Merchant identification method and apparatus, electronic device, and computer readable medium

By representing merchant names as vectors and calculating similarity, a new set is created, solving the problems of accuracy and computational complexity in identifying batch-registered merchants, and achieving efficient identification and resource optimization.

CN115049446BActive Publication Date: 2026-06-26TENCENT TECHNOLOGY (SHENZHEN) CO LTD

Patent Information

Authority / Receiving Office
CN · China
Patent Type
Patents(China)
Current Assignee / Owner
TENCENT TECHNOLOGY (SHENZHEN) CO LTD
Filing Date
2021-03-09
Publication Date
2026-06-26

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Abstract

Embodiments of the present disclosure provide a merchant identification method and device, electronic equipment and computer readable medium. The method comprises: obtaining a target merchant name registered by a target merchant; processing the target merchant name to obtain a target merchant vector representation of the target merchant name; calculating the similarity between the target merchant vector representation and a set center vector representation of a historical set; creating a new set as a target set corresponding to the target merchant name according to the similarity; and determining the target merchant as a target type merchant according to target set information of the target set, wherein the target type merchant refers to a merchant that uses a first number of merchant names registered within a preset time range for abnormal transactions, and the similarity between any two of the first number of merchant names is less than a preset threshold. The technical solution provided by the embodiments of the present disclosure can improve the accuracy of target type merchant identification, and continuously mine new target type merchant sets online.
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