Financial service monitoring system using blockchain and container technology

Abstract

According to an embodiment of the present invention, a financial service monitoring system using blockchain and container technology comprises: a container management unit that generates and manages each financial regulation compliance module as an independent container; an NFT issuance unit that issues a container NFT in which a unique ID and a meta information storage location of the container are recorded; an NFT evaluation unit that determines whether or not the container NFT meets an evaluation criterion; and a system construction unit that constructs a digital financial service system by using a container that meets the evaluation criterion.

Description

A financial services surveillance system using blockchain and container technology.

[0001] Embodiments of the present invention relate to a financial service surveillance system, and more particularly, to a financial service surveillance system using blockchain and container technology.

[0002] As the digital financial services market expands, a variety of digital financial service providers are emerging. These providers offer a variety of services, including mobile payments, P2P lending, and cryptocurrency trading, leading to a surge in demand for these financial services. This advancement in digital financial services is providing convenience to consumers and driving the revitalization of the financial market.

[0003] However, with the emergence of a diverse range of digital financial service providers, financial services have become increasingly complex, with large transaction volumes and diverse transaction types. Consequently, financial authorities and regulatory agencies are having difficulty verifying regulatory compliance of digital financial service providers.

[0004] Additionally, due to the nature of digital financial services, serious financial service damage is occurring on a large scale due to malicious financial service providers.

[0005] Therefore, a system is needed to verify and verify regulatory compliance of digital financial service providers in real time.

[0006] However, the current financial surveillance system has difficulty processing large amounts of data in real time and providing audit results quickly.

[0007] The present invention seeks to solve these problems by utilizing blockchain NFT (Non-Fungible Token) technology and container technology.

[0008] Related prior art includes Korean Patent Publication No. 10-2545417 (Title of invention: NFT issuance system and method using NFT container, date of publication: June 20, 2023).

[0009] One embodiment of the present invention provides a financial service monitoring system that monitors in real time whether a digital financial service system complies with financial regulations by utilizing blockchain's NFT (Non-Fungible Token) technology and container technology.

[0010] One embodiment of the present invention provides a financial service surveillance system that creates financial regulatory compliance modules that meet the evaluation criteria of financial authorities as separate, independent containers and automatically creates a digital financial service system using the same.

[0011] The problems to be solved by the present invention are not limited to the problem(s) mentioned above, and other problems not mentioned will be clearly understood by those skilled in the art from the description below.

[0012] A financial service surveillance system using blockchain and container technology according to one embodiment of the present invention includes a container management unit that creates and manages each financial regulatory compliance module as an independent container; an NFT issuance unit that issues a container NFT in which the unique ID and metadata storage location of the container are recorded; an NFT evaluation unit that determines whether the container NFT meets evaluation criteria; and a system construction unit that constructs a digital financial service system using a container that meets the evaluation criteria.

[0013] The above containers run in an independent environment and can handle financial service functions such as KYC, AML, payment authorization limits, and fee settlement.

[0014] The metadata of the above container can be stored in a container information storage, which is an external storage medium such as IPFS or blockchain.

[0015] The above container NFT can be recorded on the blockchain.

[0016] The above NFT evaluation unit can receive feedback from external digital financial system experts on the stability of the financial regulatory compliance model and whether it complies with financial regulations to determine the suitability of the container NFT.

[0017] The container of the above digital financial service system may further include a counterfeiting monitoring unit that monitors for counterfeiting in real time whenever it is executed.

[0018] The above-mentioned forgery monitoring unit issues a signing key for generating an execution ID and a log for each container of the digital financial service system, generates and signs an execution ID and an audit log each time the container is executed, and then stores the execution ID and the audit log in a log storage that is an IPFS or blockchain external storage medium, and records the address of the log storage that stores the execution ID and the audit log in the blockchain to verify the original and prevent forgery.

[0019] The above-mentioned forgery monitoring unit can immediately scan the blockchain when a block is created in the blockchain, extract the execution ID of the container of the digital financial service system and the address of the log storage where the audit log is stored, and read and verify the audit log in real time from the log storage.

[0020] Specific details of other embodiments are included in the detailed description and accompanying drawings.

[0021] According to one embodiment of the present invention, by utilizing blockchain and container technology, financial regulatory compliance modules that meet the evaluation criteria of financial authorities can be created as separate, independent containers, and a digital financial service system can be automatically created using these.

[0022] According to one embodiment of the present invention, by utilizing container technology to create and manage a financial regulatory compliance module as a separate, independent container, it is possible to operate quickly and reliably in response to financial regulatory requirements.

[0023] According to one embodiment of the present invention, by issuing a signing key for generating an execution ID and a log for each container of a digital financial service system, generating and signing an execution ID and an audit log each time the container is executed, storing the execution ID and the audit log in a log storage that is an IPFS or blockchain external storage medium, and recording the address of the log storage that stores the execution ID and the audit log in the blockchain, original verification and forgery can be prevented.

[0024] According to one embodiment of the present invention, whenever a container of a digital financial service system is executed, a blockchain in which an execution ID and an address of an audit log are stored is scanned to extract the execution ID of the container of the digital financial service system and the address of a log storage in which an audit log is stored, and the audit log is read and verified in real time from the log storage, thereby enabling real-time verification of whether the digital financial service system is compliant with financial regulations.

[0025] According to one embodiment of the present invention, by creating financial regulation compliance modules as separate, independent containers, the digital financial service system can be easily and automatically renewed for each financial regulation requiring change.

[0026] FIG. 1 is a block diagram illustrating the configuration of a financial service surveillance system according to one embodiment of the present invention.

[0027] FIG. 2 is an overall configuration diagram illustrating a network configuration of a financial service surveillance system using blockchain and container technology according to one embodiment of the present invention.

[0028] FIG. 3 is a flowchart illustrating the entire operation flow of a financial service surveillance system using blockchain and container technology according to one embodiment of the present invention.

[0029] The advantages and / or features of the present invention, and the methods for achieving them, will become clearer with reference to the embodiments described in detail below together with the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below, but may be implemented in various different forms. These embodiments are provided only to ensure that the disclosure of the present invention is complete and to fully inform those skilled in the art of the scope of the invention, and the present invention is defined only by the scope of the claims. Like reference numerals refer to like elements throughout the specification.

[0030] In addition, in order to efficiently explain the technical components that make up the present invention, the preferred embodiments of the present invention to be implemented below omit, as much as possible, the system functional components that are already provided in each system functional component or that are commonly provided in the technical field to which the present invention belongs, and focus on explaining the functional components that must be additionally provided for the present invention. If a person having ordinary skill in the technical field to which the present invention belongs, among the functional components that are not illustrated below and are omitted, the functions of the components that have been used in the past will be easily understood, and the relationship between the omitted components as described above and the components added for the present invention will also be clearly understood.

[0031] Additionally, in the following description, terms such as "transmission," "communication," "sending," "receiving," or similar meanings of signals or information encompass not only the direct transmission of signals or information from one component to another, but also transmission via another component. In particular, "transmitting" or "sending" a signal or information to one component indicates the final destination of the signal or information, not the direct destination. This also applies to "receiving" a signal or information.

[0032]

[0033] Hereinafter, embodiments of the present invention will be described in detail with reference to the attached drawings.

[0034] FIG. 1 is a block diagram illustrating the configuration of a financial service surveillance system according to one embodiment of the present invention, and FIG. 2 is a diagram illustrating the overall configuration of a network configuration of a financial service surveillance system using blockchain and container technology according to one embodiment of the present invention.

[0035] Referring to FIGS. 1 and 2, a financial service surveillance system (100) according to one embodiment of the present invention includes a container management unit (110), an NFT issuance unit (120), an NFT evaluation unit (130), a system construction unit (140), a forgery monitoring unit (150), and a control unit (160).

[0036] The container management unit (110) can create and manage each financial regulation compliance module as a separate, independent container (111).

[0037] Each container (111) runs in an independent environment and can handle various financial service functions such as KYC, AML, payment approval limit, and fee settlement.

[0038] By creating and managing financial regulatory compliance functions as independent containers (111), updates can be targeted only to specific regulatory changes. Furthermore, issues in one module can be prevented from affecting other modules. Furthermore, as new financial service requirements increase, additional compliance modules can be created and managed.

[0039] In this way, the container management unit (110) according to the present invention can operate quickly and stably in response to financial regulation requirements by utilizing container technology to create and manage a financial regulation compliance module as a separate, independent container (111).

[0040] Each of these containers (111) is stored in a container storage (210), and the metadata of the container (111) can be stored in a container information storage (220), which is an IPFS (InterPlanetary File System) or a blockchain external storage medium.

[0041] IPFS (InterPlanetary File System) is a distributed file storage system that stores data by distributing it across multiple nodes.

[0042] The NFT issuing unit (120) can issue a container NFT (121) in which the unique ID and meta information storage location of the container (111) are recorded through a blockchain network (300).

[0043] The blockchain network (300) can perform the function of issuing a non-fungible token (NFT) and record a smart contract for issuing an NFT on the blockchain.

[0044] The NFT issuing unit (120) can issue a container NFT (121) for each container (111) and record the container NFT (121) on the blockchain.

[0045] The NFT evaluation unit (130) can determine whether the container NFT (121) meets the evaluation criteria.

[0046] The NFT evaluation unit (130) can determine the suitability of a container NFT (121) by receiving feedback from external digital financial system experts on the stability of the financial regulatory compliance model and compliance with financial regulations. In another embodiment, suitability can be automatically determined based on pre-established self-evaluation criteria without relying on external digital financial system experts. These self-evaluation criteria can be periodically updated by receiving feedback from external digital financial system experts.

[0047] The container management unit (110) can automatically update each container (111) for a financial regulatory compliance model that needs to be changed because it has failed the suitability test by the NFT evaluation unit (130).

[0048] The system construction unit (140) can construct a digital financial service system (400) using a container (111) that meets the evaluation criteria.

[0049] Since the digital financial service system (400) constructed in this way is constructed by utilizing containers (111) registered as container NFTs (121) that meet the standard of the standard, it is possible to automatically confirm compliance with financial regulations by monitoring the container NFTs (121) and the containers (111).

[0050] The counterfeiting monitoring unit (150) can monitor for counterfeiting in real time whenever the container (401) of the digital financial service system (400) is executed.

[0051] The forgery monitoring unit (150) issues a signing key for generating an execution ID and a log for each container (401) of the digital financial service system (400), and generates and signs an execution ID and an audit log each time the container is executed. The execution ID and the audit log can then be stored in a log storage (230). In addition, by recording the address of the log storage (230) where the execution ID and the audit log are stored in the blockchain, original verification and forgery can be prevented.

[0052] In addition, the forgery monitoring unit (150) immediately scans when a block is created in the blockchain whenever a container of the digital financial service system is executed, extracts the execution ID of the container and the storage address of the audit log, and reads and verifies the container log of the digital financial service system (400) in real time from the log storage, thereby enabling real-time verification of whether the digital financial service system (400) is continuously complying with financial regulations.

[0053] In this way, the present invention enables a digital financial service system to operate in a safe and transparent manner while continuously complying with financial regulations.

[0054] The control unit (1600) can control the overall operation of the container management unit (110), NFT issuance unit (120), NFT evaluation unit (130), system construction unit (140), forgery monitoring unit (150), etc.

[0055] The control unit (160) may be implemented by functionally including some or all of the components such as the container management unit (110), NFT issuance unit (120), NFT evaluation unit (130), system construction unit (140), and forgery monitoring unit (150). That is, the control unit (160) may perform some functions of the above components, or alternatively, may perform all functions of the above components.

[0056] The control unit (160) controls the overall operation of the system (100) and may include a processor such as a CPU. The control unit (160) may control other components included in the system (100) to perform operations corresponding to user input received through the input / output unit.

[0057] Here, the processor can process instructions within the computing device, such as instructions stored in a memory or storage device to display graphical information for providing a GUI (Graphical User Interface) on an external input / output device, such as a display connected to a high-speed interface.

[0058] In another embodiment, multiple processors and / or multiple buses may be utilized, as appropriate, together with multiple memories and memory types. Furthermore, the processor may be implemented as a chipset comprising multiple independent analog and / or digital processors.

[0059]

[0060] The devices described above may be implemented as hardware components, software components, and / or a combination of hardware components and software components. For example, the devices and components described in the embodiments may be implemented using one or more general-purpose computers or special-purpose computers, such as, for example, a processor, a controller, an arithmetic logic unit (ALU), a digital signal processor, a microcomputer, a field programmable array (FPA), a programmable logic unit (PLU), a microprocessor, or any other device capable of executing instructions and responding to them. The processing device may execute an operating system (OS) and one or more software applications running on the operating system. The processing device may also access, store, manipulate, process, and generate data in response to the execution of the software. For ease of understanding, the processing device is sometimes described as being used singly; however, those skilled in the art will appreciate that the processing device may include multiple processing elements and / or multiple types of processing elements. For example, the processing device may include multiple processors, or one processor and one controller. Additionally, other processing configurations, such as parallel processors, are also possible.

[0061] Software may include a computer program, code, instructions, or a combination of one or more of these, and may configure a processing device to perform a desired operation or, independently or collectively, command the processing device. The software and / or data may be permanently or temporarily embodied in any type of machine, component, physical device, virtual equipment, computer storage medium or device, or transmitted signal wave, for interpretation by the processing device or for providing instructions or data to the processing device. The software may also be distributed over networked computer systems and stored or executed in a distributed manner. The software and data may be stored on one or more computer-readable recording media.

[0062]

[0063] FIG. 3 is a flowchart illustrating the entire operation flow of a financial service surveillance system using blockchain and container technology according to one embodiment of the present invention.

[0064] The above-described operation flow of the financial service surveillance system is only one embodiment of the present invention, and various steps may be added as needed, and the steps below may also be implemented by changing the order, so the present invention is not limited to each step and the order described below.

[0065] First, referring to FIGS. 1 to 3, in step (S100), the container management unit (110) can create and manage each financial regulation compliance module as an independent container (111).

[0066] Next, in step (S200), the NFT issuing unit (120) can issue a container NFT in which the container's unique ID and meta information storage location are recorded.

[0067] Next, in step (S300), the NFT evaluation unit (130) can determine whether the container NFT (121) meets the evaluation criteria. If the container NFT does not meet the evaluation criteria, the non-compliant container can be discarded and a new container can be created.

[0068] Next, in step (S400), the system construction unit (140) can construct a digital financial service system (400) using a container (111) that meets the evaluation criteria.

[0069] Next, in step (S500), the forgery monitoring unit (150) can monitor the original proof and forgery in real time whenever the container (401) of the digital financial service system (400) is executed.

[0070] The forgery monitoring unit (150) issues a signing key for generating an execution ID and a log for each container of the digital financial service system, generates and signs an execution ID and an audit log each time the container is executed, and then stores the execution ID and the audit log in a log storage that is an IPFS or blockchain external storage medium, and records the address of the log storage that stores the execution ID and the audit log in the blockchain, thereby providing proof of the original and preventing forgery.

[0071] Next, in step (S600), the forgery monitoring unit (150) can scan the blockchain to verify the container log of the digital financial service system in real time.

[0072] The forgery monitoring unit (150) immediately scans the blockchain when a block is created on the blockchain, extracts the execution ID of the container of the digital financial service system and the address of the log storage where the audit log is stored, and reads and verifies the audit log in real time from the log storage, thereby enabling real-time verification of whether the digital financial service system is complying with financial regulations.

[0073]

[0074] The method according to the embodiment may be implemented in the form of program commands that can be executed through various computer means and recorded on a computer-readable medium. The computer-readable medium may include program commands, data files, data structures, etc., alone or in combination. The program commands recorded on the medium may be those specially designed and configured for the embodiment or may be those known and available to those skilled in the art of computer software. Examples of the computer-readable recording medium include magnetic media such as hard disks, floppy disks, and magnetic tapes, optical media such as CDROMs and DVDs, magneto-optical media such as floptical disks, and hardware devices specially configured to store and execute program commands, such as ROMs, RAMs, and flash memories. Examples of the program commands include not only machine language codes generated by a compiler, but also high-level language codes that can be executed by a computer using an interpreter, etc. The hardware devices described above may be configured to operate as one or more software modules to perform the operations of the embodiment, and vice versa.

[0075] Although the embodiments described above have been described by way of limited examples and drawings, those skilled in the art will appreciate that various modifications and variations can be made based on the above teachings. For example, appropriate results can still be achieved even if the described techniques are performed in a different order than described, and / or components of the described systems, structures, devices, circuits, etc. are combined or combined in a different manner than described, or are replaced or substituted with other components or equivalents.

[0076] Therefore, other implementations, other embodiments, and equivalents to the claims also fall within the scope of the claims set forth below.

[0077] A financial service surveillance system using blockchain and container technology according to one embodiment of the present invention includes a container management unit that creates and manages each financial regulation compliance module as an independent container; an NFT issuing unit that issues a container NFT in which a unique ID and a metadata storage location of the container are recorded; an NFT evaluation unit that determines whether the container NFT meets evaluation criteria; and a system construction unit that builds a digital financial service system using a container that meets the evaluation criteria, thereby creating financial regulation compliance modules that meet the evaluation criteria of financial authorities as separate, independent containers by utilizing blockchain and container technology, and automatically creating a digital financial service system using the same.

Claims

1. Container management unit that creates and manages each financial regulatory compliance module as an independent container; An NFT issuing unit that issues a container NFT in which the unique ID and metadata storage location of the container are recorded; An NFT evaluation unit that determines whether the above container NFT meets the evaluation criteria; and A financial services surveillance system utilizing blockchain and container technology, including a system construction unit that builds a digital financial services system using containers that meet evaluation criteria.

2. In paragraph 1, A financial services surveillance system utilizing blockchain and container technology, characterized in that the above container runs in an independent environment and is responsible for financial service functions such as KYC, AML, payment approval limits, and fee settlement.

3. In paragraph 2, A financial service surveillance system using blockchain and container technology, characterized in that the metadata of the above container is stored in a container information storage, which is an IPFS or blockchain external storage medium.

4. In paragraph 1, A financial services surveillance system utilizing blockchain and container technology, characterized in that the above container NFT is recorded on a blockchain.

5. In paragraph 1, A financial service surveillance system using blockchain and container technology, characterized in that the NFT evaluation unit receives feedback from an external digital financial system expert on the stability of the financial regulatory compliance model and compliance with financial regulations to determine the suitability of the container NFT.

6. In paragraph 1, A financial service surveillance system utilizing blockchain and container technology, further comprising a counterfeiting monitoring unit that monitors for counterfeiting in real time whenever a container of the above digital financial service system is executed.

7. In paragraph 1, A financial service surveillance system using blockchain and container technology, characterized in that the forgery monitoring unit issues a signing key for generating an execution ID and a log for each container of the digital financial service system, generates and signs an execution ID and an audit log each time the container is executed, and then stores the execution ID and the audit log in a log storage that is an IPFS or blockchain external storage medium, and records the address of the log storage that stores the execution ID and the audit log in the blockchain to verify the original and prevent forgery.

8. In paragraph 7, A financial service surveillance system using blockchain and container technology, characterized in that the forgery monitoring unit immediately scans the blockchain when a block is created in the blockchain, extracts the execution ID of the container of the digital financial service system and the address of the log storage where the audit log is stored, and reads and verifies the audit log in real time from the log storage.

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