Information processing system, information processing method, and information processing program

Abstract

We provide an information processing system that minimizes the burden of system development, operation, and work, and prevents incorrect entry of account information at financial institutions receiving remittances. [Solution] The information processing system 1 includes a dictionary registration unit P8, an account information receiving unit P1, a determination unit P2, and a notification unit P4. The dictionary registration unit P8 registers account number identification information and the recipient name of the account in the dictionary information based on the remittance history Th. The account information receiving unit P1 receives instruction input of account information from the remittance requestor. The determination unit P2 compares the input recipient name with the recipient name corresponding to the account number identification information in the dictionary registration unit P8 and outputs a determination result indicating whether the input recipient name is correct or not. The notification unit P4 notifies the remittance requestor of the determination result.

Description

Technical Field

[0001] The present invention relates to an information processing system, an information processing method, and an information processing program.

Background Art

[0002] Conventionally, there is a remittance system that performs remittances based on account information of financial institutions. If the remittance system makes a remittance to an incorrect remittance destination, the remittance may fail and be reversed, which may result in unnecessary effort and fees. Therefore, before making a remittance, the remitter may confirm the correctness of the account information entered. For example, in Non-Patent Document 1, before making a remittance, the account information received from the sending financial institution is sent to the receiving financial institution to make an account confirmation request, and after confirming the correctness of the account information, a technology for making a remittance from the sending financial institution to the receiving financial institution is disclosed.

[0003] Also, for example, in another remittance system, as shown in Patent Document 1, based on a transfer request form, in order for the person in charge to be able to enter account information more correctly, the transfer request form is read as an image using a scanner, the image is text-converted using OCR software, and based on the "subject number" and "account number" data, it is checked whether the recipient data of the same combination is stored in the recipient data storage unit. If there is no same combination, the OCR recognition data is displayed, and if there is a same combination, a transfer processing program for displaying the corresponding candidate related to that combination is disclosed.

Prior Art Documents

Non-Patent Documents

[0004]

Non-Patent Document 1

Patent Documents

[0005] [Patent Document 1] Japanese Patent Publication No. 2003-44683 [Overview of the project] [Problems that the invention aims to solve]

[0006] However, with conventional remittance systems, it is not possible to verify the accuracy of account information when the receiving financial institution's system is down, and the burden of developing and operating systems to link with the receiving financial institution's system is also significant.

[0007] Furthermore, in other remittance systems, the remittance officer has to visually check the image of the direct debit request form against the OCR-recognized data or the candidate recipient data, which places a heavy burden on the worker.

[0008] Therefore, the embodiment of the present invention aims to provide an information processing system, an information processing method, and an information processing program that reduce the burden of system development, operation, and work, and that can prevent incorrect input of account information of the financial institution to which the money is sent. [Means for solving the problem]

[0009] The information processing system according to the embodiment includes a dictionary registration unit, an account information reception unit, a determination unit, and a notification unit. The dictionary registration unit registers the account number identification information and the recipient name of the account associated with the account number identification information in the dictionary information, based on the remittance history which has remittance information of remittances sent to an account of a financial institution, and which has account number identification information including at least an account number to identify the account of the financial institution, and a recipient name associated with the account number identification information. The account information reception unit receives instruction input of account information including the account number identification information and the input recipient name associated with the account number identification information from the remittance requestor. The determination unit compares the input recipient name with the recipient name associated with the account number identification information in the dictionary registration unit and outputs a determination result indicating whether the input recipient name is correct or not. The notification unit notifies the remittance requestor of the determination result.

[0010] The information processing method according to the embodiment involves a dictionary registration unit registering the account number identification information and the recipient name of the account associated with the account number identification information in the dictionary information based on the remittance history having remittance information of a remittance sent to a financial institution's account, which includes account number identification information including at least an account number to identify the financial institution's account, and a recipient name associated with the account number identification information. The account information receiving unit receives instruction input of account information including the account number identification information and the input recipient name associated with the account number identification information from the remittance requestor. The determination unit compares the input recipient name with the recipient name associated with the account number identification information in the dictionary registration unit and outputs a determination result indicating whether the input recipient name is correct or not. The notification unit notifies the remittance requestor of the determination result.

[0011] The information processing program according to the embodiment includes a code for a dictionary registration unit, a code for an account information reception unit, a code for a determination unit, and a code for a notification unit. The code for the dictionary registration unit registers the account number identification information and the recipient name of the account associated with the account number identification information in the dictionary information, based on a remittance history having remittance information of a remittance sent to a financial institution's account, which includes account number identification information including at least an account number to identify the financial institution's account, and a recipient name associated with the account number identification information. The code for the account information reception unit receives instruction input of account information including the account number identification information and the input recipient name associated with the account number identification information from the remittance requestor. The code for the determination unit compares the input recipient name with the recipient name associated with the account number identification information in the dictionary registration unit and outputs a determination result indicating whether the input recipient name is correct or not. The code for the notification unit notifies the remittance requestor of the determination result. [Effects of the Invention]

[0012] According to embodiments of the present invention, it is possible to provide an information processing system, an information processing method, and an information processing program that reduce the burden of system development, operation, and work, and that can prevent incorrect input of account information of the financial institution to which the money is sent. [Brief explanation of the drawing]

[0013] [Figure 1] This is a block diagram showing an example of the overall configuration of the information processing system according to the embodiment. [Figure 2] This is a block diagram showing an example of the internal configuration of an information processing system according to an embodiment. [Figure 3] This is a block diagram showing an example of a functional configuration for issuing a money transfer instruction via a terminal device in an information processing system according to an embodiment. [Figure 4] This is a block diagram showing an example of the functional configuration for issuing a remittance instruction by a remittance instruction unit in an information processing system according to an embodiment. [Figure 5] This figure shows an example of an account input screen in an information processing system according to an embodiment. [Figure 6] This figure shows an example of an account list screen in an information processing system according to an embodiment. [Figure 7] This is a flowchart illustrating an example of the decision-making process in the information processing system according to the embodiment. [Figure 8] This is a flowchart illustrating an example of the decision-making process in the information processing system according to the embodiment. [Modes for carrying out the invention]

[0014] (Configuration of Information Processing System 1) The configuration of the information processing system 1 of this embodiment will be described below with reference to the drawings.

[0015] FIG. 1 to FIG. 4 are block diagrams showing an example of the configuration of the information processing system 1. FIG. 1 shows the overall configuration, FIG. 2 shows the internal configuration, FIG. 3 shows the functional configuration for making a money transfer instruction by the terminal device 10, and FIG. 4 shows the functional configuration for making a money transfer instruction by the money transfer instruction unit P7. FIG. 5 is a diagram showing an example of the account input screen G1. FIG. 6 is a diagram showing an example of the account list screen G2.

[0016] As shown in FIG. 1, the information processing system 1 includes a terminal device 10, a management server 20, and a money transfer server R. The terminal device 10 is an information processing terminal such as a PC or a tablet, and can be connected to the management server 20 and the money transfer server R via networks such as a LAN, the Internet, and mobile communication. The management server 20 can be connected to the money transfer server R via a network.

[0017] Based on the money transfer information received from the terminal device 10 or the management server 20, the money transfer server R connects to the financial institution server F of the transfer destination, performs a money transfer process to the account of the financial institution, and transmits the money transfer result to the terminal device 10 or the management server 20.

[0018] As shown in FIGS. 2 and 3, the terminal device 10 includes a terminal control unit 11, a terminal storage unit 12, a display unit 13, and an instruction input unit 14.

[0019] The terminal control unit 11 has a processing device such as a CPU, and realizes its function by executing a program read from the terminal storage unit 12.

[0020] The terminal storage unit 12 has storage elements such as a ROM, a RAM, a HDD, and a SSD, and stores various information for controlling the terminal device 10 and programs constituting various processing units.

[0021] The display unit 13 is composed of an LCD, an LED, an OLED, etc., and can display various information input from the terminal control unit 11.

[0022] The instruction input unit 14 has, for example, an input device such as a keyboard or mouse, and outputs various instruction inputs entered by the remittance requestor to the terminal control unit 11.

[0023] The management server 20 includes a server control unit 21 and a server storage unit 22.

[0024] The server control unit 21 has a processing unit such as a CPU and realizes its function by executing a program read from the server storage unit 22.

[0025] The server storage unit 22 has memory elements such as ROM, RAM, HDD, and SSD, and stores various information for controlling the management server 20, as well as programs that constitute various processing units. For example, the server storage unit 22 stores various information such as remittance history Th and dictionary information Dc, as well as programs for various processing units such as the account information receiving unit P1, the determination unit P2, the similarity calculation unit P3, the notification unit P4, the remittance information output unit P5, the remittance result registration unit P6, the remittance instruction unit P7, the dictionary registration unit P8, and the dictionary deletion unit P9.

[0026] The remittance history Th contains remittance information for remittances made to a financial institution's account, and includes account number identification information, which at least includes the account number, to identify the financial institution's account, and the recipient's name associated with the account number identification information. The remittance information includes remittance identification information, which serves as a key to identify the record, the remitter, account number identification information, and the recipient's name associated with the account number identification information.

[0027] Account number identification information includes at least the account number to identify an account at a financial institution, and more specifically, includes the financial institution code, branch code, and account number that indicate the account at the financial institution. If the financial institution code is a 4-digit number, the branch code is a 3-digit number, and the account number is a 7-digit number, the account number identification information is a 14-digit number.

[0028] The remittance history Th allows the recipient's name, associated with the account number identification information, to be retrieved based on the account number identification information.

[0029] Dictionary information Dc contains account number identification information and the recipient name associated with the account number identification information. Based on the account number identification information, dictionary information Dc makes it possible to retrieve the recipient name associated with the account number identification information.

[0030] The Account Information Reception Unit P1 receives instructions for inputting account information from the remittance requestor. The account information includes account number identification information and the name of the recipient associated with the account number identification information.

[0031] More specifically, as shown in Figure 5, the account information receiving unit P1 displays the account input screen G1 on the display unit 13 and receives instructions from the remitter via the instruction input unit 14 to input account information including the name of the recipient's financial institution (in Kanji and Kana), financial institution code, branch name (in Kanji and Kana), branch code, account type, account number, and name of the recipient (in Kanji and Kana). On the account input screen G1, it is possible to input the name of the recipient in Kanji and Kana, but when simply referred to as "name of the recipient," it refers to the name of the recipient entered in Kana. The account information receiving unit P1 may convert the entered financial institution name and branch name into a financial institution code and branch code to save the remitter the trouble of entering the financial institution code and branch code. The account information receiving unit P1 combines the financial institution code, branch code, and account number received from the remitter and generates account number identification information that is associated with the name of the recipient.

[0032] If account number identification information corresponding to the account information instructed and entered by the account information reception unit P1 is registered in the dictionary information Dc, the determination unit P2 compares the entered recipient name with the recipient name corresponding to the account number identification information in the dictionary information Dc and outputs a determination result indicating whether the entered recipient name is correct or not. More specifically, if account number identification information entered by the account information reception unit P1 is registered in the dictionary information Dc, the determination unit P2 obtains the recipient name associated with the account number identification information from the dictionary information Dc and applies normalization processing to the recipient name. The determination unit P2 applies the same normalization processing to the entered recipient name and compares the normalized entered recipient name with the recipient name. If the entered recipient name matches the recipient name, it determines that the entered recipient name is correct, and if the entered recipient name and the recipient name do not match, it determines that the entered recipient name is incorrect. In the comparison of the entered recipient name and the recipient name, if the only difference is a corporate abbreviation, it may be determined that they match.

[0033] Normalization processing is not particularly limited, but may include, in whole or in part, corporate abbreviation conversion such as converting "Kabushiki Kaisha" to "Ka)", "(Ka", or "(Ka)", as well as unifying full-width characters in strings, removing half-width spaces, etc., and may also include other string manipulations.

[0034] On the other hand, if the determination unit P2 does not have account number identification information corresponding to the account information entered by the account information reception unit P1 registered in the dictionary information Dc, it outputs a determination result indicating that the account information is not registered in the dictionary information Dc.

[0035] The similarity calculation unit P3 calculates the similarity between the input recipient name and the recipient name matched by the determination unit P2. The similarity calculation unit P3 can use calculation techniques such as the Levenshtein distance, Jaro-Winkler distance, cosine similarity, Dice coefficient, or Hamming distance.

[0036] As shown in Figures 5 and 6, the notification unit P4 notifies the remitter of the determination result. More specifically, if the determination unit P2 determines that the entered recipient name is incorrect, the remitter is notified by displaying the determination result indicating that the entered recipient name is incorrect, along with a suggested recipient name corresponding to the account number identification information, on the account input screen G1.

[0037] More specifically, if the determination unit P2 determines that the input recipient name is incorrect, and the similarity calculated by the similarity calculation unit P3 is above a predetermined threshold due to the high similarity between the input recipient name and the actual recipient name, the notification unit P4 retrieves the recipient name corresponding to the account number identification information from the dictionary information Dc and notifies the remitter of the determination result indicating that the input recipient name is incorrect and a suggested recipient name by displaying it on the account input screen G1. The remitter receives the notification from the notification unit P4, including the suggested recipient name, and can correct the input recipient name from the account input screen G1 displayed on the display unit 13.

[0038] On the other hand, if the similarity calculated by the similarity calculation unit P3 is below a predetermined threshold due to a low similarity between the input recipient name and the actual recipient name, the notification unit P4 notifies the remitter of the determination result indicating that the input recipient name is incorrect and does not suggest a recipient name.

[0039] The predetermined threshold is adjusted and set empirically or experimentally to prevent the suggestion of recipient names to remitter who enter recipient names with low similarity.

[0040] Furthermore, if the determination unit P2 determines that the entered recipient name is incorrect, the notification unit P4 notifies the account list screen G2 that the account number identification information and entered recipient name instructed and entered by the account information reception unit P1 may differ from the account number identification information and recipient name registered in the dictionary information Dc. The remitter can refer to the notification on the account list screen G2, transition to the account input screen G1, and correct the account information from the input screen G1.

[0041] As shown in Figure 3, the remittance information output unit P5, in response to instructions input by the remittance requester via the instruction input unit 14, generates and outputs remittance information including remittance identification information, account number identification information (financial institution code, branch code, account number), and input recipient name based on the account number identification information and input recipient name instructed and input by the account information reception unit P1.

[0042] The remitter can instruct the remittance information output unit P5 to output remittance information to the terminal device 10 via the instruction input unit 14. Once the output remittance information is received by the terminal device 10, the remitter can send the received remittance information to the remittance server R to issue a remittance instruction. When the terminal device 10 sends the remittance information, the remittance server R performs the remittance processing, and if the remittance is successful, sends the remittance result, including remittance success information associated with the remittance identification information, to the terminal device 10.

[0043] The remittance result registration unit P6 receives instructions from the remittance requester via the instruction input unit 14, specifying remittance identification information to identify the remittance history Th and remittance success information. The unit then registers the remittance success information in the remittance history Th as a remittance result, associating it with the remittance identification information.

[0044] For transfers to a financial institution's account, the remitter can send the transfer information received by the terminal device 10 to the transfer server R, which then processes the transfer to the financial institution's server F. Alternatively, the transfer information output unit P5 can output the transfer information to the transfer instruction unit P7, which then sends the transfer information to the transfer server R, which then processes the transfer to the financial institution's server F.

[0045] As shown in Figure 4, the remittance instruction unit P7 issues a remittance instruction to the remittance server R based on the remittance information input from the remittance information output unit P5. After processing the remittance, the remittance server R sends the remittance result, which is the result of the remittance processing, to the remittance instruction unit P7. The remittance instruction unit P7 obtains the remittance identification information and remittance success information included in the remittance result, and registers the remittance success information in the remittance history Th, associating it with the remittance identification information.

[0046] The dictionary registration unit P8 registers account number identification information and the recipient name of the account in dictionary information Dc, based on the remittance history Th, under predetermined registration conditions. The processing of the dictionary registration unit P8 is executed when predetermined execution conditions are met. The predetermined execution conditions can be determined empirically or experimentally, but may also be determined at regular or irregular intervals, or as a condition based on a change in parameters, such as when a certain amount of remittance history Th is accumulated.

[0047] As a predetermined registration condition, for example, when there is remittance information in the remittance history Th indicating that the same remittance information, indicated by account number identification information and recipient name, has been remitted by more than a predetermined number of different remittance requestors, the dictionary registration unit P8 registers the account number identification information and recipient name included in the remittance information in the dictionary information Dc, associating them with each other. The predetermined number of remittance requestors is determined empirically or experimentally so that the account information that is presumed to be more accurate can be registered in the dictionary information Dc.

[0048] Furthermore, as a predetermined registration condition, for example, if the remittance history Th contains remittance information indicated by account number identification information and recipient name a predetermined number of times or more, the dictionary registration unit P8 associates the account number identification information and recipient name contained in the remittance information with each other and registers them in the dictionary information Dc. The predetermined number is determined empirically or experimentally so that the account information that is presumed to be more accurate can be registered in the dictionary information Dc.

[0049] Furthermore, as a predetermined registration condition, for example, if in the remittance history Th, the account number identification information is used for multiple remittances, and there are multiple recipient names associated with the account number identification information, and the number of remittances using the most frequent recipient name (the first recipient) is at least a predetermined multiple of the number of remittances using the second recipient name (the second recipient), then the dictionary registration unit P8 registers the account number identification information and the first recipient name in dictionary information Dc, associating them with each other. The predetermined multiple is determined empirically or experimentally, especially when there are variations in the notation of recipient names in dictionary information Dc, so that account information containing the most frequently used recipient names can be registered in dictionary information Dc.

[0050] Furthermore, as a predetermined registration condition, for example, when the remittance information in the remittance history Th includes information indicating successful remittance, the dictionary registration unit P8 registers the account number identification information and recipient name associated with the successful remittance information in the dictionary information Dc.

[0051] The dictionary deletion unit P9 counts the number of times a proposed recipient name corresponding to the account number identification information proposed by the notification unit P4 has been rejected by the remittance requestor. More specifically, when the remittance requestor has instructed and entered a different recipient name than the one proposed by the notification unit P4, despite the notification unit P4 having proposed a recipient name, the number of rejected proposals is increased by one in association with the account number identification information. If the number of rejected proposals is equal to or greater than a predetermined number of rejections, the dictionary deletion unit P9 deletes the account number identification information and the recipient name corresponding to the account number identification information from the dictionary information Dc.

[0052] (Decision process) Next, I will explain the judgment process. Figures 7 and 8 are flowcharts showing an example of the decision-making process flow.

[0053] As shown in Figures 7 and 8, the account information receiving unit P1 displays the account input screen G1 on the display unit 13 and accepts instruction input of account information including account number identification information and the name of the recipient (S1). When the remitter inputs account information via the instruction input unit 14, the determination unit P2 outputs a determination result indicating whether or not the account number identification information included in the account information input in S1 is registered in the dictionary information Dc. When the determination result indicates that the account number identification information is not registered in the dictionary information Dc, the notification unit P4 notifies the remitter of the determination result by displaying it on the display unit 13 and returns to S1 to accept instruction input of the next account information (S2:NO).

[0054] If account information is registered in dictionary information Dc (S2:YES), the determination unit P2 compares the input recipient name included in the account information with the recipient name included in dictionary information Dc, and if the input recipient name is correct, it returns to S1 (S3:NO).

[0055] If the input recipient name is incorrect (S3:YES), the similarity calculation unit P3 calculates the similarity between the input recipient name and the recipient name registered in the dictionary information Dc (S4).

[0056] If the similarity calculated by S4 is above a predetermined threshold, the notification unit P4 notifies the remitter of a suggested recipient name (S5:YES, S6a). On the other hand, if the similarity is below the predetermined threshold, the notification unit P4 notifies the remitter that the entered recipient name is incorrect. In this case, no notification of the recipient name is made (S5:NO, S6b).

[0057] The processes from S1 to S6 are repeated until all account information has been entered (S7: NO). Once all account information has been entered (S7: YES), and the remitter provides instructions via the instruction input unit 14, the remittance information output unit P5 generates and outputs the remittance information (S8).

[0058] When remittance information is output to the terminal device 10 based on the instructions input by the remittance requestor (S9: terminal device, S10a), the remittance requestor sends the remittance information from the terminal device 10 to the remittance server R to issue a remittance instruction. The remittance server R processes the remittance to the financial institution server F according to the remittance instruction and then sends the remittance result to the terminal device 10 (S11a). When the remittance requestor inputs remittance identification information and remittance success information via the instruction input unit 14, the remittance result registration unit P6 registers the remittance success information in the remittance history Th, associated with the remittance identification information (S12a).

[0059] On the other hand, when remittance information is output to the remittance instruction unit P7 based on the instructions input by the remittance requestor (S9: remittance instruction unit, S10b), the remittance instruction unit P7 sends the remittance information to the remittance server R to issue a remittance instruction. The remittance server R then processes the remittance to the financial institution server F according to the remittance instruction and sends the remittance result to the remittance instruction unit P7 (S11b). The remittance instruction unit P7 registers the successful remittance information in the remittance history Th, associated with the remittance identification information (S12b).

[0060] If the recipient name is not registered in the dictionary information Dc (S13: NO), the process returns to S1. If the predetermined execution conditions are met and the recipient name is registered in the dictionary information Dc (S13: YES), the dictionary registration unit P8 registers the recipient name in the dictionary information Dc, associating it with the account number identification information included in the remittance history Th, under the predetermined registration conditions (S14). After S14, the process returns to S1.

[0061] As a result, when the account number identification information included in the account information entered by the remitter is not registered in the dictionary information Dc, the information processing system 1 notifies the remitter by displaying a determination result on the display unit 13 indicating that the account information is not registered in the dictionary information Dc. The remitter can then focus on the account information that is not registered in the dictionary information Dc and verify whether the account information is correct or not.

[0062] Furthermore, if there is an error in the recipient's name entered in the account information provided by the remitter, the information processing system 1 will suggest a recipient's name. This allows the remitter to correct the entered recipient's name with less effort. In addition, if the remitter does not know the recipient's name, or if they have entered the account number identification information incorrectly, the information processing system 1 can prevent the suggestion of a recipient's name if the similarity between the entered recipient's name and the actual recipient's name falls below a threshold.

[0063] Furthermore, since information processing system 1 does not need to request account verification from financial institution server F, the burden on system development and operation is small. In addition, information processing system 1 can verify the accuracy of account information regardless of the operating status of financial institution server F, and therefore has excellent availability.

[0064] According to the embodiment, the information processing system 1 reduces the burden of system development, operation, and work, and can prevent incorrect input of account information of the financial institution to which the money is sent.

[0065] In this embodiment, an example was described in which the account number identification information consists of a financial institution code, a branch code, and an account number. However, the embodiment is not limited to this, and may include information that identifies the account type, such as a savings account or a current account. Furthermore, the financial institution code and branch code do not necessarily have to be codes; they may be information that identifies the financial institution and branch, such as the financial institution name or branch name. Also, in this embodiment, an example was described in which the account number identification information is a 14-digit number. However, the embodiment is not limited to this, and may include non-numeric characters or have a number of digits other than 14.

[0066] Furthermore, in the embodiment, an example was described in which the notification unit P4 notifies the remitter if the determination unit P2 determines that the input recipient name is incorrect. However, if the determination unit P2 determines that the input recipient name is correct, the remitter may be notified that the input recipient name is correct.

[0067] Furthermore, in the embodiment, an example was described in which the remittance result registration unit P6 registers remittance success information in the remittance history Th as a remittance result, associated with the remittance identification information. However, the embodiment is not limited to this, and remittance failure information indicating that the remittance failed may also be registered, associated with the remittance identification information.

[0068] As described above, embodiments of the present invention have been explained, but the embodiments are not limited thereto, and various changes and modifications are possible as long as they do not alter the essence of the present invention.

[0069] Furthermore, each step of each procedure in the embodiment may be executed in a different order, executed simultaneously, or executed in a different order each time, as long as it does not contradict its nature. In addition, all or part of each step of each procedure in this embodiment may be implemented by hardware or by program. [Explanation of Symbols]

[0070] 1. Information Processing System 10. Terminal device 11. Terminal Control Unit 12. Terminal Storage Unit 13...Display section 14. Instruction Input Section 20. Management Server 21. Server Control Unit 22... Server Storage Dc... Dictionary Information F...Recipient financial institution server G1... Input screen G2... Account List Screen P1... Account Information Reception Department P2... Judgment section P3...Similarity calculation unit P4... Notification section P5... Remittance information output unit P6... Remittance Result Registration Section P7... Remittance Instruction Section P8...Dictionary Registration Section P9...Dictionary Deletion Section R... Money transfer server The... remittance history

Claims

1. A remittance history having remittance information of a remittance sent to a financial institution's account, which includes account number identification information including at least an account number to identify the financial institution's account, and a recipient name associated with the account number identification information, a dictionary registration unit that registers the account number identification information and the recipient name of the account associated with the account number identification information in dictionary information, An account information receiving unit receives instructions from the remittance requestor to input account information, including the account number identification information and the name of the recipient associated with the account number identification information. A determination unit compares the input recipient name with the recipient name corresponding to the account number identification information in the dictionary registration unit and outputs a determination result indicating whether the input recipient name is correct or not. A notification unit that notifies the remittance requestor of the determination result, An information processing system having the following features.

2. The information processing system according to claim 1, wherein the dictionary registration unit registers in the dictionary information an association between the account number identification information and the recipient name included in the remittance information when the remittance history contains remittance information indicating that the same remittance information, indicated by the account number identification information and the recipient name, has been remitted by more than a predetermined number of different remittance requestors.

3. The information processing system according to claim 1, wherein the dictionary registration unit registers the account number identification information and the recipient name included in the remittance information in the dictionary information in association with each other when the remittance history contains remittance information indicated by the account number identification information and the recipient name a predetermined number of times or more.

4. The information processing system according to claim 1, wherein the dictionary registration unit registers the account number identification information and the first recipient name in the dictionary information when, in the remittance history, the account number identification information is used for multiple remittances, there are multiple recipient names associated with the account number identification information, and the number of first remittances made by the most frequent first recipient name is at least a predetermined multiple of the number of second remittances made by the second recipient name, which is the next most frequent.

5. It has a remittance result registration section, The remittance result registration unit receives remittance identification information that identifies the remittance history and remittance success information indicating that the remittance indicated in the remittance identification information was successful from the remittance requestor, and registers the remittance success information in the remittance history in association with the remittance identification information. When the remittance information in the remittance history includes the remittance success information, the dictionary registration unit registers the account number identification information and the recipient name associated with the remittance success information in the dictionary information. The information processing system according to claim 1.

6. It has a remittance information output unit and a remittance instruction unit, The remittance information output unit generates the remittance information based on the account number identification information and the input recipient name entered by the account information receiving unit. The remittance instruction unit issues a remittance instruction to the remittance server based on the remittance information, receives the remittance result, which is the result of the remittance processing, obtains the remittance identification information and remittance success information included in the remittance result, and registers the remittance success information in the remittance history in association with the remittance identification information. When the remittance information in the remittance history includes the remittance success information, the dictionary registration unit registers the account number identification information and the recipient name included in the remittance history in the dictionary information, associating them with each other. The information processing system according to claim 1.

7. If the determination unit determines that the input recipient name is incorrect, the notification unit retrieves the recipient name corresponding to the account number identification information from the dictionary information and sends a notification to the remittance requester that includes a suggested recipient name. The information processing system according to claim 1.

8. It has a similarity calculation unit, The similarity calculation unit calculates the similarity between the input recipient name matched by the determination unit and the recipient name. If the determination unit determines that the input recipient name is incorrect, and the similarity is equal to or greater than a predetermined threshold, the notification unit will send a notification to the remittance requester including a suggested recipient name corresponding to the account number identification information. The information processing system according to claim 7.

9. It has a dictionary deletion function, The information processing system according to claim 7, wherein the dictionary deletion unit counts the number of times the recipient name corresponding to the account number identification information proposed by the notification unit has been rejected by the remittance requestor, and when the number of rejections is equal to or greater than a predetermined number of rejections, the account number identification information and the recipient name corresponding to the account number identification information are deleted from the dictionary information.

10. The dictionary registration unit registers the account number identification information and the recipient's name associated with the account number identification information in the dictionary information, based on the remittance history which has remittance information of a remittance sent to a financial institution's account, and which includes account number identification information including at least the account number to identify the financial institution's account, and the recipient's name associated with the account number identification information. The account information receiving department receives instructions from the remittance requester to input account information, including the account number identification information and the name of the recipient associated with the account number identification information. The determination unit compares the input recipient name with the recipient name corresponding to the account number identification information in the dictionary registration unit, and outputs a determination result indicating whether the input recipient name is correct or not. The notification unit notifies the remittance requestor of the determination result. Information processing methods.

11. A remittance history having remittance information of a transfer made to a financial institution's account, which includes account number identification information including at least an account number to identify the financial institution's account, and a recipient name associated with the account number identification information, based on the remittance history, the account number identification information and a dictionary registration unit code that registers the recipient name of the account associated with the account number identification information in the dictionary information, The account number identification information and the code of the account information receiving unit that receives instructions from the remittance requestor for input of account information including the name of the recipient associated with the account number identification information, A code in a determination unit that compares the input recipient name with the recipient name corresponding to the account number identification information in the dictionary registration unit and outputs a determination result indicating whether the input recipient name is correct or not, A code in the notification unit that notifies the remittance requestor of the determination result, An information processing program that causes a computer to execute something.

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