Information disclosure method, system, device, equipment and medium

Through the automated information disclosure process, the disclosure calendar and announcement templates are used to solve the problem of information disclosure of information disclosure and low efficiency in existing technologies, and to achieve efficient and accurate information disclosure.

CN119338593APending Publication Date: 2025-01-21CHINA CONSTRUCTION BANK +1
View PDF 0 Cites 0 Cited by

Patent Information

Application Number
CN202411099727.X
Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
Filing Date
2024-08-12
Publication Date
2025-01-21

AI Technical Summary

Technical Problem

When managing information disclosure of financial products, the existing technology relies on human resources, resulting in low accuracy and efficiency of information disclosure and lack of complete process management, which affects the consistency and integrity of information disclosure.

Method used

By determining the disclosure of the disclosure of the disclosure of the product information to be disclosed, the disclosure calendar is generated according to the disclosure of the calendar rules, and the information disclosure process is automatically obtained when the disclosure date arrives and the template style is used to achieve automated information disclosure process.

Benefits of technology

It improves the efficiency and accuracy of information disclosure, ensures the consistency and completeness of information disclosure, reduces manual intervention, and reduces operational risks.

✦ Generated by Eureka AI based on patent content.

Smart Images

  • Figure CN119338593A_ABST
    Figure CN119338593A_ABST
Patent Text Reader

Abstract

The invention relates to the technical field of data processing, in particular to an information disclosure method, system, device and equipment and a medium, which are used for improving the efficiency and accuracy of information disclosure, preventing the disclosure information from being broken and omitted, and ensuring the continuity and integrity of information disclosure. The method comprises the steps of determining a disclosure announcement template corresponding to a to-be-disclosed product in each disclosure stage based on a product type included in product information of the to-be-disclosed product; determining a disclosure date corresponding to each disclosure announcement template according to a disclosure calendar rule, and generating a disclosure calendar according to the disclosure date corresponding to each disclosure announcement template; when any disclosure date in the disclosure calendar arrives, the disclosure information corresponding to the to-be-disclosed product is obtained according to the disclosure announcement template corresponding to the disclosure date, and the information disclosure is performed in the form of the disclosure announcement template, so that the disclosure time can be automatically arranged and planned, a user can be ensured to perform information disclosure timely and accurately, and the user experience is improved. And the continuity and integrity of information disclosure are further ensured.
Need to check novelty before this filing date? Find Prior Art

Description

Technical Field

[0001] The present application relates to the field of data processing technology, and in particular to an information disclosure method, system, device, equipment and medium. Background Art

[0002] Financial products will have different information disclosure announcements at different stages of operation, aiming to enhance investors' right to know and improve market transparency, thereby helping investors make rational investment decisions.

[0003] At present, the main method used in managing the information disclosure of financial products is that the person responsible for information disclosure manually mounts the corresponding disclosure documents at a specific time according to the information disclosure requirements of the financial products. However, this solution relies heavily on human resources, and the accuracy and efficiency of information disclosure are low. In addition, there is a lack of complete process management, which affects the consistency and integrity of information disclosure.

[0004] Therefore, there is an urgent need for an information disclosure method to improve the efficiency and accuracy of information disclosure and ensure the consistency and completeness of information disclosure. Summary of the invention

[0005] The present application provides an information disclosure method, system, device, equipment and medium for improving the efficiency and accuracy of information disclosure, preventing information from being broken or missing during the circulation process, and ensuring the continuity and integrity of information disclosure.

[0006] In a first aspect, the present application provides an information disclosure method, the method comprising:

[0007] Determine, based on the product type included in the product information of the product to be disclosed, a disclosure announcement template corresponding to the product to be disclosed at each disclosure stage;

[0008] According to the disclosure calendar rules, determine the disclosure date corresponding to each disclosure announcement template, and generate the disclosure calendar of the product to be disclosed according to the disclosure date corresponding to each disclosure announcement template;

[0009] When any disclosure date in the disclosure calendar arrives, the disclosure information corresponding to the product to be disclosed is obtained according to the disclosure announcement template corresponding to the disclosure date, and the information is disclosed in the style of the disclosure announcement template.

[0010] In a possible implementation manner, before disclosing information in the form of the disclosure announcement template, the process further includes:

[0011] Receive the disclosure channels set for the products to be disclosed;

[0012] The information disclosure in the form of the disclosure announcement template includes:

[0013] Information disclosure is carried out through the disclosure channels in the form of the disclosure announcement template.

[0014] In a possible implementation, the method further includes:

[0015] The disclosure calendar rules include determining the disclosure date corresponding to any disclosure announcement template based on the transaction effective date corresponding to the disclosure announcement template in the product information; and / or determining the disclosure date corresponding to any disclosure announcement template based on the transaction effective date and disclosure date type input by the user.

[0016] In a possible implementation manner, before obtaining the disclosure information corresponding to the product to be disclosed according to the disclosure announcement template corresponding to the disclosure date, the method further includes:

[0017] Based on the disclosure information corresponding to the product to be disclosed obtained from multiple business systems;

[0018] Perform data cleaning on the disclosure information corresponding to the product to be disclosed, and save the disclosure information corresponding to the product to be disclosed to a unified data source in accordance with the data format requirements of any disclosure announcement template;

[0019] The obtaining of disclosure information corresponding to the product to be disclosed according to the disclosure announcement template corresponding to the disclosure date includes:

[0020] According to the disclosure announcement template corresponding to the disclosure date, disclosure information corresponding to the product to be disclosed is obtained from the unified data source.

[0021] In a possible implementation, obtaining the disclosure information corresponding to the product to be disclosed from the unified data source according to the disclosure announcement template corresponding to the disclosure date includes:

[0022] For any item in the disclosure announcement template corresponding to the disclosure date, if the disclosure information corresponding to the item is not obtained from the unified data source, a prompt message indicating that the disclosure information acquisition failed is sent.

[0023] In a possible implementation manner, after saving the disclosure information corresponding to the product to be disclosed to a unified data source, the method further includes:

[0024] Display the disclosure information corresponding to the product to be disclosed;

[0025] Receive a modification instruction from a user for any disclosed information, and update the disclosed information according to the modification instruction.

[0026] In a possible implementation, the method further includes:

[0027] Displaying a first number of announcements that should have been disclosed and a second number of announcements to be disclosed on the current date; and / or

[0028] Generate a disclosure announcement and receive disclosure announcement claim information input by the user, and add a claim mark to the disclosure announcement.

[0029] In a second aspect, the present application provides an information disclosure device, the device comprising:

[0030] A configuration module, for determining, based on the product type included in the product information of the product to be disclosed, a disclosure announcement template corresponding to the product to be disclosed at each disclosure stage;

[0031] A calendar module, used to determine the disclosure date corresponding to each disclosure announcement template according to the disclosure calendar rules, and generate a disclosure calendar for the product to be disclosed according to the disclosure date corresponding to each disclosure announcement template;

[0032] The disclosure module is used to obtain the disclosure information corresponding to the product to be disclosed according to the disclosure announcement template corresponding to the disclosure date when any disclosure date in the disclosure calendar arrives, and disclose the information in the style of the disclosure announcement template.

[0033] In a possible implementation manner, the configuration module is further used to receive a disclosure channel set for the product to be disclosed;

[0034] The disclosure module discloses information specifically through the disclosure channel in the form of the disclosure announcement template.

[0035] In one possible implementation, the disclosure calendar rules include determining the disclosure date corresponding to any disclosure announcement template based on the transaction effective date corresponding to the disclosure announcement template in the product information; and / or determining the disclosure date corresponding to any disclosure announcement template based on the transaction effective date and disclosure date type input by the user.

[0036] In a possible implementation, the device further includes:

[0037] A data module is used to clean the disclosure information corresponding to the product to be disclosed based on the disclosure information corresponding to the product to be disclosed obtained from multiple business systems, and save the disclosure information corresponding to the product to be disclosed to a unified data source according to the data format requirements of any disclosure announcement template;

[0038] The disclosure module is specifically used to obtain the disclosure information corresponding to the product to be disclosed from the unified data source according to the disclosure announcement template corresponding to the disclosure date.

[0039] In a possible implementation, the disclosure module is further configured to send a prompt message indicating that the disclosure information acquisition failed for any item in the disclosure announcement template corresponding to the disclosure date, if the disclosure information corresponding to the item is not acquired from the unified data source.

[0040] In a possible implementation, the data module is further used to display the disclosure information corresponding to the product to be disclosed; receive a user's modification instruction for any disclosure information, and update the disclosure information according to the modification instruction.

[0041] In a possible implementation, the disclosure module is also used to display a first number of announcements that should have been disclosed on the current date and a second number of announcements to be disclosed; and / or, generate a disclosure announcement and receive disclosure announcement claim information input by a user, and add a claim mark to the disclosure announcement.

[0042] In a third aspect, the present application provides an electronic device, which includes at least a processor and a memory, and the processor is used to implement the steps of any method described in the first aspect when executing a computer program stored in the memory.

[0043] In a fourth aspect, the present application provides a computer-readable storage medium storing a computer program, wherein the computer program, when executed by a processor, implements the steps of any method described in the first aspect.

[0044] In a fifth aspect, the present application provides a computer program product, comprising: a computer program code, when the computer program code is run on a computer, the computer executes the steps of any method described in the first aspect.

[0045] In an embodiment of the present application, based on the product type contained in the product information of the product to be disclosed, the disclosure announcement template corresponding to the product to be disclosed in each disclosure stage is determined; according to the disclosure calendar rules, the disclosure date corresponding to each disclosure announcement template is determined, and a disclosure calendar is generated according to the disclosure date corresponding to each disclosure announcement template; when any disclosure date in the disclosure calendar arrives, the disclosure information corresponding to the product to be disclosed is obtained according to the disclosure announcement template corresponding to the disclosure date, and the information is disclosed in the style of the disclosure announcement template, which can automatically arrange and plan the disclosure time, ensure that users can disclose information in a timely and accurate manner, and further ensure the consistency and completeness of the information disclosure. BRIEF DESCRIPTION OF THE DRAWINGS

[0046] In order to more clearly illustrate the implementation methods in the embodiments of the present application or the related technologies, the following is a brief introduction to the drawings required for use in the embodiments or the related technology descriptions. Obviously, the drawings described below are some embodiments of the present application, and a person skilled in the art can also obtain other drawings based on these drawings.

[0047] Figure 1 A schematic diagram of an information disclosure process provided for some embodiments of the present application;

[0048] Figure 2 A schematic diagram of functional modules of an information disclosure system provided for some embodiments of the present application;

[0049] Figure 3 A schematic diagram of a disclosure calendar rule provided for some embodiments of the present application;

[0050] Figure 4 A disclosure parameter configuration schematic diagram provided for some embodiments of the present application;

[0051] Figure 5 A schematic diagram of another information disclosure process provided for some embodiments of the present application;

[0052] Figure 6 A schematic diagram of the structure of an information disclosure system provided for some embodiments of the present application;

[0053] Figure 7 A schematic diagram of the structure of an electronic device provided for some embodiments of the present application. DETAILED DESCRIPTION

[0054] In order to make the purpose, technical solutions and advantages of this application clearer, this application will be further described in detail below in conjunction with the accompanying drawings. Obviously, the embodiments described in this application are only part of the embodiments of this application, rather than all the embodiments. Based on the embodiments in this application, all other embodiments obtained by ordinary technicians in this field without making creative work are within the scope of protection of this application.

[0055] It should be noted that the brief description of terms in this application is only for the convenience of understanding the embodiments described below, and is not intended to limit the embodiments of this application. Unless otherwise specified, these terms should be understood according to their common and usual meanings.

[0056] The terms "first", "second", "third", etc. in the specification and claims of this application and the above drawings are used to distinguish similar or similar objects or entities, and do not necessarily mean to limit a specific order or sequence, unless otherwise noted. It should be understood that the terms used in this way can be interchangeable under appropriate circumstances.

[0057] The terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover but not exclude inclusion, for example, a product or device comprising a list of components is not necessarily limited to all the components expressly listed but may include other components not expressly listed or inherent to such product or device.

[0058] The term "module" refers to any known or later developed hardware, software, firmware, artificial intelligence, fuzzy logic, or combination of hardware and / or software code that is capable of performing the functions associated with that element.

[0059] Finally, it should be noted that the above embodiments are only used to illustrate the technical solutions of the present application, rather than to limit it. Although the present application has been described in detail with reference to the aforementioned embodiments, those skilled in the art should understand that they can still modify the technical solutions described in the aforementioned embodiments, or replace some or all of the technical features therein with equivalents. However, these modifications or replacements do not cause the essence of the corresponding technical solutions to deviate from the scope of the technical solutions of the embodiments of the present application.

[0060] The following is a description of exemplary embodiments of the present application in conjunction with the accompanying drawings, including various details of the embodiments of the present application to facilitate understanding, which should be considered as merely exemplary. Therefore, those of ordinary skill in the art should recognize that various changes and modifications can be made to the embodiments described herein without departing from the scope of the present application. Similarly, for the sake of clarity and conciseness, the description of well-known functions and structures is omitted in the following description. It should be noted that in the embodiments of the present application, certain software, components, models and other existing solutions in the industry may be mentioned, which should be considered as exemplary, and their purpose is only to illustrate the feasibility of the implementation of the technical solution of the present application, but it does not mean that the applicant has or will necessarily use the solution.

[0061] The acquisition, transmission, storage, use, and processing of data in the technical solution of this application comply with the relevant provisions of national laws and regulations.

[0062] Before introducing the information disclosure method provided by the embodiments of the present application, in order to facilitate understanding, the technical background of the embodiments of the present application is first introduced.

[0063] At present, the main method used in managing the information disclosure of financial products is that the person responsible for information disclosure manually mounts the corresponding disclosure documents at the specific time required for disclosure according to the information disclosure requirements of the financial products. However, this solution relies heavily on human resources, and the accuracy and efficiency of information disclosure are low. In addition, there is a lack of complete process management. The full process management function from generating announcements to publishing announcements has not yet been realized, which affects the consistency and integrity of information disclosure.

[0064] Based on this, the present application provides an information disclosure method, system, device, equipment, medium and computer program product. In this method, based on the product type contained in the product information of the product to be disclosed, the disclosure announcement template corresponding to the product to be disclosed at each disclosure stage is determined; according to the disclosure calendar rule, the disclosure date corresponding to each disclosure announcement template is determined, and the disclosure calendar of the product to be disclosed is generated according to the disclosure date corresponding to each disclosure announcement template; when any disclosure date in the disclosure calendar arrives, the disclosure information corresponding to the product to be disclosed is obtained according to the disclosure announcement template corresponding to the disclosure date, and the information is disclosed in the style of the disclosure announcement template.

[0065] Embodiment 1:

[0066] Figure 1 A schematic diagram of an information disclosure process is provided for some embodiments of the present application. Figure 1 As shown, the process includes the following steps:

[0067] S101: Based on the product type included in the product information of the product to be disclosed, determine the disclosure announcement template corresponding to the product to be disclosed in each disclosure stage.

[0068] The information disclosure method in the embodiment of the present application is applied to an electronic device, wherein the electronic device may be a device integrated with an information disclosure system, such as a server or PC integrated with an information disclosure system.

[0069] Information disclosure refers to the disclosure of information on the operation of financial products throughout their life cycle by financial product managers to investors in accordance with relevant laws, regulations and specifications. Since different product types have different corresponding disclosure rules at each disclosure stage of their life cycle, in order to ensure the consistency of information disclosure, in an embodiment of the present application, a corresponding disclosure announcement template can be pre-configured based on the corresponding disclosure rules for each product type at each disclosure stage. During the information disclosure process, the disclosure announcement template corresponding to the product to be disclosed at each disclosure stage can be determined based on the product type contained in the product information of the product to be disclosed.

[0070] For example, the disclosure stages of a wealth management product of product type A include the establishment announcement stage, the net value announcement stage, the redemption announcement stage, the non-standard announcement stage, the regular reporting stage, etc.

[0071] The establishment announcement stage refers to the 5 working days after the establishment of the financial product. The disclosure announcement template corresponding to the establishment announcement stage includes information such as the establishment date, product name, product code, product registration code, fundraising method, fundraising start and end dates, product start and end dates, fundraising scale, operation model, investment nature, and risk level.

[0072] The disclosure announcement template corresponding to the net value announcement stage mainly includes information such as product code, product name, net value date, net value per share, cumulative net value per share, subscription price and redemption price. For the net value announcement stage, the information disclosure system supports pre-configured disclosure announcement templates of various types, such as daily subscription and weekly redemption, daily subscription and monthly redemption, daily subscription and quarterly redemption, weekly closure, monthly closure, quarterly closure, fixed opening, net value normalization, etc., to meet the information disclosure needs of wealth management products with different operating modes at the net value announcement stage.

[0073] Financial products will also be disclosed regularly during operation. The regular announcement stage refers to within 15 working days from the end of each quarter, within 60 working days from the end of the first half of the year, and within 90 working days from the end of each year. The disclosure announcement template corresponding to the regular disclosure stage mainly includes information such as the basic profile of the product, financial indicators, product net value performance, investment portfolio report, product share changes and related party transactions. It should be noted that for financial products that have been established for less than 90 working days or have a remaining duration of no more than 90 working days, regular disclosure is not required.

[0074] The maturity announcement stage refers to the termination stage of the wealth management product, that is, within 5 working days after the maturity of the wealth management product. The disclosure announcement template corresponding to the maturity announcement stage includes basic product information, product start and end dates, duration, redemption of customer benefits and related product fees.

[0075] Specifically, Figure 2 A functional module diagram of an information disclosure system provided for some embodiments of the present application. Figure 2 As shown, the disclosure parameter configuration module of the information disclosure system supports users to configure different disclosure parameters according to the product information of the products to be disclosed, such as the product type and regulatory requirements of the wealth management products, to realize the parameter configuration of the disclosure rules, where the disclosure rule parameters include the disclosure announcement template and the disclosure calendar rules, i.e., the maintenance disclosure template and maintenance disclosure date rules in the figure. Users can add and adjust disclosure templates and disclosure calendar rules according to the product information of wealth management products to improve the compliance and timeliness of information disclosure. In the subsequent information disclosure process, the information disclosure system can directly determine the disclosure announcement template corresponding to the product to be disclosed at each disclosure stage based on the product type contained in the product information of the product to be disclosed.

[0076] S102: Determine the disclosure date corresponding to each disclosure announcement template according to the disclosure calendar rules, and generate a disclosure calendar for the product to be disclosed according to the disclosure date corresponding to each disclosure announcement template.

[0077] For each product type, the pre-configured disclosure announcement template corresponds to a disclosure calendar rule. According to the disclosure calendar rule, the disclosure date corresponding to each disclosure announcement template can be determined, and according to each determined disclosure date, a disclosure calendar for the product to be disclosed can be generated. For example, the disclosure calendar rule corresponding to the establishment announcement template of the wealth management product of product type A is to disclose information on the first day after the establishment date of the product to be disclosed, then the disclosure date corresponding to the establishment announcement template can be determined to be the establishment date of the product to be disclosed + 1 day; the disclosure calendar rule corresponding to the expiration announcement template is to disclose information on the first day after the expiration date of the product to be disclosed, then the disclosure date corresponding to the expiration announcement template can be determined to be the expiration date of the product to be disclosed + 1 day; the disclosure calendar rule corresponding to the non-standard announcement template is to disclose information on the first day after the investment date of the product to be disclosed in non-standard assets, the first day after the repayment date, and the first day after the expiration date, then the disclosure date corresponding to the non-standard announcement template can be determined to be the investment date of the product to be disclosed + 1 day, the repayment date + 1 day, and the expiration date + 1 day; according to the determined disclosure date of each of the above disclosure announcement templates, a disclosure calendar containing the above disclosure dates and their corresponding disclosure announcement templates is generated.

[0078] Specifically, Figure 2 As shown, the disclosure calendar module of the information disclosure system can calculate the disclosure date corresponding to each disclosure announcement template according to the disclosure calendar rules. And generate the disclosure calendar of the product to be disclosed according to the disclosure date corresponding to each disclosure announcement template. The disclosure calendar can display the product code, calendar type, business date, disclosure date and other information of the product to be disclosed.

[0079] Figure 3 A schematic diagram of a disclosure calendar rule is provided for some embodiments of the present application. Figure 3 As shown in the figure, the types of disclosure templates for different disclosure stages include the following: establishment announcement, maturity announcement, net value announcement, regular announcement and non-standard announcement. Among them, the disclosure calendar rule corresponding to the establishment announcement template is to determine the disclosure date as T+1 based on the establishment date T of the wealth management product in the product information, that is, the establishment date of the wealth management product + 1 day. The disclosure calendar rule corresponding to the maturity announcement template is to determine the disclosure date as T+1 based on the redemption date T of the wealth management product in the product information, that is, the redemption date of the wealth management product + 1 day. For other disclosure calendar rules, please refer to Figure 3 , I will not go into details here.

[0080] S103: When any disclosure date in the disclosure calendar arrives, the disclosure information corresponding to the product to be disclosed is obtained according to the disclosure announcement template corresponding to the disclosure date, and the information is disclosed in the style of the disclosure announcement template.

[0081] When any disclosure date in the disclosure calendar arrives, the disclosure information corresponding to the product to be disclosed is obtained according to the disclosure announcement template corresponding to the disclosure date, and a disclosure announcement can be generated according to the style of the disclosure announcement template and published, thereby disclosing information in the style of the disclosure announcement template.

[0082] Specifically, Figure 2 As shown, the disclosure announcement module of the information disclosure system can obtain the disclosure calendar and disclosure announcement template (disclosure template for short), and obtain the basic data of the product to be disclosed, that is, the disclosure information corresponding to the product to be disclosed, that is, one or more of the product information, and generate a disclosure announcement in the style of the disclosure announcement template to disclose information. In this way, the disclosure time can be automatically arranged and planned to ensure that information disclosure can be carried out in a timely and accurate manner.

[0083] In an embodiment of the present application, based on the product type contained in the product information of the product to be disclosed, the disclosure announcement template corresponding to the product to be disclosed in each disclosure stage is determined; according to the disclosure calendar rules, the disclosure date corresponding to each disclosure announcement template is determined, and a disclosure calendar is generated according to the disclosure date corresponding to each disclosure announcement template; when any disclosure date in the disclosure calendar arrives, the disclosure information corresponding to the product to be disclosed is obtained according to the disclosure announcement template corresponding to the disclosure date, and the information is disclosed in the style of the disclosure announcement template, which can automatically arrange and plan the disclosure time, ensure that users can disclose information in a timely and accurate manner, and further ensure the consistency and completeness of the information disclosure.

[0084] In some embodiments of the present application, there is also provided a Figure 2 The information disclosure system shown in the figure integrates key modules such as configuring disclosure parameters, generating disclosure calendars, generating disclosure announcements, basic data management, and publishing disclosure announcements, realizing the full process automation management from setting disclosure parameters to publishing announcements. The information disclosure system supports various types of disclosure announcements required by regulatory agencies, covering the entire process of information disclosure. Users can complete the entire process management in the information disclosure system, including flexibly configuring disclosure rules, automatically generating disclosure calendars, generating disclosure announcements based on disclosure announcement templates, and disclosing information. From configuring disclosure parameters to the final information disclosure, that is, publishing disclosure announcements, the consistency and completeness of information disclosure are ensured, the accuracy and efficiency of information disclosure are improved, and the timeliness, compliance, and consistency of information disclosure are ensured. At the same time, the workload of manual intervention is reduced, and operational risks are reduced to meet regulatory requirements and user needs, and promote the intelligent and digital development of information disclosure.

[0085] Embodiment 2:

[0086] In order to further improve the efficiency of information disclosure, based on the above embodiment, in the embodiment of the present application, before the information disclosure in the form of the disclosure announcement template is performed, it also includes:

[0087] Receive the disclosure channels set for the products to be disclosed;

[0088] The information disclosure in the form of the disclosure announcement template includes:

[0089] Information disclosure is carried out through the disclosure channels in the form of the disclosure announcement template.

[0090] In order to further improve the efficiency of information disclosure, the information disclosure system can receive the disclosure channel set for the product to be disclosed before disclosing information, and disclose information through the disclosure channel in the style of an information disclosure announcement template.

[0091] Specifically, Figure 2 The disclosure parameter configuration module of the information disclosure system shown can maintain the disclosure channel, that is, receive the disclosure channel set for the product to be disclosed. The disclosure channel of financial product information is usually agreed upon in the product manual of the financial product, generally including China Financial Network, the official website of the financial product manager, the official website of the agency, the official WeChat public account, mobile banking, etc.

[0092] The following is a specific example to further illustrate the disclosure parameter configuration process including the disclosure channel configuration. Figure 4 A schematic diagram of a disclosure parameter configuration process is provided for some embodiments of the present application. Figure 4 As shown, in the disclosure parameter configuration module of the information disclosure system, users can select any type of financial products, select the disclosure template, i.e., the disclosure announcement template; for the net value announcement stage in the disclosure stage, select the net value date and type, select the disclosure date and date type, and set the disclosure channel, i.e., maintain the address of the disclosure channel. For example, the addresses of the disclosure channels include: the official website of the financial management company, the official website of the custodian bank, and the official website of the financial management registration center.

[0093] Specifically, the announcement release module of the information disclosure system can directly interact with the servers corresponding to various channels such as the financial management registration center's financial management website, financial management official website, WeChat public account, etc., and send the disclosure announcement generated based on the style of the disclosure announcement template directly to the corresponding server, realizing the "one-click release" of the disclosure announcement, significantly reducing the workload of manual operations, reducing operational risks, and improving the efficiency and accuracy of information disclosure. The information disclosure system will automatically send the disclosure announcement to the preset disclosure channel and receive feedback information in real time. The information disclosure system will automatically analyze the feedback information and display the sending status of the disclosure announcement.

[0094] In an embodiment of the present application, a disclosure channel set for a product to be disclosed may be received, and information may be disclosed through the disclosure channel in the form of a disclosure announcement template, thereby improving the efficiency and accuracy of information disclosure.

[0095] Embodiment 3:

[0096] In order to improve the accuracy and flexibility of information disclosure time, based on the above embodiments, in the embodiment of the present application, the method further includes:

[0097] The disclosure calendar rules include determining the disclosure date corresponding to any disclosure announcement template based on the transaction effective date corresponding to the disclosure announcement template in the product information; and / or determining the disclosure date corresponding to any disclosure announcement template based on the transaction effective date and disclosure date type input by the user.

[0098] In order to improve the accuracy and flexibility of information disclosure time and generate a disclosure calendar more accurately, the disclosure calendar rules include determining the disclosure date corresponding to the disclosure announcement template based on the transaction effective date corresponding to any disclosure announcement template in the product information. The disclosure calendar rules can also determine the disclosure date corresponding to any disclosure announcement template based on the transaction effective date and disclosure date type input by the user.

[0099] Specifically, in order to ensure the timeliness of information disclosure, for the establishment announcement template, the expiration announcement template, and the non-standard announcement template, the disclosure calendar rules are generally based on the corresponding transaction effective date T in the product information, and determine the disclosure date T+N days corresponding to the disclosure announcement template, where N is generally within the range of 1-90. Among them, the transaction effective date corresponding to the establishment announcement template in the product information is the establishment date of the wealth management product. The transaction effective date corresponding to the expiration announcement template in the product information is the redemption date of the wealth management product. The non-standard announcement template can be further subdivided into non-standard investment announcement template, non-standard principal repayment announcement template, and non-standard expiration announcement template. Among them, the transaction effective date corresponding to the non-standard investment announcement template in the product information is the non-standard transaction date; the transaction effective date corresponding to the non-standard principal repayment announcement template in the product information is the non-standard principal and interest payment date, and the transaction effective date corresponding to the non-standard expiration announcement template in the product information is the non-standard expiration date. In particular, the transaction effective date corresponding to the periodic announcement template in the product information is the quarter end date T1, the half-year end date T2 and the year-end end date T3 within the product validity period, and the disclosure date is within 15 days from the end of each quarter, that is, T1+N1 days, where N1≤15; within 60 days from the end of the first half of the year, that is, T2+N2 days, where N2≤60; within 90 days from the end of each year, that is, T3+N3 days, where N3≤90.

[0100] For the net worth announcement template, the disclosure date corresponding to the disclosure announcement template can be determined based on the transaction effective date and disclosure date type entered by the user, that is, the disclosure date is calculated based on the configured net worth date and net worth date type.

[0101] Specifically, the net value date of the net value announcement template, i.e., the transaction effective date T of the net value announcement, may include: daily, product opening day, the day before product opening day, Monday, Tuesday, Wednesday, Thursday, Friday, Saturday, Sunday, end of each month, end of each quarter, and M day of each month; the disclosure date type, i.e., the net value date type, may be T+N days, where N is generally in the range of 1-90, and T+N days may also be specified as either "natural day" or "trading day". It should be noted that if T+N days does not conform to the set type, it may be postponed to the nearest date that conforms to the set type. For example, if the transaction effective date T is set to the 15th of each month, the disclosure date type is T+2, and the disclosure date is a trading day, then the disclosure date is the 17th of each month. If the 17th of the month is not a trading day, then the first trading day after the 17th is determined as the disclosure date of the month.

[0102] In an embodiment of the present application, the disclosure date corresponding to the disclosure announcement template can be determined based on the transaction effective date corresponding to any disclosure announcement template in the product information; the disclosure date corresponding to the disclosure announcement template can also be determined for any disclosure announcement template based on the transaction effective date and disclosure date type input by the user, supporting multiple disclosure calendar rules, thereby improving the flexibility and accuracy of information disclosure time.

[0103] In one possible implementation, the disclosure calendar module of the information disclosure system uses built-in algorithms and rules to automatically create a disclosure calendar for products to be disclosed based on the disclosure announcement template type and the configured disclosure calendar rules. The disclosure calendar provides clear templates and statistical overviews for each disclosure date to help users manage the daily overview of information to be disclosed. In addition, the information disclosure system also supports users to manually create, delete and modify disclosure calendars to meet temporary disclosure needs. The disclosure calendar can also display in detail the product code, calendar type, business date and other information of the products to be disclosed on any disclosure date, and can automatically arrange and plan the time for information disclosure to ensure that users can disclose information in a timely and accurate manner.

[0104] Embodiment 4:

[0105] In order to improve the accuracy of information disclosure, based on the above embodiments, in the embodiment of the present application, before obtaining the disclosure information corresponding to the product to be disclosed according to the disclosure announcement template corresponding to the disclosure date, it also includes:

[0106] Based on the disclosure information corresponding to the product to be disclosed obtained from multiple business systems;

[0107] Perform data cleaning on the disclosure information corresponding to the product to be disclosed, and save the disclosure information corresponding to the product to be disclosed to a unified data source in accordance with the data format requirements of any disclosure announcement template;

[0108] The obtaining of disclosure information corresponding to the product to be disclosed according to the disclosure announcement template corresponding to the disclosure date includes:

[0109] According to the disclosure announcement template corresponding to the disclosure date, disclosure information corresponding to the product to be disclosed is obtained from the unified data source.

[0110] In order to improve the accuracy of information disclosure, in an embodiment of the present application, the information disclosure system can obtain disclosure information corresponding to the product to be disclosed from multiple business systems, where the business system may include but is not limited to a product management system, a trading system, and an investment research system. And the obtained disclosure information is cleaned, for example, duplicate information in the disclosure information is deleted. Then, according to the data format requirements of any disclosure announcement template, the cleaned disclosure information is saved to a unified data source. So that when the disclosure information corresponding to the product to be disclosed is obtained later, the disclosure information corresponding to the product to be disclosed can be obtained from the unified data source according to the disclosure announcement template corresponding to the disclosure date.

[0111] Specifically, Figure 2 As shown, the basic data management module of the information disclosure system automatically obtains the disclosure information corresponding to the products to be disclosed, including product element information, product net value information, product positions, non-standard basic information and non-standard transaction information, from multiple upstream business systems, including product management systems, trading systems and investment research systems, and maintains the basic data, that is, performs data cleaning on the obtained disclosure information, integrates data from different sources, etc. Ensure the quality and availability of the data contained in the disclosure information, and standardize it, and save the disclosure information corresponding to the products to be disclosed to a unified data source according to the data format requirements of any disclosure announcement template for subsequent information disclosure.

[0112] In an embodiment of the present application, based on the disclosure information corresponding to the products to be disclosed obtained from multiple business systems, data cleansing is performed on the obtained disclosure information, and the disclosure information is saved to a unified data source in accordance with the data format requirements of any disclosure announcement template, so that when obtaining the disclosure information, the corresponding disclosure information can be obtained from the unified data source according to the disclosure announcement template corresponding to the disclosure date, thereby improving the efficiency and accuracy of information disclosure.

[0113] Embodiment 5:

[0114] In order to further improve the efficiency and accuracy of information disclosure, based on the above embodiments, in the embodiment of the present application, the disclosure information corresponding to the product to be disclosed is obtained from the unified data source according to the disclosure announcement template corresponding to the disclosure date, including:

[0115] For any item in the disclosure announcement template corresponding to the disclosure date, if the disclosure information corresponding to the item is not obtained from the unified data source, a prompt message indicating that the disclosure information acquisition failed is sent.

[0116] In order to further improve the accuracy of information disclosure, when obtaining disclosure information, the disclosure information can be verified to determine whether there are any missing disclosure information. For any item in the disclosure announcement template corresponding to the disclosure date, if the disclosure information corresponding to the item is not obtained from the unified data source, it means that the disclosure information corresponding to the item is missing and it is impossible to accurately disclose information in the style of the disclosure announcement template. In this case, a prompt message indicating that the disclosure information failed to be obtained can be sent so that users can check and modify it immediately.

[0117] Specifically, the information disclosure system uses an automated data verification script to verify the disclosure information corresponding to each item in the disclosure announcement template in turn, so as to promptly confirm whether any disclosure information is missing, ensure data quality from the source of the disclosure information, and support the re-acquisition of disclosure information, thereby improving the data quality and reliability of the information disclosure system.

[0118] In an embodiment of the present application, if the disclosure information corresponding to any item in the information disclosure template is not obtained from the unified data source, a prompt message indicating that the disclosure information acquisition failed is sent so that the user can view and modify it immediately, thereby further improving the efficiency and accuracy of information disclosure.

[0119] Embodiment 6:

[0120] In order to further improve the efficiency and accuracy of information disclosure, based on the above embodiments, in the embodiment of the present application, after saving the disclosure information corresponding to the product to be disclosed to a unified data source, the method further includes:

[0121] Display the disclosure information corresponding to the product to be disclosed;

[0122] Receive a modification instruction from a user for any disclosed information, and update the disclosed information according to the modification instruction.

[0123] The basic data management module of the information disclosure system can also be used to display and manage the saved disclosure information. After saving the disclosure information corresponding to the product to be disclosed to the same data source, the basic data management module of the information disclosure system can display the disclosure information corresponding to the product to be disclosed on the front-end interface for users to check. The basic data management module of the information disclosure system can also receive modification instructions from users for any disclosure information, and update the disclosure information according to the modification instructions. The basic data management module of the information disclosure system also supports users to perform batch import, data modification, detail viewing and other functions for disclosure information, while also allowing users to perform batch export and import operations on disclosure information, and also provides intelligent search and filtering tools to enable users to quickly locate and retrieve the required disclosure information.

[0124] In a possible implementation, the disclosure announcement module of the information disclosure system can also be used to verify the data in the disclosure information corresponding to the product to be disclosed, obtain the disclosure information corresponding to the product to be disclosed from a unified data source according to the disclosure announcement template corresponding to the disclosure date, and generate a disclosure announcement according to the style of the disclosure announcement template. After the disclosure announcement is generated, the verification script for the disclosure announcement will be automatically started to verify the data integrity of the disclosure information contained in the disclosure announcement, and provide prompt information on the verification results. Missing disclosure information can be displayed so that users can make supplementary modifications in a timely manner. Receive modification instructions from users for any disclosure information, and update the disclosure information according to the modification instructions.

[0125] In an embodiment of the present application, disclosure information corresponding to the product to be disclosed can be displayed, and modification instructions from users for any disclosure information can be received. The disclosure information can be updated according to the modification instructions, thereby further improving the efficiency of information disclosure and data accuracy.

[0126] Embodiment 7:

[0127] In order to further improve the accuracy of information disclosure, based on the above embodiments, in the embodiment of the present application, the method further includes:

[0128] Displaying a first number of announcements that should have been disclosed and a second number of announcements to be disclosed on the current date; and / or

[0129] Generate a disclosure announcement and receive disclosure announcement claim information input by the user, and add a claim mark to the disclosure announcement.

[0130] The information disclosure system can generate a disclosure announcement based on the style of the disclosure announcement template for information disclosure. In order to further improve the accuracy of information disclosure, the generated disclosure announcement can receive disclosure announcement claim information input by the user, and add a claim mark to the disclosure announcement to mark that the announcement has been manually checked by the user and determine which user has checked it.

[0131] In order to further improve the completeness of information disclosure, on each disclosure announcement date, the first number of announcements that should have been disclosed on the current disclosure date and the second number of announcements to be disclosed can be displayed for user verification. Among them, "announcements to be disclosed" refers to the disclosure announcements that should be generated on the current disclosure date according to the disclosure calendar; and "disclosed announcements" refer to those disclosure announcements with a generation status of "successful" among the "announcements to be disclosed".

[0132] Specifically, it can display detailed information of disclosed announcements and announcements to be disclosed, including product name, product code, disclosure announcement template type, transaction date and disclosure date, and the generation status of disclosure announcements, including "generated", "to be generated" and "generation failed". For announcements with a generation status of "generation failed", the information disclosure system will display the specific reasons for failure, such as: the daily net value in the disclosure information is missing.

[0133] In an embodiment of the present application, a disclosure announcement can be generated and disclosure announcement claim information input by the user can be received, a claim mark can be added to the disclosure announcement, and the first number of announcements that should have been disclosed on the current date and the second number of announcements to be disclosed can be displayed to further improve the accuracy of information disclosure.

[0134] In some embodiments of the present application, the information disclosure system supports various types of disclosure reports required by regulatory authorities, covering the entire process of information disclosure. From configuring disclosure parameters to the final release of disclosure announcements, the entire process management can be completed within the disclosure system, providing an automated full process for information disclosure, thereby ensuring the consistency and completeness of information disclosure, greatly reducing errors caused by manual intervention, and improving the accuracy and efficiency of information disclosure. Figure 5 Another information disclosure process diagram provided for some embodiments of the present application. Figure 5 As shown, the process includes the following steps:

[0135] S501: Configure disclosure parameters.

[0136] The information disclosure system can receive disclosure parameters configured by users based on the regulatory requirements and product information of the products to be disclosed for each product type. The disclosure parameters include the addition and adjustment of information disclosure templates, disclosure calendar rules and disclosure channels, etc., which improves the compliance and timeliness of information disclosure.

[0137] S502: Generate a disclosure calendar.

[0138] The information disclosure system determines the disclosure announcement template corresponding to the product to be disclosed at each disclosure stage based on the product type contained in the product information of the product to be disclosed; determines the disclosure date corresponding to each disclosure announcement template according to the disclosure calendar rules, and generates a disclosure calendar for the product to be disclosed based on the disclosure date corresponding to each disclosure announcement template.

[0139] S503: Verify basic data.

[0140] Based on the disclosure information corresponding to the products to be disclosed obtained from multiple business systems; data cleaning is performed on the disclosure information corresponding to the products to be disclosed. An automated data verification script is used to comprehensively verify the data contained in the obtained disclosure information, and data problems are discovered in a timely manner to ensure the data quality of information disclosure from the source of the data. According to the data format requirements of any disclosure announcement template, the disclosure information corresponding to the products to be disclosed is saved to a unified data source.

[0141] S504: Automatically generate an announcement.

[0142] When any disclosure date in the disclosure calendar arrives, the announcement module of the information disclosure system obtains the disclosure information corresponding to the product to be disclosed according to the disclosure announcement template corresponding to the disclosure date, and generates a disclosure announcement in the style of the disclosure announcement template.

[0143] S505: Automatically verify the announcement.

[0144] For any item in the disclosure announcement template corresponding to the disclosure announcement, if the disclosure information corresponding to the item is not obtained from the unified data source, a prompt message indicating that the disclosure information acquisition failed will be sent.

[0145] S506: Query announcement overview.

[0146] Supports users to query the overview of information disclosure announcements.

[0147] S507: Query the announcement status.

[0148] Supports users to query the status of information disclosure announcements, including "generated", "to be generated" and "generation failed".

[0149] S508: Check whether it passes. If not, execute S508-1; if yes, execute S509.

[0150] If the status of the disclosure announcement is "failed to generate", execute S508-1; if the status is "generated", execute S509.

[0151] S508-1: Regenerate announcement.

[0152] The information disclosure system can obtain the corresponding product information according to the corresponding disclosure announcement template for the disclosure announcement that failed to be generated, and regenerate the disclosure announcement.

[0153] S509: Claim announcement.

[0154] Receive disclosure announcement claim information input by the user and add a claim mark to the disclosure announcement.

[0155] S510: Download announcement.

[0156] Supports users to download word or pdf files of disclosure announcements that comply with standard specifications.

[0157] S511: Audit announcement.

[0158] Support users to review disclosure announcements and record the review status and reviewer information.

[0159] S512: Issue announcement.

[0160] After the disclosure announcement has been reviewed and found to be correct, in response to the user's click of "Publish", it will be uploaded to the "Disclosure Announcement Release" module for relevant personnel to review.

[0161] S513: Analyze the sending status.

[0162] In response to the user clicking the "Start Submission" button, the information disclosure system will automatically send the disclosure announcement to the preset disclosure channel and receive feedback information from the disclosure channel in real time. The information disclosure system will automatically analyze the feedback information and display the sending status.

[0163] Embodiment 8:

[0164] Based on the same inventive concept and on the basis of the above embodiments, an information disclosure system is provided in an embodiment of the present application. Figure 6 A schematic diagram of the structure of an information disclosure system provided in some embodiments of the present application. Figure 6 As shown, the system includes:

[0165] Configuration module 601, for determining, based on the product type included in the product information of the product to be disclosed, a disclosure announcement template corresponding to the product to be disclosed at each disclosure stage;

[0166] Calendar module 602, used to determine the disclosure date corresponding to each disclosure announcement template according to the disclosure calendar rule, and generate the disclosure calendar of the to-be-disclosed product according to the disclosure date corresponding to each disclosure announcement template;

[0167] The disclosure module 603 is used to obtain the disclosure information corresponding to the product to be disclosed according to the disclosure announcement template corresponding to the disclosure date when any disclosure date in the disclosure calendar arrives, and disclose the information in the style of the disclosure announcement template.

[0168] In a possible implementation manner, the configuration module 601 is further configured to receive a disclosure channel set for the product to be disclosed;

[0169] The disclosure module 603 specifically discloses information through the disclosure channel in the form of the disclosure announcement template.

[0170] In one possible implementation, the disclosure calendar rules include determining the disclosure date corresponding to any disclosure announcement template based on the transaction effective date corresponding to the disclosure announcement template in the product information; and / or determining the disclosure date corresponding to any disclosure announcement template based on the transaction effective date and disclosure date type input by the user.

[0171] In a possible implementation, the device further includes:

[0172] A data module is used to clean the disclosure information corresponding to the product to be disclosed based on the disclosure information corresponding to the product to be disclosed obtained from multiple business systems, and save the disclosure information corresponding to the product to be disclosed to a unified data source according to the data format requirements of any disclosure announcement template;

[0173] The disclosure module 603 is specifically used to obtain the disclosure information corresponding to the product to be disclosed from the unified data source according to the disclosure announcement template corresponding to the disclosure date.

[0174] In a possible implementation, the disclosure module 603 is also used to send a prompt message indicating that the disclosure information acquisition failed for any item in the disclosure announcement template corresponding to the disclosure date, if the disclosure information corresponding to the item is not obtained from the unified data source.

[0175] In a possible implementation, the data module is further used to display the disclosure information corresponding to the product to be disclosed; receive a user's modification instruction for any disclosure information, and update the disclosure information according to the modification instruction.

[0176] In a possible implementation, the disclosure module 603 is also used to display a first number of announcements that should have been disclosed on the current date and a second number of announcements to be disclosed; and / or, generate a disclosure announcement and receive disclosure announcement claim information input by a user, and add a claim mark to the disclosure announcement.

[0177] In an embodiment of the present application, based on the product type contained in the product information of the product to be disclosed, the disclosure announcement template corresponding to the product to be disclosed in each disclosure stage is determined; according to the disclosure calendar rules, the disclosure date corresponding to each disclosure announcement template is determined, and a disclosure calendar is generated according to the disclosure date corresponding to each disclosure announcement template; when any disclosure date in the disclosure calendar arrives, the disclosure information corresponding to the product to be disclosed is obtained according to the disclosure announcement template corresponding to the disclosure date, and the information is disclosed in the style of the disclosure announcement template, which can automatically arrange and plan the disclosure time, ensure that users can disclose information in a timely and accurate manner, and further ensure the consistency and completeness of the information disclosure.

[0178] Embodiment 9:

[0179] Based on the same inventive concept and on the basis of the above embodiments, in an embodiment of the present application, an electronic device is provided, which can realize the functions of the information disclosure device described above. Figure 7 A schematic diagram of the structure of an electronic device provided in some embodiments of the present application. Figure 7 As shown, the electronic device includes: a processor 701, a communication interface 702, a memory 703 and a communication bus 704, wherein the processor 701, the communication interface 702, and the memory 703 communicate with each other through the communication bus 704;

[0180] The memory 703 stores a computer program. When the program is executed by the processor 601, the processor 701 performs the following steps:

[0181] Determine, based on the product type included in the product information of the product to be disclosed, a disclosure announcement template corresponding to the product to be disclosed at each disclosure stage;

[0182] According to the disclosure calendar rules, determine the disclosure date corresponding to each disclosure announcement template, and generate the disclosure calendar of the product to be disclosed according to the disclosure date corresponding to each disclosure announcement template;

[0183] When any disclosure date in the disclosure calendar arrives, the disclosure information corresponding to the product to be disclosed is obtained according to the disclosure announcement template corresponding to the disclosure date, and the information is disclosed in the style of the disclosure announcement template.

[0184] In a possible implementation, the processor 701 is further configured to receive a disclosure channel set for the product to be disclosed; and disclose information in the form of the disclosure announcement template through the disclosure channel.

[0185] In one possible implementation, the disclosure calendar rules include determining the disclosure date corresponding to any disclosure announcement template based on the transaction effective date corresponding to the disclosure announcement template in the product information; and / or determining the disclosure date corresponding to any disclosure announcement template based on the transaction effective date and disclosure date type input by the user.

[0186] In a possible implementation, the processor 701 is also used to perform data cleansing on the disclosure information corresponding to the product to be disclosed, based on the disclosure information corresponding to the product to be disclosed obtained from multiple business systems, and save the disclosure information corresponding to the product to be disclosed to a unified data source in accordance with the data format requirements of any disclosure announcement template; and obtain the disclosure information corresponding to the product to be disclosed from the unified data source according to the disclosure announcement template corresponding to the disclosure date.

[0187] In a possible implementation, the processor 701 is further configured to send a prompt message indicating that the disclosure information acquisition failed for any item in the disclosure announcement template corresponding to the disclosure date, if the disclosure information corresponding to the item is not acquired from the unified data source.

[0188] In a possible implementation, the processor 701 is further configured to display the disclosure information corresponding to the product to be disclosed; receive a modification instruction from a user for any disclosure information, and update the disclosure information according to the modification instruction.

[0189] In a possible implementation, the processor 701 is also used to display a first number of announcements that should have been disclosed on the current date and a second number of announcements to be disclosed; and / or generate a disclosure announcement and receive disclosure announcement claim information input by a user, and add a claim mark to the disclosure announcement.

[0190] The communication bus mentioned in the above electronic device can be a Peripheral Component Interconnect (PCI) bus or an Extended Industry Standard Architecture (EISA) bus, etc. The communication bus can be divided into an address bus, a data bus, a control bus, etc. For ease of representation, only one thick line is used in the figure, but it does not mean that there is only one bus or one type of bus.

[0191] The communication interface 702 is used for communication between the electronic device and other devices.

[0192] The memory may include a random access memory (RAM) or a non-volatile memory (NVM), such as at least one disk memory. Optionally, the memory may also be at least one storage device located away from the aforementioned processor.

[0193] The above-mentioned processor can be a general-purpose processor, including a central processing unit, a network processor (Network Processor, NP), etc.; it can also be a digital signal processing processor (Digital Signal Processing, DSP), an application-specific integrated circuit, a field programmable gate array or other programmable logic device, a discrete gate or transistor logic device, a discrete hardware component, etc.

[0194] In an embodiment of the present application, based on the product type contained in the product information of the product to be disclosed, the disclosure announcement template corresponding to the product to be disclosed in each disclosure stage is determined; according to the disclosure calendar rules, the disclosure date corresponding to each disclosure announcement template is determined, and a disclosure calendar is generated according to the disclosure date corresponding to each disclosure announcement template; when any disclosure date in the disclosure calendar arrives, the disclosure information corresponding to the product to be disclosed is obtained according to the disclosure announcement template corresponding to the disclosure date, and the information is disclosed in the style of the disclosure announcement template, which can automatically arrange and plan the disclosure time, ensure that users can disclose information in a timely and accurate manner, and further ensure the consistency and completeness of the information disclosure.

[0195] Embodiment 10:

[0196] Based on the same inventive concept, on the basis of the above embodiments, in an embodiment of the present application, a computer-readable storage medium is provided, in which a computer program executable by a processor is stored. When the program runs on the processor, the processor implements the following steps when executing:

[0197] Determine, based on the product type included in the product information of the product to be disclosed, a disclosure announcement template corresponding to the product to be disclosed at each disclosure stage;

[0198] According to the disclosure calendar rules, determine the disclosure date corresponding to each disclosure announcement template, and generate the disclosure calendar of the product to be disclosed according to the disclosure date corresponding to each disclosure announcement template;

[0199] When any disclosure date in the disclosure calendar arrives, the disclosure information corresponding to the product to be disclosed is obtained according to the disclosure announcement template corresponding to the disclosure date, and the information is disclosed in the style of the disclosure announcement template.

[0200] In a possible implementation manner, before disclosing information in the form of the disclosure announcement template, the process further includes:

[0201] Receive the disclosure channels set for the products to be disclosed;

[0202] The information disclosure in the form of the disclosure announcement template includes:

[0203] Information disclosure is carried out through the disclosure channels in the form of the disclosure announcement template.

[0204] In a possible implementation, the method further includes:

[0205] The disclosure calendar rules include determining the disclosure date corresponding to any disclosure announcement template based on the transaction effective date corresponding to the disclosure announcement template in the product information; and / or determining the disclosure date corresponding to any disclosure announcement template based on the transaction effective date and disclosure date type input by the user.

[0206] In a possible implementation manner, before obtaining the disclosure information corresponding to the product to be disclosed according to the disclosure announcement template corresponding to the disclosure date, the method further includes:

[0207] Based on the disclosure information corresponding to the product to be disclosed obtained from multiple business systems;

[0208] Perform data cleaning on the disclosure information corresponding to the product to be disclosed, and save the disclosure information corresponding to the product to be disclosed to a unified data source in accordance with the data format requirements of any disclosure announcement template;

[0209] The obtaining of disclosure information corresponding to the product to be disclosed according to the disclosure announcement template corresponding to the disclosure date includes:

[0210] According to the disclosure announcement template corresponding to the disclosure date, disclosure information corresponding to the product to be disclosed is obtained from the unified data source.

[0211] In a possible implementation, obtaining the disclosure information corresponding to the product to be disclosed from the unified data source according to the disclosure announcement template corresponding to the disclosure date includes:

[0212] For any item in the disclosure announcement template corresponding to the disclosure date, if the disclosure information corresponding to the item is not obtained from the unified data source, a prompt message indicating that the disclosure information acquisition failed is sent.

[0213] In a possible implementation manner, after saving the disclosure information corresponding to the product to be disclosed to a unified data source, the method further includes:

[0214] Display the disclosure information corresponding to the product to be disclosed;

[0215] Receive a modification instruction from a user for any disclosed information, and update the disclosed information according to the modification instruction.

[0216] In a possible implementation, the method further includes:

[0217] Displaying a first number of announcements that should have been disclosed and a second number of announcements to be disclosed on the current date; and / or

[0218] Generate a disclosure announcement and receive disclosure announcement claim information input by the user, and add a claim mark to the disclosure announcement.

[0219] The above-mentioned computer-readable storage medium can be any available medium or data storage device that can be accessed by the processor in the electronic device, including but not limited to magnetic storage such as floppy disks, hard disks, magnetic tapes, magneto-optical disks (MO), etc., optical storage such as CD, DVD, BD, HVD, etc., and semiconductor storage such as ROM, EPROM, EEPROM, non-volatile memory (NANDFLASH), solid-state drive (SSD), etc.

[0220] In an embodiment of the present application, based on the product type contained in the product information of the product to be disclosed, the disclosure announcement template corresponding to the product to be disclosed in each disclosure stage is determined; according to the disclosure calendar rules, the disclosure date corresponding to each disclosure announcement template is determined, and a disclosure calendar is generated according to the disclosure date corresponding to each disclosure announcement template; when any disclosure date in the disclosure calendar arrives, the disclosure information corresponding to the product to be disclosed is obtained according to the disclosure announcement template corresponding to the disclosure date, and the information is disclosed in the style of the disclosure announcement template, which can automatically arrange and plan the disclosure time, ensure that users can disclose information in a timely and accurate manner, and further ensure the consistency and completeness of the information disclosure.

[0221] Based on the same inventive concept, the embodiment of the present application also provides a computer program product, which includes: computer program code, when the computer program code is run on a computer, the computer executes any of the information disclosure methods discussed above. Since the principle of solving the problem by the above computer program product is similar to that of the information disclosure method, the implementation of the above computer program product can refer to the implementation of the method, and the repeated parts will not be repeated.

[0222] In an embodiment of the present application, based on the product type contained in the product information of the product to be disclosed, the disclosure announcement template corresponding to the product to be disclosed in each disclosure stage is determined; according to the disclosure calendar rules, the disclosure date corresponding to each disclosure announcement template is determined, and a disclosure calendar is generated according to the disclosure date corresponding to each disclosure announcement template; when any disclosure date in the disclosure calendar arrives, the disclosure information corresponding to the product to be disclosed is obtained according to the disclosure announcement template corresponding to the disclosure date, and the information is disclosed in the style of the disclosure announcement template, which can automatically arrange and plan the disclosure time, ensure that users can disclose information in a timely and accurate manner, and further ensure the consistency and completeness of the information disclosure.

[0223] Those skilled in the art will appreciate that the embodiments of the present application may be provided as methods, systems, or computer program products. Therefore, the present application may adopt the form of a complete hardware embodiment, a complete software embodiment, or an embodiment in combination with software and hardware. Moreover, the present application may adopt the form of a computer program product implemented in one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) that include computer-usable program code.

[0224] The present application is described with reference to the flowcharts and / or block diagrams of the methods, devices (systems), and computer program products according to the present application. It should be understood that each process and / or box in the flowchart and / or block diagram, as well as the combination of the processes and / or boxes in the flowchart and / or block diagram, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing device to produce a machine, so that the instructions executed by the processor of the computer or other programmable data processing device generate instructions for implementing the processes in the flowchart and / or block diagram. Figure 1 A process or multiple processes and / or boxes Figure 1 A device that provides the functions specified in a block or multiple blocks.

[0225] These computer program instructions may also be stored in a computer-readable memory capable of directing a computer or other programmable data processing device to operate in a specific manner, so that the instructions stored in the computer-readable memory produce an article of manufacture comprising an instruction device, which implements the process Figure 1 A process or multiple processes and / or boxes Figure 1 A function specified in one or more boxes.

[0226] These computer program instructions can also be loaded onto a computer or other programmable data processing device so that a series of operating steps are executed on the computer or other programmable device to produce a computer-implemented process, thereby providing instructions for implementing the process. Figure 1A process or multiple processes and / or boxes Figure 1 The steps for the functions specified in one or more boxes.

[0227] Obviously, those skilled in the art can make various changes and modifications to the present application without departing from the spirit and scope of the present application. Thus, if these modifications and variations of the present application fall within the scope of the claims of the present application and their equivalents, the present application is also intended to include these modifications and variations.

Claims

1. An information disclosure method, characterized in that: Applicable to an information disclosure system, the method comprises: Determine, based on the product type included in the product information of the product to be disclosed, a disclosure announcement template corresponding to the product to be disclosed at each disclosure stage; According to the disclosure calendar rules, determine the disclosure date corresponding to each disclosure announcement template, and generate the disclosure calendar of the product to be disclosed according to the disclosure date corresponding to each disclosure announcement template; When any disclosure date in the disclosure calendar arrives, the disclosure information corresponding to the product to be disclosed is obtained according to the disclosure announcement template corresponding to the disclosure date, and the information is disclosed in the style of the disclosure announcement template.

2. The method according to claim 1, characterized in that Before the information is disclosed in the form of the disclosure announcement template, it also includes: Receive the disclosure channels set for the products to be disclosed; The information disclosure in the form of the disclosure announcement template includes: Information disclosure is carried out through the disclosure channels in the form of the disclosure announcement template.

3. The method according to claim 1, characterized in that The method further comprises: The disclosure calendar rules include determining the disclosure date corresponding to any disclosure announcement template based on the transaction effective date corresponding to the disclosure announcement template in the product information; and / or determining the disclosure date corresponding to any disclosure announcement template based on the transaction effective date and disclosure date type input by the user.

4. The method according to claim 1, characterized in that: Before obtaining the disclosure information corresponding to the product to be disclosed according to the disclosure announcement template corresponding to the disclosure date, the method further includes: Based on the disclosure information corresponding to the product to be disclosed obtained from multiple business systems; Perform data cleaning on the disclosure information corresponding to the product to be disclosed, and save the disclosure information corresponding to the product to be disclosed to a unified data source in accordance with the data format requirements of any disclosure announcement template; The obtaining of disclosure information corresponding to the product to be disclosed according to the disclosure announcement template corresponding to the disclosure date includes: According to the disclosure announcement template corresponding to the disclosure date, disclosure information corresponding to the product to be disclosed is obtained from the unified data source.

5. The method according to claim 4, characterized in that The obtaining, from the unified data source, disclosure information corresponding to the product to be disclosed according to the disclosure announcement template corresponding to the disclosure date, includes: For any item in the disclosure announcement template corresponding to the disclosure date, if the disclosure information corresponding to the item is not obtained from the unified data source, a prompt message indicating that the disclosure information acquisition failed is sent.

6. The method according to claim 4, characterized in that After saving the disclosure information corresponding to the product to be disclosed to the unified data source, the method further includes: Display the disclosure information corresponding to the product to be disclosed; Receive a modification instruction from a user for any disclosed information, and update the disclosed information according to the modification instruction.

7. The method according to any one of claims 1 to 6, characterized in that: The method further comprises: Displaying a first number of announcements that should have been disclosed and a second number of announcements to be disclosed on the current date; and / or Generate a disclosure announcement and receive disclosure announcement claim information input by the user, and add a claim mark to the disclosure announcement.

8. An information disclosure device, characterized in that: The device comprises: A configuration module, for determining, based on the product type included in the product information of the product to be disclosed, a disclosure announcement template corresponding to the product to be disclosed at each disclosure stage; A calendar module, used to determine the disclosure date corresponding to each disclosure announcement template according to the disclosure calendar rules, and generate a disclosure calendar for the product to be disclosed according to the disclosure date corresponding to each disclosure announcement template; The disclosure module is used to obtain the disclosure information corresponding to the product to be disclosed according to the disclosure announcement template corresponding to the disclosure date when any disclosure date in the disclosure calendar arrives, and disclose the information in the style of the disclosure announcement template.

9. The information disclosure device according to claim 8, characterized in that: The configuration module is further used to receive a disclosure channel set for the product to be disclosed; The disclosure module discloses information specifically through the disclosure channel in the form of the disclosure announcement template.

10. The information disclosure device according to claim 8, characterized in that: The disclosure calendar rules include determining the disclosure date corresponding to any disclosure announcement template based on the transaction effective date corresponding to the disclosure announcement template in the product information; and / or determining the disclosure date corresponding to any disclosure announcement template based on the transaction effective date and disclosure date type input by the user.

11. The information disclosure device according to claim 8, characterized in that: The device also includes: A data module is used to clean the disclosure information corresponding to the product to be disclosed based on the disclosure information corresponding to the product to be disclosed obtained from multiple business systems, and save the disclosure information corresponding to the product to be disclosed to a unified data source according to the data format requirements of any disclosure announcement template; The disclosure module is specifically used to obtain the disclosure information corresponding to the product to be disclosed from the unified data source according to the disclosure announcement template corresponding to the disclosure date.

12. The information disclosure device according to claim 11, characterized in that: The disclosure module is also used to send a prompt message indicating that the disclosure information acquisition failed for any item in the disclosure announcement template corresponding to the disclosure date, if the disclosure information corresponding to the item is not obtained from the unified data source.

13. The information disclosure device according to claim 11, characterized in that: The data module is also used to display the disclosure information corresponding to the product to be disclosed; receive a user's modification instruction for any disclosure information, and update the disclosure information according to the modification instruction.

14. The information disclosure device according to any one of claims 8 to 13, characterized in that: The disclosure module is also used to display a first number of announcements that should have been disclosed on the current date and a second number of announcements to be disclosed; and / or generate a disclosure announcement and receive disclosure announcement claim information input by a user, and add a claim mark to the disclosure announcement.

15. An electronic device, characterized in that: include: A memory for storing program instructions; A processor is used to call the program instructions stored in the memory, and execute the steps included in any one of claims 1-7 according to the obtained program instructions.

16. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores a computer program, wherein the computer program includes program instructions, and when the program instructions are executed by a computer, the computer executes the method according to any one of claims 1 to 7.

17. A computer program product, characterized in that The computer program product comprises: a computer program code, and when the computer program code is run on a computer, the computer is enabled to execute the method according to any one of claims 1 to 7.