An online construction method, device, medium and electronic device for asset transactions

Abstract

An online construction method, device, medium and electronic device for asset transactions are disclosed in the embodiments of the present application. The embodiments of the present application relate to the field of Internet technologies. Among them, the method includes: responding to a product information filling request at a product release node and performing product release; the product information includes amount information, and the amount information is the release amount; if at least one intention to purchase information filled in at a product consultation node is detected and the intention to purchase information meets a preset condition, then send the intention to purchase information to the product release node; if it is detected that the product release node responds to the intention to purchase information, then it is determined that the construction of the asset transaction is completed. By implementing this solution, effective control can be achieved over the amount of funds traded either online or offline based on the online release and online response processing of financial products, and the purpose of efficiently completing transactions can be achieved.

Description

Technical Field

[0001] The embodiments of the present application relate to the field of Internet technology, and in particular to an online method, device, medium and electronic device for asset trading. Background Art

[0002] With the rapid development of the economy and society, both fund holders and fund demanders are highly dependent on fund flows. On the one hand, for fund holders, how to increase the annualized return on funds is a necessary means to improve economic value. On the other hand, for fund demanders, if there is no sufficient funds at the time when fund flows are needed, it is difficult to operate the business stably. Therefore, how to realize, standardize and rationalize asset transactions online has become a technical problem that needs to be solved urgently in this field. Summary of the invention

[0003] The embodiments of the present application provide an online method, device, medium and electronic device for establishing asset transactions, which can effectively manage and control the amount of funds for online or offline transactions based on the online release of fund products and online response processing, thereby achieving the purpose of efficiently completing transactions.

[0004] In a first aspect, an embodiment of the present application provides an online method for building an asset transaction, the method comprising:

[0005] Responding to the product information filling request of the product release node, and releasing the product; the product information includes amount information, and the amount information is the release amount;

[0006] If the intended purchase information filled in by at least one product consultation node is detected, and the intended purchase information meets the preset conditions, the intended purchase information is sent to the product release node;

[0007] If it is detected that the product release node responds to the intended purchase information, it is determined that the asset transaction setup is completed.

[0008] Furthermore, after determining that the asset transaction is completed, the method further includes:

[0009] According to the intended purchase information, the current transaction amount is deducted from the release amount of the product release node to obtain the current remaining amount;

[0010] According to the current remaining amount, the amount information of the product is updated to obtain a product update result.

[0011] Furthermore, after the product is released, the method further includes:

[0012] If a product delisting request for the product release node is detected, the product is delisted.

[0013] Further, after detecting a product delisting request for the product release node, the method further includes:

[0014] Obtaining the number of times or the frequency of the product delisting request for the product release node;

[0015] If the number of times or the frequency information meets a preset constraint standard, constraint control is performed on the product release node for releasing products.

[0016] Further, performing constraint control on the product release node for releasing products includes:

[0017] Restricting the display position of the product for the product release node;

[0018] Or,

[0019] Restricting the display frequency of the product for the product release node;

[0020] Or,

[0021] Restricting the product release node from releasing products within a preset time.

[0022] Further, if the identity information of the product consultation node of the intended purchase information and the identity information of the product release node meet a preset identity relationship, or the intended amount of the intended purchase information is less than or equal to the release amount, it is determined that the intended purchase information meets the preset conditions.

[0023] Further, the product information further includes validity period information;

[0024] Correspondingly, after the product is released, the method further includes:

[0025] If the release duration of the product has reached the preset validity period in the validity period information, the product is taken offline.

[0026] Further, after the product is released, the method further includes:

[0027] If it is detected that the product release node manually adjusts the release amount in the product information, a monitoring instruction is generated to monitor the number of manual adjustments and the amount adjustment range of the product release node;

[0028] If it is monitored that the number of manual adjustments or the amount adjustment range reaches a preset constraint standard, constraint control is performed on the product release node for releasing products.

[0029] Further, the method further includes:

[0030] If a product information query request sent by at least one product consultation node is detected, retrieve the historical transaction record of the product;

[0031] Perform desensitization processing on the historical transaction record and return it to the product consultation node.

[0032] In a second aspect, an embodiment of the present application provides an online construction device for asset transactions, the device includes:

[0033] A product release module, configured to respond to a product information filling request of a product release node and perform product release; the product information includes amount information, and the amount information is the release amount;

[0034] An intention to purchase information sending module, configured to, if it detects intention to purchase information filled in by at least one product consultation node and the intention to purchase information meets a preset condition, send the intention to purchase information to the product release node;

[0035] A transaction construction module, configured to, if it detects that the product release node responds to the intention to purchase information, determine that the asset transaction construction is completed.

[0036] In a third aspect, an embodiment of the present application provides a computer-readable storage medium, on which a computer program is stored, and when the program is executed by a processor, it implements the online construction method for asset transactions as described in the embodiments of the present application.

[0037] In a fourth aspect, an embodiment of the present application provides an electronic device, including a memory, a processor, and a computer program stored on the memory and executable on the processor. When the processor executes the computer program, it implements the online construction method for asset transactions as described in the embodiments of the present application.

[0038] The technical solution provided by the embodiments of the present application responds to a product information filling request of a product release node and performs product release; the product information includes amount information, and the amount information is the release amount; if it detects intention to purchase information filled in by at least one product consultation node and the intention to purchase information meets a preset condition, send the intention to purchase information to the product release node; if it detects that the product release node responds to the intention to purchase information, determine that the asset transaction construction is completed. By executing this technical solution, it is possible to effectively control the amount of funds traded either online or offline based on the online release and online response processing of financial products, and achieve the purpose of efficiently completing transactions. Description of the Drawings

[0039] Figure 1It is a flowchart of an online construction method for asset transactions provided in the first embodiment of this application;

[0040] Figure 2 It is a schematic structural diagram of an online construction device for asset transactions provided in the third embodiment of this application;

[0041] Figure 3 It is a schematic structural diagram of an electronic device provided in the fifth embodiment of this application. Detailed implementation manners

[0042] The following further elaborates on this application in conjunction with the accompanying drawings and embodiments. It can be understood that the specific embodiments described herein are only used to explain this application and not to limit this application. Additionally, it should be noted that for the sake of description, only parts related to this application rather than all structures are shown in the drawings.

[0043] Before discussing the exemplary embodiments in more detail, it should be mentioned that some exemplary embodiments are described as processes or methods depicted as flowcharts. Although the flowcharts describe the steps as sequential processes, many of the steps can be implemented in parallel, concurrently, or simultaneously. In addition, the order of the steps can be rearranged. The process can be terminated when its operations are completed, but it can also have additional steps not included in the drawings. The process can correspond to a method, function, procedure, subroutine, subprogram, etc.

[0044] Embodiment 1

[0045] Figure 1 It is a flowchart of an online construction method for asset transactions provided in the first embodiment of this application. This embodiment is applicable to the situation of peer-to-peer asset transaction matchmaking. This method can be executed by the online construction device for asset transactions provided in the embodiments of this application. The device can be implemented in software and / or hardware and can be integrated into an electronic device.

[0046] As Figure 1 shown, the online construction method for asset transactions includes:

[0047] S110. Respond to the product information filling request at the product release node and perform product release; the product information includes amount information, and the amount information is the release amount.

[0048] Among them, the product release node can be the node logged in by a user registered in the online construction system provided in this solution. The user can be an individual user or an enterprise user. For example, it can be an individual with a certain amount of cash assets or various types of financial institutions, such as banks, funds, securities companies, trusts, etc.

[0049] Product release nodes can fill in product information according to rules. After filling is completed and the information is released, the product goes online, completing the product release. Product information can include amount information, such as release amount, etc. In addition, it can also include other information, such as product type, term, expected rate of return, currency, amount, proposed transaction date, product responsible person, and contact information of the responsible person, etc. After completing the information filling, the product can be released online by clicking the release button at the product release node. The online products can be in the fund asset supermarket, and other users can log in to view relevant information.

[0050] In this solution, to increase the diversity of platform information, solve the problem of the single way for customers to obtain emergency funds, and at the same time increase the interaction between customers to improve the trust level among customers, this function is provided through this system for the asset transaction matching between customers.

[0051] S120: If at least one intention to purchase information filled in at the product consultation node is detected and the intention to purchase information meets the preset conditions, then send the intention to purchase information to the product release node.

[0052] After the product is released, other users can browse the products online to determine their interested products. For example, if a user finds that the information of a certain product matches their fund needs after browsing, they can send an intention to purchase information. Among them, the intention to purchase information at least includes the amount of the purchased funds. For example, if the release amount of the product is 1 billion, and the intention to purchase information must contain the amount of funds to be purchased this time, such as 500 million, then the intention to purchase information can be sent to the product release node.

[0053] In this solution, specifically, if the identity information of the product consultation node of the intention to purchase information and the identity information of the product release node meet the preset identity relationship, or the intended amount of the intention to purchase information is less than or equal to the release amount, then it is determined that the intention to purchase information meets the preset conditions.

[0054] Among them, the identity information of the product consultation node can be the specific identity of the user, such as the user's personal identity information, or if the user is an enterprise, it can be the relevant information of the enterprise. The identity information of the product release node is the personal information or enterprise information of the user who releases the product, and the two need to meet the preset identity relationship. Among them, the preset identity relationship can be a relationship that is not a subordinate institution. For example, a branch cannot borrow money from the head office through the platform because this belongs to the internal funds adjustment of the bank. In addition, other situations can also be included. For example, the historical purchase times between the two identities should be less than a certain threshold, such as less than five times. Because if the number of times is too large, it is possible that the product consultation node helps the product release node modify the release amount to achieve the purpose of the product release node conducting an off-line transaction with others, but only using the product consultation node to help change the remaining funds of the product online.

[0055] On the other hand, the intended amount of the intended purchase information is less than or equal to the release amount. If it is greater, it means that the product does not meet the intended amount of the intended purchase information and an off-line transaction cannot be achieved.

[0056] In this solution, specifically, this response mode can be adopted, that is, members send responses to the products they are interested in, and the publisher responds to the members who send responses. If an agreement is reached, the response is successful, that is, the transaction matching is successful.

[0057] S130. If it is detected that the product release node responds to the intended purchase information, it is determined that the asset transaction setup is completed.

[0058] Among them, after detecting that the product release node responds to the intended purchase information, it can be determined that the product release node agrees to lend the funds of the intended amount to the product consultation node. Then, the realization of the transaction setup can be achieved here. After the transaction is reached, the product release node and the product consultation node can go through specific fund borrowing procedures offline to achieve the purpose of efficiently completing the transaction.

[0059] In this solution, optionally, after determining that the asset transaction setup is completed, the method further includes:

[0060] According to the intended purchase information, deduct the current transaction amount from the release amount of the product release node to obtain the current remaining amount;

[0061] According to the current remaining amount, update the amount information of the product to obtain the product update result.

[0062] Among them, after the transaction setup is completed, the information of the current product can be adjusted. For example, the current transaction amount can be deducted from the release amount at the product release node to obtain the current remaining amount. For example, if the release amount is 1 billion and the current transaction amount is 500 million, the product release node can still provide 500 million in cash for the setup of online transactions. Therefore, the current remaining amount can be used as the actual supported amount of the product. Until the current remaining amount is 0 or less than the set amount, for example, less than 50 million, the product can be taken off the shelf. Through such settings, this solution can ensure that the information of the product is synchronized with the remaining funds at the product release node, and there is no need for the product release node to manually adjust, improving the objectivity of online product information and the convenience of using the product by the product release node.

[0063] The technical solution provided in this embodiment responds to the product information filling request of the product release node and publishes the product; the product information includes amount information, and the amount information is the release amount; if at least one product consultation node's intention to purchase information is detected and the intention to purchase information meets the preset conditions, the intention to purchase information is sent to the product release node; if it is detected that the product release node responds to the intention to purchase information, it is determined that the asset transaction setup is completed. By implementing this technical solution, based on the online release and online response processing of capital products, the amount of funds traded either online or offline can be effectively controlled, achieving the purpose of efficiently completing transactions.

[0064] This solution can support various ways to take products off the shelf after product release, such as automatic taking off the shelf, manual taking off the shelf, etc. The following will provide a detailed description of various ways to take off the shelf.

[0065] In a feasible embodiment, after the product is released, the method further includes:

[0066] If a product take-off request from the product release node is detected, the product is taken off the shelf.

[0067] This solution can support the manual taking off of products. That is, after the product release node issues a product take-off request, it can be taken off the shelf. The advantage of such a setting is that it can prevent the product release node from being unable to conduct online product transactions due to internal needs and urgently needing to use funds elsewhere, and then a manual take-off process can be carried out.

[0068] In this solution, optionally, after detecting a product take-off request from the product release node, the method further includes:

[0069] Obtain the information on the number of times or the frequency of the product take-off request issued by the product release node;

[0070] If the number of issuance information or the issuance frequency information meets the preset constraint criteria, constraint control for product release is performed on the product release node.

[0071] The number of issuance information can be the cumulative number of times of the withdrawal request issued since the product release node registered in this system, or the number of times of the withdrawal request of the product release node within the time period of the most recent 3 months or 1 month. Similarly, the issuance frequency information can be the cumulative issuance frequency of the withdrawal request since the product release node registered in this system, such as once every 6 months, or the issuance frequency of the withdrawal request of the product release node within the time period of the most recent 3 months or 1 month. For example, within the time period of 3 months or 1 month, the product release node has reached the frequency of once every 0.5 months.

[0072] After one or both of them meet the preset constraint criteria, constraint control for product release can be performed on the product release node. Among them, the preset constraint criteria can be that the internal release times are 3 times or more, or the release frequency within the most recent 3 months reaches 1 time / month or more.

[0073] In this solution, specifically, the constraint control for product release on the product release node includes:

[0074] Restrict the product display position of the product release node;

[0075] Or,

[0076] Restrict the product display frequency of the product release node;

[0077] Or,

[0078] Restrict the product release node from releasing products within a preset time.

[0079] The display position can be displayed at a rear position in the financial asset supermarket. The display frequency can be within a certain probability range where other users cannot view this product. Prohibiting release means that this product release node cannot release any products online.

[0080] Through such settings, this solution can effectively avoid the situation where the product release node frequently conducts off-line transactions with other users and disrupts the usage order of the entire platform.

[0081] In another feasible embodiment, the product information further includes validity period information;

[0082] Correspondingly, after product release, the method further includes:

[0083] If the release duration of the product has reached the preset validity period in the validity period information, the product is taken off the shelf.

[0084] When the validity period is reached, the product can be automatically taken off the shelf. Through such a setting, this solution can complete the automatic taking off the shelf of assets within a certain period of time, avoiding the problem that the product information no longer conforms to the current capital market while users do not actively notice, resulting in losses of user assets or the inability of user assets to flow for a long time.

[0085] In this solution, optionally, after the product is released, the method further includes:

[0086] If it is detected that the product release node manually adjusts the release amount in the product information, a monitoring instruction is generated to monitor the number of manual adjustments and the amount adjustment range of the product release node;

[0087] If it is monitored that the number of manual adjustments or the amount adjustment range reaches the preset constraint standard, constraint control is performed on the product release node for releasing the product.

[0088] Similar to manual taking off the shelf, if the product release node frequently manually adjusts the release amount of the product, it can also be considered that there is a problem of unauthorized off-line transactions by the product release node. In this case, it can be determined whether to perform constraint control on the product release node according to the number of manual adjustments and the range of amount adjustments. The effect achieved by this solution is similar to the above solution and will not be elaborated here.

[0089] In this embodiment, optionally, the method further includes:

[0090] If a product information query request sent by at least one product consultation node is detected, the historical transaction record of the product is retrieved;

[0091] The historical transaction record is desensitized and returned to the product consultation node.

[0092] In this solution, during the process of other users browsing products, they can query the transaction records of the products they are interested in. Correspondingly, the transaction records can be desensitized and sent to the querying users to assist them in understanding the popularity and other relevant information of the products.

[0093] Embodiment 2

[0094] Based on the above embodiment, this embodiment provides a preferred implementation.

[0095] The method implemented by this solution mainly includes the following steps:

[0096] Step 1: Members sign the contract for this product on this platform. After successful signing, they can select a suitable product type to release the product.

[0097] Step 2: After successfully releasing the product, other members on the platform can see the product in the fund asset supermarket. Corresponding members can also view the products released by other members and fill in the intended purchase amount for the product.

[0098] Step 3: When other members intend to purchase the product released by a member, after communicating with the releasing party, the releasing party modifies the transaction amount reached and ends the platform process with that member.

[0099] Step 4: The products released by members can be taken off the shelf manually or automatically when they expire. The taken-off-shelf products cannot be used for operations such as intended amounts among members.

[0100] The platform or system provided by this solution can support the following operations of members on the front end:

[0101] 1. Product release:

[0102] Members enter the product release page, select elements such as the product type, term, expected rate of return, currency, amount, proposed transaction date, product responsible person, and contact information of the responsible person, click the release button. After the product is successfully released, they can view the release history records in My Products, and other members can see the status of the corresponding products released by this institution in the fund asset supermarket.

[0103] 2. Fund asset supermarket:

[0104] Members see the products already on the shelf on the platform in the fund asset supermarket, fill in their intentions for the interested products, and can contact and conduct transactions with the releasing party offline after filling in.

[0105] 3. My Responses:

[0106] Members view the details of the products they have responded to here and track the progress of the responded products in real time.

[0107] 4. My Products:

[0108] The products released by members are viewed here. The response status is modified for the final transaction situation of the members who have responded after matching, and finally the completed products are taken off the shelf.

[0109] Through such settings, this solution can achieve the maximum degree of sharing of fund information in the same industry and achieve the purpose of quickly matching fund transactions.

[0110] Example 3

[0111] Figure 2It is a schematic structural diagram of an online construction device for asset transactions provided in Embodiment 3 of the present application. As Figure 2 shown, the online construction device for asset transactions includes:

[0112] A product release module 210, configured to respond to a product information filling request at a product release node and perform product release; the product information includes amount information, and the amount information is the release amount;

[0113] An intention to purchase information sending module 220, configured to send an intention to purchase information to the product release node if it detects that at least one product consultation node fills in the intention to purchase information and the intention to purchase information meets a preset condition;

[0114] A transaction construction module 230, configured to determine that the asset transaction construction is completed if it detects that the product release node responds to the intention to purchase information.

[0115] The above product can execute the method provided in the embodiments of the present application, and has the corresponding functional modules and beneficial effects for executing the method.

[0116] Embodiment 4

[0117] Embodiment 4 of the present application further provides a storage medium containing computer-executable instructions, and the computer-executable instructions are used to execute an online construction method for asset transactions when executed by a computer processor. The method includes:

[0118] Respond to a product information filling request at a product release node and perform product release; the product information includes amount information, and the amount information is the release amount;

[0119] If it detects that at least one product consultation node fills in the intention to purchase information and the intention to purchase information meets a preset condition, then send an intention to purchase information to the product release node;

[0120] If it detects that the product release node responds to the intention to purchase information, then determine that the asset transaction construction is completed.

[0121] A storage medium refers to any of various types of memory electronic devices or storage electronic devices. The term "storage medium" is intended to include: installation media such as CD-ROMs, floppy disks or magnetic tape devices; computer system memories or random access memories such as DRAM, DDR RAM, SRAM, EDO RAM, Rambus RAM, etc.; non-volatile memories such as flash memories, magnetic media (such as hard disks or optical storage); registers or other similar types of memory elements, etc. The storage medium may also include other types of memories or combinations thereof. Additionally, the storage medium may be located in the computer system in which the program is executed, or may be located in a different second computer system that is connected to the computer system via a network (such as the Internet). The second computer system may provide program instructions to the computer for execution. The term "storage medium" may include two or more storage media that may reside in different locations (such as in different computer systems connected via a network). The storage medium may store program instructions executable by one or more processors (such as embodied as a computer program).

[0122] Of course, for a storage medium containing computer-executable instructions provided by an embodiment of the present application, the computer-executable instructions are not limited to the online setup operations of asset transactions as described above, and may also execute relevant operations in the online setup method of asset transactions provided by any embodiment of the present application.

[0123] Embodiment Five

[0124] Embodiment Five of the present application provides an electronic device. The asset transaction online setup device provided by the embodiment of the present application can be integrated in the electronic device. The electronic device can be configured within the system or can be a device that executes some or all of the functions within the system. Figure 3 It is a schematic structural diagram of an electronic device provided by Embodiment Five of the present application. As Figure 3 shown, this embodiment provides an electronic device 300, which includes: one or more processors 320; a storage device 310 for storing one or more programs. When the one or more programs are executed by the one or more processors 320, the one or more processors 320 implement the asset transaction online setup method provided by the embodiment of the present application. The method includes:

[0125] Respond to the product information filling request at the product release node and perform product release; the product information includes amount information, and the amount information is the release amount;

[0126] If at least one intention to purchase information filled in at the product consultation node is detected and the intention to purchase information meets the preset conditions, then send the intention to purchase information to the product release node;

[0127] If it is detected that the product release node responds to the intention to purchase information, it is determined that the asset transaction setup is completed.

[0128] Of course, those skilled in the art can understand that the processor 320 also implements the technical solution of the online setup method for asset transactions provided in any embodiment of the present application.

[0129] Figure 3 The displayed electronic device 300 is only an example and should not impose any limitations on the functions and usage scope of the embodiments of the present application.

[0130] Such as Figure 3 As shown, the electronic device 300 includes a processor 320, a storage device 310, an input device 330, and an output device 340; the number of processors 320 in the electronic device can be one or more, Figure 3 Taking one processor 320 as an example; the processor 320, storage device 310, input device 330, and output device 340 in the electronic device can be connected by a bus or other means, Figure 3 Taking the connection through the bus 350 as an example.

[0131] The storage device 310, as a computer-readable storage medium, can be used to store software programs, computer-executable programs, and module units, such as the program instructions corresponding to the online setup method for asset transactions in the embodiments of the present application.

[0132] The storage device 310 mainly includes a storage program area and a storage data area. Among them, the storage program area can store an operating system and application programs required for at least one function; the storage data area can store data created according to the use of the terminal, etc. In addition, the storage device 310 can include a high-speed random access memory, and can also include a non-volatile memory, such as at least one magnetic disk storage device, a flash memory device, or other non-volatile solid-state storage devices. In some instances, the storage device 310 can further include a memory remotely set relative to the processor 320, and these remote memories can be connected through a network. Examples of the above network include but are not limited to the Internet, an enterprise intranet, a local area network, a mobile communication network, and their combinations.

[0133] The input device 330 can be used to receive input digital, character information, or voice information, and generate key signal inputs related to the user settings and function controls of the electronic device. The output device 340 can include electronic devices such as a display screen and a speaker.

[0134] The electronic device provided in the embodiments of the present application can effectively control the amount of funds for transactions, whether online or offline, based on the online release and online response processing of fund products, and can achieve the purpose of efficiently completing transactions.

[0135] The online construction device, medium, and electronic device for asset transactions provided in the above embodiments can execute the online construction method for asset transactions provided in any embodiment of the present application, and have the corresponding functional modules and beneficial effects for executing this method. For technical details not described in detail in the above embodiments, reference may be made to the online construction method for asset transactions provided in any embodiment of the present application.

[0136] Note that the above is only a preferred embodiment of the present application and the applied technical principles. Those skilled in the art will understand that the present application is not limited to the specific embodiments described herein, and various obvious changes, re-adjustments, and substitutions can be made by those skilled in the art without departing from the protection scope of the present application. Therefore, although the present application has been described in more detail through the above embodiments, the present application is not limited to the above embodiments. Without departing from the concept of the present application, more other equivalent embodiments can be included, and the scope of the present application is determined by the scope of the appended claims.

Claims

1. An online construction method for asset transactions, characterized in that, it includes: Respond to the product information filling request at the product release node and perform product release; the product information includes amount information, and the amount information is the release amount; If at least one intention to purchase information filled in at the product consultation node is detected and the intention to purchase information meets the preset conditions, then send the intention to purchase information to the product release node; The intention to purchase information meeting the preset conditions includes: If the identity information of the product consultation node of the intention to purchase information and the identity information of the product release node meet the preset identity relationship, then it is determined that the intention to purchase information meets the preset conditions; The identity information of the product consultation node of the intention to purchase information and the identity information of the product release node meeting the preset identity relationship includes: The identity information of the product release node and the identity information of the product consultation node are in a non - subordinate institution relationship and whether the historical purchase times of the identity information of the product release node and the identity information of the product consultation node are less than the preset threshold; If it is detected that the product release node responds to the intention to purchase information, then it is determined that the asset transaction construction is completed; According to the intention to purchase information, deduct the current transaction amount from the release amount of the product release node to obtain the current remaining amount; If the current remaining amount is less than the preset threshold, then take the product off the shelf; If the current remaining amount is greater than the preset threshold, update the amount information of the product according to the current remaining amount to obtain the product update result.

2. The method according to claim 1, characterized in that, after performing product release, the method further includes: If a product take - off request of the product release node is detected, then perform a take - off process on the product.

3. The method according to claim 2, characterized in that, after detecting the product take - off request of the product release node, the method further includes: Obtain the number of times information or frequency information of the product take - off request of the product release node; If the number of times information or the frequency information meets the preset constraint standard, then perform constraint control on the product release of the product release node.

4. The method according to claim 3, characterized in that, Performing constraint control on the product release of the product release node includes: Restrict the product display position of the product release node; Or, Restrict the product display frequency of the product release node; Or, Restrict the product release node from releasing products within a preset time.

5. The method according to claim 1, characterized in that, the product information further includes validity period information; Correspondingly, after performing product release, the method further includes: If the release duration of the product has reached the preset validity period in the validity period information, then perform a take - off process on the product.

6. The method according to claim 1, characterized in that, after performing product release, the method further includes: If it is detected that the product release node manually adjusts the release amount in the product information, a monitoring instruction is generated to monitor the number of manual adjustments and the amount adjustment range of the product release node; If it is monitored that the number of manual adjustments or the amount adjustment range meets the preset constraint standard, constraint control is performed on the product release node for releasing products.

7. The method according to claim 1, characterized in that, the method further includes: If a product information query request sent by at least one product consultation node is detected, the historical transaction record of the product is retrieved; Desensitize the historical transaction record and return it to the product consultation node.

8. An online construction device for asset transactions, characterized in that, including: A product release module, configured to respond to a product information filling request of a product release node and perform product release; the product information includes amount information, and the amount information is the release amount; An intention to purchase information sending module, configured to send an intention to purchase information to the product release node if it is detected that the intention to purchase information filled by at least one product consultation node meets the preset conditions; The intention to purchase information meeting the preset conditions includes: If the identity information of the product consultation node of the intention to purchase information and the identity information of the product release node meet the preset identity relationship, it is determined that the intention to purchase information meets the preset conditions; The identity information of the product consultation node of the intention to purchase information and the identity information of the product release node meeting the preset identity relationship includes: The identity information of the product release node and the identity information of the product consultation node are in a non-subordinate institution relationship and whether the historical purchase times of the identity information of the product release node and the identity information of the product consultation node are less than the preset threshold; A transaction construction module, configured to determine that the asset transaction construction is completed if it is detected that the product release node responds to the intention to purchase information; Deduct the current transaction amount from the release amount of the product release node according to the intention to purchase information to obtain the current remaining amount; If the current remaining amount is less than the preset threshold, take the product off the shelf; If the current remaining amount is greater than the preset threshold, update the amount information of the product according to the current remaining amount to obtain a product update result.

9. A computer-readable storage medium, on which a computer program is stored, characterized in that, When the program is executed by a processor, it implements the online construction method for asset transactions according to any one of claims 1-7.

10. An electronic device, including a memory, a processor, and a computer program stored on the memory and executable on the processor, characterized in that, When the processor executes the computer program, it implements the online construction method for asset transactions according to any one of claims 1-7.

Images