Vehicle service payment method, system and device

Abstract

The invention provides a vehicle service payment method, system and device which are applied to an Internet of Vehicles cloud platform, and the method comprises the steps: obtaining a preset service area and the position information of a vehicle, judging whether the vehicle is in the service area or not according to the position information, obtaining the service area triggering information under the condition that the vehicle is in the service area, and sending the service area triggering information to the Internet of Vehicles cloud platform. Sending the service area triggering information to a third-party platform, receiving service event information sent by the third-party platform, sending the service event information to a user through the intelligent cabin system, receiving confirmation information which is sent by the user through the intelligent cabin system and aims at the service event information, and sending the confirmation information to the third-party platform. And notifying the third-party platform to pay the vehicle service according to the confirmation information. According to the invention, the vehicle service used by the vehicle can be accurately and timely determined when the vehicle passes through the service area, so that the payment of the vehicle service is efficiently and stably completed, and the payment efficiency of the vehicle service is improved.

Description

Technical Field

[0001] The present application relates to the field of smart cars, and in particular to a payment method, system and device for vehicle services. Background Art

[0002] With the continuous advancement of science and technology, smart car technology has been widely used in the field of travel. Smart cars not only improve driving comfort and safety, but also provide car owners with more diverse vehicle services. For example, on the highway or in the parking lot, the intelligent transportation system can automatically identify the license plate of the smart car and obtain the highway driving information or parking time information of the smart car.

[0003] However, although the existing technology has made significant progress in the field of vehicle services, there are still many problems in the payment process. Traditional payment methods such as cash and bank card payment are cumbersome and time-consuming, which can easily lead to congestion at entrances and exits and affect traffic efficiency. Car owners need to perform multiple operations during the payment process, such as making change, swiping cards, entering passwords, etc., which not only wastes time, but may also affect the success rate of payment due to operational errors or equipment failures. In addition, traditional payment methods are less applicable in certain specific scenarios. For example, in places that require fast passage, such as highway toll stations, traditional payment methods may cause traffic congestion and delays, thereby affecting the overall travel experience. Summary of the invention

[0004] In view of the above problems, the embodiments of the present application propose a payment method, system and device for vehicle services.

[0005] In a first aspect of the implementation of the present application, a payment method for vehicle services is first provided, characterized in that it is applied to a vehicle networking cloud platform, and the method includes:

[0006] Obtaining a preset service area and location information of the vehicle, and determining whether the vehicle is in the service area according to the location information;

[0007] When the vehicle is in the service area, obtaining service area trigger information;

[0008] The service area trigger information is sent to a third-party platform; the third-party platform is used to determine the service event information corresponding to the vehicle service according to the service area trigger information;

[0009] Receiving the service event information sent by the third-party platform, and sending the service event information to the user through the smart cockpit system;

[0010] Receive confirmation information regarding the service event information sent by the user through the smart cockpit system, and notify the third-party platform to pay for the vehicle service according to the confirmation information.

[0011] Optionally, judging whether the vehicle is in the service area according to the location information includes:

[0012] Determine a plurality of outer rectangular areas corresponding to the service area according to the service area; the outer rectangular area includes at least one outer rectangular sub-area; the outer rectangular sub-area includes at least one of the service areas;

[0013] Determine whether the vehicle is in the outer rectangular area according to the position information;

[0014] In the case where the vehicle is in the outer rectangular area, determining whether the vehicle is in the outer rectangular sub-area according to the position information;

[0015] When the vehicle is in the outer rectangular sub-area, it is determined whether the vehicle is in the service area according to the position information.

[0016] Optionally, notifying the third-party platform to pay for the vehicle service according to the confirmation information includes:

[0017] Sending the confirmation information to the third-party platform;

[0018] Receiving a service bill returned by the third-party platform based on the confirmation information;

[0019] Sending the service bill to the user via the smart cockpit system;

[0020] receiving payment information for the service bill sent by the user through the smart cockpit system, and generating a payment request according to the payment information;

[0021] The payment request is sent to the third-party platform; the payment request is used to control the third-party platform to pay the bill corresponding to the vehicle service.

[0022] Optionally, before obtaining the preset service area and the location information of the vehicle, the method further includes:

[0023] Receiving a registration request sent by the user through the smart cockpit system;

[0024] Sending the registration request to the third-party platform; the registration request is used to control the third-party platform to register the user and activate the vehicle service according to the registration request;

[0025] Receiving registration completion information returned by the third-party platform based on the registration request;

[0026] The registration completion information is sent to the user through the smart cockpit system.

[0027] Optionally, the method further comprises:

[0028] Acquire the service area trigger information, and send the service area trigger information to the user through the smart cockpit system;

[0029] Receiving the business event information sent by the third-party platform, and sending the business event information to the user through the smart cockpit system;

[0030] Receive the service event information sent by the third-party platform, and send the service event information to the user through the smart cockpit system.

[0031] In a second aspect of the implementation of the present application, a payment method for vehicle services is also provided, characterized in that it is applied to a third-party platform, and the method includes:

[0032] Receiving service area trigger information sent by the Internet of Vehicles cloud platform, and determining service event information corresponding to the vehicle service according to the service area trigger information;

[0033] The service event information is sent to the Internet of Vehicles cloud platform.

[0034] Optionally, the receiving service area trigger information sent by the Internet of Vehicles cloud platform, and determining the service event information corresponding to the vehicle service according to the service area trigger information, includes:

[0035] Receiving the service area trigger information sent by the Internet of Vehicles cloud platform, and determining the business event information corresponding to the vehicle service according to the service area trigger information;

[0036] Sending the business event information to the Internet of Vehicles cloud platform;

[0037] The service event information corresponding to the vehicle service is determined according to the plurality of business event information.

[0038] Optionally, the service area trigger information includes at least one of service area entry information, service area driving information and service area exit information, the business event information includes at least one of business start information, business operation information and business end information, and receiving the service area trigger information sent by the Internet of Vehicles cloud platform, and determining the business event information corresponding to the vehicle service according to the service area trigger information, including:

[0039] Acquire the service usage status of the vehicle; the service usage status is used to indicate whether the vehicle uses the vehicle service;

[0040] receiving the service area entry information sent by the Internet of Vehicles cloud platform, and determining the service start information according to the service area entry information when the service use status indicates that the vehicle uses the vehicle service;

[0041] receiving the service area driving information sent by the Internet of Vehicles cloud platform, and determining the business operation information according to the service area driving information when the service use status indicates that the vehicle uses the vehicle service;

[0042] The service area leaving information sent by the Internet of Vehicles cloud platform is received, and when the service use status indicates that the vehicle uses the vehicle service, the service end information is determined according to the service area leaving information.

[0043] Optionally, determining the service event information corresponding to the vehicle service according to the plurality of business event information includes:

[0044] The service event information corresponding to the vehicle service is determined according to at least one of the service start information, the service operation information and the service end information.

[0045] In a third aspect of the implementation of the present application, a vehicle service payment system is further provided, characterized in that the vehicle service payment system includes a vehicle network cloud platform, a third-party platform, and a smart cockpit system disposed in a vehicle;

[0046] The Internet of Vehicles cloud platform is used to obtain a preset service area and location information of the vehicle, and determine whether the vehicle is in the service area according to the location information;

[0047] The Internet of Vehicles cloud platform is also used to obtain service area trigger information when the vehicle is in the service area;

[0048] The Internet of Vehicles cloud platform is further used to send the service area trigger information to a third-party platform; the third-party platform is used to determine the service event information corresponding to the vehicle service according to the service area trigger information;

[0049] The third-party platform is used to receive the service area trigger information sent by the Internet of Vehicles cloud platform, and determine the service event information corresponding to the vehicle service according to the service area trigger information;

[0050] The third-party platform is also used to send the service event information to the Internet of Vehicles cloud platform;

[0051] The Internet of Vehicles cloud platform is further used to receive the service event information sent by the third-party platform, and send the service event information to the user through the smart cockpit system;

[0052] The Internet of Vehicles cloud platform is also used to receive confirmation information regarding the service event information sent by the user through the smart cockpit system, and to notify the third-party platform to pay for the vehicle service based on the confirmation information.

[0053] In a fourth aspect of the implementation of the present application, a payment device for vehicle services is also provided, characterized in that it is applied to a vehicle networking cloud platform, and the device includes:

[0054] A location information acquisition module, used to acquire the preset service area and the location information of the vehicle, and determine whether the vehicle is in the service area according to the location information;

[0055] A service area trigger determination module, used for obtaining service area trigger information when the vehicle is in the service area;

[0056] A service area trigger information sending module, used to send the service area trigger information to a third-party platform; the third-party platform is used to determine the service event information corresponding to the vehicle service according to the service area trigger information;

[0057] A service event information receiving module, used to receive the service event information sent by the third-party platform, and send the service event information to the user through the smart cockpit system;

[0058] The payment confirmation module is used to receive confirmation information regarding the service event information sent by the user through the smart cockpit system, and to notify the third-party platform to pay for the vehicle service according to the confirmation information.

[0059] In a fifth aspect of the implementation of the present application, a payment device for vehicle services is also provided, characterized in that it is applied to a third-party platform, and the device includes:

[0060] A service area trigger information receiving module, used to receive the service area trigger information sent by the Internet of Vehicles cloud platform, and determine the service event information corresponding to the vehicle service according to the service area trigger information;

[0061] The service event information sending module is used to send the service event information to the Internet of Vehicles cloud platform.

[0062] In the sixth aspect of the implementation of the present application, a vehicle is also provided, characterized in that it includes a processor, a memory, and a computer program stored in the memory and capable of running on the processor, and when the computer program is executed by the processor, it implements the payment method for vehicle services as described above.

[0063] In the seventh aspect of the implementation of the present application, a computer-readable storage medium is also provided, characterized in that a computer program is stored on the computer-readable storage medium, and when the computer program is executed by a processor, the payment method for the vehicle service as described above is implemented.

[0064] The embodiments of the present application have the following advantages:

[0065] In an embodiment of the present application, by obtaining the preset service area and the location information of the vehicle, it is determined whether the vehicle is in the service area based on the location information. When the vehicle is in the service area, the service area trigger information is obtained, and the service area trigger information is sent to the third-party platform. The third-party platform is used to determine the service event information corresponding to the vehicle service according to the service area trigger information, receive the service event information sent by the third-party platform, and send the service event information to the user through the smart cockpit system, receive the confirmation information for the service event information sent by the user through the smart cockpit system, and notify the third-party platform to pay for the vehicle service according to the confirmation information. The present application can enable the vehicle to accurately and timely determine the service event corresponding to the vehicle when passing through the service area, and then efficiently and stably complete the payment of the service event. The present application realizes the automation and non-sensing of the payment process, and there is no need to manually complete the entire payment process, which greatly saves the user's payment time and improves the payment efficiency of vehicle services. BRIEF DESCRIPTION OF THE DRAWINGS

[0066] In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the following briefly introduces the drawings required for use in the embodiments or the description of the prior art.

[0067] Figure 1 This is a flowchart of a method for paying for a vehicle service provided by an embodiment of the present application;

[0068] Figure 2 It is a structural diagram of a vehicle service payment system provided by an embodiment of the present application;

[0069] Figure 3 This is a schematic diagram of a process for matching a service area according to a vehicle location provided by an embodiment of the present application;

[0070] Figure 4 This is a schematic diagram of a payment settlement process provided by an embodiment of the present application;

[0071] Figure 5 This is a schematic diagram of the process of user registration and service activation provided by an embodiment of the present application;

[0072] Figure 6 is a flowchart of another method for paying for vehicle services provided by an embodiment of the present application;

[0073] Figure 7 This is a flow chart of a business event determination process provided by an embodiment of the present application;

[0074] Figure 8 It is a flowchart of service event determination provided by an embodiment of the present application;

[0075] Fig. 9 It is a structural diagram of a payment device for a vehicle service provided by an embodiment of the present application;

[0076] Fig.10 It is a structural diagram of another payment device for vehicle services provided in one embodiment of the present application. DETAILED DESCRIPTION

[0077] To make the purpose, technical scheme and advantages of the embodiments of the present application clearer, each embodiment of the present application will be described in detail below in conjunction with the accompanying drawings. However, it will be appreciated by those skilled in the art that in each embodiment of the present application, many technical details are proposed in order to enable the reader to better understand the present application. However, even without these technical details and various changes and modifications based on the following embodiments, the technical scheme claimed in the present application can also be implemented. The division of the following embodiments is for the convenience of description, and the specific implementation of the present application should not constitute any limitation, and the various embodiments can be combined with each other and referenced on the premise of no contradiction.

[0078] With the continuous advancement of science and technology, smart cars have become an important tool for future travel. Their comfort and intelligence directly affect the driving experience of car owners. The integration of smart cars and smart transportation is becoming closer and closer. How to solve problems in the field of travel services through the new features of smart cars is also a focus of the industry. In terms of car services, most of the services such as vehicle tolls and parking fees are based on technical means such as license plate recognition, manual charging, and scanning code charging. They are inefficient and easily cause traffic congestion at entrances and exits.

[0079] Traditional payment methods (such as cash and bank card payments) usually require car owners to perform a series of operations, such as change, card swiping, and password input, which are cumbersome and time-consuming. Car owners need to spend time and energy to make payments, and may encounter problems such as insufficient change and card swiping failure, which affects the driving experience and mood. In addition, traditional payment methods may have certain limitations in certain specific scenarios. For example, in places where fast passage is required, such as highway toll stations, traditional payment methods may cause congestion and delays.

[0080] Therefore, this application proposes a vehicle service payment system that uses a car as a carrier and uses a smart cockpit to realize the identity confirmation of the car and the service environment, thereby realizing contactless payment and providing users with a use-and-go travel experience. The vehicle service information can be directly confirmed through the cloud interaction through the Internet of Vehicles cloud platform and the third-party platform. In addition, the vehicle services enjoyed by the vehicle can interact with the Internet of Vehicles cloud platform through a third-party platform, and then the user can confirm the information through the smart cockpit.

[0081] With geo-fencing technology, when the car's location information meets certain conditions (such as entering or leaving a geo-fence area), the system triggers corresponding actions or notifications. This makes the payment process automated and seamless. These technologies can capture vehicle information in real time, bind it to a preset payment account, and automatically complete payment when the vehicle passes through a specific area.

[0082] It is not only applicable to scenes such as highways and parking lots, but can also be extended to various service areas such as refueling, charging, and car washing. Through the vehicle service payment system, car owners can enjoy a more efficient and personalized service experience, while also helping to improve the service level and efficiency of related industries. Focus on improving the smoothness and convenience of user experience. Through automated and touchless payment processes, users' operation steps and time costs are reduced, allowing users to focus more on driving and traveling.

[0083] It should be noted that the vehicle service payment system is a system for managing and processing the payment process of vehicle-related services. It can include functions such as user payment, service provider settlement, payment verification and security. The system can be integrated into the vehicle's intelligent system, and through connection with a third-party payment platform or financial institution, it can realize automated payment processing, improve user experience and payment efficiency. In the embodiment of the present application, the vehicle service payment system can be used to realize payment for vehicle services.

[0084] Geofencing is a service technology based on geographic location. It can define a virtual boundary or area (usually a polygon) in the Geographic Information System (GIS). When a device (such as a vehicle, mobile phone, etc.) enters or leaves this area, the system will trigger corresponding actions or notifications. It can achieve precise location management and event triggering.

[0085] Reference Figure 1 , showing a step flow chart of a payment method for vehicle services provided by an embodiment of the present application, which is applied to a vehicle networking cloud platform.

[0086] In an embodiment of the present application, the interaction between the smart cockpit and the third-party platform can be achieved through the Internet of Vehicles cloud platform.

[0087] In the specific implementation, you can refer to Figure 2 Build a vehicle service payment system, refer to Figure 2 , showing a structural diagram of a vehicle service payment system provided by an embodiment of the present application.

[0088] The vehicle service payment system includes multiple key modules, mainly including the Internet of Vehicles cloud platform, geo-fence module, vehicle-side service module, smart cockpit and third-party service platform.

[0089] Among them, the Internet of Vehicles cloud platform can be an intelligent service platform built based on core technologies such as the Internet of Things, cloud computing, and big data, aiming to provide safe, reliable, and efficient data interaction and intelligent services between vehicles and the cloud. In the embodiment of the present application, the Internet of Vehicles cloud platform can be responsible for tasks such as user information management, vehicle information management, geographic fence management, vehicle dynamic location management, and payment bill management.

[0090] The geo-fence module LBS (Location Based Service) can obtain the location information of vehicles or mobile terminal users through the wireless communication network of telecom operators or external positioning methods (GPS). In the embodiment of the present application, when a smart car or a positioning object enters or leaves a specific geographical area, or moves in the area, the geo-fence can trigger a series of related events, and the events are reported to the Internet of Vehicles cloud platform for event classification management.

[0091] The vehicle-side service module can be the core of the vehicle service payment system, integrating multiple payment methods, such as bank card payment, mobile payment, etc. The smart cockpit is equipped with a vehicle-side payment module, and the owner can complete the payment operation directly in the car without getting out of the car or using other payment tools. In the embodiment of the present application, the vehicle-side service module can initiate and execute the payment task according to the result of the event processing of the Internet of Vehicles cloud platform.

[0092] The third-party platform can be either an aggregation platform that provides vehicle services or a service platform for independent services such as highway access, parking, refueling, charging, and car washing. The Internet of Vehicles cloud platform establishes vehicle service business cooperation with the third-party platform to effectively display its services in the smart cockpit. After the user completes the service, payment and settlement are automatically completed. In the embodiment of the present application, the geo-fence data content of the corresponding service area can be established by relying on the third-party platform.

[0093] The method may specifically include the following steps:

[0094] S101: Obtaining a preset service area and location information of a vehicle, and determining whether the vehicle is in the service area according to the location information.

[0095] In the embodiment of the present application, the preset service area and the location information of the vehicle may be obtained first, and then it is determined whether the vehicle is in the service area according to the location information. The service area may be an area where vehicle services are provided.

[0096] In the specific implementation, you can refer to Figure 3 Match the service area according to the vehicle location, refer to Figure 3 , showing a flow chart of matching a service area according to a vehicle location provided by an embodiment of the present application.

[0097] The car terminal needs to turn on the GPS positioning function so that the system can obtain the user's geographic location information in real time. The smart cockpit system will collect, process and store the user's GPS data to ensure the accuracy and security of the data. The data will be transmitted back to the Internet of Vehicles cloud platform through the car network link. The setting of geographic fences can be flexibly adjusted according to business needs, such as parking lots, gas stations, toll stations and other places. Figure 3 As shown:

[0098] After the vehicle is started, the smart cockpit will immediately upload GPS information, and the overall interval time can be set to 1s.

[0099] The Internet of Vehicles cloud platform will store the uploaded GPS information in a timely manner.

[0100] In the Internet of Vehicles cloud platform, identification point judgment will be performed. When the user is matched to enter the corresponding identification area, the geographic fence information will be triggered, which is to enter the service area in the embodiment of the present application.

[0101] Triggering the geo-fence information will notify the smart cockpit that it has entered the service area, and the notification content can reflect the types of services that can be provided, such as highway access, parking, refueling, charging, etc.

[0102] S102: When the vehicle is in the service area, obtain service area trigger information.

[0103] In the embodiment of the present application, a judgment can be made based on the vehicle's location information and the preset service area. If the vehicle is in the service area, it is considered that the vehicle can provide vehicle service, and the service area trigger information is obtained. The service area trigger information can indicate that the vehicle has entered the service area and can provide vehicle service.

[0104] S103: Sending the service area trigger information to a third-party platform; the third-party platform is used to determine service event information corresponding to the vehicle service according to the service area trigger information.

[0105] In an embodiment of the present application, the service area trigger information can be sent to a third-party platform, and the third-party platform can determine the service event information corresponding to the vehicle service according to the service area trigger information. The service event information can be relevant information of the vehicle service that has been completed by the vehicle.

[0106] S104: Receive the service event information sent by the third-party platform, and send the service event information to the user through the smart cockpit system.

[0107] In an embodiment of the present application, service event information sent by a third-party platform can be received, and the service event information can be sent to the user through the smart cockpit system.

[0108] S105: Receive confirmation information regarding the service event information sent by the user through the smart cockpit system, and notify the third-party platform to pay for the vehicle service according to the confirmation information.

[0109] In an embodiment of the present application, confirmation information for service event information sent by the user through the smart cockpit system can be received, and the third-party platform can be notified to pay for the vehicle service according to the confirmation information. The confirmation information can be event confirmation information or payment confirmation information.

[0110] This application obtains the preset service area and the location information of the vehicle, determines whether the vehicle is in the service area based on the location information, obtains the service area trigger information when the vehicle is in the service area, and sends the service area trigger information to the third-party platform. The third-party platform is used to determine the service event information corresponding to the vehicle service based on the service area trigger information, receive the service event information sent by the third-party platform, and send the service event information to the user through the smart cockpit system, receive the confirmation information for the service event information sent by the user through the smart cockpit system, and notify the third-party platform to pay for the vehicle service based on the confirmation information. This application can enable the vehicle to accurately and timely determine the service event corresponding to the vehicle when passing through the service area, and then complete the payment of the service event efficiently and stably. This application realizes the automation and non-sensing of the payment process, and there is no need to manually complete the entire payment process, which greatly saves the user's payment time and improves the payment efficiency of vehicle services.

[0111] In an optional embodiment of the present application, step S101 further includes the following sub-steps:

[0112] S11: Determine, according to the service area, a plurality of outer rectangular areas corresponding to the service area; the outer rectangular area includes at least one outer rectangular sub-area; the outer rectangular sub-area includes at least one of the service areas;

[0113] S12: determining whether the vehicle is in the outer rectangular area according to the position information;

[0114] S13: when the vehicle is in the outer rectangular area, determining whether the vehicle is in the outer rectangular sub-area according to the position information;

[0115] S14: When the vehicle is in the outer rectangular sub-area, determine whether the vehicle is in the service area according to the position information.

[0116] In the embodiment of the present application, several outer rectangular areas corresponding to the service area can be determined according to the service area, the outer rectangular area includes at least one outer rectangular sub-area, and the outer rectangular sub-area includes at least one service area. The service area can be an irregular polygon, and the outer rectangular area is the smallest outer rectangular area of ​​the service area.

[0117] Then, determine whether the vehicle is in the outer rectangular area based on the position information. If the vehicle is in the outer rectangular area, determine whether the vehicle is in the outer rectangular sub-area based on the position information. If the vehicle is in the outer rectangular sub-area, determine whether the vehicle is in the service area based on the position information.

[0118] In the specific implementation, since the core of geo-fencing technology is to determine whether the user is inside the fence, the commonly used geo-fencing algorithms include circular, rectangular and complex polygons. This system needs to process multiple geo-fence areas. In order to improve the query efficiency, the minimum bounding rectangle (MBR) and spatial index (R-tree) are used. The minimum bounding rectangle (MBR) expresses the unified form of polygon:

[0119] MBR = {(Lx, Ly)(Ux, Uy)}

[0120] Among them, (Lx, Ly) is the coordinate of the lower left corner vertex of the minimum enclosing rectangle, and (Ux, Uy) is the coordinate of the upper right corner vertex of the minimum enclosing rectangle.

[0121] Then, an R-tree index is established for the minimum enclosing rectangle. The average query complexity of the R-tree is O(Log(N)), where N is the number of minimum enclosing rectangles.

[0122] Determine whether the vehicle's location is covered by the outer rectangle. If not, the vehicle is not in the service area. If covered, the ray method is needed to further determine whether it is inside the polygon of the outer rectangle, that is, inside the service area.

[0123] This application ensures the accurate positioning of the vehicle through multi-level area judgment, reduces unnecessary calculations and resource consumption, and improves the accuracy of judgment on complex polygonal service areas, which not only ensures the query speed but also improves the stability and reliability of the system.

[0124] In an optional embodiment of the present application, step S105 further includes the following sub-steps:

[0125] S21: Sending the confirmation information to the third-party platform;

[0126] S22: receiving a service bill returned by the third-party platform based on the confirmation information;

[0127] S23: sending the service bill to the user via the smart cockpit system;

[0128] S24: receiving payment information for the service bill sent by the user through the smart cockpit system, and generating a payment request according to the payment information;

[0129] S25: Send the payment request to the third-party platform; the payment request is used to control the third-party platform to pay the bill corresponding to the vehicle service.

[0130] In an embodiment of the present application, confirmation information can be sent to a third-party platform, and a service bill returned by the third-party platform based on the confirmation information can be received. The service bill can be sent to the user through the smart cockpit system, and then payment information for the service bill sent by the user through the smart cockpit system can be received, and a payment request can be generated based on the payment information, and the payment request can be sent to the third-party platform; the payment request is used to control the third-party platform to pay the bill corresponding to the vehicle service.

[0131] In the specific implementation, you can refer to Figure 4 For payment settlement, refer to Figure 4 , showing a schematic diagram of the payment settlement process provided by an embodiment of the present application.

[0132] After the user completes a complete vehicle service, the system will generate a corresponding service bill. The user can choose a bound payment method, such as bank card, car wallet, small payment platform, etc. to pay. After the payment is successful, the system will generate a corresponding payment record and perform settlement processing, such as Figure 4 shown.

[0133] When the smart cockpit receives a travel service message reminder, it will send the service event confirmation information to the third-party platform through the Internet of Vehicles cloud platform after the user confirms it, and generate a bill for the service on the third-party platform.

[0134] After the third-party platform generates the bill, it will push the bill notification of the bill to be paid to the smart cockpit through the Internet of Vehicles cloud platform.

[0135] After the user confirms payment of the bill to be paid, a payment request will be generated, and the payment deduction will eventually be completed on the third-party service platform.

[0136] After the deduction is completed, a deduction notification will be generated and a message will be sent to the smart cockpit through the Internet of Vehicles cloud platform.

[0137] This application realizes the automatic generation of vehicle service bills and automated processing of payment processes through the interaction of the smart cockpit system, the Internet of Vehicles cloud platform and the third-party platform, thereby improving payment efficiency and user experience. Users can pay through multiple bound payment methods, which increases payment flexibility and convenience. The payment records and settlement processing generated by the system ensure the transparency and traceability of the payment process, and enhance the security and reliability of payment. The entire payment process is transmitted and notified through the Internet of Vehicles cloud platform, which ensures the real-time and accuracy of information, simplifies payment operations, and improves payment convenience and user satisfaction.

[0138] In an optional embodiment of the present application, before step S101, the method further includes the following sub-steps:

[0139] S31: receiving a registration request sent by the user through the smart cockpit system;

[0140] S32: Sending the registration request to the third-party platform; the registration request is used to control the third-party platform to register the user and activate the vehicle service according to the registration request;

[0141] S33: receiving registration completion information returned by the third-party platform based on the registration request;

[0142] S34: Send the registration completion information to the user via the smart cockpit system.

[0143] In an embodiment of the present application, a registration request sent by a user through the smart cockpit system is received, and the registration request is sent to a third-party platform. The registration request is used to control the third-party platform to register the user and activate vehicle services according to the registration request. Registration completion information returned by the third-party platform based on the registration request is received, and the registration completion information is sent to the user through the smart cockpit system.

[0144] In the specific implementation, you can refer to Figure 5 For user registration and service activation, refer to Figure 5 , showing a schematic diagram of the process of user registration and service activation provided by an embodiment of the present application.

[0145] The user first needs to register the vehicle payment system in the smart cockpit and provide necessary personal information, such as name, mobile phone number, ID number, etc. After successful registration, the vehicle payment system will generate a unique account for the user for subsequent login and payment operations. The user can select the services to be activated in the vehicle payment system according to their needs, such as highway access, parking fees, refueling services, etc. Figure 5 shown.

[0146] The user initiates a contactless payment request to activate a third-party service scenario on the smart cockpit terminal.

[0147] The terminal will generate a QR code based on user information, vehicle VIN (Vehicle Identification Number) and other information.

[0148] The user scans the QR code with his / her mobile phone and opens the third-party platform to authorize access to information.

[0149] Apply for registration and verify user information on the Internet of Vehicles cloud platform.

[0150] After the information is verified, the third-party platform will register user information, activate services, and sign payment channel contracts.

[0151] The Internet of Vehicles cloud platform saves user registration and activation information. The user's mobile phone and vehicle terminal simultaneously receive the completed registration information, and form a geographic fence information database for third-party services on the Internet of Vehicles cloud platform.

[0152] This application realizes the automated process of user registration and vehicle service activation through the interaction between users and the smart cockpit system, the Internet of Vehicles cloud platform and the third-party platform, simplifies user operations and improves the efficiency of registration and service activation; users initiate registration requests through the smart cockpit terminal and generate QR codes for information authorization, ensuring the security and convenience of the registration process; the Internet of Vehicles cloud platform verifies user information and activates third-party services, ensuring the accuracy of information and the reliability of services; registration completion information is received simultaneously through the smart cockpit system and the user's mobile phone, enhancing user experience and information transparency; the overall process uses the Internet of Vehicles cloud platform to manage data and establish a geographic fence information database, ensuring accurate positioning and efficient management of services.

[0153] In an optional embodiment of the present application, the method further includes:

[0154] S41: Acquire the service area trigger information, and send the service area trigger information to the user through the smart cockpit system;

[0155] S42: receiving the business event information sent by the third-party platform, and sending the business event information to the user through the smart cockpit system;

[0156] S43: Receive the service event information sent by the third-party platform, and send the service event information to the user through the smart cockpit system.

[0157] In the embodiment of the present application, service area trigger information can be obtained and sent to the user through the smart cockpit system. The service area trigger information can represent the services that can be currently performed.

[0158] It can receive business event information sent by a third-party platform and send the business event information to the user through the smart cockpit system; the business event information can represent the event identifier of the start, ongoing, end and other states of the car service.

[0159] It can receive service event information sent by a third-party platform and send the service event information to the user through the smart cockpit system. The service event information can represent a complete vehicle service composed of a series of business events.

[0160] This application obtains and sends service area trigger information, business event information and service event information in real time through the smart cockpit system, ensuring that users can timely understand the currently available services, service status and complete service processes, thereby improving information transparency and user experience; through seamless docking with third-party platforms, real-time transmission and synchronous updating of service information are realized, ensuring the accuracy and timeliness of information; the smart cockpit system, as a terminal for information display and interaction, simplifies user operations and enhances the interactive experience between users and vehicle services; the overall solution ensures users' comprehensive understanding and control of vehicle services through multi-level information transmission and display, thereby improving service convenience and user satisfaction.

[0161] Reference Figure 6 , showing a step flow chart of another method for paying for vehicle services provided by an embodiment of the present application, which is applied to a third-party platform.

[0162] The method may specifically include the following steps:

[0163] S201: Receive service area trigger information sent by the Internet of Vehicles cloud platform, and determine service event information corresponding to the vehicle service according to the service area trigger information.

[0164] In an embodiment of the present application, the third-party platform can receive the service area trigger information sent by the Internet of Vehicles cloud platform, and the third-party platform determines the service event information corresponding to the vehicle service based on the service area trigger information.

[0165] S202: Send the service event information to the Internet of Vehicles cloud platform.

[0166] In an embodiment of the present application, the third-party platform can send service event information to the Internet of Vehicles cloud platform.

[0167] This application ensures accurate matching and efficient management of vehicle services through real-time transmission and processing of service area trigger information and service event information. The third-party platform determines the service event information based on the service area trigger information and sends the information to the Internet of Vehicles cloud platform, which simplifies the information transmission process and improves the system's response speed and processing efficiency. The overall solution ensures the accuracy and timeliness of vehicle services through real-time data exchange and information synchronization, and enhances the stability and reliability of the system.

[0168] In an optional embodiment of the present application, step S201 further includes the following sub-steps:

[0169] S51: receiving the service area trigger information sent by the Internet of Vehicles cloud platform, and determining the business event information corresponding to the vehicle service according to the service area trigger information;

[0170] S52: Sending the business event information to the Internet of Vehicles cloud platform;

[0171] S53: Determine service event information corresponding to the vehicle service according to the plurality of business event information.

[0172] In an embodiment of the present application, service area trigger information sent by the Internet of Vehicles cloud platform is received, business event information corresponding to the vehicle service is determined based on the service area trigger information, the business event information is sent to the Internet of Vehicles cloud platform, and service event information corresponding to the vehicle service is determined based on the plurality of business event information.

[0173] In an optional embodiment of the present application, the service area trigger information includes at least one of service area entry information, service area driving information and service area exit information, and the business event information includes at least one of business start information, business operation information and business end information.

[0174] In an embodiment of the present application, the service area entry information may represent that the vehicle enters the service area, the service area driving information may represent that the vehicle drives within the service area, and the service area exit information may represent that the vehicle leaves the service area.

[0175] In the embodiment of the present application, the service start information may indicate the start of the vehicle service, the service operation information may indicate the ongoing vehicle service, and the service end information may indicate the end of the vehicle service.

[0176] This application generates business event records through a third-party platform and pushes them to the Internet of Vehicles cloud platform, which simplifies the information transmission process and improves the system's response speed and processing efficiency. The Internet of Vehicles cloud platform pushes business event information to the smart cockpit to notify users, enhancing user experience and information transparency. The overall solution ensures the accuracy and timeliness of vehicle services through real-time data exchange and information synchronization, and enhances the stability and reliability of the system.

[0177] Step S51 also includes the following sub-steps:

[0178] S61: Acquire the service usage status of the vehicle; the service usage status is used to indicate whether the vehicle uses the vehicle service;

[0179] S62: receiving the service area entry information sent by the Internet of Vehicles cloud platform, and determining the service start information according to the service area entry information when the service use status indicates that the vehicle uses the vehicle service;

[0180] S63: receiving the service area driving information sent by the Internet of Vehicles cloud platform, and determining the service operation information according to the service area driving information when the service use status indicates that the vehicle uses the vehicle service;

[0181] S64: Receive the service area departure information sent by the Internet of Vehicles cloud platform, and determine the service termination information according to the service area departure information when the service use status indicates that the vehicle uses the vehicle service.

[0182] In an embodiment of the present application, the service usage status of the vehicle can be obtained, and the service usage status is used to indicate whether the vehicle uses the vehicle service.

[0183] The service area entry information sent by the Internet of Vehicles cloud platform is received, and when the service use status indicates that the vehicle uses the vehicle service, the service start information can be determined according to the service area entry information.

[0184] The service area driving information sent by the Internet of Vehicles cloud platform is received, and when the service use status indicates that the vehicle uses the vehicle service, the business operation information can be determined according to the service area driving information.

[0185] The service area leaving information sent by the Internet of Vehicles cloud platform is received, and when the service use status indicates that the vehicle uses the vehicle service, the service end information can be determined according to the service area leaving information.

[0186] In the specific implementation, you can refer to Figure 7 To determine business events, refer to Figure 7 , showing a schematic diagram of the process of business event determination provided by an embodiment of the present application.

[0187] Business events refer to event identifiers of the start, ongoing, and end of vehicle services, which are determined based on the geo-fence information and the vehicle identity information confirmed by the third-party service platform. When the user device enters or leaves these geo-fences and the user is performing car services, the system will obtain information from the third-party service platform and trigger corresponding business events, such as entering a highway toll station, exiting a highway toll station, entering a parking lot, etc. Figure 7 shown.

[0188] When the process starts and the geographic fence is triggered, an event judgment will be performed synchronously. The third-party service platform will determine whether the vehicle has triggered a business event based on its business service rules. If not, the process will be terminated.

[0189] When the third-party platform determines that the vehicle is performing a business event, it will generate a corresponding business event record in the platform, manage the business event, generate a business event, and push the information to the Internet of Vehicles cloud platform.

[0190] The Internet of Vehicles cloud platform pushes messages about business events and pushes business event information to the smart cockpit to notify users.

[0191] This application realizes the real-time acquisition and processing of business event information, ensures the accurate management and efficient execution of vehicle services, makes comprehensive judgments based on geographic fence information and vehicle identity information, and triggers corresponding business events, such as entering and exiting highway toll stations, entering and exiting parking lots, etc., thereby improving the accuracy and real-time nature of event judgments.

[0192] In an optional embodiment of the present application, step S53 further includes the following sub-steps:

[0193] S71: Determine service event information corresponding to the vehicle service according to at least one of the service start information, the service operation information and the service end information.

[0194] In an embodiment of the present application, service event information corresponding to the vehicle service is determined based on at least one of the service start information, the service operation information, and the service end information.

[0195] In the specific implementation, you can refer to Figure 8 To determine the service event, refer to Figure 8 , showing a flow chart of service event determination provided by an embodiment of the present application.

[0196] Vehicle service can also refer to travel service, which can refer to the complete service content composed of a series of business events, such as a user completing a highway trip, parking, refueling, etc. The third-party service platform will integrate data based on a series of business events and the service content information of this system, and finally generate the actual service content and consumption bill of the user according to the rules. Travel service management needs to formulate algorithms based on the actual execution of the business. For example, the rules for highway travel, parking, refueling and other businesses will be set according to the characteristics of their business, such as Figure 8 shown.

[0197] After the geofence is triggered, an event judgment will be performed synchronously. The third-party platform will determine whether the vehicle has triggered a business event based on its business service rules. For example, geofence A triggers business event A, geofence B triggers business event B, and geofence C triggers business event C.

[0198] The third-party platform will judge the service events based on the collection of business events. When the conditions of a travel service time are met, it will confirm the generation of a travel service event and synchronize information with the Internet of Vehicles cloud platform.

[0199] The Internet of Vehicles cloud platform pushes service notification messages and pushes the event service information to the smart cockpit to notify users.

[0200] This application judges service events based on a collection of business events. When the conditions for a travel service time are met, a travel service event will be confirmed and generated, which can ensure the accuracy and timeliness of vehicle services and enhance the stability and reliability of the system.

[0201] In an optional embodiment of the present application, a vehicle service payment system is further included, characterized in that the vehicle service payment system includes a vehicle network cloud platform, a third-party platform, and a smart cockpit system arranged in a vehicle;

[0202] The Internet of Vehicles cloud platform is used to obtain a preset service area and location information of the vehicle, and determine whether the vehicle is in the service area according to the location information;

[0203] The Internet of Vehicles cloud platform is also used to obtain service area trigger information when the vehicle is in the service area;

[0204] The Internet of Vehicles cloud platform is further used to send the service area trigger information to a third-party platform; the third-party platform is used to determine the service event information corresponding to the vehicle service according to the service area trigger information;

[0205] The third-party platform is used to receive the service area trigger information sent by the Internet of Vehicles cloud platform, and determine the service event information corresponding to the vehicle service according to the service area trigger information;

[0206] The third-party platform is also used to send the service event information to the Internet of Vehicles cloud platform;

[0207] The Internet of Vehicles cloud platform is further used to receive the service event information sent by the third-party platform, and send the service event information to the user through the smart cockpit system;

[0208] The Internet of Vehicles cloud platform is also used to receive confirmation information regarding the service event information sent by the user through the smart cockpit system, and to notify the third-party platform to pay for the vehicle service based on the confirmation information.

[0209] Reference Fig. 9 , showing a schematic diagram of the structure of a payment device for vehicle services provided by an embodiment of the present application, which is applied to a vehicle networking cloud platform, and the device includes:

[0210] The location information acquisition module 901 is used to acquire the preset service area and the location information of the vehicle, and determine whether the vehicle is in the service area according to the location information;

[0211] A service area trigger determination module 902 is used to obtain service area trigger information when the vehicle is in the service area;

[0212] A service area trigger information sending module 903 is used to send the service area trigger information to a third-party platform; the third-party platform is used to determine the service event information corresponding to the vehicle service according to the service area trigger information;

[0213] A service event information receiving module 904 is used to receive the service event information sent by the third-party platform, and send the service event information to the user through the smart cockpit system;

[0214] The payment confirmation module 905 is used to receive confirmation information regarding the service event information sent by the user through the smart cockpit system, and notify the third-party platform to pay for the vehicle service according to the confirmation information.

[0215] Optionally, the location information acquisition module 901 includes:

[0216] An outer rectangular area acquisition module is used to determine a plurality of outer rectangular areas corresponding to the service area according to the service area; the outer rectangular area includes at least one outer rectangular sub-area; the outer rectangular sub-area includes at least one of the service areas;

[0217] An outer rectangular area judgment module, used for judging whether the vehicle is in the outer rectangular area according to the position information;

[0218] An outer rectangular sub-region judging module, used for judging whether the vehicle is in the outer rectangular sub-region according to the position information when the vehicle is in the outer rectangular sub-region;

[0219] A service area determination module is used to determine whether the vehicle is in the service area according to the position information when the vehicle is in the outer rectangular sub-area.

[0220] Optionally, the payment confirmation module 905 includes:

[0221] A confirmation information sending module, used to send the confirmation information to the third-party platform;

[0222] A service bill receiving module, used to receive a service bill returned by the third-party platform based on the confirmation information;

[0223] A service bill sending module, used to send the service bill to the user through the smart cockpit system;

[0224] a payment request generating module, configured to receive payment information for the service bill sent by the user through the smart cockpit system, and generate a payment request according to the payment information;

[0225] A payment request sending module is used to send the payment request to the third-party platform; the payment request is used to control the third-party platform to pay the bill corresponding to the vehicle service.

[0226] Optionally, the device further comprises:

[0227] A registration request receiving module, used to receive a registration request sent by the user through the smart cockpit system;

[0228] A registration request sending module, used to send the registration request to the third-party platform; the registration request is used to control the third-party platform to perform user registration and activate the vehicle service according to the registration request;

[0229] A registration completion information receiving module, used to receive the registration completion information returned by the third-party platform based on the registration request;

[0230] The registration completion information sending module is used to send the registration completion information to the user through the smart cockpit system.

[0231] Optionally, the device further comprises:

[0232] A service area trigger information sending module, used to obtain the service area trigger information, and send the service area trigger information to the user through the smart cockpit system;

[0233] A business event information module, used to receive business event information sent by the third-party platform, and send the business event information to the user through the smart cockpit system;

[0234] The service event information module is used to receive the service event information sent by the third-party platform and send the service event information to the user through the smart cockpit system.

[0235] Reference Fig.10 , shows a schematic diagram of the structure of another payment device for vehicle services provided by an embodiment of the present application, which is applied to a third-party platform, and the device includes:

[0236] The service area trigger information receiving module 1001 is used to receive the service area trigger information sent by the Internet of Vehicles cloud platform, and determine the service event information corresponding to the vehicle service according to the service area trigger information;

[0237] The service event information sending module 1002 is used to send the service event information to the Internet of Vehicles cloud platform.

[0238] Optionally, the service area trigger information receiving module 1001 includes:

[0239] A business event information determination module, configured to receive the service area trigger information sent by the Internet of Vehicles cloud platform, and determine the business event information corresponding to the vehicle service according to the service area trigger information;

[0240] A business event information sending module, used to send the business event information to the Internet of Vehicles cloud platform;

[0241] The service event information determination module is used to determine the service event information corresponding to the vehicle service based on the plurality of business event information.

[0242] Optionally, the service area trigger information includes at least one of service area entry information, service area travel information and service area exit information, the business event information includes at least one of business start information, business operation information and business end information, and the business event information determination module includes:

[0243] A service usage status acquisition module, used to acquire the service usage status of the vehicle; the service usage status is used to indicate whether the vehicle uses the vehicle service;

[0244] a service start information determination module, configured to receive the service area entry information sent by the Internet of Vehicles cloud platform, and determine the service start information according to the service area entry information when the service use status indicates that the vehicle uses the vehicle service;

[0245] a service operation information determination module, configured to receive the service area driving information sent by the Internet of Vehicles cloud platform, and determine the service operation information according to the service area driving information when the service use status indicates that the vehicle uses the vehicle service;

[0246] The service end information determination module is used to receive the service area departure information sent by the Internet of Vehicles cloud platform, and determine the service end information according to the service area departure information when the service use status indicates that the vehicle uses the vehicle service.

[0247] Optionally, the service event information determination module includes:

[0248] The service event information determination submodule is used to determine the service event information corresponding to the vehicle service according to at least one of the service start information, the service operation information and the service end information.

[0249] An embodiment of the present application also provides an electronic device, which may include a processor, a memory, and a computer program stored in the memory and capable of running on the processor, and when the computer program is executed by the processor, the payment method for the vehicle service as described above is implemented.

[0250] An embodiment of the present application further provides a computer-readable storage medium, on which a computer program is stored. When the computer program is executed by a processor, the payment method for the vehicle service as described above is implemented.

[0251] It should be noted that the user information (including but not limited to user device information, user personal information, etc.) and data (including but not limited to data used for analysis, stored data, displayed data, etc.) involved in this application are all information and data authorized by the user or fully authorized by all parties, and the collection, use and processing of relevant data must comply with the relevant laws, regulations and standards of the relevant countries and regions, and provide corresponding operation entrances for users to choose to authorize or refuse.

[0252] The various embodiments in this specification are described in a progressive manner, and each embodiment focuses on the differences from other embodiments. The same or similar parts between the various embodiments can be referenced to each other.

[0253] Those skilled in the art will appreciate that the embodiments of the present application may be provided as methods, devices, or computer program products. Therefore, the embodiments of the present application may adopt the form of a complete hardware embodiment, a complete software embodiment, or an embodiment in combination with software and hardware. Moreover, the embodiments of the present application may adopt the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer-usable program codes.

[0254] The embodiments of the present application are described with reference to the flowcharts and / or block diagrams of the methods, terminal devices (systems), and computer program products according to the embodiments of the present application. It should be understood that each process and / or box in the flowchart and / or block diagram, as well as the combination of the processes and / or boxes in the flowchart and / or block diagram, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing terminal device to generate a machine, so that the instructions executed by the processor of the computer or other programmable data processing terminal device generate instructions for implementing the processes in the flowchart and / or block diagram. Figure 1 A process or multiple processes and / or boxes Figure 1 A device that provides the functions specified in a block or multiple blocks.

[0255] These computer program instructions may also be stored in a computer-readable memory capable of directing a computer or other programmable data processing terminal device to operate in a specific manner, so that the instructions stored in the computer-readable memory produce a manufactured product including an instruction device, which implements the process Figure 1 A process or multiple processes and / or boxes Figure 1 A function specified in one or more boxes.

[0256] These computer program instructions can also be loaded onto a computer or other programmable data processing terminal device so that a series of operating steps are executed on the computer or other programmable terminal device to produce a computer-implemented process, thereby providing instructions for executing on the computer or other programmable terminal device to implement the process. Figure 1 A process or multiple processes and / or boxes Figure 1 The steps for the functions specified in one or more boxes.

[0257] Although the preferred embodiments of the present application have been described, those skilled in the art may make additional changes and modifications to these embodiments once they have learned the basic creative concept. Therefore, the appended claims are intended to be interpreted as including the preferred embodiments and all changes and modifications that fall within the scope of the embodiments of the present application.

[0258] Finally, it should be noted that, in this article, relational terms such as first and second, etc. are only used to distinguish one entity or operation from another entity or operation, and do not necessarily require or imply any such actual relationship or order between these entities or operations. Moreover, the terms "include", "comprise" or any other variants thereof are intended to cover non-exclusive inclusion, so that a process, method, article or terminal device including a series of elements includes not only those elements, but also other elements not explicitly listed, or also includes elements inherent to such process, method, article or terminal device. In the absence of further restrictions, the elements defined by the sentence "including one..." do not exclude the existence of other identical elements in the process, method, article or terminal device including the above elements.

[0259] The payment method, system and device for the vehicle services provided are introduced in detail above. Specific examples are used in this article to illustrate the principles and implementation methods of the present application. The description of the above embodiments is only used to help understand the method of the present application and its core idea; at the same time, for general technical personnel in this field, according to the idea of ​​the present application, there will be changes in the specific implementation method and application scope. In summary, the content of this specification should not be understood as a limitation on the present application.

Claims

1. A payment method for vehicle services, characterized in that: Applied to the Internet of Vehicles cloud platform, the method includes: Obtaining a preset service area and location information of the vehicle, and determining whether the vehicle is in the service area according to the location information; When the vehicle is in the service area, obtaining service area trigger information; The service area trigger information is sent to a third-party platform; the third-party platform is used to determine the service event information corresponding to the vehicle service according to the service area trigger information; Receiving the service event information sent by the third-party platform, and sending the service event information to the user through the smart cockpit system; Receive confirmation information regarding the service event information sent by the user through the smart cockpit system, and notify the third-party platform to pay for the vehicle service according to the confirmation information.

2. The method according to claim 1, characterized in that The determining whether the vehicle is in the service area according to the location information includes: Determine a plurality of outer rectangular areas corresponding to the service area according to the service area; the outer rectangular area includes at least one outer rectangular sub-area; the outer rectangular sub-area includes at least one of the service areas; Determine whether the vehicle is in the outer rectangular area according to the position information; In the case where the vehicle is in the outer rectangular area, determining whether the vehicle is in the outer rectangular sub-area according to the position information; When the vehicle is in the outer rectangular sub-area, it is determined whether the vehicle is in the service area according to the position information.

3. The method according to claim 1, characterized in that The notifying the third-party platform to pay for the vehicle service according to the confirmation information includes: Sending the confirmation information to the third-party platform; Receiving a service bill returned by the third-party platform based on the confirmation information; Sending the service bill to the user via the smart cockpit system; receiving payment information for the service bill sent by the user through the smart cockpit system, and generating a payment request according to the payment information; The payment request is sent to the third-party platform; the payment request is used to control the third-party platform to pay the bill corresponding to the vehicle service.

4. The method according to claim 1, characterized in that Before obtaining the preset service area and the location information of the vehicle, the method further includes: Receiving a registration request sent by the user through the smart cockpit system; Sending the registration request to the third-party platform; the registration request is used to control the third-party platform to register the user and activate the vehicle service according to the registration request; Receiving registration completion information returned by the third-party platform based on the registration request; The registration completion information is sent to the user through the smart cockpit system.

5. The method according to claim 1, characterized in that The method further comprises: Acquire the service area trigger information, and send the service area trigger information to the user through the smart cockpit system; Receiving the business event information sent by the third-party platform, and sending the business event information to the user through the smart cockpit system; Receive the service event information sent by the third-party platform, and send the service event information to the user through the smart cockpit system.

6. A payment method for vehicle services, characterized in that: Applied to a third-party platform, the method includes: Receiving service area trigger information sent by the Internet of Vehicles cloud platform, and determining service event information corresponding to the vehicle service according to the service area trigger information; The service event information is sent to the Internet of Vehicles cloud platform.

7. The method according to claim 6, characterized in that The receiving service area trigger information sent by the Internet of Vehicles cloud platform, and determining the service event information corresponding to the vehicle service according to the service area trigger information, includes: Receiving the service area trigger information sent by the Internet of Vehicles cloud platform, and determining the business event information corresponding to the vehicle service according to the service area trigger information; Sending the business event information to the Internet of Vehicles cloud platform; The service event information corresponding to the vehicle service is determined according to the plurality of business event information.

8. The method according to claim 7, characterized in that The service area trigger information includes at least one of service area entry information, service area driving information and service area exit information, the business event information includes at least one of business start information, business operation information and business end information, receiving the service area trigger information sent by the Internet of Vehicles cloud platform, and determining the business event information corresponding to the vehicle service according to the service area trigger information, including: Acquire the service usage status of the vehicle; the service usage status is used to indicate whether the vehicle uses the vehicle service; receiving the service area entry information sent by the Internet of Vehicles cloud platform, and determining the service start information according to the service area entry information when the service use status indicates that the vehicle uses the vehicle service; receiving the service area driving information sent by the Internet of Vehicles cloud platform, and determining the business operation information according to the service area driving information when the service use status indicates that the vehicle uses the vehicle service; The service area leaving information sent by the Internet of Vehicles cloud platform is received, and when the service use status indicates that the vehicle uses the vehicle service, the service end information is determined according to the service area leaving information.

9. The method according to claim 8, characterized in that The determining the service event information corresponding to the vehicle service according to the plurality of business event information includes: The service event information corresponding to the vehicle service is determined according to at least one of the service start information, the service operation information and the service end information.

10. A vehicle service payment system, characterized in that: The vehicle service payment system includes a vehicle networking cloud platform, a third-party platform, and a smart cockpit system arranged in the vehicle; The Internet of Vehicles cloud platform is used to obtain a preset service area and location information of the vehicle, and determine whether the vehicle is in the service area according to the location information; The Internet of Vehicles cloud platform is also used to obtain service area trigger information when the vehicle is in the service area; The Internet of Vehicles cloud platform is also used to send the service area trigger information to a third-party platform; The third-party platform is used to determine the service event information corresponding to the vehicle service according to the service area trigger information; The third-party platform is used to receive the service area trigger information sent by the Internet of Vehicles cloud platform, and determine the service event information corresponding to the vehicle service according to the service area trigger information; The third-party platform is also used to send the service event information to the Internet of Vehicles cloud platform; The Internet of Vehicles cloud platform is further used to receive the service event information sent by the third-party platform, and send the service event information to the user through the smart cockpit system; The Internet of Vehicles cloud platform is also used to receive confirmation information regarding the service event information sent by the user through the smart cockpit system, and to notify the third-party platform to pay for the vehicle service based on the confirmation information.

11. A payment device for vehicle services, characterized in that: Applied to the Internet of Vehicles cloud platform, the device includes: A location information acquisition module, used to acquire the preset service area and the location information of the vehicle, and determine whether the vehicle is in the service area according to the location information; A service area trigger determination module, used for obtaining service area trigger information when the vehicle is in the service area; A service area trigger information sending module, used to send the service area trigger information to a third-party platform; the third-party platform is used to determine the service event information corresponding to the vehicle service according to the service area trigger information; A service event information receiving module, used to receive the service event information sent by the third-party platform, and send the service event information to the user through the smart cockpit system; The payment confirmation module is used to receive confirmation information regarding the service event information sent by the user through the smart cockpit system, and to notify the third-party platform to pay for the vehicle service according to the confirmation information.

12. A payment device for vehicle services, characterized in that: Applied to a third-party platform, the device includes: A service area trigger information receiving module, used to receive the service area trigger information sent by the Internet of Vehicles cloud platform, and determine the service event information corresponding to the vehicle service according to the service area trigger information; The service event information sending module is used to send the service event information to the Internet of Vehicles cloud platform.

13. A vehicle, characterized in that: The invention comprises a processor, a memory and a computer program stored in the memory and capable of running on the processor, wherein when the computer program is executed by the processor, a payment method for vehicle services according to any one of claims 1 to 5 or claims 6 to 9 is implemented.

14. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the payment method for vehicle services according to any one of claims 1 to 5 or claims 6 to 9 is implemented.

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