Information processing device and information processing method

Abstract

To reduce the work of a user when the user subscribes to a service. [Solution] The information processing device 1 has an acceptance unit 131 that accepts an application request for subscription to a specified service, including user identification information, from a user terminal 2 used by a user who wishes to subscribe to the service; a generation unit 132 that generates an application ID to be displayed on the user terminal 2 upon accepting the application request; a transmission unit 133 that transmits the generated application ID to the user terminal 2; an acquisition unit 134 that acquires, from a device different from the user terminal 2, the application ID read from the user terminal 2 and the user's payment information associated with a payment method that can be used to pay for the fee for the specified service; and a memory control unit 135 that associates the user identification information corresponding to the application request indicated by the acquired application ID with the acquired payment information and stores them in the memory unit 12.

Description

[Technical Field]

[0001] The present invention relates to an information processing device and an information processing method. [Background technology]

[0002] Conventionally, subscription services have been provided that allow users to receive services by making periodic payments (see, for example, Patent Document 1). [Prior art documents] [Patent documents]

[0003] [Patent Document 1] Patent Publication No. 2021-078739 Summary of the Invention [Problem to be solved by the invention]

[0004] Users who apply to join a subscription service are required to register payment information such as their credit card number, which creates a burden on users when signing up for a service.

[0005] The present invention has been made in view of these points, and aims to reduce the work required of a user when subscribing to a service. [Means for solving the problem]

[0006] An information processing device according to a first aspect of the present invention comprises a reception unit that receives an application request for subscription to a specified service provided by a specified operator from a user terminal used by a user who wishes to subscribe to the service, the application request including user identification information for identifying the user; a generation unit that generates application identification information for identifying the application request when the reception unit receives the application request; a transmission unit that transmits the application identification information generated by the generation unit to the user terminal; an acquisition unit that acquires, from a device different from the user terminal, the application identification information read from the user terminal and the user's payment information associated with a payment means capable of paying for the fee for the specified service; and a memory control unit that identifies the user identification information corresponding to the application request indicated by the application identification information acquired by the acquisition unit, and associates the payment information acquired by the acquisition unit with the identified user identification information and stores them in a memory unit.

[0007] The acquisition unit may acquire the application identification information, which is read from the user terminal by a store terminal of a store where the user is located, from the store terminal, which is a device different from the user terminal.

[0008] The acquisition unit may acquire the user's payment information, which is read by a payment terminal associated with a store terminal of a store where the user is located, from a terminal different from the user terminal.

[0009] The acquisition unit may be a system of a payment agency corresponding to the payment means that acquires the application identification information read from the user terminal by a store terminal of the store where the user is located and the payment information read from the payment means by a payment terminal associated with the store terminal of the store where the user is located, and may acquire the application identification information and the payment information from the system as a device separate from the user terminal.

[0010]

[0011]

[0012] An information processing method according to a second aspect of the present invention is executed by a computer and includes the steps of: accepting an application request for subscription to a specified service provided by a specified operator from a user terminal used by a user who wishes to subscribe to the service, the application request including user identification information for identifying the user; when the application request is accepted, generating application identification information for identifying the application request; transmitting the generated application identification information to the user terminal; acquiring, from a device different from the user terminal, the application identification information read from the user terminal and the user's payment information associated with a payment means capable of paying for the fee for the specified service; identifying the user identification information corresponding to the application request indicated by the acquired application identification information, and associating the acquired payment information with the identified user identification information and storing it in a memory unit. [Effects of the Invention]

[0013] According to the present invention, it is possible to reduce the work required of a user when subscribing to a service. [Brief explanation of the drawings]

[0014] [Figure 1] FIG. 1 is a diagram illustrating an overview of an information processing device. [Figure 2] FIG. 2 is a diagram illustrating a functional configuration of an information processing device. [Figure 3] FIG. 10 is a diagram illustrating an example of user information. [Figure 4] FIG. 10 is a diagram showing an example of a membership application screen. [Figure 5] FIG. 10 is a diagram illustrating an example of a code reading screen. [Figure 6] FIG. 10 is a sequence diagram showing an example of a process flow for associating a user's email address with a card number. [Figure 7] This is a sequence diagram continuing from FIG. DETAILED DESCRIPTION OF THE INVENTION

[0015] [Overview of information processing device 1] 1 is a diagram showing an overview of an information processing device 1. The information processing device 1 is a computer that associates user information of a user who wishes to subscribe to a predetermined service with payment information of the user corresponding to the user's payment method.

[0016] The predetermined service is, for example, a subscription service provided by a predetermined business operator, and allows users to use content such as music, videos, and books, and receive coupons by periodically paying a predetermined fee. The payment method is, for example, a credit card. The user's payment information is payment identification information for identifying the user associated with the payment method, and specifically, the card number associated with the credit card for identifying the user.

[0017] The information processing device 1 is communicably connected to a user terminal 2 used by a user and a store terminal 3 installed in a store via a communication network such as the Internet or a mobile phone line.

[0018] The information processing device 1 receives an application request for subscription to a service, including user identification information for identifying the user, from a user terminal 2 used by a user who wishes to subscribe to a predetermined service ((1) in FIG. 1). Upon receiving the application request, the information processing device 1 generates an application ID (Identification) as application identification information for identifying the application request ((2) in FIG. 1), and generates a code image including a code indicating the application ID ((3) in FIG. 1). The code indicating the application ID is, for example, a barcode that can be read by the store terminal 3.

[0019] The information processing device 1 transmits the generated code image to the user terminal 2 ((4) in FIG. 1). The user terminal 2 displays the received code image on its own display unit ((5) in FIG. 1). The store terminal 3 reads the code indicated by the code image displayed on the display unit of the user terminal 2 ((6) in FIG. 1) and transmits the application ID indicated by the code image to the information processing device 1 ((7) in FIG. 1). The information processing device 1 acquires the application ID read by the store terminal 3.

[0020] Furthermore, when the store terminal 3 reads the code, payment processing for the application request for subscription to the service becomes possible. Specifically, payment becomes possible using a payment terminal 4 installed in the store that can read the user's card number associated with a credit card used as payment means.

[0021] When the payment terminal 4 reads the card number of the user's credit card ((8) in FIG. 1), the read card number is sent to the information processing device 1 via a payment agent's system (not shown) that authorizes the credit card ((9) in FIG. 1). The information processing device 1 acquires the card number read by the payment terminal 4 as payment information.

[0022] When the information processing device 1 acquires the application ID read by the store terminal 3, it identifies the user identification information corresponding to the acquired application ID ((10) in FIG. 1), and stores the identified user identification information in association with the acquired card number ((11) in FIG. 1). As a result, the user can have the payment terminal 4 installed in the store read the credit card number, just as when making a payment using a credit card at a store, and associate the credit card number used to pay for a specified service with the user's own user identification information. Therefore, the information processing device 1 can reduce the user's workload when subscribing to a service.

[0023] [Functional configuration of information processing device 1] Next, a detailed description will be given of the configuration of the information processing device 1. Fig. 2 is a diagram showing the functional configuration of the information processing device 1. The information processing device 1 has a communication unit 11, a storage unit 12, and a control unit 13.

[0024] The communication unit 11 is a communication interface for transmitting and receiving data to and from external devices such as the user terminal 2 and the store terminal 3 via a communication network such as the Internet or a mobile phone line. The storage unit 12 is a storage medium that stores various types of data, and includes a ROM (Read Only Memory), a RAM (Random Access Memory), a hard disk, etc. The storage unit 12 stores programs executed by the control unit 13. The storage unit 12 stores programs that cause the control unit 13 to function as a reception unit 131, a generation unit 132, a transmission unit 133, an acquisition unit 134, and a storage control unit 135.

[0025] The storage unit 12 also stores user information that associates at least the user's email address, which serves as user identification information, with the user's credit card number. Fig. 3 is a diagram showing an example of user information.

[0026] As shown in FIG. 3, the user information is information that associates at least a user ID, the user's email address, a password, a credit card number, the credit card's expiration date, the user's name, and a subscription flag that indicates whether the user has subscribed to a specified service. The password and email address may be stored in an encrypted state using a specified encryption method. The subscription flag can take on two values: 1 or 0. A subscription flag value of 1 indicates that the user has subscribed to the specified service, and a subscription flag value of 0 indicates that the user has not subscribed to the specified service.

[0027] The control unit 13 is, for example, a CPU (Central Processing Unit). The control unit 13 executes a program stored in the storage unit 12, thereby functioning as a reception unit 131, a generation unit 132, a transmission unit 133, an acquisition unit 134, and a storage control unit 135.

[0028] The reception unit 131 receives a service subscription application request, including user identification information for identifying the user, from a user terminal 2 used by a user who wishes to subscribe to a predetermined service provided by a predetermined operator.

[0029] For example, a store may have a stand or the like with a two-dimensional code such as a QR code (registered trademark) printed on it to display a membership application screen on a user terminal for allowing the user to subscribe to a specific service. The two-dimensional code is the address of the membership application screen and includes the address of the information processing device 1. When the user terminal 2 captures an image of the two-dimensional code, it extracts the address of the membership application screen from the two-dimensional code and requests the information processing device 1 to acquire the membership application screen based on the address. When the reception unit 131 receives the request to acquire the membership application screen, it transmits the membership application screen to the user terminal 2.

[0030] Fig. 4 is a diagram showing an example of a subscription application screen. The subscription application screen shown in Fig. 4 identifies a user in a predetermined service, accepts input of an email address, which is user identification information for specifying the user, and a password that is used in combination with the email address to authenticate the user, and also has a registration button for accepting a subscription request to the predetermined service.

[0031] When the user of the user terminal 2 enters an email address and a password on the subscription application screen and presses the registration button, the user terminal 2 transmits an application request for subscription to a predetermined service, including the entered email address and password, to the information processing device 1. The accepting unit 131 receives the subscription request from the user terminal 2, thereby accepting the application request for subscription to a predetermined service.

[0032] When the receiving unit 131 receives an application request, the generating unit 132 generates an application ID, which is application identification information for identifying the application request and is to be displayed on the user terminal 2.

[0033] First, the generation unit 132 determines whether the user has subscribed to a predetermined service based on the email address included in the application request as user identification information. For example, the generation unit 132 refers to the user information stored in the storage unit 12, and determines that the user has subscribed to the predetermined service if the email address included in the application request exists and the subscription flag associated with the email address has a value of 1. Furthermore, the generation unit 132 determines that the user has not subscribed to the predetermined service if the email address included in the application request does not exist in the user information, or if the email address included in the application request exists in the user information and the subscription flag associated with the email address has a value of 0.

[0034] Furthermore, when the generation unit 132 determines that the user is not subscribed to the predetermined service, it determines whether the user is a new subscriber or a re-subscriber to the predetermined service based on the email address included in the application request. For example, the generation unit 132 refers to the user information stored in the storage unit 12, and if the email address included in the application request does not exist, it determines that the user is a new subscriber to the predetermined service. Furthermore, if the email address included in the application request exists and the value of the subscription flag associated with the email address is 0, it determines that the user is a re-subscriber to the predetermined service.

[0035] If the generation unit 132 determines that the user is not subscribed to a specified service, it generates an application ID that includes information specifying to the store terminal 3 that payment corresponding to the application request be made by credit card as the payment method, and benefit availability information indicating whether or not a benefit will be granted to the user.

[0036] When the generation unit 132 determines that the user is a new subscriber to a predetermined service, the generation unit 132 generates an application ID including information specifying that payment corresponding to the application request be made by credit card to the store terminal 3 and benefit availability information indicating that a benefit will be granted to the user, and also generates a user ID for identifying the user in the predetermined service. The generation unit 132 associates the user ID with the email address and password included in the subscription request and stores them in the storage unit 12 as user information.

[0037] When the generation unit 132 determines that the user will re-subscribe to the predetermined service, it generates an application ID including information specifying that payment corresponding to the application request will be made by credit card to the store terminal 3, and benefit availability information indicating that no benefit will be granted to the user. Furthermore, when the generation unit 132 determines that the user will re-subscribe to the predetermined service, it references the user information, and stores the password included in the subscription request in association with the user's email address included in the subscription request.

[0038] Furthermore, the generation unit 132 associates the generated application ID with an email address and stores them in the storage unit 12. Note that the generation unit 132 associates the generated application ID with an email address and stores them in the storage unit 12, but this is not limiting, and the generated application ID may be associated with a user ID corresponding to the user and stored in the storage unit 12.

[0039] The application ID is code information in the same system as the product codes attached to other products in the store, and the store terminal 3 can recognize the application ID as a product code corresponding to a subscription request for a predetermined service. By including information specifying that payment corresponding to the application request be made by credit card in the application ID, the information processing device 1 can prevent payment corresponding to the application request from being made by a payment method other than a credit card when the application ID is read by the store terminal 3.

[0040] Here, the benefit given to the user is a benefit that can be used in a predetermined service or a benefit that can be used in a store. In this way, the information processing device 1 can give a benefit that is easy for the user to use in response to subscription to the predetermined service, thereby increasing the probability that the user will subscribe to the predetermined service in order to obtain the benefit.

[0041] The generation unit 132 generates a code indicating the generated application ID. For example, the generation unit 132 generates a code reading screen including a code image including a barcode that can be read by the store terminal 3.

[0042] The transmission unit 133 transmits the application ID generated by the generation unit 132 to the user terminal 2. Specifically, the transmission unit 133 transmits a code reading screen including the code image generated by the generation unit 132 to the user terminal 2, thereby transmitting the application ID generated by the generation unit 132 to the user terminal 2.

[0043] When the user terminal 2 receives the code reading screen including the code image, it displays the code reading screen on its display unit. Fig. 5 is a diagram showing an example of the code reading screen. The code reading screen displays the code image together with a message indicating that the barcode should be presented at the cash register. The user can check the message on the code reading screen and present the barcode at the store's cash register.

[0044] In response to an operation by a store clerk, the store terminal 3 reads the code image included in the code reading screen displayed on the display unit of the user terminal 2, and extracts the application ID included in the code indicated by the code image. Based on information included in the application ID specifying that payment corresponding to the application request be made by credit card, the store terminal 3 causes the payment terminal 4 to start reading the credit card in order to make payment corresponding to the application request by credit card. Here, the payment amount is a predetermined amount.

[0045] When the payment terminal 4 reads the card number attached to the user's credit card, it sends an authorization request including the card number, application ID, and payment amount to a payment service provider's system that performs credit card authorization via the store terminal 3. The payment service provider's system performs authorization based on the payment amount and card number included in the authorization request to determine whether to permit the transaction for that payment amount. The payment service provider's system indicates the authorization decision result corresponding to the card number and sends result information including the card number and application ID to the store terminal 3.

[0046] The store terminal 3 receives result information permitting the transaction using the card number. If the result information indicates that the transaction using the card number is permitted, the store terminal 3 outputs a receipt indicating that the payment corresponding to the application ID included in the received result information has been completed. Here, if the benefit availability information included in the application ID indicates that a benefit will be granted, the store terminal 3 prints benefit grant information indicating that a benefit has been granted on the receipt.

[0047] Furthermore, when the payment service provider's system authorizes a transaction using a card number, it transmits result information indicating the authorization decision result corresponding to the card number, including the card number and application ID, to the information processing device 1. Here, when the payment service provider's system authorizes a transaction using a card number, it may also include the user's name and the expiration date of the credit card in addition to the card number and application ID in the result information.

[0048] The acquisition unit 134 acquires the application ID read by the store terminal 3 of the store where the user is located from the user terminal 2 on which the application ID is displayed, and also acquires the card number read by the payment terminal 4 associated with the store terminal 3, which is capable of reading the user's card number (payment information) associated with a credit card (payment method) that can be used to pay for the fee for a specified service.

[0049] For example, the acquisition unit 134 acquires from the store terminal 3 the application ID read by the store terminal 3, and also acquires from the payment processing service provider's system result information including the card number of the user's credit card and the application ID and indicating the authorization judgment result corresponding to the card number.

[0050] The storage control unit 135 identifies an email address as user identification information corresponding to the application request indicated by the application ID acquired by the acquisition unit 134. For example, in response to the acquisition unit 134 acquiring the application ID, the storage control unit 135 refers to the storage unit 12 and identifies an email address stored in association with the application ID acquired by the acquisition unit 134. Then, the storage control unit 135 associates the card number acquired by the acquisition unit 134 as payment information with the identified user's email address and stores them in the storage unit 12.

[0051] For example, the storage control unit 135 stores the card number acquired by the acquisition unit 134 in association with the email address of the identified user in the user information stored in the storage unit 12. Here, when the user resubscribes to a predetermined service and the card number is stored in association with the email address of the identified user, the card number may be updated to the card number acquired by the acquisition unit 134.

[0052] Furthermore, when the acquisition unit 134 acquires the application ID and the card number within a predetermined time after the generation unit 132 generates the application ID, the storage control unit 135 may associate the card number with the identified user ID and store them in the storage unit 12. This can prevent subsequent customers from having to wait due to the user taking time to register the card number at the store.

[0053] [Operation flow] Next, a process flow for associating a user's email address with a card number will be described. Figures 6 and 7 are sequence diagrams showing an example of the process flow for associating a user's email address with a card number.

[0054] First, the user terminal 2 reads the two-dimensional code printed on a stand installed in the store (S1), extracts the address of the membership application screen from the captured two-dimensional code, and sends a request to obtain the membership application screen to the information processing device 1 based on the address (S2).

[0055] Next, upon receiving the request to acquire the subscription application screen, the reception unit 131 of the information processing device 1 transmits the subscription application screen to the user terminal 2 (S3). The user terminal 2 displays the received subscription application screen on its own display unit (S4). When the user of the user terminal 2 inputs an email address and password on the subscription application screen and presses the registration button, the user terminal 2 transmits an application request for subscription to a predetermined service, including the input email address and password, to the information processing device 1 (S5).

[0056] Next, upon receiving the application request, the generation unit 132 of the information processing device 1 determines whether the user has already subscribed to the predetermined service based on the email address that serves as user identification information included in the application request (S6). If the generation unit 132 determines that the user has already subscribed to the predetermined service (YES in S6), the transmission unit 133 transmits an error screen indicating that the user has already subscribed to the predetermined service to the user terminal 2 (S7). The user terminal 2 displays the received error screen on its display unit (S8).

[0057] If the generation unit 132 determines that the user has not subscribed to the predetermined service (NO in S6), it generates an application ID (S9) and generates a code reading screen including a code image showing a barcode indicating the application ID (S10). The transmission unit 133 transmits the code reading screen generated by the generation unit 132 to the user terminal 2 (S11). The user terminal 2 displays the received code reading screen on its own display unit (S12). The store terminal 3 reads the barcode indicated by the code image included in the code reading screen displayed on the display unit of the user terminal 2 (S13).

[0058] The process moves to FIG. 7. The store terminal 3 extracts the application ID from the read barcode (S14). After extracting the application ID, the store terminal 3 transmits read instruction information to the payment terminal 4, instructing it to read the card number of the credit card (S15). Upon receiving the read instruction information, the payment terminal 4 begins reading the credit card. When the user's credit card is set in a state in which the payment terminal 4 can read the card number, the payment terminal 4 reads the card number (S16). The payment terminal 4 transmits the read card number to the store terminal 3 (S17). In this case, the payment terminal 4 may transmit the read card number to the store terminal 3 in an encrypted state.

[0059] When the store terminal 3 receives the card number, it sends an authorization request including the card number, application ID, and payment amount to the payment service provider's system (S18). The payment service provider's system executes authorization to determine whether to permit the transaction for the payment amount based on the payment amount and card number included in the authorization request (S19). The payment service provider's system then sends result information indicating the authorization determination result corresponding to the card number to the store terminal 3 (S20). The payment service provider's system also sends the card number and application ID to the information processing device 1 (S21). The acquisition unit 134 of the information processing device 1 receives the application ID and card number from the payment service provider's system.

[0060] When the store terminal 3 receives the result information, it transmits the application ID corresponding to the authorization request, i.e., the application ID extracted in S14, to the information processing device 1 (S22). The acquisition unit 134 of the information processing device 1 receives the application ID from the store terminal 3. Furthermore, in response to the received result information indicating that the transaction has been permitted, the store terminal 3 outputs a receipt indicating that the payment corresponding to the application ID has been completed (S23).

[0061] The memory control unit 135 of the information processing device 1 identifies the email address corresponding to the application request indicated by the application ID acquired by the acquisition unit 134, and updates the user information by storing the payment information acquired by the acquisition unit 134 in association with the email address in the user information stored in the memory unit 12 (S24).

[0062] [Variations] In the above-described embodiment, the user information includes the credit card number, expiration date, and name as payment information corresponding to the payment method, but this is not limited to this. Instead of this information, the user information may also include a payment ID for identifying a payment related to a subscription service as the user's specified service. The payment ID is information used by a payment agent to identify a payment. For example, the payment agent may associate the user's credit card number, expiration date, name, payment timing for the specified service, and payment amount with the payment ID and manage them. Upon receiving a payment request including the payment ID, the payment agent can make a payment for the specified service based on the payment information associated with the payment ID.

[0063] In this case, the acquisition unit 134 acquires a payment ID for identifying a payment related to a predetermined service as payment information from the payment agent's system, instead of result information indicating the authorization decision result corresponding to the user's credit card number, and the storage control unit 135 stores the payment information in association with the user's email address in the user information. In this way, the predetermined business providing the predetermined service only needs to manage the payment ID, eliminating the need to hold personal information such as the user's card number, thereby reducing security risks.

[0064] In the above embodiment, the payment method is a credit card and the payment information is the credit card number, but this is not limited to this. The payment method may be another payment method that allows periodic payments for a specified service. In this case, the payment information may be user identification information for identifying the user at the time of payment in the other payment method, or a payment ID associated with information for making the user's payment.

[0065] For example, the other payment method may be a debit card, and the payment information corresponding to the other payment method may be the account number of the user's bank account corresponding to the debit card. Alternatively, the other payment method may be a service for electronic payments such as auPay (registered trademark), and the payment information corresponding to the other payment method may be a user ID that identifies the user in that service. Alternatively, the other payment method may be a cash payment at a store, and the payment information corresponding to the other payment method may be a payment ID. In this case, the control unit of the information processing device 1 sends billing information including a payment code indicating the payment ID, addressed to the user's email address. When the user presents the payment code at the store, the store can associate the cash payment with the payment corresponding to the payment ID and make the payment for the use of a specified service.

[0066] [Effects of information processing device 1] As described above, when the information processing device 1 according to the present embodiment receives an application request for subscription to a service, including user identification information for identifying the user, from the user terminal 2 used by the user who wishes to subscribe to a predetermined service provided by a predetermined provider, the information processing device 1 generates an application ID for identifying the application request, which is to be displayed on the user terminal 2, and transmits the application ID to the user terminal 2. The information processing device 1 then acquires the application ID read by the store terminal 3 of the store where the user is located from the user terminal 2 on which the application ID is displayed, and acquires payment information read by the payment terminal 4 associated with the store terminal 3 and capable of reading the user's payment information associated with a payment method that can be used to pay for the predetermined service, and stores the acquired payment information in association with the user identification information corresponding to the application request indicated by the application ID in the storage unit 12. In this way, the information processing device 1 can reduce the user's workload when subscribing to a predetermined service.

[0067] Furthermore, this invention will make it possible to contribute to Goal 9 of the United Nations' Sustainable Development Goals (SDGs), which is "Build resilient infrastructure, promote inclusive and sustainable industrialization, and promote innovation and resilience."

[0068] The present invention has been described above using embodiments, but the technical scope of the present invention is not limited to the scope described in the above embodiments, and various modifications and changes are possible within the scope of the gist of the present invention. For example, all or part of the device can be configured by functionally or physically distributing or integrating in any unit. Furthermore, new embodiments resulting from any combination of multiple embodiments are also included in the embodiments of the present invention. The effects of the new embodiments resulting from the combination also have the effects of the original embodiments. [Explanation of symbols]

[0069] 1. Information processing equipment 2. User terminal 3 Storage device 11 Communications Department 12 Storage section 13 Control Unit 131 Reception 132 Generation part 133 Transmitter 134 Acquisition Department 135 Memory control unit

Claims

1. a reception unit that receives, from a user terminal used by a user who wishes to subscribe to a predetermined service provided by a predetermined carrier, an application request for subscription to the service, the application request including user identification information for identifying the user; a generating unit that generates application identification information for identifying the application request when the accepting unit accepts the application request; a transmission unit that transmits the application identification information generated by the generation unit to the user terminal; an acquisition unit that acquires, from a device different from the user terminal, the application identification information read from the user terminal and the user's payment information associated with a payment method that can be used to pay for the fee for the specified service; a storage control unit that identifies user identification information corresponding to the application request indicated by the application identification information acquired by the acquisition unit, and associates the payment information acquired by the acquisition unit with the identified user identification information and stores them in a storage unit; An information processing device having the above.

2. the acquisition unit acquires the application identification information read from the user terminal by a store terminal of a store where the user is located, from the store terminal which is a device different from the user terminal; The information processing device according to claim 1 .

3. The acquisition unit acquires the user's payment information, which is read by a payment terminal associated with a store terminal of the store where the user is located, from a terminal different from the user terminal.

3. The information processing device according to claim 1 or 2.

4. the acquisition unit is a system of a payment agent for the payment corresponding to the payment means, which acquires the application identification information read from the user terminal by a store terminal of the store where the user is located and the payment information read from the payment means by a payment terminal associated with the store terminal of the store where the user is located, and acquires the application identification information and the payment information from the system as a device different from the user terminal; The information processing device according to claim 1 .

5. The computer executes receiving, from a user terminal used by a user who wishes to subscribe to a predetermined service provided by a predetermined carrier, a request for subscription to the service, the request including user identification information for identifying the user; generating application identification information for identifying the application request when the application request is accepted; transmitting the generated application identification information to the user terminal; acquiring, from a device different from the user terminal, the application identification information read from the user terminal and the user's payment information associated with a payment means that can be used to pay for the fee for the predetermined service; identifying user identification information corresponding to the application request indicated by the acquired application identification information, and storing the acquired payment information and the identified user identification information in a storage unit in association with each other; An information processing method comprising:

Images