Noble metal product exchange assistance method, noble metal product exchange assistance system, information processing device, program, and recording medium

Abstract

To provide a noble metal product exchange assistance method that, when a noble metal product no longer required is disposed of, can contribute to increasing the value as an asset.SOLUTION: Provided is a noble metal product exchange assistance method in which an information processing device executes processing of information pertaining to an exchange of a noble metal product carried out between an exchange applicant desiring to change a noble metal product for a gold ingot and an exchange operator who changes the noble metal product for the gold ingot. The noble metal product exchange assistance method includes: a first information acquisition step (ST1) for acquiring exchange applicant information; a second information acquisition step (ST2) for acquiring information on appraisal of the noble metal product; an exchange condition identification step (ST3) for identifying an exchange condition for the gold ingot exchangeable with the noble metal product; a notification step (ST4) for notifying the exchange applicant of exchange condition information; a third information acquisition step (ST5) for acquiring information on exchange desire intention; and an exchange processing step (ST6) for performing processing to enact exchange between the noble metal product and the gold ingot.SELECTED DRAWING: Figure 3

Description

[Technical Field]

[0001] The present invention relates to a precious metal product exchange support method, a precious metal product exchange support system, an information processing device, a program, and a recording medium. [Background technology]

[0002] Known examples of precious metal products made from precious metals such as platinum, gold, and alloys containing these metals include various jewelry products such as rings, necklaces, pendants, bracelets, bangles, anklets, earrings, and pierced earrings. After using a jewelry product for a certain period of time, or after keeping it for a certain period of time without using it, the owner of the jewelry product may realize that the jewelry product is no longer needed and dispose of the unwanted jewelry product. For example, in response to a purchase request from the jewelry product owner, the unwanted jewelry product is purchased by a purchasing company at a purchase price based on the market price of bullion and converted into cash.

[0003] For example, Patent Document 1 proposes a sales method for purchasing jewelry at a fair price as a method for purchasing unwanted jewelry products. The sales method disclosed in Patent Document 1 is configured to accurately grasp the current state of jewelry by taking into consideration detailed product information before use, detailed information after use, and the characteristics of the jewelry. Furthermore, Patent Document 2 proposes a precious metal product purchasing system as a system for purchasing unwanted jewelry products. The precious metal product purchasing system disclosed in Patent Document 2 is configured to purchase jewelry at a fair appraisal based on objective appraisal and clear calculation standards, calculate the precious metal product purchase price, and make it possible to adjust the precious metal product purchase price based on the precious metal recovery rate. [Prior art documents] [Patent documents]

[0004] [Patent Document 1] Japanese Patent Application Laid-Open No. 2006-202242 [Patent Document 2] Patent No. 4976563 Summary of the Invention [Problem to be solved by the invention]

[0005] For example, when an owner of a precious metal product such as jewelry feels that they no longer need the jewelry, they may convert the unwanted jewelry into cash and dispose of it, but in many cases they may keep the unwanted jewelry instead of disposing of it. Owners who keep jewelry instead of disposing of it may, for example, not feel the need to dispose of the unwanted jewelry and convert it into cash. Alternatively, owners who keep jewelry instead of disposing of it may be reluctant to go to a buyer to dispose of the unwanted jewelry and convert it into cash. On the other hand, even if an owner feels the need to convert the unwanted jewelry into cash, they may believe that converting the jewelry into cash will result in a loss of their assets in an inflationary economic environment.

[0006] Even if you keep unwanted jewelry, the jewelry still has asset value, but it is difficult to directly assess its asset value without a third-party appraisal. Furthermore, the value of the jewelry may be affected by factors such as the accuracy of the appraisal company or trends of the times, making it difficult to objectively assess its value. Therefore, measures were needed to assess the value of unwanted jewelry as one's own asset, and to maintain or increase its value, even if one disposes of the jewelry.

[0007] The object of the present invention is to provide a precious metal product exchange support method, a precious metal product exchange support system, an information processing device, a program, and a recording medium that can contribute to increasing the value of precious metal products as assets when they are disposed of as unwanted products. [Means for solving the problem]

[0008] It has been known in the past to dispose of unwanted precious metal products such as jewelry by converting them into cash, as in the above-mentioned Patent Documents 1 and 2, but it has not been known to dispose of unwanted jewelry by exchanging them for gold ingots. As a result of intensive research in light of the above problems, the present inventor has found that directly exchanging unwanted precious metal products for gold ingots can contribute to increasing the value of assets, and has thus completed the present invention.

[0009] The present invention includes the following aspects.

[0010] [1] A first aspect of the present invention is a precious metal product exchange support method executed by an information processing device that processes information related to the exchange of precious metal products between an exchange applicant who wishes to exchange a precious metal product for a gold ingot and an exchanger who exchanges the precious metal product for the gold ingot, the method including a first information acquisition step of acquiring exchange applicant information including basic information of the exchange applicant and precious metal product information of the precious metal product that the exchange applicant wishes to exchange; a second information acquisition step of acquiring appraisal information including an appraisal result of the precious metal product; and acquiring the appraisal information, market price information of the precious metal used in the precious metal product based on the appraisal information, market price information of gold, and This is a precious metal product exchange support method comprising: an exchange condition specification step of calculating the exchange ratio between the precious metal product and the gold ingot based on exchange coefficient information, and specifying the exchange conditions for the gold ingot exchangeable for the precious metal product determined based on the exchange rate information of the exchange rate; a notification step of notifying the exchange applicant of the exchange condition information based on the exchange conditions; a third information acquisition step of acquiring the exchange applicant's exchange intention information based on the exchange condition information as the exchange applicant information; and an exchange processing step of processing to complete the exchange between the precious metal product and the gold ingot based on the exchange applicant information.

[0011] [2] In the precious metal product exchange support method described in [1] above according to the first aspect of the present invention, it is preferable that the gold ingot is an ingot of at least one unit selected from the group consisting of 5g, 10g, 20g, 50g, 100g, 500g, and 1kg.

[0012] [3] In the precious metal product exchange support method described in [1] or [2] pertaining to the first aspect of the present invention, it is preferable that the exchange intention information includes information agreeing to exchange the gold ingots exchangeable for the precious metal product based on the exchange condition information, either in a single quantity of the gold ingots of the unit, or in a combined quantity of two or more gold ingots of the unit.

[0013] [4] In the precious metal product exchange support method described in any one of [1] to [3] above relating to the first aspect of the present invention, it is preferable that the exchange desire intention information includes information agreeing to the exchange of the precious metal product and the gold ingot if, based on the exchange condition information, the amount of gold ingot exchangeable for the precious metal product is the same as or exceeds the desired amount, or, if, based on the exchange condition information, the amount of gold ingot exchangeable for the precious metal product is less than the desired amount, agreeing to the exchange of the precious metal product and the gold ingot by adding an amount up to the desired amount of gold ingot.

[0014] [5] In the precious metal product exchange support method according to any one of [1] to [4] above, which relates to the first aspect of the present invention, it is preferable that the precious metal product is a jewelry product.

[0015] [6] A second aspect of the present invention is a precious metal product exchange support system that processes information related to the exchange of precious metal products between an exchanger who wishes to exchange precious metal products for gold ingots and an exchanger who exchanges the precious metal products for the gold ingots, the precious metal product exchange support system comprising an information processing device including a control unit that processes the information, an information communication terminal device on the exchanger side that is electrically connected to the information processing device, and an information communication terminal device on the exchanger side that is electrically connected to the information processing device, the information processing device comprising a communication unit that communicates the information with the information communication terminal device on the exchanger side and the information communication terminal device on the exchanger side, and a first information exchange unit that acquires exchanger information including basic information of the exchanger and precious metal product information of the precious metal products that the exchanger wishes to exchange. a second information acquisition unit that acquires appraisal information including appraisal results of the precious metal product; an exchange condition identification unit that calculates an exchange ratio between the precious metal product and the gold ingot based on the appraisal information, market price information of the precious metal used in the precious metal product based on the appraisal information, market price information of gold, and exchange coefficient information, and identifies exchange conditions for the gold ingot that can be exchanged for the precious metal product determined based on the exchange rate information of the exchange ratio; a notification unit that notifies the exchange applicant of exchange condition information based on the exchange conditions; a third information acquisition unit that acquires exchange applicant information of the exchange applicant's intention to exchange based on the exchange condition information as the exchange applicant information; and an exchange processing unit that performs processing to complete the exchange of the precious metal product and the gold ingot based on the exchange applicant information.

[0016] [7] In the precious metal product exchange support system described in [6] relating to the second aspect of the present invention, it is preferable that the information processing device, the information communication terminal device on the exchange company's side, and the information communication terminal device on the exchange applicant's side are connected to each other so that they can communicate with each other via a network.

[0017] [8] A third aspect of the present invention is an information processing device that processes information related to an exchange of precious metal products between an exchange applicant who wishes to exchange a precious metal product for a gold ingot and an exchanger who exchanges the precious metal product for the gold ingot, the information processing device comprising: a communication unit that communicates the information; a first information acquisition unit that acquires exchange applicant information including basic information of the exchange applicant and precious metal product information of the precious metal product that the exchange applicant wishes to exchange; a second information acquisition unit that acquires appraisal information including appraisal results of the precious metal product; and a second information acquisition unit that acquires the appraisal information, market price information of the precious metal used in the precious metal product based on the appraisal information, and market price information of gold. an exchange condition specification unit that calculates the exchange rate between the precious metal product and the gold ingot based on the exchange rate information and exchange coefficient information, and specifies the exchange conditions for the gold ingot that can be exchanged for the precious metal product, which are determined based on the exchange rate information of the exchange rate; a notification unit that notifies the exchange applicant of the exchange condition information based on the exchange conditions; a third information acquisition unit that acquires the exchange applicant's exchange intention information based on the exchange condition information as the exchange applicant information; and an exchange processing unit that performs processing to complete the exchange of the precious metal product and the gold ingot based on the exchange applicant information.

[0018] [9] A fourth aspect of the present invention is a program to be executed by an information processing device that processes information related to an exchange of precious metal products between an exchange applicant who wishes to exchange a precious metal product for a gold ingot and an exchanger who exchanges the precious metal product for the gold ingot, the program comprising: a first information acquisition step of acquiring exchange applicant information including basic information of the exchange applicant and precious metal product information of the precious metal product that the exchange applicant wishes to exchange; a second information acquisition step of acquiring appraisal information including an appraisal result of the precious metal product; and a second information acquisition step of acquiring the appraisal information, market price information of the precious metal used in the precious metal product based on the appraisal information, market price information of gold, and The program includes an exchange condition specification step of calculating the exchange ratio between the precious metal product and the gold ingot based on exchange coefficient information, and specifying the exchange conditions for the gold ingot exchangeable for the precious metal product determined based on the exchange rate information of the exchange rate; a notification step of notifying the exchange applicant of exchange condition information based on the exchange conditions; a third information acquisition step of acquiring the exchange applicant's exchange intention information based on the exchange condition information as the exchange applicant information; and an exchange processing step of processing to complete the exchange between the precious metal product and the gold ingot based on the exchange applicant information.

[0019]

[10] A fifth aspect of the present invention is a recording medium having recorded thereon a program to be executed by an information processing device that processes information related to an exchange of precious metal products between an exchange applicant who wishes to exchange a precious metal product for a gold ingot and an exchanger who exchanges the precious metal product for the gold ingot, the program including a first information acquisition step of acquiring exchange applicant information including basic information of the exchange applicant and precious metal product information of the precious metal product that the exchange applicant wishes to exchange; a second information acquisition step of acquiring appraisal information including an appraisal result of the precious metal product; and a second information acquisition step of acquiring the appraisal information, market price information of the precious metal used in the precious metal product based on the appraisal information, market price information of gold, and This is a recording medium having a program recorded thereon, which includes an exchange condition identification step of calculating the exchange ratio between the precious metal product and the gold ingot based on exchange coefficient information and identifying the exchange conditions for the gold ingot exchangeable for the precious metal product determined based on the exchange rate information of the exchange rate; a notification step of notifying the exchange applicant of exchange condition information based on the exchange conditions; a third information acquisition step of acquiring the exchange applicant's exchange intention information based on the exchange condition information as the exchange applicant information; and an exchange processing step of processing to complete the exchange between the precious metal product and the gold ingot based on the exchange applicant information. [Effects of the Invention]

[0020] According to one aspect of the present invention, a precious metal product exchange support method, a precious metal product exchange support system, an information processing device, a program, and a recording medium are provided that can contribute to increasing the value of precious metal products as assets when they are disposed of as unwanted products. [Brief explanation of the drawings]

[0021] [Figure 1] 1 is a schematic diagram showing an example of the configuration of a precious metal product exchange support system according to an embodiment of the present invention. [Figure 2] 1 is a schematic diagram illustrating an example of an information processing apparatus according to an embodiment of the present invention. [Figure 3]1 is a flowchart showing an example of a flow of information processing according to an embodiment of the present invention until an exchange of a precious metal product and a gold ingot is performed. [Figure 4] FIG. 1 is a schematic diagram illustrating an example of a hardware configuration on which a program according to an embodiment of the present disclosure is executed. [Figure 5] FIG. 10 is a schematic diagram illustrating another example of a hardware configuration on which a program according to an embodiment of the present disclosure is executed. DETAILED DESCRIPTION OF THE INVENTION

[0022] Owners of precious metal products, particularly jewelry products, often belong to the wealthy segment known as high-income earners or wealthy individuals. Therefore, even when they no longer need jewelry, many of these wealthy individuals have little motivation to dispose of and cash in their unwanted jewelry, and tend to hold on to their unwanted jewelry. If jewelry owners who hold on to such unwanted jewelry could dispose of the jewelry by directly exchanging it for gold ingots without cashing it, they could potentially increase the value of their assets. Gold has universal value, making it a highly reliable asset, and gold ingots are highly liquid. Therefore, according to the precious metal product exchange support method, precious metal product exchange support system, information processing device, program, and recording medium of one aspect of the present invention, precious metal products, such as unwanted jewelry, can be disposed of by exchanging them for gold ingots, thereby contributing to an increase in the value of assets when unwanted precious metal products are disposed of. Furthermore, the precious metal product exchange support method, precious metal product exchange support system, information processing device, program, and recording medium, which are aspects of the present invention, make it possible to appraise at a fair price. For example, an owner of many jewelry products may have a certain amount of jewelry products that they no longer need. The inventor believes that the precious metal product exchange support method, precious metal product exchange support system, information processing device, program, and recording medium, which are aspects of the present invention, make it possible to appraise at a fair price and exchange unwanted jewelry products for a large amount of gold ingots, which will likely contribute to increasing the asset value of owners of precious metal products who wish to exchange them for gold ingots.

[0023] In this specification, precious metal products eligible for exchange are not limited to jewelry products. Jewelry products are one example of precious metal products, and other precious metal products also include coins and tableware, which are primarily made of precious metals. Precious metal products may also be decorated with gemstones. It is preferable that the precious metal products eligible for exchange be jewelry products that the person wishing to exchange them will easily decide to part with. Furthermore, it is preferable that the type of precious metal primarily used in precious metal products eligible for exchange for gold ingots be at least one of gold and platinum, which are highly versatile precious metals in precious metal products. For example, it is preferable that the precious metal product contains at least 50% of the precious metals of gold and platinum.

[0024] Hereinafter, with reference to the drawings, a preferred embodiment of the precious metal product exchange support system according to the present invention will be described. Also, a preferred embodiment of the precious metal product exchange support method according to the present invention, a preferred embodiment of the information processing device according to the present invention, and a preferred embodiment of the program and recording medium according to the present invention will be described.

[0025] [Configuration of precious metal product exchange support system] First, a preferred embodiment of a precious metal product exchange support system, which is an aspect of the present invention, will be described together with a preferred embodiment of an information processing device, which is also an aspect of the present invention.

[0026] FIG. 1 is a schematic diagram showing an example of the overall configuration of a precious metal product exchange support system according to an embodiment of the present invention. The precious metal product exchange support system 200 shown in FIG. 1 includes an information processing device 100 that processes information related to the exchange of precious metal products between an exchanger who wishes to exchange precious metal products for gold ingots and an exchanger who exchanges precious metal products for gold ingots. The information processing device 100 includes a control unit 30 (see FIG. 2) that processes information related to the exchange of precious metal products. The precious metal product exchange support system 200 further includes an exchanger-side information communication terminal device (exchanger-side information communication terminal device 102) used by the exchanger, and an exchanger-side information communication terminal device (exchanger-side information communication terminal device 104) used by the exchanger. The precious metal product exchange support system 200 is configured to enable information communication between the information processing device 100, the exchanger-side information communication terminal device 102, and the exchanger-side information communication terminal device 104.

[0027] In the precious metal product exchange support system 200, an information processing device 100, an exchanger's information communication terminal device 102, and an exchanger's information communication terminal device 104 are electrically connected to each other via a network 106. In the precious metal product exchange support system 200, information related to the exchange of precious metal products conducted between an exchanger who wishes to exchange a precious metal product for a gold ingot and an exchanger who exchanges the precious metal product for the gold ingot is communicably connected. Although not shown, the information processing device 100 may also be electrically connected via the network 106 to information processing devices related to bullion dealers other than the exchanger, precious metal product analysis companies other than the exchanger, various financial institutions, maintenance and management companies, and delivery companies. Furthermore, although not shown, the information processing device 100 may also have an input unit, an output unit, etc.

[0028] The exchange seeker's information communication terminal device 102 is a terminal device for communicating with the information processing device 100, and transmits various types of information from the exchange seeker (described later) to the information processing device 100 and receives various types of information from the information processing device 100 (described later). The exchange seeker's information communication terminal device 102 may or may not be owned by the exchange seeker, as long as it is a terminal device capable of communicating the exchange seeker's information. The exchange seeker's information communication terminal device 102 is electrically connected to the information processing device 100, and the exchange agent's information communication terminal device 104 is electrically connected to the information processing device 100. In FIG. 1, a plurality of exchange seeker's information communication terminal devices 102 are electrically connected to the information processing device 100. This is not a limitation, and a single exchange seeker's information communication terminal device 102 may be electrically connected to the information processing device 100. Also, in FIG. 1, a single exchange agent's information communication terminal device 104 is electrically connected to the information processing device 100. However, the present invention is not limited to this, and two or more exchange company side information communication terminal devices 104 may be connected to the information processing device 100 so as to be able to communicate electrically.

[0029] The information communication terminal device 102 of the exchange applicant, the information communication terminal device 104 of the exchange agent, and the information processing device 100 may each be capable of communicating with various server devices via the Internet, for example. Each of the information communication terminal devices (102, 104) is not particularly limited, and examples thereof include desktop, laptop, and tablet personal computers, as well as smartphones.

[0030] FIG. 2 is a schematic diagram illustrating an example of the information processing device 100 shown in FIG. 1. The information processing device 100 is a device for processing information related to the exchange of precious metal products and gold ingots. The information processing device 100 is configured, for example, by a server device, a cloud system, etc. As shown in FIG. 2, the information processing device 100 includes a communication unit 10, a control unit 30, and a storage unit 50.

[0031] The communication unit 10 is configured by, for example, a communication interface (such as a network interface). The communication unit 10 is connected to a network 106 by wire or wirelessly. The communication unit 10 transmits or receives information between the information processing device 100 and each information communication terminal device (102, 104), thereby communicating information.

[0032] The control unit 30 includes a first information acquisition unit 302 , a second information acquisition unit 304 , an exchange condition specification unit 306 , a notification unit 308 , a third information acquisition unit 310 , and an exchange processing unit 312 .

[0033] The control unit 30 is realized by an integrated circuit. The control unit 30 is, for example, a controller. The control unit 30 is configured by a CPU (Central Processing Unit), an MPU (Micro-Processing Unit), etc. Control by the control unit 30 is realized by executing various programs stored in a storage unit 50 provided in the information processing device 100 using a RAM (Random Access Memory) as a working area.

[0034] The first information acquisition unit 302 acquires information including basic information 511 of the exchange applicant and information 512 of the precious metal product desired to be exchanged as exchange applicant information 510 of the exchange applicant transmitted from the exchange applicant's information communication terminal device 102.

[0035] The second information acquisition unit 304 acquires appraisal information 531 including the appraisal results of the precious metal products to be exchanged, transmitted from the exchanger side information communication terminal device 104, etc. The second information acquisition unit 304 associates the acquired appraisal information 531 with the precious metal product information 512 and stores it in the storage unit 50 as exchange condition information 530 of the exchange-related information 520.

[0036] The exchange condition specification unit 306 calculates an exchange rate between the precious metal product that the exchanger wishes to exchange and the gold ingot based on the appraisal information 531, precious metal market price information (first market price information 532) based on the appraisal information 531 of the precious metal product information 512, gold market price information (second market price information 533), and exchange coefficient information 540. Then, based on exchange rate information 534, which is information on the exchange rate, it specifies exchange conditions under which the precious metal product that the exchanger wishes to exchange can be exchanged for the gold ingot. The exchange condition specification unit 306 stores the calculated exchange rate information 534 as exchange condition information 530 of the exchange-related information 520 in the storage unit 50. The exchange condition specification unit 306 stores the first market price information 532 and the second market price information 533 in the storage unit 50 as exchange condition information 530 of the exchange-related information 520. The information processing device 100 may also include a market price information acquisition unit (not shown). The market price information acquisition unit may be included in the exchange condition identification unit 306, or may be provided separately from the exchange condition identification unit 306. The information processing device 100 may be configured to acquire each piece of market price information (532, 533) by the market price information acquisition unit, and store the acquired each piece of market price information (532, 533) in the storage unit 50 as exchange condition information 530 of the exchange-related information 520.

[0037] The notification unit 308 notifies the exchange applicant of exchange condition information 530 based on the identified exchange conditions. The exchange condition information 530 includes appraisal information 531, first market price information 532, second market price information 533, and exchange rate information 534.

[0038] The gold ingots that can be exchanged for precious metal products are preferably ingots of at least one unit selected from the group consisting of 5g, 10g, 20g, 50g, 100g, 500g, and 1kg. The exchange condition information 530 preferably includes information that allows selection from the above units for the gold ingots that can be exchanged for precious metal products.

[0039] The third information acquisition unit 310 acquires exchange desire intention information 513 of the exchange desirer based on the exchange condition information 530 as exchange desirer information 510, and stores it in the storage unit 50 in association with the basic information 511. The exchange desire intention information 513 preferably includes information agreeing to the exchange of precious metal products for gold ingots if, based on the exchange condition information 530, the amount of gold ingots exchangeable for precious metal products is the same as or exceeds the desired amount. The exchange desire intention information 513 also preferably includes information agreeing to the exchange of precious metal products for gold ingots if, based on the exchange condition information 530, the amount of gold ingots exchangeable for precious metal products is less than the desired amount, by adding an amount up to the desired amount of gold ingots.

[0040] If the exchange applicant agrees to exchange the desired precious metal product for a gold ingot based on the exchange intention information 513 acquired as the exchange applicant information 510, the exchange processing unit 312 executes a process to finalize the exchange of the precious metal product for the gold ingot. The exchange processing unit 312 may be configured to finalize the exchange by, for example, managing the gold ingot exchangeable for the precious metal product in an account at a financial institution. Alternatively, the exchange processing unit 312 may be configured to finalize the exchange by, for example, delivering the gold ingot exchangeable for the precious metal product to the exchange applicant. The exchange processing unit 312 stores the processed information for finalizing the exchange as the exchange history of the exchange applicant in the storage unit 50, for example, in association with the exchange applicant ID in the basic information 511.

[0041] [Precious metal product exchange support method executed by information processing device] Next, a preferred example of a precious metal product exchange support method executed by an information processing device according to an embodiment of the present invention will be described. Fig. 3 shows a flowchart illustrating an example of the flow of steps until the exchange of a precious metal product and a gold ingot is performed in the information processing according to an embodiment of the present invention. Each step until the exchange of a precious metal product and a gold ingot is performed will be described below with reference to Fig. 3.

[0042] <Step ST1> Step ST1 is a first information acquisition step for acquiring exchange applicant information 510 including basic information 511 of the exchange applicant and precious metal product information 512 of the precious metal product that the exchange applicant wishes to exchange. The exchange applicant inputs an exchange request to exchange a precious metal product for a gold ingot from the exchange applicant's information communication terminal device 102. The information processing device 100 receives the information including the basic information 511 of the exchange applicant and the precious metal product information 512 of the precious metal product that the exchange applicant wishes to exchange, input from the exchange applicant's information communication terminal device 102, at the communication unit 10, and acquires it at the first information acquisition unit 302.

[0043] The first information acquiring unit 302 stores the acquired basic information 511 of the exchange applicant, including an exchange applicant ID which is an identifier for identifying the exchange applicant, together with information 512 of precious metal products desired to be exchanged, as exchange applicant information 510 in the storage unit 50. The precious metal product information 512 is stored in the storage unit 50 in association with the basic information 511 of the exchange applicant. The basic information 511 of the exchange applicant may include, for example, personal information by which the exchange applicant can be identified (such as name, age, date of birth, address, telephone number, an email address (communication destination information) of the exchange applicant's information communication terminal device 102, and an image of an official identification card (driver's license, health insurance card, My Number card, etc.)). The basic information 511 may further include the date on which the exchange applicant applied for an exchange and a reception number issued when the exchange applicant applied for an exchange. The precious metal product information 512 is information based on the precious metal product the exchanger wishes to exchange, including, for example, the type of precious metal product (e.g., various jewelry products, coins, and tableware), the type of precious metal used in the precious metal product based on its engraving (e.g., 24K, 18K, Pt1000, and Pt950), and images of the precious metal product (e.g., still images and videos). The basic information 511 and the precious metal product information 512 are merely examples and are not necessarily limited to the information described above. It is also preferable that the basic information 511 include information in advance agreeing to charges for appraisal fees, shipping fees for the precious metal product, and other miscellaneous expenses in the event that the exchanger, who has received the exchange condition information 530 described below, chooses not to exchange (i.e., does not agree to exchange the desired precious metal product for a gold ingot). It is also preferable that the basic information 511 include information in advance agreeing to return the jewelry, if the precious metal product is decorated with jewelry, when the jewelry is returned to the exchanger.

[0044] <Step ST2> Step ST2 is a second information acquisition step for acquiring appraisal information 531, including the appraisal results of the precious metal products. After submitting an exchange request, the prospective exchanger either personally brings the precious metal products they wish to exchange for gold ingots to the exchanger or delivers them via various delivery methods, such as mail or courier. After the prospective exchanger delivers the precious metal products they wish to exchange to the exchanger, the exchanger appraises the delivered precious metal products. The appraisal results include, for example, the type of precious metal product, the weight of the precious metal product, the type of precious metal used in the precious metal product, and the content of the precious metal in the precious metal product. Note that appraisal of precious metal products does not necessarily have to be performed by the exchanger; it may be performed by an analysis company commissioned by the exchanger (i.e., an analysis company other than the exchanger). Appraisal of precious metal products can be performed using various inspection devices capable of inspecting precious metal products. For example, the type and purity of the precious metal can be identified by inspecting the precious metal products using an X-ray fluorescence inspection device or the like. In addition, for example, the weight of the precious metal product can be determined by measuring it with a specified measuring instrument that has passed the inspection based on the Measurement Act. In this way, the exchanger can obtain the appraisal results of the precious metal product to be exchanged.

[0045] The information processing device 100 acquires appraisal information 531 including the appraisal results of the precious metal product. The appraisal information 531 is obtained by receiving information including the appraisal information 531 input from the exchanger-side information communication terminal device 104 via the communication unit 10 and acquiring it via the second information acquisition unit 304. For example, when an appraiser appraises a precious metal product, the appraiser inputs appraisal information 531 including the appraisal results that the appraiser has assessed, via the exchanger-side information communication terminal device 104. The appraisal information 531 is obtained by receiving information including the appraisal information 531 input from the exchanger-side information communication terminal device 104 via the communication unit 10 and acquiring it via the second information acquisition unit 304. Furthermore, when a precious metal product analysis company other than the exchanger to which the exchanger has requested appraisal appraises the precious metal product, the appraiser may input appraisal information 531 including the appraisal results obtained from the analysis company, via the exchanger-side information communication terminal device 104, for example. In this case, the appraisal information 531 is obtained by receiving information including the appraisal information 531 input from the exchanger's information communication terminal device 104 via the communication unit 10 and acquiring it via the second information acquisition unit 304. Furthermore, if a precious metal product analysis company other than the exchanger requested by the exchanger to appraise the precious metal products appraise the precious metal products, for example, the analysis company may input the appraisal information 531 including the appraisal results from an information communication terminal device (not shown) on the analysis company's side. In this case, the appraisal information 531 is information including the appraisal information 531 input from the analysis company's information communication terminal device, and is communicated via the network 106 from an information processing device or the like associated with the analysis company. The communicated information including the appraisal information 531 is received by the communication unit 10 and acquired by the second information acquisition unit 304. The acquired appraisal information 531 is stored in the storage unit 50 as exchange condition information 530 of the exchange-related information 520.

[0046] The precious metal product exchange support method according to this embodiment may include a notification step of notifying the exchange applicant of the start of appraisal of the precious metal product before appraisal of the precious metal product (if the precious metal product exchange support method includes this notification step, this notification step may be referred to as a first notification step, and the notification step in step ST4 described below may be referred to as a second notification step). The notification unit that notifies the exchange applicant of the start of appraisal of the precious metal product is provided by another notification unit (not shown) different from notification unit 308 (if the information processing device 100 includes this notification unit, this notification unit may be referred to as a first notification unit, and the notification unit in step ST4 described below (i.e., notification unit 308) may be referred to as a second notification unit).

[0047] <Step ST3> Step ST3 is an exchange condition specification step of calculating an exchange rate between a precious metal product and a gold ingot based on appraisal information 531, market price information of the precious metal used in the precious metal product based on appraisal information 531 (first market price information 532), market price information of gold (second market price information 533), and exchange coefficient information 540, and specifying exchange conditions for gold ingots exchangeable for the precious metal product, which are determined based on exchange rate information 534 of the exchange rate. In the exchange condition specification unit 306 of the information processing device 100, the exchange rate between the precious metal product and the gold ingot is calculated based on the appraisal information 531 acquired in step ST2, market price information of the precious metal used in the precious metal product based on appraisal information 531 (first market price information 532), market price information of gold (second market price information 533), and exchange coefficient information 540, and specifying exchange conditions for gold ingots exchangeable for the precious metal product, which are determined based on exchange rate information 534, which is information on the calculated exchange rate. For example, the exchange conditions for gold ingots that can be exchanged for precious metal products are determined based on the appraisal results of the precious metal products desired by the exchanger (such as the type of precious metal product, the weight of the precious metal product, the type of precious metal contained in the precious metal product, and the purity of the precious metal contained in the precious metal product), the bullion market price of the precious metal used in the precious metal product determined from the appraisal results, the bullion market price of gold, and various expenses required for the exchange of the precious metal product for the gold ingot. Market price information for the precious metals used in the precious metal products (first market price information 532) and market price information for gold (second market price information 533) based on the appraisal information 531 are, for example, transmitted from information processing devices such as various financial institutions, received by the communication unit 10, and acquired by the exchange condition specification unit 306. Each market price information may be acquired by a market price information acquisition unit (not shown). The acquired market price information (522, 523) is stored in the storage unit 50 as exchange condition information 530. The exchange rate information 534 is, for example, received by the communication unit 10 from the exchange company's information communication terminal device 104, including appraisal information 531 and exchange coefficient information 540, and acquired by the exchange condition identification unit 306, and stored in the storage unit 50 as exchange condition information 530 among the exchange-related information 520.

[0048] If the precious metal product that the prospective exchanger wishes to exchange for the gold ingot is identified as a pure gold product as a result of appraisal, for example, the first market price information 532 and the second market price information 533 will be the same information. If the precious metal product that the prospective exchanger wishes to exchange is identified as a pure platinum product as a result of appraisal, for example, the first market price information 532 will be information on the platinum bullion price, and the second market price information 533 will be information on the gold bullion price, so the first market price information 532 and the second market price information 533 will be different information. Each market price information (532, 533) is information on the bullion price, and is, for example, information determined as the domestic precious metal price based on the international trading price and interbank exchange rate of precious metals. Each market price information (532, 533) may be configured to be automatically updated, for example. Specifically, each market price information (532, 533) can be linked, for example, via network 106. The first market price information 532 and the second market price information 533 may be acquired, for example, as information on the bullion market price at the close of business of the exchanger on the previous day on which the second information acquisition unit 304 acquired the appraisal information 531, or at the start of business of the exchanger on that day. Alternatively, for example, the first market price information 532 and the second market price information 533 may be acquired as information on the bullion market price at the close of business on the day on which the precious metal products that the prospective exchanger wishes to exchange are delivered to the exchanger. If the precious metal product exchange support method according to this embodiment includes a notification step of notifying the prospective exchanger of the start of appraisal of the precious metal products before appraisal of the precious metal products, the first market price information 532 and the second market price information 533 may be acquired as information on the bullion market price at the close of business on the day on which the prospective exchanger is notified of the start of appraisal of the precious metal products.

[0049] The exchange coefficient information 540 reflects the costs required to exchange the precious metal products desired by the exchanger for exchangeable gold ingots. The exchange coefficient information 540 is not particularly limited as long as it reflects the costs required to exchange the precious metal products desired by the exchanger for exchangeable gold ingots. The exchange coefficient information 540 is preferably a coefficient that reflects various expenses, such as the exchange fee, the cost of appraising the precious metal products, and the cost of melting the precious metal products. The exchange coefficient information 540 can be updated as needed, for example, via the exchanger's information and communication terminal device 104. The exchange coefficient information 540 includes, for example, the recovery rate of the precious metals refined and recovered when the precious metals used in the precious metal products based on the appraisal information 531 are melted. The recovery rate may be, for example, statistically determined when a specific precious metal is melted, or may be determined by simulation.

[0050] <Step ST4> Step ST4 is a notification step in which exchange condition information 530 based on the exchange conditions is notified to the exchange applicant. The information processing device 100 notifies the exchange applicant of the exchange condition information 530 based on the exchange conditions identified in step ST3 via the notification unit 308. The exchange condition information 530 is transmitted from the communication unit 10 to the exchange applicant's information communication terminal device 102. The exchange condition information 530 includes appraisal information 531, various market price information (532, 533), and exchange rate information 534. The market price information (532, 533) indicates the time at which the market price information is provided. As an example, information on the bullion price at the close of business on the day on which the exchange applicant was notified of the start of appraisal of precious metal products is shown.

[0051] In this embodiment, from the viewpoint of convenience, it is preferable that the exchange condition information 530 includes information indicating that the gold ingots exchangeable for precious metal products are in the following units: 5g, 10g, 20g, 50g, 100g, 500g, and 1kg, and that ingots of one unit can be used alone or in combination of multiple units. If unwanted precious metal products are exchangeable for a large amount of gold ingots, if the exchange condition information 530 includes the above information, the person wishing to exchange them can, as desired, exchange multiple 100g gold ingots for gold ingots of other units in combination, which will increase convenience when selling gold ingots in the future.

[0052] In this embodiment, the exchange condition information 530 preferably includes information indicating that if the amount of gold ingots exchangeable for the precious metal product exceeds the desired amount and includes a fractional portion that cannot be exchanged for gold ingots, the amount of the fractional portion will be remitted to the exchanger. If the amount of gold ingots exchangeable for the precious metal product is less than the desired amount, an additional amount will be added to reach the desired amount of gold ingots, allowing the precious metal product to be exchanged for more of the gold ingots. If the exchange condition information 530 includes the above information, for example, if the exchanger wishes to exchange only for multiple 100g gold ingots, the exchanger can add the missing amount and exchange for only multiple 100g gold ingots, thereby improving convenience when selling gold ingots in the future. Furthermore, if the precious metal product is decorated with jewelry, the exchange condition information 530 preferably also includes information regarding returning the jewelry removed from the precious metal product to the exchanger.

[0053] <Step ST5> Step ST5 is a third information acquisition step for acquiring the exchange applicant's exchange intention information 513 based on the exchange condition information 530 as the exchange applicant information 510. After reviewing the exchange condition information 530 transmitted to the exchange applicant's information communication terminal device 102, the exchange applicant inputs into the exchange applicant's information communication terminal device 102 an indication of their intention to exchange precious metal products for gold ingots. For example, if the exchange condition information 530 includes the information of the preferred embodiment described in step ST3, and the notified exchange condition information 530 includes information that allows precious metal products to be exchanged for a 1 kg gold ingot, the exchange applicant can input an indication of their intention to exchange for, for example, ten 100 g gold ingots. Alternatively, the exchange applicant can input an indication of their intention to exchange for, for example, five 100 g gold ingots and one 500 g gold ingot, as desired. On the other hand, if the notified exchange condition information 530 includes, for example, a fractional portion that cannot be exchanged for a 5g gold ingot, the exchanger can choose to express their intention to purchase the gold ingot by transferring the amount necessary to exchange it for a gold ingot of 5g or more, or to express their intention to receive the amount equivalent to the fractional portion that cannot be exchanged for a 5g gold ingot. Furthermore, if the notified exchange condition information 530 includes, for example, information that the gold ingot can be exchanged for a gold ingot of less than 100g but cannot be exchanged for a 100g gold ingot, the exchanger can choose to transfer the amount exchangeable for a 100g gold ingot and purchase the 100g gold ingot. The information processing device 100 receives the exchange intention input into the exchanger's information communication terminal device 102 as exchange intention information 513 via the communication unit 10. The received exchange desire intention information 513 is acquired by the third information acquisition unit 310, and the exchange desire intention information 513 is stored in the storage unit 50 as exchange desirer information 510.

[0054] <Step ST6> Step ST6 is an exchange processing step for completing an exchange of precious metal products and gold ingots based on the exchange applicant information 510. The information processing device 100 executes processing in the exchange processing unit 312 to complete an exchange of precious metal products and gold ingots between an exchange applicant who wishes to exchange precious metal products for gold ingots and an exchanger who exchanges precious metal products for gold ingots, based on the exchange intention information 513 acquired by the third information acquisition unit 310 as the exchange applicant information 510. As the exchange completion processing, the exchange processing unit 312 transmits exchange completion information (not shown) indicating that the exchange has been completed to the exchange applicant side information communication terminal device 102, and stores the exchange completion information (not shown) as exchange applicant information 510 in association with the basic information 511 in the storage unit 50. Once the exchange is completed, for example, the gold ingots are delivered to a location designated by the exchange applicant by mail, courier, or other delivery means from the exchange applicant or various financial institutions requested by the exchange applicant at a later date. Alternatively, once the exchange is established, for example, the gold ingots are stored in various financial institutions and managed in accounts at the various financial institutions.

[0055] For example, when the amount of gold ingots exchangeable for precious metal products exceeds the amount desired by the exchanger, the exchange processing unit 312 may be configured to deposit the remaining amount that cannot be exchanged for gold ingots into the exchanger's side in accordance with the exchanger's wishes. In this case, the method of depositing the remaining amount that cannot be exchanged for gold ingots may be, for example, account transfer or electronic money. Furthermore, when the amount of gold ingots exchangeable for precious metal products is less than the amount desired by the exchanger and the exchanger purchases gold ingots up to the desired amount, the exchange processing unit 312 may be configured to request, from a server of a financial institution, or the like, the amount of gold ingots up to the desired amount of gold ingots. The method of payment for the amount up to the desired amount of gold ingots is not particularly limited and may be, for example, account transfer, credit card, or electronic money.

[0056] As described above, the precious metal product exchange support method, precious metal product exchange support system, and information processing device according to one aspect of the present invention can contribute to increasing the value of unwanted precious metal products as assets when they are disposed of. Furthermore, the precious metal product exchange support method and precious metal product exchange support system according to one aspect of the present invention can appraise unwanted precious metal products at an appropriate price.

[0057] [Hardware configuration] Next, a preferred example of a hardware configuration for executing a program according to an embodiment of the present invention will be described. The information processing device 100 according to the embodiment of the present invention is realized, for example, by causing a computer 600 of the information processing device 100 shown in Fig. 4 to execute processing, the computer 600 processing information related to the exchange of precious metal products and gold ingots. Fig. 4 is a schematic diagram showing an example of a hardware configuration for executing a program according to an embodiment of the present invention.

[0058] 4 is connected to an output device 610 and an input device 620, and an arithmetic unit 640, a memory unit 660, a storage device 680, an output interface 612, an input interface 614, and a communication interface 618 are connected via a bus 700. The storage device 680 stores a program 682 and the like.

[0059] The arithmetic device 640 operates based on a program 682 stored in the storage device 680, a program read from the input device 620, and the like, and executes various processes. The memory device 660 is composed of a nonvolatile storage element such as RAM, and temporarily stores information used by the arithmetic device 640 for various calculations. The storage device 680 is also composed of a nonvolatile storage element such as a ROM (Read Only Memory), a hard disk drive, or a flash memory, and stores information used by the arithmetic device 640 for various calculations (exchange applicant information 510 and exchange-related information 520 (exchange condition information 530 (appraisal information 531, first market price information 532, second market price information 533, exchange rate information 534, etc.) and exchange coefficient information 540, etc.)).

[0060] The output interface 612 is an interface for transmitting information to be output to the output device 610. Examples of the output device 610 include devices that output information, such as image display devices such as displays, and image forming devices such as printers. The output interface 612 is configured by connectors such as a universal serial bus (USB), a digital visual interface (DVI), and a high-definition multimedia interface. The input interface 614 is an interface for receiving information from the input device 620. Examples of the input device 620 include a mouse, a keyboard, a touch panel, and a scanner. If the input device 620 is a touch panel, the input device 620 can also function as an image display device serving as the output device 610. The input interface 614 is configured by, for example, a USB.

[0061] The input device 620 may be, for example, a device that reads information from at least one recording medium selected from the group consisting of an optical recording medium, a magneto-optical recording medium, a magnetic recording medium, and a semiconductor recording medium. Specific examples of such recording media include, but are not limited to, a compact disc (CD) and a digital versatile disc (DVD). The input device 620 may be a device that reads information from such recording media. Alternatively, the input device 620 may be an external recording medium such as a USB memory.

[0062] The communication interface 618 is responsible for processing communications via the network 106. The communication interface 618 receives information from other devices connected to the network 106. The received information is sent to the processing device 640, and the processing device 640 transmits information generated by the processing device 640 to other devices connected to the network 106. The communication interface 618 is configured by, for example, hardware, firmware, and communication software.

[0063] The arithmetic unit 640 controls the output device 610, the input device 620, etc. via the output interface 612 and the input interface 614. For example, the arithmetic unit 640 reads a program 682 from at least one of the input device 620 and the storage device 680 into the memory device 660, and executes the read program 682.

[0064] For example, when the computer 600 functions as the information processing device 100, the arithmetic unit 640 of the computer 600 executes the program 682 read into the memory unit 660. In this way, the function of the control unit 30 is realized.

[0065] FIG. 5 is a schematic diagram showing another example of a hardware configuration for executing a program according to an embodiment of the present invention. The information processing device 100 according to an embodiment of the present invention may be realized, for example, by causing a computer 800 of the information processing device 100 shown in FIG. 5 to execute processing for processing information related to the exchange of precious metal products and gold ingots. The computer 800 shown in FIG. 5 includes an arithmetic unit 840, a memory unit 860, a storage unit 880, and a communication interface 818, all connected via a bus 900. The storage unit 880 stores a program 882 and the like. The computer 800 is the same as the computer 600 shown in FIG. 4, including its operation, except that it does not include the output interface 612, the input interface 614, the output device 610, or the input device 620.

[0066] [Recording medium on which the program is recorded] The program (682, 882) according to an embodiment of the present invention is recorded on a recording medium. The recording medium on which the program (682, 882) according to an embodiment of the present invention is recorded is a recording medium readable by the information processing device 100. The recording medium on which the program (682, 882) is recorded is not particularly limited, and a recording medium may be selected according to the purpose. Examples of the program (682, 882) include a hard disk, an optical recording medium, a magneto-optical recording medium, a magnetic recording medium, and a semiconductor recording medium. Specific examples of the recording medium on which the program is recorded include an internal hard disk built into the computer (600, 800) of the information processing device 100, an external hard disk connected to the computer (600, 800) of the information processing device 100, a CD-ROM, a DVD-ROM, a magneto-optical disk, and a USB memory. The program (682, 882) according to an embodiment of the present invention causes the information processing device 100 to execute the information processing including steps ST1 to ST6 described above.

[0067] As described above, according to the program of one aspect of the present invention, by causing the computer 600 or the computer 800 of the information processing device 100, which is an example of an embodiment of the present invention, to execute processing, it is possible to contribute to increasing the value of precious metal products as assets when they are disposed of as unnecessary. Furthermore, according to the program of one aspect of the present invention, by causing the computer 600 or the computer 800 of the information processing device 100, which is an example of an embodiment of the present invention, to execute processing, it is possible to appraise the precious metal products at an appropriate price.

[0068] Although a preferred example of the embodiment of the present invention has been described above, the specific configuration is not limited to this, and various modifications are possible within the scope of the gist of the present invention.

[0069] For example, in one embodiment of the present invention, when a precious metal product is decorated with a gemstone, the gemstone removed from the precious metal product is returned to the person wishing to exchange it. However, this is not limited to this. In another embodiment of the present invention, when a precious metal product is decorated with a gemstone and the gemstone removed from the precious metal product has realizable value, the gemstone may be configured to be exchangeable for a gold ingot based on the appraisal result of the gemstone. In this other embodiment of the present invention, the appraisal result of the precious metal product also includes the appraisal result of the gemstone. The exchange rate between the precious metal product and the gold ingot is calculated based on the appraisal information 531, market price information of the precious metal used in the precious metal product based on the appraisal information 531 (first market price information 532), market price information of gold (second market price information 533), and exchange coefficient information 540. If market price information exists for the jewelry, the exchange rate between the precious metal product and the gold ingot is calculated using not only this information (531, 532, 533, 540) but also market price information (not shown) for the jewelry used in the precious metal product based on appraisal information 531. [Explanation of symbols]

[0070] 10...Communication unit, 30...Control unit, 50...Storage unit, 100...Information processing device, 102...Exchanger side information communication terminal device, 104...Exchanger side information communication terminal device, 106...Network, 200...Precious metal product exchange support system, 302...First information acquisition unit, 304...Second information acquisition unit, 306...Exchange condition specification unit, 308...Notification unit, 310...Third information acquisition unit, 312...Exchange processing unit, 510...Exchanger applicant information, 511...Basic information, 512...Precious metal product information, 513...Exchange intention information, 520...Exchange related information, 530...Exchange conditions Information, 531... appraisal information, 532... first market price information, 533... second market price information, 534... exchange rate information, 540... exchange coefficient information, 600,800... computer, 610... output device, 612... output interface, 614... input interface, 618,818... communication interface, 620... input device, 640,840... arithmetic unit, 660,860... memory unit, 680,880... storage device, 682,882... program, 700,900... bus, ST1,ST2,ST3,ST4,ST5,ST6... steps.

Claims

1. A precious metal product exchange support method executed by an information processing device that processes information related to the exchange of precious metal products between an exchanger who wishes to exchange a precious metal product for a gold ingot and an exchanger who exchanges the precious metal product for the gold ingot, comprising: a first information acquisition step of acquiring exchange applicant information including basic information of the exchange applicant and precious metal product information of the precious metal product that the exchange applicant wishes to exchange; a second information acquisition step of acquiring appraisal information including an appraisal result of the precious metal product; an exchange condition specification step of calculating an exchange rate between the precious metal product and the gold ingot based on the appraisal information, market price information of the precious metal used in the precious metal product based on the appraisal information, market price information of gold, and exchange coefficient information, and specifying exchange conditions for the gold ingot that can be exchanged for the precious metal product, which are determined based on the exchange rate information of the exchange rate; a notification step of notifying the exchange applicant of exchange condition information based on the exchange condition; a third information acquisition step of acquiring, as the exchange applicant information, exchange applicant information based on the exchange condition information; an exchange processing step of executing a process for establishing an exchange between the precious metal product and the gold ingot based on the exchange applicant information; having Precious metal product exchange support method.

2. 2. The precious metal product exchange support method according to claim 1, The gold ingot is an ingot of at least one unit selected from the group consisting of 5 g, 10 g, 20 g, 50 g, 100 g, 500 g, and 1 kg. Precious metal product exchange support method.

3. In the precious metal product exchange support method according to claim 1 or 2, The exchange intention information includes information agreeing to exchange the gold ingots exchangeable for the precious metal products based on the exchange condition information, in a single amount of the gold ingots of the unit, or in a combined amount of two or more of the gold ingots of the unit. Precious metal product exchange support method.

4. In the precious metal product exchange support method according to claim 1 or 2, The exchange intention information includes information agreeing to exchange the precious metal product for the gold ingot if the amount of the gold ingot exchangeable for the precious metal product based on the exchange condition information is the same as or exceeds the desired amount, or includes information agreeing to exchange the precious metal product for the gold ingot by adding an amount up to the desired amount of gold ingot if the amount of the gold ingot exchangeable for the precious metal product based on the exchange condition information is less than the desired amount. Precious metal product exchange support method.

5. In the precious metal product exchange support method according to claim 1 or 2, The precious metal product is a jewelry product. Precious metal product exchange support method.

6. A precious metal product exchange support system that processes information related to the exchange of precious metal products between an exchanger who wishes to exchange a precious metal product for a gold ingot and an exchanger who exchanges the precious metal product for the gold ingot, The precious metal product exchange support system is an information processing device including a control unit that processes the information; an information communication terminal device on the exchange side that is electrically connected to the information processing device; an information communication terminal device of a party wishing to exchange that is electrically connected to the information processing device; Equipped with The information processing device includes: a communication unit for communicating the information between the information communication terminal device of the exchange company and the information communication terminal device of the exchange applicant; a first information acquisition unit that acquires exchange applicant information including basic information of the exchange applicant and precious metal product information of the precious metal product that the exchange applicant wishes to exchange; a second information acquisition unit that acquires appraisal information including an appraisal result of the precious metal product; an exchange condition specification unit that calculates an exchange ratio between the precious metal product and the gold ingot based on the appraisal information, market price information of the precious metal used in the precious metal product based on the appraisal information, market price information of gold, and exchange coefficient information, and specifies exchange conditions for the gold ingot that can be exchanged for the precious metal product, which are determined based on the exchange rate information of the exchange rate; a notification unit that notifies the exchange applicant of exchange condition information based on the exchange condition; a third information acquisition unit that acquires, as the exchange applicant information, exchange applicant information based on the exchange condition information; an exchange processing unit that performs processing to establish an exchange between the precious metal product and the gold ingot based on the exchange applicant information; Equipped with Precious metal product exchange support system.

7. 7. The precious metal product exchange support system according to claim 6, the information processing device, the information communication terminal device of the exchange agent, and the information communication terminal device of the exchange applicant are communicably connected via a network; Precious metal product exchange support system.

8. An information processing device that processes information related to an exchange of precious metal products between an exchanger who wishes to exchange a precious metal product for a gold ingot and an exchanger who exchanges the precious metal product for the gold ingot, a communication unit for communicating the information; a first information acquisition unit that acquires exchange applicant information including basic information of the exchange applicant and precious metal product information of the precious metal product that the exchange applicant wishes to exchange; a second information acquisition unit that acquires appraisal information including an appraisal result of the precious metal product; an exchange condition specification unit that calculates an exchange ratio between the precious metal product and the gold ingot based on the appraisal information, market price information of the precious metal used in the precious metal product based on the appraisal information, market price information of gold, and exchange coefficient information, and specifies exchange conditions for the gold ingot that can be exchanged for the precious metal product, which are determined based on the exchange rate information of the exchange rate; a notification unit that notifies the exchange applicant of exchange condition information based on the exchange condition; a third information acquisition unit that acquires, as the exchange applicant information, exchange applicant information based on the exchange condition information; an exchange processing unit that performs processing to establish an exchange between the precious metal product and the gold ingot based on the exchange applicant information; Equipped with Information processing device.

9. A program to be executed by an information processing device that processes information related to an exchange of precious metal products between an exchanger who wishes to exchange a precious metal product for a gold ingot and an exchanger who exchanges the precious metal product for the gold ingot, a first information acquisition step of acquiring exchange applicant information including basic information of the exchange applicant and precious metal product information of the precious metal product that the exchange applicant wishes to exchange; a second information acquisition step of acquiring appraisal information including an appraisal result of the precious metal product; an exchange condition specification step of calculating an exchange rate between the precious metal product and the gold ingot based on the appraisal information, market price information of the precious metal used in the precious metal product based on the appraisal information, market price information of gold, and exchange coefficient information, and specifying exchange conditions for the gold ingot that can be exchanged for the precious metal product, which are determined based on the exchange rate information of the exchange rate; a notification step of notifying the exchange applicant of exchange condition information based on the exchange condition; a third information acquisition step of acquiring, as the exchange applicant information, exchange applicant information based on the exchange condition information; an exchange processing step of executing a process for establishing an exchange between the precious metal product and the gold ingot based on the exchange applicant information; having program.

10. A recording medium having a program recorded thereon to be executed by an information processing device that processes information related to an exchange of precious metal products between an exchanger who wishes to exchange a precious metal product for a gold ingot and an exchanger who exchanges the precious metal product for the gold ingot, a first information acquisition step of acquiring exchange applicant information including basic information of the exchange applicant and precious metal product information of the precious metal product that the exchange applicant wishes to exchange; a second information acquisition step of acquiring appraisal information including an appraisal result of the precious metal product; an exchange condition specification step of calculating an exchange rate between the precious metal product and the gold ingot based on the appraisal information, market price information of the precious metal used in the precious metal product based on the appraisal information, market price information of gold, and exchange coefficient information, and specifying exchange conditions for the gold ingot that can be exchanged for the precious metal product, which are determined based on the exchange rate information of the exchange rate; a notification step of notifying the exchange applicant of exchange condition information based on the exchange condition; a third information acquisition step of acquiring, as the exchange applicant information, exchange applicant information based on the exchange condition information; an exchange processing step of executing a process for establishing an exchange between the precious metal product and the gold ingot based on the exchange applicant information; having A recording medium on which a program is recorded.

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