Parking lot payment method compatible with ETC

Abstract

The invention relates to a parking lot payment method compatible with ETC, and the method comprises the steps: formulating a standard openAPI interface connected with a parking system in a parking lot, enabling the parking system to initiate an ETC transaction request to an ETC multi-scene service platform through the interface, and enabling the ETC multi-scene service platform to feed back an ETC transaction result to the parking system after the ETC multi-scene service platform carries out the authorization authentication and ETC transaction processing. And if the ETC transaction processing time is within the agreed time interval, the parking system carries out operations such as rod lifting release and transaction recording, or else, the user carries out other payments. And finally, the parking system sends a final transaction result to the ETC multi-scene service platform until the ETC multi-scene service platform feeds back a processing result. According to the method, the whole-process application of the ETC in the parking scene is realized, and the safety and reliability of ETC multi-scene service are improved.

Description

Technical Field

[0001] This patent application belongs to the field of parking lot payment technology, and more specifically, it relates to a parking lot payment method compatible with ETC. Background Art

[0002] ETC itself is a means of communication. It not only has the ability to publish information in one direction, but also can conduct two-way information exchange. Upgrading from narrowband communication to broadband communication can enable more information exchange. At present, there are 28,000 ETC gantries, 250,000 sets of antennas and license plate recognition devices in the national road network. Therefore, ETC can be relied on to achieve vehicle-road collaboration. Through ETC, beyond-line-of-sight information is transmitted to the vehicle. At the same time, the information within the line of sight of the vehicle itself is intelligently perceived to achieve collaborative autonomous driving. In recent years, the gradual development of the smart car industry has been conducive to promoting ETC industry companies to expand the vehicle-road collaboration market.

[0003] On July 27, 2022, at the "24th Highway Informatization Conference", the Road Network Center of the Ministry of Transport proposed the "TraffiCatcher" solution, which uses the ETC system as the cornerstone to build a highway operation service system. AI technology is fully applied to improve the accuracy of identifying vehicle information, road conditions, road disasters, etc., and roadside sensing equipment is used to monitor and analyze congestion events, traffic accidents, average vehicle speed, highway flow, highway weather, illegal parking, vehicles driving in the opposite direction, pedestrian intrusions, etc. The gantry system is used to issue early warnings for events, and accident coordination and rapid emergency response can be carried out through information sharing, effectively driving the application of new technologies and industrial development while driving development through innovation.

[0004] At the same time, the ETC system records the user's travel data. Based on the huge user scale and relevant data, the ETC issuing service agency can first provide scientific data support for the operation and management of the expressways of the province and the group through big data analysis. It can also build a customer portrait of the ETC customer group through user travel path information and consumption information. Combined with the promotion and application of ETC expansion scenarios, the richer the application scenarios, the more detailed the data obtained, and the more detailed and accurate the ETC customer group portrait will be. Then, the user customer group portrait will be used to achieve precision marketing, deepen cooperation with financial institutions, support ETC to start from a single scenario, leverage the huge application space, and achieve profit model innovation. On the basis of improving service quality and user experience, further increase the data scale, enhance data value, and use data value to feed back ETC promotion and operation.

[0005] Currently, the number of cars is increasing, and there is a huge demand for parking. Parking lots generally use WeChat, Alipay and other scanning payment methods. The above methods still require car owners to stop the car for manual scanning, which inevitably causes low traffic efficiency.

[0006] Or learn from the ETC payment methods developed by other companies. Taking SaaS model leasing as an example, if a parking system integrator wants to implement the ETC payment function, it not only needs to develop it according to the interface documentation provided, but also needs to deploy the server locally in the parking lot, resulting in complicated payment processes and difficulty in access. In addition, the "ETC+" lanes are distributed throughout the province, which is too widely distributed, difficult to maintain, and lacks automated operation and management methods.

[0007] Therefore, in terms of parking application scenarios, there is still no suitable ETC application scenario, which cannot meet the ETC parking lot payment needs in the province. Summary of the invention

[0008] The technical problem to be solved by the present invention is to provide a parking lot payment method compatible with ETC, which can realize the full-process application of ETC in parking scenarios and improve the security and reliability of ETC multi-scenario services.

[0009] In order to solve the above problems, the technical solution adopted by the present invention is:

[0010] A parking lot payment method compatible with ETC, comprising the following steps:

[0011] S1. Develop a standard openAPI interface for connecting to the parking system in the parking lot, and design an ETC multi-scenario service platform for information communication with the parking system;

[0012] S2. The user logs in to the ETC multi-scenario service platform to register;

[0013] S3. The successfully registered user drives out of the parking system. The parking system performs license plate recognition and calculates the fee amount, then initiates a transaction request to the ETC multi-scenario service platform through the standard openAPI interface;

[0014] S4. After executing authorization authentication and ETC transaction processing, the ETC multi-scenario service platform feeds back the ETC transaction result to the parking system. If the ETC transaction processing time is within the agreed time interval, S5 is executed, otherwise the user makes other payments;

[0015] S5. The parking system lifts the barrier to release the vehicle, records the final transaction, and forms the final transaction result;

[0016] S6. The parking system sends the final transaction result to the ETC multi-scenario service platform until the ETC multi-scenario service platform feeds back the processing result to the parking system;

[0017] S7, reconciliation processing: the parking system transmits reconciliation data to the ETC multi-scenario service platform according to the agreed cycle. The ETC multi-scenario service platform feeds back the reconciliation results to the parking system after performing data verification, error processing and other operations;

[0018] S8, Clearing / settlement processing: The ETC multi-scenario service platform uploads ETC clearing data and settlement data according to the interface provided by the superior settlement center and the bank to query the clearing results and settlement results. The bank transfers the parking fee after deducting the settlement service fee to the parking lot operator based on the settlement data;

[0019] S9. The ETC multi-scenario service platform uploads supporting data according to the interface provided by the cooperative unit to query the required results.

[0020] Furthermore, in S1, the standard openAPI interface is the PC-RSU interface, and the ETC multi-scenario service platform is designed by the openEuler operating system.

[0021] Furthermore, in S2, users register via mobile phone number, email or WeChat, and can log in to the ETC multi-scenario service platform after successful registration.

[0022] Furthermore, in S3, the standard openAPI interface supports the MQTT IoT protocol, TCP / IP protocol or http protocol. That is to say, the parking system combines the standard openAPI interface and initiates transaction requests with the ETC multi-scenario service platform through the MQTT IoT protocol, TCP / IP protocol or http protocol.

[0023] Furthermore, in S4, the time interval is less than or equal to 3s, and other payments include one or more of contactless payment, code scanning payment, and cash payment. (That is, when the ETC multi-scenario service platform executes transaction processing, it gives priority to deducting parking fees through ETC. After the ETC transaction time is greater than 3s, the user can make other payments).

[0024] Furthermore, in S7, the period is one week, half a month, one month or one quarter.

[0025] Furthermore, in S9, the supporting data is ETC big data, and the cooperative unit analyzes the ETC big data through a deep learning model to form deep learning data.

[0026] Furthermore, the deep learning model is one or more of Kafka, Flume, and pytorch.

[0027] Due to the adoption of the above technical solution, the beneficial effects achieved by the present invention are:

[0028] (1) The present invention does not require the deployment of a server locally in the parking lot, and optimizes the ETC payment process in the parking scene. By formulating a standard openAPI, the present invention allows parking system integrators to implement ETC payment, ETC refund and other functions only by developing once according to the parking system-ETC multi-scenario application platform interface. The transaction process is simple, the access difficulty is small, and it has greater value for promotion and application.

[0029] (2) "ETC+" lanes are easy to maintain: Traditional "ETC+" lane equipment lacks effective operation monitoring means, and maintenance personnel are required to frequently perform remote or even on-site maintenance, which causes great inconvenience to system operation, maintenance and overhaul. The present invention realizes real-time monitoring of "ETC+" lanes and online rolling upgrades of "ETC+" lane equipment, without the need for frequent remote or even on-site maintenance by personnel, thus improving maintenance efficiency.

[0030] (3) Automated operation management overcomes the current drawbacks of the ETC multi-scenario service platform's clearing and settlement business processing, which requires manual reconciliation, transfer, and filling in various statistical reports, resulting in a large workload, prone to errors, and difficulty in finding relevant data later. The present invention can achieve standardized and automated processing of the ETC multi-scenario service platform's clearing and settlement business processing, with a higher degree of intelligence.

[0031] (4) Efficient use of massive ETC data. Through cooperation with partners, ETC parking history data can be subjected to ELT (extract-transform-load) operations and imported into the data warehouse. At the same time, relevant technologies such as big data and artificial intelligence can be used to deeply explore the value of ETC data, build a customer profile of ETC customers, and then use the user customer profile to achieve precision marketing. Deepen cooperation with financial institutions, support ETC to start from a single scenario, leverage a huge application space, and achieve profit model innovation. BRIEF DESCRIPTION OF THE DRAWINGS

[0032] Figure 1 It is a flow chart of the present invention.

[0033] Figure 2 This is a diagram of the technical platform architecture of the present invention.

[0034] Figure 3 This is a diagram of the business middle platform architecture of the present invention.

[0035] Figure 4 This is the ETC parking transaction timing diagram of the present invention. DETAILED DESCRIPTION

[0036] The present invention is further described in detail below with reference to the embodiments.

[0037] A parking payment method compatible with ETC, such as Figure 1 , including the following steps:

[0038] S1. Develop a standard openAPI interface for docking with the parking system in the parking lot, and design an ETC multi-scenario service platform for information communication with the parking system. The standard openAPI interface is the PC-RSU interface. The ETC multi-scenario service platform is designed by the openEuler operating system, and can also be designed by other operating systems, such as Debian. The programming language is: Golang / Rust / Python; the database is: oceanBase / openGauss / Redis. The front-end development technology is: Bootstrap / Vue; the back-end development technology is: Nginx / Kafka / microservices; the mobile development technology is: Harmony / Android / IOS, etc.

[0039] Regarding the interface or functions of the ETC multi-scenario service platform, you can Figure 2 , Figure 3 As shown, based on the distributed service framework, it covers the database, business middle platform / center, data middle platform / center, AI middle platform / center, service registration center, service governance, WEB application, and monitoring platform. It is thus possible to structure the customer center, transaction center, equipment center, monitoring center, reconciliation center, clearing center, settlement center, and refund center, and obtain customer data, transaction data, marketing data, equipment data, monitoring data, reconciliation data, clearing data, settlement data, and refund data. Through big data analysis and processing, AI model training and model application can be realized. With the help of AI model applications, ETC data can be used for secondary applications to realize predictive analysis, behavioral analysis and other functions.

[0040] S2. Users log in to the ETC multi-scenario service platform to register. They can register via mobile phone number, email or WeChat, and enter information such as license plate, owner, and phone number. After successful registration, they can log in to the ETC multi-scenario service platform to query / modify details, fee lists, and refund services.

[0041] S3. In actual use, when a successfully registered user drives out of the parking system exit, the parking system performs license plate recognition and calculates the fee, and then initiates an ETC transaction request to the ETC multi-scenario service platform through the standard openAPI interface. The standard openAPI interface supports the MQTT Internet of Things protocol, TCP / IP protocol, or http protocol. In other words, the parking system combines the standard openAPI interface and initiates a transaction request with the ETC multi-scenario service platform through the MQTT Internet of Things protocol, TCP / IP protocol, or http protocol, indicating that an ETC transaction will be carried out.

[0042] S4, ETC multi-scenario service platform first performs authorization authentication, sends a request to read vehicle information to the "ETC+" lane control system, and the "ETC+" lane control system controls the RSU to read the vehicle information and returns the result of reading the vehicle information. After the authorization authentication is passed, the ETC transaction is processed. After the ETC transaction is processed, the ETC multi-scenario service platform feedbacks the ETC transaction result to the parking system. If the ETC transaction processing time is within the agreed time interval, S5 is executed, otherwise the user makes other payments. Generally speaking, the time interval is less than or equal to 3s, and other payments include one or more of contactless payment, code scanning payment, and cash payment. Correspondingly, when the ETC multi-scenario service platform is executing ETC transaction processing, it gives priority to deducting parking fees through ETC. If the ETC transaction time is greater than 3s, it proves that there is a fault in the ETC transaction, and the user makes other payments.

[0043] S5. Regardless of whether it is an ETC transaction or other transaction, after the user pays the fee, the parking system will lift the barrier to release the user and record the final transaction to form the final result of the transaction. At this time, the consumption information can be sent to the user via WeChat, SMS, or email.

[0044] S6. The parking system sends the final transaction result to the ETC multi-scenario service platform until the ETC multi-scenario service platform feeds back the processing result to the parking system, recording whether an ETC transaction occurred, parking time, location, license plate number, amount, remarks and other details.

[0045] S7. Reconciliation: The parking system transmits reconciliation data to the ETC multi-scenario service platform according to the agreed cycle. The ETC multi-scenario service platform feeds back the reconciliation results to the parking system after data verification, error handling and other operations. The cycle can be one week, half a month, one month or one quarter, etc., without any requirements. Through reconciliation, the data between the parking lot and the ETC multi-scenario service platform are kept consistent, and potential deviations are discovered in a timely manner.

[0046] S8, Clearing / settlement processing: The ETC multi-scenario service platform uploads ETC clearing data and settlement data according to the interface provided by the superior settlement center and the bank to query the clearing results and settlement results. The bank transfers the parking fee after deducting the settlement service fee to the parking lot operator based on the settlement data. Since there are many cooperating units or departments, it can directly reach the superior settlement center and each bank to maintain the unity of data.

[0047] In addition, there are the following:

[0048] Refund system: design and develop transaction refund interface, through which the parking system realizes manual and automatic refund functions.

[0049] Member Management System

[0050] The ETC multi-scenario service platform obtains, records and manages ETC user information through the interface provided by the ETC issuance system. It has functions such as member information management, points management, and member rights management.

[0051] PSAM Management System

[0052] Design and develop PSAM matrix to realize PSAM card-free RSU and ensure PSAM card security. It has functions such as PSAM card management and PSAM decryption.

[0053] Monitoring system

[0054] Real-time monitoring of the operation and communication status of the ETC multi-scenario service platform and the “ETC+” lane control system.

[0055] Equipment Management System

[0056] Management servers, “ETC+” lane equipment and other hardware equipment.

[0057] SMS platform

[0058] Develop and design SMS sending interface to send deduction SMS, marketing SMS, etc. to users.

[0059] Merchant Platform

[0060] Provide services to parking lot operators through the merchant platform. It has functions such as merchant registration and login, business management, and merchant cancellation.

[0061] Service Platform

[0062] The staff conducts daily management work through the service platform, which has functions such as staff registration and login, merchant review, developer review, business management, and staff management.

[0063] Developer Platform

[0064] Parking system integrators access the ETC multi-scenario service platform through the developer platform, which has functions such as developer registration and login, test management, and developer logout.

[0065] Unified rights management platform

[0066] It can be seamlessly integrated with multiple business platforms and data platforms to ensure the coordinated work of the authority system architecture and functions between various platforms. It has functions such as authority integration, authority level division, unified authentication, authorization management, and operation audit.

[0067] Data storage

[0068] Develop a program to obtain ETC parking historical transaction data, and migrate the ETC parking historical transaction data to the ETC multi-scenario service platform after extraction-conversion-loading operations. The platform storage space can meet the storage of business data for the next five years, and the storage space can be flexibly increased as needed.

[0069] S9. The ETC multi-scenario service platform uploads supporting data according to the interface provided by the cooperative unit to query the required results. In this step, the supporting data is ETC big data. The cooperative unit analyzes ETC big data through a deep learning model to form deep learning data. The deep learning model is one or more of Kafka, Flume, and pytorch, or other models. With this step, you can directly access various cooperative units, such as non-bank financial institutions, insurance, shopping malls, online shopping platforms, etc., and build ETC customer profiles through user travel path information and consumption information. Combined with the promotion and application of ETC expansion scenarios, the richer the application scenarios, the more detailed the data obtained, and the more detailed and accurate the ETC customer profile will be. Then use the user customer profile to achieve precision marketing, deepen cooperation with financial institutions, and support ETC to start from a single scenario, leverage a huge application space, and achieve profit model innovation.

[0070] For example, it can be clear who the ETC customers are and gain access to high-quality customers. ETC customers usually have a certain level of spending power and a good credit record, and are a rare high-quality group for banks. According to age and spending power, most of the bank's existing ETC customers are young people born in the 1980s and 1990s. They have three major characteristics: First, the Internet penetration rate is high, and their lives and work are greatly Internet-based, and they are also highly dependent on the Internet. They pursue new technology products, pay attention to the sense of technology, and advocate convenient and fast user experience. Second, they are open-minded, pursue individuality while paying attention to diversity. They like innovation and can quickly accept new things. Third, they have a high degree of education and strong learning ability, especially for the emergence of new products and new concepts.

[0071] In terms of spending power, most ETC customers have a certain spending power and are key marketing customers for banks. According to QuestMobile industry data, more than 50% of "car owners" are aged between 25 and 35, more than 30% have online spending power of more than 1,000 yuan, more than 70% have a medium or above willingness to spend, and nearly 40% use terminals worth more than 3,000 yuan. At the same time, the TGI of these dimensions is also quite high, and its specific value and imagination space are very huge.

[0072] It can also provide access to traffic and data. The competition among merchants for ETC is not for the profits brought by the high-speed toll business, but for the next payment traffic and data access, aiming to build a comprehensive service platform integrating "payment access + data collection + operation management + financial services". Through this platform, it can deepen the in-depth exploration of the high-quality group of car owners and further expand its own high-value businesses such as credit cards, financial management, insurance, and loans.

[0073] In other words, ETC is just a "traffic entrance" for banks, which can divert traffic to other businesses of the bank. ETC not only has the value of retail finance, but also contains market opportunities for supply chain finance and industrial chain finance. The ETC card itself does not belong to the business of retail finance, but because it is related to automobiles, the customer stickiness brought about by the service contact with customers on this basis can explore more market space from the automobile industry. The data generated by the ETC business can provide a more complete user portrait of car owners and vehicles, which will greatly help to solve the current common incomplete data in the automobile finance industry.

[0074] Next, we need to understand the real needs of customers from four aspects: consumer finance needs for major consumer goods, advanced consumption needs for pursuing quality life, enthusiasm for Internet financial services, and independent and flexible financial services.

[0075] Then use products to reach customers, analyze customer behavior preferences and transaction habits through big data analysis and mobile Internet platforms, track and grasp customers' usage trends of banking products in a timely and dynamic manner, predict customers' next needs based on analysis, and use corresponding marketing strategies to accurately locate customers through labeling. Effective cross-marketing is carried out for potential customers, and customers and products are accurately matched together. Personalized experience is given through data analysis, and product services are upgraded or eliminated in a timely manner through feedback and evaluation to maintain customer vitality, avoid unnecessary waste of money and time, reduce redundant procedures, and increase customer stickiness.

[0076] For example, to address the financial management pain points of a certain type of customer group, such as over-consumption and low savings, we match them with small financial management products. By setting up small deposits in the bank, earmarking funds for specific purposes, and connecting them to profit-enhancing products, we can gradually cultivate users' financial management habits. This fundamentally solves the customer's pain points, is easy to operate, and can be completed through mobile banking, connecting customers and financial management.

[0077] We can also build an auto finance ecosystem, combining maintenance, fines, insurance, and refueling, and integrate shared bicycles, city libraries, and parks to meet customer needs in multiple ways. We can also combine with third parties to achieve breakthroughs in cooperation with mobile Internet platforms related to car rentals and taxis, embed financial services, and expand application scenarios.

[0078] Therefore, the ETC-compatible parking lot payment method provided by the present invention optimizes the ETC payment process in parking scenarios, which not only meets parking needs and improves system maintenance efficiency, and standardizes and automates business processing such as clearing and settlement, but also uses big data to manage ETC customers in a labeled manner, and uses data analysis to accurately profile individual user resources, conduct cross-marketing, and conduct in-depth mining, thereby transforming ETC customers into long-term and stable customer resources, achieving a win-win situation for customers and banks or third-party institutions. Therefore, it has significant technical advantages and application prospects.

Claims

1. A parking lot payment method compatible with ETC, characterized in that The steps include: S1. Develop a standard openAPI interface for connecting to the parking system in the parking lot, and design an ETC multi-scenario service platform for information communication with the parking system; S2. The user logs in to the ETC multi-scenario service platform to register; S3. The successfully registered user drives out of the parking system. The parking system performs license plate recognition and calculates the fee amount, then initiates an ETC transaction request to the ETC multi-scenario service platform through the standard openAPI interface; S4. After executing authorization authentication and ETC transaction processing, the ETC multi-scenario service platform feeds back the ETC transaction result to the parking system. If the ETC transaction processing time is within the agreed time interval, S5 is executed, otherwise the user makes other payments; S5. The parking system lifts the barrier to release the vehicle, records the final transaction, and forms the final transaction result; S6. The parking system sends the final transaction result to the ETC multi-scenario service platform until the ETC multi-scenario service platform feeds back the processing result to the parking system; S7, reconciliation processing: the parking system transmits reconciliation data to the ETC multi-scenario service platform according to the agreed cycle. The ETC multi-scenario service platform feeds back the reconciliation results to the parking system after performing data verification and error handling operations; S8, Clearing / settlement processing: The ETC multi-scenario service platform uploads ETC clearing data and settlement data according to the interface provided by the superior settlement center and the bank to query the clearing results and settlement results. The bank transfers the parking fee after deducting the settlement service fee to the parking lot operator based on the settlement data; S9. The ETC multi-scenario service platform uploads supporting data according to the interface provided by the cooperative unit to query the required results.

2. The ETC-compatible parking lot payment method according to claim 1, characterized in that: In S1, the standard openAPI interface is the PC-RSU interface, and the ETC multi-scenario service platform is designed by the openEuler operating system.

3. The ETC-compatible parking lot payment method according to claim 1, characterized in that: In S2, users register via mobile phone number, email or WeChat, and after successful registration, they can log in to the ETC multi-scenario service platform.

4. The ETC-compatible parking lot payment method according to claim 1, characterized in that: In S3, the standard openAPI interface supports the MQTT IoT protocol, TCP / IP protocol or http protocol.

5. The ETC-compatible parking lot payment method according to claim 1, characterized in that: In S4, the time interval is less than or equal to 3s, and other payments include one or more of contactless payment, code scanning payment, and cash payment.

6. The ETC-compatible parking lot payment method according to claim 1, characterized in that: In S7, the period is one week, half a month, one month or one quarter.

7. The ETC-compatible parking lot payment method according to claim 1, characterized in that: In S9, the supporting data is ETC big data. The cooperative unit analyzes ETC big data through a deep learning model to form deep learning data.

8. The ETC-compatible parking lot payment method according to claim 7, characterized in that: The deep learning model is one or more of Kafka, Flume, and pytorch.

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