An automated cashier device and method

Abstract

A device and method, the automated cashier, which offers an innovative solution to improve all financial transactions in various sectors, including retail, hospitality, healthcare, and others. The device, composed of advanced hardware and software components, aims to simplify financial transactions and enhance transaction security. Through the method, which includes currency recognition, acceptance, automated billing, and distributing change by refunding to the bank account upon request or in cash, the device provides a reliable way to manage cash payments alongside digital transactions and deferred payments.The device addresses common challenges associated with traditional cash handling methods, such as embezzlement by accountants or others, and counterfeit detection, by providing security measures that allow only authorized personnel to access deposited funds. Additionally, the device offers flexibility in its usage, as it can be operated by cashiers or used by customers as a self-service, enhancing convenience and security for customers by enabling self-cash deposits and automatic refunds without human intervention.Furthermore, all daily operations and transactions are displayed on the control panel, such as cash deposits for investors, preventing tax evasion and zakat.

Description

[0001] An automated cashier device and method

[0002] 1

[0003] Background of the Invention:

[0004] This invention relates to a device and method for cash accounting in commercial sectors and business services, where cash payments remain prevalent despite the increasing prevalence of digital payment solutions. However, reliance on cash payments poses several challenges, ranging from cash management issues to concerns about security and customer convenience. In response to these challenges, there is a growing demand for innovative cash-receiving devices capable of facilitating cash transactions, enhancing transaction security, and seamlessly integrating with digital payment systems.

[0005] Current cash-receiving systems, as revealed by prior art such as EP0636265B1, JP2017157155, and W02006063420A1, have shown significant limitations in meeting the evolving needs of businesses and customers. Traditional cash registers, as depicted in EP0636265B1, are susceptible to drawbacks such as embezzlement, acceptance of damaged currency, cash shortages, and challenges in handling foreign currencies. Additionally, manual cash balancing and inadequate retrieval mechanisms, as noted in JP2017157155 and W02006063420A1, contribute to inefficiencies and errors in cash payment processes.

[0006] In the context of transformative initiatives like Saudi Arabia's Vision 2030, which calls for the adoption of digital payment solutions and reducing reliance on cash payments, the importance of leading cash accounting devices cannot be overstated. By applying modern technology to streamline cash and credit transactions, the current invention serves as a cornerstone in facilitating the transition towards a cashless society, while maintaining convenience, security, and transparency in financial transactions.

[0007] General Description of the Invention:

[0008] The current invention is a device and method for automated accounting, providing an innovative and comprehensive solution consisting of hardware tools equipped with a drawer featuring a slot for automatic handling of paper currency, coins, and digital credit. It also includes a self-service screen.

[0009] The software and programming are designed to facilitate cash transactions in business environments. The device is compatible with accounting systems, ensuring seamless integration into various business environments. It provides control over cash denominations through sensors, offering flexibility to meet various transaction needs, such as handling different types of cash and detecting damaged currency.

[0010] Furthermore, this invention aims to reduce commercial concealment crimes and prevent tax evasion by linking to the organization's or institution's bank account and issuing detailed reports on daily operations. This assists authorities in identifying the institution's revenues, whether they are cash or electronic payments. Additionally, it includes a security program to prevent unauthorized access to deposited funds, which are treated as bank deposits in this device, displaying all operations through a control panel. Brief description of figures:

[0011] Figure 1: Illustrates a comprehensive image of the automated cashier device.

[0012] Detailed Description:

[0013] The current invention is a device that includes an accounting system for handling cash, credit card payments, and deferred payments. It represents an innovative solution designed carefully to enhance cash trading operations, serving various business environments. The device is explained within a durable and dual-purpose framework (108), combining a set of advanced hardware and software components to facilitate smooth business transactions and enhance operational efficiency.

[0014] At the forefront of the device, there is an interactive touchscreen interface on both sides (100) and (109), designed to facilitate intuitive interaction with customers and cashiers. The touchscreen interface allows usage by both the cashier and the customer, with self-service options integrated when the cashier is unavailable. The interactive screen provides an easy-to-use platform for displaying transaction details, selecting items, entering electronic payment cards, or entering and verifying bank account information for bank transfers, enhancing customer engagement, transaction convenience, and safeguarding against embezzlement by accountants.

[0015] In addition to the touchscreen interface, there is a slot for coins (101) linked to an automatic coin dispensing device (104), carefully designed to facilitate depositing and retrieving coins for customers. This slot ensures smooth and efficient handling of coins during transactions, reducing transaction times.

[0016] The device features an electronic payment reader (102), equipped with advanced encryption protocols and authentication mechanisms to securely process electronic transactions. The electronic payment reader supports a variety of payment methods, including credit cards, debit cards, and e- wallets, providing customers with flexible payment options and ensuring transaction security. The electronic payment reader allows customers to add their bank account information for refunds to the designated account or input information about deferred payment options such as Tabby or Tamara.

[0017] It works to reduce tax evasion by linking and granting permissions to Zakat, tax, and customs systems to know revenues, whether through digital payment, point-of-sale devices, bank transfers, or cash transactions, allowing receiving cash payments in various forms that provide a system that clarifies purchases with compatible accounting systems, linking them to banking systems, Zakat, tax, and customs systems.

[0018] (103) The device is equipped with an advanced system for dispensing and withdrawing local currency, consisting of algorithms for accurately recognizing the value of foreign currencies and determining the correct value through (105), and then dispensing the remainder in local currency through (103).

[0019] The device comes with a banknote acceptance system (105), designed to receive banknotes as needed during secured and validated transactions, ensuring transaction security by detecting counterfeit currency and rejecting damaged, invalid banknotes, and protecting against fraudulent transactions.

[0020] Additionally, the device includes a customer invoicing system (106), providing detailed transaction records for customers for reference and accounting purposes. Furthermore, the device comes with secure locking mechanisms (107), with two locks in each drawer. These security mechanisms, securing cash drawers, consist of strong mechanisms and intrusion-resistant features. These locks provide an additional layer of protection against unauthorized access and theft, ensuring the safety of cash transactions and increasing user confidence in the security of their transactions. The device's system consolidates the amounts in this invention and clarifies them in the system at the control panel to know all deposited amounts, which serve as a trusted bank deposit for the institution or organization.

[0021] The device interface is equipped to handle cash and credit card transactions, allowing customers the option to pay in cash and receive the remaining cash or directly into their bank account, to safeguard against embezzlement by accountants or others.

[0022] Regarding requests to transfer the remaining amount to the bank account, the device internally connects with bank systems and allows the customer to simply enter their bank account details by scanning an ATM card reader or scanning the barcode through the mobile device and automatically retrieving the money to their bank account.

Claims

AMENDED CLAIMS received by the International Bureau on 11 October 2025 (11.10.2025)1. An automated cashier device, comprising:• a customer-facing touchscreen and a cashier-facing touchscreen;• a cash drawer having an opening for receiving and dispensing cash;• a currency recognition system configured to verify authenticity of received currency and reject counterfeit currency;• a bill calculation unit configured to determine a total transaction amount;• an automatic change dispensing mechanism configured to dispense a remaining amount in selectable denominations; and• a refund module configured to initiate electronic transfer of a remaining amount to a customer’s bank account by scanning a QR code or entering an IBAN, and configured to generate transaction records and provide confirmation notifications to the customer.

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