Information processing device, information processing method, and system
An information processing system monitors and analyzes accident history to reduce vehicle leasing accidents by sending tailored notifications based on predefined criteria, thereby encouraging safer driving habits.
Patent Information
- Application Number
- JP2022151307
- Authority / Receiving Office
- JP · JP
- Patent Type
- Patents
- Current Assignee / Owner
- Filing Date
- 2022-09-22
- Publication Date
- 2025-08-05
- Estimated Expiration
- 2042-09-22
AI Technical Summary
The occurrence of accidents by users who lease vehicles is a significant concern that existing technologies have not adequately addressed.
An information processing system that includes a user terminal, insurance server, and management server to monitor and analyze accident history, determining if a user has exceeded predefined accident criteria within a specified period, and sends tailored notifications to encourage safer driving habits.
Reduces the likelihood of future accidents by users who lease vehicles by providing differentiated notifications based on their accident history, encouraging safer driving behaviors.
Smart Images

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Abstract
Description
[Technical Field]
[0001] The present disclosure relates to an information processing device, an information processing method, and a system. [Background technology]
[0002] Patent Document 1 discloses a computer that sets a non-cancellable period during the lease term in a lease contract. The computer disclosed in Patent Document 1 receives as input the acquisition price, lease term, monthly lease fee, and monthly maintenance fee of the lease property related to the lease contract. The computer compares the period obtained by rounding down the period obtained by multiplying a pre-stored coefficient by the lease term with the period obtained by dividing the acquisition price by the monthly lease fee minus the monthly maintenance fee, multiplying the period obtained by rounding down the period obtained by multiplying the pre-stored coefficient, and sets the non-cancellable period to the shorter of the two. [Prior art documents] [Patent documents]
[0003] [Patent Document 1] Japanese Patent Application Laid-Open No. 2008-152496 Summary of the Invention [Problem to be solved by the invention]
[0004] The present disclosure aims to reduce the occurrence of accidents by users who lease vehicles. [Means for solving the problem]
[0005] An information processing device according to a first aspect of the present disclosure includes: When receiving information indicating that a first vehicle leased by a user has been involved in an accident, acquiring first information regarding accidents that the user has caused using the leased vehicle within a predetermined period of time; determining whether the user has caused a number of accidents with the leased vehicle that satisfies a first criterion within the predetermined period based on the first information; outputting a first notice to the user that the lease contract for the first vehicle may be terminated if the user causes another accident using the first vehicle, when it is determined that the user has caused a number of accidents using the leased vehicle within the predetermined period that satisfies the first criterion; outputting a second notification to the user that information indicating that the first vehicle has been involved in an accident has been received when it is determined that the user has not been involved in a number of accidents with the leased vehicle within the predetermined period that satisfies the first criterion; The control unit executes the above.
[0006] An information processing method according to a second aspect of the present disclosure includes: 1. A computer-implemented information processing method, comprising: When receiving information indicating that a first vehicle leased by a user has been involved in an accident, acquiring first information regarding accidents that the user has caused using the leased vehicle within a predetermined period of time; determining whether the user has caused a number of accidents with the leased vehicle that satisfies a first criterion within the predetermined period based on the first information; a first notification to the user that if the user is determined to have caused a number of accidents with the leased vehicle that meets the first standard within the predetermined period, the lease contract for the first vehicle may be terminated if the user causes another accident with the first vehicle; outputting a notification; outputting a second notification to the user that information indicating that the first vehicle has been involved in an accident has been received when it is determined that the user has not been involved in a number of accidents with the leased vehicle within the predetermined period that satisfies the first criterion; Includes:
[0007] A system according to a third aspect of the present disclosure includes: A system including a first information processing device and a second information processing device, The first information processing device transmitting information indicating that a first vehicle leased by the user has been involved in an accident to the second information processing device; The second information processing device When receiving information indicating that the first vehicle has been involved in an accident, acquire first information regarding accidents that the user has caused in the leased vehicle within a predetermined period of time; determining whether the user has caused a number of accidents with the leased vehicle that satisfies a first criterion within the predetermined period based on the first information; When it is determined that the user has caused a number of accidents using the leased vehicle within the predetermined period that satisfies the first criterion, output a first notice notifying the user that if the user causes another accident using the first vehicle, the lease contract for the first vehicle may be terminated; If it is determined that the user has not had a number of accidents with the leased vehicle within the specified period that meets the first criterion, a second notification is output to notify the user that information indicating that the first vehicle has had an accident has been received. [Effects of the Invention]
[0008] The present disclosure makes it possible to reduce the occurrence of accidents by users who lease vehicles. [Brief explanation of the drawings]
[0009] [Figure 1] FIG. 1 is a diagram illustrating a schematic configuration of a notification system. [Figure 2] FIG. 2 is a sequence diagram showing the flow of information processing in the notification system. [Figure 3] FIG. 3 is a block diagram illustrating an example of a functional configuration of the insurance server and the management server. [Figure 4] FIG. 4 is a diagram showing an example of a table configuration of accident information. [Figure 5] FIG. 5 is a flowchart of the notification process. DETAILED DESCRIPTION OF THE INVENTION
[0010] Assume that a user has had an accident while using a leased vehicle. In this case, it is expected that the more accidents the user has had while using a leased vehicle, the higher the likelihood that the user will have another accident. Therefore, the information processing device according to the first aspect of the present disclosure provides the user with different notifications depending on whether the number of accidents the user has had while using a leased vehicle within a predetermined period of time meets a predetermined standard. This solves the problem of the user being more likely to have another accident while using a leased vehicle.
[0011] Specifically, the control unit of the information processing device according to the first aspect of the present disclosure acquires first information when it receives information indicating that a first vehicle leased by a user has been involved in an accident. Here, the first information is information regarding an accident caused by the user using a leased vehicle within a predetermined period of time. If the user has leased multiple leased vehicles, the multiple leased vehicles include the first vehicle leased by the user. The control unit of the information processing device acquires first information based on the first information. Determine whether or not the number of accidents that meets the criterion is met.
[0012] Assume that the control unit determines that the user has caused a number of accidents with the leased vehicle within a predetermined period that meets a first criterion. In this case, the control unit outputs a first notification to the user that the lease contract for the first vehicle may be terminated if the user causes another accident with the first vehicle.
[0013] Also, assume that the control unit determines that the user has not caused a number of accidents with the leased vehicle that meets the first criterion within a predetermined period of time. In this case, the control unit outputs a second notification to notify the user that information indicating that the vehicle has caused an accident has been received.
[0014] As described above, different notifications are output depending on whether or not a user has caused a number of accidents with a leased vehicle within a specified period that meets the first standard. In this way, a user whose number of accidents within a specified period meets the first standard is notified that he or she may be subject to stricter penalties than a user whose number of accidents within a specified period meets the first standard. Therefore, a user whose number of accidents within a specified period meets the first standard is encouraged to drive more safely. As a result, it is possible to reduce the occurrence of accidents by users who have leased a first vehicle.
[0015] Specific embodiments of the present disclosure will be described below with reference to the drawings. The dimensions, materials, shapes, and relative positions of the components described in the present embodiments are not intended to limit the technical scope of the present disclosure unless otherwise specified.
[0016] <Embodiment> A notification system 1 in this embodiment will be described with reference to Fig. 1 and Fig. 2. Fig. 1 is a diagram showing a schematic configuration of the notification system 1. The notification system 1 includes a user terminal 100, an insurance server 200, and a management server 300. In the notification system 1, the user terminal 100, the insurance server 200, and the management server 300 are interconnected by a network N1. The network N1 may be, for example, a WAN (Wide Area Network), which is a global public communication network such as the Internet, or a telephone communication network such as a mobile phone.
[0017] (User terminal) The user terminal 100 is a terminal used by the user 10. The user terminal 100 is, for example, a mobile information terminal or a computer used by the user 10. The user 10 is a user who leases a vehicle 11. Here, assume that the user 10 has caused an accident due to the vehicle 11. In this case, the user 10 uses the user terminal 100 to input information reporting that the user 10 has caused an accident due to the vehicle 11 (hereinafter, this may be referred to as "report information"). The report information includes, for example, an identifier (user ID) identifying the user 10, an identifier (vehicle ID) of the vehicle 11 in which the user 10 caused the accident, the date and time when the user 10 caused the accident due to the vehicle 11, and details of the accident (e.g., information about the damage to the vehicle 11). The user terminal 100 transmits the report information to the insurance server 200 via the network N1. This allows the insurance server 200 to know that the user 10 has caused an accident due to the vehicle 11.
[0018] The user terminal 100 also receives reception notification information from the management server 300 via the network N1. Here, the reception notification information is information that notifies the user 10 that the management server 300 has received the report information. The user terminal 100 also receives warning information from the management server 300 via the network N1. Here, the warning information is information that is sent by the vehicle 11. This information notifies the user 10 that if the user causes another accident due to the use of the vehicle 11, the lease contract for the vehicle 11 may be terminated. The user terminal 100 also receives the termination information from the management server 300 via the network N1. Here, the termination information is information notifying that the lease contract for the vehicle 11 will be terminated.
[0019] (insurance server) The insurance server 200 is a server that manages automobile insurance for the vehicle 11. The insurance server 200 is a server used, for example, by an insurance company that handles automobile insurance for the vehicle 11. The insurance server 200 receives report information from the user terminal 100 via the network N1. Upon receiving the report information from the user terminal 100, the insurance server 200 transmits the report information to the management server 300 via the network N1.
[0020] In this embodiment, the insurance server 200 transfers the report information received from the user terminal 100 to the management server 300. However, the report information does not necessarily have to be transferred from the user terminal 100 to the management server 300 via the insurance server 200. For example, the report information may be generated by the insurance server 200 based on information about an accident that is entered into the insurance server 200 by an employee of an insurance company who has been contacted by the user 100 by telephone or the like, and transmitted to the management server 300. Furthermore, the report information does not necessarily have to be transmitted from the insurance server 200. For example, the report information may be transmitted directly from the user terminal 100 to the management server 300.
[0021] (Management Server) The management server 300 is a server that manages the lease of the vehicle 11. The management server 300 is, for example, a server used by a leasing company of the vehicle 11. The management server 300 receives report information from the insurance server 200 via the network N1. This allows the management server 300 to know that the user 10 has caused an accident using the vehicle 11. Upon receiving the report information, the management server 300 acquires information regarding accidents caused by the user 10 using a leased vehicle within a predetermined period of time (hereinafter, sometimes referred to as "accident information"). Here, the leased vehicle is a vehicle that the user 10 has leased in the past. Furthermore, if the user 10 has leased multiple leased vehicles in the past, the multiple leased vehicles include the vehicle 11. Furthermore, the predetermined period is a period that includes the time when the current accident caused by the vehicle 11 occurred.
[0022] Then, based on the accident information, the management server 300 determines whether the user 10 has caused a number of accidents using the leased vehicle within a predetermined period of time that satisfies a first criterion. Furthermore, based on the accident information, the management server 300 determines whether the user 10 has caused a number of accidents using the leased vehicle within a predetermined period of time that satisfies a second criterion. In this way, the management server 300 executes a determination process based on the accident information to determine whether the user 10 has caused a number of accidents using the leased vehicle that satisfies the first or second criterion. Depending on the result of the determination process, the management server 300 transmits reception notification information, warning information, or release information to the user terminal 100 via the network N1. Details of the determination process executed by the user terminal 100 will be described later.
[0023] The management server 300 is configured to include a computer having a processor 310, a main memory 320, an auxiliary memory 330, and a communication interface (communication I / F) 340. The processor 310 is, for example, a CPU (Central Processing Unit) or a DSP (Digital Signal Processor). The main memory 320 is, for example, a RAM (Random Access Memory). The auxiliary memory 330 is, for example, a ROM (Read Only Memory). The auxiliary memory 330 is, for example, a HDD (Hard Disk Drive) or a C The auxiliary storage unit 330 may be a disc recording medium such as a D-ROM, a DVD disc, or a Blu-ray disc. The auxiliary storage unit 330 may also be a removable medium (portable storage medium). Examples of removable media include a USB memory or an SD card. The communication I / F 340 is, for example, a LAN (Local Area Network) interface board or a wireless communication circuit for wireless communication.
[0024] In the management server 300, the auxiliary storage unit 330 stores an operating system (OS), various programs, various information tables, etc. Furthermore, in the management server 300, the processor 310 loads the programs stored in the auxiliary storage unit 330 into the main storage unit 320 and executes them, thereby realizing various functions as described below. However, some or all of the functions of the management server 300 may be realized by hardware circuits such as ASIC or FPGA. Note that the management server 300 does not necessarily have to be realized by a single physical configuration, and may be composed of multiple computers that work together. Note that, like the management server 300, the insurance server 200 also includes a computer.
[0025] (Information processing flow) Next, the flow of information processing in the notification system 1 will be described with reference to Fig. 2. Fig. 2 is a sequence diagram showing the flow of information processing in the notification system 1. In the notification system 1, the user terminal 100 acquires report information (S11). Here, the user terminal 100 acquires report information by the user 10 inputting the report information into the user terminal 100. Next, the user terminal 100 transmits the report information to the insurance server 200 (S12). Next, the insurance server 200 transmits the report information to the management server 300 (S13). Next, the management server 300 executes a determination process (S14). Then, X400 transmits reception notification information, warning information, or release information to the user terminal 100 depending on the result of the determination process.
[0026] (Functional configuration) Next, the functional configuration of the insurance server 200 and the management server 300 that constitute the notification system 1 will be described with reference to Fig. 3 and Fig. 4. Fig. 3 is a block diagram that schematically shows an example of the functional configuration of the insurance server 200 and the management server 300.
[0027] (insurance server) The insurance server 200 is configured to include a control unit 201 and a communication unit 202. The control unit 201 has a function of performing arithmetic processing for controlling the insurance server 200. The control unit 201 can be realized by a processor in the insurance server 200. The communication unit 202 has a function of connecting the insurance server 200 to the network N1. The communication unit 202 can be realized by a communication I / F in the insurance server 200. The control unit 201 receives report information from the user terminal 100 via the communication unit 202. Upon receiving the report information, the control unit 201 transfers the report information to the management server 300 via the communication unit 202.
[0028] (Management Server) The management server 300 is configured to include a control unit 301, a communication unit 302, and an accident information database 303 (accident information DB303). The control unit 301 has a function of performing arithmetic processing for controlling the management server 300. The control unit 301 can be realized by a processor 310 in the management server 300. The communication unit 302 has a function of connecting the management server 300 to the network N1. The communication unit 302 can be realized by a communication I / F 340 in the management server 300.
[0029] The accident information DB 303 has a function of storing accident information. The accident information DB 303 is information about accidents caused by leased vehicles. The accident information DB 303 can be realized by the auxiliary storage unit 330 in the management server 300.
[0030] FIG. 4 is a diagram showing an example of a table configuration of accident information. As shown in FIG. 4, the accident information has a user ID field, a vehicle ID field, an accident date and time field, and an accident details field. An identifier (user ID) for identifying user 10 is input into the user ID field. In this embodiment, the user IDs of multiple users including user 10 are input into the user ID field. An identifier (vehicle ID) for identifying the leased vehicle in which user 10 caused an accident is input into the vehicle ID field. Here, it is assumed that user 10 has previously leased multiple vehicles and has caused accidents with multiple leased vehicles for which the lease contracts were concluded. Therefore, it is also assumed that multiple vehicle IDs may be input into the accident information. Information on the date and time (accident date and time) when user 10 caused an accident with a leased vehicle is input into the accident date and time field. The details of the accident (accident details) are input into the accident details field.
[0031] When the control unit 301 receives the report information, it executes a notification process. By receiving the report information, the control unit 301 can know that the user 10 has caused an accident. Therefore, the control unit 301 updates the accident information based on the report information. Specifically, the control unit 301 identifies the user ID field of the user who caused the accident based on the user ID included in the report information. Then, the control unit 301 inputs the vehicle ID, accident date and time, and accident details included in the report information into the vehicle ID field, accident date and time field, and accident details field corresponding to the identified user ID field.
[0032] After updating the accident information, the control unit 301 acquires the accident information stored in the accident information DB 303. This allows the control unit 301 to acquire the number of accidents that the user 10 has caused while using a leased vehicle within a predetermined period of time (hereinafter, this may be referred to as the "specific number of accidents"). The control unit 301 then determines whether the user 10 has caused a number of accidents while using a leased vehicle within a predetermined period of time that satisfies a first criterion. The first criterion is that the user 10 has caused a first number of accidents or more while using a leased vehicle within a predetermined period of time.
[0033] The control unit 301 also determines whether the user 10 has caused a number of accidents using the leased vehicle within a predetermined period that satisfies a second criterion. Here, the second criterion is a criterion applied to a user 10 who has caused a number of accidents using the leased vehicle within a predetermined period that satisfies the first criterion. In other words, the second criterion is stricter than the first criterion. In this embodiment, the second criterion is that the user 10 has caused one more accident than the first number within a predetermined period. Note that the second criterion does not necessarily have to be that the user 10 has caused one more accident than the first number within a predetermined period. The second criterion may be, for example, that the user 10 has caused one or more accidents within a predetermined period that are more than the first number.
[0034] When the control unit 301 determines that the user 10 has not caused a number of accidents using the leased vehicle that meets the first criterion within a predetermined period, the control unit 301 transmits reception notification information via the communication unit 302. When the control unit 301 determines that the user 10 has caused a number of accidents using the leased vehicle that meets the first criterion within a predetermined period, the control unit 301 determines whether the user 10 has caused a number of accidents using the leased vehicle that meets the second criterion within a predetermined period. Here, when the control unit 301 determines that the user 10 has not caused a number of accidents using the leased vehicle that meets the second criterion within a predetermined period, the control unit 301 transmits warning information to the user terminal 100 via the communication unit 302. In other words, when the user 10 has caused a number of accidents using the leased vehicle that meets the first criterion within a predetermined period, but has not caused a number of accidents that meets the second criterion, the control unit 301 transmits warning information to the user terminal 100. In addition, the control unit 301 determines whether the user 10 has caused a number of accidents using the leased vehicle that meets the first criterion within a predetermined period. If it is determined that user 10 has caused a number of accidents using the leased vehicle within a predetermined period that satisfies the second criterion, the control unit 301 transmits release information to the user terminal 100. That is, the control unit 301 transmits release information to the user terminal 100 if the number of accidents caused by user 10 using the leased vehicle within a predetermined period satisfies the second criterion that is further applied to user 10 who has caused a number of accidents that satisfies the first criterion.
[0035] In this embodiment, it is assumed that the control unit 301 determines that the user 10 has caused a number of accidents using a leased vehicle within a predetermined period of time that satisfies a first criterion. In this case, in this embodiment, it determines whether the user 10 has caused a number of accidents using a leased vehicle within a predetermined period of time that satisfies a second criterion. However, in this case, the control unit 301 does not necessarily have to determine whether the user 10 has caused a number of accidents using a leased vehicle within a predetermined period of time that satisfies the second criterion. In this case, if the control unit 301 determines that the user 10 has caused a number of accidents using a leased vehicle within a predetermined period of time that satisfies the first criterion, it transmits warning information to the user terminal 100 via the communication unit 302.
[0036] (Notification processing) Next, the notification process executed by the control unit 301 in the management server 300 in the notification system 1 will be described with reference to Fig. 5. The notification process is information processing for transmitting reception notification information, warning information, or cancellation information to the user terminal 100. Fig. 5 is a flowchart of the notification process. Execution of the notification process begins when the management server 300 receives report information.
[0037] In the notification process, first, in S101, the accident information stored in the accident information DB 303 is updated based on the received report information. Next, in S102, the accident information updated in S101 is acquired. This allows the control unit 301 to also grasp the current accident caused by the user 10 using the vehicle 11. Next, in S103, based on the accident information acquired in S102, it is determined whether the user 10 has caused a number of accidents using the leased vehicle within a predetermined period that satisfies the first criterion. If a negative determination is made in S103, the user 10 has not caused a number of accidents using the leased vehicle within a predetermined period that satisfies the first and second criteria. Therefore, in S105, reception notification information is transmitted to the user terminal 100. Then, the notification process is terminated.
[0038] Furthermore, if a positive determination is made in S103, it is determined in S104 whether the user 10 has caused a number of accidents using the leased vehicle within a predetermined period of time that satisfies the second criterion. If a negative determination is made in S104, the user 10 has caused a number of accidents using the leased vehicle within a predetermined period of time that satisfies the first criterion, but has not caused a number of accidents that satisfies the second criterion. Therefore, in S106, warning information is sent to the user terminal 100. The notification process is then terminated. Furthermore, if a positive determination is made in S104, the user 10 has caused a number of accidents using the leased vehicle within a predetermined period of time that satisfies not only the first criterion but also the second criterion. Therefore, in S107, cancellation information is sent to the user terminal 100. The notification process is then terminated.
[0039] As explained above, the notification system 1 transmits reception notification information, warning information, or cancellation information depending on the result of the determination process. Specifically, if it is determined in the determination process that the user 10 has not caused a number of accidents in a leased vehicle within a predetermined period that satisfies the first criterion (and the second criterion), the reception notification information is transmitted to the user terminal 100. Also, if it is determined in the determination process that the user 10 has caused a number of accidents in a leased vehicle within a predetermined period that satisfies the first criterion but has not caused a number of accidents in a leased vehicle that satisfies the second criterion, the reception notification information is transmitted to the user terminal 100. If the user 10 has caused a number of accidents with a leased vehicle that meets the first criterion within a predetermined period, warning information is sent to the user terminal 100. As a result, the user 10 is notified that he / she may be subject to stricter penalties than if he / she had not caused a number of accidents with a leased vehicle that meets the first criterion within a predetermined period. This encourages the user 10 to drive more safely. As a result, it is possible to prevent accidents from occurring due to the user 10 having leased the vehicle 11. Furthermore, if the user 10 has caused a number of accidents with a leased vehicle that meets the first criterion within a predetermined period, and then causes a number of accidents with the leased vehicle that meets the second criterion within the predetermined period, the user 10 is notified of release information. This prevents the user 10 from driving the vehicle 11 thereafter. As a result, it is possible to prevent accidents from occurring due to the user 10 having leased the vehicle 11.
[0040] (Variation) In this embodiment, the first criterion is that user 10 has had a first number of accidents or more within a predetermined period of time. However, the first criterion does not necessarily have to be that user 10 has had a first number of accidents or more within a predetermined period of time. The first criterion may be, for example, that user 10 has had a first number of accidents or more with a leased vehicle within a first period of time, and / or that user 10 has had a second number of accidents or more within a second period of time. Here, the first period is a period included in the predetermined period of time and includes the time when user 10 has had an accident with vehicle 11. Furthermore, the second period is a period shorter than the first period of time. Furthermore, the second number of accidents is a number less than the first number of accidents. Note that the first period may be a period that coincides with the predetermined period of time.
[0041] In this modified example, it is assumed that the first period is two years and the second period is one year. In this case, the first criterion is, for example, four accidents in two years (first period) and / or three accidents in one year (second period). By setting the first criterion in this manner, it is possible to send warning information to the user terminal 100 of a user 10 who has had many accidents in the most recent period (second period). This encourages the user 10 who has had many accidents in the most recent period to drive more safely. As a result, it is possible to reduce the occurrence of accidents by users 10 who have leased vehicles 11.
[0042] <Other embodiments> The above-described embodiment is merely an example, and the present disclosure may be modified as appropriate within the scope of the present disclosure. Furthermore, the processes and means described in the present disclosure may be freely combined and implemented as long as no technical contradiction occurs.
[0043] Furthermore, a process described as being performed by one device may be shared and executed by multiple devices. Alternatively, a process described as being performed by different devices may be executed by a single device. In a computer system, the hardware configuration (server configuration) by which each function is realized can be flexibly changed.
[0044] The present disclosure can also be realized by supplying a computer program that implements the functions described in the above embodiments to a computer, and having one or more processors of the computer read and execute the program. Such a computer program may be provided to the computer by a non-transitory computer-readable storage medium connectable to the system bus of the computer, or may be provided to the computer via a network. The non-transitory computer-readable storage medium may be, for example, any type of disk, such as a magnetic disk (e.g., a floppy disk or a hard disk drive (HDD)), an optical disk (e.g., a CD-ROM, a DVD disk, or a Blu-ray disk), a read-only memory (ROM), a random access memory (RAM), an EPROM, an EEPROM, a magnetic card, a flash memory, or an optical card, that stores electronic instructions. This includes any type of medium suitable for storing such information. [Explanation of symbols]
[0045] 1. Notification system 10 users 11. Vehicle 100··User terminal 200 Insurance Server 201 Control section 202··Communications Department 300 Management Server 301 Control Unit 302··Communications Department 303 Accident Information DB
Claims
1. When receiving information indicating that a first vehicle, which is a vehicle currently leased by a user, has been involved in an accident, acquiring first information regarding accidents caused by leased vehicles, which are one or more vehicles that the user has leased from the past to the present, including the first vehicle, within a predetermined period from the present time when the first vehicle has been involved in the accident; determining whether the number of accidents caused by the user using the leased vehicle within the specified period, which is information included in the first information, satisfies a first standard and a second standard; When it is determined that the number of accidents satisfies the first criterion but does not satisfy the second criterion, outputting a first notice to the user indicating that the lease contract may be terminated if the first vehicle causes another accident; when it is determined that the number of accidents does not satisfy either the first criterion or the second criterion, outputting a second notification to the user indicating that information indicating that the first vehicle has been involved in an accident has been received; outputting a third notice to the user indicating that the lease contract for the first vehicle will be terminated when it is determined that the number of accidents satisfies both the first criterion and the second criterion; A control unit that executes Information processing device.
2. 1. A computer-implemented information processing method, comprising: When receiving information indicating that a first vehicle, which is a vehicle currently leased by a user, has been involved in an accident, acquiring first information regarding accidents caused by leased vehicles, which are one or more vehicles that the user has leased from the past to the present, including the first vehicle, within a predetermined period from the present time when the first vehicle has been involved in the accident; determining whether the number of accidents caused by the user using the leased vehicle within the specified period, which is information included in the first information, satisfies a first standard and a second standard; When it is determined that the number of accidents satisfies the first criterion but does not satisfy the second criterion, outputting a first notice to the user indicating that the lease contract may be terminated if the first vehicle causes another accident; when it is determined that the number of accidents does not satisfy either the first criterion or the second criterion, outputting a second notification to the user indicating that information indicating that the first vehicle has been involved in an accident has been received; outputting a third notice to the user indicating that the lease contract for the first vehicle will be terminated when it is determined that the number of accidents satisfies both the first criterion and the second criterion; Including, Information processing methods.
3. A system including a first information processing device and a second information processing device, The first information processing device transmitting information indicating that a first vehicle, which is a vehicle currently leased by the user, has been involved in an accident to the second information processing device; The second information processing device acquire first information regarding accidents caused by leased vehicles, which are one or more vehicles that the user has leased from the past to the present, including the first vehicle, within a predetermined period from the present time when the first vehicle has been involved in an accident; determining whether the number of accidents caused by the user using the leased vehicle within the specified period, which is information included in the first information, satisfies a first criterion and a second criterion; If it is determined that the number of accidents satisfies the first criterion but does not satisfy the second criterion, outputting a first notice to the user indicating that the lease contract may be terminated if the first vehicle causes another accident; If it is determined that the number of accidents does not satisfy either the first criterion or the second criterion, output a second notification to the user indicating that information indicating that the first vehicle has been involved in an accident has been received; outputting a third notice to the user indicating that the lease contract for the first vehicle will be terminated when it is determined that the number of accidents satisfies both the first criterion and the second criterion; system.
Citation Information
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