ETC dual-channel payment method, system and device for vehicle, and medium

Abstract

The invention discloses an ETC dual-channel payment method, system, device and medium for a vehicle, and the method is applied to a cloud server side, carries out the order query and channel distribution of first vehicle information, and obtains a to-be-paid order and channel distribution information; performing channel blacklist verification on the first vehicle information according to the channel distribution information to obtain a blacklist verification result; if the blacklist verification result is that the first vehicle information is not recorded in the blacklist of the online settlement channel, the order to be paid is sent to the online settlement channel, so that the online settlement channel performs online transaction on the order to be paid, and an online transaction result returned by the online settlement channel is obtained; and according to the online transaction result, online bill settlement is carried out on the to-be-paid order to obtain an online bill settlement result, and the online bill settlement result is sent to the lane terminal. The method can improve the charging efficiency of the to-be-charged vehicle, and improves the user experience. The invention relates to the technical field of intelligent traffic.

Description

Technical Field

[0001] The present invention relates to the technical field of intelligent transportation, and in particular to an ETC dual-channel payment method, system, device and medium for vehicles. Background Art

[0002] The Electronic Toll Collection (ETC) system is the most advanced road toll collection technology at present. It can collect tolls without the vehicle stopping when passing through the toll collection device, which can greatly improve the vehicle passing efficiency and reduce traffic congestion, thus attracting much attention.

[0003] Currently, the existing ETC system usually includes a road terminal set beside the ETC lane and a data processing system set at the back end. In actual application, after the road terminal collects the first vehicle information of the vehicle, it will send the collected first vehicle information to the data processing system, and the data processing system will complete the toll collection for the vehicle. This method has limited processing capacity when facing the traffic flow challenge during peak hours, slow response speed, and is prone to the situation of missed toll collection for some vehicles. Moreover, the ETC system has a risk of paralysis, poor stability of the ETC system, low vehicle toll collection efficiency, and poor user experience.

[0004] Therefore, the problems existing in the prior art still need to be solved and optimized urgently. Summary of the Invention

[0005] An object of the present invention is to solve at least to some extent one of the technical problems existing in the related art.

[0006] To this end, an object of an embodiment of the present invention is to provide an ETC dual-channel payment method, system, device and medium for vehicles. Among them, this method can improve the toll collection efficiency for vehicles to be tolled and improve the user experience.

[0007] In order to achieve the above technical purpose, the technical solutions adopted in the embodiments of the present application include:

[0008] In the first aspect, an embodiment of the present application provides an ETC dual-channel payment method for vehicles, which is applied to a cloud server and includes:

[0009] Receiving the first vehicle information collected by a lane terminal, and performing order query and channel allocation on the first vehicle information to obtain a to-be-paid order and channel allocation information. The channel allocation information is used to indicate an online settlement channel for performing an online transaction on the first vehicle information. The online settlement channel is a first channel end or a second channel end;

[0010] According to the channel allocation information, performing a channel blacklist check on the first vehicle information to obtain a blacklist check result;

[0011] If the blacklist verification result is that the first vehicle information is not recorded in the blacklist of the online settlement channel, the order to be paid is sent to the online settlement channel, so that the online settlement channel performs an online transaction on the order to be paid, and obtains an online transaction result returned by the online settlement channel;

[0012] According to the online transaction result, online bill settlement is performed on the order to be paid, an online bill settlement result is obtained, and the online bill settlement result is sent to the lane terminal.

[0013] In addition, the method according to the above embodiment of the present application may also have the following additional technical features:

[0014] Furthermore, in one embodiment of the present application, the method further includes:

[0015] Channel allocation is performed on the first vehicle information to obtain channel allocation information, including:

[0016] Get the preset classification conditions;

[0017] Classifying the first vehicle information according to the classification condition to obtain an information classification result;

[0018] If the information classification result is that the first vehicle information meets the classification condition, then according to the first channel end, the channel allocation information corresponding to the first vehicle information is obtained; or, if the information classification result is that the first vehicle information does not meet the classification condition, then according to the second channel end, the channel allocation information corresponding to the first vehicle information is obtained.

[0019] Further, in one embodiment of the present application, performing a channel blacklist check on the first vehicle information according to the channel allocation information to obtain a blacklist check result includes:

[0020] According to the channel allocation information, the first vehicle information is sent to the online settlement channel, so that the online settlement channel performs a vehicle blacklist check on the first vehicle information, and obtains a blacklist check result returned by the online settlement channel;

[0021] If the blacklist verification result is that the first vehicle information is recorded in the blacklist of the online settlement channel, blacklist bill information is generated according to the first vehicle information and the order to be paid, and the blacklist bill information is returned to the lane terminal.

[0022] In a second aspect, an embodiment of the present application provides an ETC dual-channel payment method for a vehicle, which is applied to a lane terminal, and the lane terminal is used to communicate and interact with the above-mentioned cloud service end, and the method includes:

[0023] Acquire first vehicle information of the vehicle to be paid, and send the first vehicle information to the cloud service end, and obtain the online bill settlement result returned by the cloud service end;

[0024] The online bill settlement result is obtained through the following steps:

[0025] The cloud service end performs order query and channel allocation on the first vehicle information to obtain an order to be paid and channel allocation information, wherein the channel allocation information is used to indicate an online settlement channel for online transaction of the first vehicle information, and the online settlement channel is a first channel end or a second channel end;

[0026] The cloud service end performs a channel blacklist check on the first vehicle information according to the channel allocation information to obtain a blacklist check result;

[0027] When the blacklist verification result shows that the first vehicle information is not recorded in the blacklist of the online settlement channel, the cloud service end sends the order to be paid to the online settlement channel, so that the online settlement channel performs an online transaction on the order to be paid, and obtains an online transaction result returned by the online settlement channel;

[0028] The cloud service end performs online bill settlement on the order to be paid according to the online transaction result to obtain the online bill settlement result.

[0029] Furthermore, in one embodiment of the present application, the method further includes:

[0030] According to the online bill settlement result, terminal deduction is performed on the first vehicle information to obtain a terminal deduction result;

[0031] The terminal deduction result is sent to the cloud service end, so that the cloud service end integrates the terminal deduction result according to the online bill settlement result, and the cloud service end obtains the transaction data of the first vehicle information.

[0032] In a third aspect, an embodiment of the present application provides an ETC dual-channel payment method for a vehicle, which is applied to an online settlement channel, wherein the online settlement channel is a first channel end or a second channel end, and the online settlement channel is used to communicate and interact with the above-mentioned cloud service end, and the method includes:

[0033] Receiving the payment order sent by the cloud service end;

[0034] Performing an online transaction on the order to be paid, obtaining an online transaction result, and sending the online transaction result to the cloud service end, so that the cloud service end performs online bill settlement on the order to be paid according to the online transaction result, and the cloud service end sends the obtained online bill settlement result to the lane terminal;

[0035] The order to be paid is obtained through the following steps:

[0036] The cloud service end receives the first vehicle information collected by the lane terminal, and performs order query and channel allocation on the first vehicle information to obtain the order to be paid and channel allocation information, wherein the channel allocation information is used to indicate an online settlement channel for online transactions on the first vehicle information;

[0037] The cloud service end performs a channel blacklist check on the first vehicle information according to the channel allocation information to obtain a blacklist check result;

[0038] When the blacklist verification result is that the first vehicle information is not recorded in the blacklist of the online settlement channel, the cloud service end sends the order to be paid to the online settlement channel.

[0039] Furthermore, in one embodiment of the present application, the method further includes:

[0040] Receiving the vehicle-mounted electronic tag collected by the lane terminal, and decrypting the information of the vehicle-mounted electronic tag to obtain the second vehicle information;

[0041] Sending the second vehicle information to the lane terminal, so that the lane terminal constructs an offline request for the second vehicle information, and obtains an offline transaction request returned by the lane terminal;

[0042] Performing offline transaction on the offline transaction request to obtain an offline transaction result;

[0043] The offline transaction result is sent to the lane terminal, so that the lane terminal performs offline bill settlement on the second vehicle information according to the offline transaction result, and obtains the offline bill settlement result returned by the lane terminal.

[0044] In a fourth aspect, an embodiment of the present application provides an ETC dual-channel payment system for a vehicle, which is applied to a cloud service end, and the system includes:

[0045] a first processing unit, configured to receive the first vehicle information collected by the lane terminal, and perform order query and channel allocation on the first vehicle information to obtain an order to be paid and channel allocation information, wherein the channel allocation information is used to indicate an online settlement channel for online transactions on the first vehicle information, and the online settlement channel is a first channel end or a second channel end;

[0046] A second processing unit is used to perform a channel blacklist check on the first vehicle information according to the channel allocation information to obtain a blacklist check result, wherein the blacklist check result is used to indicate whether the first vehicle information is recorded in the blacklist of the online settlement channel;

[0047] A third processing unit is configured to send the order to be paid to the online settlement channel if the blacklist verification result is that the first vehicle information is not recorded in the blacklist of the online settlement channel, so that the online settlement channel performs an online transaction on the order to be paid, and obtain an online transaction result returned by the online settlement channel;

[0048] The fourth processing unit is used to perform online bill settlement on the order to be paid according to the online transaction result, obtain the online bill settlement result, and send the online bill settlement result to the lane terminal.

[0049] In a fifth aspect, an embodiment of the present application further provides an electronic device, including:

[0050] at least one processor;

[0051] at least one memory for storing at least one program;

[0052] When the at least one program is executed by the at least one processor, the at least one processor implements the above method.

[0053] In a sixth aspect, an embodiment of the present application further provides a computer-readable storage medium, which stores a program executable by a processor, and the program executable by the processor is used to implement the above method when executed by the processor.

[0054] The advantages and benefits of the present application will be partially given in the following description, and partially become apparent from the following description, or be understood through the practice of the present application:

[0055] The embodiment of the present application discloses a vehicle ETC dual-channel payment method, system, device and medium, wherein the method is applied to a cloud service end, which receives first vehicle information collected by a lane terminal, and performs order query and channel allocation on the first vehicle information to obtain an order to be paid and channel allocation information, wherein the channel allocation information is used to indicate an online settlement channel for online transactions on the first vehicle information, and the online settlement channel is a first channel end or a second channel end; according to the channel allocation information, a channel blacklist check is performed on the first vehicle information to obtain a blacklist check result; if the blacklist check result is that the first vehicle information is not recorded in the blacklist of the online settlement channel, the order to be paid is sent to the online settlement channel, so that the online settlement channel performs an online transaction on the order to be paid, and obtains an online transaction result returned by the online settlement channel; according to the online transaction result, online bill settlement is performed on the order to be paid to obtain an online bill settlement result, and the online bill settlement result is sent to the lane terminal. This method sends the payment order to the corresponding first channel end or second channel end through channel allocation information for online transaction. When facing the traffic flow challenge during peak hours, the ETC system can disperse the payment pressure of the ETC system through the first channel end and the second channel end, thereby ensuring that each vehicle can complete the payment smoothly, which is conducive to improving the stability of the ETC system, reducing the risk of ETC paralysis, and further improving vehicle charging efficiency and user experience. BRIEF DESCRIPTION OF THE DRAWINGS

[0056] In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the embodiments of the present application or the drawings of the related technical solutions in the prior art are introduced below. It should be understood that the drawings introduced below are only for the convenience of clearly expressing some embodiments of the technical solutions of the present application. For those skilled in the art, other drawings can be obtained based on these drawings without creative work.

[0057] Figure 1 A schematic diagram of a flow chart of an ETC dual-channel payment method for a vehicle provided in an embodiment of the present application;

[0058] Figure 2 A schematic diagram of the structural framework of a vehicle ETC dual-channel payment system provided in an embodiment of the present application;

[0059] Figure 3 A schematic diagram of the structure of an electronic device provided in an embodiment of the present application. DETAILED DESCRIPTION

[0060] Embodiments of the present application are described in detail below, and examples of the embodiments are shown in the accompanying drawings, wherein the same or similar reference numerals throughout represent the same or similar elements or elements having the same or similar functions. The embodiments described below with reference to the accompanying drawings are exemplary and are only used to explain the present application, and are not to be construed as limitations on the present application. For the step numbers in the following embodiments, they are only provided for the convenience of explanation, and the order between the steps is not limited in any way, and the execution order of each step in the embodiment can be adaptively adjusted according to the understanding of those skilled in the art.

[0061] Unless otherwise defined, all technical and scientific terms used herein have the same meaning as those commonly understood by those skilled in the art to which this application belongs. The terms used herein are only for the purpose of describing the embodiments of this application and are not intended to limit this application.

[0062] At present, the existing ETC system usually includes a road terminal arranged next to the ETC lane and a data processing system arranged at the back end. In actual application, the road terminal will send the collected first vehicle information to the data processing system after collecting the first vehicle information of the vehicle, and the data processing system will complete the charging of the vehicle. This method requires a lot of time for interaction between the road terminal and the vehicle to be paid, and usually only supports automatic deduction of a single channel. It has limited processing capabilities and slow response speed for complex settlement conditions (such as traffic challenges during peak hours and different settlement methods). It is easy for some vehicles to miss charges. The ETC system is at risk of paralysis, the stability of the ETC system is poor, the vehicle charging efficiency is low, and the user experience is poor.

[0063] In view of this, an embodiment of the present invention provides a vehicle ETC dual-channel payment method, system, device and medium, wherein the method sends the payment order to be paid to the corresponding first channel end or second channel end through channel allocation information for online transaction, which enables the ETC system to disperse the payment pressure of the ETC system through the first channel end and the second channel end when facing the traffic flow challenge during peak hours, thereby ensuring that each vehicle can complete the payment smoothly, which is conducive to improving the stability of the ETC system, reducing the risk of ETC paralysis, and thereby improving vehicle charging efficiency and improving user experience.

[0064] In addition, the method collects the first vehicle information of the vehicle to be paid through the lane terminal, and then performs communication interaction between the first vehicle information and the corresponding order to be paid based on the cloud service end and the online settlement channel, which can significantly reduce the number of interactions between the lane terminal and the vehicle to be paid, shorten the interaction time between the lane terminal and the vehicle to be paid, and is conducive to improving user experience. In addition, the method provides a variety of settlement methods for the ETC system through online transactions for payment orders or offline transactions for offline transaction requests, which can effectively improve the charging diversity of the ETC system and better meet the preferred settlement methods of different vehicles to be paid, which is conducive to improving vehicle charging efficiency and user experience.

[0065] Reference Figure 1 In an embodiment of the present application, a vehicle ETC dual-channel payment method is applied to a cloud service end, including:

[0066] Step 110: receiving the first vehicle information collected by the lane terminal, and performing order query and channel allocation on the first vehicle information to obtain the order to be paid and channel allocation information, wherein the channel allocation information is used to indicate an online settlement channel for online transaction of the first vehicle information, and the online settlement channel is the first channel end or the second channel end;

[0067] In an embodiment of the present application, the lane terminal may be a roadside device equipped with a physical PSAM card, and the first vehicle information may be a vehicle to be paid installed in an on-board unit (OBU). The ETC vehicle information is sent to the lane terminal by the on-board unit when passing through the toll lane. After receiving the first vehicle information, the lane terminal may forward the first vehicle information to the cloud service end.

[0068] It can be understood that after receiving the first vehicle information, the cloud service end can allocate the first channel end or the second channel end for online transaction to the vehicle to be paid indicated by the first vehicle information based on the first vehicle information or the load information of the settlement channel, and at the same time, query and obtain the payment order of the vehicle to be paid corresponding to the first vehicle information. Specifically, the payment order can be a payment order generated when the vehicle to be paid is parked in a parking lot or roadside parking space, or it can be a payment order generated when the vehicle to be paid passes through a certain section of expressway.

[0069] In some embodiments, the step 110 of performing channel allocation on the first vehicle information to obtain channel allocation information includes:

[0070] A1. Obtain preset classification conditions;

[0071] A2. Classifying the first vehicle information according to the classification condition to obtain an information classification result;

[0072] A3. If the information classification result is that the first vehicle information meets the classification condition, then obtaining channel allocation information corresponding to the first vehicle information according to the first channel end;

[0073] Alternatively, A4: if the information classification result is that the first vehicle information does not satisfy the classification condition, then obtaining channel allocation information corresponding to the first vehicle information according to the second channel end.

[0074] In an embodiment of the present application, the classification condition may be a rule condition used to assign a settlement channel to the vehicle to be paid indicated by the first vehicle information. The rule condition may be the time limit of the ETC payment order, the vehicle type of the ETC vehicle, the card type of the ETC card, etc.

[0075] It is understandable that step A2 can be based on the classification condition, classify the first vehicle information, so as to obtain the information classification result, and the information classification result is used to indicate whether the first vehicle information meets the classification condition, and based on the information classification result, the first channel end or the second channel end is determined as the online settlement channel for online transactions of the first vehicle information. Specifically, if the classification condition is the time limit of the ETC payment order, the information classification of the first vehicle information can be based on the order generation time of the order to be paid corresponding to the first vehicle information, and the time limit (such as within the last three days) is compared. If the order generation time of the order to be paid is outside the time limit, the information classification result that the first vehicle information does not meet the classification condition is obtained; or, if the order generation time of the order to be paid is within the time limit, the information classification result that the first vehicle information meets the classification condition is obtained.

[0076] In addition, if the classification condition is the card type of the ETC card, the card type can be an accounting ETC card, a stored value ETC card, etc., or it can be a local province type, a foreign province type, etc. The embodiment of the present application takes the card type as a local province type and a foreign province type as an example. It can match the card type based on the ETC province attribute in the first vehicle information. If the ETC province attribute successfully matches the local province type, then the information classification result that the first vehicle information meets the classification condition can be generated; or, if the ETC province attribute successfully matches the foreign province type, then the information classification result that the first vehicle information does not meet the classification condition can be generated. As for the classification condition being the vehicle type, it is similar to the aforementioned content and can be simply deduced by analogy, and this application will not go into details here.

[0077] Step 120: Perform a channel blacklist check on the first vehicle information according to the channel allocation information to obtain a blacklist check result;

[0078] In an embodiment of the present application, the cloud service end may store a blacklist of the first channel end and a blacklist of the second channel end, wherein the blacklist of the first channel end may be obtained through communication interaction between the cloud service end and the first channel end, and the blacklist of the second channel end may be obtained in the same way and may be simply deduced. There are many specific communication interaction acquisition methods, which will not be elaborated in this application.

[0079] It can be understood that if the online settlement channel indicated by the channel allocation information is the first channel end, step 120 can be based on the blacklist of the first channel end to verify the first vehicle information. If the vehicle to be paid indicated by the first vehicle information is in the blacklist of the first channel end, a blacklist verification result is obtained, which indicates that the first vehicle information is recorded in the blacklist of the first channel end.

[0080] It should be noted that the online settlement channel indicated by the channel allocation information is the content of the second channel end, which is similar to the content of the first channel end mentioned above and can be simply deduced. In addition, there are many specific verification methods for the first vehicle information. For example, it can be based on the license plate number attribute in the first vehicle information, and compared with the license plate list in the blacklist to obtain the blacklist verification result.

[0081] In some embodiments, the step 120, performing a channel blacklist check on the first vehicle information according to the channel allocation information to obtain a blacklist check result, includes:

[0082] B1. According to the channel allocation information, the first vehicle information is sent to the online settlement channel, so that the online settlement channel performs a vehicle blacklist check on the first vehicle information, and obtains a blacklist check result returned by the online settlement channel;

[0083] B2. If the blacklist verification result is that the first vehicle information is recorded in the blacklist of the online settlement channel, blacklist bill information is generated according to the first vehicle information and the order to be paid, and the blacklist bill information is returned to the lane terminal.

[0084] In an embodiment of the present application, another feasible implementation method of the channel blacklist verification may also be to send the first vehicle information to the online settlement channel indicated by the channel allocation information, and the online settlement channel verifies the first vehicle information based on the blacklist stored in itself to obtain the blacklist verification result.

[0085] Exemplarily, in the embodiment of the present application, taking the online settlement channel indicated by the channel allocation information as the first channel end as an example, step B1 may be to send the first vehicle information to the first channel end, and the first channel end verifies the first vehicle information according to the blacklist stored in itself, so that the first channel end obtains the blacklist verification result, and the first channel end then returns the blacklist to the cloud service end.

[0086] It can be understood that after the cloud service receives the blacklist verification result returned by the online settlement channel, if the blacklist verification result obtained is a vehicle information record in the blacklist of the online settlement channel, then a blacklist billing information corresponding to the first vehicle information can be generated, and the blacklist billing information can be "blacklist, bill is empty", etc., and then the blacklist billing information is sent to the lane terminal.

[0087] Step 130: If the blacklist verification result is that the first vehicle information is not recorded in the blacklist of the online settlement channel, the order to be paid is sent to the online settlement channel, so that the online settlement channel performs an online transaction on the order to be paid, and obtains an online transaction result returned by the online settlement channel;

[0088] In an embodiment of the present application, if the blacklist verification result is that the first vehicle information is not recorded in the blacklist of the online settlement channel, the cloud service end can determine the corresponding order to be paid as the order to be paid for the whitelist vehicle, and then send the order to be paid on the whitelist to the corresponding online settlement channel, so that the online settlement channel conducts an online transaction on the order to be paid. The first channel end and the second channel end in the online settlement channel can specifically be a third-party operating platform, so as to obtain an online transaction result, which is used to indicate whether the online transaction at the online settlement channel is successful.

[0089] Step 140: Perform online bill settlement on the order to be paid according to the online transaction result, obtain an online bill settlement result, and send the online bill settlement result to the lane terminal.

[0090] In the embodiment of the present application, the cloud service end can update the order status of the order to be paid based on the online transaction result returned by the online settlement channel. Specifically, if the online transaction result is that the online transaction at the online settlement channel is successful, the order status of the order to be paid in the cloud service end can be updated to completed, thereby obtaining a completed order, and the completed order is determined as the online bill settlement result at the cloud service end; or, if the online transaction result is that the online transaction at the online settlement channel is unsuccessful, the order status of the order to be paid in the cloud service end can be updated to failed, thereby obtaining a failed order, and the failed order is determined as the online bill settlement result at the cloud service end.

[0091] The embodiment of the present application also provides a vehicle ETC dual-channel payment method, which is applied to a lane terminal, and the lane terminal is used to communicate and interact with the cloud server as described above, including:

[0092] Step 210: obtaining first vehicle information of the vehicle to be paid, and sending the first vehicle information to the cloud service end, and obtaining the online bill settlement result returned by the cloud service end;

[0093] The online bill settlement result is obtained through the following steps:

[0094] The cloud service end performs order query and channel allocation on the first vehicle information to obtain an order to be paid and channel allocation information, wherein the channel allocation information is used to indicate an online settlement channel for online transaction of the first vehicle information, and the online settlement channel is a first channel end or a second channel end;

[0095] The cloud service end performs a channel blacklist check on the first vehicle information according to the channel allocation information to obtain a blacklist check result;

[0096] When the blacklist verification result shows that the first vehicle information is not recorded in the blacklist of the online settlement channel, the cloud service end sends the order to be paid to the online settlement channel, so that the online settlement channel performs an online transaction on the order to be paid, and obtains an online transaction result returned by the online settlement channel;

[0097] The cloud service end performs online bill settlement on the order to be paid according to the online transaction result to obtain the online bill settlement result.

[0098] In the embodiment of the present application, step 210 is similar to the aforementioned steps 110 to 140 and can be simply deduced by analogy, so the present application will not elaborate on it here.

[0099] In some embodiments, the method further comprises:

[0100] C1. According to the online bill settlement result, terminal deduction is performed on the first vehicle information to obtain a terminal deduction result;

[0101] C2. Sending the terminal deduction result to the cloud service end, so that the cloud service end integrates the terminal deduction result according to the online bill settlement result, and the cloud service end obtains the transaction data of the first vehicle information.

[0102] In an embodiment of the present application, after receiving the online bill settlement result returned by the cloud service end, the lane terminal can perform ETC deductions on the ETC account corresponding to the first vehicle information at the lane terminal based on the online bill settlement result, thereby realizing terminal deductions for the first vehicle information and obtaining terminal deduction results.

[0103] Exemplarily, if the online bill settlement result is a completed order, the ETC account corresponding to the first vehicle information at the lane terminal can be deducted a corresponding amount based on the charge amount in the completed order, thereby obtaining a terminal deduction result indicating that the lane terminal deduction is successful; or, if the online bill settlement result is a failed order, the ETC account corresponding to the first vehicle information at the lane terminal can not be deducted based on the failed order, thereby obtaining a terminal deduction result indicating that the lane terminal deduction has failed.

[0104] It is understandable that after obtaining the terminal deduction result, the lane terminal can send the terminal deduction result to the cloud server, so that the cloud server can integrate the terminal deduction result, the online bill settlement result and the online transaction result, thereby realizing the online charging synchronization of the lane terminal, the cloud server and the online settlement channel.

[0105] The embodiment of the present application also provides a vehicle ETC dual-channel payment method, which is applied to an online settlement channel, wherein the online settlement channel is a first channel end or a second channel end, and the online settlement channel is used to communicate and interact with the cloud service end as described above, including:

[0106] Step 310: receiving the payment order sent by the cloud service end;

[0107] Step 320: Perform an online transaction on the order to be paid, obtain an online transaction result, and send the online transaction result to the cloud service end, so that the cloud service end performs online bill settlement on the order to be paid according to the online transaction result, and the cloud service end sends the obtained online bill settlement result to the lane terminal;

[0108] The order to be paid is obtained through the following steps:

[0109] The cloud service end receives the first vehicle information collected by the lane terminal, and performs order query and channel allocation on the first vehicle information to obtain the order to be paid and channel allocation information, wherein the channel allocation information is used to indicate an online settlement channel for online transactions on the first vehicle information;

[0110] The cloud service end performs a channel blacklist check on the first vehicle information according to the channel allocation information to obtain a blacklist check result;

[0111] When the blacklist verification result is that the first vehicle information is not recorded in the blacklist of the online settlement channel, the cloud service end sends the order to be paid to the online settlement channel.

[0112] In the embodiment of the present application, steps 310 to 320 are similar to the contents of the aforementioned steps 110 to 140 and can be simply deduced by analogy, so the present application will not repeat them here.

[0113] In some embodiments, the method further comprises:

[0114] D1. Receive the vehicle-mounted electronic tag collected by the lane terminal, and decrypt the information of the vehicle-mounted electronic tag to obtain the second vehicle information;

[0115] D2. Sending the second vehicle information to the lane terminal, so that the lane terminal constructs an offline request for the second vehicle information, and obtains an offline transaction request returned by the lane terminal;

[0116] D3. performing offline transaction on the offline transaction request to obtain an offline transaction result;

[0117] D4. Sending the offline transaction result to the lane terminal, so that the lane terminal performs offline bill settlement on the second vehicle information according to the offline transaction result, and obtains the offline bill settlement result returned by the lane terminal.

[0118] In an embodiment of the present application, if the on-board unit of the vehicle to be paid is not equipped with an ETC card, the lane terminal can receive an on-board electronic tag from the on-board unit of the vehicle to be paid, and the on-board electronic tag can specifically be OBU vehicle information. Then the lane terminal sends the on-board electronic tag to the online settlement channel, and the online settlement channel can specifically be the first channel end or the second channel end.

[0119] It can be understood that after receiving the on-board electronic tag, the cloud service end can decrypt the OBU vehicle information in the on-board electronic tag to obtain the vehicle information data and user status data of the vehicle to be paid, and determine the vehicle information data and user status data as the second vehicle information, and then send the second vehicle information to the lane terminal.

[0120] It should be noted that after receiving the second vehicle information, the lane terminal can generate an offline transaction request based on the second vehicle information and send the offline transaction request to the online settlement channel. The offline transaction request can include the offline payment order of the vehicle to be paid. In addition, the online settlement channel can trade the offline payment order in the offline transaction request to obtain an offline transaction result, which is used to indicate whether the offline transaction at the online settlement channel is successful.

[0121] It is worth mentioning that after receiving the offline transaction result returned by the online settlement channel, the lane terminal can perform ETC deductions on the ETC account corresponding to the second vehicle information at the lane terminal based on the offline transaction result, thereby realizing offline bill settlement of the second vehicle information and obtaining offline bill settlement results.

[0122] Exemplarily, if the offline transaction result is a successful offline transaction at the online settlement channel, the ETC account corresponding to the second vehicle information at the lane terminal can be deducted by a corresponding amount based on the charge amount of the offline payment order, so as to obtain an offline bill settlement result indicating that the lane terminal deduction is successful; or, if the offline transaction result is an unsuccessful offline transaction at the online settlement channel, the ETC account corresponding to the second vehicle information at the lane terminal can not be deducted based on the failed offline transaction result, so as to obtain an offline bill settlement result indicating that the lane terminal deduction is unsuccessful.

[0123] It is understandable that after obtaining the offline bill settlement result, the lane terminal can send the offline bill settlement result to the online settlement channel, so that the online settlement channel integrates the offline transaction result and the offline bill settlement result, thereby realizing the offline charging synchronization at both ends of the lane terminal online settlement channel.

[0124] The following describes in detail a vehicle ETC dual-channel payment system proposed according to an embodiment of the present application with reference to the accompanying drawings.

[0125] Reference Figure 2 A vehicle ETC dual-channel payment system proposed in an embodiment of the present application is applied to a cloud service end, including:

[0126] The first processing unit 101 is used to receive the first vehicle information collected by the lane terminal, and perform order query and channel allocation on the first vehicle information to obtain the order to be paid and channel allocation information, wherein the channel allocation information is used to indicate an online settlement channel for online transaction of the first vehicle information, and the online settlement channel is a first channel end or a second channel end;

[0127] The second processing unit 103 is used to perform a channel blacklist check on the first vehicle information according to the channel allocation information to obtain a blacklist check result, wherein the blacklist check result is used to indicate whether the first vehicle information is recorded in the blacklist of the online settlement channel;

[0128] The third processing unit 103 is configured to send the order to be paid to the online settlement channel if the blacklist verification result shows that the first vehicle information is not recorded in the blacklist of the online settlement channel, so that the online settlement channel performs an online transaction on the order to be paid, and obtain an online transaction result returned by the online settlement channel;

[0129] The fourth processing unit 104 is used to perform online bill settlement on the order to be paid according to the online transaction result, obtain the online bill settlement result, and send the online bill settlement result to the lane terminal.

[0130] It can be understood that the contents of the above method embodiments are all applicable to the present system embodiments, the functions specifically implemented by the present system embodiments are the same as those of the above method embodiments, and the beneficial effects achieved are also the same as those achieved by the above method embodiments.

[0131] Reference Figure 3 , the embodiment of the present application further provides an electronic device, including:

[0132] at least one processor 201;

[0133] At least one memory 202, used to store at least one program;

[0134] When the at least one program is executed by the at least one processor 201, the at least one processor 201 implements the above method embodiment.

[0135] Similarly, it can be understood that the contents of the above method embodiments are all applicable to the present device embodiments, the functions specifically implemented by the present device embodiments are the same as those of the above method embodiments, and the beneficial effects achieved are also the same as those achieved by the above method embodiments.

[0136] The embodiment of the present application further provides a computer-readable storage medium, in which a program executable by the processor 201 is stored. The program executable by the processor 201 is used to implement the above-mentioned method embodiment when executed by the processor 201.

[0137] Similarly, the contents of the above method embodiments are all applicable to the computer-readable storage medium embodiments. The functions specifically implemented by the computer-readable storage medium embodiments are the same as those of the above method embodiments, and the beneficial effects achieved are also the same as those achieved by the above method embodiments.

[0138] In some selectable embodiments, the function / operation mentioned in the block diagram may not occur in the order mentioned in the operation diagram. For example, depending on the function / operation involved, the two boxes shown in succession can actually be executed substantially simultaneously or the boxes can sometimes be executed in reverse order. In addition, the embodiment presented and described in the flow chart of the application is provided by way of example, for the purpose of providing a more comprehensive understanding of technology. The disclosed method is not limited to the operation and logic flow presented herein. Selectable embodiments are expected, wherein the order of various operations is changed and the sub-operation of a part described as a larger operation is performed independently.

[0139] In addition, although the present application is described in the context of functional modules, it should be understood that, unless otherwise specified, one or more of the functions and / or features can be integrated into a single physical device and / or software module, or one or more functions and / or features can be implemented in a separate physical device or software module. It is also understood that a detailed discussion of the actual implementation of each module is unnecessary for understanding the present application. More specifically, in view of the properties, functions, and internal relationships of the various functional modules in the device disclosed herein, the actual implementation of the module will be understood within the conventional techniques of the engineer. Therefore, those skilled in the art can implement the present application set forth in the claims without excessive experimentation using ordinary techniques. It is also understood that the specific concepts disclosed are merely illustrative and are not intended to limit the scope of the present application, which is determined by the full scope of the attached claims and their equivalents.

[0140] If the function is implemented in the form of a software functional unit and sold or used as an independent product, it can be stored in a computer-readable storage medium. Based on this understanding, the technical solution of the present application, or the part that contributes to the prior art or the part of the technical solution, can be embodied in the form of a software product, which is stored in a storage medium and includes several instructions for a computer device (which can be a personal computer, server, or network device, etc.) to perform all or part of the steps of the method of the embodiment of the present application. The aforementioned storage medium includes: U disk, mobile hard disk, read-only memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), disk or optical disk and other media that can store program codes.

[0141] The logic and / or steps represented in the flowchart or otherwise described herein, for example, can be considered as an ordered list of executable instructions for implementing logical functions, and can be embodied in any computer-readable medium for use by an instruction execution system, device or apparatus (such as a computer-based system, a system including a processor, or other system that can fetch instructions from an instruction execution system, device or apparatus and execute instructions), or in conjunction with such instruction execution systems, devices or apparatuses. For the purposes of this specification, "computer-readable medium" can be any device that can contain, store, communicate, propagate or transmit a program for use by an instruction execution system, device or apparatus, or in conjunction with such instruction execution systems, devices or apparatuses.

[0142] More specific examples of computer-readable media (a non-exhaustive list) include the following: an electrical connection with one or more wires (electronic device), a portable computer disk case (magnetic device), a random access memory (RAM), a read-only memory (ROM), an erasable and programmable read-only memory (EPROM or flash memory), a fiber optic device, and a portable compact disk read-only memory (CDROM). In addition, the computer-readable medium may even be a paper or other suitable medium on which the program is printed, since the program may be obtained electronically, for example, by optically scanning the paper or other medium, followed by editing, deciphering or, if necessary, processing in another suitable manner, and then stored in a computer memory.

[0143] It should be understood that the various parts of the present application can be implemented by hardware, software, firmware or a combination thereof. In the above-mentioned embodiments, multiple steps or methods can be implemented by software or firmware stored in a memory and executed by a suitable instruction execution system. For example, if implemented by hardware, as in another embodiment, it can be implemented by any one of the following technologies known in the art or their combination: a discrete logic circuit having a logic gate circuit for implementing a logic function for a data signal, a dedicated integrated circuit having a suitable combination of logic gate circuits, a programmable gate array (PGA), a field programmable gate array (FPGA), etc.

[0144] In the above description of this specification, the description with reference to the terms "one embodiment / example", "another embodiment / example" or "certain embodiments / examples" etc. means that the specific features, structures, materials or characteristics described in conjunction with the embodiment or example are included in at least one embodiment or example of the present application. In this specification, the schematic representation of the above terms does not necessarily refer to the same embodiment or example. Moreover, the specific features, structures, materials or characteristics described may be combined in any one or more embodiments or examples in a suitable manner.

[0145] Although the embodiments of the present application have been shown and described, those skilled in the art will appreciate that various changes, modifications, substitutions and variations may be made to the embodiments without departing from the principles and spirit of the present application, and that the scope of the present application is defined by the claims and their equivalents.

[0146] The above is a specific description of the preferred implementation of the present application, but the present application is not limited to the embodiments. Technical personnel familiar with the field can make various equivalent modifications or substitutions without violating the spirit of the present application. These equivalent modifications or substitutions are all included in the scope defined by the claims of the present application.

Claims

1. A vehicle ETC dual-channel payment method, characterized in that: Applied to a cloud server, the method includes: Receiving the first vehicle information collected by the lane terminal, and performing order query and channel allocation on the first vehicle information to obtain the order to be paid and channel allocation information, wherein the channel allocation information is used to indicate an online settlement channel for online transaction of the first vehicle information, and the online settlement channel is the first channel end or the second channel end; According to the channel allocation information, performing a channel blacklist check on the first vehicle information to obtain a blacklist check result; If the blacklist verification result is that the first vehicle information is not recorded in the blacklist of the online settlement channel, the order to be paid is sent to the online settlement channel, so that the online settlement channel performs an online transaction on the order to be paid, and obtains an online transaction result returned by the online settlement channel; According to the online transaction result, online bill settlement is performed on the order to be paid, an online bill settlement result is obtained, and the online bill settlement result is sent to the lane terminal.

2. The method according to claim 1, characterized in that Channel allocation is performed on the first vehicle information to obtain channel allocation information, including: Get the preset classification conditions; Classifying the first vehicle information according to the classification condition to obtain an information classification result; If the information classification result is that the first vehicle information meets the classification condition, then according to the first channel end, the channel allocation information corresponding to the first vehicle information is obtained; or, if the information classification result is that the first vehicle information does not meet the classification condition, then according to the second channel end, the channel allocation information corresponding to the first vehicle information is obtained.

3. The method according to claim 1, characterized in that The step of performing a channel blacklist check on the first vehicle information according to the channel allocation information to obtain a blacklist check result includes: According to the channel allocation information, the first vehicle information is sent to the online settlement channel, so that the online settlement channel performs a vehicle blacklist check on the first vehicle information, and obtains a blacklist check result returned by the online settlement channel; If the blacklist verification result is that the first vehicle information is recorded in the blacklist of the online settlement channel, blacklist bill information is generated according to the first vehicle information and the order to be paid, and the blacklist bill information is returned to the lane terminal.

4. A vehicle ETC dual-channel payment method, characterized in that: Applied to a lane terminal, the lane terminal is used to communicate and interact with the cloud server according to any one of claims 1 to 3, the method comprising: Acquire first vehicle information of the vehicle to be paid, and send the first vehicle information to the cloud service end, and obtain the online bill settlement result returned by the cloud service end; The online bill settlement result is obtained through the following steps: The cloud service end performs order query and channel allocation on the first vehicle information to obtain an order to be paid and channel allocation information, wherein the channel allocation information is used to indicate an online settlement channel for online transaction of the first vehicle information, and the online settlement channel is a first channel end or a second channel end; The cloud service end performs a channel blacklist check on the first vehicle information according to the channel allocation information to obtain a blacklist check result; When the blacklist verification result shows that the first vehicle information is not recorded in the blacklist of the online settlement channel, the cloud service end sends the order to be paid to the online settlement channel, so that the online settlement channel performs an online transaction on the order to be paid, and obtains an online transaction result returned by the online settlement channel; The cloud service end performs online bill settlement on the order to be paid according to the online transaction result to obtain the online bill settlement result.

5. The method according to claim 4, characterized in that The method further comprises: According to the online bill settlement result, terminal deduction is performed on the first vehicle information to obtain a terminal deduction result; The terminal deduction result is sent to the cloud service end, so that the cloud service end integrates the terminal deduction result according to the online bill settlement result, and the cloud service end obtains the transaction data of the first vehicle information.

6. A vehicle ETC dual-channel payment method, characterized in that: Applied to an online settlement channel, the online settlement channel being a first channel end or a second channel end, the online settlement channel being used to communicate and interact with a cloud service end according to any one of claims 1 to 3, the method comprising: Receiving the payment order sent by the cloud service end; Performing an online transaction on the order to be paid, obtaining an online transaction result, and sending the online transaction result to the cloud service end, so that the cloud service end performs online bill settlement on the order to be paid according to the online transaction result, and the cloud service end sends the obtained online bill settlement result to the lane terminal; The order to be paid is obtained through the following steps: The cloud service end receives the first vehicle information collected by the lane terminal, and performs order query and channel allocation on the first vehicle information to obtain the order to be paid and channel allocation information, wherein the channel allocation information is used to indicate an online settlement channel for online transactions on the first vehicle information; The cloud service end performs a channel blacklist check on the first vehicle information according to the channel allocation information to obtain a blacklist check result; When the blacklist verification result is that the first vehicle information is not recorded in the blacklist of the online settlement channel, the cloud service end sends the order to be paid to the online settlement channel.

7. The method according to claim 6, characterized in that The method further comprises: Receiving the vehicle-mounted electronic tag collected by the lane terminal, and decrypting the information of the vehicle-mounted electronic tag to obtain the second vehicle information; Sending the second vehicle information to the lane terminal, so that the lane terminal constructs an offline request for the second vehicle information, and obtains an offline transaction request returned by the lane terminal; Performing offline transaction on the offline transaction request to obtain an offline transaction result; The offline transaction result is sent to the lane terminal, so that the lane terminal performs offline bill settlement on the second vehicle information according to the offline transaction result, and obtains the offline bill settlement result returned by the lane terminal.

8. A vehicle ETC dual-channel payment system, characterized in that: Applied to a cloud server, the system includes: a first processing unit, configured to receive the first vehicle information collected by the lane terminal, and perform order query and channel allocation on the first vehicle information to obtain an order to be paid and channel allocation information, wherein the channel allocation information is used to indicate an online settlement channel for online transactions on the first vehicle information, and the online settlement channel is a first channel end or a second channel end; A second processing unit is used to perform a channel blacklist check on the first vehicle information according to the channel allocation information to obtain a blacklist check result, wherein the blacklist check result is used to indicate whether the first vehicle information is recorded in the blacklist of the online settlement channel; A third processing unit is configured to send the order to be paid to the online settlement channel if the blacklist verification result is that the first vehicle information is not recorded in the blacklist of the online settlement channel, so that the online settlement channel performs an online transaction on the order to be paid, and obtain an online transaction result returned by the online settlement channel; The fourth processing unit is used to perform online bill settlement on the order to be paid according to the online transaction result, obtain the online bill settlement result, and send the online bill settlement result to the lane terminal.

9. An electronic device, characterized in that: include: at least one processor; at least one memory for storing at least one program; When the at least one program is executed by the at least one processor, the at least one processor implements the method according to any one of claims 1 to 3, claim 4 or claims 5 to 7.

10. A computer-readable storage medium storing a program executable by a processor, characterized in that: The program executable by the processor is used to implement the method according to any one of claims 1 to 3, claim 4 or claims 5 to 7 when executed by the processor.

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