Credit information processing apparatus, credit information processing method, and credit information processing program

Abstract

To provide a credit information processing apparatus, a credit information processing method, and a credit information processing program configured to improve error correction efficiency when an error is returned in registration of credit information on a designated credit information agency, thereby reducing the burden of error correction.SOLUTION: A credit information processing apparatus includes: error list display means which displays, on a registration error list screen, a list of error data of a result file received from a designated credit information agency; and correction means which displays, when an operator selects details from the list of error data on the registration error list screen, a registration input screen for correcting registered data of the selected details, and corrects an error in accordance with operation of the operator on the registration input screen.SELECTED DRAWING: Figure 1

Description

[Technical Field]

[0001] The present invention relates to a credit information processing device, a credit information processing method, and a credit information processing program. [Background technology]

[0002] For example, when dealing in a specific product in the financial industry, it is necessary to register the credit information of the debtor with a designated credit bureau according to the product. Conventionally, a system for registering the credit information of the debtor with a designated credit bureau is known, for example, from Patent Document 1. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] Japanese Patent Application Laid-Open No. 2011-76143 Summary of the Invention [Problem to be solved by the invention]

[0004] However, if you register your credit information with a designated credit information agency and it is returned as an error due to an incomplete registration, you will need to correct the data and register it again. Previously, when an error was returned, the error had to be printed out on a report to be checked, a data correction job had to be launched to search for the data, and the data had to be corrected, which required many steps, which meant it took a long time to complete the credit information registration and created a heavy workload for the error correction process.

[0005] The present invention has been made in consideration of the above, and aims to provide a credit information processing device, a credit information processing method, and a credit information processing program that can streamline error correction work when an error is returned in the credit information registration work with a designated credit information agency, thereby reducing the burden of error correction work. [Means for solving the problem]

[0006] In order to solve the above-mentioned problems and achieve the object, the present invention is a credit information processing device that has a control unit, sends credit information registration data to a designated credit information agency, and receives a result file returned from the designated credit information agency, and is characterized in that the control unit has an error list display means that displays a list of error data in the result file received from the designated credit information agency on a registration error list screen, and a correction means that, when an operator selects a detail from the list of error data on the registration error list screen, displays a registration input screen for correcting the registration data of the selected detail, and corrects the error in accordance with the operator's operation on the registration input screen.

[0007] According to another aspect of the present invention, the error list display means may display a list of data that is the subject of an error at a specified import date and time on the registered error list screen.

[0008] According to another aspect of the present invention, the control unit is configured to be able to access a code master in which check result codes, which are combinations of error / warning codes indicating the error items and detailed codes indicating the error contents, are associated with error names, and the error list display means, when displaying a list of data subject to errors, may display the check result codes, which are composed of the error / warning codes and detailed codes included in the result file, and the error names obtained from the code master using the check result codes as keys.

[0009] In addition, in order to solve the above-mentioned problems and achieve the object, the present invention is a credit information processing method executed by an information processing device equipped with a control unit, characterized in that it includes an error list display process executed by the control unit, which displays a list of error-related data in a result file received from a designated credit information agency on a registration error list screen, and a correction process, when an operator selects a detail from the list of error-related data on the registration error list screen, which displays a registration input screen for correcting the registration data of the selected detail, and corrects the error in accordance with the operator's operation on the registration input screen.

[0010] In addition, in order to solve the above-mentioned problems and achieve the object, the present invention is a credit information processing program to be executed by an information processing device equipped with a control unit, characterized in that the credit information processing program causes the control unit to execute an error list display process for displaying a list of error-related data in a result file received from a designated credit information agency on a registration error list screen, and a correction process for, when an operator selects a detail from the list of error-related data on the registration error list screen, displaying a registration input screen for correcting the registration data of the selected detail, and correcting the error in accordance with the operator's operation on the registration input screen. [Effects of the Invention]

[0011] According to the present invention, when an error is returned in the credit information registration process with a designated credit information agency, the error correction process can be made more efficient, thereby reducing the burden of the error correction process. [Brief explanation of the drawings]

[0012] [Figure 1] FIG. 1 is a block diagram showing an example of the configuration of a credit information processing device according to this embodiment. [Figure 2] FIG. 2 is a diagram illustrating an example of the configuration of the code master. [Figure 3] FIG. 3 is a diagram showing an example of the structure of an error / warning check specification. [Figure 4] FIG. 4 is a diagram showing a flow for explaining an outline of the overall processing of the control unit of the credit information processing device according to this embodiment. [Figure 5] FIG. 5 is a diagram for explaining a specific example of the process of the control unit of the credit information processing device according to the present embodiment. [Figure 6] FIG. 6 is a diagram for explaining a specific example of the process of the control unit of the credit information processing device according to the present embodiment. [Figure 7] FIG. 7 is a diagram for explaining a specific example of the process of the control unit of the credit information processing device according to the present embodiment. [Figure 8] FIG. 8 is a diagram for explaining a specific example of the process of the control unit of the credit information processing device according to the present embodiment. [Figure 9] FIG. 9 is a diagram for explaining a specific example of the process of the control unit of the credit information processing device according to the present embodiment. [Figure 10] FIG. 10 is a diagram for explaining a specific example of the process of the control unit of the credit information processing device according to the present embodiment. DETAILED DESCRIPTION OF THE INVENTION

[0013] DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described in detail with reference to the accompanying drawings. However, the present invention is not limited to this embodiment.

[0014] [1. Overview] The outline of the present invention will be explained in the order of [1-1. Problem], [1-2. Solution], and [1-3. Effects].

[0015] [1-1. Issues] When dealing with specific products in the financial industry, the debtor's credit information must be registered with a designated credit bureau depending on the product. If credit information is registered with a designated credit bureau and returned with an error due to an incomplete registration, the data must be corrected and registered again.

[0016] When an error is returned, the following steps are required, which creates the problem of taking a long time to complete the credit information registration.

[0017] ·Receive result files from designated credit bureaus Importing result files - Output the error details to a report -Check the data that is subject to errors from the report - Launch the screen to update data Search for the data to be corrected Correction of registered data - Determine the data to be sent to the designated credit bureau Create and send a text file to the designated credit bureau.

[0018] [1-2. Solution] In this embodiment, a scheme is provided in which data containing errors is displayed in a list, and when selected, the user is taken to a correction screen where the data can be corrected directly, thereby enabling seamless correction of errors in data registered with designated credit information agencies.

[0019] [1-3.Effects] According to this embodiment, the designated credit bureau registration process can be performed by screen transitions. By reducing the steps required when an error is returned as follows, it is possible to streamline error correction work and reduce the workload.

[0020] ·Receive result files from designated credit bureaus Importing result files -Displays a list of data that is subject to errors Select the data to be corrected and proceed to the data update screen Correction of registered data - Determine the data to be sent to the designated credit bureau Create and send a text file to the designated credit bureau.

[0021] The present invention is widely applicable to the financial industry, in which customer credit information is registered with designated credit information agencies.

[0022] [2. Configuration] An example of the configuration of the credit information processing device according to this embodiment will be described with reference to Fig. 1. Fig. 1 is a block diagram showing an example of the configuration of the credit information processing device according to this embodiment.

[0023] The credit information processing device 100 is a commercially available desktop personal computer. The credit information processing device 100 is not limited to a stationary information processing device such as a desktop personal computer, but may also be a portable information processing device such as a commercially available notebook personal computer, PDA (Personal Digital Assistant), smartphone, or tablet personal computer.

[0024] The credit information processing device 100 comprises a control unit 102, a communication interface unit 104, a storage unit 106, and an input / output interface unit 108. The units of the credit information processing device 100 are connected to each other so as to be able to communicate with each other via any communication path.

[0025] The communication interface unit 104 communicably connects the credit information processing device 100 to a network 300 via a communication device such as a router and a wired or wireless communication line such as a dedicated line. The communication interface unit 104 has a function of communicating data with other devices via a communication line. Here, the network 300 has a function of communicably connecting the credit information processing device 100 with the designated credit information agency system 400 and the server 200, and is, for example, the Internet or a LAN (Local Area Network).

[0026] The designated credit bureau system 400 is a system of the designated credit bureau. The credit information processing device 100 is configured to be able to communicate data with the credit bureau system via the network 300. The credit information processing device 100 accesses the designated credit bureau system 400 to register credit information, correct errors, make inquiries, etc.

[0027] An input device 112 and an output device 114 are connected to the input / output interface unit 108. The output device 114 may be a monitor (including a home television), a speaker, or a printer. The input device 112 may be a keyboard, a mouse, a microphone, or a monitor that functions as a pointing device in cooperation with a mouse. In the following, the output device 114 may be referred to as the monitor 114, and the input device 112 may be referred to as the keyboard 112 or the mouse 112.

[0028] Various databases, tables, files, etc. are stored in the storage unit 106. Computer programs that work in conjunction with an OS (Operating System) to issue commands to a CPU (Central Processing Unit) to perform various processes are recorded in the storage unit 106. The storage unit 106 can be, for example, a memory device such as a RAM (Random Access Memory) or a ROM (Read Only Memory), a fixed disk device such as a hard disk, a flexible disk, an optical disk, etc.

[0029] The storage unit 106 also includes a code master 106a, an error / warning check specification 106b, and a data table 106c. Fig. 2 is a diagram showing an example of the configuration of the code master 106a. Fig. 3 is a diagram showing an example of the configuration of the error / warning check specification 106b.

[0030] As shown in Figure 2, the code master 106a can be configured as a table or the like that associates and registers check result codes, which are four-digit codes that combine an "error / warning code" that indicates an error item in the registered detailed result data of the result file sent from the designated credit information agency and a "detail code" that indicates the content of the error (the "error / warning code" is the first two digits and the "detail code" is the last two digits), with code names. In the example shown in the figure, the first line has the check result code "1502" and the code name "A future date has been entered for the date of birth."

[0031] The error / warning check specification 106b is obtained from a designated credit information agency, and specifies item codes and corresponding item names as shown in Fig. 3. In the example shown in the figure, the first line has the item code "15" and the item name "Date of Birth."

[0032] Data table 106c is a table for storing registration data of credit information to be registered in the designated credit information agency system 400, registration result detail data of the result file returned from the designated credit information agency system 400 in response to the registration data of credit information registered in the designated credit information agency system 400, etc.

[0033] The registered data may include common items (registered customer type code, registered customer ID, report date), basic requirements (name in kana, name in kanji, date of birth, address), contract requirements (contract ID (number), contract date), credit file requirements, etc.

[0034] The registration result detail data may include the registration data plus the import date and time, the classification (1: data before registration, 2: data after registration), error / warning code, detailed code, etc.

[0035] Returning to Fig. 2, the control unit 102 is a CPU or the like that performs overall control of the credit information processing device 100. The control unit 102 has an internal memory for storing control programs such as an OS, programs that define various processing procedures, required data, etc., and executes various information processing based on these stored programs.

[0036] The control unit 102 is configured to be able to access the code master 106a, the error / warning check specification 106b, and the data table 106c stored in the storage unit 106. Note that the code master 106a, the error / warning check specification 106b, and the data table 106c may be provided in another location (for example, the server 200) as long as the control unit 102 is able to access them.

[0037] The control unit 102 conceptually includes a data registration unit 102a, an error list display unit 102b, an error correction unit 102c, a screen display control unit 102d, and a master maintenance unit 102e.

[0038] For example, in response to an operator's operation on a registration input screen displayed on monitor 114, data registration unit 102a inputs registration data for credit information, stores it in data table 106c, creates a file of the registration data (for example, a text file), and then transmits the file of the registration data to designated credit bureau system 400. Designated credit bureau system 400 imports and saves the registration data, and returns the resulting file.

[0039] The error list display unit 102b receives a result file from the designated credit information agency system 400, and stores the registration result detail data of the result file in the data table 106c. For example, the error list display unit 102b extracts and displays, on a registration error list screen displayed on the monitor 114, data that is subject to errors in the registration result detail data (import date and time, report date, contract ID, registered customer type code, registered customer ID, name in kana, name in kanji, date of birth, etc.).

[0040] The error list display unit 102b may extract and display error data from the registration result detail data on the registration error list screen using the specified import date and time as a search condition.

[0041] The error list display unit 102b may display, on the registration error list screen, a check result code that combines the error / warning code and detail code of the registration result detail data, and an error name obtained from the code master 106a using the check result code as a key.

[0042] When the operator selects a statement from the list of data containing an error on the registration error list screen and presses the correction button, the error correction unit 102c displays a registration input screen for correcting the registration data of the selected statement on the monitor 114. Specifically, the error correction unit 102c displays the registration input screen, and reads and displays the registration data from the data table 106c using the report date, contract ID, registered customer type code, and registered customer ID of the selected statement as keys.

[0043] In this case, the error correction unit 102c may use the error warning code as a key to obtain the item name from the error warning check specification 106b and identifiably display the data of the obtained item name so that the error item can be easily identified.

[0044] The error correction unit 102c corrects the registration data in response to the operator's operation on the registration input screen, and transmits the file of the corrected registration data to the designated credit bureau system 400.

[0045] The screen display control unit 102d controls the display of various screens (for example, a master maintenance screen, a registration input screen, a registration error list screen, etc.) displayed on the monitor 114 and the inputs thereto.

[0046] The master maintenance unit 102e performs settings such as inputting, adding, deleting, and editing data for the code master 106a in response to an operator's operation on a master maintenance screen displayed on the monitor 114, for example.

[0047] [3. Specific Examples] A specific example of the processing by the control unit 102 of the credit information processing device 100 in this embodiment will be described with reference to Figs. 1 to 10. Figs. 4 to 10 are diagrams for explaining a specific example of the processing by the control unit 102 of the credit information processing device 100 in this embodiment. Fig. 4 is a diagram for explaining an outline of the overall processing by the control unit 102 of the credit information processing device 100 in this embodiment. Fig. 4 is a diagram showing a flow for explaining an outline of the overall processing by the credit information processing device 100 in this embodiment.

[0048] [3-1. Overall processing] With reference to Figure 4, the flow of registering and correcting credit information in the designated credit information agency system 400 will be described. If there is any registered data error, the registered data must be corrected. In this embodiment, the process of selecting and correcting the data with an error can be performed by switching screens, allowing for seamless error correction work.

[0049] 4, data registration unit 102a inputs registration data for credit information in response to, for example, an operator's operation on a registration input screen displayed on monitor 114, stores the input data in data table 106c (step S1), creates a file of the registration data (for example, a text file) (step S2), and then transmits the file of the registration data to designated credit bureau system 400 (step S3). Designated credit bureau system 400 saves the file of the registration data and returns a result file.

[0050] The error list display unit 102b receives the result file from the designated credit information agency system 400 (step S4), determines whether the result file contains any error data (steps S5 and S6), and if there is no error data, completes the registration process (step S7). For example, the process may be repeated until no error data is returned for each cycle, completing one cycle within a few days.

[0051] If there is any data that is the subject of an error, the error list display unit 102b displays a list of the data that is the subject of an error on the registered error list screen (step S8).

[0052] When an operator selects details (data) from the list of error-related data on the registration error list screen, the error correction unit 102c displays a registration input screen for correcting the registration data of the selected details, corrects the registration data in accordance with the operator's operations on the registration input screen (step S1), and sends a file of the corrected registration data to the designated credit information agency system 400 (steps S2, 3).

[0053] The designated credit bureau system 400 saves the file of the corrected registered data and returns the result file, and similar processing (steps S1 to S6, S8) is executed until there is no more data that is the subject of the error.

[0054] [3-2. Sample data] 5 to 10 are diagrams showing sample data for explaining a specific example of the processing by the control unit 102 of the credit information processing device 100 according to the present embodiment. A specific example of the processing by the control unit 102 of the credit information processing device 100 according to the present embodiment will be described with reference to FIGS. 5 to 10.

[0055] (Screen flow example) The process from displaying to correcting the error data in the result file returned from the designated credit information agency will be described with reference to Figures 5 to 7. Figures 5 to 7 show an example of the screen flow.

[0056] <Registration error list screen> 5 shows an example of the display of a registration error list screen 500. The registration error list screen 500 includes a search area 501 for specifying search conditions for the import date and time, an error list display area 502 for extracting and displaying data that has errors (for which error / warning codes have been set) according to the search conditions from the registration result detail data in the result file returned from the designated credit information agency, a display button for displaying a list of data that has errors in the error list display area 502, a correction button for transitioning to the registration input screen, and a details button for displaying details of the data that has errors.

[0057] The error list display area 502 has fields such as import date and time, registered customer type, contract number, registered customer ID, name in kana, name in kanji, date of birth, report date, and check result code. The "check result code" is a four-digit code that combines the "error / warning code (first two digits)" and "detail code (last two digits)" from the registration result detail data. The "check result code" field displays the check result code and the error name corresponding to the check result code. The error name is obtained from the code master 106a using the check result code as a key and displayed.

[0058] The error list display area 502 displays data that has an error extracted from the registration result detail data in the result file returned from the designated credit information agency. In the search area 501, the most recent registration result can be displayed by selecting the import date and time as a search condition. The details of the error can be confirmed by referring to the check result code and error name. Selecting the detail (data) that has an error in the error list display area 502 and pressing the correct button will transition to the registration input screen 600.

[0059] In the example shown in Figure 5, the import date and time "2023 / 11 / 30" is specified in search area 501 and the display button is pressed, the registration result detail data (see Figure 9) is referenced, and the error list display area 502 displays the report date "2023 / 11 / 15", registered customer type code "1: Principal debtor", contract ID "2220000002", registered customer "ID111000001", name in kana "Tanaka Taro", name in kanji "Tanaka Taro", date of birth "2090 / 01 / 01", conclusion date "2023 / 11 / 15", and check result code 1 "1502: A future date has been entered for the date of birth." For check result code 1, the error name "A future date has been entered for the date of birth" is retrieved and displayed from the code master 106a using the check result code "1512 (Error / Warning Code 1 "15" and Detail Code 1 "12") as a key. When you select the details on the first line and press the Modify button, the screen transitions to the registration input screen 600 shown in Figure 6.

[0060] <Registration input screen> 6 is a diagram showing a display example of a registration input screen 600. The registration input screen 600 includes input items such as common items (registered customer type code, registered customer ID, report date), basic requirements (name in kana, name in kanji, date of birth, address), contract requirements (contract ID (number), contract date), credit file requirements (not shown), a back button, a registration button, etc.

[0061] The registration input screen 600 displays the registration data read from the data table 106c using the report date, contract ID, registered customer type code, and registered customer ID of the data selected in the error list display area 502 of the registration error list screen 500 as keys. In this case, the error / warning code may be used as a key to obtain the item name from the error / warning check specification 106b, and the data of the obtained item name may be displayed in an identifiable manner to make it easier to identify the error item.

[0062] On the registration input screen 600, the contents of the registration data for the details selected on the registration error list screen can be confirmed and corrected. The operator can correct the data based on the contents of the check result code on the registration error list screen 500. In addition to the above items, contract requirement items such as deposit amount and invoice amount, and credit file requirement items can also be corrected. These will not be used in this explanation, so will be omitted.

[0063] In the example shown in Figure 6, the date of birth "2090 / 01 / 01" is displayed. The operator can correct it by referring to check result code 1 "1502: A future date has been entered for the date of birth" on the registration error list screen 500. As mentioned above, "2090 / 01 / 01" may be displayed in red or other similar format.

[0064] In Fig. 7, when the operator inputs the correction content and presses the register button, the registered data in the data table 106c is corrected. In the example shown in Fig. 7, the date of birth is corrected to "1990 / 01 / 01" and the register button is pressed, and the registered data in the data table 106c is corrected (updated).

[0065] (Example data) An example of data processing will be described with reference to Fig. 8 to Fig. 10. Fig. 8 to Fig. 9 show an example of data, which corresponds to the data of each screen in Fig. 5 to Fig. 7.

[0066] <Registered error data import screen> When the import button is pressed on the registration error data import screen (not shown), the registration result detail data of the result file received from the designated credit information agency is stored in the data table 106c. Fig. 8 shows an example of the registration result detail data (with the main part cut out).

[0067] The registration result detail data includes items such as import date and time, report date, contract ID, registered customer type code (1: principal debtor, 2: joint debtor, 3: guarantor), registered customer ID, name in kana, date of birth, before and after classification (1: data before registration, 2: data after registration), error / warning code 1-5, and detail code 1-5.

[0068] The registration result detail data also includes items such as contract requirements and credit file requirements, but these will not be used in this explanation and will be omitted.

[0069] The "Registration Type Code" indicates whether the customer with the registered customer ID is the principal debtor, joint debtor, or guarantor in the contract, with 1: principal debtor, 2: joint debtor, and 3: guarantor. The data in the result file is returned as a set of two records, one before and one after registration, showing how the data registered at the designated credit information agency has changed. The data before and after registration can be distinguished by the before and after category, with records with category "1" being the data before registration and records with category "2" being the data after registration.

[0070] In the example shown in the figure, the first line contains the import date and time "2023 / 11 / 15," the report date "2023 / 11 / 15," the contract ID "2220000002," the registered customer type code "1: Primary debtor," the registered customer "ID111000001," and the pre- and post-data classification "1: Pre-registration data." The second line contains the import date and time "2023 / 11 / 15," the report date "2023 / 11 / 15," the contract ID "2220000002," the registered customer type code "1: Primary debtor," the registered customer "ID111000001," the name in kana "Tanaka Taro," the date of birth "2090 / 01 / 01," the pre- and post-data classification "2: Post-registration data," the error / warning code 1 "15," and the detail code "02."

[0071] <Registration error list screen> Figure 9 shows an example of registration result detail data displayed on the registration error list screen. The registration error list screen displays only records with a pre-post classification of 2 for the registration result detail data: after registration. When transitioning to the registration input screen, the registration data in data table 106c can be read, displayed, and corrected using the four items of report date, contract ID, registered customer type code, and registered customer ID as keys.

[0072] <Registration input screen> Data table 106c holds the registration data to be registered with the designated credit information agency. Figure 10 shows an example of the registration data before and after correction (excerpts of key parts). The registration data includes fields such as report date, contract ID, registered customer type code, registered customer ID, name in kana, and date of birth. The report date, contract ID, registered customer type code, and registered customer ID are key fields. Using the report date, contract ID, registered customer type code, and registered customer ID as key fields, the registration data is read from data table 106c and displayed on the registration input screen. The registration data can be corrected on the registration input screen.

[0073] In the example shown in the figure, the registered data before correction is as follows: report date "2023 / 11 / 15", contract ID "2220000002", registered customer type code "1: principal debtor", registered customer "ID111000001", name in kana "Tanaka Taro", date of birth "2090 / 01 / 01". After correction, the registered data has been updated (corrected) with the date of birth "1990 / 01 / 01".

[0074] As described above, according to this embodiment, there are provided an error list display unit 102b that displays a list of error-affected data in the result file received from the designated credit information agency system 400 on a registration error list screen, and an error correction unit 102c that, when an operator selects details from the list of error-affected data on the registration error list screen, displays a registration input screen for correcting the registration data of the selected details and corrects errors in accordance with the operator's operation on the registration input screen.Therefore, in the credit information registration work to the designated credit information agency, it is possible to improve the efficiency of error correction work when errors are returned, and reduce the load of error correction work.

[0075] [4. Contribution to the United Nations-led Sustainable Development Goals (SDGs)] This embodiment can contribute to improving business efficiency and promoting appropriate management decisions by companies, thereby contributing to the achievement of SDGs Goals 8 and 9.

[0076] Furthermore, this embodiment can contribute to reducing waste and promoting paperless and electronic systems, thereby contributing to the achievement of SDGs Goals 12, 13, and 15.

[0077] Furthermore, this embodiment can contribute to strengthening control and governance, which can contribute to the achievement of Goal 16 of the SDGs.

[0078] 5. Other Embodiments The present invention may be implemented in various different embodiments other than those described above within the scope of the technical concept set forth in the claims.

[0079] For example, among the processes described in the embodiments, all or part of the processes described as being performed automatically can be performed manually, or all or part of the processes described as being performed manually can be performed automatically using known methods.

[0080] Furthermore, the processing procedures, control procedures, specific names, information including parameters such as registered data and search conditions for each process, screen examples, and database configurations shown in this specification and drawings can be changed as desired unless otherwise specified.

[0081] Furthermore, with regard to the credit information processing device 100, the components shown in the figures are functional concepts, and do not necessarily have to be physically configured as shown in the figures.

[0082] For example, all or any part of the processing functions of the credit information processing device 100, particularly the processing functions performed by the control unit, may be implemented by a CPU and a program interpreted and executed by the CPU, or may be implemented as hardware using wired logic. The program is recorded on a non-transitory computer-readable recording medium containing programmed instructions for causing the information processing device to execute the processes described in this embodiment, and is mechanically read by the credit information processing device 100 as needed. That is, a computer program for providing instructions to the CPU in cooperation with the OS and performing various processes is recorded in a storage unit such as a ROM or HDD (Hard Disk Drive). This computer program is executed by being loaded into RAM and cooperates with the CPU to form the control unit.

[0083] In addition, this computer program may be stored in an application program server connected to the credit information processing device 100 via any network, and it is also possible to download all or part of it as needed.

[0084] Furthermore, the program for executing the processes described in this embodiment may be stored in a non-transitory computer-readable recording medium or configured as a program product. Here, the term "recording medium" includes any "portable physical medium" such as a memory card, a Universal Serial Bus (USB) memory, a Secure Digital (SD) card, a flexible disk, a magneto-optical disk, a ROM, an Erasable Programmable Read Only Memory (EPROM), an Electrically Erasable and Programmable Read Only Memory (EEPROM (registered trademark)), a Compact Disk Read Only Memory (CD-ROM), a Magneto-Optical disk (MO), a Digital Versatile Disk (DVD), and a Blu-ray (registered trademark) disc.

[0085] Furthermore, a "program" is a data processing method written in any language or description method, regardless of the format, such as source code or binary code. Note that a "program" is not necessarily limited to a single structure, but also includes a structure that is distributed as multiple modules or libraries, or a structure that achieves its function by cooperating with a separate program, such as an OS. Note that the specific configuration and reading procedure for reading a recording medium in each device shown in the embodiments, as well as the installation procedure after reading, can use well-known configurations and procedures.

[0086] The various databases stored in the memory unit are storage means such as memory devices such as RAM and ROM, fixed disk devices such as hard disks, flexible disks, and optical disks, and store various programs, tables, databases, and web page files used for various processes and providing websites.

[0087] The credit information processing device 100 may be configured as an information processing device such as a known personal computer or workstation, or may be configured as the information processing device to which any peripheral device is connected. The credit information processing device 100 may also be realized by installing software (including programs or data) that causes the device to realize the processing described in this embodiment.

[0088] Furthermore, the specific form of distribution and integration of the devices is not limited to that shown in the drawings, and all or part of them can be configured by functionally or physically distributing and integrating them in any unit depending on various additions or functional loads. In other words, the above-described embodiments can be implemented in any combination, or embodiments can be implemented selectively. [Explanation of symbols]

[0089] 100 Credit information processing device 102 Control section 102a Data Registration Section 102b Error list display section 102c Error Correction Section 102d Screen display control unit 102e Master Maintenance Department 104 Communication interface unit 106 Storage section 106a Code Master 106b Error and Warning Check Specifications 106c Data Table 108 Input / Output Interface Section 112 Input Device 114 Output Device 200 servers 300 Network 400 Designated Credit Information Agency System 500 Registration Error List Screen 600 Registration input screen

Claims

1. A credit information processing device that includes a control unit, transmits registered credit information data to a designated credit information agency, and receives a result file returned from the designated credit information agency, The control unit an error list display means for displaying a list of error data in the result file received from the designated credit information agency on a registration error list screen; a correction means for displaying a registration input screen for correcting the registration data of the selected details when the details are selected by an operator from the list of error data on the registration error list screen, and correcting the error in response to an operation by the operator on the registration input screen; A credit information processing device comprising:

2. 2. The credit information processing device according to claim 1, wherein the error list display means displays a list of data that is subject to errors at a specified import date and time on the registration error list screen.

3. The control unit It is configured to be able to access the check result code, which is a combination of the error / warning code that indicates the error item and the detailed code that indicates the error content, and the code master that is registered by associating the error name. The credit information processing device described in claim 1 or 2, characterized in that when displaying a list of data subject to errors, the error list display means displays a check result code consisting of an error / warning code and a detailed code contained in the result file, and an error name obtained from the code master using the check result code as a key.

4. A credit information processing method executed by an information processing device having a control unit, Executed in the control unit: an error list display step of displaying a list of error data in the result file received from the designated credit information agency on a registration error list screen; a correction step of displaying a registration input screen for correcting the registration data of the selected details when the details are selected by an operator from the list of error data on the registration error list screen, and correcting the error in response to an operation by the operator on the registration input screen; A credit information processing method comprising:

5. A credit information processing program to be executed by an information processing device having a control unit, The control unit an error list display step of displaying a list of error data in the result file received from the designated credit information agency on a registration error list screen; a correction step of displaying a registration input screen for correcting the registration data of the selected details when the details are selected by an operator from the list of error data on the registration error list screen, and correcting the error in response to an operation by the operator on the registration input screen; A credit information processing program for executing the above.

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