Fee management device, fee management method, and fee management program

The fee management device automates billing for collection agency fees during hiatus periods, addressing inefficiencies in existing systems by integrating storage and control units to create comprehensive billing data, enhancing operational efficiency and service quality.

JP7768838B2Active Publication Date: 2025-11-12OBIC CO LTD
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Patent Information

Application Number
JP2022082361
Authority / Receiving Office
JP · JP
Patent Type
Patents
Current Assignee / Owner
Filing Date
2022-05-19
Publication Date
2025-11-12
Estimated Expiration
2042-05-19

AI Technical Summary

Technical Problem

Existing fee management systems fail to automatically record collection agency fees during hiatus periods separately from normal periods, leading to inefficient and disjointed billing processes.

Method used

A fee management device and method that integrates a storage unit and control unit to determine interim collection service availability and create billing data for hiatus periods, enabling simultaneous recording of collection agency fees and kickback payments.

Benefits of technology

Facilitates efficient and standardized billing for collection agency fees during hiatus periods, improving operational efficiency and enabling rent guarantee companies to act as rent collection agents, even during break periods, thus enhancing service quality.

✦ Generated by Eureka AI based on patent content.

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Abstract

To provide a fee management apparatus, a fee management method, and a fee management program that can collectively record billing data for collection agency management fees for an interim period between the signing of a contract and the start of collection agency services in wage obligation guarantees when the collection agency management fees are billed in a convenience store.SOLUTION: At the time of monthly billing, based on a product master, if a storage service for an interim period exists for a product listed in contract data and it is determined whether or not the billing month is after the billing start month set in the contract data but before the transfer start month; and if the storage service is available for the interim period and it is determined that the billing month is after the billing start month but before the transfer start month, preparations are made for the interim period billing data based on the product master set in association with the billing month and an interim period storage agency fee amount corresponding to a rent billing amount set in the contract data.SELECTED DRAWING: Figure 7
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Description

[Technical Field]

[0001] The present invention relates to a fee management device, a fee management method, and a fee management program. [Background technology]

[0002] Patent Document 1 discloses a configuration for calculating administrative fees for real estate management and settling the amount through a payment method such as direct debit or convenience store payment. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] Japanese Patent Application Laid-Open No. 2007-041809 Summary of the Invention [Problem to be solved by the invention]

[0004] However, the invention described in Patent Document 1 above has a problem in that it is not possible to automatically record collection agency fees during periods of absence separately from normal periods.

[0005] The present invention has been made in consideration of the above-mentioned problems, and aims to provide a fee management device, a fee management method, and a fee management program that can record the billing data for collection agency administrative fees in one go when the collection agency administrative fees for the gap period, which is the period from the contract for rental debt guarantee to the start of collection agency, are billed at a convenience store. [Means for solving the problem]

[0006] In order to solve the above-mentioned problems and achieve the object, the fee management device of the present invention is a fee management device comprising a storage unit and a control unit, wherein the storage unit comprises a product master set by linking together a product, whether or not a collection service is available during an interim period, a collection agency fee amount during an interim period, and a agency fee rate during an interim period, and a contract storage means for storing contract data set by linking together the product, the rent billing amount, the billing start month, and the transfer start month, and the control unit, at the time of monthly billing, determines whether or not the collection service is available during an interim period for the product set in the contract data based on the product master. and a claim creation means for creating claim data for an interim collection service that is set based on the product master and that is linked to the interim collection agency fee amount corresponding to the billing month and the rent billing amount set in the contract data, if the interim collection service determination means determines that the interim collection service is available and that the billing month is after the billing start month and before the transfer start month.

[0007] In addition, in the fee management device of the present invention, the control unit is characterized by further comprising a payment creation means for creating omission payment data that sets the planned omission payment amount to the agency based on the omission fee claim data and the product master.

[0008] In addition, in the fee management device of the present invention, the billing creation means further creates rent billing data at the time of monthly billing, based on the product master, linking the billing month and the rent billing amount set in the contract data, and the control unit further comprises a payment request creation means for creating payment request data based on the mid-term fee billing data and the rent billing data, setting the total amount of the rent billing amount and the mid-term collection agency fee as the payment billing amount.

[0009] In addition, in the fee management device of the present invention, the product master is further configured to link and set the collection agency fee amount at the time of collection agency and the agency fee rate at the time of collection agency, and the billing creation means is further configured to, when the deduction determination means determines that the billing month is not before the transfer start month, create collection agency fee billing data based on the product master, linking and setting the billing month, the rent billing amount set in the contract data, and the collection agency fee amount at the time of collection agency corresponding to the rent billing amount.

[0010] In addition, in the fee management device of the present invention, the control unit is characterized by further comprising a debit request creation means for creating debit request data based on the collection agency fee claim data, the debit request amount being set to the sum of the rent claim amount and the collection agency fee amount.

[0011] In addition, in the fee management device of the present invention, the control unit is characterized by further comprising a payment creation means for creating collection agency payment data that sets the planned collection agency payment amount to the agent based on the collection agency fee claim data and the product master.

[0012] The fee management method according to the present invention is a fee management method to be executed by a fee management device having a storage unit and a control unit, wherein the storage unit comprises a product master that links together a product, whether or not there is a collection service when an interim period has been met, a collection agency fee amount when an interim period has been met, and a collection agency fee rate when an interim period has been met, and a contract storage means that stores contract data that links together the product, the rent billing amount, the billing start month, and the transfer start month, and the method is executed by the control unit, and at the time of monthly billing, the presence or absence of the collection service when an interim period has been met for the product set in the contract data is determined based on the product master. and a step of determining whether the billing month is after the billing start month set in the contract data and before the transfer start month, and a step of creating a billing fee billing data for creating a billing fee billing data for a billing month based on the product master data and linked to the billing month and the amount of the billing agency fee for a billing month set in the contract data, if the step of determining whether the billing month is after the billing start month and before the transfer start month is determined to be available.

[0013] The fee management program according to the present invention is a fee management program to be executed by a fee management device having a storage unit and a control unit, wherein the storage unit comprises a product master that links together a product, whether or not a collection service is available during an interim period, a collection agency fee amount during an interim period, and a agency fee rate during an interim period, and a contract storage means that stores contract data that links together the product, rent billing amount, billing start month, and transfer start month, and the control unit, at the time of monthly billing, determines whether or not the collection service is available during an interim period for the product set in the contract data based on the product master. and a step of determining whether the billing month is after the billing start month set in the contract data and before the transfer start month; and a step of creating a billing fee billing data for creating a billing fee billing data for a billing month based on the product master data and linked to the billing month and the amount of the billing agency fee for a billing month set in the contract data, if the step of determining whether the billing month is after the billing start month and before the transfer start month is determined. [Effects of the Invention]

[0014] According to the present invention, in the rent guarantee industry, the period from the contract to the start of collection agency services (completion of account transfer procedures) is considered a "hiatus." When collection agency fees for the hiatus period are billed at convenience stores, the billing data for the collection agency fees and payment data for kickback fees (outsourcing fees) to the agency can be created all at once. Furthermore, according to the present invention, by automatically creating billing data for collection agency fees and automatically recording kickback fees (outsourcing fees) during the hiatus period using this function, it is possible to create the commission payment operations for the agency through collection agency services during the hiatus period and the billing of the collection agency fees, which become sales for the guarantor company, in a single process, with the fee billing amount and kickback settings for the outsourcing fees according to product settings. Furthermore, according to the present invention, by automatically recording the billing of collection agency fees during the hiatus period in the system, it is possible to improve the efficiency of changing billing amounts and fee billing items individually for specific periods and standardize the flexible setting of fees. Furthermore, the present invention has the effect of improving the efficiency and service of advance rent billing operations and kickback operations to agents at guarantee companies that handle collection agency-type products. Furthermore, the present invention has the effect of enabling the generation of billing data that includes a break fee, which is always required even if a kickback does not occur, and of enabling kickback calculation and payment processing in the event that a kickback occurs. Furthermore, while in the past, advance rent during break periods was mostly deposited with the agent, the present invention has the effect of enabling the rent guarantee company to act as a rent collection agent even during break periods, thereby contributing to improved services for agents. [Brief explanation of the drawings]

[0015] [Figure 1] FIG. 1 is a diagram illustrating an example of a hiatus period. [Figure 2] FIG. 2 is a diagram showing an example of a conventional fee management process. [Figure 3] FIG. 3 is a diagram showing an example of a conventional fee management process. [Figure 4]FIG. 4 is a diagram showing an example of a conventional fee management process. [Figure 5] FIG. 5 is a diagram showing an example of a conventional fee management process. [Figure 6] FIG. 6 is a diagram showing an example of a conventional fee management process. [Figure 7] FIG. 7 is a block diagram showing an example of the configuration of the fee management device in this embodiment. [Figure 8] FIG. 8 is a flowchart showing an example of the processing of the fee management device in this embodiment. [Figure 9] FIG. 9 is a diagram showing an example of the fee management process in this embodiment. [Figure 10] FIG. 10 is a diagram showing an example of the fee management process in this embodiment. [Figure 11] FIG. 11 is a diagram showing an example of the fee management process in this embodiment. DETAILED DESCRIPTION OF THE INVENTION

[0016] DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described in detail with reference to the accompanying drawings. However, the present invention is not limited to this embodiment.

[0017] [1. Overview] First, an overview of the present invention will be described with reference to Figures 1 to 6. Figure 1 is a diagram showing an example of a blank period in this embodiment.

[0018] In the rent debt guarantee industry, under conventional product designs, once collection agency services begin, a collection agency administrative fee is charged monthly, and a portion of the invoice amount is kicked back to the agency. However, when a service was launched to collect the advance rent from the client on behalf of the agency via convenience store billing during the gap period (the period when collection agency services cannot be carried out via direct debit), which is the period from the contract to the start of collection agency services (completion of direct debit procedures), the agency handled the process by creating a separate collection agency administrative fee externally along with the rent in the convenience store billing, and then combining this with the bill created in the system.

[0019] An example of the blank period will now be described with reference to Fig. 1. Fig. 1 is a diagram showing an example of the blank period.

[0020] As shown in Figure 1, if rent billing for the previous month of March begins in February 2022 and direct debit begins in March 2022, the period from the start of rent billing to the start of direct debit is set as the gap period. During this gap period, direct debit is not possible, so the contract holder will be requested to pay the monthly rent (for example, via convenience store billing or bank transfer).

[0021] An example of a conventional fee management process will be described with reference to Figures 2 to 6. Figures 2 to 6 are diagrams showing an example of a conventional fee management process.

[0022] As shown in Figure 2, when the 2022 / 2 billing for product with warranty number: 0000000001 falls within the gap period, in the conventional fee management process, monthly rent billing data is created based on the contract data (Procedure A).

[0023] As shown in Figure 3, in the conventional fee management process, a request data for direct debit is created based on the monthly rent billing data (guarantee number: 0000000002 is the target for direct debit), and with the direct debit, a collection agency fee of 300 yen is added to the billing data, and payment data is created for the collection agency fee of 300 yen plus a commission fee to the agency of 300 yen x 10% = 30 yen (step B). Note that the product with guarantee number: 0000000001 does not incur a collection agency fee because it has not yet been transferred to the account.

[0024] As shown in Figure 4, in the conventional fee management process, a collection agency fee (200 yen as a special provision) is added to the billing data for the missing guarantee number: 0000000001, which does not allow direct debit, and payment is made at a convenience store rather than by direct debit after coordination with the agency (Procedure C). The commission rate for the outsourcing service is 10%, the same as usual.

[0025] Then, as shown in FIG. 5, in the conventional fee management process, convenience store billing data with guarantee number: 0000000001 is created (step D).

[0026] As shown in FIG. 6, in the conventional fee management process, payment data for the outsourcing fee to the agency is created from the collection agency fee of 200 yen for guarantee number 0000000001 (step E).

[0027] Therefore, in this embodiment, when monthly rent is billed each month, the account transfer start month and the rent billing start month are verified, and based on the hiatus fee set in the product master for the billing month that corresponds to the hiatus period, billing data for the collection agency fee and payment data for the commission fee to the agency are created.In other words, when billing data for monthly rent is created, a system is provided in which the collection agency fee for the hiatus period is generated in bulk according to the product settings.

[0028] [2. Configuration] An example of the configuration of the fee management device 100 according to this embodiment will be described with reference to Fig. 7. Fig. 7 is a block diagram showing an example of the configuration of the fee management device 100 according to this embodiment.

[0029] 7, the fee management device 100 is a commercially available desktop personal computer. Note that the fee management device 100 is not limited to a stationary information processing device such as a desktop personal computer, and may be a portable information processing device such as a commercially available notebook personal computer, PDA (Personal Digital Assistant), smartphone, or tablet personal computer.

[0030] The fee management device 100 includes a control unit 102, a communication interface unit 104, a storage unit 106, and an input / output interface unit 108. The units included in the fee management device 100 are connected to each other so as to be able to communicate with each other via any communication path.

[0031] The communication interface unit 104 communicatively connects the fee management device 100 to the network 300 via a communication device such as a router and a wired or wireless communication line such as a dedicated line. The communication interface unit 104 has a function of communicating data with other devices via the communication line. Here, the network 300 has a function of connecting the fee management device 100 and the server 200 communicatively with each other, and is, for example, the Internet or a LAN (Local Area Network).

[0032] An input device 112 and an output device 114 are connected to the input / output interface unit 108. The output device 114 may be a monitor (including a touch panel), a speaker, or a printer. The input device 112 may be a keyboard, a mouse, a microphone, or a monitor that cooperates with a mouse to achieve a pointing device function. In the following, the output device 114 may be referred to as the monitor 114 or the printer 114, and the input device 112 may be referred to as the keyboard 112 or the mouse 112.

[0033] The storage unit 106 stores various databases, tables, files, etc. The storage unit 106 stores computer programs that work in conjunction with an OS (Operating System) to issue commands to a CPU (Central Processing Unit) to perform various processes. The storage unit 106 may be, for example, a memory device such as a RAM (Random Access Memory) or a ROM (Read Only Memory), a fixed disk device such as a hard disk, a flexible disk, or an optical disk. The storage unit 106 includes a product master 106a and a contract database 106b.

[0034] The product master 106a is a master that sets products. Here, the product master 106a may be set in such a way that the product, the availability of collection service during closure, the collection agency fee amount during closure, and the agency fee rate during closure are linked together. Also, the product master 106a may be set in such a way that the collection agency fee amount during collection agency and the agency fee rate during collection agency are linked together.

[0035] The contract database 106b stores contract data for products. Here, the contract database 106b may store contract data that links products, rent billing amounts, billing start months, and transfer start months. The contract database 106b may also store fee billing data, intermittent payment data, rent billing data, payment request data, collection agency fee billing data, debit request data, collection agency payment data, etc.

[0036] The control unit 102 is a CPU or the like that comprehensively controls the fee management device 100. The control unit 102 has an internal memory for storing control programs such as an OS, programs that define various processing procedures, required data, etc., and executes various information processing based on these stored programs. Functionally, the control unit 102 conceptually includes a withdrawal determination unit 102a, a bill creation unit 102b, a payment creation unit 102c, a debit request creation unit 102d, and a payment request creation unit 102e.

[0037] The skip determination unit 102a determines whether the billing month of the product is in a skip period. Here, the skip determination unit 102a may determine, at the time of monthly billing, based on the product master 106a, whether the product's skip payment service is available when set in the contract data, and whether the billing month is after the billing start month and before the transfer start month set in the contract data (a skip period).

[0038] The billing creation unit 102b creates billing data. Here, if the interim collection determination unit 102a determines that the interim collection service is available and that the billing month is after the billing start month and before the transfer start month, the billing creation unit 102b may create interim collection fee billing data based on the product master 106a, linking the billing month and the interim collection agency fee amount corresponding to the rent billing amount set in the contract data. Furthermore, the billing creation unit 102b may create rent billing data based on the product master 106a, linking the billing month and the rent billing amount set in the contract data, at the time of monthly billing. Furthermore, if the interim collection determination unit 102a determines that the billing month is not before the transfer start month, the billing creation unit 102b may create collection agency fee billing data based on the product master 106a, linking the billing month, the rent billing amount set in the contract data, and the collection agency fee amount corresponding to the rent billing amount.

[0039] The payment preparation unit 102c prepares payment data. Here, the payment preparation unit 102c may prepare the omission payment data, which sets the amount of omission payment to the agency, based on the omission fee claim data and the product master 106a. The payment preparation unit 102c may also prepare the collection agency payment data, which sets the amount of collection agency payment to the agency, based on the collection agency fee claim data and the product master 106a.

[0040] The debit request creation unit 102d creates debit request data. Here, the debit request creation unit 102d may create the debit request data in which the sum of the rent claim amount and the collection agency fee amount is set as the debit request amount based on the collection agency fee claim data.

[0041] The payment request creation unit 102e creates payment request data. Here, the payment request creation unit 102e may create payment request data in which the total amount of the rent claim amount and the collection agency fee amount at the time of mid-payment omission is set as the payment claim amount based on the mid-payment omission fee claim data and the rent claim data.

[0042] [3. Specific Examples] A specific example of this embodiment will be described with reference to FIGS.

[0043] [Fee Management Processing] An example of the fee management process in this embodiment will now be described with reference to Fig. 8. Fig. 8 is a flowchart showing an example of the process of the fee management device 100 in this embodiment.

[0044] As shown in Figure 8, when the user sets the product, rent invoice amount, billing start month, and transfer start month via the input device 112, the control unit 102 obtains the contract data that links the product, rent invoice amount, billing start month, and transfer start month (step SA-1).

[0045] Then, at the time of monthly billing, the skip judgment unit 102a judges based on the product master 106a whether the product set in the contract data has a skip payment collection service or not, and whether the billing month is after the billing start month set in the contract data and before the transfer start month (step SA-2).

[0046] Then, if the skip determination unit 102a determines that the skip payment collection service is available and that the billing month is after the billing start month and before the transfer start month (step SA-2: Yes), it transitions the processing to step SA-3.

[0047] Then, the billing creation unit 102b creates the mid-term fee billing data based on the product master 106a, linking the billing month and the amount of the mid-term collection agency fee corresponding to the rent billing amount set in the contract data (step SA-3).

[0048] Then, the payment preparation unit 102c prepares omission payment data in which the omission fee billing amount to be paid to the agent is set based on the omission fee billing data and the product master 106a (step SA-4).

[0049] Then, the payment request creation unit 102e creates payment request data in which the payment request amount is set to the sum of the rent claim amount and the collection agency fee amount for the absence of payment based on the mid-term fee claim data and the rent claim data (step SA-5), and terminates the processing.

[0050] On the other hand, if the skip determination unit 102a determines that the billing month is not before the transfer start month (is after the transfer start month) (step SA-2: No), the process proceeds to step SA-6.

[0051] Then, based on the product master 106a, the billing creation unit 102b creates collection agency fee billing data that is linked to the billing month, the rent billing amount set in the contract data, and the collection agency fee amount at the time of collection agency corresponding to the rent billing amount (step SA-6).

[0052] Then, the payment preparation unit 102c prepares collection agency payment data that sets the amount of collection agency payment to the agent based on the collection agency fee billing data and the product master 106a (step SA-7).

[0053] Then, the debit request creation unit 102d creates debit request data based on the collection agency fee claim data, setting the total amount of the rent claim amount and the collection agency fee amount as the debit request amount (step SA-8), and terminates the processing.

[0054] An example of the fee management process in this embodiment will now be described with reference to Figures 9 to 11. Figures 9 to 11 are diagrams showing an example of the fee management process in this embodiment.

[0055] As shown in Figure 9, when the 2022 / 2 billing for product with guarantee number 0000000001 falls into the hiatus period, in this embodiment, monthly rent billing data is created based on the contract data, the billing start month and transfer start month are verified, and the "billing start month" and "transfer start month" in the contract data are verified to determine whether the billing start month is less than the transfer start month, a hiatus determination is made. If the hiatus period falls into the hiatus period and the "billing start month < transfer start month" is set, a collection agency fee for the hiatus period is created in addition to the regular collection agency fee, and payment data for the agency's outsourcing fee for the collection agency fee is created for the agency in accordance with the setting (rate) in the product master 106a (Procedure A). Here, in this embodiment, the product master 106a sets whether or not to charge a collection agency fee for the hiatus period for each product, and the amount and fee may be set for each product in accordance with the contract with the agency. Furthermore, in the payment data in this embodiment, since it is created in bulk, there is no need to generate payments for the outsourcing fees corresponding to the missing fees individually.

[0056] Then, as shown in FIG. 10, in this embodiment, based on the monthly rent billing data, account transfer request data is created for guarantee number: 0000000002 (step B).

[0057] Then, as shown in Figure 11, in this embodiment, convenience store billing data with guarantee number: 0000000001 is created (procedure D). Note that in this embodiment, billing data with the fees for the missing items added has already been created in bulk in procedure A, so there is no need to create billing data individually. In this way, in this embodiment, by eliminating the conventional procedures C and E, fee management can be made more efficient.

[0058] [4. Contribution to the United Nations-led Sustainable Development Goals (SDGs)] This embodiment can contribute to improving business efficiency and promoting appropriate management decisions by companies, thereby contributing to the achievement of SDGs Goals 8 and 9.

[0059] Furthermore, this embodiment can contribute to reducing waste and promoting paperless and electronic systems, thereby contributing to the achievement of SDGs Goals 12, 13, and 15.

[0060] Furthermore, this embodiment can contribute to strengthening control and governance, which can contribute to the achievement of Goal 16 of the SDGs.

[0061] 5. Other Embodiments The present invention may be implemented in various different embodiments other than those described above within the scope of the technical concept set forth in the claims.

[0062] For example, among the processes described in the embodiments, all or part of the processes described as being performed automatically can be performed manually, or all or part of the processes described as being performed manually can be performed automatically using known methods.

[0063] Furthermore, the processing procedures, control procedures, specific names, information including parameters such as registered data and search conditions for each process, screen examples, and database configurations shown in this specification and drawings can be changed as desired unless otherwise specified.

[0064] Furthermore, with regard to the fee management device 100, the components shown in the figures are functional concepts, and do not necessarily have to be physically configured as shown in the figures.

[0065] For example, all or any part of the processing functions of the fee management device 100, particularly the processing functions performed by the control unit 102, may be implemented by a CPU and a program interpreted and executed by the CPU, or may be implemented as hardware using wired logic. The program is recorded on a non-transitory computer-readable recording medium containing programmed instructions for causing the information processing device to execute the processes described in this embodiment, and is mechanically read by the fee management device 100 as needed. That is, a computer program for providing instructions to the CPU in cooperation with the OS and performing various processes is recorded in a storage unit such as a ROM or HDD (Hard Disk Drive). This computer program is executed by being loaded into RAM, and cooperates with the CPU to form the control unit.

[0066] In addition, this computer program may be stored in an application program server connected to the fee management device 100 via any network, and all or part of it may be downloaded as needed.

[0067] Furthermore, the program for executing the processes described in this embodiment may be stored in a non-transitory computer-readable recording medium or configured as a program product. Here, the term "recording medium" includes any "portable physical medium" such as a memory card, a Universal Serial Bus (USB) memory, a Secure Digital (SD) card, a flexible disk, a magneto-optical disk, a ROM, an Erasable Programmable Read Only Memory (EPROM), an Electrically Erasable and Programmable Read Only Memory (EEPROM (registered trademark)), a Compact Disk Read Only Memory (CD-ROM), a Magneto-Optical disk (MO), a Digital Versatile Disk (DVD), and a Blu-ray (registered trademark) disc.

[0068] Furthermore, a "program" is a data processing method written in any language or description method, and does not matter whether it is in the form of source code or binary code. Note that a "program" is not necessarily limited to a single structure, but also includes a structure that is distributed as multiple modules or libraries, or a structure that achieves its function by cooperating with a separate program, such as an OS. Note that the specific configuration and reading procedure for reading a recording medium in each device shown in this embodiment, as well as the installation procedure after reading, can use well-known configurations and procedures.

[0069] The various databases stored in the memory unit 106 are storage means such as memory devices such as RAM and ROM, fixed disk devices such as hard disks, flexible disks, and optical disks, and store various programs, tables, databases, and web page files used for various processes and providing websites.

[0070] The fee management device 100 may be configured as an information processing device such as a known personal computer or workstation, or may be configured as the information processing device to which any peripheral device is connected. The fee management device 100 may be realized by installing software (including programs or data) that causes the device to realize the processing described in this embodiment.

[0071] Furthermore, the specific form of distribution and integration of the devices is not limited to that shown in the drawings, and all or part of them can be configured by functionally or physically distributing and integrating them in any unit depending on various additions or functional loads. In other words, the above-described embodiments can be implemented in any combination, or embodiments can be implemented selectively. [Industrial Applicability]

[0072] The present invention is useful in industries such as the guarantee industry that handles collection agency products. [Explanation of symbols]

[0073] 100 Fee Management Device 102 Control section 102a Hollowing judgment section 102b Claims Preparation Department 102c Payment Preparation Department 102d Withdrawal Request Creation Department 102e Payment Request Preparation Department 104 Communication interface unit 106 Storage section 106a Product Master 106b Contract Database 108 Input / Output Interface Section 112 Input Device 114 Output Device 200 servers 300 Network

Claims

1. A fee management device including a storage unit and a control unit, The storage unit A product master set by linking the product, whether or not there is a collection service when the transaction is closed, the collection agency fee amount when the transaction is closed, the agency fee rate when the transaction is closed, the collection agency fee amount when the transaction is closed, and the agency fee rate when the transaction is closed; a contract storage means for storing contract data that is set by linking the product, the rent invoice amount, the invoice start month, and the transfer start month; Equipped with The control unit a mid-payment deduction determination means for determining, at the time of monthly billing, whether or not the mid-payment deduction service for the product set in the contract data is available based on the product master, and whether or not the billing month is after the billing start month set in the contract data and before the transfer start month; If the mid-term removal determination means determines that the mid-term removal collection service is available and that the billing month is after the billing start month and before the transfer start month, create mid-term removal fee billing data based on the product master, linking the billing month and the mid-term removal collection agency fee amount corresponding to the rent billing amount set in the contract data, a billing creation means for creating collection agency fee billing data based on the product master when the billing month is determined to be not earlier than the transfer start month by the omission determination means, by linking the billing month, the rent billing amount set in the contract data, and the collection agency fee amount corresponding to the rent billing amount; A fee management device comprising:

2. The control unit a payment creation means for creating omission payment data that sets a scheduled omission payment amount to the agent based on the omission fee claim data and the product master; 2. The fee management device according to claim 1, further comprising:

3. The billing creation means Furthermore, at the time of the monthly billing, rent billing data is created based on the product master data and linked to the billing month and the rent billing amount set in the contract data, The control unit a payment request creating means for creating payment request data that sets the total amount of the rent claim amount and the collection agency fee amount at the time of the mid-term omission as the payment request amount based on the mid-term omission fee claim data and the rent claim data; 3. The fee management device according to claim 1, further comprising:

4. The control unit a debit request creating means for creating debit request data that sets the sum of the rent claim amount and the collection agency fee amount as a debit request amount based on the collection agency fee claim data; 2. The fee management device according to claim 1, further comprising:

5. The control unit a payment creation means for creating collection agency payment data that sets a collection agency payment amount to be paid to the agent based on the collection agency fee claim data and the product master; 2. The fee management device according to claim 1, further comprising:

6. A fee management method to be executed by a fee management device including a storage unit and a control unit, The storage unit A product master set by linking the product, whether or not there is a collection service when the transaction is closed, the collection agency fee amount when the transaction is closed, the agency fee rate when the transaction is closed, the collection agency fee amount when the transaction is closed, and the agency fee rate when the transaction is closed; a contract storage means for storing contract data that is set by linking the product, the rent invoice amount, the invoice start month, and the transfer start month; Equipped with The control unit executes a step of determining whether or not the payment service for the product set in the contract data is available at the time of monthly billing, based on the product master, and whether or not the billing month is after the billing start month set in the contract data and before the transfer start month; If it is determined in the step of determining whether or not the collection service is available during the absence of payment, and the billing month is after the billing start month and before the transfer start month, create, based on the product master, the billing month and the amount of the collection agency fee during the absence of payment corresponding to the rent billing amount set in the contract data, and a billing creation step of creating collection agency fee billing data based on the product master data, in the case where it is determined in the omission determination step that the billing month is not prior to the transfer start month, by linking the billing month, the rent billing amount set in the contract data, and the collection agency fee amount corresponding to the rent billing amount; A fee management method comprising:

7. A fee management program to be executed by a fee management device having a storage unit and a control unit, The storage unit A product master set by linking the product, whether or not there is a collection service when the transaction is closed, the collection agency fee amount when the transaction is closed, the agency fee rate when the transaction is closed, the collection agency fee amount when the transaction is closed, and the agency fee rate when the transaction is closed; a contract storage means for storing contract data that is set by linking the product, the rent invoice amount, the invoice start month, and the transfer start month; Equipped with In the control unit, a step of determining whether or not the payment service for the product set in the contract data is available at the time of monthly billing, based on the product master, and whether or not the billing month is after the billing start month set in the contract data and before the transfer start month; If it is determined in the step of determining whether or not the collection service is available during the absence of payment, and the billing month is after the billing start month and before the transfer start month, create, based on the product master, the billing month and the amount of the collection agency fee during the absence of payment corresponding to the rent billing amount set in the contract data, and a billing creation step of creating collection agency fee billing data based on the product master data, in the case where it is determined in the omission determination step that the billing month is not prior to the transfer start month, by linking the billing month, the rent billing amount set in the contract data, and the collection agency fee amount corresponding to the rent billing amount; Fee management program to carry out.

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