Information processing apparatus

Abstract

The present invention provides a technology capable of providing more accurate information to a user with respect to the fee taken by a vehicle. In an information processing device, a control unit receives input of information including the type of a vehicle desired by a user, an option desired by the user, and a payment condition for acquiring a fee for use of the vehicle. The control unit outputs information for comparing payment amounts including maintenance fees with respect to a plurality of payment methods in response to receiving input of information including a type of a vehicle desired by a user, an option desired by the user, and a payment condition for acquiring a fee for use of the vehicle.

Description

Technical Field

[0001] The present disclosure relates to an information processing device. Background Art

[0002] As for the total payment amount and the monthly payment amount when purchasing a vehicle, there is a known technique that can display the installment payment situation and the leasing situation in comparison (for example, refer to Patent Document 1).

[0003] Patent Document 1: Japanese Patent Application Laid-Open No. 11-25164 Summary of the invention

[0004] An object of the present disclosure is to provide a technology that can provide users with more accurate information on the costs involved in a vehicle.

[0005] One of the aspects of the present disclosure is an information processing device. The information processing device in this case includes, for example, a control unit, which is configured to execute:

[0006] accepting input of information including a vehicle model desired by a user, optional equipment desired by the user, and payment conditions for obtaining the right to use the vehicle; and

[0007] In response to the reception of the above input, information comparing the payment amounts including the maintenance fee for the plurality of payment methods is output.

[0008] The present disclosure can also be understood as an information processing method in which a computer executes the processing of the above-mentioned information processing device. In addition, the present disclosure can also be understood as an information processing program for causing a computer to execute the above-mentioned information processing method or a non-transitory storage medium storing the information processing program.

[0009] According to the present disclosure, a technology capable of providing a user with more accurate information on the cost of a vehicle can be provided. BRIEF DESCRIPTION OF THE DRAWINGS

[0010] Figure 1 This is a block diagram schematically showing a configuration example of a system in an embodiment.

[0011] Figure 2 This is a diagram showing a first example of a supporting Web page.

[0012] Figure 3 This is a diagram showing a second example of the supporting Web page.

[0013] Figure 4 This is a flowchart showing the flow of processing executed by the server in the embodiment.

[0014] Description of the attached figure

[0015] 100 ...terminal; 200 ...server; 210 ...communication unit; 220 ...control unit; 230 ...storage unit. DETAILED DESCRIPTION

[0016] As methods for users to pay for the right to use a vehicle, there are methods of paying the purchase cost of the vehicle in installments (installment payment), methods of paying the purchase cost after deducting the residual value at the end of the payment period in installments (residual value set loan), and methods of paying monthly usage fees including maintenance fees (leasing). It is conceivable to output the payment amounts for these multiple payment methods to the terminal of the enterprise in a comparable form. The enterprise mentioned here is, for example, a provider of vehicle sales services or leasing services (for example, a staff of a car dealer, etc.).

[0017] However, in the above-mentioned multiple payment methods, the maintenance fees borne by the user during the payment period may be different. For example, in a leasing service, the user can use the vehicle by paying a monthly usage fee including the maintenance fee. In addition, in installment payments and residual value setting loans, the user may need to pay the maintenance fee separately from the payment of the installment payment and the residual value setting loan. In addition, the "maintenance fee" in the present disclosure includes maintenance costs (for example, statutory inspection fees, vehicle inspection fees, replacement costs of consumable parts, and fault repairs, etc.), automobile insurance and taxes, etc., but does not include the rental fee of the vehicle storage place.

[0018] Therefore, a method for comparing the payment amounts of a plurality of payment methods in a form in which a maintenance fee that a user may need to pay separately during the payment period is further added is desired.

[0019] Therefore, in the information processing device involved in the present disclosure, the control unit is configured to receive input of information including the vehicle model desired by the user, the optional equipment desired by the user, and the payment conditions for obtaining the right to use the vehicle. The information processing device involved in the present disclosure may be a terminal used by a company that provides vehicle sales services and / or rental services, or a web server connected to the company's terminal via a network.

[0020] Options are equipment that can be added to a vehicle by paying additional fees. Payment conditions include the payment period (e.g., number of years) and bonus surcharges, etc. In addition, optional options may differ depending on the payment method. As an example, in installment payments, there is no need to consider the residual value of the vehicle at the end of the payment period, so the optional options tend to be more. In contrast, in residual value-based loans and leases, the vehicle returned from the user at the end of the payment period needs to be sold or leased as a used car, so the residual value of the vehicle at the end of the payment period needs to be considered. Therefore, in residual value-based loans and leases, optional options tend to be limited to those that are in high demand in the used car market.

[0021] Therefore, the control unit may be configured to select the option desired by the user from the optional options corresponding to the payment method with the least optional options among the multiple payment methods. As an example, the control unit may be configured to output a user interface screen including an input field for a vehicle model, a selection field for selecting the option desired by the user from the optional options corresponding to the payment method with the most limited optional options among the multiple payment methods, and an input field for payment conditions.

[0022] In response to receiving the input of the above information, the control unit outputs information comparing the payment amounts including the maintenance fee for multiple payment methods. As an example, the multiple payment methods may be installment payments, residual value loans, and leases. In addition, as an example, the maintenance fee may be the insurance premium of the vehicle desired by the user, the maintenance fee of the vehicle desired by the user, and the tax levied on the vehicle desired by the user. In addition, outputting the information comparing the payment amounts including the maintenance fee for multiple payment methods may include outputting a user interface screen including the monthly payment amount of each of the multiple payment methods, the payment amount of the maintenance fee, and the total payment amount during the payment period. In addition, in the case where the information processing device involved in the present disclosure is a web server connected to the terminal of the above-mentioned enterprise through a network, outputting the information comparing the payment amounts including the maintenance fee for multiple payment methods may include causing the web browser of the above-mentioned terminal to output a user interface screen (web page) including the monthly payment amount of each of the multiple payment methods, the payment amount of the maintenance fee, and the total payment amount during the payment period.

[0023] According to the information processing device involved in the present disclosure, the enterprise can obtain information comparing the payment amounts including the maintenance fee for multiple payment methods by inputting the vehicle model and payment conditions desired by the user into the information processing device. As a result, the enterprise can present the user with information comparing the payment amounts including the maintenance fee for multiple payment methods.

[0024] The following describes specific embodiments of the present disclosure based on the accompanying drawings. Unless otherwise specified, the scope of the disclosed technology is not limited to the hardware configuration, module configuration, functional configuration, etc. described in the following embodiments.

[0025] <Implementation Method>

[0026] The embodiments of the present disclosure are described using the accompanying drawings. In this embodiment, an example of applying the information processing device involved in the present disclosure to a system that provides vehicle sales services and rental services is described. The rental service is a service (also called a reservation service) in which a user pays a monthly usage fee every month during a payment period determined by a contract to obtain the right to use a vehicle during the payment period. In addition, the contract for the rental service also includes maintenance fees during the payment period.

[0027] (System Configuration)

[0028] Figure 1 1 is a block diagram schematically showing a configuration example of a system 1 in the present embodiment. The system 1 in the present embodiment is configured to include a terminal 100 and a server 200. Figure 1 In the example shown, only one terminal 100 is illustrated, but the system 1 can include a plurality of terminals 100 .

[0029] The terminal 100 is a terminal used by a company (e.g., a staff of a car dealer) that provides vehicle sales and rental services. The terminal 100 is, for example, a computer such as a smartphone, a mobile phone, a tablet terminal, a wearable device, or a personal computer that has a web browser application installed. In this embodiment, the company accesses the server 200 through the terminal 100 to obtain support information. The support information includes a proposal related to the cost incurred by the user to obtain the right to use the vehicle. The proposal in this embodiment includes information comparing multiple payment methods.

[0030] In addition, the multiple payment methods in this embodiment include a method of paying the purchase cost of a vehicle in installments (installment payment), a method of paying the purchase cost in installments after deducting the residual value at the end of the payment period (residual value set loan), and a method of paying monthly usage fees including maintenance fees (leasing).

[0031] Next, the server 200 is an information processing device operated by an enterprise (for example, a vehicle manufacturer or an enterprise related to the manufacturer, etc.) that entrusts the enterprise with the sales and leasing business of the vehicle. The server 200 can be configured as a computer having a processor such as a CPU or a GPU, a main storage device such as a RAM and a ROM, an EPROM, a hard disk drive, or an auxiliary storage device such as a removable medium. An operating system (OS), various programs, and various tables are stored in the auxiliary storage device of the server 200. The processor of the server 200 loads the program stored in the auxiliary storage device into the working area of ​​the main storage device and executes it, thereby realizing various functions consistent with the prescribed purpose as described later. However, part or all of the functions of the server 200 can also be realized by hardware circuits such as SIC (Application Specific Integrated Circuit) or FPGA (Field Programmable Gate Array).

[0032] The server 200 in this embodiment is configured as a Web server that can be used to interact with the terminal 100. The server 200 interacts with the terminal 100 through the Web server, thereby providing support information to the enterprise. In addition, the server 200 can also provide the above-mentioned services by means other than the Web server. For example, the server 200 can also execute a service that communicates with the dedicated application software installed in the terminal 100 according to a prescribed protocol.

[0033] like Figure 1 As shown in FIG. 2 , the server 200 that realizes the above-mentioned functions includes a communication unit 210 , a control unit 220 , and a storage unit 230 .

[0034] The communication unit 210 is a communication interface for connecting the server 200 to the network N1. The communication unit 210 is connected to the network N1 through, for example, a LAN or Wi-Fi (registered trademark), and communicates with the terminal 100 through the network N1. The network N1 is, for example, a WAN such as the Internet, which is a global public communication network, or other communication networks.

[0035] The control unit 220 is a software module implemented by executing a program stored in the auxiliary storage device by the processor of the server 200. The control unit 220 interacts with the terminal 100 by executing a web server. In this embodiment, the control unit 220 causes the web browser of the terminal 100 to display a supporting web page. Figure 2 FIG. 1 is a diagram showing the first example of supporting a Web page. Figure 2 As shown, the support web page includes an input field A and an output field B.

[0036] The input field A is a field for inputting information related to a vehicle desired by the user, and includes the following input items.

[0037] (Input Item 1) The type of vehicle the user desires ( Figure 2 GUI components in G1)

[0038] (Input Item 2) The grade of vehicle the user desires ( Figure 2 GUI components in G2)

[0039] (Input Item 3) The body color of the vehicle that the user desires ( Figure 2 GUI components in G3)

[0040] (Input item 4) The optional equipment that the user wants ( Figure 2 GUI components in G4)

[0041] (Input Item 5) The payment period the user desires ( Figure 2 GUI components in G5)

[0042] (Input Item 6) The bonus amount the user wishes to add ( Figure 2 GUI components in G6)

[0043] Here, if Figure 2 As shown, the input item 4 is configured to be selected from the optional options displayed in the drop-down menu. In addition, there is a case where the optional options are different depending on the payment method. As an example, in installment payment, there is no need to consider the residual value of the vehicle at the end of the payment period, so the degree of freedom of the optional options is high. In contrast, in residual value setting loans and leases, it is necessary to sell or lease the vehicle returned by the user at the end of the payment period as a used car, so it is necessary to consider the residual value of the vehicle at the end of the payment period. Therefore, in residual value setting loans and leases, the optional options may be limited to those that are in high demand in the used car market. In the case where the optional options are different depending on the payment method due to such a situation, the optional options displayed in the drop-down menu of input item 4 are set to be the same as the options corresponding to the payment method with the most limited options among the multiple payment methods. In one example, it can be set to be the same as the options corresponding to the residual value setting loan or lease. As a result, even if the optional options are different in multiple payment methods, the conditions related to the optional options can be made the same.

[0044] The bonus additional amount in input item 6 is the payment amount obtained by adding the monthly amount of the bonus month (for example, January and August, etc.) determined in the contract. In addition, 0 yen (no bonus additional amount) can also be entered in input item 6.

[0045] The output column B is a column for outputting support information corresponding to the input contents of the above-mentioned input items 1 to 6, and includes the following output items.

[0046] (Output Item 1) Support Information ( Figure 2 GUI components in G7)

[0047] In the support web page, if the company providing vehicle sales service and rental service inputs information to input items 1-6 respectively, the control unit 220 calculates the payment amount for each of the multiple payment methods based on the information input to the input items 1-6 and the data stored in the storage unit 230 described later. In one example, the control unit 220 calculates the payment amount (monthly amount) for each of the multiple payment methods, the maintenance fee required during the payment period, and the total payment amount during the payment period. The "total payment amount" mentioned here includes the sum of the monthly amount during the payment period, the sum of the bonus surcharge during the payment period, and the total amount of the maintenance fee spent during the payment period.

[0048] The maintenance fee in this embodiment includes the automobile insurance that needs to be paid during the payment period, the maintenance fee that needs to be paid during the payment period (legal inspection fees, vehicle inspection fees, replacement fees for consumable parts and fault repairs, etc.), the tax that needs to be paid during the payment period, etc. However, the maintenance fee in this embodiment does not include the rental fee of the vehicle storage place and the fuel cost.

[0049] In addition, until the input of the input items 1-6 of the input column A is completed, Figure 2 As shown, the output item 1 of the output column B is blank.

[0050] If the payment amount for each of the plurality of payment methods is calculated, the control unit 220 generates support information to be displayed in the output field B, and displays the generated support information in the output field B of the support web page. The support information is information for comparing the payment amounts including the maintenance fee for the plurality of payment methods. In one example, Figure 3 As shown, the supporting information may be a comparison table of monthly amounts, bonus surcharges, maintenance fees, and total payment amounts for multiple payment methods. Figure 3 In the illustrated comparison table, the maintenance fee in the case of leasing is set to "None" (0 yen). This is because the contract for the leasing service in this embodiment includes the maintenance fee during the payment period (contract period).

[0051] If the web browser of the terminal 100 displays Figure 3 The supporting Web page shown in the example, the enterprise can observe the output item 1 ( Figure 3By displaying the contents of the GUI component G7 in the display, it is possible to obtain information (support information) comparing the payment amounts including the maintenance fee for multiple payment methods. Thus, the enterprise can also present the obtained support information to the user. As a result, the user can more accurately understand the fees required during the payment period for multiple payment methods.

[0052] In addition, the configuration of the supporting Web page is not limited to Figure 2 and Figure 3 In the example shown, the input items and output items can be flexibly changed according to the embodiment. In addition, the input field A and the output field B do not need to be displayed on the same Web page, and can be displayed on different Web pages.

[0053] Here, return to Figure 1 The storage unit 230 of the server 200 is described below. The storage unit 230 in this embodiment is a logical storage area of ​​an auxiliary storage device constructed in the server 200. Figure 1 As shown, the storage unit 230 in this embodiment stores various data used for calculation of payment amounts for multiple payment methods. In one example, the storage unit 230 stores price data, insurance data, tax data, interest data, residual value data, and maintenance cost data.

[0054] The price data includes the main body price, lease price, and optional price of the vehicle. These prices are stored according to the level of each model. In addition, the lease price included in the price data is stored according to the length of the payment period (lease period) (for example, 3 years or 5 years, etc.). The insurance data includes the monthly insurance according to the level of each model. The tax data includes the tax amount according to the level of each model. The tax amount included in the tax data is the total amount of tax spent during the payment period, which is distinguished according to the length of the payment period (for example, 3 years or 5 years, etc.). The interest data includes the interest according to the level of each model. In addition, the interest included in the interest data can also be distinguished into interest in the case of installment payment and interest in the case of residual value setting loan. The residual value data includes the residual value of each model in the future (at the end of the payment period). The residual value included in the residual value data is distinguished according to the length of the payment period (for example, 3 years or 5 years, etc.). In addition, the residual value of each model can also be distinguished according to the level, body color, and optional equipment. The maintenance cost data includes the maintenance cost according to the level of each model. The maintenance costs included in the maintenance cost data are classified according to the length of the payment period (for example, 3 years or 5 years, etc.) In addition, the maintenance costs included in the maintenance cost data may also be classified according to options.

[0055] (Processing flow)

[0056] based on Figure 4The flow of processing executed by the server 200 in this embodiment will be described. Figure 4 1 is a flowchart showing a processing procedure executed by the server 200 when the enterprise accesses the URL of the supporting Web page through the Web browser of the terminal 100. Figure 4 The execution subject of the processing program is the processor of the server 200, but here, the functional components of the server 200 are explained as the execution subjects.

[0057] When the enterprise accesses the URL of the support web page through the web browser of the terminal 100, the control unit 220 of the server 200 outputs the support web page with a blank field B (see Figure 2 ) is displayed on the Web browser of the terminal 100 (step S101). When the control unit 220 completes the process of executing step S101, it executes the process of step S102.

[0058] In step S102, the control unit 220 determines whether the input of the input items 1-6 in the input field A of the support web page is completed. If the input of the input items 1-6 is not completed (negative determination in step S102), the control unit 220 waits until the input of the input items 1-6 is completed. If the input of the input items 1-6 is completed (affirmative determination in step S102), the control unit 220 performs the processing of step S103.

[0059] In step S103, the control unit 220 calculates the payment amount of each of the plurality of payment methods. Regarding the payment amount of the rental, first, the control unit 220 obtains the rental price included in the price data of the storage unit 230 and the rental price input to the input item 1 ( Figure 2 G1) in the input item 2 ( Figure 2 G2) level, and input to input item 5 ( Figure 2 In addition, the control unit 220 obtains the optional price included in the price data of the storage unit 230 and the optional price input to the input item 1 ( Figure 2 G1) in the input item 2 ( Figure 2 G2) level, and input to input item 4 ( Figure 2 The control unit 220 adds the optional price to the rental price to calculate the total payment amount of the lease. The control unit 220 subtracts the total amount of bonus surcharges (the total bonus surcharges during the payment period) from the total payment amount of the lease, and divides the subtraction result by the number of months in the payment period to calculate the monthly amount of the lease.

[0060] Regarding the installment payment amount, first, the control unit 220 obtains the main price included in the price data of the storage unit 230 and inputs it into the input item 1 ( Figure 2 G1) in the vehicle model and input to input item 2 ( Figure 2 In addition, the control unit 220 obtains the optional price included in the price data of the storage unit 230 and the price input to the input item 1 ( Figure 2 G1) in the input item 2 ( Figure 2 G2) level, and input to input item 4 ( Figure 2 In addition, the control unit 220 obtains the interest included in the interest data of the storage unit 230 and the interest input to the input item 1 ( Figure 2 G1) in the vehicle model and input to input item 2 ( Figure 2 In addition, when distinguishing between the interest in the case of installment payment and the interest in the case of residual value setting loan, the control unit 220 calculates the interest rate according to the level of G2 in the input item 1 ( Figure 2 G1) in the vehicle model and input to input item 2 ( Figure 2 The control unit 220 adds the optional price to the main price. The control unit 220 inputs the price after adding the optional price to the main price, the interest, and the input item 5 ( Figure 2 The number of months of the payment period in G5) and the number of months of the payment period in Input 6 ( Figure 2 The bonus surcharge of G6) in the above calculation is calculated by calculating the total payment amount of the installment payment excluding the maintenance fee and the monthly amount of the installment payment. Such calculation can be calculated by a known method.

[0061] In addition, the control unit 220 obtains the monthly insurance money included in the insurance data in the storage unit 230 and inputs it into the input item 1 ( Figure 2 G1) in the vehicle model and input to input item 2 ( Figure 2 The control unit 220 obtains the monthly insurance benefit corresponding to the level of G2 in the input item 5 ( Figure 2 The total amount of monthly insurance benefits during the payment period is calculated based on the number of months of the payment period of G5 in the storage unit 230. In addition, the control unit 220 obtains the tax amount included in the tax data of the storage unit 230 and the tax amount input to the input item 1 ( Figure 2 G1) in the input item 2 ( Figure 2 G2) level, and input to input item 5 ( Figure 2The control unit 220 obtains the tax amount corresponding to the payment period of G5 in the storage unit 230 from the maintenance fee included in the maintenance fee data. Figure 2 G1) in the input item 2 ( Figure 2 G2) level, and input to input item 5 ( Figure 2 In addition, when the maintenance cost data includes maintenance costs according to the optional equipment, the control unit 220 obtains the maintenance cost data corresponding to the vehicle model, grade, payment period, and the maintenance cost according to the input item 4 ( Figure 2 The control unit 220 calculates the maintenance fee of the installment payment by adding the tax amount and the maintenance fee to the total amount of the monthly insurance payment. Furthermore, the control unit 220 calculates the total payment amount of the installment payment including the maintenance fee by adding the maintenance fee of the installment payment to the total payment amount of the installment payment excluding the maintenance fee.

[0062] Next, regarding the payment amount of the residual value setting loan, first, the control unit 220 obtains the main body price, optional price, and interest in the same order as the installment payment. In addition, the control unit 220 obtains the residual value data from the storage unit 230 and the data input to the input item 1 ( Figure 2 G1) in the vehicle model and input to input item 5 ( Figure 2 In addition, when the residual value included in the residual value data is differentiated according to the grade, vehicle body color, and options, the control unit 220 obtains the residual value data from the storage unit 230 that is consistent with the residual value input to the input item 1 ( Figure 2 G1) in the input item 2 ( Figure 2 G2) level, input to input item 3 ( Figure 2 G3) body color, by inputting item 4 ( Figure 2 G4) in the options selected, and input to input item 5 ( Figure 2 The control unit 220 deducts the residual value from the total amount of the main body price and the optional price. The control unit 220 inputs the price after deducting the residual value from the total amount of the main body price and the optional price, interest, and other factors into the input item 5 ( Figure 2 The number of months of the payment period in G5) and the number of months of the payment period in Input 6 ( Figure 2 The bonus additional amount of G6) in the above calculation is calculated by calculating the residual value loan and the monthly amount of the residual value loan excluding the maintenance fee. Such calculation can be performed by a known method.

[0063] The control unit 220 calculates the maintenance fee of the residual value loan in the same order as the installment payment, and calculates the total payment amount of the residual value loan including the maintenance fee by adding the maintenance fee of the residual value loan to the total payment amount of the residual value loan excluding the maintenance fee.

[0064] When the control unit 220 completes the calculation of the payment amount of each of the plurality of payment methods in the above order (completes the process of executing step S103), the control unit 220 executes the process of step S104. In step S104, the control unit 220 generates support information for output item 1 to be displayed in the output column B. As an example, the control unit 220 generates a comparison table of monthly amounts, bonus surcharges, maintenance fees, and total payment amounts (total payment amounts including maintenance fees) for the plurality of payment methods (lease, installment payment, and residual value set loan) as support information. When the control unit 220 completes the process of executing step S104, the control unit 220 executes the process of step S105.

[0065] In step S105, the control unit 220 displays the support Web page (see FIG. 104 ) in which the support information generated in step S104 is displayed in output item 1 of the output field B via the Web browser of the terminal 100. Figure 3 ). When the control unit 220 completes the processing of step S105, the execution of this processing program ends.

[0066] (Functions and Effects of Implementation Methods)

[0067] According to the above-described embodiment, the enterprise can obtain information (support information) comparing the payment amounts including the maintenance fee for multiple payment methods by inputting the vehicle model and payment conditions desired by the user on the support web page. As a result, the enterprise can also present the obtained support information to the user. As a result, the user can more accurately understand the fees required during the payment period for multiple payment methods.

[0068] In addition, in this embodiment, the server 200 is equivalent to the "information processing device" involved in this disclosure. In addition, the control unit 220 of the server 200 is equivalent to the "control unit" involved in this disclosure. Furthermore, the support web page in this embodiment is equivalent to the "interface screen" involved in this disclosure.

[0069] <Other embodiments>

[0070] The above-mentioned implementation is only an example, and the present disclosure can be implemented by appropriately changing it within the scope of its main purpose. For example, the processing performed on the server 200 can also be performed on the terminal 100. That is, the terminal 100 can also output the interface screen including the input column A and the output column B, calculate the payment amount including the maintenance fee for multiple payment methods, and output the support information through the execution of a dedicated application program. In the above case, the terminal 100 is equivalent to the "information processing device" involved in the present disclosure. In addition, the "control unit" involved in the present disclosure is realized by executing a dedicated application program by the processor of the terminal 100.

[0071] In addition, as long as no technical contradiction occurs, the processing and configuration described in this disclosure can be freely combined for implementation. Furthermore, the processing described as processing performed by one device can also be shared and executed by multiple devices. In addition, the processing described as processing performed by different devices can also be executed by one device. In a computer system, what kind of hardware configuration realizes each function can be flexibly changed.

Claims

1. An information processing device, wherein: The information processing device includes a control unit configured to execute the following processing: receiving input of information including a vehicle model desired by a user, optional equipment desired by the user, and payment conditions for obtaining the right to use the vehicle; as well as In response to the input being received, information comparing the payment amounts including the maintenance fee for the plurality of payment methods is output.

2. The information processing device according to claim 1, wherein: The payment conditions include the payment period and bonus surcharge amount.

3. The information processing device according to claim 1, wherein: The maintenance fee includes insurance of the vehicle, maintenance cost of the vehicle, and tax of the vehicle.

4. The information processing device according to claim 1, wherein: Accepting the input includes outputting a user interface screen, which includes an input field for the vehicle model, a selection field for selecting the user's desired option from the optional options corresponding to the payment method with the most limited optional options among the multiple payment methods, and an input field for the payment conditions.

5. The information processing device according to claim 1, wherein: The multiple payment methods include installment payments, residual value loans, and leases.

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