Product parameter hierarchical configuration method and system, electronic equipment and storage medium

Abstract

The invention discloses a product parameter hierarchical configuration method and system, electronic equipment and a storage medium, and the method comprises the steps: analyzing all products of each product category, recognizing the product attributes of all products of each product category, analyzing the product attributes, and dividing the product attributes into fixed attributes and personalized attributes; constructing a basic product model for each product category based on all product attributes of each product category; on the basis of all the personalized attributes of each product category, constructing a saleable product model for each product category, and associating the saleable product model of each product category with the basic product model of the product category; and on the basis of the basic product model of each product category, the marketable product model of each product category, and the association relationship between the marketable product model of each product category and the basic product model of the product category, creating a marketable product for each product category. The product creation process is effectively simplified, and the flexibility and efficiency of product configuration are improved.

Description

Technical Field

[0001] The present invention relates to the field of data processing technology, and in particular to a product parameter hierarchical configuration method, system, electronic device and storage medium. Background Art

[0002] At present, the financial products of the core banking system are maintained and used after being configured in a parameterized form. The parameters of financial products include basic parameters, business parameters, interest rate information parameters, event parameters, product group parameters, etc.

[0003] When adding a new product, it is usually based on the parameters of the original product, and only some personalized parameters are changed, such as: effective date, maximum interest rate, etc., and other parameters remain the same, so as to complete the creation of the new product. However, there are many categories of financial products, and each product category has many products, and each product contains a large number of parameters. At the same time, in the current banking system, there is no association between products, so the parameters of each product need to be configured separately. When adding a new product, it may be necessary to configure dozens or even hundreds of parameters separately. Although this method of configuring product parameters is comprehensive, it is too redundant and is not conducive to the management of products under each product category. .

[0004] Based on the above situation, how to reduce the difficulty of adding new products, reduce the product parameter data that needs to be maintained, and establish a hierarchical relationship between products has become a major pain point for current banking business departments. Summary of the invention

[0005] In view of the deficiencies in the prior art, the present invention provides a method, system, electronic device and storage medium for hierarchical configuration of product parameters. By constructing a basic product model and a saleable product model, and establishing an association between the basic product model and the saleable product model, hierarchical configuration of product parameters is achieved, thereby simplifying the product creation process and improving the flexibility and efficiency of product configuration.

[0006] The first object of the present invention is to provide a method for hierarchical configuration of product parameters, comprising:

[0007] Analyze all products in each product category, identify the product attributes of all products in each product category, and analyze the product attributes to classify the product attributes into fixed attributes and personalized attributes;

[0008] Build a basic product model for each product category based on all product attributes of each product category;

[0009] Building a sellable product model for each product category based on all personalized attributes of each product category, and associating the sellable product model of each product category with the basic product model of the product category;

[0010] Based on the basic product model of each product category, the salable product model of each product category, and the association between the salable product model of each product category and the basic product model of the product category, a salable product is created for each product category.

[0011] As a further improvement of the present invention, each product category includes at least one basic product model, and each of the salable product models under each product category is associated with one basic product model of the product category.

[0012] As a further improvement of the present invention, the basic product model of each product category is configured with all product attributes of the product category, and the attribute values ​​of the fixed attributes are configured as specific attribute values, and the attribute values ​​of the personalized attributes are configured as variables;

[0013] The salable product model of each product category is configured with all personalized attributes of the product category, and the attribute values ​​of all personalized attributes are configured based on actual needs.

[0014] As a further improvement of the present invention, a sellable product is created for each product category, including:

[0015] Building the sellable product model for each product category based on actual needs, configuring specific attribute values ​​for all personalized attributes of the sellable product model, and associating the sellable product model with the configured attribute values ​​with the basic product model of the product category;

[0016] Based on the association relationship between the salable product model and the basic product model, the attribute values ​​of all product attributes of the created salable product are obtained to complete the creation of the salable product.

[0017] As a further improvement of the present invention, all product attributes of the created salable product are obtained according to the association relationship between the salable product model and the basic product model, including:

[0018] Based on the association relationship between the salable product model and the basic product model, acquiring attribute values ​​of fixed attributes and attribute values ​​of personalized attributes of the basic product model;

[0019] The specific attribute values ​​of all personalized attributes of the salable product model are used to replace the attribute values ​​of the personalized attributes in the basic product model, so as to obtain the attribute values ​​of all product attributes of the created salable product.

[0020] As a further improvement of the present invention, the method further includes: saving the created salable product based on the product category to which the created salable product belongs.

[0021] The second object of the present invention is to provide a product parameter hierarchical configuration system for implementing the above method, comprising:

[0022] A product attribute analysis module is used to analyze all products in each product category, identify the product attributes of all products in each product category, and analyze the product attributes to divide the product attributes into fixed attributes and personalized attributes;

[0023] A basic product model building module builds a basic product model for each product category based on all product attributes of each product category;

[0024] A salable product model building module, which builds a salable product model for each product category based on all personalized attributes of each product category, and associates the salable product model of each product category with the basic product model of the product category;

[0025] The product creation module creates a salable product for each product category based on the basic product model of each product category, the salable product model of each product category, and the association between the salable product model of each product category and the basic product model of the product category.

[0026] As a further improvement of the present invention, the basic product model construction module is used to configure all product attributes of each product category for the basic product model of the product category, and configure fixed attributes as specific attribute values ​​and configure attribute values ​​of personalized attributes as variables.

[0027] The salable product model building module is used to configure all personalized attributes of the product category for the salable product model of each product category, and configure the attribute values ​​of all personalized attributes based on actual needs.

[0028] The third object of the present invention is to provide an electronic device, comprising at least one processing unit and at least one storage unit, wherein the storage unit stores a computer program, and when the program is executed by the processing unit, the processing unit executes the above method.

[0029] A fourth object of the present invention is to provide a storage medium storing a computer program executable by an electronic device, wherein when the program runs on the electronic device, the electronic device executes the above method.

[0030] Compared with the prior art, the present invention has the following beneficial effects:

[0031] The method provided in this application builds a basic product model and a saleable product model, establishes an association relationship between the basic product model and the saleable product model, and realizes hierarchical configuration of product parameters. When creating a product, business personnel do not need to configure all parameters of the product separately. They only need to maintain personalized attributes to complete the creation of saleable products, which effectively simplifies the product creation process and improves the flexibility and efficiency of product configuration.

[0032] In the traditional way, all parameters need to be configured separately for each product, which leads to redundancy and duplication of product parameters under the same category. However, the method of the present application divides the product parameters of each product category into fixed attributes and personalized attributes through hierarchical configuration, and uniformly configures fixed attributes in the basic product model, which can intuitively and clearly see the functions of such products and avoid repeated configuration of parameters; and configures personalized attributes in the saleable products, and configures the attribute values ​​of personalized attributes according to actual needs, effectively simplifying the product creation process and effectively reducing the difficulty of product creation.

[0033] At the same time, the salable product model of each product category is associated with the basic product model of the product category, thereby constructing a hierarchical relationship between products, making business relationships clearer and facilitating the creation of salable products. BRIEF DESCRIPTION OF THE DRAWINGS

[0034] Figure 1 A flowchart of the method for configuring product parameters in layers;

[0035] Figure 2 A schematic diagram of the structure of the product parameter hierarchical configuration system. DETAILED DESCRIPTION

[0036] In order to make the purpose, technical solution and advantages of the embodiments of the present invention clearer, the technical solution in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments are part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by ordinary technicians in this field without creative work are within the scope of protection of the present invention.

[0037] The present invention is further described in detail below in conjunction with the accompanying drawings:

[0038] Please refer to Figure 1 This embodiment provides a method for hierarchical configuration of product parameters, including:

[0039] Analyze all products in each existing product category, identify the product attributes of all products in each product category, and analyze the product attributes to classify them into fixed attributes and personalized attributes;

[0040] Build a basic product model for each product category based on all product attributes of each product category;

[0041] Building a sellable product model for each product category based on all personalized attributes of each product category, and associating the sellable product model of each product category with the basic product model of the product category; wherein each product category includes at least one basic product model, and each sellable product model under each product category is associated with one basic product model of the product category;

[0042] Based on the basic product model of each product category, the salable product model of each product category, and the association between the salable product model of each product category and the basic product model of the product category, a salable product is created for each product category, and the created salable products are classified and saved based on the product category to which the created salable products belong.

[0043] The method provided in this embodiment realizes hierarchical configuration of product parameters by constructing a basic product model and a saleable product model, and establishing an association relationship between the basic product model and the saleable product model. When creating a product, business personnel do not need to configure all parameters of the product separately, but only need to maintain personalized attributes to complete the creation of the saleable product, which effectively simplifies the product creation process and improves the flexibility and efficiency of product configuration.

[0044] According to the product layering design method, all products in each category are analyzed, all product attributes of each category are obtained, the attributes are classified, and the basic product model and the saleable product model are created. The saleable product model is associated with the basic product model to establish a hierarchical relationship between products.

[0045] Specific configuration of the basic product model: The basic product model of each product category is configured with all product attributes of the product category, and the attribute values ​​of fixed attributes are configured as specific attribute values, and the attribute values ​​of personalized attributes are configured as variables, such as SPROD.XXX.

[0046] Specific configuration of the salable product model: The salable product model of each product category is configured with all personalized attributes of the product category, and the attribute values ​​of all personalized attributes are configured based on actual needs.

[0047] Based on the above configuration, the steps to create a saleable product include:

[0048] Building the sellable product model for each product category based on actual needs, configuring specific attribute values ​​for all personalized attributes of the sellable product model, and associating the sellable product model with the configured attribute values ​​with the basic product model of the product category;

[0049] Based on the association between the salable product model and the basic product model, the attribute values ​​of the fixed attributes and the attribute values ​​of the personalized attributes of the basic product model are obtained, and the attribute values ​​of the personalized attributes in the basic product model are replaced with the specific attribute values ​​of all the personalized attributes of the salable product model to obtain the attribute values ​​of all product attributes of the created salable product, thereby completing the creation of the salable product.

[0050] In the traditional way, when creating a product, all parameters need to be configured separately for each product, which leads to redundancy and duplication of product parameters under the same category. The method provided in this embodiment divides the product parameters of each product category into fixed attributes and personalized attributes through hierarchical configuration, and uniformly configures fixed attributes in the basic product model, so that the functions of such products can be intuitively and clearly seen, and repeated configuration of parameters can be avoided; and personalized attributes are configured in the saleable products, and the attribute values ​​of personalized attributes are configured according to actual needs, which effectively simplifies the product creation process and effectively reduces the difficulty of product creation. At the same time, the saleable product model of each product category is associated with the basic product model of the product category, thereby constructing a hierarchical relationship between the products, making the business relationship clearer and facilitating the creation of saleable products.

[0051] When market and consumer demands change and existing product attributes need to be modified or new product attributes need to be added, these changes can be easily adapted by making adaptive adjustments in the basic product model and salable product model of the corresponding product category based on whether the attribute is fixed or personalized.

[0052] The specific implementation process of the above method is described below through specific examples.

[0053] S1. Product attribute analysis:

[0054] For example, there were originally five products for regular margin. After analyzing the attributes of these five products, there are a total of 10 attributes, of which 5 attributes are fixed attributes and 5 attributes are personalized attributes.

[0055] Fixed attributes: account type, business module, account structure, interest calculation flag, amount type.

[0056] Personalized attributes: customer type, whether it is multi-currency, currency, term, and voucher type.

[0057] S2. Create a basic product model:

[0058] According to the analysis results, the basic product model RB10001-regular margin basic product is created. The regular margin basic product model is configured with 10 attributes, 5 fixed attributes are configured with specific attribute values, and 5 personalized attributes are configured as variables.

[0059] The specific configuration is as follows:

[0060] Product Attributes Property Value Account Types T(Term Account) Business Module RB(Deposit) Account Structure 1(First level account) Interest accrual symbol 10 (Main account positive interest rate) Amount Type BAL (principal balance) Customer Type SPROD.CLIENT_TYPE Is it multi-currency? SPROD.MULTI_CCY Currency SPROD.CCY the term SPROD.TERM_FREQ Voucher Type SPROD.DOC_TYPE

[0061] S3. Create a salable product model based on actual needs:

[0062] Create a salable product model RB10001001-Periodic Margin salable product 1, configure 5 personalized attributes for the salable product, configure specific attribute values ​​for the 5 personalized attributes according to actual needs, and associate them with the basic product.

[0063] The specific configuration is as follows:

[0064] Product Attributes Property Value Basic products RB10001 Customer Type 200(Company) Is it multi-currency? N(No) Currency CNY (Chinese Yuan) the term M3 (three months), M6 (six months) Voucher Type 714 (China Life Insurance Policy Certificate)

[0065] S4. Use of Saleable Products:

[0066] When the RB10001001 product is used, the attribute values ​​of the personalized attributes in the saleable product model are obtained, and the attribute values ​​of the fixed attributes and personalized attributes of the basic product RB10001 are obtained according to the association relationship;

[0067] Use the attribute values ​​of the personalized attributes in the salable product model to replace the attribute values ​​of the personalized attributes SPROD.XXX in the basic product to obtain complete product attributes.

[0068] When creating a salable product, you only need to configure specific attribute values ​​for the personalized attributes of the new product according to actual needs, and associate the new product with the basic product model under the product category to which it belongs. This will allow you to obtain the attribute values ​​of all attributes of the salable product, effectively simplifying the product creation process and improving the flexibility and efficiency of product configuration.

[0069] See also Figure 2 This embodiment provides a product parameter hierarchical configuration system, which is used to implement the above-mentioned product parameter hierarchical configuration method, including:

[0070] The product attribute analysis module is used to analyze all products in each existing product category, identify the product attributes of all products in each product category, and analyze the product attributes to divide the product attributes into fixed attributes and personalized attributes;

[0071] A basic product model building module, which builds a basic product model for each product category based on all product attributes of each product category, configures all product attributes of the product category for the basic product model of each product category, configures fixed attributes as specific attribute values, and configures attribute values ​​of personalized attributes as variables;

[0072] a salable product model building module, which builds a salable product model for each product category based on all personalized attributes of each product category, configures all personalized attributes of the product category for the salable product model of each product category, and associates the salable product model of each product category with the basic product model of the product category;

[0073] The product creation module creates a salable product for each product category based on the basic product model of each product category, the salable product model of each product category, and the association between the salable product model of each product category and the basic product model of the product category.

[0074] By constructing basic product models and salable product models, establishing the association between the basic product models and the salable product models, and realizing the hierarchical configuration of product parameters, it is only necessary to maintain personalized attributes to complete the creation of salable products, which effectively simplifies the product creation process and improves the flexibility and efficiency of product configuration.

[0075] This embodiment provides an electronic device including at least one processing unit and at least one storage unit, wherein the storage unit stores a computer program, and when the program is executed by the processing unit, the processing unit executes the above-mentioned product parameter hierarchical configuration method

[0076] This embodiment provides a storage medium storing a computer program executable by an electronic device. When the program runs on the electronic device, the electronic device executes the above-mentioned product parameter hierarchical configuration method.

[0077] The above are only preferred embodiments of the present invention and are not intended to limit the present invention. For those skilled in the art, the present invention may have various modifications and variations. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present invention shall be included in the protection scope of the present invention.

Claims

1. A method for hierarchical configuration of product parameters, characterized in that: include: Analyze all products in each product category, identify the product attributes of all products in each product category, and analyze the product attributes to classify the product attributes into fixed attributes and personalized attributes; Build a basic product model for each product category based on all product attributes of each product category; Building a sellable product model for each product category based on all personalized attributes of each product category, and associating the sellable product model of each product category with the basic product model of the product category; Based on the basic product model of each product category, the salable product model of each product category, and the association between the salable product model of each product category and the basic product model of the product category, a salable product is created for each product category.

2. A product parameter hierarchical configuration method according to claim 1, characterized in that: Each product category includes at least one base product model, and each of the salable product models under each product category is associated with one base product model of the product category.

3. A product parameter hierarchical configuration method according to claim 1 or 2, characterized in that: The basic product model of each product category is configured with all product attributes of the product category, and the attribute values ​​of fixed attributes are configured as specific attribute values, and the attribute values ​​of personalized attributes are configured as variables; The salable product model of each product category is configured with all personalized attributes of the product category, and the attribute values ​​of all personalized attributes are configured based on actual needs.

4. A product parameter hierarchical configuration method according to claim 3, characterized in that: Create sellable products for each product category, including: Building the sellable product model for each product category based on actual needs, configuring specific attribute values ​​for all personalized attributes of the sellable product model, and associating the sellable product model with the configured attribute values ​​with the basic product model of the product category; Based on the association relationship between the salable product model and the basic product model, the attribute values ​​of all product attributes of the created salable product are obtained to complete the creation of the salable product.

5. A product parameter hierarchical configuration method according to claim 4, characterized in that: According to the association relationship between the salable product model and the basic product model, all product attributes of the created salable product are obtained, including: Based on the association relationship between the salable product model and the basic product model, acquiring attribute values ​​of fixed attributes and attribute values ​​of personalized attributes of the basic product model; The specific attribute values ​​of all personalized attributes of the salable product model are used to replace the attribute values ​​of the personalized attributes in the basic product model, so as to obtain the attribute values ​​of all product attributes of the created salable product.

6. A product parameter hierarchical configuration method according to claim 1, characterized in that: The method further includes: saving the created salable product based on the product category to which the created salable product belongs.

7. A product parameter hierarchical configuration system, used to implement the product parameter hierarchical configuration method according to any one of claims 1 to 6, characterized in that: include: A product attribute analysis module is used to analyze all products in each product category, identify the product attributes of all products in each product category, and analyze the product attributes to divide the product attributes into fixed attributes and personalized attributes; A basic product model building module builds a basic product model for each product category based on all product attributes of each product category; A salable product model building module, which builds a salable product model for each product category based on all personalized attributes of each product category, and associates the salable product model of each product category with the basic product model of the product category; The product creation module creates a salable product for each product category based on the basic product model of each product category, the salable product model of each product category, and the association between the salable product model of each product category and the basic product model of the product category.

8. A product parameter hierarchical configuration system according to claim 7, characterized in that: The basic product model building module is used to configure all product attributes of each product category for the basic product model of the product category, and configure fixed attributes as specific attribute values ​​and configure attribute values ​​of personalized attributes as variables. The salable product model building module is used to configure all personalized attributes of the product category for the salable product model of each product category, and configure the attribute values ​​of all personalized attributes based on actual needs.

9. An electronic device, characterized in that: It comprises at least one processing unit and at least one storage unit, wherein the storage unit stores a computer program, and when the program is executed by the processing unit, the processing unit executes the product parameter hierarchical configuration method according to any one of claims 1 to 6.

10. A storage medium, characterized in that: It stores a computer program executable by an electronic device. When the program runs on the electronic device, the electronic device executes the product parameter hierarchical configuration method as described in any one of claims 1 to 6.

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