U1-1 who uses the electronic payment service, and is used by user U1-2 who uses the electronic payment service, and is charged to user U1-1 for charges for use of the family card. Charges for use of the family card are charged to the credit card of the service user who requested the issuance of the family card.

[0031] (1-2. Information Processing According to the Embodiment) Hereinafter, an overview of information processing according to an embodiment will be described with reference to Fig. 1. Fig. 1 is a diagram for explaining an overview of information processing according to an embodiment. In the following description, a user U1 of a user terminal 10 may be regarded as the same as the user terminal 10. In other words, the user U1 may be read as the user terminal 10.

[0032] Conventionally, for example, benefits arising from the use of a family card are given to the service user who requested the issuance of the family card. For example, when it becomes possible to use a family card for a service that allows "post-payment" or "credit card payment," it is expected that the recipient of the benefits arising from the use of the family card will be changed in order to improve the usability of the service that uses the family card. Therefore, an example of information processing for improving the usability of the service that uses the family card will be described below as information processing according to the embodiment.

[0033] In FIG. 1, users U1-1 and U1-2 are service members of a credit card service provided by payment service provider U2. User U1-2 is a service member (hereinafter referred to as the "main member") who owns a credit card issued by payment service provider U2 in his own name. User U1-2 is a service member (hereinafter referred to as the "family member") who uses a family card linked to the credit card owned by user U1-1. Also, in FIG. 1, it is assumed that user U1-2 has completed registration to use the "deferred payment" and "credit card payment" services using the family card.

[0034] The second information processing device 200 stores and manages in a storage unit all transaction histories, including transaction histories of service members made using "deferred payment" or "credit card payment" in electronic payment services, and transaction histories made using a credit card without going through an electronic payment service (step S01). In managing the transaction histories, the second information processing device 200 records and manages the transaction histories of user U1-2, who is a main member, and user U1-2, who is a family member, separately in the storage unit. The second information processing device 200 may store and manage in a storage unit, for each service member who is a service user of the electronic payment service, information indicating the member type (e.g., “main member” or “family member”), information indicating whether the registration procedures for “deferred payment” or “credit card payment” have been completed, and member information including identification information that can identify the service member who has completed the registration procedures in the electronic payment service (e.g., user ID in the electronic payment service), or may simply store and manage in a storage unit, for each service member who uses the credit card service, information indicating whether the registration procedures for “deferred payment” or “credit card payment” that can be used in the electronic payment service have been completed, and member information including identification information that can identify the service member who has completed the registration procedures in the electronic payment service.

[0035] Furthermore, the second information processing device 200 refers to the above-mentioned member information at a predetermined timing, and identifies, from among the service members, those to whom a predetermined benefit that can be used in the electronic payment service is to be granted (step S02).

[0036] For example, if the membership type of a service member is "family member" and registration for "deferred payment" or "credit card payment" has been completed, the second information processing device 200 identifies the relevant service member as the grant recipient and links to the electronic payment service by transmitting to the first information processing device 100 all of the transaction history linked to the relevant service member, i.e., transaction history using "deferred payment" or the like as a payment method for the usage fee of code payment using an electronic payment service, and transaction history that does not involve the electronic payment service (i.e., transaction history conducted using a family card, which is a credit card linked to the relevant service user, at a card affiliated store that accepts the family card), and a user ID for identifying the relevant service member in the electronic payment service.

[0037] Also, for example, if the membership type of the service member is "family member" but the registration for "deferred payment" or "credit card payment" has not been completed, the second information processing device 200 determines that the service member is not a grantee. In this case, the second information processing device 200 refers to the member information and determines whether the registration for "deferred payment" or "credit card payment" has been completed for the primary member linked to the service member. If the primary member has completed the registration for "deferred payment" or "credit card payment", the second information processing device 200 identifies the primary member as a grantee, and in the electronic payment service, the second information processing device 200 transmits to the first information processing device 100 the transaction history of the primary member and the transaction history of the family member linked to the primary member (i.e., all transaction history made using the family card corresponding to the family member linked to the primary member) as the transaction history of the primary member together with identification information for identifying the primary member, thereby linking to the electronic payment service side. As a result, even if a family member uses a family card when the family member has not completed registration for "deferred payment" or the like, the information processing system SYS references all of the family card's transaction history as the main member's transaction history for the purpose of awarding points to the main member linked to the family member, thereby improving usability.

[0038] In addition, when the membership type of the service member is "main member" and the registration for using "deferred payment" or "credit card payment" is completed, the second information processing device 200 identifies the corresponding service member as a grantee, and transmits to the first information processing device identification information for identifying the corresponding service member in the electronic payment service and the transaction history of the corresponding service member (i.e., all transaction history linked to the corresponding service member, i.e., transaction history using "deferred payment" or the like as a payment method for the usage fee of code payment using the electronic payment service, and transaction history not via the electronic payment service (i.e., transaction history conducted using a contracted credit card at a card affiliated store where credit cards can be used)). By doing so, the electronic payment service is linked to the second information processing device 200. At this time, if there is a family member linked to the main member, the second information processing device 200 may further determine whether or not the family member has completed registration for "deferred payment" or "credit card payment," and may execute the same process as described above depending on whether or not the registration has been completed. Also, if the membership type of a service member is "main member" and the registration for "deferred payment" or "credit card payment" has not been completed, the second information processing device 200 does not consider the service member to be a grantee. Note that if the credit card service has its own reward program, the service member may be a grantee of rewards in the credit card service.

[0039] For example, in the example shown in Figure 1, user U1-2, who is a family member, has completed registration to use "deferred payment" and "credit card payment," so the second information processing device 200 identifies user U1-2 as the grant recipient and links to the electronic payment service by sending the user ID held by user U1-2 in the electronic payment service and user U1-2's transaction history (for example, transaction details such as payment date and time, payment amount, and transaction target) to the first information processing device 100 (step S03).

[0040] On the other hand, the first information processing device 100 determines the contents of the predetermined benefit for the person to whom the predetermined benefit is to be granted based on the transaction history linked from the second information processing device 200, i.e., the transaction history of the person to whom the predetermined benefit is to be granted (step S04). For example, the first information processing device 100 determines the contents of the predetermined benefit based on the transaction history received from the second information processing device 200. Furthermore, the first information processing device 100 grants the predetermined benefit to the family member by registering the determined contents of the predetermined benefit in association with the person to whom the benefit is to be granted (step S05). For example, the first information processing device 100 registers the predetermined benefit in association with the user ID received from the second information processing device 200.

[0041] In this way, when the second information processing device 200 of the information processing system SYS according to the embodiment specifies the user U1-2, who is a family member, as a grantee of a predetermined benefit available in the electronic payment service based on the content of the transaction of the "deferred payment" or "credit card payment" of the user U1-2, the user U1-2 can link the transaction history of the user U102 to the electronic payment service side. Also, the first information processing device 100 of the information processing system SYS according to the embodiment can determine the content of the predetermined benefit available to the user U1-2, who is a family member, in the electronic payment service based on the transaction history of the user U1-2 linked from the second information processing device 200, and grant the determined predetermined benefit to the user U1-2. Thus, the information processing system SYS according to the embodiment can provide the family members with an opportunity to use the predetermined benefit available in the electronic payment service, and can improve the usability of the "deferred payment" or "credit card payment" service using the family card.

[0042] In addition, the information processing system SYS of the embodiment can grant the main member user U1-1 both specified benefits that can be used in credit card services and specified benefits that can be used in electronic payment services based on the transaction history of "deferred payment" and "credit card payment."

[0043] Furthermore, in accordance with the operation of user U1-1, user terminal 10A sends a transaction history acquisition request to the second information processing device 200 to request acquisition of a transaction history (step S11). When the second information processing device 200 receives the transaction history acquisition request from user terminal 10A, it acquires the transaction history corresponding to user U1-1 who made the acquisition request (step S12). Then, the second information processing device 200 sends the acquired transaction history to user terminal 10A and provides it to user U1-1 via the card application (step S13).

[0044] A display example EX1-1 shown in FIG. 1 is an example of a transaction history screen G1-1 displayed on the user terminal 10A. The transaction history screen G1-1 displays the history of transactions performed by the user U1-1 using "deferred payment" or "credit card payment". The second information processing device 200 may also acquire information on points to be acquired that are to be given to the user U1-1 as a predetermined benefit from the first information processing device 100. In this case, the transaction history also displays information on points to be acquired that are to be given to the user U1-1 as a predetermined benefit according to the transaction performance of "deferred payment" or "credit card payment". These points are points that can be used in the electronic payment service. The first information processing device 100 may provide the user U1-1 with information indicating the content of the predetermined benefit determined based on the transaction history together with the transaction history acquired from the second information processing device 200.

[0045] Furthermore, in accordance with the operation of user U1-2, user terminal 10B transmits a transaction history acquisition request to the second information processing device 200 to request acquisition of a transaction history (step S21). When the second information processing device 200 receives the transaction history acquisition request from user terminal 10B, it acquires the transaction history corresponding to user U1-2 who made the acquisition request (step S22). Then, the second information processing device 200 transmits the acquired transaction history to user terminal 10B and provides it to user U1-2 via the card application (step S23).

[0046] A display example EX1-2 shown in FIG. 1 is an example of a transaction history screen G1-2 displayed on the user terminal 10B. The transaction history screen G1-2 displays a history of transactions performed by the user U1-2 using "deferred payment" or "credit card payment". The second information processing device 200 may also acquire information on points to be acquired that are to be given to the user U1-1 as a predetermined benefit from the first information processing device 100. In this case, the transaction history also displays information on points to be acquired that are to be given to the user U1-2 as a predetermined benefit according to the transaction performance of "deferred payment" or "credit card payment". These points are points that can be used in the electronic payment service. The first information processing device 100 may provide the user U1-2 with information indicating the content of the predetermined benefit determined based on the transaction history together with the transaction history acquired from the second information processing device 200.

[0047] In this way, in the information processing system SYS according to the embodiment, the second information processing device 200 can smoothly provide the transaction history of the user U1-2, who is a family member, by individually managing the transaction history of the user U1-2. As a result, the information processing system SYS according to the embodiment can provide the family member with an opportunity to check the contents of the transaction performed using "deferred payment" or "credit card payment," thereby improving usability.

[0048] In addition, in the information processing system SYS according to the embodiment, when the second information processing device 200 provides the billing statement for "deferred payment" or "credit card payment" to the user U1-1 who is the main member, the second information processing device 200 may provide the billing statement including information based on the transaction history corresponding to the user U1-2 who is a family member. In this way, the information processing system SYS according to the embodiment can allow the user U1-1 who is the main member to know in advance the billing based on the use of the family members.

[0049] In the information processing system SYS according to the embodiment, the first information processing device 100 may allow the user U1-1, who is a primary member, to select a recipient of a predetermined benefit that is generated in association with the use of the service by the user U1-2, who is a family member. This allows the second information processing device 200 to expect an improvement in usability for the user U1-1, who is a primary member.

[0050] [2. Equipment configuration] (2-1. Regarding the second information processing device 200) An example of the configuration of each device constituting the information processing system SYS according to the embodiment will be described below. First, an example of the functional configuration of the second information processing device 200 constituting the information processing system SYS according to the embodiment will be described. FIG. 2 is a diagram showing an example of the functional configuration of each device constituting the information processing system according to the embodiment. As shown in FIG. 2, the second information processing device 200 has a communication unit 210, a storage unit 220, and a control unit 230.

[0051] (Regarding communication unit 210) The communication unit 210 is realized by, for example, a network interface card (NIC) etc. The communication unit 210 is connected to the network N by wire or wirelessly, and transmits and receives information to and from other devices such as the user terminal 10 and the first information processing device 100.

[0052] (Regarding the storage unit 220) The storage unit 220 is realized by, for example, a semiconductor memory element such as a random access memory (RAM) or a flash memory, or a storage device such as a hard disk or an optical disk. As shown in FIG. 2, the storage unit 220 has a transaction history storage unit 221 and a member information storage unit 222.

[0053] (Regarding the transaction history storage unit 221) The transaction history storage unit 221 stores all transaction history, including transaction history using credit card services, i.e., transaction history using "deferred payment" or the like as a payment method for the fee for code payment using an electronic payment service, and transaction history not involving an electronic payment service (i.e., transaction history conducted using a credit card under contract at a card affiliated store that accepts credit cards. FIG. 3 is a diagram showing an example of a transaction history stored in the transaction history storage unit 221 according to an embodiment.

[0054] 3, the transaction history stored in the transaction history storage unit 221 has multiple items such as a "member ID" item, a "transaction history" item, etc. These items in the transaction history are associated with each other.

[0055] The "member ID" field stores a member ID, which is unique identification information assigned to each service member individually to uniquely identify the service member. For example, a user ID, which is unique identification information assigned to each service user individually to uniquely identify a service user (such as user U1 shown in FIG. 1) who uses a "deferred payment" or "credit card payment" service, is stored. This user ID may be the same information as the unique identification information assigned to each service user individually to uniquely identify the service user in the electronic payment service.

[0056] The "transaction history" field stores information indicating the details of transactions made using "deferred payment" or "credit card payment" in electronic payment services. The details of the transaction may include information such as the date and time of payment, the payment amount, and the transaction subject.

[0057] (Regarding the member information storage unit 222) The member information storage unit 222 stores member information on service members who use the credit card service. Fig. 4 is a diagram showing an example of member information stored in the member information storage unit 222 according to the embodiment.

[0058] 4, the member information stored in member information storage unit 222 has multiple items such as a "member ID," an "associated user ID," an "associated member ID," a "member type," and a "service usage registration status." These items in the member information are associated with each other.

[0059] The "member ID" field stores a member ID, which is unique identification information individually assigned to each service member to uniquely identify the service member. The "member type" field stores information indicating the classification into which service members of the credit card service provided by the payment service provider U2 are grouped according to their attributes. For example, classification of service members includes "main members," who are service members who own a credit card issued by the payment service provider U2 in their own name, and family members, who are service members who use a family card linked to a credit card owned by the main member.

[0060] The "Associated Member ID" field stores the member ID of the associated service member. For example, if a service member who is a primary member is registering to use a family card, the member ID of the family member is stored as the associated member ID. For service users who are family members, the member ID of the primary member is stored.

[0061] The "linked user ID" field stores, for example, a user ID, which is unique identification information assigned to each service member in order to uniquely identify the service member in the electronic payment service that is the linked service. This user ID is acquired through the payment app when registering to use "deferred payment" or "credit card payment" in the electronic payment service, and is registered in the member information storage unit 222 when the registration procedure is completed.

[0062] The "service usage registration status" field stores information indicating whether or not the registration procedures for "deferred payment" or "credit card payment" carried out through the payment application have been completed.

[0063] (Regarding the control unit 230) The control unit 230 is a controller, and is realized, for example, by a CPU (Central Processing Unit) or an MPU (Micro Processing Unit) executing various programs stored in a storage device inside the second information processing device 200 using a RAM as a working area. The control unit 230 can also be realized, for example, by an integrated circuit such as an ASIC (Application Specific Integrated Circuit) or an FPGA (Field Programmable Gate Array).

[0064] 2, the control unit 230 has a management unit 231, a specification unit 232, and a provision unit 233, and these units realize or execute the functions and actions of information processing described below. Note that the control unit 230 may be provided with new functional units different from the units shown in FIG. 2 in response to the extension of various processes executed by the second information processing device 200.

[0065] (Regarding Management Department 231) The management unit 231 registers the transaction history of the main member who is the credit card contract holder and the transaction history of the family members who use the family card, which is a secondary card linked to the credit card, in the transaction history storage unit 221 and manages them individually. For example, when a family member completes the registration procedure for using the "deferred payment" or "credit card payment" services, the management unit 231 records and manages the transaction history of the family member individually in the transaction history storage unit 221 thereafter.

[0066] (Regarding the identification unit 232) The identification unit 232 refers to the member information at a predetermined timing and identifies, from among the service members, recipients of a predetermined benefit that can be used in the electronic payment service.

[0067] (About the provider 233) The providing unit 233 provides the associated user ID of the grantee identified by the identification unit 232 and the transaction history in which the grantee used “deferred payment” or “credit card payment” to the first information processing device 100, thereby providing them to the electronic payment service side.

[0068] In addition, when providing a billing statement to a service member (such as user U1-1 shown in FIG. 1) for use of the “deferred payment” or “credit card payment” service, the provision unit 233 may provide the billing statement including information based on the transaction history corresponding to user U1-2.

[0069] (2-2. Regarding the first information processing device 100) An example of a functional configuration of the first information processing device 100 constituting the information processing system SYS according to the embodiment will be described below with reference to Fig. 2. As shown in Fig. 2, the first information processing device 100 has a communication unit 110, a storage unit 120, and a control unit 130.

[0070] (Regarding communication unit 110) The communication unit 110 is realized by, for example, a network interface card (NIC) etc. The communication unit 110 is connected to the network N by wire or wirelessly, and transmits and receives information to and from other devices such as the user terminal 10 and the second information processing device 200.

[0071] (Regarding the storage unit 120) The storage unit 120 is realized by, for example, a semiconductor memory element such as a random access memory (RAM) or a flash memory, or a storage device such as a hard disk or an optical disk. As shown in FIG. 2, the storage unit 120 has a bonus content storage unit 121.

[0072] (Regarding the benefit content storage unit 121) The privilege content storage unit 121 stores information indicating the contents of a predetermined privilege given to a service user who uses a service of "deferred payment" or "credit card payment." Fig. 5 is a diagram showing an example of information indicating the privilege contents stored in the privilege content storage unit 121 according to the embodiment.

[0073] 5, the information indicating the contents of the benefit stored in the benefit storage unit 121 has a number of items such as a "user ID" item, a "point history" item, etc. These items in the information indicating the contents of the benefit are associated with each other.

[0074] The "User ID" item stores a user ID, which is a unique identification information assigned to each service user (such as user U1 shown in Figure 1) who uses services such as "deferred payment" or "credit card payment."

[0075] The "point history" field stores information about points given to service users as a predetermined benefit. For example, the information about points may include a scheduled date for points to be earned, information about the points to be earned, and the like.

[0076] The reward content storage unit 121 may have an item for storing information indicating a reward condition that is predefined for calculating points to be given to the service user as a predetermined benefit. For example, the more difficult the reward condition is to achieve, the more favorable the calculation interest rate of the points to be given will be so that the user can earn more points.

[0077] (Regarding the control unit 130) The control unit 130 is a controller, and is realized, for example, by a CPU (Central Processing Unit) or an MPU (Micro Processing Unit) executing various programs stored in a storage device inside the second information processing device 200 using a RAM as a working area. The control unit 230 can also be realized, for example, by an integrated circuit such as an ASIC (Application Specific Integrated Circuit) or an FPGA (Field Programmable Gate Array).

[0078] 2, the control unit 130 has a benefit determination unit 131, and realizes or executes the functions and actions of the information processing described below. Note that the control unit 130 may have new functional units different from the units shown in FIG. 2 in response to the extension of various processes executed by the first information processing device 100.

[0079] (Regarding the benefit determination unit 131) The benefit determination unit 131 determines the content of a specific benefit for a service user who is a recipient of a specific benefit, based on all of the transaction history linked from the second information processing device 200, that is, the transaction history in which the recipient of the specific benefit used "deferred payment" or the like as a payment method for the usage fee of code payment via an electronic payment service, and the transaction history not via an electronic payment service (that is, the transaction history performed using a contracted credit card at a card affiliated store where a credit card can be used). For example, the first information processing device 100 determines the content of the specific benefit by checking the transaction history received from the second information processing device 200 against the benefit granting conditions specified in advance. The benefit determination unit 131 also assigns the determined benefit to the recipient and registers the determined benefit in the benefit content storage unit 121, thereby assigning the benefit to the family member service user. For example, the first information processing device 100 registers the benefit in association with the user ID received from the second information processing device 200. The benefit determination unit 131 may determine the interest rate for calculating the points to be assigned to the family member service user as the predetermined benefit, individually, for each of the service user who is a main member (e.g., user U1-1 shown in FIG. 1) and the service user who is a family member (e.g., user U1-2 shown in FIG. 1).

[0080] [3. Example of processing procedure] (3-1. Processing of the second information processing device 200) Hereinafter, a flow of information processing executed by the second information processing device 200 according to the embodiment will be described with reference to Fig. 6. Fig. 6 is a flowchart showing an example of a processing procedure of information processing executed by the second information processing device 200 according to the embodiment. The processing procedure shown in Fig. 6 is executed by the control unit 230 included in the second information processing device 200. The control unit 230 repeatedly executes the processing procedure shown in Fig. 6 while the second information processing device 200 is operating.

[0081] 6, the identification unit 232 refers to the member information stored in the member information storage unit 222 to identify a grantee to whom a specific benefit that can be used in the electronic payment service is to be granted (step S101). That is, the identification unit 232 acquires transaction histories whose membership type is family member from among the transaction histories stored in the transaction history storage unit 221.

[0082] In addition, the identification unit 232 acquires a transaction history corresponding to the identified grantee from the transaction history storage unit 221 (step S102).

[0083] Furthermore, the identification unit 232 transmits the transaction history of the identified grantee to the first information processing device 100 through the communication unit 210 (step S103), and ends the processing procedure shown in FIG.

[0084] (3-2. Processing of the First Information Processing Device 100) Hereinafter, a flow of information processing executed by the first information processing device 100 according to the embodiment will be described with reference to Fig. 7. Fig. 7 is a flowchart showing an example of a processing procedure of information processing executed by the first information processing device 100 according to the embodiment. The processing procedure shown in Fig. 7 is executed by the control unit 130 included in the first information processing device 100. The control unit 130 repeatedly executes the processing procedure shown in Fig. 7 while the first information processing device 100 is operating.

[0085] As shown in FIG. 7, the benefit determination unit 131 determines the content of a specified benefit to be granted to a service user linked to the transaction history based on the transaction history received from the second information processing device 200 via the communication unit 110 (step S201).

[0086] Moreover, the benefit determination unit 131 registers the determined predetermined benefit in the benefit content storage unit 121 in association with the benefit recipient (step S202), and ends the processing procedure shown in FIG.

[0087] 4. Modifications (4-1. Handling of points when cancelling a family card) In the above-described embodiment, when the first information processing device 100 receives information from the second information processing device 200 that a family card has been canceled (or that its registration for use has been terminated), the first information processing device 100 may grant points associated with the canceled family card to the main member who is the contract holder of the credit card linked to the family card and who is a service user of the electronic payment service, or may simply discard the points.

[0088] (4-2. System configuration) In the above-described embodiment, an example in which the information processing system SYS according to the embodiment is configured to include the first information processing device 100 and the second information processing device 200 has been described, but it is not necessary to be particularly limited to such an example. For example, a part of the processing function of the second information processing device 200 may be distributed to another information processing device. In addition, the information processing system SYS according to the embodiment may be configured to include a single information processing device in which the first information processing device 100 and the second information processing device 200 are functionally or physically integrated. In this case, a single information processing device includes information stored in the memory unit 120 of the first information processing device 100 (for example, information stored in the benefit content memory unit 121), a processing function unit executed by the control unit 130 of the first information processing device 100 (for example, a benefit determination unit 131), information stored in the memory unit 220 of the second information processing device 200 (for example, a transaction history memory unit 221 and a member information memory unit 222), and processing function units (for example, an identification unit 232 and a provision unit 233) of the control unit 230 of the second information processing device 200, and these processing function units perform the information processing related to the embodiment.

[0089] In addition, among the processes described in the above embodiments, all or part of the processes described as being performed automatically can be performed manually, and conversely, all or part of the processes described as being performed manually can be performed automatically by a known method. In addition, the information including the processing procedures, specific names, various data and parameters shown in the above documents and drawings can be changed arbitrarily unless otherwise specified. For example, the various information shown in each drawing is not limited to the illustrated information.

[0090] In addition, each component of each device shown in the figure is a functional concept, and does not necessarily have to be physically configured as shown in the figure. In other words, the specific form of distribution and integration of each device is not limited to that shown in the figure, and all or part of them can be functionally or physically distributed and integrated in any unit according to various loads, usage conditions, etc.

[0091] Furthermore, the above-described embodiments can be appropriately combined as long as the processing contents are not contradictory.

[0092] 5. Effects As described above, the second information processing device 200 according to the embodiment is an information processing device that executes processing related to a predetermined service linked to an electronic payment service, and includes a transaction history storage unit 221, a member information storage unit 222, an identification unit 232, and a provision unit 233. The transaction history storage unit 221 stores a transaction history using the predetermined service for each service member who uses a predetermined service that requires the use of a credit card. The member information storage unit 222 stores, for each service member, member information including a membership type of the predetermined service, information indicating whether or not a registration procedure for using the predetermined service has been completed, and identification information that can identify a service member who has completed the registration procedure in the electronic payment service. The identification unit 232 refers to the member information and identifies a grantee of a predetermined benefit that can be used in the electronic payment service from among the service members. The provision unit 233 provides the transaction history and identification information corresponding to the grantee identified by the identification unit 232 to the first information processing device 100 that executes processing of the electronic payment service.

[0093] In this way, the second information processing device 200 according to the embodiment can, for example, identify a grantee who will grant a specific benefit that can be used in an electronic payment service to a family member user U1-2 based on the content of the transaction of the user U1-2, and link the transaction history of the identified grantee to the electronic payment service side. In this way, the second information processing device 200 can provide family members with an opportunity to use a specific benefit in an electronic payment service, and can improve the usability of "deferred payment" and "credit card payment" services using a family card.

[0094] Furthermore, the specification unit 232 specifies the grantee based on the membership type, which makes it possible to easily specify the grantee of points.

[0095] In addition, when the membership type of the service member is a family member who uses a secondary card linked to a credit card, the specification unit 232 specifies the service member who is a family member as a point recipient on the condition that the usage registration procedure has been completed. This allows the electronic payment service side to reliably specify the service user to whom the points will be granted.

[0096] Furthermore, when the membership type of the service member is a family member who uses a secondary card linked to a credit card but the usage registration procedure has not been completed, the identification unit 232 determines whether the primary member who is the contract holder of the credit card has completed the usage registration procedure, and when the primary member has completed the usage registration procedure, identifies the primary member as the grant recipient, and the provision unit 233 provides the transaction history of the primary member identified as the grant recipient, including the transaction history of the family members linked to the primary member, to the first information processing device 100. This makes it possible to grant benefits associated with the use of a family card to the service user who is the primary member, and improves usability for the service user.

[0097] The second information processing device 200 further includes a management unit 231 that registers the transaction history of the main member who is the contract holder of the credit card and the transaction history of the family members who use the secondary cards linked to the credit card in the transaction history storage unit and manages them individually. The provision unit 233 may provide information on the corresponding transaction history in response to a transaction history acquisition request from the main member or the family members. This allows the second information processing device 200 to individually check the transaction history corresponding to each user.

[0098] In addition, when providing billing details for the use of "deferred payment" or "credit card payment" services to user U1-1, who is a main member, the provision unit 233 may provide billing details including information based on the transaction history corresponding to user U1-2, who is a family member. This enables the second information processing device 200 to allow user U1-1, who is a main member, to know in advance the billing based on the use of the family member.

[0099] [6. Hardware Configuration] Moreover, the second information processing device 200 or the first information processing device 100 according to the above-described embodiment or modification is realized, for example, by a computer 1000 having a configuration as shown in Fig. 8. Fig. 8 is a hardware configuration diagram showing an example of a computer that realizes the functions of the second information processing device 200 or the first information processing device 100 according to the embodiment or modification.

[0100] The computer 1000 is connected to an output device 1010 and an input device 1020, and has a configuration in which an arithmetic unit 1030, a primary storage device 1040, a secondary storage device 1050, an output IF (Interface) 1060, an input IF 1070, and a network IF 1080 are connected via a bus 1090.

[0101] The arithmetic device 1030 operates based on programs stored in the primary storage device 1040 and the secondary storage device 1050 and programs read from the input device 1020, and executes various processes. The primary storage device 1040 is a memory device, such as a RAM, that temporarily stores data used by the arithmetic device 1030 for various calculations. The secondary storage device 1050 is a storage device in which data used by the arithmetic device 1030 for various calculations and various databases are registered, and is realized by a ROM (Read Only Memory), HDD, flash memory, etc.

[0102] The output IF 1060 is an interface for transmitting information to be output to an output device 1010 that outputs various types of information, such as a monitor or a printer, and is realized by a connector conforming to a standard such as USB (Universal Serial Bus), DVI (Digital Visual Interface), or HDMI (High Definition Multimedia Interface), a registered trademark. The input IF 1070 is an interface for receiving information from various input devices 1020, such as a mouse, keyboard, and scanner, and is realized by a USB, for example.

[0103] The input device 1020 may be a device that reads information from an optical recording medium such as a CD (Compact Disc), a DVD (Digital Versatile Disc), or a PD (Phase change rewritable Disk), a magneto-optical recording medium such as an MO (Magneto-Optical disk), a tape medium, a magnetic recording medium, or a semiconductor memory. The input device 1020 may also be an external storage medium such as a USB memory.

[0104] The network IF 1080 receives data from other devices via the network N and sends it to the arithmetic device 1030, and also transmits data generated by the arithmetic device 1030 to other devices via the network N.

[0105] The arithmetic unit 1030 controls the output device 1010 and the input device 1020 via the output IF 1060 and the input IF 1070. For example, the arithmetic unit 1030 loads a program from the input device 1020 or the secondary storage device 1050 onto the primary storage device 1040 and executes the loaded program.

[0106] For example, when the computer 1000 functions as the second information processing device 200 according to the embodiment or the modification, the arithmetic device 1030 of the computer 1000 executes a program (e.g., an information processing program) loaded onto the primary storage device 1040 to realize a function similar to that of the control unit 230. That is, the arithmetic device 1030 cooperates with the program (e.g., an information processing program) loaded onto the primary storage device 1040 to realize the processing by the second information processing device 200 according to the embodiment or the modification.

[0107] Furthermore, for example, when the computer 1000 functions as the first information processing device 100 according to the embodiment or the modified example, the arithmetic device 1030 of the computer 1000 executes a program (e.g., an information processing program) loaded onto the primary storage device 1040, thereby realizing a function similar to that of the control unit 130. That is, the arithmetic device 1030 cooperates with the program (e.g., an information processing program) loaded onto the primary storage device 1040 to realize the processing by the first information processing device 100 according to the embodiment or the modified example.

[0108] [7. Other] Although some of the embodiments of the present application have been described in detail above with reference to the drawings, these are merely examples, and the present invention can be embodied in other forms that incorporate various modifications and improvements based on the knowledge of those skilled in the art, including the forms described in the Disclosure of the Invention section.

[0109] Further, the above-mentioned first information processing device 100 and second information processing device 200 can be flexibly modified in configuration, for example, by calling an external platform or the like using an API (Application Programming Interface) or network computing, depending on the function.

[0110] Furthermore, the term "unit" in the claims may be read as "means" or "circuit," etc. For example, a control unit may be read as control means or a control circuit. [Explanation of symbols]

[0111] SYS Information Processing System 10 User terminal 100 First information processing device 110 Communications Department 120 Storage section 121 Bonus content memory section 130 Control section 131 Benefit Decision Department 200 Second information processing device 210 Communications Department 220 Storage section 221 Transaction History Memory Unit 222 Member information storage unit 230 Control Unit 231 Management Department 232 Specific part 233 Provision Department

Claims

1. An information processing device that executes a process related to a predetermined service linked to an electronic payment service, a transaction history storage unit for storing a transaction history of a particular service for each service member who uses the particular service that requires the use of a credit card; a member information storage unit that stores, for each of the service members, member information including a membership type of the predetermined service, information indicating whether a registration procedure for using the predetermined service has been completed, and identification information that can identify the service member who has completed the registration procedure in the electronic payment service; an identification unit that identifies, from among the service members, a person who is to be granted a predetermined benefit that can be used in the electronic payment service, by referring to the member information; a providing unit that provides the transaction history and the identification information corresponding to the grantee identified by the identifying unit to a device that executes processing of the electronic payment service; 13. An information processing device comprising:

2. The identification unit is Identifying the grant recipient based on the membership type 2. The information processing apparatus according to claim 1,

3. The identification unit is When the membership type of the service member is a family member who uses a secondary card linked to the credit card, the service member who is a family member is identified as the grant recipient on condition that the usage registration procedure is completed.

3. The information processing apparatus according to claim 2.

4. The identification unit is If the membership type of the service member is a family member who uses a secondary card linked to the credit card but the usage registration procedure has not been completed, determine whether or not the main member who is the contract holder of the credit card has completed the usage registration procedure, and if the main member has completed the usage registration procedure, identify the main member as the grant recipient; The providing unit is The transaction history of the main member identified as the grant recipient is provided to the device, including the transaction history of the family members linked to the main member.

3. The information processing apparatus according to claim 2.

5. A management section that registers the transaction history of the main member who is the contract holder of the credit card and the transaction history of the family members who use the secondary cards linked to the credit card in the transaction history storage section and manages them individually. and The providing unit is In response to a request from the principal member or family member to acquire the transaction history, provide information regarding the corresponding transaction history.

2. The information processing apparatus according to claim 1,

6. The providing unit is When providing the principal member with billing details for the use of the specified service, the billing details including information based on the transaction history corresponding to the family member are provided.

6. The information processing apparatus according to claim 5,

7. An information processing method performed by a computer that executes processing related to a predetermined service linked to an electronic payment service, comprising: a step of identifying, for each service member who uses the specified service that requires the use of a credit card, a person who is to be granted a specified benefit that can be used in the electronic payment service from among the service members, by referring to the member information stored in a member information storage unit that stores the member information including the membership type of the specified service, information indicating whether or not the registration procedure for the specified service has been completed, and identification information that can identify the service member who has completed the registration procedure in the electronic payment service; a providing step of acquiring, for each service member who uses the specified service, the transaction history and the identification information corresponding to the grantee identified in the identifying step from a transaction history storage unit that stores a transaction history using the specified service and the member information storage unit, and providing the acquired transaction history and the identification information to a device that executes processing of the electronic payment service; 13. An information processing method comprising:

8. A computer that executes processing related to a specified service that requires the use of a credit card linked to an electronic payment service, a step of identifying, for each service member who uses the specified service that requires the use of a credit card, a person who is to be granted a specified benefit that can be used in the electronic payment service from among the service members, by referring to member information stored in a member information storage unit that stores member information including a membership type of the specified service, information indicating whether or not a registration procedure for using the specified service has been completed, and identification information that can identify the service member who has completed the registration procedure in the electronic payment service; a providing step of acquiring, for each service member who uses the specified service, the transaction history and the identification information corresponding to the grantee identified by the identifying step from a transaction history storage unit that stores a transaction history using the specified service and the member information storage unit, and providing the acquired transaction history and the identification information to a device that executes processing of the electronic payment service; An information processing program characterized by causing the program to execute the above steps.

9. An information processing system for executing a process related to a predetermined service linked to an electronic payment service, a transaction history storage unit for storing a transaction history of a particular service for each service member who uses the particular service that requires the use of a credit card; a member information storage unit that stores, for each of the service members, member information including a membership type of the predetermined service, information indicating whether a registration procedure for using the predetermined service has been completed, and identification information that can identify the service member who has completed the registration procedure in the electronic payment service; an identification unit that identifies, from among the service members, a person who is to be granted a predetermined benefit that can be used in the electronic payment service, by referring to the member information; a providing unit that provides the transaction history and the identification information corresponding to the grantee identified by the identifying unit to a device that executes processing of the electronic payment service; An information processing system comprising:

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