The application discloses a kind of carbon integration
bank driven carbon inclusive commercial operation
system and method, it is related to green financial technology and
community carbon governance technical field.The
system includes: user behavior acquisition and
data processing module, for through
the Internet of Things equipment and
third party API interface collection resident and enterprise's multi-source green behavior data;
Carbon credit bank core engine, adopt
blockchain technology to build personal and enterprise carbon account, and integrate carbon
coin issue, wallet management, exchange and cross-scene
payment function;S2G2B2C four-dimensional collaborative platform, connect supply chain merchant end, government regulatory end,
community resident end and industry collaborative end, realize the
closed loop circulation of
carbon credit in merchant consumption, policy incentive,
community governance and product
carbon footprint tracking;And intelligent operation
support system, include policy rules engine, transaction matching module, ESG (environment, society and corporate governance)
data reporting tool, partner management platform and decision analysis big screen.The application by scattered low-carbon behavior assetization is interest-bearing, can be pledged, can circulate carbon
digital rights and interests, constructs "behavior is asset, green is income" market operation mechanism, on the premise that without government continuous subsidy, reduce community average carbon intensity, improve merchant repeat purchase rate, increase the technical effect of resident green behavior participation.