Currency issuing method and device

Abstract

The invention provides a currency issuing method and device, and the method comprises the steps: receiving a verification request carrying a handler identifier, and displaying a to-be-issued detail verification interface; a user can inquire all to-be-verified information and trigger one-key verification operation. And the system verifies the related file according to the preset historical issuing data, and outputs prompt information when the verification is passed. And when a batch issuing request of the sponsor line identifier is received, the system displays a batch initiating interface. A user can inquire and mark the to-be-verified information passing verification as a pre-initiation batch, and related flow information is displayed. The system executes a currency issuing transaction according to the selected pre-initiated batch information and the fund date. According to the system, the problem that financial budget units cannot quickly check salary details is solved, bank card and digital currency salary issuing data are split, each budget unit is gradually promoted to migrate from the bank card to the digital currency, the salary issuing efficiency, accuracy and flexibility are improved, and the management process is optimized.

Description

Technical Field

[0001] The present invention relates to the field of financial technology, and in particular to a method and device for issuing currency on behalf of others. Background Art

[0002] Currently, many companies and institutions use the traditional RMB payment model to pay employees' wages. In this model, the wage data verification is usually carried out by the human resources or finance department, and the payment step is to pay the wages to the employee's bank card account through a bank or a third-party payment platform. This model relies on the traditional financial system and cannot adapt to emerging digital currency forms.

[0003] First, this traditional payment model cannot support digital currency or digital wallets as payment channels, which limits its flexibility and adaptability in the context of the rapid development of the digital economy. Secondly, the entire process of salary payment is relatively cumbersome, involving multiple links and units. Data verification and payment are carried out between different platforms and departments, which often require multiple manual interventions or system docking, increasing the complexity and time cost of operations. This may not only lead to longer processing time, but also increase the risk of errors, especially in cross-department and cross-platform operations, which may cause delays and errors due to problems such as data transmission, poor docking or platform incompatibility. Summary of the invention

[0004] In view of this, an embodiment of the present invention provides a method and device for money payment to solve the problem that it is impossible to quickly verify salary details and money payment is difficult.

[0005] To achieve the above objectives, the embodiments of the present invention provide the following technical solutions:

[0006] The first aspect of the present invention discloses a method for issuing currency on behalf of others, the method comprising:

[0007] When a verification request with the handling bank's logo is received, the verification interface for pending details is displayed;

[0008] In response to the operation of triggering the query function in the interface for verifying the details of the pending invention, all the pending information corresponding to the identification of the handling bank is displayed; the pending information is generated in advance through the data import interface;

[0009] In response to triggering the one-key verification operation in the verification interface for the details to be verified, according to the batch number corresponding to the target information to be verified selected from all the information to be verified, all files corresponding to the batch number are obtained;

[0010] Verify all documents according to the preset historical data and obtain the verification results;

[0011] When the verification result indicates that the verification is passed, output a verification pass prompt message;

[0012] If a batch initiation request with the sponsor bank's logo is received, the batch initiation interface will be displayed;

[0013] In response to an operation triggering a query function in the batch initiation interface, marking all verified information to be verified as pre-initiated batch information, and displaying the pre-initiated batch information;

[0014] According to the target pre-launch batch information selected in the pre-launch batch information and the keyed-in funding date, obtaining and displaying the running information of the budget units in the target pre-launch batch information on the funding date;

[0015] If a batch initiation instruction triggered by the transaction information is received, a currency issuance transaction is performed according to the category of the currency to be issued in the target pre-initiated batch information.

[0016] Preferably, the process of generating the information to be verified in advance through the data import interface includes:

[0017] When an import request carrying the sponsor bank's ID is received, the data import interface is displayed;

[0018] In response to an operation triggering a verification function in the data import interface, multiple information tables are imported according to multiple file types and batch dates entered in the data import interface, and an import verification is performed to obtain an import verification result;

[0019] If the import verification result indicates that multiple information tables have been successfully verified, a prompt message indicating that the import verification is successful is displayed, and multiple pieces of information to be verified containing the same batch number corresponding to the batch date are generated based on all information tables.

[0020] Preferably, when receiving a query request carrying a handling bank identifier, before displaying the interface for verifying pending invention details, the method further includes:

[0021] When a relationship maintenance request carrying the handling bank's ID is received, the parameter maintenance interface is displayed;

[0022] In response to the operation of triggering the query function in the parameter maintenance interface, querying and displaying the corresponding budget unit code according to the handling bank institution number entered in the parameter maintenance interface;

[0023] In response to an operation of triggering a new function in the parameter maintenance interface, displaying a new parameter maintenance page;

[0024] Add a corresponding relationship based on the agency number and budget unit code entered in the parameter maintenance page;

[0025] In response to the operation of triggering the deletion function in the parameter maintenance interface, deleting the correspondence information between the handling bank organization number and the budget unit code selected in the parameter maintenance interface;

[0026] In response to an operation triggering a modification function in the parameter maintenance interface, displaying a parameter maintenance modification page;

[0027] Modify the corresponding relationship according to the agency number of the handling bank and the budget unit code entered on the parameter maintenance and modification page.

[0028] Preferably, the method further comprises:

[0029] In response to an operation of triggering the details function in the verification interface of the to-be-verified details, displaying the verification details of the first to-be-verified information whose verification status is unsuccessful selected from all the to-be-verified information; the verification details include verification description information for indicating the reason for the unsuccessful verification;

[0030] When modification information for the first information to be verified that is entered based on the verification description information is received, the first information to be verified is modified according to the modification information.

[0031] Preferably, the method further comprises:

[0032] When a batch query instruction is received, the batch query and result download interface is displayed;

[0033] In response to the operation of triggering the query function of the batch query and result download interface, all batch information is displayed; the batch information is the target pre-initiated batch information for which the currency issuance transaction has been carried out;

[0034] In response to an operation of triggering the detail function of the batch query and result download interface, specific information corresponding to the first batch of information is displayed according to the first batch of information selected from all the batches of information;

[0035] In response to the operation of triggering the detail download function of the batch query and result download interface, the statistical table and salary table corresponding to the second batch of information are exported according to the second batch of information selected from all the batches of information.

[0036] Preferably, the verification of all files according to the preset historical data to obtain the verification results includes:

[0037] Obtain all personnel identity information and payroll categories in all files;

[0038] The identity information of all personnel and the wage payment category are verified according to the account information of the payee in the preset historical wage payment data to obtain the verification result.

[0039] The second aspect of the present invention discloses a device for issuing currency on behalf of others, the device comprising:

[0040] The first display unit is used to display a verification interface for pending invention details when receiving a verification request carrying a handling bank identification;

[0041] A second display unit is used to display all pending information corresponding to the handling bank identification in response to the operation of triggering the query function in the pending information verification interface; the pending information is generated in advance through the data import interface;

[0042] A first acquisition unit is used for, in response to triggering the one-key verification operation in the verification interface of the pending details, acquiring all files corresponding to the batch number according to the batch number corresponding to the target pending information selected from all the pending information;

[0043] The verification unit is used to verify all documents according to the preset historical data and obtain the verification results;

[0044] An output unit, configured to output a verification pass prompt message when the verification result issued on behalf of the sender indicates that the verification is passed;

[0045] A third display unit is used to display a batch initiation interface if a batch initiation request carrying a sponsor bank identifier is received;

[0046] a marking unit, for marking all verified information to be verified as pre-initiated batch information in response to an operation triggering a query function in the batch initiation interface, and displaying the pre-initiated batch information;

[0047] A second acquisition unit is used to acquire and display the flow information of the budget units in the target pre-launch batch information on the funding date according to the target pre-launch batch information selected in the pre-launch batch information and the keyed-in funding date;

[0048] The currency issuing unit is used to perform a currency issuing transaction according to the category of the currency issued in the target pre-initiated batch information if a batch initiation instruction triggered by the transaction information is received.

[0049] Preferably, the device further comprises:

[0050] A fourth display unit, configured to display a data import interface when receiving an import request carrying a sponsor bank identifier;

[0051] An import verification unit, configured to respond to an operation triggering a verification function in the data import interface, import multiple information tables according to multiple file types and batch dates entered in the data import interface, and perform import verification to obtain an import verification result;

[0052] A generating unit is used to display a prompt message indicating that the import verification is successful if the import verification result indicates that multiple information tables have been successfully verified, and to generate multiple pieces of information to be verified corresponding to the batch date and containing the same batch number according to all information tables.

[0053] Preferably, the device further comprises:

[0054] A fifth display unit, configured to display a parameter maintenance interface when receiving a relationship maintenance request carrying a handling bank identifier;

[0055] A query unit, for responding to an operation that triggers a query function in the parameter maintenance interface, querying and displaying a corresponding budget unit code according to the handling bank institution number entered in the parameter maintenance interface;

[0056] A sixth display unit, configured to display a parameter maintenance newly added page in response to an operation of triggering a newly added function in the parameter maintenance interface;

[0057] A new unit is used to add a corresponding relationship according to the agency number of the handling bank and the budget unit code entered in the parameter maintenance new page;

[0058] A deleting unit, configured to delete the correspondence information between the handling bank organization number and the budget unit code selected in the parameter maintenance interface in response to an operation of triggering a delete function in the parameter maintenance interface;

[0059] A seventh display unit, configured to display a parameter maintenance and modification page in response to an operation triggering a modification function in the parameter maintenance interface;

[0060] The first modification unit is used to modify the corresponding relationship according to the agency number of the handling bank and the budget unit code entered in the parameter maintenance and modification page.

[0061] Preferably, the device further comprises:

[0062] an eighth display unit, for displaying verification details of the first information to be verified whose verification status is unsuccessful selected from all the information to be verified in response to an operation triggering the details function in the verification interface of the information to be verified; the verification details include verification description information for indicating the reason for the unsuccessful verification;

[0063] The second modification unit is used to modify the first information to be verified according to the modification information entered based on the verification description information when receiving the modification information for the first information to be verified.

[0064] Based on the above-mentioned embodiment of the present invention, a method and device for currency issuance is provided. By receiving a verification request carrying the identification of the handling bank, an interface for verifying the details to be issued is displayed. The user can query all the information to be verified and trigger a one-click verification operation. The system verifies the relevant documents according to the preset historical issuance data, and outputs a prompt message when the verification is passed. When a batch issuance request with the sponsoring bank's identification is received, the system displays a batch initiation interface. The user can query and mark the verified information to be verified as a pre-initiated batch, and display the relevant transaction information. According to the selected pre-initiated batch information and funding date, the system executes the currency issuance transaction. This system solves the problem that fiscal budget units cannot quickly verify salary details, realizes the separation of bank card and digital currency issuance salary data, gradually promotes the migration of various budget units from bank cards to digital currencies, improves the efficiency, accuracy and flexibility of issuance, and optimizes the management process. BRIEF DESCRIPTION OF THE DRAWINGS

[0065] In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings required for use in the embodiments or the description of the prior art will be briefly introduced below. Obviously, the drawings described below are only embodiments of the present invention. For ordinary technicians in this field, other drawings can be obtained based on the provided drawings without paying creative work.

[0066] Figure 1 A flowchart of a method for issuing currency on behalf of another provided by an embodiment of the present invention;

[0067] Figure 2 A schematic diagram of a verification interface for details to be invented provided in an embodiment of the present invention;

[0068] Figure 3 A flowchart for generating information to be verified in advance through a data import interface provided in an embodiment of the present invention;

[0069] Figure 4 A schematic diagram of a parameter maintenance interface provided by an embodiment of the present invention;

[0070] Figure 5 A schematic diagram of a newly added page for parameter maintenance provided in an embodiment of the present invention;

[0071] Figure 6 A schematic diagram of a deletion prompt page provided by an embodiment of the present invention;

[0072] Figure 7 A schematic diagram of a parameter maintenance and modification page provided in an embodiment of the present invention;

[0073] Figure 8 A schematic diagram of a data import interface provided by an embodiment of the present invention;

[0074] Fig. 9A schematic diagram of an import prompt page provided by an embodiment of the present invention;

[0075] Fig.10 A schematic diagram of one-click verification in the verification interface for details to be invented provided in an embodiment of the present invention;

[0076] Fig.11 A schematic diagram of details in a verification interface for details to be invented provided in an embodiment of the present invention;

[0077] Fig.12 A schematic diagram of a details page provided by an embodiment of the present invention;

[0078] Fig.13 A schematic diagram of modifying a subpage provided by an embodiment of the present invention;

[0079] Fig.14 A schematic diagram of a batch initiation interface provided by an embodiment of the present invention;

[0080] Fig.15 A schematic diagram of a page for querying verification status details provided by an embodiment of the present invention;

[0081] Fig.16 A schematic diagram of an operation success prompt page provided by an embodiment of the present invention;

[0082] Fig.17 A schematic diagram of an authorization interface provided by an embodiment of the present invention;

[0083] Fig.18 A schematic diagram of a batch query and result download interface provided by an embodiment of the present invention;

[0084] Fig.19 A schematic diagram of details in a batch query and result download interface provided in an embodiment of the present invention;

[0085] Fig. 20 A schematic diagram of detailed downloading in a batch query and result downloading interface provided in an embodiment of the present invention;

[0086] Fig.21 A schematic diagram of downloading a statistical table and a salary table provided in an embodiment of the present invention;

[0087] Fig. 22 A structural block diagram of a device for issuing currency on behalf of another embodiment of the present invention. DETAILED DESCRIPTION

[0088] The following will be combined with the drawings in the embodiments of the present invention to clearly and completely describe the technical solutions in the embodiments of the present invention. Obviously, the described embodiments are only part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by ordinary technicians in this field without creative work are within the scope of protection of the present invention.

[0089] In this application, the terms "comprises", "comprising" or any other variations thereof are intended to cover non-exclusive inclusion, so that a process, method, article or device comprising a series of elements includes not only those elements, but also other elements not explicitly listed, or also includes elements inherent to such process, method, article or device. In the absence of further restrictions, an element defined by the sentence "comprising a ..." does not exclude the presence of other identical elements in the process, method, article or device comprising the element.

[0090] From the background technology, it can be seen that the traditional payroll model cannot support digital currency payment, and the salary payment process is cumbersome, involving multiple links and departments, and requires multiple manual interventions or system docking, which increases the complexity of operations, time costs and error risks.

[0091] Therefore, an embodiment of the present invention provides a method and device for currency issuance, which displays an interface for verifying details to be issued by receiving a verification request carrying a handling bank logo. Users can query all information to be verified and trigger a one-click verification operation. The system verifies relevant documents based on preset historical issuance data, and outputs prompt information when the verification is passed. When a batch issuance request with the sponsoring bank logo is received, the system displays a batch initiation interface. Users can query and mark the verified information to be verified as a pre-initiated batch, and display relevant transaction information. According to the selected pre-initiated batch information and funding date, the system executes the currency issuance transaction. This system solves the problem that fiscal budget units cannot quickly verify salary details, realizes the split of bank card and digital currency issuance salary data, gradually promotes the migration of various budget units from bank cards to digital currencies, improves the efficiency, accuracy and flexibility of issuance, and optimizes the management process.

[0092] See also Figure 1 , showing a flow chart of a method for currency issuance provided by an embodiment of the present invention.

[0093] It can be understood that the method specifically realizes the batch issuance of RMB and digital RMB, and the method includes:

[0094] Step S101: When a verification request carrying the handling bank's identification is received, an interface for verifying pending details is displayed.

[0095] In the specific implementation of step S101, when a verification request with a handling bank ID input by a user is received, a verification interface for details to be verified is displayed (eg, Figure 2 as shown).

[0096] It is understandable that the user logs in with an account and password, and can obtain the corresponding identification based on the user account: if the user is an operator of the handling bank, the handling bank identification can be obtained; if the user is an operator of the sponsoring bank, the sponsoring bank identification can be obtained.

[0097] Step S102: In response to the operation of triggering the query function in the interface for verifying details to be disclosed, all the information to be verified corresponding to the handling bank identification is displayed.

[0098] It should be noted that the information to be verified is generated in advance through the data import interface. For the specific generation process, see the embodiment of the present invention. Figure 3 The content in.

[0099] In the specific implementation of step S102, in response to the user triggering the query function in the to-be-invented details verification interface (such as Figure 2 The "query" button shown in the figure) is operated to display all the pending information corresponding to the current handling bank ID. The handling bank ID may be the handling bank institution number.

[0100] It is understandable that displaying all the corresponding information to be verified according to the handling bank logo helps to ensure that non-designated personnel of each institution cannot view or review the contract information of the budget unit. Each handling bank is responsible for reviewing the details of the agency inventions of multiple budget units.

[0101] like Figure 2 As shown, the current handling bank ID corresponds to multiple pieces of information to be verified, and each piece of information to be verified includes but is not limited to batch number, batch date, budget unit number, budget unit name, total number of people, total amount and verification status.

[0102] In actual applications, users can also query the corresponding information to be inspected by entering the batch date, budget unit code or budget unit name in the interface for verification of details to be inspected.

[0103] It should be noted that each handling bank is responsible for verifying multiple budget units, and each handling bank can only view the pending verification information of the corresponding budget unit, but cannot view the pending verification information of the budget units that other handling banks are responsible for. In this solution, this function is achieved by pre-maintaining the relationship between the handling bank and the budget unit in the parameter maintenance interface. The specific implementation process is as follows (process A1 to process A7):

[0104] Process A1: When a relationship maintenance request carrying a handling bank identifier is received, a parameter maintenance interface is displayed.

[0105] It should be noted that the parameter maintenance interface is as shown in the embodiment of the present invention. Figure 4 shown.

[0106] Process A2: In response to the operation of triggering the query function in the parameter maintenance interface, the corresponding budget unit code is queried and displayed according to the handling bank organization number entered in the parameter maintenance interface.

[0107] During the specific implementation process A2, in response to the user triggering the query function in the parameter maintenance interface, the budget unit code corresponding to the handling bank organization number entered by the user in the parameter maintenance interface is queried and the found handling bank organization number-budget unit code correspondence information is displayed.

[0108] In actual application, in response to the operation of triggering the query function in the parameter maintenance interface, the handling bank number corresponding to the budget unit code can be queried according to the budget unit code entered in the parameter maintenance interface.

[0109] It is understandable that each handling bank has a unique corresponding handling bank institution number; each budget unit has a unique corresponding budget unit code.

[0110] Process A3: In response to the operation of triggering a new function in the parameter maintenance interface, a parameter maintenance new page is displayed.

[0111] In the specific implementation process A3, when the user triggers a new function in the parameter maintenance interface, in response to the user's operation of triggering the new function in the parameter maintenance interface, a parameter maintenance new page (eg Figure 5 as shown).

[0112] It is understandable that the budget unit code corresponding to the agency number of the handling bank can be added by adding a new page through parameter maintenance.

[0113] Process A4: Add a corresponding relationship based on the handling bank organization number and budget unit code entered in the parameter maintenance new page.

[0114] It can be understood that, based on the handling bank organization number and budget unit code entered by the user in the parameter maintenance new page, a new correspondence between the handling bank organization number and the budget unit code is added, that is, the handling bank organization number corresponds to the budget unit code.

[0115] Process A5: In response to the operation of triggering the delete function in the parameter maintenance interface, the correspondence information between the handling bank organization number and the budget unit code selected in the parameter maintenance interface is deleted.

[0116] In the specific implementation process A5, when the user triggers the deletion function in the parameter maintenance interface, one or more pieces of handling bank organization number-budget unit code correspondence information selected by the user in the parameter maintenance interface are deleted.

[0117] It is understandable that during the deletion process, e.g. Figure 6 As shown, a prompt message of "Do you want to delete" is displayed through a pop-up page. When a "confirm" instruction triggered by the user is received, the deletion operation is performed; when a "cancel" instruction triggered by the user is received, the deletion operation is not performed.

[0118] Process A6: In response to the operation of triggering the modification function in the parameter maintenance interface, a parameter maintenance modification page is displayed.

[0119] In the specific implementation process A6, when the user triggers the modification function in the parameter maintenance interface, in response to the user triggering the modification function in the parameter maintenance interface, the parameter maintenance modification page (eg Figure 7 as shown).

[0120] It is understandable that the budget unit code corresponding to the agency number of the handling bank can be modified by adding a new page through parameter maintenance.

[0121] Process A7: Modify the correspondence based on the handling bank organization number and budget unit code entered on the parameter maintenance and modification page.

[0122] It is understandable that the correspondence between the handling bank organization number and the budget unit code is modified according to the handling bank organization number and the budget unit code entered by the user on the parameter maintenance and modification page.

[0123] It should be noted that the information (including but not limited to budget unit information, user account information) and data (including but not limited to data used for analysis, stored data, displayed data, etc.) involved in this application are all authorized by the user or fully authorized by all parties, and the collection, use and processing of relevant data must comply with relevant laws, regulations and standards of relevant countries and regions.

[0124] For the specific implementation process of generating the information to be verified in advance through the data import interface mentioned above, see Figure 3 ,include:

[0125] Step S301: When an import request carrying the sponsor bank's identification is received, a data import interface is displayed.

[0126] In the specific implementation of step S301, when an import request with a sponsor bank identifier triggered by a user is received, a data import interface is displayed, for example, Figure 8 shown.

[0127] Step S302: In response to the operation of triggering the verification function in the data import interface, multiple information tables are imported according to the multiple file types and batch dates entered in the data import interface, and the import verification is performed to obtain the import verification result.

[0128] It is understandable that the user types multiple file types in the data import interface to import multiple information tables, including but not limited to the budget unit information table, salary detail item table, employee salary detail table and salary data table.

[0129] It should be noted that in response to the operation of triggering the verification function in the data import interface, the imported budget unit information table, salary detail item table, employee salary detail table and salary data table are imported and verified. For example, the total finance and total number of people in the employee salary detail table and the salary data table are verified. For example, it is verified whether the salary account of each detail in all tables is correct (verify whether the account status is normal, and verify whether the ID card corresponding to the account and the ID card in the details are consistent).

[0130] In actual application, before verifying the information table, a pop-up page is used to prompt the user to confirm whether all information tables have been imported (for example, Fig. 9 As shown in the message "Please confirm that the employee salary details and summary table have been imported. The current batch will be verified and the current payment batch will be generated after passing the verification"), when the "Confirm" button is triggered by the user, the imported file will be verified. If the "Cancel" button is triggered by the user, the imported file will not be verified.

[0131] Step S303: If the import verification result indicates that multiple information tables have been successfully verified, a prompt message indicating that the import verification is successful is displayed, and multiple pieces of information to be verified containing the same batch number corresponding to the batch date are generated based on all information tables.

[0132] In the specific implementation process of step S303, when the import verification results indicate that multiple information tables have been successfully verified, an import verification success prompt message can be displayed on the interactive interface, and multiple information to be verified can be generated based on all information tables. These information are grouped by batch number and correspond to the batch date entered by the user.

[0133] Step S103: In response to triggering the one-key verification operation in the verification interface of the details to be verified, all files corresponding to the batch number are obtained according to the batch number corresponding to the target information to be verified selected from all the information to be verified.

[0134] In the specific implementation of step S103, in response to the user triggering a one-click verification operation in the verification interface for details to be verified, all files corresponding to the batch number are obtained according to the batch number corresponding to the target information to be verified selected by the user from all the information to be verified.

[0135] For example Fig.10 As shown, in the details verification interface for items to be verified, the user can select one or more target information to be verified from all items to be verified, obtain all files corresponding to the batch number according to the batch number contained in each item of target information to be verified, and then perform one-click verification on all files.

[0136] Step S104: Verify all files according to the preset historical transmission data to obtain the verification results.

[0137] It should be noted that the system signs an agreement in advance between the financial unit and the bank to obtain preset historical payment data to ensure the accuracy and security of the information.

[0138] In the specific implementation process of step S104, first obtain all personnel identity information and wage payment categories (such as RMB / digital RMB) in all files; then verify all personnel identity information and wage payment categories (such as RMB / digital RMB) according to the account information of the payee in the preset historical payment data to obtain the verification result.

[0139] That is to say, when the user clicks the one-click verification button on the interface for verification of details to be invented, the verification operation is performed. After waiting for a period of time (such as 2 minutes), the user clicks the query button on the interface for verification of details to be invented to view the verification results.

[0140] It is understandable that by matching the preset historical payment data, checking the bank account or digital currency account of the payee in all documents, and verifying the correctness of the account, it is possible to improve accuracy, reduce errors in manual operations, and ensure that wages are accurately paid to the correct account. At the same time, the automated account verification process saves time, reduces the need for manual intervention, and reduces payment risks caused by account errors. The process supports dual payment methods for bank accounts and digital currency accounts, enhancing the flexibility and adaptability of the system. In addition, automated verification improves data consistency, ensures compliance, optimizes management efficiency, and reduces overall operating costs.

[0141] In actual application, if there are modification requirements such as account changes or new personnel in the information to be verified according to business needs, the operator of the handling bank can modify the relevant information on the verification interface of the details of the payment to be made. In addition, if the verification result shows that the verification fails, the operator of the handling bank also needs to adjust the verification information to ensure that all account information and the amount of payment are correct so as to pass the final verification.

[0142] The specific process of modifying relevant information in the pending invention details verification interface is as follows (process B1 to process B2):

[0143] Process B1: In response to an operation triggering a detail function in a verification interface of details to be verified, the verification details of the first information to be verified are displayed according to the first information to be verified whose verification status is failed selected from all the information to be verified.

[0144] In the specific implementation process B1, in response to the user triggering the operation of the detail function in the detail verification interface to be invented (such as Fig.11 As shown, the rectangular box is a details button), according to the first information to be verified whose verification status is failed selected by the user from all the information to be verified in the details verification interface, the verification details of the first information to be verified are obtained.

[0145] It should be noted that the verification details include verification description information used to indicate the reason why the verification failed.

[0146] In addition, the pending verification information with the verification status of passed is as follows: Fig.11 and Fig.12 shown.

[0147] Process B2: When the modification information for the first information to be verified that is entered based on the verification description information is received, the first information to be verified is modified according to the modification information.

[0148] When implementing process B2, Fig.12 As shown, in response to the trigger Fig.12 The operation of modifying the function in the detail page displays the modification subpage (such as Fig.13 As shown), when receiving the modification information for the first information to be verified typed by the user on the modification subpage based on the verification description information, the first information to be verified is modified according to the modification information.

[0149] Furthermore, if there are modification requirements such as account changes or new personnel in the information to be verified based on business needs before verification, the operator of the handling bank can modify the relevant information on the verification interface of the details to be verified.

[0150] Step S105: When the verification result issued indicates that the verification is passed, a verification pass prompt message is output.

[0151] In the process of implementing step S105, if the verification result of the proxy issuance shows that the verification is passed, the verification pass information is output in the interactive interface.

[0152] It is understandable that outputting the verification pass prompt information can timely feedback the verification results to the user, ensuring that the main bank can successfully initiate the agency payment task after the verification is passed. This not only improves operational efficiency, reduces unnecessary waiting and repeated operations, but also effectively avoids resource waste or task delays caused by verification failures. Through clear and unambiguous feedback, it ensures the smooth progress of subsequent operations and improves the transparency and accuracy of the overall process.

[0153] Step S106: If a batch initiation request carrying the sponsor bank's identification is received, a batch initiation interface is displayed.

[0154] In the specific implementation of step S106, when a batch initiation request with the sponsor bank identifier input by the user is received, a batch initiation interface (such as Fig.14 as shown).

[0155] It is understandable that the user logs in with an account and password, and can obtain the corresponding identification through the user account. If the user is an operator of the handling bank, he can obtain the handling bank identification; if the user is an operator of the sponsoring bank, he can obtain the sponsoring bank identification.

[0156] Step S107: In response to the operation of triggering the query function in the batch initiation interface, all verified information to be verified is marked as pre-initiation batch information, and the pre-initiation batch information is displayed.

[0157] In the specific implementation of step S107, in response to the user triggering the query function in the batch initiation interface, all the information to be verified that has passed the verification in the above steps is marked as pre-initiated batch information, and all pre-initiated batch information is displayed.

[0158] In actual applications, all the initiated batch information corresponding to the batch date can be searched and displayed according to the batch date entered by the user in the batch initiation interface.

[0159] Step S108: according to the target pre-launch batch information selected in the pre-launch batch information and the input funding date, the flow information of the budget units in the target pre-launch batch information in the funding date is obtained and displayed.

[0160] It is understandable that the user selects target pre-initiation batch information from all pre-initiation batch information.

[0161] In the specific implementation of step S108, in response to the user triggering the "Details" function in the batch initiation interface, a query verification status details page is displayed, for example Fig.15 As shown; and based on the funding date entered by the user on the query and verification status details page, query and display the flow information of the budget unit in the funding date in the current target pre-launch batch information.

[0162] It should be noted that if the transaction information is found, it will be displayed; if the transaction information is not found, an error will be reported.

[0163] Step S109: If a batch initiation instruction triggered by transaction information is received, a currency issuance transaction is performed according to the type of currency to be issued in the target pre-initiated batch information.

[0164] It is understandable that if the transaction information is correct after being checked by the user, the user will type "Summary Code (Salary / Bonus)" in the query and verification status details page for the transaction information, enter the remarks and trigger the "Batch Initiate" button to generate a batch initiation instruction.

[0165] In the specific implementation of step S109, when a batch initiation instruction based on transaction information is received, a currency issuance transaction is performed according to the type of currency in the target pre-initiated batch information, and a pop-up page prompts that the operation is successful, for example Fig.16 It shows "Operation successful, please initiate the service after 3 minutes".

[0166] In actual application, users authorize currency issuance transactions through the authorization interface, for example Fig.17 As shown, the user performs operations such as fingerprint reading, entering the authorization number and password in the authorization interface to authorize.

[0167] In some specific embodiments, both the sponsoring bank and the handling bank can query the information of the money issuance transaction. The specific implementation process is as follows (process C1 to process C4):

[0168] Process C1: When a batch query instruction is received, the batch query and result download interface is displayed.

[0169] It should be noted that the batch query and result download interface is as follows: Fig.18 shown.

[0170] Process C2: In response to the operation of triggering the query function of the batch query and result download interface, all batch information is displayed.

[0171] It should be noted that the batch information is the target pre-initiated batch information of the currency issuance transaction that has been carried out.

[0172] In actual application, if the user enters the batch date in the batch query and result download interface, the corresponding batch information will be queried and displayed based on the batch date.

[0173] Process C3: In response to the operation of triggering the detail function of the batch query and result download interface, specific information corresponding to the first batch information is displayed according to the first batch information selected from all the batch information.

[0174] In the specific implementation process C3, in response to the user triggering the detailed function of the batch query and result download interface, the specific information corresponding to the first batch information (for example, Fig.19 as shown).

[0175] Process C4: In response to the operation of triggering the detail download function of the batch query and result download interface, according to the second batch of information selected from all batches of information, the statistical table and salary table corresponding to the second batch of information are exported.

[0176] In the specific implementation process C4, in response to the user triggering the detailed download function of the batch query and result download interface (for example Fig. 20 According to the operation shown in FIG. 1 , the statistical table and salary table corresponding to the second batch of information are exported according to the second batch of information selected by the user from all batches of information (for example, Fig.21 as shown).

[0177] In an embodiment of the present invention, by receiving a verification request carrying the handling bank's identification, an interface for verifying details to be issued is displayed. The user can query all information to be verified and trigger a one-click verification operation. The system verifies relevant documents based on preset historical agency data and outputs prompt information when the verification is passed. When a batch agency request with the sponsoring bank's identification is received, the system displays a batch initiation interface. The user can query and mark the verified information to be verified as a pre-initiated batch, and display relevant transaction information. Based on the selected pre-initiated batch information and funding date, the system executes the currency agency transaction. This system solves the problem that fiscal budget units cannot quickly verify salary details, realizes the split of bank card and digital currency agency salary data, gradually promotes the migration of various budget units from bank cards to digital currencies, improves agency efficiency, accuracy and flexibility, and optimizes management processes.

[0178] Corresponding to the method for issuing currency on behalf of another embodiment of the present invention, see Fig. 22 , showing a structural block diagram of a device for currency issuance provided by an embodiment of the present invention.

[0179] The device includes: a first display unit 2201 , a second display unit 2202 , a first acquisition unit 2203 , a verification unit 2204 , an output unit 2205 , a third display unit 2206 , a marking unit 2207 , a second acquisition unit 2208 and a currency issuance unit 2209 .

[0180] The first display unit 2201 is used to display the verification interface of pending details when receiving a verification request carrying the handling bank identification.

[0181] The second display unit 2202 is used to respond to the operation of triggering the query function in the interface for verifying the details of pending inventions, and display all pending information corresponding to the handling bank identification; the pending information is generated in advance through the data import interface.

[0182] The first acquisition unit 2203 is used to respond to the operation of triggering one-key verification in the verification interface of the details to be verified, and obtain all files corresponding to the batch number according to the batch number corresponding to the target information to be verified selected from all the information to be verified.

[0183] The verification unit 2204 is used to verify all files according to the preset historical transmission data to obtain the verification results.

[0184] The verification unit 2204 is specifically used to obtain all personnel identity information and wage payment categories in all files; verify all personnel identity information and wage payment categories according to the account information of the payee in the preset historical payment data to obtain the verification result.

[0185] The output unit 2205 is used to output a verification pass prompt message when the verification result issued indicates that the verification is passed.

[0186] The third display unit 2206 is used to display a batch initiation interface if a batch issuance request carrying the sponsor bank's identifier is received.

[0187] The marking unit 2207 is used to mark all the verified information to be verified as pre-initiated batch information in response to the operation of triggering the query function in the batch initiation interface, and display the pre-initiated batch information.

[0188] The second acquisition unit 2208 is used to acquire and display the flow information of the budget unit in the target pre-launch batch information in the funding date according to the target pre-launch batch information selected in the pre-launch batch information and the input funding date.

[0189] The currency issuance unit 2209 is used to perform a currency issuance transaction according to the type of the currency to be issued in the target pre-initiated batch information if a batch initiation instruction triggered by transaction information is received.

[0190] In an embodiment of the present invention, by receiving a verification request carrying the handling bank's identification, an interface for verifying details to be issued is displayed. The user can query all information to be verified and trigger a one-click verification operation. The system verifies relevant documents based on preset historical agency data and outputs prompt information when the verification is passed. When a batch agency request with the sponsoring bank's identification is received, the system displays a batch initiation interface. The user can query and mark the verified information to be verified as a pre-initiated batch, and display relevant transaction information. Based on the selected pre-initiated batch information and funding date, the system executes the currency agency transaction. This system solves the problem that fiscal budget units cannot quickly verify salary details, realizes the split of bank card and digital currency agency salary data, gradually promotes the migration of various budget units from bank cards to digital currencies, improves agency efficiency, accuracy and flexibility, and optimizes management processes.

[0191] Combination Fig. 22 As shown in the content, the device also includes: a fourth display unit, an import verification unit and a generation unit.

[0192] The fourth display unit is used to display a data import interface when receiving an import request carrying the sponsor bank identifier.

[0193] The import verification unit is used to respond to the operation of triggering the verification function in the data import interface, import multiple information tables according to the multiple file types and batch dates entered in the data import interface, and perform import verification to obtain the import verification result.

[0194] A generating unit is used to display a prompt message indicating successful import verification if the import verification result indicates that multiple information tables have been successfully verified, and to generate multiple pieces of information to be verified containing the same batch number corresponding to the batch date based on all information tables.

[0195] Combination Fig. 22 The content shown, the device also includes: a fifth display unit, a query unit, a sixth display unit, a adding unit, a deleting unit, a seventh display unit and a first modifying unit.

[0196] The fifth display unit is used to display a parameter maintenance interface when receiving a relationship maintenance request carrying a handling bank identifier.

[0197] The query unit is used to respond to the operation of triggering the query function in the parameter maintenance interface, and query and display the corresponding budget unit code according to the agency number of the handling bank entered in the parameter maintenance interface.

[0198] The sixth display unit is used to display a new parameter maintenance page in response to an operation of triggering a new function in the parameter maintenance interface.

[0199] A new unit is added to add a corresponding relationship based on the agency number of the handling bank and the budget unit code entered in the parameter maintenance new page.

[0200] The deleting unit is used to delete the corresponding relationship information between the handling bank organization number and the budget unit code selected in the parameter maintenance interface in response to the operation of triggering the delete function in the parameter maintenance interface.

[0201] The seventh display unit is used to display a parameter maintenance modification page in response to an operation of triggering a modification function in the parameter maintenance interface.

[0202] The first modification unit is used to modify the corresponding relationship according to the agency number of the handling bank and the budget unit code entered on the parameter maintenance modification page.

[0203] Combination Fig. 22 As shown in the content, the device also includes: an eighth display unit and a second modification unit.

[0204] The eighth display unit is used to respond to the operation of triggering the details function in the verification interface of the details to be verified, and display the verification details of the first information to be verified according to the first information to be verified whose verification status is failed from all the information to be verified; the verification details include verification description information used to indicate the reason for the failure of the verification.

[0205] The second modification unit is used to modify the first information to be verified according to the modification information when receiving the modification information for the first information to be verified that is keyed in based on the verification description information.

[0206] Combination Fig. 22 The content shown, the device also includes: a ninth display unit, a tenth display unit, an eleventh display unit and a derivation unit.

[0207] The ninth display unit is used to display a batch query and result download interface when a batch query instruction is received.

[0208] The tenth display unit is used to display all batch information in response to the operation of triggering the query function of the batch query and result download interface; the batch information is the target pre-initiated batch information of the currency issuance transaction that has been carried out.

[0209] The eleventh display unit is used to respond to the operation of triggering the detail function of the batch query and result download interface, and display the specific information corresponding to the first batch information according to the first batch information selected from all the batch information.

[0210] The export unit is used to respond to the operation of triggering the detail download function of the batch query and result download interface, and export the statistical table and salary table corresponding to the second batch of information according to the second batch of information selected from all the batches of information.

[0211] Each embodiment in this specification is described in a progressive manner, and the same or similar parts between the embodiments can refer to each other, and each embodiment focuses on the differences from other embodiments. In particular, for the system or system embodiment, since it is basically similar to the method embodiment, the description is relatively simple, and the relevant parts can refer to the partial description of the method embodiment. The system and system embodiments described above are merely schematic, wherein the units described as separate components may or may not be physically separated, and the components displayed as units may or may not be physical units, that is, they may be located in one place, or they may be distributed on multiple network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the scheme of this embodiment. Ordinary technicians in this field can understand and implement it without creative work.

[0212] Professionals may further appreciate that the units and algorithm steps of each example described in conjunction with the embodiments disclosed herein can be implemented in electronic hardware, computer software, or a combination of the two. In order to clearly illustrate the interchangeability of hardware and software, the composition and steps of each example have been generally described in the above description according to function. Whether these functions are performed in hardware or software depends on the specific application and design constraints of the technical solution. Professionals and technicians may use different methods to implement the described functions for each specific application, but such implementation should not be considered to be beyond the scope of the present invention.

[0213] The above description of the disclosed embodiments enables those skilled in the art to implement or use the present invention. Various modifications to these embodiments will be apparent to those skilled in the art, and the general principles defined herein may be implemented in other embodiments without departing from the scope of the present invention. Therefore, the present invention will not be limited to the embodiments shown herein, but rather to the widest scope consistent with the principles and novel features disclosed herein.

Claims

1. A method for issuing currency on behalf of others, characterized in that: The method comprises: When a verification request with the handling bank's logo is received, the verification interface for pending details is displayed; In response to the operation of triggering the query function in the interface for verifying the details of the pending invention, all the pending information corresponding to the identification of the handling bank is displayed; the pending information is generated in advance through the data import interface; In response to triggering the one-key verification operation in the verification interface for the details to be verified, according to the batch number corresponding to the target information to be verified selected from all the information to be verified, all files corresponding to the batch number are obtained; Verify all documents according to the preset historical data and obtain the verification results; When the verification result indicates that the verification is passed, output a verification pass prompt message; If a batch initiation request with the sponsor bank's logo is received, the batch initiation interface will be displayed; In response to an operation triggering a query function in the batch initiation interface, marking all verified information to be verified as pre-initiated batch information, and displaying the pre-initiated batch information; According to the target pre-launch batch information selected in the pre-launch batch information and the keyed-in funding date, obtaining and displaying the running information of the budget units in the target pre-launch batch information on the funding date; If a batch initiation instruction triggered by the transaction information is received, a currency issuance transaction is performed according to the category of the currency to be issued in the target pre-initiated batch information.

2. The method according to claim 1, characterized in that: The process of generating information to be verified in advance through the data import interface includes: When an import request carrying the sponsor bank's ID is received, the data import interface is displayed; In response to an operation triggering a verification function in the data import interface, multiple information tables are imported according to multiple file types and batch dates entered in the data import interface, and an import verification is performed to obtain an import verification result; If the import verification result indicates that multiple information tables have been successfully verified, a prompt message indicating that the import verification is successful is displayed, and multiple pieces of information to be verified containing the same batch number corresponding to the batch date are generated based on all information tables.

3. The method according to claim 1, characterized in that When receiving a query request with a handling bank ID, before displaying the pending invention details verification interface, it also includes: When a relationship maintenance request carrying the handling bank's ID is received, the parameter maintenance interface is displayed; In response to the operation of triggering the query function in the parameter maintenance interface, querying and displaying the corresponding budget unit code according to the handling bank institution number entered in the parameter maintenance interface; In response to an operation of triggering a new function in the parameter maintenance interface, displaying a new parameter maintenance page; Add a corresponding relationship based on the agency number and budget unit code entered in the parameter maintenance page; In response to the operation of triggering the deletion function in the parameter maintenance interface, deleting the correspondence information between the handling bank organization number and the budget unit code selected in the parameter maintenance interface; In response to an operation triggering a modification function in the parameter maintenance interface, displaying a parameter maintenance modification page; Modify the corresponding relationship according to the agency number of the handling bank and the budget unit code entered on the parameter maintenance and modification page.

4. The method according to claim 1, characterized in that: The method further comprises: In response to an operation of triggering the details function in the verification interface of the to-be-verified details, displaying the verification details of the first to-be-verified information whose verification status is unsuccessful selected from all the to-be-verified information; the verification details include verification description information for indicating the reason for the unsuccessful verification; When modification information for the first information to be verified that is entered based on the verification description information is received, the first information to be verified is modified according to the modification information.

5. The method according to claim 1, characterized in that The method further comprises: When a batch query instruction is received, the batch query and result download interface is displayed; In response to the operation of triggering the query function of the batch query and result download interface, all batch information is displayed; the batch information is the target pre-initiated batch information for which the currency issuance transaction has been carried out; In response to an operation of triggering the detail function of the batch query and result download interface, specific information corresponding to the first batch of information is displayed according to the first batch of information selected from all the batches of information; In response to the operation of triggering the detail download function of the batch query and result download interface, the statistical table and salary table corresponding to the second batch of information are exported according to the second batch of information selected from all the batches of information.

6. The method according to claim 1, characterized in that The verification of all documents according to the preset historical data is performed to obtain the verification results, including: Obtain all personnel identity information and payroll categories in all files; The identity information of all personnel and the wage payment category are verified according to the account information of the payee in the preset historical wage payment data to obtain the verification result.

7. A device for issuing currency on behalf of others, characterized in that: The device comprises: The first display unit is used to display a verification interface for pending invention details when receiving a verification request carrying a handling bank identification; A second display unit is used to display all pending information corresponding to the handling bank identification in response to the operation of triggering the query function in the pending information verification interface; the pending information is generated in advance through the data import interface; A first acquisition unit is used for, in response to triggering the one-key verification operation in the verification interface of the pending details, acquiring all files corresponding to the batch number according to the batch number corresponding to the target pending information selected from all the pending information; The verification unit is used to verify all documents according to the preset historical data and obtain the verification results; An output unit, configured to output a verification pass prompt message when the verification result issued on behalf of the sender indicates that the verification is passed; A third display unit is used to display a batch initiation interface if a batch initiation request carrying a sponsor bank identifier is received; a marking unit, for marking all verified information to be verified as pre-initiated batch information in response to an operation triggering a query function in the batch initiation interface, and displaying the pre-initiated batch information; A second acquisition unit is used to acquire and display the flow information of the budget units in the target pre-launch batch information on the funding date according to the target pre-launch batch information selected in the pre-launch batch information and the keyed-in funding date; The currency issuing unit is used to perform a currency issuing transaction according to the category of the currency issued in the target pre-initiated batch information if a batch initiation instruction triggered by the transaction information is received.

8. The device according to claim 7, characterized in that The device also includes: A fourth display unit, configured to display a data import interface when receiving an import request carrying a sponsor bank identifier; An import verification unit, configured to respond to an operation triggering a verification function in the data import interface, import multiple information tables according to multiple file types and batch dates entered in the data import interface, and perform import verification to obtain an import verification result; A generating unit is used to display a prompt message indicating that the import verification is successful if the import verification result indicates that multiple information tables have been successfully verified, and to generate multiple pieces of information to be verified corresponding to the batch date and containing the same batch number according to all information tables.

9. The device according to claim 7, characterized in that The device also includes: A fifth display unit, configured to display a parameter maintenance interface when receiving a relationship maintenance request carrying a handling bank identifier; A query unit, for responding to an operation that triggers a query function in the parameter maintenance interface, querying and displaying a corresponding budget unit code according to the handling bank institution number entered in the parameter maintenance interface; A sixth display unit, configured to display a parameter maintenance newly added page in response to an operation of triggering a newly added function in the parameter maintenance interface; A new unit is used to add a corresponding relationship according to the agency number of the handling bank and the budget unit code entered in the parameter maintenance new page; A deleting unit, configured to delete the correspondence information between the handling bank organization number and the budget unit code selected in the parameter maintenance interface in response to an operation of triggering a delete function in the parameter maintenance interface; A seventh display unit, configured to display a parameter maintenance and modification page in response to an operation triggering a modification function in the parameter maintenance interface; The first modification unit is used to modify the corresponding relationship according to the agency number of the handling bank and the budget unit code entered in the parameter maintenance and modification page.

10. The device according to claim 7, characterized in that The device also includes: an eighth display unit, for displaying verification details of the first information to be verified whose verification status is unsuccessful selected from all the information to be verified in response to an operation triggering the details function in the verification interface of the information to be verified; the verification details include verification description information for indicating the reason for the unsuccessful verification; The second modification unit is used to modify the first information to be verified according to the modification information entered based on the verification description information when receiving the modification information for the first information to be verified.

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