Database authentication management system and method for enterprise credit supervision

Abstract

The invention discloses a database authentication management system and method for enterprise credit supervision, and relates to the technical field of enterprise credit supervision, and the system comprises a multi-mode enterprise information collection unit, an enterprise information processing unit, an enterprise original database unit, a credit evaluation database unit and a credit evaluation access unit. The credit evaluation module evaluates enterprise credit based on a linear model, outputs timeline-based output credit evaluation data to the independent credit database, generates enterprise credit evaluation data based on a time point of data acquisition, and stores the series of enterprise credit evaluation data in the independent credit database. The enterprise credit evaluation data of each enterprise at all time points are independently stored in an independent credit database; a one-to-one lifelong credit authentication management mode of a single enterprise single database is realized, comprehensive enterprise credit data can be provided for authorized query users, and an enterprise credit change trend can be generated based on enterprise credit evaluation data of a timeline.

Description

Technical Field

[0001] The present invention relates to the technical field of enterprise credit supervision, and in particular to a database authentication management system and method for enterprise credit supervision. Background Art

[0002] Corporate credit assessment is extremely important in modern society, mainly reflected in the following aspects:

[0003] Through credit assessment, enterprises can identify and prevent potential credit risks and avoid economic losses caused by customer default. This helps to optimize the accounts receivable management of enterprises, accelerate capital recovery and improve capital utilization efficiency.

[0004] Strict credit management and risk control can help companies establish a good market reputation and enhance their market competitiveness.

[0005] Credit is the foundation of the market economy. As the basic unit of the market economy, enterprises should strengthen their credit construction as their social responsibility. Through credit evaluation, enterprises can demonstrate their commitment to integrity, which plays an important role in maintaining social morality and the rule of law.

[0006] Corporate credit assessment usually includes steps such as information collection, indicator analysis, comprehensive evaluation and report preparation. A large amount of corporate information will be included in the corresponding database;

[0007] Enterprises can use credit assessment results to conduct credit management in many aspects, such as credit risk control, financing strategy optimization, market competitiveness enhancement and partner selection.

[0008] In general, corporate credit assessment plays a vital role in the healthy development of enterprises, the improvement of market competitiveness and the stable operation of the entire market economy.

[0009] Therefore, there is an urgent need to design an efficient and reasonable database authentication management system and management method for enterprise credit supervision. Summary of the invention

[0010] In order to solve the above technical problems, the present invention provides a database authentication management system and method for enterprise credit supervision. The following technical solutions are adopted:

[0011] A database authentication management system for enterprise credit supervision includes a multimodal enterprise information collection unit, an enterprise information processing unit, an enterprise original database unit, a credit evaluation database unit and a credit evaluation access unit. The enterprise information processing unit is communicatively connected to the multimodal enterprise information collection unit. The multimodal enterprise information collection unit uses data entry and image entry to transmit enterprise information to the enterprise information processing unit. The enterprise information processing unit standardizes the entered enterprise information data and transmits the standardized original enterprise data to the enterprise original database unit. The credit evaluation database unit includes a credit evaluation module and an independent credit database. The data entry port of the credit evaluation module is communicatively connected to the data output port of the enterprise information processing unit, and the enterprise credit is evaluated based on a linear model, and the credit evaluation data based on a timeline is output to the independent credit database. The data input port of the credit evaluation access unit is communicatively connected to the independent credit database and the enterprise original database unit respectively, and the output port of the credit evaluation access unit is connected to a network access interface for inquiries by authorized users.

[0012] By adopting the above technical solution, the multimodal enterprise information collection unit can realize multimodal input of enterprise information, which is input into the enterprise original database unit after being standardized by the enterprise information processing unit. The above enterprise original database unit firstly provides data for the subsequent evaluation of enterprise credit score, and secondly provides matching credit-related enterprise data for the call query data finally output by the credit evaluation access unit. For example, after outputting the enterprise credit score and related rating, it is also necessary to output the financial data, credit history, performance record, judicial judgment and execution and other project data at the same time point synchronously, which can also be displayed as an option in the credit evaluation access unit;

[0013] The credit evaluation module evaluates the enterprise credit based on the linear model, and outputs the credit evaluation data based on the timeline to the independent credit database. The linear model can use multiple associated feature data items to calculate the credit score, and then implement the credit rating based on the calculation result. The credit evaluation data here is associated with the timeline. At set intervals, the relevant enterprise data of the target enterprise in the database is collected, and the enterprise credit evaluation data is generated based on the time point of the collected data, and this series of enterprise credit evaluation data is stored in the independent credit database. The enterprise credit evaluation data of each enterprise at all time points are stored separately in the independent credit database. The role of the credit evaluation access unit is to provide associated departments or personnel with query calls to query the above-mentioned enterprise credit evaluation data;

[0014] It realizes a one-to-one lifelong credit authentication management model for a single enterprise and a single database, can provide comprehensive enterprise credit data to authorized query users, and can generate enterprise credit change trends based on timeline enterprise credit evaluation data.

[0015] Optionally, the multimodal enterprise information acquisition unit includes a template information entry module, an image information entry module and an information supporting material entry module. The template information entry module is used to fill in the enterprise information in the standardized enterprise information template. The image information entry module includes an image transmission interface and an image processing module. The captured enterprise information image is transmitted to the image processing module via the image transmission interface. The image processing module extracts the enterprise information based on the image recognition algorithm and fills it in the standardized enterprise information template. The information supporting material entry module is used to enter the supporting material data of the enterprise information. The data output ends of the template information entry module, the image information entry module and the information supporting material entry module are respectively communicated with the enterprise information processing unit.

[0016] By adopting the above technical solution, the collection of enterprise information is multimodal. If there is an enterprise data maintenance specialist, a basic data entry terminal can be set up in the enterprise, or a template information entry module and an image information entry module can be obtained by connecting to the Internet. The template information entry module can be directly filled with data, and the image information entry module can be based on some image data entry, such as photographed financial statement images, credit contract images, etc. The image processing module can extract enterprise information based on image recognition algorithms and fill it in the standardized enterprise information template, thereby improving the efficiency of enterprise information entry;

[0017] The above-mentioned data entry work requires data correctness authentication on the management side. For example, after each data entry, the original source of the data is uploaded through the information supporting material entry module. It can be an online URL or a scanned document of the original relevant material to verify the authenticity of the uploaded data. The management side needs to review the accuracy of the original material based on the supporting material.

[0018] Optionally, the enterprise information processing unit includes a memory and a data analysis chip. The memory is communicatively connected to the data output ends of the template information entry module and the image information entry module respectively, and the data analysis chip is communicatively connected to the memory. Standardized original enterprise data is extracted based on the standardized enterprise information template and stored in the memory. The memory interacts with the enterprise original database unit to standardize the original enterprise data.

[0019] By adopting the above technical solution, the data analysis chip can efficiently extract standardized original enterprise data based on the standardized enterprise information template.

[0020] Optionally, the credit evaluation access unit includes a network access module, a permission management unit and a chip evaluation output module. The network access module is communicatively connected to the chip evaluation output module for receiving a credit evaluation access request from a user terminal and forwarding it to the chip evaluation output module. The permission management unit is communicatively connected to the chip evaluation output module, and the chip evaluation output module is communicatively connected to an independent credit database. The permission management unit determines whether it has access rights based on the credit evaluation access request data. If it is determined that it has access rights, the chip evaluation output module is controlled to call the enterprise credit data in the independent credit database, and based on the enterprise credit evaluation template, it feeds back the enterprise information query data packet to the network access module.

[0021] By adopting the above technical solution, the authority management unit divides users into multiple roles with different authorities, and each user has a unique user name and corresponding password; authorities are operations that can be performed in the system, such as "view corporate credit report", "copy corporate credit report", "edit corporate information", etc.

[0022] A database authentication management method for enterprise credit supervision adopts a database authentication management system for enterprise credit supervision to manage enterprise credit, which is divided into an enterprise credit generation stage and an enterprise credit access stage;

[0023] The corporate credit generation phase includes the following steps:

[0024] Step 1: fill the enterprise information in the standardized enterprise information template through the template information entry module, enter the photographed enterprise image information into the image processing module through the image transmission interface, and the image processing module uses the image recognition algorithm to extract the enterprise information and fill it in the standardized enterprise information template. The standardized enterprise information template is provided with entry time data;

[0025] Step 2, sending the standardized enterprise information template data filled in step 1 to the enterprise information processing unit;

[0026] Step 3, the enterprise information processing unit processes the standardized enterprise information template data to form standardized original enterprise data, and transmits the standardized original enterprise data to the enterprise original database unit;

[0027] Step 4: The credit evaluation module collects the standardized original enterprise data in the original database unit of the enterprise, establishes a linear model to calculate the credit score of the enterprise, and generates credit evaluation data for each data update point based on the time axis. The credit evaluation data includes credit evaluation sub-data and credit evaluation related data;

[0028] Step 5, generating multiple credit evaluation data packages based on data update points and storing them in an independent credit database;

[0029] The corporate credit access phase includes the following steps:

[0030] Step 6: The user terminal enters access request information through the network access module. The access request information includes the access customer user name information, password information, user terminal physical address information, target enterprise information and target enterprise credit time data;

[0031] Step 7: The authority control unit verifies whether the access customer user name information, password information, and user terminal physical address information are correct and match based on the user database. If the authority control unit determines that the user terminal has access rights, the chip evaluation output module is controlled to call the enterprise credit data of the target enterprise at the corresponding time in the independent credit database, and at the same time call the standardized original enterprise data in the enterprise original database unit, and feedback the enterprise credit data of the target enterprise at the corresponding time to the user terminal through the network access module based on the enterprise credit evaluation template;

[0032] Step 8: The user terminal parses the enterprise credit data of the corresponding time and fills it in the enterprise credit evaluation template for display.

[0033] Optionally, in step 1, the image recognition algorithm includes the following steps:

[0034] Determine the type of corporate information that needs to be identified, collect and annotate batches of image data sets containing corporate information, standardize the image data sets, use deep learning models to detect text areas in images, use OCR technology to identify text content, use regular expressions to match identified text according to corporate information types, and extract corporate information.

[0035] By adopting the above technical solution, information extraction of images containing corporate information can be achieved accurately and efficiently.

[0036] Optional, enterprise information types include basic enterprise information, bank credit information, government regulatory information, judicial judgment and execution information, and industry evaluation information.

[0037] Optionally, in step 4, the formula for calculating the enterprise credit score using the linear model is:

[0038] CS t =w1·x t1 +w2·x t2 +…+w n ·x tn +b;

[0039] Among them CS t represents the enterprise credit score value at time t, w1, w2, ..., w n Represents the weight value of the characteristic items of different enterprise information types, x t1 、x t2 , …, xtn represents the value of the characteristic item of different enterprise information types at time t, and b is the intercept term of the linear model.

[0040] By adopting the above technical solution, the enterprise credit score value needs to be generated based on the time point of the input data, and the corresponding values ​​of the characteristic items of different enterprise information types also need to be calculated based on the characteristic item values ​​at the current time point to form an enterprise credit score associated with the timeline.

[0041] Optionally, characteristic items of different enterprise information types include financial data, credit history, performance records, judicial decisions and executions.

[0042] Optionally, weight values ​​of feature items of different enterprise information types are set based on expert scoring.

[0043] In summary, the present invention includes at least one of the following beneficial technical effects:

[0044] The present invention can provide a database authentication management system and method for enterprise credit supervision. The multimodal enterprise information acquisition unit realizes multimodal input of enterprise information, which is input into the enterprise original database unit after being standardized by the enterprise information processing unit. The enterprise original data is used to provide data for subsequent enterprise credit score evaluation and to provide matching credit-related enterprise data for the call query data finally output by the credit evaluation access unit.

[0045] The credit evaluation module evaluates the enterprise credit based on the linear model, and outputs the credit evaluation data based on the timeline to the independent credit database. The credit evaluation data here is associated with the timeline. At set intervals, the relevant enterprise data of the target enterprise in the database is collected, and the enterprise credit evaluation data is generated based on the time point of the collected data. This series of enterprise credit evaluation data is stored in the independent credit database. The enterprise credit evaluation data of each enterprise at all time points are stored separately in the independent credit database. The role of the credit evaluation access unit is to provide the associated departments or personnel with query calls to query the above-mentioned enterprise credit evaluation data;

[0046] It realizes a one-to-one lifelong credit authentication management model for a single enterprise and a single database, can provide comprehensive enterprise credit data to authorized query users, and can generate enterprise credit change trends based on timeline enterprise credit evaluation data. BRIEF DESCRIPTION OF THE DRAWINGS

[0047] Figure 1 It is a flow chart of a database authentication management method for enterprise credit supervision of the present invention;

[0048] Figure 2 The present invention is a schematic diagram of component communication connections of a database authentication management system for enterprise credit supervision.

[0049] Description of the drawings: 1. Multimodal enterprise information acquisition unit; 11. Template information entry module; 12. Image information entry module; 121. Image transmission interface; 122. Image processing module; 13. Information supporting material entry module; 2. Enterprise information processing unit; 21. Memory; 22. Data analysis chip; 3. Enterprise original database unit; 4. Credit evaluation database unit; 41. Credit evaluation module; 42. Independent credit database; 5. Credit evaluation access unit; 51. Network access module; 52. Authority control unit; 53. Chip evaluation output module. DETAILED DESCRIPTION

[0050] The present invention is further described in detail below in conjunction with the accompanying drawings.

[0051] The embodiment of the invention discloses a database authentication management system and method for enterprise credit supervision.

[0052] Reference Figure 1 and Figure 2 Embodiment 1, a database authentication management system for enterprise credit supervision, including a multimodal enterprise information collection unit 1, an enterprise information processing unit 2, an enterprise original database unit 3, a credit evaluation database unit 4 and a credit evaluation access unit 5, the enterprise information processing unit 2 is communicatively connected with the multimodal enterprise information collection unit 1, the multimodal enterprise information collection unit 1 adopts data entry and image entry to transmit enterprise information to the enterprise information processing unit 2, the enterprise information processing unit 2 standardizes the entered enterprise information data, and transmits the standardized original enterprise data to the enterprise original database unit 3, the credit evaluation database unit 4 includes a credit evaluation module 41 and an independent credit database 42, the data entry port of the credit evaluation module 41 is communicatively connected with the data output port of the enterprise information processing unit 2, the enterprise credit is evaluated based on a linear model, and the credit evaluation data based on the timeline is output to the independent credit database 42, the data input port of the credit evaluation access unit 5 is communicatively connected with the independent credit database 42 and the enterprise original database unit 3 respectively, and the output port of the credit evaluation access unit 5 is connected with the network access interface for the authorized user to call the query.

[0053] The multimodal enterprise information acquisition unit 1 can realize multimodal input of enterprise information, which is input into the enterprise original database unit 3 after being standardized by the enterprise information processing unit 2. The above-mentioned enterprise original database unit 3 provides data for the subsequent evaluation of the enterprise credit score and provides matching credit-related enterprise data for the call query data finally output by the credit evaluation access unit 5. For example, after outputting the enterprise credit score and related rating, it is also necessary to output the financial data, credit history, performance record, judicial judgment and execution and other project data at the same time point synchronously, which can also be displayed as an option in the credit evaluation access unit 5;

[0054] The credit evaluation module 41 evaluates the enterprise credit based on the linear model, and outputs the credit evaluation data based on the timeline to the independent credit database 42. The linear model can use multiple associated feature data items to calculate the credit score, and then implement the credit rating based on the calculation result. The credit evaluation data here is associated with the timeline. At set intervals, the relevant enterprise data of the target enterprise in the database is collected, and the enterprise credit evaluation data is generated based on the time point of the collected data, and this series of enterprise credit evaluation data is stored in the independent credit database 42. The enterprise credit evaluation data of each enterprise at all time points are stored separately in the independent credit database 42. The role of the credit evaluation access unit 5 is to provide an associated department or person with query call to query the above-mentioned enterprise credit evaluation data;

[0055] It realizes a one-to-one lifelong credit authentication management model for a single enterprise and a single database, can provide comprehensive enterprise credit data to authorized query users, and can generate enterprise credit change trends based on timeline enterprise credit evaluation data.

[0056] Embodiment 2, the multimodal enterprise information acquisition unit 1 includes a template information entry module 11, an image information entry module 12 and an information supporting material entry module 13, the template information entry module 11 is used to fill in the enterprise information in the standardized enterprise information template, the image information entry module 12 includes an image transmission interface 121 and an image processing module 122, the captured enterprise information image is transmitted to the image processing module 122 through the image transmission interface 121, the image processing module 122 extracts the enterprise information based on the image recognition algorithm and fills it in the standardized enterprise information template, the information supporting material entry module 13 is used to enter the supporting material data of the enterprise information, the data output ends of the template information entry module 11, the image information entry module 12 and the information supporting material entry module 13 are respectively communicated with the enterprise information processing unit 2.

[0057] The collection of enterprise information is multimodal. If there is an enterprise data maintenance specialist, a basic data entry terminal can be set up in the enterprise, or the template information entry module 11 and the image information entry module 12 can be obtained by accessing the Internet. The template information entry module 11 can be directly filled with data, and the image information entry module 12 can be based on some image data entry, such as photographed financial statement images, credit contract images, etc. The image processing module 122 can extract enterprise information based on image recognition algorithms and fill it in the standardized enterprise information template, thereby improving the efficiency of enterprise information entry;

[0058] The above-mentioned data entry work requires data correctness authentication on the management side. For example, after each data entry, the original source of the data is uploaded through the information supporting material entry module 13, which can be an online URL or an original scanned file of the relevant material to verify the authenticity of the uploaded data. The management side needs to review the accuracy of the original material based on the supporting material.

[0059] Embodiment 3, the enterprise information processing unit 2 includes a memory 21 and a data analysis chip 22, the memory 21 is respectively connected to the data output ends of the template information entry module 11 and the image information entry module 12 for communication, the data analysis chip 22 is connected to the memory 21 for communication, the standardized original enterprise data is extracted based on the standardized enterprise information template and stored in the memory 21, and the memory 21 interacts with the enterprise original database unit 3 to standardize the original enterprise data.

[0060] The data analysis chip 22 can efficiently extract standardized original enterprise data based on standardized enterprise information templates.

[0061] Embodiment 4, the credit evaluation access unit 5 includes a network access module 51, an authority control unit 52 and a chip evaluation output module 53. The network access module 51 is communicatively connected with the chip evaluation output module 53, and is used to receive a credit evaluation access request from the user end and forward it to the chip evaluation output module 53. The authority control unit 52 is communicatively connected with the chip evaluation output module 53, and the chip evaluation output module 53 is communicatively connected with the independent credit database 42. The authority control unit 52 determines whether it has access rights based on the credit evaluation access request data. If it is determined that it has access rights, it controls the chip evaluation output module 53 to call the enterprise credit data in the independent credit database 42, and feeds back the enterprise information query data packet to the network access module 51 based on the enterprise credit evaluation template.

[0062] The authority management unit 52 divides users into multiple roles with different authorities. Each user has a unique user name and a corresponding password. Authorities are operations that can be performed in the system, such as "view corporate credit report", "copy corporate credit report", "edit corporate information", etc.

[0063] Embodiment 5, a database authentication management method for enterprise credit supervision, adopts a database authentication management system for enterprise credit supervision to manage enterprise credit, which is divided into an enterprise credit generation stage and an enterprise credit access stage;

[0064] The corporate credit generation phase includes the following steps:

[0065] Step 1, fill the enterprise information in the standardized enterprise information template through the template information input module 11, enter the photographed enterprise image information into the image processing module 122 through the image transmission interface 121, and the image processing module 122 uses the image recognition algorithm to extract the enterprise information and fill it in the standardized enterprise information template. The standardized enterprise information template is provided with input time data;

[0066] Step 2, sending the standardized enterprise information template data filled in step 1 to the enterprise information processing unit 2;

[0067] Step 3, the enterprise information processing unit 2 processes the standardized enterprise information template data to form standardized original enterprise data, and transmits the standardized original enterprise data to the enterprise original database unit 3;

[0068] Step 4, the credit evaluation module 41 collects the standardized original enterprise data in the enterprise original database unit 3, establishes a linear model to calculate the credit score of the enterprise, and generates credit evaluation data for each data update point based on the time axis, the credit evaluation data includes credit evaluation sub-data and credit evaluation related data;

[0069] Step 5, generating multiple credit evaluation data packets based on data update points and storing them in the independent credit database 42;

[0070] The corporate credit access phase includes the following steps:

[0071] Step 6: The user terminal enters access request information through the network access module 51, and the access request information includes the access customer user name information, password information, user terminal physical address information, target enterprise information and target enterprise credit time data;

[0072] Step 7, the authority control unit 52 verifies whether the access customer user name information, password information, and user terminal physical address information are correct and match based on the user database. If the authority control unit 52 determines that the user terminal has access rights, the chip evaluation output module 53 is controlled to call the enterprise credit data of the corresponding time of the target enterprise in the independent credit database 42, and at the same time call the standardized original enterprise data in the enterprise original database unit 3, and feedback the enterprise credit data of the corresponding time of the target enterprise to the user terminal through the network access module 51 based on the enterprise credit evaluation template;

[0073] Step 8: The user terminal parses the enterprise credit data of the corresponding time and fills it in the enterprise credit evaluation template for display.

[0074] In Example 6, in step 1, the image recognition algorithm includes the following steps:

[0075] Determine the type of corporate information that needs to be identified, collect and annotate batches of image data sets containing corporate information, standardize the image data sets, use deep learning models to detect text areas in images, use OCR technology to identify text content, use regular expressions to match identified text according to corporate information types, and extract corporate information.

[0076] The information extraction of images containing corporate information can be achieved accurately and efficiently.

[0077] Example 7: Enterprise information types include basic enterprise information, bank credit information, government supervision information, judicial judgment and execution information, and industry evaluation information.

[0078] In Example 8, step 4, the formula for calculating the enterprise credit score using the linear model is:

[0079] CS t =w1·x t1 +w2·x t2 +…+w n ·x tn +b;

[0080] Among them CS t represents the enterprise credit score value at time t, w1, w2, ..., w n Represents the weight value of the characteristic items of different enterprise information types, x t1 、x t2 , …, x tn represents the value of the characteristic item of different enterprise information types at time t, and b is the intercept term of the linear model.

[0081] The enterprise credit score value needs to be generated based on the time point of the input data, and the corresponding values ​​of the characteristic items of different enterprise information types also need to be calculated based on the characteristic item values ​​at the current time point to form an enterprise credit score associated with the timeline.

[0082] In Example 9, characteristic items of different enterprise information types include financial data, credit history, contract performance records, judicial judgments and executions.

[0083] In Example 10, the weight values ​​of feature items of different enterprise information types are set based on expert scoring.

[0084] The above are all preferred embodiments of the present invention, and are not intended to limit the protection scope of the present invention. Therefore, any equivalent changes made based on the structure, shape, and principle of the present invention should be included in the protection scope of the present invention.

Claims

1. A database authentication management system for enterprise credit supervision, characterized by: The system comprises a multimodal enterprise information collection unit (1), an enterprise information processing unit (2), an enterprise original database unit (3), a credit evaluation database unit (4) and a credit evaluation access unit (5); the enterprise information processing unit (2) is connected to the multimodal enterprise information collection unit (1) for communication; the multimodal enterprise information collection unit (1) transmits enterprise information to the enterprise information processing unit (2) by using data entry and image entry; the enterprise information processing unit (2) standardizes the entered enterprise information data and transmits the standardized original enterprise data to the enterprise original database unit (3); the credit evaluation The database unit (4) includes a credit evaluation module (41) and an independent credit database (42). The data input port of the credit evaluation module (41) is connected to the data output port of the enterprise information processing unit (2), evaluates the enterprise credit based on a linear model, and outputs credit evaluation data based on a timeline to the independent credit database (42). The data input port of the credit evaluation access unit (5) is connected to the independent credit database (42) and the enterprise original database unit (3) respectively, and the output port of the credit evaluation access unit (5) is connected to the network access interface for being used for authorized users to call and query.

2. According to claim 1, a database authentication management system for enterprise credit supervision is characterized in that: The multimodal enterprise information acquisition unit (1) comprises a template information input module (11), an image information input module (12) and an information supporting material input module (13). The template information input module (11) is used to fill in enterprise information in a standardized enterprise information template. The image information input module (12) comprises an image transmission interface (121) and an image processing module (122). The captured enterprise information image is transmitted to the image processing module (122) via the image transmission interface (121). The image processing module (122) extracts enterprise information based on an image recognition algorithm and fills it in the standardized enterprise information template. The information supporting material input module (13) is used to input supporting material data of enterprise information. Data output ends of the template information input module (11), the image information input module (12) and the information supporting material input module (13) are respectively connected to the enterprise information processing unit (2) for communication.

3. A database authentication management system for enterprise credit supervision according to claim 2, characterized in that: The enterprise information processing unit (2) comprises a memory (21) and a data analysis chip (22); the memory (21) is respectively connected to the data output ends of the template information input module (11) and the image information input module (12); the data analysis chip (22) is connected to the memory (21); based on the standardized enterprise information template, standardized original enterprise data is extracted and stored in the memory (21); the memory (21) interacts with the enterprise original database unit (3) to obtain the standardized original enterprise data.

4. A database authentication management system for enterprise credit supervision according to claim 3, characterized in that: The credit evaluation access unit (5) comprises a network access module (51), an authority control unit (52) and a chip evaluation output module (53). The network access module (51) is connected in communication with the chip evaluation output module (53) and is used to receive a credit evaluation access request from a user terminal and forward it to the chip evaluation output module (53). The authority control unit (52) is connected in communication with the chip evaluation output module (53). The chip evaluation output module (53) is connected in communication with an independent credit database (42). The authority control unit (52) determines whether the credit evaluation access request data has access rights. If it is determined that the credit evaluation access request data has access rights, the authority control unit (52) controls the chip evaluation output module (53) to call the enterprise credit data in the independent credit database (42) and feeds back an enterprise information query data packet to the network access module (51) based on the enterprise credit evaluation template.

5. A database authentication management method for enterprise credit supervision, characterized in that: The enterprise credit is managed by using a database authentication management system for enterprise credit supervision as described in claim 4, which is divided into an enterprise credit generation stage and an enterprise credit access stage; The corporate credit generation phase includes the following steps: Step 1, filling enterprise information in a standardized enterprise information template through a template information entry module (11), entering the photographed enterprise image information into an image processing module (122) through an image transmission interface (121), and the image processing module (122) extracting enterprise information using an image recognition algorithm and filling it in the standardized enterprise information template, wherein the standardized enterprise information template is provided with entry time data; Step 2, sending the standardized enterprise information template data filled in step 1 to the enterprise information processing unit (2); Step 3, the enterprise information processing unit (2) processes the standardized enterprise information template data to form standardized original enterprise data, and transmits the standardized original enterprise data to the enterprise original database unit (3); Step 4, the credit evaluation module (41) collects the standardized original enterprise data in the enterprise original database unit (3), establishes a linear model to calculate the credit score of the enterprise, and generates credit evaluation data for each data update point based on the time axis, the credit evaluation data including credit evaluation sub-data and credit evaluation related data; Step 5, generating a plurality of credit evaluation data packets based on data update points and storing them in an independent credit database (42); The corporate credit access phase includes the following steps: Step 6, the user terminal enters access request information through the network access module (51), the access request information includes the access customer user name information, password information, user terminal physical address information, target enterprise information and target enterprise credit time data; Step 7, the authority control unit (52) verifies whether the access customer user name information, password information, and user terminal physical address information are correct and match based on the user database. If the authority control unit (52) determines that the user terminal has access rights, the chip evaluation output module (53) is controlled to call the corporate credit data of the target enterprise at the corresponding time in the independent credit database (42), and at the same time call the standardized original corporate data in the corporate original database unit (3), and feed back the corporate credit data of the target enterprise at the corresponding time to the user terminal through the network access module (51) based on the corporate credit evaluation template; Step 8: The user terminal parses the enterprise credit data of the corresponding time and fills it in the enterprise credit evaluation template for display.

6. A database authentication management method for enterprise credit supervision according to claim 5, characterized in that: In step 1, the image recognition algorithm includes the following steps: Determine the type of corporate information that needs to be identified, collect and annotate batches of image data sets containing corporate information, standardize the image data sets, use deep learning models to detect text areas in images, use OCR technology to identify text content, use regular expressions to match identified text according to corporate information types, and extract corporate information.

7. A database authentication management method for enterprise credit supervision according to claim 6, characterized in that: Enterprise information types include basic enterprise information, bank credit information, government regulatory information, judicial judgment and execution information, and industry evaluation information.

8. A database authentication management method for enterprise credit supervision according to claim 7, characterized in that: Step 4: The formula for calculating the enterprise credit score using the linear model is: CS t =w1·x t1 +w2·x t2 +…+w n ·x tn +b; Among them CS t represents the enterprise credit score value at time t, w1, w2, ..., w n Represents the weight value of the characteristic items of different enterprise information types, x t1 、x t2 , …, x tn represents the value of the characteristic item of different enterprise information types at time t, and b is the intercept term of the linear model.

9. A database authentication management method for enterprise credit supervision according to claim 8, characterized in that: Characteristics of different types of enterprise information include financial data, credit history, performance records, judicial decisions and executions.

10. A database authentication management method for enterprise credit supervision according to claim 8, characterized in that: The weight values ​​of the characteristic items of different enterprise information types are set based on expert scoring.

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