NISA frame utilization expansion, transaction safety improvement, and entertainment improvement

Abstract

To expand the use of an NISA frame of an individual who does not have knowledge and funds or has low investment consciousness.SOLUTION: The procurement of the investment fund of the individual in the NISA is performed by investment or financing from a financial institution and a corporation or the other individual, and the trade of the financial product or the stock using the NISA is performed by application software for operating the account of the NISA frame. Also, the expansion of the use of the NISA is promoted through the improvement of the security of fund raising and transaction from the investor and the improvement of entertainment properties, and the advertisement display is performed as well as the income by the commission or interest to make the investor enjoy the profit so that it is possible to make both the investment side and the NISA use side have merits.SELECTED DRAWING: Figure 1

Description

[Technical Field]

[0001] This invention relates to expanding the use of NISA limits, improving the safety of transactions, and increasing entertainment value. [Background technology]

[0002] Currently, there is an unused individual quota in the NISA system. Summary of the Invention [Problem to be solved by the invention]

[0003] There is an issue that the NISA quota is not being utilized by individuals who do not have the knowledge or funds or who have little investment awareness. In addition, it is desirable to encourage the expansion of NISA usage by raising funds from investors, improving the safety of transactions, and increasing entertainment value, and to allow investors to enjoy benefits not only from fees and interest but also from advertising displays, thereby creating benefits for both investors and NISA users.

[0004] The present invention aims to expand the use of unused NISA quotas, improve the safety of transactions, and increase the entertainment value of NISA, thereby increasing the benefits of using NISA for individuals who wish to utilize NISA and investors who are expected to cooperate. [Means for solving the problem]

[0005] The system is characterized by the fact that financial products and stocks acquired using NISA can be bought and sold at financial institutions' counters and by acquiring NISA application software specialized for NISA transactions that displays financial products, stocks, and account balances.We have devised a method in which information on the buying and selling of financial products and stocks is reflected in the application software, allowing investment status to be checked in real time.

[0006] As a method for individuals using NISA to raise funds, they can invest their own assets or obtain investments or loans from financial institutions, corporations, or other individuals, and acquire financial products and stocks using NISA with those funds by operating an account using NISA application software to make purchases and sales, and we have devised a method in which account information, the principal and current value of the acquired financial products and stocks, and acquisition information for the financial products and stocks are reflected in the NISA application software.

[0007] When financial products or stocks acquired using application software specialized for NISA transactions fall below their principal, we have devised a method for selling them at corporate or individual counters, or using application software that displays the principal and current value of financial products or stocks acquired using NISA, and displays a warning message that a loss will be confirmed if the product or stock is sold, and whether or not the product or stock will be sold again, and when a loss occurs and funds are raised from a financial institution or corporation, the loss is automatically compensated for by the application software from the account of the person who bought or sold the financial product or stock.

[0008] When financial products or stocks are bought or sold using application software specialized for NISA transactions, if the current value changes or remains the same as the acquisition value of the financial product or stock, the software will display famous scenes from anime, movies, people, or characters, as well as performances or singing, and it will also have the function of allowing users to acquire cash, shopping points, gift certificates, gift certificates, travel vouchers, concert tickets, or priority purchase rights for these. This solves the problem by entertaining users of the application software, making investment more familiar, and directing personal funds toward investment. [Effects of the Invention]

[0009] In Japan, the expansion of NISA usage will improve individuals' investment mindset and lead to a shift in personal asset management awareness from savings to investment. Furthermore, when financial products or stocks are bought or sold using this specialized NISA transaction application, if the current value changes or remains the same as the purchase amount of the financial product or stock, it will display famous scenes from anime, movies, people, or characters, as well as performances or singing, and it will also have the ability to acquire cash, shopping points, gift certificates, gift certificates, travel vouchers, concert tickets, or priority purchase rights for these. This will entertain users of the application, make investment more familiar, and realize financial transactions that will direct personal funds toward investment, and is expected to transform the way personal assets are managed from games such as pachinko or pachislot to NISA or regular financial transactions. [Brief explanation of the drawings]

[0010] [Figure 1] An example of an application software screen in claims 1 and 2 [Figure 2] An example of an application software screen when the principal of the financial product or stock in claim 3 is lost [Figure 3] An example of an application software screen when trading financial products or stocks by operating the application software of claim 4. DETAILED DESCRIPTION OF THE INVENTION

[0011] Figures 1 to 3 are examples of screens of the application specialized for NISA in the claims, and this application software can be operated on personal computers, smartphones, tablets, and other electronic devices.

[0012] Figure 1 illustrates how financial products and stocks acquired using application software specialized for NISA can be bought and sold at financial institutions' counters and through application software that displays stocks, financial products, and account balances.The buying and selling information is also reflected in the application software, allowing investors to check their investment status.It also illustrates how when individuals using NISA raise funds and deposit them into their accounts, the funds are reflected in the NISA application software.

[0013] Figure 2 illustrates a method for selling financial products or stocks that have fallen below their principal value by using application software that displays the principal and current value of financial products or stocks acquired through corporate or personal counters or NISA accounts, and displays a warning message that a loss will be confirmed if the product or stock is sold, as well as a prompt to choose whether or not to sell the product or stock again.If a loss occurs and funds are raised from a financial institution or corporation, the application software automatically compensates for the loss from the account of the person who bought or sold the financial product or stock.

[0014] Figure 3 illustrates how, when buying and selling financial products or stocks using application software specialized for NISA transactions, if the current value changes or remains the same as the acquisition value of the financial product or stock, it can display famous scenes from anime, movies, people or characters, or perform acting or singing, and it can also have the function of acquiring cash, shopping points, gift certificates, gift certificates, travel vouchers, concert tickets or priority purchase rights for these, making investment more familiar to users and directing personal funds towards investment.

Claims

1. This method is characterized by the fact that financial instruments and stocks acquired using NISA are bought and sold at the counter of a financial institution and using NISA application software specialized for NISA transactions that displays financial instruments, stocks, and account balances, and the buying and selling information for financial instruments and stocks is reflected in the application software, allowing the investment status to be confirmed in real time.

2. Individuals who use NISA can raise funds by investing their own assets or through investments or loans from financial institutions, corporations or other individuals, with interest rates and dividend distributions decided among the parties involved, and financial products and shares can be acquired using NISA with these funds by operating an account using NISA application software to make purchases and sales, with the account information, the principal and current value of the acquired financial products and shares, and the acquisition of financial products and shares being reflected in the NISA application software.

3. This method uses application software that displays the principal and current value of financial products and stocks acquired using application software specialized for NISA transactions when the principal is lost when the financial products and stocks are sold at a counter for a corporation or an individual, or acquired using NISA, and displays a warning message that a loss will be confirmed if the product or stock is sold, and whether or not the product or stock will be sold again, and when a loss is incurred and funds are raised from a financial institution or corporation, the loss is automatically compensated for by the application software from the account of the person who bought and sold the financial products or stocks.

4. When financial instruments or shares are bought and sold using application software specialized for NISA transactions that buys and sells financial instruments or shares acquired using NISA, if the current amount changes or remains the same as the amount of the financial instruments or shares acquired, a method of entertaining users of the application software, making investment more familiar, and directing personal funds toward investment by displaying a reenactment of famous scenes, acting, or singing by animation, movies, people, or characters, or having a function of enabling acquisition of cash, shopping points, gift certificates, gift certificates, travel vouchers, concert tickets, or priority purchase rights therefor.

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