Private foreign currency account generation method and device, electronic equipment and medium
By opening and converting private foreign currency special accounts based on account mapping relationships, the problem of low efficiency in foreign exchange account generation and supervision reporting in the existing technology is solved, and automated and efficient foreign exchange account management is achieved.
Patent Information
- Application Number
- CN202411788046.4
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- Filing Date
- 2024-12-06
- Publication Date
- 2025-03-28
AI Technical Summary
In the prior art, a customer can only open a Class I account. If a Class I account is an account for foreign exchange purposes, it cannot enjoy other settlement services. After opening an account, it will take a lot of manpower and material resources to apply for the number of repairs manually.
By determining the account mapping relationship between the first account nature of a dedicated private foreign currency and the nature of the account of the State Administration of Foreign Exchange, we respond to the request for opening a private foreign currency account, and convert the first account into the second account corresponding to the nature of the State Administration of Foreign Exchange based on the account mapping relationship, and automatically complete the supervision report.
Without affecting other uses of a type of account, the generation and supervision of foreign exchange accounts are realized, avoiding the tedious process of manually applying for repairs, and improving efficiency and automation.
Smart Images
Figure CN119722064A_ABST
Abstract
Description
Technical Field
[0001] The present application relates to the technical field of account processing, and in particular to a method, device, electronic device and medium for generating a private foreign currency account. Background Art
[0002] In order to improve the foreign exchange cross-border customer service system, it is necessary to open a special-purpose foreign exchange account to meet the demand for foreign exchange purchase and remittance of funds from reducing holdings of A-share listed companies.
[0003] Since only the first type of personal current settlement account is allowed to deposit foreign currency, the second type of account is not allowed to deposit foreign currency. In the related art, the first type of account of the customer is used as an account for foreign exchange purposes.
[0004] However, a customer can only open one Category 1 account. If the Category 1 account is used as a foreign exchange account, other settlement services will not be available. Summary of the invention
[0005] The embodiments of the present application provide a method, device, electronic device and medium for generating a private foreign currency account, which are used to realize foreign exchange without affecting other uses of a type of account.
[0006] In a first aspect, the present application provides a method for generating a private foreign currency account, the method comprising:
[0007] Determine an account mapping relationship between a first account nature for private foreign currency and a SAFE account nature; wherein the first account nature is different from a second account nature in a category 1 account;
[0008] In response to the request for opening a private foreign currency account, a first account corresponding to the request for opening a private foreign currency account is opened; wherein the account nature of the first account is the first account nature;
[0009] Based on the account mapping relationship, the first account is converted into a second account corresponding to the nature of the SAFE account.
[0010] Under the above scheme, after receiving a request for opening a foreign currency account for individuals, a first account of the first account nature will be opened instead of a first account, that is, a special foreign currency account for individuals will be opened, which will not affect other settlement services of the first account. Since an account mapping relationship between the nature of the first account and the nature of the SAFE account has been established, after the special foreign currency account for individuals is opened, the first account will be directly converted into a second account corresponding to the nature of the SAFE account based on the above account mapping relationship, without the need for manual application for adjustment, and regulatory reporting can be completed automatically.
[0011] In some optional implementations, after opening the first account corresponding to the private foreign currency establishment request, the method further includes:
[0012] The first account is notified via a preset notification method.
[0013] The above scheme notifies the first account through a preset notification method, so that relevant personnel can promptly know the first account corresponding to the above private foreign currency account opening request.
[0014] In some optional implementations, based on the account mapping relationship, converting the first account into a second account corresponding to the nature of the SAFE account includes:
[0015] Determining a target group corresponding to the first account based on a target field in the first account;
[0016] Based on the sub-mapping relationship corresponding to the target group in the account mapping relationship, the first account is converted into a corresponding second account.
[0017] The above scheme groups the account mapping relationships through the target field to obtain multiple sub-mapping relationships. After opening the first account, the target group corresponding to the first account is determined based on the target field of the first account, and then the sub-mapping relationship corresponding to the target group is determined. The sub-mapping relationship includes the mapping of the first account. Therefore, based on the sub-mapping relationship, the first account can be converted into the corresponding second account more efficiently. When the account mapping relationship contains a large number of accounts, the account conversion can also be carried out in time.
[0018] Some optional implementations also include:
[0019] In response to an account change request, determining one or more accounts to be changed in the account change request; wherein the account nature of the accounts to be changed is the second account nature;
[0020] The account to be changed is changed to the corresponding first account.
[0021] The above scheme, in response to the account change request, changes the account to be changed of the first type of account to the corresponding first account, so that the first type of account can continue to enjoy other settlement services.
[0022] In some optional implementations, if there are multiple accounts to be changed, changing the accounts to be changed to the corresponding first accounts includes:
[0023] For any account to be changed, determine the user information and opening information of the account to be changed;
[0024] Determining the priority of the account to be changed based on the user information and opening information of the account to be changed;
[0025] Based on the priority of each account to be changed, each account to be changed is converted into a corresponding first account in sequence.
[0026] In a second aspect, the present application provides a device for generating a private foreign currency account, the device comprising:
[0027] A mapping determination module, used to determine an account mapping relationship between a first account nature dedicated to private foreign currency and a SAFE account nature; wherein the first account nature is different from a second account nature in a category one account;
[0028] An account opening module, configured to respond to a request for opening a private foreign currency account and open a first account corresponding to the request for opening a private foreign currency account; wherein the account nature of the first account is the first account nature;
[0029] A conversion module is used to convert the first account into a second account corresponding to the nature of the SAFE account based on the account mapping relationship.
[0030] In some optional implementations, after opening the first account corresponding to the private foreign currency establishment request, the account opening module is further used to:
[0031] The first account is notified via a preset notification method.
[0032] In some optional implementation manners, the conversion module is specifically used for:
[0033] Determining a target group corresponding to the first account based on a target field in the first account;
[0034] Based on the sub-mapping relationship corresponding to the target group in the account mapping relationship, the first account is converted into a corresponding second account.
[0035] Some optional implementations further include an account change module for:
[0036] In response to an account change request, determining one or more accounts to be changed in the account change request; wherein the account nature of the accounts to be changed is the second account nature;
[0037] The account to be changed is changed to the corresponding first account.
[0038] In some optional implementations, the account change module is specifically used to:
[0039] For any account to be changed, determine the user information and opening information of the account to be changed;
[0040] Determining the priority of the account to be changed based on the user information and opening information of the account to be changed;
[0041] Based on the priority of each account to be changed, each account to be changed is converted into a corresponding first account in sequence.
[0042] In a third aspect, the present application provides an electronic device, including:
[0043] A memory for storing program instructions;
[0044] The processor is used to call the program instructions stored in the memory, and execute the steps included in any one of the methods in the first aspect according to the obtained program instructions.
[0045] In a fourth aspect, the present application provides a computer-readable storage medium, wherein the computer-readable storage medium stores a computer program, wherein the computer program includes program instructions, and when the program instructions are executed by a computer, the computer executes any one of the methods described in the first aspect.
[0046] In a fifth aspect, the present application provides a computer program product, comprising: a computer program code, when the computer program code is run on a computer, the computer executes any one of the methods described in the first aspect. BRIEF DESCRIPTION OF THE DRAWINGS
[0047] Figure 1 A flowchart of a first method for generating a private foreign currency account provided in an embodiment of the present application;
[0048] Figure 2 A flowchart of a second method for generating a private foreign currency account provided in an embodiment of the present application;
[0049] Figure 3 A flowchart of a third method for generating a private foreign currency account provided in an embodiment of the present application;
[0050] Figure 4 A structural diagram of a device for generating a private foreign currency account provided in an embodiment of the present application;
[0051] Figure 5 A structural diagram of an electronic device provided in an embodiment of the present application. DETAILED DESCRIPTION
[0052] In order to make the purpose, technical scheme and advantages of the present application clearer, the technical scheme in the embodiment of the present application will be clearly and completely described below in conjunction with the drawings in the embodiment of the present application. Obviously, the described embodiment is only a part of the embodiment of the present application, rather than all the embodiments. Based on the embodiments in the present application, all other embodiments obtained by ordinary technicians in the field without making creative work are within the scope of protection of the present application. In the absence of conflict, the embodiments in the present application and the features in the embodiments can be arbitrarily combined with each other. In addition, although the logical order is shown in the flow chart, in some cases, the steps shown or described can be performed in an order different from that here.
[0053] The terms "first" and "second" in the specification and claims of the present application and the above-mentioned drawings are used to distinguish different objects, rather than to describe a specific order. In addition, the term "comprising" and any of their variations are intended to cover non-exclusive protection. For example, a process, method, system, product or device comprising a series of steps or units is not limited to the listed steps or units, but optionally also includes steps or units that are not listed, or optionally also includes other steps or units inherent to these processes, methods, products or devices. "Multiple" in the present application can mean at least two, for example, two, three or more, and the embodiments of the present application are not limited.
[0054] The following is a description of exemplary embodiments of the present application in conjunction with the accompanying drawings, including various details of the embodiments of the present application to facilitate understanding, which should be considered as merely exemplary. Therefore, those of ordinary skill in the art should recognize that various changes and modifications can be made to the embodiments described herein without departing from the scope of the present application. Similarly, for the sake of clarity and conciseness, the description of well-known functions and structures is omitted in the following description. It should be noted that in the embodiments of the present application, certain software, components, models and other existing solutions in the industry may be mentioned, which should be considered as exemplary, and their purpose is only to illustrate the feasibility of the implementation of the technical solution of the present application, but it does not mean that the applicant has or will necessarily use the solution.
[0055] In the technical solution of this application, the acquisition, transmission, storage, and use of data are in compliance with the requirements of relevant national laws and regulations.
[0056] Before introducing the method for generating a private foreign currency account provided in the embodiment of the present application, in order to facilitate understanding, the technical background of the embodiment of the present application is first introduced in detail.
[0057] In order to improve the foreign exchange cross-border customer service system, it is necessary to open a special-purpose foreign exchange account to meet the demand for foreign exchange purchase and remittance of funds from reducing holdings of A-share listed companies.
[0058] Since only the first type of personal current settlement account is allowed to deposit foreign currency, the second type of account is not allowed to deposit foreign currency. In the related art, the first type of account of the customer is used as an account for foreign exchange purposes.
[0059] If you open a personal current account, open a Class I account, and the corresponding account nature is 4200-Savings account. If you need to meet the special purpose of "A-share reduction and dividend special account", you need to manually apply for adjustment before making overseas remittances; or, get a pre-made card, open a Class I account, and the corresponding account nature is 4200-Savings account. If you need to meet the special purpose of "A-share reduction and dividend special account", you need to manually apply for adjustment before making overseas remittances.
[0060] However, a customer can only open one Class I account. If a Class I account is used for foreign exchange, it cannot enjoy other settlement services. In addition, manually applying for a correction after opening an account requires a lot of manpower and resources.
[0061] In view of this, the embodiments of the present application propose a method, device, electronic device and medium for generating a private foreign currency account, which are used to realize foreign exchange without affecting other uses of a type of account.
[0062] Figure 1 A flowchart of a method for generating a private foreign currency account provided in an embodiment of the present application is shown in FIG. Figure 1 As shown, the following steps are included:
[0063] Step S101: Determine the account mapping relationship between the nature of the first account dedicated to private foreign currency and the nature of the SAFE account.
[0064] The nature of the first account is different from the nature of the second account in a category of accounts.
[0065] In this embodiment, in order to meet foreign exchange needs, a first account nature dedicated to private foreign currency is newly added, which is used exclusively for A-share reduction and dividends. In other words, the first account of the first account nature is a special account dedicated to A-share reduction and dividends.
[0066] The above-mentioned first account nature is different from the second account nature in a type of account (such as 4200 mentioned above), for example, 2626 is taken as the first account nature.
[0067] Since it is necessary to map to the State Administration of Foreign Exchange when submitting regulatory reports, the account mapping relationship between the nature of the first account and the nature of the State Administration of Foreign Exchange account is first determined.
[0068] Step S102: In response to the request for opening a private foreign currency account, a first account corresponding to the request for opening a private foreign currency account is opened.
[0069] Among them, the account nature of the first account is the first account nature.
[0070] During implementation, upon receiving a request for opening a foreign currency account for individuals, a Category I account will not be opened, but a first account of the nature of a first account will be opened, that is, a special foreign currency account for individuals will be opened, which will not affect other settlement services of the Category I account.
[0071] Step S103: Based on the account mapping relationship, the first account is converted into a second account corresponding to the nature of the SAFE account.
[0072] Since the account mapping relationship between the nature of the first account and the nature of the SAFE account has been established, after opening a special foreign currency account for private use, the first account is directly converted into a second account corresponding to the nature of the SAFE account based on the above account mapping relationship, and regulatory reporting is automatically completed.
[0073] Under the above scheme, after receiving a request for opening a foreign currency account for individuals, a first account of the first account nature will be opened instead of a first account, that is, a special foreign currency account for individuals will be opened, which will not affect other settlement services of the first account. Since an account mapping relationship between the nature of the first account and the nature of the SAFE account has been established, after the special foreign currency account for individuals is opened, the first account will be directly converted into a second account corresponding to the nature of the SAFE account based on the above account mapping relationship, without the need for manual application for adjustment, and regulatory reporting can be completed automatically.
[0074] Figure 2 A flow chart of a second method for generating a private foreign currency account provided in an embodiment of the present application is applied to an electronic device, such as Figure 2 As shown, the following steps are included:
[0075] Step S201: Determine the account mapping relationship between the nature of the first account dedicated to private foreign currency and the nature of the SAFE account.
[0076] The nature of the first account is different from the nature of the second account in a category of accounts.
[0077] Step S202: In response to the request for opening a private foreign currency account, a first account corresponding to the request for opening a private foreign currency account is opened.
[0078] Among them, the account nature of the first account is the first account nature.
[0079] The specific implementation of steps S201 to S202 may refer to the above embodiment and will not be described in detail here.
[0080] Step S203: Notify the first account via a preset notification method.
[0081] In implementation, after opening a first account dedicated to personal foreign currency, the first account is notified so that relevant personnel (such as tellers, customers, etc.) can be informed of the first account corresponding to the above personal foreign currency account opening request.
[0082] This embodiment does not specifically limit the preset notification method. For example, if the electronic device has a display screen, the first account is displayed on the display screen; or, the first account is sent to the counter end, and the counter end displays it on the display screen.
[0083] Step S204: Based on the account mapping relationship, the first account is converted into a second account corresponding to the nature of the SAFE account.
[0084] The above scheme notifies the first account through a preset notification method, so that relevant personnel can promptly know the first account corresponding to the above private foreign currency account opening request.
[0085] Figure 3 A flowchart of a third method for generating a private foreign currency account provided in an embodiment of the present application is shown in FIG. Figure 3 As shown, the following steps are included:
[0086] Step S301: Determine the account mapping relationship between the nature of the first account dedicated to private foreign currency and the nature of the SAFE account.
[0087] The nature of the first account is different from the nature of the second account in a category of accounts.
[0088] Step S302: In response to the request for opening a private foreign currency account, a first account corresponding to the request for opening a private foreign currency account is opened.
[0089] Among them, the account nature of the first account is the first account nature.
[0090] The specific implementation of steps S301 to S302 may refer to the above embodiments and will not be described in detail here.
[0091] Step S303: Based on the target field in the first account, determine the target group corresponding to the first account.
[0092] The above account mapping relationship is a preset mapping between all first accounts and second accounts. If the account conversion is performed directly based on the account mapping relationship, it will take a lot of time when the number of accounts is large.
[0093] Based on this, this embodiment groups the account mapping relationships according to the preset target field in the first account and divides them into multiple sub-mapping relationships.
[0094] This embodiment does not specifically limit the above-mentioned target field. For example, when the number of accounts is small, the last digit of the account can be directly selected as the target field; when the number of accounts is large, the last multiple digits of the account can be selected as the target field.
[0095] Taking the target field as the last digit of the account as an example, the last digit of the account is 0 as the first group (including all first accounts with the last digit of 0), corresponding to the first sub-mapping relationship in the account mapping relationship (including all first accounts with the last digit of 0 and the mapping between the corresponding second accounts); the last digit of the account is 1 as the second group (including all first accounts with the last digit of 1), corresponding to the second sub-mapping relationship in the account mapping relationship (including all first accounts with the last digit of 1 and the mapping between the corresponding second accounts); ... the last digit of the account is 9 as the tenth group (including all first accounts with the last digit of 9), corresponding to the tenth sub-mapping relationship in the account mapping relationship (including all first accounts with the last digit of 9 and the mapping between the corresponding second accounts).
[0096] When other digits are selected as the target field, the target grouping and the establishment of the sub-mapping relationship are similar to the above example, and examples are not given here one by one.
[0097] Step S304: based on the sub-mapping relationship corresponding to the target group in the account mapping relationship, convert the first account into a corresponding second account.
[0098] In this embodiment, the preset first account is divided into multiple groups through the target field, and the account mapping relationship is further divided into multiple sub-mapping relationships; thus, after opening the first account, based on the target field of the first account, the sub-mapping relationship corresponding to the target group to which it belongs is determined, and the sub-mapping relationship includes the mapping of the first account. Therefore, the second account corresponding to the first account can be determined directly based on the sub-mapping relationship.
[0099] The above scheme groups the account mapping relationships through the target field to obtain multiple sub-mapping relationships. After opening the first account, the target group corresponding to the first account is determined based on the target field of the first account, and then the sub-mapping relationship corresponding to the target group is determined. The sub-mapping relationship includes the mapping of the first account. Therefore, based on the sub-mapping relationship, the first account can be converted into the corresponding second account more efficiently. When the account mapping relationship contains a large number of accounts, the account conversion can also be carried out in time.
[0100] In some optional implementation manners, based on any of the above embodiments, the following steps are further performed:
[0101] In response to an account change request, determining one or more accounts to be changed in the account change request; wherein the account nature of the accounts to be changed is the second account nature;
[0102] The account to be changed is changed to the corresponding first account.
[0103] As described above, some embodiments use a type of account as foreign exchange, and these type of accounts cannot enjoy other settlement services.
[0104] Based on this, in addition to opening a new first account for private foreign currency account opening requests, this embodiment can also change the account to be changed of the first account to the corresponding first account for account change requests. After the account to be changed of the first account is changed to the corresponding first account, the original account to be changed used for foreign exchange is cancelled, and the first account can continue to enjoy other settlement services.
[0105] During implementation, an account change request may request changes to one or more accounts to be changed, such as when a relevant person selects one or more accounts of a category I account, triggering an account change request.
[0106] The above scheme, in response to the account change request, changes the account to be changed of the first type of account to the corresponding first account, so that the first type of account can continue to enjoy other settlement services.
[0107] In some optional implementations, if there are multiple accounts to be changed, the above-mentioned changing of the accounts to be changed to the corresponding first accounts can be achieved by but not limited to the following methods:
[0108] For any account to be changed, determine the user information and opening information of the account to be changed;
[0109] Determining the priority of the account to be changed based on the user information and opening information of the account to be changed;
[0110] Based on the priority of each account to be changed, each account to be changed is converted into a corresponding first account in sequence.
[0111] During implementation, for batch changes of multiple accounts to be changed, the accounts need to be changed one by one.
[0112] Since user information reflects user characteristics and opening information reflects the length of time the account has been opened, in some scenarios, specific users and opening times need to be changed first. Based on this, this embodiment combines user information and opening information to determine the priority of the account to be changed, and then converts each account to be changed into the corresponding first account in order from highest to lowest priority.
[0113] Based on the same inventive concept, the present application embodiment provides a device 400 for generating a private foreign currency account, please refer to Figure 4 , the device comprises:
[0114] A mapping determination module 401 is used to determine an account mapping relationship between a first account nature dedicated to personal foreign currency and a SAFE account nature; wherein the first account nature is different from a second account nature in a first-category account;
[0115] An account opening module 402 is configured to respond to a request for opening a private foreign currency account and open a first account corresponding to the private foreign currency account opening request; wherein the account nature of the first account is the first account nature;
[0116] The conversion module 403 is used to convert the first account into a second account corresponding to the nature of the SAFE account based on the account mapping relationship.
[0117] In some optional implementations, after opening the first account corresponding to the private foreign currency establishment request, the account opening module 402 is further used to:
[0118] The first account is notified via a preset notification method.
[0119] In some optional implementations, the conversion module 403 is specifically used to:
[0120] Determining a target group corresponding to the first account based on a target field in the first account;
[0121] Based on the sub-mapping relationship corresponding to the target group in the account mapping relationship, the first account is converted into a corresponding second account.
[0122] Some optional implementations further include an account change module 404, which is used to:
[0123] In response to an account change request, determining one or more accounts to be changed in the account change request; wherein the account nature of the accounts to be changed is the second account nature;
[0124] The account to be changed is changed to the corresponding first account.
[0125] In some optional implementations, the account change module 404 is specifically configured to:
[0126] For any account to be changed, determine the user information and opening information of the account to be changed;
[0127] Determining the priority of the account to be changed based on the user information and opening information of the account to be changed;
[0128] Based on the priority of each account to be changed, each account to be changed is converted into a corresponding first account in sequence.
[0129] Since the device is the device in the method in the embodiment of the present application, and the principle of solving the problem by the device is similar to that of the method, the implementation of the device can refer to the implementation of the method, and the repeated parts will not be repeated.
[0130] Based on the same inventive concept, an embodiment of the present application provides an electronic device 500, such as Figure 5 As shown, it includes at least one processor 501 and a memory 502 connected to the at least one processor. The specific connection medium between the processor 501 and the memory 502 is not limited in the embodiment of the present application. Figure 5 For example, the processor 501 and the memory 502 are connected via a bus 503. The bus can be divided into an address bus, a data bus, a control bus, etc. For ease of representation, Figure 5 Only one thick line is used in the diagram, but this does not mean that there is only one bus or only one type of bus.
[0131] Among them, the processor 501 is the control center of the electronic device, which can use various interfaces and lines to connect various parts of the electronic device, and realize data processing by running or executing instructions stored in the memory 502 and calling data stored in the memory 502. Optionally, the processor 501 may include one or more processing units, and the processor 501 may integrate an application processor and a modem processor, wherein the application processor mainly processes the operating system, user interface, and application programs, etc., and the modem processor mainly processes the issuance of instructions. It is understandable that the above-mentioned modem processor may not be integrated into the processor 501. In some embodiments, the processor 501 and the memory 502 may be implemented on the same chip, and in some embodiments, they may also be implemented separately on independent chips.
[0132] The processor 501 may be a general-purpose processor, such as a CPU, a digital signal processor, an application-specific integrated circuit (ASIC), a field programmable gate array or other programmable logic device, a discrete gate or transistor logic device, or a discrete hardware component, and may implement or execute the methods, steps, and logic block diagrams disclosed in the embodiments of the present application. A general-purpose processor may be a microprocessor or any conventional processor, etc. The steps of the method disclosed in the embodiment of the method for generating a private foreign currency account may be directly embodied as being executed by a hardware processor, or may be executed by a combination of hardware and software modules in the processor.
[0133] The memory 502 is a non-volatile computer-readable storage medium that can be used to store non-volatile software programs, non-volatile computer executable programs and modules. The memory 502 may include at least one type of storage medium, such as a flash memory, a hard disk, a multimedia card, a card-type memory, a random access memory (Random Access Memory, RAM), a static random access memory (Static Random Access Memory, SRAM), a programmable read-only memory (Programmable Read Only Memory, PROM), a read-only memory (Read Only Memory, ROM), an electrically erasable programmable read-only memory (Electrically Erasable Programmable Read-Only Memory, EEPROM), a magnetic memory, a disk, an optical disk, etc. The memory 502 is any other medium that can be used to carry or store a desired program code in the form of an instruction or data structure and can be accessed by a computer, but is not limited thereto. The memory 502 in the embodiment of the present application can also be a circuit or any other device that can realize a storage function, for storing program instructions and / or data.
[0134] In the embodiment of the present application, the memory 502 stores a computer program. When the program is executed by the processor 501, the processor 501 executes:
[0135] Determine an account mapping relationship between a first account nature for private foreign currency and a SAFE account nature; wherein the first account nature is different from a second account nature in a category 1 account;
[0136] In response to the request for opening a private foreign currency account, a first account corresponding to the request for opening a private foreign currency account is opened; wherein the account nature of the first account is the first account nature;
[0137] Based on the account mapping relationship, the first account is converted into a second account corresponding to the nature of the SAFE account.
[0138] In some optional implementations, after opening the first account corresponding to the private foreign currency establishment request, the processor 501 further executes:
[0139] The first account is notified via a preset notification method.
[0140] In some optional implementation manners, the processor 501 specifically performs:
[0141] Determining a target group corresponding to the first account based on a target field in the first account;
[0142] Based on the sub-mapping relationship corresponding to the target group in the account mapping relationship, the first account is converted into a corresponding second account.
[0143] In some optional implementations, the processor 501 further executes:
[0144] In response to an account change request, determining one or more accounts to be changed in the account change request; wherein the account nature of the accounts to be changed is the second account nature;
[0145] The account to be changed is changed to the corresponding first account.
[0146] In some optional implementation manners, the processor 501 specifically performs:
[0147] For any account to be changed, determine the user information and opening information of the account to be changed;
[0148] Determining the priority of the account to be changed based on the user information and opening information of the account to be changed;
[0149] Based on the priority of each account to be changed, each account to be changed is converted into a corresponding first account in sequence.
[0150] Based on the same inventive concept, the embodiment of the present application provides a computer-readable storage medium, and the computer program product includes: computer program code, when the computer program code is executed on a computer, the computer executes any of the private foreign currency account generation methods discussed above. Since the principle of solving the problem by the above-mentioned computer-readable storage medium is similar to that of the private foreign currency account generation method, the implementation of the above-mentioned computer-readable storage medium can refer to the implementation of the method, and the repeated parts will not be repeated.
[0151] Based on the same inventive concept, the embodiment of the present application also provides a computer program product, which includes: computer program code, when the computer program code is run on a computer, the computer executes any of the private foreign currency account generation methods discussed above. Since the principle of solving the problem by the above computer program product is similar to that of the private foreign currency account generation method, the implementation of the above computer program product can refer to the implementation of the method, and the repeated parts will not be repeated.
[0152] Those skilled in the art will appreciate that the embodiments of the present application may be provided as methods, systems, or computer program products. Therefore, the present application may adopt the form of a complete hardware embodiment, a complete software embodiment, or an embodiment in combination with software and hardware. Moreover, the present application may adopt the form of a computer program product implemented in one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) that include computer-usable program code.
[0153] The present application is described with reference to the flowcharts and / or block diagrams of the methods, devices (systems), and computer program products according to the present application. It should be understood that each process and / or box in the flowchart and / or block diagram, as well as the combination of the processes and / or boxes in the flowchart and / or block diagram, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing device to produce a machine, so that the instructions executed by the processor of the computer or other programmable data processing device generate instructions for implementing the processes in the flowchart and / or block diagram. Figure 1 A process or multiple processes and / or boxes Figure 1 A device that provides the functions specified in a block or multiple blocks.
[0154] These computer program instructions may also be stored in a computer-readable memory capable of directing a computer or other programmable data processing device to operate in a specific manner, so that the instructions stored in the computer-readable memory produce an article of manufacture comprising an instruction device, which implements the process Figure 1 A process or multiple processes and / or boxes Figure 1 A function specified in one or more boxes.
[0155] These computer program instructions can also be loaded onto a computer or other programmable data processing device so that a series of user-operated steps are executed on the computer or other programmable device to produce a computer-implemented process, thereby providing instructions for executing on the computer or other programmable device to implement the process. Figure 1 A process or multiple processes and / or boxes Figure 1 The steps for the functions specified in one or more boxes.
[0156] Obviously, those skilled in the art can make various changes and modifications to the present application without departing from the spirit and scope of the present application. Thus, if these modifications and variations of the present application fall within the scope of the claims of the present application and their equivalents, the present application is also intended to include these modifications and variations.
Claims
1. A method for generating a private foreign currency account, characterized in that: include: Determine an account mapping relationship between a first account nature for private foreign currency and a SAFE account nature; wherein the first account nature is different from a second account nature in a category 1 account; In response to the request for opening a private foreign currency account, a first account corresponding to the request for opening a private foreign currency account is opened; wherein the account nature of the first account is the first account nature; Based on the account mapping relationship, the first account is converted into a second account corresponding to the nature of the SAFE account.
2. The method according to claim 1, characterized in that After opening the first account corresponding to the private foreign currency establishment request, the method further includes: The first account is notified via a preset notification method.
3. The method according to claim 1, characterized in that Based on the account mapping relationship, converting the first account into a second account corresponding to the nature of the SAFE account includes: Determining a target group corresponding to the first account based on a target field in the first account; Based on the sub-mapping relationship corresponding to the target group in the account mapping relationship, the first account is converted into a corresponding second account.
4. The method according to claim 1, characterized in that Also includes: In response to an account change request, determining one or more accounts to be changed in the account change request; wherein the account nature of the accounts to be changed is the second account nature; The account to be changed is changed to the corresponding first account.
5. The method according to claim 4, characterized in that If there are multiple accounts to be changed, changing the accounts to be changed to the corresponding first accounts includes: For any account to be changed, determine the user information and opening information of the account to be changed; Determining the priority of the account to be changed based on the user information and opening information of the account to be changed; Based on the priority of each account to be changed, each account to be changed is converted into a corresponding first account in sequence.
6. A device for generating a private foreign currency account, characterized in that: include: A mapping determination module, used to determine an account mapping relationship between a first account nature dedicated to private foreign currency and a SAFE account nature; wherein the first account nature is different from a second account nature in a category one account; An account opening module, configured to respond to a request for opening a private foreign currency account and open a first account corresponding to the request for opening a private foreign currency account; wherein the account nature of the first account is the first account nature; A conversion module is used to convert the first account into a second account corresponding to the nature of the SAFE account based on the account mapping relationship.
7. The device according to claim 6, characterized in that After opening the first account corresponding to the private foreign currency establishment request, the account opening module is further used to: The first account is notified via a preset notification method.
8. The device according to claim 6, characterized in that The conversion module is specifically used for: Determining a target group corresponding to the first account based on a target field in the first account; Based on the sub-mapping relationship corresponding to the target group in the account mapping relationship, the first account is converted into a corresponding second account.
9. The device according to claim 6, characterized in that Also includes an account change module for: In response to an account change request, determining one or more accounts to be changed in the account change request; wherein the account nature of the accounts to be changed is the second account nature; The account to be changed is changed to the corresponding first account.
10. The device according to claim 9, characterized in that The account change module is specifically used for: For any account to be changed, determine the user information and opening information of the account to be changed; Determining the priority of the account to be changed based on the user information and opening information of the account to be changed; Based on the priority of each account to be changed, each account to be changed is converted into a corresponding first account in sequence.
11. An electronic device, characterized in that: include: A memory for storing program instructions; A processor is used to call the program instructions stored in the memory, and execute the steps included in any one of the methods of claims 1-5 according to the obtained program instructions.
12. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores a computer program, wherein the computer program includes program instructions, and when the program instructions are executed by a computer, the computer executes the method according to any one of claims 1 to 5.
13. A computer program product, characterized in that The computer program product comprises: a computer program code, and when the computer program code is run on a computer, the computer is enabled to execute the method according to any one of claims 1 to 5.