Progress management program, progress management system, server and progress management method

Abstract

To provide a progress management program, a progress management system, a server and a progress management method in which a buyer and a seller grasp the flow and contents of a real estate procedure and can confirm the progress of the real estate transaction.SOLUTION: A progress management program allows a processor to execute the steps of: creating one real estate transaction application based on customer information and property information; linking electronic signatures to the application; creating each of a buyer exclusive page and a seller exclusive page; allowing a cashless procedure to proceed; creating deposit instructions; creating cash instructions related to balance transfer; notifying a buyer terminal and a seller terminal that the transfer of the balance to a seller's account has been completed; and updating the output contents of the buyer exclusive page and the seller exclusive page.SELECTED DRAWING: Figure 1

Description

Technical Field

[0001] The present invention relates to a progress management program, a progress management system, a server, and a progress management method. In particular, the present invention relates to a progress management program, a progress management system, a server, and a progress management method for managing the progress of real estate transactions including cashless transactions.

Background Art

[0002] Conventionally, there has been known a real estate settlement support system for assisting in the settlement of real estate from a seller to a buyer via a broker and a judicial scrivener, which includes a real estate information acquisition unit for acquiring basic information of the real estate to be settled and property document data, a provisional registration unit for provisionally registering a judicial scrivener selected by the broker for the settlement of the real estate, an acceptance intention confirmation unit for confirming the intention of acceptance with the provisional registered judicial scrivener, an interview setting unit for setting an interview between the seller and the judicial scrivener and an interview between the buyer and the judicial scrivener when the judicial scrivener has the intention of acceptance, a first creation unit for creating a first instruction letter for the earnest money regarding the settlement of the real estate, an earnest money deposit confirmation unit for confirming the deposit of the earnest money in a designated trust account, a remittance result acquisition unit for acquiring the result of the remittance feasibility judgment in the settlement of the said real estate from the judicial scrivener, a first notification unit for notifying the trust company that remittance is possible as per the first instruction letter based on the acquired remittance feasibility judgment, an interview content recording unit for recording the content in the set interview, a second creation unit for creating a second instruction letter for the balance regarding the purchase price in the settlement of the real estate, a registration result acquisition unit for acquiring the result of the registrability judgment by the judicial scrivener, a balance deposit confirmation unit for confirming the deposit of the balance in a designated trust account, a second notification unit for notifying the trust company that remittance is possible as per the second instruction letter based on the acquired registrability judgment, a fee confirmation unit for confirming whether each fee has been paid to each of the broker and the judicial scrivener of the said real estate, a registration application receipt certificate data acquisition unit for acquiring registration application receipt certificate data from the judicial scrivener, and a third notification unit for notifying the buyer that the registration has been completed (see, for example, Patent Document 1). According to the real estate settlement support system described in Patent Document 1, the settlement procedure based on the customary procedures in the real estate business can be streamlined.

Prior Art Documents

Patent Document

[0003]

Patent Document 1

Summary of the Invention

Problems to be Solved by the Invention

[0004] In the real estate settlement support system described in Patent Document 1, although the efficiency of real estate transactions can be improved by systematizing a part of the procedures in real estate transactions, it is difficult for the buyer and the seller, who are the parties to the real estate transaction, to grasp the overall picture of the complex real estate transaction. That is, in various conventional real estate transaction systems including the real estate settlement support system described in Patent Document 1, the efficiency of business operations is improved from the perspective of business operators such as intermediaries and judicial scriveners. On the other hand, although they are the parties to the real estate transaction, in many cases, it is not intended that the buyer and the seller, who are not professionals regarding real estate transactions, can grasp the flow of various procedures and the content of various procedures that make up the real estate transaction by themselves. As a result, buyers and sellers who are not familiar with real estate transactions find it difficult to grasp what procedures are required in real estate transactions and what documents, etc. should be prepared at what timing, and may be placed in an anxious situation until the real estate transaction is completed.

[0005] Therefore, an object of the present invention is to provide a progress management program, a progress management system, a server, and a progress management method that enable a buyer and a seller to grasp the flow of real estate procedures and the content of real estate procedures and confirm the progress of real estate transactions.

Means for Solving the Problems

[0006] The present invention provides a progress management program for causing a computer to execute progress management of real estate transactions. The progress management program causes a processor to perform the steps of: creating a buyer's application form and a seller's application form for a single real estate transaction based on customer information of each of the buyer and the seller and property information of the property subject to the real estate transaction; associating an electronic signature indicating approval of the buyer's application form obtained from the buyer himself / herself with the buyer's application form, and associating an electronic signature indicating approval of the seller's application form obtained from the seller himself / herself with the seller's application form; generating a buyer-exclusive page related to a single real estate transaction and a seller-exclusive page related to a single real estate transaction that can be referred to at any timing by each of the buyer and the seller, the buyer-exclusive page possibly including the content of the buyer's application form and the seller-exclusive page possibly including the content of the seller's application form; making it possible to proceed with a cashless procedure for a single real estate transaction on the condition that login processing has been executed again via each of the buyer terminal and the seller terminal after the login processing has been executed from each of the buyer terminal and the seller terminal; creating a down payment instruction slip regarding the transfer of the down payment from a predetermined account to the seller's seller account in a single real estate transaction after the down payment for the single real estate transaction has been deposited into the predetermined account in a state where the cashless procedure can proceed; creating a balance instruction slip regarding the transfer of the balance after a sales contract regarding a single real estate transaction has been concluded between the buyer and the seller, the transfer of the down payment to the seller's account has been completed based on the down payment instruction slip, and the balance for the single real estate transaction has been deposited into the predetermined account; obtaining transfer completion information indicating that the transfer of the balance from the predetermined account to the seller's account executed based on the balance instruction slip has been completed, and supplying the transfer completion information to each of the buyer terminal and the seller terminal; and updating the output content regarding a single procedure on the buyer-exclusive page and the seller-exclusive page after a single procedure in a single real estate transaction has been executed by the buyer and the seller, and outputting the content of other procedures that the buyer and the seller should execute next after the single procedure in an output mode different from the output mode of the content of the single procedure on each of the buyer-exclusive page and the seller-exclusive page.Also, to achieve the above object, a progress management system is provided which includes means for executing all the steps executed in the invention related to the above. Further, to achieve the above object, a server is provided which includes a control unit and a storage unit, and the control unit executes all the steps executed in the invention related to the above. Also, to achieve the above object, a progress management method is provided which is executed on a computer including a processor and a memory, and the processor executes all the steps executed in the invention related to the above.

[0007] Also, to achieve the above object, a progress management program for causing a computer to execute progress management of real estate transactions is provided. The progress management program causes the processor to associate the electronic signature of the buyer with the buyer's application form for a single real estate transaction created based on the customer information of the buyer and the seller respectively and the property information of the property subject to the real estate transaction, and to associate the electronic signature of the seller with the seller's application form for the single real estate transaction; generate a dedicated page for the buyer and a dedicated page for the seller regarding a single real estate transaction that can be referred to at any time by the buyer and the seller respectively, the dedicated page for the buyer may include the content of the buyer's application form and the dedicated page for the seller may include the content of the seller's application form; and after a single procedure in a single real estate transaction is executed by the buyer and the seller, update the output content regarding the single procedure on the dedicated page for the buyer and the dedicated page for the seller.

Effect of the Invention

[0008] According to the progress management program, progress management system, server, and progress management method according to the present invention, it is possible to provide a progress management program, progress management system, server, and progress management method that enable the buyer and the seller to grasp the flow and content of the real estate procedure and confirm the progress of the real estate transaction.

Brief Description of the Drawings

[0009]

Figure 1

Figure 2

Figure 3

Figure 4

Figure 5

Mode for Carrying Out the Invention

[0010] [Embodiment] <Overview of the Progress Management System 1> FIG. 1 shows an overview of the progress management system according to this embodiment. That is, FIG. 1(a) shows an overview of the progress management system 1, and FIG. 1(b) shows an overview of an example of the output content of the buyer terminal 30 included in the progress management system 1.

[0011] The progress management system 1 according to this embodiment is a system that enables the buyer and / or the seller to confirm the flow and content of various procedures for real estate transactions between the buyer and the seller. For example, the progress management system 1 may be a system that enables the buyer and / or the seller to freely confirm the flow and content of various procedures for real estate transactions between the buyer and the seller through a broker at a desired timing. Further, the progress management system 1 presents to the buyer and / or the seller the content of the procedures that each of the buyer and the seller should execute according to the progress of the real estate transaction procedures. Furthermore, the progress management system 1 is a system that can execute real estate settlement non-face-to-face by enabling cashless transfer of money between the buyer and the seller in a real estate transaction. In this embodiment, "real estate transaction" refers to a real estate sale and purchase transaction. Also, in this embodiment, both the buyer and the seller may be individuals, either the buyer or the seller may be a corporation or a real estate broker, etc., both the buyer and the seller may be a corporation or a real estate broker, etc., or the buyer and the seller may be the same corporation (e.g., the corporation of the broker) or a real estate broker, etc. Hereinafter, as an example of the progress management system 1, the progress management of real estate transactions between the buyer and the seller through a broker will be described. Note that the presence of a broker is not essential as long as the progress management system 1 can manage the progress of real estate transactions between the buyer and the seller.

[0012] First, as shown in Fig. 1(a), the progress management system 1 includes a progress management server 10 for managing the progress of real estate transactions, a buyer terminal 30 of the buyer in the real estate transaction, a seller terminal 40 of the seller in the real estate transaction, and a broker terminal 50 of the broker who mediates the real estate transaction. Further, the progress management system 1 may also include an information management server 20 for managing various information used in real estate transactions. The progress management server 10, the information management server 20, the buyer terminal 30, the seller terminal 40, and / or the broker terminal 50 are connected via a communication network 5 so as to enable two-way communication. The progress management system 1 may be a server-client type system. Note that each component of the progress management system 1 may be connected via a communication network 5 so as to enable two-way communication with a financial institution server 3 (or a computer owned by a financial institution) of a predetermined financial institution. Also, one or more predetermined financial institutions may exist.

[0013] As an example, the progress management system 1 creates, on the progress management server 10, a page that allows customers (i.e., buyers and sellers) to grasp, at any timing, the overall picture of the flow of each procedure in the following series of real estate transactions and information on necessary matters in each procedure (for example, information such as the date, time, and place for executing the procedure, and information such as documents required for the procedure). Note that each of the following procedures is a procedure in the outline of the real estate transaction according to this embodiment, and other procedures may be included.

[0014] <Outline of each procedure example along the time series of the real estate transaction according to this embodiment> 1) Application for real estate transaction by the buyer and the seller, and signatures of the buyer and the seller respectively 2) Generation of a dedicated page for customers (seller and buyer) 3) Enabling cashless procedures 4) Creation of an instruction to transfer the earnest money from a predetermined account (for example, a trust account, etc.) to the seller's seller account 5) Sale and purchase contract between the buyer and the seller and transfer of the earnest money to the seller's account 6) Interview between the buyer and the lawyer and interview between the seller and the lawyer 7) A consumer loan contract between the buyer and a specified financial institution (hereinafter sometimes referred to as the "consumer loan contract"). 8) Deposit of the buyer's remaining amount into a specified account 9) Creation of an instruction letter for instructing the transfer of the remaining amount from the specified account to the seller's account 10) Transfer of the remaining amount to the seller's account based on confirmation of the survival of the buyer and the seller 11) Application for registration of the real estate and completion of the registration

[0015] Hereinafter, the outline of the progress management system 1 will be described along the flow of the above procedures.

[0016] (1: Application for real estate transaction by the buyer and the seller, and signatures of the buyer and the seller respectively) First, the progress management system 1 creates an application form for a specific real estate transaction based on the information of each of the buyer and the seller of the specific real estate transaction and the property information. The progress management system 1 creates, as the application forms, an application form for the buyer (hereinafter sometimes referred to as the "buyer application form") and an application form for the seller (hereinafter sometimes referred to as the "seller application form") respectively. The progress management system 1 obtains an electronic signature (such as an electronic signature or an electronic seal) of the buyer indicating approval of the buyer application form and an electronic signature (such as an electronic signature or an electronic seal) of the seller indicating approval of the seller application form. Then, the progress management system 1 associates the electronic signature of the buyer with the buyer application form and associates the electronic signature of the seller with the seller application form. For example, the buyer and / or the seller receives an explanation regarding the real estate transaction in person or non-face-to-face with the intermediary (for example, using means such as e-mail or telephone), and the intermediary terminal 50 or the buyer terminal 30 or the seller terminal 40 of the progress management system 1 obtains the electronic signatures of the buyer and the seller respectively. That is, the progress management system 1 according to the present embodiment associates the electronic signature of the buyer with the buyer application form associated with one real estate transaction, associates the electronic signature of the seller with the seller application form associated with the one real estate transaction, and stores them.

[0017] (2: Generation of dedicated pages for customers (seller and buyer)) Next, the progress management system 1 creates a customer - dedicated page on the server, that is, a buyer - dedicated page for the buyer and a seller - dedicated page for the seller, based on the buyer's application form and the seller's application form. Note that the progress management system 1 may create the buyer - dedicated page and / or the seller - dedicated page before the creation of the buyer's application form and / or the seller's application form. (In this case, in the buyer - dedicated page and / or the seller - dedicated page, items related to the content of the buyer's application form and / or the seller's application form may be left blank, etc.). The progress management system 1 transmits the URL of the buyer - dedicated page (buyer URL) to the contact information (e.g., email address) of the buyer whose contact information has been obtained in advance, and transmits the URL of the seller - dedicated page (seller URL) to the contact information (e.g., email address) of the seller whose contact information has been obtained in advance. When the buyer first logs in to the buyer - dedicated page via the buyer URL on the buyer terminal 30, the progress management system 1 requests the buyer to set a password as one of the user information. Then, after the buyer sets the password, the progress management system 1 permits the buyer to log in to the buyer - dedicated page. Each time a login request to the buyer - dedicated page is made after the buyer sets the password, the progress management system 1 requests the password. The progress management system 1 performs the same process for the seller URL. As a result, the buyer can refer to the buyer - dedicated page by entering the buyer URL and the password into a predetermined application on the buyer terminal 30, and the seller can refer to the seller - dedicated page by entering the seller URL and the password into a predetermined application on the seller terminal 40. Note that the progress management system 1 manages the procedures (tasks) that the buyer and the seller should execute on the buyer - dedicated page and the seller - dedicated page, and may remind the buyer and the seller respectively via the buyer terminal 30 and the seller terminal 40 before the deadline of each procedure.

[0018] As an example, as shown in FIG. 1(b), for the buyer-exclusive page output to the buyer terminal output unit 304 (for example, the touch panel display unit of the buyer terminal 30) of the buyer terminal 30, the procedure items of each procedure in the real estate transaction are displayed in chronological order. That is, on the buyer-exclusive page, a plurality of procedure items are arranged and displayed from top to bottom on the buyer terminal output unit 304 in the execution order of the procedures (that is, in chronological order). In the example of FIG. 1(b), "Contract Preparation" is displayed as the procedure item 600 related to the first procedure, "Contract" is displayed as the procedure item 602 of the procedure to be performed next after the procedure related to the procedure item 600, and "Preparation for Settlement and Delivery" is displayed as the procedure item 604 of the procedure to be performed next after the procedure related to the procedure item 602. Note that the procedure items related to the procedures after the procedure item 604 can be output to the buyer terminal output unit 304, for example, by the buyer performing a swipe operation in a predetermined direction on the buyer terminal output unit 304. Thereby, the progress management system 1 can output the overall picture of all the procedures in one real estate transaction to the buyer terminal output unit 304.

[0019] Also, on the buyer-exclusive page, near each of the plurality of procedure items, preparation information regarding the content of the procedure to be executed in the procedure (that is, the content of the task) and / or the items to be carried in the procedure (for example, predetermined documents, seals, etc.) is output together with the procedure items. The progress management system 1 accepts a tap operation or the like by the buyer on the preparation information output near each of the one or more procedure items, and outputs information indicating the detailed content of the preparation information to the buyer terminal output unit 304.

[0020] As an example, as shown in FIG. 1(b), “Tasks” is displayed as preparation information 700 in the vicinity (e.g., below) of the procedure item 600, and “Items to Bring” is displayed as preparation information 702. When the buyer performs a tap operation or the like on the preparation information 700, information indicating one or more contents that the buyer should execute, which is included in the preparation information 700, is output to the buyer terminal output unit 304. In the example of FIG. 1(b), by tapping the preparation information 700, one or more steps necessary for contract preparation are output. Further, when the buyer performs a tap operation or the like on the preparation information 702, information indicating one or more items (predetermined documents, etc.) that the buyer should prepare in contract preparation, which is included in the preparation information 702, is output to the buyer terminal output unit 304. In the example of FIG. 1(b), by tapping the preparation information 702, information indicating one or more items necessary for contract preparation is output. In the example of FIG. 1(b), by tapping the preparation information 704, detailed information regarding the sales contract is output to the buyer terminal output unit 304.

[0021] Furthermore, the progress management system 1 can make the output mode of the procedure items that the buyer who accessed the buyer-exclusive page should execute at the time of access different from the output mode of the procedure items related to one or more procedures that should be executed after the next procedure related to the said procedure item on the buyer-exclusive page. As an example, the progress management system 1 outputs the procedure items related to the procedure that the buyer who accessed the buyer-exclusive page should first execute (procedure item 600 in the example of Fig. 1(b)) in an output mode that emphasizes it more than other procedure items, and outputs the procedure items related to other procedures excluding the said procedure item (procedure item 602 and procedure item 604 in the example of Fig. 1(b)) in an output mode that makes them less conspicuous than procedure item 600. Also, the progress management system 1 may output a plurality of procedure items excluding the procedure items related to the procedure that the buyer who accessed the buyer-exclusive page should first execute in different output modes based on the chronological order. In the example of Fig. 1(b), the procedure item 602 related to "Contract" is executed earlier than the procedure item 604 related to "Preparation for Payment and Delivery". In this case, the progress management system 1 may output the output mode of procedure item 602 in a more conspicuous output mode than the output mode of procedure item 604. That is, when a plurality of procedure items are arranged in chronological order, the progress management system 1 can output the procedure items with earlier execution timings in more conspicuous output modes.

[0022] Note that since the progress management system 1 executes the same processing for the seller terminal 40 as for the buyer terminal 30, and also executes the same processing for the seller-exclusive page as for the buyer-exclusive page, detailed description is omitted.

[0023] (3: Enabling the Execution of Cashless Procedures) Subsequently, as shown in FIG. 1(b) as an example, the progress management system 1 accepts an input instruction from the buyer for a button 800 that accepts the execution of a cashless procedure output to a predetermined area of the buyer-exclusive page, and enables the execution of the cashless procedure. Specifically, after the progress management system 1 obtains login information to the buyer-exclusive page (i.e., the buyer-exclusive page of the progress management server 10) from the buyer received via the buyer terminal 30 (after the first login), when the progress management system 1 receives an instruction from the buyer indicating the desire to execute a cashless procedure (for example, when it receives an input instruction from the buyer for the button 800), it obtains second login information. Thereby, the progress management system 1 enables the buyer to execute a cashless procedure. That is, the progress management system 1 enables the execution of a cashless procedure by the buyer by accepting two logins: the first login to the buyer-exclusive page in a real estate transaction and the second login for enabling the execution of the cashless procedure. The progress management system 1 enables the seller to execute a cashless procedure by the same steps as those for the buyer. Thereby, according to the progress management system 1, it is possible to provide a non-face-to-face real estate sales settlement and to provide a secure and safe procedure even for a cashless transaction involving more exchange of personal information.

[0024] (4: Creation of an instruction document for instructing the payment of the earnest money from a predetermined account to the seller's seller account) Then, the progress management system 1 requests the buyer to deposit the earnest money in a predetermined account (e.g., a trust account, etc.) for the real estate transaction. After the buyer deposits the earnest money in the predetermined account through online banking or the like, the progress management system 1 creates an instruction book for instructing the institution (e.g., a financial institution) where the predetermined account is opened to transfer the earnest money from the predetermined account to the seller's seller account at a predetermined timing (e.g., create an instruction book based on the input instructions and input information of the intermediary received through the intermediary terminal 50 (information about the buyer, information about the seller account which is the transfer destination, information about the intermediary company account, information about the earnest money amount, information about the scheduled deposit date, etc.)). The progress management system 1 supplies the information regarding this instruction book to the buyer terminal 30 and the seller terminal 40, and makes the information regarding the instruction book referable by the buyer and / or the seller at any time in the predetermined procedure items of the buyer-exclusive page and the seller-exclusive page. Also, the instruction book is supplied to the institution where the predetermined account is opened.

[0025] (5: Sale and Purchase Contract between Buyer and Seller and Remittance of Earnest Money to Seller's Account) Subsequently, in response to the conclusion of the real estate sale and purchase contract between the buyer and the seller, the institution where the predetermined account is opened transfers the earnest money to the seller's account based on the instruction book, and after various payments related to the real estate transaction including the transfer of the intermediary fee to the intermediary's account are executed, the progress management system 1 supplies the information indicating the completion of the earnest money transfer and the information indicating the completion of various payments to the buyer terminal 30 and the seller terminal 40. Also, the progress management system 1 makes the information indicating the completion of the earnest money transfer and the information indicating the completion of various payments referable by the buyer and / or the seller at any time in the predetermined procedure items of the buyer-exclusive page and the seller-exclusive page.

[0026] (6: Interview between Buyer and Judicial Scrivener and Interview between Seller and Judicial Scrivener) After interviews between the buyer and the judicial scrivener and between the seller and the judicial scrivener are set up and conducted under the leadership of the judicial scrivener, the progress management system 1 supplies information regarding the interviews to the buyer terminal 30 and the seller terminal 40. Also, in predetermined procedure items on the buyer-exclusive page and the seller-exclusive page, the progress management system 1 makes the information regarding the interviews referable by the buyer and / or the seller at any time. For example, after the judicial scrivener determines the interview schedule for the interview for the buyer's identity verification, the intermediary obtains the said interview schedule from the judicial scrivener by phone or email. The progress management system 1 receives and obtains the information regarding the buyer's interview schedule obtained by the intermediary through the intermediary terminal 50. Then, the progress management system 1 updates the buyer-exclusive page and makes the information regarding the interview schedule referable in a predetermined procedure item. The progress management system 1 may supply the information regarding the interview schedule to the buyer terminal 30 and prompt the buyer for the interview (for example, it may notify the buyer terminal 30 with information such as "An interview for identity verification will be conducted at □○ on ▽ day of ○ month."). Also, after the judicial scrivener determines the interview schedule for the interview for the seller's identity verification, the intermediary obtains the said interview schedule from the judicial scrivener by phone or email. The progress management system 1 receives and obtains the information regarding the seller's interview schedule obtained by the intermediary through the intermediary terminal 50. Then, the progress management system 1 updates the seller-exclusive page and makes the information regarding the interview schedule referable in a predetermined procedure item. The progress management system 1 may supply the information regarding the interview schedule to the seller terminal 40 and prompt the seller for the interview (for example, it may notify the seller terminal 40 with information such as "An interview for identity verification will be conducted at □○ on ▽ day of ○ month."). Subsequently, after the intermediary obtains information indicating that the interviews between the buyer and the judicial scrivener and between the seller and the judicial scrivener have ended (for example, after obtaining it by phone or email) from the judicial scrivener, the progress management system 1 receives and obtains the said information input by the intermediary through the intermediary terminal 50, and based on the said information, updates the predetermined procedure items on the buyer-exclusive page and the seller-exclusive page, and makes it referable on each of the buyer-exclusive page and the seller-exclusive page that the interview has ended.Note that the interview schedule between the buyer and the judicial scrivener, and / or the interview schedule between the seller and the judicial scrivener may be set by the intermediary.

[0027] (7: Money consumption contract between the buyer and a specified financial institution) Next, after a consumer credit contract (the consumer credit contract may be a contract for all or part of the expenses of the real estate transaction, and if it is a contract for part, there may be a remaining balance.) is concluded between the buyer and a predetermined financial institution, the progress management system 1 supplies information regarding the consumer credit contract and the conclusion completion of the consumer credit contract to the buyer terminal 30. Also, the progress management system 1 makes this information referable by the buyer at any time in a predetermined procedure item on the buyer-exclusive page. Note that the progress management system 1 may make at least part of the information regarding the buyer's consumer credit contract and the conclusion completion of the consumer credit contract referable on the seller-exclusive page. For example, after the financial institution determines the consumer credit contract schedule with the buyer, the intermediary obtains the consumer credit contract schedule of the buyer from the financial institution and / or the buyer by phone or email. The progress management system 1 acquires the information regarding the buyer's consumer credit contract schedule obtained by the intermediary via the intermediary terminal 50. Then, the progress management system 1 updates the buyer-exclusive page and makes the information regarding the consumer credit contract schedule referable in a predetermined procedure item. And after the conclusion of the consumer credit contract, after the intermediary obtains information indicating that the conclusion of the consumer credit contract has ended from the financial institution (for example, after obtaining it by phone or email), the progress management system 1 updates the predetermined procedure items on the buyer-exclusive page and the seller-exclusive page based on the information received via the intermediary terminal 50, and makes it referable on each of the buyer-exclusive page and the seller-exclusive page that the conclusion of the consumer credit contract has ended. Note that the consumer credit contract schedule between the buyer and the financial institution may be set by the intermediary. Also, in this embodiment, although the transaction among the buyer, a predetermined financial institution, etc., and / or the seller has been described by taking the consumer credit contract as an example here, the transaction may be a transaction other than the consumer credit contract or a transaction including part of a transaction other than the consumer credit contract. For example, various transactions may be possible, such as when all the expenses used by the buyer in the real estate transaction are made into a consumer credit contract, when part of the consumer credit contract is the buyer's own funds, or when all are made into the buyer's own funds without concluding a consumer credit contract.

[0028] (8: Deposit of the buyer's remaining balance into a predetermined account, 9: Creation of an instruction to transfer the remaining balance from the predetermined account to the seller's account) Furthermore, when there is a deposit of self - funds, the progress management system 1 requests the buyer to deposit the remaining amount into a specified account via the buyer terminal 30 and / or the buyer - exclusive page. After the buyer deposits the remaining amount (self - funds) into the specified account through online banking or the like, it creates a statement of the remaining amount regarding the remaining amount and a directive (remaining - amount directive) for instructing the transfer of the remaining amount from the specified account to the seller's account. The progress management system 1 supplies information regarding the remaining - amount directive to the buyer terminal 30 and the seller terminal 40. Also, in the specified procedure items of the buyer - exclusive page and the seller - exclusive page, the progress management system 1 makes the information regarding the remaining - amount directive available for the buyer and / or the seller to refer to at any time. Note that the deposit of the remaining amount (self - funds), the creation of the statement of the remaining amount, and the creation of the remaining - amount directive are not limited to the above order and can be appropriately interchanged. Also, in the above description, an example of the buyer's self - funds was described, but funds by a housing loan (that is, loan funds) may be used instead of self - funds. In this case, a request for the deposit of loan funds is executed. Note that as the remaining amount, there may be the remaining purchase price to be paid to the seller, the brokerage fee to be paid to the intermediary, and other expenses (registration fees, fees of a judicial scrivener, etc.).

[0029] (10: Transfer of the remaining amount to the seller's account based on confirmation of the existence of the buyer and the seller) Subsequently, a judicial scrivener conducts a confirmation of the existence of the buyer and the seller. On the condition that the existence of the buyer and the seller is confirmed, the remaining amount is transferred to the seller's account based on the remaining - amount directive. Also, the transfer of the brokerage fee to the account of the intermediary and the transfer of the fees related to registration (registration fees, fees of a judicial scrivener, etc.) to the account of the judicial scrivener are also executed together. Note that the transfer of the brokerage fee and the fees related to registration may be executed after the completion of the real - estate registration. The progress management system 1 supplies information indicating that these transfers have been completed to the buyer terminal 30 and the seller terminal 40 based on the remaining - amount directive. Also, in the specified procedure items of the buyer - exclusive page and the seller - exclusive page, the progress management system 1 makes the information indicating that these transfers have been completed available for the buyer and / or the seller to refer to at any time.

[0030] (11: Application for real - estate registration and completion of registration) Then, a judicial scrivener submits a registration application for the real estate related to the real estate transaction, and the registration is completed. In this case, the progress management system 1 supplies information regarding the completion of the registration application and the completion of the registration to the buyer terminal 30 and the seller terminal 40, respectively. Further, the progress management system 1 makes the information regarding the registration application and the completion of the registration referable by the buyer and / or the seller at any time in the predetermined procedure items of the buyer-exclusive page and the seller-exclusive page.

[0031] As described above, the progress management system 1 according to the present embodiment displays the flow and content of various procedures of the real estate transaction between the buyer and the seller via the intermediary on the buyer-exclusive page and the seller-exclusive page, and updates the content according to the flow of the procedure. Therefore, according to the progress management system 1, the buyer and the seller can each confirm the progress status of the real estate transaction at their desired timing and can easily grasp the content of the next procedure to be performed by themselves. Therefore, according to the progress management system 1, the buyer and the seller can each proceed with the real estate transaction with confidence while grasping the flow of the real estate procedure and the content of the real estate procedure.

[0032] In addition, when the progress management system 1 accepts two-step logins from the buyer and the seller, the exchange of money in the real estate transaction can be made cashless. Thereby, according to the progress management system 1, since it is possible to surely grasp the intention of the buyer and the seller to execute the cashless procedure and then execute the cashless procedure, it is not necessary to conclude a sales contract in which the buyer brings cash to a predetermined place and the seller takes the cash back as in the conventional case, and it is possible to ensure the safety in the real estate transaction and improve the convenience in the real estate transaction.

[0033] Note that the buyer terminal 30, the seller terminal 40, and the intermediary terminal 50 are devices operable by the buyer, the seller, and the intermediary, respectively. The buyer terminal 30, the seller terminal 40, and the intermediary terminal 50 may be information terminals such as mobile phones, smartphones, tablets, etc. corresponding to a mobile communication system. In addition to this, the buyer terminal 30, the seller terminal 40, and the intermediary terminal 50 may be, for example, stationary Personal Computers (PCs), laptop PCs, and / or notebook PCs, etc. Furthermore, the communication network 5 is a communication network such as a mobile phone network and / or the Internet. The communication network 5 can also include communication networks such as wired LANs and wireless LANs. And, although the details of the progress management system 1 according to the present embodiment will be described below, the names, numerical values, etc. in the above description and the following description are merely examples, and the present invention is not limited to these proper names and numerical values, and it should be noted that these proper names and numerical values do not necessarily relate to actual proper names and numerical values.

[0034] [Details of the Progress Management System 1] FIG. 2 shows an example of the outline of the functional configuration of the progress management server according to the present embodiment, and FIG. 3 shows an example of the outline of the functional configuration of the information management server, the buyer terminal, the seller terminal, and the intermediary terminal according to the present embodiment. That is, FIG. 3(a) shows an example of the outline of the functional configuration of the information management server 20 according to the present embodiment, FIG. 3(b) shows an example of the outline of the functional configuration of the buyer terminal 30 according to the present embodiment, FIG. 3(c) shows an example of the outline of the functional configuration of the seller terminal 40 according to the present embodiment, and FIG. 3(d) shows an example of the outline of the functional configuration of the intermediary terminal 50 according to the present embodiment. Furthermore, FIG. 4 shows an example of the outline of the data configuration of each storage unit according to the present embodiment. That is, FIG. 4(a) shows an example of the data configuration of the procedure information storage unit 106 according to the present embodiment, FIG. 4(b) shows an example of the data configuration of the customer information storage unit 202 according to the present embodiment, and FIG. 4(b) shows an example of the data configuration of the property information storage unit 204 according to the present embodiment.

[0035] [Outline of the Configuration of the Progress Management System 1] The progress management system 1 is a system for managing the progress of real estate transactions executed between a buyer and a seller. For example, the progress management system 1 includes a progress management server 10, a buyer terminal 30, a seller terminal 40, and an intermediary terminal 50. Further, the progress management system 1 may further include an information management server 20. Note that the progress management system 1 can be configured to include one or more buyer terminals 30, one or more seller terminals 40, and / or one or more intermediary terminals 50. However, for simplicity of explanation in this embodiment, an example in which the progress management system 1 includes one buyer terminal 30, one seller terminal 40, and one intermediary terminal 50 will be described.

[0036] First, the progress management server 10 includes a progress management control unit 100 that controls each component of the progress management server 10, a login unit 102 that executes a login process to the progress management server 10, an application form creation unit 104 that creates an application form for a real estate transaction, a procedure information storage unit 106 that stores information regarding various procedures of the real estate transaction, an output control unit 108 that controls the output of information to various output units, a modification reception unit 110 that receives a modification of the application form, an information acquisition unit 112 that acquires predetermined information, a signature acquisition unit 114 that acquires a customer's signature, an information supply unit 116 that supplies predetermined information to predetermined components, a contract preparation unit 118 that prepares a contract, a page generation unit 120 that generates a customer-dedicated page, a cashless unit 122 that enables the execution of a cashless procedure, a payment request unit 124 that requests a buyer to make a payment, a payment confirmation unit 126 that confirms the presence or absence of a transfer of a predetermined amount of funds to a predetermined account, a statement creation unit 128 that creates a statement related to the transfer, a deposit instruction creation unit 130 that creates an instruction related to the down payment, a balance instruction creation unit 132 that creates an instruction related to the balance, a task management unit 134 that manages tasks to be performed by a customer, and a service provision unit 136 that provides a predetermined service to a customer.

[0037] The information management server 20 includes an information management control unit 200 that controls each component of the information management server 20, a customer information storage unit 202 that stores information about customers, a property information storage unit 204 that stores property information which is information about real estate properties, and an information management server communication unit 206 that executes communication with the outside.

[0038] The buyer terminal 30 includes a buyer terminal control unit 300 that controls the operations of each component of the buyer terminal 30, a buyer terminal input unit 302 that receives inputs from users such as buyers, a buyer terminal output unit 304 that outputs predetermined information, and a buyer terminal communication unit 306 that executes communication with the outside. Similarly, the seller terminal 40 includes a seller terminal control unit 400 that controls the operations of each component of the seller terminal 40, a seller terminal input unit 402 that receives inputs from users such as sellers, a seller terminal output unit 404 that outputs predetermined information, and a seller terminal communication unit 406 that executes communication with the outside. Further, the broker terminal 50 includes a broker terminal control unit 500 that controls the operations of each component of the broker terminal 50, a broker terminal input unit 502 that receives inputs from brokers and / or customers, a broker terminal output unit 504 that outputs predetermined information, and a broker terminal communication unit 506 that executes communication with the outside.

[0039] Note that the buyer terminal 30 may be an information terminal owned by the buyer, or an information terminal not owned by the buyer but can be used as its own information terminal by the buyer executing a predetermined login process based on the buyer's own personal information. The same applies to the seller terminal 40. Also, the intermediary terminal 50 can log in to the progress management server 10, and the buyer terminal 30 and the seller terminal 40 may be configured to be able to access only the buyer-exclusive page and the seller-exclusive page on the progress management server 10 described later. Further, the progress management control unit 100, the buyer terminal control unit 300, the seller terminal control unit 400, and the intermediary terminal control unit 500 are each realized by, for example, a microprocessor such as a Central Processing Unit (CPU) or a Graphics Processing Unit (GPU), or an electronic component such as an Application Specific Integrated Circuit (ASIC) or an IC memory, and control the input and output of information between each component including the input unit and the storage unit of each terminal. Then, various arithmetic processes are executed based on a predetermined program, information, an operation input signal from the input unit of each terminal, a program, and / or other various information, and the operation of each terminal is controlled.

[0040] Note that the progress management system 1 may not only have the above-described plurality of components physically in the same device or location, but also may install some of the above-described plurality of components at physically separated positions. In this case, each component may be connected by a communication network such as the Internet, for example. For example, the progress management system 1 may cause an external server to undertake a part of the functions of the components. Further, the progress management system 1 may be configured as one or more servers. In this case, the progress management system 1 is configured by combining the information terminals (the buyer terminal 30, the seller terminal 40, and the intermediary terminal 50), and the components of one server and the components of another server. Also, in the present embodiment, each device (such as an information terminal or a server) can be regarded as an information processing device. That is, the aggregate of each device (the aggregate of predetermined components) can be regarded as one "information processing device (an information processing device including a control unit and a storage unit)", and the progress management system 1 may be formed as an aggregate of a plurality of information processing devices. The way of distributing the plurality of functions required to implement the progress management system 1 according to the present embodiment to one or a plurality of hardware can be appropriately determined in view of the processing capabilities of each hardware and / or the specifications required for the progress management system 1. Also, a part of each component of the information management server 20, the buyer terminal 30, the seller terminal 40, and / or the intermediary terminal 50 may be had by the progress management server 10, and a part or all of each component of the progress management server 10 may be had by the information management server 20, the buyer terminal 30, the seller terminal 40, and / or the intermediary terminal 50.

[0041] <Details of the configuration of the progress management server 10> (Progress management control unit 100) The progress management control unit 100 communicates between the buyer terminal 30, the seller terminal 40, the intermediary agent terminal 50, the information management server 20, and / or the financial institution server 3 and the progress management server 10, and controls the progress of the real estate transaction based on various information received from the buyer terminal 30, the seller terminal 40, the intermediary agent terminal 50, the information management server 20, and / or the financial institution server 3. The progress management control unit 100 can also control the operations of each component included in the progress management system 1. For example, the progress management control unit 100 controls the progress process of a predetermined real estate transaction in a predetermined component based on various instructions (instructions by the buyer, seller, etc.) and various information obtained from the buyer, seller, judicial scrivener, and / or financial institution, etc. as the real estate transaction progresses.

[0042] In addition, the progress management control unit 100 executes processes related to various real estate transactions in response to operation inputs from the buyer, seller, and / or intermediary agent received via the buyer terminal 30, the seller terminal 40, and / or the intermediary agent terminal 50. For example, the progress management control unit 100 executes processes such as the storage process of information regarding the buyer himself / herself and the seller himself / herself in the information management server 20, the storage process of information regarding various procedures obtained by the progress management system 1 as the real estate transaction progresses in the procedure information storage unit 106, and the output instruction of predetermined information to the buyer terminal output unit 304, the seller terminal output unit 404, and / or the intermediary agent terminal output unit 50 (for example, supplying an output instruction of information indicating that a certain procedure has been completed and an output instruction of information regarding the next procedure of the certain procedure to a predetermined component when a certain procedure is completed).

[0043] (Login Unit 102) The login unit 102 executes a login process to the progress management server 10 based on login information from the buyer terminal 30, the seller terminal 40, and / or the intermediary terminal 50, which are external information terminals. After the login unit 102 executes the login process, the buyer terminal 30, the seller terminal 40, and / or the intermediary terminal 50 are permitted to execute a predetermined function provided by the progress management server 10. The login information may be user information (e.g., a user ID and a password that uniquely identify the user) that identifies the user. Note that the users are buyers, sellers, and intermediary operators. For example, based on the buyer's user information received via the buyer terminal input unit 302 (i.e., the buyer ID and password that uniquely identify the buyer), the login unit 102 executes a login process to the progress management server 10 and permits the execution of a predetermined function on the buyer terminal 30. The login unit 102 executes the same process for the seller terminal 40 and the intermediary terminal 50 as well.

[0044] (Application form creation unit 104) The application form creation unit 104 creates an application form for a real estate transaction and / or an application form for a cashless service based on predetermined information. Specifically, after the login unit 102 acquires the login information of the broker from the broker terminal 50 and executes the login process, the application form creation unit 104 receives predetermined information via the broker terminal input unit 502, that is, the customer information of each of the buyer and the seller and the property information of the property to be the subject of the real estate transaction between the buyer and the seller. For example, as the predetermined information, the application form creation unit 104 receives information on an instruction to create an application form, information identifying the buyer and the seller, information identifying the property, and / or information related to the transaction of the property, etc. via the input of the broker to the broker terminal 50. Then, the application form creation unit 104 creates an application form for a real estate transaction including these pieces of information based on the received customer information and property information, etc. That is, the application form creation unit 104 creates a buyer's application form and a seller's application form based on the customer information and property information input by the broker to the broker terminal 50. Further, as an example, the application form creation unit 104 can also create an application form for a cashless service based on an instruction for an application for a cashless service received via the buyer terminal input unit 302 and information related to the buyer (for example, name, signature, etc.). The application form creation unit 104 can similarly create an application form for a cashless service for the seller. Note that the application form creation unit 104 may acquire customer information and / or property information from the information management server 20, which will be described in detail later, via the communication network 5 and create a buyer's application form and / or a seller's application form, or an application form for a cashless service.

[0045] Here, customer information refers to the personal information of each of the buyer and the seller (for example, information regarding address, name, date of birth, phone number, contact email address, workplace, job title, workplace address, workplace phone number, etc.). Also, property information refers to information regarding the property that is the subject of the real estate transaction (for example, information regarding property name, property type (type such as new / used, detached house / apartment, etc.), address, nearest station / nearest bus stop, floor plan, facilities, owner, price, land area, floor area, construction date, construction company, fixed asset tax, etc.). The application form creation unit 104 supplies the application form information of the created application form, that is, the buyer application form information of the buyer application form and the seller application form information of the seller application form to the procedure information storage unit 106 and the correction reception unit 110 (hereinafter, the buyer application form information may be simply referred to as the "buyer application form", and the seller application form information may be simply referred to as the "seller application form". Also, the buyer application form and the seller application form may be collectively referred to as the "application form", and the buyer application form information and the seller application form information may be collectively referred to as the "application form information".).

[0046] (Procedure information storage unit 106) The procedure information storage unit 106 stores procedure information regarding various procedures from at least the application for a real estate transaction until the real estate transaction is completed. For example, as shown in FIG. 4(a), the procedure information storage unit 106 stores the procedure information in association with a transaction ID for identifying a real estate transaction and a procedure ID for identifying each of the various procedures in the real estate transaction. As the procedure information, as an example, there are prototype data of formats used for various procedures (for example, prototype data of the buyer application form and the seller application form created by the application form creation unit 104), the seller application form information of the seller application form created by the application form creation unit 104 and the buyer application form information of the buyer application form, flow information indicating the overall flow of various procedures in the real estate transaction (that is, the flow of various procedures required from the application for a real estate transaction until the real estate transaction is completed), and other procedure information regarding various other procedures. Note that when the prototype data of the application form is stored in the procedure information storage unit 106, the application form creation unit 104 may create an application form using the prototype data. Further, the application form creation unit 104 stores the created application form in the procedure information storage unit 106. In this case, the procedure information storage unit 106 can store the application form information in association with the transaction ID and the procedure ID, and also in association with the creation date and month of the application form and / or the storage date and month of the application form information in the procedure information storage unit 106. The procedure information storage unit 106 supplies predetermined information to each of the progress management server 10, the buyer terminal 30, the seller terminal 40, and / or the broker terminal 50 in response to a predetermined request from the progress management server 10, the buyer terminal 30, the seller terminal 40, and / or the broker terminal 50.

[0047] (Output control unit 108) The output control unit 108 causes predetermined information to be output to the buyer terminal output unit 304, the seller terminal output unit 404, and / or the intermediary terminal output unit 504. That is, the output control unit 108 causes predetermined information to be output to the buyer terminal output unit 304, the seller terminal output unit 404, and / or the intermediary terminal output unit 504 based on a predetermined instruction from the buyer received via the buyer terminal input unit 302, a predetermined instruction from the seller received via the seller terminal input unit 402, and / or a predetermined instruction from the intermediary received via the intermediary terminal input unit 502. For example, the output control unit 108 causes the flow information stored in the procedure information storage unit 106 to be output to the intermediary terminal output unit 504 based on a predetermined instruction (for example, an instruction to display a service outline) received via the intermediary terminal input unit 502. Thereby, the intermediary can explain the real estate transaction service to the buyer and / or the seller by presenting information such as the outline of the real estate transaction service, the overall picture of the procedure flow in the real estate transaction, the content of various procedures, and the documents required for various procedures. The output control unit 108 can execute the same processing for predetermined instructions received via the buyer terminal input unit 302 and the seller terminal input unit 402 as well.

[0048] In addition, each time a procedure in the real estate transaction is completed, the output control unit 108 updates the procedure items (procedure items related to the completed procedure) and the content of the procedure items, as well as the next procedure items (procedure items related to the procedure to be executed next after the completed procedure) and the content of the next procedure items in the customer - dedicated pages (that is, the buyer - dedicated page and the seller - dedicated page) generated by the page generation unit 120 described later. The output control unit 108 updates the output content of the customer - dedicated page based on the processing results executed by each component constituting the progress management system 1 according to the predetermined information received via the buyer terminal input unit 302, the seller terminal input unit 402, and / or the intermediary terminal input unit 502. Thereby, according to the progress of the procedures executed by the customer, the next procedure to be executed by the customer is output to each customer - dedicated page, so that the customer can easily grasp the procedure flow and the content of the procedures to be executed at any time.

[0049] (Revision reception unit 110) The amendment reception unit 110 receives amendment instructions for the buyer's application form from the buyer via the buyer terminal input unit 302 or the broker terminal input unit 502, and amends the buyer's application form created by the application form creation unit 104 based on the amendment instructions. Also, the amendment reception unit 110 receives amendment instructions for the seller's application form from the seller via the seller terminal input unit 402 or the broker terminal input unit 502, and amends the seller's application form created by the application form creation unit 104 based on the amendment instructions. The amendment instructions are, for example, amendment instructions for name, address, contact information (phone number or email address), and / or application content, etc. The amended buyer's application form and seller's application form based on the amendment instructions received by the amendment reception unit 110 are respectively stored in the procedure information storage unit 106. For example, in response to an output instruction for the application form received via the broker terminal input unit 502, the output control unit 108 causes the application form created by the application form creation unit 104 to be output to the broker terminal output unit 504. The amendment reception unit 110 receives amendment instructions from the buyer or seller who has confirmed by referring to the output via the broker terminal input unit 502 and executes the amendment of the application form. The amendment reception unit 110 can execute the amendment in the same manner when receiving an output instruction and amendment instructions for the application form via the buyer terminal input unit 302 or the seller terminal input unit 402. Note that when storing the amended application form in the procedure information storage unit 106, the amendment reception unit 110 may store the amended application form together with the amendment history in the procedure information storage unit 106.

[0050] (Information acquisition unit 112) The information acquisition unit 112 acquires various types of information related to the real estate transaction via the financial institution server 3, the information management server 20, the buyer terminal 30, the seller terminal 40, and / or the broker terminal 50. The information acquisition unit 112 stores the acquired information in the procedure information storage unit 106. Then, the information acquisition unit 112 may supply a predetermined notification regarding the acquired information to the financial institution server 3, the buyer terminal 30, the seller terminal 40, and / or the broker terminal 50. Also, based on the information acquired by the information acquisition unit 112, the output control unit 108 updates the output content of the buyer-exclusive page and the seller-exclusive page.

[0051] For example, the information acquisition unit 112 acquires information regarding the payee account of the seller (as an example, information such as the financial institution name, account type, store number, account number, name of the account holder, etc.) via the seller terminal input unit 402 or the intermediary business operator terminal input unit 502. Then, the information acquisition unit 112 stores the acquired information regarding the payee in association with the transaction ID of a real estate transaction and the procedure ID of the procedure for acquiring information regarding the payee account (as an example, stores information regarding the payee account as other procedure information). In this case, the output control unit 108 updates the output content of the seller-exclusive page based on the information stored in the procedure information storage unit 106 (for example, outputs information indicating that the seller's payee account has been registered in the progress management system 1).

[0052] Also, for example, the information acquisition unit 112 acquires information regarding the buyer's deposit of a predetermined amount of funds (such as earnest money or balance) into a predetermined account and / or the transfer of funds from a predetermined account to the seller's seller account, etc. via the financial institution server 3, the buyer terminal 30, the seller terminal 40, and / or the intermediary business operator terminal 50, and stores it in the procedure information storage unit 106. The information acquisition unit 112 supplies a predetermined notification regarding the acquired information to the financial institution server 3, the buyer terminal 30, the seller terminal 40, and / or the intermediary business operator terminal 50. Then, the output control unit 108 updates the output content of the buyer-exclusive page and the seller-exclusive page based on the information regarding the deposit and / or transfer acquired by the information acquisition unit 112.

[0053] Furthermore, the information acquisition unit 112 can also acquire information regarding interviews between the buyer and the judicial scrivener, and interviews between the seller and the judicial scrivener (for example, information regarding interview schedules, the end of interviews, interview contents, etc.). For example, based on the input of the intermediary received via the intermediary terminal input unit 502, the information acquisition unit 112 acquires information regarding the interview schedule (interview schedule information. For example, information regarding the schedule, items to bring, etc.) obtained by the intermediary through hearings using a phone, email, etc., and stores it in the procedure information storage unit 106. Then, the information acquisition unit 112 supplies the interview schedule information to the buyer terminal 30 and the seller terminal 40 using email or the like. Furthermore, based on the interview schedule information acquired by the information acquisition unit 112, the output control unit 108 updates the output contents of the buyer-exclusive page and the seller-exclusive page, enabling the output of information regarding the interview schedule on the buyer-exclusive page and the seller-exclusive page. The information acquisition unit 112 and the output control unit 108 perform the same processing for information regarding the content of the interview (interview content information), information indicating that the interview has been completed (interview completion information), and / or information regarding the cashless contract between the buyer and a predetermined financial institution.

[0054] (Signature acquisition unit 114) The signature acquisition unit 114 acquires the customer's electronic signature. That is, the signature acquisition unit 114 acquires the customer's own electronic signature (for example, an electronic signature or an electronic seal) indicating approval of an application form for a real estate transaction and / or an application form for a cashless service via the input unit of the information terminal. For example, the signature acquisition unit 114 acquires the customer's name signed by the customer himself / herself via the touch panel of the information terminal as the electronic signature. Then, the signature acquisition unit 114 associates the acquired electronic signature with the application form for the real estate transaction. The signature acquisition unit 114 stores information regarding the application form associated with the electronic signature in the procedure information storage unit 106. The procedure information storage unit 106 stores information regarding the electronic signature and information regarding the application form associated with the electronic signature, for example, in association with the transaction ID and the procedure ID.

[0055] Specifically, the signature acquisition unit 114 associates an electronic signature indicating approval of the buyer application form obtained from the buyer himself / herself with the buyer application form, and associates an electronic signature indicating approval of the seller application form obtained from the seller himself / herself with the seller application form. That is, the signature acquisition unit 114 obtains, via the buyer terminal input unit 302 or the intermediary terminal input unit 502, an electronic signature in the buyer's own handwriting indicating approval of the buyer application form for a real estate transaction, and associates the electronic signature with the buyer application form. Further, the signature acquisition unit 114 obtains, via the seller terminal input unit 402 or the intermediary terminal input unit 502, an electronic signature in the seller's own handwriting indicating approval of the seller application form for a real estate transaction, and associates the electronic signature with the seller application form. Note that the signature acquisition unit 114 does not need to make the acquisition timing of the buyer's own electronic signature and the acquisition timing of the seller's own electronic signature simultaneous as long as they are electronic signatures for a real estate transaction (i.e., the real estate transaction between the current buyer and seller), and there may be a time lag between the two acquisition timings. Note that the signature acquisition unit 114 may associate an electronic signature indicating approval of the application form for the cashless service obtained from the buyer himself / herself with the application form for the cashless service, and associate an electronic signature indicating approval of the application form for the cashless service obtained from the seller himself / herself with the application form for the cashless service. Further, the signature acquisition unit 114 does not prevent the acquisition of the customer's signature via paper.

[0056] (Information supply unit 116) The information supply unit 116 supplies various types of information (e.g., application form information, etc.) regarding the real estate transaction between the buyer and the seller and information regarding a predetermined notice to each of the buyer terminal 30, the seller terminal 40, and the financial institution server 3 via the communication network 5. For example, after the signature acquisition unit 114 obtains the buyer's own electronic signature, the information supply unit 116 supplies information indicating the content of the buyer application form created by the application form creation unit 104 to the buyer terminal 30. Further, after the signature acquisition unit 114 obtains the seller's own electronic signature, the information supply unit 116 supplies information indicating the content of the seller application form created by the application form creation unit 104 to the seller terminal 40.

[0057] In addition, the information supply unit 116 can also supply information (guidance information) regarding the guidance of various procedures related to real estate transactions (for example, procedures related to the guidance of sales contracts, etc.) to each of the buyer terminal 30 and / or the seller terminal 40. In this case, the output control unit 108 updates the output content of the buyer-exclusive page and the seller-exclusive page based on the guidance information supplied by the information supply unit 116, and enables the guidance information to be output on the buyer-exclusive page and the seller-exclusive page.

[0058] (Contract Preparation Unit 118) The contract preparation unit 118 generates contract preparation information by adding predetermined contract-related information to the content of the application form. Specifically, the contract preparation unit 118 generates contract preparation information by associating the content of the application form created by the application form creation unit 104 with predetermined contract-related information received via the broker terminal input unit 502. The contract preparation unit 118 stores the generated contract preparation information in the procedure information storage unit 106 in association with the application form. In addition, the contract preparation unit 118 supplies information indicating that the contract preparation information has been generated to the page generation unit 120. That is, the contract preparation unit 118 generates contract preparation information by adding the contract-related information received via the broker terminal input unit 502 to the content of the buyer's application form (if the correction reception unit 110 has received a correction instruction, the corrected buyer's application form), and generates contract preparation information by adding the contract-related information received via the broker terminal input unit 502 to the content of the seller's application form (if the correction reception unit 110 has received a correction instruction, the corrected seller's application form). Examples of the contract-related information include information regarding the contract date, the scheduled remittance date of the balance, the sale price, the broker's commission, etc. The contract preparation unit 118 stores the generated contract preparation information for the buyer and the contract preparation information for the seller in the procedure information storage unit 106 in association with the transaction ID and the procedure ID of a single real estate transaction.

[0059] (Page Generation Unit 120) The page generation unit 120 generates a customer-exclusive page (customer-exclusive page) on the progress management server 10. The customer-exclusive page is a page on which various types of information related to real estate transactions that can be referred to by the customer are output on an information terminal connected to the progress management server 10 via the communication network 5. That is, the page generation unit 120 generates a buyer-exclusive page related to one real estate transaction and a seller-exclusive page related to one real estate transaction that can be referred to at any timing by the buyer and the seller respectively. The buyer-exclusive page is a page that may include the content of the buyer's application form, and the seller-exclusive page is a page that may include the content of the seller's application form.

[0060] Then, after one procedure in one real estate transaction is executed by the buyer and / or the seller, the output control unit 108 updates the output content related to the one procedure of the buyer-exclusive page and the seller-exclusive page generated by the page generation unit 120. In this case, the output control unit 108 outputs the content of the other procedures that the buyer and / or the seller should execute next after the one procedure in the buyer-exclusive page and the seller-exclusive page respectively in an output mode different from the output mode of the content of the one procedure.

[0061] For example, upon receiving information indicating that the page generation unit 120 has generated contract preparation information from the contract preparation unit 118, the page generation unit 120 generates a buyer-exclusive page including the content of the buyer's application form associated with the buyer's own electronic signature and / or the buyer's contract preparation information generated by the contract preparation unit 118, and a seller-exclusive page including the content of the seller's application form associated with the seller's own electronic signature and / or the seller's contract preparation information generated by the contract preparation unit 118. When generating the buyer-exclusive page, if the content of the buyer's application form does not exist, the page generation unit 120 may generate a buyer-exclusive page that does not include the content of the buyer's application form, and reflect the content of the buyer's application form on the previously generated buyer-exclusive page after the application form creation unit 104 creates the buyer's application form. Similarly, when generating the seller-exclusive page, if the content of the seller's application form does not exist, the page generation unit 120 may generate a seller-exclusive page that does not include the content of the seller's application form, and reflect the content of the seller's application form on the previously generated seller-exclusive page after the application form creation unit 104 creates the seller's application form. In addition, the page generation unit 120 generates data including a buyer URL specifying the buyer-exclusive page and data including a seller URL specifying the seller-exclusive page, respectively. The page generation unit 120 supplies the data including the generated buyer URL to the buyer terminal 30 and supplies the data including the generated seller URL to the seller terminal 40.

[0062] The customer-exclusive pages (the buyer-exclusive page and the seller-exclusive page) generated by the page generation unit 120 are pages including flow information indicating the flow of various procedures for a single real estate transaction. The buyer-exclusive page is a page in which information corresponding to the content of the buyer's application form is associated with each of a plurality of items arranged along the flow of various procedures and output. Also, the seller-exclusive page is a page in which information corresponding to the content of the seller's application form is associated with each of a plurality of items arranged along the flow of various procedures and output. Specifically, on the page, items corresponding to each of one or more procedures that the buyer and / or the seller need to execute in a single real estate transaction are arranged in chronological order, and in an item of one procedure (procedure item), information (preparation information) regarding the specific content that the buyer and / or the seller should execute in the one procedure and the documents that the buyer and the seller should prepare in the one procedure is displayed. Also, the page generation unit 120 can generate a buyer-exclusive page including different contents according to the buyer's application form and / or the buyer's contract preparation information, and can generate a seller-exclusive page including different contents according to the seller's application form and / or the seller's contract preparation information. Further, the output control unit 108 updates each of the buyer-exclusive page and the seller-exclusive page generated by the page generation unit 120 according to the progress of a single real estate transaction. That is, the output control unit 108 acquires information indicating the end of a procedure from the buyer terminal 30, the seller terminal 40, and / or the intermediary agent terminal 50 for each procedure of a single real estate transaction, updates the content of the procedure item of the corresponding procedure in each of the buyer-exclusive page and the seller-exclusive page generated by the page generation unit 120 based on the information, and causes the buyer terminal output unit 304 and the seller terminal output unit 404 to output the updated buyer-exclusive page and the seller-exclusive page, respectively. For example, the output control unit 108 updates the buyer-exclusive page and the seller-exclusive page based on information regarding an interview with a judicial scrivener executed for a single real estate transaction, information regarding a registration application executed for a single real estate transaction, and information regarding the completion of registration of the registration application, and outputs them to a predetermined output unit. The page generation unit 120 stores each of the generated buyer-exclusive page and seller-exclusive page in the procedure information storage unit 106.

[0063] (Cashless unit 122) The cashless section 122 receives a predetermined input instruction from a customer and enables the progress of a cashless procedure for settlement in a real estate transaction. The settlement includes at least one of, for example, the settlement of earnest money, the settlement of the balance, the settlement of agency fees, the settlement of attorney fees, and the settlement of registration fees. Specifically, after the login process to the progress management server 10 is executed based on the login information of the buyer received via the buyer terminal input section 302, the cashless section 122 enables the progress of the cashless procedure for real estate transaction settlement on the condition that the login process for cashless procedure progress provided by the cashless section 122 and received again via the buyer terminal input section 302 is executed. Also, after the login process to the progress management server 10 is executed based on the login information of the seller received via the seller terminal input section 402, the cashless section 122 enables the progress of the cashless procedure for real estate transaction settlement on the condition that the login process for cashless procedure progress provided by the cashless section 122 and received again via the seller terminal input section 402 is executed.

[0064] More specifically, first, the login unit 102 permits the login of the buyer terminal 30 to the progress management server 10 based on the buyer's login information to the progress management server 10 received via the buyer terminal input unit 302 (first login). Next, the login unit 102 receives, via the buyer terminal input unit 302, the buyer's operation instruction for the cashless instruction button output to a predetermined area of the buyer terminal output unit 304. The login unit 102 permits the login to the cashless procedure page (for example, a page opened within the buyer-exclusive page on the progress management server 10) based on the buyer's login information for login to the cashless procedure page in response to the operation instruction (second login). Thereby, the cashless unit 122 enables the progress of the cashless procedure by the progress management server 10. The cashless unit 122 executes similar processing for the seller terminal 40 as well, based on the first and second login requests from the seller received via the seller terminal input unit 402. The cashless unit 122 supplies information indicating that the progress of the cashless procedure has become possible to the payment request unit 124. Further, the output control unit 108 updates the buyer-exclusive page and the seller-exclusive page based on the information indicating that the progress of the cashless procedure has become possible. Note that the login unit 102 may be configured to accept the second login before a predetermined time has elapsed since the first login. That is, after a predetermined time has elapsed since the first login, the login unit 102 does not accept the second login and may notify the buyer terminal 30 and / or the seller terminal 40 of information requesting that the login be restarted from the first login.

[0065] (Payment Request Unit 124) During the progress of the cashless procedure, the payment request section 124 supplies the buyer terminal 30 with request information for requesting the buyer to deposit a predetermined amount of money in a real estate transaction into a predetermined account (for example, a trust account, etc.). Also, the payment request section 124 supplies the request information to the output control section 108, and the output control section 108 outputs the request information by reflecting it in a predetermined procedure item on the buyer-exclusive page. For example, the payment request section 124 supplies the buyer terminal 30 with earnest money request information for requesting the buyer to deposit the earnest money into a predetermined account (for example, sending an earnest money deposit request email to the buyer's email address), and reflects on the buyer-exclusive page that the buyer has been notified of the earnest money request information via the output control section 108. Also, the payment request section 124 supplies the buyer terminal 30 with balance request information for requesting the buyer to deposit the balance into a predetermined account (for example, sending a balance deposit request email to the buyer's email address), and reflects on the buyer-exclusive page that the buyer has been notified of the balance request information via the output control section 108. The payment request section 124 supplies information indicating that the request information for the deposit has been supplied to the buyer terminal 30 to the payment confirmation section 126 and the instruction form creation section 130.

[0066] (Payment Confirmation Section 126) The deposit confirmation unit 126 confirms that the earnest money has been deposited into a predetermined account and that the balance has been deposited into the predetermined account based on information from the buyer terminal 30 and the financial institution having the predetermined account. That is, after the buyer who has confirmed the request information (for example, earnest money request information, balance request information, etc.) on the buyer terminal 30 deposits the predetermined funds (for example, earnest money, balance, etc.) into the predetermined account (for example, after depositing through internet banking, etc.), the deposit confirmation unit 126 confirms that the predetermined funds have been deposited into the predetermined account. For example, the intermediary uses a phone call, email, etc. to conduct a hearing with the financial institution having the predetermined account and obtains information (deposit confirmation information) indicating that the deposit of the predetermined funds into the predetermined account has been confirmed. The deposit confirmation unit 126 acquires the deposit confirmation information input by the intermediary via the intermediary terminal input unit 502 from the intermediary terminal 50, confirms that the predetermined funds have been deposited into the predetermined account, and generates information indicating that the deposit has been confirmed. The deposit confirmation unit 126 supplies the information to the buyer terminal 30 and reflects the fact that the deposit has been confirmed on the buyer-exclusive page via the output control unit 108. The output control unit 108 may also reflect the fact that the deposit has been confirmed on the seller-exclusive page. The deposit confirmation unit 126 supplies information indicating that the deposit of the predetermined funds into the predetermined account has been confirmed to the specification creation unit 128.

[0067] (Specification creation unit 128) When the predetermined funds (for example, earnest money, own funds, loan funds, etc.) are deposited into the predetermined account, the specification creation unit 128 creates a contract specification for the real estate transaction based on the input instruction of the intermediary received via the intermediary terminal input unit 502 and information regarding the real estate transaction contract (for example, contract date and time, received payment amount, transfer destination, etc.). Examples of the contract specification include a contract specification for earnest money, etc., and a contract specification for the balance. The specification creation unit 128 stores the created contract specification in the procedure information storage unit 106 in association with the transaction ID and the procedure ID. In addition, the specification creation unit 128 supplies information indicating that the contract specification has been created to the instruction form creation unit 130 and the balance instruction form creation unit 132.

[0068] (Instruction form creation unit 130) The instruction creation unit 130 creates an instruction for the transfer of the earnest money in a real estate transaction (deposit instruction) based on information on the transfer of the earnest money by the buyer (e.g., transfer date, transfer account, transfer amount, etc.) received via the broker terminal input unit 502, the contract details, and / or the seller's transfer account information obtained from the seller at the time of application. That is, the instruction creation unit 130 creates an earnest money instruction that instructs the transfer of the earnest money in one real estate transaction from a specified account to the seller's seller account after the deposit of the earnest money in the one real estate transaction to a specified account in a state in which the procedure can be carried out cashlessly. The instruction creation unit 130 supplies the created earnest money instruction to the procedure information storage unit 106 and the financial institution server 3. The procedure information storage unit 106 and the financial institution server 3 each store and keep the received earnest money instruction. The order creation unit 130 also supplies information about the created earnest money order to the buyer terminal 30 and the seller terminal 40 via e-mail (order confirmation e-mail) or the like. The output control unit 108 also uses the information about the earnest money order created by the order creation unit 130 to update the output contents of the buyer-only page and the seller-only page, making the earnest money order available for reference on the buyer-only page and the seller-only page.

[0069] (Balance Instructions Preparation Department 132) The balance instruction creation unit 132 creates an instruction for the transfer of the remaining balance in a real estate transaction (balance instruction) based on information (e.g., transfer date, transfer account, transfer amount, etc.) regarding the transfer of the buyer's remaining balance (e.g., the total contract amount minus a deposit, etc.) received via the broker terminal input unit 502, the contract details, the seller's transfer account information obtained from the seller at the time of application, and / or information regarding the transfer account for registration fees obtained separately through a hearing, etc. In other words, the balance instruction creation unit 132 creates a balance instruction to instruct the transfer of the remaining balance in a real estate transaction from a specified account to the seller's seller account after the remaining balance in the real estate transaction is deposited in a specified account in a state in which procedures can be carried out cashlessly. Specifically, the balance instruction document preparation unit 132 prepares a balance instruction document for transferring the balance after a sales contract for a real estate transaction is concluded between the buyer and the seller, the deposit has been transferred to the seller's account based on the deposit instruction document, and the balance of the real estate transaction has been deposited in a specified account. The balance instruction document preparation unit 132 supplies the created balance instruction document to the procedure information storage unit 106 and the financial institution server 3. The procedure information storage unit 106 and the financial institution server 3 each store and keep the received balance instruction document. The balance instruction document preparation unit 132 also supplies information regarding the created balance instruction document to the buyer terminal 30 and the seller terminal 40 by email (balance instruction document confirmation email) or the like. In addition, the output control unit 108 uses the information of the balance instruction sheet created by the balance instruction sheet creation unit 132 to update the output content of the buyer-only page and the seller-only page, making the balance instruction sheet available for reference on the buyer-only page and the seller-only page.

[0070] The information acquisition unit 112 can also acquire remittance completion information indicating that the remittance of the remaining balance from a specified account to the seller account based on the balance instruction has been completed, and supply the acquired remittance completion information to each of the buyer terminal 30 and the seller terminal 40. In this case, the output control unit 108 updates the output contents of the buyer-only page and the seller-only page based on the remittance completion information acquired by the information acquisition unit 112.

[0071] (Task Management Unit 134) The task management unit 134 manages task information such as the task start date, task deadline, documents and items required for task execution, and progress for each of the various procedures that the buyer and the seller need to execute in a real estate transaction. Then, the task management unit 134 notifies the buyer terminal 30 and the seller terminal 40 of the task information so that the buyer and the seller can confirm the task information. In addition, the task management unit 134 instructs the output control unit 108 to output the task information to predetermined procedure items on the buyer-exclusive page and the seller-exclusive page. When the task related to the task information is completed, the task management unit 134 receives information indicating the completion of the task from the agency terminal 50 or the like. Then, the task management unit 134 instructs the output control unit 108 to output the task information in a manner that allows the buyer and the seller to grasp that the task has been completed in predetermined procedure items on the buyer-exclusive page and the seller-exclusive page.

[0072] For example, the task management unit 134 outputs, in a first output mode, one piece of task information about one procedure related to one procedure item on the buyer-exclusive page output to the buyer terminal output unit 304 via the output control unit 108. Then, after the output control unit 108 obtains information indicating that the content represented by one piece of task information about one procedure has been completed from the agency terminal 50 (for example, after obtaining information indicating that the procedure for one procedure has been completed by the agency obtained via the agency terminal input unit 502), the output control unit 108 changes the output mode of the one piece of task information about one procedure related to one procedure item that was output on the buyer-exclusive page to a second output mode different from the first output mode. For example, the second output mode may be a mode that is less conspicuous than the first output mode, a mode with a predetermined mark (for example, a completion mark or a check mark indicating that the procedure has been completed), or a mode in which output is not performed (a mode of deletion).

[0073] As an example, the task management unit 134 outputs, as one task information regarding the real estate sales contract procedure as one procedure, task information indicating that the seller should bring a seal certificate to the dedicated seller page. When the task management unit 134 receives an input instruction indicating that the seller has confirmed the task information via the seller terminal input unit 402, the output control unit 108 ends the output of the task information on the dedicated seller page (for example, deletes the display of the task information on the dedicated seller page). The task management unit 134 and the output control unit 108 execute the same processing for each of the various procedures of the real estate transaction with respect to the dedicated seller page. Also, the task management unit 134 and the output control unit 108 execute the same processing on the dedicated buyer page. In this way, the task management unit 134 manages the tasks that the buyer and the seller should execute in one real estate transaction.

[0074] Also, the task management unit 134 can notify the buyer and the seller respectively to execute the procedure before the deadline of the procedure that each of them should perform (that is, before the deadline of the task). For example, the task management unit 134 outputs the deadline of the one task information in the one task information regarding one procedure related to one procedure item on the dedicated buyer page output to the buyer terminal output unit 304 via the output control unit 108. When the task management unit 134 does not acquire information indicating that the task represented by the one task information has been completed by a date predetermined by a number of days before this deadline (for example, when not acquired from the buyer terminal 30, the seller terminal, or the broker terminal 50), via the output control unit 108, it outputs content prompting the buyer to execute the task represented by the one task information on the dedicated buyer page. Also, the task management unit 134 supplies information prompting the buyer to execute the task to the buyer terminal 30. The task management unit 134 executes the same processing for the dedicated seller page and the seller terminal 40.

[0075] (Service providing unit 136) The service providing unit 136 enables various services related to a single real estate transaction to be provided to the buyer and / or the seller. The service providing unit 136 enables services to be provided to the buyer and / or the seller, for example, on the buyer terminal 30 and / or the seller terminal 40 after the first login is executed in the login unit 102. That is, the service providing unit 136 connects the buyer terminal 30 or the seller terminal 40 to a service-providing site where the buyer or the seller can apply for the provision of a predetermined service based on an input instruction from the buyer received via the buyer terminal input unit 302 or an input instruction from the seller received via the seller terminal input unit 402. The buyer or the seller can apply for a predetermined service on the site. Examples of the various services include, for example, membership registration services for a predetermined group provided by an intermediary or the like, acceptance services for subscribing to fire insurance or earthquake insurance, purchase services for various facilities in a house (kitchen, bathroom, toilet, etc.), renovation provision services, purchase services for furniture and the like, cleaning services for the interior of a house or facilities, tax consultation services, and various other services related to real estate, housing, and housing facilities.

[0076] <Details of the configuration of the information management server 20> The information management server 20 manages customer information and property information that can be used in the progress management system 1. The information management server 20 receives a predetermined instruction from the intermediary terminal 50 and supplies predetermined information to the intermediary terminal 50. In addition, the information management server 20 can acquire and manage customer information and / or property information from an external information terminal such as the intermediary terminal 50.

[0077] (Customer information storage unit 202) The customer information storage unit 202 stores customer information in association with a customer ID that identifies a customer. The customer is both a buyer and a seller. Customer information includes personal information of the customer (such as information on address, name, date of birth, gender, family composition, occupation, workplace, phone number, email address, etc.), information regarding the content of the customer's hope to purchase or sell real estate (such as information regarding the desired purchase or sale price, desired purchase or sale time, etc.). The customer information storage unit 202 supplies predetermined information to a predetermined component in response to requests from each component constituting the progress management system 1.

[0078] (Property information storage unit 204) The property information storage unit 204 stores property information in association with a property ID that identifies a property. Property information includes information regarding the property (such as property name, address, price, management fee, repair reserve fund, floor area, site area, number of stories, construction date, and / or floor plan, and other information regarding the details of the property), information regarding the surrounding environment of the property, information regarding the information provider regarding the property, etc. The property information storage unit 204 supplies predetermined information to a predetermined component in response to requests from each component constituting the progress management system 1.

[0079] (Information management server communication unit 206) The information management server communication unit 206 supplies various information stored in the customer information storage unit 202 and / or the property information storage unit 204 to the progress management server 10, the buyer terminal 30, the seller terminal 40, and / or the broker terminal 50 via a communication network (such as the communication network 5). Also, the information management server communication unit 206 receives customer information and / or property information from the buyer terminal 30, the seller terminal 40, and / or the broker terminal 50 via the communication network. The information management server communication unit 206 stores the received customer information in the customer information storage unit 202 and stores the received property information in the property information storage unit 204.

[0080] <Details of the configuration of the buyer terminal 30> (Buyer terminal input unit 302) The buyer terminal input unit 302 receives inputs such as predetermined instructions and operations from the buyer. Such input may be voice input. The buyer terminal input unit 302 supplies the instruction to a predetermined component of the buyer terminal 30. Each component that receives the instruction performs a predetermined function. The buyer terminal input unit 302 is an input device (for example, a pointing device such as a touch panel, a touch pad, a mouse, etc., a keyboard, a motion sensor, a microphone, etc.) for receiving operation inputs from the buyer. In this embodiment, an example in which the buyer terminal input unit 302 is a touch panel included in the buyer terminal 30 will be described. Note that the touch panel may be capable of multi-touch detection. Specifically, the touch panel as the buyer terminal input unit 302 includes an input surface where operations from the buyer are input and an input control unit that acquires information regarding the operations input to the input surface. The touch panel is disposed over the display unit that is the buyer terminal output unit 304, and the surface of the touch panel corresponds to the input surface.

[0081] For example, a region for receiving a predetermined instruction is displayed on the display unit, and the input surface detects a predetermined instruction at a position specified by an operation of the buyer on the region of the input surface (for example, a touch operation, a tap operation, a swipe operation, etc.). The input surface supplies the detected information, that is, information indicating a predetermined instruction at the detected position, to the input control unit. The input control unit acquires information indicating a predetermined instruction from the input surface and supplies the information to a predetermined component of the progress management system 1 via the buyer terminal communication unit 306.

[0082] (Buyer terminal output unit 304) The buyer terminal output unit 304 is controlled by the output control unit 108 and outputs various types of information related to real estate transactions. The buyer terminal output unit 304 outputs various types of information in a perceptible manner to the buyer. Specifically, the output control unit 108 causes the various processing results and the like in each component to be output to the buyer terminal output unit 304 as data in a predetermined format, still images, moving images, audio, text, and / or vibration, etc. The buyer terminal output unit 304 can also output the information received from an external server, that is, the progress management server 10 and / or the information management server 20. Note that the buyer terminal output unit 304 may be configured to include a display unit that displays various types of information, an audio output unit such as a speaker that outputs audio, and / or a vibration unit that generates vibration according to predetermined information. And the display unit may be, for example, a liquid crystal display or an organic EL display. Also, the information output by the buyer terminal output unit 304 includes various types of information related to real estate transactions, various types of information output to the buyer-exclusive page, and / or predetermined information output by each component of the progress management system 1, etc.

[0083] (Buyer terminal communication unit 306) The buyer terminal communication unit 306 supplies, via a communication network (for example, the communication network 5), various types of information received by the buyer terminal input unit 302 to the financial institution server 3, the progress management server 10, the information management server 20, and / or the broker terminal 50, and receives various types of information from the financial institution server 3, the progress management server 10, the information management server 20, and / or the broker terminal 50 via the communication network. The buyer terminal control unit 300 supplies the received information to a predetermined component of the buyer terminal 30.

[0084] <Details of the configurations of the seller terminal 40 and the broker terminal 50> The seller terminal input unit 402 has substantially the same functions as the buyer terminal input unit 302 except that it receives inputs such as predetermined instructions and operations from the seller, so detailed descriptions are omitted. The seller terminal output unit 404 and the seller terminal communication unit 406 each have substantially the same functions as the buyer terminal output unit 304 and the buyer terminal communication unit 306, so detailed descriptions are omitted.

[0085] In addition, the mediator terminal input unit 502 has substantially the same functions as the buyer terminal input unit 302, except that it accepts inputs such as predetermined instructions and operations from the mediator, the buyer, or the seller. Therefore, detailed descriptions thereof are omitted. The mediator terminal output unit 504 and the mediator terminal communication unit 506 each have substantially the same functions as the buyer terminal output unit 304 and the buyer terminal communication unit 306, respectively. Therefore, detailed descriptions thereof are omitted.

[0086] [Process flow of the progress management system 1] FIG. 5 shows an example of the process flow in the progress management system according to the present embodiment. In the following description, an example in which a buyer purchases a real estate property from a seller through a mediator (an example of a real estate property sales transaction) will be described.

[0087] (i: Application for real estate transaction, creation of application form, modification of application form) First, the login unit 102 executes a login process from the mediator terminal 50 to the progress management server 10 based on the mediator's login information (mediator login information, that is, the mediator's ID and password) received from the mediator via the mediator terminal input unit 502 (step 10. Hereinafter, steps will be represented as "S"). After the mediator terminal 50 logs in to the progress management server 10, the application form creation unit 104 creates an application form for a real estate property sales transaction (that is, one real estate transaction) between the buyer and the seller (S12). That is, the application form creation unit 104 creates a buyer's application form corresponding to one real estate transaction and a seller's application form corresponding to one real estate transaction based on the application form creation instruction, customer information, and property information received from the mediator via the mediator terminal input unit 502. Note that the application form creation unit 104 may create the buyer's application form and / or the seller's application form using the customer information received via the buyer terminal input unit 302, the customer information of the seller received via the seller terminal input unit 402, and / or the customer information and property information stored in advance in the information management server 20 obtained via the communication network 5. The application form creation unit 104 stores the created buyer's application form and seller's application form in the procedure information storage unit 106.

[0088] Then, for example, based on a predetermined output instruction (output instruction of flow information) received from a brokerage agent via the brokerage agent terminal input unit 502, the output control unit 108 causes the flow information stored in the procedure information storage unit 106 to be output to the brokerage agent terminal output unit 504. Thereby, the brokerage agent can present the flow information output to the brokerage agent terminal output unit 504 to the buyer and / or the seller and explain the series of processes of the real estate transaction and the outline of various services provided to the buyer and / or the seller in the real estate transaction (for example, including explanations regarding the procedures that the buyer and / or the seller should execute, the content of the procedures, necessary documents, etc.). Note that the output control unit 108 may cause the flow information to be output to the buyer terminal output unit 304 based on a predetermined output instruction received via the buyer terminal input unit 302, or may cause the flow information to be output to the seller terminal output unit 404 based on a predetermined output instruction received via the seller terminal input unit 402. In this case, the brokerage agent does not need to explain the series of processes of the real estate transaction and the outline of various services provided to the buyer and / or the seller in person to the buyer and / or the seller. That is, the brokerage agent can explain the outline of various services to the buyer and / or the seller non-face-to-face.

[0089] Here, the modification reception unit 110 receives a modification instruction for the application form from the buyer or the seller (S14). When the modification reception unit 110 receives the modification instruction (Yes in S14), the modification reception unit 110 modifies the application form created by the application form creation unit 104 based on the modification instruction (S16). For example, the modification reception unit 110 receives the buyer's modification instruction via the brokerage agent terminal input unit 502. Also, the modification reception unit 110 receives the seller's modification instruction via the brokerage agent terminal input unit 502. The modification reception unit 110 stores the modified application form in the procedure information storage unit 106 according to the received modification instruction.

[0090] For example, in response to an output instruction for a buyer application form received via the broker terminal input unit 502, the output control unit 108 causes the application form creation unit 104 to output the buyer application form created by the application form creation unit 104 to the broker terminal output unit 504. The buyer refers to and confirms the output buyer application form, and then supplies a correction instruction to the correction reception unit 110 via the broker terminal input unit 502. Then, the correction reception unit 110 corrects the buyer application form according to the correction instruction. Similarly, in response to an output instruction for a seller application form received via the broker terminal input unit 502, the output control unit 108 causes the application form creation unit 104 to output the seller application form created by the application form creation unit 104 to the broker terminal output unit 504. The seller refers to and confirms the output seller application form, and then supplies a correction instruction to the correction reception unit 110 via the broker terminal input unit 502. Then, the correction reception unit 110 corrects the seller application form according to the correction instruction.

[0091] Here, after the creation of the seller application form, the information acquisition unit 112 acquires information (seller account information) for identifying the account owned by the seller (i.e., the seller's transfer destination account) via the seller terminal input unit 402 or the broker terminal input unit 502. Note that the information acquisition unit 112 may acquire the seller account information via the seller terminal input unit 402 or the broker terminal input unit 502 before the creation of the seller application form. In this case, the application form creation unit 104 creates the seller application form after the seller account information is acquired. Further, the information acquisition unit 112 may acquire the seller account information via the seller terminal input unit 402 or the broker terminal input unit 502 at the timing of creating the seller application form in the application form creation unit 104 or during the creation of the seller application form. In this case, the application form creation unit 104 creates a seller application form including the acquired seller account information. The information acquisition unit 112 stores the acquired seller account information in the procedure information storage unit 106 in association with the transaction ID and the procedure ID.

[0092] (ii: Signature on the application form, confirmation of the application form) When the correction receiving unit 110 does not receive a correction instruction, that is, when there is no correction instruction from the buyer and / or the seller (No in S14), or after the correction receiving unit 110 corrects the application form, the signature acquisition unit 114 acquires the electronic signature (electronic signature) of the buyer himself / herself for the buyer application form and the electronic signature (electronic signature) of the seller himself / herself for the seller application form (S18). For example, the signature acquisition unit 114 acquires the electronic signature of the buyer himself / herself via the broker terminal input unit 502 and associates it with the buyer application form. Similarly, the signature acquisition unit 114 acquires the electronic signature of the seller himself / herself via the broker terminal input unit 502 and associates it with the seller application form. The signature acquisition unit 114 stores the acquired electronic signature in the procedure information storage unit 106 in association with the application form.

[0093] And after the signature acquisition unit 114 acquires the electronic signature of the buyer, the information supply unit 116 supplies the buyer application form to the buyer terminal 30 based on the supply instruction of the application form received via the buyer terminal input unit 302 or the broker terminal input unit 502. Also, after the signature acquisition unit 114 acquires the electronic signature of the seller, the information supply unit 116 supplies the seller application form to the seller terminal 40 based on the supply instruction of the application form received via the seller terminal input unit 402 or the broker terminal input unit 502. As a result, the buyer and the seller can each confirm the content of their own application form on the buyer terminal 30 and the seller terminal 40.

[0094] (iii: Contract Preparation) Subsequently, the contract preparation unit 118 generates contract preparation information (buyer's contract preparation information) by associating the predetermined information provided by the broker received via the broker terminal input unit 502 with the content of the buyer application form created by the application form creation unit 104. Similarly, the contract preparation unit 118 generates contract preparation information (seller's contract preparation information) by associating the predetermined information provided by the broker received via the broker terminal input unit 502 with the content of the seller application form created by the application form creation unit 104. Thereby, the contract preparation unit 118 completes the preparation for the progress of the contract procedure for one real estate transaction (S20).

[0095] (iv: Generation of Customer-Dedicated Page) The page generation unit 120 generates a buyer-exclusive page and a buyer URL for specifying the buyer-exclusive page, as well as a seller-exclusive page and a seller URL for specifying the seller-exclusive page (S22). Then, the page generation unit 120 supplies the information including the generated buyer URL to the buyer terminal 30 via the communication network 5, and supplies the information including the generated seller URL to the seller terminal 40 via the communication network 5 (S22). The buyer-exclusive page and the seller-exclusive page are respectively made accessible to the seller terminal 40 and the buyer terminal 30 via the communication network 5 on the progress management server 10. Note that when the page generation unit 120 supplies the data including the buyer URL to the buyer terminal 30, it may also supply the information requesting the preparation of the contract related to the real estate transaction to the buyer terminal 30, and when supplying the data including the seller URL to the seller terminal 40, it may also supply the information requesting the preparation of the contract related to the real estate transaction to the seller terminal 40. Thereby, the buyer and the seller can start preparing for the contract of a single real estate transaction.

[0096] (v: Login by customer to customer-exclusive page, output of customer-exclusive page) After the customer-exclusive page is generated, the customer can log in to the customer-exclusive page. Here, an example where the buyer-exclusive page is output to the buyer terminal 30 will be described. However, the process of outputting the seller-exclusive page to the seller terminal 40 is the same as the process of outputting the buyer-exclusive page, so detailed description is omitted (that is, the same process is executed except that the buyer is replaced by the seller).

[0097] First, in response to a login instruction by the buyer received via the buyer terminal input unit 302, the login unit 102 accepts the login to the buyer-exclusive page specified by the buyer URL. After the login process of the buyer terminal 30 to the buyer-exclusive page by the login unit 102 (after the first login process), the output control unit 108 causes the buyer terminal output unit 304 to output a buyer-exclusive page including information (flow information) on the flow of various procedures of one real estate transaction (i.e., the current real estate transaction) generated by the page generation unit 120 (S24). Note that the output control unit 108 may output information on the flow of various procedures for the buyer, which is generated based on the content of the buyer application form and the buyer's contract preparation information, to the buyer-exclusive page. Further, the output control unit 108 can also output a part or all of the flow of various procedures from the application for the real estate transaction to the completion of registration to the buyer-exclusive page based on a predetermined input instruction of the buyer received via the buyer terminal input unit 302. On the buyer-exclusive page, all of the various procedures of one real estate transaction or the items (procedure items) of one or two or more procedures may be listed in the order of the procedures. Then, the login unit 102 accepts the login at the desired timing of the buyer, and after the login unit 102 accepts the login, the output control unit 108 can cause the buyer terminal output unit 304 to output a buyer-exclusive page including the flow of various procedures. Thereby, the buyer can confirm the overall flow of the real estate transaction at an arbitrary timing.

[0098] Also, the output control unit 108 updates the output content of the buyer-exclusive page and the seller-exclusive page based on the progress of the procedures in the real estate transaction by the buyer and / or the seller, and outputs the content of the procedures to be executed by the buyer and / or the seller to a predetermined area of the buyer-exclusive page and the seller-exclusive page. That is, the output control unit 108 receives predetermined information from each component constituting the progress management system 1, and based on the received information, executes the update of the output content of the buyer-exclusive page and the seller-exclusive page, and / or the output of the predetermined information to a predetermined area.

[0099] As an example, on the dedicated page for the buyer, the procedure items of a series of procedures in a real estate transaction are displayed in chronological order. That is, when the procedures proceed in the order of the first procedure, the second procedure, ··· the nth procedure (where n is a positive integer), the dedicated page for the buyer includes information that enables the buyer to perceptibly know that the procedures proceed in this order. For example, as shown in FIG. 1(b), each procedure item is output to the dedicated page for the buyer in the order of procedure progress, such as "Contract Preparation", "Contract", "Preparation for Settlement and Delivery", etc. And before a certain procedure is executed, the output control unit 108 outputs to the dedicated page for the buyer the preparation information that prompts the buyer to prepare various information (such as predetermined documents, etc.) required in the certain procedure. And when a certain procedure is executed, the output control unit 108 outputs to the dedicated page for the buyer the information indicating that the certain procedure has been completed, and also outputs the content of the next other procedure after the certain procedure and the information that prompts the buyer to prepare various information required in the other procedure. Note that the dedicated page for the seller is the same as the dedicated page for the buyer.

[0100] (vi: Execution of cashless procedure) The output control unit 108 outputs a cashless instruction button for accepting the execution of a cashless real estate transaction in a predetermined area of the dedicated page for the buyer, and accepts the execution of the cashless procedure (S26). When there is no instruction for the cashless instruction button via the buyer terminal input unit 302, the cashless unit 122 causes the output control unit 108 to continue outputting the dedicated page for the buyer without executing the cashless procedure (No in S26). On the other hand, when the cashless unit 122 receives an instruction for the cashless instruction button via the buyer terminal input unit 302 (Yes in S26), the login unit 102 receives an instruction from the buyer for re-login (second login) via the buyer terminal input unit 302 (S28).

[0101] When the login unit 102 does not receive an instruction for a second login (No in S28), the cashless unit 122 causes the output control unit 108 to continue outputting the buyer-exclusive page without executing the cashless procedure. On the other hand, when the login unit 102 receives an instruction for a second login (Yes in S28), the cashless unit 122 enables the execution of the cashless procedure by the progress management server 10 (S30). After the execution of the cashless procedure is enabled by the cashless unit 122, the output control unit 108 updates the buyer-exclusive page by outputting information related to the cashless procedure (for example, information related to the cashless procedure stored in the procedure information storage unit 106) to a predetermined procedure item on the buyer-exclusive page. As a result, the buyer can confirm the flow of the cashless procedure and the content of the procedures that the buyer should execute in the cashless procedure.

[0102] That is, the output control unit 108 updates the buyer-exclusive page and outputs information prompting the buyer to execute the procedures and operations that the buyer should perform at the current time (in this case, confirmation of the cashless procedure, etc. Hereinafter, the procedures and the like that the buyer should perform at the current time may be referred to as "current procedures") to a predetermined procedure item. In this case, the output control unit 108 outputs the output mode of the procedure item related to the current procedure in a mode different from the output mode of the procedure item related to the next procedure to be performed (in this case, the procedure related to the down payment. Hereinafter, the next procedure to be performed may be referred to as the "subsequent procedure") (as an example, a mode that makes the current procedure prominent). Then, when the task management unit 134 receives information about the completion of the execution of the current procedure from the buyer via the buyer terminal input unit 302, it instructs the output control unit 108 to output information about the completion of the current procedure in the procedure item related to the current procedure and output information prompting the buyer to execute the subsequent procedure to the procedure item related to the subsequent procedure. In this case, the output control unit 108 outputs the output mode of the procedure item related to the current procedure and the output mode of the procedure item related to the subsequent procedure in different modes (as an example, outputting the procedure item related to the subsequent procedure in a mode that makes it more prominent than the current procedure). Furthermore, the task management unit 134 may supply information prompting the buyer to execute the subsequent procedure to the buyer terminal 30 together with the execution deadline date.

[0103] In the following description, when it is described that the output control unit 108 updates the buyer-exclusive page and the seller-exclusive page, and outputs information prompting the buyer and the seller to execute subsequent procedures to the respective predetermined procedure items of the buyer-exclusive page and the seller-exclusive page, it means that the same processing as described above is executed by the output control unit 108 and the task management unit 134 (that is, it means that the same processing as described above is executed except for the differences in the content of the current procedure and the content of the subsequent procedure). Also, although the flow regarding the execution of the cashless procedure by the buyer has been described above, the same applies to the seller, so detailed description is omitted (that is, the same processing is executed except that the buyer is replaced by the seller).

[0104] (vii: Processing related to the down payment) Subsequently, the progress management system 1 executes processing related to the down payment (S32). First, the payment request unit 124 supplies payment request information for requesting the buyer to pay the down payment to a predetermined account (for example, a trust account, etc.) during the progress of the cashless procedure to the buyer terminal 30 (for example, sends a down payment payment request email to the buyer's email address, requesting the buyer to deposit the down payment to the specified account by the specified due date). Then, in response to the payment request unit 124 supplying the payment request information to the buyer terminal 30, the output control unit 108 outputs that the payment request information has been notified to the buyer to a predetermined procedure item on the buyer-exclusive page. The payment confirmation unit 126 confirms that the down payment has been deposited into the predetermined account after the buyer who has confirmed the payment request information on the buyer terminal 30 deposits the down payment into the predetermined account (for example, after depositing through online banking, etc.).

[0105] As an example, before the buyer deposits the earnest money into a predetermined account, the payment confirmation unit 126 sends an email (the first payment confirmation email) to the buyer terminal 30, requesting the buyer to provide information indicating the completion of the earnest money deposit (deposit completion information). The first payment confirmation email includes a button for the payment confirmation unit 126 to supply the deposit completion information. The payment confirmation unit 126 receives the buyer's input for the button via the buyer terminal input unit 302 and obtains the deposit completion information indicating that the earnest money deposit has been completed (for example, obtained via the buyer terminal communication unit 306 and the communication network 5). When the payment confirmation unit 126 receives the deposit completion information from the buyer terminal 30, it sends the deposit completion information (deposit completion email) to the intermediary terminal 50. The intermediary confirms with the financial institution whether there is a deposit based on the deposit completion email (for example, confirms by phone or email). The financial institution contacts the intermediary with information indicating whether there is an earnest money deposit into the predetermined account (for example, contacts by phone or email). When the intermediary confirms the earnest money deposit into the predetermined account based on the contact from the financial institution, it supplies information indicating that the deposit has been confirmed (deposit confirmation information) to the payment confirmation unit 126 (for example, the payment confirmation unit 126 obtains the deposit confirmation information from the intermediary via the intermediary terminal input unit 502). The payment confirmation unit 126 receives the deposit confirmation information from the financial institution via the intermediary terminal 50 and sends an email (the second payment confirmation email) indicating that the completion of the earnest money deposit has been confirmed to the buyer terminal 30. Also, when the payment confirmation unit 126 sends the second payment confirmation email to the buyer terminal 30, the output control unit 108 outputs information indicating that the deposit of the earnest money into the predetermined account has been completed and confirmed in a predetermined procedure item on the buyer-exclusive page. Thereby, the buyer can confirm that the earnest money deposit has been completed on the buyer terminal 30 and the buyer-exclusive page. Note that when the payment confirmation unit 126 sends the second payment confirmation email to the buyer terminal 30, the output control unit 108 may output information indicating that the earnest money deposit has been completed in a predetermined procedure item on the seller-exclusive page.

[0106] After the deposit into the specified account for the earnest money is confirmed, the specification creation unit 128 creates a contract specification for a real estate transaction based on information regarding the contract for a real estate transaction received via the broker terminal input unit 502 (e.g., contract date and time, amount received and paid, transfer destination, etc.). Subsequently, the instruction form creation unit 130 creates an earnest money instruction form for a real estate transaction based on information regarding the transfer of the earnest money received via the broker terminal input unit 502 (e.g., transfer date, transfer account, transfer amount, etc.), the contract specification, and / or account information of the transfer destination of the seller, etc. The instruction form creation unit 130 supplies information including the content of the created earnest money instruction form to the buyer terminal 30 and the seller terminal 40 using, for example, an email (instruction form confirmation email). Further, when the instruction form creation unit 130 supplies the instruction form confirmation email to the buyer terminal 30 and the seller terminal 40, the output control unit 108 updates the output content of the specified procedure items on the buyer-exclusive page and the specified procedure items on the seller-exclusive page, making the procedure instruction form viewable. The output control unit 108 updates the buyer-exclusive page and the seller-exclusive page, and outputs information prompting the buyer and the seller to execute subsequent procedures (e.g., confirmation of the earnest money instruction form) to the specified procedure items on the buyer-exclusive page and the seller-exclusive page, respectively.

[0107] The buyer checks and approves the down payment instruction form on the buyer-exclusive page. For example, the instruction form creation unit 130 causes the output control unit 108 to output a confirmation button for obtaining from the buyer a representation of the intention to have confirmed the content of the down payment instruction form in a predetermined procedure item on the buyer-exclusive page. The instruction form creation unit 130 receives an input to the confirmation button via the buyer terminal input unit 302, and obtains information (approval information) indicating that the buyer has approved the down payment instruction form. Further, the instruction form creation unit 130 may include in the instruction form confirmation email a button for supplying to the instruction form creation unit 130 the approval information in the case where the content of the down payment instruction form has been confirmed and approved. In this case, when the instruction form creation unit 130 receives an input to the button via the buyer terminal input unit 302, it obtains the approval information from the buyer terminal 30. Furthermore, the instruction form creation unit 130 may obtain approval information input by the broker via the broker terminal input unit 502 based on the hearing result indicating that the broker has approved the down payment instruction form obtained by hearing from the buyer. After the down payment instruction form has been approved by the buyer (that is, after the instruction form creation unit 130 has obtained the approval information), the output control unit 108 updates the output content of the buyer-exclusive page, and causes the buyer-exclusive page to output information indicating that the down payment instruction form has been approved. Then, the output control unit 108 updates the buyer-exclusive page, and causes information prompting the buyer to execute subsequent procedures (for example, the sales contract procedure) by the buyer to be output to a predetermined procedure item. In the description of the processing after the above instruction form confirmation email, the flow regarding the confirmation and approval of the down payment instruction form by the buyer has been described. However, since the same processing as the above is applicable to the seller, detailed description is omitted (that is, the same processing is executed except that the buyer is replaced with the seller).

[0108] Then, after receiving approval information for the down payment instruction from each of the buyer terminal 30 and the seller terminal 40, the instruction form creation unit 130 supplies the approval information to the intermediary terminal 50 (for example, supplies it by email. In this case, the name of the email may be the instruction form confirmation completion email). Further, the instruction form creation unit 130 stores the down payment instruction form in the procedure information storage unit 106 and supplies the down payment instruction form to a financial institution (for example, the financial institution server 3). The financial institution receives and stores the down payment instruction form.

[0109] (viii: Processing related to the sales contract) Subsequently, processing related to the sales contract in one real estate transaction is executed (S34). For example, first, a sales contract regarding one real estate transaction is concluded between the buyer and the seller. Then, for example, the intermediary supplies contract completion information indicating that the sales contract regarding one real estate transaction has been completed to the financial institution (as an example, contacts using a phone call, email, etc.). The financial institution that has received the contract completion information executes a remittance process based on the stored down payment instruction form and supplies remittance completion information indicating that the remittance has been completed to the intermediary (for example, contacts using email, etc.). Then, the information acquisition unit 112 acquires the remittance completion information received from the intermediary via the intermediary terminal input unit 502 and stores it in the procedure information storage unit 106 in association with the transaction ID and the procedure ID.

[0110] In addition, based on the obtained remittance completion information, the information acquisition unit 112 supplies remittance completion information (remittance completion email) indicating that the down payment remittance has been completed to the buyer terminal 30 and the seller terminal 40. When the information acquisition unit 112 supplies the remittance completion information to the buyer terminal 30 and the seller terminal 40, the output control unit 108 reflects the remittance completion information in the predetermined procedure items of the buyer-exclusive page and the predetermined procedure items of the seller-exclusive page. That is, after the information acquisition unit 112 obtains the remittance completion information, the output control unit 108 updates the output contents of the buyer-exclusive page and the seller-exclusive page, enabling the output of information indicating that the down payment remittance has been completed on the buyer-exclusive page and the seller-exclusive page. Then, the output control unit 108 updates the buyer-exclusive page and the seller-exclusive page, and outputs information prompting the buyer and the seller to execute subsequent procedures (for example, an interview with a judicial scrivener) to the predetermined procedure items of the buyer-exclusive page and the seller-exclusive page respectively.

[0111] (ix: Interview for identity confirmation by a judicial scrivener, processing related to the money consumption contract) Then, the judicial scrivener adjusts the interview schedule with each of the buyer and the seller and sets the interview schedule. For example, the judicial scrivener uses a phone call, an email, etc. to adjust and set the interview schedule with each of the buyer and the seller. Based on the input of the broker received via the broker terminal input unit 502, the information acquisition unit 112 acquires information regarding the interview schedule (interview schedule information. For example, information regarding the interview date and time, items to bring, etc.) obtained by the broker through an interview with the judicial scrivener (or the buyer or the seller), and stores it in the procedure information storage unit 106 in association with the transaction ID and the procedure ID. In addition, the information acquisition unit 112 supplies the interview schedule information to the buyer terminal 30 and the seller terminal 40 by email or the like. After the information acquisition unit 112 obtains the interview schedule information, the output control unit 108 updates the output contents of the buyer-exclusive page and the seller-exclusive page, enabling the output of information regarding the interview schedule to the predetermined procedure items of the buyer-exclusive page and the seller-exclusive page. Subsequently, the interview between the buyer and the judicial scrivener and the interview between the seller and the judicial scrivener are executed (S36). That is, a direct interview is conducted between the buyer or the seller and the judicial scrivener.

[0112] Here, in the progress management system 1 according to the present embodiment, from the perspective of ease of performing the work of a judicial scrivener, it is preferable not to execute setting the interview schedule between the buyer and / or seller and the judicial scrivener. That is, each judicial scrivener adjusts the interview schedule with the customer and sets the interview schedule using a tool suitable for oneself or a tool that has been conventionally used. Here, the number of intermediary companies that execute work together with the judicial scrivener is not limited to one, and there may be a plurality of intermediary companies. When each of these plurality of intermediary companies has a system for setting its own interview schedule, the judicial scrivener not only has to perform work in accordance with the systems of the respective intermediary companies, but also may be charged a system usage fee in some cases. However, for a judicial scrivener who has conventionally used a method for adjusting and setting an interview schedule suitable for his / her own work, if he / she has to use different systems for each intermediary company, it may impose unnecessary labor on the judicial scrivener, and if a system usage fee is charged, it may put pressure on the management of the judicial scrivener's office. Therefore, in the present embodiment, a judicial scrivener in charge of a single real estate transaction executes adjustment and setting of the interview schedule between the buyer and / or seller and the judicial scrivener by the method that has been used so far. Then, the progress management system 1 according to the present embodiment is configured to acquire the interview schedule adjusted and set by the judicial scrivener from the judicial scrivener. Thus, according to the progress management system 1 according to the present embodiment, it is not necessary for the judicial scrivener to change the method of adjusting and setting the interview schedule for each intermediary company, and it is possible to suppress a decrease in the work efficiency of the judicial scrivener himself / herself. Note that as long as a decrease in the work efficiency of the judicial scrivener does not occur, the progress management system 1 may have a function of adjusting / setting the interview schedule between the buyer and / or seller and the judicial scrivener.

[0113] Subsequently, after the interviews between the buyer and seller and the judicial scrivener are conducted, based on the input from the broker received via the broker terminal input unit 502, the information acquisition unit 112 associates the information regarding the content of the interviews (interview content information) obtained by the broker through hearings (for example, hearings conducted using telephone, e-mail, etc.) with the transaction ID and the procedure ID, and stores it in the procedure information storage unit 106. The information indicating that the interview is completed (interview completion information) is associated with the interview content information. The output control unit 108 updates the output content of the buyer-exclusive page and the seller-exclusive page based on the interview content information and / or the interview completion information acquired by the information acquisition unit 112, and enables the output of the interview content information and / or the interview completion information in the predetermined procedure items of the buyer-exclusive page and the seller-exclusive page. Then, the output control unit 108 updates the buyer-exclusive page and causes the information prompting the buyer to execute the subsequent procedure (for example, the procedure for the cancellation of the money contract) to be output in the predetermined procedure item.

[0114] Then, based on the input from the broker received via the broker terminal input unit 502, the information acquisition unit 112 associates the information regarding the cancellation of the money contract date (cancellation of the money contract date information) obtained by the broker through hearings (for example, hearings conducted using telephone, e-mail, etc.) with the financial institution and / or the buyer with the transaction ID and the procedure ID, and stores it in the procedure information storage unit 106. The output control unit 108 updates the output content of the buyer-exclusive page based on the cancellation of the money contract date information acquired by the information acquisition unit 112, and enables the output of the cancellation of the money contract date information in the predetermined procedure item of the buyer-exclusive page. Also, based on the cancellation of the money contract date information and the like acquired by the information acquisition unit 112, the information supply unit 116 supplies the information regarding the guidance for the cancellation of the money contract (cancellation of the money contract guidance information) to the buyer terminal 30. The output control unit 108 updates the output content of the buyer-exclusive page based on the cancellation of the money contract guidance information supplied by the information supply unit 116 to the buyer terminal 30, and causes the cancellation of the money contract guidance information to be output in the predetermined procedure item of the buyer-exclusive page.

[0115] Next, for example, when a consumer loan contract is concluded between a buyer and a financial institution in the presence of a judicial scrivener, the financial institution supplies the intermediary with information regarding the completion of the consumer loan contract (consumer loan completion information) in response to an inquiry from the intermediary. Based on the input from the intermediary received via the intermediary terminal input unit 502, the information acquisition unit 112 stores the consumer loan completion information obtained by the intermediary through an inquiry to the financial institution in the procedure information storage unit 106 in association with the transaction ID and the procedure ID. Based on the consumer loan completion information acquired by the information acquisition unit 112, the output control unit 108 updates the output content of the buyer-exclusive page and enables the consumer loan completion information to be output to a predetermined procedure item on the buyer-exclusive page (S36). Then, the output control unit 108 updates the buyer-exclusive page and causes information prompting the buyer to execute subsequent procedures (e.g., procedures regarding the remaining balance) to be output to a predetermined procedure item.

[0116] (x: Processing related to the remaining balance) Subsequently, when there is a deposit of the buyer's own funds, processing regarding the remaining balance after the consumer loan contract is executed (S38). First, the deposit request unit 124 supplies the buyer terminal 30 with deposit request information for requesting the buyer to deposit the buyer's funds (e.g., the buyer's own funds or loan funds) in a predetermined account (e.g., a trust account, etc.) in one real estate transaction (deposit request email). Also, the output control unit 108 causes the deposit request information to be output to a predetermined procedure item on the buyer-exclusive page. That is, based on the deposit request information supplied by the deposit request unit 124 to the buyer terminal 30, the output control unit 108 updates the output content of the buyer-exclusive page and enables the deposit request information to be output to a predetermined procedure item on the buyer-exclusive page.

[0117] The buyer who refers to this fund deposit request information deposits the funds into a specified account at a specified financial institution. Then, after the buyer who has confirmed the fund deposit request information on the buyer terminal 30 deposits the funds into the specified account (for example, after making the deposit through online banking, etc.), the deposit confirmation unit 126 confirms that the funds have been deposited into the specified account. For example, the deposit confirmation unit 126 sends an email (the third deposit confirmation email) requesting the provision of information indicating the completion of fund deposit (fund deposit completion information) to the buyer terminal 30. The email contains a button for supplying the fund deposit completion information to the deposit confirmation unit 126, and when the deposit confirmation unit 126 receives an input for the button via the buyer terminal input unit 302, it acquires the fund deposit completion information indicating that the fund input has been completed. When the deposit confirmation unit 126 acquires the fund deposit completion information from the buyer terminal 30, it sends the fund deposit completion information (fund deposit completion email) to the intermediary terminal 50. The intermediary confirms with the financial institution the presence or absence of fund deposit based on the fund deposit completion email supplied to the intermediary terminal 50 (for example, by using a phone call or email). The financial institution contacts the intermediary with information indicating the presence or absence of fund deposit into the specified account (for example, by using a phone call or email). When the intermediary confirms the buyer's fund deposit into the specified account based on the contact from the financial institution, it supplies information indicating that the fund deposit has been confirmed (fund deposit confirmation information) to the deposit confirmation unit 126 via the intermediary terminal input unit 502. The deposit confirmation unit 126 receives the said fund deposit confirmation information and sends information indicating that the fund deposit has been confirmed (the fourth deposit confirmation email) to the buyer terminal 30. Also, when the deposit confirmation unit 126 supplies the fund deposit confirmation information to the buyer terminal 30, the output control unit 108 uses the information indicating that the buyer's funds have been deposited into the specified account to update a specified procedure item on the buyer-exclusive page. The buyer can confirm the fourth deposit confirmation email on the buyer terminal 30 and the buyer-exclusive page.

[0118] Next, based on the instructions of the intermediary received via the intermediary terminal input unit 502 and the information regarding a real estate transaction stored in the procedure information storage unit 106 (for example, contract details, etc.), the statement creation unit 128 creates a balance statement regarding the balance of a real estate transaction (for example, including information such as the settlement date and time, the amount received and paid, the transfer destination, etc.). The statement creation unit 128 stores the created balance statement in the procedure information storage unit 106 in association with the transaction ID and the procedure ID. Then, after the balance statement is created, based on the information regarding the transfer of the balance (for example, including the amount obtained by subtracting the down payment from the total contract amount, the intermediary fee, the fees required for registration, and / or the fees of a judicial scrivener, etc.) received via the intermediary terminal input unit 502, the contract details, and / or the account information of the transfer destination of the seller, etc., the balance transfer instruction book creation unit 132 creates an instruction book regarding the transfer of the balance (balance transfer instruction book). The balance transfer instruction book creation unit 132 stores the created balance transfer instruction book in the procedure information storage unit 106. Also, the financial institution (financial institution server 3) receives and stores the balance transfer instruction book from the balance transfer instruction book creation unit 132.

[0119] Then, the judicial scrivener conducts a survival confirmation for each of the buyer and the seller (for example, by using a phone call, etc.). The survival of the buyer and the seller is confirmed when the buyer and the seller respectively respond to the contact regarding the survival confirmation from the judicial scrivener. The judicial scrivener supplies information (survival confirmation information) indicating that the survival confirmation of the buyer and / or the seller has been completed to the intermediary (for example, by using a phone call or an email). Based on the survival confirmation information received from the judicial scrivener, the intermediary supplies information (balance transfer request information) for requesting the financial institution to transfer the balance to the financial institution (for example, by using a phone call, an email, etc.). The financial institution receives the balance transfer request information, executes a transfer process based on the stored balance transfer instruction book, and supplies transfer completion information indicating that the transfer has been completed to the intermediary (for example, by using a phone call, an email, etc.). Subsequently, the information acquisition unit 112 acquires the transfer completion information input by the intermediary via the intermediary terminal input unit 502 and stores it in the procedure information storage unit 106.

[0120] Based on the acquired remittance completion information, the information acquisition unit 112 supplies remittance completion information (remittance completion email) indicating that the remittance of the remaining amount has been completed to the buyer terminal 30 and the seller terminal 40. Further, when the information acquisition unit 112 supplies the remittance completion information to the buyer terminal and the seller terminal 40, the output control unit 108 reflects the remittance completion information on the buyer-exclusive page and the seller-exclusive page. That is, after the information acquisition unit 112 acquires the remittance completion information, the output control unit 108 updates the output content of the predetermined procedure items on the buyer-exclusive page and the seller-exclusive page, and enables the output of information indicating that the remittance of the remaining amount has been completed on the buyer-exclusive page and the seller-exclusive page. Thereby, the processing regarding the remaining amount is completed.

[0121] (xi: Processing related to registration) After the processing regarding the remaining amount (i.e., the settlement processing) is completed, the processing regarding the registration of the real estate, which is the subject property of one real estate transaction, is executed (S40). That is, after the settlement processing, a judicial scrivener executes the registration application. After the registration application by the judicial scrivener is completed, the information acquisition unit 112, in response to an instruction from a broker received via the broker terminal input unit 502, acquires registration application completion information indicating that the registration application confirmed by the broker through a hearing (for example, a hearing using a phone call or an email) with the judicial scrivener has been completed. The information acquisition unit 112 stores the acquired registration application completion information in the procedure information storage unit 106. Further, based on the acquired registration application completion information, the information acquisition unit 112 supplies registration application completion information (registration application completion email) indicating that the registration application has been completed to the buyer terminal 30 and the seller terminal 40. Then, after the information acquisition unit 112 supplies the registration application completion information to the buyer terminal 30 and the seller terminal 40, the output control unit 108 reflects the registration application completion information on the predetermined procedure items of each of the buyer-exclusive page and the seller-exclusive page. That is, after the information acquisition unit 112 acquires the registration application completion information, the output control unit 108 updates the output content of each of the buyer-exclusive page and the seller-exclusive page, and enables the output of information indicating that the registration application has been completed on the predetermined procedure items of each of the buyer-exclusive page and the seller-exclusive page.

[0122] Subsequently, after the registration of the real estate is completed, in response to an instruction from a real estate agent received via the real estate agent terminal input unit 502, the information acquisition unit 112 acquires registration completion information indicating that the registration confirmed by a judicial scrivener through a hearing by the real estate agent has been completed. Further, after the processing regarding the balance is completed or after the acquisition of the registration application completion information, when a predetermined period has elapsed, the information acquisition unit 112 may prompt the supply of the registration completion information to the terminal of the judicial scrivener (for example, an information terminal such as a mobile phone or a smartphone used by the judicial scrivener. Hereinafter, it may be referred to as the "judicial scrivener terminal"). As an example, the information acquisition unit 112 sends an email requesting the supply of the registration completion information to the information acquisition unit 112 to the judicial scrivener terminal. By the judicial scrivener supplying the registration completion information to the information acquisition unit 112 via the judicial scrivener terminal, the information acquisition unit 112 can acquire the registration completion information. The information acquisition unit 112 stores the acquired registration completion information in the procedure information storage unit 106. Based on the acquired registration completion information, the information acquisition unit 112 supplies registration completion information (registration completion email) indicating that the registration has been completed to the buyer terminal 30 and the seller terminal 40. Then, after the information acquisition unit 112 supplies the registration completion information to the buyer terminal 30 and the seller terminal 40, the output control unit 108 reflects the registration completion information in the predetermined procedure items of the buyer-exclusive page and the seller-exclusive page respectively. That is, after the information acquisition unit 112 acquires the registration completion information, the output control unit 108 updates the output contents of the buyer-exclusive page and the seller-exclusive page respectively, and enables the output of information indicating that the registration has been completed on the buyer-exclusive page and the seller-exclusive page respectively.

[0123] In addition, the output control unit 108 can also make at least a part of the content of the buyer-exclusive page and the updated content of the buyer-exclusive page referable on the seller-exclusive page, and at least a part of the content of the seller-exclusive page and the updated content of the seller-exclusive page referable on the buyer-exclusive page.

[0124] [Progress Management Program] Each component included in the progress management system 1 according to the present embodiment shown in FIGS. 1 to 5 can be realized by causing a computing device (processor) such as a central processing unit (CPU) to execute a program (that is, a progress management program), that is, by processing using software. It can also be realized by pre-writing a program into hardware such as an integrated circuit (IC). Note that software and hardware can also be used in combination.

[0125] That is, the progress management program according to the present embodiment includes a processor and a memory, and is a program for causing a computer to execute progress management of real estate transactions. The progress management program according to the present embodiment can be pre-embedded in, for example, an IC, a ROM, or the like. Further, the progress management program can be provided as a computer program by being recorded in a computer-readable recording medium such as a magnetic recording medium, an optical recording medium, or a semiconductor recording medium in an installable format or an executable format file. The recording medium storing the program may be a non-transitory recording medium such as a CD-ROM or a DVD. Furthermore, the progress management program can be pre-stored in a computer connected to a communication network such as the Internet so that it can be provided by downloading via the communication network.

[0126] The progress management program according to this embodiment acts on a CPU or the like to cause the progress management program to function as the progress management control unit 100, login unit 102, application form creation unit 104, procedure information storage unit 106, output control unit 108, correction reception unit 110, information acquisition unit 112, signature acquisition unit 114, information supply unit 116, contract preparation unit 118, page generation unit 120, cashless unit 122, payment request unit 124, payment confirmation unit 126, specification creation unit 128, instruction book creation unit 130, remaining balance instruction book creation unit 132, task management unit 134, service provision unit 136, information management control unit 200, customer information storage unit 202, property information storage unit 204, information management server communication unit 206, buyer terminal control unit 300, buyer terminal input unit 302, buyer terminal output unit 304, buyer terminal communication unit 306, seller terminal control unit 400, seller terminal input unit 402, seller terminal output unit 404, seller terminal communication unit 406, broker terminal control unit 500, broker terminal input unit 502, broker terminal output unit 504, and / or broker terminal communication unit 506 described with reference to FIGS. 1 to 5.

[0127] [Effects of the Embodiment] Conventionally, only the transaction handlers of intermediaries and the like who have grasped a series of processes in a specific real estate transaction. Buyers and sellers lacking knowledge about real estate transactions could not easily understand at which stage of the series of procedures they were placed and what procedures should be carried out next. That is, for most buyers and sellers, real estate transactions occur only once or at most a few times in their lifetimes. Therefore, most buyers and sellers lack experience in real estate transactions and have little preliminary knowledge about the order in which various procedures are carried out in the transaction. Moreover, in many cases, the amounts involved in real estate transactions are very large, and buyers and sellers strongly desire not to fail in the transaction itself and are in a state of anxiety. However, according to the progress management system 1 according to the present embodiment, buyers and sellers can each freely grasp the flow of a series of procedures in a real estate transaction at their desired timing (that is, while grasping the overall picture), and can grasp that each procedure has been completed every time a procedure they have executed in the series of procedures is completed. Moreover, they can easily grasp the content of the specific procedure they should perform next by referring to their dedicated pages.

[0128] That is, since the progress management system 1 can arrange and output procedure items in chronological order on each of the buyer-exclusive page and the seller-exclusive page generated by the page generation unit 120, even if buyers and sellers are unfamiliar with real estate transactions, they can easily grasp the flow of real estate transactions. In addition, since the output control unit 108 updates the output of each of the buyer-exclusive page and the seller-exclusive page according to the progress of the real estate transaction, buyers and sellers can easily grasp the progress of the procedures and are also easy to grasp the procedures they should perform next. Furthermore, each of the buyer-exclusive page and the seller-exclusive page outputs information regarding the tasks that the buyer and the seller should perform for each of the plurality of procedure items (for example, information regarding the procedures to be executed and the necessary documents required for the procedures), so that the buyer and the seller can easily grasp the tasks they should perform in the real estate procedures and the items they should prepare.

[0129] Thus, according to the progress management system 1 according to this embodiment, after applying for a real estate transaction, the buyer and the seller can easily grasp the overall picture of the flow of procedures related to the transaction on their respective customer-exclusive pages. They can know the procedures that have been completed for each completion of the procedure and can grasp the next procedure to be performed and its content. Therefore (that is, they can proceed with the procedures according to what is called a "to-do list", and the "to-do list" is automatically updated as the procedures progress), they can execute the real estate transaction with confidence.

[0130] In other words, in many real estate transactions, until now, at least some of the various procedures for real estate transactions have been executed by the sales representatives of the brokerage firm by making phone calls to the buyer and / or the seller and directly visiting the homes of the buyer and / or the seller. Therefore, the buyer and the seller had to directly ask the brokerage firm (mostly the sales representatives of the brokerage firm) about the overall flow of the real estate transaction, the specific content of the various procedures, the progress status of the various procedures, etc. (Therefore, there could be differences in the skill of the explanations by the sales representatives.). However, in the progress management system 1 according to this embodiment, the overall series of flows of the real estate transaction and the content of the various procedures for the real estate transaction (that is, information about what procedures will be executed and information about the documents that the buyer and / or the seller should prepare in that procedure) are output on each of the buyer-exclusive page and the seller-exclusive page. And on each of the buyer-exclusive page and the seller-exclusive page, after one procedure is completed, each page is updated, and the content of the next procedure to be performed after one procedure, which is the procedure that the buyer and the seller should perform, is output in a different manner from the one procedure and other procedures that will continue to be executed after that next procedure. And the buyer can refer to the buyer-exclusive page at any timing, and the seller can refer to the seller-exclusive page at any timing. Thereby, in the progress management system 1, the buyer and the seller can grasp the flow and procedure content of one real estate transaction by themselves without relying on the ability of the brokerage firm. Therefore, they can execute the real estate transaction with confidence without being placed in an uneasy situation in the real estate transaction.

[0131] In addition, since the progress management system 1 can obtain electronic signatures from the buyer and the seller respectively via the buyer terminal 30 and the seller terminal 40, and can conduct non-face-to-face transactions in real estate settlements, etc., the procedures for the buyer and the seller can be simplified more than before. Thus, according to the progress management system 1, the labor involved in the real estate transactions for the buyer and the seller can be reduced.

[0132] Furthermore, when the progress management system 1 receives two-step logins from the buyer and the seller, it can execute cashless real estate transactions. Thus, according to the progress management system 1, it is possible to proceed with the settlement procedures for non-face-to-face real estate sales and purchases, and significantly improve the convenience in real estate transactions for the buyer, the seller, the intermediary, and / or the judicial scrivener respectively.

[0133] As described above, the embodiments of the present invention have been explained. However, the embodiments described above do not limit the invention according to the claims. Also, it should be noted that not all combinations of the features described in the embodiments are essential means for solving the problems of the invention. Furthermore, the technical elements of the above-described embodiments may be applied alone, or may be applied after being divided into a plurality of parts such as program components and hardware components.

[0134] Note that the progress management system according to the present embodiment can also be mentioned in the following supplementary clauses that should not be confused with the claims.

[0135] (Supplementary Clause 1) A progress management system including a buyer's buyer terminal, a seller's seller terminal, and a progress management server for managing the progress of real estate transactions, An application form creation unit that creates an application form for a real estate transaction based on the customer information of the buyer and the seller respectively and the property information of the property targeted for the real estate transaction, A signature acquisition unit that associates an electronic signature indicating approval for the application form, which is obtained from the buyer himself and the seller himself respectively, with the application form, A buyer-exclusive page and a seller-exclusive page for the one real estate transaction that can be referred to at any timing of the buyer and the seller respectively, the page generation unit that generates each of the buyer-exclusive page and the seller-exclusive page including the content of the application form associated with the electronic signatures of the buyer himself and the seller himself respectively A cashless unit that enables the cashless procedure of the one real estate transaction on the condition that the login process to the progress management server is executed again via each of the buyer terminal and the seller terminal after the login process to the progress management server is executed via each of the buyer terminal and the seller terminal A certificate creation unit that creates a earnest money instruction for the transfer of the earnest money in the one real estate transaction from the predetermined account to the seller's seller account after the deposit of the earnest money in the one real estate transaction to the predetermined account in a state where the cashless procedure can proceed A balance instruction creation unit that creates a balance instruction for the transfer of the balance in the one real estate transaction after a sales contract regarding the one real estate transaction is concluded between the buyer and the seller, the transfer of the earnest money to the seller's account is completed based on the earnest money instruction, and the buyer's own funds in the one real estate transaction are deposited into the predetermined account after the conclusion of a cash withdrawal contract between the buyer and a predetermined financial institution An information acquisition unit that acquires transfer completion information indicating that the transfer of the balance from the predetermined account to the seller's account executed based on the balance instruction is completed, and supplies the transfer completion information to each of the buyer terminal and the seller terminal An output control unit that updates the output content regarding the one procedure of the buyer-exclusive page and the seller-exclusive page after one procedure in the one real estate transaction by the buyer and the seller is executed, and outputs the content of other procedures that the buyer and the seller should execute next after the one procedure in an output mode different from the output mode of the content of the one procedure to each of the buyer-exclusive page and the seller-exclusive page A progress management system comprising (Additional clause 2) The page generation unit generates the dedicated buyer page and the dedicated seller page according to appended claim 1, each of which includes information indicating the flow of various procedures for the one real estate transaction, and information corresponding to the content of the application form is associated with each of a plurality of items arranged along the flow of the various procedures. (Appended claim 3) A deposit confirmation unit that confirms, based on information from the buyer terminal and a financial institution having the predetermined account, that the earnest money has been deposited into the predetermined account and that the own funds have been deposited into the predetermined account. The progress management system according to appended claim 1, further comprising the above. (Appended claim 4) The progress management system further includes a broker terminal of a broker who mediates the real estate transaction between the buyer and the seller. The application form creation unit creates the application form based on the customer information of each of the buyer and the seller and the property information obtained via the broker terminal, according to appended claim 1. (Appended claim 5) The progress management system further includes an information management server that manages customer information and property information. The application form creation unit obtains the customer information of each of the buyer and the seller and the property information from the information management server that is connected to be capable of two-way communication with the broker terminal, and creates the application form, according to appended claim 4. (Appended claim 6) The output control unit outputs information regarding an interview conducted between the buyer and a judicial scrivener and information regarding an interview conducted between the seller and the judicial scrivener after the transfer of the earnest money to the seller's account, to each of the dedicated buyer page and the dedicated seller page, according to appended claim 1. (Appended claim 7) The output control unit outputs information regarding a registration application executed for the one real estate transaction and information regarding the completion of the registration of the registration application, to each of the dedicated buyer page and the dedicated seller page, according to appended claim 1.

Explanation of reference numerals

[0136] 1 Progress Management System 3 Financial Institution Server 5 Communication Network 10 Progress Management Server 20 Information Management Server 30 Buyer Terminal 40 Seller Terminal 50 Broker Terminal 100 Progress Management Control Unit 102 Login Unit 104 Application Form Creation Unit 106 Procedure Information Storage Unit 108 Output Control Unit 110 Amendment Reception Unit 112 Information Acquisition Unit 114 Signature Acquisition Unit 116 Information Supply Unit 118 Contract Preparation Unit 120 Page Generation Unit 122 Cashless Unit 124 Payment Request Unit 126 Payment Confirmation Unit 128 Specification Creation Unit 130 Instruction Book Creation Unit 132 Remaining Amount Instruction Book Creation Unit 134 Task Management Unit 136 Service Provision Unit 200 Information Management Control Unit 202 Customer Information Storage Unit 204 Property Information Storage Unit 206 Information Management Server Communication Unit 300 Buyer Terminal Control Unit 302 Buyer Terminal Input Unit 304 Buyer Terminal Output Unit 306 Buyer Terminal Communication Unit 400 Seller Terminal Control Unit 402 Seller Terminal Input Unit 404 Seller Terminal Output Unit 406 Seller Terminal Communication Unit 500 Broker Terminal Control Unit 502 Broker Terminal Input Unit 504 Broker Terminal Output Section 506 Broker Terminal Communication Section 600, 602, 604 Procedure Items 700, 702, 704 Preparation Information 800 Button

Claims

1. A progress management program for causing a computer to execute progress management of real estate transactions, The progress management program causes a processor to, create a buyer's application form and a seller's application form for a single real estate transaction based on customer information of each of the buyer and the seller and property information of the property subject to the real estate transaction; associate an electronic signature indicating approval of the buyer's application form obtained from the buyer himself / herself with the buyer's application form, and associate an electronic signature indicating approval of the seller's application form obtained from the seller himself / herself with the seller's application form; generate a buyer-exclusive page for the single real estate transaction and a seller-exclusive page for the single real estate transaction that can be referred to at any timing by each of the buyer and the seller, the buyer-exclusive page that may include the content of the buyer's application form and the seller-exclusive page that may include the content of the seller's application form; after login processing is executed from each of the buyer terminal and the seller terminal, make the cashless procedure for the single real estate transaction proceedable on the condition that the login processing is executed again via each of the buyer terminal and the seller terminal; in a state where the cashless procedure can proceed, after a down payment for the single real estate transaction is deposited into a predetermined account, create a down payment instruction slip regarding the transfer of the down payment from the predetermined account to the seller's account in the single real estate transaction; after a sales contract regarding the single real estate transaction is concluded between the buyer and the seller, the transfer of the down payment to the seller's account is completed based on the down payment instruction slip, and the balance for the single real estate transaction is deposited into the predetermined account, create a balance instruction slip regarding the transfer of the balance; obtain transfer completion information indicating that the transfer of the balance from the predetermined account to the seller's account executed based on the balance instruction slip is completed, and supply the transfer completion information to each of the buyer terminal and the seller terminal; After one procedure in the one real estate transaction by the buyer and the seller is executed, update the output content related to the one procedure on the buyer-exclusive page and the seller-exclusive page, and output the content of other procedures that the buyer and the seller should execute next in the one procedure in an output mode different from the output mode of the content of the one procedure on each of the buyer-exclusive page and the seller-exclusive page A progress management program for causing the execution.

2. The step of generating each of the pages includes information indicating the flow of various procedures in the one real estate transaction, and the buyer-exclusive page in which information corresponding to the content of the buyer's application form is associated with each of a plurality of items arranged along the flow of the various procedures, and information indicating the flow of various procedures in the one real estate transaction, and the seller-exclusive page in which information corresponding to the content of the seller's application form is associated with each of a plurality of items arranged along the flow of the various procedures, The progress management program according to claim 1, which generates each of the seller-exclusive pages.

3. The progress management program according to claim 1, further causing the step of confirming that the earnest money has been deposited into the predetermined account and that the balance has been deposited into the predetermined account based on information from the buyer terminal and a financial institution having the predetermined account.

4. The step of creating the application form creates the buyer's application form and the seller's application form based on the customer information of each of the buyer and the seller and the property information obtained via a broker terminal of a broker who mediates the real estate transaction between the buyer and the seller. The progress management program according to claim 1.

5. The step of creating the application form obtains the customer information of each of the buyer and the seller and the property information from an information management server that manages customer information and property information and is connected to the broker terminal in a two-way communicable manner, and creates the buyer's application form and the seller's application form. The progress management program according to claim 4.

6. The progress management program according to claim 1, wherein the outputting step further outputs information regarding a registration application executed for the one real estate transaction and information regarding completion of registration of the registration application to each of the buyer-exclusive page and the seller-exclusive page.

7. A progress management system comprising means for executing all steps executed in the invention according to any one of claims 1 to 6.

8. A server comprising a control unit and a storage unit, wherein the control unit executes all steps executed in the invention according to any one of claims 1 to 6.

9. A progress management method executed by a computer comprising a processor and a memory, wherein the processor executes all steps executed in the invention according to any one of claims 1 to 6.

10. A progress management program for causing a computer to execute progress management of a real estate transaction, wherein the progress management program causes a processor to associate an electronic signature of the buyer with the buyer's application form for the one real estate transaction created based on the customer information of each of the buyer and the seller and the property information of the property subject to the real estate transaction, and associate an electronic signature of the seller with the seller's application form for the one real estate transaction; generate a buyer-exclusive page for the one real estate transaction and a seller-exclusive page for the one real estate transaction that can be referred to at any timing by each of the buyer and the seller, the buyer-exclusive page that may include the content of the buyer's application form and the seller-exclusive page that may include the content of the seller's application form; update the output content regarding the one procedure on the buyer-exclusive page and the seller-exclusive page after one procedure in the one real estate transaction by the buyer and the seller is executed and execute.

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